JP2019191678A - Customer attraction system for motor vehicle sales and repair business or the like - Google Patents

Customer attraction system for motor vehicle sales and repair business or the like Download PDF

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JP2019191678A
JP2019191678A JP2018080391A JP2018080391A JP2019191678A JP 2019191678 A JP2019191678 A JP 2019191678A JP 2018080391 A JP2018080391 A JP 2018080391A JP 2018080391 A JP2018080391 A JP 2018080391A JP 2019191678 A JP2019191678 A JP 2019191678A
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compensation
insurance
sales
car
motor vehicle
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善弘 市川
Yoshihiro Ichikawa
善弘 市川
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Brain Corp
Brain Corp
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Brain Corp
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Abstract

To provide a customer attraction system for motor vehicle sales and repair business or the like to use a diagnostic tool for motor vehicle insurance contract contents, for obtaining business expectations of attracting customers requesting new motor vehicle purchase, repair and inspection.SOLUTION: A customer attraction system 100 for motor vehicle sales and repair business or the like includes a user motor vehicle insurance policy 1 and a diagnostic tool 2 for diagnosing an enrolled motor vehicle insurance. The diagnostic tool includes a concentric graph 38 including a fan-shaped part SL that displays compensation items 24 of a compensation content part 22 of the motor vehicle insurance policy and compensation classification details 26 set corresponding to the compensation items in spaces divided by a plurality of concentric circles 28a to 28d and angle dividing lines 30 from the center. It allows visual intuition of insurance contents and instant understanding of enrolled insurance appropriateness for an owned motor vehicle to promote reviewing of the insurance policy contents and new enrollment and increase customer attraction efficiency with expected requests for new motor vehicle purchase, repair, and inspection.SELECTED DRAWING: Figure 1

Description

本発明は、自動車販売・修理等事業者の集客システムに関する。   The present invention relates to a customer attraction system for business operators such as automobile sales and repairs.

自動車販売事業者は、新車、中古車を含む自動車の買換え、買い増し販売、自動車修理等事業者は、ユーザの使用に係る自動車の車検、点検、故障時等の自動車板金、部品交換、修理などを事業内容の本体とする。従来、自動車販売事業者や自動車修理等事業者は、ユーザが自動車の買換え、買い増しを望む際、あるいは、自動車修理等事業者は、ユーザの自動車の車検、事故時等にユーザが来社するのを待って販売や修理等作業に臨むだけであり、積極的にユーザを自社の顧客として取り込むための営業や広告的活動はほとんどなされていなかった。従来、自動車販売事業者や自動車修理等事業者の集客方法について提案されたものはなく、物品販売について例えば特許文献1のシステムの提案がなされているのみである。   Automobile dealers replace and purchase new and used cars, auto-sale, auto repairs, etc.Automobile sheet metal inspections, inspections, malfunctions, etc. Etc. as the main business. In the past, car dealers and car repair companies have come to the company when users want to buy new cars or buy more cars, or car repair companies need to visit the company at the time of a car inspection, accident, etc. The company only waits for sales, repairs, etc., and there has been little sales or advertising activities to actively attract users as its customers. Conventionally, there has been no proposal for a method of attracting customers of an automobile sales company or an automobile repair company, and only a system disclosed in Patent Document 1 has been proposed for article sales.

実用新案登録第3201012号公報Utility Model Registration No. 3201012

特許文献1は、コインを用いた集客販売促進システムに係り、例えばゲームの概要がイラスト表示された台紙にテープでコインを貼付したものを、ゲーム遊戯店等が例えば不特定ユーザ等に配布し、ユーザは台紙とコインを持参した店舗でそのコインを用いてゲーム機でゲームを行い、景品等を取得するなどの特典を得るものである。しかしながら、この特許文献1のシステムでは、遊戯用コインを予めユーザに贈呈して遊技機での遊戯料をサービスするだけであり、自動車販売・修理等事業者の自動車関連事項に関する集客を期待することはできない。ところで、自動車運転時の不慮の事故は、何らの軌道に拘束されることなく走行事由な自動車については不可避の問題であり、それらの事故に備えた保障を設定することは運転者の義務でもある。したがって、現代においては公的保障である自動車賠償責任保険に運転者は加入を義務付けられている他、通常は民間の保険会社等が提供する任意の自動車保険に加入することが通常である。そして、この任意の自動車保険に着目して自動車販売・修理等事業者の集客を効果的に誘導し得るシステムはなく、特に、補償内容を分かりやすく、簡単にユーザに説明し、ユーザの納得、了解を得やすくして自動車保険加入を促し、新たな自動車の購入、修理、点検依頼等による自動車販売事業者や自動車修理等事業者の集客を期待し得る自動車保険証券の診断ツールがなく、待望されていた。   Patent Document 1 relates to a customer attraction sales promotion system using coins. For example, a game amusement store or the like distributes a coin affixed with a tape to a mount on which a game outline is displayed as an illustration to unspecified users, The user obtains a privilege such as playing a game with a game machine using the coin at the store that brought the mount and coin, and acquiring a prize or the like. However, in the system disclosed in Patent Document 1, only coins for play are presented to the user in advance to serve a game fee on the gaming machine, and the company expects to attract customers related to automobile related matters such as car sales and repair. I can't. By the way, accidents when driving a car are an inevitable problem for cars that are driven without being bound to any track, and it is also a driver's duty to set up a security in preparation for those accidents. . Therefore, in modern times, drivers are obliged to take out automobile liability insurance, which is a public security, and usually they take out any automobile insurance provided by a private insurance company. And there is no system that can effectively attract customers of car sales / repair companies focusing on this optional car insurance. There is no diagnostic tool for auto insurance policy that can be expected to attract customers of auto sales companies and auto repair companies by purchasing new cars, repairing, inspection requests, etc. It had been.

本発明は上記従来の課題に鑑みてなされたものであり、その一つの目的は、自動車保険の補償内容を分かりやすく、簡単にユーザに説明し、ユーザの納得、了解を得て自動車保険加入を促し、新たな自動車の購入、修理、点検依頼等事業者の集客を期待し得る自動車販売・修理等事業者の集客システムを提供することにある。   The present invention has been made in view of the above-described conventional problems, and one of its purposes is to provide easy-to-understand, easy-to-understand explanation of the contents of compensation for automobile insurance, and to obtain the user's consent and understanding to join automobile insurance. The purpose is to provide a system for attracting business operators such as automobile sales and repairs that can be expected to attract customers from new businesses such as purchasing, repairing and inspecting new vehicles.

上記課題を解決するために本発明は、自動車保険証券の各種保険加入適正度の無料診断サービス情報を得てユーザが自動車販売・修理等事業者に加入済み自動車保険証券1を提供するステップと、ユーザ4から提供された加入済み自動車保険証券に表示された保険内容について自動車販売・修理等事業者3がそれらの加入適正度を診断ツール2に基づいて診断するステップと、診断ツール2に基づいて自動車販売・修理等事業者3が提案する業者提案保険をユーザに提示し、合意を得て成約を得るステップと、を含む自動車販売・修理等事業者の自動車関連事項に関する集客方法を実施するシステムであり、該システムは、ユーザの自動車保険証券と、加入済自動車保険診断用の診断ツールと、を含み、診断ツール2は、自動車保険証券1の補償内容部22の補償項目24と、補償項目に対応して設定された補償区分明細26と、を複数の同心円28と中心からの角度分割線30で区画されるスペースに表示する扇形状部SLを含む同心円状グラフ38を有する自動車販売・修理等事業者の集客システム100から構成される。   In order to solve the above-mentioned problem, the present invention obtains free diagnostic service information on the appropriateness of insurance participation of automobile insurance policies, and a user provides a car insurance policy 1 that has been subscribed to an automobile sales / repair company, The vehicle sales / repair business operator 3 diagnoses the insurance content displayed on the enrolled auto insurance policy provided by the user 4 based on the diagnostic tool 2, and the diagnostic tool 2. A system for presenting a contractor-suggested insurance proposed by the car sales / repair business operator 3 to the user, obtaining an agreement and obtaining a contract, and a method of attracting customers related to the car related matters of the car sales / repair business company And the system includes a user's car insurance policy and a diagnostic tool for enrolled car insurance diagnosis, wherein the diagnostic tool 2 is A sector-shaped portion SL for displaying the compensation item 24 of the compensation content portion 22 and the compensation category specification 26 set corresponding to the compensation item in a space defined by a plurality of concentric circles 28 and an angle dividing line 30 from the center. And a concentric circle-shaped graph 38 including a customer attracting system 100 of an automobile sales / repair company.

同心円状グラフ38は、扇形状部SLを中心から外方に向けて放射状に隣接配置して形成され、最内側の扇形状部に補償内容部22の補償項目24が表示されたこととしてもよい。   The concentric graph 38 may be formed by radially disposing the fan-shaped portion SL from the center toward the outside, and the compensation item 24 of the compensation content portion 22 may be displayed on the innermost fan-shaped portion. .

同心円状グラフ38の複数の同心円28及び/又は角度分割線30は直線と破線又は仮想線との組み合わせで表示されており、これらの直線、破線又は仮想線がユーザ4の自動車保険加入状況に則した色マーカー太線32の絵取り基線部34を形成してもよい。   A plurality of concentric circles 28 and / or angle division lines 30 of the concentric graph 38 are displayed as a combination of straight lines and broken lines or virtual lines, and these straight lines, broken lines or virtual lines comply with the user 4's car insurance participation status. You may form the picture-drawing base line part 34 of the color marker thick line 32 which was made.

最内側の扇形状部より外側の扇形状部であって、最内側の扇形状部が区画されたと同じ2本の角度分割線30,30で挟まれた外側扇形状部SLxに補償項目24についての補償区分明細26が表示されているとよい。   Compensation item 24 on the outer fan-shaped portion SLx outside the innermost fan-shaped portion and sandwiched by the same two angle dividing lines 30 and 30 as the innermost fan-shaped portion is partitioned. It is preferable that the compensation category details 26 are displayed.

また、診断ツールに2隣接して、自動車保険証券の車両や被保険者等情報を記載した補償対象部36及び/又は自動車保険証券の補償内容部22を表示させるとよい。   Further, it is preferable to display the compensation target part 36 and / or the compensation content part 22 of the automobile insurance policy in which the information such as the vehicle of the automobile insurance policy and the insured person is described adjacent to the diagnostic tool.

本発明の自動車販売・修理等事業者の集客システムによれば、ユーザが提示した自動車保険証券に基づいて各保障内容を同心円状グラフを用いて可視的、かつ直感的に把握しやすく説明することができ、自動車保険内容の見直し、申込等を通じて新たな購買、修理等の二ーズを掘り起こすことができ、ひいては自動車販売・修理等事業者の自動車関連事項に関する集客を実現することができる。   According to the vehicle sales / repair business customer acquisition system of the present invention, the contents of each insurance are explained using a concentric circle graph based on the automobile insurance policy presented by the user so that it can be easily understood visually. It is possible to dig up new purchases and repairs through reviewing and applying for automobile insurance, and to attract customers related to automobile related matters such as car sales and repair.

本発明の自動車販売・修理等事業者の集客システムの全体構成と処理の流れを示すシステム構成図である。BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a system configuration diagram showing the overall configuration and processing flow of a customer collection system for business operators such as automobile sales and repair according to the present invention. 本発明の自動車販売・修理等事業者の集客システムに用いられる診断ツールの実施例説明図である。It is an Example explanatory drawing of the diagnostic tool used for the customer collection system of business operators, such as a car sales and repair of this invention. 自動車保険証券の一例を示す表の図である。It is a table | surface figure which shows an example of a car insurance policy. 実施例に係る自動車保険の補償項目と診断ツールを同時に表示した図である。It is the figure which displayed the compensation item and diagnostic tool of the automobile insurance which concern on an Example simultaneously. 実施例に係る自動車保険の契約内容と診断ツールを同時に表示した図である。It is the figure which displayed the contract contents and the diagnostic tool of the automobile insurance which concern on an Example simultaneously. 同心円状グラフの最外円を色マーカー太線表示した説明図である。It is explanatory drawing which displayed the outermost circle of the concentric-circle graph by the color marker bold line. 同心円状グラフの絵取り基線部の上から色マーカー太線で絵取り表示した一例を示す図である。It is a figure which shows an example which carried out the pictorial display by the color marker thick line from the upper part of the pictorial base line part of a concentric circular graph.

以下添付図面を参照しつつ本発明の自動車販売・修理等事業者の集客システムの一実施形態について説明する。   DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an embodiment of a customer collection system for business operators such as automobile sales and repair will be described with reference to the accompanying drawings.

本発明の自動車販売・修理等事業者の集客システムは、自動車販売・修理等事業者の自動車関連事項に関する集客方法を実施するシステムであり、特に、自動車販売業者や自動車修理等事業者の商品やサービスの本体である自動車に不可欠の加入自動車保険証券を介して販売促進に効果的に結び付けることのできるシステムである。   The vehicle sales / repair business operator's customer attraction system of the present invention is a system that implements a method of attracting customers related to automobile sales / repair business operators, etc. It is a system that can be effectively linked to sales promotion through a participating automobile insurance policy indispensable to the car that is the main body of the service.

図1は、自動車販売・修理等事業者の集客方法の全体工程を示した実施例に係る自動車販売・修理等事業者の集客システム100を含む図であり、図において、該集客システムは、ユーザの自動車保険証券1と、加入済自動車保険診断用の診断ツール2と、を含む。   FIG. 1 is a diagram including an automobile sales / repair business operator customer collection system 100 according to an embodiment showing an overall process of a car sales / repair business customer collection method. In the figure, the customer collection system is a user Vehicle insurance policy 1 and diagnostic tool 2 for enrolled car insurance diagnosis.

本実施形態において、自動車販売・修理等事業者の集客方法は、自動車販売・修理等事業者3と、自動車ユーザ4との関係で成立する。自動車販売・修理等事業者3は、予め広告媒体等を介して各ユーザ4が保有等する自動車の加入済自動車保険契約の適正度の無料診断をする広告を行い、これに応募してユーザが加入済自動車保険証券1を自動車販売・修理等事業者3に持参する。加入済自動車保険証券1を事業者の例えば営業職員6が受領し、事業者3が保有するデータベース5にその加入済自動車保険証券1の契約内容を入力する。データベース5に入力された各ユーザの契約情報はデータベースの記憶装置に記憶されており、各種期限の到来等の必要に応じて適宜更新可能となっている。自動車販売・修理等事業者3は、定期又は不定期で社内又は社外ソースを介して職員研修7を行い、加入済自動車保険証券1を用いた集客方法について営業力の強化を行う。   In the present embodiment, a method for attracting a business such as a car sales / repair company is established by the relationship between the car sales / repair business 3 and the car user 4. The car sales / repair business operator 3 makes an advertisement to make a free diagnosis of the appropriateness of the car insurance policy of the car that each user 4 holds in advance through an advertising medium, etc. Bring enrolled auto insurance policy 1 to car sales / repair company 3 For example, the sales staff 6 of the business operator receives the enrolled auto insurance policy 1 and inputs the contract contents of the enrolled auto insurance policy 1 into the database 5 held by the business operator 3. Each user's contract information input to the database 5 is stored in the storage device of the database, and can be updated as necessary according to the arrival of various deadlines. The car sales / repair business operator 3 conducts staff training 7 on a regular or irregular basis through internal or external sources, and strengthens the sales capabilities of the method of attracting customers using the enrolled car insurance policy 1.

自動車販売・修理等事業者3によるユーザの保有車についての加入済自動車保険契約の適正度の無料診断実施の広告はパンフレット、チラシ、新聞、雑誌、フリーペーパー、その他任意の紙媒体や、ラジオ、テレビ、映画、その他の任意の広告メディアを用いて行われる。店舗訪問時の来客ユーザに紙広告媒体を直接手渡して告知することもできる。この際、自動車販売・修理等事業者3から自動車ユーザ4側への働きかけがユーザの店舗訪問を促進させる。   Automobile sales / repairs, etc. 3 of the user's owned car insurance policy for the user's own car insurance is free of charge for the diagnosis of advertisements, pamphlets, flyers, newspapers, magazines, free papers, any other paper media, radio, This is done using television, movies, or any other advertising media. It is also possible to directly hand a paper advertisement medium to a visitor user at a store visit. At this time, an approach from the car sales / repair company 3 to the car user 4 side promotes the user's visit to the store.

自動車販売・修理等事業者3の広報活動による加入済自動車保険契約の適正度の無料診断実施に応募してユーザが加入済自動車保険証券1を自動車販売・修理等事業者3に持参すると、対応する営業職員6は加入済自動車保険証券1記載の必要事項を検討し、診断ツール2に記載しつつ診断ツールを作成する。自動車保険証券は、保険契約後に保険会社から保険契約者に交付される証書であり、後述するように契約者情報や自動車情報とともに、契約に係る補償内容が記載されている。   Applicants who apply for free diagnosis of the appropriateness of the enrolled auto insurance contract through the publicity activities of the auto sales / repair business 3 and the user brings the enrolled auto insurance policy 1 to the auto sales / repair business 3 The sales staff member 6 examines the necessary items described in the enrolled automobile insurance policy 1 and creates a diagnostic tool while describing it in the diagnostic tool 2. The car insurance policy is a certificate issued from an insurance company to an insurance policyholder after an insurance contract, and describes the contents of compensation related to the contract along with the policyholder information and car information as will be described later.

自動車販売・修理等事業者3が営業職員6に対して行う研修は本発明において、特に、診断ツールを用いた集客方法を実現するための研修であり、社内あるいは守秘契約者である社外講師によっても行われるとよい。この際、必要に応じてデータベース5に入力されたユーザの加入済自動車保険契約内容を参照しつつ、契約内容の詳細説明、契約見直し説明話法等について予め作成されたマニュアルに則して講師が受講者に対して説明する。   In the present invention, the training for the sales staff 6 by the car sales / repair company 3 is a training for realizing a method of attracting customers using a diagnostic tool, and is conducted by an outside lecturer who is an in-house or non-confidential contractor. It is good to be done. At this time, referring to the contents of the user's subscribed automobile insurance contract entered in the database 5 as necessary, the instructor follows the manual prepared in advance for the detailed explanation of the contract contents, the contract review explanation method, etc. Explain to students.

データベース5は、例えば入出力装置、表示装置、記憶装置を接続したコンピュータで駆動されるデータベースソフトウエアであり、ユーザの加入済自動車保険証券1の内容とともに、ロールプレイを中心とした自動車保険対応スキル育成と実践のプログラム、社員別スキル診断プログラム、車販・車検・鈑金・保険成果検証プログラム、社員の接客トークスクリプト集とともに、診断ツール2としての診断表があらかじめ記憶保存されている。   The database 5 is database software that is driven by a computer connected with, for example, an input / output device, a display device, and a storage device. A diagnostic table as a diagnostic tool 2 is stored and stored in advance along with a training and practice program, a skill diagnosis program for each employee, a car sales / vehicle inspection / payment / insurance result verification program, and a collection of customer service talk scripts.

図3は、一般的な加入済み自動車保険証券の一例であり、上部に自動車保険証券のタイトルの下に表形式で補償対象部36と、補償内容部22が表示されている。補償対象部36には、証券番号8、保険会社名9が記載されている。さらに、補償対象部36は、契約の始期日、満期日等の契約内容10、契約に係る自動車の情報12、記名被保険者情報14、運転者の年齢条件等情報16、保険料の支払内容情報18、割引・割増等情報20を含む。また、補償内容の欄が補償内容部22とされる。補償内容部22には、補償項目24とそれぞれの補償項目24に対応する補償区分明細26が含まれている。ユーザ4が内容を良く理解し、必要に応じて記憶しておくべき事項は、補償内容部22の内容である。 FIG. 3 shows an example of a general car insurance policy that has been subscribed. A compensation target part 36 and a compensation content part 22 are displayed in a tabular form below the title of the car insurance policy. In the compensation target part 36, the security number 8 and the insurance company name 9 are described. Further, the compensation target part 36 includes the contract contents 10 such as the contract start date and the maturity date, the car information 12 related to the contract, the registered insured person information 14, the driver age condition information 16 and the like. Information 18 and information 20 such as discounts / additional charges are included. Further, the compensation content column is the compensation content section 22. The compensation content section 22 includes compensation items 24 and compensation classification details 26 corresponding to the respective compensation items 24. The matter that the user 4 should understand the contents well and store as necessary is the contents of the compensation content section 22.

図2において、診断ツール2は、ユーザ4から提供された加入済み自動車保険証券1に表示された保険内容について自動車販売・修理等事業者3がそれらの加入適正度を判定し診断するツールであり、ユーザに対しての保険内容理解を容易にさせるとともに、加入済み保険内容の把握を容易にさせるものである。特に、本実施態様において、加入済み保険内容を視覚的かつ直感的に判断できるようにした一枚あるいは一画面に表示された一シート表示で提示される。すなわち、診断ツール2は、紙面に表示したものでも表示装置のモニタ画面に表示されるものであってもよいが、一枚あるいは一画面上に表示されている。   In FIG. 2, a diagnostic tool 2 is a tool for the vehicle sales / repair business operator 3 to determine the appropriateness of their subscription and diagnose the insurance content displayed on the subscribed automobile insurance policy 1 provided by the user 4. In addition to facilitating understanding of insurance contents for the user, it is easy to grasp the contents of insurance that has already been enrolled. In particular, in the present embodiment, it is presented in a single sheet display that is displayed on a single screen or on a single screen so that the contents of the subscribed insurance can be judged visually and intuitively. In other words, the diagnostic tool 2 may be displayed on the paper surface or displayed on the monitor screen of the display device, but is displayed on one sheet or on one screen.

実施形態において、診断ツール2は、自動車保険証券1の補償内容部22の補償項目24と、補償項目に対応して設定された補償区分明細26と、を複数の同心円28a〜28dと中心からの角度分割線30で区画されるスペースに表示する扇形状部SLを含む同心円状グラフ38を有している。   In the embodiment, the diagnostic tool 2 includes the compensation item 24 of the compensation content part 22 of the automobile insurance policy 1 and the compensation classification details 26 set corresponding to the compensation item from a plurality of concentric circles 28a to 28d. A concentric graph 38 including a fan-shaped portion SL displayed in a space defined by the angle dividing line 30 is included.

同心円状グラフ38は、扇形状部SLを中心から外方に向けて放射状に隣接配置して形成され、最内側の扇形状部SL1〜SL9に補償内容部22の補償項目24が表示されている。   The concentric circular graph 38 is formed by radially disposing the fan-shaped portion SL from the center toward the outside, and the compensation items 24 of the compensation content portion 22 are displayed on the innermost fan-shaped portions SL1 to SL9. .

また、最内側の扇形状部SL1〜SL9の隣接外側の扇形状部であって、最内側の扇形状部が区画されたと同じ2本の角度分割線で挟まれた外側扇形状部SL1x〜SL9x、SL1.2x〜SL9.2xに補償項目24についての補償区分明細26が表示されている。   Moreover, it is a fan-shaped part of the outer side adjacent to innermost fan-shaped part SL1-SL9, Comprising: Outer fan-shaped part SL1x-SL9x pinched | interposed by the same two angle dividing lines as the innermost fan-shaped part was divided , SL1.2x to SL9.2x, compensation category details 26 for the compensation item 24 are displayed.

図2、図3において、最内側の扇形状部SL1内の表示「対人」は補償項目24中の「相手方への補償」の項目の「対人賠償」の補償区分明細26に対応しており、その補償区分明細26が最内側扇形状部SL1と同位角で形成された隣接外側の有限補償扇形状部SL1xと、無制限補償SL1.2xとで表示されている。   2 and 3, the display “person” in the innermost fan-shaped portion SL1 corresponds to the compensation classification item 26 of “personal compensation” in the item of “compensation to the other party” in the compensation item 24. The compensation section details 26 are displayed as the finite compensation sector shape portion SL1x on the outer side adjacent to the innermost sector shape portion SL1 and the unrestricted compensation SL1.2x.

図2、図3において、最内側の扇形状部SL2内の表示「対物」は補償項目24中の「相手方への補償」の項目中の「対物賠償」に対応しており、その補償区分明細26が最内側扇形状部SL2と同位角で形成された隣接外側の有限補償扇形状部SL2xと、無制限補償SL2.2xとで表示されている。   2 and 3, the display “object” in the innermost sector SL2 corresponds to “objective compensation” in the item “compensation to the other party” in the compensation item 24, and the compensation classification details 26 is indicated by the finite compensation sector shape portion SL2x on the adjacent outer side formed at the same angle as the innermost sector shape portion SL2, and the unlimited compensation SL 2.2x.

以下、補償項目を示す最内側の扇形状部SL3は「対物特約」、SL4は「人身傷害」、SL5〜SL8は「その他特約1」、「その他特約2」、「その他特約3」、「その他特約4」、SL9は車の補償となる「車両保険」を表示している。そして、これらの最内側の扇形状部の隣接外側扇形状部SL3xに「対物超過特約」、扇形状部SL4xに「3000万円以上」、さらにその外側扇形状部SL4.2xに「5000万円以上」、さらにその扇形状部SL4.3xに「無制限」が表示されている。また、外側扇形状部SL5xに「対物超過特約」、外側扇形状部SL6xに「個人賠償責任特約」、外側扇形状部SL7xに「ファミリー・バイク特約」、外側扇形状部SL8xに「レンタカー費用等選べる特約」、外側扇形状部SL9xに「車対車+A」、外側扇形状部SL9.2xに「車両一般条件補償」が表示されている。   The innermost fan-shaped portion SL3 indicating compensation items is “objective special contract”, SL4 is “personal injury”, SL5 to SL8 are “other special contract 1”, “other special contract 2”, “other special contract 3”, “other” “Special Contract 4” and SL9 display “vehicle insurance” for vehicle compensation. Then, “extra-objective special contract” is applied to the adjacent outer fan-shaped portion SL3x of the innermost fan-shaped portion, “30 million yen or more” is applied to the fan-shaped portion SL4x, and “50 million yen is further applied to the outer fan-shaped portion SL4.2x. In addition, “unlimited” is displayed in the fan-shaped portion SL4.3x. Also, “extra-objective special contract” is applied to the outer fan-shaped part SL5x, “private liability liability special contract” is provided to the outer fan-shaped part SL6x, “family bike special contract” is provided to the outer fan-shaped part SL7x, “rental car costs etc.” “Special selectable”, “Car-to-car + A” is displayed on the outer fan-shaped portion SL9x, and “Vehicle general condition compensation” is displayed on the outer fan-shaped portion SL9.2x.

図2の実施形態において、同心円状グラフ38の最中心寄りの円28aと一つ外側の円28bとは実線で表示され、その他の円28c、28dは破線で表示されている。また、その中心角を角度分割するように放射状に伸びる角度分割線30は最中心寄りの円28aを起点として放射状に伸びるが、すべて破線で表示されている。そして、これらの直線並びに破線がユーザの自動車保険加入状況に則した色マーカー太線32の絵取り基線部34を形成する。すなわち、複数の同心円28と中心角を角度分割する角度分割線30を表示すると同心円とこれに交わる角度分割線であるから必ず1個以上の交点又は節点35が形成され、それで形成される複数の交点又は節点35が表示節目となって環状の色マーカー表示が可能となる。なお、図2中、31は色マーカーペンを示している。   In the embodiment of FIG. 2, the circle 28a closest to the center and one outer circle 28b of the concentric graph 38 are displayed with solid lines, and the other circles 28c and 28d are displayed with broken lines. Further, the angle dividing lines 30 extending radially so as to divide the central angle thereof extend radially starting from the circle 28a closest to the center, but are all indicated by broken lines. These straight lines and broken lines form a picture-drawing base line portion 34 of a thick color marker line 32 in accordance with the user's car insurance participation status. In other words, since a plurality of concentric circles 28 and an angle dividing line 30 that divides the central angle are displayed, it is a concentric circle and an angle dividing line that intersects with the concentric circles, so that at least one intersection or node 35 is always formed, The intersection or node 35 becomes a display node, and an annular color marker can be displayed. In FIG. 2, reference numeral 31 denotes a color marker pen.

例えば、対人賠償責任条項が無制限、対物賠償責任条項が1,000万円、対物超過特約なし、人身傷害補償条項3,000万円、弁護士費用特約条項、個人賠償責任特約条項、ファミリー・バイク特約条項、レンタカー費用等選べる特約がいずれもなし、車両保険が一般条項の場合、図7に示すような色マーカー太線表示がなされ得る。図7の例では、対人並びに対物補償は十分になされているが、対物超過特約やその他の特約条件に対応する事態が発生した場合には補償が得られないことになり、この点を十分にユーザに説明して図6の最外円を覆って表示した色マーカー表示がされ得る際の万全の保険契約の有利性を説明することができる。   For example, the liability clause is unlimited, the liability clause is 10 million yen, there is no extra-objective clause, the personal injury compensation clause is 30 million yen, the attorney fees special clause, the personal liability liability clause, the family bike special clause When there are no special provisions that can be selected such as clauses and rental car costs, and vehicle insurance is a general clause, a bold color marker as shown in FIG. 7 can be displayed. In the example of FIG. 7, interpersonal and objective compensation is sufficient, but if a situation occurs that corresponds to an over-objective special contract or other special contract conditions, no compensation can be obtained. It is possible to explain the advantages of a complete insurance contract when the color marker displayed to cover the outermost circle of FIG. 6 is explained to the user.

なお、診断ツール2としての診断表中、SL2対物賠償は、相手のものを壊した場合の補償であり、修理費、修理中の相手の休業損害補償の有無を含む。対物超過特約は、事故に係る相手の車の現在価格以上に車の修理費用が掛かるときに、保険会社の補償は現在価格までしか補償しないので、これを超える修理費用との差額ぶんの補償の特約である。   In the diagnostic table as the diagnostic tool 2, SL2 objective compensation is compensation when the counterpart's thing is broken, and includes repair costs and compensation for absence / loss compensation of the counterpart under repair. In the case of an over-objective contract, when the cost of repairing a car exceeds the current price of the partner's car involved in the accident, the insurance company's compensation only compensates up to the current price, so there is no compensation for the difference from the repair cost exceeding this. Special contract.

人身傷害補償は、本人や同乗の家族等の死傷についての補償である。自動車事故において自分側の過失も存在し、これによって自分側に死傷が発生した場合に、この自分側の過失ぶんの補償を行うものであり、いわゆる一人相撲事故等の単独事故補償も含まれる。これには、無制限の他に3,000万円と5,000万円の補償区分があるが、相手が無保険で払ってくれないときの補償も可能であり、また、無制限の場合将来にわたっての逸失利益の補償を受ける点で、無制限が好ましいことを説明できる。弁護士費用特約は、100%自分には責任のない被害事故等の場合で、保険会社による示談交渉ができない場合に必要な弁護士費用等を保険金で補償するものである。個人賠償責任特約は、同居家族の自転車走行中の事故で相手に負わせた治療費補償、子供が他人の子を怪我させた事故、飼い犬が他人に噛みついて怪我をさせた事故等の治療費補償等を行う。ファミリーバイク特約は、原付バイクを自動車保険に付帯させるものである。車両補償の一般条項は、自損事故や当て逃げが補償される一般条項と、それらを含まない車対車・限定危険条項とがある。なお、同心円状グラフ38の最内、外側扇形状部に設定した補償事項や内容は図2の実施態様に限定されるものではなく、さらに追加あるいは削減して任意に設定することができる。   Personal injury compensation is compensation for death or injury of the person or his / her family. In the case of a car accident, there is also a negligence on its own side, and if this causes death or injury on its own side, compensation for the negligence on its own side is performed, and single accident compensation such as a so-called single sumo accident is also included. In addition to unlimited, there are compensation categories of 30 million yen and 50 million yen, but compensation is also possible when the other party does not pay without insurance, and in the future when unlimited It can be explained that unlimited is preferable in terms of receiving compensation for lost profits. The lawyer fee special provision is to compensate for the lawyer fee, etc., which is necessary in the event that the insurance company is not responsible for the accident and the negotiating negotiations with the insurance company are not possible. The special liability liability compensation covers treatment costs incurred by the other party in the accident while the family living with the bicycle, accidents in which a child injured another child, accidents in which a pet dog bite into another person, etc. Make compensation. The family bike special contract is to attach the motorcycle to the car insurance. General provisions for vehicle compensation include general provisions that compensate for self-injury accidents and hits and escapes, and vehicle-to-car / limited danger clauses that do not include them. Note that the compensation items and contents set in the innermost and outer fan-shaped portions of the concentric graph 38 are not limited to the embodiment of FIG. 2, and can be arbitrarily set by adding or reducing them.

ユーザ4の加入済自動車保険証券を受けて記載事項を確認し、それに基づいて診断ツール2を作成した事業者の営業職員6は、上述の診断表2をユーザに提示して加入済み保険契約内容の補償区分明細26ごとに可否得失を説明でき、必要に応じて不足部分の補充のために新たな保険契約加入を勧めることができる。このとき、複数の同心円、角度分割線とその交点や節点を絵取って表示した色マーカー太線表示をユーザに提示してユーザが直感的に保険契約の現状を正しく簡単に理解させることができる。   The sales staff 6 of the business operator who has received the user's 4 enrolled automobile insurance policy, confirms the items to be described, and creates the diagnostic tool 2 based on the information, presents the above-mentioned diagnosis table 2 to the user, and details of the enrolled insurance contract For each of the compensation category details 26, the possibility of success / failure can be explained, and if necessary, a new insurance contract can be recommended to supplement the shortage. At this time, the user can intuitively correctly understand the current state of the insurance contract by presenting the user with a color marker thick line display in which a plurality of concentric circles, angle division lines, and their intersections and nodes are displayed.

自動車販売業者や自動車修理業者は、自動車保険契約と加入済みの契約内容を正しくユーザに理解してもらうことにより、自動車利用に際しての留意点や自動車自体についての知識を深めてもらい、新規自動車の購買意欲や中古自動車選定に意欲を生じさせて事業の前進に寄与させるとともに、車検、修理、点検ニーズの掘り起こしを期待できる。また、保険契約の成約による実績向上も図れる。   Automobile dealers and auto repairers have users understand the details of auto insurance contracts and existing contracts so that they can deepen their knowledge about car usage and the car itself, and purchase new cars. It will motivate and motivate the selection of used cars and contribute to the progress of the business, and it can also be expected to dig up the needs of vehicle inspection, repair and inspection. In addition, the performance can be improved by contracting insurance contracts.

図2の実施形態では、同心円状グラフ38の最中心寄りの円28aと一つ外側の円28bとを実線で表示し、その他の円28c、28dは破線で表示しているが、同心円状グラフ38は、この構成にのみ限定されるものではなく、複数の同心円を破線、仮想線、二重線のいずれか、あるいは角度分割線を実線、仮想線、二重線等としてもよいし、それらを種々組み合わせて表示してもよい。   In the embodiment of FIG. 2, the circle 28a closest to the center and one outer circle 28b of the concentric circle graph 38 are indicated by solid lines, and the other circles 28c and 28d are indicated by broken lines. 38 is not limited to this configuration, and a plurality of concentric circles may be broken lines, virtual lines, double lines, or angle division lines may be solid lines, virtual lines, double lines, etc. May be displayed in various combinations.

上記の診断ツール2は、紙に表示する場合には、一頁に診断ツールのみを大きく表示してもよいし、また、図4のように補償内容部22をツール2に隣接表示して一頁中に補償内部22と診断ツール2とを同時に表示させたシートとするとよい。また、図5のように契約者情報や自動車情報の補償対象部36の表とともに一頁に表示してもよい。   When the above-mentioned diagnostic tool 2 is displayed on paper, only the diagnostic tool may be displayed in a large size on one page, or the compensation content part 22 is displayed adjacent to the tool 2 as shown in FIG. It is preferable to use a sheet in which the compensation interior 22 and the diagnostic tool 2 are displayed simultaneously on the page. Further, as shown in FIG. 5, the information may be displayed on one page together with the table of the contractor information and the compensation target part 36 of the car information.

また、例えば、モニタ表示部を有するコンピュータ、移動端末等のモニタの一画面に上記同様に診断ツール2のみ、診断ツールと補償内容部22や契約者・自動車情報等を併せて表示したものとするとよい。   In addition, for example, it is assumed that only the diagnostic tool 2 is displayed on one screen of a monitor such as a computer having a monitor display unit, a mobile terminal, etc., as well as the diagnostic tool and the compensation content unit 22, contractor / car information, etc. Good.

以上説明した本発明の自動車販売・修理等事業者の集客システムは、上記した実施形態のみの構成に限定されるものではなく、特許請求の範囲に記載した発明の本質を逸脱しない範囲において、他の実施形態を用いるようにしてもよい。例えば、診断表の同心円内側に視覚による把握をより行いやすくするように背景色を表示したり、文字部分をそれらの色に対照的に目立つ色とすることができる。   The above-described customer collection system for business operators such as automobile sales / repair of the present invention is not limited to the configuration of the above-described embodiment alone, and other systems within the scope not departing from the essence of the invention described in the claims. The embodiment may be used. For example, a background color can be displayed on the inside of the concentric circles of the diagnosis table so as to make it easier to grasp visually, or a character portion can be made a conspicuous color in contrast to those colors.

本発明の自動車販売・修理等事業者の集客システムは、自動車販売業者や自動車修理業者等の顧客獲得、維持に合わせて新たな集客を望める。   The system for attracting customers such as automobile sales / repairs of the present invention can attract new customers in accordance with the acquisition and maintenance of customers such as car dealers and car repairers.

SL 扇形状部
1 加入済自動車保険証券
2 診断ツール(診断表)
3 自動車販売・修理等事業者
4 自動車ユーザ
5 データベース
6 営業職員
22 補償内容部
24 補償項目
26 補償区分明細
28a〜28d 同心円
30 角度分割線
32 色マーカー太線
38 同心円状グラフ
SL Fan-shaped part 1 Car insurance policy 2 Diagnostic tool (diagnosis table)
3 Automobile sales and repair business operators 4 Automobile users 5 Database 6 Sales staff 22 Compensation details section 24 Compensation item 26 Compensation category details 28a-28d Concentric circle 30 Angle dividing line 32 Color marker thick line 38 Concentric circular graph

Claims (5)

自動車保険証券の各種保険加入適正度の無料診断サービス情報を得てユーザが自動車販売・修理等事業者に加入済み自動車保険証券を提供するステップと、
ユーザから提供された加入済み自動車保険証券に表示された保険内容について自動車販売・修理等事業者がそれらの加入適正度を診断ツールに基づいて診断するステップと、
診断ツールに基づいて自動車販売・修理等事業者が提案する業者提案保険をユーザに提示し、合意を得て成約を得るステップと、を含む自動車販売・修理等事業者の自動車関連事項に関する集客方法を実施するシステムであり、
該システムは、ユーザの自動車保険証券と、加入済自動車保険診断用の診断ツールと、を含み、
診断ツールは、自動車保険証券の補償内容部の補償項目と、補償項目に対応して設定された補償区分明細と、を複数の同心円と中心からの角度分割線で区画されるスペースに表示する扇形状部を含む同心円状グラフを有することを特徴とする自動車販売・修理等事業者の集客システム。
Obtaining free diagnostic service information on the appropriateness of insurance coverage for car insurance policies and providing users with car insurance policies that have been subscribed to auto sales / repair companies,
A step of diagnosing the appropriateness of enrollment based on a diagnostic tool by a business operator such as car sales / repair for insurance contents displayed on the enrolled auto insurance policy provided by the user;
A method for attracting customers related to automobile sales / repairs, etc., related to automobiles, including presenting to the user a contractor-suggested insurance proposed by a car sales / repairs company based on the diagnostic tool, and obtaining a contract Is a system that implements
The system includes a user's car insurance policy and a diagnostic tool for enrolled car insurance diagnosis,
The diagnostic tool displays a compensation item in the compensation content section of the automobile insurance policy and a compensation classification detail set corresponding to the compensation item in a space defined by a plurality of concentric circles and an angle dividing line from the center. A system for attracting customers such as automobile sales and repairs, characterized by having a concentric graph including a shape part.
同心円状グラフは、扇形状部を中心から外方に向けて放射状に隣接配置して形成され、
最内側の扇形状部に補償内容部の補償項目が表示されたことを特徴とする請求項1記載の自動車販売・修理等事業者の集客システム。
The concentric circular graph is formed by radially disposing the fan-shaped portion from the center toward the outside,
2. The system for attracting customers of automobile sales / repairs and the like according to claim 1, wherein the compensation item of the compensation content part is displayed on the innermost fan-shaped part.
同心円状グラフの複数の同心円及び/又は角度分割線は直線と破線又は仮想線との組み合わせで表示されており、これらの直線、破線又は仮想線がユーザの自動車保険加入状況に則した色マーカー太線の絵取り基線部を形成することを特徴とする請求項1又は2記載の自動車販売・修理等事業者の集客システム。   A plurality of concentric circles and / or angle division lines in the concentric graph are displayed as a combination of a straight line and a broken line or a virtual line, and these straight line, broken line or virtual line are thick color marker lines corresponding to the user's car insurance participation status. 3. A customer attraction system for business operators such as automobile sales / repairs according to claim 1 or 2, characterized in that a picture base line portion is formed. 最内側の扇形状部より外側の扇形状部であって、最内側の扇形状部が区画されたと同じ2本の角度分割線で挟まれた外側扇形状部に補償項目についての補償区分明細が表示されていることを特徴とする請求項2又は3記載の自動車販売・修理等事業者の集客システム。   Compensation classification details about compensation items in the outer fan-shaped portion outside the innermost fan-shaped portion and sandwiched by the same two angle dividing lines as the innermost fan-shaped portion is partitioned. 4. The customer attraction system for business operators such as automobile sales and repairs according to claim 2 or 3, wherein the system is displayed. 診断ツールに隣接して、自動車保険証券の車両や被保険者等情報を記載した補償対象部及び/又は自動車保険証券の補償内容部を表示させたことを特徴とする請求項1ないし4のいずれかに記載の自動車販売・修理等事業者の集客システム。   5. A compensation object part in which information such as a vehicle of an automobile insurance policy or an insured person is recorded and / or a compensation content part of an automobile insurance policy are displayed adjacent to the diagnostic tool. A system to attract customers for businesses such as car sales and repairs.
JP2018080391A 2018-04-19 2018-04-19 Customer attraction system for motor vehicle sales and repair business or the like Pending JP2019191678A (en)

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JP2021135926A (en) * 2020-02-28 2021-09-13 慶 久米 Management server, damage compensation system and damage compensation method

Citations (4)

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JP2002269329A (en) * 2001-01-05 2002-09-20 Yasufumi Uchiumi System and method of supporting improvement of business
JP2003108769A (en) * 2001-09-27 2003-04-11 Tokio Marine & Fire Insurance Co Ltd Method, device of managing insurance contract and computer program
JP2004334916A (en) * 2004-08-31 2004-11-25 Sompo Japan Insurance Inc Insurance diagnostic design device
JP2013097501A (en) * 2011-10-31 2013-05-20 Xfandea Corp Insurance information management system

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JP2002269329A (en) * 2001-01-05 2002-09-20 Yasufumi Uchiumi System and method of supporting improvement of business
JP2003108769A (en) * 2001-09-27 2003-04-11 Tokio Marine & Fire Insurance Co Ltd Method, device of managing insurance contract and computer program
JP2004334916A (en) * 2004-08-31 2004-11-25 Sompo Japan Insurance Inc Insurance diagnostic design device
JP2013097501A (en) * 2011-10-31 2013-05-20 Xfandea Corp Insurance information management system

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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2021135926A (en) * 2020-02-28 2021-09-13 慶 久米 Management server, damage compensation system and damage compensation method
JP7027471B2 (en) 2020-02-28 2022-03-01 慶 久米 Management server and damage compensation system and damage compensation method

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