JP2011150581A5 - - Google Patents
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- JP2011150581A5 JP2011150581A5 JP2010012025A JP2010012025A JP2011150581A5 JP 2011150581 A5 JP2011150581 A5 JP 2011150581A5 JP 2010012025 A JP2010012025 A JP 2010012025A JP 2010012025 A JP2010012025 A JP 2010012025A JP 2011150581 A5 JP2011150581 A5 JP 2011150581A5
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第１の発明は、加盟店サーバと決済サーバと放送受信端末とを有する決済システムであって、前記放送受信端末は、前記加盟店サーバと前記決済サーバとセキュアな通信が可能であり、前記放送受信端末は、前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記制御指示を前記クレジットカードのＩＣチップに送ることで、前記購入した商品の決済情報を暗号化して暗号化決済情報を前記ＩＣチップに生成させる決済情報処理部と、前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備えており、前記加盟店サーバは、前記放送受信端末から受け取った購入指示情報と、前記決済サーバにおける認証結果とに基づいて前記商品の購入処理を行い、前記決済サーバは、前記ＩＣチップで生成した暗号化決済情報を復号化した決済情報に基づいてクレジットカード決済の認証処理を行う、決済システムである。
A first invention is a payment system having a member store server, a payment server, and a broadcast receiving terminal, wherein the broadcast receiving terminal is capable of secure communication with the member store server and the payment server. The receiving terminal uses the purchase instruction processing unit that sends the purchase instruction information about the product selected by the viewer among the product information included in the program information received by the digital broadcast wave to the member store server, and is used for the credit card settlement. A control instruction for starting an application for encrypting payment information is received from the member store server, and the control instruction is sent to the IC chip of the credit card , whereby the payment information of the purchased product is encrypted and encrypted. A payment information processing unit for generating the IC payment information in the IC chip, and the encryption payment information generated by the IC chip in the payment server. A payment server processing unit that receives the authentication result from the payment server, and if the normal authentication result is received from the payment server, the authentication result is sent to the member A purchase completion processing unit that receives purchase completion information of the product from the member store server by sending it to the store server, and the member store server includes the purchase instruction information received from the broadcast receiving terminal, The product purchase process is performed based on the authentication result in the payment server, and the payment server performs the credit card payment authentication process based on the payment information obtained by decrypting the encrypted payment information generated by the IC chip. It is a payment system.
第２の発明は、デジタル放送波を受信可能な放送受信端末と商品の販売を行う加盟店サーバとクレジットカードの決済処理を行う決済サーバとを有する決済システムにおける放送受信端末であって、前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記制御指示を前記クレジットカードのＩＣチップに送ることで、前記購入した商品の決済情報を暗号化して暗号化決済情報を前記ＩＣチップに生成させる決済情報処理部と、前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備える決済システムにおける放送受信端末である。
A second invention is a broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving a digital broadcast wave, a merchant server that sells merchandise, and a payment server that performs payment processing of a credit card. The receiving terminal is capable of secure communication between the member store server and the settlement server, and the purchase instruction information for the product selected by the viewer among the product information included in the program information received by the digital broadcast wave A purchase instruction processing unit that sends the information to the member store server, and a control instruction for starting an application for encrypting payment information used for credit card payment from the member store server, and the control instruction is received from the credit card IC. Sending to the chip encrypts the payment information of the purchased product and causes the IC chip to generate encrypted payment information An information processing unit, a payment server processing unit that performs an authentication process of credit card payment by sending encrypted payment information generated by the IC chip to the payment server, and receives an authentication result from the payment server; A payment completion processing unit that, when a normal authentication result is received from the payment server, sends the authentication result to the member store server to receive purchase completion information of the product from the member store server. It is a broadcast receiving terminal in the system.
第３の発明は、デジタル放送波を受信可能な放送受信端末と商品の販売を行う加盟店サーバとクレジットカードの決済処理を行う決済サーバとを有する決済システムにおける放送受信端末であって、前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末の遠隔操作装置に前記制御指示を送ることで、前記遠隔操作装置に備えられたＩＣチップ読取装置が前記制御指示を前記クレジットカードのＩＣチップに渡し、前記ＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、前記ＩＣチップで生成された暗号化決済情報を前記ＩＣチップ読取装置から受け取り、前記暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備えており、前記放送受信端末と前記遠隔操作装置との間の通信がセキュアな通信である、決済システムにおける放送受信端末である。
According to a third aspect of the present invention, there is provided a broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving digital broadcast waves, a merchant server that sells merchandise, and a payment server that performs payment processing for a credit card. The receiving terminal is capable of secure communication between the member store server and the settlement server, and the purchase instruction information for the product selected by the viewer among the product information included in the program information received by the digital broadcast wave To the member store server and a control instruction for starting an application for encrypting payment information used for credit card payment is received from the member store server, and is sent to the remote control device of the broadcast receiving terminal. the control instruction by a letter, the IC chip provided in the remote operation device reader the control instruction the credit card Passing the IC chip, the in IC chip, a settlement processing unit for generating the encrypted payment information by encrypting the payment information of the commodity and the purchase, the encrypted payment information generated by the IC chip the IC chip reader A payment server processing unit that receives the authentication result of the credit card payment by sending the encrypted payment information to the payment server and receiving the authentication result from the payment server; and a normal authentication result from the payment server. A purchase completion processing unit that receives the purchase completion information of the product from the member store server by sending the authentication result to the member store server, and the broadcast receiving terminal and the It is a broadcast receiving terminal in a payment system in which communication with a remote control device is secure communication.
第４の発明は、デジタル放送波を受信可能な放送受信端末と商品の販売を行う加盟店サーバとクレジットカードの決済処理を行う決済サーバとを有する決済システムにおける放送受信端末であって、前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末に備えられたＩＣチップ読取装置が前記制御指示を前記クレジットカードのＩＣチップに渡し、前記ＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、前記ＩＣチップで生成された暗号化決済情報を前記ＩＣチップ読取装置から受け取り、前記暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備える決済システムにおける放送受信端末である。
A fourth invention is a broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving digital broadcast waves, a merchant server that sells merchandise, and a payment server that performs payment processing of a credit card, The receiving terminal is capable of secure communication between the member store server and the settlement server, and the purchase instruction information for the product selected by the viewer among the product information included in the program information received by the digital broadcast wave A purchase instruction processing unit for sending a message to the member store server, and a control instruction for starting an application for encrypting payment information used for credit card payment from the member store server, and an IC provided in the broadcast receiving terminal chip reader passes the control instruction to the IC chip of the credit card, in the IC chip, and the purchase quotient A payment information processing unit for encrypting the payment information to generate encrypted payment information, and receiving the encrypted payment information generated by the IC chip from the IC chip reader, and sending the encrypted payment information to the payment server A payment server processing unit for performing an authentication process of credit card payment by sending and receiving the authentication result from the payment server; and when receiving a normal authentication result from the payment server, the authentication result is sent to the member store A broadcast receiving terminal in a payment system comprising: a purchase completion processing unit that receives purchase completion information of the product from the member store server by sending it to a server.
第５の発明は、デジタル放送波を受信可能な放送受信端末と商品の販売を行う加盟店サーバとクレジットカードの決済処理を行う決済サーバとを有する決済システムにおける放送受信端末であって、前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末に備えられた前記クレジットカード決済で用いるＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備える決済システムにおける放送受信端末である。 A fifth invention is a broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving digital broadcast waves, a merchant server that sells merchandise, and a payment server that performs payment processing of a credit card. The receiving terminal is capable of secure communication between the member store server and the settlement server, and the purchase instruction information for the product selected by the viewer among the product information included in the program information received by the digital broadcast wave to receive said merchant purchase instruction processing unit to send to the server, from the merchant server a control instruction for starting the application for encrypting payment information used for credit card payment, provided in the broadcast receiving terminal wherein in the IC chip to be used in the credit card settlement, produce of the purchase encrypted payment information by encrypting the settlement information of the product A payment information processing unit, and a payment server processing unit that performs authentication processing of credit card payment by sending encrypted payment information generated by the IC chip to the payment server, and receives an authentication result from the payment server; A purchase completion processing unit for receiving purchase completion information of the product from the member store server by sending the authentication result to the member store server when a normal authentication result is received from the settlement server. It is a broadcast receiving terminal in a payment system.
Claims (13)
前記放送受信端末は、前記加盟店サーバと前記決済サーバとセキュアな通信が可能であり、
前記放送受信端末は、
前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、
クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記制御指示を前記クレジットカードのＩＣチップに送ることで、前記購入した商品の決済情報を暗号化して暗号化決済情報を前記ＩＣチップに生成させる決済情報処理部と、
前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、
前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、を備えており、
前記加盟店サーバは、
前記放送受信端末から受け取った購入指示情報と、前記決済サーバにおける認証結果とに基づいて前記商品の購入処理を行い、
前記決済サーバは、
前記ＩＣチップで生成した暗号化決済情報を復号化した決済情報に基づいてクレジットカード決済の認証処理を行う、
ことを特徴とする決済システム。 A payment system having a member store server, a payment server, and a broadcast receiving terminal,
The broadcast receiving terminal is capable of secure communication with the member store server and the payment server,
The broadcast receiving terminal is
Of the product information included in the program information received by the digital broadcast wave, a purchase instruction processing unit that sends purchase instruction information about the product selected by the viewer to the member store server;
By receiving a control instruction for starting an application for encrypting payment information used for credit card payment from the member store server, and sending the control instruction to the IC chip of the credit card, the payment information of the purchased product A payment information processing unit that encrypts and generates encrypted payment information in the IC chip;
A payment server processing unit that performs authentication processing of credit card payment by sending encrypted payment information generated by the IC chip to the payment server, and receives an authentication result from the payment server;
A purchase completion processing unit for receiving purchase completion information of the product from the member store server by sending the authentication result to the member store server when a normal authentication result is received from the payment server. And
The member store server is
Based on the purchase instruction information received from the broadcast receiving terminal and the authentication result in the payment server, the product is purchased.
The payment server
The credit card payment authentication process is performed based on the payment information obtained by decrypting the encrypted payment information generated by the IC chip.
A payment system characterized by that.
前記購入指示処理部は、さらに、
前記購入指示情報として前記タイムスタンプを含めて前記加盟店サーバに送り、
前記加盟店サーバは、
前記タイムスタンプを含む購入指示情報を記憶することで番組に対する広告効果を検証する、
ことを特徴とする請求項１に記載の決済システム。 The program information further includes a time stamp indicating the broadcast date and time,
The purchase instruction processing unit further includes:
Send the merchandise store server including the time stamp as the purchase instruction information,
The member store server is
Storing the purchase instruction information including the time stamp to verify the advertising effect on the program;
The payment system according to claim 1.
前記放送受信端末は、さらに、
前記広告情報の閲覧要求を受け付けると、前記広告の有効期限を示すタイムスタンプを確認し、有効期限内であれば、前記放送受信端末で前記広告情報の表示を行う広告期限確認処理部を有しており、
前記購入指示処理部は、さらに、
前記購入指示情報として前記放送日時を示すタイムスタンプを含めて前記加盟店サーバに送る、
ことを特徴とする請求項１に記載の決済システム。 The program information further includes advertisement information, a time stamp indicating the expiration date of the advertisement, and a time stamp indicating the broadcast date and time,
The broadcast receiving terminal further includes:
Upon receipt of the advertisement information browsing request, a time stamp indicating an expiration date of the advertisement is confirmed, and if within the expiration date, an advertisement expiration date confirmation processing unit that displays the advertisement information at the broadcast receiving terminal is provided. And
The purchase instruction processing unit further includes:
Sending to the member store server including a time stamp indicating the broadcast date as the purchase instruction information,
The payment system according to claim 1.
前記録画装置では、前記デジタル放送波における番組情報として、少なくとも番組自体のコンテンツ情報と、前記コンテンツ情報の視聴期限と、前記コンテンツ情報を再生させる視聴鍵を送る加盟店サーバのアドレス情報と、前記コンテンツ情報の番組を識別する番組識別情報とを少なくとも記憶しており、
前記放送受信端末は、さらに、
前記録画装置に記憶したコンテンツ情報の再生要求を受け付けると、前記録画装置に記憶した前記コンテンツ情報に対応する視聴期限を確認する視聴期限確認処理部を有しており、
前記購入指示処理部は、さらに、
再生要求を受け付けたコンテンツ情報の視聴期限が経過していれば、前記コンテンツ情報の番組識別情報に対応する視聴鍵の取得依頼を購入指示情報として前記アドレス情報に基づいて前記加盟店サーバに送り、
前記放送受信端末は、
前記加盟店サーバから受け取った視聴鍵を用いて、前記録画装置に記憶したコンテンツ情報を再生させる、
ことを特徴とする請求項１から請求項３のいずれかに記載の決済システム。 The broadcast receiving terminal is further connected to a recording device for recording the program information,
In the recording apparatus, as program information in the digital broadcast wave, at least content information of the program itself, a viewing time limit of the content information, address information of a member store server that sends a viewing key for reproducing the content information, and the content At least program identification information for identifying a program of information,
The broadcast receiving terminal further includes:
Upon receipt of a request for reproduction of content information stored in the recording device, a viewing time limit confirmation processing unit that confirms a viewing time limit corresponding to the content information stored in the recording device,
The purchase instruction processing unit further includes:
If the viewing time limit of the content information for which the reproduction request has been received has passed, a request for obtaining a viewing key corresponding to the program identification information of the content information is sent to the member store server as purchase instruction information based on the address information,
The broadcast receiving terminal is
Using the viewing key received from the member store server, the content information stored in the recording device is reproduced.
The payment system according to any one of claims 1 to 3, wherein:
前記購入指示処理部は、さらに、
前記番組表情報から選択された番組のコンテンツ情報の視聴依頼を前記番組識別情報とともに購入指示情報として前記アドレス情報に基づいて前記加盟店サーバに送り、
前記放送受信端末は、さらに、
前記加盟店サーバから前記番組のコンテンツ情報を受け取ることで、前記選択された番組のコンテンツ情報を再生させる、
ことを特徴とする請求項１から請求項４のいずれかに記載の決済システム。 The broadcast receiving terminal further stores at least program guide information within a predetermined period in the past, program identification information of each program in the program information, and address information of a member store server that sends program content information,
The purchase instruction processing unit further includes:
Sending a request for viewing content information of a program selected from the program guide information to the member store server based on the address information as purchase instruction information together with the program identification information,
The broadcast receiving terminal further includes:
Receiving the content information of the program from the member store server to reproduce the content information of the selected program;
The settlement system according to any one of claims 1 to 4, wherein the settlement system is characterized in that
前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、
前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、
クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記制御指示を前記クレジットカードのＩＣチップに送ることで、前記購入した商品の決済情報を暗号化して暗号化決済情報を前記ＩＣチップに生成させる決済情報処理部と、
前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、
前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、
を備えることを特徴とする決済システムにおける放送受信端末。 A broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving a digital broadcast wave, a merchant server that sells products, and a payment server that performs payment processing of a credit card,
The broadcast receiving terminal is capable of secure communication between a member store server and a settlement server,
Of the product information included in the program information received by the digital broadcast wave, a purchase instruction processing unit that sends purchase instruction information about the product selected by the viewer to the member store server;
By receiving a control instruction for starting an application for encrypting payment information used for credit card payment from the member store server, and sending the control instruction to the IC chip of the credit card, the payment information of the purchased product A payment information processing unit that encrypts and generates encrypted payment information in the IC chip;
A payment server processing unit that performs authentication processing of credit card payment by sending encrypted payment information generated by the IC chip to the payment server, and receives an authentication result from the payment server;
When a normal authentication result is received from the payment server, a purchase completion processing unit that receives purchase completion information of the product from the member store server by sending the authentication result to the member store server;
A broadcast receiving terminal in a payment system, comprising:
前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、
前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、
クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末の遠隔操作装置に前記制御指示を送ることで、前記遠隔操作装置に備えられたＩＣチップ読取装置が前記制御指示を前記クレジットカードのＩＣチップに渡し、前記ＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、
前記ＩＣチップで生成された暗号化決済情報を前記ＩＣチップ読取装置から受け取り、前記暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、
前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、
を備えており、
前記放送受信端末と前記遠隔操作装置との間の通信がセキュアな通信である、
ことを特徴とする決済システムにおける放送受信端末。 A broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving a digital broadcast wave, a merchant server that sells products, and a payment server that performs payment processing of a credit card,
The broadcast receiving terminal is capable of secure communication between a member store server and a settlement server,
Of the product information included in the program information received by the digital broadcast wave, a purchase instruction processing unit that sends purchase instruction information about the product selected by the viewer to the member store server;
A control instruction for starting an application for encrypting payment information used for credit card payment is received from the member store server, and the control instruction is sent to the remote operation device of the broadcast receiving terminal, whereby the remote operation device is transmitted to the remote operation device. A payment information processing unit that passes the control instruction to the IC chip of the credit card, and the IC chip reader encrypts the payment information of the purchased product to generate encrypted payment information;
The encrypted payment information generated by the IC chip is received from the IC chip reader, and the encrypted payment information is sent to the payment server to perform the credit card payment authentication process, and the authentication result is sent to the payment server. The payment server processing unit received from
When a normal authentication result is received from the payment server, a purchase completion processing unit that receives purchase completion information of the product from the member store server by sending the authentication result to the member store server;
With
Communication between the broadcast receiving terminal and the remote control device is secure communication.
The broadcast receiving terminal in the payment system characterized by the above-mentioned.
前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、
前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、
クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末に備えられたＩＣチップ読取装置が前記制御指示を前記クレジットカードのＩＣチップに渡し、前記ＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、
前記ＩＣチップで生成された暗号化決済情報を前記ＩＣチップ読取装置から受け取り、前記暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、
前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、
を備えることを特徴とする決済システムにおける放送受信端末。 A broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving a digital broadcast wave, a merchant server that sells products, and a payment server that performs payment processing of a credit card,
The broadcast receiving terminal is capable of secure communication between a member store server and a settlement server,
Of the product information included in the program information received by the digital broadcast wave, a purchase instruction processing unit that sends purchase instruction information about the product selected by the viewer to the member store server;
A control instruction for starting an application for encrypting payment information used for credit card payment is received from the member store server, and an IC chip reader provided in the broadcast receiving terminal sends the control instruction to the IC of the credit card. A payment information processing unit for generating encrypted payment information by encrypting payment information of the purchased product in the IC chip;
The encrypted payment information generated by the IC chip is received from the IC chip reader, and the encrypted payment information is sent to the payment server to perform the credit card payment authentication process, and the authentication result is sent to the payment server. The payment server processing unit received from
When a normal authentication result is received from the payment server, a purchase completion processing unit that receives purchase completion information of the product from the member store server by sending the authentication result to the member store server;
A broadcast receiving terminal in a payment system, comprising:
前記放送受信端末は、加盟店サーバと決済サーバとの間でセキュアな通信が可能であり、
前記デジタル放送波で受信した番組情報に含まれる商品情報のうち、視聴者が選択した商品についての購入指示情報を前記加盟店サーバに送る購入指示処理部と、
クレジットカード決済に用いる決済情報の暗号化を行うアプリケーションを起動するための制御指示を前記加盟店サーバから受け取り、前記放送受信端末に備えられた前記クレジットカード決済で用いるＩＣチップにおいて、前記購入した商品の決済情報を暗号化して暗号化決済情報を生成させる決済情報処理部と、
前記ＩＣチップで生成された暗号化決済情報を前記決済サーバに送ることでクレジットカード決済の認証処理を行わせ、その認証結果を前記決済サーバから受け取る決済サーバ処理部と、
前記決済サーバから正常な認証結果を受け取った場合には、その認証結果を前記加盟店サーバに送ることで、前記商品の購入完了情報を前記加盟店サーバから受け取る購入完了処理部と、
を備えることを特徴とする決済システムにおける放送受信端末。 A broadcast receiving terminal in a payment system having a broadcast receiving terminal capable of receiving a digital broadcast wave, a merchant server that sells products, and a payment server that performs payment processing of a credit card,
The broadcast receiving terminal is capable of secure communication between a member store server and a settlement server,
Of the product information included in the program information received by the digital broadcast wave, a purchase instruction processing unit that sends purchase instruction information about the product selected by the viewer to the member store server;
Received from the member store server a control instruction for starting an application for encrypting payment information used for credit card payment , and the purchased product in the IC chip used for the credit card payment provided in the broadcast receiving terminal A payment information processing unit that encrypts the payment information and generates encrypted payment information;
A payment server processing unit that performs authentication processing of credit card payment by sending encrypted payment information generated by the IC chip to the payment server, and receives an authentication result from the payment server;
When a normal authentication result is received from the payment server, a purchase completion processing unit that receives purchase completion information of the product from the member store server by sending the authentication result to the member store server;
A broadcast receiving terminal in a payment system, comprising:
前記放送受信端末の決済情報処理部は、
前記タイムスタンプを前記ＩＣチップに送ることで、前記ＩＣチップにおいて、前記タイムスタンプをワンタイムパスワードとして用いる暗号化決済情報を生成させる、
ことを特徴とする請求項６から請求項９のいずれかに記載の決済システムにおける放送受信端末。 The program information received by the digital broadcast wave includes a time stamp indicating date and time information,
The settlement information processing unit of the broadcast receiving terminal is
By sending the time stamp to the IC chip, the IC chip generates encrypted settlement information using the time stamp as a one-time password.
The broadcast receiving terminal in the settlement system according to any one of claims 6 to 9.
前記放送受信端末は前記遠隔操作装置を装着可能な登録装置をさらに備えており、
前記遠隔操作装置が前記登録装置に装着されたあと、前記遠隔操作装置と前記放送受信端末との間で相互に前記自己証明書情報の検証処理を実行することで、少なくとも放送受信端末に前記遠隔操作装置の機器識別情報または自己証明書情報を登録し、
前記放送受信端末は、さらに、
前記遠隔操作装置の機器識別情報と前記放送受信端末の機器識別情報とを用いて、前記放送受信端末と前記遠隔操作装置との間の通信を暗号化するための共通鍵を生成し、
前記生成した共通鍵を前記遠隔操作装置に送ることで前記放送受信端末と前記遠隔操作装置との間の無線通信を、前記共通鍵を用いてセキュアに行う、
ことを特徴とする請求項７に記載の決済システムにおける放送受信端末。 The broadcast receiving terminal and the remote control device each store self-certificate information including device identification information and an electronic signature,
The broadcast receiving terminal further includes a registration device to which the remote control device can be attached,
After the remote control device is attached to the registration device, the remote control device and the broadcast receiving terminal mutually perform verification processing of the self-certificate information, so that at least the remote control device can receive the remote control device. Register the device identification information or self-certificate information of the operating device,
The broadcast receiving terminal further includes:
Using the device identification information of the remote operation device and the device identification information of the broadcast receiving terminal, generate a common key for encrypting communication between the broadcast receiving terminal and the remote operation device,
Wireless communication between the broadcast receiving terminal and the remote control device is performed securely using the common key by sending the generated common key to the remote control device.
The broadcast receiving terminal in the settlement system according to claim 7.
ことを特徴とする請求項１１に記載の決済システムにおける放送受信端末。 The common key is added with the number of uses or the expiration date, and the common key is disabled when the use number or the expiration date is not satisfied.
The broadcast receiving terminal in the settlement system according to claim 11.
前記遠隔操作装置が前記登録装置に装着されたことを検出すると、前記遠隔操作装置の自己証明書情報を取得することによって、前記取得した自己証明書情報またはその機器識別情報と、前記放送受信端末に登録している前記遠隔操作装置の自己証明書情報またはその機器識別情報と比較することで、登録されている遠隔操作装置かを判定し、
登録されている遠隔操作装置と判定した場合、新たな共通鍵を生成して前記遠隔操作装置に送る、
ことを特徴とする請求項１１または請求項１２に記載の決済システムにおける放送受信端末。 The broadcast receiving terminal is
When it is detected that the remote control device is attached to the registration device, the self certificate information of the remote control device or its device identification information and the broadcast receiving terminal are acquired by acquiring the self certificate information of the remote control device. By comparing with the self-certificate information of the remote operation device registered in the device or its device identification information, it is determined whether it is a registered remote operation device,
If it is determined as a registered remote control device, a new common key is generated and sent to the remote control device.
The broadcast receiving terminal in the payment system according to claim 11 or 12.
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| JP2006304044A (en) * | 2005-04-22 | 2006-11-02 | Aruze Corp | Server and system for merchandise sale |
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| JP5175490B2 (en) * | 2007-05-17 | 2013-04-03 | 株式会社野村総合研究所 | Authentication device, authentication system, authentication method, and authentication program |
| JP5245447B2 (en) * | 2008-02-19 | 2013-07-24 | 凸版印刷株式会社 | Payment system, TV receiver, payment method |
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