JP2013156891A - Information processor, transfer processing system, reset telegram creation method and transfer processing cancellation method - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve convenience on operation by automatically creating a reset telegram when data in which transfer processing has been performed are error-returned from the other party bank in an OCR(Optical Character Recognition) exchange centralized processing system.SOLUTION: The information processor includes reset telegram creation means for, when cancelling transfer processing, creating a reset telegram to be transmitted to a transfer destination in the case of cancelling the transfer processing by using transfer data used for the transfer processing.

Description

  The present invention relates to an information processing device, a transfer processing system, a return message generation method, and a transfer processing cancellation method. For example, the present invention can be applied to an OCR exchange centralized processing system.

  The OCR (Optical Character Recognition) exchange centralized processing system sends the contents of the transfer request read by the scanner installed at the sales office of the financial institution to the centralized center. It is a system that can be managed. For example, when a customer visits a sales office of a financial institution to make a transfer request, the customer first fills in a predetermined transfer request form and submits it to a sales office window. Upon receiving the transfer request form, the operator reads the transfer request form with a scanner and converts the transfer contents into a format that can be electronically handled using OCR. Then, the operator executes a transfer process using this transfer data.

  With regard to a system that performs such a transfer process, the following Patent Document 1 describes a system that can efficiently perform a process of requesting and confirming correction based on an inquiry when an automatic deposit process in a transfer or the like cannot be performed. There is a description. Patent Document 2 below describes a financial system that can improve the accuracy of the transfer process. Further, Patent Document 3 below describes a transfer system that can simultaneously perform a plurality of real-time deposits by a single operation. Certainly, the transfer process can be efficiently executed by using these systems.

JP 2007-265256 A JP-A-11-328285 JP 2003-296582 A

  However, if an error occurs at the transfer destination after sending the transfer message to the transfer destination and it is desired to cancel the transfer process at the request of the customer or the like, the operator has to generate a reorganization message for each transfer process. Therefore, the present invention has been made in view of the above problems, and an object of the present invention is to perform a recombination message when the transferred data is returned as an error from the counterparty in the OCR exchange centralized processing system. It is possible to provide an information processing apparatus, a transfer processing system, a reorganization message generation method, and a transfer processing canceling method that can automatically generate a message and improve operational convenience.

  In order to solve the above problem, according to a certain aspect of the present invention, when canceling a transfer process, the transfer data used for the transfer process should be used and transmitted to the transfer destination when the transfer process is canceled. There is provided an information processing apparatus including a recombination message generation means for generating a recombination message. According to this configuration, it is possible to save the trouble of re-inputting the transfer contents for generating the recombination message, and to avoid the risk of errors such as erroneous input.

  The transfer data may be assigned a lot serial number. In this case, when cancellation of the transfer process is requested by specifying the lot sequence number, the reorganization message generation means uses all the transfer data to which the specified lot sequence number is assigned, and In order to cancel the transfer process for each of all the transfer data, a reorganization message to be transmitted to the transfer destination is generated. With this configuration, in the OCR exchange centralized processing system, it is possible to automatically generate a reorganized message collectively in units of total votes when the data transferred in units of lots is returned as an error from the counterparty. As a result, the load required for the cancellation process is greatly reduced.

  Further, the transfer data may be generated by a data generation unit that reads a transfer request form and generates transfer data. In this case, when a plurality of transfer request documents and a predetermined document are read in succession, the data generating means assigns the same lot serial number to a plurality of transfer data generated from the plurality of transfer request documents. With this configuration, lot serial numbers are automatically assigned, so that the burden and management burden on customers and operators are reduced.

  The data generation means is configured to generate the transfer data by identifying characters or numbers described in a predetermined column of the transfer request form from the image data of the transfer request form read by the scanner. Also good. With this configuration, it is not necessary for the operator to manually input the contents of the transfer request form, speedy processing can be executed, and the risk of erroneous input is avoided.

  In addition, the reorganization message generation means sends a transfer message describing the contents of the transfer data required for execution of the transfer process to the transfer destination, and then a transfer process error occurs at the transfer destination. When it becomes necessary to cancel the transfer process, the reorganization message may be generated. In this way, when an error is discovered after the transfer message is transmitted to the transfer destination, the recombination message necessary for canceling the transfer process is automatically generated, thereby reducing the burden on the operator and the customer. Note that when the customer indicates the intention to continue the transfer process by correcting the transfer contents, the rewrite message may not be generated.

  In order to solve the above problem, according to another aspect of the present invention, a scanner for scanning a transfer request document is connected, and a predetermined transfer request document is determined from image data of the transfer request document read by the scanner. A terminal device having a data generation means for generating transfer data by identifying the characters or numbers described in the column, and a transfer in which information necessary for the transfer process is described among the transfer data generated by the data generation means Sending a message to the transfer destination and transferring the transfer process means to advance the transfer process, and when canceling the transfer process, use the transfer data used for the transfer process and sending the transfer process to the transfer destination when canceling There is provided a transfer processing system including an information processing apparatus having a return message generation unit for generating a return message. According to this configuration, it is possible to save the trouble of re-inputting the transfer contents for generating the recombination message, and to avoid the risk of errors such as erroneous input.

  In order to solve the above-mentioned problem, according to another aspect of the present invention, when canceling the transfer process, the transfer data used for the transfer process is used to transfer to the transfer destination when the transfer process is canceled. There is provided a method of generating a reorganized message including a step of generating a reassembled message to be transmitted. According to this configuration, it is possible to save the trouble of re-inputting the transfer contents for generating the recombination message, and to avoid the risk of errors such as erroneous input.

  In order to solve the above-described problem, according to another aspect of the present invention, the transfer processing system uses a character or a character described in a predetermined column of the transfer request document from image data of the transfer request document read by the scanner. A step of automatically generating a transfer data by automatically identifying a number, and a step of advancing the transfer process by sending a transfer message describing information necessary for the transfer process to the transfer destination among the transfer data generated in the generating step And, when canceling the transfer process, using the transfer data used for the transfer process, automatically generating a reorganization message to be sent to the transfer destination when canceling the transfer process, and automatically generating A method for canceling the transfer process is provided, including a step of transmitting the return message generated in the step to the transfer destination. According to this configuration, it is possible to save the trouble of re-inputting the transfer contents for generating the recombination message, and to avoid the risk of errors such as erroneous input.

  As described above, according to the present invention, in the OCR exchange centralized processing system, it is possible to automatically generate a recombination message when the transferred data is returned as an error from the counterparty, thereby improving operational convenience. It becomes possible to improve.

It is the figure which showed an example of the transfer request document. It is the figure which showed the screen image of the terminal which identifies description content automatically from the scanning result of a transfer request form. It is the block diagram which showed the system configuration example of the OCR exchange intensive processing system which concerns on one Embodiment of this invention. It is the flowchart which showed the flow of the transfer process which concerns on the same embodiment. It is the flowchart which showed the flow of the process performed at the time of cancellation of the transfer process which concerns on the same embodiment. It is explanatory drawing which showed schematically the method to manage a some transfer request in the lot unit in the system which concerns on the embodiment. It is the flowchart which showed the flow of the transfer process (entry) based on the embodiment. It is the flowchart which showed the flow of the transfer process (verify) which concerns on the same embodiment. It is the flowchart which showed the flow of the process (batch cancellation) performed at the time of cancellation of the transfer process which concerns on the same embodiment. It is the figure which showed the hardware structural example of the information processing apparatus which can implement | achieve the function of the terminal contained in the OCR exchange concentration processing system which concerns on the embodiment, and a server.

  Exemplary embodiments of the present invention will be described below in detail with reference to the accompanying drawings. In addition, in this specification and drawing, about the component which has the substantially same function structure, duplication description is abbreviate | omitted by attaching | subjecting the same code | symbol.

[Flow of explanation]
Here, the flow of explanation in this paper is briefly described.

  First, in order to facilitate understanding of the technical significance of the present embodiment, a general configuration of the OCR exchange concentrated processing system will be briefly described, and problems included in the configuration will be mentioned. Next, the basic configuration and operation of the OCR exchange concentration processing system according to the present embodiment will be described with reference to FIGS. Next, the operation of the OCR exchange concentration processing system according to a modification of the present embodiment (a configuration equipped with a lot management mechanism) will be described with reference to FIGS. Finally, an example of the hardware configuration of an information processing apparatus capable of realizing the functions of a terminal and a server included in the OCR exchange concentration processing system according to the embodiment will be described with reference to FIG.

<1: Outline of OCR exchange processing system (general configuration example)>
The OCR exchange centralized processing system sends the contents of the transfer request form read by the scanner installed at the financial institution's sales office to the centralized center so that the centralized center can manage the contents of the transfer request form. System.

  For example, when a customer visits a sales office of a financial institution to make a transfer request, the customer first fills in a predetermined transfer request form and submits it to a sales office window. As the transfer request form, for example, a layout shown in FIG. 1 is used. The contents of the transfer request form submitted after the entry is read by a scanner installed at a financial institution's sales office and transmitted to the centralized center. The centralized center enters the contents of the transfer request form transmitted from the branch office into the database.

  When transfer details are entered in the database, transfer processing is executed based on the transfer details. First, a transfer telegram indicating the transfer contents is transmitted to a partner bank (hereinafter sometimes simply referred to as a partner bank) via a host computer. The counterparty receiving this transfer message executes a process of depositing the transfer amount into the payee account according to the received transfer message.

  In this process, for example, if the account number specified in the transfer message does not exist or the recipient is different, the transfer process cannot be executed normally in the counterparty. When the transfer process cannot be executed normally, the partner notifies the transfer process error to the financial institution that is the transfer source together with the reason. Upon receiving this notification, the financial institution informs the customer who is the client of the error, and requests the customer to correct the transfer contents or cancel the transfer. When canceling the transfer request, the transfer-source financial institution transmits a “combination message” to the other bank and requests cancellation of the transfer process requested by the transfer message.

  If the transfer process results in an error and an error is notified from the other bank to the transfer source financial institution, a reception slip indicating the error is usually output to the reception-only terminal installed at the financial institution's branch. . In this case, the sales office of the financial institution confirms the receipt slip output from the reception-only terminal, contacts the customer who requested the transfer request, notifies that the transfer has failed, and details of the transfer Inquire about whether to correct the payment or cancel the transfer itself. When canceling the transfer itself, operate the terminal installed at the sales office to input all the data necessary to generate the “combination telegram” and send the generated “combination telegram” to the other party. There is a need to.

  Thus, in a general system, every time an error occurs in the transfer process, a complicated process for creating a “combination message” is required. Further, there is a possibility that a keystroke error occurs when data for generating a “combination telegram” is generated, and an erroneous “combination telegram” is generated. Therefore, improvement has been demanded from the viewpoint of operational convenience and workload.

  In addition, when there are multiple transfer requests from the customer, it is necessary to generate a “combination message” for each case and send it to the other party in order to cancel all of the transfer requests, which is very burdensome. It was. In view of such a situation, the present inventors have intensively studied an improvement plan to solve these problems, and have devised an OCR exchange concentration processing system that greatly contributes to operational efficiency. The details will be described below.

<2: Embodiment>
An embodiment of the present invention will be described. The present embodiment relates to an OCR exchange concentration processing system, and more particularly to an OCR exchange concentration processing system devised for the purpose of improving the efficiency of exchange transfer operations in financial institutions.

[2-1: Configuration of centralized OCR exchange processing system]
First, the configuration of the OCR exchange concentration processing system according to the present embodiment will be described with reference to FIG. FIG. 3 is an explanatory diagram for explaining the configuration of the OCR exchange concentration processing system according to the present embodiment. Note that the functions of a terminal, a server, and the like included in the OCR exchange concentration processing system can be realized using, for example, the hardware configuration of the information processing apparatus shown in FIG.

  As shown in FIG. 3, the OCR exchange concentration processing system according to the present embodiment is mainly configured by a system of a branch office 10 and a concentration center 20 connected by a communication line. The centralized center 20 is connected to the host system 30 by a dedicated line or the like.

(System configuration of sales office 10)
As shown in FIG. 3, regarding the OCR exchange centralized processing system, the system of the sales office 10 is mainly composed of a scanner 101 and a sales office terminal 102.

  When the transfer request form is set, the scanner 101 scans the set transfer request form and generates image data. Further, when scanning the transfer request form, the scanner 101 assigns a “reading serial number” to each transfer request form and prints it on the transfer request form. The image data of the transfer request document read by the scanner 101 is transmitted to the sales office terminal 102. When the scanner 101 has an OCR function, the character data of the transfer request form may be read by the scanner 101 and transmitted to the branch terminal 102. However, in the following description, it is assumed that the image data has been transmitted to the branch terminal 102.

  The store terminal 102 that acquired the image data reads the character data described in the predetermined column from the acquired image data by the character recognition function, and displays the read result on the display screen. For example, when a necessary item is filled in a predetermined column of the transfer request form illustrated in FIG. 1 and set in the scanner 101 and read processing is executed, the display screen of the branch office terminal 102 displays, as shown in FIG. Image data in a predetermined column and character data (recognition data) corresponding to the image data are displayed. In the example of FIG. 2, recognition data and image data such as designated transfer date, client telephone number, financial institution name, recipient name, client name, item, deposit type, account number, transfer amount, branch name, fee category, fee, etc. Is displayed. In addition, only the image data is displayed for the check.

  The branch terminal 102 transmits the acquired image data and character data read from the image data to the centralized center 20 via a predetermined communication line. The predetermined communication line may be a dedicated line or a network that can be used by the public. In addition, when image data and character data are transmitted from the branch office terminal 102 to the centralized center 20, the operator checks the contents displayed on the display screen and confirms whether the contents are correct. The transmission process may be executed by the above operation. In addition, the transmission operation of the image data and the character data may be performed after the procedure for confirming the contents displayed on the display screen of the branch office terminal 102 with the customer.

(System configuration of centralized center 20)
As shown in FIG. 3, regarding the OCR exchange concentration system, the concentration center 20 is mainly configured by a Web server 201, an exchange server 202, an operation terminal 203, and a GW server 204 (gateway server). The operation terminal 203 may be divided into, for example, an entry terminal 211, a verification terminal 212, and an approval terminal 213.

  When image data and character data are received from the branch terminal 102, the received image data and character data are input to the exchange server 202. The exchange server 202 has a database (DB), and stores the input image data and character data in the database in association with the “reading serial number”. The image data and character data stored in the database of the exchange server 202 are distributed to the entry terminal 211. The distributed image data and character data are displayed on the screen of the entry terminal 211, and the display contents are checked by the operator. At this time, the operator compares the image data with the character data to check whether there is an error in the character recognition result in the sales office terminal 102, and corrects the character data that is misread or unread as necessary. Perform the operation.

  When the operator's check and correction operations are completed in the entry terminal 211, the character data and image data corrected as necessary (hereinafter referred to as entry data) are distributed to the verification terminal 212. The distributed entry data is displayed on the screen of the verification terminal 212, and the operator confirms the entry data and re-enters important items. If the confirmation result of the entry data does not match, or if the transaction is expensive, the entry data (hereinafter referred to as “verification data”) that has been confirmed in the verification terminal 212 or re-entered important items is distributed to the approval terminal 213. Is done. The distributed verification data is displayed on the screen of the approval terminal 213, and an approval operation is performed by the officer.

  When the verification results at the verification terminal 212 match or when the approval operation is performed at the approval terminal 213, a “exchange message” is transmitted to the host system 30 via the GW server 204. The host system 30 transmits a transfer message to the counterparty based on the received exchange-targeted message. The counterparty receiving this transfer message executes a process of depositing the transfer amount into the payee account according to the received transfer message.

  In this process, for example, if the account number specified in the transfer message does not exist or the recipient is different, the transfer process cannot be executed normally in the counterparty. If the transfer process cannot be executed normally, the partner notifies the host system 30 of the transfer process error together with the reason. Receiving this notification, the host system 30 transmits the error content to the exchange server 202 via the GW server 204.

  When canceling the transfer request, the exchange server 202 first determines the “reading serial number” of the transfer request form requested for the transfer. For example, the exchange server 202 matches the information such as the original transfer request data and branch office information included in the error notification received from the counterparty with the original slip of the transfer request document, and determines the corresponding “reading serial number”. When an error is notified to a plurality of transfer messages, the exchange server 202 determines each “reading serial number” of the transfer request form corresponding to each transfer message.

  Next, the operator designates the “reading serial number” of the transfer request form corresponding to the transfer process to be canceled. At this time, for example, the entry terminal 211 of the centralized center 20 or the branch office terminal 102 installed in the branch office 10 is used to designate the “reading serial number”. A dedicated input screen for designating “reading serial number” may be prepared. When the “reading serial number” of the transfer request form corresponding to the transfer process to be canceled is specified in this way, the specified content is transmitted to the exchange server 202. The exchange server 202 extracts transaction data corresponding to the designated “reading serial number” from the transaction data (the image data and character data described above) stored in the database.

  When transaction data corresponding to the transfer process to be canceled is extracted, the exchange server 202 automatically generates a “combination message” based on the extracted transaction data. Here, the configuration in which the exchange server 202 automatically generates the “combination telegram” has been introduced here, but another terminal or server in the OCR exchange centralized system may automatically generate the “combination telegram”. The “combination telegram” automatically generated in this way is transmitted to the host system 30 via the GW server 204. The host system 30 transmits a “combination message” to the other party and requests cancellation of the transfer process requested by the transfer message.

  The system configuration of the OCR exchange concentration system according to this embodiment has been described above. In the case of a general system configuration, when an error occurs at the other party and the transfer process is canceled, the operator receives the data necessary to generate a “combination message” from the terminal installed at the branch. However, in the case of the system configuration according to the present embodiment, the “combination message” is automatically generated, so that the operator's input operation is not necessary. As a result, the operation related to the cancellation of the transfer process is simplified and the business efficiency is improved. Furthermore, it is possible to prevent an erroneous “combination telegram” from being generated due to a keystroke mistake or the like. Thus, when the technology according to the present embodiment is applied, an OCR exchange concentration system with high operational convenience is provided.

[2-2: Overall processing flow of exchange transactions]
Here, with reference to FIG. 4, an overall processing flow of the exchange transaction in the OCR exchange concentration system according to the present embodiment will be described. FIG. 4 is an explanatory diagram for explaining the overall processing flow of the exchange transaction in the OCR exchange concentration system according to the present embodiment.

  As shown in FIG. 4, when performing the transfer process, the operator scans the transfer request form with the scanner 101 installed in the sales office 10. At this time, the scanner 101 assigns a “reading serial number” to each transfer request form (S101). The image data of the transfer request document scanned by the scanner 101 is input to the sales office terminal 102. Next, the sales office terminal 102 performs character recognition on the input image data, and reads the character data described in a predetermined column of the transfer request form (S102). Character data and image data read by the branch terminal 102 are transmitted to the exchange server 202 of the centralized center 20.

  The exchange server 202 registers the transmitted character data and image data in the database (S103). At this time, the exchange server 202 registers character data and image data in the database in association with the “reading serial number”. Character data and image data registered in the database are distributed to the entry terminal 211. The operator confirms the character data and image data displayed on the screen of the entry terminal 211, and performs the entry operation while visually comparing them (S104). The entered data (entry data) is distributed to the verification terminal 212. Next, the operator performs a verification operation on the entry data using the verification terminal 212 (S105).

  When the entry / verify does not match or the transaction is expensive, the officer performs an approval operation using the approval terminal 213 (S106). When the approval operation is completed, or when the verify operation is completed in a transaction that does not require the approval operation, a message for exchange destination is transmitted to the host system 30 via the GW server 204 (S107). At this stage, one exchange transaction is completed.

  The overall processing flow of the exchange transaction in the OCR exchange concentration system according to this embodiment has been described above.

[2-3: Automatic generation method of reorganization message]
Next, with reference to FIGS. 5 to 9, a processing flow in the case where an error notification comes from the counterparty and a transaction is canceled will be described.

(2-3-1: Generation processing flow of recombination message)
First, with reference to FIG. 5, a description will be given of a process flow of generating a recombination message. FIG. 5 is an explanatory diagram for explaining a process flow for generating a recombination message.

  First, the operator designates the “reading serial number” of the transfer request form to be canceled from the branch terminal 102 or the entry terminal 211 (S111). Next, the exchange server 202 searches the database for transfer data corresponding to the designated “reading serial number” (S112). Note that transfer data (image data and character data) associated with “reading serial number” is registered in the database. For each transfer data, whether it is before entry or after entry is verified. State information such as whether the transmission has been completed, verification has not been completed, transmission to the host system 30 has been completed, or transmission has not been completed is registered.

  Next, the exchange server 202 automatically generates a “combination telegram” based on the transfer data extracted from the database (S113). Next, the exchange server 202 transmits a “combination telegram” to the host system 30 via the GW server 204 (S114). Next, the host system 30 transmits a “combination message” to the other party (S115), and requests cancellation of the transfer process requested by the transfer message. Based on this “combination telegram”, the transfer process cancel process is executed in the partner bank, and the transfer process corresponding to the transfer request form specified in step S111 is cancelled.

  Heretofore, the process flow for generating a recombination message has been described.

(2-3-2: Lot management function)
Next, the lot management function will be described with reference to FIGS. This lot management function is a function for managing a plurality of transfer processes by lot serial numbers and performing batch processing using the lot serial numbers. So far, the mechanism for executing the transfer process for each case or canceling the transfer process has been described. Here, a method for processing a plurality of transfer request documents together will be described.

  When one client makes a transfer request to a plurality of transfer destinations, a total vote is attached to a plurality of transfer request forms entered by the client. In this total vote, for example, as shown in FIG. 6, information such as a transmission date, a transfer date, a transfer amount, the number of attached transfer request forms, and the number of transfer requests is described. This total vote is scanned by the scanner 101 of the sales office 10 together with the transfer request form. The total slip scanned by the scanner 101 and the image data of each transfer request form are transmitted to the branch terminal 102.

  The branch terminal 102 assigns a lot serial number to the total slip transmitted from the scanner 101 and the transfer request form scanned together with the total slip, and prints the lot serial number on the total slip and each transfer request form. That is, when scanning the first transfer request form of the lot, the lot serial number is acquired and notified to the scanner, and the lot serial number is printed simultaneously with the scan. The lot serial number is assigned for each bundle of transfer request documents to be scanned. The lot serial number may include a store number or date (eg, [store number] + [date] + [lot number of the day]). At this time, a serial number for each transfer request form is generated and printed together with the lot serial number.

  After the lot serial number is assigned, the branch office terminal 102 transmits the total slip that has been scanned and the image data of each transfer request form to the centralized center 20 together with the lot serial number. In the centralized center 20, the transfer request form is managed using the lot serial number, and entry work is performed. At this time, the centralized center 20 performs a proof check on the total vote and each transfer request form. If the check is NG, a message is displayed and the entry is temporarily suspended. This process improves entry accuracy. In this way, the exchange number server 202 of the centralized center 20 manages the lot serial number, the image of the transfer request form for the lot, and the transfer data in association with each other.

  Here, the entry process and the verify process will be described in more detail.

  As shown in FIG. 7, when entry processing is started, first, the operator uses the entry terminal 211 to acquire unentry transfer data from the database of the exchange server 202 (S201). Next, the operator confirms the OCR authentication result (character data) using the entry terminal 211, and corrects the character data as necessary (S202). When the process of step S202 is completed, the entered transfer data (entry data) is stored in the database of the exchange server 202 (S203). Then, the entry process ends, and the process proceeds to the verify process.

  When the verification process is started, first, the operator uses the verification terminal 212 to acquire unverified transfer data (entry data) from the database of the exchange server 202 (S211). Next, the operator performs entry of important items using the verification terminal 212 (S212). At this time, it is determined whether or not the verifications match. If the verifications match, the process proceeds to step S215. If the verifications do not match, the process proceeds to step S214. When the process proceeds to step S214, the process is returned to step S213 after approval of the officer or correction of data (S214).

  When the process proceeds to step S215, it is determined whether or not the target transaction is a high-priced transaction (S215). If it is a high-priced transaction, the process proceeds to step S216. On the other hand, if the transaction is not expensive, the process proceeds to step S217. If the process has proceeded to step S216, after approval by the officer (S216), the process proceeds to step S217. When the process proceeds to step S217, the verified transfer data (verify data) is stored in the database of the exchange server 202 (S217).

  Next, it is determined whether or not all the transfer data according to the transfer request form with the same lot serial number has been verified (S218), and if not completed, the processes of steps S211 to S217 are performed for the remaining transfer data. The process is executed (S219), and if all have been verified, the process proceeds to step S220. When the process proceeds to step S220, the exchange server 202 performs a proof check on all transfer data of the same lot (S220), and stores it in the database if the proof check is OK, and if it is NG, the message Display and predetermined processing are executed (S221). The predetermined processing includes, for example, data correction, data deletion, and data return to the sales office 10.

  When the proof check is completed for all the transfer data of the same lot in step S220, the verification process is finished. The entry process and the verify process when using the lot management function have been described above.

(2-3-3: Method for automatically generating a recombination message in lot units)
Next, a method for automatically generating a recombination message in lot units will be described with reference to FIG. FIG. 9 is an explanatory diagram for explaining the flow of processing for automatically generating a recombination message in lot units.

  In a conventional system configuration, when canceling multiple transfer requests, the transfer data is retrieved for each case based on the data notified from the other party, and the operator manually performs a reorganization message based on the transfer data. Was generated. By applying the above-described automatic method for generating a return message, a return message is automatically generated simply by specifying a transfer request to be canceled. Therefore, even when a plurality of transfer requests are canceled, the burden on the operator or the client is small. However, if the same client has made multiple transfer requests at the same time, and you want to cancel all of them at once, the trouble of specifying the transfer requests one by one (the trouble of specifying the “reading serial number”), The process in which the server 202 searches the transfer data in the database one by one is redundant.

  In view of this, a system is proposed in which a lot serial number is used so that a plurality of transfer requests can be canceled in batch units. In this case, as shown in FIG. 9, the operator designates the “lot serial number” of the transfer request form to be canceled from the branch terminal 102 or the entry terminal 211 (S301). Next, the exchange server 202 searches the database for all transfer data corresponding to the designated “lot serial number” (S302). In the database, transfer data (image data and character data) associated with “lot serial number” and “reading serial number” is registered, and each transfer data is before entry or after entry. Status information such as whether it has been verified, has not been verified, has been transmitted to the host system 30, or has not yet been transmitted is registered.

  Next, the exchange server 202 automatically generates a “combination telegram” based on the transfer data extracted from the database (S303). At this time, the exchange server 202 generates a “combination telegram” for each transfer data. Next, the exchange server 202 transmits all “combination telegrams” to the host system 30 via the GW server 204 (S304). Next, the host system 30 transmits all “combination telegrams” to the other party (S305), and requests cancellation of the transfer process requested by the transfer telegram. Based on this “combination message”, the transfer process cancellation process is executed in the partner bank, and the transfer processes corresponding to all the transfer request documents numbered with the lot serial numbers designated in step S301 are canceled together.

  In addition, when the transfer data in the lot includes data that has been sent to the host system 30 and data that has not been sent to the host system 30, a rewrite message may be generated only for the transfer data that has been sent to the host system 30. At this time, for data not yet transmitted from the host system, if entry or verification is not yet performed, subsequent entry or verification is not performed. For example, the status information is set to “cancelled” so that no unnecessary entry or verification work is performed thereafter.

  This completes the description of the method for automatically generating a reorganization message for each lot. With this configuration, in the case of transfer data managed on a lot basis, if the transfer is canceled on a lot basis, all of the transfer data corresponding to the transfer request attached to the total slip (or sent to the host system 30) A recombination message is automatically generated for all the transfer data already completed. Therefore, operational convenience is further improved.

  The configuration and operation of the OCR exchange concentration processing system according to this embodiment have been described in detail above. Note that, here, the OCR exchange concentration processing system for financial institutions has been described as an example, but the technology according to the present embodiment is the same as long as it is a system that can be used for subsequent process data using original data. It is possible to apply.

<3: Hardware configuration example>
The functions of the components included in the server and the terminal can be realized using, for example, the hardware configuration of the information processing apparatus illustrated in FIG. That is, the function of each component is realized by controlling the hardware shown in FIG. 10 using a computer program. The form of the hardware is arbitrary, and includes, for example, a personal computer, a mobile phone, a portable information terminal such as a PHS, a PDA, a game machine, or various information appliances. However, the above PHS is an abbreviation of Personal Handy-phone System. The PDA is an abbreviation for Personal Digital Assistant.

  As shown in FIG. 10, this hardware mainly includes a CPU 902, a ROM 904, a RAM 906, a host bus 908, and a bridge 910. Further, this hardware includes an external bus 912, an interface 914, an input unit 916, an output unit 918, a storage unit 920, a drive 922, a connection port 924, and a communication unit 926. However, the CPU is an abbreviation for Central Processing Unit. The ROM is an abbreviation for Read Only Memory. The RAM is an abbreviation for Random Access Memory.

  The CPU 902 functions as, for example, an arithmetic processing unit or a control unit, and controls the overall operation of each component or a part thereof based on various programs recorded in the ROM 904, the RAM 906, the storage unit 920, or the removable recording medium 928. . The ROM 904 is a means for storing a program read by the CPU 902, data used for calculation, and the like. In the RAM 906, for example, a program read by the CPU 902, various parameters that change as appropriate when the program is executed, and the like are temporarily or permanently stored.

  These components are connected to each other via, for example, a host bus 908 capable of high-speed data transmission. On the other hand, the host bus 908 is connected to an external bus 912 having a relatively low data transmission speed via a bridge 910, for example. As the input unit 916, for example, a mouse, a keyboard, a touch panel, a button, a switch, a lever, or the like is used. Further, as the input unit 916, a remote controller (hereinafter referred to as a remote controller) capable of transmitting a control signal using infrared rays or other radio waves may be used.

  As the output unit 918, for example, a display device such as a CRT, LCD, PDP, or ELD, an audio output device such as a speaker or a headphone, a printer, a mobile phone, or a facsimile, etc. Or it is an apparatus which can notify audibly. However, the above CRT is an abbreviation for Cathode Ray Tube. The LCD is an abbreviation for Liquid Crystal Display. The PDP is an abbreviation for Plasma Display Panel. Furthermore, the ELD is an abbreviation for Electro-Luminescence Display.

  The storage unit 920 is a device for storing various data. As the storage unit 920, for example, a magnetic storage device such as a hard disk drive (HDD), a semiconductor storage device, an optical storage device, a magneto-optical storage device, or the like is used. However, the HDD is an abbreviation for Hard Disk Drive.

  The drive 922 is a device that reads information recorded on a removable recording medium 928 such as a magnetic disk, an optical disk, a magneto-optical disk, or a semiconductor memory, or writes information to the removable recording medium 928. The removable recording medium 928 is, for example, a DVD medium, a Blu-ray medium, an HD DVD medium, or various semiconductor storage media. Of course, the removable recording medium 928 may be, for example, an IC card on which a non-contact type IC chip is mounted, an electronic device, or the like. However, the above IC is an abbreviation for Integrated Circuit.

  The connection port 924 is a port for connecting an external connection device 930 such as a USB port, an IEEE 1394 port, a SCSI, an RS-232C port, or an optical audio terminal. The external connection device 930 is, for example, a printer, a portable music player, a digital camera, a digital video camera, or an IC recorder. However, the above USB is an abbreviation for Universal Serial Bus. The SCSI is an abbreviation for Small Computer System Interface.

  The communication unit 926 is a communication device for connecting to the network 932. For example, a wired or wireless LAN, Bluetooth (registered trademark), or a WUSB communication card, an optical communication router, an ADSL router, or various types It is a modem for communication. The network 932 connected to the communication unit 926 is configured by a wired or wireless network, such as the Internet, home LAN, infrared communication, visible light communication, broadcast, or satellite communication. However, the above LAN is an abbreviation for Local Area Network. The WUSB is an abbreviation for Wireless USB. The above ADSL is an abbreviation for Asymmetric Digital Subscriber Line.

  As mentioned above, although preferred embodiment of this invention was described referring an accompanying drawing, it cannot be overemphasized that this invention is not limited to the example which concerns. It will be apparent to those skilled in the art that various changes and modifications can be made within the scope of the claims, and these are naturally within the technical scope of the present invention. Understood.

DESCRIPTION OF SYMBOLS 10 Sales office 101 Scanner 102 Sales office terminal 20 Centralized center 201 Web server 202 Exchange server 203 Operation terminal 204 GW server 211 Entry terminal 212 Verification terminal 213 Approval terminal 30 Host system

Claims (9)

In the case of canceling the transfer process, it comprises a return message generation means for generating a return message to be transmitted to the transfer destination when the transfer process is canceled using the transfer data used for the transfer process. An information processing apparatus. The transfer data is assigned a lot serial number,
When cancellation of transfer processing is requested by specifying the lot sequence number, the reorganization message generation means uses all the transfer data that has been assigned the specified lot sequence number, The information processing apparatus according to claim 1, wherein a recombination message to be transmitted to the transfer destination is generated to cancel the transfer process for each. The transfer data is assigned a lot serial number,
When cancellation of transfer processing is requested by specifying the lot sequence number, the reorganization message generation means uses the transfer data in which the specified lot sequence number is assigned, and the host among the transfer data The information processing apparatus according to claim 1, further comprising: generating a reorganization message to be transmitted to the transfer destination in order to cancel the transfer process for the already transferred transfer data. The transfer data is generated by a data generation means that generates a transfer data by reading a transfer request form,
The data generating means, when a plurality of transfer request documents and a predetermined document are read in succession, assigns the same lot serial number to a plurality of transfer data generated from the plurality of transfer request documents. The information processing apparatus according to claim 2. The data generation means generates the transfer data by identifying characters or numbers described in a predetermined column of the transfer request form from image data of the transfer request form read by a scanner. 5. The information processing apparatus according to 4. The reorganization message generation means sends a transfer message describing the contents of the transfer data required for execution of the transfer process to the transfer destination, and then a transfer process error occurs at the transfer destination. The information processing apparatus according to claim 1, wherein the recombination message is generated when it is necessary to cancel the process. A data generation unit that is connected to a scanner that scans a transfer request document and generates transfer data by identifying characters or numbers described in a predetermined column of the transfer request document from image data of the transfer request document read by the scanner A terminal device,
Of the transfer data generated by the data generation means, a transfer processing means for sending the transfer message describing information required for the transfer process to the transfer destination and proceeding with the transfer process;
When canceling the transfer process, using the transfer data used for the transfer process, a return message generation means for generating a return message to be sent to the transfer destination when canceling the transfer process;
An information processing apparatus having
including,
A transfer processing system characterized by that. In the case of canceling the transfer process, the process includes the step of using the transfer data used for the transfer process to generate a return message to be transmitted to the transfer destination when the transfer process is cancelled. Message generation method. The transfer processing system
A step of automatically identifying characters or numbers described in a predetermined column of the transfer request form from the image data of the transfer request form read by the scanner and generating transfer data;
Of the transfer data generated in the step of generating, a step of transmitting the transfer message describing information necessary for the transfer process to the transfer destination and proceeding with the transfer process;
When canceling the transfer process, using the transfer data used for the transfer process, automatically generating a reorganization message to be sent to the transfer destination when canceling the transfer process;
A step of transmitting the reorganization message generated in the automatic generation step to the transfer destination;
including,
How to cancel the transfer process.

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