JP2017102495A - Transaction processing system and transaction processing apparatus - Google Patents

Abstract

PROBLEM TO BE SOLVED: To solve problems, specifically, a counting instruction cannot be flexibly given for each cassette according to a cassette storage situation, the using situation of a user, or the like, and the stop time of a transaction processing apparatus accompanying counting work limits user's transaction time.SOLUTION: This transaction system is constructed in such a manner that an inspection terminal has an operation display unit, a transaction processing apparatus has: a paper money identification unit that identifies the type and the number of paper money pieces; paper money cassettes that store paper money by types; a storage unit that stores first information about the number of paper money pieces of each type to be stored in each of the paper money cassettes, and a control unit connected to a host computer that stores second information about the number of paper money pieces of each type based on transaction amounts executed by the inspection terminal and the transaction processing apparatus, the operation display unit displays a screen having a counting instruction area for instructing counting of designated paper money cassettes, and state information for each of the paper money cassettes determined on the basis of determination as to whether the first information and the second information match each other, and the control unit executes counting of paper money cassettes when it receives an instruction.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a transaction processing system and a transaction processing apparatus.

  A transaction processing device such as ATM (Automated Tellers Machine) installed in a financial institution or the like executes transactions such as cash deposits and withdrawals in accordance with operation inputs received from users. Moreover, the transaction processing apparatus has a cassette for storing banknotes for each denomination, and continues operation by collecting and replenishing banknotes stored in the cassette. Moreover, the transaction processing apparatus manages the number of banknotes stored by a banknote counter provided in the cassette, or manages the number of banknotes by a host computer connected to the transaction processing apparatus.

  However, when executing transactions such as deposits and withdrawals, the number of banknotes to be managed and the number of banknotes actually stored in the transaction processing device due to factors such as the fact that two or more banknotes are drawn out from the cassette. There may be a difference in the number of sheets. For this reason, the transaction processing device carries out a scrutiny of the banknote that identifies and counts the banknotes stored in the cassette.

  Patent Document 1 discloses that when a scrutiny is instructed, banknotes are counted for an abnormal cassette to check the amount in stock.

JP 2012-230591 A

  In the technique disclosed in Patent Document 1, since the counting of an abnormal cassette is executed in response to an ATM count information update request, the administrator can flexibly check the storage status of the cassette and the usage status of the user. Cannot count cassettes. In particular, depending on the country and place where the transaction processing device is installed, there are circumstances such as a large amount of cash circulation and a bad state of banknotes in circulation. It is required to perform confirmation and counting sequentially and monitor the transaction processing device continuously. Moreover, since it is necessary to stop a transaction processing apparatus once in order to perform a count, in the technique disclosed in Patent Document 1, when there are a plurality of abnormal cassettes, the stop time of the transaction processing apparatus is extended and used. Limit the transaction time of the person.

  As an example, the transaction processing system according to the present invention is a transaction system having a scrutiny terminal and a transaction processing device, the scrutiny terminal has an operation display unit, and the transaction processing device identifies the denomination and number of banknotes. A bill recognition unit, a bill cassette that stores bills for each denomination, a storage unit that stores first information for each denomination of bills stored in a bill cassette, a scrutiny terminal, and a transaction processing device are executed. A control unit connected to the host computer for storing the second information for each denomination of banknotes based on the transaction amount, and whether the first information and the second information match on the operation display unit When the screen having the state information for each of the plurality of banknote cassettes determined by the determination and the counting instruction area for instructing the counting to the designated banknote cassette is displayed and receiving the instruction, the control unit Perform counting The features.

  The amount of banknotes stored in the cassette of the transaction processing apparatus and the counting operation of the cassette can be flexibly performed, and the transaction processing apparatus can be efficiently operated. Moreover, since the counting operation of a cassette can be performed sequentially, the accuracy of the amount of banknotes stored in the transaction processing device can be increased, and highly safe operation can be performed.

It is a block diagram which shows the structure of a transaction processing system. It is an example of a structure of a banknote process part. It is a figure which shows an example of a banknote information management table. It is a figure which shows an example of a condition management table. It is a flowchart which shows the processing flow of a replenishment process. It is a flowchart which shows the processing flow of a payment process. It is a flowchart which shows the processing flow of a money_receiving | payment process. It is a flowchart which shows the processing flow of a money_receiving | payment process. It is a flowchart which shows the processing flow of a detailed examination determination process. It is a figure which shows an example of a cassette status information management table. It is an example of the display screen which shows a scrutinization judgment processing result It is a flowchart which shows the processing flow of a counting process. An example of the display screen which shows the accommodation state of a cassette is shown. An example of the display screen which shows the storage condition of a transaction processing apparatus by a list is shown. An example of the display screen which shows the storage prediction information of a cassette is shown. It is an example of the flowchart explaining the close examination determination process of 2nd Embodiment. The state of the access detection mechanism at the time of cassette accommodation is shown. The state of the access detection mechanism when the cassette is pulled out is shown.

  Hereinafter, embodiments of a transaction processing system and a transaction processing apparatus according to the present invention will be described in detail with reference to the drawings. In the following, a description will be given of a case where the present invention is applied to a transaction processing apparatus including a transaction processing apparatus such as an ATM (Automated Tellers Machine) and a transaction processing apparatus used in a financial institution system such as a bank system, but is not limited thereto. It can be widely applied to information processing apparatuses.

[First Embodiment]
FIG. 1 shows a transaction processing system in the present embodiment. The transaction system includes a scrutiny terminal 1, a transaction processing device 2 and a host computer 3. Transaction processing apparatus 2 is connected to scrutiny terminal 1 and host computer 3 via network 4. The number of transaction processing devices 2 connected to the scrutinization terminal 1 and the host computer 3 is not limited to one.

  The host computer 3 manages, for example, the balance of each user's account and the current amount of each transaction processing device 2. The scrutiny terminal 1 instructs the transaction processing device 2 to scrutinize, and instructs the host computer 3 to notify the current height of the transaction processing device 2. The scrutinization terminal 1 is installed in a branch where the transaction processing apparatus 2 is installed or installed outside a branch such as a management center.

  The scrutiny terminal 1 has a control unit 11 that creates and manages scrutiny result information of the transaction processing device 2. Furthermore, the communication unit 12, the operation unit 13, the display unit 14, and the storage unit 15 are provided, and each unit is controlled by the control unit 11. The control unit 11 includes a hardware configuration such as a CPU and a memory, and a software configuration such as a program and data, and controls various processes. The storage unit 15 includes a cassette state management table 16 that manages the storage state of the cassette. The cassette state management table 16 will be described later with reference to FIG.

  The display unit 14 has a screen display function, and the operation unit 13 has an input detection function using a mouse or contact input. When the person who manages the scrutiny information checks the scrutinization data result, the operation of displaying the terminal state information / scrutiny result confirmation status information of the transaction processing apparatus 2 is accepted.

  Transaction processing apparatus 2 includes control unit 20, display / operation unit 21, card / detail processing unit 22, bankbook processing unit 23, coin processing unit 24, bill processing unit 25, communication unit 26, imaging unit 27, and storage unit 28. Is provided.

  The control part 20 controls operation | movement of each part of the transaction processing apparatus 2 main body. For example, if the control part 20 receives the instruction | indication of scrutiny from the scrutinization terminal 1 via the communication part 26, it will make the banknote process part 24 and the coin process part 25 perform the scrutinization process with a count.

  The display / operation unit 21 has a display provided on the front surface of the main body and a touch panel attached on the screen of the display. The display / operation unit 21 displays an operation guidance screen for the user on the display. Further, the display / operation unit 21 receives a user's input operation relating to a personal identification number and transaction content (transaction type, deposit / withdrawal amount, etc.) by detecting the pressed position of the touch panel.

  The card / detail processing unit 22 takes in a cash card (hereinafter simply referred to as a card) inserted into a card insertion slot provided in the front of the main body, and stores card information (financial institution) recorded in the magnetic stripe of the card. Number, store number, account number, etc.) and rewrite card information. If the inserted card is an IC card, the data recorded on the IC chip of the card is read or rewritten as necessary. Further, the card / detail processing unit 22 has a printing unit (not shown) for printing transaction contents on the specification. The card / specification processing unit 22 discharges the specification printed with the transaction contents to the specification discharge port provided on the front face of the main body.

  The passbook processing unit 23 has a printing unit (not shown) that takes in a passbook inserted into a passbook insertion port provided on the front of the main body and prints a transaction history for the passbook. In addition, the passbook processing unit 23 is recorded on a page turning mechanism for turning over the page of the imported passbook, a bar code reader for reading a bar code indicating a page number printed on the passbook, and a magnetic stripe attached to the passbook. It also has a magnetic head or the like that reads the bankbook information (financial institution number, store number, account number, etc.).

  The coin processing unit 25 conveys coins along a coin conveyance path formed between a coin deposit / withdrawal port provided on the front surface of the main body and a coin cartridge housed inside the main body. In addition, the coin processing unit 25 has a coin identifying unit (not shown) for identifying the denomination and authenticity for each coin transported along the coin transport path.

The communication unit 26 communicates with the scrutiny terminal 1 and the host computer 3 based on instructions from the control unit 20.
The imaging unit 27 images the user of the transaction processing device 2. The shooting may be continuous shooting of moving images or still images taken every predetermined time. The captured image is stored in the storage unit 28 of the transaction processing apparatus 2 and transmitted to the scrutinizing terminal 1 and the host computer 3 via the communication unit 26.

  The storage unit 28 stores information of a banknote information management table 29 that manages banknote storage information of the transaction processing device 2 and a condition management table 30 that defines cassette storage conditions.

  The host computer 3 has a control unit 32. The control unit 32 controls the operation of the host computer 3. Further, the host computer 3 grasps the current amount from the transaction amount notified from the transaction processing device 2.

FIG. 2 shows the configuration of the banknote processing unit 25.
As shown in FIG. 2, the banknote processing part 25 is along the banknote conveyance path L formed between the deposit / withdrawal port 201 provided in the front surface of the main body and the cassettes 204A to 204C housed in the main body. The banknote S is conveyed. In the present embodiment, it is assumed that the cassette 204A and the cassette 204B are cassettes that store 10,000 yen bills, and the cassette 204C is a cassette that stores thousand yen bills. Further, in this embodiment, an example in which a cassette for storing 5,000 yen bills and 2,000 yen bills is not mounted is shown.

  The banknote processing unit 25 includes a banknote identification unit 202 that identifies a denomination and authenticity for each banknote transported along the banknote transport path L, and a temporary storage unit 203 that temporarily stores banknotes. The bill identifying unit 202 identifies the denomination and authenticity based on the magnetic pattern read from the bill, the transmitted light pattern, and the like. Moreover, the banknote identification part 202 discriminate | determines the number of sheets from the shape, thickness, etc. of a banknote.

  The banknote processing unit 25 includes a replenishment cassette 206 for replenishing banknotes in the cassettes 204A to 204C (a replenishment unit 206A for storing banknotes to be replenished, a replenishment reject unit 206B for storing banknotes that could not be identified during replenishment), and A first reject cassette 205 for storing reject banknotes is provided. The banknote processing unit 25 includes a detection unit that detects which of the cassettes 204A to 204C and the first reject cassette 205 has been pulled out. The cassette drawer detection will be described later with reference to FIG.

  The banknote processing unit 25 includes a second reject cassette 207 for storing banknotes that could not be identified by the banknote identification unit 202. Moreover, the banknote process part 25 is provided with the detection part (not shown) which detects whether the inside of the 2nd rejection cassette 207 is empty.

  The banknote processing unit 25 includes a memory (not shown), and for each denomination of reject banknotes stored in the cassettes 204A to 204C and the first reject cassette 205 (and may include the second reject cassette 207). The banknote information management table (refer FIG. 3) which memorize | stores the number information and the status information of the necessity for the recounting mentioned later is memorize | stored.

FIG. 3 shows an example of the banknote information management table 29.
As shown in FIG. 3, the rejected banknote is recognized as a banknote that the banknote recognition unit 202 can identify as a 10,000 yen bill or a thousand yen bill (“10,000 yen” in the first reject cassette column). Table and banknotes whose information is stored in the “thousand-yen” table) and banknotes such as 5,000-yen bills and 2,000-yen bills that cannot be stored in the banknote cassettes 204A to 204C (“5,000-yen” in the first reject cassette column) And “banknotes whose information is stored in the“ 2,000 yen ”table). Details of the banknote processing unit 25 will be described later.

FIG. 4 is a diagram illustrating an example of the condition management table 30.
The condition management table 30 is a table for managing storage conditions for each banknote cassette. The condition management table 30 includes conditions for notifying that the storage is empty / full (Empty32 / Full34) and conditions for notifying in advance that the storage is nearly empty / full (Near Empty33 / Near Full35). to manage.

The relationship of each process in the scrutinization terminal 1, the transaction processing apparatus 2, and the host computer 3 is demonstrated below.
Transaction processing device 2 is a process in which the number of banknotes stored in its own apparatus varies (for example, a replenishment process for replenishing banknotes into cassettes 204A to 204C, a withdrawal process by a user, and a deposit process by a user). Then, the host computer 3 is notified of the transaction amount (for example, the supplemented amount, the withdrawal transaction amount, and the deposit transaction amount) of the processing. And the host computer 3 updates the present amount of the transaction processing apparatus 2 according to the transaction amount. As described above, the host computer 3 can manage the current amount of each transaction processing device 2 (the amount stored in the transaction processing device 2).

  Further, the scrutiny terminal 1 performs a scrutiny determination process for checking whether the number of banknotes stored in the transaction processing device 2 for each denomination is correct. The scrutiny terminal 1 instructs the transaction processing device 2 to perform a scrutinization process, and instructs the host computer 3 to notify the current high of the current high. When the transaction processing apparatus 2 receives a scrutiny instruction from the scrutinization terminal 1, the banknote information management table 29 provided in the banknote processing unit 25 receives the number of denominations of banknotes stored in the own apparatus from the scrutiny terminal 1. Notice. Then, based on the result of the scrutiny from the transaction processing device 2 and the current height from the host computer 3, the scrutiny terminal 1 has the correct number of banknotes stored in the transaction processing device 2 for each denomination. Determine.

  Next, details of each of the above-described processes (replenishment process, withdrawal process, deposit process, and scrutinization determination process) will be described with reference to FIGS.

FIG. 5 is a flowchart showing a process flow of the replenishment process.
When the attendant sets the replenishment cassette 206, the banknote processing unit 25 of the transaction processing device 2 performs the replenishment process shown in FIG. Then, when the replenishment process of the transaction processing apparatus 2 is completed, the clerk takes out the cash from the replenishment cassette 206. The transaction processing apparatus 2 stores an empty replenishment cassette 206 in its own apparatus during operation.

  As shown in FIG. 5, the banknote processing unit 25 of the transaction processing device 2 resets a counter for each denomination (S101). The counter for each denomination counts the number of banknotes to be replenished for each denomination.

  The banknote processing unit 25 feeds out banknotes one by one from the replenishment unit 206A of the replenishment cassette 206 (S102), and the banknote identification unit 202 identifies the denomination of the banknote (S103). At this time, the bill identifying unit 202 also identifies the authenticity of the bill.

  The banknote process part 25 will count up the counter according to the money type of a banknote, if the banknote identification part 202 can identify the money type of a banknote (S104: Yes) (S105). The banknote processing unit 25 stores banknotes in the corresponding cassette among the cassettes 204A to 204C (S106), and proceeds to S108. Specifically, the bill processing unit 25 stores the bill in the cassette 204A or the cassette 204B if the bill is a 10,000 yen bill, and stores it in the cassette 204C if the bill is a thousand yen bill.

  Moreover, when the banknote identification part 202 cannot identify the money type of a banknote (S104: No), the banknote process part 25 accommodates in the replenishment rejection part 206B of the replenishment cassette 206 (S107), and goes to S108. move on.

  In S108, the banknote processing unit 25 repeats the processes of S102 to S108 until the replenishment of the cassettes 204A to 204C is completed (S108: No). When the replenishment of the cassettes 204A to 204C is completed (S108: Yes), the banknote processing unit 25 updates the banknote information management table (FIG. 3) based on the counter value for each denomination for the replenished banknotes. (S109). Thereafter, the replenishment amount is calculated based on the value of the counter for each denomination (S110). The transaction processing device 2 notifies the host computer 3 via the communication unit 27 as the transaction amount of the replenishment amount calculated by the banknote processing unit 25 (S111).

  As described above, the banknote processing unit 25 identifies banknotes stored in the replenishment cassette 206 and replenishes the cassettes 204A to 204C. At this time, since the banknote processing unit 25 counts the number of replenished banknotes for each denomination using a counter for each denomination, the banknote processing unit 25 can accurately grasp the amount replenished to the transaction processing device 2. .

  In addition, the host computer 3 adds the transaction amount (number of denominations of banknotes) notified from the transaction processing device 2 to the current amount of the transaction processing device 2, so that even after the replenishment processing, Can be grasped accurately.

Next, details of the withdrawal process will be described with reference to FIG.
FIG. 6 is a flowchart showing the processing flow of the withdrawal process. The transaction processing device 2 performs the process shown in FIG. 6 when the user performs a withdrawal transaction (a withdrawal transaction amount is specified).
As shown in FIG. 6, the banknote processing unit 25 of the transaction processing device 2 resets a counter for each denomination (S201). The counter for each denomination counts the number of banknotes to be dispensed for each denomination.

  The banknote processing unit 25 pays out banknotes one by one from the banknote cassettes 204A to 204C according to the withdrawal transaction amount (S202). For example, the banknote processing unit 25 pays out, for example, a 10,000 yen bill from the banknote cassette 204A according to the withdrawal transaction amount (for example, 30,000 yen).

  The banknote processing unit 25 identifies the denomination of the fed banknote in the banknote identification unit 202 (S203). At this time, the bill identifying unit 202 also identifies the authenticity of the bill. The banknote process part 25 will count up the counter according to the money type of a banknote, if the banknote identification part 202 can identify the money type of a banknote (S204: Yes) (S205). The banknote processing unit 25 stores banknotes in the deposit / withdrawal port 201 (S206), and proceeds to S211.

  Moreover, when the banknote identification part 202 cannot identify the denomination of the banknote (S204: No), the banknote processing unit 25 regards the banknote that could not be identified as a reject banknote and stores it in the temporary storage unit 203. (S207), the process proceeds to S208.

  In S208, the banknote processing unit 25 refers to the counter for each denomination, and repeats the processes in S202 to S208 until the banknote stored in the deposit / withdrawal port 201 matches the withdrawal transaction amount (S208: No). Do. When the banknote stored in the deposit / withdrawal port 201 matches the withdrawal transaction amount (S208: Yes), the banknote processing unit 25 stores the banknote stored in the temporary storage unit 203 in the original cassettes 204A to 204C. (S209) About the dispensed banknote, the banknote information management table (FIG. 3) is updated based on the value of the counter for each denomination (S210). Thereafter, the deposit / withdrawal port 201 is opened to withdraw the banknote (S211). Then, the transaction processing device 2 notifies the host computer 3 via the communication unit 27 as the transaction amount of the withdrawal transaction amount (S2212).

  As described above, the banknote processing unit 25 identifies the banknotes stored in the cassettes 204A to 204C during the withdrawal process, and the reject banknotes included in the cassettes 204A to 204C are the first reject cassette 205. Withdraw money without storing it. For this reason, banknotes whose denomination and number are unknown are not stored in the first reject cassette 205, and the number of unknown banknotes in the transaction processing apparatus can be reduced.

  Further, in the withdrawal process, the host computer 3 subtracts the transaction amount notified from the transaction processing device 2 (the number of banknotes for each denomination) from the current amount of the transaction processing device 2. Even after processing, the current height can be accurately grasped.

Next, details of the deposit process will be described with reference to FIG.
7 and 8 are flowcharts showing the processing flow of the deposit process. FIG. 7 shows the processing of the deposit transaction, and FIG. 8 shows the processing of storing the deposited banknote in the banknote cassette after the deposit transaction is confirmed. The banknote processing unit 25 of the transaction processing device 2 performs the process shown in FIG. 7 when the user performs a deposit transaction (a banknote enters the deposit / withdrawal port 201).

  As shown in FIG. 7, the banknote processing unit 25 of the transaction processing device 2 resets a counter for each denomination (S301). The counter for each denomination counts the number of banknotes to be deposited for each denomination.

  The banknote processing unit 25 feeds out banknotes stored in the deposit / withdrawal port 201 one by one (S302), and the banknote identification unit 202 identifies the denomination of the banknote (S303). At this time, the bill identifying unit 202 also identifies the authenticity of the bill.

  When the banknote recognition unit 202 can identify the denomination of the banknote (S304: Yes), the banknote processing unit 25 counts up a counter corresponding to the denomination of the banknote (S305), and stores the banknote in the temporary storage unit 203. Store (S306) and proceed to S308.

  Moreover, when the banknote identification part 202 cannot identify the money type of a banknote (S304: No), the banknote process part 25 conveys the said banknote to a return port (S307), and progresses to S308.

  The banknote processing unit 25 repeats the processes of S302 to S308 until the banknote in the deposit / withdrawal port 201 becomes empty (S308: No). When the bill at the deposit / withdrawal port 201 becomes empty (S308: Yes), the bill processing unit 25 checks whether there is a bill at the return port (S309). When there is a bill at the return port (S309: Yes), the bill processing unit 25 returns the bill (S310) and proceeds to S311. The banknote processing unit 25 proceeds to S311 when there is no banknote in the return slot (S309: No).

  The banknote processing unit 25 displays the deposit transaction amount based on a counter corresponding to the denomination of the banknote (S311). When the deposit transaction amount is confirmed by the user (S312: Yes), the banknote processing unit 25 confirms the deposit transaction and temporarily stores the value of the counter for each denomination (S313). Then, the transaction processing device 2 notifies the host computer 3 through the communication unit 27 as the transaction amount of the deposit transaction amount (S314).

  Moreover, the banknote process part 25 conveys and returns the banknote of the temporary storage part 203 to a return port, when a money_receiving | payment transaction amount is not fixed (S312: No) (S315). Note that the banknote processing unit 25 may allow the user to add money without returning the banknote of the temporary holding unit 203 when the deposit transaction amount is not fixed.

  As described above, the host computer 3 adds the transaction amount notified from the transaction processing device 2 (the number of banknotes for each denomination) to the current amount of the transaction processing device 2 in the deposit processing. Even if it exists, the current height can be accurately grasped.

  As shown in FIG. 8, when the deposit transaction is confirmed, the banknote processing unit 25 resets the counter for each denomination and the rejection counter (S401). The counter for each denomination counts the number of banknotes stored in the cassettes 204A to 204C for each denomination. This reject counter counts the number of bills stored in the reject cassette.

  The banknote processing unit 25 pays out banknotes one by one from the temporary storage unit 203 (S402), and the banknote recognition unit 202 identifies the denomination of the banknote (S403). At this time, the bill identifying unit 202 also identifies the authenticity of the bill.

  The banknote processing unit 25 is a denomination (10,000 yen, thousand yen) that can be stored in the banknote cassette 204A to the banknote cassette 204C when the banknote recognition unit 202 can identify the denomination of the banknote (S404: Yes). Is determined (S405). When the banknote is a denomination that can be stored in the cassette 204A to the cassette 204C (S405: Yes), the banknote processing unit 25 counts up a counter corresponding to the denomination of the banknote (S406). And the banknote process part 25 accommodates a banknote in an applicable banknote cassette among cassette 204A-cassette 204C (S407), and progresses to S411.

  Moreover, when the banknote identification part 202 cannot identify the money type of a banknote (S404: No), the banknote process part 25 considers the banknote which could not be identified as a reject banknote, and is a banknote information management table (refer FIG. 3). "Presence / absence of unknown banknote in first reject cassette" is updated to "present" (S408). Thereafter, the reject counter is counted up by the number of rejected banknotes (S409). The banknote processing unit 25 stores the reject banknote in the first reject cassette 205 (S410), and proceeds to S411.

  Furthermore, when the banknote processing unit 25 is a banknote that cannot be stored in the banknote cassette 204A to the banknote cassette 204C (for example, a 5000 yen bill or a 2000 yen bill) (S405: No), the number of the banknotes is the same. Therefore, the reject counter is counted up (S409). The banknote processing unit 25 stores the banknote as a reject banknote in the first reject cassette 205 (S410), and proceeds to S411.

  In S411, the banknote processing unit 25 repeats the processes of S402 to S411 until the banknote delivery from the temporary storage unit 203 is completed (S411: No). When the banknote processing unit 25 completes paying out the banknotes from the temporary storage unit 203 (S411: Yes), the number of banknotes stored in the temporary storage unit (total value of the counter for each denomination temporarily stored in S313). Is the total number of banknotes stored in the cassettes 204A to 204C (total counter value for each denomination) and the number of rejected banknotes stored in the first reject cassette 205 (reject counter value). It is checked whether or not they match (S412).

If they match (S412: Yes), the banknote processing unit 25 estimates the denomination of the reject banknote based on the counter value for each denomination (S413), and proceeds to S415. For example, the banknote processing unit 25 has a 10,000 yen counter that is temporarily stored and a 1,000 yen counter that is 5 (a counter that is temporarily stored in S313), and a 10,000 yen counter that is 1 and a 1000 yen counter that is 5 (in S406). When the counter for counting is 1 and the counter for rejection is 1 (counter counted in S409), it is estimated that the rejected banknote is a 10000 yen bill by calculating the difference of the counter for each denomination. . If they do not match (S412: No), the banknote processing unit 25 updates the “presence / absence of unknown banknote in the first reject cassette” in the cash information management table (see FIG. 3) to “present” (S414), and S415. Proceed to In S415, the banknote processing unit 25 updates the banknote information management table.

  As described above, the banknote processing unit 25 identifies the denomination of the banknote and stores it in the temporary holding unit 203 at the time of deposit transaction, and after recognizing the deposit transaction, identifies the banknote stored in the temporary holding unit 203 again to reject the banknote. Is stored in the first reject cassette 205. For this reason, the banknote processing unit 25 subtracts the number of denominations stored in the cassettes 204A to 204C from the number of denominations of the banknotes identified in the deposit transaction, thereby determining the money of the banknotes identified as reject banknotes. Species can be reliably estimated. Further, by checking whether the number of banknotes stored in the temporary storage unit 203 matches the total number of denominations stored in the cassettes 204 </ b> A to 204 </ b> C and the number stored in the first reject cassette 205. For example, it can be seen that there are banknotes that have been mixed into the cassettes 204 </ b> A to 204 </ b> C and the first reject cassette 205.

Next, details of the scrutiny determination process will be described.
FIG. 9 is a flowchart showing the processing flow of the scrutinization determination processing. The scrutiny determination process may be performed according to a scrutiny instruction issued from the scrutinization terminal 1, or may be performed automatically every predetermined time. In the present embodiment, it is assumed that a scrutiny determination process can be instructed on a screen displayed on the display unit 14 of the scrutinization terminal 1 described later.
First, the scrutinization terminal 1 gives a current high notification instruction to the host computer 3 so as to notify the current high of the transaction processing apparatus 2 (S901). Next, the scrutiny terminal 1 obtains the current height for each cassette of the transaction processing device 2 (S903).

  Next, the scrutiny terminal 1 gives a scrutiny instruction to the transaction processing device 2 so as to execute a scrutiny process (S905), and acquires first information (S907). The first information includes the number of banknotes stored in the cassettes 204A to 204C for each denomination and the number of reject banknotes for each denomination.

  And the scrutinization terminal 1 is based on the present height acquired from the host computer 3, the number of banknotes for each denomination and the number of denominations for each rejected banknote included in the first information acquired from the transaction processing device 2. It is determined whether each cassette is in a confirmed state or indeterminate state (S909).

  Here, the confirmed state is a state in which the number of banknotes of the current height and the number of pieces included in the first information coincide with each other without carrying out a counting process of feeding out banknotes from the banknote cassette and counting them. The state where the number of banknotes stored in the cassette is fixed. The indeterminate state is a state in which the number of currently high banknotes and the number included in the first information are inconsistent, and means a state that cannot be handled as completion of scrutiny unless counting processing is performed.

  Next, in S911, it is determined whether there is a cassette that is determined to be indeterminate. If there is a cassette in an indeterminate state, the cassette is determined to require counting processing. Further, when all the cassettes are in a finalized state, it is determined that the counting process is unnecessary. When the counting process is not necessary, the first information is handled as a close examination result without performing the counting process described later.

  Note that, in the above, the current amount acquired from the host computer 3, the number of banknotes for each denomination included in the first information acquired from the transaction processing device 2, and the number of rejected banknotes for each denomination. However, the present invention is not limited to this, and the transaction processing device 2 uses the current height obtained from the host computer 3 to determine the cassette confirmed / undefined state. It may be judged.

  Further, when the transaction processing apparatus 2 has a banknote number or a banknote that cannot be identified due to multiple conveyance of banknotes during withdrawal transaction, deposit transaction, or replenishment, the current processing unit 2 obtains the current height from the host computer 3. Instead, the state of the corresponding cassette may be determined as an indeterminate state.

FIG. 10 is a diagram showing an example of the cassette status information management table 16.
In the cassette status information management table 16, the current height 102 acquired from the host computer 3, the number of banknotes for each denomination and the number 104 of rejected banknotes included in the first information acquired from the transaction processing device 2, and The status information 106 of each cassette is managed.

  In the present embodiment, the scrutiny terminal 1 has the cassette state management table 16. However, when the transaction processing device 2 determines the confirmed / indeterminate state, the transaction processing device 2 uses the cassette state management table 16. It is good also as what has.

FIG. 10 shows that the cassette storing 5,000 yen banknotes is in an indeterminate state because the number of sheets does not match based on the current height and the first information.
In addition, when there is unknown banknote information in the reject store, since the banknote in the apparatus is not fixed, all cassettes may be set in an indeterminate state.

FIG. 11 is an example of a display screen 110 showing the result of the scrutiny determination process displayed on the display unit 14 of the scrutiny terminal 1.
The display screen 110 includes a reference information selection area 112, a transaction processing apparatus list display area 114, and an information display area 116.

The reference information selection area 112 is an area where the operator of the scrutinization terminal 1 selects information to be referred to.
In the present embodiment, it is assumed that the result of the scrutiny determination process can be referred to by selecting an instruction area (for example, “Action”) indicating operation execution from the reference information selection area 121. Further, by selecting an instruction area (for example, “Status”) for confirming the state from the reference information selection area 121, the storage state of the cassette can be referred to. Further, it is assumed that the cassette storage prediction information can be referred to by selecting an instruction area (for example, “Forecast”) for referring to the prediction information. Further, it is assumed that an instruction area (for example, “Update”) for instructing update of various information is also displayed.

  A list of transaction processing devices 2 managed by the scrutiny terminal 1 is displayed in the transaction processing device list display area 114, and the operator can select a transaction processing device 2 to be referred to from the list.

In the information display area 116, image information 117 and cassette information 118 captured by the imaging unit 27 of the transaction processing apparatus 2 are displayed.
From the image information 117, the operator of the scrutiny terminal 1 can confirm the usage state of the transaction processing device 2, that is, whether the user is operating the transaction processing device or whether there is a next user.

In the cassette information 118 of FIG. 11, information on the cassette of the transaction processing apparatus 2 “MachineNo: Z001” is displayed. As the cassette information, the storage amount of the cassette is shown, and whether the cassette is in a confirmed / indeterminate state is distinguished and displayed.
For example, when the cassette state is the confirmed state, the cassette is displayed in blue, and when it is indeterminate, the cassette is displayed in red. The cassette confirmed / indeterminate state may be displayed in characters.

  In addition, a counting instruction button for instructing the counting process of the cassette is displayed below the illustrated cassette. In this embodiment, the count instruction button is displayed only on the lower part of the cassette in an indeterminate state. However, the count instruction button may be displayed on the lower part of all the illustrated cassettes. The operator can instruct execution of the cassette counting process by selecting the counting instruction button. Also, a count instruction button for instructing the count of all cassettes at once may be displayed.

In FIG. 11, since it is determined that the number of banknotes of the current 5,000 yen does not match the number included in the first information, that is, in an uncertain state, the 5,000 yen cassette is distinguished from the other cassettes. Shows how it is displayed. In addition, a count instruction button is displayed below the 5,000 yen cassette that is in an indeterminate state.
The operator can confirm that the 5,000-yen cassette is in an indeterminate state, and can select the counting instruction button at the timing when the counting is desired.

  As described above, in the present embodiment, the display unit 14 of the scrutiny terminal 1 displays the storage amounts of a plurality of cassettes and the state information of the confirmed / indeterminate state, and displays the count instruction button for instructing the counting process. To do. Therefore, the operator can determine whether or not the counting process is necessary while confirming the storage amount and storage state of the cassette, and can instruct the execution of the counting process.

  Further, by displaying the storage amount of banknotes in the cassette, it is possible to consider the timing of executing the counting process in consideration of the storage amount of banknotes. For example, the counting time can be reduced by instructing the counting process at a stage where the amount of bills stored is small. In addition, when the amount of bills stored is full or nearly empty, and the cassette needs to be replaced, the time required for the inspection when the cassette is replaced is reduced by performing counting in advance. You can also.

  In addition, even if there are many banknotes in circulation or situations in which banknotes are in poor condition, the cassette replacement time and accurate banknotes can be checked by sequentially checking the amount of cassette storage and counting. The amount can be grasped.

  In addition, since the operator can confirm both the amount of storage of the cassette and the status information of the confirmed / indeterminate state, the operator can determine whether or not counting is necessary while timing the replacement of the cassette. For example, the operator can complete the counting in a short time by executing the counting when the storage amount of the cassette is nearly empty.

  Furthermore, in this embodiment, since the captured image can be confirmed and the usage status of the transaction processing apparatus 2 can be grasped, the counting operation can be performed during the time when the user is not using the transaction processing apparatus 2. The convenience of the transaction processing device 2 can be improved without restricting the transaction.

FIG. 12 is a flowchart showing the processing flow of the counting process.
The banknote processing unit 25 resets the counter of the denomination of interest (S1201). The denomination counter counts the number of denominations of banknotes stored in the cassettes 204A to 204C.

  The banknote processing unit 25 pays out banknotes and stores them in the replenishing unit 206A of the replenishment cassette 206 until the banknote cassette to be counted becomes empty (S1203). Since the replenishing part 206A of the replenishing cassette 206 is empty, only the banknotes in the banknote cassette 204A and the banknote cassette 204B are stored by performing the process of S1203. The feeding cassette is not limited to the replenishment cassette 206.

  The banknote processing unit 25 feeds out banknotes one by one from the replenishing unit 206A of the replenishment cassette 206 (S1205), and the banknote identification unit 202 identifies the denomination of the banknote (S1207). Also identify the authenticity of banknotes. The banknote process part 25 will count up the counter of the money type of a banknote, if the banknote identification part 202 identifies the money type of a banknote (S1209: Yes) (S1211). The banknote processing unit 25 stores banknotes in a banknote cassette corresponding to the denomination (S1213), and proceeds to S1215.

  Moreover, when the banknote identification part 202 cannot identify the denomination of the banknote (S1209: No), the banknote processing unit 25 regards the banknote that could not be identified as a reject banknote, The presence / absence of unknown banknote in the first reject cassette is updated to “present” (S1217). And the banknote process part 25 accommodates a rejection banknote in the 1st rejection cassette 205 (S1219), and progresses to S1215.

  In S1215, the banknote processing unit 25 repeats the processes of S703 to S710 until the replenishment unit 206A of the replenishment cassette 206 becomes empty (S1215: No). When the replenishing unit 206A of the replenishing cassette 206 becomes empty (S1215: Yes), the banknote processing unit 25 stores the newly fed banknote from the banknote cassette as a partition banknote in the first reject cassette 205 (S1221).

  At this time, the banknote processing unit 25 identifies the serial number (AAAAAAAAA) of the partition banknote in the banknote identification unit 202 and registers “AAAAAAAAA” in the “partition banknote” of the banknote information management table 29. Thereafter, the banknote information management table 29 is updated based on the value of the counter for each denomination (S1223). Further, the updated information is transmitted to the scrutinization terminal 1 as a scrutiny result (S1225). As described above, the banknote processing unit 25 completes the counting process stored in the banknote cassette.

  Moreover, since the banknote process part 25 accommodates a partition banknote in the 1st reject cassette 205 after a count process, it can discriminate | determine whether it is a reject banknote before completion | finish of a scrutiny process, or a reject banknote after the scrutiny process completion. As a result, the clerk can take out and examine only the reject banknote before the completion of the scrutiny process from the first reject cassette 205 even when the banknote of the first reject cassette 205 actually needs to be examined.

FIG. 13 shows an example of a display screen 130 showing the cassette storage state displayed on the display unit 14 of the scrutinization terminal 1.
When “Status” is selected in the reference information selection area of the display screen 130, the cassette storage status 132 of the transaction processing apparatus 2 is displayed. Further, transaction processing device information 134 such as failure information of the transaction processing device 2 may be displayed together.

  The cassette storage status 132 shows the storage amount of bills in each cassette. Also, based on the condition management table 30, the storage status of the cassette such as “Full” and “Near Full” is displayed in different colors or notified by text. Therefore, the operator can grasp the storage state of each cassette, and can plan collection and replenishment of the cassette.

  The transaction processing device information 134 displays, for example, device error information, notification of a paper out of a statement slip receipt, and the like. The operator can plan the failure information and maintenance of the apparatus together with the collection and replenishment of the cassette by checking the state information of the transaction processing apparatus 2 together with the storage state of the cassette.

  Moreover, you may display on the display part 14 the display screen 140 which shows the accommodation condition of the transaction processing apparatus 2 managed with the scrutinization terminal 1 as a list like FIG. The operator can check the status of all the transaction processing devices 2 to be managed, and assign a priority to make a plan such as cassette collection, replenishment, and maintenance.

FIG. 15 shows an example of a display screen 150 showing cassette storage prediction information shown on the display unit 14 of the scrutinization terminal 1.
The display screen 150 showing the storage prediction information displays cassette replacement time, amount of exchanged bills, and the like calculated using various prediction methods.

  The operator can prepare in advance the denomination and the number of sheets to be replenished in the cassette according to the displayed information. Therefore, it is possible to reduce the work cost for the preparation work without preparing time for cassette replacement and without preparing extra banknotes.

  As described above, in the present embodiment, the display unit 14 of the scrutinization terminal 1 displays the status information of the confirmed / indeterminate state of each cassette and displays the count instruction button for instructing the counting process. It is possible to instruct execution of the counting process by determining whether the counting process is necessary or not while confirming the storage state of the cassette. Therefore, the cassette counting operation can be flexibly performed, and the operation of the transaction processing apparatus 2 can be efficiently performed. Moreover, since the counting operation can be performed sequentially, the accuracy of the amount of banknotes stored in the transaction processing device 2 can be increased and the operation can be performed.

[Second Embodiment]
In the second embodiment, the current amount acquired from the host computer 3 and the number of banknotes for each denomination included in the first information acquired from the transaction processing device 2 are used to determine the state of each cassette in the scrutiny determination processing. In addition to the coincidence or disagreement of the number of rejected banknotes for each denomination, a mode of using a cassette withdrawal state, banknote processing unit failure information, or cash residue failure information will be described.

FIG. 16 is an example of a flowchart for explaining the scrutinization determination process of the second embodiment.
Since S901 to S907 and S911 to S15 are the same as those in the first embodiment, description thereof will be omitted.
In S1601, when the current height acquired from the host computer 3 matches the number of banknotes for each denomination included in the first information acquired from the transaction processing device 2, it is determined that the cassette has been removed. (S1603), when it is determined that there is a banknote processing unit failure based on the determination based on the failure information (related to a mechanism such as a mechanism) such as a cash unit (S1605), or when it is determined that there is a cash residual failure based on the determination based on the cash residual failure (S1607) ), The cassette state is determined to be indeterminate (S1608).

  By determining whether or not the cassette has been removed, it is possible to determine whether a staff member or a third party has illegally accessed the transaction processing apparatus. Moreover, the accuracy of the number information of the banknote accompanying a failure is judged by judging the presence or absence of the failure of the banknote processing part 25 or the presence or absence of a cash residual failure.

  As described above, when it is determined that an event that may cause the uncertainty of the number of banknotes in the transaction processing apparatus 2 has occurred, the cassette state is set as an indeterminate state to be counted. In addition, when an unknown banknote exists in a rejection cassette, you may make it determine the state of all the cassettes as an uncertain state.

FIG. 17 is a diagram for explaining an access detection mechanism for detecting whether or not a cassette has been removed.
The access detection mechanism is provided on the front side of the transaction processing apparatus on the side opposite to the cassette pull-out direction (hereinafter referred to as “cassette rear”).

  On the rear side of the cassette, a drawer member 1301 and a cassette detection sensor 1303 are configured. Further, when the cassette is pulled out, a light shielding member 1305 that shields the cassette detection sensor 1303, a spring member 1307 that operates by connecting the light shielding member 1305 to the transaction processing device, a link member 1309 that controls the movement of the light shielding member 1305, and a solenoid. 1311 is configured.

FIG. 17A shows a state of the access detection mechanism 1300 when the cassette is stored.
When the cassette is stored, the light shielding member 1305 is fixed at a position where it does not react to the cassette detection sensor 1303 by the spring member 1307 and the link member 1309.

  FIG. 17B shows a state of the access detection mechanism 1300 when the cassette is pulled out. When the cassette is pulled out in the pulling-out direction, the light shielding member 1305 is pushed down by the cassette drawing member 1301, and the light shielding member 1305 on the contact side of the link member 1309 gets over the protruding portion of the link member 1309 and the spring member 1307. Retained. As a result, the light shielding member 1305 is held at a position where it reacts with the cassette detection sensor 1303.

  When the access detection mechanism detects the drawer of the cassette, the control unit 20 updates the cassette extraction information in the banknote information management table 29 to “present”. By the above, the possibility that the banknote was extracted from the banknote cassette can be detected.

  As described above, in the present embodiment, not only the value of the number of banknotes for each denomination but also the withdrawal status of the cassette and the failure information of the banknote processing unit 25 are used for determining the state of the cassette in the scrutiny determination process. The accuracy of the number of banknotes stored in the cassette can be increased. Moreover, the safety of the transaction processing apparatus 2 can be improved by detecting an unauthorized access to the transaction processing apparatus 2 or a failure.

As described above in detail with reference to the drawings, the present invention is not limited to the various examples described above, and various configurations and operations can be applied without departing from the spirit of the present invention.
Further, the display screen described as being displayed on the display unit 14 of the scrutiny terminal 2 may be displayed on the transaction processing device 2, the display unit of the host computer 3, or the like.

DESCRIPTION OF SYMBOLS 1 ... Examination terminal 2 ... Transaction processing apparatus 3 ... Host computer 4 ... Network 11 ... Control part 12 ... Communication part 13 ... Operation part 14 ... Display part 15 ... Storage part 20 ... Control part 21 ... Display and operation part 22 ... Card * Statement slip processing unit 23 ... Passbook processing unit 24 ... Coin processing unit 25 ... Banknote processing unit 26 ... Communication unit 27 ... Imaging unit 28 ... Storage unit 32 ... Control unit

Claims (14)

A transaction processing system having a scrutiny terminal and a transaction processing device,
The scrutinization terminal has an operation display unit,
The transaction processing apparatus includes a banknote identifying unit that identifies a denomination and the number of banknotes, a banknote cassette that stores banknotes for each denomination, and first information on the number of banknotes stored in the banknote cassette for each denomination. And a control unit connected to a host computer for storing second information of the number of denominations of banknotes based on the transaction amount executed by the scrutiny terminal and the transaction processing device,
On the operation display section, state information for each of the plurality of banknote cassettes determined by determining whether the first information and the second information match, and an instruction to count the designated banknote cassettes. Display a screen having a counting instruction area to
Upon receiving the instruction, the control unit executes counting of the bill cassettes. Upon accepting a request to acquire information on the banknote cassette, the transaction processing device and the host computer transmit the first information and the second information to the scrutiny terminal,
The scrutiny terminal determines that the state information of the banknote cassette in which the first information and the second information match is a confirmed state, and the first information and the second information do not match. 2. The transaction processing system according to claim 1, wherein the state information of the banknote cassette is determined as an indeterminate state. Upon accepting a request for acquiring information of the bill cassette, the host computer transmits the second information to the transaction processing device,
The transaction processing apparatus determines that the state information of the banknote cassette in which the first information and the second information match is a confirmed state, and the first information and the second information do not match. The transaction processing system according to claim 1, wherein the state information of the banknote cassette is determined as an indeterminate state, and the state information is transmitted to the examination terminal. The transaction processing apparatus further includes a reject cassette that stores reject banknotes that cannot be identified by the banknote identification unit,
The transaction according to claim 2 or 3, wherein the status information is further determined by at least a part of sampling information of the banknote cassette, sampling information of the reject cassette, or failure information of the transaction processing device. Processing system.   The transaction processing system according to claim 4, wherein the counting instruction area for instructing counting of banknote cassettes determined to be in the indeterminate state is displayed on the screen.   The said control part pays out the banknote accommodated in the said banknote cassette, recognizes with the said banknote identification part, stores the identified banknote in another banknote cassette, and performs the said count. The transaction processing system described in 1. The control unit transmits the counting result to the scrutinization terminal,
The transaction processing system according to claim 6, wherein the scrutiny terminal uses the count result as a scrutiny result.   6. The transaction processing system according to claim 5, wherein when it is determined that all of the banknote cassettes are in the finalized state, the first information is set as a close examination result. The transaction processing device further includes an imaging unit that images the usage status of the transaction processing device,
The transaction processing system according to claim 1, wherein information acquired by the imaging unit is displayed on the screen.   2. The operation display unit further displays a screen indicating the number of banknotes stored for each banknote cassette, the failure information, or a predicted amount of banknotes stored in the banknote cassette. The transaction processing system described in 1. A bill identifying unit for identifying the denomination and number of bills,
A banknote cassette for storing banknotes by denomination,
A storage unit that stores first information of the number of denominations of banknotes stored in the banknote cassette;
A communication unit connected to a host computer that stores second information of the number of denominations of banknotes based on a transaction amount executed by a scrutiny terminal and the transaction processing device;
An operation display unit that enables operation and display;
A control unit,
On the operation display section, state information for each of the plurality of banknote cassettes determined by determining whether the first information and the second information match, and an instruction to count the designated banknote cassettes. Display a screen having a counting instruction area to
The said processing part will perform the count of the said banknote cassette, if the said instruction | indication is received, The transaction processing apparatus characterized by the above-mentioned.   Upon receiving a request for acquiring information on the banknote cassette, the control unit acquires the second information from the host computer, and the banknote cassette of which the first information and the second information match is acquired. The transaction according to claim 11, wherein the state information is determined to be a confirmed state, and the state information of the banknote cassette in which the first information and the second information are inconsistent is determined to be an indeterminate state. Processing equipment. A reject cassette for storing reject banknotes that cannot be identified by the banknote identification unit;
The transaction processing apparatus according to claim 12, wherein the status information is further determined by at least a part of sampling information of the banknote cassette, sampling information of the reject cassette, or failure information of the transaction processing apparatus. .   The transaction processing apparatus according to claim 12 or 13, wherein the counting instruction area for instructing counting of banknote cassettes determined to be in the indeterminate state is displayed on the screen.

Images