JP2011095901A - Portable terminal - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a portable terminal capable of controlling the use restriction state and the use permission state of electronic money to favorably prevent the excessive use of the electronic money. <P>SOLUTION: The portable terminal includes: a non-contact IC chip unit for holding history information as information for actualizing an electronic money function and related to a use amount of electronic money; a limit amount etc. storage unit for storing a beginning time of a monitoring period for monitoring the use amount of the electronic money and a limit amount usable within the monitoring period; a history information storage unit for acquiring history information within the monitoring period from the non-contact IC chip unit and accumulating the history information; and an electronic money function monitoring unit for calculating the total of the use amount of the electronic money based on the history information accumulated in the history information storage unit, prohibiting the use of the electronic money function when the total of the use amount exceeds a limit amount, and permitting the use of the electronic money function when a beginning time of a next monitoring period arrives. <P>COPYRIGHT: (C)2011,JPO&INPIT

Description

  The present invention relates to a portable terminal having an electronic money function, and more particularly to a portable terminal that prevents excessive use of electronic money.

  Today, with the technical progress of contactless IC cards, portable terminals with an electronic money function that enable payment by electronic money have come to be widely used. Payment using electronic money is said to tend to be overused with a weakened sense of money because it has less sense of giving and receiving money than cash payments.

  Therefore, a technique for restricting the use of electronic money has been disclosed in Patent Document 1. This technology permits the use of electronic money until a predetermined limit range is exceeded, and when this limit is exceeded, the electronic money function is switched from a usable state to a use-prohibited state.

JP 2006-209453 A

  The technique disclosed in Patent Document 1 switches the electronic money function from a use-prohibited state to a usable state when detecting the reception of a mail or a telephone call from a specific caller, and sets preset use permission information. In this case, the usable state is switched to the prohibited state until the limit range is exceeded. This technique is intended to effectively suppress, for example, a child using too much electronic money under parental supervision.

  However, overuse of electronic money can occur not only for children but also for adults. For this reason, it can be said that it is preferable that the portable terminal automatically switches between the use restriction state and the use permission state according to the restriction imposed by the user.

  The present invention has been made in view of such circumstances, and provides a portable terminal capable of controlling the use-limited state and use-permitted state of electronic money and suitably preventing excessive use of electronic money. Objective.

  In order to solve the above-described problem, a portable terminal according to the present invention realizes an electronic money function and holds history information that is information about the amount of use of the electronic money, and the electronic money Acquire the history information within the monitoring period from the start amount of the monitoring period for monitoring the usage amount, a limit amount storage unit for storing the limit amount usable within the monitoring period, and the non-contact IC chip unit A history information storage unit that accumulates and calculates a total amount of use of the electronic money based on the history information stored in the history information storage unit, and the total amount of use exceeds the limit amount, And an electronic money function monitoring unit that prohibits the use of the electronic money function and permits the use of the electronic money function when the next monitoring period starts.

  The portable terminal according to the present invention can control the use restriction state and use permission state of electronic money, and can suitably prevent overuse of electronic money.

1 is a schematic functional block diagram showing an embodiment of a mobile terminal according to the present invention. The figure which shows the example of a display of the balance information etc. of the electronic money displayed on the display part. The sequence diagram explaining the process performed when the power supply of a portable terminal transfers to an ON state among the electronic money function control processes performed with the portable terminal in this embodiment. Of the electronic money function control processing executed by the mobile terminal according to the present embodiment, processing when the current usage amount is determined to be within the limit amount in the limit amount excess determination processing in step S12 of FIG. 3 will be described. Sequence diagram to do. Of the electronic money function control processing executed by the mobile terminal in the present embodiment, processing executed when it is determined that the current usage amount has been exceeded in the limit amount excess determination processing in step S27 of FIG. Sequence diagram to do. The sequence diagram explaining the process performed after an electronic money function becomes unusable among the electronic money function control processes performed with the portable terminal in this embodiment. The sequence diagram explaining the process when the start time of the following monitoring period comes among the electronic money function control processes performed with the portable terminal in this embodiment, maintaining within the limit amount. Of the electronic money function control processing executed by the mobile terminal according to the present embodiment, the processing executed when the power of the mobile terminal is shifted to the OFF state while the usage amount of the electronic money is maintained within the limit amount will be described. Sequence diagram to do. Of the electronic money function control processing executed by the mobile terminal in the present embodiment, the processing executed when the power of the mobile terminal shifts to the OFF state in a state where the amount of use of electronic money exceeds the limit FIG.

  An embodiment of a portable terminal according to the present invention will be described with reference to the accompanying drawings.

  FIG. 1 is a schematic functional block diagram showing an embodiment of a mobile terminal according to the present invention.

  The mobile terminal 1 can perform voice communication and data using any of the wireless communication methods of W-CDMA, GSM, cdma2000 1x RTT, EVDO, and E-UTRA, which is a wireless access of the 3.9th generation LTE system. Communication is possible. The antenna 11, the wireless transmission / reception unit 12, and the signal processing unit 13 correspond to these methods.

  The antenna 11 receives a radio signal transmitted from a base station accommodated in a mobile communication network by various communication processing systems from space. The antenna 11 radiates a radio signal of a predetermined access method to the space so that wireless communication can be performed with a predetermined communication processing system.

  The radio transmission / reception unit 12 performs radio communication with a base station accommodated in the mobile communication network via the antenna 11 by a predetermined communication processing method. The radio transmission / reception unit 12 generates a radio signal having a carrier frequency instructed from the control unit 19 based on the modulation signal generated by the signal processing unit 13. The radio transmission / reception unit 12 receives a radio signal having a carrier frequency instructed from the control unit 19, mixes it with a local oscillation signal output from the frequency synthesizer, and converts the frequency into an intermediate frequency signal (down-conversion). And the radio | wireless transmission / reception part 12 carries out orthogonal demodulation of this downconverted intermediate frequency signal, and outputs a reception baseband signal. This reception result is output to the signal processing unit 13 and the control unit 19.

  The signal processing unit 13 is configured by a DSP (Digital Signal Processor) or the like, and performs predetermined signal processing on the received baseband signal to obtain received packet data in a predetermined transmission format. The signal processing unit 13 demodulates the audio signal included in the received packet data and decodes the demodulation result to obtain audio data and the like. The audio data obtained by the decoding process is supplied to the PCM codec 14. The PCM codec 14 PCM-decodes the voice data and outputs an analog audio data signal after the PCM decoding to the reception amplifier 15. The analog audio signal is amplified by the receiving amplifier 15 and then output from the receiver 16.

  On the other hand, the voice signal (analog audio signal) of the speaker (user) input to the microphone 17 is amplified to an appropriate level by the transmission amplifier 18 and then PCM encoded by the PCM codec 14. The audio signal after PCM encoding is input to the signal processing unit 13. The signal processing unit 13 encodes the audio signal, generates a modulation signal based on audio data and other data obtained by the encoding, and outputs the generated modulation signal to the radio transmission / reception unit 12.

  The control unit 19 includes a CPU (Central Processing Unit), a ROM (Read Only Memory), a RAM (Random Access Memory), and the like.

  The CPU executes various processes according to various application programs and control programs including the operating system (OS) 20 loaded into the RAM from the programs stored in the ROM or from the storage unit. The CPU generally controls the portable terminal 1 by generating various control signals and supplying them to each unit. In the present embodiment, the CPU executes the electronic money monitoring application 21 and the standby application 22 in particular. The CPU also executes an application manager 23 that manages applications including the electronic money monitoring application 21 and the standby application 22. Note that the OS 20, the electronic money monitoring application 21, the standby application 22, and the application manager 23 executed by the CPU are illustrated inside the control unit 19 for convenience of explanation.

  The electronic money monitoring application 21 is an application that executes an electronic money function control process that will be described in detail later. The standby application 22 is an application that performs display processing of the display unit 34 based on an instruction from another application.

  The RAM of the control unit 19 appropriately stores data necessary for the CPU to execute various processes.

  The non-contact IC chip unit 25 is a chip for realizing an electronic money function in the mobile terminal 1. The non-contact IC chip unit 25 has a dedicated CPU 26, a memory unit 27, and an antenna 28. The non-contact IC chip unit 25 performs short-range communication with a weak radio wave via an antenna 28 with an IC card reader / writer (not shown) that is an external terminal device. The dedicated CPU 26 comprehensively controls processing performed in the non-contact IC chip unit 25. The memory unit 27 (common area of the memory unit) is, for example, a flash memory, and holds history information and electronic money balance information that are information related to the usage amount of electronic money. The non-contact IC chip unit 25 obtains operating power from the power supply circuit 35 of the mobile terminal 1.

  When the non-contact IC chip unit 25 detects a radio wave received from the IC card reader / writer, the non-contact IC chip unit 25 reads the balance information of the electronic money and outputs it from the antenna 28. The IC card reader / writer is connected to an accounting terminal device (not shown). When the balance information is updated by subtracting the current usage amount from the balance information received from the non-contact IC chip unit 25 by the accounting terminal device, the IC card reader / writer relates to the updated new balance information and usage amount. The history information and the like are output to the non-contact IC chip unit 25. When the non-contact IC chip unit 25 receives new updated balance information or the like, the non-contact IC chip unit 25 stores the updated balance information or the like in the memory unit 27. The balance information and history information stored in the memory unit 27 are displayed on the display unit 34 so that the user can appropriately check them. FIG. 2 is a diagram illustrating a display example of electronic money balance information displayed on the display unit 34. Based on the user's predetermined operation, the display unit 34 has information on electronic money such as the balance of electronic money (12,000 yen) and purchase history (7/30 ¥ 3,000, 8/01 ¥ 4,000). It is displayed.

  Although the non-contact IC chip unit 25 is provided with the dedicated CPU 26 and the non-contact IC chip unit 25 operates based on the control of the dedicated CPU 26, the non-contact IC chip unit 25 operates based on the control of the control unit 19 (CPU) of the portable terminal 1. It may work.

  The storage unit 30 includes, for example, a flash memory element that is an electrically rewritable and erasable nonvolatile memory, an HDD (Hard Disc Drive), and the like. The storage unit 30 stores various application programs and various data groups executed by the CPU of the control unit 19, the control program and control data of the mobile terminal 1, and the like. In the present embodiment, the storage unit 30 particularly includes a limit amount storage unit 31 and a history information storage unit 32.

  The limit amount storage unit 31 stores the start time of the monitoring period for monitoring the usage amount of electronic money and the limit amount that can be used within the monitoring period. The start time of the monitoring period and the available limit amount are set in advance by a setting application (not shown) as a setting unit that accepts settings by the user, and the limit amount storage unit 31 stores the set information and the like. Remember. At the start of the monitoring period, for example, “10th of every month”, “25th of every month”, “every Monday”, etc. A suitable timing is set. The monitoring period is a period from the start time to the arrival of the next start time. For example, when the start time is set to “10th of every month”, the monitoring period is “10th of every month to 9th of the next month”. . The limit amount storage unit 31 also stores the start time of the next monitoring period based on the processing executed by the electronic money monitoring application 21. For example, if it is October 13 and the start time of the monitoring period is set to “25th of every month”, the start time of the next monitoring period is stored as “October 25”.

  The history information storage unit 32 accumulates history information within the monitoring period acquired by the electronic money monitoring application 21 from the non-contact IC chip unit 25. If there is a difference between the history information newly acquired by the electronic money monitoring application 21 and the history information stored in the current history information storage unit 32, the history information storage unit 32 stores the newly acquired history information as a history. The information storage unit 32 is overwritten and accumulated.

  For example, the operation unit 33 detects an input operation on an operation surface of an operation key type or a touch panel type. The display unit 34 displays data including characters and images based on instructions from the control unit 19. The display unit 34 includes, for example, an LCD (Liquid Crystal Display), an organic EL (ElectroLuminescence) display, and an inorganic EL display.

  The power supply circuit 35 generates a predetermined operating power supply voltage Vcc based on the output of the battery 36 and supplies it to each part of the mobile terminal 1. The clock circuit (timer) 37 measures the current time or a certain time.

  Hereinafter, the electronic money function control process executed by the mobile terminal 1 will be described.

  FIG. 3 is a sequence diagram for explaining processing executed when the power of the mobile terminal 1 is shifted to the ON state among the electronic money function control processing executed by the mobile terminal 1 in the present embodiment.

  In step S1, for example, when the power supply of the portable terminal 1 shifts to the ON state by a user operation, the power supply circuit 35 starts supplying the operation power supply voltage to each unit. In steps S2 and S3, the application manager 23 issues a start instruction to the standby application 22 and the electronic money monitoring application 21. Thereby, the standby application 22 and the electronic money monitoring application 21 are activated and start operating.

  In step S <b> 4, the activated electronic money monitoring application 21 requests the operating system (hereinafter simply referred to as “OS”) 20 to acquire the system time. The OS 20 acquires the current time from the clock circuit 37 (step S5), and notifies the electronic money monitoring application 21 (step S6).

  In step S <b> 7, the electronic money monitoring application 21 acquires information on the next start time of the monitoring period from the storage unit 31 such as the limit amount in the storage unit 30. In step S8, the electronic money monitoring application 21 determines the next monitoring period start time (the current monitoring period end time) based on the acquired information about the next start time and the system time acquired from the OS 20. Calculate the number of days. What is calculated at this time is not limited to “days” until the start time of the next monitoring period, but may be “time”.

  In step S9, the electronic money monitoring application 21 requests the OS 20 to set a timer for notifying the time-up after the calculated number of days has elapsed, based on the calculated number of days until the start time of the next monitoring period. Do. The OS 20 sets a timer for a predetermined time based on the timer setting request received from the electronic money monitoring application 21.

  In step S <b> 10, the electronic money monitoring application 21 acquires a preset limit amount of electronic money that is set in advance from the limit amount storage unit 31 of the storage unit 30. In step S <b> 11, the electronic money monitoring application 21 acquires the history information of the electronic money within the monitoring period from the history information storage unit 32 of the storage unit 30.

  In step S12, the electronic money monitoring application 21 determines whether or not the current usage amount exceeds the limit amount based on the acquired limit amount and history information of the electronic money. If the electronic money monitoring application 21 determines that the limit has been exceeded, in step S13, the electronic money monitoring application 21 requests the standby application 22 to display the number of days until the start time of the next monitoring period on the display unit 34. In step S <b> 14, the standby application 22 displays the number of days on the display unit 34. At this time, for example, the display unit 34 always displays the number of days until the next available date, that is, the start time of the next monitoring period, such as “3 days until the next electronic money is available”. A pop-up will appear so you can check. On the other hand, when the electronic money monitoring application 21 determines that the limit amount has not been exceeded, the electronic money monitoring application 21 proceeds to the electronic money function control process described in FIG.

  FIG. 4 shows that in the electronic money function control process executed by the mobile terminal 1 in the present embodiment, the current usage amount is determined to be within the limit amount in the limit amount excess determination process in step S12 of FIG. It is a sequence diagram explaining the process in the case.

  In step S <b> 21, the electronic money monitoring application 21 requests the OS 20 to start supplying power to the non-contact IC chip unit 25. The OS 20 starts power supply to the non-contact IC chip unit 25 (step S22). Thereby, the non-contact IC chip unit 25 starts operation, and the electronic money function can be used.

  In step S <b> 23, the electronic money monitoring application 21 requests the OS 20 to acquire history information that is information related to the amount of electronic money used. The OS 20 acquires history information stored in the memory unit 27 of the non-contact IC chip unit 25 (step S24), and passes it to the electronic money monitoring application 21 (step S25).

  In step S <b> 26, the electronic money monitoring application 21 updates the history information already stored in the history information storage unit 32 of the storage unit 30 using the acquired history information. In step S27, the electronic money monitoring application 21 determines whether or not the current usage amount of electronic money exceeds the limit based on the updated history information.

  If the electronic money monitoring application 21 determines that the usage amount does not exceed the limit amount, the electronic money monitoring application 21 repeats the limit amount excess determination processing from step S23 to the history information acquisition request processing. The processes in steps S23 to S27 are performed when it is determined that the limit amount is exceeded in the limit amount excess determination process in step S27, when the mobile terminal 1 is turned off, or in the next monitoring period. It is repeatedly executed until the start time of the time comes.

  Next, a process when it is determined that the limit amount has been exceeded in the limit amount excess determination process in step S27 of FIG. 4 will be described.

  FIG. 5 is executed when it is determined in the electronic money function control process executed by the portable terminal 1 in this embodiment that the current usage amount has been exceeded in the limit excess determination process in step S27 of FIG. It is a sequence diagram explaining the process performed.

  In step S <b> 31, the electronic money monitoring application 21 requests the OS 20 to stop supplying power to the non-contact IC chip unit 25. The OS 20 stops supplying power to the non-contact IC chip unit 25 (step S32). As a result, the non-contact IC chip unit 25 stops its operation and the electronic money function becomes unusable.

  In step S <b> 33, the electronic money monitoring application 21 requests the standby application 22 to display the number of days until the start time of the next monitoring period on the display unit 34. In step S <b> 34, the standby application 22 displays the number of days on the display unit 34.

  Next, a process that is executed after the day number display process in step S14 of FIG. 3 and step S34 of FIG. 4, that is, after the electronic money function is disabled will be described. The process described below is a process that is executed when the timer set by the OS 20 has expired based on a request from the electronic money monitoring application 21.

  FIG. 6 is a sequence diagram for explaining processing executed after the electronic money function becomes unusable in the electronic money function control processing executed by the mobile terminal 1 in the present embodiment.

  In step S <b> 41, the OS 20 notifies the electronic money monitoring application 21 of the time up based on the timer being up. The time-up notification of the OS 20 notifies that the current monitoring period has ended and the next monitoring period has started.

  In step S <b> 42, the electronic money monitoring application 21 resets the history information stored in the history information storage unit 32 of the storage unit 30. That is, the history information stored during the ended monitoring period is deleted, and the history information storage unit 32 is set to have no history information. In step S43, the electronic money monitoring application 21 sets the start time of the monitoring period stored in the limit amount storage unit 31 of the storage unit 30 as the start time of the next monitoring period (next to the monitoring period started with time up). At the start of the monitoring period).

  In step S <b> 44, the electronic money monitoring application 21 requests the standby application 22 to erase the number of days currently displayed on the display unit 34. In step S <b> 45, the standby application 22 deletes the display of the number of days displayed on the display unit 34.

  In step S46, the electronic money monitoring application 21 calculates the number of days until the start time of the next monitoring period, and requests the OS 20 to set a timer for notifying the time-up after the calculated number of days has elapsed. The OS 20 sets a timer for a predetermined time based on the timer setting request received from the electronic money monitoring application 21.

  In step S46 and subsequent steps, the history information acquisition request processing in step S23 in FIG. 4 to the limit excess determination processing in step S27 are repeated.

  It is also conceivable that the mobile terminal 1 has a remote lock function that prohibits the use of the mobile terminal 1 by operating it remotely. The remote lock function is a function that allows the mobile terminal 1 to be locked by remote control when the mobile terminal 1 is lost. The locked portable terminal 1 cannot perform all operations including making / receiving calls and browsing the address book. For this reason, it is possible to prevent unauthorized use by the finder and outflow of stored information. When the mobile terminal 1 is found, the lock can be released by the same operation.

  During the operation of the remote lock function, it is preferable to maintain the electronic money function without canceling the prohibition of use of the electronic money function even when a time-up notification is made. This is to prevent the non-contact IC chip unit 25 from being used illegally even when the remote lock function is in operation.

  Next, a process when it is determined that the amount exceeds the limit amount in the limit amount excess determination process in step S27 of FIG. 4 and the start time of the next monitoring period has come will be described.

  FIG. 7 is a sequence diagram illustrating processing when the start time of the next monitoring period arrives while maintaining the amount within the limit, among the electronic money function control processing executed by the mobile terminal 1 in the present embodiment. .

  In step S <b> 51, the OS 20 notifies the electronic money monitoring application 21 of the time up based on the timer being up.

  In step S <b> 52, the electronic money monitoring application 21 resets the history information stored in the history information storage unit 32 of the storage unit 30. In step S53, the electronic money monitoring application 21 sets the start time of the monitoring period stored in the storage unit 31 such as the limit amount of the storage unit 30 as the start time of the next monitoring period (next to the monitoring period started with time up). Update at the start of the monitoring period).

  In step S54, the electronic money monitoring application 21 makes a request to the OS 20 to set a timer until the start time of the next monitoring period based on the number of days until the start time of the next monitoring period. The OS 20 sets a timer for a predetermined time based on the timer setting request received from the electronic money monitoring application 21.

  After step S54, the limit amount excess determination process in step S27 is repeated from the history information acquisition request process in step S23 of FIG.

  Next, processing executed when the power of the mobile terminal 1 is shifted to the OFF state will be described.

  First, a process executed when the mobile terminal 1 shifts to the OFF state when the usage amount of the electronic money is within the limit amount will be described.

  FIG. 8 shows the electronic money function control process executed by the mobile terminal 1 in the present embodiment when the power of the mobile terminal 1 is shifted to the OFF state while the usage amount of the electronic money is maintained within the limit amount. It is a sequence diagram explaining the process performed.

  In step S61, for example, when the mobile terminal 1 is turned off by a user operation, the application manager 23 instructs the electronic money monitoring application 21 to end in step S62. In step S63, the electronic money monitoring application 21 that has received the termination instruction requests the OS 20 to acquire history information that is information related to the amount of electronic money used. The OS 20 acquires history information stored in the memory unit 27 of the non-contact IC chip unit 25 (step S64), and passes it to the electronic money monitoring application 21 (step S65). In step S <b> 66, the electronic money monitoring application 21 updates the history information already stored in the history information storage unit 32 of the storage unit 30 using the acquired history information.

  In step S <b> 67, the electronic money monitoring application 21 requests the OS 20 to stop supplying power to the non-contact IC chip unit 25. The OS 20 stops supplying power to the non-contact IC chip unit 25 (step S68). As a result, the non-contact IC chip unit 25 stops its operation and the electronic money function becomes unusable.

  Next, a description will be given of processing executed when the mobile terminal 1 shifts to the OFF state when the usage amount of electronic money exceeds the limit amount.

  FIG. 9 illustrates the electronic money function control process executed by the mobile terminal 1 according to the present embodiment, in which the power of the mobile terminal 1 is shifted to the OFF state in a state where the usage amount of the electronic money exceeds the limit. It is a sequence diagram explaining the process performed in the case.

  In step S71, when the mobile terminal 1 is turned off, the application manager 23 instructs the electronic money monitoring application 21 to end in step S72. At this time, since the usage amount of the electronic money exceeds the limit amount, the power supply to the non-contact IC chip unit 25 is stopped. Therefore, the electronic money monitoring application 21 shifts to the power OFF state without performing any particular processing.

  According to the mobile terminal 1 that performs the electronic money function control process, the mobile terminal 1 manages the usage amount of the user based on the preset limit and the monitoring period of the electronic money. It is not necessary to cause the writer to perform a lock process of the electronic money function or to perform a remote operation on the portable terminal 1, and it is possible to suitably prevent excessive use of electronic money.

  Further, even when the mobile terminal 1 shifts to the power OFF state and the electronic money function control process cannot be executed, when the power of the mobile terminal 1 shifts to the OFF state, the power to the non-contact IC chip unit 25 Supply was stopped. As a result, the intention of the user who desires to suppress overuse of electronic money can be taken into account, and the electronic money function control process can be suitably operated.

  The portable terminal according to the present invention can be applied to various portable terminals such as a cellular phone, a PDA (Personal Digital Assistant), a personal computer, a portable game machine, a portable music player, and a portable video player.

  Note that the series of processes described in the embodiment of the present invention is an example of a process that is performed in time series according to the described order. However, even if the process is not necessarily performed in time series, it is executed in parallel or individually. The processing to be performed is also included.

DESCRIPTION OF SYMBOLS 1 Mobile terminal 11 Antenna 12 Wireless transmission / reception part 13 Signal processing part 14 PCM codec 15 Reception amplifier 16 Receiver 17 Microphone 18 Transmission amplifier 19 Control part 20 Operating system (OS)
21 Electronic Money Monitoring Application 22 Application 23 Application Manager 25 Non-contact IC Chip Unit 26 Dedicated CPU
27 Memory unit 28 Antenna 30 Storage unit 31 Limit amount storage unit 32 History information storage unit 33 Operation unit 34 Display unit 35 Power supply circuit 36 Battery 37 Clock circuit (timer)

Claims (6)

A non-contact IC chip unit that realizes an electronic money function and retains history information that is information about the amount of use of the electronic money;
A limit amount storage unit for storing a start time of a monitoring period for monitoring the usage amount of the electronic money, and a limit amount usable within the monitoring period;
A history information storage unit that acquires and accumulates the history information within the monitoring period from the non-contact IC chip unit;
Calculate the total usage amount of the electronic money based on the history information stored in the history information storage unit, if the total usage amount exceeds the limit, prohibit the use of the electronic money function, A mobile terminal comprising: an electronic money function monitoring unit that permits use of the electronic money function when the next monitoring period starts. The mobile terminal according to claim 1, wherein the electronic money function monitoring unit prohibits the use of the non-contact IC chip unit by stopping the supply of power to the non-contact IC chip unit. The portable terminal according to claim 1 or 2, wherein the prohibition unit prohibits the use of the electronic money function when the power of the portable terminal is shifted to an OFF state. The portable terminal as described in any one of Claims 1-3 further provided with the setting part which receives the setting of the start time of the said monitoring period, and the said limit. The portable terminal according to any one of claims 1 to 4, further comprising a display unit that displays a number of days until a next start time of the monitoring period comes when use of the electronic money function is prohibited. . A remote lock function setting unit for setting a remote lock function for prohibiting the use of the mobile terminal by operating remotely;
When the remote lock function is set, the use of the electronic money function is continuously prohibited even when the next monitoring period starts when the electronic money function is prohibited. Item 2. A portable terminal according to Item 1.

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