JP2021028854A5 - Information processing method and program - Google Patents

Information processing method and program Download PDF

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JP2021028854A5
JP2021028854A5 JP2020199136A JP2020199136A JP2021028854A5 JP 2021028854 A5 JP2021028854 A5 JP 2021028854A5 JP 2020199136 A JP2020199136 A JP 2020199136A JP 2020199136 A JP2020199136 A JP 2020199136A JP 2021028854 A5 JP2021028854 A5 JP 2021028854A5
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user
target user
history information
fund transfer
transfer history
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JP2021028854A (en
JP7381435B2 (en
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本発明は、情報処理方法、及びプログラムに関する。 The present invention relates to an information processing method and a program.

本発明は、このような状況に鑑みてなされたもので、対象ユーザの資産の履歴に基づいて、家族などの関係者による見守りを勧めることができる情報処理方法、及びプログラムを提供する。 The present invention has been made in view of such a situation, and provides an information processing method and a program that can be recommended to be watched by a related person such as a family member based on the history of the assets of the target user.

本発明の上述した課題を解決するために、本発明は、コンピュータが行う情報処理方法であって、対象ユーザにおける資金の移動の履歴を示す資金移動履歴情報を取得する取得工程と、ユーザの資金移動履歴情報を教示データとして学習して得られた学習済モデルであって、ユーザの資金移動履歴情報に基づく通知を当該ユーザの関係者ユーザに送信するか否かを判定するための学習済モデルに、前記対象ユーザの前記資金移動履歴情報を入力して、前記対象ユーザの前記資金移動履歴情報に基づく通知を前記対象ユーザの関係者ユーザに送信するか否かを判定する判定工程と、前記判定工程において、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信すると判定された場合、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信する送信工程と、を有する情報処理方法である。 In order to solve the above-mentioned problems of the present invention, the present invention is an information processing method performed by a computer, which is an acquisition process for acquiring fund transfer history information indicating a history of fund transfer in a target user, and a user's fund. It is a trained model obtained by learning the movement history information as teaching data, and is a trained model for determining whether or not to send a notification based on the user's fund movement history information to the related users of the user. A determination step of inputting the fund transfer history information of the target user into the determination step of determining whether or not to send a notification based on the fund transfer history information of the target user to the related users of the target user. In the determination step, when it is determined that the notification based on the fund transfer history information of the target user is transmitted to the related user of the target user, the notification based on the fund transfer history information of the target user is the target. It is an information processing method including a transmission step of transmitting to the related user of the user .

Claims (5)

コンピュータが行う情報処理方法であって、 It is an information processing method performed by a computer.
対象ユーザにおける資金の移動の履歴を示す資金移動履歴情報を取得する取得工程と、 Acquisition process to acquire fund transfer history information showing the history of fund transfer in the target user,
ユーザの資金移動履歴情報を教示データとして学習して得られた学習済モデルであって、ユーザの資金移動履歴情報に基づく通知を当該ユーザの関係者ユーザに送信するか否かを判定するための学習済モデルに、前記対象ユーザの前記資金移動履歴情報を入力して、前記対象ユーザの前記資金移動履歴情報に基づく通知を前記対象ユーザの関係者ユーザに送信するか否かを判定する判定工程と、 It is a learned model obtained by learning the user's fund transfer history information as teaching data, and is for determining whether or not to send a notification based on the user's fund transfer history information to the related users of the user. A determination step of inputting the fund transfer history information of the target user into the trained model and determining whether or not to send a notification based on the fund transfer history information of the target user to the related users of the target user. When,
前記判定工程において、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信すると判定された場合、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信する送信工程と、 When it is determined in the determination step that the notification based on the fund transfer history information of the target user is transmitted to the related user of the target user, the notification based on the fund transfer history information of the target user is said. The transmission process of transmitting to the related user of the target user,
を有する情報処理方法。 Information processing method with.
前記通知は、前記対象ユーザの出金額が増えている旨を知らせる通知である、 The notification is a notification that the withdrawal amount of the target user is increasing.
請求項1に記載の情報処理方法。 The information processing method according to claim 1.
前記送信工程では、前記対象ユーザへの見守りを勧める通知が送信される、 In the transmission step, a notification recommending watching over the target user is transmitted.
請求項1に記載の情報処理方法。 The information processing method according to claim 1.
前記学習済モデルは、ユーザの前記資金移動履歴情報における残高と出金額との関係に応じて当該ユーザの消費行動が健全であるか否かが判定された実績情報を教示データとして、前記資金移動履歴情報と消費行動の健全さとの関係を学習したモデルであって、入力された前記資金移動履歴情報における消費行動の健全さを推定した推定結果を出力するモデルであり、The learned model uses the actual information as teaching data, which is determined whether or not the consumption behavior of the user is sound according to the relationship between the balance and the withdrawal amount in the fund transfer history information of the user, as the teaching data, and the fund transfer. It is a model that learns the relationship between the history information and the soundness of consumption behavior, and is a model that outputs the estimation result that estimates the soundness of consumption behavior in the input money transfer history information.
前記判定工程では、前記学習済モデルを用いて推定した、前記対象ユーザの前記資金移動履歴情報に基づく前記対象ユーザの消費行動が健全である程度を示す推定結果に基づいて、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信するか否かを判定する、 In the determination step, the funds of the target user are estimated based on an estimation result indicating that the consumption behavior of the target user is sound and to some extent based on the fund transfer history information of the target user, which is estimated using the learned model. Determining whether or not to send the notification based on the movement history information to the related user of the target user.
請求項1に記載の情報処理方法。 The information processing method according to claim 1.
コンピュータに、 On the computer
対象ユーザにおける資金の移動の履歴を示す資金移動履歴情報を取得させ、 Acquire fund transfer history information showing the history of fund transfer in the target user,
ユーザの資金移動履歴情報を教示データとして学習して得られた学習済モデルであって、ユーザの資金移動履歴情報に基づく通知を当該ユーザの関係者ユーザに送信するか否かを判定するための学習済モデルに、前記対象ユーザの前記資金移動履歴情報を入力して、前記対象ユーザの前記資金移動履歴情報に基づく通知を前記対象ユーザの関係者ユーザに送信するか否かを判定させ、 It is a learned model obtained by learning the user's fund transfer history information as teaching data, and is for determining whether or not to send a notification based on the user's fund transfer history information to the related users of the user. The fund transfer history information of the target user is input to the trained model, and it is determined whether or not to send a notification based on the fund transfer history information of the target user to the related users of the target user.
前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信すると判定された場合、前記対象ユーザの前記資金移動履歴情報に基づく前記通知を前記対象ユーザの前記関係者ユーザに送信させる、 When it is determined that the notification based on the fund transfer history information of the target user is transmitted to the related user of the target user, the notification based on the fund transfer history information of the target user is transmitted to the related user of the target user. Let the user send it,
プログラム。 program.
JP2020199136A 2019-07-03 2020-11-30 Information processing method and program Active JP7381435B2 (en)

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JP2019124777A JP6803430B1 (en) 2019-07-03 2019-07-03 Watching system, information processing device, information processing method, and program
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