JP2018151972A - Server apparatus, electronic recorded receivables retrieving method, and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve convenience in retrieving electronic recorded receivables.SOLUTION: A server device comprises a retrieval condition acquiring unit for acquiring a retrieval condition including at least a settlement date of electronic settlement of an electronic record receivable acquired by a terminal from users, a disclosure request generating unit for converting settlement schedule date included in a search condition acquired by a search condition acquisition unit into a payment due date scheduled to be settled on settlement due date, and for generating a disclosure request for requesting disclosure of the electronic record receivable matching the search condition including a converted payment due date, a disclosure request processing unit for transmitting the disclosure request generated by the disclosure request generation unit to an electronic bond record and record system for recording the electronic record receivable and for acquiring a disclosure request result transmitted by an electronic bond record organization system according to the disclosure request, and an output processing unit for outputting output information on the electronic record receivable matching the search condition based on the disclosure request result acquired by the disclosure request processing unit.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a server device, a method for searching for electronically recorded bonds, and a program.

  In recent years, electronically recorded receivables based on the Electronic Record Receivables Act implemented in December 2008 have been used in place of paper-type bills and accounts receivables that have been used as means for settlement of business transactions. Examples of such a system using electronic record receivables include a system using Densai Net (registered trademark), which is one of the systems of electronic bond recording institutions (hereinafter referred to as electronic bond recording institution systems). It is known (see, for example, Patent Document 1).

JP2015-90585A

For example, when searching for an electronic record receivable recorded in the above-described electronic receivable recording institution system, a disclosure function of a record item provided in the electronic receivable recording institution system is used.
However, the disclosure function of this record item did not have a function of searching for electronically recorded receivables by a scheduled settlement date such as a scheduled payment date or a scheduled payment date that is actually processed by a financial institution. Therefore, the conventional system using the electronic bond recording institution system has a problem in that it is not convenient when searching for an electronic record bond.

  The present invention has been made to solve the above problems, and an object thereof is to provide a server device, an electronic record receivable search method, and a program capable of improving convenience when searching for an electronic record receivable. It is in.

  In order to solve the above problem, an aspect of the present invention provides a search condition acquisition unit that acquires a search condition including at least a settlement date of an electronic record loan acquired by a terminal device from a user, and the search condition acquisition unit. The payment scheduled date included in the acquired search condition is converted to a payment due date scheduled to be settled on the scheduled payment date, and the electronically recorded receivable that matches the search condition including the converted payment due date is converted. A disclosure request generation unit that generates a disclosure request for requesting disclosure, and the disclosure request generated by the disclosure request generation unit is transmitted to an electronic bond recording institution system that records the electronic record bond, and in response to the disclosure request A disclosure request processing unit for acquiring a disclosure request result transmitted by the electronic bond recording institution system, and based on the disclosure request result acquired by the disclosure request processing unit A server device, characterized by an output processing unit that outputs the output information relating to the electronic recording claims that match the search criteria.

  Further, according to one aspect of the present invention, in the server device, the search condition acquisition unit sets the user as a creditor when executing a payment schedule confirmation process for confirming the electronic record loan scheduled to be deposited. In addition, the search condition including the scheduled payment date is acquired as the scheduled payment date, and the disclosure request generation unit converts the scheduled payment date to the due date when executing the payment schedule confirmation process, The disclosure request including the converted payment date and information indicating the creditor is generated.

  According to another aspect of the present invention, in the server device, the search condition acquisition unit sets the user as a debtor when executing a payment schedule confirmation process for confirming the electronic record receivable scheduled for payment. In addition, the search condition including the payment date is acquired as the payment date, and the disclosure request generation unit converts the payment date to the payment date when executing the payment schedule confirmation process. The disclosure request including the converted payment date and information indicating the debtor is generated.

  Further, according to one aspect of the present invention, in the server device, the disclosure request generation unit, when executing the payment schedule confirmation process, confirms that the electronic record receivable has been repaid by a method other than remittance between accounts. Generating the disclosure request including a search condition for searching for both the electronic record receivable having a record such as payment and the electronic record receivable having no record such as payment, and the output processing unit In the case where the electronic record receivable is extracted based on the disclosure request result, and is associated with the extracted parent receivable information, the payment etc. Information relating to the electronically recorded bond having no record is output as the output information.

  In one embodiment of the present invention, in the server device, the output processing unit generates display information to be displayed on the terminal device as the output information, and outputs the generated display information to the terminal device. It is characterized by.

  According to another aspect of the present invention, in the server device, the output processing unit generates a data file having a predetermined format as the output information, and outputs the generated data file to the terminal device. And

  Further, according to one aspect of the present invention, the search condition acquisition unit acquires a search condition including at least a scheduled settlement date of the electronic record loan acquired by the terminal device from the user, and the disclosure request generation unit includes: The settlement date included in the search condition acquired by the search condition acquisition step is converted to the due date due to be processed for settlement on the scheduled settlement date, and matches the search condition including the converted due date A disclosure request generation step for generating a disclosure request for requesting disclosure of the electronic record receivable, and a disclosure request processing unit that records the electronic request for the disclosure request generated by the disclosure request generation step. Disclosure request processing step for transmitting to a recording institution system and obtaining a disclosure request result transmitted by the electronic bond recording institution system in response to the disclosure request The output processing unit includes an output processing step of outputting output information related to the electronic record bond that matches the search condition based on the disclosure request result acquired by the disclosure request processing step. This is a method for retrieving electronically recorded receivables.

  According to another aspect of the present invention, a search condition acquisition step for acquiring a search condition including at least a scheduled settlement date for an electronic record loan acquired by a terminal device from a user is acquired by a computer and the search condition acquisition step. The settlement date included in the search condition is converted to a payment due date scheduled to be settled on the scheduled settlement date, and the disclosure of the electronic record receivable that matches the search condition including the converted payment date is requested. A disclosure request generation step for generating a disclosure request to be transmitted, and the disclosure request generated by the disclosure request generation step is transmitted to an electronic bond recording institution system for recording the electronic record bond, and according to the disclosure request, The disclosure request processing step for obtaining the disclosure request result transmitted by the electronic bond recording institution system, and the disclosure request processing step Based on the disclosure requirements result is a program for executing an output processing step of outputting the output information relating to the electronic recording claims that match the search criteria.

  According to the present invention, it is possible to improve convenience when searching for an electronically recorded bond.

It is a functional block diagram which shows an example of the electronic record bond processing system by this embodiment. It is a figure which shows an example of the disclosure request | requirement of the payment schedule confirmation in this embodiment. It is a figure which shows an example of the disclosure request | requirement of payment plan confirmation in this embodiment. It is a figure which shows an example of operation | movement of the electronic record loan processing system by this embodiment. It is a figure which shows an example of the input screen of the search condition of the payment schedule confirmation in this embodiment. It is a figure which shows the example of an output of the search result of the payment schedule confirmation in this embodiment. It is a figure which shows the output example of the search result of payment plan confirmation in this embodiment. It is an image figure which shows an example of the file output of the payment schedule in this embodiment. It is an image figure which shows an example of the file output of the deposit schedule details list in this embodiment. It is an image figure which shows an example of the file output of the payment schedule in this embodiment. It is an image figure which shows an example of the file output of the payment schedule details list | wrist in this embodiment. It is a flowchart which shows an example of operation | movement of the relay server in this embodiment. It is a flowchart which shows an example of the payment schedule confirmation process of the relay server in this embodiment. It is a flowchart which shows an example of the payment schedule confirmation process of the relay server in this embodiment.

Hereinafter, a server device, an electronic record loan search method, and a program according to an embodiment of the present invention will be described with reference to the drawings.
FIG. 1 is a functional block diagram showing an example of an electronically recorded bond processing system 1 according to this embodiment.
As shown in FIG. 1, the electronic record bond processing system 1 includes a relay server 10, a terminal device 20, a financial institution server 30, and an electronic bond record institution system 40. The relay server 10, the terminal device 20, the financial institution server 30, and the electronic bond recording institution system 40 are connected via a network NW1.

The terminal device 20 is a device used by a user who uses the electronic record bond processing system 1, and is a personal computer, for example. Here, the user is, for example, a company having an account at a financial institution that can be either a creditor or a debtor. The terminal device 20 includes an NW (network) communication unit 21, an input unit 22, a display unit 23, a terminal storage unit 24, and a terminal control unit 25.
In the example illustrated in FIG. 1, for convenience of explanation, the electronic record bond processing system 1 includes one terminal device 20, but may include a plurality of terminal devices 20.

  The NW communication unit 21 is connected to the network NW1 using, for example, wired LAN (Local Area Network) communication, wireless LAN communication, and the like, and performs communication of various types of information via the network NW1. For example, the NW communication unit 21 is connected to the financial institution server 30 via the network NW1 and performs communication of various types of information.

The input unit 22 is an input device such as a keyboard and a mouse, for example, and accepts various inputs to the terminal device 20. For example, the input unit 22 receives input of information necessary for various processes related to Internet banking and electronic record receivables by a user of the terminal device 20.
The display unit 23 is, for example, a liquid crystal display device, and displays various types of information. The display unit 23 displays, for example, an operation menu, input information, an electronic record receivable inquiry result (search result), and the like for various processes related to Internet banking and electronic record receivables.

  The terminal storage unit 24 stores information used for various processes of the terminal device 20. The terminal storage unit 24 stores, for example, a data file indicating a payment schedule confirmation and a payment schedule confirmation result, which are the results of an electronic record receivable to be described later.

  The terminal control unit 25 is a processor including, for example, a CPU (Central Processing Unit) and the like, and comprehensively controls the terminal device 20. For example, the terminal control unit 25 executes various processes related to the electronic record bond. The terminal control unit 25 acquires, for example, the search condition including the range of the scheduled settlement date to be inquired via the input unit 22 in the electronic record bond inquiry process, and the acquired search condition is obtained via the NW communication unit 21. To the financial institution server 30. Further, the terminal control unit 25 acquires display information or a data file indicating a search result (inquiry result) from the financial institution server 30 via the NW communication unit 21, and causes the display unit 23 to display the acquired display information. Alternatively, the data file is stored in the terminal storage unit 24.

  The financial institution server 30 is a server device possessed by a financial institution, and provides, for example, an Internet bank service and a service related to an electronic record credit. The financial institution server 30 includes an NW communication unit 31, a server storage unit 32, and a server control unit 33.

  The NW communication unit 31 is connected to the network NW1 by using, for example, wired LAN communication, and communicates various information through the network NW1. For example, the NW communication unit 31 is connected to the relay server 10 and the terminal device 20 via the network NW1 to communicate various information.

The server storage unit 32 stores information used for various processes executed by the financial institution server 30. The server storage unit 32 includes, for example, a user information storage unit 321 that is a user database.
The user information storage unit 321 stores user information for logging in to Internet bank services. The user information storage unit 321 stores, for example, user information including user identification information such as a user account and a user ID, and authentication information such as a password.

  The server control unit 33 is a processor including a CPU, for example, and comprehensively controls the financial institution server 30. The server control unit 33 executes, for example, a process for providing an Internet bank service or a service related to an electronic record bond. The server control unit 33 includes an electronic record bond processing unit 331.

  The electronic record receivable processing unit 331 executes processing for providing a service related to the electronic record receivable. The electronically recorded bond processing unit 331 acquires, for example, the search conditions described above from the terminal device 20 via the NW communication unit 31 and transmits (transfers) the acquired search conditions to the relay server 10 via the NW communication unit 31. ) In addition, the electronic record bond processing unit 331 acquires display information or a data file indicating a search result (inquiry result) from the relay server 10 via the NW communication unit 31, and acquires the acquired display information or data file from the terminal device 20 Send (transfer) to.

  The electronic bond recording institution system 40 is an electronic bond recording institution system, for example, Densai Net (registered trademark). The electronic bond recording institution system 40 records the occurrence, transfer, division, etc. of the electronic record bond and provides various processes related to the electronic record bond. The electronic bond recording institution system 40 includes an NW communication unit 41, an electronic bond information storage unit 42, and a bond control unit 43.

The NW communication unit 41 is connected to the network NW1 by using, for example, wired LAN communication, and communicates various information through the network NW1. For example, the NW communication unit 41 is connected to the relay server 10 via the network NW1 and performs communication of various types of information.
The electronic bond information storage unit 42 is a database for recording electronic record bonds, and stores electronic record bond information. Here, the electronic record receivable information is, for example, information indicating a recorded electronic record receivable.

  The bond control unit 43 is a processor including a CPU, for example, and controls the electronic bond recording institution system 40 in an integrated manner. The bond control unit 43 searches the electronic record bond information stored in the electronic bond information storage unit 42 via the NW communication unit 41 in response to a request for disclosure of the record items received from the relay server 10, for example. The disclosure request result as a result is transmitted to the relay server 10 via the NW communication unit 41.

  The relay server 10 (an example of a server device) enters between the terminal device 20 and the financial institution server 30 and the electronic bond recording institution system 40, and the electronic bond recording institution system 40 is configured by the terminal device 20 and the financial institution server 30. Support use. For example, the relay server 10 acquires a search condition for an electronically recorded bond from the terminal device 20 via the financial institution server 30, and generates a disclosure request for a record item based on the acquired search condition. Further, the relay server 10 transmits the generated disclosure request to the electronic bond recording agency system 40.

Further, the relay server 10 receives the disclosure request result transmitted by the electronic bond recording agency system 40 in response to the disclosure request, and generates output information that is display information or a data file based on the received disclosure request result. . The relay server 10 transmits the generated display information or output information that is a data file to the terminal device 20 via the financial institution server 30.
The relay server 10 includes an NW communication unit 11, a server storage unit 12, and a server control unit 13.

  The NW communication unit 11 is connected to the network NW1 by using, for example, wired LAN communication, and communicates various information via the network NW1. For example, the NW communication unit 11 is connected to the financial institution server 30 and the electronic bond recording institution system 40 via the network NW1 to communicate various information.

  The server storage unit 12 stores information used for various processes executed by the relay server 10. The server storage unit 12 includes, for example, a disclosure request storage unit 121, a disclosure request result storage unit 122, and an output information storage unit 123.

The disclosure request storage unit 121 stores a disclosure request generated based on the search condition for the electronic record receivable acquired from the terminal device 20. Details of the disclosure request will be described later.
The disclosure request result storage unit 122 stores the disclosure request result received from the electronic bond recording institution system 40.
The output information storage unit 123 stores output information generated based on the disclosure request result. The output information storage unit 123 is, for example, display information including a list of searched electronic record bonds, and stores display information to be displayed on the terminal device 20 as output information. Further, the output information storage unit 123 stores, for example, a data file in a predetermined format including a list of searched electronic record bonds as output information.

  The server control unit 13 is a processor including a CPU, for example, and comprehensively controls the relay server 10. In the present embodiment, the electronic record receivable inquiry process (search process) includes a payment schedule confirmation process (payment schedule confirmation process) and a payment schedule confirmation process (payment schedule confirmation process). That is, the server control unit 13 executes, for example, a payment schedule confirmation process and a payment schedule confirmation process as the electronic record bond inquiry process.

Here, the payment schedule confirmation process is a confirmation process (search process) when the user is a creditor, and the electronically recorded receivables scheduled to be deposited on the scheduled payment date set by the user (creditor). Check. Also, the payment schedule confirmation process is a confirmation process (search process) when the user is a debtor, and confirms the electronically recorded receivables scheduled to be paid on the scheduled payment date set by the user (debtor). To do.
In addition, the server control unit 13 includes, for example, a search condition acquisition unit 131, a disclosure request generation unit 132, a disclosure request processing unit 133, and an output processing unit 134.

  The search condition acquisition unit 131 acquires a search condition including at least the scheduled settlement date of the electronic record receivable acquired by the terminal device 20 from the user. The search condition acquisition unit 131 acquires, for example, a search condition including at least the search range of the settlement date from the financial institution server 30 via the NW communication unit 11. For example, when executing the payment schedule confirmation process, the search condition acquisition unit 131 sets a user as a creditor, and also includes a payment date (search range) as a settlement date (search range). Get the condition. In addition, for example, when executing the payment schedule confirmation process, the search condition acquisition unit 131 sets the user as a debtor and sets the scheduled payment date (search range) as the scheduled payment date (search range). Get the search condition including.

The disclosure request generation unit 132 converts the scheduled settlement date included in the search condition acquired by the search condition acquisition unit 131 to the due date due to be processed for settlement on the scheduled settlement date.
Here, the scheduled settlement date is a date when payment (payment or payment) is actually performed, and is limited to a business day of a financial institution. On the other hand, non-business days of financial institutions such as Saturdays, Sundays, and holidays can be set as payment dates. For this reason, the settlement date of the electronically recorded receivable whose payment date is set to a non-business day is the business day immediately after the payment date. That is, for electronically recorded receivables that are settled on the scheduled settlement date, the payment due date is the same as the scheduled settlement date, and if there is a non-business day immediately before, the payment due date is the previous non-business day Is included. Accordingly, the disclosure request generation unit 132 converts the acquired scheduled settlement date into a payment due date (range) including the immediately preceding non-business day. Here, the conversion to the payment due date (range) means obtaining the payment due date (range) including the non-business day immediately before the scheduled payment date from the acquired scheduled payment date. Then, the disclosure request generation unit 132 generates a disclosure request for requesting disclosure of the electronic record receivable that matches the search condition including the converted due date (range). The disclosure request generation unit 132 stores the generated disclosure request in the disclosure request storage unit 121.

  For example, when executing the payment schedule confirmation process, the disclosure request generation unit 132 converts the payment scheduled date (search range) to the payment date (search range), and the converted payment date (search range) and And generating a disclosure request including information indicating the creditor. Here, with reference to FIG. 2, details of the search condition acquired by the search condition acquisition unit 131 and the disclosure request generated by the disclosure request generation unit 132 when executing the payment schedule confirmation process will be described.

FIG. 2 is a diagram showing an example of a disclosure request for confirmation of payment schedule in the present embodiment.
In FIG. 2, “setting item name” indicates a setting item in the request for disclosure of confirmation items. In addition, among the setting items, items for which “O” is given to “screen input” are setting items acquired by the terminal device 20 from the user, and are included in the search conditions acquired by the search condition acquisition unit 131. It is an item. That is, when executing the payment schedule confirmation process, the search condition acquisition unit 131 acquires a search condition including “settlement account information”, “disclosure unit”, and “settlement date” (scheduled payment date). The “settlement account information” is information for identifying a settlement account (for example, an account number), and the “disclosure unit” is information for specifying an account unit (user unit) as a search unit or an account unit. is there. The “scheduled settlement date” (scheduled payment date) is information indicating the search range of the scheduled payment date, for example.

  “Setting content” indicates the content of each setting item. In “setting contents”, “− (cannot be set)” indicates an item that cannot be set in the disclosure request, and “no setting” indicates an item that is not set. Among the setting items, items for which “◯” is given to “internal setting items” are setting items for which the disclosure request generation unit 132 performs internal settings. When executing the payment schedule confirmation process, the disclosure request generation unit 132 performs “(request number)”, “disclosure method / unit”, “processing method category”, “(disclosure search method)”, “claimer category”. (Position), “Scheduled settlement date” (scheduled payment date), “Forced execution etc. recording presence / absence” and “Payment etc. recording presence / absence” setting items are internally generated (generated internally).

Specifically, when executing the payment schedule confirmation process, the disclosure request generation unit 132 sets “1: latest information disclosure (abstract)” to “disclosure method / unit” in the disclosure request, and “processing method classification”. "2: Asynchronous processing" is set in "Processing method category", "1: Recorded item disclosure (user)" is set, and "(Disclosure search method)" is set in "2: Position". Further, when executing the payment schedule confirmation process, the disclosure request generation unit 132 sets “01: creditor” (information indicating the creditor) in the “claimer category (position)” in the disclosure request. The “settlement date” (scheduled payment date) is converted into the settlement date (search range) and set. The disclosure request generation unit 132 sets the request number automatically assigned to “(request number)”.
In this way, the disclosure request generation unit 132 generates a disclosure request as shown in FIG. 2 when executing the payment schedule confirmation process.

  Further, for example, when executing the payment schedule confirmation process, the disclosure request generation unit 132 converts the payment due date (the search range) into the payment due date (the search range), and the converted payment date (the search range) ) And information indicating the debtor is generated. Here, with reference to FIG. 3, details of the search condition acquired by the search condition acquisition unit 131 and the disclosure request generated by the disclosure request generation unit 132 when executing the payment schedule confirmation process will be described.

FIG. 3 is a diagram illustrating an example of a disclosure request for payment schedule confirmation in the present embodiment.
In FIG. 3, “setting item name” indicates the setting item in the request for disclosure of confirmation items, as in FIG. Further, as shown in “Screen input”, when executing the payment schedule confirmation process, the search condition acquisition unit 131 performs “settlement account information”, “disclosure unit”, and “scheduled settlement date” (scheduled payment date). ) Is included. The “settlement account information” is information for identifying a settlement account (for example, an account number), and the “disclosure unit” is information for specifying an account unit (user unit) as a search unit or an account unit. is there. The “scheduled settlement date” (scheduled payment date) is information indicating the search range of the scheduled payment date, for example.

  Also, when executing the payment schedule confirmation process, the disclosure request generation unit 132 includes “(request number)”, “disclosure method / unit”, “processing method category”, “(disclosure search) among the setting items. A disclosure request is generated by internally setting (internally generating) the setting items of “method”, “biller classification (position)”, and “settlement date” (scheduled date of payment). When executing the payment schedule confirmation process, the disclosure request generation unit 132 sets the setting items of “whether or not to record forcibly executed” and “whether or not to record for payment” to “no setting”.

Specifically, when executing the payment schedule confirmation process, the disclosure request generation unit 132 sets “1: latest information disclosure (abstract)” to “disclosure method / unit” in the disclosure request, and “processing method classification”. "2: Asynchronous processing" is set in "Processing method category", "1: Recorded item disclosure (user)" is set, and "(Disclosure search method)" is set in "2: Position". Further, when executing the payment schedule confirmation process, the disclosure request generation unit 132 sets “02: Obligor” (information indicating the obligor) in the “claimer category (position)” in the disclosure request. The “settlement date” (scheduled date of payment) is converted into the settlement date (search range) and set. The disclosure request generation unit 132 sets the request number automatically assigned to “(request number)”.
Thus, the disclosure request generation unit 132 generates a disclosure request as shown in FIG. 3 when executing the payment schedule confirmation process.

  In addition, the search condition that “Payment record etc.” is “Not set” is that the electronic record receivable has a record of payment, etc., indicating that the electronic record receivable has been repaid by a method other than remittance between accounts. There is no electronic record receivable means to search both. Therefore, when executing the payment schedule confirmation process, the disclosure request generation unit 132 includes an electronic record receivable having a record such as payment indicating that the electronic record receivable has been repaid by a method other than remittance between accounts, A disclosure request including a search condition for searching for both electronic record receivables that do not exist is generated.

  The disclosure request processing unit 133 transmits the disclosure request generated by the disclosure request generation unit 132 to the electronic bond recording institution system 40 that records the electronic record receivable, and the electronic bond recording institution system 40 transmits in response to the disclosure request. Obtained disclosure request result. For example, when executing the payment schedule confirmation process, the disclosure request processing unit 133 sends the disclosure request stored in the disclosure request storage unit 121 as illustrated in FIG. 2 via the NW communication unit 11 to the electronic bond. Transmit to the recording institution system 40. Further, for example, when executing a payment schedule confirmation process, the disclosure request processing unit 133 sends a disclosure request stored in the disclosure request storage unit 121 via the NW communication unit 11 as illustrated in FIG. It transmits to the electronic bond recording institution system 40.

  Further, the disclosure request processing unit 133 acquires the disclosure request result transmitted by the electronic bond recording organization system 40 via the NW communication unit 11. The disclosure request processing unit 133 stores the acquired disclosure request result in the disclosure request result storage unit 122, for example.

  Based on the disclosure request result acquired by the disclosure request processing unit 133, the output processing unit 134 outputs output information related to the electronic record bond that matches the search condition. For example, the output processing unit 134 generates, as output information, a list of electronic record receivables obtained by extracting information necessary for confirmation from the disclosure request result stored in the disclosure request result storage unit 122. For example, the output processing unit 134 generates display information to be displayed on the terminal device 20 as output information, and stores the generated display information in the output information storage unit 123. In addition, the output processing unit 134 generates a data file (for example, a PDF file, a CSV file, a fixed length file, etc.) having a predetermined format as output information, and stores the generated display information in the output information storage unit 123.

  Specifically, for example, when executing a payment schedule confirmation process, the output processing unit 134 generates display information and a data file of a payment schedule table and a payment schedule detail list based on the disclosure request result. Further, for example, when executing the payment schedule confirmation process, the output processing unit 134 generates display information and a data file of the payment schedule table and the payment schedule detail list based on the disclosure request result. Details of the payment schedule and the payment schedule details list, and the payment schedule and the payment schedule details list will be described later.

Further, when executing the payment schedule confirmation process, the output processing unit 134 extracts the parent receivable information of the divided electronic record receivable based on the disclosure request result, and associates the extracted electronic receivable information with the parent receivable information. Information on an electronic record receivable that is a recorded receivable and has no record of payment or the like is generated as output information. Further, the output processing unit 134 generates output information by excluding the extinguished electronic record bond and the canceled electronic record bond from the disclosure request result.
Further, the output processing unit 134 outputs the generated output information (for example, the display information and the data file described above) to the terminal device 20 via the financial institution server 30. In other words, the output processing unit 134 transmits the output information stored in the output information storage unit 123 to the financial institution server 30 via, for example, the NW communication unit 11.

Next, the operation of the electronic record bond processing system 1 according to the present embodiment will be described with reference to the drawings.
FIG. 4 is a diagram showing an example of the operation of the electronic record bond processing system 1 according to the present embodiment.
In FIG. 4, first, the terminal device 20 transmits login information to the financial institution server 30 (step S101). For example, the terminal device 20 transmits the user ID and password input by the user via the input unit 22 to the financial institution server 30 via the NW communication unit 21.

  Next, the financial institution server 30 executes a login process (step S102). For example, the server control unit 33 of the financial institution server 30 compares the user ID and password acquired from the terminal device 20 via the NW communication unit 31 with the user ID and password stored in the user information storage unit 321. If the two match, the user's login is approved. In this case, the server control unit 33 permits processing related to the electronic record receivable such as receivable information inquiry processing for inquiring the electronic record receivable, assuming that the login process is successful.

  Next, the server control unit 33 of the financial institution server 30 transmits the login result to the terminal device 20 (step S103). The server control unit 33 transmits the login result to the terminal device 20 via the NW communication unit 31. Here, it is assumed that the login process is successful.

  Next, in response to receiving the login result (result of successful login process), the terminal device 20 causes the display unit 23 to display a menu screen for processing relating to the electronic record bond (step S104).

  Next, when the user selects a bond information inquiry process (for example, a payment schedule confirmation process or a payment schedule confirmation process), the terminal device 20 selects the selected bond information inquiry process. 30 (step S105). Here, a description will be given assuming that the payment schedule confirmation process or the payment schedule confirmation process is selected.

  Further, the financial institution server 30 transmits the selection of the credit information inquiry process notified from the terminal device 20 (for example, information indicating the payment schedule confirmation process or the payment schedule confirmation process) to the relay server 10 (step S106). . The server control unit 13 of the relay server 10 determines, for example, which of the deposit schedule confirmation process and the payment schedule confirmation process is to be executed based on the selection of the bond information inquiry process.

Next, the terminal device 20 receives an input of search conditions (step S107). That is, the terminal control unit 25 of the terminal device 20 causes the display unit 23 to display a search condition input screen G1 as shown in FIG. Then, the terminal control unit 25 receives a search condition via the input unit 22.
FIG. 5 is a diagram showing an example of an input screen for a search condition for payment schedule confirmation in the present embodiment.
As shown in FIG. 5, the terminal control unit 25 inputs the “settlement scheduled date” (scheduled payment date), “disclosure unit”, and “settlement account information” shown in FIG. Is acquired via the input unit 22. Note that the search condition input screen in the payment schedule confirmation process is also the same as that shown in FIG.

  Next, the terminal device 20 transmits the search condition (including the scheduled settlement date) to the financial institution server 30 (step S108). That is, the terminal control unit 25 transmits the search condition acquired from the user to the financial institution server 30 via the NW communication unit 21.

  Next, the financial institution server 30 transmits the search condition (including the scheduled settlement date) to the relay server 10 (step S109). That is, the electronically recorded bond processing unit 331 of the financial institution server 30 transmits the search condition received from the terminal device 20 via the NW communication unit 31 to the relay server 10 via the NW communication unit 31.

  Next, the relay server 10 generates a disclosure request (including a payment due date) based on the search condition (step S110). For example, the search condition acquisition unit 131 of the relay server 10 acquires the search condition via the NW communication unit 11, and the disclosure request generation unit 132 generates a disclosure request including the due date based on the search condition. For example, when executing the payment schedule confirmation process, the disclosure request generation unit 132 generates a disclosure request as illustrated in FIG. 2 and stores the generated disclosure request in the disclosure request storage unit 121. For example, when executing the payment schedule confirmation process, the disclosure request generation unit 132 generates a disclosure request as illustrated in FIG. 3 and stores the generated disclosure request in the disclosure request storage unit 121.

  Next, the relay server 10 transmits a disclosure request (including the payment due date) to the electronic bond recording institution system 40 (step S111). That is, the disclosure request processing unit 133 of the relay server 10 transmits, for example, the disclosure request stored in the disclosure request storage unit 121 to the electronic bond recording institution system 40 via the NW communication unit 11.

  Next, the electronic bond recording institution system 40 executes a search process based on the disclosure request (step S112). The bond control unit 43 of the electronic bond recording institution system 40 receives the disclosure request from the relay server 10 via the NW communication unit 41, and matches the search condition of the disclosure request according to the received disclosure request. Is extracted from the electronic bond information storage unit 42.

  Next, the electronic bond recording institution system 40 transmits a disclosure request result to the relay server 10 (step S113). The bond control unit 43 reads, for example, all of the extracted electronic record bond information from the electronic bond information storage unit 42, and the read information of the electronic record bond as a disclosure request result via the NW communication unit 41. It transmits to the relay server 10.

  Next, the relay server 10 generates output information (display information) based on the disclosure request result (step S114). The disclosure request processing unit 133 receives the disclosure request result from the electronic bond recording institution system 40 via the NW communication unit 11 and stores the received disclosure request result in the disclosure request result storage unit 122. Then, the output processing unit 134 generates output information (display information) that is a search result based on the disclosure request result stored in the disclosure request result storage unit 122.

For example, when executing the payment schedule confirmation process, the output processing unit 134 generates a payment schedule table and a payment schedule detail list as shown in FIG. 6 based on the disclosure request result.
FIG. 6 is a diagram showing an output example of the search result of the payment schedule confirmation in the present embodiment.
FIG. 6A shows an example of display information of a deposit schedule, and FIG. 6B shows an example of display information of a deposit schedule detail list.

  As shown in FIG. 6A, the output processing unit 134, based on the disclosure request result, “detail No.”, “scheduled settlement date”, “payment account”, “number of claims (cases)”. ”And“ scheduled deposit total amount (yen) ”are generated. For example, in the example shown in FIG. 6A, “Detail No.” is “1”, “Settlement Date” is “2015/03/02”, and “Deposit Account” is “Normal 0000001 Corresponds to electronically recorded receivables with “○○”, “Number of receivables (cases)” is “30”, and “Total scheduled deposit amount (yen)” is “3,000,000”. .

  Further, as shown in FIG. 6B, the output processing unit 134, based on the disclosure request result, “No.”, “Record number”, “Creditor information”, “Payment amount (yen) ) ”And“ order date / payment date ”are generated, and a payment schedule detail list is generated. For example, the detailed deposit schedule list shown in FIG. 6B is a detailed list of “1” in “Description No.” shown in FIG. For example, in the example shown in FIG. 6B, an electronic record loan with “No.” “1” has “record number” “1233456788901234500001” and “creditor information” “ABC Corporation”. It shows that there is. In addition, the electronically recorded receivable with “1” as “1” has “1,000,000” as “scheduled deposit amount (yen)” and “2014/12/05” as “order date”. , “Payment due date” is “2015/03/01”.

Further, for example, when executing the payment schedule confirmation process, the output processing unit 134 generates a payment schedule table and a payment schedule detail list as illustrated in FIG. 7 based on the disclosure request result.
FIG. 7 is a diagram illustrating an output example of a search result of payment schedule confirmation in the present embodiment.
FIG. 7A shows an example of display information of a payment schedule, and FIG. 7B shows an example of display information of a payment schedule details list.

  As shown in FIG. 7A, the output processing unit 134, based on the disclosure request result, “detail No.”, “scheduled settlement date”, “payment account”, “number of claims (cases)”. ”And“ payment total amount (yen) ”are associated with each other. For example, in the example shown in FIG. 7A, “detail No.” is “1”, “scheduled settlement date” is “2015/03/02”, and “payment account” is “ordinary 0000001 Kozameigi ○ Corresponding to electronically recorded receivables with “○○”, “Number of receivables (cases)” is “30 (with split)”, and “Total amount to be paid (yen)” is “3,000,000” Is shown. In the payment schedule confirmation process, the output processing unit 134 adds “(divided)” to “number of claims (cases)” when there is a divided electronic record loan.

  Also, as shown in FIG. 7B, the output processing unit 134, based on the disclosure request result, “No.”, “Record number”, “Creditor information”, “Payment amount (yen) ) ”,“ Order date / payment date ”, and“ supplemental information ”are associated with each other to generate a payment schedule detail list. The output processing unit 134 extracts the parent claim information of the divided electronic record claim when there is a divided electronic record claim in the disclosure request result, and adds the extracted parent claim information to the “supplemental information” To do.

  For example, the payment schedule detailed list shown in FIG. 7B shows a detailed list in “1” of “Description No.” shown in FIG. For example, in the example shown in FIG. 7B, an electronically recorded bond with “1” as “No.” has “record number” as “123456788901234500001” and “creditor information” as “ABC Corporation”. It shows that there is. In addition, the electronic record receivable whose “No.” is “1” has a “scheduled payment amount (yen)” of “1,000,000” and an “order date” of “2014/12/05”. , “Payment due date” is “2015/03/01”.

  Further, for example, an electronically recorded credit with “No.” “2” indicates that “record number” is “1234567889012345000011” and “creditor information” is “DEF Corporation *”. In addition, the electronic record receivable whose “No.” is “2” has a “scheduled amount (yen)” of “1,000,000” and an “order date” of “2014/12/05”. , “Payment due date” is “2015/03/01”. In addition, since the electronic record receivable whose “No.” is “2” is a divided electronic record receivable, “*” is added to “creditor information” and also added to “supplemental information”. However, it is indicated that the parent loan information is “record number: 123456788901234500001”.

  As described above, the output processing unit 134 generates, as output information (display information) based on the disclosure request result, a payment schedule table and a payment schedule detail list as shown in FIG. 6, or a payment schedule table as shown in FIG. And a deposit schedule detail list. The output processing unit 134 stores the generated output information (display information) in the output information storage unit 123.

  Next, the relay server 10 transmits the generated output information (display information) to the financial institution server 30 (step S115). That is, the output processing unit 134 transmits the output information (display information) stored in the output information storage unit 123 to the financial institution server 30 via the NW communication unit 11.

  Next, the financial institution server 30 transmits output information (display information) to the terminal device 20 (step S116). That is, the electronic record bond processing unit 331 transmits the output information (display information) received from the relay server 10 via the NW communication unit 31 to the terminal device 20 via the NW communication unit 31.

  Next, the terminal device 20 displays output information (display information) on the display unit 23 (step S117). For example, the terminal control unit 25 causes the display unit 23 to display output information (display information) received via the NW communication unit 21.

  Next, the terminal device 20 transmits a file output request to the financial institution server 30 (step S118). For example, when receiving a file output request for output information from the user via the input unit 22, the terminal control unit 25 indicates format information indicating the format of the data file (for example, a predetermined format such as a PDF file). Is transmitted to the financial institution server 30 via the NW communication unit 21.

  Next, the financial institution server 30 transmits a file output request to the relay server 10 (step S119). That is, the electronic record bond processing unit 331 transmits the file output request received from the terminal device 20 via the NW communication unit 31 to the relay server 10 via the NW communication unit 31.

  Next, the relay server 10 generates a data file (output information) in a predetermined format (step S120). Based on the disclosure request result stored in the disclosure request result storage unit 122, the output processing unit 134 generates a data file in a predetermined format as output information that is a search result, similarly to the display information described above. For example, when executing the payment schedule confirmation process, the output processing unit 134 generates a data file of a payment schedule table and a payment schedule detail list based on the disclosure request result.

FIG. 8 is an image diagram showing an example of the file output of the deposit schedule in this embodiment. FIG. 9 is an image diagram showing an example of a file output of a deposit schedule details list in the present embodiment.
For example, when executing the deposit schedule confirmation process, the output processing unit 134 generates a deposit schedule table as shown in FIG. 8 and a deposit schedule detail list data file as shown in FIG. The output processing unit 134 stores the generated output information (data file) in the output information storage unit 123.

For example, when executing the payment schedule confirmation process, the output processing unit 134 generates a payment schedule table and a payment schedule details list data file based on the disclosure request result.
FIG. 10 is an image diagram showing an example of a file output of the payment schedule in this embodiment. FIG. 11 is an image diagram showing an example of file output of a payment schedule list in the present embodiment.
For example, when executing the payment schedule confirmation process, the output processing unit 134 generates a payment schedule table as shown in FIG. 10 and a payment schedule details list data file as shown in FIG. The output processing unit 134 stores the generated output information (data file) in the output information storage unit 123.

  Next, the relay server 10 transmits the generated output information (data file) to the financial institution server 30 (step S121). That is, the output processing unit 134 transmits the output information (data file) stored in the output information storage unit 123 to the financial institution server 30 via the NW communication unit 11.

  Next, the financial institution server 30 transmits output information (data file) to the terminal device 20 (step S122). That is, the electronically recorded bond processing unit 331 transmits the output information (data file) received from the relay server 10 via the NW communication unit 31 to the terminal device 20 via the NW communication unit 31.

  Next, the terminal device 20 performs a file output process (step S123). For example, the terminal control unit 25 stores the output information (data file) received via the NW communication unit 21 in the terminal storage unit 24 as a data file.

Next, detailed processing of the relay server 10 according to the present embodiment will be described with reference to FIGS. Here, with reference to FIG. 12 to FIG. 14, a detailed operation of the relay server 10 relating to the inquiry process of the electronic record bond will be described.
FIG. 12 is a flowchart showing an example of the operation of the relay server 10 in the present embodiment.

  As shown in FIG. 12, the relay server 10 determines confirmation processing selection (step S201). For example, the server control unit 13 of the relay server 10 determines confirmation processing selection based on information selected on the menu screen displayed on the display unit 23 by the terminal device 20. For example, when the payment schedule confirmation is selected on the menu screen, the server control unit 13 determines that the confirmation process to be executed is “payment schedule confirmation” based on the selected information, and the process is performed in step S202. Proceed to Further, for example, when payment schedule confirmation is selected on the menu screen, the server control unit 13 determines that the confirmation process to be executed is “payment schedule confirmation” based on the selected information, and performs the process. Proceed to step S203.

In step S202, the server control unit 13 executes a payment schedule confirmation process. The server control unit 13 ends the process after the process of step S202.
In step S203, the server control unit 13 executes payment schedule confirmation processing. The server control unit 13 ends the process after the process of step S203.

Next, with reference to FIG. 13, the details of the payment schedule confirmation processing (processing in step S202 in FIG. 12) of the relay server 10 will be described.
FIG. 13 is a flowchart illustrating an example of a payment schedule confirmation process of the relay server 10 in the present embodiment.
As shown in FIG. 13, the server control unit 13 of the relay server 10 first sets a user as a creditor (step S301).

  Next, the search condition acquisition unit 131 of the server control unit 13 acquires a search condition including the scheduled payment date as the scheduled payment date (step S302). The search condition acquisition unit 131 includes a search condition that includes at least the scheduled settlement date of the electronic record receivable acquired by the terminal device 20 from the user (for example, an item for which “O” is assigned to “screen input” in FIG. 2). Information) is acquired from the terminal device 20 via the financial institution server 30.

  Next, the disclosure request generation unit 132 converts the scheduled payment date range into a payment date range (step S303). When there is a non-business day immediately before, the disclosure request generation unit 132 converts the acquired search range for the scheduled settlement date into a search range for a payment date including the immediately preceding non-business day.

  Next, the disclosure request generation unit 132 generates a disclosure request for deposit search including a search range of payment dates and creditor information (step S304). For example, the disclosure request generation unit 132 generates a disclosure request as illustrated in FIG. 2 and stores the generated disclosure request in the disclosure request storage unit 121.

  Next, the disclosure request processing unit 133 transmits a disclosure request for payment search to the electronic bond recording institution system 40 (step S305). For example, the disclosure request generation unit 132 reads out a disclosure request as illustrated in FIG. 2 from the disclosure request storage unit 121 and transmits the disclosure request to the electronic bond recording institution system 40 via the NW communication unit 11.

  Next, the disclosure request processing unit 133 acquires a disclosure request result from the electronic bond recording institution system 40 (step S306). The disclosure request processing unit 133 acquires the disclosure request result from the electronic bond recording institution system 40 via the NW communication unit 11 and stores the acquired disclosure request result in the disclosure request result storage unit 122.

  Next, the output processing unit 134 excludes an electronic recording right bond that has been extinguished or canceled from the disclosure request result (step S307). For example, the output processing unit 134 excludes, from among the disclosure request results stored in the disclosure request result storage unit 122, electronic recording right bonds that have already disappeared and deleted electronic recording right bonds from the generation targets of output information.

  Next, the output processing unit 134 generates display information indicating a payment schedule confirmation result based on the disclosure request result, and causes the terminal device 20 to display the display information (step S308). The output processing unit 134 generates display information (output information) as shown in FIG. 6 based on the disclosure request result, and stores the generated display information (output information) in the output information storage unit 123. Then, the output processing unit 134 transmits the display information (output information) stored in the output information storage unit 123 to the terminal device 20 via the financial institution server 30, and displays the display information on the display unit 23 of the terminal device 20. Is displayed.

  Next, the output processing unit 134 determines whether there is a file output instruction (step S309). The output processing unit 134 determines whether there is a file output instruction based on the file output request from the terminal device 20. When there is a file output instruction (step S309: YES), the output processing unit 134 advances the process to step S310. If there is no file output instruction (step S309: NO), the output processing unit 134 advances the process to step S311.

  In step S <b> 310, the output processing unit 134 generates a data file of the payment schedule confirmation result and outputs the data file to the terminal device 20. That is, the output processing unit 134 generates the data file (output information) as shown in FIGS. 8 and 9 as a data file of the payment schedule confirmation result, and outputs the data file (output information) to the output information storage unit. 123 is stored. Then, the output processing unit 134 transmits the data file stored in the output information storage unit 123 to the terminal device 20 via the financial institution server 30. After the process of step S310, the output processing unit 134 ends the process.

  In step S311, the output processing unit 134 determines whether the processing is finished. For example, the output processing unit 134 determines whether or not the processing is ended based on a termination request from the terminal device 20. The output processing unit 134 ends the process when the process ends (step S <b> 311: YES). Moreover, the output process part 134 returns a process to step S309, when not complete | finishing a process (step S311: NO).

Next, with reference to FIG. 14, the details of the payment schedule confirmation process of the relay server 10 (the process of step S203 of FIG. 12) will be described.
FIG. 14 is a flowchart illustrating an example of payment schedule confirmation processing of the relay server 10 in the present embodiment.
As shown in FIG. 14, the server control unit 13 of the relay server 10 first sets a user as a debtor (step S401).

  Next, the search condition acquisition unit 131 of the server control unit 13 acquires a search condition including the scheduled payment date as the scheduled payment date (step S402). The search condition acquisition unit 131 includes a search condition that includes at least the scheduled settlement date of the electronic record receivable acquired by the terminal device 20 from the user (for example, an item for which “O” is assigned to “screen input” in FIG. 3). Information) is acquired from the terminal device 20 via the financial institution server 30.

  Next, the disclosure request generation unit 132 converts the payment due date range into a payment due date range (step S403). When there is a non-business day immediately before, the disclosure request generation unit 132 converts the acquired search range for the scheduled settlement date into a search range for a payment date including the immediately preceding non-business day.

  Next, the disclosure request generation unit 132 generates a disclosure request for payment search including a search range of payment dates and creditor information (step S404). For example, the disclosure request generation unit 132 generates a disclosure request as illustrated in FIG. 3 and stores the generated disclosure request in the disclosure request storage unit 121. The disclosure request generation unit 132 generates a disclosure request in which the setting items of “forced execution recording / non-recording” and “payment / recording / non-recording” are set to “no setting”.

  Next, the disclosure request processing unit 133 transmits a disclosure request for payment search to the electronic bond recording institution system 40 (step S405). For example, the disclosure request generation unit 132 reads out a disclosure request as shown in FIG. 3 from the disclosure request storage unit 121, and transmits the disclosure request to the electronic bond recording institution system 40 via the NW communication unit 11.

  Next, the disclosure request processing unit 133 acquires a disclosure request result from the electronic bond recording institution system 40 (step S406). The disclosure request processing unit 133 acquires the disclosure request result from the electronic bond recording institution system 40 via the NW communication unit 11 and stores the acquired disclosure request result in the disclosure request result storage unit 122.

  Next, based on the disclosure request result, the output processing unit 134 extracts the parent claim information of the divided electronic record claim, and associates the extracted parent claim information with the electronic record claim (step S407). That is, the output processing unit 134 adds the extracted parent bond information to the “supplemental information” as shown in FIG.

  The subsequent processing from step S408 to step S412 is the same as the processing from step S307 to step S311 shown in FIG. 13 described above, and therefore description thereof is omitted here. In step S409, the output processing unit 134 generates display information (output information) as shown in FIG. 7 based on the disclosure request result, and stores the generated display information (output information) in the output information storage unit 123. Remember. In step S411, the output processing unit 134 generates the data file (output information) as shown in FIGS. 10 and 11 as a data file of the payment schedule confirmation result, and the data file (output information) is generated. It is stored in the output information storage unit 123.

  13 and 14 described above, the processing in step S301 and step S302 and the processing in step S401 and step S402 correspond to the search condition acquisition step, the processing in step S303 and step S304, and the processing in step S403 and step S403. The processing in step S404 corresponds to a disclosure request generation step. Further, the processes in steps S305 and S306 and the processes in steps S405 and S406 correspond to a disclosure request processing step. Further, the processing from step S307 to step S310 and the processing of step S407 and step S411 correspond to the output processing step.

  As described above, the relay server 10 (server device) according to the present embodiment includes the search condition acquisition unit 131, the disclosure request generation unit 132, the disclosure request processing unit 133, and the output processing unit 134. The search condition acquisition unit 131 acquires a search condition including at least the scheduled settlement date of the electronic record receivable acquired by the terminal device 20 from the user. The disclosure request generation unit 132 converts the payment settlement date included in the search condition acquired by the search condition acquisition unit 131 to the payment date due to be processed for payment on the payment scheduled date, and includes the converted payment date. A disclosure request for requesting disclosure of an electronic record bond that matches the search condition is generated. The disclosure request processing unit 133 transmits the disclosure request generated by the disclosure request generation unit 132 to the electronic bond recording institution system 40 that records the electronic record receivable, and the electronic bond recording institution system 40 transmits in response to the disclosure request. Obtained disclosure request result. Then, the output processing unit 134 outputs output information related to the electronic record bond that matches the search condition based on the disclosure request result acquired by the disclosure request processing unit 133.

  As a result, the relay server 10 according to the present embodiment converts the scheduled settlement date included in the search condition into a payment due date scheduled to be settled on the scheduled settlement date, and the disclosure request including the converted payment due date as the retrieval condition. Is transmitted to the electronic bond recording institution system 40, for example, the electronic record receivable can be searched based on the scheduled payment date such as the scheduled payment date or the scheduled payment date that is actually processed by the financial institution. For example, even for an electronically recorded receivable in which a non-business day of a financial institution is set as a payment date, the relay server 10 according to the present embodiment needs to set a search condition in consideration of the non-business day of the financial institution. There is no search omission. That is, the relay server 10 according to the present embodiment can inquire about the electronically recorded receivables based on the scheduled settlement date standard (purpose base). Therefore, the relay server 10 according to the present embodiment can improve convenience when searching for an electronically recorded bond.

In the present embodiment, the search condition acquisition unit 131 sets a user as a creditor and executes a payment schedule as a scheduled settlement date when executing a payment schedule confirmation process for confirming an electronic record loan scheduled to be deposited. Get search criteria including day. When executing the payment schedule confirmation process, the disclosure request generation unit 132 converts the payment schedule date to the payment date, and generates a disclosure request including the converted payment date and information indicating the creditor.
Thereby, the relay server 10 according to the present embodiment can easily search for the electronically recorded receivable based on the scheduled deposit date with the user as the creditor.

In the present embodiment, the search condition acquisition unit 131 sets a user as a debtor and executes a payment schedule as a scheduled settlement date when executing a payment schedule confirmation process for confirming an electronic record receivable scheduled for payment. Get search criteria including day. When executing the payment schedule confirmation process, the disclosure request generation unit 132 converts the payment schedule date to the payment date, and generates a disclosure request including the converted payment date and information indicating the debtor.
Thereby, the relay server 10 according to the present embodiment can easily search for an electronically recorded bond based on the scheduled payment date with the user as the debtor's position.

Further, in the present embodiment, the disclosure request generation unit 132, when executing the payment schedule confirmation process, has an electronic record receivable having a record such as payment indicating that the electronic record receivable has been repaid by a method other than remittance between accounts. And a disclosure request including a search condition for searching for both electronic record receivables without records such as payments. When executing the payment schedule confirmation process, the output processing unit 134 extracts the parent claim information of the divided electronic record claim based on the disclosure request result, and the electronic record claim associated with the extracted parent claim information And the information regarding the electronic record receivable which has no record of payment etc. is output as output information.
Thereby, the relay server 10 according to the present embodiment can provide the user with the parent claim information of the divided electronic record claim when executing the payment schedule confirmation process. Therefore, the relay server 10 according to the present embodiment can further improve convenience when searching for an electronically recorded bond.

In the present embodiment, the output processing unit 134 generates display information to be displayed on the terminal device 20 as output information, and outputs the generated display information to the terminal device 20.
Thereby, since the relay server 10 according to the present embodiment can display the display information as the search result on the terminal device 20, the user can easily confirm the electronic record receivable by the display of the terminal device 20. Can do.

In the present embodiment, the output processing unit 134 generates a data file having a predetermined format as output information, and outputs the generated data file to the terminal device 20.
As a result, the relay server 10 according to the present embodiment can confirm the search result by the data file and can use the search result for other data processing, thereby further improving the convenience when searching for the electronic record receivable. Can be made.

Further, in the present embodiment, the output processing unit 134 generates output information by excluding the already deleted electronic record bond and the canceled electronic record bond from the disclosure request result.
Thereby, since the terminal device 20 can provide a user with a required search result appropriately, the relay server 10 by this embodiment can further improve the convenience at the time of searching an electronic record loan.

Moreover, the electronically recorded bond processing system 1 according to the present embodiment includes the relay server 10 described above.
Thereby, the electronic record receivable processing system 1 has the same effect as the relay server 10 and can improve the convenience when searching for the electronic record receivable.

In addition, the electronic recording claim search method according to the present embodiment includes a search condition acquisition step, a disclosure request generation step, a disclosure request processing step, and an output processing step. In the search condition acquisition step, the search condition acquisition unit 131 acquires a search condition including at least the scheduled settlement date of the electronic record receivable acquired by the terminal device 20 from the user. In the disclosure request generation step, the disclosure request generation unit 132 converts the scheduled payment date included in the search condition acquired in the search condition acquisition step to the payment date scheduled to be processed for payment on the scheduled payment date. A disclosure request for requesting disclosure of an electronic record receivable that matches the search condition including the due date is generated. In the disclosure request processing step, the disclosure request processing unit 133 transmits the disclosure request generated in the disclosure request generation step to the electronic bond recording institution system 40 that records the electronic record loan, and in response to the disclosure request, the electronic bond record The disclosure request result transmitted by the institution system 40 is acquired. In the output processing step, the output processing unit 134 outputs output information related to the electronic record bond that matches the search condition based on the disclosure request result acquired in the disclosure request processing step.
Thereby, the electronic record receivable search method according to the present embodiment has the same effect as the relay server 10 described above, and can improve the convenience when searching for the electronic record receivable.

In addition, this invention is not limited to said embodiment, It can change in the range which does not deviate from the meaning of this invention.
For example, in the above embodiment, the example in which the communication between the relay server 10 and the terminal device 20 is performed via the financial institution server 30 has been described. However, the communication may be performed without using the financial institution server 30. Good.

  In the above embodiment, the relay server 10 and the financial institution server 30 are configured as separate devices. However, the relay server 10 and the financial institution server 30 may be configured as one device. . Also, a part of the configuration provided in the relay server 10 may be provided in the financial institution server 30, or a part of the configuration provided in the financial institution server 30 may be provided in the relay server 10.

In the above embodiment, the relay server 10 is configured as a single server device. However, the relay server 10 may be configured by a plurality of server devices.
In the above embodiment, the example in which the financial institution server 30 is configured as one server device has been described. However, the financial institution server 30 may be configured by a plurality of server devices.

  In the above embodiment, as an example of the parent claim information, the example in which the record number of the parent claim is associated with the electronic record claim has been described. However, the present invention is not limited to this example. Other information such as an amount of money may be associated.

In addition, each structure with which the above-mentioned electronic record bond processing system 1 and the relay server 10 are provided has a computer system inside. And the program for implement | achieving the function of each structure with which the electronic record bond processing system 1 and the relay server 10 which were mentioned above are provided is recorded on a computer-readable recording medium, and the program recorded on this recording medium is stored in a computer system. You may perform the process in each structure with which the electronic-recorded bond processing system 1 and the relay server 10 which were mentioned above are provided by reading and performing. Here, “loading and executing a program recorded on a recording medium into a computer system” includes installing the program in the computer system. The “computer system” here includes an OS and hardware such as peripheral devices.
Further, the “computer system” may include a plurality of computer devices connected via a network including a communication line such as the Internet, WAN, LAN, and dedicated line. The “computer-readable recording medium” refers to a storage device such as a flexible medium, a magneto-optical disk, a portable medium such as a ROM and a CD-ROM, and a hard disk incorporated in a computer system. As described above, the recording medium storing the program may be a non-transitory recording medium such as a CD-ROM.

  The recording medium also includes a recording medium provided inside or outside that is accessible from the distribution server in order to distribute the program. It should be noted that after the program is divided into a plurality of parts and downloaded at different timings, the combined structure of the electronic recording bond processing system 1 and the relay server 10 and the distribution server that distributes each of the divided programs are different. It may be. Furthermore, the “computer-readable recording medium” holds a program for a certain period of time, such as a volatile memory (RAM) inside a computer system that becomes a server or a client when the program is transmitted via a network. Including things. The program may be for realizing a part of the functions described above. Furthermore, what can implement | achieve the function mentioned above in combination with the program already recorded on the computer system, and what is called a difference file (difference program) may be sufficient.

  Moreover, you may implement | achieve part or all of the function mentioned above as integrated circuits, such as LSI (Large Scale Integration). Each function described above may be individually made into a processor, or a part or all of them may be integrated into a processor. Further, the method of circuit integration is not limited to LSI, and may be realized by a dedicated circuit or a general-purpose processor. In addition, when an integrated circuit technology that replaces LSI appears due to the advancement of semiconductor technology, an integrated circuit based on the technology may be used.

DESCRIPTION OF SYMBOLS 1 Electronic record loan processing system 10 Relay server 11, 21, 31, 41 NW communication part 12, 32 Server storage part 13, 33 Server control part 20 Terminal device 22 Input part 23 Display part 24 Terminal storage part 25 Terminal control part 30 Finance Institution server 40 Electronic bond recording institution system 42 Electronic bond information storage section 43 Claim control section 121 Disclosure request storage section 122 Disclosure request result storage section 123 Output information storage section 131 Search condition acquisition section 132 Disclosure request generation section 133 Disclosure request processing section 134 Output processing unit 135 Display information generation unit 136 File generation unit 321 User information storage unit 331 Electronic record bond processing unit NW1 network

Claims (8)

A search condition acquisition unit that acquires a search condition including at least a scheduled date of settlement of an electronic record loan acquired by a terminal device from a user;
The settlement date included in the search condition acquired by the search condition acquisition unit is converted to the due date due to be processed for payment on the scheduled date of payment, and matches the search condition including the converted due date A disclosure request generation unit that generates a disclosure request for requesting disclosure of the electronic record receivable;
The disclosure request generated by the disclosure request generation unit is transmitted to an electronic bond recording institution system for recording the electronic record receivable, and the disclosure request result transmitted by the electronic bond recording institution system in response to the disclosure request A disclosure request processing unit to be acquired;
A server apparatus comprising: an output processing unit that outputs output information related to the electronic record bond that matches the search condition based on the disclosure request result acquired by the disclosure request processing unit. The search condition acquisition unit sets the user as a creditor when executing the payment schedule confirmation process for confirming the electronically recorded bond scheduled to be deposited, and includes the scheduled payment date as the scheduled payment date. Get search criteria,
The disclosure request generation unit converts the scheduled payment date to the payment due date when executing the payment schedule confirmation process, and the disclosure request including the converted payment due date and information indicating the creditor. The server device according to claim 1, wherein the server device is generated. The search condition acquisition unit sets the user as a debtor when executing the payment schedule confirmation process for confirming the electronic record receivable scheduled to be paid, and includes the scheduled payment date as the scheduled payment date. Get search criteria,
When executing the payment schedule confirmation process, the disclosure request generation unit converts the payment schedule date to the payment date, and the disclosure request including the converted payment date and information indicating the debtor The server device according to claim 1, wherein the server device is generated. The disclosure request generation unit, when executing the payment schedule confirmation process, the electronic record receivable having a record such as payment indicating that the electronic record receivable has been repaid by a method other than remittance between accounts, and the payment Generating the disclosure request including a search condition for searching both the electronic record receivable having no equal record,
When executing the payment schedule confirmation process, the output processing unit extracts parent bond information of the divided electronic record bond based on the disclosure request result, and associates it with the extracted parent bond information The server apparatus according to claim 3, wherein information relating to the electronic record receivable that is the electronic record receivable and has no record of payment or the like is output as the output information. The output processing unit generates display information to be displayed on the terminal device as the output information, and outputs the generated display information to the terminal device. The server device according to one item. The output processing unit generates a data file having a predetermined format as the output information, and outputs the generated data file to the terminal device. The server device described in 1. A search condition acquisition unit, wherein the search condition acquisition unit acquires a search condition including at least a scheduled settlement date of the electronic record receivable acquired by the terminal device from the user;
The disclosure request generation unit converts the scheduled payment date included in the search condition acquired by the search condition acquisition step into a payment due date scheduled to be settled on the scheduled payment date, and converts the converted payment due date A disclosure request generation step for generating a disclosure request for requesting disclosure of the electronic record receivable that matches the search condition including:
A disclosure request processing unit transmits the disclosure request generated by the disclosure request generation step to an electronic bond recording institution system that records the electronic record receivable, and in response to the disclosure request, the electronic claim recording institution system A disclosure request processing step for obtaining a transmitted disclosure request result;
An output processing unit includes: an output processing step of outputting output information relating to the electronic record bond that matches the search condition based on the disclosure request result acquired by the disclosure request processing step. Record bond search method. On the computer,
A search condition acquisition step for acquiring a search condition including at least a scheduled settlement date of the electronic record loan acquired by the terminal device from the user;
The settlement date included in the search condition acquired by the search condition acquisition step is converted to the due date due to be processed for settlement on the scheduled settlement date, and matches the search condition including the converted due date A disclosure request generation step for generating a disclosure request for requesting disclosure of the electronic record receivable;
The disclosure request generated by the disclosure request generation step is transmitted to an electronic bond recording institution system that records the electronic record receivable, and the disclosure request result transmitted by the electronic bond recording institution system in response to the disclosure request A disclosure request processing step to obtain;
An output processing step of outputting output information related to the electronic record bond that matches the search condition based on the disclosure request result acquired by the disclosure request processing step.

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