JP2016095676A - Cash processing device and cash processing system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To reduce a workload required for withdrawing cash from a cash management device by operating a cash processing device.SOLUTION: There is provided a cash processing system which comprises a plurality of cash management devices storing cash and a cash processing device for managing cash. The cash processing device of the present invention comprises transaction means accepting transaction, a cash storage part storing cash, means for classifying cash withdrawn when the withdraw transaction is accepted into cash withdrawn from the cash storage part and cash withdrawn from the cash management device storing cash, and control means for controlling the cash management device so as to withdraw cash classified into cash withdrawn from the cash management device and controlling the cash storage part so as to withdraw cash classified into cash withdrawn from the cash storage part.SELECTED DRAWING: Figure 1

Description

  The present invention relates to a cash processing apparatus and a cash processing system, and can be applied to, for example, a cash processing apparatus that stores and manages cash in a store such as a financial institution.

  For example, a financial institution such as a bank has a cash machine that manages cash deposits and withdrawals and cash balances in each store. For example, when an operator (financial institution staff) deposits into a cash machine, if the cash machine is full and cash cannot be filled, the operator can use a cash management device (generally "system cash bus" or "with a scrutiny" This is called “cash bus.” Hereinafter, cash is stored (stored) in a “cash bus” or “cash bus device”.

  The cash bus has a multi-level storage that stores small bundles of banknotes and metal bars for each denomination. If cash cannot enter the teller machine, the operator bundles banknotes into small bundles (small bundles) or wraps coins into wrapping coins (bars), then the operator opens the cash bus storage The operator stores a small bundle of bills or metal bars in the storage.

  Some conventional teller machines can also manage withdrawals from a cash bus in cooperation with a cash bus (see Patent Documents 1 and 2).

JP 2010-122889 A JP 2012-027663 A

  However, with a conventional cash machine (small cash dispenser that does not have a function to withdraw small bundles and wrapping coins), if the cash bus is connected, you must specify the cash bus to withdraw money. I had to. In other words, an operator using a conventional teller machine needs to separately input cash to be withdrawn from the cashier unit or withdraw from the cash bus until the withdrawal is made. There were cases where the work of was complicated.

  Moreover, in the conventional cashier, when a plurality of cash buses are connected, it has been necessary to designate a cash bus to be withdrawn and perform an operation of withdrawal. That is, an operator using a conventional cash dispenser needs to confirm in advance a cash bus from which cash to be withdrawn can be withdrawn, and there are cases where the work up to the withdrawal becomes complicated.

  Therefore, a cash processing apparatus and a cash processing system that can reduce the amount of work when cash is withdrawn from a cash management apparatus (for example, a cash bus) by operating a cash processing apparatus (for example, a cashier) are desired. ing.

  The cash processing apparatus according to the first aspect of the present invention provides (1) a transaction means for accepting a transaction, (2) a cash storage unit for accommodating cash, and (3) a withdrawal transaction when the transaction means accepts a withdrawal transaction. If the cash to be withdrawn from the cash storage unit is classified into cash to be withdrawn from the cash management device for storing cash, and (4) the cash is to be withdrawn from the cash management device by the classification means. Control means for controlling the cash management device to withdraw the classified cash, and controlling the cash storage unit to withdraw the classified cash when withdrawing from the cash storage unit by the classification means; It is characterized by having.

  A cash processing system according to a second aspect of the present invention is a cash processing system including a plurality of cash management devices that store cash and a cash processing device that manages cash. A cash processing system characterized by applying a processing device.

  ADVANTAGE OF THE INVENTION According to this invention, the amount of work at the time of operating a cash processing apparatus and withdrawing cash from a cash management apparatus can be reduced.

It is the flowchart shown about operation | movement of the teller machine which concerns on embodiment. It is a block diagram showing the whole cash processing system composition concerning an embodiment. It is a perspective view which shows the external appearance structure of the teller machine which concerns on embodiment. It is the block diagram shown about the functional structure of the teller machine which concerns on embodiment. It is a perspective view which shows the external appearance of the cash bus apparatus which concerns on embodiment. It is a block diagram which shows the functional structure of the cash bus apparatus which concerns on embodiment. It is explanatory drawing shown about the structural example of the payment content input screen displayed when performing payment | withdrawal transaction with the cash dispenser which concerns on embodiment. It is explanatory drawing shown about the structural example of the receipt (slip) printed in the case of a payment transaction with the teller machine which concerns on embodiment.

(A) Main Embodiment Hereinafter, an embodiment of a cash processing apparatus and a cash processing system according to the present invention will be described in detail with reference to the drawings. Below, the example at the time of applying the cash processing apparatus of this invention to a teller machine is demonstrated.

(A-1) Configuration of Embodiment (A-1-1) Overall Configuration of Cash Processing System FIG. 2 is a configuration diagram showing the overall configuration of the cash processing system according to the embodiment.

  In FIG. 2, the cash processing system 100 which concerns on embodiment has the teller machine 20 as a cash processing apparatus, and the some cash bus apparatus 10 as a cash management apparatus. In this embodiment, it is assumed that two cash bus devices 10-1 and 10-2 are connected to the teller machine 20 through a network N by communication (for example, connected by a network interface such as a LAN interface). . However, in the cash processing system 100, the number of the cash bus devices 10 is not limited.

  The cash processing system 100 in FIG. 2 is provided in a store of a financial institution such as a bank. The cash processing system 100 may include a plurality of teller machines 20 in the store.

  The teller machine 20 manages cash withdrawals or deposits in a store of a financial institution. For example, the teller machine 20 is installed at a position away from the customer such as behind a customer service counter in a store of a financial institution. The teller machine 20 manages the cash balance stored in the corresponding cash bus device 10.

  The cash bus device 10 includes a small bundle of banknotes (hereinafter also simply referred to as “small bundle”) in which a predetermined number of banknotes are sealed with a paper band, and a wrapping coin (hereinafter referred to as “ It is also called “bar”. For example, the cash bus device 10 is used by an operator (person in charge) of a financial institution, and is disposed at a position near the teller machine 20. As for cash bus device 10, cash amount is managed by control of cashier 20-1 and 20-2 corresponding, respectively.

  For example, when the operator stores or takes out cash in the cash bus device 10, the operator inputs a storage amount or a withdrawal amount for each denomination in the cashier machine 20. Thereby, the teller machine 20 issues a serial number (hereinafter referred to as “cooperation number” or “transaction identifier”) as an identifier corresponding to a transaction for storing or taking out the cash bus management device 10. The operator makes a predetermined input on the cash bus device 10 based on the issued linkage number. And cash bus device 10 performs guidance processing, such as a display of a storage corresponding to a denomination, and unlocking based on the inputted cooperation number. Thereby, the cash can be stored in or taken out from the cash bus device 10.

(A-1-2) Configuration of the teller machine FIG. 3 is a perspective view of the appearance of the teller machine 20. FIG. 4 is a block diagram showing a functional configuration of the teller machine 20 according to the embodiment.

  3 and 4, the teller machine 20 according to the embodiment includes a banknote depositing / dispensing machine 201, a sealed bundle payment machine 202, a bill replenishing / collecting machine 203, a new ticket payment machine 204, a bar payment machine 205, a coin depositing / dispensing machine. A gold machine 206, a non-cash post 207, a control device 208, an authentication printer 209, a display 210, a keyboard 211, a storage unit 212, and a communication IF 213 are included.

  The teller machine 20 includes a plurality of components described above. The arrangement of the components of the teller machine 20 is not limited to that illustrated in FIG. The arrangement of all or part of the components of the teller machine 20 may be changed as necessary.

  Moreover, the teller machine 20 is equipped with the conveyance path which conveys a banknote between each component inside. For example, the sealed small bundle payment machine 202, the banknote replenishing and collecting machine 203, and the banknote depositing / dispensing machine 201 include a transport path for transporting banknotes between apparatuses. Thereby, for example, a banknote deposited in the banknote depositing / dispensing machine 201 can be conveyed to the sealed small bundle payment machine 202 or the banknote replenishing / collecting machine 203.

  The control device 208 controls the functions of the entire teller machine 20. The control device 208 is configured using, for example, a CPU, ROM, RAM, EEPROM, input / output interface, and the like. The control device 208 acquires input information from the keyboard 211 as input means, and controls various functions of the teller machine 20.

  The storage unit 212 is a storage unit that stores various data used by the control device 208 for data processing and the like.

  The communication IF 213 is a communication interface for connecting the teller machine 20 (control device 208) with an external device (cash bus device 10 or the like).

  The banknote depositing / dispensing machine 201 deposits or dispenses banknotes in units of one sheet (payment / dispensing of loose banknotes). Moreover, the banknote depositing / withdrawing machine 201 has a banknote cassette for storing a plurality of banknotes in a vertical or horizontal position. The banknote depositing / dispensing machine 201 transports the banknotes stored in the banknote cassette one by one to the sealed small bundle payment machine 202 via the transport path inside the apparatus. Thereby, the banknote accommodated in the banknote cassette of the banknote depositing / withdrawing machine 201 can be sealed to a small bundle.

  The sealed small bundle payer 202 stores or dispenses a denomination-type banknote in a small bundle by sealing every predetermined number (for example, 100 sheets). The sealing small bundle payment machine 202 counts a predetermined number of banknotes conveyed from the banknote depositing and dispensing machine 201 and seals the predetermined number of banknotes by denomination.

  The banknote replenishment collection machine 203 is for replenishing banknotes in a cash cassette of an automatic teller machine such as an ATM or collecting cash from the cash cassette. For example, the banknote replenishing and collecting machine 203 can set a cash cassette detached from the automatic teller machine inside. And the banknote replenishment collection machine 203 receives control of the control apparatus 208, and replenishes or collects a banknote in the set cash cassette.

  The new ticket dispenser 204 is for dispensing new tickets of each denomination.

  The bar payer 205 is configured to withdraw a bar metal wrapped in a resin film or the like, for example, by laminating coins of each denomination in a bar shape every predetermined number. For example, the bar payer 205 has a storage unit that stores a plurality of coins. Then, under the control of the control device 208, the bar payer 205 counts the coins stored in the storage unit, piles up a predetermined number of coins, wraps them with a resin film or the like, and dispenses the bar metal.

  The coin depositing / dispensing machine 206 deposits or dispenses coins in units of one sheet (deposits / withdrawals of loose coins).

  The non-cash post 207 captures and stores securities such as checks and time deposit certificates.

  The authentication printer 209 includes a banknote depositing / dispensing machine 201, a sealed small bundle payment machine 202, a banknote replenishing / collecting machine 203, a new ticket payment machine 204, a bar payment machine 205, a deposit / withdrawal performed by a coin depositing / dispensing machine 206, etc. Are printed on a sheet (medium) and output as a receipt (slip).

  The display 210 is a display unit that displays, for example, a selection menu for various processes in the teller machine 10, an operation screen necessary for various processes, input information input through the keyboard 211, and the like.

  The keyboard 211 is an input means for inputting information by a user operation. Here, the keyboard 211 is an example of input means, and the input means is a concept including other input means such as a mouse and a numeric keypad. In this embodiment, the display 210 and the keyboard 211 are described as physically different means, but the input means may be integrated with the display such as a touch panel.

(A-1-3) Configuration of Cash Bus Device 10 Hereinafter, the cash bus devices 10-1 and 10-2 will be described as having the same configuration. FIG. 5 is a perspective view of the appearance of the cash bus device 10 according to the embodiment. FIG. 6 is a block diagram showing the configuration of the control system of the cash bus device 10 according to the embodiment.

  In FIG. 5, the cash bus device 10 of the embodiment includes a box-type cash bus device main body 11, and a multi-tiered storage box 12 (12 (a) in FIG. 5) that can be stored inside the cash bus device main body 11. ) To 12 (c)), an operation display unit 15, and a printer 16.

  Each of the multiple-stage storage boxes 12 (12 (a) to 12 (c)) stores a small bundle of banknotes and a bar metal according to denomination. Each storage 12 is slidably opened and closed by being guided by slide rails (not shown) provided on the left and right side walls inside the cash bus device body 11.

  The uppermost storage 12 (a) of the multiple-stage storage 12 is a preliminary storage. The storage 12 (a) as a preliminary storage stores, for example, unbound banknotes, unwrapped coins, damaged banknotes, damaged coins, and cash vouchers.

  The storage 12 (b) and the storage 12 (c) other than the storage 12 (a) store small bundles and metal bars according to denomination. The denominations stored in the storage 12 (b) and the storage 12 (c) are not particularly limited. For example, the denominations stored in the storage 12 (b) and the storage 12 (c) may be set in advance.

  For example, in the case of FIG. 5, the four-tier storage 12 (b) is a small bundle storage for storing small bundles by denomination, and the three-tier storage 12 (c) is a bar for storing metal bars by denomination. Assume gold storage 12 (c).

  In addition, the number of storage 12 (b) as a small bundle storage and storage 12 (c) as a bar metal storage is not particularly limited and can be arbitrarily set. For example, all of the storage 12 (b) and the storage 12 (c) may be a small bundle storage or a coin storage. Further, for example, the storage 12 (b) may be a coin storage and the storage 12 (c) may be a banknote storage.

  Each of the multiple-stage storage boxes 12 is individually unlocked or locked by a lock mechanism 22 provided inside the cash bus apparatus main body 11. Each storage 12 becomes slidable when unlocked by the lock mechanism 22. Then, when the storage 12 is stored in the cash bus device body 11 again, the storage 12 is individually locked by the lock mechanism 22. Note that various locking mechanisms can be widely applied to the locking mechanism 22, and for example, an electronic locking mechanism (electronic locking mechanism) or the like can be applied.

  In addition, about the combination of the number of the storage 12 which comprises each cash bus apparatus 10, and a use (denomination to store), it is not limited.

  Next, the configuration of the control system of the cash bus device 10 will be described with reference to FIG.

  As shown in FIG. 6, the cash bus device 10 includes a control unit 25, a storage unit 26, an operation display unit 15, a printer 16, an alarm unit 14, a communication IF 27, a lock mechanism 22, a display unit 23, as control system components. And a sensor mechanism 28.

  The control unit 25 manages the function of the cash bus device 10.

  The memory | storage part 26 memorize | stores the denomination and quantity of the small bundle or bar which are accommodated in each storage 12.

  The communication IF 27 has a function of a communication interface for communicating with the teller machine 20 via the network N.

  The lock mechanism 22 is a key mechanism that locks each storage 12. For example, an electronic lock mechanism or the like can be applied to the lock mechanism 22.

  The display unit 23 is provided in the vicinity of each storage 12. The display unit 23 is turned on or blinks when the lock is released by the lock mechanism 22, for example. In addition, the display unit 23 is turned on or blinking for the storage box 12 having a stock amount under the control of the control unit 25 when checking the stock amount of the cash bus device 10, and for the storage box 12 having no stock amount. Does not light or flash. There may be one display unit 23 or a plurality of display units 23 for one storage box 12.

  The operation display unit 15 is used for operation input by the user, or displays the apparatus status and input information input by the user. The operation display unit 15 includes a display unit 17 that displays guidance for the user, a card reader 18 that operates an ID card for user authentication, and an operation keyboard 19 as an input unit.

  The printer 16 prints and outputs the amount information stored in the cash bus device 10 on a medium such as paper.

  The alarm means 14 outputs, for example, a warning sound or a warning sound.

  The sensor mechanism 28 detects the quantity of small bundles or metal bars (quantity for each denomination) stored in each storage 12 (12 (a) to 12 (c)), for example, not shown. It can be configured by a sensor group (for example, a sensor that detects mechanically or optically).

(A-1-4) Configuration related to withdrawal transaction of cash processing system 100 Next, a configuration related to a withdrawal transaction in the cash processing system 100 (mainly a configuration of the control device 208 in the teller machine 20) will be described.

  As shown in FIG. 2, the control device 208 includes a cash management unit 208a and a withdrawal transaction processing unit 208b. In addition, the storage unit 212 stores cash storage information 212a as information used by the control device 208.

  The cash management unit 208 a has a function of managing the cash stored in the cashier 20 and each cash bus device 10. Specifically, the cash management unit 208 a communicates with each cash bus device 10 and confirms the amount of cash stored in each cash bus device 10. In addition, the cash management unit 208a can also confirm the amount of cash (the number and amount of cash for each denomination) in the device itself. And the cash management part 208a updates the cash storage information 212a of the memory | storage part 212 based on the confirmed content. That is, the cash storage information 212a records the current amount of cash stored in the cashier 20 and each cash bus device 10. Assume that the cash management unit 208a updates the cash storage information 212a by inquiring each cash bus device 10 about the amount of cash stored at an arbitrary timing.

  Although the data structure of the cash storage information 212a is not limited, here, as an example, the cash storage information 212a includes the number of small bundles of banknotes of each denomination stored in each cash bus device 10, and Suppose that the number of coin bars of each denomination is recorded. In addition, in the cash storage information 212a, it is assumed that the amount (number of sheets) of cash (cash that can be withdrawn) stored in the cashier 20 is managed for each denomination. In this embodiment, it is assumed that an identifier (hereinafter referred to as “cash bus ID”) is assigned to each cash bus device 10. In the following description, it is assumed that the cash bus IDs of the cash bus devices 10-1 and 10-2 are “001” and “002”, respectively.

  The control unit 25 of the cash bus device 10 can grasp the amount of cash (the number of small bundles or metal bars for each denomination) stored in the own device based on the detection result of each sensor. And the control part 25 shall be comprised so that the quantity of the cash accommodated in the own apparatus may be answered according to the inquiry from the teller machine 20. FIG.

  The withdrawal transaction processing unit 208b performs a cash withdrawal transaction (withdrawal process) by a transaction with an operator (for example, a transaction process using an operation screen or the like) using the display 210 and the keyboard 211 as a user interface. Specifically, the withdrawal transaction processing unit 208b receives input of the contents of withdrawal transactions (number of denominations) from the operator. Then, the withdrawal transaction processing unit 208b selects and pays out any cash bus device 10 for a small bundle and a bar (100 bills or 50 coins), and then bills and coins. The processing for paying from the cashier 20 is performed. In addition, the method of classifying the cash paid from the cash bus device 10 and the cash paid from the teller machine 20 is not limited. In the following, payment of cash from the cashier 20 is also referred to as “machine payment”, and payment of cash from the cash bus device 10 is also referred to as “cash bus payment”.

  In this embodiment, the withdrawal transaction processing unit 208b classifies 100 banknotes (small bundles of banknotes) or 50 coins (bars of coins) as cash bus payments. The other cash (rose coins and rose banknotes) will be described as being classified as mechanical payment. For example, when the withdrawal transaction processing unit 208b receives an input of 100 withdrawals of 100 yen coins and 2 withdrawals of 1,000 yen bills (12,000 yen in total), 1000 yen bills × 2 pieces of roses are received. Banknotes (2000 yen) are classified as machine payments, and 100-yen coin bars x 2 (10,000 yen) are classified as cash bus payments.

  The withdrawal transaction processing unit 208b accepts an input of the amount (number of small bundles and bars) for each denomination from the operator during the payment process. And the withdrawal transaction processing part 208b is the cash bus which can pay the cash of the content input from the operator based on the cash storage condition (the content of the cash storage information 212a in this embodiment) in each cash bus device 10. The device 10 is selected, and processing is performed so that cash is paid from the selected cash bus device 10.

  Then, when the withdrawal transaction processing unit 208b confirms the amount of cash to be paid from the cash bus device 10 (the number of small bundles and the number of bars for each denomination), the cash payment is based on the cash storage information 212a. The cash bus device 10 that can be selected is selected. Then, the withdrawal transaction processing unit 208b controls the banknote depositing / dispensing machine 201 and the coin depositing / dispensing machine 206 of the own apparatus for the amount to be paid from the depositing / dispensing machine 20, and also pays the cash from the cash bus apparatus 10. Give a linkage number to do. Then, the withdrawal transaction processing unit 208b provides the selected cash bus device 10 with the linkage number related to the current withdrawal transaction and the amount of cash to be paid from the cash bus device 10 (the number of small bundles and sticks for each denomination). The number of gold) is notified (notified by communication).

  In addition, the withdrawal transaction processing unit 208b at least the linkage number related to the current withdrawal transaction, the cash bus ID of the selected cash bus device 10, and the amount of cash to be paid from the cash bus device 10 (small for each denomination The authentication printer 209 is controlled so as to issue a receipt printed with the number of bundles and the number of bars. In addition, as a receipt, at least cash bus ID and a cooperation number should just be printed. Then, the operator operates the cash bus device 10 corresponding to the cash bus ID described in the receipt, and inputs the linkage number described in the receipt, thereby unlocking the lock mechanism 22 of the storage box 12, Cash (small bundles and bars) related to this withdrawal transaction can be taken out.

  As described above, in the teller machine 20 of this embodiment, the withdrawal transaction processing unit 208b of the control device 208 performs transaction means for accepting transactions, selection means for selecting the cash bus device 10 to be withdrawn, and the cash bus device 10 It functions as a control means that communicates and controls (links), and a classification means that classifies cash to be withdrawn into machine payments and cash bus payments. Moreover, in the depositing / dispensing machine 20 of this embodiment, the cash storage part is comprised by the banknote depositing / withdrawing machine 201, the coin depositing / withdrawing machine 206, etc. FIG. Moreover, in the teller machine 20 of this embodiment, the confirmation means which confirms the quantity of the cash accommodated in each cash bus apparatus 10 by the cash management part 208a of the control apparatus 208 is comprised. Furthermore, in the teller machine 20 of this embodiment, a printing means for printing a receipt (slip) is constituted by the withdrawal transaction processing unit 208b of the control device 208 and the authentication printer 209.

(A-2) Operation | movement of embodiment Next, operation | movement of the teller machine 20 in the cash processing system 100 which has the above structures is demonstrated.

  FIG. 1 is a flowchart showing a process of making payment (withdrawal) from any cash bus device 10 to an operator by the cashier 20.

  First, it is assumed that the operator operates the keyboard 211 of the teller machine 20 to input authentication information (for example, authentication using a login ID, a password, etc.), and the control device 208 performs authentication processing (S101). Here, it is assumed that the authentication has succeeded and the control device 208 has started transaction processing with the operator.

  Then, when the transaction processing with the operator is started, the control device 208 displays an executable processing selection screen (main menu) on the display 210 (S102), and selects an withdrawal transaction from the operator (keyboard 211). (Selection operation using) is accepted (S103).

  Then, when starting the withdrawal transaction with the operator, the control device 208 displays an operation screen for the attendance transaction on the display 210 and inputs the total amount of cash to be withdrawn this time (hereinafter also referred to as “slip amount”). Is received (S104, S105).

  Next, the control device 208 accepts the input of the quantity for each denomination of cash to be withdrawn from the operator (the quantity of each denomination when withdrawing the slip amount) (S106).

  For example, the control device 208 displays an operation screen (hereinafter referred to as “withdrawal content input screen”) for inputting the quantity for each type of cash to be withdrawn on the display 210 and accepts an operation from the operator.

  FIG. 7 is an explanatory diagram showing a configuration example of the withdrawal content input screen. In the withdrawal content input screen shown in FIG. 7, a field F101 for displaying the entered slip amount, a field F102 for accepting an input of the quantity (number) for each denomination, and completing the input to continue the transaction. A completion button B101 for canceling and a button B102 for canceling the transaction are arranged.

  In this embodiment, as shown in the field F102 of FIG. 7, 10,000 tickets (10,000 yen bills), 5,000 yen tickets, 1,000 yen tickets, 500 yen coins, 100 yen coins, 50 yen coins, 10 yen coins, It is assumed that the quantity (number of sheets) can be input for each of the denominations of 5-yen coins and 1-yen coins.

  Then, when the completion key B101 is pressed on the withdrawal content input screen (S107), the control device 208, based on the input content on the withdrawal content input screen, cash for cash bus payment (quantity for each denomination) ) And cash paid by machine (quantity for each denomination) (S108). For example, in FIG. 7, 105 000 tickets and 105 1,000 yen tickets are input. The control device 208 classifies 5 000 tickets and 5 1,000 yen tickets as machine payments, and 1 million (100 sheets) of 10,000 tickets and 1 bus (100 sheets) as cash bus payments. To do. Coins are classified as well as banknotes. Here, the following explanation will be made assuming that cash for cash bus payment and machine payment have been generated.

  Next, based on the cash storage information 212a, the control device 208 selects the cash bus device 10 capable of withdrawing cash for the cash bus payment determined in step S108 (quantity for each denomination) (S109). .

  Here, it is assumed that the cash bus device 10-1 (cash bus ID: 001) is selected as the cash bus device 10 capable of withdrawing cash for cash bus payment.

  Next, the control device 208 issues a linkage number used in the current withdrawal transaction (S110).

  Although the format of the linkage number is not limited, for example, it may be issued in ascending order from a predetermined number. Here, the following description will be given assuming that “123456” is issued as the linkage number.

  Next, the control device 208 communicates with the selected cash bus device 10 and performs a cooperative process (registration of cash bus payment associated with the current withdrawal transaction) related to the current withdrawal transaction (S111). Specifically, the control device 208 communicates with the selected cash bus device 10 to display the contents of the current withdrawal transaction (including at least the linkage number and the amount for each denomination of cash bus payment). Process to notify.

  Next, the control device 208 controls the banknote depositing / dispensing machine 201 and the coin depositing / dispensing machine 206 so as to withdraw the cash for the machine payment determined in step S108 described above (S112).

  Next, the control device 208 controls the authentication printer 209 to perform a process of issuing a receipt (slip) on which the contents of the current withdrawal transaction are printed (S113).

  At least the cash bus ID of the cash bus device 10 (the selected cash bus device 10) to be withdrawn and the cooperation in the receipt of the withdrawal transaction (receipt of the withdrawal transaction accompanied with the withdrawal from the cash bus device 10) The number is printed.

  FIG. 8 is an explanatory diagram showing a configuration example (printing example) of a withdrawal transaction receipt (a withdrawal transaction receipt with withdrawal from the cash bus device 10).

  The receipt shown in FIG. 8 includes details of the withdrawal transaction (total amount of withdrawal transaction and quantity for each denomination), details of machine payment (total amount for machine payment and quantity for each denomination), cash The bus payment details are printed. In addition to the total amount of cash bus payment and the quantity for each denomination, the cash bus payment shown in FIG. 8 includes a cash bus ID (“001” in FIG. 8) and a linkage number (in FIG. 8, “ 123456 ") is printed.

  The operator operates the cash bus device 10 corresponding to the cash bus ID described in the receipt and inputs the link number, thereby unlocking the lock mechanism 22 of the corresponding storage 12 and conducting the withdrawal transaction. It becomes possible to take out the cash (a small bundle and a bar).

(A-3) Effects of Embodiment According to this embodiment, the following effects can be achieved.

  In this embodiment, the control device 208 of the cashier 20 confirms the cash stored in each cash bus device 10 at the time of a withdrawal transaction, and stores the cash necessary for the current withdrawal. 10 is selected and linked. Thereby, for example, even when the payment function for a small bundle or a bar is not installed in the teller machine 20, the cash bus apparatus 10 is handled as if it is a unit of the teller machine 20 by linking with the cash bus apparatus 10. be able to.

  For example, in a cash machine to which a conventional cash bus device is connected, at the time of a withdrawal transaction, the operator specifies the cash bus device to be withdrawn, and calculates and separately inputs the payment for the machine and the payment for the cash bus. (Manual input) had to be performed. That is, in the conventional teller machine, even if the cash bus device is connected, the operator confirms the cash stored in the teller machine body and the cash stored in the cash bus device for each device. I had to enter the amount and type of money to be withdrawn. In particular, when a plurality of cash bus devices are connected to a conventional teller machine, the operator can only make withdrawals after confirming the cash stored for each cash bus device. It was. On the other hand, in the cashier machine 20 of this embodiment, when making a withdrawal, the classification of the cash bus payment and the selection of the cash bus device 10 to withdraw (the cash bus device 10 capable of dispensing the classified cash) Selection) is automatically performed and the cooperative processing with the cash bus device 10 is performed, so that the burden on the operator can be greatly reduced.

(B) Other Embodiments The present invention is not limited to the above-described embodiments, and may include modified embodiments as exemplified below.

  (B-1) In the above embodiment, cash only when the teller machine 20 has the authority to check the authority of the operator when authenticating the operator and withdraw money from the cash bus device 10. Withdrawal in cooperation with the bus device 10 may be performed. Since the cash bus device 10 can easily take out the cash when the storage 12 is unlocked, it is desirable to limit the operators that can withdraw money from the cash bus device 10.

  (B-2) The teller machine 20 according to the above embodiment includes the sealed small bundle payer 202 and the bar metal payer 205, but omits these components, and all of the small bundles and the bar metal are provided. It may be configured to withdraw from the cash bus device 10.

  (B-3) In the cashier machine 20 of the above embodiment, one cash bus device 10 is selected and linked in the case of cashing out, but the cashier machine 20 has a plurality of cash for one cashier transaction. The bus device 10 may be selected and withdrawn. In this case, the control unit 25 of the teller machine 20 needs to print the cooperation number and the withdrawal content (the number of small bundles and / or the number of metal bars) on the receipt for each cash bus device 10. For example, when only a small bundle of banknotes is stored in the cash bus device 10-1, and only a coin bar is stored in the cash bus device 10-2, the control unit 25 of the teller machine 20 cashes the small bundle. Withdrawing money from the bus device 10-1 and performing processing to cooperate so as to withdraw the bar from the cash bus device 10-2.

  (B-4) In the above embodiment, the receipt is issued from the cashier 20 and the operator operates the corresponding cash bus device 10 by looking at the contents of the receipt, but the cashier 20 does not issue the receipt. Alternatively, only the cash bus device 10 may be controlled. In this case, the cash bus device 10 may execute a process of unlocking the storage 12 (a process similar to the case where the operator inputs a linkage number) according to the control from the cashier 20. Also, in this case, the cash machine 20 displays the cash bus ID of the cash bus device 10 to be withdrawn (the selected cash bus device 10) on the operation display unit 15, and withdraws the cash bus device to the operator this time. 10 may be recognized.

  (B-5) In the above embodiment, in the process of step S106 in FIG. 1, the cash amount input for each denomination is accepted at the time of the withdrawal transaction, but the slip amount (total amount of money to be withdrawn) is accepted. Based on this, the control device 208 (withdrawal transaction processing unit 208b) may automatically determine the amount of cash for each denomination. For example, when the amount of the slip is 1,050,000 yen, the control device 208 (withdrawal transaction processing unit 208b) gives 1 million yen (a small bundle of 10,000 tickets) as a cash bus payment for the withdrawal amount. It is possible to classify them and classify 50,000 years (5 000 tickets are separated by roses) as machine payments.

  (B-6) In the above embodiment, the control device 208 (withdrawal transaction processing unit 208b) has been described as selecting the cash bus device 10 storing cash classified as cash bus payments. If there is no cash bus device 10 that can withdraw cash initially classified as cash bus payment, select one of the cash bus devices 10 (for example, the cash bus 10 that can withdraw the largest amount). Only cash that is stored may be withdrawn from the cash bus device 10. In this case, the control device 208 (withdrawal transaction processing unit 208b) reclassifies only the portion that can be withdrawn from the selected cash bus device 10 as a cash bus payment, and classifies other cash as a machine payment. It will be corrected.

  (B-7) Although a plurality of cash bus devices 10 are arranged in cash processing system 100 in the above-mentioned embodiment, it is good also as one composition. When there is one cash bus device 10, the teller machine 20 (control device 208) may omit the process of selecting the cash bus device 10 that withdraws cash for cash bus payment. In this case, the teller machine 20 (control device 208) omits the processing of step S109 (selection processing of the cash bus device 10) in the operation of the flowchart shown in FIG. 1 and is arranged on the cash processing system 100. Cooperation processing using one cash bus device 10 is performed. Moreover, since the selection process of the cash bus apparatus 10 can be abbreviate | omitted when the cash bus apparatus 10 arrange | positioned at the cash processing system 100 is one, you may make it abbreviate | omit also about the management process of the cash storage information 212a. Furthermore, when there is one cash bus device 10 arranged in the cash processing system 100, the description of the cash bus ID may be omitted from the receipt.

  DESCRIPTION OF SYMBOLS 100 ... Cash processing system 10, 10-1, 10-2 ... Cash bus apparatus, 11 ... Cash bus apparatus main body, 12 ... Storage, 15 ... Operation display part, 22 ... Lock mechanism, 23 ... Display part, 25 ... Control unit, 26 ... storage unit, 27 ... communication IF, 28 ... sensor mechanism, 20 ... depositing / dispensing machine, 201 ... banknote depositing and dispensing machine, 202 ... sealing small bundle payment machine, 203 ... banknote replenishing and collecting machine, 204 ... new ticket Payment machine, 205 ... Bar payment machine, 206 ... Coin depositing / withdrawing machine, 207 ... Post outside cash, 208 ... Control device, 209 ... Authentication printer, 210 ... Display, 211 ... Keyboard, 212 ... Storage unit, 213 ... Communication IF .

Claims (8)

A transaction means for accepting the transaction;
A cash storage section for storing cash;
When accepting a withdrawal transaction with the transaction means, the classification means for classifying the cash to be withdrawn into the cash withdrawn from the cash storage unit and the cash withdrawn from the cash management device for storing the cash;
The cash management device is controlled to withdraw the cash classified when the cash is withdrawn from the cash management device by the classification means, and the cash classified by the classification means is withdrawn from the cash storage unit. And a control means for controlling the cash storage unit.   The classifying means classifies cash that can be withdrawn in units of small bundles and / or wrapping coins as cash to be withdrawn from the cash management device, and the cash storage unit for other cash. The cash processing apparatus according to claim 1, wherein the cash processing apparatus is classified as withdrawing money. A selection means for selecting a cash management apparatus capable of withdrawing from a plurality of the cash management apparatuses for the cash classified as withdrawing from the cash management apparatus by the classification means;
The control means communicates with the cash management apparatus selected by the selection means, and controls to withdraw cash classified as withdrawing from the cash management apparatus by the classification means. The cash processing apparatus according to claim 1.   Claims characterized in that a receipt is printed on the medium with the contents relating to the transaction, and further comprises at least a printing means for printing the identifier of the cash management device selected by the selection means on the receipt. 3. A cash processing apparatus according to 3. The control means, when controlling the cash management device selected by the selection means to withdraw cash, the contents of the withdrawal transaction and a transaction identifier for identifying the withdrawal transaction, Notify the cash management device,
The cash processing apparatus according to claim 4, wherein the printing unit further prints the transaction identifier on the receipt. It further comprises a confirmation means for confirming the amount of cash for each denomination stored in each cash management device,
The cash processing apparatus according to claim 3, wherein the selection unit selects the cash management apparatus that stores cash that is classified as withdrawing from the cash management apparatus. The said classification means classify | categorize as a thing withdrawn from the said cash management apparatus about the small bundle and / or wrapping coin more than the predetermined amount preset among cash to withdraw, and from the said cash storage part about other cash The cash processing apparatus according to claim 1, wherein the cash processing apparatus is classified as withdrawing money.   In a cash processing system comprising a plurality of cash management devices for storing cash and a cash processing device for managing cash, the cash processing device according to claim 1 is applied as the cash processing device. Processing system.

Images