JP2010055156A - Successive fingerprint authentication system using touch panel - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To achieve a proxy operation when any help from the others is required in a successive fingerprint authentication system for successively performing fingerprint authentication for confirming the continuation of an operation by a principal. <P>SOLUTION: This successively fingerprint authentication system using a touch panel is configured so that a financial server 101 can be freely communicatively connected through a network 102 to ATM equipment 103a, 103b and so on using a touch panel type input/output device. The ATM equipment 103a, 103b and so on is respectively provided with a means for acquiring user information from a card 104 of a user, and for making the touch panel type input/output device display a transaction picture; a means for, when a prescribed transaction button is selected on a transaction picture, acquiring fingerprint information in the neighborhood of a help button when the help button is continuously depressed; a means for acquiring the fingerprint information in the neighborhood of the transaction button when the help button is not continuously depressed; and a means for transmitting the acquired fingerprint information and the user information to the financial server 101. <P>COPYRIGHT: (C)2010,JPO&INPIT

Description

  The present invention is a sequential fingerprint authentication system using a touch panel that checks a fingerprint every time the touch panel is touched and checks whether the user himself continues operation, particularly when the help of another person is required. The present invention relates to a sequential fingerprint authentication system using a touch panel that enables a proxy operation.

  Currently, there are many cases where a personal identification number is used when identity verification is required, such as a cash card of a bank or post office, or a credit card of a credit company. However, personal authentication based on a personal identification number is often determined from his / her telephone number and date of birth, and there is a problem with security robustness. Therefore, recently, a method called biometric authentication is also used as an effective means for preventing impersonation. There are biometric authentication methods that use the shape of a fingerprint or finger vein.

  FIG. 5 shows an example of an operation display screen of a conventional general ATM device in which an authentication process using a password is used. When the user inserts a card into the card insertion slot of the ATM device, the screen shown in FIG. 5A is displayed on the display screen 504 of the touch panel type input / output device 500. On the display screen 504, transactions that can be processed (transaction buttons 501 to 503) are displayed. In this state, when a user touches a “drawer” button 501 which is one of the transaction buttons, the input button 506 is used to input a personal identification number, and the display unit 505 displays the number of input digits. The screen of FIG. 5B is displayed. When the authentication of the password is successful by inputting the password, the display unit 507 indicating “Payable amount”, the buttons 509 and 510 for inputting “Payout amount”, the display unit 508 displaying the input amount, and the input amount The screen shown in FIG. 5C is displayed, which includes a determination button 511 for determining “A”. If the determination button 511 for determining the input amount is pressed and no error occurs, the transaction with the financial institution is established, the money of the input amount is withdrawn to the deposit / withdrawal port of the ATM device, and the statement is issued The statement is output to the mouth, and the card is ejected from the card insertion slot.

FIG. 6 is a sequence diagram of a conventional general ATM device in which an authentication process using a password or a fingerprint is used. First, when a user inserts a card into a card insertion slot of a terminal device which is an ATM device (step ST1), user information is acquired from the card by the terminal device (step ST2). Then, a transaction screen is displayed (step ST3). When the user selects, for example, a “withdrawal” button on the transaction screen (step ST4), the terminal device displays a personal identification number input screen in the case of a format for authentication by a personal identification number, and in the case of fingerprint authentication, fingerprint authentication. A screen is displayed (step ST5). The user performs a password or fingerprint authentication according to the displayed screen (step ST6). When the authentication process using the personal identification number or the fingerprint is performed, the terminal device transfers the acquired information to the server device (step ST7), the server device acquires the transmitted information (step ST8), and the user information DB ( The contents of database 110 are checked against transmission information (step ST9), and the authentication result is transmitted to the terminal device (step ST10). When the terminal device receives the authentication result (step ST11), if the authentication is unsuccessful, a screen indicating that is displayed, and the process returns to the authentication request process. If the authentication is successful, a “drawer” processing screen is presented to the user (step ST12). When the user inputs and determines the withdrawal amount on the “withdrawal” processing screen (step ST13), the terminal device makes a withdrawal processing request to the server device (step ST14).

As described above, in the process from authentication to use, it is common to first perform the authentication process, and then perform the person-specific process. In this usage mode, even after another person authenticates, There is a problem that the system can be used. There is the following Patent Document 1 as a known technical document for solving this. In Patent Document 1, a fingerprint is confirmed every time all the buttons on a touch panel are touched to confirm that the user continues to operate.
JP 2005-56157 A

  However, in the method described in Patent Document 1, when the person himself cannot perform a complicated operation or when the operation cannot be understood on the way, the help of another person cannot be obtained.

  In view of the above situation, the present invention is a touch panel that enables a proxy operation when the help of another person is required in a sequential fingerprint authentication system that sequentially executes fingerprint authentication in order to confirm the continuation of the operation by the user. It is an object of the present invention to provide a sequential fingerprint authentication system using.

In order to solve the above problems, the present invention provides the following configurations.
The invention according to claim 1 is a terminal device using a touch panel type input / output device in which a server device connected to a user information database that stores user information and user fingerprint information in advance is capable of acquiring fingerprint information; A sequential fingerprint authentication system using a touch panel communicatively connected via a network,
The terminal device, when acquiring user information from the user's card, means for displaying on the touch panel input / output device a transaction screen for displaying a transaction button and a help button for selecting a transaction type;
Means for identifying whether or not the help button is kept pressed when a predetermined transaction button is selected on the transaction screen;
Means for obtaining fingerprint information in the vicinity of the help button if the help button is kept pressed;
Means for obtaining fingerprint information in the vicinity of the transaction button if the help button has not been pressed;
Means for transmitting the acquired fingerprint information and the user information to the server device;
If the authentication result of the fingerprint information and the user information received from the server device is successful, a transaction input button for performing transaction processing, a determination button for determining input, and the help button are displayed. Means for displaying a transaction processing screen on the touch panel type input / output device;
Means for identifying whether or not the help button is being pressed when the decision button is pressed on the transaction processing screen;
Means for obtaining fingerprint information in the vicinity of the help button if the help button is kept pressed;
Means for obtaining fingerprint information in the vicinity of the decision button if the help button has not been pressed;
Means for transmitting the acquired fingerprint information to the server device;
If the authentication result of the fingerprint information received from the server device is an authentication success, means for transmitting a transaction request based on the transaction input determined by the determination button to the server device,
The server device compares the fingerprint information and user information transmitted from the terminal device with the contents of the user information database, and transmits an authentication result to the terminal device;
Means for collating the fingerprint information transmitted from the terminal device with the content of the user information database and transmitting an authentication result to the terminal device;
And a means for receiving the transaction request from the terminal device. A sequential fingerprint authentication system using a touch panel is provided.

According to the present invention, the following effects can be expected.
(1) Since fingerprint authentication is used, the identity verification accuracy is higher than the password.
(2) Since fingerprint authentication is performed sequentially, there is no danger of being operated by someone after fingerprint authentication.
(3) If the operation is lost during the operation, it is possible to ask for a proxy operation in a state that is clearly permitted by the user. In this case, the proxy operator who performs the proxy operation does not need to perform agent registration in advance and does not require authentication.

Hereinafter, embodiments of the present invention will be described with reference to the drawings showing examples.
The financial server and ATM equipment described below are constituted by a computer equipped with a CPU, and each means described below is realized by reading a computer program necessary for the CPU.
FIG. 1 is a system configuration diagram showing an embodiment of the present invention. The financial institution has a financial server 101 that is a server device connected to a user information DB (database) 110 that stores user information, and ATM devices 103a, 103b,... 102 is connected.
When the user records the user information and submits the card registration form with fingerprints to the financial institution, the financial institution acquires the user information and the fingerprint information from the card registration form, stores them in the user information DB 110, and uses them. Issue a card to the person. The user can use this card to access the financial server 101 from the ATM devices 103a, 103b,. The financial server 101 includes a user authentication unit 111, an authentication result transmission unit 112 that transmits an authentication result to the ATM devices 103a, 103b, and a transaction processing unit 113 that performs a financial transaction.

  FIG. 2 is a configuration diagram of the ATM device 103 (the same as the ATM devices 103a, 103b...). The ATM device 103 senses a location where a statement is issued 201 for issuing a transaction statement, a card insertion port 202, and a touched location, acquires fingerprint information at the touched location, and performs fingerprint authentication. The touch panel type input / output device 203 and the deposit / withdrawal port 204 are configured.

  FIG. 3 is an operation display screen of the ATM device 103 which is a terminal device in the present invention. When the user inserts a card into the card insertion slot 202, the screen shown in FIG. 3A is displayed on the display screen 300 of the touch panel type input / output device 203. The display screen 300 displays transactions that can be traded (trade buttons 301 to 303). On the display screen 300, a help button 304 that is always displayed on any screen is displayed in addition to the processing buttons of each screen. When the user touches the “withdrawal” button 301, fingerprint authentication is performed from the touched location. If the authentication is successful at that time, the display unit 305 indicating “amount of withdrawal” and “withdrawal amount” 3 (b) is displayed, which includes input buttons 307 and 308 for inputting “”, a display unit 306 for displaying the input amount, and a determination button 309 for determining the input amount. If the authentication fails, the user is notified of an error.

  Also on this screen, a help button 304 that is always displayed on any screen is displayed. When the determination button 309 for determining the input amount is pressed and no error occurs, a transaction with the financial institution is established, the money of the input amount is withdrawn to the deposit / withdrawal port 204, and the statement issuing port 201 The description is output to the card and the card is ejected from the card insertion slot 202.

  In the state of FIG. 3A, when the user does not know the “drawer” operation and wants to request a proxy operation, the user keeps pressing the help button 304. When the help button 304 is kept pressed, fingerprint authentication is performed at the help button display location. Therefore, even if the proxy operator presses the “draw” button, an authentication error does not occur if the authentication is successful near the help button. When the proxy operator presses the “draw” button, FIG. 3C is displayed. While the user presses the help button 304, the balance display 310 that the user does not want to see can be hidden with “*”. The proxy operator may be anyone authorized by the user, and no proxy operator registration or the like is required on the system, and authentication regarding the proxy operator is not performed.

  FIG. 4 is a sequence diagram of the ATM device 103 which is a terminal device according to the present invention. First, when a user inserts a card into the card insertion slot of the terminal device (step ST15), user information is acquired from the card at the terminal device (step ST16). Thereafter, a transaction screen for selecting the type of transaction is displayed (step ST17). When the user selects the “withdrawal” button on the transaction screen (step ST18), the terminal device identifies whether or not the help button is being pressed (step ST19). If the help button is kept pressed, fingerprint information near the help button is acquired. If the button has not been pressed, fingerprint information in the vicinity of the “drawer” button is acquired (step ST20). When the fingerprint information is acquired, the terminal device transmits the acquired fingerprint information to the server device (step ST21), the server device acquires the transmitted information (step ST22), and collates the contents of the user information DB 110 with the transmission information. Then, the authentication result is transmitted to the terminal device (step ST24).

When the authentication result is received by the terminal device (step ST25), if the authentication is unsuccessful, a screen to that effect is displayed and the process returns to the authentication request process. If the authentication is successful, a “drawer” processing screen, which is a transaction processing screen for performing transaction processing, is presented to the user (step ST26). When the user inputs and determines the withdrawal amount on the “withdrawal” processing screen (when the enter button is pressed) (step ST27), the fingerprint authentication processing of step ST19 to step ST25 is performed again. If the button is not kept pressed, fingerprint information in the vicinity of the decision button is acquired, and if the authentication is successful, the terminal device executes (sends) a withdrawal process request based on the withdrawal amount input and determined to the server device. (Step ST28). When the server apparatus receives the withdrawal process request, the server apparatus executes the withdrawal process.
In the above explanation, the case where the user selects the “draw” button on the transaction screen is explained. However, the case where the user selects the “payment” button and the “transfer” button on the transaction screen. Is also authenticated in the same way.
Furthermore, the sequential fingerprint authentication system using the touch panel of the present invention is not limited to the financial system described above, and can be used in other systems.

1 is a system configuration diagram of a sequential fingerprint authentication system using a touch panel according to the present invention. It is a perspective view of the ATM apparatus by this invention. (A) It is the operation screen block diagram by which the transaction button of the process which can be transacted was displayed on the display screen in the ATM apparatus by this invention. (B) It is the operation screen block diagram by which the screen which inputs "withdrawal amount" was displayed on the display screen in the ATM apparatus by this invention. (C) It is the operation screen block diagram by which the screen which concealed the balance was displayed on the display screen in the ATM apparatus by this invention. It is a sequence diagram in the ATM apparatus by this invention. (A) It is the operation screen block diagram by which the transaction button of the process which can be transacted was displayed on the display screen in the ATM apparatus of a prior art example. (B) It is the operation screen block diagram by which the screen for inputting a PIN code was displayed on the display screen in the ATM apparatus of a prior art example. (C) It is the operation screen block diagram by which the screen for inputting "withdrawal amount" was displayed on the display screen in the ATM apparatus of a prior art example. It is a sequence diagram in the ATM apparatus of a prior art example.

Explanation of symbols

102 Network 104 Card 110 User information DB (database)
203 Touch Panel Type Input / Output Device 304 Help Button 309 Enter Button

Claims (1)

A server device connected to a user information database in which user information and user fingerprint information are stored in advance can communicate with a terminal device using a touch panel type input / output device capable of acquiring fingerprint information through a network. A sequential fingerprint authentication system using a touch panel,
The terminal device, when acquiring user information from the user's card, means for displaying on the touch panel input / output device a transaction screen for displaying a transaction button and a help button for selecting a transaction type;
Means for identifying whether or not the help button is kept pressed when a predetermined transaction button is selected on the transaction screen;
Means for obtaining fingerprint information in the vicinity of the help button if the help button is kept pressed;
Means for obtaining fingerprint information in the vicinity of the transaction button if the help button has not been pressed;
Means for transmitting the acquired fingerprint information and the user information to the server device;
If the authentication result of the fingerprint information and the user information received from the server device is an authentication success, a transaction input button for performing transaction processing, a determination button for determining input, and the help button are displayed. Means for displaying a transaction processing screen on the touch panel type input / output device;
Means for identifying whether or not the help button is being pressed when the decision button is pressed on the transaction processing screen;
Means for obtaining fingerprint information in the vicinity of the help button if the help button is kept pressed;
Means for obtaining fingerprint information in the vicinity of the decision button if the help button has not been pressed;
Means for transmitting the acquired fingerprint information to the server device;
If the authentication result of the fingerprint information received from the server device is an authentication success, means for transmitting a transaction request based on the transaction input determined by the determination button to the server device,
The server device compares the fingerprint information and user information transmitted from the terminal device with the contents of the user information database, and transmits an authentication result to the terminal device;
Means for collating the fingerprint information transmitted from the terminal device with the content of the user information database and transmitting an authentication result to the terminal device;
A sequential fingerprint authentication system using a touch panel, comprising: means for receiving the transaction request from the terminal device.

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