JP2020052744A - Terminal device, procedure processing method, and program - Google Patents

Abstract

To provide a terminal device capable of performing procedure processing by taking into account hardware including lenses and the like installed in the terminal device.SOLUTION: A terminal device comprises: a photographing section for photographing a document required for various procedure processing; a determination section for, before photographing, determining whether or not to continue the procedure processing, on the basis of model information expressing a model of an own terminal device; and a control section for, when the procedure processing is determined not to be continued by the determination section, terminating the procedure processing.SELECTED DRAWING: Figure 2

Description

  The present invention relates to a terminal device, a procedure processing method, and a program.

  Various procedures such as opening an account at a financial institution such as a bank are performed using, for example, written image data such as a driver's license imaged by a mobile phone or a smartphone and character information obtained by character recognition of the imaged data. Some of them are performed electronically. An image management apparatus described in Patent Literature 1 is an example of an apparatus that recognizes characters by capturing an image with a camera of a mobile phone.

JP 2011-70601 A

  However, as a lens used for a camera of a mobile phone or a smartphone, a lens capable of capturing an image with a wide angle of view is generally used. Therefore, although the image is less distorted near the center of the imaging region, the image tends to be distorted as the distance from the center of the imaging region increases. In such an image captured by a camera provided with a lens, the farther away from the center, the more distorted the image is. Even if the image is subjected to OCR (optical character recognition) processing, characters are not correctly recognized. . That is, due to the imaging performance caused by hardware such as a lens provided in the terminal device, it is not possible to obtain an image that can be used for the procedure processing. Then, there is a problem that the operation of the user who captured the document in order to perform the procedure becomes useless.

  The present invention has been made in view of such circumstances, and an object thereof is to provide a terminal device capable of performing a procedure process in consideration of hardware such as a lens provided in the terminal device, a procedure processing method, and To provide a program.

  In order to solve the above-described problems, the present invention provides an image capturing unit that captures a document necessary for various types of procedure processing, and performs the procedure based on model information indicating a model of the own terminal device before performing the image capturing. A terminal device comprising: a determination unit that determines whether to continue the process; and a control unit that ends the procedure process when the determination unit determines that the procedure process is not to be continued.

  Further, according to the present invention, the imaging unit captures an image of a document required for various types of procedure processing, and the determination unit performs the procedure processing based on model information indicating the model of the own terminal device before performing the image capturing. A procedure processing method for determining whether or not to continue execution, and when the control unit determines that the procedure processing is not to be continued by the determination unit, terminates the procedure processing.

  Further, the present invention is a program for operating as the terminal device described above, and is a program for causing the computer to function as each unit included in the terminal device.

  As described above, according to the present invention, it is possible to determine whether or not to continue the procedural process based on the model information, so that a lens or the like provided in the terminal device specified in association with the model information Procedure processing can be performed in consideration of the hardware described in FIG.

It is a block diagram showing composition of account registration system 1 to which terminal unit 10 of an embodiment is applied. It is a block diagram showing the composition of terminal unit 10 of an embodiment. FIG. 4 is a diagram illustrating a configuration example of model information stored in the terminal device 10 according to the embodiment. It is a block diagram showing composition of registration receiving server 20 of an embodiment. FIG. 4 is a diagram illustrating a configuration example of whitelist information stored in a registration reception server 20 according to the embodiment. 5 is a flowchart illustrating an operation example of the terminal device 10 of the embodiment.

  Hereinafter, an embodiment of the present invention will be described with reference to the drawings. In the following, a case where the terminal device performs an account opening procedure at a financial institution such as a bank will be described as an example. However, the present invention is not limited to this, and is also applied to a case where the terminal device performs various procedures. be able to.

  FIG. 1 is a block diagram illustrating a configuration of an account registration system 1 to which the terminal device 10 according to the embodiment is applied. The account registration system 1 performs a procedure for opening an account at a financial institution such as a bank. The account registration system 1 includes, for example, a terminal device 10, a registration reception server 20, an OCR server 30, and a communication network 40. In the account registration system 1, the terminal device 10, the registration reception server 20, and the OCR server 30 are communicably connected via a communication network 40.

  The terminal device 10 is, for example, a mobile phone, a smartphone, a tablet device, or the like. Application software (hereinafter, referred to as an application) for performing a procedure for opening an account is installed in the terminal device 10. The procedure for opening an account using this application is an example of “procedure processing”.

  The terminal device 10 electronically creates a document for opening an account when an operation corresponding to the operation of the application is performed by a user's operation. The terminal device 10 transmits the created document data for opening an account to the registration reception server 20 and the OCR server 30.

  Here, the documents for opening an account include, for example, documents issued by public institutions such as a driver's license, insurance card (health insurance card), resident's card, etc. (For example, a certificate of payment for electricity, gas, water, etc., a statement of credit payment, etc.), and the name and address of the user who applies for the procedure are described. A document that can be proved to be correct (hereinafter referred to as a certificate) is attached.

  In this embodiment, the terminal device 10 attaches the certificate surface by transmitting an image of the certificate surface. That is, the terminal device 10 transmits the image data of the certificate surface to the registration reception server 20 and the OCR server 30 together with the data of the document for opening an account.

The OCR server 30 receives the image data of the certificate surface transmitted from the terminal device 10, performs a character recognition process on the image data, and acquires character information from the image of the certificate surface. The OCR server 30 transmits the obtained character information to the registration receiving server 20.
The communication network 40 is the Internet, a LAN (local area network), or the like, and may have a wireless section in part.

The registration reception server 20 receives the document data for opening an account transmitted from the terminal device 10 and the image data of the certificate surface. Further, the registration receiving server 20 receives the character information transmitted from the OCR server 30, which is the result of the character recognition processing.
The registration reception server 20 opens an account based on document data for opening an account, image data of a certificate surface, and character information included in an image of the certificate surface. For example, the registration reception server 20 determines whether a character string such as a name input by a user via a touch panel or a keyboard or the like matches character information of a character recognition processing result, and thereby determines the name of the user. It is determined whether the input information such as is correct. If the input information such as the name of the user is correct, the registration reception server 20 opens an account for the user.

  Here, depending on the characteristics of the camera lens of the terminal device 10, the image on the certificate surface is distorted due to the influence of distortion. For this reason, even if the character recognition processing is performed, the character recognition accuracy is reduced, and the OCR server 30 may erroneously recognize the characters of the image on the certificate surface, or may not be able to recognize the characters themselves. In this case, the registration reception server 20 does not match the character string such as the name input by the user with the character information of the character recognition processing result. If the account is not opened, the operation of the user who inputs the document for opening the account and captures the image of the certificate will be useless.

  Therefore, in the present embodiment, before the user performs imaging, it is determined whether or not an account can be opened based on the characteristics of the camera lens of the terminal device 10. The characteristics of the lens provided in the terminal device 10 are determined by the hardware (structural) aspects of the lens. Further, such imaging performance does not change unless there is a special situation such as a lens being exchanged. That is, the imaging performance determined by the hardware aspect is specified by the mechanical configuration of the terminal device 10, and the software for installing an application or updating the version of an OS (Operating System) changes. , Its basic performance does not change. That is, it is possible to specify the characteristics of the camera lens of the terminal device 10 according to the model of the terminal device 10.

  Specifically, in the present embodiment, the registration reception server 20 stores information indicating a whitelist (hereinafter, referred to as whitelist information). This white list shows a list of models of terminal devices (hereinafter, referred to as permitted terminals) that are permitted to perform the account registration procedure.

This model is information for specifying a device constituting the terminal device 10, and is, for example, a name given by the manufacturer of the terminal device 10 to specify the terminal device 10. The models are given names that can be distinguished from each other according to, for example, the size of the terminal device 10, the memory capacity of the terminal device 10, the display size, the camera performance, and the like.
For example, if the name of the series of the terminal device 10 developed by the maker is “XYZ”, the standard size of the terminal device 10 is “XYZ-S”, and the size of the terminal device 10 is larger than the standard. Are provided with an additional function such as a camera shake prevention function in addition to a standard function such as "XYZ-L", a model name (hereinafter referred to as "model name") such as "XYZ-Plus" is added. . The model name is stored in the terminal device 10 together with information such as the OS of the terminal device 10 and versions of various software.

In the present embodiment, the lens provided on the terminal device 10 is specified using the model name. That is, the lens provided in the terminal device 10 is specified according to the model of the terminal device 10, and if the characteristics of the specified lens allow an account to be opened, the model name is stored in the whitelist information.
When the application is activated, the terminal device 10 refers to the whitelist information, and causes the user to perform an operation for opening an account when the model of the terminal device 10 is indicated in the whitelist. In other words, the terminal device 10 allows the user to perform an operation of inputting a document for opening an account and an operation of capturing an image of a certificate surface when the model of the terminal device 10 is indicated in the whitelist.

  On the other hand, if the model of the terminal device 10 is not shown in the whitelist, the terminal device 10 displays that the procedure for opening an account cannot be performed. As a result, it is possible to prevent a procedure involving imaging by a specific lens from being accepted. That is, the user can recognize at the time of starting the application that the terminal device 10 cannot perform the procedure for opening an account, and input the document for opening the account despite the fact that the account cannot be opened. It is possible to prevent the user from performing unnecessary operations such as performing an operation of photographing a certificate surface.

FIG. 2 is a block diagram illustrating a configuration example of the terminal device 10 according to the embodiment. The terminal device 10 includes, for example, a communication unit 101, a determination unit 102, an imaging unit 103, an input unit 104, a display unit 105, a control unit 106, and a model information storage unit 107.
The communication unit 101 communicates with the registration reception server 20 and the OCR server 30 under the control of the control unit 106. The communication unit 101 receives the whitelist information from the registration reception server 20. The communication unit 101 transmits, to the registration reception server 20 and the OCR server 30, data of a document for opening an account and imaging data of a certificate surface.
The display unit 105 is, for example, a display of a mobile phone. The display unit 105 displays content corresponding to the operation of the application.
The imaging unit 103 is, for example, a camera of a mobile phone. The image capturing unit 103 captures an image of a certificate surface required for a procedure by a user's operation according to the operation of the application.
The input unit 104 is, for example, a touch panel of a mobile phone. The input unit 104 receives information indicating a user operation for activating the application, for example, an operation of touching an application icon displayed on the display unit 105. In addition, information indicating a character string to be written on a document for opening an account and information indicating a timing of imaging are input to the input unit 104 by a user's operation according to the operation of the application.

  The determination unit 102 determines whether or not to continue the process of opening an account by an application (hereinafter, referred to as a process by an application) under the control of the control unit 106. When receiving an instruction from the control unit 106 to determine whether or not to continue the process by the application, the determination unit 102 acquires model information indicating the model of the terminal device 10 stored in the model information storage unit 107. In addition, the determination unit 102 acquires the whitelist information stored in the registration reception server 20 via the communication unit 101. The determination unit 102 compares the model information with the whitelist information and compares them to determine whether or not the model information of the terminal device 10 is indicated in the whitelist information. When the model information of the terminal device 10 is indicated in the whitelist information, the determination unit 102 determines that the processing by the application is continued. On the other hand, when the model information of the terminal device 10 is not indicated in the whitelist information, the determination unit 102 determines not to continue the process by the application, that is, to terminate the process.

The control unit 106 controls the terminal device 10 as a whole.
When information indicating an operation of activating the application is input to the input unit 104, the control unit 106 notifies the determination unit 102 of the activation of the application, and determines whether to continue the processing by the application. In this case, the control unit 106 causes the communication unit 101 to transmit a notification requesting the whitelist information stored in the registration reception server 20.

  Alternatively, after the application is started, the control unit 106 causes the determination unit 102 to determine whether or not to continue the process by the application, at least before the guidance (guidance) for imaging the certificate surface by the application is displayed. You may do so.

The control unit 106 controls processing by the application according to the determination result by the determination unit 102. Specifically, when the determination unit 102 determines that the processing by the application is to be ended, the control unit 106 causes the display unit 105 to display a message to that effect. Then, the control unit 106 ends the application.
On the other hand, when the determination unit 102 determines that the processing by the application is to be continued, the control unit 106 determines the data of the document for opening the account input by the input unit 104 and the certificate surface captured by the imaging unit 103. The imaging data is transmitted to the registration reception server 20 and the OCR server 30 via the communication unit 101.

The model information storage unit 107 stores model information. The model information will be described with reference to FIG. FIG. 3 is a diagram illustrating a configuration example of the model information stored in the terminal device 10 according to the embodiment.
As shown in FIG. 3, the model information includes items such as a model number, a maker, and a model name. The model number indicates the model number of the terminal device 10, the manufacturer indicates the manufacturer of the terminal device 10, and the model name indicates the name of the model of the terminal device 10. This example shows a case where the model number of the terminal device 10 is “ABC-01H”, the manufacturer is “EFG”, and the model name is “XYZ-S”.

FIG. 4 is a block diagram illustrating a configuration example of the registration reception server 20 according to the embodiment. The registration reception server 20 includes, for example, a communication unit 201, an input unit 202, a whitelist information update unit 203, a control unit 204, and a whitelist information storage unit 205.
The communication unit 201 communicates with the terminal device 10 and the OCR server 30. The input unit 202 is, for example, an input device such as a mouse or a keyboard. Information input by an administrator or the like managing account opening is input to the input unit 202.

Here, in the industry in which the terminal device 10 is handled, it is common that a new model is added regularly or irregularly. When a new model is added, an account cannot be opened with the new model unless the new model is on the white list.
Therefore, in the embodiment, the white list is updated periodically (for example, once a month) or irregularly. By updating the whitelist, even if a new model is added, it is easy to determine whether it is possible to open an account using the new model by referring to the whitelist. It is possible to

  The registration reception server 20 receives, via the communication unit 201, information for updating the whitelist from another communication device (not shown) connected to the registration reception server 20 via the communication network 40, for example. Alternatively, information for updating the whitelist is input to the input unit 202 of the registration reception server 20 by an operation of an administrator or the like. The information for updating the whitelist indicates model information of a model to be newly added to the whitelist.

The whitelist information updating unit 203 updates the whitelist information stored in the whitelist information storage unit 205 based on the information for updating the whitelist information. The information for updating the whitelist information is information received by the communication unit 201 or information input by the input unit 202.
The control unit 204 controls the registration reception server 20 as a whole. When the communication unit 201 receives the information for updating the whitelist information, the control unit 204 causes the whitelist information update unit 203 to output the information for updating the whitelist information. When information for updating the whitelist information is input to the input unit 202, the control unit 204 causes the whitelist information updating unit 203 to output information for updating the whitelist information.

The whitelist information storage unit 205 stores whitelist information. The whitelist information will be described with reference to FIG. FIG. 5 is a diagram illustrating a configuration example of whitelist information stored in the registration reception server 20 according to the embodiment.
As shown in FIG. 5, the whitelist information includes, for example, model number, manufacturer, and model name. The model number indicates the model number of the permitted terminal, the maker indicates the maker of the permitted terminal, and the model name indicates the name of the model of the permitted terminal. In this example, among the terminal devices whose model number is “ABC-01H” and whose maker is “EFG”, at least the model name is “XYZ-L”, “XYZ-S”, or “XYZ-Plus”. The terminal device is shown as an authorized terminal.

FIG. 6 is a flowchart illustrating an operation example of the terminal device 10 according to the embodiment.
The terminal device 10 activates an application when information indicating activation of the application is input to the input unit 104 by an operation of a user or the like (step S1).
The terminal device 10 causes the determination unit 102 to acquire the model information of the terminal device 10 stored in the model information storage unit 107 (Step S2).
The terminal device 10 causes the determination unit 102 to acquire the whitelist information stored in the registration reception server 20 via the communication unit 101 (step S3).
The terminal device 10 causes the determining unit 102 to determine whether or not the model information of the terminal device 10 is indicated in the whitelist information (step S4).
When the model information of the terminal device 10 is indicated in the whitelist information (step S4, YES), the terminal device 10 continues the processing by the application (step S5).
On the other hand, if the model information of the terminal device 10 is not indicated in the whitelist information (step S4, NO), the terminal device 10 displays on the display unit 105 that processing by the application is not to be continued (step S6). The application is terminated (Step S7).

  As described above, the terminal device 10 of the embodiment determines whether or not to continue the process by the application based on the model information indicating the model of the terminal device 10 before the imaging unit 103 captures a document. And a control unit 106 that terminates the processing by the application when the determination unit 102 determines that the processing by the application is not to be continued. Accordingly, the terminal device 10 of the embodiment can determine whether or not to continue the processing by the application based on the model information indicating the model of the terminal device 10, and determine the characteristics of the lens provided in the imaging unit 103 for each model. Accordingly, if the model cannot recognize the character information from the image due to the distortion of the lens, the processing can be prevented from continuing. That is, the procedure processing can be performed in consideration of hardware such as a lens provided in the terminal device. Further, the terminal device 10 of the embodiment can determine whether or not to continue the process by the application at least before capturing the document, and thus cannot continue the account opening process after the capturing is performed. Such a situation can be avoided.

Here, as a comparative example, a configuration in which a user inputs a model name is considered. In this case, the user inputs the model name of the terminal device 10 via the input unit 104 according to the guidance of the application. However, as shown in the example of FIG. 5, the model name tends to be given a long name so that even the same series of the same manufacturer can be identified according to the function or the like of the terminal device 10. is there. When the user attempts to input such a long name, there is a high possibility that an input error occurs in a part of the name. Further, depending on the user, even if the user recognizes the series name of the terminal device 10 (for example, “XYZ” in FIG. 5), the user may not always recognize the correct model name.
On the other hand, in the present embodiment, the terminal device 10 can acquire the model name of the terminal device 10 by referring to the model information storage unit 107. For this reason, it is possible to obtain an accurate model name without having to make the user correct the input of the model name or to check the model name.

In the terminal device 10 of the embodiment, the determination unit 102 determines whether or not to continue the process of opening an account when the application starts the process. Thereby, the terminal device 10 of the embodiment can determine whether or not to continue the process of opening an account at the time of launching the application. In addition to the effects described above, the terminal device 10 can log in after launching or use the application. It is possible to avoid a situation in which the process cannot be continued after performing the process of agreeing to the license agreement.
In addition, the terminal device 10 of the embodiment further includes a display unit 105 that displays a determination result by the determination unit 102. Thereby, the user can recognize that the procedure for opening an account cannot be performed because the imaging performance due to the lens of the terminal device 10 does not reach the standard required for the procedure.

  In the above-described embodiment, an example in which the whitelist information is stored in the registration reception server 20 has been described. However, the present invention is not limited to this, and the whitelist information may be stored in the terminal device 10.

Also, in the above-described embodiment, an example has been described in which it is determined whether or not to continue the process of opening an account by matching the model name with the whitelist. You may make it determine by matching with a list. For example, depending on the version of the OS, a function of correcting image distortion may be added, so that characters in the corrected image may be correctly recognized. In such a case, in principle, the procedure by the terminal device 10 having the same model name is not permitted, but the execution of the process of opening an account may be permitted only to those having a predetermined OS version.
In this case, in the whitelist information, in addition to the model names permitted to execute the process of opening an account, the version of the OS is listed. The model information indicates the version of the OS of the terminal device 10 in addition to the model name. The determination unit 102 determines whether or not to continue the execution of the process of opening an account by matching the combination of the model name and the OS version with the whitelist.

  All or a part of the account registration system 1 and the terminal device 10 in the above-described embodiment may be realized by a computer. In that case, a program for realizing this function may be recorded on a computer-readable recording medium, and the program recorded on this recording medium may be read and executed by a computer system. Here, the “computer system” includes an OS and hardware such as peripheral devices. The “computer-readable recording medium” refers to a portable medium such as a flexible disk, a magneto-optical disk, a ROM, and a CD-ROM, and a storage device such as a hard disk built in a computer system. Further, a "computer-readable recording medium" refers to a communication line for transmitting a program via a network such as the Internet or a communication line such as a telephone line, and dynamically holds the program for a short time. Such a program may include a program that holds a program for a certain period of time, such as a volatile memory in a computer system serving as a server or a client in that case. Further, the program may be for realizing a part of the functions described above, and may be a program that can realize the functions described above in combination with a program already recorded in a computer system, It may be realized using a programmable logic device such as an FPGA (Field Programmable Gate Array).

  As described above, the embodiments of the present invention have been described in detail with reference to the drawings. However, the specific configuration is not limited to the embodiments and includes a design and the like within a range not departing from the gist of the present invention.

DESCRIPTION OF SYMBOLS 1 ... Account registration system, 10 ... Terminal device, 101 ... Communication part, 102 ... Judgment part, 103 ... Imaging part, 104 ... Input part, 105 ... Display part, 106 ... Control part, 107 ... Model information storage part, 20 ... Registration reception server, 201 communication unit, 202 input unit, 203 whitelist information update unit, 204 control unit, 205 whitelist information storage unit, 30 OCR server, 40 communication network

Claims (5)

An imaging unit for imaging a document required for various procedures,
Before performing the imaging, based on model information indicating the model of the terminal device itself, a determination unit that determines whether to continue the procedure process,
A control unit that terminates the procedure processing when it is determined that the procedure processing is not continued by the determination unit;
A terminal device comprising: The determination unit determines whether or not to continue the procedure processing at the start of the procedure processing,
The terminal device according to claim 1. The terminal device according to claim 1, further comprising a display unit configured to display a determination result determined by the determination unit. The imaging unit captures a document necessary for various procedural processes,
Before performing the imaging, the determination unit determines whether to continue the execution of the procedural process based on model information indicating the model of the terminal device,
When the control unit is determined by the determination unit not to continue the procedure processing, the procedure processing is terminated,
Procedure processing method.   A program for causing a computer to operate as the terminal device according to claim 1, wherein the program causes the computer to function as each unit included in the terminal device.

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