JP2008269253A - Portable terminal, electronic settlement system, electronic settlement method, and program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a service linked with a plurality of IC cards by using a portable terminal, and to provide a service reporting a use charge or the like in a portable telephone mail. <P>SOLUTION: The settlement is performed by writing use information in the non-contact IC card of a portable telephone set 10 by a facility entrance terminal 20, and using the use information written in the non-contact IC card of the portable telephone terminal 10 by an exit fare adjustment terminal 30. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

  The present invention relates to an electronic payment technology for a pay facility using a portable terminal and a non-contact type IC card.

  Conventionally, when a paid facility is used, a paper or plastic medium for certifying the use is received by using a facility contract. In addition, when using regularly, member registration is performed at the entrance reception, and a membership card is received separately from the medium for certifying the use. Then, after using the facility, payment was done by returning the media that proved the use.

  However, a certificate that matches the number of facilities was required.

  Also, if the media that proves the use of the facility was lost, it could not be settled.

  In addition, it was necessary to prepare and use cash in accordance with the content used by the user before using and paying the facility.

  In other words, it takes time and effort for companies to create certificates necessary for facility management, and the time and effort required for the user to go to the designated reception desk to deliver the certificate. The effort and time to prepare cash was inevitable.

  Here, with respect to the IC card storing the balance information relating to the paid amount, the reader / writer for entrance and the reader / writer for exit for reading and writing necessary information, and the balance information read by the reader / writer for exit In the electronic money payment terminal system for parking lots equipped with an exit terminal control device for paying a parking fee from the time of entering the car to the time of leaving the car, the exit terminal control device, when the car goes out, At the time of vehicle entry, payment is calculated by calculating the parking fee based on the entry time calculated from the transaction information written to the IC card by the entrance reader / writer and the current time. Proposed a technology that can expand the scope of application when the parking fee from the time of delivery to the time of delivery is settled with electronic money. And it is (for example, see Patent Document 1).

In addition, a reader / writer and an IC card are provided, and when a customer approaches the reader / writer when entering a parking lot provided in a facility such as a department store, the reader / writer reads the time data of the clock IC and installs it on the IC card. The start time is recorded and the entrance gate is opened, so that the user can enter the parking lot and park, and then the customer can shop at the department store and the facility usage information is recorded on the IC card when paying for it. And when the user leaves the car from the parking lot, when the IC card on which the facility usage information is recorded is brought close to the reader / writer, the reader / writer performs the settlement process, and then opens the gate. A technique that can efficiently manage a parking lot of a facility used by a customer has been proposed (see, for example, Patent Document 2).
JP 2005-301417 A JP-A-11-250293

  However, since the above-described conventional technology does not use a mobile terminal such as a mobile phone, a Java (registered trademark) application is incorporated in the mobile terminal, IC card information is controlled, and a plurality of other membership cards / commuter passes, etc. It was difficult to provide services linked with IC cards.

  The present invention has been made to solve the above-described problems, such as providing a service linked to a plurality of IC cards by using a mobile terminal, or notifying a mobile e-mail of a usage fee, etc. The purpose is to provide services.

The present invention is a portable terminal that performs payment of a charge when using a facility,
Provided is a portable terminal that writes usage information from an entrance terminal to a non-contact type IC card, and performs settlement based on the usage information written to the non-contact type IC card at an exit terminal.

In addition, the present invention is an electronic payment system for paying a fee when using a facility,
Provided is an electronic payment system in which usage information is written in a contactless IC card of a portable terminal at an entrance terminal, and payment is made based on the usage information written in the contactless IC card of the portable terminal at an exit terminal. .

Further, the present invention is an electronic payment method for paying a fee when using a facility,
Provided is an electronic payment method in which usage information is written in a non-contact type IC card of a portable terminal at an entrance terminal, and payment is made based on the usage information written in the non-contact type IC card of the portable terminal at an exit terminal. .

  According to the present invention, by using a mobile terminal, it is possible to provide a service linked with a plurality of IC cards, or provide a service such as notifying a mobile electronic mail of a usage fee.

  Hereinafter, embodiments of the present invention will be described in detail with reference to the drawings. Here, it is assumed that electronic payment is made at a time lending facility using a mobile phone and a contactless IC card.

  The electronic payment system in the present embodiment shown in FIG. 1 provides a mobile phone 10, a facility entrance terminal 20, an exit settlement terminal 30, a management terminal 40 that controls the facility entrance terminal 20 and the exit settlement terminal 30, and an electronic settlement service. The network includes a company server 50, a facility entrance terminal 20, an exit settlement terminal 30, and a management terminal 40, and a communication network 70 such as the Internet that connects the management terminal 40, the mobile phone 10, and the server 50 to each other. Yes.

  The mobile phone 10 is an information processing apparatus having a function of accessing member recruitment information provided on the network 70 by the management terminal 40 and displaying information transmitted by a company on a screen. The mobile phone 10 has a non-contact type IC card function in which electronic payment information is written. The mobile phone 10 further has a function of transmitting information necessary for facility use and electronic payment information necessary for facility use cost settlement to the management terminal 40 via the network 70. The mobile phone 10 is an example of a mobile terminal, and is not limited to this. Further, since other components of the mobile phone are known, detailed description thereof is omitted here. A Java (registered trademark) application can be incorporated into the mobile phone 10 to control IC card information and provide a service linked to an IC card such as a plurality of other membership cards and commuter passes.

  The facility entrance terminal 20 is a terminal with an IC card reader / writer function having a function of reading member information of a non-contact type IC card mounted on the mobile phone 10 and a function of writing information of a facility to be used. The mobile phone 10 also has a function of transmitting the contents read / written to / from the non-contact type IC card of the mobile phone 10 to the management terminal 40.

  The exit checkout terminal 30 transmits information on the facility information to be used written in the non-contact type IC card mounted on the mobile phone 10, the facility usage fee calculation function, and the payment contents to the management terminal 40. It is a terminal with an IC card reader / writer function having a function.

  The management terminal 40 is used by a company that provides facility management and paid facility use services, and includes an information processing device such as a workstation server.

  The management terminal 40 has a function of receiving the personal information transmitted by the mobile phone 10 by the operation of a person who desires to use the facility and the information necessary for settlement of the facility usage cost, and immediately creating and managing the use certificate. Yes. It also has a function of receiving payment information created after using the facility from the exit settlement terminal 30 and a function of transmitting the payment information to a server 50 of a company that provides an electronic payment service.

  Next, the overall operation of the present embodiment will be described in detail with reference to FIG. In the following description, it is assumed that the network 70 is the Internet.

  First, the user of the facility holds the mobile phone 10 over the facility entrance terminal 20 and writes information on the facility used (charging type, use start time, etc.) in the non-contact type IC card (S201). For regular users, it is possible to cooperate with the electronic membership card business by storing member information in the same IC card.

  The facility entrance terminal 20 transmits facility usage information to the management terminal 40 (S202).

  Then, after using the facility, the user again holds the mobile phone 10 over the exit settlement terminal 30 installed at the facility exit. At this time, the payment information is displayed based on the information on the facility used (charging type, usage start time, etc.) written on the contactless IC card mounted on the mobile phone 10 by the facility entrance terminal 20 (S203). The usage fee may be notified by e-mail. Note that the timing of notification may be before (fixed charging type) or after passing over the exit checkout terminal 30 again.

  The mobile phone 10 makes an electronic payment using the displayed settlement information and the payment means (credit card or prepaid electronic money) in the mobile phone 10 (S204).

  The exit settlement terminal 30 transmits the settlement information to the management terminal 40 (S205).

  If necessary, the management terminal 40 transmits information on electronic payment to the server 50 of the company that provides the electronic payment service, and determines whether payment is possible (S206).

  If settlement is possible, the management terminal 40 transmits settlement-possible information to the exit settlement terminal 30 (S207).

  The exit checkout terminal 30 performs payment based on the payment method in the mobile phone 10 (S208).

  Note that advertisement information having a sales promotion effect may be distributed to the display screen of the mobile phone 10 by e-mail notification or the like.

  According to the above-described embodiment, it is not necessary to handle cash according to the usage time or the type of facility by interlocking with electronic payment, and the settlement can be simplified. In addition, compared to media such as borrowed certificates of conventional facilities made of paper or plastic, it is easier to carry, hard to lose, and less likely to be illegally used by a third party, saving resources without using paper or plastic. Can be planned. Furthermore, notification can be performed in accordance with the use time of the facility.

  In addition, companies that provide member services can be used for differentiation such as sending promotional information for members, issuing commuter passes, inviting events, and returning points based on facility usage fees by linking with electronic membership cards.

  Each of the above-described embodiments is a preferred embodiment of the present invention, and various modifications can be made without departing from the scope of the present invention. For example, a process for realizing the functions of each device by causing each device to read and execute a program for realizing the functions of the mobile phone 10, the facility entrance terminal 20, the exit settlement terminal 30, the management terminal 40, and the server 50. You may go. Further, the program is transmitted to another computer system by a transmission wave via a computer-readable recording medium such as a CD-ROM or a magneto-optical disk, or via a transmission medium such as the Internet or a telephone line. Also good.

  The present invention provides a method for a pay facility user to use a contactless IC card in a portable terminal to perform a use contract and a settlement action at the end of use of the facility. It can also be used for settlement of time-rental facilities such as internet cafes, and settlement of events such as paid exhibitions and concerts.

1 is an overall block diagram of a broadcasting system according to an embodiment of the present invention. It is a flowchart which shows the operation | movement which concerns on embodiment of this invention.

Explanation of symbols

DESCRIPTION OF SYMBOLS 10 Cellular phone 20 Facility entrance terminal 30 Exit settlement terminal 40 Management terminal 50 Server 60, 70 Network

Claims (7)

A mobile device that settles charges when using facilities,
A portable terminal, wherein usage information is written to a non-contact type IC card from an entrance terminal, and payment is made based on the usage information written to the non-contact type IC card at an exit terminal.   2. The portable terminal according to claim 1, wherein the member information is also stored in the non-contact type IC card for a regular user. An electronic payment system that settles charges when using facilities,
An electronic device characterized in that usage information is written to a non-contact type IC card of a portable terminal at an entrance terminal, and payment is made based on the usage information written to the non-contact type IC card of the portable terminal at an exit terminal. Payment system.   4. The electronic payment system according to claim 3, wherein member information is also stored in the non-contact type IC card for a regular user. An electronic payment method that settles charges when using facilities,
An electronic device characterized in that usage information is written to a non-contact type IC card of a portable terminal at an entrance terminal, and payment is made based on the usage information written to the non-contact type IC card of the portable terminal at an exit terminal. Payment Method.   6. The electronic payment method according to claim 5, wherein member information is also stored in the non-contact type IC card for a regular user.   A program for causing a computer system to realize the function according to any one of claims 1 to 4.

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