JP2018101379A - Settlement device and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a settlement device and a program that can acquire a sign from a purchaser when the purchaser has purchased a predetermined number or more of specific commodities.SOLUTION: A settlement device of an embodiment includes credit settlement means that performs credit settlement related to commodities to be purchased by using a credit card, determination means that determines whether or not a predetermined number or more of specific commodities are included in the commodities, and confirmation means that, when a total amount of the commodities to be settled by the credit card is greater or more than a first predetermined amount, and when it is determined that the predetermined number or more of the specific commodities to be settled with the credit card are included, executes processing for confirming a purchaser who has purchased the commodities.SELECTED DRAWING: Figure 6

Description

  Embodiments described herein relate generally to a settlement apparatus and a program.

  Conventionally, when a purchase price of a product is paid by a credit card, the credit card is automatically executed by passing the credit card through a sales data processing device such as a POS (Point of Sales) terminal having a function as a settlement device. The

  In the case of a transaction using a credit card, since the signature of the customer who is the purchaser of the product is required when the total amount of the product exceeds the predetermined amount, the sales data processing device determines that the total amount of the product is greater than the predetermined amount. When it becomes, the signature column of the customer is printed on the credit slip to be issued. The customer signs the issued credit slip. When the total amount is small, the sales data processing device issues a credit slip with the signature field omitted.

  By the way, if you purchase more than a certain amount of specific products such as cigarettes, alcoholic beverages, drugs, etc., even if the total amount of the products is less than the above-mentioned prescribed amount, It is desirable to have it. However, the current sales data processing apparatus cannot meet such a demand.

  The problem to be solved by the present invention is to provide a settlement apparatus and a program capable of obtaining a signature from a purchaser when a predetermined amount or more of specific products are purchased.

  The settlement apparatus according to the embodiment includes a credit settlement unit that performs a settlement process related to a product to be purchased using a credit card, a determination unit that determines whether or not the product includes a predetermined amount or more of a specific product, and the credit Confirm the purchaser who has purchased the product when the total amount of the product to be processed with the card is greater than or equal to the first predetermined amount and when it is determined that the specified product to be processed with the credit card includes the predetermined amount or more Confirmation means for executing processing for performing the processing.

FIG. 1 is a perspective view of an external appearance of a POS terminal according to an embodiment as viewed from the operator side. FIG. 2 is a block diagram showing a hardware configuration of the POS terminal. FIG. 3 is a memory map showing a part of the configuration of the product master. FIG. 4 is a memory map showing a part of the configuration of the department master. FIG. 5 is a functional block diagram showing a functional configuration of the POS terminal. FIG. 6 is a flowchart showing the flow of control processing of the POS terminal. FIG. 7 is a diagram illustrating an example of a screen displayed on the POS terminal. FIG. 8 is a diagram showing an example of a credit slip issued by the POS terminal. FIG. 9 is a diagram showing another example of the credit slip issued by the POS terminal. FIG. 10 is a diagram showing still another example of the credit slip issued by the POS terminal.

  Hereinafter, embodiments will be described in detail with reference to the drawings. In the embodiment, a POS terminal will be described as an example of a payment apparatus. In addition, this invention is not limited by embodiment described below.

  FIG. 1 is a perspective view of a POS terminal 1 according to an embodiment as viewed from an operator side.

  The POS terminal 1 executes a sales registration process and a settlement process for merchandise sold at a store. Sales registration processing refers to a product code obtained by optically reading a symbol such as a barcode attached to a product sold in a transaction, or a product code from a captured symbol, and based on the obtained product code The product information (product name, price, etc.) of the product read out is displayed, and the product information is stored in a RAM or the like. The settlement process is a process of displaying the total amount related to the transaction based on the product information stored in the RAM or the like with the sales registration process, calculating and displaying change based on the deposit deposited from the customer, Is a process for instructing the change machine. Product information and settlement information (total amount, deposit amount, change amount, etc.) after settlement processing are printed on a receipt and issued.

  The POS terminal 1 has a main body 4 and a money storage box 5. The money storage box 5 has a drawer for storing money, and stores banknotes, money of money deposited from customers, securities such as gift certificates, and change handed over to customers.

  The main body 4 includes an operation unit 21, an operator display unit 22, a customer display unit 23, a printing unit 24, a card reading unit 25, and a code reader 30. The operation unit 21 is a keyboard having keys such as a numeric key for inputting numbers and a settlement key 211 (see FIG. 2) for declaring the end of sales registration. The operator display unit 22 is composed of a liquid crystal display or the like, and displays product information, settlement information, and the like to the operator. The customer display unit 23 is composed of a liquid crystal display or the like, and displays product information, payment information, etc. to the customer.

  The printing unit 24 pulls out a roll-shaped receipt sheet stored in the main body 4, prints product information, settlement information, and the like with a thermal printer having a thermal transfer type print head, for example, and issues it as a receipt.

  The card reading unit 25 reads card information from the credit card presented by the customer. The POS terminal 1 reads the customer information from the customer master 145 (see FIG. 2) based on the customer code that identifies the customer (product purchaser) included in the card information. The POS terminal 1 executes a settlement process using the customer's credit card based on the read customer information. The settlement process using a credit card is to perform a lending process related to a credit transaction for a customer. Also, a payment method (lump sum payment, installment payment, revolving payment, etc.) is determined. The card reading unit 25 can also read information on cards other than credit cards.

  The code reader 30 is a handy type code reader, for example. The code reader 30 optically reads a symbol attached to a product or a discount ticket using, for example, visible light. The code reader 30 may read a symbol from the captured image.

  The POS terminal 1 transmits the merchandise information and settlement information of the merchandise that has undergone settlement processing to a store server (not shown) via a communication line (not shown). Further, the POS terminal 1 transmits the settlement information for the settlement of sales for a predetermined period (for example, one day) to the store server via the communication line.

  Next, the hardware configuration of the POS terminal 1 will be described. FIG. 2 is a block diagram showing a hardware configuration of the POS terminal 1. As shown in FIG. 2, the POS terminal 1 includes a CPU (Central Processing Unit) 11, a ROM (Read Only Memory) 12, a RAM (Random Access Memory) 13, a memory unit 14, and the like. The CPU 11 is a control subject. The ROM 12 stores various programs. The RAM 13 develops programs and various data. The memory unit 14 stores various programs. The CPU 11, ROM 12, RAM 13, and memory unit 14 are connected to each other via a bus 15. The CPU 11, ROM 12, and RAM 13 constitute the control unit 100. That is, the control unit 100 executes a control process related to the POS terminal 1 described later by the CPU 11 operating according to a control program stored in the ROM 12 or the memory unit 14 and expanded in the RAM 13.

  The RAM 13 includes a product information unit 131. The product information unit 131 stores product information (product name, product price, etc.) of a product that has been subjected to sales registration processing based on the product code acquired from the symbol read by the code reader 30.

  The memory unit 14 is configured by a nonvolatile memory such as an HDD (Hard Disc Drive) or a flash memory that retains stored information even when the power is turned off. The memory unit 14 includes a control program unit 141, a product master 142, a department master 143, a reference amount unit 144, and a customer master 145.

  The control program unit 141 stores a control program for controlling the POS terminal 1. The product master 142 stores information related to the product for each product (details will be described with reference to FIG. 3). The department master 143 stores information related to the classification for each classification into which the product is classified (details will be described with reference to FIG. 4). When purchasing a product with a credit card, the reference amount unit 144 is a first predetermined amount (for example, a lower limit amount that serves as a guideline that requires the signature of the customer who purchased the product with respect to the total amount of the purchased product) 30,000 yen). If the total amount of purchased products is greater than or equal to the first predetermined amount, the customer's signature is required. If the total amount of purchased products is less than the first predetermined amount, the customer's signature is not necessary.

  The control unit 100 also includes an operation unit 21 including a settlement key 211, an operator display unit 22, a customer display unit 23, a printing unit 24, a card reading unit 25, and a code reader 30 via the bus 15 and the controller 16. Connected. In response to an instruction from the control unit 100, the controller 16 controls the operation unit 21, the operator display unit 22, the customer display unit 23, the printing unit 24, the card reading unit 25, and the code reader 30. Hereinafter, for convenience of explanation, it is assumed that the control performed by the controller 16 is performed by the control unit 100.

  The control unit 100 is connected to the communication unit 26 via the bus 15. The communication unit 26 is electrically connected to another POS terminal 1 installed in the store or a store server (not shown) via a communication line (not shown).

  Next, the product master 142 will be described. The product master 142 is a storage unit that stores product information for each product. FIG. 3 is a memory map showing a part of the configuration of the product master 142. As shown in FIG. 3, the product master 142 includes a product code part 1421, a product name part 1422, a price part 1423, and a department part 1424. The product code part 1421 stores a product code for specifying each product. The product name part 1422 stores the product name of the product specified by the product code. The price section 1423 stores the price of the product specified by the product code. The department unit 1424 stores a department code that identifies a department into which the product specified by the product code is classified.

  Next, the department master 143 will be described. The department master 143 stores department information for each department. FIG. 4 is a memory map showing a part of the configuration of the department master 143. As shown in FIG. 4, the department master 143 includes a department code part 1431, a department name part 1432, a lower limit amount part 1433, and a check target part 1434. The department code part 1431 stores a department code that identifies each department. The department name part 1432 stores the department name of the department specified by the department code.

  By the way, for example, for products classified into departments such as powerful drugs, tobacco, and alcoholic beverages, even if the total amount of each department is less than the first predetermined amount, In order to purchase a product over a second predetermined amount with a credit card, a customer's signature is required. The second predetermined amount is less than the first predetermined amount.

  For example, when purchasing powerful drugs, even if the total amount of products in the powerful drugs department is less than the first predetermined amount, proof or purchase that a product related to powerful drugs with a second predetermined amount or more was purchased with a credit card Get a signature from the customer to identify the customer. Based on the personal information specified from the credit card, the customer who purchased the powerful drug can be identified, and the customer's signature indicates that the customer has purchased a predetermined amount or more of the powerful drug.

  For example, in order to avoid resale risk, the tobacco and liquor department purchases products with a credit card more than the second predetermined amount for each department, and the purchase amount is less than the first predetermined amount. However, it is necessary to obtain a signature from the customer in order to prove that a product related to cigarettes and alcoholic beverages of the second predetermined amount or more has been purchased with a credit card and to identify the customer who purchased the product. Such a product that requires the customer's signature when the purchase amount is less than the first predetermined amount and is greater than or equal to the second predetermined amount is referred to as a specific product.

  The lower limit amount portion 1433 stores the lower limit amount (second predetermined amount) of the total amount of the specific product for each department specified by the department code. This lower limit amount is stored in correspondence with the department code of the department including the specific product. When purchasing a specific product with a credit card, if the total price of the product is less than the lower limit amount (first predetermined amount) but is greater than or equal to the lower limit amount (second predetermined amount) of the total amount of the specific product Requires the signature of the customer who is the purchaser. The lower limit of the total amount of specific products varies from department to department. The lower limit amount is not stored in correspondence with the department code of the department that does not include the specific product. Further, when the specific product is purchased more than the lower limit amount stored in the lower limit amount portion 1433, a credit slip printed with the customer's signature column is issued, as will be described in detail later.

  The check target unit 1434 stores information indicating whether or not to issue a credit voucher in which the customer's signature column is printed when the total price of the products in the department including the specific product exceeds the lower limit. When the department name information and the lower limit amount information are stored in correspondence with the department code, the check target unit 1434 stores information for issuing a credit slip printed with the customer's signature column. If either the department name information or the lower limit information is not stored in correspondence with the department code, the check target unit 1434 stores information for issuing a credit slip that does not print the customer's signature column.

  In the example of FIG. 4, the department codes “001” to “900” stored in the department code section 1431 are department codes of departments that do not include specific products. Moreover, department codes “901” to “999” are department codes of departments including specific products. Therefore, for example, when the lower limit amount is stored in the lower limit amount portion 1433 corresponding to the department codes “001” to “900”, the check target portion 1434 issues information for issuing a credit slip that does not print the customer's signature column. Remember.

  From here, the control of the POS terminal 1 will be described in detail. FIG. 5 is a functional block diagram showing a functional configuration of the POS terminal 1. The control unit 100 functions as the credit settlement unit 101, the determination unit 102, and the confirmation unit 103 by following a control program stored in the control program unit 141 of the ROM 12 or the memory unit 14.

  The credit settlement unit 101 has a function of performing a settlement process related to a purchased product using a credit card.

  The determination unit 102 has a function of determining whether or not a product includes a predetermined amount or more of a specific product.

  The confirming means 103 is the customer who purchased the product when the total amount of the products to be processed with the credit card is greater than or equal to the first predetermined amount and when it is determined that the specified products to be processed with the credit card include the predetermined amount or more. It has a function to execute processing for confirming.

  Next, the control processing of the POS terminal 1 will be described with reference to FIGS. FIG. 6 is a flowchart showing a flow of control processing of the POS terminal 1. As shown in FIG. 6, the control unit 100 determines whether or not a product code has been acquired based on the symbols read by the code reader 30 (S11). If it is determined that the product code has been acquired (Yes in S11), the control unit 100 reads product information from the product master 142 based on the acquired product code, and executes sales registration processing for the product ( S12). Then, the control unit 100 returns to S11.

  If it is determined in S11 that the product code has not been acquired (No in S11), the control unit 100 determines whether or not the settlement key 211 has been operated (S13). When it is determined that the payment key 211 is not operated (No in S13), the control unit 100 returns to S11. On the other hand, if it is determined that the settlement key 211 has been operated (Yes in S13), the control unit 100 determines whether or not the settlement is by credit card (S21). When a credit key (not shown) is operated, or when credit card information is read from the card reading unit 25, the control unit 100 determines that the payment is made by credit card. When the credit key is not operated, or when information of a card other than the credit card is read from the card reading unit 25, the control unit 100 determines that the payment is not made by a credit card.

  If it is determined that the payment is not made by credit card (No in S21), the control unit 100 executes a payment process using another payment key (S22). Examples of settlement processing using other settlement keys include settlement processing using cash, settlement processing using electronic money, and settlement processing using a gift certificate. And the control part 100 issues the receipt which printed the payment amount and merchandise information accompanying each payment process from the printing part 24 (S23). Then, the control unit 100 returns to S11.

  If it is determined that the payment is made by credit card (Yes in S21), the control unit 100 calculates the total number of products purchased by the customer related to the transaction based on the product information stored in the product information unit 131. It is determined whether the amount is equal to or greater than a first predetermined amount (S31). Based on the first predetermined amount stored in the reference amount unit 144, the control unit 100 determines whether or not the total amount of products purchased by the customer related to the transaction is equal to or greater than the first predetermined amount. When it is determined that the total price of the product is greater than or equal to the first predetermined price (Yes in S31), the control unit 100 displays a screen indicating that the customer is requested to sign on the operator display unit 22 (S32). .

  FIG. 7 is an example of a screen displayed in S32 indicating that the customer is requested to sign. In FIG. 7, the control unit 100 displays a display 221 indicating that a signature is required for the credit slip on the operator display unit 22. In this way, the control unit 100 notifies the operator that the customer is requested to sign. The operator who sees the display 221 recognizes that the customer is requested to sign. After confirming this display 221, the operator operates the close button 222. Then, the control unit 100 deletes the display 221 from the screen.

  Returning to the description of FIG. Next, the control unit 100 (credit settlement means 101) executes a settlement process using a credit card for the product purchased by the customer based on the product information stored in the product information unit 131 (S33). And the control part 100 also issues the receipt which printed merchandise information and payment information (S34).

  Subsequently, the control unit 100 (confirming means 103) prints and issues a credit slip indicating that the payment processing is performed with the credit card by the printing unit 24 (S35). Two credit slips are issued for customers and stores. At that time, a sign column for the customer to sign is printed on the credit card for the store copy. Then, the control unit 100 returns to S11.

  FIG. 8 is a diagram illustrating an example of the credit card R for store copy issued by the POS terminal 1 issued in S35 when it is determined in S31 that the amount is not less than the first predetermined amount (Yes). In FIG. 8, the credit slip R is a name R1 indicating that it is a credit slip, a credit company name R2, a total amount R3 for purchasing products, a tax amount R4 for the total amount, a payment amount R5 including the total amount and the tax amount, a store name R6, a slip number R7 for specifying the slip, a sign column R8 for signing by the customer, and the like are printed. As shown in the total amount R3, since the customer has purchased a product of 30,000 yen or more, the signature column R8 is printed. The customer signs in the sign field R8 to prove that a product of the first predetermined amount or more has been purchased with a credit card. The store stores the credit slip R signed by the customer.

  Returning to the description of FIG. On the other hand, if it is determined in S31 that the total amount of the products purchased by the customer is not equal to or greater than the first predetermined amount (that is, less than the first predetermined amount) (No in S31), the control unit 100 It is determined whether or not the specific product is included in the product information stored in the information unit 131 (S36). In the embodiment, if all purchased products are products included in the departments with department codes “001” to “900”, it is determined that the specific product is not included. On the other hand, if the product is included in the departments with department codes “901” to “999”, it is determined that the specific commodity is included. The departments “001” to “900” or “901” to “999” correspond to the department information stored in the merchandise master 131 corresponding to the merchandise stored in the merchandise information section 131. Judgment is made based on the department master 143.

  If it is determined that the specific product is included (Yes in S36), the control unit 100 determines whether or not the specific product of the department including the specific product has been purchased for a second predetermined amount or more. (S37). When it is determined that the specific product of the department including the specific product has been purchased for the second predetermined amount or more (Yes in S37), the control unit 100 executes the processes after S32. Note that the process of S36 and the process of S37 correspond to the determination unit 102.

  FIG. 9 shows a case in which it is determined in S31 that the amount is less than the first predetermined amount (No), in S36 it is determined that the specific product is included (Yes), and in S37 it is determined that the amount is the second predetermined amount or more (Yes). It is a figure which shows an example of the credit slip R for shop copies issued by the POS terminal 1 issued in (1). In FIG. 9, the credit slip R is a name R1 indicating that it is a credit slip, a credit company name R2, a total amount R3 for purchasing products, a tax amount R4 for the total amount, a payment amount R5 including the total amount and the tax amount, a store name R6, a slip number R7 specifying the slip, a sign field R8 signed by the customer who is the purchaser of the product, and the like are printed. As shown in the total amount R3, the total amount is less than 30,000 yen, but since the specific product has been purchased more than the second predetermined amount (10,000 yen), the sign field R8 is printed. The customer signs in the sign field R8 to certify that he / she has purchased a specific product with a second predetermined amount or more with a credit card. The store stores the credit slip R signed by the customer.

  On the other hand, when it is determined in S36 that the purchased product does not include the specific product (No in S36), the control unit 100 (credit settlement means 101) adds the product information stored in the product information unit 131 to the product information. Based on the product purchased by the customer, a settlement process using a credit card is executed (S38). And the control part 100 also issues the receipt which printed merchandise information and payment information (S39). In the processes of S38 to S40, the control unit 100 does not display a screen indicating that the customer is requested to sign as in S32.

  Subsequently, the control unit 100 prints and issues a credit slip indicating that the payment processing is performed with the credit card by the printing unit 24 (S40). Two credit slips are issued for customers and stores. At that time, the customer's signature column is not printed on the credit card for the store copy. Then, the control unit 100 returns to S11.

  In S37, when it is determined that the specific product of the department including the specific product has not been purchased for the second predetermined amount or more (No in S37), the control unit 100 executes the processing after S38.

  FIG. 10 shows the store copy issued by the POS terminal 1 issued in S40 when it is determined in S31 that the price is less than the first predetermined amount (No) and it is determined in S36 that the specific product is not included (No). It is a figure which shows an example of the credit slip R. FIG. 10 shows that when it is determined in S31 that the price is less than the first predetermined amount (No), it is determined in S36 that the specific product is included (Yes), and it is determined in S37 that the price is less than the second predetermined amount (No), S40. It is a figure which shows an example of the credit slip R for shop copies issued by the POS terminal 1 issued in (1). In FIG. 10, a credit slip R is a credit slip, a name R1, a credit company name R2, a total amount R3 for purchasing products, a tax amount R4 for the total amount, a payment amount R5 including the total amount and tax amount, a store name R6, a slip number R7 specifying the slip, etc. are printed. As shown in the total amount R3, since the total amount is less than 30,000 yen and the purchase of the specific product is less than the second predetermined amount (10,000 yen), the sign field R8 is not printed. The customer does not sign the credit slip. The store stores a credit slip R that the customer does not sign.

  According to such an embodiment, even if the total amount of purchased products is less than the first predetermined amount, if the total amount of the specific products of the department including the specific product is greater than or equal to the second predetermined amount, A credit slip printed with the customer's signature field was issued. Therefore, it is possible to obtain a signature from a customer when a specific product is purchased in a predetermined amount or more.

  As mentioned above, although embodiment of this invention and its modification were demonstrated, this embodiment and modification are shown as an example, and are not intending limiting the range of invention. The novel embodiment and its modifications can be implemented in various other forms, and various omissions, replacements, and changes can be made without departing from the spirit of the invention. This embodiment and its modifications are included in the scope and gist of the invention, and are included in the invention described in the claims and the equivalents thereof.

  For example, in the embodiment, the predetermined amount is the second predetermined amount (that is, the amount). However, the present invention is not limited to this. For example, the amount such as the number of purchased specific products and the total volume (volume) of the purchased specific products Other threshold values may be used.

  In the embodiment, as a process for confirming a customer who has purchased a product to be processed for payment, a credit voucher printed with a sign field for having a customer sign is issued. For example, the customer may be asked to input information that can confirm the identity, such as a password.

  Further, in the embodiment, in the department including the specific product, it is determined whether the total amount of the purchased specific product included in the department is equal to or more than the second predetermined amount. It may be determined whether the total price of the product is greater than or equal to the second predetermined price. That is, it may be determined whether the total price of one product is equal to or more than the second predetermined price, not the total price for each department.

  In the embodiment, the product master 142, the department master 143, the reference amount unit 144, and the customer master 145 are stored in the POS terminal 1. However, the present invention is not limited to this, and at least one of these is stored in a device other than the POS terminal 1 (for example, Store server) may store it.

  In the embodiment, the POS terminal 1 having a credit card payment processing function has been described as an example of a payment apparatus. However, the present invention is not limited thereto, and the payment is separate from the POS terminal 1 having a credit payment processing function. It is good also as an apparatus.

  Note that the program executed in the POS terminal 1 of the embodiment is an installable or executable file, and is a computer such as a CD-ROM, flexible disk (FD), CD-R, DVD (Digital Versatile Disk). Recorded on a readable recording medium.

  Further, the program executed by the POS terminal 1 of the embodiment may be stored on a computer connected to a network such as the Internet and provided by being downloaded via the network. The program executed by the POS terminal 1 of the embodiment may be configured to be provided or distributed via a network such as the Internet.

  Further, the program executed in the POS terminal 1 of the embodiment may be configured to be provided by being incorporated in advance in a ROM or the like.

DESCRIPTION OF SYMBOLS 1 POS terminal 25 Card reading part 100 Control part 101 Credit payment means 102 Judgment means 103 Confirmation means 131 Goods information part 142 Goods master 143 Department master R Credit slip

JP 2010-277405 A

Claims (6)

Credit settlement means for performing settlement processing related to the purchased product using a credit card;
A determination means for determining whether or not the product includes a predetermined amount or more of a specific product;
Purchaser who purchased the product when the total amount of the product to be processed with the credit card is equal to or more than a first predetermined amount and when it is determined that the specific product to be processed with the credit card includes the predetermined amount or more. Confirmation means for executing the process for confirming,
A settlement apparatus comprising The predetermined amount is not less than a second predetermined amount in which the purchase amount of the specific product is less than the first predetermined amount,
The determination means determines whether the purchase price of the specific product included in the product is greater than or equal to the second predetermined amount,
The confirmation means determines that the total amount of products to be processed for payment with the credit card is greater than or equal to a first predetermined amount, and that the purchase amount of the specific product to be processed for payment with the credit card is greater than or equal to the second predetermined amount. , Execute the process to confirm the buyer who purchased the product to be processed for payment.
The settlement apparatus according to claim 1. The predetermined amount is equal to or more than a second predetermined amount in which the purchase amount of the specific product is less than the first predetermined amount and less than the first predetermined amount,
The determination means determines whether the purchase price of the specific product included in the product is less than the first predetermined amount and greater than or equal to the second predetermined amount,
The confirmation means is configured such that when the total amount of products to be processed with the credit card is equal to or greater than a first predetermined amount, and the purchase amount of the specific product to be processed with the credit card is less than the first predetermined amount and When it is determined that the amount is equal to or greater than the second predetermined amount, a process for confirming a purchaser who has purchased a product to be processed for payment is executed.
The settlement apparatus according to claim 1. The confirmation means executes a process for confirming a purchaser by issuing a credit slip printed with a signature column of the purchaser.
The settlement apparatus according to any one of claims 1 to 3. The confirmation means executes a process for confirming the purchaser by asking the purchaser to input a password.
The settlement apparatus according to any one of claims 1 to 3. Computer
Credit settlement means for performing settlement processing related to the purchased product using a credit card;
A determination means for determining whether or not the product includes a predetermined amount or more of a specific product;
Purchaser who purchased the product when the total amount of the product to be processed with the credit card is equal to or more than a first predetermined amount and when it is determined that the specific product to be processed with the credit card includes the predetermined amount or more. Confirmation means for executing the process for confirming,
Program to make it function.

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