JP2018142263A - Charge collection apparatus, charge collection method, and charge collection program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce a time for card settlement when paying a charge.SOLUTION: In a charge collection apparatus 1, a first card information input unit acquires card information of a user who enters a place of providing a product or a service. A communication unit transmits the acquired card information and a charge to be paid by the user as a consideration for the good or the service to a settlement system of a card company, and receives, from the settlement system, credit confirmation information indicating whether or not the charge to be paid by the user is within a range of a usable limit of the user, even if settlement of the charge to be paid by the user is performed. A storage unit accumulates the received credit check information. A second card information input unit acquires card information of a user who is going out the providing place. The communication unit transmits a settlement request to the settlement system when the charge is within the range of the usable limit as a result of referring, on the basis of the card information acquired by the second card information input unit, to the credit management information accumulated in the accumulation unit.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a charge collection device, a charge collection method, and a charge collection program for collecting charges for goods or services by card settlement.

  In response to the recent trend toward cashlessness, the ratio of card payments to cash payments is increasing in Japan. Card payment mainly includes credit card payment and electronic money payment. While electronic money is basically a prepaid system, a credit card is a postpaid system, so a credit card requires credit confirmation when used. Specifically, the card information is read by the reader of the member store terminal when the fee is paid, the read card information is transmitted to the credit management system of the card company, and the credit inquiry result is received from the credit management system, It is necessary to check the credit.

  For example, also when paying a card for a parking lot (see, for example, Patent Document 1), the card information is transmitted to the credit management system of the card company at the time of participation, and the inquiry result is received.

JP 2014-134936 A

  The above-mentioned credit inquiry may take a long time, and in the case of a parking lot, the vehicle stays near the exit. On the other hand, although it is conceivable that credit information including the cardholder's usable frame is downloaded in advance to the terminal of the member store, it is difficult to adopt from the viewpoint of personal information protection.

  The present invention has been made in view of such circumstances, and an object of the present invention is to provide a technique for shortening the time required for card settlement at the time of fee payment.

  In order to solve the above-described problem, a fee collection device according to an aspect of the present invention includes a first card information input unit that acquires card information of a user who enters a place where goods or services are provided, the acquired card information, The fee to be paid by the user as a consideration for the product or the service is transmitted to the payment system of the card company, and even if the fee to be paid by the user is settled from the payment system, the fee is within the user's usable frame. A communication unit that receives credit confirmation information indicating whether or not, a storage unit that accumulates the received credit confirmation information, and a second card information input unit that acquires card information of the user who participates in the provision place, Prepare. The communication unit refers to the credit management information stored in the storage unit based on the card information acquired by the second card information input unit. If it is within the range of the user's usable frame, a payment request for the fee to be paid by the user is transmitted to the payment system.

  It should be noted that any combination of the above-described constituent elements and a representation of the present invention converted between a method, an apparatus, a system, a computer program, etc. are also effective as an aspect of the present invention.

  ADVANTAGE OF THE INVENTION According to this invention, the time concerning the card payment at the time of a user's participation can be shortened.

It is a figure which shows the whole structure of the automatic toll collection system of a parking lot based on Embodiment of this invention. FIG. 2A is a diagram illustrating a configuration of an in-vehicle terminal device installed in a vehicle. FIG. 2B is a diagram illustrating a configuration of a mobile terminal device carried by a driver or a passenger of a vehicle holding a card. Fig.3 (a) is a figure which shows the structure of the 1st roadside apparatus installed in the entrance gate vicinity of a parking lot. FIG.3 (b) is a figure which shows the structure of the 2nd roadside apparatus installed in the entrance gate vicinity of a parking lot. It is a figure which shows the structure of a payment system. It is a figure which shows the structure of the fee collection apparatus based on embodiment of this invention. It is a figure which shows an example of the credit confirmation information table constructed | assembled in a credit confirmation information holding part. It is a figure which shows an example of the user information table constructed | assembled by the user information holding part. It is a figure which shows an example of the message displayed on the display part of a portable terminal device. It is a flowchart which shows the whole operation | movement of the automatic toll collection system of a parking lot based on embodiment of this invention.

  The embodiment of the present invention relates to an automatic toll collection system for a parking lot using an ETC (Electronic Toll Collection System) card. As a rule, ETC cards have a credit function. When a vehicle equipped with an in-vehicle device equipped with an ETC card passes an ETC gate on a toll road, the usage fee for the toll road is credited.

  In Japan, the ETC 2.0 service using DSRC (Dedicated Short Range Communications) has started in earnest since the spring of 2016. DSRC is a two-way wireless communication using an ISM (Industry Science Medical) band of 5.8 GHz band, and has a feature that the communication area can be controlled to a narrow target range.

  In ETC 2.0, in addition to the automatic toll collection service for toll roads, a service for notifying the vehicle-mounted device of various information such as safe driving support information, traffic jam avoidance support information, and disaster support information from roadside devices is provided. Furthermore, ETC 2.0 is expected to be used for various services by taking advantage of high speed, large capacity and bidirectional communication. Hereinafter, the embodiment of the present invention proposes an example of use in an automatic toll collection system for a parking lot.

  FIG. 1 is a diagram showing an overall configuration of an automatic toll collection system for a parking lot according to an embodiment of the present invention. In the parking lot P1 shown in FIG. 1, the first roadside device 2 is installed at the entrance, and the second roadside device 3 is installed at the entrance. The parking lot P1 may be a paid parking lot, and may be a general time-rented parking lot, or may be a parking space attached to a shopping center, a public facility, or the like. In addition, the service area of the expressway, the parking area, and the parking space of the roadside station are also applicable when charged.

  The first roadside device 2 and the second roadside device 3 are connected to the toll collection device 1 by wire or wirelessly, respectively. For example, both may be connected with a LAN cable and communication between the two may be performed in accordance with the Ethernet (registered trademark) standard, or both may be connected with an RS485 cable and the both may be in compliance with the RS485 standard. Serial communication may be performed.

  The toll collection device 1 is connected to the payment system 7 via the network 8. As a communication method between the toll collection device 1 and the payment system 7, a method using a high-security communication protocol such as SSL communication is used.

  When the vehicle C1 on which the in-vehicle terminal device 4 (see FIG. 2) is passed under the antenna 21 of the first roadside device 2, the first roadside device 2 and the in-vehicle terminal device 4 comply with the DSRC standard. Communication is performed. The in-vehicle terminal device 4 reads credit card information (hereinafter simply referred to as card information) of the ETC card, and transmits the read card information to the first roadside device 2 using the communication. The first roadside device 2 transmits the received card information to the toll collection device 1. The toll collection device 1 makes a prior credit inquiry based on the received card information.

  When the vehicle C2 on which the in-vehicle terminal device 4 (see FIG. 2) is passed under the antenna 31 of the second roadside device 3, the second roadside device 3 and the in-vehicle terminal device 4 comply with the DSRC standard. Communication is performed. The in-vehicle terminal device 4 reads the card information of the ETC card and transmits the read card information to the second roadside device 3 using the communication. The second roadside device 3 transmits the received card information to the toll collection device 1. The fee collection device 1 settles the parking fee based on the received card information. More specific description will be given below.

  Fig.2 (a) is a figure which shows the structure of the vehicle-mounted terminal device 4 installed in vehicle C1-C4. The in-vehicle terminal device 4 may be attached at a position where it cannot be seen by the driver or passenger, or may be attached at a position where it can be seen on the dashboard. The in-vehicle terminal device 4 includes an antenna 41, a control unit 42, a card reading unit 43, a display unit 44, an operation unit 45, and an audio output unit 47.

  The antenna 41 is an antenna conforming to the DSRC standard. The control unit 42 includes a microcomputer and other LSIs. The card reading unit 43 has an insertion unit for inserting the card 5. The display unit 44 includes a liquid crystal display or an organic EL display. The operation unit 45 includes a touch panel display integrated with the display unit 44 and / or a physical button. The audio output unit 47 has a speaker.

  An ETC card (hereinafter simply referred to as “card 5”) is attached to the card reading unit 43, and the card reading unit 43 reads card information from the attached card 5 and outputs it to the control unit 42. When the road-vehicle communication with the first roadside device 2 or the second roadside device 3 is established, the control unit 42 transmits the read card information to the first roadside device 2 or the second roadside device 3. The control unit 42 receives information such as a card validity check result, a card credit check result, and payment information from the first roadside device 2 or the second roadside device 3. The control unit 42 displays the received information on the display unit 44, or outputs the audio from the audio output unit 47, or both.

  FIG. 2B is a diagram showing a configuration of the mobile terminal device 6 carried by the driver or passenger of the vehicle C1-C4 holding the card 5. The mobile terminal device 6 is a terminal device carried by the holder of the card 5. For example, a smart phone, a feature phone, a tablet, a smart watch, a portable music player, or a portable game machine can be used as the portable terminal device 6. In this embodiment, since a communication function is required, when using a terminal device other than a smartphone and a feature phone, it is necessary to use the terminal device with a SIM card inserted or connected to a wireless LAN access point. is there.

  The mobile terminal device 6 includes an antenna 61, a control unit 62, a display unit 64, an operation unit 65, an audio input unit 66 and an audio output unit 67. The antenna 61 is an antenna that complies with at least one of a predetermined mobile communication standard, a predetermined short-range wireless communication standard, and a wireless LAN standard. The control unit 62 includes a microcomputer and other LSIs. The display unit 64 includes a liquid crystal display or an organic EL display. The operation unit 65 includes a touch panel display integrated with the display unit 64 and / or a physical button. The voice input unit 66 has a microphone. The audio output unit 67 has a speaker. When message information such as an e-mail transmitted from the toll collection device 1 is received by the antenna 61, the control unit 62 displays the received message on the display unit 64 or outputs the voice from the voice output unit 67.

  Fig.3 (a) is a figure which shows the structure of the 1st roadside apparatus 2 installed in the vicinity of the entrance gate of the parking lot P1. The first roadside device 2 includes an antenna 21, a control unit 22, an input / output unit 23, and an entrance gate device 24. The antenna 21 is an antenna conforming to the DSRC standard. The control unit 222 includes a microcomputer and other LSIs. The input / output unit 23 has a communication interface conforming to a communication method with the fee collection device 1. The entrance gate device 24 has a gate bar, and opens and closes the gate bar in accordance with an instruction from the control unit 22.

  FIG.3 (b) is a figure which shows the structure of the 2nd roadside apparatus 3 installed in the vicinity of the entrance gate of the parking lot P1. The second roadside device 3 includes an antenna 31, a control unit 32, an input / output unit 33, a participation gate device 34, and a checkout device 35. The antenna 31, control unit 32, input / output unit 33, and entry gate device 34 of the second roadside device 3 are the same as the antenna 21, control unit 22, input / output unit 23, and entry gate device 24 of the first roadside device 2. . The settlement apparatus 35 is a settlement apparatus for cash settlement used when card settlement is impossible. An electronic money settlement function may be provided.

  FIG. 4 is a diagram showing the configuration of the payment system 7. The payment system 7 is constructed in a data center of a card company or a system operating company commissioned by the card company. Usually, it consists of multiple servers. The system may be configured by connecting servers installed in a plurality of places to the cloud.

  The settlement system 7 includes a control unit 72, an input / output unit 73, and a storage unit 74. The control unit 72 includes a credit confirmation unit 721 and a settlement processing unit 722. In the functional block of the control unit 72 in FIG. 4, only functional blocks related to the process of interest in the present embodiment are drawn. The function of the control unit 72 can be realized by cooperation of hardware resources and software resources, or only by hardware resources. Processors, ROM, RAM, and other LSIs can be used as hardware resources. Programs such as operating systems and applications can be used as software resources. The storage unit 74 includes, for example, an HDD and an SSD, and includes a customer information holding unit 741 and a usage details information holding unit 742. Also in the functional blocks of the storage unit 74 in FIG. 4, only functional blocks related to the process of interest in the present embodiment are drawn.

  The customer information holding unit 741 holds customer information of the cardholder. The customer information includes cardholder attribute information and card information. The cardholder's attribute information includes name, gender, age, date of birth, address, telephone number, e-mail address, family, residence, work place, annual income, assets, and the like. The card information includes a card number, an expiration date, a holder, a security code, a payment account, an available frame, and the like. The available frame is the upper limit (for example, 100,000 yen, 300,000 yen, 500,000 yen, etc.) that the cardholder can use for one month, and is composed of a shopping usable frame and a caching usable frame. . The usage details information holding unit 742 holds usage details information of each cardholder on a monthly basis. Note that the card information written in the card 5 does not include information on payment accounts and available slots.

  The input / output unit 73 has a communication interface that conforms to a communication method with the fee collection device 1. When the credit confirmation unit 721 receives a credit inquiry from the toll collection device 1, the credit confirmation unit 721 refers to the customer information holding unit 741 based on the card information and the usage amount included in the credit inquiry, and holds the card possession related to the card information. The user's available space. The credit confirmation unit 721 reads the total usage amount of this cardholder for this month from the usage details information holding unit 742 and sums it up with the received usage amount. The credit confirmation unit 721 determines whether or not the total amount is within the usable frame range of the cardholder, and transmits the determination result to the fee collection device 1 via the input / output unit 73.

  When the payment processing unit 722 receives a payment request from the fee collection device 1, the payment processing unit 722 uses the card information and the usage amount included in the payment request to obtain the usage details information of the cardholder in the usage details information holding unit 742. Update.

  FIG. 5 is a diagram showing a configuration of the toll collection device 1 according to the embodiment of the present invention. The toll collection device 1 is constructed by at least one server or PC. The toll collection device 1 is installed in the facility of the parking lot P1 or in the vicinity thereof in principle. When the toll collection device 1 forms a private network with the first roadside device 2 and the second roadside device 3, if the communication delay is within a negligible range, the toll collection device 1 has moved away from the parking lot P1. It may be installed at a position.

  The fee collection device 1 includes a control unit 12, an input / output unit 13, and a storage unit 14. The control unit 12 includes a parking fee management unit 121, an effectiveness confirmation unit 122, a credit inquiry unit 123, a credit confirmation information management unit 124, a payment request unit 125, a user information management unit 126, a portable terminal notification unit 127, and an in-vehicle terminal notification unit. 128. In the functional block of the control unit 12 in FIG. 5, only functional blocks related to the process of interest in the present embodiment are drawn. The function of the control unit 12 can be realized by cooperation of hardware resources and software resources, or only by hardware resources. Processors, ROM, RAM, and other LSIs can be used as hardware resources. Programs such as operating systems and applications can be used as software resources.

  The input / output unit 13 includes a first roadside device input / output unit 131, a second roadside device input / output unit 132, a payment system input / output unit 133, and a portable terminal input / output unit 134. The first roadside device input / output unit 131, the second roadside device input / output unit 132, the payment system input / output unit 133, and the mobile terminal input / output unit 134 have a communication interface that conforms to a communication method with each connection destination. The storage unit 14 is composed of, for example, an HDD or an SSD, and includes a credit confirmation information holding unit 141 and a user information holding unit 142. Also in the functional blocks of the storage unit 14 in FIG. 5, only functional blocks related to the process of interest in the present embodiment are drawn. Note that the credit confirmation information holding unit 141 may be built in the RAM in the control unit 12.

  The parking fee management unit 121 manages the usage fee of the parking lot P1 for each vehicle. When pay-per-use charging is adopted, a predetermined charge is added every unit time (for example, 20 minutes, 1 hour, 24 hours). The parking fee management unit 121 manages the usage fee of each vehicle in the parking lot P1 in real time based on the entrance time of the vehicle.

  The validity confirmation unit 122 confirms the validity of the card information input via the first roadside device input / output unit 131 or the second roadside device input / output unit 132. For example, if the card 5 has expired, the card 5 is determined to be invalid. Also, if the input card information does not include necessary information (for example, a security code), the card 5 is determined to be invalid. When it is determined that the card 5 is invalid, the in-vehicle terminal notification unit 128 indicates that the card 5 is invalid in the in-vehicle terminal device 4 via the first roadside device input / output unit 131 or the second roadside device input / output unit 132. The message information indicating is sent. This validity check is not essential and can be omitted. In that case, the validity check is executed on the settlement system 7 side.

  The credit inquiry unit 123 transmits the input card information and the current fee managed by the parking fee management unit 121 to the payment system 7 via the payment system input / output unit 133. The card information to be transmitted includes at least a card number. In addition to the card number, at least one of a security code, a right holder, and an expiration date may be included. The credit inquiry unit 123 receives from the payment system 7 credit confirmation information indicating whether or not the current usage fee is settled within the usable frame range of the card holder. The credit inquiry unit 123 stores the received credit confirmation information in the credit confirmation information holding unit 141. The credit inquiry unit 123 performs the above-described credit inquiry every time the usage fee is added.

  FIG. 6 is a diagram illustrating an example of the credit confirmation information table 141 a constructed in the credit confirmation information holding unit 141. The credit confirmation information table 141a manages the card information of the card 5 inserted in the in-vehicle terminal device 4 of the vehicle currently existing in the parking lot P1, the credit confirmation information received from the payment system 7, and the final confirmation time. . As indicated by the management number “03”, the credit inquiry unit 123 does not make a credit inquiry after that for the card 5 whose credit confirmation result is NG.

  When the card information is input via the second roadside device input / output unit 132, the credit confirmation information management unit 124 in FIG. 5 refers to the credit confirmation information holding unit 141 and settles the final usage fee. It is determined whether or not the card holder can be used. If it falls within the range of the usable frame, the settlement request unit 125 transmits a settlement request including the card information and the final usage amount to the settlement system 7 via the settlement system input / output unit 133. The settlement request unit 125 receives a settlement completion notification from the settlement system 7.

  In this embodiment, in order to realize quick settlement, the in-vehicle terminal notification unit 128 receives the payment completion notification from the payment system 7 via the second roadside device input / output unit 132 to the in-vehicle terminal device 4. Message information indicating success or failure of card payment is transmitted. For example, when it falls within the range of the usable frame, a message such as “Card payment has been completed. Thank you for using.” Is transmitted. If the limit is exceeded, a message such as “Could not be settled by card. Please pay in cash” will be sent.

  The user information management unit 126 manages user information of users who use the parking lot P1. The user information is information input in advance by the user on the web page of the company that operates the parking lot P1. Note that this user information acquisition method is merely an example, and the user may register as a member on a paper basis at the first use of the user, and the operator may manually input the fee collection device 1.

  FIG. 7 is a diagram illustrating an example of the user information table 142 a constructed in the user information holding unit 142. The user information table 142a manages card information, portable terminal information, and previous card payment history. The card information may be input by the user when registering the user information, or may be generated when the card 5 is first used in the second roadside device 3 of the parking lot P1. In the latter case, the user information management unit 126 creates a new user information record when a card 5 that does not exist in the user information table 142a is used.

  The mobile terminal information is information in which a method for notifying a message from the settlement system 7 to the mobile terminal device 6 is registered. For example, e-mail, SMS (Short Message Service), and voice guidance can be used as the notification method. When using SMS, a push notification service provided by a communication carrier or an OS vendor is used. In the case of a user who is not accustomed to handling the mobile terminal device 6, voice guidance may be used. In the case of voice guidance, there is an incoming call to the mobile terminal device 6 and the message is reproduced with automatic voice. When using e-mail, registration of an e-mail address is essential. When using SMS or voice guidance, registration of a telephone number is essential.

  The previous card payment history holds whether or not the card payment of the parking fee at the previous use of the parking lot P1 was successful. Note that the user information management unit 126 may reset this information at a monthly timing.

  When the credit confirmation information received from the payment system 7 by the credit inquiry unit 123 is NG, the mobile terminal notification unit 127 of FIG. 5 refers to the user information holding unit 142 and determines the mobile terminal device 6 of the corresponding user. Identify. The mobile terminal notification unit 127 notifies the specified mobile terminal device 6 of message information indicating that the credit card cannot be used via the mobile terminal input / output unit 134.

  FIG. 8 is a diagram illustrating an example of a message displayed on the display unit 64 of the mobile terminal device 6. For example, a user who is shopping with a car in the parking lot P1 can prepare cash in advance by receiving the message in the store. For example, cash can be withdrawn from an ATM in the store in advance.

  The mobile terminal notification unit 127 of FIG. 5 can notify the in-vehicle terminal device 4 of information indicating the success or failure of the card payment at the previous use, in addition to the validity check notification and payment notification of the card 5 described above. Specifically, when the card information is input via the first roadside device input / output unit 131, the user information management unit 126 refers to the user information holding unit 142, and the previous card payment history of the user is successful. Identify whether there is a failure. When it is unsuccessful, the in-vehicle terminal notification unit 128 transmits message information indicating that the card payment at the time of previous use has failed to the in-vehicle terminal device 4 via the first roadside device input / output unit 131.

  This process is independent of the credit inquiry process described above, and the credit inquiry unit 123 makes a credit inquiry to the settlement system 7 for the input card information as well as other card information. If monthly changes occur between the previous use and the current use, or if the available limit is increased, credit may be recovered. In addition, the previous card settlement history does not affect the determination of whether or not to enter the parking lot P1. Whether or not entry is possible is basically determined based on the presence or absence of an empty space in the parking lot P1.

  In addition, the process which notifies the success or failure of the last card payment to the vehicle-mounted terminal device 4 is not an essential process, and can be omitted. In this case, the item “Previous Card Settlement History” in the user information table 142a can be omitted.

  FIG. 9 is a flowchart showing the overall operation of the automatic toll collection system for a parking lot according to the embodiment of the present invention. When the vehicle approaches the first roadside device 2, the in-vehicle terminal device 4 transmits the card information read from the attached card 5 to the toll collection device 1 via the first roadside device 2 (S10). The fee collection device 1 transmits the credit information request including the card information received from the in-vehicle terminal device 4 and the generated fee information to the settlement system 7 (S11). The settlement system 7 confirms the credit of the card holder based on the card information and fee information received from the fee collection device 1 (S12). The settlement system 7 transmits the credit confirmation result to the fee collection device 1 (S13).

  The toll collection device 1 accumulates the credit confirmation result received from the payment system 7 (S14). If the received credit confirmation result is NG (Y in S15), the payment system 7 transmits a message indicating that the card payment is not possible to the mobile terminal device 6 of the cardholder (S16). The mobile terminal device 6 displays the received message (S17).

  When the received credit confirmation result is OK (N in S15), when an additional fee is generated (Y in S18), the fee collection device 1 receives the card information received from the mobile terminal device 6 and the additional fee after the additional fee is generated. The credit inquiry request including the charge information is transmitted again to the settlement system 7 (S11). Thereafter, the processing after step S12 is executed.

  When the vehicle approaches the second roadside device 3, the in-vehicle terminal device 4 transmits the card information read from the attached card 5 to the toll collection device 1 via the second roadside device 3 (S19). The toll collection device 1 determines the credit of the received card information based on the accumulated credit confirmation result (S20). The toll collection device 1 transmits a message based on the credit confirmation to the in-vehicle terminal device 4 via the second roadside device 3 (S21). The in-vehicle terminal device 4 displays the success / failure of the card payment (S22). If the credit confirmation result is OK, the fee collection apparatus 1 transmits a payment request including the card information and the final usage fee to the payment system 7 (S23). The settlement system 7 performs a settlement process based on the settlement request (S24).

  As described above, according to the present embodiment, it is not necessary to make a credit inquiry at the time of delivery by acquiring the card information at the time of parking at the parking lot and sending the credit information to the settlement system 7 in advance. Smooth card payment can be realized. Further, the credit confirmation information obtained by the fee collection device 1 from the payment system 7 is only information indicating whether or not the usable frame is exceeded, and the usable frame which is personal information may leak from the fee collection device 1. Absent. Therefore, both user convenience and personal information protection can be achieved.

  In the case of a fee system in which fees are added as time elapses, a credit inquiry is performed each time the fee is added, and therefore it is possible to grasp in real time whether the usage limit is exceeded on the fee collection device 1 side. In addition, when the usage limit is exceeded, the user's convenience can be further improved by notifying the user's portable terminal device 6.

  The present invention has been described based on the embodiments. The embodiments are exemplifications, and it will be understood by those skilled in the art that various modifications can be made to combinations of the respective constituent elements and processing processes, and such modifications are within the scope of the present invention. .

  In the above-described embodiment, the example related to the charge collection of the parking lot has been described. However, the charge collection system according to the present embodiment can also be applied to the charge collection of goods and / or services purchased inside and outside the store during parking. It is. In this case, it is necessary to have a mechanism for notifying the fee collection device 1 of purchase information including fee information of the purchased product or service. For example, when a food and drink is purchased through drive-through, a clerk inputs fee information to the fee collection device 1. The fee collection system according to the present embodiment is also suitable for toll collection at a safari park.

  Moreover, in the above-mentioned embodiment, the example which installs the 1st roadside apparatus 2 in the entrance of the parking lot P1 and the 2nd roadside apparatus 3 in the entrance is demonstrated. In this regard, when the entrance and exit are common, only one roadside device needs to be installed. In this case, when the vehicle whose status is not parked approaches the roadside device, the same processing as that of the first roadside device 2 described above is executed, and when the vehicle whose status is parked approaches the roadside device, the second roadside described above. The same processing as that of the device 3 is executed.

  The embodiment may be specified by the following items.

[Item 1]
A first card information input unit (131) for acquiring card information of a user who enters a place where goods or services are provided;
The acquired card information and a fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system (7) of the card company, and the fee to be paid by the user is settled from the payment system (7). Even if the communication part (133) which receives the credit confirmation information which shows whether it is in the range of the said user's usable frame,
An accumulator (14) for accumulating received credit confirmation information;
A second card information input unit (132) for acquiring card information of the user who participates in the providing place,
The communication unit (133) refers to the credit management information stored in the storage unit (14) based on the card information acquired by the second card information input unit (132). If the fee to be paid is settled but still falls within the user's usable frame, a fee collection device (1) which transmits a payment request for the fee to be paid by the user to the payment system (7). ).
According to this, card payment at the time of participation can be performed quickly.
[Item 2]
The communication unit (133) transmits the card information and the increased fee to be paid by the user to the payment system (7) when the fee to be paid by the user increases due to the occurrence of an additional fee, An item for receiving again credit confirmation information indicating whether or not the increased fee to be paid by the user is within the range of the user's available frame from the payment system (7). 1. The toll collection device (1) according to 1.
According to this, the toll collection device (1) can grasp in real time whether or not it falls within the usable frame.
[Item 3]
When the credit confirmation information received from the payment system (7) indicates that it is out of the user's usable frame, the card related to the card information is stored in the mobile terminal device (6) registered in advance by the user. A portable terminal notifying unit (127) for notifying information indicating that is not usable;
The toll collection device (1) according to item 1 or 2, further comprising:
According to this, the convenience for the user can be improved.
[Item 4]
The first card information input unit (131) is connected to an in-vehicle terminal device (4) installed in a vehicle on which the user gets by a first wireless reader (2) installed at an entrance gate of the provision place. Obtain the card information received wirelessly,
The second card information input unit (132) is wirelessly received from the in-vehicle terminal device (4) installed in the vehicle by the second wireless reader (3) installed at the entry gate of the providing place. 4. The toll collection device (1) according to any one of items 1 to 3, wherein the card information is acquired.
According to this, it is possible to settle the fee quickly and easily without taking out a hand from the window while in the vehicle.
[Item 5]
As a result of referring to the credit management information stored in the storage unit (14) based on the card information acquired by the second card information input unit (132), even if the user pays the fee to be paid If it is within the range of the user's usable frame, information indicating completion of payment is transmitted to the in-vehicle terminal device (4), and if the user pays the fee to be paid, the user is out of the range of the usable frame. A vehicle-mounted terminal notification unit (128) that transmits information indicating incomplete payment to the vehicle-mounted terminal device (4);
The toll collection device (1) according to item 4, further comprising:
According to this, the success or failure of the card payment can be confirmed in the vehicle.
[Item 6]
The accumulation unit (14) further holds success / failure of the card payment of the user as history information,
The vehicle-mounted terminal notifying unit (128) is based on the card information acquired by the first card information input unit (131), and the history information stored in the storage unit (14) is referred to the previous time. The toll collection device (1) according to item 5, which notifies the in-vehicle terminal device (4) of the information when the credit card payment has failed.
According to this, the convenience for the user can be improved.
[Item 7]
A first step of acquiring card information of a user who enters a place where goods or services are provided;
The identification information included in the acquired card information and the fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system of the card company, and the fee to be paid by the user is settled from the payment system. A second step of receiving credit confirmation information indicating whether or not the user's usable frame is within the range;
A third step of accumulating received credit confirmation information;
A fourth step of acquiring card information of the user who participates in the providing place;
As a result of referring to the credit management information accumulated in the third step on the basis of the card information acquired in the fourth step, the user's usable frame can be set even if the user pays the fee to be paid. If it is within range, a fifth step of sending a payment request for the fee to be paid by the user to the payment system;
A toll collection method characterized by comprising:
According to this, card payment at the time of participation can be performed quickly.
[Item 8]
A first process of acquiring card information of a user who enters a place where goods or services are provided;
The acquired card information and the fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system of the card company, and even if the fee to be paid by the user is settled from the payment system, the use of the user A second process of receiving credit confirmation information indicating whether or not it is within a possible frame;
A third process for accumulating received credit confirmation information;
A fourth process of acquiring card information of the user who participates in the providing place;
As a result of referring to the credit management information accumulated by the third process on the basis of the card information acquired by the fourth process, even if the user should pay the fee to be paid, A fifth process for transmitting a payment request for a fee to be paid by the user to the payment system;
Charge collection program characterized by causing a computer to execute
According to this, card payment at the time of participation can be performed quickly.

  DESCRIPTION OF SYMBOLS 1 Toll collection device, P1 parking lot, 2 1st roadside device, 3 2nd roadside device, 4 Car-mounted terminal device, 5 Card, 6 Portable terminal device, 7 Payment system, 8 Network, 12 Control part, 13 Input / output part, 14 storage units, 21 antennas, 22 control units, 23 input / output units, 24 entrance gate devices, 31 antennas, 32 control units, 33 input / output units, 34 entry gate devices, 35 settlement devices, 41 antennas, 42 control units, 43 Card reading unit, 44 display unit, 45 operation unit, 47 audio output unit, 61 antenna, 62 control unit, 64 display unit, 65 operation unit, 66 audio input unit, 67 audio output unit, 72 control unit, 73 input / output unit 74 Storage unit 121 Parking fee management unit 122 Validity confirmation unit 123 Association, 124 Credit Confirmation Information Management Unit, 125 Settlement Request Unit, 126 User Information Management Unit, 127 Mobile Terminal Notification Unit, 128 In-vehicle Terminal Notification Unit, 131 First Roadside Device Input / Output Unit, 132 Second Roadside Device Input / Output Unit 133 Payment system input / output unit, 134 Mobile terminal input / output unit, 141 Credit check information holding unit, 141a Credit check information table, 142 User information holding unit, 142a User information table, 721 Credit check unit, 722 Payment processing unit, 741 Customer information holding unit, 742 Usage details information holding unit.

Claims (8)

A first card information input unit for acquiring card information of a user who enters a place where goods or services are provided;
The acquired card information and the fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system of the card company, and even if the fee to be paid by the user is settled from the payment system, the use of the user A communication unit that receives credit confirmation information indicating whether or not it is within a possible frame; and
An accumulator for accumulating received credit confirmation information;
A second card information input unit for acquiring card information of the user who participates in the providing place,
The communication unit refers to the credit management information stored in the storage unit based on the card information acquired by the second card information input unit. A fee collection device that transmits a payment request for a fee to be paid by the user to the payment system when it is within a user's usable frame.   The communication unit transmits the card information and the increased fee to be paid by the user to the payment system when the fee to be paid by the user is increased due to the generation of an additional fee. The fee collection apparatus according to claim 1, wherein credit confirmation information indicating whether or not the increased fee to be paid is settled within the range of the user's usable frame is received again. When the credit confirmation information received from the payment system indicates that it is out of the user's usable frame, the card related to the card information cannot be used in the user's pre-registered mobile terminal device A mobile terminal notification unit for notifying information indicating
The charge collection device according to claim 1, further comprising: The first card information input unit receives the card information received wirelessly from an in-vehicle terminal device installed in a vehicle on which the user gets on by a first wireless reader installed at an entrance gate of the providing place. Acquired,
The second card information input unit obtains the card information received wirelessly from an in-vehicle terminal device installed in the vehicle by a second wireless reading device installed at an entry gate of the providing place. 4. The toll collection device according to claim 1, wherein As a result of referring to the credit management information stored in the storage unit based on the card information acquired by the second card information input unit, the user's usable frame even if the user pays the fee to be paid Information indicating completion of payment is sent to the in-vehicle terminal device, and if the fee to be paid by the user falls outside the range of the user's usable frame, the in-vehicle terminal device has not yet been settled. An in-vehicle terminal notification unit for transmitting information indicating completion;
The charge collection device according to claim 4, further comprising: The storage unit further holds success / failure of the card payment of the user as history information,
As a result of referring to the history information stored in the storage unit based on the card information acquired by the first card information input unit, the in-vehicle terminal notification unit is when the previous card payment has failed, The fee collection device according to claim 5, wherein the information is notified to the in-vehicle terminal device. A first step of acquiring card information of a user who enters a place where goods or services are provided;
The identification information included in the acquired card information and the fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system of the card company, and the fee to be paid by the user is settled from the payment system. A second step of receiving credit confirmation information indicating whether or not the user's usable frame is within the range;
A third step of accumulating received credit confirmation information;
A fourth step of acquiring card information of the user who participates in the providing place;
As a result of referring to the credit management information accumulated in the third step on the basis of the card information acquired in the fourth step, the user's usable frame can be set even if the user pays the fee to be paid. If it is within range, a fifth step of sending a payment request for the fee to be paid by the user to the payment system;
A toll collection method characterized by comprising: A first process of acquiring card information of a user who enters a place where goods or services are provided;
The acquired card information and the fee to be paid by the user as a consideration for the product or the service are transmitted to the payment system of the card company, and even if the fee to be paid by the user is settled from the payment system, the use of the user A second process of receiving credit confirmation information indicating whether or not it is within a possible frame;
A third process for accumulating received credit confirmation information;
A fourth process of acquiring card information of the user who participates in the providing place;
As a result of referring to the credit management information accumulated by the third process on the basis of the card information acquired by the fourth process, even if the user should pay the fee to be paid, A fifth process for transmitting a payment request for a fee to be paid by the user to the payment system;
Charge collection program characterized by causing a computer to execute

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