JP2018169923A - Settlement system, settlement server, settlement terminal, and settlement method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To suppress the cost required for introducing a settlement system.SOLUTION: A settlement system includes a settlement server connected to the Internet. The settlement server includes: a storage unit which stores, for each facility where a settlement terminal connected to a device to be managed is installed, facility information formed by associating facility identification information, settlement terminal identification information, and settlement service identification information for identifying a settlement service available in the facility, and settlement information formed by associating settlement terminal settlement information which is information on settlement made on the settlement terminal with the settlement terminal identification information; and a settlement processing unit which specifies, on receipt of a settlement request from the settlement terminal, a facility with the settlement terminal installed therein, on the basis of settlement terminal identification information transmitted from the settlement terminal, specifies settlement services available in the specified facility, and makes settlement with a corresponding settlement service out of the specified settlement services.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a payment system, a payment server, a payment terminal, and a payment method for paying electronic money.

  2. Description of the Related Art Conventionally, there is a settlement system that can make payment with electronic money in addition to payment with cash when purchasing a product. As a payment system that performs payment using electronic money, for example, a payment system in which an electronic money terminal device that provides goods or services is connected to a payment device via an intranet, and a payment server is connected to the intranet via the Internet. Yes (see, for example, Patent Document 1).

JP 2009-265991 A

  However, in the payment system shown in Patent Document 1, since a payment device is connected to the intranet, it is assumed that one payment device is used in one facility. That is, if a payment system is to be introduced at a plurality of facilities, it is necessary to provide a payment device on the intranet within the facility for each facility. Therefore, if it is going to introduce a payment system in a facility, it is necessary for each facility to provide a payment device, and the introduction cost increases. In particular, when a payment system is introduced in a plurality of facilities belonging to the same group company, it is necessary to install a payment apparatus in each facility regardless of the same group company. In addition, as described above, in the payment system shown in Patent Document 1, since it is necessary to provide a payment device on the intranet in the facility for each facility, a brand (payment that can be used in each facility or each electronic money terminal device). Each facility must individually manage information on services.

  The present invention has been made in view of such circumstances, and an object thereof is to provide a settlement system, a settlement server, a settlement terminal, and a settlement method that can suppress the introduction cost and the operation cost of the settlement system. It is in.

  In order to solve the above-described problem, one aspect of the present invention includes a payment server connected to the Internet, and the payment server is provided for each facility provided with at least one payment terminal connected to a management target device. Performed in the payment terminal, facility information in which facility identification information for identifying a facility, payment terminal identification information for identifying the payment terminal, payment service identification information for identifying a payment service available in the facility are associated with each other A storage unit that stores payment terminal payment information that is information relating to payment to be made and payment terminal identification information associated with the payment terminal; and a storage unit that receives a payment request from the payment terminal; The facility where the settlement terminal is provided is identified based on the settlement terminal identification information transmitted from the settlement terminal, and the identified facility is Identify available payment service Te, by a corresponding possible payment service of the identified settlement service, a payment system with a payment processing unit for performing settlement corresponding to the request of the payment.

  One aspect of the present invention is the payment system described above, wherein the payment terminal payment information is acquired by the payment terminal by bringing the payment medium closer to the payment medium RW unit provided in the payment terminal. This is information including payment medium identification information for identifying the payment medium, which is transmitted from the payment medium to the payment medium RW unit.

  One embodiment of the present invention is a payment server connected to the Internet, and for each facility provided with at least one payment terminal connected to a management target device, facility identification information for identifying the facility, Payment terminal identification information that identifies payment terminals, facility information in which payment service identification information that identifies payment services that can be used in the facility is associated, and payment terminal payment information that is information related to payment performed at the payment terminal And the payment information in which the payment terminal identification information of the payment terminal is associated with each other, and when receiving a payment request from the payment terminal, the payment information is transmitted from the payment terminal with reference to the storage unit. Based on the payment terminal identification information to identify the facility where the payment terminal is provided, identify the payment service available at the specified facility, and The adaptable payment service of been payment services, a payment server with a settlement processing unit which performs settlement corresponding to the request of the payment.

  According to another aspect of the present invention, a settlement medium RW unit that reads settlement medium identification information for identifying a settlement medium from the settlement medium and writes money amount information based on a settlement amount to the settlement medium, and the settlement Payment terminal payment information including a signal transmission unit for transmitting a signal indicating the amount to the management target device, and payment terminal identification information for identifying the payment terminal and amount information based on the payment amount for a payment server connected to the Internet A communication unit that transmits the payment terminal payment information from the communication unit, and based on the payment terminal identification information included in the payment terminal payment information, the facility provided with the payment terminal is specified, Settlement of payment services that can be used at the specified facilities, and payments that correspond to payment requests by the payment services that can be handled among the specified payment services A control unit for an instruction to perform a settlement terminal comprising a.

  One embodiment of the present invention is a payment method by a computer of a payment server connected to the Internet, in which a storage unit is provided for each facility provided with at least one payment terminal connected to a management target device. This is performed in the payment terminal, facility information in which the facility identification information for identifying the payment terminal, the payment terminal identification information for identifying the payment terminal, and the payment service identification information for identifying the payment service available in the facility are associated with each other. A storage step for storing payment terminal payment information, which is information relating to payment, and payment information in which payment terminal identification information of the payment terminal is associated; and a payment processing unit receives a payment request from the payment terminal. , Referring to the storage unit, and identifying the facility where the payment terminal is provided based on the payment terminal identification information transmitted from the payment terminal. Identify available payment service at the specified facility, by the corresponding possible payment service of the identified settlement service, a payment method with a settlement processing step of performing settlement corresponding to the request of the payment.

  As described above, according to the present invention, by providing a payment device for performing payment processing at a plurality of facilities on the Internet, the introduction cost of the payment system can be suppressed, and it can be used in each facility or each electronic money terminal device. By managing information related to a simple brand (settlement service) or the like by the settlement device, the operating cost of the settlement system can be suppressed.

It is a schematic block diagram which shows the structure of the payment system by one Embodiment of this invention. It is a block diagram which shows the function structure of the payment server of the payment system by one Embodiment of this invention. It is a block diagram which shows the function structure of the payment terminal of the payment system by one Embodiment of this invention. It is a figure which shows an example of the table of the facility information memorize | stored in the memory | storage part of the payment server of the payment system by one Embodiment of this invention. It is a figure which shows an example of the table of the payment information memorize | stored in the memory | storage part of the payment server of the payment system by one Embodiment of this invention. It is a sequence diagram which shows an example of operation | movement of the payment system by one Embodiment of this invention.

  Hereinafter, a settlement system 1 according to an embodiment of the present invention will be described with reference to the drawings.

[Configuration of payment system]
FIG. 1 is a schematic block diagram showing a configuration of a payment system 1 according to an embodiment of the present invention. The payment system 1 shown in the figure includes a payment server 10 and payment terminals 15 (15A1, 15A2,... 16Bn) to which managed devices 16 (16A1, 16A2,... 16An, 16B1,... 16Bn) are connected. 15An, 15B1,... 15Bn), the management terminal 17 and the brand server 30 (30a, 30b) are connected by communication via a communication network. The communication network is configured by the Internet 40 and an intranet 50 (50A, 50B) laid for each store 20 (20A, 20B) and connected to the Internet 40 for communication. The Internet 40 is connected to the payment server 10, the management terminal 17, and at least one brand server 30. The intranet 50 is connected to at least one payment terminal 15 installed in the store 20 where the intranet 50 is laid.

The settlement server 10 receives a settlement request from the settlement terminal 15 and performs a settlement process. Further, the payment server 10 generates payment information indicating the payment made and accumulates it as log data, and distributes the log data to the brand server 30 regularly (for example, every day or every week). .
The settlement server 10 includes a server device such as a general-purpose computer or a personal computer.

The settlement terminal 15 is a terminal that accepts settlement of a fee paid by the user for use of the management target device 16. For example, when a payment medium (for example, an IC card) is brought close to a later-described payment medium RW (reader / writer) unit 152 provided in the payment terminal 15, payment is made from the payment medium to the payment medium RW unit 152. The settlement is accepted by transmitting settlement medium identification information for identifying the settlement medium.
Further, the payment terminal 15 periodically acquires setting information from the payment server 10 and changes the setting. The setting information is, for example, information related to the entire payment system 1 such as software update information operating on the payment terminal 15 or the management target device 16, or setting information for each brand used in the payment terminal 15 (for example, image Information, voice information, and information indicating a connection protocol).

  The payment terminal 15 includes a card reader such as a non-contact type IC card reader. The settlement medium is a settlement card, for example, a non-contact IC card, or a portable terminal (PDA) incorporating a function of the non-contact IC card, for example, a smartphone or a mobile phone. As the non-contact type IC card, for example, a traffic IC card, a distribution IC card, or the like can be used.

The management target device 16 is a device that provides a service to the user according to the fee paid by the user through the payment terminal 15.
The management target device 16 is, for example, a game machine, a capsule toy vending machine, a vending machine or an automatic ticket vending machine, a coin locker settlement machine, or a settlement machine in a bicycle parking lot or a parking lot.

Note that, in the management target device 16 in which the service to be provided is determined in advance, the user can select in advance the quantity (for example, the number of times, time, etc.) for which the service is provided. For example, when the quantity of service provision is determined by the number of times and time, the user can make a payment after specifying the amount of money according to the quantity before receiving the service provision. When the management target device 16 is a game machine, for example, the user can select 200 yen, which is the amount of money for three games, and make a settlement in advance.
When the amount is calculated according to the usage time, the user can make a payment after confirming the fee calculated according to the usage time after receiving the service provision.

  When the payment is made at the payment terminal 15, the management terminal 17 displays image information indicating an image for each brand (payment service) displayed on the display unit 154 described later of the payment terminal 15, and audio output described later of the payment terminal 15. The sound data indicating the sound for each brand to be reproduced by the unit 155 and the brand are managed in association with each other. Further, the management terminal 17 associates and manages information indicating a connection protocol (interface) for each brand on the payment terminal 15 side used when payment is performed in the payment terminal 15 and the brand.

For example, the setting information for each brand used in the payment terminal 15 (for example, image information, audio information, and information indicating a connection protocol) used for the payment terminal 15 is transmitted from the management terminal 17 to the payment server 10. Is stored in the settlement server 10.
Then, the settlement terminal 15 makes an inquiry to the settlement server 10 periodically (for example, every day or every week) as to whether or not the setting information has been updated.
If the setting information has been updated, the payment terminal 15 downloads the setting information from the payment server 10 and updates the setting information stored in its own payment terminal 15.
Note that the setting information for each brand is setting information related to the setting of software components that constitute a brand-specific settlement environment (for example, a display screen, a connection protocol, etc.), and is brand-specific setting information.

The store 20 is a store (facility) in which the settlement terminal 15 and the management target device 16 are installed. The store 20 is, for example, a game center, a retail store, a transportation station, a bicycle parking lot, a parking lot, or the like. Here, the store 20 is not limited to a building for the purpose of selling products or providing services, and may be a facility that can at least sell products or provide services. For example, it may be a complex commercial facility in which a plurality of stores are accommodated or a facility such as a theme park.
The “facility” referred to here may be a facility that is controlled by each corporation, a facility that is controlled by each branch in each region, or a facility that is controlled by each building. The unit in which the facility is controlled and the scale of the facility are arbitrary.

  The brand server 30 acquires the payment information transmitted from the payment server 10 on a regular basis (for example, every day or every week). The brand server 30 is a server device managed by a company that operates each brand (settlement service). The brand is, for example, a prepaid electronic money brand operated by a distribution company or a railway company, a postpaid electronic money brand operated by a credit company, or a prepaid electronic money brand dedicated to Internet payments. Etc.

The brand that can be settled by the settlement terminal 15 differs depending on the store 20 in which the settlement terminal 15 is installed. In each store 20, a brand that can be settled by the settlement terminal 15 installed in its own store 20 is determined in advance. The user can make a payment using the payment medium of the brand.
In principle, in the payment terminal 15 installed in the same store 20, brands that can be settled are common. Therefore, if the store 20 in which the payment terminal 15 is installed is specified, a brand that can be settled by the payment terminal 15 can also be specified.

[Configuration of payment server]
Next, the functional configuration of the settlement server 10 will be described with reference to the drawings.
FIG. 2 is a block diagram showing a functional configuration of the payment server 10 of the payment system 1 according to the embodiment of the present invention. The settlement server 10 shown in the figure includes a storage unit 101, a settlement processing unit 102, and a communication unit 103.
In addition, this payment server 10 may be comprised from one server apparatus, and the server comprised on the cloud may be sufficient.

The storage unit 101 stores facility information and settlement information.
The facility information includes, for each store 20 (facility) where at least one settlement terminal 15 connected to the management target device 16 is provided, facility identification information for identifying the store 20 and a settlement terminal identification for identifying the settlement terminal 15 The information is associated with payment service identification information for identifying a brand (payment service) that can be used in the store 20.
The payment information is information in which payment terminal payment information, which is information related to payment performed at the payment terminal 15, and payment terminal identification information of the payment terminal 15 are associated with each other.

The storage unit 101 also stores image information indicating an image for each brand to be displayed by a display unit 154 (to be described later) of the payment terminal 15 and a voice output unit 155 (to be described later) of the payment terminal 15 when payment is performed at the payment terminal 15. A table in which audio data indicating the audio for each brand to be reproduced and the brand is associated with the brand is transmitted from the management terminal 17 and stored in advance.
Further, the storage unit 101 stores in advance a table in which information for identifying a connection protocol (interface) for each brand on the payment terminal 15 side used when payment is performed in the payment terminal 15 and a brand are associated with each other. doing.

  The storage unit 101 is a storage medium, for example, an HDD (Hard Disk Drive), a flash memory, an EEPROM (Electrically Erasable Programmable Read Only Memory), a RAM (Random Access read / write Memory). ), ROM (Read Only Memory), or any combination of these storage media.

When the payment processing unit 102 receives a payment request from the payment terminal 15, the payment processing unit 102 refers to the storage unit 101, and the payment terminal 15 is provided based on payment terminal identification information transmitted from the payment terminal 15. A store 20 is specified, a brand that can be used in the specified store 20 is specified, and a payment process corresponding to the payment request is performed using a brand that can be handled among the specified brands.
The settlement processing unit 102 includes, for example, a CPU (Central Processing Unit).

The communication unit 103 is a communication interface for communication connection with the Internet 40.
The communication unit 103 transmits and receives data between the settlement server 10 and the brand server 30 via the Internet 40. The communication unit 103 transmits and receives data between the payment server 10 and the payment terminal 15 via the Internet 40 and the intranet 50 by the connection protocol (interface) described above.

[Configuration of payment terminal]
Next, functional configurations of the payment terminal 15 and the management target device 16 will be described with reference to the drawings.
FIG. 3 is a block diagram showing a functional configuration of the payment terminal 15 of the payment system 1 according to the embodiment of the present invention. The settlement terminal 15 shown in the figure includes a control unit 150, a storage unit 151, a settlement medium RW (reader / writer) unit 152, an illumination unit 153, a display unit 154, an audio output unit 155, and a communication unit. 156 and a pulse transmission unit 157.

  The control unit 150 controls processing performed by each functional block of the payment terminal 15. The control unit 150 includes, for example, a CPU (Central Processing Unit). The control unit 150 causes the payment server 10 to specify the facility where the payment terminal 15 is provided based on the payment terminal identification information included in the payment terminal payment information, and the payment service available at the specified facility. And instructing to make a payment corresponding to the payment request by a payment service that can be handled among the specified payment services.

The storage unit 151 transmits the brand information related to the brand that can be settled by the settlement terminal 15 and the connection protocol (interface) for each brand on the settlement terminal 15 side used when the settlement is performed, from the management terminal 17 in advance and stored. doing.
The storage unit 151 is configured by a storage medium, for example, an HDD, a flash memory, an EEPROM, a RAM, a ROM, or any combination of these storage media.

  Payment medium RW unit 152 reads payment information from a payment medium (for example, an IC card) and writes payment information to the payment medium.

The illumination unit 153, the display unit 154, and the audio output unit 155 are user interfaces for performing notifications, warnings, and the like by illumination, images, and audio to the user who uses the payment terminal 15.
The illumination unit 153 includes, for example, an LED (Light Emitting Diode), an incandescent bulb, or a fluorescent lamp. The display unit 154 includes a display, for example, an LCD (Liquid Crystal Display), or an organic EL (electroluminescence) display. The audio output unit 155 includes a speaker.

  The communication unit 156 communicates with the settlement server 10 and the management terminal 17 via the intranet 50 and the Internet 40.

  The pulse transmission unit 157 generates a pulse signal corresponding to the amount of payment made and transmits the pulse signal to the management target device 16. For example, the pulse signal is the same pulse signal as the pulse signal input to the management target device 16 when coins (cash) having the same amount as the above are inserted in the management target device 16. As a result, the management target device 16 can perform the same processing when the amount is the same regardless of whether payment is by electronic money or payment by cash.

[Composition of facility information]
Next, the configuration of the facility information described above will be described with reference to the drawings.
FIG. 4 is a diagram showing an example of a facility information table stored in the storage unit 101 of the payment server 10 of the payment system 1 according to the embodiment of the present invention.

The facility information includes a table shown in FIG. 4A and a table shown in FIG. The table shown in FIG. 4A is data in which a payment terminal ID that identifies the payment terminal 15 and a store ID that identifies the store 20 are associated with each other. The table shown in FIG. 4B is data in which a store ID is associated with a brand ID that identifies a brand that can be used in each store. Thus, the facility information is data in which the store ID (facility identification information), the payment terminal ID (payment terminal identification information), and the brand ID (payment service identification information) are associated with each other using these two tables. is there.
The facility information is stored in the storage unit 101 in advance by the administrator of the settlement server.

[Composition of payment information]
Next, the configuration of the payment information described above will be described with reference to the drawings.
FIG. 5 is a diagram showing an example of a table of payment information stored in the storage unit 101 of the payment server 10 of the payment system 1 according to the embodiment of the present invention.

The settlement information is composed of a table shown in FIG. The table shown in FIG. 5 is data in which a payment terminal ID is associated with payment terminal payment information. The payment terminal payment information includes data indicating the payment amount, date and time, medium type, and medium ID.
The settlement information is settled based on the settlement terminal ID of the settlement terminal 15 and the settlement terminal settlement information transmitted from the settlement terminal 15 to the settlement server 10 when the settlement terminal 15 requests settlement from the settlement server 10. It is generated by the server 10 and stored in the storage unit 101.

[Payment system operation]
Next, the operation of the payment system 1 will be described with reference to the drawings.
FIG. 6 is a sequence diagram showing an example of the operation of the payment system 1 according to the embodiment of the present invention.

(Step S001) The payment medium RW unit 152 of the payment terminal 15 displays a screen for selecting an amount to be paid by the user, and the user makes a selection by touching a button representing the amount on the screen. Then, when the user approaches the settlement medium RW unit 152 within a communicable distance (for example, hesitated), the settlement medium RW unit 152 transfers the settlement medium to the settlement medium RW unit 152. Information indicating the type and a medium ID (settlement medium identification information) for identifying the settlement medium are transmitted. The information indicating the medium type includes information indicating the brand of the settlement medium.

In addition, information indicating the usage fee (payment amount) of the management target device 16 connected to the payment terminal 15 is transmitted from the payment medium RW unit 152 to the payment medium. The settlement medium updates information related to the amount stored in its own settlement medium based on the received information indicating the usage fee. For example, the settlement medium reads information indicating the charged amount stored by itself, and updates the information with information indicating the amount obtained by subtracting the payment amount from the charged amount.
The payment terminal 15 generates payment terminal payment information based on the payment amount, the date and time when the payment medium is approached, information indicating the medium type, and the medium ID.

(Step S002) The payment terminal 15 transmits the payment terminal ID for identifying its own payment terminal 15 and the generated payment terminal payment information to the communication unit 103 of the payment server 10 together with information indicating a payment request.

(Step S003) The communication unit 103 of the payment server 10 receives information indicating a payment request transmitted from the payment terminal 15, a payment terminal ID, and payment terminal payment information. The payment processing unit 102 of the payment server 10 updates the payment information stored in the storage unit 101 based on the received payment terminal ID and payment terminal payment information.

(Step S004) The payment processing unit 102 of the payment server 10 refers to the facility information (for example, the table shown in FIG. 4A) stored in the storage unit 101, and sets the payment terminal ID transmitted from the payment terminal 15. Based on (settlement terminal identification information), the store 20 (facility) where the settlement terminal 15 is provided is specified.

(Step S005) The payment processing unit 102 of the payment server 10 refers to the facility information (for example, the table shown in FIG. 4B) stored in the storage unit 101, and stores 20 (facility) identified in step S004. Identify brands (payment services) that can be used in

(Step S006) The payment processing unit 102 of the payment server 10 performs a payment process corresponding to the payment request based on the information received in Step S003, depending on the brand that can be handled among the brands (payment services) specified in Step S005. Do. Here, of the brands that can be handled in the store 20, which brand is to be used for payment is deceived by the payment terminal 15 based on the medium type included in the payment terminal payment information transmitted from the payment terminal 15. The brand of the payment medium is specified, and payment is performed by the specified brand.

(Step S007) The communication unit 103 of the payment server 10 transmits a payment completion notification indicating that the payment processing has been completed to the payment terminal 15.

(Step S <b> 008) Upon receiving the payment completion notification transmitted from the communication unit 103 of the payment server 10, the payment terminal 15 transmits the payment completion notification to the management target device 16.

(Step S <b> 009) Upon receiving the payment completion notification transmitted from the payment terminal 15, the management target device 16 provides a service to the user (for example, the game machine is switched to a state usable by the user).

  As described above, according to the payment system according to the present invention, the payment server 10 is communicatively connected to the Internet, so that payment processing at a plurality of stores 20 (facility) can be performed by one payment server 10. it can. As a result, each store 20 does not need to provide the payment server 10 in its own facility. Therefore, compared to the case where a payment server is provided in the intranet in its own facility for each facility as in the past, it takes more introduction of the payment system. An increase in cost can be suppressed.

Further, as described above, according to the payment system according to the embodiment of the present invention, the payment server 10 is connected to the Internet for communication, so the store 20 (facility), the payment terminal 15, and the management target device 16 are connected. Furthermore, the setting information and the like in the payment terminal 15 or the management target device 16 can be linked and managed. In addition, according to the settlement system according to an embodiment of the present invention, the setting information in the store 20 (facility) and the setting information in the management target device 16 can be managed in association with each other, so And setting information in the management target device 16 can be managed together.
In addition, according to the payment system according to an embodiment of the present invention, the brands that can be used are managed and managed for each facility, not for each payment terminal, and the types of brands that can be used for each facility instead of each payment device. Therefore, it is possible to suppress an increase in the cost for operating the payment system.

  You may make it implement | achieve the payment server 10 in embodiment mentioned above with a computer. In that case, a program for realizing this function may be recorded on a computer-readable recording medium, and the program recorded on this recording medium may be read into a computer system and executed. Here, the “computer system” includes an OS and hardware such as peripheral devices. The “computer-readable recording medium” refers to a storage device such as a flexible medium, a magneto-optical disk, a portable medium such as a ROM and a CD-ROM, and a hard disk incorporated in a computer system. Furthermore, the “computer-readable recording medium” dynamically holds a program for a short time like a communication line when transmitting a program via a network such as the Internet or a communication line such as a telephone line. In this case, a volatile memory inside a computer system serving as a server or a client in that case may be included and a program held for a certain period of time. Further, the program may be a program for realizing a part of the above-described functions, and may be a program capable of realizing the functions described above in combination with a program already recorded in a computer system. You may implement | achieve using programmable logic devices, such as FPGA (Field Programmable Gate Array).

  The embodiment of the present invention has been described in detail with reference to the drawings. However, the specific configuration is not limited to this embodiment, and includes designs and the like that do not depart from the gist of the present invention.

  DESCRIPTION OF SYMBOLS 1 ... Payment system, 10 ... Payment server, 15 ... Payment terminal, 16 ... Management object apparatus, 17 ... Management terminal, 20 ... Store, 30 ... Brand server, 40 ... Internet, 50 ... Intranet, 101 ... Storage unit, 102 ... Payment processing unit, 103 ... Communication unit, 150 ... Control unit, 151 ... Storage unit, 152 ... Settlement medium RW unit 153: Illumination unit 154 ... Display unit 155 ... Audio output unit 156 ... Communication unit 157 ... Pulse transmission unit

Claims (5)

A payment server connected to the Internet,
The payment server
For each facility provided with at least one payment terminal connected to the managed device, the facility identification information for identifying the facility, the payment terminal identification information for identifying the payment terminal, and the payment service available at the facility Facility information associated with identifying payment service identification information;
Payment information associating payment terminal payment information, which is information related to payment performed at the payment terminal, with payment terminal identification information of the payment terminal;
A storage unit for storing
Upon receiving a payment request from the payment terminal, the storage unit is referred to, and the facility provided with the payment terminal is identified based on the payment terminal identification information transmitted from the payment terminal. A payment processing unit that identifies an available payment service and performs a payment corresponding to the payment request by a payment service that can be handled among the specified payment services;
Having a payment system. The payment terminal payment information is transmitted from the payment medium to the payment medium RW unit by the payment terminal when a payment medium is brought close to the payment medium RW unit provided in the payment terminal. The payment system according to claim 1, wherein the payment system is information including payment medium identification information for identifying a payment medium. A payment server connected to the Internet,
For each facility provided with at least one payment terminal connected to the managed device, the facility identification information for identifying the facility, the payment terminal identification information for identifying the payment terminal, and the payment service available at the facility Facility information to be stored associated with payment service identification information to be identified;
Payment information stored in association with payment terminal payment information, which is information relating to payments made at the payment terminal, and payment terminal identification information of the payment terminal;
A storage unit for storing
Upon receiving a payment request from the payment terminal, the storage unit is referred to, and the facility provided with the payment terminal is identified based on the payment terminal identification information transmitted from the payment terminal. A payment processing unit that identifies an available payment service and performs a payment corresponding to the payment request by a payment service that can be handled among the specified payment services;
A payment server. A settlement medium RW unit for reading settlement medium identification information for identifying a settlement medium from the settlement medium and writing amount information based on a settlement amount to the settlement medium;
A signal transmission unit that transmits a signal indicating the payment amount to the management target device;
A communication unit for transmitting payment terminal payment information including payment terminal identification information for identifying payment information and payment amount information based on the payment amount to a payment server connected to the Internet;
By transmitting the payment terminal payment information from the communication unit, the payment server is specified based on the payment terminal identification information included in the payment terminal payment information, and specified. A control unit that specifies a payment service that can be used in the specified facility and instructs the payment service corresponding to the payment request by the payment service that can be handled among the specified payment services;
Payment terminal. A payment method by a computer of a payment server connected to the Internet,
Memory part
For each facility provided with at least one payment terminal connected to the managed device, the facility identification information for identifying the facility, the payment terminal identification information for identifying the payment terminal, and the payment service available at the facility Facility information associated with identifying payment service identification information;
Payment information associating payment terminal payment information, which is information related to payment performed at the payment terminal, with payment terminal identification information of the payment terminal;
A memory step for storing
The payment processor
Upon receiving a payment request from the payment terminal, the storage unit is referred to, and the facility provided with the payment terminal is identified based on the payment terminal identification information transmitted from the payment terminal. A payment processing step for identifying an available payment service and performing a payment corresponding to the payment request by a payment service that can be handled among the specified payment services;
Payment method.

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