JP2018160258A5 - - Google Patents

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JP2018160258A5
JP2018160258A5 JP2018099465A JP2018099465A JP2018160258A5 JP 2018160258 A5 JP2018160258 A5 JP 2018160258A5 JP 2018099465 A JP2018099465 A JP 2018099465A JP 2018099465 A JP2018099465 A JP 2018099465A JP 2018160258 A5 JP2018160258 A5 JP 2018160258A5
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information
target person
target
generation unit
processing apparatus
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JP2018099465A
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Japanese (ja)
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JP2018160258A (en
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Priority to JP2018099465A priority Critical patent/JP2018160258A/en
Priority claimed from JP2018099465A external-priority patent/JP2018160258A/en
Publication of JP2018160258A publication Critical patent/JP2018160258A/en
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Claims (10)

人工知能機能を有する生成部であって、複数の対象者に対する複数の対象者情報と、当該複数の対象者に対する過去の実績データを用いて、ある対象者が所定の商品を利用する可能性に関するニーズ情報又は前記ある対象者に金銭を貸し付けた際のリスク情報を生成する生成部と、
前記生成部により生成された前記ニーズ情報又は前記リスク情報を出力する出力部と、
を備え、
前記生成部は、ある対象者を選択し、当該ある対象者に対する前記ニーズ情報又は前記リスク情報を生成し、
前記複数の対象者には、金融機関によって対象者情報が取得される第一対象者及び金融機関以外によって対象者情報が取得される第二対象者が含まれ、
前記対象者情報は、商品・役務購入情報、支払情報、ＳＮＳにおける記載情報、企業間電子商取引情報、取引先情報、前記第二対象者が投資をする際におけるマーケットの情報又は検索履歴情報を含むことを特徴とする情報処理装置。 A generation unit having an artificial intelligence function, the plurality of subject information for a plurality of subjects, and using the past performance data for the plurality of subjects, a possibility that a certain subject uses a predetermined product A generation unit that generates risk information when lending money to the needs information or the certain target person,
An output unit that outputs the needs information or the risk information generated by the generation unit,
With
The generation unit selects a certain target person, generates the need information or the risk information for the certain target person,
The plurality of target persons include a first target person whose target person information is obtained by a financial institution and a second target person whose target person information is obtained by other than a financial institution,
The target person information includes product / service purchase information, payment information, SNS description information, inter-company electronic commerce information, business partner information, market information or search history information when the second target invests. An information processing apparatus characterized by the above-mentioned. 前記対象者情報は前記ＳＮＳにおける記載情報を含むことを特徴とする請求項１に記載の情報処理装置。  2. The information processing apparatus according to claim 1, wherein the target person information includes information described in the SNS. 前記対象者情報は企業間電子商取引情報を含むことを特徴とする請求項１又は２のいずれかに記載の情報処理装置。  The information processing apparatus according to claim 1, wherein the target person information includes inter-company electronic commerce information. 前記対象者情報は前記商品・役務購入情報を含むことを特徴とする請求項１乃至３のいずれか１項に記載の情報処理装置。  4. The information processing apparatus according to claim 1, wherein the target person information includes the product / service purchase information. 前記対象者情報は前記支払情報を含むことを特徴とする請求項１乃至４のいずれか１項に記載の情報処理装置。  The information processing apparatus according to any one of claims 1 to 4, wherein the target person information includes the payment information. 前記対象者情報は取引先情報を含む請求項１乃至５のいずれか１項に記載の情報処理装置。  The information processing apparatus according to claim 1, wherein the target person information includes supplier information. 前記対象者情報は前記第二対象者が投資をする際におけるマーケットの情報を含む請求項１乃至６のいずれか１項に記載の情報処理装置。  The information processing apparatus according to any one of claims 1 to 6, wherein the target person information includes market information when the second target person makes an investment. 前記対象者情報は前記検索履歴情報を含む請求項１乃至７のいずれか１項に記載の情報処理装置。  The information processing apparatus according to claim 1, wherein the target person information includes the search history information. 人工知能機能を有する生成部によって、複数の対象者に対する複数の対象者情報と、当該複数の対象者に対する過去の実績データを用いて、ある対象者が所定の商品を利用する可能性に関するニーズ情報又は前記ある対象者に金銭を貸し付けた際のリスク情報を生成することと、
前記生成部により生成された前記ニーズ情報又は前記リスク情報を出力することと、
を備え、
前記生成部は、ある対象者を選択し、当該ある対象者に対する前記ニーズ情報又は前記リスク情報を生成し、
前記複数の対象者には、金融機関によって対象者情報が取得される第一対象者及び金融機関以外によって対象者情報が取得される第二対象者が含まれ、
前記対象者情報は、商品・役務購入情報、支払情報、ＳＮＳにおける記載情報、企業間電子商取引情報、取引先情報、前記第二対象者が投資をする際におけるマーケットの情報又は検索履歴情報を含む、
ことを特徴とする情報処理方法。 By the generation unit having the artificial intelligence function, using the plurality of subject information for the plurality of subjects and the past performance data for the plurality of subjects, needs information regarding the possibility that a certain subject uses a predetermined product Or to generate risk information when lending money to the certain subject,
Outputting the needs information or the risk information generated by the generation unit,
With
The generation unit selects a certain target person, generates the need information or the risk information for the certain target person,
The plurality of target persons include a first target person whose target person information is obtained by a financial institution and a second target person whose target person information is obtained by other than a financial institution,
The target person information includes product / service purchase information, payment information, SNS description information, inter-company electronic commerce information, business partner information, market information or search history information when the second target invests. ,
An information processing method, comprising: 情報処理方法を実行させるためのプログラムであって、
前記情報処理方法は、
人工知能機能を有する生成部によって、複数の対象者に対する複数の対象者情報と、当該複数の対象者に対する過去の実績データを用いて、ある対象者が所定の商品を利用する可能性に関するニーズ情報又は前記ある対象者に金銭を貸し付けた際のリスク情報を生成することと、
前記生成部により生成された前記ニーズ情報又は前記リスク情報を出力することと、
を備え、
前記生成部は、複数のある対象者を選択し、当該複数のある対象者に対する前記ニーズ情報又は前記リスク情報を生成し、
前記複数の対象者には、金融機関によって対象者情報が取得される第一対象者及び金融機関以外によって対象者情報が取得される第二対象者が含まれ、
前記対象者情報は、商品・役務購入情報、支払情報、ＳＮＳにおける記載情報、企業間電子商取引情報、取引先情報、前記第二対象者が投資をする際におけるマーケットの情報又は検索履歴情報を含む、
方法を実行させることを特徴とするプログラム。 A program for executing an information processing method,
The information processing method includes:
By the generation unit having the artificial intelligence function, using the plurality of subject information for the plurality of subjects and the past performance data for the plurality of subjects, needs information regarding the possibility that a certain subject uses a predetermined product Or to generate risk information when lending money to the certain subject,
Outputting the needs information or the risk information generated by the generation unit,
With
The generating unit selects a plurality of target persons, generates the need information or the risk information for the plurality of target persons,
The plurality of target persons include a first target person whose target person information is obtained by a financial institution and a second target person whose target person information is obtained by other than a financial institution,
The target person information includes product / service purchase information, payment information, SNS description information, inter-company electronic commerce information, business partner information, market information or search history information when the second target invests. ,
A program for executing the method.
JP2018099465A 2018-05-24 2018-05-24 Information processor, method for processing information, and program Pending JP2018160258A (en)

Priority Applications (1)

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Related Parent Applications (1)

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JP2017034086A Division JP6411562B2 (en) 2017-02-24 2017-02-24 Information processing apparatus, information processing method, and program

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JP2018160258A JP2018160258A (en) 2018-10-11
JP2018160258A5 true JP2018160258A5 (en) 2020-04-02

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JP2020194288A (en) * 2019-05-27 2020-12-03 株式会社ゴルトベルク Management support method and management support system
JP7487866B2 (en) 2020-03-06 2024-05-21 テンソル・コンサルティング株式会社 Loan management system, method, and program
KR102571889B1 (en) * 2022-08-12 2023-08-29 주식회사 트러스트라운지 Method and server for credit evaluation method through non-financial activities based on deep learning

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JP2003256660A (en) * 2002-03-05 2003-09-12 Kabu.Com Securities Co Ltd System and method for notifying information in real time
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JP2013025324A (en) * 2011-07-14 2013-02-04 Kddi Corp Recommendation device, recommendation method and program
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