JP2009512935A5

JP2009512935A5 -

Info

Publication number: JP2009512935A5
Application number: JP2008536509A
Authority: JP
Filing date: 2006-10-20
Publication date: 2009-12-03

Claims

The card information and payment information are transmitted to the payment / lottery management server so that it can be regarded as a lottery by payment order for the payment through the credit card, and the winning or not of the winning credit card is confirmed and displayed through the sales receipt. A card payment terminal at a participating store;
An electronic authentication server that performs an authentication process in response to a credit inquiry request for payment of a credit card from the card payment terminal;
A financial settlement server provided in a settlement process of a credit card company for performing payment processing on a credit card authenticated by the electronic authentication server;
A large number of groups for each payment amount unit are classified through the payment request signal, card information and payment amount information from the card payment terminal, a number according to the payment order is assigned to each corresponding group, and the corresponding payment order is designated in advance. A settlement / lottery management server for confirming whether or not the winning order is confirmed and performing a winning process and transmitting the corresponding winning information to the card settlement terminal, according to payment customer order Lottery system.

The payment / lottery management server determines whether the corresponding card is a non-affiliation card or a cooperation card among the card information transmitted from the card payment terminal. The lottery system according to the order of settlement customers described.

The card payment terminal is used to provide a lottery opportunity to a payer who makes a cash payment with a specific product or service price. The payment / lottery management server includes customer's mobile phone information included in the payment information. The payment customer order lottery system according to claim 1, wherein payment lot information is provided.

The payment / lottery management server categorizes into a large number of groups for each payment amount unit: a payment group of 100,000 won or less, a payment group of 100,000 won or more, a payment group of 200,000 won or less, 200,000 won or more and 300,000 won or less. The payment groups are classified into non-overlapping payment amount groups, such as payment groups of over 300,000 won and payment groups of less than 500,000 won, payment groups of over 500,000 won and payments of less than one million won. The lottery system according to the settlement customer order described in 1.

The financial resources of the winnings provided by the settlement / lottery management server are accumulated by the merchant owners providing a certain percentage of the corresponding merchandise price at the time of settlement of unwinned people specified in the order of settlement before the corresponding winner. The lottery system according to the order of settlement customers according to claim 1, wherein the lottery amount is determined.

The payment / lottery management server includes a gateway (WEB, WAP Gateway) for matching data transmitted through the web network and the wireless Internet network with a protocol inside the server;
A connection unit for connecting data transmitted through the gateway (WEB, WAP Gateway) to an internal module of a server;
An authentication center for authenticating whether the member store is a partner member store through a unique number such as the MAC address of the card payment terminal of each member store;
A connection sensing processor for checking the connection status of the card payment terminal of each member store;
A group designation processor for designating a group by payment amount that has been classified in advance according to the payment amount of a customer transmitted from the card payment terminal;
A count execution processor for determining a payment order of the customer in the group in a state where the group is designated by the group designation processor according to the customer payment price information applied from the card payment terminal;
A merchant expense settlement processor for subtracting a corresponding winning amount from each customer settlement price and settles the price to be settled at the card settlement terminal of the member store;
Stores the unique number of the card payment terminal for each member store and the affiliated member store information for the corresponding unique number, stores the payment order counting information of the payment price group for each group, and stores the winning information for each group A data storage unit;
Confirmation is made through the authentication center based on the settlement price information and merchant code provided through the gateway from the card settlement terminal through the authentication center, and depending on the settlement order within the group in a state where the group for each settlement price is specified. The lottery system according to the settlement customer order according to claim 1, comprising: a control module for confirming whether or not the corresponding customer can be won.

A process in which the payment / lottery management server classifies and constructs groups by payment amount;
A process in which a card payment terminal transmits a payment signal and payment amount information using a credit card of a specific customer;
A process in which the settlement / lottery management server receives a corresponding settlement signal and settlement amount information and designates a group in which the settlement amount participates;
A process in which the payment / lottery management server designates the payment order within the group corresponding to the payment price of the corresponding payer;
A process in which the payment / lottery management server determines whether or not the corresponding payment order matches the already determined winning order;
If they match, the payment / lottery management server determines that the corresponding payer is the winner and transmits the winning information to the card payment terminal;
A process in which the card payment terminal generates a payment signal of a payment amount obtained by subtracting the corresponding winning money;
A process in which an electronic authentication server and a financial settlement server perform credit settlement according to a settlement signal transmitted from the card settlement terminal and transmit corresponding settlement information to the card settlement terminal;
A payment customer order lottery method comprising: a step in which the card payment terminal outputs corresponding payment information and winning information on a receipt.

8. The settlement according to claim 7, wherein payment order counting is performed by dividing a plurality of times in a lower settlement group without performing settlement order counting in a higher settlement group by selection of a customer input to the card settlement terminal. Lottery method according to customer order.

When a payment value signal is applied from the card payment terminal, the payment / lottery management server calculates a predetermined ratio to the payment value as a reserve;
The settlement customer according to claim 7, further comprising: a settlement expense settlement process in which the settlement / lottery management server totals and accumulates the reserves of the corresponding unsuccessful candidates from the member stores at regular intervals. Order lottery method.

8. The lottery method according to payment customer order according to claim 7, further comprising a step in which the payment / lottery management server updates the payment order of the corresponding winner to 0 when a winner is generated.

The payment / lottery management server further includes a step of transmitting information so that the payment / lottery management server outputs information on the payment order and the winning order to a card receipt when the payment person is not a winner. The lottery method according to the settlement customer order according to claim 7.