JP2017102806A - Atm, batch print processing method of non-print data and batch print processing program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide an ATM which can reduce cost for issue of a new bankbook and can reduce burden for issue procedure of the new bankbook.SOLUTION: An ATM printing non-print data to a bankbook comprises: a calculation unit calculating a remaining linage which can be printed in the bankbook; a determining unit determining whether a number of non-print data managed with a host computer can be printed in the calculated remaining linage; a decision unit deciding necessary print linage in printing the non-print data in an appointed print content; a display control unit displaying a batch print method of the non-print data met to a comparison result of the linage and the decided print linage on a display unit when remaining linage is not enough; and a print unit executing printing of the non-print data following a choice of the displayed batch print method of the non-print data.SELECTED DRAWING: Figure 2

Description

  The present invention relates to an ATM that prints unprinted data on a passbook.

  2. Description of the Related Art Conventionally, automatic transaction machines (ATMs) having a function of printing on a passbook have been installed inside and outside financial institutions. An example of an ATM having such a printing function is disclosed in Patent Document 1 below. When a transaction using a passbook is performed at an ATM, the ATM communicates with the host computer, acquires any unprinted transaction data (hereinafter also referred to as unprinted data) managed by the host computer, and acquires the unprinted Print data to passbook. At this time, if the number of unprinted data managed by the host computer exceeds the number of remaining lines in the bankbook, ATM performs a carry-over process and issues a new bankbook. If the ATM does not have a new passbook issuing function, a new passbook is issued at the financial institution's window.

JP 2004-264955 A

  Here, the issued passbook medium is an expense for the financial institution. For this reason, there has been a problem that expenses increase as new bankbooks are issued. In addition, when issuing a new passbook at a window, there is a problem that a bank employee issues a new passbook. Therefore, if the number of new passbooks increases, the burden on the bank staff at the window increases.

  In view of the above problems, an object of the present invention is to provide an ATM that can reduce expenses due to the issuance of a new passbook and can further reduce the burden caused by the procedure for issuing a new passbook.

  In order to achieve the above object, the present invention provides an ATM for printing unprinted data on a passbook, a calculation unit for calculating the number of remaining printable lines in the passbook, and the unprinted data managed by a host computer. A determination unit that determines whether the number of data falls within the calculated number of remaining lines; a determination unit that determines the number of print lines necessary when printing the unprinted data with a predetermined print content; If it does not fit in the number of remaining lines, a display control unit that displays a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit; And a printing unit that performs printing of the unprinted data according to the selection of a method for collectively printing unprinted data.

  In the ATM of the present invention, it is a preferable aspect that the calculation unit calculates the number of remaining lines by reading information recorded in the magnetic stripe of the bankbook.

  In the ATM of the present invention, the determination unit determines whether or not information indicating that a user desires to display a method for collectively printing the unprinted data is recorded on the magnetic stripe, and the display control is performed. It is a preferable aspect that the section displays the unprinted data batch printing method on the display section when information indicating that the section desires is recorded.

  In the ATM of the present invention, it is a preferable aspect that the predetermined print content is a print content for printing the total value of the transaction amount for each transaction type and a print content for printing the most transaction types.

  The present invention is also a method for collectively printing unprinted data in an ATM that prints unprinted data on a passbook, the step of calculating the number of remaining printable lines in the passbook, and a host computer Determining whether the number of unprinted data falls within the calculated number of remaining lines; determining a number of print lines necessary when printing the unprinted data with predetermined print contents; If the number of remaining lines does not fit, the step of displaying a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit; And a step of printing the unprinted data in accordance with the selection of a printing method of the print data.

  Further, the present invention is a summary print processing program for unprinted data in an ATM that prints unprinted data on a passbook, wherein the program is managed by a step of calculating the number of remaining printable lines in the passbook and a host computer. Determining whether the number of unprinted data falls within the calculated number of remaining lines; determining a number of print lines necessary when printing the unprinted data with predetermined print contents; If the number of remaining lines does not fit, the step of displaying a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit; In accordance with selection of a print method for printing print data, a step of printing the unprinted data is executed by a computer.

  According to the present invention, expenses due to issuance of a new passbook can be reduced, and further, a burden due to a new passbook issuance procedure can be reduced.

It is a block diagram which shows an example of a structure of the automatic transaction system in embodiment. It is a block diagram which shows an example of the function structure of ATM which concerns on embodiment. It is a figure which shows an example of the block structure of the unprinted data in embodiment. It is a figure which shows an example of the block configuration in the case of the number of unprinted data cases in embodiment. It is a figure which shows an example of the block configuration in the case of n number of unprinted data cases in embodiment. It is a figure which shows an example of the summary printing method selection screen in embodiment. It is a figure which shows an example of the summary print image display screen (total printing for every transaction) in embodiment. It is a figure which shows an example of the summary print image display screen (only the selected transaction is extracted and printed) in embodiment. It is a figure which shows an example of the summary print image display screen (printing retroactively from the newest data) in embodiment. It is a figure which shows an example of the collective print image display screen (only the newest line is printed) in embodiment. It is a figure which shows an example of the hardware constitutions for implement | achieving ATM which concerns on embodiment. It is a sequence chart shown about an example of a processing sequence of an automatic transaction system in an embodiment. It is a flowchart which shows an example of the processing flow of the summary printing in ATM which concerns on embodiment.

  Hereinafter, embodiments will be described with reference to the drawings. First, an example of an automatic transaction system in the embodiment will be described with reference to FIG. The automatic transaction system 1 includes an ATM 2 (2a, 2b, 2c) and a host computer 3. The ATM 2 and the host computer 3 are connected to each other via a network 4 so as to communicate with each other. The ATM 2 has a collective printing function to be described later in addition to a function of executing transactions such as deposit, withdrawal, and transfer in response to a request from the user. Details of the summary print function will be described later. The host computer 3 manages transactions in the ATM 2. For example, as will be described later, the host computer 3 stores corresponding unprinted data in response to a transmission request for unprinted data (unprinted transaction data) from the ATM 2. Send to ATM2.

  Next, an example of the functional configuration of the ATM according to the embodiment will be described with reference to FIG. ATM 2 includes a passbook accepting unit 20, a calculating unit 21, a print data requesting unit 22, a determining unit 23, a determining unit 24, a display control unit 25, a printing unit 26, and a storage unit 27. In addition to the above components, ATM2 includes components for executing transactions such as deposit, withdrawal, and transfer, but is omitted here.

  The bankbook accepting unit 20 accepts a bankbook inserted by a user into a bankbook insertion slot (not shown) when the user conducts a transaction using the bankbook, and a predetermined position in the ATM 2, for example, a magnetic stripe (MS: Magnetic Stripe) of the bankbook. ) Inhale the passbook to a position where the recorded information can be read.

  The calculation unit 21 calculates the number of remaining lines (number of remaining lines) that can be printed in the inserted bankbook. Specifically, when the passbook is inhaled to a position where information recorded in the MS can be read, the calculation unit 21 reads the information recorded in the MS and calculates the number of remaining printable lines. The information recorded in the MS is, for example, the line number on the passbook of the last transaction printed in the passbook, the next line number on the passbook of the transaction printed last in the passbook, or the print in the passbook For example, the number of possible remaining lines. This information is recorded in the MS when a transaction using a passbook is performed and printing on the passbook is completed. The calculation of the number of remaining lines may be a method of reading an optical line by an optical line detection unit (not shown), or a combination of both, in addition to the method of reading the information recorded in the MS of the passbook described above. Good.

  The print data request unit 22 transmits a transmission request (passbook entry request message) for unprinted data in the inserted passbook to the host computer 3 and a response (not yet sent) sent from the host computer 3 in response to the transmission request. A passbook entry response message including print data) is received. The print data request unit 22 also transmits information such as account number information when transmitting a transmission request. As a result, the host computer 3 can acquire unprinted data of an account corresponding to the account number included in the transmission request from a database (not shown) and the like and transmit it to the print data request unit 22.

  The determination unit 23 determines whether or not the number of unprinted data transmitted from the host computer 3 to the print data request unit 22 falls within the calculated number of remaining lines. Specifically, the determination unit 23 extracts the number of unprinted data (for example, five), compares the number of extracted data with the number of remaining lines (for example, three), and determines the number of unprinted data. Judge whether the number of remaining lines fits. Since one line is required on the passbook to print one unprinted data, in this example, the number of unprinted data is five and the number of remaining lines is three. It is judged by the judgment part 23 that a case cannot be accommodated in the number of remaining lines.

  Here, an example of a block configuration of unprinted data transmitted from the host computer 3 will be described with reference to FIGS. 3A to 3C. As shown in FIG. 3A, unprinted data (passbook print data) is set as an unprinted data block for one line. An unprinted data block for one line includes a print data start symbol and passbook print data. The passbook print data includes, for example, information on transaction type and transaction amount. FIG. 3B shows a block configuration when the number of unprinted data is two, and FIG. 3C shows a block configuration when the number of unprinted data is n.

  The determination unit 24 determines the number of print lines necessary when printing unprinted data with a predetermined print content. Here, the predetermined print contents are, for example, print contents for printing the total value of transaction amounts for each transaction type and print contents for printing the most transaction types. As the number of print lines (hereinafter also referred to as the first line number) necessary for printing with the print contents for printing the total value of the transaction amount for each transaction type, for example, the transaction of unprinted data is “deposit and refund” , "Transfer, Refund, Transfer", there are three types of transactions, namely "Deposit", "Refund" and "Transfer", so the number of print lines required to print the total value of each transaction amount is There are 3 lines. In addition, as the number of print lines (hereinafter also referred to as the second line number) necessary for printing with the print content that prints the most transaction types, for example, the transaction of unprinted data is “deposit, refund, transfer, In the case of “Refund, Transfer, Refund”, the most common transaction type is “Refund”, and there are three “Refunds”, so the required number of print lines is three.

  If the determination unit 23 determines that the number of unprinted data items does not fit in the number of remaining lines, the display control unit 25 performs unprinting according to the comparison result between the number of remaining lines and the number of printed lines determined by the determination unit 24. The data summary printing method is displayed on a display unit (display, etc.). Specifically, the collective printing method is displayed on the display unit by the following processing.

  The display control unit 25 determines whether or not the first row number determined by the determination unit 24 is smaller than the remaining row number, and the second row number determined by the determination unit 24 is smaller than the remaining row number. Determine whether or not.

  When the number of remaining lines is equal to or greater than the first number of lines and equal to or greater than the second number of lines, the display control unit 25 displays the following summary printing method on the display unit. There are four summary printing methods. The first is to print only for each transaction, and the values for each transaction are summed. The second is to print only the transaction selected by the user. , Transactions not selected are not printed, the third is printed as much as possible from the latest print data, regardless of transaction type, and the fourth is the latest print data only on one line It is for printing. The user is made to select from the displayed four summary printing methods. When the user does not select the batch printing method, all unprinted data is printed as is conventionally done. In this case, a passbook carry-over process is required.

  FIG. 4A shows an example of a display screen (collective print method selection screen) on which the above four collective print methods are displayed on the display unit. The first batch printing method corresponds to the printing method 41, the second batch printing method corresponds to the printing method 42, the third batch printing method corresponds to the printing method 43, and the above 4 The first summary printing method corresponds to the printing method 44.

  In addition, when the number of remaining lines is equal to or greater than the first number of lines and less than the second number of lines, the display control unit 25 excludes the second collective print method from the four collective print methods. Three collective printing methods are displayed on the display unit. If the remaining number of lines is less than the first number of lines and greater than or equal to the second number of lines, among the above four collective printing methods, three collective printing methods other than the first collective print method are used. Display on the display. Further, when the remaining number of lines is less than the first number of lines and less than the second number of lines, two of the above four collective printing methods except for the first and second collective printing methods The summary print method is displayed on the display unit.

  Further, the display control unit 25 displays the summary print method on the display unit, and upon receiving a selection by the user, displays a summary print image display screen of the selected summary print method on the display unit. An example of the summary print image display screen is shown in FIGS. 4B to 4E. FIG. 4B is a summary print image display screen when the first summary print method is selected. FIG. 4C is a summary print image display screen when the second summary print method is selected. FIG. 4D is a summary print image display screen when the third summary print method is selected. FIG. 4E is a summary print image display screen when the fourth summary print method is selected.

  In addition, it may be printed together with words such as “Summary” so that it can be determined that it is summary printing. Further, a correction button and a confirmation button are displayed on any of the summary print image display screens. When the correction button is pressed, the collective printing method is displayed again. When the confirmation button is pressed, the printing unit 26 performs collective printing using the selected collective printing method.

  The printing unit 26 performs printing on the passbook, and not only performs the collective printing described above but also prints all unprinted data that has been conventionally performed.

  The storage unit 27 stores, for example, a program for the ATM 2 to perform batch print processing.

  Next, an example of a hardware configuration for realizing the ATM according to the embodiment will be described with reference to FIG. The hardware configuration includes, for example, a CPU (Central Processing Unit) 51, an HDD (Hard Disk Drive) 52, a ROM (Read Only Memory) 53, a RAM (Random Access Memory) 54, an input device 55, an output device 56, and a printing device 57. A communication interface (I / F) 58 and a bus 59 are provided. The CPU 51, HDD 52, ROM 53, RAM 54, input device 55, output device 56, printing device 57, and communication interface (I / F) 58 are connected to each other via a bus 59, for example.

  The CPU 51 reads a program for performing various processes of ATM2 stored in the HDD 52 or the like via the bus 59, temporarily stores the read program in the RAM 54, and performs various processes according to the program. These functions mainly as the calculation unit 21, the determination unit 23, the determination unit 24, and the display control unit 25 described above.

  The HDD 52 stores application programs for performing various ATM2 processing, data necessary for ATM2 processing, and the like, and mainly functions as the storage unit 27 described above.

  The ROM 53 is a non-volatile memory, and stores programs such as a boot program and BIOS (BasicInput / Output System).

  The RAM 54 is a volatile memory, and temporarily stores an OS (Operating System) program and a part of application programs to be executed by the CPU 51. The RAM 54 stores various data necessary for processing by the CPU 51.

  The input device 55 is a touch panel that receives input when the user selects a summary printing method.

  The output device 56 is a display for displaying a summary printing method or a summary print image.

  The printing device 57 is a printing unit or the like that outputs unprinted data to a passbook, and mainly functions as the printing unit 26 described above.

The communication interface (I / F) 58 transmits and receives data to and from the host computer 3 and mainly functions as the print data request unit 22 described above.
The bus 59 is a path that mediates transmission / reception of control signals and data signals between the devices.

  Next, an example of a processing sequence of the automatic transaction system in the embodiment will be described with reference to FIG. First, when a user (end user) selects a passbook entry transaction to be entered in a passbook (step S601) and inserts a passbook in a passbook insertion unit (not shown) (step S602), the ATM 2 uses the inserted passbook as described above. Inhalation to the predetermined position is performed (step S603). ATM2 reads the information (MS information) recorded in the MS of the passbook that has been inhaled to a predetermined position (step S604), and calculates the number of remaining lines in the passbook (step S605). The ATM 2 transmits an unprinted data transmission request (passbook entry request message) to the host computer 3 (step S606).

  When the host computer 3 receives the passbook entry request message from ATM2, the host computer 3 transmits a response (passbook entry response message including unprinted data) to ATM2 (step S607). Note that the timing of deleting the unprinted data transmitted by the host computer 3 is, for example, deletion after a lapse of a predetermined time or deletion after taking a backup, but is not limited thereto. .

  When the ATM 2 receives a response from the host computer 3, the ATM 2 checks the number of unprinted data, and determines the number of print lines necessary for printing the unprinted data with the above-mentioned predetermined print contents (the number of lines required to be printed collectively). (Step S608). The ATM 2 compares the number of remaining lines in the passbook with the number of unprinted data, and determines whether the number of remaining lines in the passbook is smaller than the number of unprinted data (step S609). If it is determined that there are few cases (Yes in Step S609), the ATM 2 displays a summary printing method selection screen for allowing the user to select a summary printing method (Step S610).

  When the user selects a summary printing method from the displayed summary printing method selection screen (step S611), the ATM 2 displays a summary printing image display screen (step S612). When the user confirms the displayed summary print image display screen and presses the confirmation button described above (step S613), the ATM 2 performs printing using the selected summary print method (step S614). When printing is completed, the ATM 2 updates the MS information of the passbook, records the information so that the number of remaining lines of the passbook can be calculated next time (step S615), and passes it to the passbook insertion unit for return to the user. It is conveyed (step S616), and the user receives a passbook (step S617). In step S609, when the number of remaining lines in the bankbook is equal to or greater than the number of unprinted data (No in step S609), normal printing (printing of all unprinted data) is performed without performing batch printing (no printing is performed). Step S618). In step S610, the collective printing method selection screen is displayed, and if there is no selection by the user, the ATM 2 performs processing in step S716 in FIG.

  Next, an example of a processing flow of ATM summary printing according to the embodiment will be described with reference to FIG. When the print data request unit 22 receives a passbook entry response message including unprinted data from the host computer 3 (step S701), the determination unit 23 extracts the number of unprinted data (step S702), and the balance of the passbook It is determined whether or not the number of lines is less than the number of unprinted data (step S703). Note that the determination unit 23 may make the above determination and confirm with the user whether or not the user wishes to perform collective printing (desired to display the collective printing method). As a result, when the group printing is not desired, the group printing is not performed and the normal passbook printing is performed.

  When the determination unit 23 determines that the number of remaining lines in the passbook is less than the number of unprinted data (Yes in step S703), the determination unit 24 analyzes the unprinted data block, that is, the first number of lines and A second number of rows is calculated (step S704).

  The display control unit 25 determines whether or not the first number of lines is less than the number of remaining lines in the passbook (step S705). If it is determined that the number is small (Yes in step S705), the total print selection for each transaction type The item is validated (step S706). Enabling the total print selection item for each transaction type means that the total print for each transaction shown in FIG. 4B is possible. If it is not determined in step S705 that the number is small (No in step S705), the process proceeds to step S707.

  Further, the display control unit 25 determines whether or not the second number of lines is less than the number of remaining lines in the passbook (step S707), and if it is determined that the number is small (Yes in step S707), the selected transaction The print selection item is validated (step S708). Enabling the selected transaction-specific print selection item means that only the selected transaction shown in FIG. 4C can be extracted and printed. If it is not determined in step S707 that the number is small (No in step S707), the process proceeds to step S709.

  The display control unit 25 displays a summary print method selection screen (the above determination) according to the comparison result between the number of remaining lines in the passbook and the first number of lines, and the comparison result between the number of remaining lines in the passbook and the second number of lines. (Display of effective items and uniform display items) (step S709). Here, the uniform display items refer to the items of the printing methods 43 and 44 shown in FIG. 4A described above.

  The display control unit 25 determines whether any one of the displayed summary printing method selection screens has been selected (step S710). If selected (Yes in step S710), the display control unit 25 has been selected. A summary print image display screen for the summary print method is displayed (step S711). The display control unit 25 determines whether or not the confirmation button has been pressed (step S712), and if it has been pressed (Yes in step S712), the printing unit 26 performs the selected collective printing (step S713). . When the confirmation button is not pressed (No in step S712), the display control unit 25 displays the collective printing method selection screen again. When printing is completed, the MS information of the passbook is updated by an update unit (not shown) or the like (step S714), and the passbook is conveyed to the passbook insertion unit for return to the user (step S715).

  On the other hand, if any of the collective printing methods is not selected in step S710 (No in step S710), the printing unit 26 prints unprinted data for the number of remaining lines (step S716). It is determined whether or not ATM2 has a bankbook carryover function (step S717). If there is a rollover function (Yes in step S717), a bankbook rollover is performed (step S718), and the remaining unprinted data is printed. (Step S719). In step S717, when there is no bankbook carry-over function (No in step S717), the display control unit 25 displays a window guidance that prompts the bankbook to be carried over at the window (step S720).

  If it is determined in step S703 that the number of remaining lines in the passbook is equal to or greater than the number of unprinted data (No in step S703), the printing unit 26 performs normal passbook printing without performing batch printing. (Step S721).

  In addition, for example, a privilege such as making a remittance fee for one time free may be given to a user who has performed batch printing.

  In addition, a summary print setting area is provided in a part of the MS information of the passbook, and when the passbook is issued, the user can select whether to enable the summary print function (desired collective print) and print the selection results together. You may make it record in a setting area. With such a configuration, the ATM 2 can determine whether or not to perform collective printing without confirming with the user whether or not collective printing is desired. When the batch printing function is disabled, that is, when batch printing is not desired, normal passbook printing is performed. Specifically, whether or not the determination unit 23 desires to display a printing method for unprinted data (information for enabling the summary printing function) is recorded in the MS (print setting area) of the bankbook. If the data is recorded, the display control unit 25 displays the unprinted data batch printing method on the display unit.

  In addition to the information on whether or not the summary print function is enabled as a part of the MS information of the passbook, which of the above four summary print methods should be used for printing? May be included. For example, when the determination unit 23 determines that the MS information includes information indicating which summary printing method is desired to be printed, the display control unit 25 displays a summary printing method selection screen. Instead, display the summary print image display screen in the desired summary print method. Thereby, it is possible to reduce the processing for displaying the summary printing method selection screen.

  According to the ATM as described above, it is possible to reduce the expense due to the issuance of a new passbook and further reduce the burden due to the new passbook issuance procedure.

  In each of the above-described embodiments, the main processing of ATM has been described as being executed by software processing by the CPU. However, all or part of this processing may be realized by hardware.

  Further, the above-described embodiment is not limited to the above-described embodiment, and various changes can be made without departing from the gist of the embodiment.

1 Automatic transaction system 2 (2a, 2b, 2c) ATM
DESCRIPTION OF SYMBOLS 3 Host computer 4 Network 20 Passbook reception part 21 Calculation part 22 Print data request part 23 Judgment part 24 Determination part 25 Display control part 26 Printing part 27 Storage part 51 CPU
52 HDD
53 ROM
54 RAM
55 Input Device 56 Output Device 57 Printing Device 58 Communication Interface (I / F)
59 Bus

Claims (6)

An ATM that prints unprinted data to a passbook,
A calculation unit for calculating the number of remaining printable lines in the passbook;
A determination unit for determining whether the number of unprinted data managed by a host computer falls within the calculated number of remaining lines;
A determination unit that determines the number of print lines required when printing the unprinted data with a predetermined print content;
If it does not fit in the number of remaining lines, a display control unit that displays a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit;
A printing unit that performs printing of the unprinted data according to the selection of a summary printing method of the displayed unprinted data,
An ATM characterized by comprising.   The ATM according to claim 1, wherein the calculation unit calculates the number of remaining lines by reading information recorded in a magnetic stripe of the bankbook. The determination unit determines whether or not information indicating that a user desires to display a summary printing method of the unprinted data is recorded on the magnetic stripe;
3. The ATM according to claim 2, wherein the display control unit displays the unprinted data batch printing method on the display unit when information indicating that it is desired is recorded. 4.   The predetermined print content is a print content for printing a total value of transaction amounts for each transaction type and a print content for printing the largest number of transaction types. The described ATM. A method for collectively printing unprinted data in an ATM for printing unprinted data on a passbook,
Calculating the number of remaining printable lines in the passbook;
Determining whether the number of unprinted data managed by a host computer falls within the calculated number of remaining lines;
Determining the number of print lines required when printing the unprinted data with a predetermined print content;
If the remaining number of lines does not fit, the step of displaying a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit;
The step of printing the unprinted data according to the selection of the summary printing method of the displayed unprinted data,
A method for collectively printing unprinted data, comprising: A summary print processing program for unprinted data in ATM for printing unprinted data to a passbook,
Calculating the number of remaining printable lines in the passbook;
Determining whether the number of unprinted data managed by a host computer falls within the calculated number of remaining lines;
Determining the number of print lines required when printing the unprinted data with a predetermined print content;
If the remaining number of lines does not fit, the step of displaying a summary printing method of the unprinted data according to the comparison result of the number of remaining lines and the determined number of printed lines on a display unit;
The step of printing the unprinted data according to the selection of the summary printing method of the displayed unprinted data,
A summary print processing program for unprinted data, which is executed by a computer.

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