JP2020095654A - Health insurance system of non-cancer victim - Google Patents

Abstract

To provide an insurance system that selects a person who has not suffered from a cancer from a population, and reduces loss ratio per year.SOLUTION: A person who has not suffered from a cancer is selected from a population, an opportunity of an early detection and early treatment is provided, and a medical examination person having not suffered from the cancer joins an insurance, thereby allowing the reduction of a therapy expense burden during suffering from the cancer. A health inspection is performed using biological specimens and nematodes, an appropriate cancer risk and residual disease risk are evaluated, a cancer insurance system by age or the like of the early detection and early treatment using the cancer risk evaluation and the residual disease is provided. Thus, the economic load for the treatment during the suffering from a cancer of an insurance joining young people is reduced.SELECTED DRAWING: Figure 1

Description

The present invention is an insurance system that determines the absence of cancer and guarantees health. The present invention relates to the technology of an insurance system that increases the number of qualified people for insurance by selecting petri dishes that do not have cancer from among the mass examination samples.

The insurance is set based on the specimen (biological substance) provided by the subject, the personal information of the subject, and the cancer incidence rate and the determination result regarding age and health.

In Patent Document 1, "a subscriber of a home doctor center wears a physical condition monitoring device and transmits measurement data via a personal computer. Analysis of physical condition data and automatic blood sample provided by the subscriber. The center will work with medical institutions and the insurance organization to enable early detection of illness in the subscriber, and the insurance organization will refer to the initial diagnosis result and the insurance premium payable by the subscriber. It is possible to reduce insurance premiums by calculating

Patent Document 2 discloses a cancer characterized in that a nematode is bred in the presence of a bio-related substance derived from a subject or a treated product thereof, and cancer is detected using chemotaxis by the olfactory sense of the nematode as an index. Detection method. (See summary)

Patent Document 3 provides a method for evaluating chemotaxis behavior of an odorant based on the olfactory sense of nematodes, and a petri dish used in the evaluation method. (See summary)
Further, Patent Document 3 describes a patent relating to the attracting behavior of nematodes used in carrying out the above-described inspection method and a petri dish used, and detailed traveling properties of nematodes.

Patent Document 4 is characterized in that the loss rate is improved by utilizing a cancer test based on biological information. (See summary)

According to Design Document 1, the present article is a petri dish including a plate portion and a lid portion. This article is used for an examination for discovering a disease such as cancer by using an organism such as a nematode and urine. There is a circular recess in the center of the dish to collect urine. A hole is provided in the center of the lid, so that urine can be dropped into a depression in the center of the dish. Moreover, since the lid is inclined toward the hole, urine naturally collects in the hole. When observing the organisms contained in this article, illuminate it from either the front, back or side of this article. Since the article is transparent, the creatures in the article can be shaded when illuminated, and the user can easily observe the creatures in the article. (Usage instructions)

The description of the design document 2, the design document 3, the design document 4, and the design document 5 is the same usage description as the design document 1.
Recently, active research is being conducted to diagnose cancer by diagnosing nematodes with the recommendation of early detection and early treatment.

References relating to simple characteristics of nematodes and rearing and multiplication are described in [Non-Patent Document 1].

Non-patent documents 2 and 3 show the cancer incidence in the population, which is represented by the National Cancer Research Center statistical prediction, and the incidence of young people is low, and more elderly patients than middle-aged are likely to be affected. ing.

Materials such as the risk of getting cancer and the average age of disease are described in [Non-patent document 2] and [Non-patent document 3].

Regarding industrial applicability, it was created based on the statistical data described in [Non-Patent Document 4].

JP, 2001-249996, A Table No. 2015/0888039 Patent No. 6164622 JP, 2017-134474, A

Keirinkan Publishing Class practice record (biological) Making teaching materials for nematodes Hosei University Girls High School Kei Kei Suzuki teacher Cancer Statistics '14 Public Interest Foundation Cancer Research Promotion Fund Chart (19) Age-specific Cancer Incidence Trend (1980, 2010) Cancer Statistics '16 Cancer Incidence Trend by Age Group (1980, 2012) Ministry of Internal Affairs and Communications Statistics Bureau World population pyramid (Ratio by age group, 2015)

Design Document 1

Design Registration No. 1600045

Design Document 2

Design Registration No. 1615214

Design Literature 3

Design Registration No. 1615213

Design Document 4

Design Registration No. 1615212

Design Document 5

Design Registration No. 1615211

Providing an insurance system that reduces treatment costs for the purpose of early detection and early treatment of cancer

It is known that the olfactory reaction behavior of an organism called nematode takes three states of a biological specimen (urine): an avoidance behavior, an attraction behavior, and a harmony behavior. By observing this, the presence or absence of cancer can be determined.

It is well known that the nematode behaves as a repellent behaviour in the undiluted urine, and it is also well known that it behaves as noise with respect to volatile substances in urine.

It is known from Patent Document 2 that nematodes take three-state behavior with respect to a sample (urine) obtained by diluting the urine stock solution 10 times.
The test subject of the specimen in which the nematode behavior after the dropping of the specimen diluted 10-fold with the buffer takes the avoidance behavior is not cancer. In addition, specimens that exhibit harmony behaviors and attraction behaviors are suspected of having cancer. A method characterized by utilizing the characteristics of a nematode that takes this reciprocal behavior.

For urine samples diluted 10 times, it is possible to put reliability in the analysis judgment of the data of harm avoidance behavior excluding the harmonization behavior and the attraction behavior, and raise the accuracy limit of the judgment accuracy to 90%. The insurance loss amount can be reduced by.

According to the present invention, a person who does not have cancer is selected from the population, an opportunity for early detection and early treatment is provided, and an unaffected medical examiner can reduce the burden of treatment costs when suffering cancer by having insurance. An insurance system that offers what makes possible.

Performing health tests using biological specimens and nematodes, assessing appropriate cancer risk and residual disease risk, and providing age-specific cancer insurance system for early detection and early treatment utilizing the cancer risk assessment and residual disease risk Can reduce the financial burden of treating young people with cancer insurance when they have cancer

Based on the probability of suffering from cancer, the age group of the population can be classified into 6 levels to intensively distribute a large amount of insurance dividends to the weak. In addition, it is possible to provide an environment in which many insurance members reduce the financial burden of cancer treatment for young people under the age of 20.

As a method of maintaining the insurance system, there is a group medical examination, which is a method that can easily, highly accurately, and quickly diagnose many qualified insurance participants.
Public organizations such as schools and the Self-Defense Forces, large-scale enterprises, workers involved in nuclear accidents, nuclear power plant accidents, etc. Can contribute to.

Early detection Early treatment can reduce the cause of cancer death.

It is possible to construct an insurance system similar to a mutual aid association and provide a system for extracting persons who do not have a specific disease from a group.

With the statistics of cancer incidence and statistics of Japan, which is a medical advanced country, as an index, the profitability of a business, which can be found from the distribution of the age population in each country covered by insurance, is calculated in the form of the incidence rate to the population. It is possible to reduce the cost of medical systems around the world.

In a system that bears the risk of insurance, it is necessary to have an insurance contract that uses nematodes and triangular (polygonal) petri dishes and has a 90% probability of extracting the subjects of the petri dish that does not have cancer.

As for the relationship between policyholders and health, the fact that they do not suffer from one of the three major diseases "cancer (malignant neoplasm)" "acute myocardial infarction" "stroke" through the results of regular inspections throughout the year The potential opens up by demonstrating that the health benefits outweigh the remaining two major disease risks.

It is easy to disseminate awareness and knowledge on the condition that the inspection cost is low (about 900 yen/time) and the guaranteed dividend is high. Awareness and dissemination to overseas developing countries, which are in a situation of economic disparity, is especially important.

In the case of early detection and early treatment of cancer, Japan has a wide range of advanced medical technologies in Japan, and the possibility of complete cure is high. Will have a great influence in various places.

This insurance system does not use the medical and health insurance system of each country.

If the insurance system is implemented, it may have a positive impact on the medical system in developing countries as well as in Japan.

The potential world population and insurance risk assessments were calculated using the population pyramid of each country (Ministry of Internal Affairs and Communications statistics) and the number of statistics by age of cancer (National Cancer Research Center-Cancer Countermeasure Information Center-). (Fig. 24-1) (Fig. 24-2) (Fig. 24-3)

The above statistics and estimations can be achieved by protecting the minors, using the educational system that the minors gather in school, and making a strong contribution to the mass screening and health promotion.

It is a figure which shows the structural example of the whole system which concerns on this embodiment. Inspection C.I. P. U and information C. P. U and insurance company C. P. U is a block showing a configuration example of the peripheral device, It is a figure of medical examination application form A concerning this embodiment. It is a figure which shows the flow from the reception which concerns on this embodiment to an inspection server and an information server. It is a figure which shows the flow in the inspection server which concerns on this embodiment. It is a figure which shows the flow in the information server which concerns on this embodiment. From the reception according to the present embodiment to each inspection/information server C. P. It is a block diagram to a notice / contract information server via U. It is a figure showing the flow in the system of personal information of application form A concerning this embodiment. It is a figure which shows the flow of paper scanning folder creation which concerns on this embodiment. Creating a folder title according to this embodiment It is a figure which shows the flow regarding the sample (urine) which concerns on this embodiment. It is a figure which shows the flow of the sample urine collection / preservation|save sample which concerns on this embodiment. It is a figure which shows the flow of the cancer and the judgment / trial part which concern on this embodiment. It is a figure which shows the flow of insurance and contract information which concerns on this embodiment. Repulsion and Anti-evaluation Model 3 kinds of judgment model Plan and cross section 3 Drawing Obvious avoidance behavior of decision (Figure 6) Oblivious avoidance position Reconciliation behavior (Fig. 6) The harmony behavior of the impossibility judgment (Figure 6) The harmony behavior of the impossibility judgment (Figure 6) Attracting action for red judgment (Fig. 6) Attracting action The figure which shows a cancer risk evaluation model is the distance from the X-axis (vertical axis) triangular center, and Y-axis (horizontal axis) time. It is a figure which shows the flow of a process to a notification server when it is determined to be acceptable in a urine test. This is the flow up to the notification server when a non-red cancer test is judged as a result of a test that may have cancer. It is a figure for demonstrating the flow of the frequency|count of an annual inspection according to this embodiment, and re-examination multiple times a year. A method for accessing a personal computer in the system according to the present embodiment, and shows a diagram in which access is possible by subject name, employee number, and manager number. In addition, access from outside is basically to the outside window of the insurance inspection company. The figure which shows the display place of a personal computer screen by the dotted line with the determination result which concerns on this embodiment. Statistics Annual incidence rate Incidence rate in 100,000 people Statistical comparison table Japan and China Statistical comparison table America and India

Next, modes for carrying out the present invention (referred to as “embodiments”) will be described in detail with reference to the drawings as appropriate. In the description of the drawings to be written, the same reference numerals will be given to the same configurations as appropriate.

System configuration

1 and 2 are diagrams showing a configuration example of an insurance system according to the present embodiment.
The insurance system W according to the present embodiment includes an inspection reception, an inspection server, an information server, an inspection C.I. P. U, network Y through insurance C.I. P. U, the analysis server, the model determination server, the past information server, the referee server, the determination server, the notification information server, and the notification server are connected to each other.
In addition, the inspection C.I. P. U and insurance C. P. U is connected.

The inspection server and the information server are the inspection C.I. P. Connected via U. The information analyzed and recorded in the inspection server is exchanged by connecting with the insurance server via the network Y 1.

The insurance server is connected to the inspection server via the network Y and is connected to the analysis server, the judgment model server, the past information server, the referee server, the judgment server, the contract information server, and the notification server.

C. of insurance inspection company Z. P. U is the inspection C.I. P. U and insurance C. P. It is connected to U.

Figure 3 Call for application form for medical checkup (A).
(A) will be sent to the whereabouts of the applicant for the examination submitted by each business office before the examination. The subject is prepared to fill in the necessary items on the application form (A), collect a biological sample (urine) in a sample container on the day of the examination, and attach the QR code (B) and submit it. ..

It is also possible to submit a sample of a family member who wishes to have a medical examination, if the subject who works at the office on his/her behalf has brought it after filling out the necessary items in the above documents.

Figure 3 QR code (A) is printed on the QR code paper (A), and QR codes (B) (C) (D) are also attached. These QR codes of (B), (C), and (D) are such that (B) is attached to a urine collection device, (C) is attached to an inspection petri dish, and (D) is attached to a disease diagnosis container.

Figure 3
RFID tags (1) and (2) are attached to the paper (former). These RFID tags (1) use their position information at the time of searching, and input environmental information, petri dish information and nematode information to the tag (2), and the information after input is past image inspection in the past information server. All the subject information is connected to the recorded information as the same information as that of the examiner on that day.

Fig. 3 RFID tag The RFID tag (1) is attached to a urine collection container and utilized when searching for a sample container in a storage location at the time of retesting.
The RFID tag (2) is attached to the inspection petri dish, and the environmental information and nematode information that can be prepared in advance and information that can be obtained from the petri dish serial number are copied and input to the tag (2).

Family Participation It is necessary to fill in the documents (A) of the personal number of the family brought. When the family information is insufficient, it is temporarily stored in the representative's folder and the representative is notified of the lacking information, and the family information is filled in after the fact, but the notification of judgment is suspended until the necessary information is obtained. .. Other supplementary notification information is representative notification.

When the representative test subject brings a family test sample container, he/she can fill in the form (A) as a proxy as well as his/her own information content, and the test is possible, but attach the QR code to the sample container. Up to is the responsibility of the representative subject.

Fig. 3 On the family notification method form (A), personal information such as name and individual number, employee number (or specified ID) and address, and notification method or electronic address to the person should be entered. If the family information is insufficient, the agent (representative submitter) will be notified of the additional information request for the missing information. If the judgment is not made and the representative cannot obtain the lacking family information, the judgment notification is put on hold.

Figure 4 Diagram showing the flow to the test server/information server The submitted sample (urine) and application form (A) are received, and after acceptance, the sample is divided into storage for retesting and testing The urine is again excreted for the examination of the disease and the image capturing to generate the data information, and the examination C.I. P. Connected to U.
In the same way, the application form (A) submitted also reads the personal information (individual number, employee number, notification phone number, and zip code) with a reading device and creates a folder for inspection C. P. Insurance via C. P. It is sent to U and stored and stored in each server storage destination.

Fig. 4 The information is created into a folder by the automatic paper reader and each information is sent to each server and recorded and saved.

At the time of reception, an automatic reader will automatically digitize the numbers on the paper (form A) and create a folder.

Figure 4 Diagram showing the flow to the information server The QR code number and name printed at the same time are saved as the folder title name until the time of reception, and then the personal number, employee number, telephone number and postal code entered by the person himself/herself. Is read by a numeral reader, and one or more names and any numbers are used as a title.

Fig. 4 Paper showing the flow to the information server and the sample container until the time when the sample container is received. After acceptance, the normal title name is a title name using a name and a personal number, and the personal information of the past information server and the title name of the folder in the contract information server are recorded and stored in two places.

The QR number is a number required for use on the day of the test and for identifying the urine collection container when the (A) sheet is sent. After acceptance, the name and personal number or the employee number of the business office will be used as the search target folder name when you browse and edit.

Fig. 4 The received instep paper and urine collector showing the flow of the inspection server from the reception is here where the QR code (B) is pasted on the urine collector and the urine collection is temporary. Will be stored in the specimen storage area for re-examination. Similarly, the RFID tag (1) is attached as an individual-specific search target for a large number of specimens collected in the storage location. The urine-separated sample (0102) is sent to the inspection server and is urine-divided into a residual disease test (0220) and a petri dish test (0222) by the test server.

Residual disease test Diagram showing the flow of the testing server The urinary residual urine test sample (0102) was dropped on separate test strips on the protein test strip and the occult blood reaction test strip, the reaction was observed, and the results were recorded. Check the information. P. It is sent to the residual disease analysis in the analysis server via U.

Figure 5 Diagram showing the flow of the inspection server The urine that has been urine divided for petri dish inspection is diluted 10 times and prepared for nematode inspection.
A 10-fold diluted sample is dropped on a petri dish to observe the behavior of nematodes.

Figure 5 Flow of information in the test server After dropping the diluted and diluted sample, 6 pictures are taken at regular time and past image test record information is sent to 6 samples in the folder of each sample via the test server. It is stored in the slide image recording place.

Figure 5 After the flow sample (0102) in the test server is urine-divided at the reception, the urine that has been urine-divided (0102) to be used for a residual disease test (02201) and a petri dish test (02121) in the inspection department is divided into residual diseases. For, measure the presence or absence of urinary protein and urine occult blood on the test paper by dropping it on the test paper and record it.

The urine separated for examination (0102) is diluted 10-fold into diluted urine (0222).

A buffer solution is placed in the test petri dish, and 40 to 50 nematodes are swimming in the buffer solution. A QR code for reading is attached to the lid of the polygonal petri dish, and the petri dish serial number is also printed. Further, an RFID tag (2) is attached for editing and inputting information.

At the time of shooting, shoot from above, and light from the side to shade the nematodes.
When shooting, be careful not to give any shock to the dish. A total of eight images are taken. The first one is for confirming the position of nematodes, and the second is the information printed or pasted on the petri dish lid. The third sheet is photographed from above with the lid removed in order to photograph the dropped (0222). Similarly, the fourth image is photographed 5 minutes afterward from above. After that, 10 minutes later, 20 minutes, 40 minutes, and 60 minutes later, the picture is taken.

Image processing The captured images are sent for the judgment of the referee and the six images are operated with the personal computer mouse of the terminal so that the slide images can be easily viewed in time sequence.

A dedicated reader is used to read the flow sheet (010) in the information server. It is desirable to have a QR number and number reading function.

In the case of a new subject, the QR number and name are temporarily stored, and later, the folder title is created and stored with the name and personal number. At the time of re-examination, another QR code number is given to the subject's instep paper (010), so that the present QR number (041) becomes unnecessary at the next examination and becomes the title of the page in the folder.

Figure 6 Flow in the information server In order to create the title of the information on the received paper (A), a title name is temporarily created with the QR code number and name and used as the target of the search when receiving. Using the personal number and name obtained by the automatic reader as the official title name, it is possible to search, view and edit the entire system. The title name created with the QR code number and name is stored and stored in the personal number and name title folder as the title name of the additional page. If a folder with the same personal number and name stored in the past personal information and contract information server is searched and found at the time of reception, a page will be additionally created in the folder with the QR code number and name as additional information.

As for foldering, since it has been described in (0047)(0051)(0057), the storage location will be described. The storage place is stored in the past information server (033) (past personal information 0333) and the personal folder in the contract information server (037). Search for information is stored in folders by personal number and name.

The personal information of the subject includes the name, personal number, notification destination (electronic address), family structure, employee number, and address.

The petri dish information (02021) contains the petri dish serial number, manufacturing factory information, and information on the person in charge.

In addition to the above information, the information of the petri dish main body (02121) includes the address, time, and component information of the manufacturing factory stored in the number. This information is needed in courts to prevent imitation of the inspection system itself and when expressing the damage scale in numbers.

Regarding the environmental information, there are information on the implementation date, the implementation facility, and inspector insurer information (name, number of people, start time, end time, and other events).
The storage place of the information is the information common to the examination on the day stored in the past examination record information (0331) in the past information server (033) and the contract information server and the notification server, and is connected to each folder.

The nematode information is shipping information, birth information, and shipping laboratory information.
The shipping information is the number of times the nematode has been dispatched and the number of times it has been used. The birth information is because the lifespan of the nematode is short and it is easy to predict the ovulation time. This is because the shipping laboratory estimates the moving distance from the implementing facility. These pieces of information also become common information on the day of the examination. Also connected to each folder.

The position information is used when the RFID tag (1) (051) searches for the position in the storage location.
The tag (2) (052) is attached to a petri dish, and copy/edit input of environmental information can be performed.

The information from the information server (021) connected to the notification server (036) is the notification destination information created in the folder name created by the personal number and name read by the reader. Extract from the folder and store and manage.

The contact information includes name, age, address, telephone number, electronic address, desired contact, etc.

Fig. 7 From reception to inspection/information server C. P. Information generated from the sample (011) and the application form (A) received by the notification/contract information server reception via U, petri dish information, environment information, and nematode information common to all samples Connect with all specimens and use as materials for searching and browsing. Said information is the result of the inspection C. P. Insurance from C.U. through network Y. P. It is connected to U and reaches the notification server from the analysis server, the judgment model server, the past information server, the trial server, and the judgment server to the notification server via the contract information server.

Figure 8 Reception to inspection/information server C. P. The information provided by the information processing reception on the route to the notification server via U and the information is subdivided and stored in each required information, and new information processing measures such as storage and shooting that occur in real time follow the flow. Indicate.

Upon receipt of the reception, the name, the personal number, the age, the address, the electronic address, etc. of the personal information are finally sent to the notification server as the notification destination information and are stored with the target of the folder title. The priority title for personal identification is the personal number, the first and second names, and the employee number. It is possible to prevent confusion if you confirm in advance whether or not you have the same surname.

Figure 9-1 Application Form (Exhibit A) Scanning/Folder Creation Flow The information read by the automatic reader uses the name and QR number as the search title name to create a temporary folder. The necessary information in the folder is embedded with the personal information extracted by dividing it into the created folder.

Figure 9-1 Flow of application form (A) scanning/folder creation The items retrieved from the above form after automatic reading of the application form (A) are: name, personal information, employee number, age, gender, and telephone number. , The item retrieved by the reader. On the form is information from the zip code to the address where you can call. It is an item that can be taken out from the paper (instep) with the above-mentioned reader. The details of the address will be confirmed, edited and input by the staff after it is stored in the folder.

The information that has been subdivided by the reader is copied in a temporary format, transferred to a format prepared in a folder, and the personal name, personal number, phone number, and age read by handwriting are embedded in the designated location. With this, you can give a basic title name of your personal number + name. The age, zip code search and address (handwritten transcript) are embedded in the specified folder.

After the folder title name is confirmed, family information, medical examination information, history count, and contract information are connected to this folder in association with this folder.

Personal information becomes one piece of information as past information (033) when the referee server expert makes a judgment, and is stored as past personal information (0333) in the previous term server. .

If the family configuration information is also entered on the medical examination form (A) at the same time, if the subject is representative of the household, connect the medical examination status of the entire family under the representative subject individual number and the title name. Place it.

After the folder name of the representative subject's family is created as personal information, the representative subject can be connected under the title name and the family folder can be connected with the individual family title name.

Figure 9-2 Folder title determination The application form (A) is subdivided by a reader and embedded in the prepared format by embedding the information in the prepared format.

With the personal number as the axis, the name will be the next choice. Even after the subject changes jobs, he/she can understand the inspection status and the insurance status.

The family information is connected to the subject's title name, and the production of the family information title is also made into the family title name with the individual number and name. When your family member starts work, you can check your membership number and your name when you apply for membership.

Figure 10 Flow from reception of urine (0102) Put the urine sample (0102) collected by the subject at home in the urine collection container (011) and attach the QR code (B) (042) to the side surface of the urine collection container (011) ..

Figure 10 Flow related to specimen (urine) Submit the urine collection container (011) to the reception along with the examination test application form (A) and accept the submitted urine collection container The staff will search for retest collection from the storage (0111). To make it easier, remove the RFID tag (1) from the paper (instep) and attach it to the urine collection container (011).

The urine collection container (011) is stored and managed at the urine container storage location (0111) from the urine collection container to the residual disease test (0220) and the image recording sample (0222). At this time, QR (B) and RFID (1) are attached to the urine collection container.

QR (D) (044) is pasted on the urine (0102) that was urine-divided for residual illness. Then, a few drops are taken to drip onto the test paper, and a few drops are dropped on the urine protein test paper (02211) and the occult blood test paper (02212). The test results of the two test strips can be judged as the color changes in the test strips within a few minutes. The results are sent to the after-sales analysis (0312) in the analysis server (031).

The urine (0222) that was urine-divided for nematode examination is diluted 10 times with the stock solution (0102) for examination, and only one drop is dropped on the examination dish.

The image record information (022210) is analyzed as an analysis server avoidance image (0311).

The buffer solution and urine are discarded by filtering the nematodes when the action image of the dropped petri dish nematodes has been captured.

Figure 11 Storage location and urine collection The submitted urine collection container is urinated from the urine collection container and stored for re-examination at the storage location. The urine collection is divided into the one for storage, the one for residual disease determination, and the one for test sample.

The specimen (0102) is managed in the storage location from the urine collector (011) to the residual disease test (02201), the petri dish test (0222), and the sample at the time of retest. The rest of the urine collection container waits for retesting in storage.

If the result of the judgment is no, it will be re-inspected. As instructed, the RFID tag (1) is used as a search target to search in the storage area, and after discovery, the sample (0102) is extracted from the urine collection container, diluted 10 times, and dropped into the petri dish where the nematodes are.

For the urine collection container stored at the storage location, if the judgment is re-inspection of red judgment not possible judgment Find the relevant container in the urine collector stored in the storage area and collect a few drops for retesting. The collected urine (0102) is diluted 10 times with a buffer solution as a test sample and dropped into a petri dish where nematodes swim.

12 and 13 Flow of judgment, trial server and contract information server C. P. The after-illness result sent from U (020) via the network Y is subjected to the after-illness analysis (0312) of the analysis server (031) and compared with the after-illness determination model (0322) of the determination model server (031). It is sent to the referee server (034) and a final judgment (0341) is made. In terms of content, a specialized test strip developed for medicinal purposes is usually used, depending on the color change of the test strip.

Inspection C. P. The information sent from U (020) includes image recording information (02210), personal information (0211), petri dish information (02021), environment information (02122), and nematode information (02123).

The image record (022210) is subjected to the oblivious avoidance image analysis in the analysis server (031), and the relationship between movement and time is numerically calculated.

The image of the judgment model server (0321) is compared with the image record (022210) and sent to the referee server (034).

The referee server (034) makes a judgment by observing the judgment model and the time movement record of the slide image in consideration of the expert (0343).

The judgment made is sent to the judgment server (035) and is divided into judgment records (0351), judgment not possible (0352), and judgment of red (0353) as judgment records.

The record divided into each judgment is stored as a record in each folder page of each contract information server.

The subject information stored in the pass/fail judgment (0351) is recorded as a re-contract and renewal contract (03510), and then sent to the contract information server (037). At the same time, it is sent to the past information server (033) as past determination information (0332).

The test subject who cannot be judged (0352) performs the test with nematodes twice in the main screening, and performs the re-test (test that does not depend on nematodes) again for the non-judgment at the external exclusive contract testing organization. If there is no problem in the external inspection, an instruction to re-contract as a continuous contract is sent to the contract information server (037). The contract for the period until the inspection by nematodes and the result of the external inspection agency is ongoing. The insurance inspection company will bear all the inspection costs at the external exclusive contract reinspection organization. These records (including external inspection) are sent to the past information server (033) and recorded as past determination information (0332).

When a red judgment is made in the inspection performed by the external exclusive contract inspection organization, the contract information server (037) is instructed to immediately proceed to the contract end (03522) and the dividend payment (03523) procedure. At the same time, it is sent to the past information server (034) and recorded as past determination information (0332).

Many of the red-judged subjects (0353) undergo nematode inspection for the first time, and immediately notify them and introduce a nearby inspectable institution to perform a detailed inspection at a specialized inspection institution. In addition, since it is an urgent matter for an insurer under an insurance contract, the contract information server (037) is instructed to notify prompt payment of the insurance dividend (03532) and termination of the contract (03531). Give out. Regarding the contractor's short-term permission judgment (0351) to red judgment (0353), it is recorded as a special clause and sent as past judgment information (0332) to the past information server (033).

The personal information (0211) that reaches the insurance server (030) via the network Y is divided into folders by the reading device and subdivided. The name, age, personal number, employee number, and zip code are stored in each server. Has been sent. In the contract information server (037), the title of the arrived folder is created as a recording folder with the title of the name and personal number from the QR number (A). Since the address is recorded in the folder without a number retrieved from the postal code, the staff members will enter the address and subsequent addresses. Further, the information of the notification destination will be input as the notification destination in the notification server (036) at the time of notification of the determination result of the day. The information is recorded as a copy of the (A) paper in the folder of the notification server (036) of the name and personal number title as a copy of the (A) paper at the time of reading.

Further, personal information (name, age, personal number, employee number/certificate, address, notification destination, family composition) is recorded as past personal information via the network Y. In the case of a contractor, two or more records can be seen to match, so that the identity can be verified at the same time. If you are a new contractor, you will need a certificate such as your personal number or employee number in addition to your name. The passed personal information reaches not only the past information server (033) but also the notification server (037).

The personal information that has reached the notification server (036) is already recorded as a copy of (A) paper in a folder created with the name and personal number or the employee number.

In the notification information server (037), since it is necessary to make the judgment records received from the judgment server (035) into folders for individual records, the same title creation as the notification server (036) and the folder sends information from the reader. It was created at the time. A copy of (A) paper (010) is also recorded in the folder.

The implementation date, the implementation facility, the record of the insurance inspection staff, and the number of samples to be implemented, which are the environmental information (02122), are recorded in the past image inspection record information (0331). The title of the past image inspection record information (0331) is created by the implementation facility name and the implementation date, and the environment information (02122) is provided to the record information so as to make it relevant. Similarly, the nematode information (02123) is also hung on the past image inspection record information (0331) so as to have a relationship, and the records are unified.

The nematode information (02123) records the number of birthdays, shipping date, and shipping laboratory information. This record is made relevant by connecting it as the past image inspection record information (0331).

Fig. 13 The information of each subject sent from the contract information server (037) from the flow determination server (035) of the notification server (036) is stored in a folder created with an individual number and name, and each examination and examination date Create a folder that increases the number of records each time. Since the acceptance determination of the subject determination information sent from the determination server (035) is a continuous contract, the notification server (036) notifies the registered notification destination. If we cannot contact you on the day, we will send you a notification later.

In the case of impossible determination (0352), there are two types of determination meanings. One is continuation and the other is contract termination.
In the case of continuation, if it is not possible to judge with nematodes twice, but if there is no problem with tests that do not depend on nematodes of an external exclusive contract testing organization, it will be a continuous contract, but if the test leads to the discovery of cancer At the same time as the end of the contract (03522), the insurance dividend for the predetermined contract is paid (03523). There is a continuous contract between the nematode inspection and the inspection agency judgment. The inspection cost of the inspection organization shall be borne by the insurance inspection company.

The contract information server (037) stores information on all contractors. Only the judgment result is sent from the contract information server (037) to the notification server (036). The content transmitted from the notification server (036) merely notifies the subject of the determination result from the notification server (036).

FIG. 14 The risk evaluation model diagram based on the reaction rate and the number of avoidance reactions is the position of the nematode 60 minutes after the sample (0102) was dropped. The nematode of the avoidance behavior of the determination (0351) escapes to the tip of the triangle, and is not around the central depression of the petri dish. Further, the positions of the nematodes of red judgment (0353) are also gathered near the sample and not at the apex of the triangle. However, in the impossibility judgment (0352), it is understood that the nematodes that are not grouped are positioned.
It is unclear whether the experiment might infer a very early cancer reaction or the behavior of picking up noise in response to a volatile substance, but this model is inapplicable.

<Figure 15 >It is the model figure which shows the position and runnability of the nematode of the time of decision possible.
Immediately after dropping, the vehicle starts running and moves to the top of the triangle, that is, the furthest place from the sample.

Figure 16 is a model diagram showing the passage of time and the runnability of non-judgment Pattern of runnability which is neither attracting nor repelling

17 is a model diagram showing the transition of time and the traveling position of the same determination of the non-determination.

18 is a diagram of a non-determination model.

19 is a model diagram showing the red determination.

FIG. 20 The cancer risk evaluation graph 90% of the petri dish subjects showing the avoidance behavior are qualified to join the insurance in the yes (0351) determination. Others. It is not possible to have all insurance.

FIG. 21 A sample that has been urine-divided from a test server (022) showing a case of a flow urine test flowable (0351) subject not having cancer and diluted 10 times with a buffer solution is dropped on a petri dish. The nematodes escaped to the tip of the triangle.

Figure 22 The nematode showing the flow when it is not possible if it is suspected to have cancer or if it has been rediscovered and rediscovered has made a disorganized movement and running and is judged to be retested. The sample is collected from the first urine-collecting urine collection device, and the sample diluted 10 times again is subjected to the same test again with newly prepared nematodes and petri dishes.
After the judgment is not possible, a re-inspection instruction is issued to the storage location of the urine collection device, the position of the RFID tag (1) is searched from the storage location, and urine is divided, diluted and dropped into a petri dish to perform a normal inspection.

Fig. 23 Number of medical examinations by 6 levels Age groups are divided into 6 levels as shown in the figure

24. The positions of the personal computer terminals P1, P2, P3, P4 and P5 and the personal computer terminal P1 of the access inspection reception (0201) from the external terminal are in the reception and the employee number and the manager number can be edited and input into the information. It is located near the terminal P2ha and the information server and is also an editing and input painter with the employee number and the administrator number. Inspection server peripheral P3 Insurance C, P, U vicinity P5 Insurance inspection company P4 is installed. P1 to P3 are linked with the P5 network Y. The terminal PC of P4 is a terminal in the insurance inspection company.

Figure 25 Screening examination application form This is the display location and entry items for the judgment.

Figure 24-1 Age-specific cancer morbidity and population for each age population Comparison of insurance premiums and dividends between Japan, China, the United States, and India and insurance scale Cancer morbidity for a population of 100,000 people The numbers are And it is calculated by the number of insurance risks.

Figure 24-2 Comparison of potential insurance policyholders in Japan and China and the risks of commercialization.

Figure 24-3 Comparison of potential insurance policyholders in the United States and India and risks of commercialization.

The present invention is not limited to the specified embodiment, and can adopt an insurance system adapted to various situations and changes in the environment. Although it does not come out of the basic nematode, petri dish, and mass screening, other forms change according to the situation. For example, insurance premiums and dividend distribution age.

As described above, the present invention provides a mutual aid insurance system that can select a subject who does not have cancer by using nematodes, increase the number of insurance subscribers, and support a high medical treatment cost with a low premium. , It is a system that is very useful in terms of industry and social life and has a very high availability.

01 Subject 010 Examination/Examination Application Form Exhibit A 0101 The Exhibit A Exhibit Form 0102 Specimen (Original Urine)
011 urine collection container QR code (A) print (B) (C) (D) (for attachment)] [RFID tag (1) (2) for attachment 0111 Urine collector storage location 020 Inspection C.I. P. U
0201 Inspection reception 021 Information server 0211 Personal information 02120 Petri dish information Serial number printing/QR code C(043) pasting/RFID(2)(052) pasting 02121 Petri dish main body 02122 Environmental information 02123 Nematode information 02124 Position information 022 Inspection server 02201 surplus Disease test 02212 Urine protein 02213 Urine occult blood 0222 Diluted urine (specimen)
[022210] Nematode avoidance image recording 022211 Inspection petri dish lid photographing 022212 Inspection start nematode position image photographing 022213 Diluted urine dropping 2 minutes after disinfection avoiding image photographing 022214 "5 minutes later"
022215 〃 10 minutes later 〃
022216 〃 20 minutes later 〃
022217 〃 40 minutes later 〃
022218 〃 60 minutes later 〃
030 Insurance C. P. U
031 Analysis server 0311 Deterrence avoidance image analysis 0312 Recession analysis 032 Judgment model 0321 Image judgment model 0322 Remaining disease judgment model 033 Past information server 0331 Past examination record information 0332 Past judgment information 0333 Past personal information 034 Referee server 0341 Remaining disease judgment 0342 image Judgment 0343 Expert judgment 035 Judgment server 0351 Yes Judgment 03510 Renewal contract 0352 No Judgment 03521 No Precision advanced inspection 03522 Contract termination 03523 Dividend payment 0353 Red judgment 03531 Contract termination/precision inspection 03532 Dividend payment 036 Contract information server 037 Notification server 041 QR code (A)
042 QR code (B)
043 QR code (C)
044 QR code (D)
051 RFID tag (1)
052 RFID tag (2)
Network Y
Z Insurance Inspection Company (Explanation of Abbreviations)
(QR code) (Quick Response) (A registered trademark of Denso Wave.)
(RFID tag) (Radio Frequency Identifier)
(Urine collection device) P-Pole collection device (registered trademark of Atrator Co., Ltd.)
(C.P.U.) Central Processing Unit
(P1) Personal computer 1

Claims (19)

Three kinds of symbol numbers are placed on the three sides of the triangular petri dish for inspection (polygon) from the specimens of the test subjects of the group, the symbol number is used as a search target to identify the individual, and nematodes are used to deny them. An insurance system characterized by observing evasive behavior and conducting tests multiple times a year to determine subjects not afflicted with cancer and reduce the annual insurance loss ratio of insurance. QR (Quick Response) code (registered trademark of Denso Wave Co., Ltd.) A, B, C, D 4 and RFID (radio frequency identifier) tags 1, 2 and petri dish serial number (serial number) The method according to claim 1, wherein the three types of symbol numbers are used to identify the specimen and the subject, and sort the information for each test. There is a printed QR code (A) on the subject's examination application form (A), and the QR code (B), (C), (D), RFID tag (1) and the tag ( 2. The method according to claim 1, wherein the paper attached to the paper surface is used in a state where 2) can be attached and removed. There is the QR code in the application form (A), (A) is printed on the inspection application form (A), and (B) is affixed to the submitted biological sample container (urine collection container) 011 and the ( The method according to claim 1, wherein (C) is attached to a petri dish lid 0220, and (D) is attached to a comorbidity test sample container 0221. The examination application form (A) is additionally provided with RFID tags (1) and (2), and the RFID tag (1) is attached to the submitted urine collection container 011 of the biological specimen 0102 of the subject to be provided. (1) A method of confirming and identifying the matching of the QR code (B) and the personal information application form (A) at the time of reception, scanning the application form (A), making a folder, and saving. The insurance contract content specified on the above form is an insurance method in which a person is subjected to a medical examination several times a year under a one-year contract, and six-year age-specific annual insurance premiums and insurance dividends are contracted with the subject. Regarding the termination condition of the insurance, for the impossibility judgment 0352, if the re-inspection is performed on the day and the approval decision 0351 appears, it becomes a continuous contract and if the disapproval judgment 0352 appears again, it is inspected by an inspection method that does not use nematodes. If there is no problem, continue and if cancer is found, terminate the insurance contract and proceed to the procedure for payment of insurance dividends, and introduce and guide hospitals. Further, in the case of the red judgment 0353, the procedure for the detailed examination (test method not depending on nematodes) is immediately performed, and when the cancer is found, the procedure proceeds to the termination of insurance and the procedure of payment. The method according to claim 1, wherein if the result of the detailed examination does not lead to the detection of cancer and there is no problem, the continuation and re-inspection re-contract are made without terminating the insurance. An insurance system that clearly states that the insurance inspection company will terminate the contract with the subject if the dishonest personal information is entered in the termination conditions and a fraudulent act such as a proxy medical examination is discovered. A sample 0222 obtained by diluting a part of the sample 0102 of the subject to 10 times was dropped into the petri dish and the test C. P. C. U 020 through the network Y and insurance C. P. U 030 sends it to the analysis server 031 to perform the image analysis 0331 and collate it with the image judgment model 0321 of the judgment model server 032 and send it to the referee server 034. 2. The method according to claim 1, wherein the subject's insurance participation is performed by comprehensively comparing with the past determination information 0332 in the past information server indicating the sex. The method according to claim 1, wherein the biological substance sample 011 is urine of a subject, and the information regarding the subject 01 is determined by digitizing the avoidance behavior of all nematodes in the petri dish against the urine. The insurance system according to claim 1, wherein the information about the subject is information on a cancer disease and a residual disease that can be examined by urine. The information on the subject is information on each of the cancer disease and the residual disease, and the information on the examination C.I. P. U and insurance C. P. The method according to claim 1, wherein U retains and stores a determination function for analyzing information on determination of a normal symptom avoidance value (90% or more) for cancer based on a test result. The insurance C. P. The U 030 and each server issue a notification that a test subject having a bad avoidance behavior sample petri dish is extracted and a periodic inspection is performed a plurality of times a year according to the risk of the insurance calculated and calculated. Insurance system. Many including the petri dish serial number 021211 used for inspection, QR code (A) (B) (C) (D), RFID tag (1) (2) and QR code (A) scanning automatic folder creation 01011, etc. The insurance system according to claim 1, wherein it is determined whether or not the information number and the sample 0102 to be inspected belong to the subject himself/herself 01. The test uses information about the sample 0102 generated by the test server 022 as a test C. P. U 020 and insurance through network Y C. P. The insurance system according to claim 1, wherein the insurance system is transmitted to each server in the U 030, makes a determination, and transmits to the notification server 036 and the contract information server. The insurance system according to claim 1, wherein the determination model server 032 sends the bad avoidance rate and the bad avoidance image analysis 0311 issued by the analysis server 031 to a model determination server 032 for model comparison. The insurance system according to claim 1, wherein the image determination model information issued by the determination model server 032 is sent to the trial server 034 to determine the determination by comparing the determination models with an expert. The avoidance rate of 90% or more is used as a criterion for judgment. 90% or more is acceptable, and 90% or less is not acceptable/red. The insurance system according to claim 1, wherein the determination result is transmitted to the contract information server 037, the determination of new contract/continuation of contract/standby of contract/termination of contract is recorded, and the next notification operation is started. It is characterized in that the judgment result is transmitted to each desired notification destination based on the notification destination information stored upon receipt 0201 acceptance based on the contract information 037 sent to the notification server 036 and accepted. The insurance system according to claim 1.

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