JP2008234050A - Discretionary account dealing system, method therefor and program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a discretionary account dealing system improving convenience or a satisfaction degree of a customer to improve service to a customer, and to provide a method therefor. <P>SOLUTION: This discretionary account dealing system 10 is provided with: an order reception processing means 21 for receiving input of order data including a plurality of names, their amount data, and designation total amount data; a market price information acquisition processing means 23 for acquiring market price information from a market system 60 or the like; a temporary total amount data calculation processing means 24 for calculating temporary total amount data by use of the amount data of each name included in the order data and the market price information; a total amount condition decision processing means 28 for comparing the temporary total amount data and the designation total amount data included in the order data to decide whether it satisfies a purchase condition or a sale condition or not; and an ordering process means 29 for executing ordering process to the market system 60 when satisfying the condition. <P>COPYRIGHT: (C)2009,JPO&INPIT

Description

  The present invention relates to a discretionary account transaction system configured by a computer that executes a transaction processing of securities by a discretionary account transaction in which a part of the conditions related to the sale and purchase of securities is not specified by a customer. Transactions relating to the method and program, for example, specifying each brand and quantity of multiple securities to be bought and sold, and the total amount of funds for buying and selling those securities, and entrusting the unit price of each securities This can be used when performing discretionary account transactions.

  In general, discretionary transaction trading not only distorts the sound investment attitude of investing at the customer's discretion and responsibility depending on the method, but it also causes disputes with customers and serves as a hotbed for loss compensation and excessive transactions, In principle, this is prohibited as it may damage the trust of securities companies. In other words, the Securities and Exchange Law shall conclude a contract that states that the purchase, sale, brand, number, or price can be determined without obtaining the consent of each individual transaction for the purchase and sale of securities. Is prohibited (Article 42, Paragraph 1, Item 5 of the Securities Exchange Act).

  On the other hand, even for contracts that fall under Article 42, Paragraph 1, Item 5 of the Securities and Exchange Law, transaction types that are considered to have no problem from the viewpoint of investor protection and transactions are recognized as exceptions in the Act Regulations Ordinance. . In other words, after obtaining consent from the customer for the total amount of funds, regarding the type of sale, brand, number and price for which consent cannot be obtained, processing by an electronic computer or other pre-determined items when certain facts occur It is determined that the brokerage firm will conclude a contract with the contents of executing a transaction in accordance with these procedures (Cabinet Office Ordinance Article 1, Paragraph 1, Item 5).

  In addition, the type of transaction or the form of service provided to customers by securities companies, etc. is completely different from the above transaction discretionary account transactions, but from the viewpoint of discretionary investment in securities companies, securities companies, etc. are investors. There is a service for wealthy people called wrap accounts that manage and manage funds entrusted by customers with stocks, bonds and investment trusts. This wrap account is also called SMA (Separately Managed Account) or discretionary investment account, and securities companies, etc. enter into investment advisory contracts with customers and conduct daily operations in accordance with the rough management policy indicated by customers. The applicant of the present application has also developed a computer system for realizing such a wrap account service (see Patent Documents 1 and 2). In the wrap account service, customers do not pay commissions to brokerage firms for each transaction, but pay a fee in the form of a percentage of the assets under management. Therefore, even if the operation is entrusted to a securities company or the like, there is no adverse effect that the securities company or the like repeats buying and selling with customer assets in order to earn commissions. That's why it's an established service.

Japanese Patent No. 3833667 Japanese Patent No. 3833668

  However, the above-mentioned wrap account service can achieve the purpose for a specific customer or satisfy a request in that the asset management is relatively safe even for customers with poor investment knowledge and experience. Yes, but not all of them in the presence of different customer needs. In other words, in the wrap account service, the customer only shows a rough operating policy and is hardly involved in the content of each transaction, so it is left to almost all conditions in terms of individual transactions. However, in addition to the need for such services, there is also a need for customers to be involved in part of the contents of individual transactions and leave the rest to securities companies. From a different perspective, not only the need for services such as a wrap account, which is a transaction type that does not incur a fee for each individual sales transaction, but also a transaction type in which a fee is generated for each individual sales transaction, There is also a need to leave the department conditions to securities companies.

  For example, when a customer who has multiple issues sells his / her own assets and wants to convert them, the customer is usually interested in the total amount of cash from the sale and wants to sell his / her own assets as much as possible. Although there is a request, it is difficult and cumbersome to decide by yourself the timing when you can advantageously sell multiple stocks while monitoring the fluctuations in the unit price of each stock, and always monitor It is not always possible. In this case, since the customer wants to obtain the amount of money to sell, the total amount of sale can be determined by himself / herself, and since the company's own brand and quantity are known, the brand and quantity to be sold are also self-determined. Even if it is possible, there may be cases where other sales conditions may be left to a securities company. Therefore, a system that can execute discretionary account transactions in which certain conditions relating to individual sales transactions are left to securities companies, etc., is built, improving customer satisfaction and convenience, It is desirable to improve the service.

  An object of the present invention is to provide a discretionary account transaction system, a method thereof, and a program that can improve customer satisfaction and convenience and improve services to customers.

  <Invention for a discretionary account transaction in which the total amount is specified and the price (unit price) is discretionary: hereinafter referred to as “invention of discretionary unit price”. >

  The present invention is a discretionary account transaction system configured by a computer that executes a transaction processing of securities by a discretionary account transaction that is left to a financial institution without designating a part of the conditions related to the sale and sale of securities. As the order data from the customer, in association with the customer identification information for identifying the customer who ordered, the trading classification information indicating the type of trading, the brand identification information for identifying multiple brands to be traded, and the respective brands Order reception processing means for executing processing for receiving input of quantity data and designated total amount data for specifying the total amount of funds when buying and selling a plurality of issues, and order data received by the order reception processing means are customer identification information and Repetitively collect market price information from the order data storage means to be stored in association with the market system or other market price information providing system. Market information acquisition processing means for executing the processing to be performed, the latest market price information acquired by the market price information acquisition processing means for each brand identification information stored in the order data storage means, and each stored in the order data storage means Temporary total amount data calculation processing means for executing processing for calculating temporary total amount data indicating temporary total amount of funds using quantity data of the brand, temporary total amount data calculated by the temporary total amount data calculation processing means, and order data storage means If the trade classification information stored in the order data storage means is buy information, whether or not the provisional total data satisfies the purchase condition that the provisional total data is less than or less than the specified total data. Judgment, and when the sales classification information stored in the order data storage means is sales information, the sale that the provisional total amount data is greater than or equal to the specified total amount data Total amount condition determination processing means for executing a process for determining whether or not the condition is satisfied, and an order stored in the order data storage means when the total condition determination processing means determines that the purchase condition or the sale condition is satisfied It is characterized by comprising order processing means for executing order processing for buying or selling to the market system using data.

  In such a discretionary account transaction system (invention of discretionary unit price) according to the present invention, when a customer buys and sells a plurality of issues, the customer specifies the issue and quantity (number of shares, etc.) and the price of each issue ( By performing an order designating the total amount of trading without designating the unit price), the ordering processing of trading by computer processing is realized. For this reason, when a customer buys and sells multiple stocks with the desired total amount of funds, there is no need to monitor the unit price of each stock and determine the timing of sale. This saves the customer convenience and also makes it possible to buy and sell with the desired total amount of funds, thus increasing customer satisfaction and improving customer service.

  In addition, since multiple stocks are traded together, the total amount of funds specified by the customer (designated total amount data) and ordering are compared to the case where single stocks that are susceptible to sudden unit price fluctuations are traded. Even if there is a difference between the actual amount of contracts and the actual amount of contracts that have been executed, the degree of divergence is likely to be kept small, increasing the customer's sense of security for transactions. Thus, the object is achieved.

  <Invention of a discretionary account transaction in which a total amount is specified for each of a plurality of brand combinations, and a price (unit price) is left to a certain brand combination to buy or sell a constituent brand: " >

  The present invention also relates to a discretionary account transaction constituted by a computer that executes the buying and selling process of a securities by a discretionary account transaction that is left to a financial institution without designating a part of the conditions relating to the sale and sale of securities. It is a system, and as order data from a customer, in association with customer identification information for identifying an ordered customer, trading classification information indicating a trading type, each brand identification information for identifying a plurality of brands to be traded, and each of them Brand quantity data, brand combination information for each of a plurality of brand combinations in which all or some of the brands are combined in different combinations, and brands for each of these brand combinations Implements processing to accept input of multiple specified total amount data for each combination that specifies the total amount of funds when buying and selling all stocks that make up the combination The order reception processing means, the order data storage means for storing the order data received by the order reception processing means in association with the customer identification information, and the market information from the market system or other market information providing system are repeatedly obtained. Latest information acquired by the market price information acquisition processing means for each brand identification information constituting the brand combination information stored in the order data storage means for each of a plurality of brand combinations Temporary total amount data calculation processing for executing a process for calculating temporary total amount data for each combination indicating the total amount of temporary funds for each brand combination using the market price information and the quantity data of each brand stored in the order data storage means And a temporary total for each combination calculated by the temporary total data calculation processing means for each of a plurality of brand combinations. The data is compared with the specified total amount data by combination stored in the order data storage means, and when the trade classification information stored in the order data storage means is buy information, the temporary total amount data by combination is the specified total amount data by combination It is determined whether or not the purchase condition of the following or less is satisfied, and when the sales category information stored in the order data storage means is the sale information, the sale that the provisional total amount data by combination exceeds or exceeds the specified total amount data by combination Total amount condition determination processing means for executing processing for determining whether or not the condition is satisfied, and the total condition determination processing means determines that any one of the plurality of brand combinations satisfies the purchase condition or the sale condition. The order data stored in the order data storage means for the brand combination satisfying the purchase condition or the sale condition is transferred to the market system. And ordering processing means for executing ordering processing of buying or selling.

  In such discretionary account transaction system of the present invention (invention of discretionary unit price / brand combination), a plurality of brand combinations are designated for the above-mentioned <invention of discretionary unit price>, and the total amount for each brand combination is specified. Although the point of performing pass / fail judgment processing for trading conditions is different, since the point of specifying the total amount and performing the condition pass / fail determination processing on a total basis are the same, the same actions and effects as in the case of <unique unit price invention> Is obtained. In addition, since trading conditions can be specified for each brand combination, the convenience of the customer is further enhanced, and the possibility that trading with the desired total amount of funds can be realized is enhanced. An effect is also obtained.

  <Invention of discretionary account transaction in which the total amount is designated, the price (unit price) is entrusted and the purchase processing is performed, and then the purchased brand is sold: hereinafter referred to as “invention of discretionary unit price / buying after sale”. >

  Further, the present invention provides a discretionary account transaction comprising a computer for executing a securities buying and selling process based on a discretionary account transaction that is left to a financial institution without designating a part of the conditions relating to the sale and sale of the securities. It is a system, and as order data from a customer, in association with customer identification information for identifying an ordered customer, trading classification information indicating a trading type, each brand identification information for identifying a plurality of brands to be traded, and each of them The amount data of the issue, the specified amount of purchase data that specifies the total amount of funds for purchasing multiple issues, and the total amount of funds for selling multiple issues that have been purchased are added to the total amount of the contract amount for profit determination. Specified as the difference between the gross amount difference data for profit-establishment specified as the difference and / or the gross amount of the contract amount for the loss cut Order acceptance processing means for executing processing for accepting input of total amount difference data for loss cut, order data storage means for storing the order data received by the order acceptance processing means in association with customer identification information, and a market system Or, purchase information on the stock identification information stored in the order data storage means when purchasing multiple stocks. Using the latest market price information acquired by the market price information acquisition processing means and the quantity data of each brand stored in the order data storage means at the time of processing, Calculate the total amount data and identify each brand stored in the order data storage means when selling multiple purchased brands Temporary total amount of funds when selling multiple brands using the latest market price information acquired by the market price information acquisition processing means and the quantity data of each brand stored in the order data storage means A temporary total amount data calculation processing means for executing a process of calculating the temporary total amount data for selling, and a purchase temporary total amount data calculated by the temporary total amount data calculation processing means and an order data storage means at the time of purchase processing of a plurality of issues. Compared with the specified amount of purchase data stored, it is determined whether or not the purchase provisional total amount data satisfies the purchase condition that it is less than or less than the specified amount of purchase data. Calculate the total amount of the contract amount using the contract unit price data and contract amount data received from the system, , Using the profit determination total amount base difference data and / or loss reduction total amount base difference data stored in the order data storage means, calculating designated total data for profit determination and / or loss reduction, and calculating the provisional total amount The selling condition that the provisional total amount data for sale calculated by the data calculation processing means is compared with the specified total amount data for profit determination and / or loss cut, and the selling temporary total data is greater than or equal to the specified total amount data for profit determination And / or total amount condition determination processing means for executing a process for determining whether or not the provisional total amount data of the sale satisfies a sale condition that is less than or less than the specified total amount data for loss cut, and the purchase condition by the total amount condition determination processing means If it is determined that the condition is satisfied, the order data stored in the order data storage means is used to execute the purchase order processing for the market system. And an order processing means for executing order processing for selling to the market system using the order data stored in the order data storage means when it is determined by the total amount condition determination processing means that the sales condition is satisfied. It is characterized by that.

  Here, the “total amount difference data for profit determination” and “total amount difference data for loss reduction” received by the “order reception processing means” may be specified in terms of any amount of difference, or the contract amount You may specify by the percentage (ratio) with respect to the total amount. When the difference is designated by an amount as in the former case, the “total amount condition determination processing means” causes the “total amount data of the contract amount” as the amount data and the “total amount base difference data for profit determination and / or the amount data”. Or, the “designated total amount data for profit determination and / or loss cut”, which is the amount data, is calculated using the “total amount difference data for loss cut”. On the other hand, when the difference is specified as a percentage (ratio) as in the latter case, the “total amount condition determination processing means” uses the “total amount data of contract amount” as the amount data and the “profit” as the percentage (ratio) data. The “designated total amount data for profit determination and / or loss cut”, which is the amount data, is calculated using the total amount base difference data for determination and / or the total amount base difference data for loss cut ”. The same applies to the following inventions.

  In such a discretionary account transaction system of the present invention (invention of discretionary unit price / invention after buying), in relation to the above-mentioned <invention of discretionary unit price>, the condition designation and sale conditions of the purchased brand are sold. Although it is different in that the pass / fail judgment process is performed, since the conditions for the purchase process and the purchase condition pass / fail judgment process are the same, the same actions and effects as in the case of <unique unit price invention> are obtained. It is done. In addition to this, the purchase process and the sale process with the desired total amount of funds for a plurality of issues will be possible as a series of processes, so the possibility that a desired profit can be increased for the purchase and sale of multiple issues is said to increase. Actions and effects can also be obtained.

  <Determining the total amount for each combination of multiple brands, leaving the price (unit price) at a discretion, and processing the purchase of the constituent brands of any of the brand combinations, and then selling the constituent brands of the purchased brand combinations Invention for trading: hereinafter referred to as “invention of discretion in unit price, combination of brands, sale after purchase”. >

  The present invention also relates to a discretionary account transaction constituted by a computer that executes the buying and selling process of a securities by a discretionary account transaction that is left to a financial institution without designating a part of the conditions relating to the sale and sale of securities. It is a system, and as order data from a customer, in association with customer identification information for identifying an ordered customer, trading classification information indicating a trading type, each brand identification information for identifying a plurality of brands to be traded, and each of them Brand quantity data, brand combination information for each of a plurality of brand combinations in which all or some of the brands are combined in different combinations, and brand combinations for each of these multiple brand combinations Designated total amount data by combination of multiple purchases that specify the total amount of funds when purchasing all the stocks that make up the stock, and the combination of purchased stocks Profit-based total amount difference data that specifies the total amount of funds for selling all the constituents as a positive difference to the total amount of the commitment amount for profit-making and / or the total amount of the contract amount for loss-cutting Order reception processing means for executing processing for receiving input of loss-cut total amount difference data designated as a negative difference, and order data storage for storing the order data received by the order reception processing means in association with customer identification information Means, a market price information acquisition processing means for executing processing for repeatedly acquiring market price information from a market system or other market price information providing system, and at the time of purchase processing of a brand constituting a brand combination, for each of a plurality of brand combinations , The brand of each brand identification information that constitutes the brand combination information stored in the order data storage means Each brand combination when purchasing all the brands that make up the brand combination using the latest market price information acquired by the market price information acquisition processing means at the time of purchase processing and the quantity data of each brand stored in the order data storage means Each piece identification information constituting the combination information stored in the order data storage means is calculated at the time of sale processing of the brands constituting the purchased brand combination by calculating temporary total data for each purchase combination indicating the total amount of temporary funds for each. When selling all the stocks that make up the purchased brand combination using the latest market price information acquired by the market price information acquisition processing means and the quantity data of each brand stored in the order data storage means A temporary total data calculation processing means for executing a process of calculating the temporary total data of selling indicating the total amount of temporary funds of the At the time of purchase processing, for each of a plurality of brand combinations, the temporary total data by purchase combination calculated by the temporary total data calculation processing means is compared with the designated total data by combination of purchases stored in the order data storage means, Each stock received from the market system at the time of sale processing of stocks constituting the stock combination purchased is judged whether or not the purchase total provisional sum data by purchase combination is less than or less than the specified total data by purchase combination. Calculates the total amount of the contract amount using the contract unit price data and the contract amount data, and calculates the total amount data of the contract amount and the profit-based total amount difference data for profit determination stored in the order data storage means and / or for loss cutting Using the gross amount difference data, the designated gross data for profit determination and / or loss reduction is calculated, and the provisional gross data is calculated. The selling provisional total amount data calculated by the processing means is compared with the specified total amount data for profit determination and / or loss cut, and the selling condition that the temporary amount of selling data is greater than or equal to the specified total amount data for profit determination and And / or total amount condition determination processing means for executing a process for determining whether or not the provisional total amount data of the sale satisfies the selling condition of less than or less than the specified total amount data for loss cut, and the total amount condition determination processing means When it is determined that any one of the brand combinations satisfies the purchase condition, the purchase order to the market system is used for the brand combination satisfying the purchase condition using the order data stored in the order data storage means. In addition to executing the process, if it is determined by the total amount condition determination processing means that the sale condition is satisfied, the purchase that satisfies the sale condition has been completed. It is characterized in that a purchase order processing means for performing order processing of selling in the market systems using stock combination order data stored in the order data storage unit for.

  Here, both “total amount base data for profit determination” and “total amount base difference data for loss reduction” may be input as different data for each brand combination, or common to each brand combination. It may be specified as input data. The same applies to the following inventions.

  In such a discretionary account transaction system of the present invention (invention of discretionary unit price / inventory combination / selling after buying), a plurality of brand combinations are designated for the above-mentioned <invention of discretionary unit price> It is different in that the purchase condition pass / fail judgment process is performed with the total amount for each combination, and the condition designation when selling purchased brands and the sale condition pass / fail judgment process, but the total designation and total basis Since the purchase condition acceptance / rejection determination process is the same, the same operation and effect as in the case of <Invention with a fixed unit price> can be obtained. In addition, since trading conditions can be specified for each brand combination, the convenience of the customer is further enhanced, and the possibility that trading with the desired total amount of funds can be realized is enhanced. In addition, since the purchase process and the sale process with the desired total amount of funds can be performed as a series of processes for a plurality of issues, there is a possibility that a desired profit can be achieved for the purchase and sale of multiple issues. The action and effect of increasing can also be obtained.

  <Common Items for Discretionary Unit Price Invention, Discretionary Unit Price / Invention of Brand Combination, Discretionary Unit Price / Invention of Post-Buy Sale, and Invention of Discretionary Unit Price / Combination of Combination / Buy Sale>

  Then, in the discretionary account transaction system described above, the market price information acquisition processing means acquires a plurality of market price data and market price information including bid price data or bid price data corresponding to these price data. In the purchase process, the provisional total amount data calculation processing means adds the sales amount data corresponding to the market price data in ascending order of the market price data constituting the market price information. Amount data is multiplied by the price data corresponding to this quotation data, and when the cumulative quantity data of the sales quantity data matches the quantity data stored in the order data storage means, it matches. The accumulated amount data for each brand is calculated by adding the amount data at the end to When the quantity data stored in the order data storage means is exceeded, the quantity data stored in the order data storage means is subtracted from the cumulative quantity data of the sales price quantity data immediately before exceeding the quantity data, The accumulated amount data for each brand is calculated by adding the amount data multiplied by the value data at the end, and the accumulated amount data for each brand is summed to calculate the provisional total amount data or the combined total amount data. During the sale process, the bid price data corresponding to the quote data is added in descending order of the quote data constituting the market price information, and the bid price data and the bid price data corresponding to the quote data are When the amount data multiplied is added, and the cumulative quantity data in the bid quantity data matches the quantity data stored in the order data storage means The total amount data for each brand is calculated by adding the amount data at the end of the match, and when the cumulative amount data of the buy price distribution data exceeds the amount data stored in the order data storage means, the order data For each brand, the quantity data obtained by subtracting the cumulative quantity data of the bid price data immediately before exceeding from the quantity data stored in the storage means is added to the price data multiplied by the price data when exceeded It is desirable to perform a process of calculating the total amount data for each brand and further calculating the provisional total amount data or the combination-specific total amount data by summing the total amount data for each brand.

  As described above, when buying, the data addition processing is performed in ascending order of the quotation data constituting the market price information, and when selling, the data addition processing is performed in the order of the high quotation data constituting the market price information. It is possible to calculate the provisional total amount in accordance with the designation of the customer for buying or the designation of the customer for selling high.

  In addition, in the discretionary account trading system described above, a fluctuation index value storage that stores fluctuation rate data, volatility data, or other fluctuation index value data indicating the magnitude of fluctuations in the unit price of each brand in association with the brand identification information. And the fluctuation index value data of each brand stored in the fluctuation index value storage means, among the brands constituting a plurality of brands or brand combinations to be bought and sold, Margin ratio data used in the process of calculating the ratio of significantly fluctuating stock ratios, which shows the ratio of the percentage of large fluctuations, and the ratio classification to which the ratio of the ratio of greatly fluctuating stock ratios belongs, and the margin pass rate data used in the condition pass / fail judgment processing by the total condition judgment processing means The margin rate storage means for storing the correspondence relationship between the margin ratio and the margin rate data stored in the margin ratio storage means An application margin rate determination processing means for executing a process for determining margin ratio data to be applied by acquiring margin ratio data corresponding to the ratio category to which the large fluctuation brand ratio data calculated by the combined calculation processing means belongs. The total amount condition determination processing means determines whether or not the purchase condition that the provisional total amount data is less than or less than the designated total amount data, or the combination-specific provisional total amount data satisfies the purchase condition that the combination total amount data is less than or less than the designated total amount data. The specified total amount data or combination specific total amount data is corrected by the margin rate data determined by the applicable margin rate determination processing means, or reduced, or the provisional total amount data or combination-specific total amount data is determined by the determined margin rate data. Correct and increase the amount to perform a pass / fail judgment process, and the provisional total amount data is greater than or equal to the specified total amount data When determining whether or not the sale condition or the combination total provisional data is more than or equal to the specified total data by combination or exceeding the excess sales condition, the specified total data or the combination total data is applied to the applicable margin rate determination processing means. It is configured to perform the pass / fail judgment process by correcting with the margin rate data determined in accordance with (1) above or by increasing the provisional total amount data or the combination total amount by correcting with the determined margin rate data and reducing the amount. Is desirable.

  In this way, when the total amount condition determination processing unit performs the condition acceptance / rejection determination process using the margin rate data, the provisional condition determination processing unit performs provisional pass / sale condition pass / fail determination processing. It is possible to compare the total amount data or temporary total amount data by combination with the specified total amount data or specified total amount data by combination by shifting to the safe side by using the margin rate data, so that the customer can specify It is possible to reduce the possibility that a situation in which the total amount of the actual contract amount is shifted in a direction that is disadvantageous for the customer with respect to the designated total amount or the combination-specific total amount.

  Further, as described above, when it is configured to perform the condition pass / fail determination process by the total amount condition determination processing unit using the margin rate data, the margin rate storage unit stores all the data as the data constituting the basic portion of the margin rate data. Base rate storage means for storing the same base rate data that is applied to the customer in correspondence with the ratio category, and correction rate data for each customer that is individually applied to each customer as data constituting the additional portion of the margin rate data And a customer-specific correction rate storage means for storing in association with the customer identification information, the application margin rate determination processing means, from among the base rate data stored in the base rate storage means of the margin rate storage means, Acquires base rate data corresponding to the rate category to which the greatly variable issue rate data calculated by the greatly variable issue rate calculation processing means belongs, and stores the margin rate The customer-specific correction factor data stored in the customer-specific correction factor storage means is acquired from the customer-specific correction factor data using the customer identification information as a key, and the customer-specific correction factor data is obtained as the base rate data. Processing for calculating and determining margin ratio data to be applied by adding rate data, and updating the customer-specific correction rate data stored in the customer-specific correction rate storage means of the margin ratio storage means The customer-specific correction rate update processing means calculates the total amount data of the contract amount using the contract unit price data and the contract amount data received from the market system. Calculate the difference data between the total data of the calculated contract amount and the specified total amount data or the specified total amount data by combination, and the specified total amount data or the specified total amount data by combination When the ratio data of the amount data or the ratio data of the difference data with respect to the total amount data of the contract amount is calculated, and the total amount data of the contract amount exceeds or exceeds the specified total amount data or the specified total amount data by combination at the time of purchase processing The ratio data is added as positive data, and if the total amount data of the contract amount is less than or less than the specified total amount data or combination-specific total amount data, the ratio data is added as negative data and sold. Sometimes, if the total amount data of the contract amount is less than or less than the specified total amount data or combination-specific total amount data, the ratio data is added as positive data, and the total amount data of the contract amount is the specified total amount data or combination If it is more than or exceeds the specified total amount data, the ratio data will be It is desirable that the process of adding as negative data is performed.

  Here, at the time of purchase processing, (1) the actual purchase condition for the purchase condition that the provisional total amount data is less than or equal to the designated total amount data, or the purchase condition that the provisional total amount data by combination is less than or equal to the designated total amount data by combination. If the total amount data exceeds the specified total amount data or combination specific total amount data (that is, if the customer's wish is not met), the ratio data is added as positive data, and the total amount data for the contract amount is specified If it is less than the total data or the total data specified by combination (that is, when the customer's wish is satisfied), the ratio data is added as negative data. In addition, (2) the purchase amount that the provisional total amount data is less than the specified total amount data, or the purchase condition that the combination-specific provisional total amount data is less than the combination-specific total amount data, the actual amount of the contract amount is the specified total amount. If the total data is greater than or equal to the specified total data by data or combination (that is, if the customer's wish is not met), the ratio data is added as positive data, and the total data of the contract amount is specified by the specified total data or combination When the total amount data is below (that is, when the customer's desire is satisfied), the ratio data is added as negative data.

  On the other hand, at the time of sale processing, (3) the contract amount as a result of the actual sale with respect to the sale condition that the provisional total amount data is greater than or equal to the specified total amount data, or the sale condition that the combination total amount data is greater than or equal to the designated total amount data by combination If the total amount of data falls below the specified total amount data or combination specific total amount data (that is, if the customer's wishes are not met), the ratio data is added as positive data, and the contract amount total data is the specified total amount If it is equal to or greater than the data or combination-specific total amount data (that is, when the customer's wish is satisfied), the ratio data is added as negative data. In addition, (4) as a result of the actual sale for the sale condition that the provisional total amount data exceeds the designated total amount data or the sale condition that the combination total amount total data exceeds the designated total amount data by combination, the total amount data of the contract amount is the designated total amount. If the total amount is less than or equal to the specified total data by data or combination (that is, if the customer's wish is not met), the ratio data is added as positive data, and the total amount data of the contract amount is specified by the specified total data or combination When the total amount data is exceeded (that is, when the customer's desire is satisfied), the ratio data is added as negative data. The same applies to the following inventions.

  In this way, when the margin rate data is composed of base rate data and customer-specific correction rate data and is configured to update the customer-specific correction rate data, the customer who bought and sold with the system of the present invention , It becomes possible to correct the margin rate applied to the customer according to the profit / disadvantage received due to the difference between the designated total amount designated by the user or the designated total amount by combination and the total amount of the contract amount, It is possible to improve the service by giving more detailed consideration to the customer. In other words, for customers who are disadvantaged due to the difference between the designated total amount or the designated total amount for each combination and the total amount of the contracted amount, the next pass / fail judgment process is performed with a large margin rate, while the profit is received. For customers who have had a margin rate low, the next condition pass / fail judgment process is performed, and for all customers who have received profits / disadvantages, a certain margin rate is given as the base rate. Determination processing can be performed.

  In addition, as described above, in the case where the allowance rate data is used to perform the condition pass / fail determination process by the total amount condition determination processing means, the contract unit price data and the contract amount data received from the market system are used to execute the contract. Calculate the total amount data, calculate the difference data between the calculated total amount data of the contract amount and the temporary total amount data calculated by the temporary total amount data calculation processing means, or the temporary total amount data by combination. Calculate the ratio data of the difference data with respect to the total amount data, or the ratio data of the difference data with respect to the total amount data of the contract amount, and the ratio data to which the large fluctuation stock ratio data calculated by the large fluctuation stock ratio calculation processing means belongs The difference ratio accumulation processing means for executing the process of storing in the difference ratio accumulation storage means in association with With respect to the ratio data stored in the difference ratio accumulation storage means, average value data is calculated for each ratio category with a time interval, and the calculated average value data or value data obtained by multiplying the average value data by a certain ratio , A margin rate update processing means for executing processing for updating the margin rate data stored in the margin rate storage means, or a base for executing processing for updating the base rate data stored in the base rate storage means of the margin rate storage means It is desirable to have a configuration comprising rate update processing means.

  In this way, when the margin rate data update process or the update process of the base rate data that constitutes the margin rate data is configured, the actual total amount data of the contract amount and the provisional total amount data or combination-specific provisional total amount data Since the statistics based on the difference data and the statistical data can be reflected in the margin rate or the base rate constituting the margin rate, a more appropriate margin rate can be applied to the customer.

  In addition, in the discretionary transaction system described above, when the configuration for performing the pass / fail determination process by the total amount condition determination processing means using the margin rate data, as described above, the ratio classification to which the significantly variable stock ratio data belongs Instead of providing a margin rate storage means for storing the correspondence relationship between the margin rate data and the margin rate data, a configuration using a margin rate calculation function that defines the correspondence relationship between the significantly variable stock ratio data and the margin rate data as follows: Even in the case of such a configuration, the same operation and effect as when the margin rate storage means is provided can be obtained.

  That is, in the aforementioned discretionary account transaction system, fluctuation index value storage means for storing fluctuation rate data, volatility data, or other fluctuation index value data indicating the magnitude of fluctuations in unit price of each brand in association with the brand identification information; Using the fluctuation index value data of each brand stored in the fluctuation index value storage means, the percentage of the brands that make up a plurality of brands or brand combinations to be bought or sold and whose fluctuation index value is above or above a certain value A correspondence relationship between the large fluctuation stock ratio calculation processing means for executing the process of calculating the large fluctuation stock ratio data indicating the margin, and the margin ratio data used in the condition pass / fail judgment processing by the total fluctuation condition ratio processing means. Applicable from the data of large fluctuation stock ratio calculated by the drastic fluctuation stock ratio calculation processing means using the margin rate calculation function Application margin rate determination processing means for executing processing for calculating and determining margin ratio data to be determined, and the total amount condition determination processing means is a purchase condition that the temporary total amount data is less than or less than the specified total amount data, or a temporary amount by combination When judging whether or not the purchase condition that the data is less than or less than the specified total amount data by combination is satisfied, the specified total amount data or the specified total amount data by combination is corrected with the margin rate data determined by the applicable margin rate determination processing means. Or the provisional total amount data or combination-specific provisional total amount data is corrected with the determined margin rate data and increased, and the condition pass / fail judgment process is performed, and the sale condition that the temporary total amount data is greater than or equal to the specified total amount data Or whether the provisional total amount data by combination exceeds the specified total amount data by combination or exceeds the sales condition. When doing so, the specified total amount data or the combination-specific total amount data is corrected by the margin rate data determined by the application margin rate determination processing means, or increased, or temporary total amount data or combination-specific total amount data is determined. It is good also as a structure which corrects with margin ratio data and reduces and reduces condition acceptance / rejection determination processing.

  Further, in the case of using the margin rate data to perform the condition acceptance / rejection determination process by the total amount condition determination processing unit, as described above, a margin rate calculation function is used instead of providing the margin rate storage unit. Even in the case of the configuration, the margin rate data may be configured by base rate data and customer-specific correction rate data, and the customer-specific correction rate data may be updated.

  That is, as described above, instead of providing the margin rate storage means, when the configuration using the margin rate calculation function is used, it is individually applied to each customer as data constituting the additional portion of the margin rate data. Customer-specific correction rate storage means for storing the customer-specific correction rate data in association with the customer identification information, and the applicable margin rate determination processing means are all the data that constitutes the basic part of the significantly variable stock ratio data and margin rate data. The base rate data to be applied is calculated from the large fluctuation stock ratio calculation data calculated by the large fluctuation stock ratio calculation processing means using the margin rate calculation function that defines the correspondence with the base rate data that is applied to the same customer. At the same time, out of the customer-specific correction rate data stored in the customer-specific correction rate storage means, the customer who made the purchase order using the customer identification information as a key Customer-specific correction factor data is acquired, and the customer-specific correction factor data is added to the base rate data to calculate and determine the margin rate data to be applied, and stored in the customer-specific correction factor storage means Customer-specific correction rate update processing means for executing processing for updating the customer-specific correction rate data. The customer-specific correction rate update processing means receives the contract unit price data and the constant amount data of each stock received from the market system. To calculate the total amount data of the contract amount, calculate the difference data between the calculated total amount data of the contract amount and the specified total amount data or the specified total amount data by combination, and the difference data for the specified total amount data or the specified total amount data by combination The ratio data or the ratio data of the difference data with respect to the total amount data of the contract amount is calculated, and the total amount data of the contract amount is specified at the time of purchase processing. If it exceeds or exceeds the total amount data or the specified total amount data by combination, the ratio data is added as positive data, and the total amount data of the contract amount is below or below the specified total amount data or the specified total amount data by combination If the ratio data is added as negative data, and the total data of the contract amount is less than or less than the specified total data or combination specified total data at the time of sale processing, the ratio data is added. When the total amount data of the contract amount is greater than or equal to the specified total amount data or the combination-specific total amount data, or may exceed the specified amount data, the ratio data may be added as negative data.

  Further, the order processing by the order processing means in the discretionary account transaction system of the present invention includes both cases of market and limit. And when ordering by market, it is preferable to perform the process using the above-mentioned margin rate. On the other hand, when ordering by limit, the following unconventional transaction occurs: It is preferable to perform a process of changing the limit price at the time. As a process of changing the limit when an uncommitted transaction occurs, there are a process of dividing the case where the remaining brands not traded are one brand and the case of two or more brands, and a process of not dividing.

  First, the configuration for performing the process of separating the case where the remaining brands that have not been promised are one brand and the case of two or more brands is as follows. In other words, in the discretionary account transaction system described above, the order processing means, when placing an order at the limit price, for each brand used in the calculation process of the temporary total data or the combined total temporary data by the temporary total data calculation processing means. The quotation data that constitutes the market price information is included as limit data, as well as the order quantity data that includes the quotation quantity data corresponding to the quotation price data or a part thereof as quantity data to be bought and sold. When ordering from the ordering data including the order data, the ordering process including the high limit data is ordered in the order of sale processing, and when the order processing at the limit by the order processing means is performed, from the market system Total constant quantity data for each brand, which is obtained by summing the received contract quantity data for each brand for each brand, and order data storage The process of determining for each brand whether or not all transactions for each brand ordered by the order processing means have been executed by comparing the quantity data of each brand stored in the column for each brand. When the trading success / failure determination processing means and the remaining stock for which there is a trade that has not been executed by the trading success / failure determination processing means is one stock, the contract unit price data and the contract amount data received from the market system Use to calculate the total amount data of the contract amount and calculate the remaining total amount data by subtracting the total amount data of the contract amount from the specified total amount data stored in the order data storage means or the specified total amount data by combination. Designated total amount for profit determination and / or loss cut calculated by total amount condition determination processing means and stored in designated total amount data storage means at the time of sale of brand The total amount data of the contract amount is subtracted from the data and the remaining total amount data is calculated, and the total constant amount data for each remaining issue is subtracted from the quantity data for the remaining issue stored in the order data storage means. By calculating the remaining quantity data and dividing the remaining total amount data by the remaining quantity data, the new limit price calculation processing means for executing the process of calculating new limit data for the remaining issue and the transaction success / failure judgment processing means are executed. When there are two or more stocks that are determined to have no trades, the total amount data of the contract amount is calculated using the contract unit price data and contract amount data received from the market system and stored in the order data storage means. Calculate the remaining total amount data by subtracting the total amount data of the contract amount from the stored specified total amount data or combination specific total amount data, or purchase The total amount of the contract amount is subtracted from the specified total amount data for profit determination and / or loss cut calculated by the total amount condition determination processing unit and stored in the specified total amount data storage unit during the sale processing of a plurality of issues. Calculate the remaining quantity data for each remaining issue by calculating the data and subtracting the total constant amount data for each remaining issue from the quantity data for each remaining issue stored in the order data storage means. And the remaining order data calculation processing means for executing processing for storing the stock identification information and the remaining quantity data of each remaining stock in the order remaining data storage means in association with the customer identification information, and the order remaining data storage means. The latest market price information acquired by the market price information acquisition processing means for the remaining brand names of each brand identification information, and each stored in the order remaining data storage means Using the remaining amount data of the issue, the remaining issue temporary amount data calculation processing means for executing processing for calculating the remaining issue temporary amount data indicating the total amount of temporary funds for the remaining issue, and the remaining issue temporary amount Compare the remaining amount of temporary stock data calculated by the data calculation processing means with the remaining amount data stored in the order remaining data storage means, and at the time of purchase processing, the temporary amount data for the remaining issues is less than or less than the remaining total amount data. Whether or not the purchase condition is satisfied, and at the time of sale processing, it is determined whether or not the sale condition that the provisional total amount data for the remaining issues is greater than or equal to the remaining total amount data, or the profits of the purchased multiple issues At the time of sale processing for finalization, it is determined whether or not the provisional total amount data for the remaining issues satisfies the sale condition that the remaining total amount data is greater than or exceeds the remaining amount data, and the sales for the loss cut of the purchased multiple issues are determined. At the time of processing, it comprises a total amount condition determination processing means for residual brands that executes a process for determining whether or not the sale total condition for the remaining brand temporary data is less than or less than the residual total data. Create limit change data including new limit data for the remaining issue calculated by the limit calculation processing means, or create new order data including remaining quantity data and new limit data for the remaining issue, and use the limit change data Perform limit order processing or order processing using new order data, and if there are two or more remaining issues that have been determined to be unsuccessful by the transaction success / failure determination processing means, Calculates the remaining total provisional data when it is determined that the purchase condition or sale condition for the remaining data is satisfied. The quotation data that constitutes the market price information for each residual issue used in the calculation process of the provisional total amount data for residual issues by the processing means is included as limit data, and the indicative quantity data corresponding to the quotation data or a part thereof New purchase order data including quantity data to be bought and sold, ordering in order from new ordering data including cheap limit data at the time of purchase processing, and ordering from new ordering data including high limit data at the time of sale processing It is desirable to be configured to do.

  Next, a configuration for performing a process that does not distinguish between the case where the remaining brands that have not been promised are one brand and the case where there are two or more brands is as follows. In other words, in the discretionary account transaction system described above, the order processing means, when placing an order at the limit price, for each brand used in the calculation process of the temporary total data or the combined total temporary data by the temporary total data calculation processing means. The quotation data that constitutes the market price information is included as limit data, as well as the order quantity data that includes the quotation quantity data corresponding to the quotation price data or a part thereof as quantity data to be bought and sold. When ordering from the ordering data including the order data, the ordering process including the high limit data is ordered in the order of sale processing, and when the order processing at the limit by the order processing means is performed, from the market system Total constant quantity data for each brand, which is obtained by summing the received contract quantity data for each brand for each brand, and order data storage The process of determining for each brand whether or not all transactions for each brand ordered by the order processing means have been executed by comparing the quantity data of each brand stored in the column for each brand. When there is a trading success / failure judgment processing means and a residual stock for which there is a trade that has not been executed by the trading success / failure judgment processing means, the contract unit price data and the contract amount data received from the market system are used. Calculate the total amount data of the contract amount and calculate the remaining total amount data by subtracting the total amount data of the contract amount from the specified total amount data or combination-specific total amount data stored in the order data storage means, or for multiple purchased brands Designated total amount data for profit determination and / or loss cut calculated by total amount condition determination processing means and stored in designated total amount data storage means at the time of sale processing The total amount data of the contract amount is subtracted to calculate the remaining total amount data, and the total constant amount data for each remaining issue is subtracted from the quantity data for each remaining issue stored in the order data storage means for each remaining issue. Order remaining data calculation processing means for calculating the remaining quantity data of the remaining amount data, and executing the process of storing the remaining amount data and the brand identification information and the remaining quantity data of each remaining issue in association with the customer identification information in the order remaining data storage means; , The latest market price information acquired by the market price information acquisition processing means for the remaining brand identification information stored in the order residual data storage means, and the remaining quantity data of each residual brand stored in the order residual data storage means Using the remaining stock temporary total data calculation processing means for executing the process of calculating the temporary total data for the remaining issues indicating the total temporary funds for the remaining issues; The remaining amount of temporary stock data calculated by the remaining stock temporary amount data calculation processing means is compared with the remaining amount data stored in the order remaining data storage means. Determine whether or not the purchase condition is less than or less than the remaining amount data, and at the time of sale processing, determine whether or not the provisional amount data for the remaining issue satisfies the sale condition that the remaining amount data is greater than or more than the remaining amount data, or At the time of sale processing for profit determination of multiple purchased brands, it is determined whether the provisional total amount data for the remaining issues satisfies the selling condition that it is greater than or equal to the remaining total amount data, and the loss cut of multiple purchased issues is determined. For the remaining brand total condition judgment processing means for executing a process for judging whether or not the provisional total price data for the residual brand satisfies the selling condition that the residual brand data is less than or less than the residual total quantity data. The order processing means includes a purchase condition or a sale for the remaining total amount data by the remaining brand total condition judgment processing means when there is a residual brand for which it is determined that there is a transaction that has not been executed by the transaction success / failure judgment processing means. When it is determined that the condition is satisfied, the quotation data that constitutes the market price information for each remaining issue used in the calculation process of the remaining amount of temporary issue data for the remaining issue by the remaining issue temporary amount data calculation processing means is the limit data. New order data that includes quotation quantity data corresponding to the quotation price data or a part of it as quantity data to be bought and sold, and in the purchase process, new order data including cheap limit data is ordered in order and sold. At the time of processing, it may be configured such that processing is also performed in order from new order data including high limit data.

  As described above, when it is configured to perform a process of changing the limit price when a transaction that is not executed is generated, it is possible to more reliably execute the sales transaction under the condition specified by the customer.

  <Common Matters for Inventions with Discretionary Unit Price and Inventions with Discretionary Unit Price / Buy After Sale>

  In the discretionary account trading system described above (invention of discretionary unit price and invention of discretionary unit price / sale after purchase), the past of each brand acquired from the market system or other market information providing system from the present to the present Price information accumulation storage means for accumulating and storing unit price data at each time point in association with the brand identification information, and a customer terminal operated by the customer as input data by the customer at the time of order data input acceptance processing by the order acceptance processing means Each brand identification information for identifying a plurality of brands and the quantity data of each brand received from the apparatus via the network are received, and the received quantity data of each brand and the market price information storage means are stored. By adding the amount data multiplied by the unit price data of the relevant issue for all of the received multiple issues, To calculate the total amount data from each point in time until the present, and to send display data for the total amount history display screen created using the total amount data calculated at each point to the customer terminal device via the network It is desirable to have a configuration including total amount history display processing means for executing

  In this way, when the total history display processing means is provided, the customer changes the total amount at each time point from the past to the present when inputting the order at the customer terminal device operated by the customer. Since it is possible to enter the specified total amount by referring to the history, it is possible to easily determine and input the specified total amount of the appropriate amount, and improve convenience for customers Is possible.

  <Common matters regarding the invention of discretionary unit price / brand combination and the invention of discretionary unit price / brand combination / sale after purchase>

  Similarly, in the aforementioned discretionary transaction system (in the case of the invention of discretionary unit price / brand combination, and the invention of discretionary unit price / brand combination / sale after buying), each obtained from the market system or other market information providing system Price information storage and storage means for storing and storing unit price data at each time point from the past to the present of the brand in association with the brand identification information, and as input data by the customer at the time of order data input acceptance processing by the order acceptance processing means , Each brand identification information for identifying a plurality of brands, quantity data of each brand, and all or some of the brands transmitted from the customer terminal device operated by the customer via the network Receive and receive brand combination information for each of multiple brand combinations that are combined in different combinations. For each brand combination of a plurality of brand combination information, a price combination obtained by multiplying the received quantity data of each brand and the unit price data of the brand stored in the market price information storage means constitutes a brand combination. The total amount data by combination at each point in time from the past to the present is calculated by adding all the stocks to be processed, and the total amount history display screen by combination created using the total amount data by combination at each point of time calculated It is desirable to have a total history display processing means for executing a process of transmitting display data to a customer terminal device via a network.

  In this way, when the total history display processing means is provided, the customer, when inputting an order at the customer terminal device operated by the customer, each brand combination at each time point from the past to the present By referring to the change history of the total amount for each combination, it is possible to enter the specified total amount by combination for each brand combination, so it is easy to determine and enter the specified total amount by combination for the appropriate amount It becomes possible to improve convenience for customers.

  In addition, the discretionary account transaction system of the present invention described above (invention of unit price discretionary invention, invention of unit price discretion / brand combination, invention of unit price discretion / buy after sale establishment, and unit price discretion / brand combination / post sale sale) As the discretionary account transaction method realized by the invention, the discretionary account transaction method of the present invention is as follows.

  <Invention at a unit price>

  That is, the present invention is a transaction discretionary account transaction constituted by a computer that executes a securities buying and selling process by a discretionary account transaction that is left to a financial institution without a customer specifying a part of the conditions relating to the sale and sale of securities. A discretionary account transaction method executed in the system, wherein the order reception processing means associates with customer identification information for identifying the ordered customer as order data from the customer, Order reception processing means for executing input processing of each brand identification information for identifying a plurality of brands to be executed, quantity data of each brand, and designated total data for designating a total amount of funds for buying and selling a plurality of brands The order data received by the customer is stored in the order data storage means in association with the customer identification information. Alternatively, the process of repeatedly acquiring the market price information from other market price information providing systems is executed, and the provisional total amount data calculation processing means acquires the price of each brand identification information stored in the order data storage means by the market price information acquisition processing means. Using the latest market price information and the quantity data of each brand stored in the order data storage means, a process for calculating provisional total data indicating a provisional total amount of funds is executed, and the total condition judgment processing means The provisional total amount data calculated by the data calculation processing means is compared with the designated total amount data stored in the order data storage means. When the trade classification information stored in the order data storage means is buy information, the provisional total amount data is Judgment whether or not the purchase condition that the specified total amount data is less than or less than the specified condition is satisfied, and the trade classification information stored in the order data storage means is the sale information Executes a process for determining whether the provisional total amount data is greater than or equal to the specified total amount data or satisfies the sale condition, and the order processing means is determined to satisfy the purchase condition or the sale condition by the total condition determination processing means. In this case, the order data stored in the order data storage means is used to execute ordering processing for buying or selling to the market system.

  <Invention of discretion and unit price combination>

  The present invention also relates to a discretionary account transaction constituted by a computer that executes the buying and selling process of a securities by a discretionary account transaction that is left to a financial institution without designating a part of the conditions relating to the sale and sale of securities. A discretionary account transaction method executed in the system, wherein the order reception processing means associates with customer identification information for identifying the ordered customer as order data from the customer, Each brand identification information that identifies multiple brands to be executed, quantity data of each brand, brands for each of a plurality of brand combinations in which all or some of the brands are combined in different combinations A combination information that specifies the total amount of funds for buying and selling all the stocks that make up the stock combination for each of the multiple stock combinations. The order data received by the order reception processing means is stored in the order data storage means in association with the customer identification information, and the market price information acquisition processing means is a market system or The process of repeatedly acquiring the market price information from other market price information providing systems is executed, and the provisional total amount data calculation processing means configures the brand combination information stored in the order data storage means for each of the multiple brand combinations. A combination showing the total amount of funds for each brand combination using the latest market price information acquired by the market price information acquisition processing means for each brand identification information and the quantity data of each brand stored in the order data storage means A process for calculating other provisional total amount data is executed, and the total amount condition determination processing means is for each of a plurality of brand combinations. When the temporary total amount data by combination calculated by the temporary total amount data calculation processing means is compared with the specified total amount data by combination stored in the order data storage means, and when the trade classification information stored in the order data storage means is buy information Determines whether or not the purchase total amount data by combination satisfies the purchase condition that the combination total amount data is less than or less than the combination-specific total amount data, and if the trade classification information stored in the order data storage means is sale information, Executes a process to determine whether the total data is greater than or equal to the specified total data by combination or exceeds the sales condition, and the order processing means uses any of the multiple brand combinations by the total condition judgment processing means. When it is determined that the combination satisfies the purchase condition or the sale condition, the brand data satisfying the purchase condition or the sale condition is recorded in the order data storage means. Using the stored order data, order processing for buying or selling to the market system is executed.

  <Invention of discretion in unit price / sale after purchase>

  Further, the present invention provides a discretionary account transaction comprising a computer for executing a securities buying and selling process based on a discretionary account transaction that is left to a financial institution without designating a part of the conditions relating to the sale and sale of the securities. A discretionary account transaction method executed in the system, wherein the order reception processing means associates with customer identification information for identifying the ordered customer as order data from the customer, Each stock identification information that identifies multiple stocks to be sold, quantity data of each stock, designated amount data for buying that specifies the total amount of funds for purchasing multiple stocks, and when selling multiple purchased stocks Profit-established gross-based difference data and / or loss cuts that specify the total amount of funds as a positive difference to the gross commitment amount Order data storage means for executing the process of accepting the input of total amount difference data for loss-cutting specified as a negative difference with respect to the total amount of the contract amount for ordering, and associating the order data received by the order acceptance processing means with the customer identification information And the market price information acquisition processing means executes the process of repeatedly acquiring the market price information from the market system or other market price information providing system, and the provisional total amount data calculation processing means executes an order when purchasing multiple brands. Using the latest market price information acquired by the market price information acquisition processing means at the time of purchase processing for each brand identification information stored in the data storage means, and the quantity data of each brand stored in the order data storage means, Calculate the provisional total amount data indicating the total amount of provisional funds when purchasing issues, At the time of rejection processing, the latest market price information acquired by the market price information acquisition processing means at the time of sale processing for each brand identification information stored in the order data storage means, and the quantity data of each brand stored in the order data storage means And a process for calculating a provisional total amount data indicating the total amount of provisional funds in the case of selling a plurality of issues, and a total amount condition determination processing means at the time of purchase processing of a plurality of issues, a provisional total amount data calculation process Whether the purchase provisional total amount data calculated by the means is compared with the purchase designated total amount data stored in the order data storage means, and whether or not the purchase provisional total amount data satisfies the purchase condition that it is less than or less than the specified purchase total amount data When processing multiple purchased stocks, the contract price is calculated using the contract unit price data and contract amount data received from the market system. Using the total amount data of the contracted amount calculated and the total amount difference data for profit determination and / or total amount difference data for loss reduction stored in the order data storage means, Calculate the specified total amount data for loss cut, compare the sell temporary amount data calculated by the temporary amount data calculation processing means with the specified total amount data for profit determination and / or loss cut, and calculate the temporary amount for sale. Execute a process to determine whether the sales condition that the data is greater than or more than the specified total amount data for profit determination and / or the sale temporary total amount data satisfies the sale condition that is less than or less than the specified total amount data for loss cut, When the order processing means determines that the purchase condition is satisfied by the total amount condition determination processing means, the order data stored in the order data storage means The purchase order to the market system is executed, and when it is determined by the total amount condition determination processing means that the sale condition is satisfied, the order data stored in the order data storage means is used to sell to the market system. It is characterized by executing an ordering process.

  <Invention of discretion in unit price, combination of brands, and sale after purchase>

  Further, the present invention provides a discretionary account transaction comprising a computer for executing a securities buying and selling process based on a discretionary transaction that is left to a financial institution without a customer specifying a part of the conditions relating to the sale and purchase of securities. A discretionary account transaction method executed in the system, wherein the order reception processing means associates with customer identification information for identifying the ordered customer as order data from the customer, Each brand identification information that identifies multiple brands to be executed, quantity data of each brand, brands for each of multiple brand combinations in which all or some of the brands are combined in different combinations Combination information, a plurality of multiples that specify the total amount of funds for purchasing all the stocks that make up the stock combination for each of these multiple stock combinations Designated total amount data for each combination, as well as profit-based total amount difference data that specifies the total amount of funds for selling all the stocks that make up the purchased stock combination as a positive difference to the total amount of the contractual amount for establishing profit , And / or a process for accepting input of total amount difference data for loss reduction specified as a negative difference with respect to the total amount of the contract amount for loss cut, and the order data received by the order reception processing means as customer identification information In the order data storage means, the market price information acquisition processing means executes the process of repeatedly acquiring the market price information from the market system or other market price information providing system, and the provisional total amount data calculation processing means is the brand combination When purchasing the stocks that make up the Using the latest market price information acquired by the market price information acquisition processing means at the time of purchase processing, and the quantity data of each brand stored in the order data storage means for the brands of the brand identification information constituting the brand combination information stored in When purchasing all the stocks that make up the stock combination, the temporary total data for each buy combination indicating the total amount of temporary funds for each stock combination is calculated, and when selling the stocks that make up the purchased stock combination, the order data The latest market price information acquired by the market price information acquisition processing means at the time of sale processing, and the quantity data of each brand stored in the order data storage means for the brand identification information constituting the brand combination information stored in the storage means To execute the process of calculating the temporary total data of the sale that indicates the total amount of temporary funds when selling all the brands constituting the purchased brand combination When the total amount condition determination processing means purchases the brands constituting the brand combination, for each of a plurality of brand combinations, the temporary total data by purchase combination calculated by the temporary total data calculation processing means and the order data storage means Compared with the specified total amount data for each buy combination stored in the table, it is judged whether or not the provisional total amount data for each purchase combination satisfies the purchase condition that the purchase total amount data is less than or less than the specified total amount for each purchase combination. During the sale processing of the stocks constituting the contract, the contract total price data is calculated using the contract unit price data and contract quantity data received from the market system, and the contract total price data and the order data storage means are calculated. Using the stored profit-based total difference data and / or loss-based total difference data for profit determination and / or Or, the designated total amount data for loss cut is calculated, the selling total amount data calculated by the provisional total amount data calculation processing means is compared with the designated total amount data for profit determination and / or loss cutting, Execute the process to determine whether the sales condition that the total amount data is greater than or equal to the specified total amount data for profit determination and / or the provisional total amount data for selling satisfies the sale condition that is less than or less than the specified total amount data for loss cut. The order processing means determines the order data storage means for the brand combination satisfying the purchase condition when the total price condition judgment processing means determines that any one of the plurality of brand combinations satisfies the purchase condition. The purchase order processing for the market system is executed using the order data stored in the table, and the sale condition is satisfied by the total condition judgment processing means. If it is determined that the order data stored in the order data storage means is used for the purchased brand combination that satisfies the selling conditions, the selling order processing for the market system is executed. .

  Discretionary account transaction method of the present invention as described above (invention of discretionary unit price, invention of discretionary unit price / brand combination, invention of discretionary unit price / sale after successful buying, and invention of discretionary unit price / brand combination / sale after successful buying) In the above, the actions and effects obtained by the above-described discretionary account transaction system of the present invention can be obtained as they are, and thereby the above-mentioned object is achieved.

  The present invention is also a program for causing a computer to function as the transaction discretionary account transaction system described above.

  The above-mentioned program or a part thereof is, for example, a magneto-optical disk (MO), a read-only memory (CD-ROM) using a compact disk (CD), a CD recordable (CD-R), a CD rewritable (CD -RW), read-only memory (DVD-ROM) using digital versatile disk (DVD), random access memory (DVD-RAM) using DVD, flexible disk (FD), magnetic tape, hard disk, It can be recorded on storage media such as read-only memory (ROM), electrically erasable and rewritable read-only memory (EEPROM), flash memory, and random access memory (RAM) for storage and distribution. And, for example, a local area network (LA ), A metropolitan area network (MAN), a wide area network (WAN), a wired network such as the Internet, an intranet, or an extranet, or a wireless communication network, or a combination thereof. It is also possible to carry it on a carrier wave. Furthermore, the above program may be a part of another program, or may be recorded on a recording medium together with a separate program.

  As described above, according to the present invention, when a customer buys and sells a plurality of issues, the customer designates the issue and quantity (number of shares, etc.), and buys and sells without specifying the price (unit price) of each issue. By placing an order that specifies the total amount of money, it is possible to implement ordering processing for buying and selling by computer processing. Therefore, when buying and selling multiple stocks with the target total amount of funds, the customer can determine the unit price of each stock by himself. Since there is no need to monitor fluctuations and determine the timing of sales, it is possible to eliminate the trouble of monitoring and making decisions on customers, improve customer convenience, and realize buying and selling with the desired total amount of funds. As a result, customer satisfaction can be increased and service to the customer can be improved.

  [First Embodiment]

  A first embodiment of the present invention will be described below with reference to the drawings. FIG. 1 shows the overall configuration of a transaction discretionary transaction system 10 according to the first embodiment. FIG. 2 shows the configuration of each record in the order data storage means 41. FIG. 3 is a flowchart showing the flow of transaction discretionary account transaction processing by the transaction discretionary account transaction system 10. FIG. 4 is a flowchart showing the flow of update processing of the base rate constituting the margin rate. FIG. 5 is a flowchart showing the flow of the provisional total amount calculation process. FIG. 6 is an explanatory diagram conceptually showing a process and data flow from order input to pass / fail judgment of the total amount condition. 7 and 8 show an order input screen and an example of input to this screen.

  In FIG. 1, a transaction discretionary account transaction system 10 includes a transaction discretionary account transaction server 20 for storing various types of processing related to transaction discretionary account transactions and storing various data necessary for these processes, and one or a plurality of units operated by a customer. The customer discretionary account transaction server 20 and the customer terminal device 50 are connected via the network 1. Further, the discretionary account transaction server 20 is connected to a market system 60 such as a stock exchange system via the dedicated line 2. The discretionary account transaction server 20 and the market system 60 may be connected via the network 1.

  Here, the network 1 includes various types such as LAN, MAN, WAN, the Internet, an intranet, an extranet, or a combination thereof, and is wired or wireless, and further includes wired and wireless. Regardless of whether it is a mixed type of wireless, in short, it may be anything that can transmit information at a certain speed between a plurality of points (regardless of the length of distance).

  The transaction discretionary account transaction server 20 includes a processing unit 20A for executing various processes related to the transaction discretionary account transaction, an order data storage unit 41, a market price information storage unit 42, and a fluctuation index value storage unit 43 connected to the processing unit 20A. The margin rate storage means 44, the contract data storage means 47, and the difference ratio accumulation storage means 48 are configured.

  The processing unit 20A includes an order reception processing unit 21, a total amount history display processing unit 22, a market price information acquisition processing unit 23, a provisional total amount data calculation processing unit 24, a variation index value calculation processing unit 25, and a significantly variable brand ratio. Calculation processing means 26, applicable margin rate determination processing means 27, total amount condition determination processing means 28, order processing means 29, contract data reception processing means 30, difference ratio accumulation processing means 31, and base rate update processing means 32 and a customer-specific correction rate update processing means 33.

  When the order reception processing means 21 receives a display request signal of the order input screen 100 (see FIGS. 7 and 8) from the customer terminal device 50 by the customer via the network 1, the order reception processing means 21 displays the order input screen 100 in response to this request. The display data is transmitted to the customer terminal device 50 via the network 1, and the order data input from the customer and transmitted from the customer terminal device 50 via the network 1 is received, and the received order data is identified as an order. A process of storing and storing in the order data storage means 41 (see FIG. 2) in association with information (order number or the like) and customer identification information (account number or the like) is executed. In addition, customer identification information (account number etc.) may be received in advance, and may be received simultaneously with order data. Further, the order identification information (order number or the like) is automatically numbered by the order reception processing means 21.

  The order data received by the order reception processing means 21 from the customer terminal device 50 has the following forms depending on the order type. That is, first, in the case of an order with a fixed unit price (order type = type 1), sales category information (“buy” or “sell”) indicating the type of sales in association with customer identification information for identifying the customer who ordered. Specify each stock identification information that identifies multiple stocks to be bought and sold, quantity data for each stock (in the case of stock, this is the stock data), and the total amount of funds for buying and selling multiple stocks Designated total amount data (in the case of “buy”, the designated total amount data X is referred to, and in the case of “sell”, the designated total amount data Y is received) (first column from the left in FIG. (See the upper left part of 7).

  Next, in the case of an order with discretionary unit price / brand combination (order type = type 2), it is associated with customer identification information for identifying the customer who ordered, and is associated with the sales classification information (“buy” or “sell” )), Each stock identification information for identifying multiple stocks to be bought and sold, and quantity data for each stock (in the case of stock, this is stock data), and all or some of the stocks Buy and sell brand combination information (combination of brand identification information) for each of a plurality of brand combinations in which the brands are combined in different combinations, and all brands constituting the brand combination for each of these multiple brand combinations Designated total amount data by combination for specifying the total amount of funds at the time (in the case of “Buy”, the total amount of data specified by combination X1, X2, X3, X4... the amount Over data Y1, Y2, Y3, Y4 ... I called.) And to receive (see upper left portion of the second column from the left in FIG. 2, and FIG. 8).

  Further, in the case of an order for which the unit price is discretionary and post-sale is completed (order type = type 3), the sales classification information (“Buy and sell”) indicating the type of sales in association with the customer identification information for identifying the ordered customer. ), Each brand identification information for identifying multiple brands to be bought and sold, and quantity data for each brand (in the case of stock, this is the stock count data), and the total amount of funds for purchasing multiple brands The total amount data of the contract amount for determining profit is received as the total amount of funds (which corresponds to the specified total amount data Y for sale) when selling a plurality of purchased brands. Profit-determining total amount difference data α designated as positive difference data with respect to Z (in this embodiment, designation is based on an amount, but designation based on a percentage is also possible), and / or loss-cutting Loss-based total amount difference data β for loss cut designated as negative difference data with respect to the total amount data Z of the contracted amount (in this embodiment, designation is based on the amount, but designation by percentage relative to Z is also possible) (see FIG. (See the third column from the left of 2 and the upper right part of FIG. 7).

  Further, in the case of an order of discretion in unit price, combination of brands, and after-sale (order type = type 4), it is associated with customer identification information for identifying the ordered customer, and sales classification information (“Buy” After sale ”), stock identification information for identifying multiple stocks to be bought and sold, and quantity data for each stock (in the case of stocks, this is stock data), and all or one of the stocks The brand combination information (combination of brand identification information) for each of a plurality of brand combinations obtained by combining different brands in different combinations, and all the brands constituting the brand combination for each of these multiple brand combinations When receiving a plurality of purchase-specific designated total amount data X1, X2, X3, X4... For designating the total amount of funds at the time of purchase and selling all the issues constituting the purchased issue combination Profit-determined total amount base difference for designating the total amount of gold (corresponding to the specified total amount data Y1, Y2, Y3, Y4,... Data (total amount base difference data for profit determination by combination α1, α2, α3, α4... Or total data for profit determination base difference data α common to each brand combination: In this embodiment, it is specified by an amount, but a percentage with respect to Z And / or total amount difference data for loss reduction specified as negative difference data with respect to total amount data Z of contract amount for loss cut (total amount difference difference data β1, β2, for loss reduction by combination) .beta.3, .beta.4... or total amount difference data for loss-cutting base common to each brand combination .beta. (It may be specified by a percentage with respect to Z.) (see the fourth column from the left in FIG. 2 and the upper right part in FIG. 8).

  The total amount history display processing means 22 receives display request signals of the total amount history display screen 200 (see FIG. 7) and the combined total amount history display screen 300 (see FIG. 8) from the customer terminal device 50 by the customer via the network 1. Then, in response to this request, display data for the total amount history display screen 200 and the combined total amount history display screen 300 is created, and processing for transmitting the created display data to the customer terminal device 50 via the network 1 is executed. Is.

  Specifically, at the time of order data input reception processing by the order reception processing means 21, the customer inputs a plurality of brands and their quantities (in the case of stocks, the number of shares) on the order input screen 100 (see FIG. 7). In addition, when a display request for the total amount history display screen 200 is made in a state where the input of the brand combination has not been specified, the total amount history display processing means 22 transmits from the customer terminal device 50 via the network 1. Received stock identification information for identifying multiple stocks and quantity data for each stock (in the case of stocks, this is stock data), and received quantity data and quote information Amount data obtained by multiplying the unit price data at each time point from the past to the present time of the stocks stored in the storage unit 42 is added for each of the received stocks at each time point. By calculating the total amount data at each time point from the past to the present, the display data of the total amount history display screen 200 (see FIG. 7) created using the total amount data at each time point calculated, It transmits to the customer terminal device 50 via the network 1.

  At the time of order data input reception processing by the order reception processing means 21, the customer inputs a plurality of brands and their quantities (in the case of stocks, the number of shares) on the order input screen 100 (see FIG. 8), and When a request for displaying the total amount history display screen 300 for each combination is made in a state where the input of the brand combination is specified, the total amount history display processing means 22 is transmitted from the customer terminal device 50 via the network 1. Each stock identification information for identifying a plurality of stocks, quantity data of each stock (in the case of stock, this is stock number data), and a plurality of stock combination information are received and received. For each of the brand combinations of the brand combination information, the received quantity data of each brand, and the past to the present of those brands stored in the market price information storage means 42 are simply displayed. Amount data multiplied by the data is added at each time point for all stocks that make up the stock combination to calculate total data by combination at each time point from the past to the present. The display data for the combined total history display screen 300 (see FIG. 8) created using the combined total data is transmitted to the customer terminal device 50 via the network 1.

  The market price information acquisition processing means 23 acquires market price information via the communication line directly or indirectly from the market system 60 or other market price information providing system (for example, the market system 60, and the acquired market price information via the communication line). Market information (in this embodiment, market price information for all stocks handled by the system 10) is acquired, for example, periodically and repeatedly from the system provided to other systems) via the dedicated line 2 or the network 1. The process of storing and storing the acquired market price information in the market price information storage unit 42 in association with the brand identification information is executed.

  The provisional total amount data calculation processing means 24 is the market price information storage means 42 for each brand identification information stored in the order data storage means 41 in the case of an order (types 1 and 3) for which designation of the brand combination is not specified. Latest market price information (a plurality of market price data and sales price data or bid price data corresponding to these market price data, see FIG. 6), and those stored in the order data storage means 41 Using the quantity data of each brand (in the case of stock, this is the stock data), a process of calculating provisional total data M indicating the provisional total amount of money is executed. The provisional total amount data M may include fees, taxes, and the like.

  Further, the provisional total amount data calculation processing means 24, in the case of an order (types 2 and 4) with an input designation of the brand combination, the brand combination stored in the order data storage means 41 for each of a plurality of brand combinations. The latest market price information stored in the market price information storage means 42 for the brands of each brand identification information constituting the information (a plurality of market price data, and bid price data or bid price data corresponding to these price data, 6) and the quantity data of each of these brands stored in the order data storage means 41 (in the case of stocks, this is the number of shares data). The process of calculating the provisional total amount data M1, M2, M3, M4. In addition, you may include a commission, a tax, etc. in the provisional total amount data M1, M2, M3, M4.

  Specifically, as shown in FIG. 5, the provisional total amount data calculation processing means 24 performs the selling price corresponding to the quotation data in ascending order of the quotation data constituting the market price information (see FIG. 6) during the purchase process. As the quantity data is added, the price data obtained by multiplying the quotation data by the quotation data corresponding to the quotation data is added. Then, when the cumulative quantity data of the sales volume quantity data matches the quantity data stored in the order data storage means 41 (quantity data of each brand input and specified by the customer), the amount data at the time of matching is added last. As a result, the cumulative amount data for each brand is calculated, and the cumulative quantity data of the sales volume data exceeds the quantity data stored in the order data storage means 41 (quantity data of each brand specified by the customer). In some cases, the quantity data obtained by subtracting the cumulative quantity data of the sales quotation quantity data immediately before the excess from the quantity data stored in the order data storage means 41 and the amount data obtained by multiplying the quotation data at the time of excess are added at the end. As a result, the accumulated amount data for each brand is calculated, and the accumulated amount data for each brand is further summed to calculate the provisional total amount data M or the combined total amount data. M1, M2, M3, M4 ... is calculated.

  Further, the provisional total amount data calculation processing means 24 adds the bid amount data corresponding to the quote price data in descending order of the quote price data constituting the market price information (see FIG. 6) at the time of the sale process. The amount data obtained by multiplying the value data by the bid amount data corresponding to the quote data is added. Then, when the cumulative quantity data of the bid distribution quantity data matches the quantity data stored in the order data storage means 41 (quantity data of each brand input and specified by the customer), the amount data at the time of matching is added last. As a result, the cumulative amount data for each brand is calculated, and the cumulative quantity data of the bid price data exceeds the quantity data stored in the order data storage means 41 (quantity data of each brand specified by the customer). In some cases, the quantity data obtained by subtracting the cumulative quantity data of the bid price data immediately before the excess from the quantity data stored in the order data storage means 41 and the amount data multiplied by the price data when the price is exceeded are added at the end. As a result, the accumulated amount data for each brand is calculated, and the accumulated amount data for each brand is further summed to calculate the provisional total amount data M or the combined total amount data. M1, M2, M3, M4 ... is calculated.

  The fluctuation index value calculation processing means 25 is the market price information of each brand (in this embodiment, all brands handled by the system 10) acquired by the market price information acquisition processing means 23 and stored in the market price information storage unit 42. Is used to calculate fluctuation rate data, volatility data (expected fluctuation rate data), or other fluctuation index value data indicating the magnitude of fluctuations in the unit price of each stock, and the latest fluctuation index value of each stock is calculated. The data is stored in the fluctuation index value storage means 43 (see FIG. 6) in association with the brand identification information. For example, when the price information acquisition processing means 23 acquires four-value data (opening price data, high price data, low price data, closing price data) and the like as the market price information and stores them in the market price information storage means 42. The fluctuation rate data can be calculated by an equation such as fluctuation rate data = (high value data−low price data) / opening price data, or fluctuation rate data = (high price data−low price data) / the closing price data of the previous day. . If fluctuation index value data such as fluctuation rate data and volatility data is calculated by other systems and can be obtained via a communication line (network 1 or dedicated line), fluctuations will occur. Instead of providing the index value calculation processing means 25, a fluctuation index value acquisition processing means may be provided.

  The large fluctuation brand ratio calculation processing means 26 uses the fluctuation index value data of each brand stored in the fluctuation index value storage means 43, and in the case of an order for which no brand combination is specified (types 1 and 3), Calculates the fluctuation rate ratio data indicating the percentage of the stocks whose fluctuation index value is more than a certain value (may be larger than a certain value, that is, larger than a certain value) among multiple stocks to be traded, and input the stock combination When there is an order (types 2 and 4), for each brand combination, large fluctuation brand ratio data indicating the percentage of the brand whose fluctuation index value is equal to or greater than a certain value among the brands constituting the brand combination is calculated. The process is executed.

  The application margin rate determination processing unit 27 performs a large fluctuation calculated by the large fluctuation brand ratio calculation processing unit 26 from the base rate data stored in the base rate storage unit 45 (see FIG. 6) of the margin rate storage unit 44. The base rate data corresponding to the rate category to which the brand rate data belongs is acquired, and the customer-specific correction rate data stored in the customer-specific correction rate storage unit 46 (see FIG. 6) of the margin rate storage unit 44 Obtain the correction rate data by customer of the customer who made a trade order using the identification information as a key, and calculate the margin rate data to be applied by adding the acquired correction rate data by customer to the acquired base rate data The process to determine is performed.

  In this embodiment, the margin rate data is composed of base rate data that is applied to all customers in the same manner and customer-specific correction rate data that is individually applied to each customer. The data may correspond to only the base rate data and the correction for each customer may not be performed. In this case, the processing of the application margin rate determination processing means is the margin rate corresponding to the base rate data of the present embodiment. It is only data acquisition processing.

  The total amount condition determination processing unit 28, in the case of an order (type 1) whose unit price is arbitrary, the temporary total amount data M calculated by the temporary total amount data calculation processing unit 24 and the specified total amount data X stored in the order data storage unit 41. Or, if Y is compared and the trade classification information stored in the order data storage means 41 is buy information, does the provisional total amount data M satisfy the purchase condition that the total amount data M is less than or equal to the specified total amount data X (may be less than X)? If the sale classification information stored in the order data storage means 41 is sale information, the provisional total amount data M is greater than or equal to the specified total amount data Y (Y may be exceeded). The process which judges whether is performed.

  Further, the total amount condition determination processing means 28, in the case of an order of discretionary unit price / brand combination (type 2), the temporary total data by combination calculated by the temporary total data calculation processing means 24 for each of a plurality of sets of brand combinations. .., M1, M2, M3, M4... Are compared with the specified total amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. When the trade classification information stored in 41 is buy information, the combination-specific provisional total amount data M1, M2, M3, M4... Is the combination-specific designated total amount data X1, X2, X3, X4. , X4... May be less than the purchase condition, and if the trade classification information stored in the order data storage means 41 is sale information, the provisional total amount data M1, M2 by combination M3, M4 ... performs processing of determining whether the sale condition that combination Designations amount data Y1, Y2, Y3, Y4 ... more (Y1, Y2, Y3, Y4 ... may be exceeded.).

  Further, the total amount condition determination processing means 28, in the case of a unit price discretionary / buy after-sale order (type 3), at the time of purchase processing of a plurality of issues, the provisional total amount of the purchase calculated by the temporary total data calculation processing means 24 The data M is compared with the specified purchase total amount data X stored in the order data storage unit 41, and the purchase condition that the temporary purchase total amount data M is less than or equal to the specified total purchase amount data X (may be less than X) is satisfied. Determine whether or not. When selling a plurality of purchased brands, the contract unit price data for each brand is received using the contract unit price data and the contract amount data received from the market system 60 and stored in the contract data storage means 47. The total amount data Z of the contract amount for the plurality of purchased brands is calculated by summing the amount data obtained by multiplying the contract amount data by the contract amount data, and stored in the order data storage means 41 and the total amount data Z of the calculated contract amount The profit-established total amount difference data α and / or the loss-cutting total amount difference data β are used to determine the profit-specified designated total data (Z + α) and / or the loss-cut specified total data (Z−β). ), The provisional total amount data M calculated by the temporary total amount data calculation processing means 24, the designated total amount data (Z + α) for determining profit, and / or The sale condition that the designated total amount data for loss cut (Z−β) is compared, and the selling temporary total amount data M is equal to or greater than the designated total amount data for determining profit (Z + α) (and may exceed (Z + α)). A process is performed to determine whether or not the provisional total amount data M for selling satisfies the selling condition that is less than or equal to the designated total amount data (Z-β) for loss cut (may be less than (Z-β)).

  Further, the total amount condition determination processing means 28, in the case of purchase order of brands constituting the brand combination, in the case of order of discretion of unit price, brand combination, and sale after purchase (type 4), for each of a plurality of brand combinations , Temporary total amount data M1, M2, M3, M4... For purchase combinations calculated by the temporary total amount data calculation processing means 24, and specified total amount data X1, X2, X3 for each purchase combination stored in the order data storage means 41. X4... Is compared, and the purchase-by-combination provisional total amount data M1, M2, M3, M4... Is less than (X1, X2, X3, X4... It is determined whether or not the purchase condition is satisfied. Then, at the time of sale processing of the brands constituting the purchased brand combination, the contract unit price data and the contract quantity data received from the market system 60 and stored in the contract data storage means 47 are used for each brand. Total amount data obtained by multiplying the contract unit price data and the contract amount data is calculated to calculate the total data Z of the contract amount for all the stocks that make up the purchased stock combination. The total amount data of the contract amount for the brand combination is assumed to be Z.), the total amount data Z of the calculated contract amount, and the profit determination total amount base difference data α1, α2, α3, α4 stored in the order data storage means 41. Establish profit using [any one of] and / or total loss-based difference data β1, β2, β3, β4 ... [any one] Designated total amount data (Z + α1), (Z + α2), (Z + α3), (Z + α4)... [Any one] and / or designated total amount data for loss cutting (Z−β1), (Z−β2), (Z-β3), (Z-β4)... [Any one of] is calculated and the temporary total amount data M1, M2, M3, M4. Any] and designated total amount data for profit determination (Z + α1), (Z + α2), (Z + α3), (Z + α4)... [Any one] and / or designated total amount data for loss cut (Z−β1) , (Z-β2), (Z-β3), (Z-β4)... [Any one of], and any of temporary sales amount data M1, M2, M3, M4. ] Is the designated total amount data (Z + α1), (Z + α2), (Z + 3), (Z + α4)... [Any one] or more ((Z + α1), (Z + α2), (Z + α3), (Z + α4)... [Any one] may be exceeded) and / or Provisional total amount data M1, M2, M3, M4... [Any one of] is designated total amount data (Z-β1), (Z-β2), (Z-β3), (Z-β4) )... [Any of these] The following sales conditions ((Z-β1), (Z-β2), (Z-β3), (Z-β4),. A process of determining whether or not the above is satisfied is performed.

  In the description of the case where the unit price is discretionary, combination of brands, and after-buy-sell order (type 4), the profit-basis total amount difference data is the profit-basis total amount difference data α1, α2, α3 for each combination However, it is also possible to use the profit determination total amount difference data α common to each brand combination, and the specified total data for profit determination may be uniformly (Z + α). Similarly, the loss-cut total amount difference data β is β1, β2, β3, β4, etc. for each combination. The designated total amount data for loss cutting may be uniformly set to (Z−β). However, even if we say (Z + α) and (Z-β) uniformly, it is natural that the total amount data Z of the contract amount differs for each brand combination, so the difference from the total amount of contract amount is uniformly It means to do.

  Further, the total amount condition determination processing means 28 has a margin using the margin rate data calculated and determined by the application margin ratio determination processing means 27 when performing the above pass / fail determination processing of the purchase condition and sale condition. The determined determination process is performed. That is, at the time of purchase processing, the designated total amount data X or combination-specific designated total amount data X1, X2, X3, X4. , X4..., After the purchase amount that the provisional total amount data M is equal to or less than the designated total amount data X reduced by using the margin ratio data (may be less than X), or combination-specific provisional total amount data M1, M2, M3, M4,... Satisfy the purchase condition that the combination-specific total amount data X1, X2, X3, X4,..., Which are reduced by using the margin ratio data (which may be less than X1, X2, X3, X4,...). Determine whether. The provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4... Is multiplied by (1 + margin ratio data) to increase the provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4. Then, the provisional total amount data M increased using the margin ratio data is the purchase condition that the specified total amount data X or less (may be less than X) or the provisional total amount data by combination increased using the margin ratio data. It is determined whether M1, M2, M3, M4... Satisfy the purchase condition that the specified total amount data by combination X1, X2, X3, X4... Or less (may be less than X1, X2, X3, X4...). Also good.

  On the other hand, at the time of sale processing, the designated total amount data Y or the combination total designation data Y1, Y2, Y3, Y4... (1 + margin ratio data) is multiplied by the designated total amount data Y or the combination total designation data Y1, Y2, Y3. The sales condition that the provisional total amount data M is greater than or equal to the designated total amount data Y increased by using the margin rate data (Y may be exceeded) or the combination-specific provisional total amount data M1, M2, M3 after increasing Y4. , M4,... Satisfy the selling condition that the combination-specific designated total data Y1, Y2, Y3, Y4..., Which are increased using the margin ratio data (Y1, Y2, Y3, Y4,. Judging. The provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4... Is multiplied by (1-margin ratio data) to obtain provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4. The provisional total amount data M reduced by using the margin rate data after the reduction, or the sale condition that the specified total amount data Y or more (Y may be exceeded), or the provisional total amount by combination reduced by using the margin rate data It is determined whether or not the data M1, M2, M3, M4... Satisfy the selling condition that the total amount data Y1, Y2, Y3, Y4. May be.

  In addition, at the time of sale processing for determining profit after the purchase is established, the specified total amount data for determining profit (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... Is multiplied by (1+ margin rate data). After the specified total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4),... Is increased, the provisional total amount data M is increased by using the margin rate data. Establish profits by using the margin ratio data to increase the sales condition of specified total amount data (Z + α) or more ((Z + α) may be exceeded) for finalization or temporary total amount data M1, M2, M3, M4 ... (Z + α1), (Z + α2), (Z + α3), (Z + α4) ... more than ((Z + α1), (Z + α2), (Z + α3), (Z + α4) ... may be exceeded). It is determined whether or not the above is satisfied. The provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4... Is multiplied by (1-margin ratio data) to obtain provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4. After the reduction, the provisional total amount data M reduced using the margin rate data is used as the sale condition that the specified total amount data (Z + α) or more ((Z + α) may be exceeded) for determining profits, or margin rate data is used. The provisional total amount data M1, M2, M3, M4. (Z + α3), (Z + α4)...

  Further, in the case of an order of types 3 and 4, in the present embodiment, profit determination total amount base difference data α or α1, α2, α3, α4..., Or loss cutting total amount base difference data β or β1, β2, β3 , Β4... Are designated as monetary data (see FIGS. 7 and 8), but may be designated as percentage (ratio) data. In this case, designated total data for profit determination Is not an addition process such as (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)..., And the designated total amount data for loss cut is also (Z−β) or (Z− It is not a subtraction process such as [beta] 1), (Z- [beta] 2), (Z- [beta] 3), (Z- [beta] 4)... Calculated. That is, the designated total data for determining profit is Z * (1 + α) (for example, if α = 15% is designated, Z * (1 + 0.15)) or Z * α (for example, α = If the designation is 115%, it is Z * 1.15.) Also, the designated total amount data for loss cut is Z * (1-β) (for example, if β = 15% is designated, Z * (1-0.15)) or Z * β ( For example, if β = 85% is specified, Z * 0.85 is calculated).

  The order processing unit 29 uses the order data stored in the order data storage unit 41 to purchase or sell to the market system 60 when the total condition determination processing unit 28 determines that the purchase condition or the sale condition is satisfied. The ordering process is executed. Specifically, the order processing means 29 uses the order data stored in the order data storage means 41 to order identification information (order number, etc.), customer identification information (account number, etc.), trading classification information (trading information) Separately), order data including stock identification information (stock code, etc.), quantity data (stock data, etc.) is created for each stock to be bought and sold, and the created order data is marketed via the dedicated line 2 or network 1 Processing to transmit to the system 60 is performed. At this time, the ordering process may be market or limit, but in the present embodiment, it is assumed that the order is placed by market.

  Further, the order processing means 29 sets an order processing completion flag for the order in the order data storage means 41 with respect to the order (types 1 and 2) for which the order processing has been performed. For example, the flag is changed from “0” to “1”. For orders sold after purchase (types 3 and 4), when a purchase order process is performed, a buy order process flag is set, and when a sell order process is performed, a sell order process flag is set. Stand up. In addition, when a purchase order process is performed for a unit price, a combination of brands, and an order for sale after purchase (type 4), a purchase order processing flag is set and a purchase order process is performed for any combination of brands. Order processed brand combination information indicating which brand combination is targeted for sale order processing is stored.

  The contract data reception processing means 30 receives the contract data transmitted from the market system 60 via the dedicated line 2 or the network 1, and uses the received contract data as order identification information (order number or the like) and customer identification information ( A process of storing and saving in the contract data storage means 47 in association with the account number or the like) is executed. This contract data includes order identification information (order number, etc.), customer identification information (account number, etc.), trading classification information (separate trading), brand identification information (brand code, etc.), constant amount data (committed stock number data, etc.) ), Contract unit price data, and the like, and the order identification information (order number or the like) can be associated with the order data.

  The difference ratio accumulation processing means 31 uses the contract unit price data and the contract amount data of each brand received from the market system 60 and stored in the contract data storage means 47, and the contract unit price data and the contract amount data for each brand. The total amount data Z of the contract amount is calculated by summing the amount data multiplied by (in the case of trading of a brand combination, the contract unit price data and the constant quantity data are multiplied for all brands constituting the traded brand combination. And the total amount data Z of the calculated contract amount (Z may be the total data of the contract amount of the buy or the total amount of the contract amount of the sale), and the provisional total data calculation processing means 24 Difference data | Z-M | or | Z-M1 |, | Z-M2 |, | Z from the provisional total amount data M calculated by the above or the provisional total amount data M1, M2, M3, M4. M3 |, | Z−M4 |... Are calculated, and ratio data | Z−M | / M or | Z−M1 | of difference data with respect to the provisional total amount data M or the provisional total amount data M1, M2, M3, M4. / M1, | Z-M2 | / M2, | Z-M3 | / M3, | Z-M4 | / M4... Or ratio data of difference data with respect to total amount data Z of contracted amount | Z-M | / Z or | Z-M1 | / Z, | Z-M2 | / Z, | Z-M3 | / Z, | Z-M4 | / Z,... A process of storing the difference ratio accumulation storage means 48 in association with the ratio category to which the calculated large fluctuation brand ratio data belongs is executed.

  The base rate update processing unit 32 calculates, for example, average value data for each ratio category at regular intervals with respect to the ratio data stored in the difference ratio accumulation storage unit 48, and calculates the calculated average value data or the average data The base rate data stored in the base rate storage unit 45 of the margin rate storage unit 44 is updated by value data obtained by multiplying the value data by a certain ratio. The average value data calculation process may be a process of calculating independent average value data each time, or may be a process of calculating moving average value data. Assuming that the time sections partitioned by the timing of the calculation process are T1, T2, T3,..., Only the ratio data stored during the time section T1 is used when the former average data is obtained each time. In the case of calculating the average value data, and the average value data only of the ratio data stored during the time interval T2, and making the latter moving average value data, for example, when shifting by 5 time intervals, the time interval Average value data of the ratio data stored between T1 to T5, between time sections T2 to T6, between time sections T3 to T7, between time sections T4 to T8, and so on is calculated. In this embodiment, the margin rate data is composed of base rate data that is applied to all customers in the same manner and customer-specific correction rate data that is individually applied to each customer. The data may be configured to correspond to the base rate data and the correction for each customer may not be performed. Even in this case, the margin rate for executing processing for updating the margin rate data including only the data corresponding to the base rate data. Update processing means can be provided.

  The customer-specific correction rate update processing means 33 executes processing for updating the customer-specific correction rate data stored in the customer-specific correction rate storage means 46 of the margin rate storage means 44. Specifically, the customer-specific correction rate update processing unit 33 first uses the contract unit price data and the contract constant amount data of each product received from the market system 60 and stored in the contract data storage unit 47, and then each brand. The total amount data Z of the contract amount is calculated by summing the amount data obtained by multiplying the contract unit price data and the contract amount data every time, and the total amount data Z of the calculated contract amount and the specified total amount data X or Y or the specified total amount by combination Difference data with data X1, X2, X3, X4 ... or Y1, Y2, Y3, Y4 ... | Z-X | or | Z-Y | or | Z-X1 |, | Z-X2 |, | Z-X3 |, | Z-X4 | ... or | Z-Y1 |, | Z-Y2 |, | Z-Y3 |, | Z-Y4 | Then, the ratio data | Z−X | / X or | Z−Y | of the difference amount data with respect to the designated total amount data X or Y or the designated total amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. / Y or | Z-X1 | / X1, | Z-X2 | / X2, | Z-X3 | / X3, | Z-X4 | / X4 ... or | Z-Y1 | / Y1, | Z-Y2 | / Y2, | Z−Y3 | / Y3, | Z−Y4 | / Y4... Are calculated. Further, the ratio data of the difference data with respect to the total amount data Z of the contract amount | Z-X | / Z or | Z-Y | / Z or | Z-X1 | / Z, | Z-X2 | / Z, | Z-X3 | / Z, | Z-X4 | / Z ... or | Z-Y1 | / Z, | Z-Y2 | / Z, | Z-Y3 | / Z, | Z-Y4 | / Z ... Good.

  Next, the customer-specific correction rate update processing means 33, when the total amount data Z of the contract amount exceeds the specified total amount data X or the combination-specific total amount data X1, X2, X3, X4... When the purchase condition acceptance / rejection determination processing in the total amount condition determination processing means 28 is determined to be less than X or less than X1, X2, X3, X4... , Z is equal to or greater than X or X1, X2, X3, X4, etc.), the result is the loss on the part of the customer. The ratio data is added as positive data to the customer-specific correction factor so that the condition pass / fail determination can be performed with a larger margin than that. On the other hand, when the total amount data Z of the contract amount is equal to or less than the specified total amount data X or the combination-specific total amount data X1, X2, X3, X4... Is not less than or less than X or X1, X2, X3, X4..., The determination by the customer-specific correction rate update processing means 33 here is that Z is X or X1, X2, X3, X4. In this case, the result is a profitable result for the customer. In order to make the margin for the next processing for the customer smaller than the current time, The ratio data is added as negative data to the correction rate. However, the initial value of the correction factor for each customer is zero, and if the ratio data is added (that is, subtracted) as negative data and falls below the initial value of zero, the updated correction factor for each customer is Zero. That is, by making the correction rate for each customer not to be a negative value, the base rate value can be secured at any time as a margin rate.

  Further, the customer-specific correction rate update processing means 33, when the total amount data Z of the contract amount falls below the designated total amount data Y or the combination-specific designated total amount data Y1, Y2, Y3, Y4... When the pass / fail determination process of the sale condition in the total amount condition determination processing means 28 is determined not to be more than Y or Y1, Y2, Y3, Y4..., But in excess, the determination by the customer-specific correction rate update processing means 33 here is: (If Z is Y or Y1, Y2, Y3, Y4, etc.), this is the result of the loss to the customer, so in the next processing for that customer, In addition, the ratio data is added as positive data to the correction rate for each customer so that the condition pass / fail determination can be performed with a large margin. On the other hand, when the total amount data Z of the contract amount is equal to or greater than the designated total amount data Y or the combination-specific designated total amount data Y1, Y2, Y3, Y4... Is determined not to be more than Y or Y1, Y2, Y3, Y4... But more than Y, the determination by the customer-specific correction rate update processing means 33 is that Z is Y or Y1, Y2, Y3, Y4. In this case, the result is that the customer is profitable. In order to make the margin for the next processing for that customer smaller than the current time, The ratio data is added as negative data to the correction rate. However, during the sale process, as with the purchase process, if the ratio data is added (that is, subtracted) as negative data and falls below the initial value of zero, the revised correction rate for each customer is zero. And

  The order data storage unit 41 associates the customer order data received by the order reception processing unit 21 with order identification information (order number or the like) for identifying the order and customer identification information (account number or the like) for identifying the ordered customer. (See FIG. 2).

  Specifically, each record constituting the order data storage means 41 includes order identification information (order) as shown in the upper part of FIG. 2 as order data in the case of an order with a fixed unit price (order type = type 1). Number, etc.), customer identification information (account number, etc.), order type data (“type 1”), buying and selling classification information (“buy” or “sell”) indicating the type of buying and selling, and multiple brands to buy and sell As shown in the first column from the left in the lower part of FIG. 2, each stock identification information for identifying the product and quantity data of each stock (in the case of stock, this is stock data) is stored. Designated total amount data (designated total amount data X for "Buy" or designated total amount data Y for "Sell") that specifies the total amount of funds when buying and selling multiple brands, and order processing using this order data has been completed Order processed flag indicating whether or not If, outstanding is "0", already is "1", etc.) are stored.

  Further, in each record constituting the order data storage means 41, as shown in the upper part of FIG. 2, the order identification information (order) is shown as order data in the case of a unit price discretionary / brand combination order (order type = type 2). Number, etc.), customer identification information (account number, etc.), order type data ("Type 2"), buying and selling classification information ("Buy" or "Sell") indicating the type of buying and selling, and multiple brands to buy and sell As shown in the second column from the left in the lower part of FIG. 2, each stock identification information for identifying the stock and quantity data of each stock (in the case of stock, this is stock number data) are stored. Brand combination information (combination of brand identification information) for each of a plurality of brand combinations in which all or some of the brands are combined in different combinations, and each of these multiple brand combinations About Brand Set Designated total amount data by combination for specifying the total amount of funds when buying and selling all the issues that make up the stock (in the case of “sale”, designated total amount data by combination in the case of “buy” X1, X2, X3, X4... Designated total data Y1, Y2, Y3, Y4..., And an order processing completion flag indicating whether or not the order processing by the order data has been completed (for example, “0” for unfinished and “1” for finished). Etc.) are stored. In FIG. 2, the description part of the brand combination information 1 to 4 is a header part of each brand combination (brand combination identification information for identifying each brand combination).

  Further, in each record constituting the order data storage means 41, as shown in the upper part of FIG. 2, order identification information is provided as order data in the case of a unit price discretionary / buy-selling order (order type = type 3) (Order number, etc.), customer identification information (account number, etc.), order type data (“type 3”), buying and selling classification information indicating “buying and selling” (“buy after sale”), and multiple brands to buy and sell As shown in the third column from the left in the lower part of FIG. 2, each piece identification information for identifying and the quantity data of each of those brands (in the case of stock, it is the number of shares data) is stored. The specified amount data X of purchase for specifying the total amount of funds for purchasing a plurality of issues and the total amount of funds for selling a plurality of purchased issues (corresponding to the specified amount of sale data Y for sale) are used to determine profit. For the total amount data Z of the contract amount for Profit-established total amount difference data α designated as the difference data of the transaction (in this embodiment, designation by the amount, but designation by a percentage with respect to Z) and funds for selling a plurality of purchased brands Loss-cut total amount difference data β specifying the total amount (corresponding to the designated total amount data Y for sale) as negative difference data with respect to the total amount data Z of the contract amount for loss cut (in this embodiment, depending on the amount) Is specified, but may be specified by a percentage with respect to Z.) and a purchase order processing flag indicating whether or not the purchase order processing based on the order data has been completed (for example, “0” is incomplete, “1”, etc.) and a sales order processing flag indicating whether or not the selling order processing has been completed based on the order data (for example, “0” is incomplete) "1" and the like) are stored.

  Further, in each record constituting the order data storage means 41, as shown in the upper part of FIG. 2, as order data in the case of a unit price discretion, brand combination, after-buy selling order (order type = type 4), Order identification information (order number, etc.), customer identification information (account number, etc.), order type data (“type 4”), and trade classification information (“buy after sale”) indicating the type of buying and selling Each brand identification information for identifying a plurality of brands and quantity data of each brand (in the case of stocks, this is the number data) is stored in the fourth column from the left in the lower part of FIG. As above, brand combination information (combination of brand identification information) for each of a plurality of brand combinations obtained by combining all or some of the brands in a different combination state, and these multiple brands For each combination When selling all the brands that make up the purchased brand combination, and the total amount data X1, X2, X3, X4 ... The total amount of funds (corresponding to the specified total amount data Y1, Y2, Y3, Y4... For each combination of sales) as the positive difference data with respect to the total amount data Z of the contract amount for determining profits Difference data (total amount base difference data for determining profits by combination α1, α2, α3, α4... Or total amount base difference data for determining profits common to each brand combination α: In this embodiment, designation by amount, And a total amount of funds for selling all the brands that make up the purchased brand combination (designated total data Y1, Y2 for each combination of sales) (Corresponding to Y3, Y4,...) As a negative difference data with respect to the total amount data Z of the contract amount for loss reduction (total amount difference difference data β1, β2 for loss reduction by combination) , Β3, β4,... Or loss-cutting total amount base difference data β common to each brand combination: In this embodiment, designation based on an amount, but designation based on a percentage with respect to Z is also possible.) A purchase order processing completed flag indicating whether or not the order processing has been completed (for example, “0” for incomplete, “1” for completion, etc.), and for which brand combination the purchase order processing has been performed (that is, Order combination processed brand combination information (for example, one of the brand combination information 1 to 4) indicating which brand combination is the target of selling order processing, and this order Order processing flag selling indicating whether ordering process of selling by chromatography data is been finished (e.g., pending is "0", already is "1", etc.) are stored. In FIG. 2, the description part of the brand combination information 1 to 4 is a header part of each brand combination (brand combination identification information for identifying each brand combination).

  The market price information storage means 42 is, for example, periodically and repeatedly acquired from the market system 60 or other market price information providing system by the market price information acquisition processing means 23 (in this embodiment, all brands handled by the system 10). ) Is accumulated and stored in association with the brand identification information at each time point from the past to the present. The market price information to be stored includes a plurality of quote price data for each stock as shown in FIG. 6, and bid price data or bid price data corresponding to these quote price data, or four-value data (opening price data) , High price data, low price data, closing price data) and the like. Since the market price information at each time point is stored side by side in the order of acquisition, and is stored in association with the acquisition date and time, the latest (most recent) market price information used in the process by the provisional total data calculation processing unit 24 is It can be specified by the storage location, and can also be specified by referring to the acquisition date. For past data after a certain period of time, data necessary for displaying the total amount history display screen 200 (see FIG. 7) and the combined total amount history display screen 300 (see FIG. 8), for example, daily of each brand. Only the closing price data may be stored. In addition, when the total amount history is not displayed and the fluctuation index value is not calculated using the acquired market price information, the latest ( Since it is only necessary to store (overwrite) the latest market price information, in this case, accumulation is not necessary, and what is simply referred to as “market price information storage means” may be provided. Furthermore, the “market information storage unit” that stores (overwrites and saves) the latest (most recent) market price information used in the processing by the provisional total amount data calculation processing unit 24 and the market price information that performs accumulation and storage as in the present embodiment. A storage unit 42 may be provided. In addition, the latest (most recent) market price information storage location in the market price information storage unit 42 may be referred to as a “market price information storage unit”.

  As shown in FIG. 6, the fluctuation index value storage means 43 has fluctuation rate data and volatility data (expected fluctuation rate data) indicating the magnitude of fluctuations in the unit price of each brand at the present time calculated by the fluctuation index value calculation processing means 25. Or other variation index value data is stored in association with the brand identification information.

  The margin rate storage means 44 includes a base rate storage means 45 that stores base rate data that is applied to all customers in the same manner, and a customer-specific correction rate that stores customer-specific correction rate data that is individually applied to each customer. And storage means 46.

  As shown in FIG. 6, the base rate storage means 45 has a variation index value of a certain value or more among a plurality of brands to be traded (in the case of trade of brand combinations, all brands constituting the brand combination to be traded). The correspondence relationship between the ratio category to which the significantly fluctuating stock ratio data indicating the ratio occupied by the base ratio data constituting the basic portion of the margin ratio data is stored. The base rate data is updated by the base rate update processing means 32 at regular intervals, for example.

  As shown in FIG. 6, the customer-specific correction rate storage means 46 stores the customer-specific correction rate data constituting the additional portion of the margin rate data in association with the customer identification information. The initial value of the customer-specific correction factor data for each customer is zero, and the customer-specific correction factor data for each customer is updated by the customer-specific correction factor update processing means 33 each time trading is performed for each customer. Updated individually.

  The contract data storage means 47 receives the contract data received by the contract data reception processing means 30 from the market system 60 via the dedicated line 2 or the network 1, and includes order identification information (order number, etc.) and customer identification information (account number, etc.). It is memorized in association with. This contract data includes order identification information (order number, etc.), customer identification information (account number, etc.), trading classification information (separately for sale), brand identification information (brand code, etc.), constant amount data (committed stock number data, etc.) ), Contract unit price data, etc.

  The difference ratio storage means 48 stores difference data ratio data | Z−M | / M or | with respect to the provisional total amount data M calculated by the difference ratio storage processing means 31 or the provisional total amount data M1, M2, M3, M4. Z-M1 | / M1, | Z-M2 | / M2, | Z-M3 | / M3, | Z-M4 | / M4... Or ratio data of the difference data with respect to the total amount data Z of the contract amount | Z-M | / Z or | Z-M1 | / Z, | Z-M2 | / Z, | Z-M3 | / Z, | Z-M4 | / Z... It is stored and stored in correspondence with the ratio category to which the brand ratio data belongs. This ratio data is calculated and accumulated and stored each time a sale is made for all customers, without distinguishing which customer was bought or sold.

  And in the above, each processing means 21-33 contained in processing means 20A which constitutes transaction discretionary account transaction server 20 is a central processing unit provided inside the computer main body which constitutes transaction discretionary account transaction server 20 ( CPU) and one or a plurality of programs that define the operation procedure of the CPU.

  The storage means 41 to 48 constituting the discretionary account transaction server 20 are preferably realized by, for example, a hard disk or the like, but ROM, EEPROM, A flash memory, RAM, MO, CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-RAM, FD, magnetic tape, or a combination thereof may be employed.

  Further, the discretionary transaction server 20 is not limited to one realized by one computer or one CPU, and may be realized by performing distributed processing with a plurality of computers or the like.

  The customer terminal device 50 is configured by a computer, and includes input means such as a mouse and a keyboard, display means such as a liquid crystal display and a CRT display, and output means such as a printer and a plotter. The customer terminal device 50 may be, for example, a mobile terminal such as a mobile phone (including PHS) and a personal digital assistant (PDA: personal digital assistance).

  The market system 60 is an existing computer system such as a stock exchange system. When an emerging market is formed, the computer system of the emerging market is also included.

  In such a 1st embodiment, the computer processing of transaction discretionary account transaction is realized by transaction discretionary account transaction system 10 as follows.

  In FIG. 3, the customer operates the customer terminal device 50 to trade a display request signal (including an account number which is customer identification information) of the order input screen 100 (see FIGS. 7 and 8) via the network 1. When transmitted to the discretionary account transaction server 20, the transaction discretionary account transaction server 20 receives a display request signal by the order reception processing means 21, and displays display data for the order input screen 100 (for example, a Web screen) in response to this request. It transmits to the customer terminal device 50 via the network 1 (step S1).

  When the customer terminal device 50 receives the display data for the order input screen 100 transmitted from the discretionary account transaction server 20, the customer terminal device 50 displays the data on the display means of the customer terminal device 50 as shown in FIGS. The order input screen 100 is displayed (step S2).

  7 and 8, on the order input screen 100, a customer name display unit 101, an account number display unit 102, and buying and selling for selecting a buying and selling category ("buy", "sell", or "buy after sale"). A category selection unit 103, a brand input unit 110 for inputting a plurality of brands to be traded (may be a brand code input or a brand name selection input), and the trading volume of each brand entered in the brand input unit 110 ( In the case of stocks, the quantity input unit 111 for inputting the number of trading shares) and the total amount of funds for trading (designated total amount X in the case of “buy”, or in the case of orders (types 1 and 3) that do not specify the brand combination, or A specified total amount input unit 120 for inputting and specifying a specified total amount Y) in the case of “Sell”, and a profit-based total amount difference data for the case of a post-sale order (type 3) without specifying a brand combination Profit-making total amount The loss difference data input unit 121 and the loss-cut total amount difference data input for specifying the loss-cut total amount difference data β in the case of a post-sale order (type 3) without specifying a brand combination Part 122 is provided.

  The order input screen 100 also includes an input for specifying a brand combination in the case of an order for specifying a brand combination (types 2 and 4). In the case of an order for specifying a brand combination (types 2 and 4), the total amount of money for buying / selling for each brand combination (designated total amount X1 for each combination in the case of “buy”) , X2, X3, X4... Or “Sale”, the specified total amount input unit 140 for inputting and specifying the combination-specific specified total amount Y1, Y2, Y3, Y4. In the case of a post-sale order (type 4), input designation is made for profit-established total amount difference data α1, α2, α3, α4... (Common to each brand combination may be α = α1 = α2 = α3 = α4, or Only common α can be entered And a profit-determining total amount base difference data input unit 141 for specifying the brand combination, and in the case of a post-sale order (type 4), the loss total amount base difference data β1, β2, β3, β4, etc. are input designated (β = β1 = β2 = β3 = β4 common to each brand combination, or only common β may be inputted). A data input unit 142 is provided. In the example of the order input screen 100 shown in FIGS. 7 and 8, the number of brand combinations that can be specified for input is limited to eight, but the number is not limited to this. Is optional.

  Further, the order input screen 100 includes a “total amount history display” button 150 for displaying a total amount history display screen 200 (see FIG. 7) and a total amount history display screen 300 by combination (see FIG. 8); There are provided an “order transmission” button 151 for transmitting the order data input in step 1 to the discretionary account transaction server 20 and a “cancel” button 152 for canceling the input on the order input screen 100.

  As shown in FIG. 7, on the order input screen 100, the customer inputs a plurality of brands into the brand input unit 110 and inputs the quantity of each brand into the quantity input unit 111 (step S3 in FIG. 3). When the “total amount history display” button 150 is clicked in this state, it is input to the number input unit 111 and each item identification information for a plurality of issues input to the issue input unit 110 together with the display request signal of the total amount history display screen 200. The quantity data of each brand thus made is transmitted to the transaction discretionary account transaction server 20 via the network 1 (step S4).

  Further, as shown in FIG. 8, on the order input screen 100, the customer inputs a plurality of brands into the brand input unit 110, inputs the quantity of each brand into the quantity input unit 111, and inputs the brand combination. When an input for designating a brand combination is made in the section 130 (step S3 in FIG. 3) and the “total amount history display” button 150 is clicked in this state, the combination input is performed together with a display request signal of the total amount history display screen 300 by combination. Each of the brand identification information for a plurality of brands input to the section 110, the quantity data of each brand input to the quantity input section 111, and each of a plurality of sets of brand combinations specified to be input by the brand combination input section 130 Are transmitted to the discretionary account transaction server 20 via the network 1 (step S4).

  In the transaction discretionary transaction server 20, when the total amount history display processing means 22 receives the display request signal and input data of the total amount history display screen 200 (see FIG. 7) transmitted from the customer terminal device 50 (step of FIG. 3). S5), quantity data (for example, a1, b1, c1) of each received brand (for example, brand A, brand B, brand C), and those stored in the market price information storage means 42 Unit price data a3 (t1), a3 (t2), a3 (t3),..., B3 (t3, t2, t3,..., From the past to the present of the brands (brand A, brand B, brand C). Amount data obtained by multiplying t1), b3 (t2), b3 (t3)..., c3 (t1), c3 (t2), c3 (t3)... To do. That is, the total amount data N (t1) at time t1 is calculated from N (t1) = a1 * a3 (t1) + b1 * b3 (t1) + c1 * c3 (t1), and N (t2) = a1 * a3 (t2 ) + B1 * b3 (t2) + c1 * c3 (t2) to calculate the total amount data N (t2) at time t2, and N (t3) = a1 * a3 (t3) + b1 * b3 (t3) + c1 * c3 (t3) ) To calculate the total amount data N (t3) at the time point t3, and similarly calculate total amount data N (t4), N (t5), N (t6)... At each time point after the time point t4. Then, using the total data N (t1), N (t2), N (t3)... At each time point t1, t2, t3. Display data 200 (see FIG. 7) is created and transmitted to the customer terminal device 50 via the network 1 (step S6 in FIG. 3).

  When the customer terminal device 50 receives the display data of the total amount history display screen 200 (see FIG. 7) transmitted from the discretionary account transaction server 20, it is displayed on the screen of the display means of the customer terminal device 50 in FIG. A total amount history display screen 200 (for example, a Web screen) as shown is displayed (step S7 in FIG. 3). The total amount history display screen 200 includes a total amount history graph in which the horizontal axis represents time (time points t1, t2, t3...) And the vertical axis represents total amount data N (t1), N (t2), N (t3). A total amount history graph display unit 201 to be displayed is provided, and a current value display unit 202 of total amount data is provided.

  Accordingly, the customer can grasp the current state of the total amount data by the total amount history graph display unit 201 of the total amount history display screen 200 of FIG. With reference to the information, as shown in FIG. 7, when placing an order (type 1) at a unit price on the order input screen 100, the designated total amount (designated total amount in the case of “buy”) X or the designated total amount Y in the case of “Sell” can be entered, and in the case of placing an order (type 3) after discretionary unit price / buying, the designated total amount (“Buy” ”And the profit determination total amount base difference data input unit 121 is input with profit determination total amount base difference data α (in this embodiment, α is input as an amount, Even if you enter a percentage The loss-cutting total base difference data β is input to the loss-cutting total base difference data input unit 122 (in this embodiment, β is input as an amount, but may be input as a percentage. (Step S8 in FIG. 3).

  Further, in the transaction discretionary account transaction server 20, when the total amount history display processing means 22 receives the display request signal and input data of the combination total amount history display screen 300 (see FIG. 8) transmitted from the customer terminal device 50 ( Step S5 in FIG. 3), the combination of the received multiple sets of brand combination information (for example, the brand combination 1 in which the brands A and B are combined, the brand combination 2 in which the brands A and C are combined, and the brands B and C are combined. For each of the received brands (for example, brand A, brand B, and brand C), each of the brand combinations 3 and brand combinations 4 is a combination of brands A, B, and C. From the past to the present of quantity data (for example, a1, b1, c1) and their brands (a1, b1, c1) stored in the market price information storage means 42 Unit price data a3 (t1), a3 (t2), a3 (t3)..., B3 (t1), b3 (t2), b3 (t3)..., C3 (t1), c3 at each time point t1, t2, t3. The amount data obtained by multiplying (t2), c3 (t3)... Is added at every time point for all brands constituting the brand combination. That is, for the brand combination 1 in which the brands A and B are combined, the total data N1 (t1) by combination at the time point t1 is calculated by N1 (t1) = a1 * a3 (t1) + b1 * b3 (t1), and N1 ( t2) = a1 * a3 (t2) + b1 * b3 (t2) is calculated by combination total data N1 (t2) at time t2, and N1 (t3) = a1 * a3 (t3) + b1 * b3 (t3) The total amount data N1 (t3) by combination at the time point t3 is calculated, and the total amount data N1 (t4), N1 (t5), N1 (t6),. Further, for the brand combination 2 in which the brands A and C are combined, N2 (t1) = a1 * a3 (t1) + c1 * c3 (t1) is used to calculate the total data N2 (t1) by combination at the time point t1, and N2 (t1) t2) = a1 * a3 (t2) + c1 * c3 (t2) is calculated by combination total data N2 (t2) at time t2, and N2 (t3) = a1 * a3 (t3) + c1 * c3 (t3) The total amount data N2 (t3) by combination at the time point t3 is calculated, and the total amount data N2 (t4), N2 (t5), N2 (t6),. Further, for the brand combination 3 in which the brands B and C are combined, N3 (t1) = b1 * b3 (t1) + c1 * c3 (t1) is used to calculate the total data N3 (t1) by combination at the time point t1, and N3 (t1) t2) = b1 * b3 (t2) + c1 * c3 (t2) is calculated by combination total data N3 (t2) at time t2, and N3 (t3) = b1 * b3 (t3) + c1 * c3 (t3) The total amount data N3 (t3) by combination at the time point t3 is calculated, and the total amount data N3 (t4), N3 (t5), N3 (t6),. Further, for the brand combination 4 in which the brands A, B, and C are combined, N4 (t1) = a1 * a3 (t1) + b1 * b3 (t1) + c1 * c3 (t1) by the total amount data N4 by combination at the time t1 ( t1) is calculated, and N4 (t2) = a1 * a3 (t2) + b1 * b3 (t2) + c1 * c3 (t2) is calculated to calculate the total data N4 (t2) by combination at the time t2, and N4 (t3) = A1 * a3 (t3) + b1 * b3 (t3) + c1 * c3 (t3) is used to calculate the total amount data N4 (t3) by combination at the time point t3, and similarly, the total amount by combination at each time point after the time point t4 Data N4 (t4), N4 (t5), N4 (t6)... Are also calculated. And the total data N1 (t1), N1 (t2) by combination at each time point t1, t2, t3... From the past to the present for the brand combination 1 in which the brands A and B calculated in this way are combined. , N1 (t3)..., N2 (t1), N2 (t2), N2 (t1), N2 (t2), N2 (t1), N2 (t2), N2 (t3)..., Total price data N3 (t1), N3 (t2), N3 for each time point t1, t2, t3. (T3) ... and total data N4 (t1), N4 (t2) by combination at each time point t1, t2, t3 ... from the past to the present for the brand combination 4 combining the brands A, B, C , N (T3) ... it was used to create the display data in combination by the total history display screen 300 (see FIG. 8), via the network 1 to the customer terminal device 50 (step S6 in FIG. 3).

  When the customer terminal device 50 receives the display data for the combined total amount history display screen 300 (see FIG. 8) transmitted from the discretionary account transaction server 20, it is displayed on the screen of the display means of the customer terminal device 50. A total amount history display screen 300 by combination (for example, a Web screen) as shown in FIG. 8 is displayed (step S7 in FIG. 3). In the total amount history display screen 300, the horizontal axis represents time (time points t1, t2, t3...), And the vertical axis represents total amount data N1 (t1), N1 (t2), N1 (t3). , B and the total amount history graph by combination for the brand combination 1, and the horizontal axis is time (time points t1, t2, t3...), And the vertical axis is total amount data by combination N2 (t1), N2 (t2), N2 (t3)... Combination brand total history graph for brand combination 2 combining brands A and C. Similarly, the horizontal axis is time (time points t1, t2, t3...), And the vertical axis is total data by combination N3. (T1), N3 (t2), N3 (t3), etc. The total amount history graph by combination for the brand combination 3 that combines the brands B, C and the horizontal axis is time (time points t1, t2, t3, ...). , Vertical axis combined A combined total amount history graph display unit 301 that displays a combined total amount history graph for the combination 4 of combinations of the brands A, B, and C as data N4 (t1), N4 (t2), N4 (t3). Provided is a current value display section 302 for total data N1, N2, N3, N4 for each combination.

  Therefore, the customer grasps the fluctuation status of each combination total amount data N1, N2, N3, N4... On the combination total amount history graph display unit 301 of the combination total amount history display screen 300 of FIG. Can grasp the present value of the total data N1, N2, N3, N4... For each combination, and referring to the grasped information, as shown in FIG. In the case of ordering (type 2), the designated total amount (specific combination total amount X1, X2, X3, X4... In the case of “Buy” or combination in the case of “Sell” is entered in each designated total amount input unit 140. The designated total amount Y1, Y2, Y3, Y4... Can be entered, and when placing an order for discretion of unit price, combination of brands, and sale after purchase (type 4), the designated total amount ( Union in case of "buy" The designated total amount X1, X2, X3, X4...) And the total amount base difference data α1, α2, α3, α4. In the embodiment, α1, α2, α3, α4... Are input as monetary amounts, but they may be input as percentages.) Further, the loss-cutting total amount base difference is input to each loss-cutting total amount difference difference input unit 142. Data β1, β2, β3, β4... Can be input (in this embodiment, β1, β2, β3, β4... Are input as monetary amounts, but may be input as percentages) (FIG. 3). Step S8).

  In this way, after inputting the order data on the order input screen 100, when the “order transmission” button 151 is clicked on the order input screen 100, the order data is transmitted to the discretionary account transaction server 20 via the network 1. (Step S8).

  In the discretionary account transaction server 20, the order reception processing means 21 receives the order data transmitted from the customer terminal device 50 via the network 1, and the received order data is automatically assigned the order identification information (order) No. etc.) and customer identification information (account number etc.) of the ordered customer are stored and saved in the order data storage means 41 (see FIG. 2) (step S9). At this time, the order reception processing means 21 determines which order of the types 1 to 4 according to the format of the received order data, and the order type data obtained as a determination result is also the order data storage means 41. Remember me.

  The processes in steps S1 to S9 in FIG. 3 described above are performed every time there is an order from a customer. In parallel with this, the following processes in steps S10 to S20 in FIG. 3 are repeated periodically, for example.

  In FIG. 3, the transaction discretionary account transaction server 20 uses the market price information acquisition processing means 23 to send market price information (in the present embodiment, the book price information) from the market system 60 or other market price information providing system via the dedicated line 2 or the network 1. Market price information for all brands handled by the system 10 is acquired, and the obtained market price information is stored in the market price information storage unit 42 in association with the brand identification information (step S10).

  Subsequently, by using the market price information of each brand (in this embodiment, all brands handled by the system 10) stored in the market price information storage unit 42 by the fluctuation index value calculation processing unit 25, each of them is used. Fluctuation index value data (variation rate data is used as an example in this embodiment) indicating the magnitude of fluctuations in the unit price of the brand is calculated, and the latest fluctuation index value data (variation rate data) of each brand is calculated, The change index value storage means 43 (see FIG. 6) is stored in association with the brand identification information (step S11). For example, the fluctuation index value calculation processing means 25 may change rate data = (high value data−low price data) / open price data, or change rate data = (high price data−low price data) / last price data for the previous day, etc. Fluctuation rate data is calculated by the following formula.

  Thereafter, the transaction discretionary account transaction server 20 uses the processing means 20A to cause a significantly variable brand ratio calculation processing means 26, an applicable margin rate determination processing means 27, a provisional total amount data calculation processing means 24, a total amount condition determination processing means 28, and an ordering process. In order to extract the order data to be processed by the means 29, the order data is first referred to the order type data stored in the order data storage means 41 (see FIG. 2). Get information about whether it exists. In the case of type 1 or 2 order data, the order processing flag is extracted with reference to the order processing completed flag, and the order classification information of the extracted order data is referred to. Then, information on whether it is a buy order or a sell order is acquired. In the case of type 3 order data, with reference to the purchase order processing completed flag, order data for which purchase order processing has not been completed (for example, “0”) is extracted, and purchase order processing has been completed (for example, “1”). ”), The order data for which the selling order processing has not been completed (for example,“ 0 ”) is extracted with reference to the selling order processing completed flag. In the case of type 4 order data, with reference to the purchase order processing completed flag, order data for which purchase order processing has not been completed (for example, “0”) is extracted, and purchase order processing has been completed (for example, “1”). )), The order data for which the selling order processing has not been completed (for example, “0”) is extracted with reference to the sales order processing completed flag, and any of the brands with reference to the order processing processed brand combination information is extracted. Information indicating whether the purchase order processing for the combination has been performed (that is, for which brand combination the sell order processing is performed) is acquired.

  Then, an order with no designation designation of the brand combination using the fluctuation index value data (variation rate data) of each brand stored in the fluctuation index value storage means 43 by the large fluctuation brand ratio calculation processing means 26 (type 1, type 1). In the case of 3), large fluctuation stock ratio data indicating the ratio of stocks whose fluctuation index value (floating rate) is more than a certain value (may exceed a certain value) among multiple stocks to be bought and sold is calculated. In the case of an order (types 2 and 4) with a combination input designation, the fluctuation index value (fluctuation rate) among brands constituting the brand combination may be a certain value or more (a certain value may be exceeded) for each brand combination. ) Is calculated (step S12). For example, as shown in FIG. 6, when a customer inputs brand A, brand B, and brand C and does not specify a brand combination, the fluctuation rate of brand A is 3% and the fluctuation of brand B If the rate is 8%, the rate of change of the stock C is 4%, and the fixed value that is the threshold for determining whether or not the stock is a large stock is 5%, one of the three stocks A, B, and C The fluctuation rate of brand B is 5% or more (may exceed 5%), and the fluctuation rate of the remaining two brands A and C is less than 5% (may be 5% or less). The brand ratio data is 1/3 = 33.3%. In addition, when the customer inputs the brand A, the brand B, and the brand C and designates a combination of the brand A and the brand B as the brand combination 1, two of the brand combinations 1 are configured. Of the brands A and B, the fluctuation rate of one brand B is 5% or more (may be over 5%), and the fluctuation rate of the remaining one brand A is less than 5% (may be 5% or less). Therefore, the significantly variable stock ratio data is 1/2 = 50%.

  Subsequently, the apportioning margin rate determination processing unit 27 calculates the large fluctuation stock ratio calculation processing unit 26 from the base rate data stored in the base rate storage unit 45 (see FIG. 6) of the margin rate storage unit 44. The base rate data corresponding to the rate category to which the significantly variable stock rate data belongs is acquired. For example, if the significantly fluctuating stock ratio data is 33.3%, it belongs to the ratio category of “20% or more and less than 40%”, so the base rate data 2% corresponding to the ratio category is the base rate data to be applied. It becomes. Further, the correction rate for each customer who has placed a sales order using the customer identification information as a key from the correction rate data for each customer stored in the correction rate storage for each customer 46 (see FIG. 6) of the margin rate storage means 44. Get the data. For example, if the customer who placed the sales order is Taro Yamato, 0% (initial value), which is correction rate data for each customer stored in association with Taro Yamato's customer identification information (account number = KKKK), is acquired. To do. Then, the margin rate data to be applied (for example, 2% + 0% = 2%) is calculated by adding the acquired correction rate data for each customer (for example, 0%) to the acquired base rate data (for example, 2%). (Step S13 in FIG. 3).

  Then, in the case of an order (types 1 and 3) for which the input of the brand combination is not specified by the provisional total amount data calculation processing means 24, the brand (for example, brand A) of each brand identification information stored in the order data storage means 41 is used. , Brand B, brand C.) and the latest market price information (see FIG. 6) stored in the market price information storage means 42, and each brand (brand A, brand) stored in the order data storage means 41. Using the quantity data (a1, b1, c1) of B, brand C), provisional total amount data M indicating the provisional total amount of funds is calculated (step S14). The provisional total amount data M may include fees, taxes, and the like.

  In addition, in the case of an order (types 2 and 4) with input designation of a brand combination, a plurality of brand combinations (for example, brand combination 1 in which brands A and B are combined, brand combination 2 in which brands A and C are combined) , Brand combination 3 which is a combination of brands B and C and brand combination 4 which is a combination of brands A, B and C.) The latest market price information (see FIG. 6) stored in the market price information storage means 42 and the quantity data of each brand stored in the order data storage means 41 for the brands of each brand identification information constituting Then, the combined total amount data M1, M2, M3, M4 indicating the total amount of provisional funds for each brand combination is calculated (step S14). For example, with respect to the brand combination 1 in which the brands A and B are combined, the market price information storage unit for the brands (brand A and brand B) of the brand identification information constituting the brand combination information 1 stored in the order data storage unit 41. 42 using the latest market price information (see FIG. 6) stored in 42 and the quantity data (a1, b1) of each brand (brand A, brand B) stored in the order data storage means 41. Separate provisional total amount data M1 is calculated. Temporary total amount data M2, M3, and M4 by combination for other brand combinations 2, 3, and 4 are similarly calculated. In addition, you may include a commission, a tax, etc. in the provisional total amount data M1, M2, M3, M4.

  Specifically, the provisional total amount data calculation processing means 24, during the purchase processing, each of a plurality of brands stored in the order data storage means 41 (in the case of brand combinations, a plurality of brands constituting the brand combination). For each), the sales volume data corresponding to the market price data is added in the order of the low market price data constituting the market price information (see FIG. 6), and the market price data and the sales price corresponding to this market price data are added. The amount data multiplied by the quotation quantity data is added, and the cumulative quantity data of the quotation quantity data reaches the quantity data (quantity data of each brand specified by the customer) stored in the order data storage means 41. The accumulated amount data of the amount data obtained by multiplying the quotation data up to the time of reaching and the sales amount data corresponding to the quotation data is calculated. Then, the calculated total amount data for each brand is summed to calculate provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4.

  On the other hand, the provisional total amount data calculation processing means 24, for the sale process, for each of a plurality of brands stored in the order data storage means 41 (in the case of brand combinations, each of a plurality of brands constituting the brand combination). The bid price data corresponding to the quote data is added in the descending order of the quote data constituting the market price information (see FIG. 6), and the bid price data and the bid price data corresponding to the quote data are added. Is added until the cumulative quantity data of the bid quantity data reaches the quantity data stored in the order data storage means 41 (quantity data of each brand specified by the customer). Subsequently, the accumulated amount data of the amount data obtained by multiplying the quotation data up to the time of reaching and the bid amount data corresponding to the quotation data is calculated. Then, the calculated total amount data for each brand is summed to calculate provisional total amount data M or combination-specific provisional total amount data M1, M2, M3, M4.

  For example, if the quotation quantity data (selling quotation data or buy quotation quantity data) constituting the market price information of the brand A is a11, a12, a13... And the corresponding quotation data is a21, a22, a23. = A1 (a1 is the quantity data of the brand A stored in the order data storage means 41), and at this time, the accumulated amount data of the amount data obtained by the quotation quantity data × the quotation price data is a11 * A21 + a12 * a22 + a13 * a23 +... Similarly, for the brands B and C, the accumulated amount data of the amount data obtained by the quotation quantity data × the quotation price data is calculated. Then, by adding these, the provisional total amount data M is calculated by the following equation: M = (a11 * a21 + a12 * a22 + a13 * a23 +...) + (Same for brand B) + (same for brand C).

  Explaining with specific numerical examples, the price information of the brand A is in the state shown in FIG. 6 and the quantity data of the brand A stored in the order data storage means 41 is a1 = 8000 shares, , Provisional total amount data M is the same for M = (497 (yen) * 2000 (share) +498 (yen) * 5000 (share) +499 (yen) * 1000 (share)) + (stock B ) + (The same applies to the brand C). On the other hand, if the market price information of the brand A is in the state shown in FIG. 6 and the quantity data of the brand A stored in the order data storage means 41 is a1 = 11,000 shares and is a sell order, provisional total amount data M = M = (496 (yen) * 5000 (stock) +495 (yen) * 4000 (stock) +494 (yen) * 2000 (stock)) + (same for brand B) + (same for brand C) It is calculated by the following formula.

  In the above formula for the buy order, the last term of the calculation part of the accumulated amount data for the brand A is 499 yen * 1000 (stock), which constitutes the market price information for the brand A The bid price data corresponding to the quotation data = 499 yen = 2000 shares are not used, but if all 2000 shares are added, it exceeds a1 = 8000 shares, and 499 yen * {8000 (Corporation)-(2000 (share) +5000 (share))} is calculated. Also, in the formula for the above selling order, the last term of the calculation part of the accumulated amount data for the brand A is 494 (yen) * 2000 (stock), and the market price information of the brand A is The bid price data corresponding to the constituent quote data = 494 yen = 3000 shares is not used, but if all 3000 shares are added, it exceeds a1 = 11000 shares, and 494 (yen ) * {11000 (stock)-(5000 (stock) +4000 (stock))}. In this way, since the fraction is generated when the indicative quantity data is added, the processing shown in FIG. 5 is actually performed.

  5, the provisional total amount data calculation processing means 24 accumulates monetary amount data obtained by the quotation quantity data × the quotation price data in the calculation processing of the provisional total amount data M or the provisional total amount data M1, M2, M3, M4. A process of calculating money amount data for each brand is started (step S1401). At this time, the cumulative quantity data of the indicative quantity data (selling quantity data or buy quantity data) is initialized and set to zero, and the indicative quantity data is added starting from zero. Also, the accumulated amount data of the amount data obtained by the quotation quantity data × quotation price data is initialized to zero, and the amount data obtained by the quotation quantity data × quotation price data is added starting from zero.

  Subsequently, in the case of a buy order, first, the sales price data corresponding to the lowest price data (when the sales price data is zero or NULL, the sales price corresponding to the next lowest price data is sequentially added. Add quotation quantity data). On the other hand, in the case of a sell order, first, the bid price data corresponding to the highest bid price data (when the bid price data is zero or NULL, the bid price corresponding to the next highest bid price data is sequentially added. (Quantity data) is added (step S1402). That is, by adding, the cumulative quantity data of the indicative quantity data (selling quantity data or buy quantity data) is updated.

  Then, by adding in step S1402, it is determined whether or not the cumulative quantity data of the indicative quantity data matches the quantity data of each brand stored in the order data storage means 41 (quantity data of each brand specified by the customer). Judgment is made (step S1403), and if they match, the amount data obtained by multiplying the quotation quantity data (selling quantity data or bid quantity data) and the quotation data is added (step S1404). In other words, the accumulated amount data of the amount data obtained by the amount-of-quotient data × the amount-value data is updated by addition. Since the process of step S1404 is the last addition process, that is, the final update process, after the process of step S1404, the amount data obtained by the quotation quantity data × quotation price data for the brand currently being processed. The calculation processing of the accumulated amount data is terminated (step S1405).

  On the other hand, if they do not match in step S1403, the cumulative quantity data of the indicative quantity data is the quantity data of each brand stored in the order data storage means 41 (quantity data of each brand input and specified by the customer). (Step S1406), and if so, the quantity obtained by subtracting the cumulative quantity data of the quotation quantity data immediately before the excess from the quantity data of each brand stored in the order data storage means 41 The amount data obtained by multiplying the data by the quote data when the amount exceeds is added to the data (step S1407). That is, by adding, the accumulated amount data of the amount data obtained by the quotation amount data (however, the last part of the quotation amount data) × the quotation value data is updated. In the above specific numerical examples, 499 yen * {8000 (stock)-(2000 (stock) +5000 (stock))}, or 494 (yen) * {11000 (stock)-(5000 (stock) +4000 ( The process of adding the term “stock))} corresponds to the process of step S1407. Since the process of step S1407 is the final addition process, that is, the final update process, after the process of step S1407, the amount data obtained by the quotation quantity data × quotation price data for the brand currently being processed The calculation processing of the accumulated amount data is terminated (step S1405).

  Further, if they do not match in step S1403 and if they do not exceed in step S1406, the cumulative quantity data of the quotation quantity data is stored for each brand stored in the order data storage means 41. Since the quantity data (quantity data of each brand input and specified by the customer) has not yet been reached (less than), the price data obtained by multiplying the quotation quantity data by the quotation data is added (step S1408). In other words, the accumulated amount data of the amount data obtained by the amount-of-quotient data × the amount-value data is updated by addition.

  After the process of step S1408, the process returns to the process of step S1402. In the case of a buy order, the bid price data corresponding to the next lowest price data used in the process of step S1408 is added. . On the other hand, in the case of a sell order, the bid price data corresponding to the next higher price data than the price data used in the processing of step S1408 is added. In this way, until the cumulative quantity data of the indicative quantity data matches or exceeds the quantity data of each brand stored in the order data storage means 41 (the quantity data of each brand specified by the customer) S1402 , S1408 is repeated.

  After that, using the margin rate data calculated and determined by the application margin rate determination processing unit 27 in step S13 by the total amount condition determination processing unit 28, the pass / fail determination processing of the purchase condition and the sale condition is performed on the total basis as follows. This is performed (step S15 in FIG. 3). That is, at the time of purchase processing, the designated total amount data X or combination-specific designated total amount data X1, X2, X3, X4. , X4..., After the purchase amount that the provisional total amount data M is equal to or less than the designated total amount data X reduced by using the margin ratio data (may be less than X), or combination-specific provisional total amount data M1, M2, M3, M4,... Satisfy the purchase condition that the combination-specific total amount data X1, X2, X3, X4,..., Which are reduced by using the margin ratio data (which may be less than X1, X2, X3, X4,...). Determine whether. For example, when the margin rate data is 2% (0.02), M ≦ X * (1−0.02) (M <X * (1−0.02) may be sufficient), or M1 ≦ X1. * (1-0.02), M2 ≦ X2 * (1-0.02), M3 ≦ X3 * (1-0.02), M4 ≦ X4 * (1-0.02) (M1 <X1 *) (1-0.02), M2 <X2 * (1-0.02), M3 <X3 * (1-0.02), M4 <X4 * (1-0.02)... To do.

  On the other hand, at the time of sale processing, the designated total amount data Y or the combination total designation data Y1, Y2, Y3, Y4... (1 + margin ratio data) is multiplied by the designated total amount data Y or the combination total designation data Y1, Y2, Y3. The sales condition that the provisional total amount data M is greater than or equal to the designated total amount data Y increased by using the margin rate data (Y may be exceeded) or the combination-specific provisional total amount data M1, M2, M3 after increasing Y4. , M4,... Satisfy the selling condition that the combination-specific designated total data Y1, Y2, Y3, Y4..., Which are increased using the margin ratio data (Y1, Y2, Y3, Y4,. Judging. For example, when the margin rate data is 2% (0.02), M ≧ Y * (1 + 0.02) (M> Y * (1 + 0.02) may be used), or M1 ≧ Y1 * (1 + 0. 02), M2 ≧ Y2 * (1 + 0.02), M3 ≧ Y3 * (1 + 0.02), M4 ≧ Y4 * (1 + 0.02) (M1> Y1 * (1 + 0.02), M2> Y2 * (1 + 0) .02), M3> Y3 * (1 + 0.02), M4> Y4 * (1 + 0.02)...

  In addition, at the time of sale processing for determining profit after the purchase is established, the specified total amount data for determining profit (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... Is multiplied by (1+ margin rate data). After the specified total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4),... Is increased, the provisional total amount data M is increased by using the margin rate data. Establish profits by using the margin ratio data to increase the sales condition of specified total amount data (Z + α) or more ((Z + α) may be exceeded) for finalization or temporary total amount data M1, M2, M3, M4 ... (Z + α1), (Z + α2), (Z + α3), (Z + α4) ... more than ((Z + α1), (Z + α2), (Z + α3), (Z + α4) ... may be exceeded). It is determined whether or not the above is satisfied. For example, when the margin rate data is 2% (0.02), M ≧ (Z + α) * (1 + 0.02) (M> (Z + α) * (1 + 0.02) may be sufficient), or M1 ≧ ( Z + α1) * (1 + 0.02), M2 ≧ (Z + α2) * (1 + 0.02), M3 ≧ (Z + α3) * (1 + 0.02), M4 ≧ (Z + α4) * (1 + 0.02) (M1> (Z + α1) ) * (1 + 0.02), M2> (Z + α2) * (1 + 0.02), M3> (Z + α3) * (1 + 0.02), M4> (Z + α4) * (1 + 0.02)... To do.

  Further, in the present embodiment, the total condition determination processing means 28 performs a pass / fail determination process for the sales condition on a total basis without using the margin rate data at the time of sale processing for loss cut after the purchase is established. That is, the provisional total amount data M is less than the designated total amount data (Z−β) for loss cut (may be less than (Z−β)), M ≦ (Z−β) (M <(Z−β Or the provisional total amount data M1, M2, M3, M4... By combination is designated total amount data (Z-β1), (Z-β2), (Z-β3), (Z- (β4)... (Selling condition: (Z-β1), (Z-β2), (Z-β3), (Z-β4)) may be less than)), M1 ≦ (Z−β1), M2 ≦ (Z −β2), M3 ≦ (Z−β3), M4 ≦ (Z−β4)... (M1 <(Z−β1), M2 <(Z−β2), M3 <(Z−β3), M4 <(Z− It may be determined whether or not β4). The pass / fail judgment process may also be performed using the margin rate data at the time of the sales process for loss cut after the purchase is established. In this case, the designated total amount data (Z−β) or (Z -Β1), (Z-β2), (Z-β3), (Z-β4)... May be lowered and moved away from Z, or may be raised and brought closer to Z.

  If it is determined in step S15 that the purchase condition or sale condition is satisfied by the total amount determination processing means 28 (step S16), the order processing means 29 uses the order data stored in the order data storage means 41. Then, order processing for buying or selling to the market system 60 is performed (step S17). That is, the order processing means 29 uses the order data stored in the order data storage means 41, order identification information (order number, etc.), customer identification information (account number, etc.), buying and selling classification information (separate buying and selling), Order data including brand identification information (brand code, etc.) and quantity data (stock number data, etc.) is created for each brand to be traded, and the created order data is sent to the market system 60 via the dedicated line 2 or the network 1. Send. In this embodiment, it is assumed that an order is made by banking.

  At this time, the order processing means 29, in the case of orders of types 2 and 4 for which a brand combination is specified, one of the combination-specific provisional total amount data M1, M2, M3, M4. If it is determined that, the purchase order processing for the market system 60 is performed only for the brand combination satisfying the condition. When a plurality of combination total amount data M1, M2, M3, M4... Satisfy the purchase condition or the sale condition at the same time, the order in which the input designations of the brand combinations 1 to 8 are performed as shown in FIG. (For example, the highest priority is given to the brand combination 1 and the lowest priority is given to the brand combination 8), so that any one of the brand combinations satisfying the conditions at the same time is determined. The ordering process may be performed, or the priority order of each brand combination may be separately input and specified.

  Further, for the order data (types 1 and 2) subjected to the order processing by the order processing means 29, the order processing completion flag for the order data in the order data storage means 41 is set and the order processing is completed. For example, the flag is changed from “0” to “1”. For purchase order data (types 3 and 4) after the purchase is completed, the purchase order processing flag is set when the purchase order processing is performed, and the sales order processing is completed when the sell order processing is performed. Set a flag. In addition, when the purchase order processing is performed for the order data (type 4) of discretionary unit price, combination of brands, and sale after the purchase is established, a purchase order processing completed flag is set and purchase order processing is performed for any combination of brands. The order data storage means 41 stores order processed brand combination information indicating which brand combination has been performed (that is, which brand combination is the target of selling order processing).

  Thereafter, the contract data reception processing means 30 receives the contract data transmitted from the market system 60 via the dedicated line 2 or the network 1, and the received contract data is converted into order identification information (order number, etc.) and customer identification. It is stored and saved in the contract data storage means 47 in association with information (account number etc.) (step S18).

  Then, the customer-specific correction rate update processing means 33 updates the customer-specific correction rate data stored in the customer-specific correction rate storage means 46 of the margin rate storage means 44 (step S19). That is, first, using the contract unit price data and the contract amount data of each brand stored in the contract data storage means 47, the sum of the price data obtained by multiplying the contract unit price data and the contract amount data for each brand is executed. The total amount data Z of the amount is calculated. Then, the difference data | Z−X | or | Z−Y | between the calculated total amount data Z of the contract amount and the specified total amount data X or Y, or the total amount data Z of the contract amount, and the specified total amount data X1, for each combination Difference data with respect to X2, X3, X4 ... or Y1, Y2, Y3, Y4 ... | Z-X1 |, | Z-X2 |, | Z-X3 |, | Z-X4 | ... or | Z-Y1 |, | Z−Y2 |, | Z−Y3 |, | Z−Y4 |... Are calculated. Further, the ratio data | Z−X | / X or | Z−Y | / Y of the difference data with respect to the specified total amount data X or Y, or the specified total amount data X1, X2, X3, X4 by combination or Y1, Y2, Y3 , Y4... Ratio data | Z-X1 | / X1, | Z-X2 | / X2, | Z-X3 | / X3, | Z-X4 | / X4 ... or | Z-Y1 | / Y1, | Z−Y2 | / Y2, | Z−Y3 | / Y3, | Z−Y4 | / Y4...

  Next, when the total amount data Z of the contracted amount exceeds the specified total amount data X or the combination-specific total amount data X1, X2, X3, X4... When the purchase condition acceptance / rejection determination processing in the total amount condition determination processing means 28 is determined to be less than X or less than X1, X2, X3, X4... , Z is equal to or greater than X or X1, X2, X3, X4, etc.), the result is the loss on the part of the customer. The ratio data calculated above is used as positive data for the current correction rate data for each customer so that the pass / fail judgment can be made with a larger margin. Calculated to. On the other hand, when the total amount data Z of the contract amount is less than or equal to the specified total amount data X or the combination-specific total amount data X1, X2, X3, X4... (However, the purchase condition pass / fail determination processing in the total amount condition determination processing means 28 described above) Is not less than or less than X or X1, X2, X3, X4..., The determination by the customer-specific correction rate update processing means 33 here is that Z is X or X1, X2, X3, X4. In this case, the result is a profitable result for the customer. In order to make the margin for the next processing for the customer smaller than the current time, The ratio data calculated above is added as negative data to the correction rate data. However, the initial value of the correction rate data for each customer is zero, and if the ratio data calculated above is added as negative data (ie, subtracted) and falls below the initial value of zero, The correction factor data for each customer is zero. That is, by making the correction rate data for each customer not to be a negative value, the value of the base rate data can be secured at any time as the margin rate data.

  Further, when the total amount data Z of the contracted amount falls below the specified total amount data Y or the combination total amount data Y1, Y2, Y3, Y4... When the pass / fail determination process of the sale condition in the total amount condition determination processing means 28 is determined not to be more than Y or Y1, Y2, Y3, Y4..., But in excess, the determination by the customer-specific correction rate update processing means 33 here is: (If Z is Y or Y1, Y2, Y3, Y4, etc.), this is the result of the loss to the customer, so in the next processing for that customer, Therefore, the ratio data calculated above is positive data for the current customer-specific correction factor data so that the pass / fail judgment can be made with a large margin. It is added. On the other hand, when the total amount data Z of the contract amount is equal to or greater than the designated total amount data Y or the combination-specific designated total amount data Y1, Y2, Y3, Y4... Is determined not to be more than Y or Y1, Y2, Y3, Y4... But more than Y, the determination by the customer-specific correction rate update processing means 33 is that Z is Y or Y1, Y2, Y3, Y4. In this case, the result is that the customer is profitable. In order to make the margin for the next processing for that customer smaller than the current time, The ratio data calculated above is added as negative data to the correction rate data. However, during the sale process, as with the purchase process, if the ratio data calculated above is added as negative data (ie, subtracted) and falls below the initial value of zero, The correction factor data is zero.

  Here, the transition of the margin ratio for one customer (for example, Taro Yamato) will be described with specific numerical examples as follows.

  In the first order, Taro Yamato made an input designation to buy brand A, brand B, and brand C for a designated total amount X = 3 million yen or less. At this time, the large fluctuation brand ratio calculation processing means 26 calculates a large fluctuation brand ratio 33.3% (1/3), and the base ratio storage means 45 (see FIG. 6) calculates the base ratio 2% of the margin ratio (see FIG. 6). 0.02) is acquired. Then, it is assumed that the total amount condition determination processing means 28 captures a time point when it is 3 million yen × (1−0.02) = 2.94 million yen or less, and the order processing means 29 places an order in a market. However, it is assumed that the actual total amount Z of the contract amount has become Z = 309,000 yen. This is the deviation of | Z−X | / X = (309,000 yen−3 million yen) ÷ 3 million yen = 3% (0.03), and is stored as the correction rate for each customer of Yamato Taro. Note that 3% (0.03) may be multiplied by a coefficient. Since the initial value of the correction factor for each customer is 0%, 0% + 3% = 3% (0.03), and Taro Yamato's correction factor for each customer is 3% (0.03).

  In the second order, Taro Yamato made an input designation to buy brand D, brand E, brand F with a designated total amount X = 2 million yen or less. At this time, the drastic fluctuation brand ratio calculation processing means 26 calculates a drastic fluctuation brand ratio 66.6% (2/3), and the base ratio storage means 45 (see FIG. 6) calculates the margin ratio base ratio 6% (see FIG. 6). 0.06), and then added 3% (0.03) of customer-specific correction rate at that time by Taro Yamato, and calculated a margin rate of 6% + 3% = 9% (0.09) And Then, it is assumed that the total amount condition determination processing means 28 captures a time point when it is 2 million yen × (1−0.09) = 1.82 million yen or less, and the order processing means 29 places an order in a market. However, the total amount Z of the actual contract amount is assumed to be Z = 19.6 million yen. This is set as | Z−X | / X = (2 million yen−196,000 yen) ÷ 2 million yen = 2%, and the correction rate for each customer of Yamato Taro is corrected. In this correction process, it was 3% (0.03) so far, so 3% -2% = 1% (0.01), and this 1% (0.01) is classified by new customer of Taro Yamato. It is stored as a correction factor.

  In the third order, Taro Yamato made an input designation to buy brand A, brand B and brand C for a designated total amount X = 5 million yen or less. At this time, the large fluctuation brand ratio calculation processing means 26 calculates a large fluctuation brand ratio 33.3% (1/3), and the base ratio storage means 45 (see FIG. 6) calculates the base ratio 2% of the margin ratio. Furthermore, it is assumed that Taro Yamato adds 1% (0.01) of the customer-specific correction rate at that time, and calculates the margin rate as 2% + 1% = 3% (0.03). Then, it is assumed that the total amount condition determination processing means 28 captures a time point when the value is 5 million yen × (1−0.03) = 485 million yen or less, and the order processing means 29 places an order in a market. However, the total amount Z of the actual contract amount is assumed to be Z = 4.9 million yen. This is set as | Z−X | / X = (5 million yen−4.9 million yen) ÷ 5 million yen = 2%, and Yamato Taro's correction rate for each customer is corrected. In this correction process, since 1% (0.01) until now, 1% -2% =-1%, but it becomes negative. %. That is, since the correction rate for each customer is not negative, the base rate is always secured as a margin rate.

  In the fourth order, Taro Yamato thought he would sell what he had bought so far, and made an input designation to sell brand A, brand B and brand C for Y = 3.5 million yen or more. At this time, the large fluctuation brand ratio calculation processing means 26 calculates the large fluctuation brand ratio 33.3% (1/3), and the base ratio storage means 45 (see FIG. 6) obtains the base ratio 2% of the margin ratio. Further, it is assumed that Taro Yamato adds a customer-specific correction rate of 0% at that time, and calculates a margin rate of 2% + 0% = 2% (0.02). Then, it is assumed that the total amount condition determination processing means 28 catches a time point when it becomes 3.5 million yen × (1 + 0.02) = 3.57 million yen or more, and the order processing means 29 places an order in a market. However, it is assumed that the total amount Z of the actual contract amount has become Z = 3.36 million yen. This is set as a deviation of | Z−Y | / Y = (3.5 million yen−3.36 million yen) ÷ 3.5 million yen = 4%, and the correction rate by customer of Taro Yamato is corrected. In this correction process, since it was 0% until now, 0% + 4% = 4% (0.04), and this 4% (0.04) is stored as a new customer-specific correction factor of Yamato Taro.

  On the fifth order, Taro Yamato wanted to buy again, and made an input designation to buy brand D, brand E, brand F for X = 3 million yen or less. At this time, the drastic fluctuation brand ratio calculation processing means 26 calculates the drastic fluctuation brand ratio 66.6% (2/3), and the base ratio storage means 45 (see FIG. 6) obtains the base ratio 6% of the margin ratio. Further, it is assumed that Taro Yamato adds 4% correction rate by customer at that time, and calculates the margin rate as 6% + 4% = 10% (0.10). Then, it is assumed that the total amount condition determination processing means 28 captures a time point when it is 3 million yen × (1-0.10) = 2.7 million yen or less, and the order processing means 29 places an order in a market. However, it is assumed that the total amount Z of the actual contract amount is Z = 27.3 million yen. This is set as a goodness of | Z−X | / X = (3 million yen−273 million yen) ÷ 3 million yen = 9%, and the correction rate for each customer of Yamato Taro is corrected. In this correction process, since it was 4% until now, it becomes 4% −9% = − 5%, but it becomes negative, so the new customer-specific correction rate of Taro Yamato is set to 0%. That is, since the correction rate for each customer is not negative, the base rate is always secured as a margin rate.

  Subsequently, the difference rate accumulation processing unit 31 multiplies the contract unit price data and the contract amount data for each brand using the contract unit price data and the contract amount data stored in the contract data storage unit 47. The total amount data Z of the contract amount is calculated by summing the amount data (in the case of trading of a brand combination, the price data obtained by multiplying the contract price unit data and the contract quantity data for all brands constituting the traded brand combination. Total data Z of the calculated contract amount (Z may be the total data of the contract amount of the purchase or the total data of the contract amount of the sale), and the temporary data calculated by the temporary total data calculation processing unit 24 Difference data from total amount data M or provisional total amount data M1, M2, M3, M4... | Z-M | or | Z-M1 |, | Z-M2 |, | Z-M3 |, | Z- 4 | ... it is calculated. Then, the ratio data | Z−M | / M1 or | Z−M2 | / M2, the ratio data of the difference data with respect to the temporary total data M or the combination-specific temporary total data M1, M2, M3, M4. | Z−M3 | / M3, | Z−M4 | / M4... Further, the calculated ratio data is stored in the difference ratio accumulation storage means 48 in correspondence with the ratio category to which the greatly variable brand ratio calculation processing means 26 calculated belongs (step S20). For example, when the significantly variable issue rate data calculated by the greatly changing issue rate calculating means 26 is 1/3 (33.3%), it is associated with the rate category of “20% or more and less than 40%”. The calculated ratio data is stored in the difference ratio accumulation storage means 48. Note that the ratio division of the difference ratio accumulation storage means 48 is the same as the ratio classification of the base ratio storage means 45 (see FIG. 6).

  On the other hand, if it is determined in step S15 that the purchase condition or sale condition is not satisfied by the total amount condition determination processing means 28 (step S16), the process returns to step S10 without performing the processes of steps S17 to S20, and next time. The process after step S10 is performed.

  Further, in parallel with the processing of FIG. 3 described above, the discretionary account transaction server 20 performs update processing of the base rate data constituting the margin rate data as shown in FIG. To do.

  In FIG. 4, the discretionary account transaction server 20 determines whether or not the update rate of the base rate data has arrived by the base rate update processing means 32 (step S31). The base rate update processing means 32 calculates average value data for each ratio category for the ratio data stored in the difference ratio accumulation storage means 48. Then, the base rate data stored in the base rate storage unit 45 of the margin rate storage unit 44 is updated with the calculated average value data or value data obtained by multiplying the average value data by a certain ratio (step S32). On the other hand, if it is determined in step S31 that the update time has not arrived, the process returns to step S31 without performing the update process in step S32. Note that the base rate data update processing timing is not provided by the above-described automation processing, but may be provided by a manual operation by an operator of the discretionary transaction server 20 from an operator terminal device (not shown), for example. Good.

  Here, the manner in which the statistical result is reflected in the update process of the base rate will be described with specific numerical examples as follows.

  In the above-mentioned first order by Taro Yamato, the total amount condition determination processing means 28 captures a time point when it is less than 2.94 million yen (assuming that the provisional total amount M is 2.94 million yen), and the order processing means 29. However, the total amount Z of the actual contract amount was Z = 309,000 yen. This is a difference of | Z−M | / M = (309,000-294,000 yen) ÷ 2,940,000 yen = 5.1% between the provisional total amount M and the actual contracted amount total amount Z. It will be. At this time, the wide fluctuation brand ratio calculation processing means 26 calculates a large fluctuation brand ratio 33.3% (1/3), and from the base ratio storage means 45 (see FIG. 6), the ratio classification “20% or more, 40 Since a base rate of 2% (0.02) corresponding to “Less than%” was acquired, a deviation of 5.1% actually occurred when the percentage category was “20% or more and less than 40%” This is stored in the difference ratio accumulation storage means 48.

  In the above-mentioned second order by Taro Yamato, the total amount condition determination processing means 28 catches the time point when it is 18.82 million yen or less (assuming that the provisional total amount M is 18.2 million yen), and the order processing means 29. However, the actual total amount Z of the contract amount was Z = 19.6 million yen. This is a difference of | Z−M | / M = (1,960,000-1,8210,000 yen) ÷ 1,820,000 yen = 7.7% between the provisional total amount M and the actual contracted amount total amount Z. It will be. At this time, the wide fluctuation brand ratio calculation processing means 26 calculates a large fluctuation brand ratio 66.6% (2/3), and from the base ratio storage means 45 (see FIG. 6), the ratio category “60% or more, 80 Since the base rate of 6% (0.06) corresponding to “Less than%” was acquired, when the ratio category was “60% or more and less than 80%”, there was actually a deviation of 7.7%. This is stored in the difference ratio accumulation storage means 48.

  The above processing is also performed for customers other than Yamato Taro, and the ratio data indicating the difference between the provisional total amount M and the actual total contract amount Z is accumulated and stored in the difference ratio accumulation storage means 48. Then, for example, an average value of ratio data indicating deviation is periodically calculated for each ratio category, and the average value is used as it is or multiplied by a coefficient to obtain new base rate data.

  According to such 1st Embodiment, there exist the following effects. That is, in the discretionary account transaction system 10, when a customer buys and sells a plurality of issues, the customer specifies the issue and quantity (number of shares, etc.), and the total amount of sale without specifying the price (unit price) of each issue. The ordering process for buying and selling the transaction discretionary transaction by computer processing can be realized. For this reason, when a customer buys and sells multiple stocks with the desired total amount of funds, it is not necessary to monitor the unit price of each stock and determine the timing of the sale. It is possible to save money, improve convenience for customers, and realize buying and selling with the desired total amount of funds, so that customer satisfaction can be improved and service to customers is improved. Can do.

  In addition, since the discretionary account transaction system 10 performs the trading of a plurality of brands in a lump sum, the total amount of funds specified by the customer is compared with the trading of a single brand that is easily affected by a sudden unit price fluctuation. Even if there is a difference between the (designated total amount data) and the total amount data of the contract amount actually executed after placing an order, there is a high possibility that the degree of the divergence can be kept small. You can also increase your sense of security.

  Further, the provisional total amount data calculation processing means 24 performs data addition processing in ascending order of the quotation price data constituting the market price information when buying, and performs data addition processing in descending order of the quotation price data constituting the market price information when selling. Therefore, the temporary total amount M or the combined total temporary amounts M1, M2, M3, M4... Can be calculated in accordance with the designation of the customer for buying cheaply or the designation of the customer for selling high.

  The discretionary account transaction system 10 includes the fluctuation index value storage means 43, the significantly variable brand ratio calculation processing means 26, the margin ratio storage means 44, and the application margin ratio determination processing means 27, so that the total amount condition determination processing When performing the pass / fail judgment process by means 28, the provisional total amount data M and the designated total amount data X or Y, or the combination-specific provisional total amount data M1, M2, M3, M4. , X3, X4..., Y1, Y2, Y3, Y4..., Further, provisional total amount data M and designated total amount data (Z + α) for determining profit, or combination-specific provisional total amount data M1, M2, M3 M4 ... and the specified total amount data for determining profit (Z + α1), (Z + α2), (Z + α3), (Z + α4) ... are shifted to the safe side using the margin rate data to have a margin It is possible to make comparisons. Therefore, the designated total data X or Y designated by the customer, or the designated total data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4..., And the designated total data (Z + α) for determining profits. Or, it is possible to reduce the possibility that the total amount data Z of the actual contract amount is shifted in a direction that is disadvantageous for the customer with respect to (Z + α1), (Z + α2), (Z + α3), (Z + α4). be able to.

  Further, the discretionary account transaction system 10 includes margin rate data as base rate data and customer-specific correction rate data, and includes customer-specific correction rate update processing means 33. The customer has a difference between the designated total amount X or Y designated by the customer, or the designated total amount X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. The margin rate data applied to the customer can be corrected according to the profits / disadvantages received. For this reason, it is possible to improve the service by paying more attention to the customer.

  Further, the discretionary account transaction system 10 includes the difference ratio accumulation processing means 31, the difference ratio accumulation storage means 48, and the base rate update processing means 32, so that the actual contract amount total data Z and the provisional total amount data It is possible to take statistics based on difference data with M or combination-specific provisional total amount data M1, M2, M3, M4... And reflect the statistical data on base rate data. For this reason, more appropriate margin rate data can be applied to the customer.

  Since the discretionary account transaction system 10 includes the total amount history display processing means 22, each time point from the past to the present when the customer inputs an order with the customer terminal device 50 operated by the customer. Referring to the change history of the total amount at, the specified total amount data X or Y, or the specified total amount data by combination X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. The difference data α or α1, α2, α3, α4... Or the loss-cutting total amount difference data β or β1, β2, β3, β4. For this reason, it is possible to easily determine and input and designate a designated total amount of an appropriate amount, and to improve convenience for customers.

  [Second Embodiment]

  FIG. 9 shows the configuration of a part of the discretionary account transaction system 400 according to the second embodiment of the present invention, and FIG. 10 shows the flow of the limit change process by the discretionary account transaction system 400 in a flowchart. Has been.

  In the transaction discretionary account transaction system 10 of the first embodiment, the order processing means 29 is configured to perform order processing by market. In the transaction discretionary account transaction system 400 of the second embodiment, the order processing means 29 Reference numeral 426 denotes a configuration in which an order processing by market and an order processing by a limit are performed according to a customer's selection.

  The processing by the transaction discretionary account transaction system 400 of the second embodiment is the same as the processing by the transaction discretionary account transaction system 10 of the first embodiment when the customer selects the ordering process by market, and the customer Is the same as the processing by the transaction discretionary account transaction system 10 of the first embodiment, except that there is no processing related to the margin rate and there is a limit change processing, The same parts are denoted by the same reference numerals and detailed description thereof is omitted, and the following description will be focused on different parts. The discretionary account transaction system 400 of the second embodiment is configured such that the ordering process by market and the ordering process by the limit are performed according to the customer's selection, but only the ordering process by the limit (however, at the time of loss cut) May be a banking).

  In the second embodiment, in addition to the processing of the first embodiment, the order reception processing means 21 receives the selection information of the market or the limit as the order data from the customer (order type = type 1-4) The same applies to both cases). In this case, an order input screen (not shown) in a state in which a selection unit for selecting whether to perform or limit is provided on the order input screen 100 of FIGS. 7 and 8 is displayed on the screen of the customer terminal device 50. Therefore, the customer performs selection input of the market or the limit at this selection unit, clicks a button corresponding to the “Send Order” button 151 (see FIGS. 7 and 8), and performs the market or limit along with other order data. The selected information is transmitted to the transaction discretionary transaction server 420 via the network 1. In the discretionary transaction server 420, the order reception processing means 21 receives the selection information for the execution or the limit along with other order data, and receives the order identification information (order number etc.) for identifying the order and the customer who has ordered. It is stored in the order data storage means 41 in association with customer identification information (account number etc.) to be identified.

  Further, in the second embodiment, the total amount condition determination processing means 28 adds the calculated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3) for profit determination in addition to the processing of the first embodiment. ), (Z + α4)... And / or specified total amount data (Z−β) or (Z−β1), (Z−β2), (Z−β3), (Z−β4). A process of storing in the designated total amount data storage unit 441 in association with identification information (order number or the like) and customer identification information (account number or the like) is also performed.

  In FIG. 9, the transaction discretionary account transaction system 400 of the second embodiment includes a transaction discretionary account transaction server 420. The transaction discretionary account transaction server 420 includes all the components of the transaction discretionary account transaction server 20 of the first embodiment, and further includes components necessary for limit price update processing. That is, the processing unit 420A constituting the transaction discretionary account transaction server 420 is a transaction success / failure determination processing unit 421 in addition to the processing units 21 to 28 and 30 to 33 of the processing unit 20A of the first embodiment (not shown). And a new limit price calculation processing means 422, an order remaining data calculation processing means 423, a remaining brand temporary total data calculation processing means 424, a remaining brand total condition judgment processing means 425, and an order processing means 426. It is configured. The processing unit 420A is connected to a designated total amount data storage unit 441 and an order remaining data storage unit 442 in addition to the storage units 41 to 48 of the first embodiment (partially omitted in the drawing). .

  The transaction success / failure determination processing means 421 is executed when the order processing at the limit is performed by the order processing means 426 (when the order data storage means 41 stores information indicating the limit as selection information for success or limit). ), The total constant amount data of each brand received from the market system 60 and stored in the contract data storage means 47 is summed up for each brand, and the total total constant quantity data for each brand obtained by summing, and the order data Processing for determining for each brand whether or not all transactions for each brand ordered by the order processing means 426 have been executed by comparing the quantity data of each brand stored in the storage means 41 for each brand. Is to execute. Further, the transaction success / failure determination processing means 421 provides order identification information (order number, etc.) and customer identification information (account number) for the remaining issues for which it is determined that there is an uncommitted transaction (not all transactions are in a contracted state). Etc.), the brand identification information of each remaining brand and the total constant amount data for each brand are stored in the order remaining data storage means 442.

  The new limit price calculation processing unit 422 executes a process of calculating new limit data for the remaining brand when the remaining brand determined that there is a trade that has not been executed by the trading success / failure judgment processing unit 421 is one brand. Is. That is, the new limit price calculation processing means 422 first uses the contract unit price data and the contract amount data for each brand received from the market system 60 and stored in the contract data storage means 47, and the contract sum total data Zp (contract). Since there is a transaction that has not been completed, it is not the total data Z of the total contract amount but the total data Zp of the partial contract amount). Next, the new limit price calculation processing means 422 is the designated total amount data X or Y stored in the order data storage means 41 or the combined total amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. From the total amount data Zp of the contract amount, the remaining total amount data R is calculated, or at the time of sale processing of a plurality of purchased brands when the order type = type 3 or 4, the total amount condition determination processing means 28 Designated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... And / or a designated total amount for loss cut, calculated and stored in the designated total amount data storage unit 441 From the data (Z-β) or (Z-β1), (Z-β2), (Z-β3), (Z-β4)... Accordingly, to calculate the remaining amount data R. Here, Z is total data of the contract amount of the purchase when the purchase process is completed in the case of the order type = types 3 and 4, and Zp is total data of the partial contract amount of the sale after the purchase is completed. is there. Designated total amount data for profit determination (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4), and / or designated total amount data for loss cut (Z-β) or (Z-β1) , (Z−β2), (Z−β3), (Z−β4)... Are not stored in the designated total amount data storage unit 441 for the calculation result by the total amount condition determination processing unit 28, but the new limit price calculation process It may be recalculated by means 422. Further, the new limit price calculation processing means 422 is calculated by the transaction success / failure judgment processing means 421 from the quantity data of the remaining brands stored in the order data storage means 41 and stored in the remaining order data storage means 442. By subtracting the total contract amount data for each issue (may be recalculated by the new limit calculation processing means 422), the remaining quantity data for the remaining issue is calculated, and the remaining amount data R is used as the remaining quantity data. To calculate new limit data for the remaining issue. Then, the new limit price calculation processing means 422 associates the remaining total amount data R, the issue identification information and the remaining quantity data for the remaining issue with order identification information (order number, etc.) and customer identification information (account number, etc.). The remaining order data storage means 442 stores the data.

  In addition, in the case of a configuration in which the case where the remaining brands for which there is a trade that has not been executed by the trading success / failure judgment processing unit 421 is one brand and the case where there are two or more brands is processed without dividing, The limit price calculation processing means 422 may not be provided.

  The remaining order data calculation processing means 423 determines the remaining total amount data R and the remaining quantity for each remaining issue when there are two or more remaining issues that have been determined to be unsuccessful by the transaction success / failure determination processing unit 421. A process of calculating data is executed. That is, the remaining order data calculation processing means 423 first receives the contract price total amount data Zp () using the contract unit price data and the contract amount data of each brand received from the market system 60 and stored in the contract data storage means 47. Since there is an uncommitted transaction, it is not the total data Z of the complete contract amount but the total data Zp of the partial contract amount (Zp = 0 is also possible). Next, the remaining order data calculation processing means 423 is the designated total amount data X or Y stored in the order data storage means 41, or the combined total designated amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. ..., the total amount data Zp of the contract amount is subtracted to calculate the remaining total amount data R, or when selling a plurality of purchased brands in the case of order type = types 3 and 4, total amount condition determination processing means 28 Designated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... And / or designation for loss cut calculated by Decrease the total amount data Zp of the contract amount from the total amount data (Z-β) or (Z-β1), (Z-β2), (Z-β3), (Z-β4) ... By Rukoto, it calculates the remaining amount data R. Designated total amount data for profit determination (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4), and / or designated total amount data for loss cut (Z-β) or (Z-β1) , (Z-β2), (Z-β3), (Z-β4)... May be recalculated by the remaining order data calculation processing means 423. Further, the remaining order data calculation processing unit 423 is calculated by the transaction success / failure determination processing unit 421 from the quantity data for each remaining issue stored in the order data storage unit 41 and stored in the remaining order data storage unit 442. Remaining quantity data for each remaining issue is calculated by subtracting the total approximate constant amount data for each remaining issue (may be recalculated by the order remaining data calculation processing means 423). Then, the remaining order data calculation processing means 423 obtains the remaining total amount data R, the brand identification information and the remaining quantity data for each remaining brand, the order identification information (order number, etc.) and customer identification information (account number, etc.). The remaining order data storage means 442 is stored in association with each other.

  The remaining brand temporary total data calculation processing unit 424 acquires the remaining brands of each brand identification information stored in the order residual data storage unit 442 by the market price information acquisition processing unit 23 and stores it in the market price information storage unit 42. Using the latest market price information and the remaining amount data for each remaining issue stored in the order remaining data storage means 442, the remaining amount temporary amount data Mp indicating the amount of temporary funds for the remaining issue is calculated. The process which performs is performed. The Mp calculation process by the remaining brand temporary total data calculation processing unit 424 is the same as the calculation process of the temporary total data M by the temporary total data calculation processing unit 24 or the combined total total data M1, M2, M3, M4. is there.

  The remaining brand total condition judgment processing unit 425 uses the remaining brand temporary total data Mp calculated by the residual brand temporary total data calculation processing unit 424 and the remaining total data R stored in the order remaining data storage unit 442. In comparison, at the time of the purchase process, it is determined whether or not the purchase amount condition that the provisional total amount data Mp for the remaining issue is equal to or less than the remaining total amount data R, and at the time of the sale processing, the provisional total amount data Mp for the remaining issue is It is determined whether or not the sale condition that the data R is equal to or greater than or exceeded, or at the time of sale processing for determining profits of a plurality of purchased brands when the order type = type 3 or 4, provisional total amount data for the remaining brands It is determined whether or not the sales condition that Mp is greater than or equal to the remaining total amount data R is satisfied, and the selling process is performed for cutting off a plurality of purchased brands when the order type = type 3 or 4 Sometimes, in which the temporary amount data Mp for residual stocks executes a process to determine whether the sale condition that less or less than the remaining amount data R. The acceptance / rejection determination process of the purchase condition and the sale condition by the total amount condition determination processing unit 425 for the remaining brand is similar to the purchase condition / sale condition acceptance / rejection determination process by the total condition determination processing unit 28, but the margin rate data is not used. .

  In addition, when the configuration is such that the case where the remaining brands for which there is a trade that has not been executed by the trading success / failure judgment processing unit 421 is one brand and the case where there are two or more brands is processed without being divided, Each process by the remaining data calculation processing unit 423, the remaining brand temporary total data calculation processing unit 424, and the remaining brand total condition judgment processing unit 425 is performed not only when there are two or more brands but also when there is only one brand. Including.

  The order processing means 426 selects information indicating whether to execute or limit stored in the order data storage means 41 corresponding to the order identification information (order number, etc.) and customer identification information (account number, etc.) regarding the order to be processed. When ordering by market, the same processing as the order processing means 29 of the first embodiment is performed, and when ordering by limit price, the provisional total data M or the provisional total data M by the provisional total data calculation processing means 24 or The quotation data constituting the market price information for each brand used in the calculation process of the combined total amount data M1, M2, M3, M4... Is included as limit data, and the quotation quantity data corresponding to the quotation data or the Order data is created that includes a part of the data as quantity data to be bought and sold. During the purchase process, orders are placed in order starting from the order data that includes the cheap limit data. From the order data containing the value data and executes a process to order sequentially.

  Further, the order processing means 426 specifies the already-ordered data for the remaining unsettled stocks to be changed to the limit price, including the new limit data for the remaining stocks calculated by the new limit price calculation processing means 422. For example, limit change data including order identification information (order number, etc.) included in the already-ordered data for limit change is created, and limit change processing using this limit change data is also performed. Depending on the message format adopted in the market system 60 (including the market system 60 for newly formed emerging markets), the order processing means 426 may have the remaining limit calculated by the new limit price calculation processing means 422. Create new order data including the remaining quantity data and new limit data for the product, and order cancellation data for canceling the order for the remaining products that have not been executed. Order cancellation processing using this order cancellation data and new order data The order processing may be performed. In short, according to the message format adopted in the market system 60, the remaining quantity data for the remaining issues (when there are remaining orders across a plurality of already-ordered data and one existing It is only necessary to change the limit price to the new limit price.

  Further, the order processing means 426 cancels the order for each remaining issue that has not been executed when there are two or more remaining issues that have been determined to be unsuccessful by the transaction success / failure determination processing unit 421. Order cancellation data is created, order cancellation processing is performed based on the order cancellation data, and the remaining brand total condition determination processing means 425 determines that the purchase condition or sale condition for the remaining total data R is satisfied. In addition to the limit price data, the quote price data that constitutes the market price information for each residual issue used in the calculation process of the residual issue temporary total data Mp by the residual issue temporary total data calculation processing means 424 Create new ordering data that includes quotation quantity data corresponding to or part of it as quantity data to be bought and sold. Order from the new order data, including the limit data in the order, at the time of the sale process, also performs a process to be ordered from the new order data, including the high limit data in the order.

  The designated total amount data storage means 441 is the designated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... The specified total amount data for cutting (Z-β) or (Z-β1), (Z-β2), (Z-β3), (Z-β4)... (Account number, etc.)

  The remaining order data storage means 442 is associated with the order identification information (order number, etc.) and customer identification information (account number, etc.), and the remaining total amount data calculated by the new limit price calculation processing means 422 or the order remaining data calculation processing means 423. R, issue identification information for each remaining issue, total fixed amount data for each issue for each remaining issue calculated by the transaction success / failure determination processing means 421, new limit price calculation processing means 422 or order remaining data calculation processing means 423 The remaining quantity data for each remaining issue calculated by the above is stored.

  In such a 2nd embodiment, the computer processing of transaction discretionary account transaction is realized by transaction discretionary account transaction system 400 as follows.

  First, the processes of steps S1 to S20 in FIG. 3 are performed. However, since the margin rate data is not used for orders for which the order processing by the limit is selected by the customer, the calculation process of the significantly variable stock ratio in step S12 and the determination process of the applicable margin rate in step S13 are performed. In addition, in the pass / fail determination process of the total amount condition in step S15, the pass / fail determination process using the margin rate data is not performed, and further, the processes of steps S19 and S20 are not performed.

  Further, in the ordering process in step S17 of FIG. 3, the ordering processing unit 426 performs an ordering process similar to that of the ordering processing unit 29 of the first embodiment for an order for which the ordering process by market is selected by the customer. The order processing means 426 performs the following processing on orders for which order processing by limit is selected by the customer. That is, the order processing means 426 is a quotation that constitutes the market price information for each brand used in the calculation process of the temporary total data M or the combined temporary total data M1, M2, M3, M4. The price data is included as limit data, and the quotation quantity data corresponding to the quotation data or a part thereof is included as quantity data to be bought and sold (stock number data, etc.), in addition, order identification information (order number, etc.), customer identification Order data including information (account number, etc.), trade classification information (separately for sale), brand identification information (brand code, etc.) is created. At this time, when one order of the customer is divided into a plurality of parts and sent to the market system 60, the order identification information (order number, etc.) is further identified with the order data divided into a plurality of parts. Sub order identification information may be added so as to be able to.

  The order processing means 426 transmits and orders to the market system 60 in order from the order data including the cheap limit data at the time of the purchase process, and transmits to the market system 60 in order from the order data including the high limit data at the time of the sale process. Even when a plurality of order data are collectively sent and ordered simultaneously, they are ordered or arranged in a data array that is processed in a predetermined order in the market system 60.

  Explaining with specific numerical examples, the price information of the brand A is in the state shown in FIG. 6 and the quantity data of the brand A stored in the order data storage means 41 is a1 = 8000 shares, In this case, the provisional total amount data calculation processing means 24 converts the provisional total amount data M into M = (497 (yen) * 2000 (share) +498 (yen) * 5000 (share) +499 (yen) * 1000 (shares). )) + (Same for issue B) + (same for issue C), so order data for “Buy 2000 (stock) at 497 (yen) or less”, “498 (yen) or less Orders are sent to the market system 60 in the order of “buy 5000 (buy)” ordering data and “buy 1000 (yen) for 1000 (buy)” order data. On the other hand, if the market price information of the brand A is in the state shown in FIG. 6 and the quantity data of the brand A stored in the order data storage means 41 is a1 = 11000 shares and is a sell order, provisional total amount data The calculation processing means 24 applies the provisional total amount data M to M = (496 (yen) * 5000 (share) +495 (yen) * 4000 (share) +494 (yen) * 2000 (share)) + (stock B). ) + (Same for issue C), so order data for “496 (Yen) or higher selling 5000 (share)”, “495 (Yen) or higher selling 4000 (stock)” Orders are sent to the market system 60 in the order of data, “Sale of 2000 (stock) at 494 (yen) or more”.

  It should be noted that, in the case of order processing = several 3 and 4, when selling for the loss cut of a plurality of purchased brands, it may be order processing by market regardless of the customer's limit price selection designation.

  Next, the limit price changing process shown in FIG. 10 is performed. In FIG. 10, first, the limit change process is started in the transaction discretionary account transaction server 420 (step S41), and when the order processing at the limit by the order processing unit 426 is performed by the transaction success / failure determination processing unit 421 (order) When the data storage means 41 stores information indicating the limit price as selection information for the execution or the limit price), the contract constant amount of each brand received from the market system 60 and stored in the contract data storage means 47 The data is summed up for each brand, and the total constant quantity data for each brand obtained by summing is compared with the quantity data of each brand stored in the order data storage means 41 for each brand. It is determined for each brand whether or not all transactions for each brand ordered by the order processing means 426 have been executed (step S42). In other words, if there is a match, it is determined that all transactions for the stock have been executed. Judgment that there are no trades left).

  Then, the transaction success / failure determination processing means 421 associates the remaining issues for which there is an uncommitted transaction with the order identification information (order number, etc.) and the customer identification information (account number, etc.) for each remaining issue. The brand identification information and the brand-specific total constant amount data are stored in the order remaining data storage means 442.

  Subsequently, when the transaction success / failure determination processing unit 421 determines that there is a remaining issue (step S43), it is determined whether or not the remaining issue is one issue (step S44). Here, when it is determined that the remaining issue is one issue, the remaining order data storage unit 442 is referred to using the order identification information as a key to determine whether or not the remaining quantity data for the remaining issue is stored. By doing so, it is determined whether or not the limit change processing has been completed for the order to be processed (step S45). That is, if the remaining quantity data is stored, it is determined that the limit price changing process has been completed, and if the remaining quantity data is not stored, it is determined that the limit price changing process has not been completed.

  If it is determined in step S45 that the limit price change process has not been completed, new limit data for the remaining issues is calculated by the new limit price calculation processing means 422 (step S46). That is, the new limit price calculation processing means 422 first calculates the contract amount total data Zp using the contract unit price data and the contract amount data of each brand received from the market system 60 and stored in the contract data storage means 47. To do. Specifically, the total amount data Zp of the contract amount is calculated by summing the amount data obtained by multiplying the contract unit price data and the contract amount data for each transaction of each brand.

  Next, the new limit price calculation processing means 422 is the designated total amount data X or Y stored in the order data storage means 41 or the combined total amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. The remaining total amount data R is calculated by subtracting the total amount data Zp of the contract amount. When selling a plurality of purchased brands in the case of order type = type 3 or 4, for profit determination calculated by the total amount condition determination processing unit 28 and stored in the specified total amount data storage unit 441 in step S15 of FIG. Designated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... And / or designated total amount data (Z−β) or (Z−β1), (Z−β2) for loss cutting ), (Z−β3), (Z−β4),.

  Further, the new limit price calculation processing means 422 is calculated by the transaction success / failure judgment processing means 421 from the quantity data of the remaining brands stored in the order data storage means 41 and stored in the remaining order data storage means 442. Calculate the remaining limit data for the remaining issue by subtracting the total contract amount data for each issue, and calculate the new limit data for the remaining issue by dividing the remaining total amount data R by the remaining amount data. To do. As a result, if the deal being executed is executed with a margin for the limit (a lower unit price for buying and a higher unit price for selling), the margin Can be changed to a transaction that has not been executed, and the limit data of the transaction that has not been executed can be changed in a direction that facilitates execution. For example, if you place an order to sell 5000 shares at 496 yen or more, if you actually sell 5000 shares under good conditions of 498 yen, you can afford (498 yen-496 yen) x 5000 shares = 10,000 yen Therefore, the margin of 10,000 yen can be transferred to uncommitted transactions, and the limit data of uncommitted transactions can be revised downward.

  Then, the new limit price calculation processing means 422 associates the remaining total amount data R, the brand identification information and the remaining quantity data for the residual brand with order identification information (order number, etc.) and customer identification information (account number, etc.). The remaining order data storage means 442 stores the data.

  Thereafter, the order processing means 426 includes new limit data on the remaining stock calculated by the new limit calculation processing means 422, and other items such as order identification information (order number, etc.), customer identification information (account number, etc.), trade classification Information that includes information (separate trade), brand identification information (brand code, etc.), etc., and information that can specify the already-ordered data for unfinished stocks that are subject to limit change, for example, limit change target The limit change data including the order identification information (order number and the like) included in the already-ordered data is created, and the limit change process for transmitting the limit change data to the market system 60 is performed (step S47).

  Depending on the message format adopted in the market system 60 (including the newly formed market system 60 for the emerging market), the order processing unit 426 performs the order cancellation processing and then performs the new order processing. I do. That is, first, the order processing unit 426 creates order cancellation data for canceling the order for the remaining unsigned issues, and performs the order cancellation processing for transmitting the order cancellation data to the market system 60. The order cancellation data includes information that can specify the order data to be canceled. For example, order identification information (order number, etc.) and customer identification information (account number, etc.) included in the order data to be canceled Is included.

  Further, the order processing means 426 includes the remaining quantity data and the new limit data for the remaining stocks calculated by the new limit calculation processing means 422, in addition to order identification information (order number, etc.), customer identification information (account number, etc.). ), New ordering data including trading classification information (separation of trading), brand identification information (brand code, etc.), etc. are created, and ordering processing for transmitting this new ordering data to the market system 60 is performed. Even if it is changed to the new limit data, it may not be immediately executed, but since the remaining brand is one brand, the influence can be suppressed small. In order to repeat the change of limit data even when there are one remaining issue, instead of processing separately when the remaining issue is 1 issue and when there are 2 issues or more, the remaining issue is 1 issue. In both cases, two or more brands may be processed in steps S49 to S54 described later. Further, in the case of sales processing for loss cut of a plurality of purchased brands in the case of order type = types 3 and 4, it may be order processing by market regardless of the selection specification of the limit price of the customer.

  Then, the limit price changing process in the discretionary account transaction server 420 is terminated (step S48). Also, when it is determined in step S43 that there are no remaining issues, and it is determined in step S45 that the limit price change process has been completed, the limit price change process is terminated (step S48).

  On the other hand, if it is determined in step S44 that there are two or more remaining issues, the remaining order data calculation processing means 423 calculates the remaining total amount data R and the remaining quantity data for each remaining issue (step S49). That is, the remaining order data calculation processing unit 423 first receives the contract total amount data Zp using the contract unit price data and the contract amount data of each brand received from the market system 60 and stored in the contract data storage unit 47. calculate. Specifically, the total amount data Zp of the contract amount is calculated by summing the amount data obtained by multiplying the contract unit price data and the contract amount data for each transaction of each brand.

  Next, the remaining order data calculation processing means 423 is the designated total amount data X or Y stored in the order data storage means 41, or the combined total designated amount data X1, X2, X3, X4... Or Y1, Y2, Y3, Y4. The remaining total amount data R is calculated by subtracting the total amount data Zp of the contract amount from. Further, when selling a plurality of purchased brands in the case of order type = types 3 and 4, the profit calculated by the total amount condition determination processing unit 28 and stored in the specified total amount data storage unit 441 in step S15 of FIG. Designated total amount data (Z + α) or (Z + α1), (Z + α2), (Z + α3), (Z + α4)... And / or designated total amount data (Z−β) or (Z−β1), (Z The remaining total amount data R is calculated by subtracting the total amount data Zp of the contract amount from -β2), (Z-β3), (Z-β4).

  Further, the remaining order data calculation processing unit 423 is calculated by the transaction success / failure determination processing unit 421 from the quantity data for each remaining issue stored in the order data storage unit 41 and stored in the remaining order data storage unit 442. Remaining quantity data for each remaining issue is calculated by subtracting the total contracted constant amount data for each remaining issue. Then, the remaining order data calculation processing means 423 obtains the remaining total amount data R, the brand identification information and the remaining quantity data for each remaining brand, the order identification information (order number, etc.) and the customer identification information (account number, etc.). The associated data is stored in the remaining order data storage unit 442 (step S49).

  Subsequently, the remaining stock temporary amount data calculation processing means 424 acquires the remaining stocks of each stock identification information stored in the order remaining data storage means 442 by the market price information acquisition processing means 23 and stores them in the market price information storage storage means 42. Using the latest stored market price information and the remaining quantity data for each remaining issue stored in the order remaining data storage unit 442, the provisional total amount data by the provisional total amount data calculation processing unit 24 in step S14 of FIG. Similar to the calculation process of M or combination-specific provisional total amount data M1, M2, M3, M4..., Provisional total amount data Mp indicating the total provisional funds for the remaining issues is calculated (step S50). The Mp calculation processing by the remaining brand temporary total data calculation processing unit 424 is performed by the temporary total data M by the temporary total data calculation processing unit 24 in step S14 of FIG. This is performed substantially in synchronization with the calculation process.

  Then, the remaining brand total amount condition determination processing means 425 is the same as the purchase condition and sale condition acceptance / rejection determination processing by the total condition determination processing means 28 in step S15 of FIG. 3 (however, the margin rate data is not used). The remaining stock temporary total data Mp calculated by the remaining stock temporary total data calculation processing means 424 is compared with the remaining total data R stored in the order remaining data storage means 442. It is determined whether or not the provisional total amount data Mp satisfies the purchase condition that the remaining total amount data R is less than or less than the remaining total amount data R. Whether or not (step S51). Further, in the case of sale processing for determining profits of a plurality of purchased brands in the case of order type = types 3 and 4, whether or not the temporary brand data Mp for the remaining brands satisfies the selling condition that the residual brand data R is greater than or equal to the remaining total data R In the case of sale processing for loss cut of a plurality of purchased brands in the case of order type = type 3 or 4, the sale condition that the temporary total amount data Mp for the remaining issues is less than or less than the remaining total amount data R is set. It is determined whether or not it is satisfied (step S51). The purchase condition and sale condition pass / fail determination processing by the remaining brand total condition determination processing means 425 is performed substantially in synchronization with the purchase condition and sale condition pass / fail determination processing by the total condition determination processing means 28 in step S15 of FIG. Is called. As a result, if the deal being executed is executed with a margin for the limit (a lower unit price for buying and a higher unit price for selling), the margin Can be changed to a transaction that has not been executed, and the limit data of the transaction that has not been executed can be changed in a direction that is easy to execute.

  When the remaining brand total condition determination processing means 425 determines that the purchase condition or the sale condition is not satisfied (step S52), the process returns to the process of step S50. The processes in steps S50 to S52 are repeated until it is determined that the condition is satisfied. Since the latest market price information used in the process of step S50 is updated, there is an opportunity to determine that the purchase condition or the sale condition is satisfied in step S52.

  On the other hand, if it is determined in step S52 that the purchase condition or the sale condition is satisfied, the order processing means 426 creates order cancellation data for canceling the order for the remaining issues that have not been executed, and this order cancellation data. Is processed to cancel the order to be transmitted to the market system 60 (step S53). The order cancellation data includes information for specifying the order data to be canceled. For example, order identification information (order number, etc.) and customer identification information (account number, etc.) included in the order data to be canceled. Is included.

  Further, the order processing means 426 generates quotation data constituting the market price information for each residual issue used in the calculation process of the temporary issue total amount data Mp for remaining issues by the remaining issue temporary amount data calculation processing unit 424 in step S50. Included as limit data, as well as quoted quantity data corresponding to the quoted price data, or a part thereof, as quantity data to be bought and sold. Create new ordering data including classification information (separate trading), brand identification information (brand code, etc.), and at the time of purchase processing, send orders to the market system 60 in order from new ordering data including cheap limit data, and sell processing In some cases, the order is sent to the market system 60 in order from new order data including high limit data (step S54). It should be noted that, in the case of order processing = several 3 and 4, when selling for the loss cut of a plurality of purchased brands, it may be order processing by market regardless of the customer's limit price selection designation.

  Then, the limit price changing process in the transaction discretionary account transaction server 420 is terminated (step S48). The processes in steps S41 to S54 in FIG. 10 described above are repeated in the same manner (synchronously) as the processes in steps S10 to S20 in FIG. 3 are repeated.

  According to such 2nd Embodiment, there exist the following effects. In other words, in addition to the effects obtained in the first embodiment, it is possible to realize limit ordering processing. At this time, the limit price changing process is performed, so that it is possible to more reliably sell and sell under the conditions specified by the customer. There is an effect that it can be executed.

  [Deformation form]

  Note that the present invention is not limited to the above-described embodiments, and modifications and the like within a scope where the object of the present invention can be achieved are included in the present invention.

  That is, in the first embodiment, the margin rate data is configured by base rate data that is applied equally to all customers and customer-specific correction rate data that is individually applied to each customer. The margin rate data may be configured to correspond only to the base rate data and the correction for each customer may not be performed, or the margin rate data may be configured only to correspond to the customer-specific correction rate data. However, as the margin rate, the margin rate data can be secured for all customers, and further fine-tuned correction can be made for each customer. It is preferable that the data is composed of different correction factor data.

  In the first embodiment, the base rate update processing unit 32 and the customer-specific correction rate update processing unit 33 are provided. However, one or both of the base rate data and the customer-specific correction rate data are not updated. It is good also as a structure. However, from the viewpoint of setting the margin rate to be applied to a more appropriate value, it is preferable that at least one update process is performed, and it is more preferable that both update processes be performed.

  Furthermore, in the first embodiment, the base rate data constituting the margin rate data is a base rate storage means 45 (see FIG. 6) that stores a table in which the rate category and the base rate data for the significantly variable stock ratio are associated with each other. However, the base rate data may be calculated using a margin rate calculation function. For example, if the fluctuation index values (variation rate, volatility, etc.) of each brand are a4, b4, c4..., The margin rate calculation is calculated with the margin rate = f (a4, b4, c4...). The function f may be used.

  In each of the above embodiments, the market price information acquisition process by the market price information acquisition processing unit 23 (see step S10 in FIG. 3), and the temporary total data calculation process by the temporary total data calculation processing unit 24 (step S14 in FIG. 3). Reference) is performed synchronously, that is, as a series of processes, every time when the market price information acquisition processing unit 23 performs the market price information acquisition process, the temporary total price data calculation processing unit 24 calculates the temporary total price data. Although it was set as the structure which performs a process (it becomes one calculation process per acquisition process), this invention is not limited to the structure which takes such a synchronization, For example, market price information The processing of the acquisition processing means 23 and the processing of the provisional total amount data calculation processing means 24 may be configured to perform asynchronous processing by executing them with another program that does not synchronize, In other words, as long as the market price information acquisition process is repeatedly performed by the market price information acquisition processing unit 23, and the calculation process of the temporary total data by the temporary total data calculation processing unit 24 is an order that has not yet been ordered to the market, It suffices if the configuration is performed repeatedly using the latest (most recent) market price information.

  As described above, the discretionary account transaction system and method, and program of the present invention specify, for example, each brand and quantity of a plurality of securities to be bought and sold, and the total amount of funds when buying and selling those securities. In addition, it is suitable for use in the case of performing a discretionary account transaction in which the trading unit price of individual securities is entrusted.

1 is an overall configuration diagram of a transaction discretionary account transaction system according to a first embodiment of the present invention. The block diagram of each record of the order data storage means of 1st Embodiment. The figure of the flowchart which shows the flow of processing of the transaction discretionary account transaction by the transaction discretionary account transaction system of 1st Embodiment. The figure of the flowchart which shows the flow of the update process of the base rate which comprises the margin rate of 1st Embodiment. The figure of the flowchart which shows the flow of the provisional total calculation process of 1st Embodiment. Explanatory drawing which shows notionally the process from the order input by the discretionary account transaction system of 1st Embodiment to the pass / fail determination of total conditions, and a data flow. FIG. 4 is an exemplary diagram of an order input screen according to the first embodiment and inputs to the screen (in the case of types 1 and 3). FIG. 3 is an exemplary diagram of an order input screen according to the first embodiment and inputs to this screen (in the case of types 2 and 4). The block diagram of a part of discretionary account transaction system of 2nd Embodiment of this invention. The figure of the flowchart which shows the flow of the limit change process by the transaction discretionary account transaction system of 2nd Embodiment.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Network 10,400 Transaction discretionary account transaction system 20,420 Transaction discretionary account transaction server 21 Order reception processing means 22 Total amount history display processing means 23 Market price information acquisition processing means 24 Temporary total amount data calculation processing means 25 Fluctuation index value calculation processing means 26 Significantly changing stock ratio calculation processing means 27 Applicable margin rate determination processing means 28 Total condition determination processing means 29 Order processing means 30 Contract data reception processing means 31 Difference ratio accumulation processing means 32 Base rate update processing means 33 Customer-specific correction rate update processing means 41 Order data storage means 42 Market price information storage storage means 43 Fluctuation index value storage means 44 Margin ratio storage means 45 Base rate storage means 46 Customer-specific correction rate storage means 47 Contract data storage means 48 Difference ratio storage storage means 50 Customer terminal device 60 Market system 100 Order entry screen 200 Total amount history display screen 300 Total amount history display screen by combination 421 Transaction success / failure determination processing means 422 New limit price calculation processing means 423 Order remaining data calculation processing means 424 Remaining brand temporary amount data calculation processing means 425 Remaining brand total condition determination processing means 426 Order processing means 441 Designated total amount data storage means 442 Order remaining data storage means

Claims (19)

A transaction discretionary account transaction system composed of a computer that executes the sale and purchase processing of securities by discretionary discretionary transactions that a customer entrusts to a financial institution without specifying certain conditions relating to the sale and purchase of securities,
As order data from the customer, in association with customer identification information that identifies the customer who ordered, trading classification information that indicates the type of trading, each brand identification information that identifies multiple brands to trade, and quantity data of each brand, And order reception processing means for executing processing for receiving input of designated total amount data for specifying the total amount of funds when buying and selling the plurality of issues,
Order data storage means for storing the order data received by the order reception processing means in association with the customer identification information;
Market price information acquisition processing means for executing processing for repeatedly acquiring market price information from a market system or other market price information providing system;
Using the latest market price information acquired by the market price information acquisition processing means for the brands of each brand identification information stored in the order data storage means, and the quantity data of each brand stored in the order data storage means A temporary total amount data calculation processing means for executing a process of calculating temporary total amount data indicating the total amount of temporary funds,
The provisional total amount data calculated by the provisional total amount data calculation processing means is compared with the designated total amount data stored in the order data storage means, and the trade classification information stored in the order data storage means is the purchase information. In this case, it is determined whether or not the provisional total amount data satisfies the purchase condition that the specified total amount data is less than or less than the specified total amount data. If the purchase / sale category information stored in the order data storage means is sales information, Total amount condition determination processing means for executing processing for determining whether or not the provisional total amount data satisfies the sale condition that the specified total amount data is greater than or equal to the specified total amount data;
When it is determined by the total amount condition determination processing means that the purchase condition or the sale condition is satisfied, the order data stored in the order data storage means is used to perform an ordering process for buying or selling to the market system. A transaction discretionary transaction system comprising: an order processing means for executing. A transaction discretionary account transaction system composed of a computer that executes the sale and purchase processing of securities by discretionary discretionary transactions that a customer entrusts to a financial institution without specifying certain conditions relating to the sale and purchase of securities,
As order data from the customer, in association with customer identification information that identifies the customer who ordered, trading classification information that indicates the type of trading, each brand identification information that identifies multiple brands to trade, and quantity data of each brand, The brand combination information for each of a plurality of brand combinations obtained by combining all or some of the brands in a different combination state, and the brand combination for each of the plurality of brand combinations Order acceptance processing means for executing a process of accepting input of a plurality of combination designated total amount data for designating a total amount of funds when buying and selling all issues;
Order data storage means for storing the order data received by the order reception processing means in association with the customer identification information;
Market price information acquisition processing means for executing processing for repeatedly acquiring market price information from a market system or other market price information providing system;
For each of the plurality of brand combinations, the latest market price information acquired by the market price information acquisition processing unit for each brand identification information constituting the brand combination information stored in the order data storage unit, and Temporary total amount data calculation processing means for executing a process of calculating provisional total amount data for each combination indicating a temporary total amount of funds for each brand combination using the quantity data of each brand stored in the order data storage means;
For each of the plurality of sets of brand combinations, the combined temporary total data calculated by the temporary total data calculation processing means is compared with the combination specific total data stored in the order data storage means, and the order data When the trade classification information stored in the storage means is purchase information, it is determined whether or not the combination-by-combination total amount data satisfies a purchase condition that the combination-by-combination specified total amount data is less than or less than the combination-by-combination specified total amount data, and the order data storage When the trade classification information stored in the means is sale information, the total condition for executing the process of determining whether or not the combined total provisional total data satisfies the sale condition that the combination total specified data is greater than or exceeds the specified total total data Determination processing means;
The brand combination satisfying the purchase condition or the sale condition when the total brand condition judgment processing means determines that any one of the plurality of brand combinations satisfies the purchase condition or the sale condition A transaction discretionary transaction system comprising: order processing means for executing order processing for buying or selling to the market system using the order data stored in the order data storage means. A transaction discretionary account transaction system composed of a computer that executes the sale and purchase processing of securities by discretionary discretionary transactions that a customer entrusts to a financial institution without specifying certain conditions relating to the sale and purchase of securities,
As order data from the customer, in association with customer identification information that identifies the customer who ordered, trading classification information that indicates the type of trading, each brand identification information that identifies multiple brands to trade, and quantity data of each brand, The designated total amount data of the purchase specifying the total amount of funds for purchasing the plurality of issues, and the total amount of funds for selling the purchased issues as a positive difference with respect to the total amount of the contract amount for profit determination Order reception processing means for executing processing for receiving input of the profit-based total amount difference data for profit determination and / or input of total amount base data for loss reduction specified as a negative difference with respect to the total amount of contract amount for loss reduction;
Order data storage means for storing the order data received by the order reception processing means in association with the customer identification information;
Market price information acquisition processing means for executing processing for repeatedly acquiring market price information from a market system or other market price information providing system;
At the time of purchase processing of the plurality of brands, the latest market price information acquired by the market price information acquisition processing unit at the time of purchase processing for the brands of each brand identification information stored in the order data storage unit, and the order data storage unit Using the quantity data of each of the brands stored in the table, to calculate a provisional total amount data indicating a provisional total amount of funds when purchasing the plurality of brands, and at the time of selling the plurality of brands purchased, The latest market price information acquired by the market price information acquisition processing means at the time of sale processing for the brand of each brand identification information stored in the order data storage means, and the quantity data of each brand stored in the order data storage means Temporary total amount data for executing a process of calculating the temporary amount of selling data indicating the total amount of temporary funds when selling the plurality of issues. And output processing means,
At the time of the purchase processing of the plurality of issues, the purchase total amount data calculated by the provisional total amount data calculation processing unit is compared with the designated total amount data of the purchase stored in the order data storage unit, and the purchase provisional amount data is compared. It is determined whether or not the purchase price condition that total data is less than or less than the specified total price data of the purchase, and at the time of selling the plurality of purchased brands, the contract unit price data and the contract of the respective brands received from the market system Total amount data of the contract amount is calculated using the quantity data, the total amount data of the calculated contract amount, the profit-determining total amount difference data stored in the order data storage means and / or the loss-cutting total amount base difference Data is used to calculate designated total data for profit determination and / or loss cut, and the temporary total data calculation processing means The selling provisional condition that the provisional total amount data of the sale calculated is compared with the specified total amount data for profit determination and / or loss cut, and the selling temporary total data is greater than or exceeds the specified total amount data for profit determination And / or total amount condition determination processing means for executing a process of determining whether the provisional total amount data of the sale satisfies a sale condition that is less than or less than the specified total amount data for loss cut,
When it is determined by the total amount condition determination processing means that the purchase condition is satisfied, the order data stored in the order data storage unit is used to execute purchase order processing for the market system, and the total amount Order processing means for executing order processing for selling to the market system using the order data stored in the order data storage means when it is determined by the condition determination processing means that the sale condition is satisfied. Discretionary account transaction system characterized by that. A transaction discretionary account transaction system composed of a computer that executes the sale and purchase processing of securities by discretionary discretionary transactions that a customer entrusts to a financial institution without specifying certain conditions relating to the sale and purchase of securities,
As order data from the customer, in association with customer identification information that identifies the customer who ordered, trading classification information that indicates the type of trading, each brand identification information that identifies multiple brands to trade, and quantity data of each brand, Brand combination information for each of a plurality of brand combinations in which all or some of the brands are combined in different combinations, all of the brand combinations for each of these multiple brand combinations Designated total amount data by combination of multiple purchases that specify the total amount of funds for purchasing issues, and the total amount of funds for selling all issues that constitute the purchased combination of stocks Profit-based gross difference data that you specify as a positive difference to and / or minor for the gross commitment amount for loss cuts And the order reception processing means for executing the process of receiving the input of a gross basis difference data for the loss cut that you want to designate as the difference,
Order data storage means for storing the order data received by the order reception processing means in association with the customer identification information;
Market price information acquisition processing means for executing processing for repeatedly acquiring market price information from a market system or other market price information providing system;
At the time of purchase processing of the brands constituting the brand combination, for each of the plurality of brand combinations, the market price of each brand identification information constituting the brand combination information stored in the order data storage means at the time of purchase processing For each brand combination when purchasing all the brands constituting the brand combination, using the latest market price information acquired by the information acquisition processing means and the quantity data of each brand stored in the order data storage means Each of the brands constituting the brand combination information stored in the order data storage means at the time of sale processing of the brands constituting the brand combination purchased. The latest market price information acquired by the market price information acquisition processing means at the time of sale processing for the brand of identification information, and the order data Temporary total amount data indicating the total amount of temporary funds for selling all the issues constituting the purchased issue combination is calculated using the quantity data of each issue stored in the storage means. Total data calculation processing means,
At the time of purchase processing of the brands constituting the brand combination, for each of the plurality of brand combinations, the temporary total data by purchase combination calculated by the temporary total data calculation processing means and the order data storage means are stored. The brand combination purchased by comparing with the specified total amount data for each combination of buying, determining whether or not the provisional total amount data for each buying combination satisfies a purchase condition that is less than or less than the specified total amount data for each buying combination. The total price data of the contract amount is calculated using the contract unit price data and the contract amount data of the respective brands received from the market system, and the order data is calculated. The profit determination total amount base difference data and / or the loss reduction total amount base difference data stored in the storage means; The designated total amount data for profit determination and / or loss cut is calculated, the selling temporary total data calculated by the temporary total data calculation processing means, and the profit determination and / or loss cut designation Compared with the total amount data, the selling condition that the selling provisional total amount data is greater than or exceeds the specified total amount data for profit determination and / or the selling provisional total amount data is less than or less than the specified total amount data for loss severance A total amount condition determination processing means for executing a process for determining whether or not the sale condition is satisfied;
When the total price condition determination processing unit determines that any one of the plurality of brand combinations satisfies the purchase condition, the brand combination satisfying the purchase condition is stored in the order data storage unit. The purchase order processing for the purchase to the market system is executed using the ordered data, and the purchase condition satisfying the sale condition is determined when the total condition determination processing unit determines that the sale condition is satisfied. A transaction discretionary transaction system comprising: order processing means for executing order processing for selling to the market system using the order data stored in the order data storage means for the brand combination. The market price information acquisition processing means is configured to perform a process of acquiring market price information including a plurality of market price data as well as sell price data or bid price data corresponding to these market price data,
The provisional total amount data calculation processing means includes:
At the time of purchase processing, the selling price quantity data corresponding to the quote price data is added in ascending order of the quote price data constituting the market price information, and the quote price data and the quote price data corresponding to the quote price data are added. Amount data obtained by multiplying the sales volume data is added, and when the cumulative volume data of the sales volume data matches the quantity data stored in the order data storage means, the price data when they match Is added at the end to calculate the accumulated amount data for each brand, and when the accumulated quantity data of the bid quantity data exceeds the quantity data stored in the order data storage means, the order data storage means The quantity data stored in the above is the quantity data obtained by subtracting the cumulative quantity data of the bid price quantity data immediately before exceeding the quantity data. The accumulated amount data for each issue is calculated by adding the amount data multiplied by the quote data at the end, and the accumulated amount data for each issue is further summed to calculate the provisional amount data or the combined amount of provisional amount. Calculate the data,
During the sale process, the bid price data corresponding to the quote data is added in descending order of the quote data constituting the market price information, and the quote data and the quote data corresponding to the quote data are added. Amount data obtained by multiplying the bid price data is added, and when the cumulative quantity data of the bid price data matches the quantity data stored in the order data storage means, the price data when they match Is added at the end to calculate the accumulated amount data for each brand, and when the accumulated quantity data of the bid amount data exceeds the quantity data stored in the order data storage means, the order data storage means The quantity data stored in the above-mentioned quantity data is less than the quantity data obtained by subtracting the cumulative quantity data of the bid distribution quantity data immediately before exceeding the quantity data. The accumulated amount data for each issue is calculated by adding the amount data multiplied by the quote data at the end, and the accumulated amount data for each issue is further summed to calculate the provisional amount data or the combined amount of provisional amount. It is set as the structure which performs the process which calculates data. The transaction discretionary account transaction system in any one of Claims 1-4 characterized by the above-mentioned. Fluctuation index value storage means for storing fluctuation rate data, volatility data, or other fluctuation index value data indicating the magnitude of unit price fluctuation of each brand in association with the brand identification information;
Using the fluctuation index value data of each brand stored in the fluctuation index value storage means, among the brands constituting the plurality of brands to be traded or the brand combination, the brand whose fluctuation index value is a certain value or over A large fluctuation stock ratio calculation processing means for executing a process of calculating large fluctuation stock ratio data indicating a proportion of the share;
Margin ratio storage means for storing a correspondence relationship between the ratio category to which the significantly variable brand ratio data belongs and the margin ratio data used in the condition pass / fail determination processing by the total amount condition determination processing means;
Obtaining the margin rate data corresponding to the ratio category to which the greatly variable brand ratio data calculated by the large fluctuation brand ratio calculation processing means belongs from the margin ratio data stored in the margin ratio storage means. With the application margin rate determination processing means for executing processing for determining the margin rate data to be applied,
The total amount condition determination processing means includes:
When determining whether or not the purchase condition that the provisional total amount data is less than or less than the designated total amount data or the purchase condition that the combination-specific provisional amount data is less than or less than the combination-designated total amount data, the designation The total amount data or the combination-specific total amount data is corrected by the margin rate data determined by the applicable margin rate determination processing means, or reduced, or the provisional total amount data or the combination-specific provisional total amount data is determined Compensate with margin rate data and increase the amount to perform condition pass / fail judgment processing,
When determining whether or not the provisional total amount data satisfies the sale condition that the specified total amount data is equal to or greater than or exceeding, or the combination-specific provisional total amount data satisfies the sale condition that the combination total amount specified data is equal to or greater than or exceeds, The total amount data or the combination-specific total amount data is corrected by the margin rate data determined by the application margin rate determination processing means, or increased, or the temporary total amount data or the combination-specific total amount data is determined The transaction discretionary account transaction system according to any one of claims 1 to 5, wherein the condition acceptance / rejection determination process is performed by correcting the margin rate data and reducing the amount. The margin rate storage means stores base rate data that is equally applied to all customers as data constituting the basic part of the margin rate data in association with the ratio category, and the margin rate A customer-specific correction factor storage means for storing customer-specific correction factor data individually applied to each customer as data constituting the additional portion of the data, in association with the customer identification information;
The application margin rate determination processing means is the drastic fluctuation brand ratio data calculated by the drastic fluctuation brand ratio calculation processing means from the base rate data stored in the base ratio storage means of the margin ratio storage means. And acquiring the base rate data corresponding to the proportion category to which the customer belongs, and using the customer identification information as a key from the customer-specific correction rate data stored in the customer-specific correction rate storage unit of the margin rate storage unit A configuration for performing processing for calculating and determining the margin rate data to be applied by acquiring the customer-specific correction rate data of a customer who has made a trade order and adding the customer-specific correction rate data to the base rate data And
A customer-specific correction rate update processing unit for executing processing for updating the customer-specific correction rate data stored in the customer-specific correction rate storage unit of the margin rate storage unit;
This customer-specific correction factor update processing means
Calculate the total amount data of the contract amount using the contract unit price data and contract amount data received from the market system, the calculated total amount data of the contract amount, the specified total amount data or the combination-specific total amount data The difference data of the difference data with respect to the designated total data or the combination-specific designated total data, or the ratio data of the difference data with respect to the total data of the contract amount,
When the total amount data of the contract amount exceeds or exceeds the specified total amount data or the combination-specific total amount data at the time of purchase processing, the ratio data is added as positive data, and the total amount of the contract amount If the data is less than or less than the specified total data or the combination specific total data, the ratio data is added as negative data,
At the time of sale processing, if the total amount data of the contract amount is less than or less than the specified total amount data or the combination-specific total amount data, the ratio data is added as positive data, and the total amount of the contract amount The data processing apparatus is configured to perform a process of adding the ratio data as negative data when the data is equal to or more than the specified total data or the combination-specific total data. The listed transaction discretionary transaction system. The total amount data of the contract amount is calculated using the contract unit price data and the contract amount data of the respective brands received from the market system, the calculated total amount data of the contract amount, and the provisional total amount data calculation processing means. The difference data with the total amount data or the combination-by-combination total amount data is calculated, the ratio data of the difference data with respect to the provisional total amount data or the combination-by-combination total amount data, or the ratio data of the difference data with respect to the total amount data of the contract amount The difference ratio storage for executing the processing of storing the calculated ratio data in the difference ratio storage storage means in association with the ratio category to which the significantly variable brand ratio data calculated by the large fluctuation brand ratio calculation processing means belongs Processing means;
For the ratio data stored in the difference ratio accumulation storage means, average value data is calculated for each ratio category with a time interval, and the calculated average value data or value data obtained by multiplying the average value data by a certain ratio To update the base rate data stored in the base rate storage unit of the margin rate update processing unit for executing the process of updating the margin rate data stored in the margin rate storage unit, or the margin rate storage unit The transaction discretionary account transaction system according to claim 6 or 7, further comprising: base rate update processing means for executing the processing to perform. Fluctuation index value storage means for storing fluctuation rate data, volatility data, or other fluctuation index value data indicating the magnitude of unit price fluctuation of each brand in association with the brand identification information;
Using the fluctuation index value data of each brand stored in the fluctuation index value storage means, among the brands constituting the plurality of brands to be traded or the brand combination, the brand whose fluctuation index value is a certain value or over A large fluctuation stock ratio calculation processing means for executing a process of calculating large fluctuation stock ratio data indicating a proportion of the share;
Using the margin rate calculation function that defines the correspondence relationship between the significantly variable brand ratio data and the margin ratio data used in the condition pass / fail determination process by the total amount condition determination processing means, calculated by the significantly variable brand ratio calculation processing means An application margin rate determination processing means for executing a process of calculating and determining margin ratio data to be applied from the significantly variable stock ratio data;
The total amount condition determination processing means includes:
When determining whether or not the purchase condition that the provisional total amount data is less than or less than the designated total amount data or the purchase condition that the combination-specific provisional amount data is less than or less than the combination-designated total amount data, the designation The total amount data or the combination-specific total amount data is corrected by the margin rate data determined by the applicable margin rate determination processing means, or reduced, or the provisional total amount data or the combination-specific provisional total amount data is determined Compensate with margin rate data and increase the amount to perform condition pass / fail judgment processing,
When determining whether or not the provisional total amount data satisfies the sale condition that the specified total amount data is equal to or greater than or exceeding, or the combination-specific provisional total amount data satisfies the sale condition that the combination total amount specified data is equal to or greater than or exceeds, The total amount data or the combination-specific total amount data is corrected by the margin rate data determined by the application margin rate determination processing means, or increased, or the temporary total amount data or the combination-specific total amount data is determined The transaction discretionary account transaction system according to any one of claims 1 to 5, wherein the condition acceptance / rejection determination process is performed by correcting the margin rate data and reducing the amount. A customer-specific correction rate storage means for storing customer-specific correction rate data individually applied to each customer as data constituting the additional portion of the margin rate data, in association with the customer identification information,
The applicable margin rate determination processing means is configured to calculate the margin rate to determine a correspondence relationship between the largely variable issue rate data and the base rate data that is equally applied to all customers as data constituting the basic portion of the margin rate data. The base rate data to be applied is calculated from the greatly fluctuating issue ratio calculation data calculated by the drastically changing issue rate calculation processing means using a function, and the correction for each customer stored in the correction rate storage means for each customer From the rate data, obtain the customer-specific correction rate data of the customer who made a trade order using the customer identification information as a key, and add the customer-specific correction rate data to the base rate data to apply the margin It is configured to perform processing to calculate and determine rate data,
A correction rate update processing unit for each customer that executes processing for updating the correction rate data for each customer stored in the correction rate storage unit for each customer;
This customer-specific correction factor update processing means
Calculate the total amount data of the contract amount using the contract unit price data and contract amount data received from the market system, the calculated total amount data of the contract amount, the specified total amount data or the combination-specific total amount data The difference data of the difference data with respect to the designated total data or the combination-specific designated total data, or the ratio data of the difference data with respect to the total data of the contract amount,
When the total amount data of the contract amount exceeds or exceeds the specified total amount data or the combination-specific total amount data at the time of purchase processing, the ratio data is added as positive data, and the total amount of the contract amount If the data is less than or less than the specified total data or the combination specific total data, the ratio data is added as negative data,
At the time of sale processing, if the total amount data of the contract amount is less than or less than the specified total amount data or the combination-specific total amount data, the ratio data is added as positive data, and the total amount of the contract amount The data processing apparatus is configured to perform a process of adding the ratio data as negative data when the data is equal to or more than the specified total data or the combination-specific total data. The listed transaction discretionary transaction system. The order processing means, when placing an order at a limit, constitutes the market price information for each brand used in the calculation process of the temporary total data or the combination-specific temporary total data by the temporary total data calculation processing means. Order data including quotation price data as limit data, and order price data including price quantity data corresponding to the quote price data or a part thereof as quantity data to be bought and sold, and at the time of purchase processing, order data including cheap limit data The order is ordered in order, and at the time of the sale process, it is configured to perform the process of ordering in order from order data including high limit data,
When the order processing at the limit is performed by the order processing means, the total constant amount data for each brand that is obtained by summing up the contract quantity data for each brand received from the market system for each brand, and the order data storage By comparing the quantity data of each brand stored in the means for each brand, it is judged for each brand whether or not all transactions for each brand ordered by the order processing means have been executed. Transaction success / failure determination processing means for executing processing to
When the remaining stock for which there is a trade that has not been executed by the transaction success / failure determination processing means is one stock, the contract price is calculated using the contract unit price data and the contract amount data received from the market system. Total amount data is calculated, and the total amount data of the contract amount is subtracted from the specified total amount data or the combination-specific total amount data stored in the order data storage means to calculate remaining total amount data, or the plurality of purchased The total amount of the contract amount is subtracted from the specified total amount data for profit determination and / or loss cut calculated by the total amount condition determination processing unit and stored in the specified total amount data storage unit at the time of selling the brand. Data is calculated, and the quantity data for the remaining issues stored in the order data storage means Calculate the remaining limit data for the remaining issue by subtracting the total contract amount data for each issue, and calculate the new limit data for the remaining issue by dividing the remaining total amount data by the remaining amount data New limit price calculation processing means to
When there are two or more issues that have been determined that there is a transaction that has not been executed by the transaction success / failure determination processing means, the contract amount using the contract unit price data and the contract amount data received from the market system. And calculating the remaining total data by subtracting the total data of the contract amount from the designated total data stored in the order data storage means or the combination specific total data, or the plurality of purchased The total amount data of the contract amount is subtracted from the specified total amount data for profit determination and / or loss cut calculated by the total amount condition determination processing unit and stored in the specified total amount data storage unit at the time of sale processing of Total amount data is calculated, and each remaining issue is determined from the quantity data for each remaining issue stored in the order data storage means. And calculating the remaining quantity data for each remaining issue by subtracting the total constant amount data for each issue, and associating the remaining total amount data, the issue identification information and the remaining quantity data for each remaining issue with the customer identification information Order remaining data calculation processing means for executing processing to be stored in the remaining order data storage means,
The latest market price information acquired by the market price information acquisition processing means for the remaining brand names of each brand identification information stored in the remaining order data storage means, and the remaining brand names stored in the remaining order data storage means. Using the remaining quantity data, the remaining brand temporary total data calculation processing means for executing a process of calculating temporary total data for the residual brand indicating the total temporary funds for the residual brand;
The remaining brand temporary total data calculated by the residual brand temporary total data calculation processing means is compared with the remaining total data stored in the order remaining data storage means, and at the time of purchase processing, Judgment is made as to whether or not the provisional total amount data satisfies the purchase condition that the remaining total amount data is less than or less than the remaining total amount data. Or at the time of sale processing for determining profits of the plurality of purchased brands, it is determined whether or not the provisional total amount data for the remaining brands satisfy a sales condition that the residual total data is greater than or equal to the excess total amount, At the time of sale processing for the loss cut of the plurality of purchased brands, it is determined whether or not the provisional total amount data for the remaining issues satisfies a sale condition that is less than or less than the remaining total amount data. And a residual stocks for gross condition determination processing unit for executing processing for disconnection,
The order processing means includes:
Create limit change data including the new limit data for the remaining issue calculated by the new limit calculation processing means, or create new order data including the remaining quantity data and the new limit data for the remaining issue Create and perform limit change processing by the limit change data or order processing by the new order data,
In the case where there are two or more issues that have been determined that there is a transaction that has not been executed by the transaction success / failure determination processing means, the purchase condition or the sale of the remaining amount data is determined by the remaining amount total condition determination processing means. When it is determined that the condition is satisfied, the quote data constituting the market price information for each remaining issue used in the calculation process of the remaining issue temporary amount data calculation processing means by the remaining issue temporary amount data calculation processing means Is created as new limit order data, and the order quantity data corresponding to the quote price data or a part thereof is created as quantity data to be bought and sold. The ordering process is performed in order from the new ordering data including the high limit data at the time of sale processing. Transaction discretionary transaction system according to claim 1, characterized in that there is a. The order processing means, when placing an order at a limit, constitutes the market price information for each brand used in the calculation process of the temporary total data or the combination-specific temporary total data by the temporary total data calculation processing means. Order data including quotation price data as limit data, and order price data including price quantity data corresponding to the quote price data or a part thereof as quantity data to be bought and sold, and at the time of purchase processing, order data including cheap limit data The order is ordered in order, and at the time of the sale process, it is configured to perform the process of ordering in order from order data including high limit data,
When the order processing at the limit is performed by the order processing means, the total constant amount data for each brand that is obtained by summing up the contract quantity data for each brand received from the market system for each brand, and the order data storage By comparing the quantity data of each brand stored in the means for each brand, it is judged for each brand whether or not all transactions for each brand ordered by the order processing means have been executed. Transaction success / failure determination processing means for executing processing to
Total amount data of contract amount using contract unit price data and contract amount data received from the market system when there are remaining stocks determined that there is a trade that has not been executed by the transaction success / failure determination processing means. To calculate the remaining total amount data by subtracting the total amount data of the contract amount from the specified total amount data or the combination-specific total amount data stored in the order data storage means, or the plurality of purchased brands The total amount data of the contract amount is subtracted from the specified total amount data for profit determination and / or loss cut calculated by the total amount condition determination processing unit and stored in the specified total amount data storage unit at the time of sale processing, and the remaining total amount data is obtained. From the quantity data for each remaining issue calculated and stored in the order data storage means, Subtracting the total contract amount data for each issue to calculate the remaining quantity data for each remaining issue, and associating the remaining total amount data and the issue identification information and the remaining quantity data for each remaining issue with the customer identification information. Order remaining data calculation processing means for executing processing to be stored in the data storage means;
The latest market price information acquired by the market price information acquisition processing means for the remaining brand names of each brand identification information stored in the remaining order data storage means, and the remaining brand names stored in the remaining order data storage means. Using the remaining quantity data, the remaining brand temporary total data calculation processing means for executing a process of calculating temporary total data for the residual brand indicating the total temporary funds for the residual brand;
The remaining brand temporary total data calculated by the residual brand temporary total data calculation processing means is compared with the remaining total data stored in the order remaining data storage means, and at the time of purchase processing, Judgment is made as to whether or not the provisional total amount data satisfies the purchase condition that the remaining total amount data is less than or less than the remaining total amount data. Or at the time of sale processing for determining profits of the plurality of purchased brands, it is determined whether or not the provisional total amount data for the remaining brands satisfy a sales condition that the residual total data is greater than or equal to the excess total amount, At the time of sale processing for the loss cut of the plurality of purchased brands, it is determined whether or not the provisional total amount data for the remaining issues satisfies a sale condition that is less than or less than the remaining total amount data. And a residual stocks for gross condition determination processing unit for executing processing for disconnection,
The order processing means includes:
When there is a remaining issue for which there is a transaction that has not been executed by the transaction success / failure determination processing unit, the purchase condition or the sale condition for the remaining total amount data is satisfied by the remaining issue total amount condition determination processing unit. When it is determined that the market price data constituting the market price information for each residual issue used in the calculation process of the temporary issue total amount data for the remaining issue by the remaining issue temporary amount data calculation processing means, Create new ordering data that includes the quantity data to be bought and sold, including the quantity data corresponding to the quotation price data or a part thereof as the quantity data to be bought and sold. However, at the time of sale processing, the ordering process is also performed in order from the new ordering data including high limit data. Transaction discretionary transaction system according to any one of claims 1 to 5, characterized in that there. Market price information storage means for storing and storing unit price data at each time point from the past to the present of each brand acquired from the market system or other market price information providing system in association with the brand identification information;
Each brand identification information for identifying a plurality of brands, which are transmitted via the network from the customer terminal device operated by the customer as input data by the customer during the order reception processing of the order data by the order reception processing means, and those Amount data obtained by multiplying the received quantity data of the respective brands and the unit price data of the brand stored in the market price information storage unit is received for the plurality of received brands. By adding up all, it is calculated as total data at each point in time from the past to the present, and the display data of the total amount history display screen created using the total amount data at each calculated point is stored in the network. The total amount history display processing means for executing processing to be transmitted to the customer terminal device via the terminal device is provided. Discretionary account transaction system listed. Market price information storage means for storing and storing unit price data at each time point from the past to the present of each brand acquired from the market system or other market price information providing system in association with the brand identification information;
Each brand identification information for identifying a plurality of brands, which are transmitted via the network from the customer terminal device operated by the customer as input data by the customer during the order reception processing of the order data by the order reception processing means, and those The quantity data of each brand of the brand, as well as brand combination information for each of a plurality of brand combinations obtained by combining all or some of the brands in a different combination state, For each of the brand combinations in the brand combination information, the amount data obtained by multiplying the received quantity data of each brand and the unit price data of the brand stored in the market price information storage means is used to construct all the brand combinations. By adding the brands, it is calculated as total data by combination at each time point from the past to the present. And total amount history display processing means for executing processing for transmitting the display data of the combined total amount history display screen created using the combined total amount data at each time point to the customer terminal device via the network. The transaction discretionary account transaction system according to claim 2 or 4, characterized in that. Transactions executed by a discretionary account trading system consisting of computers that execute securities trading processing by discretionary account transactions that are left to the financial institution without specifying certain conditions related to the sale and purchase of securities. A discretionary transaction method,
The order reception processing means associates with the customer identification information for identifying the ordered customer as the order data from the customer, the trading classification information indicating the type of trading, each brand identification information for identifying a plurality of brands to be traded, and their Execute the process of accepting input of quantity data for each brand, and designated total data that specifies the total amount of funds when buying and selling the multiple brands,
The order data received by the order reception processing means is stored in the order data storage means in association with the customer identification information,
The market price information acquisition processing means executes a process of repeatedly acquiring market price information from the market system or other market price information providing system,
Temporary total amount data calculation processing means stored in the order data storage means, as well as the latest market price information acquired by the market price information acquisition processing means for each brand identification information stored in the order data storage means. Using the quantity data of each brand, execute a process of calculating temporary total data indicating the total amount of temporary funds,
Total condition determination processing means compares the temporary total data calculated by the temporary total data calculation processing means with the designated total data stored in the order data storage means, and stores the order data storage means in the order data storage means When the trading category information is buying information, it is determined whether or not the provisional total amount data satisfies the purchase condition that the provisional total amount data is less than or less than the specified total amount data, and the trading category information stored in the order data storage means In the case of information, a process for determining whether or not the provisional total amount data satisfies a sale condition that the specified total amount data is greater than or exceeds the specified total amount data,
When the order processing means determines that the purchase condition or the sale condition is satisfied by the total amount condition determination processing means, the purchase processing to the market system using the order data stored in the order data storage means or A discretionary account transaction method characterized by executing selling order processing. Transactions executed by a discretionary account trading system consisting of computers that execute securities trading processing by discretionary account transactions that are left to the financial institution without specifying certain conditions related to the sale and purchase of securities. A discretionary transaction method,
The order reception processing means associates with the customer identification information for identifying the ordered customer as the order data from the customer, the trading classification information indicating the type of trading, each brand identification information for identifying a plurality of brands to be traded, and their Quantity data of each brand, brand combination information for each of a plurality of brand combinations obtained by combining all or a part of the brands in different combinations, and each of these brand combinations Execute the process of accepting input of multiple specified total amount data for each combination that specifies the total amount of funds when buying and selling all the stocks constituting the stock combination
The order data received by the order reception processing means is stored in the order data storage means in association with the customer identification information,
The market price information acquisition processing means executes a process of repeatedly acquiring market price information from the market system or other market price information providing system,
Temporary total amount data calculation processing means acquired by the market price information acquisition processing means for each of the plurality of sets of brand combinations, for each brand identification information constituting the brand combination information stored in the order data storage means Using the latest market price information and the quantity data of each brand stored in the order data storage means, a process for calculating temporary total capital data by combination indicating the total amount of temporary funds for each brand combination is executed,
Total condition determination processing means, for each of the plurality of brand combinations, the combination-specific temporary total data calculated by the temporary total data calculation processing means and the combination-specific specified total data stored in the order data storage means, And if the trade classification information stored in the order data storage means is buy information, whether or not the combination-by-combination provisional total amount data satisfies the purchase condition that the combination-specific designated total amount data is less than or less than And when the trade classification information stored in the order data storage means is sale information, determine whether the combination-by-combination total amount data satisfies a sale condition that exceeds or exceeds the combination-by-combination designated total amount data Execute the process to
When the order processing means determines that the brand combination of the plurality of brand combinations satisfies the purchase condition or the sale condition by the total price condition determination processing means, the purchase condition or the sale condition The transaction discretionary account transaction method, wherein the order data stored in the order data storage means is used to execute a buy or sell ordering process to the market system for a brand combination satisfying Transactions executed by a discretionary account trading system consisting of computers that execute securities trading processing by discretionary account transactions that are left to the financial institution without specifying certain conditions related to the sale and purchase of securities. A discretionary transaction method,
The order reception processing means associates with the customer identification information for identifying the ordered customer as the order data from the customer, the trading classification information indicating the type of trading, each brand identification information for identifying a plurality of brands to be traded, and their The amount data of each issue, the specified amount of purchase data specifying the total amount of funds for purchasing the plurality of issues, and the total amount of funds for selling the purchased issues, Executes the process of accepting input of profit-basis total amount difference data specified as a positive difference with respect to the total amount and / or loss-based total amount difference data specified as a negative difference with respect to the total amount of the contract amount for loss reduction ,
The order data received by the order reception processing means is stored in the order data storage means in association with the customer identification information,
The market price information acquisition processing means executes a process of repeatedly acquiring market price information from the market system or other market price information providing system,
The provisional total amount data calculation processing means is the latest market price acquired by the market price information acquisition processing means during the purchase processing for the brand identification information stored in the order data storage means during the purchase processing of the plurality of brands Using the information and the quantity data of each brand stored in the order data storage means, calculating the provisional total price data indicating the total provisional funds when purchasing the plurality of brands, At the time of sale processing of the brand, the latest market price information acquired by the market price information acquisition processing means at the time of sale processing for the brand of each brand identification information stored in the order data storage means, and stored in the order data storage means Using the quantity data of each of the brands that have been sold, the temporary total price data of the sale indicating the total provisional funds when selling the plurality of brands is calculated. Processing is executed,
In the purchase processing of the plurality of issues, the total amount condition determination processing means includes the purchase temporary total data calculated by the temporary total data calculation processing means and the specified designated total data of the purchase stored in the order data storage means. In comparison, it is determined whether or not the purchase provisional total amount data satisfies the purchase condition that the purchase total amount data is less than or less than the specified purchase total amount data, and at the time of sale processing of the plurality of purchased brands, each received from the market system The total amount data of the contract amount is calculated using the contract unit price data and the contract amount data of the brand, the total amount data of the calculated contract amount, and the profit determination total amount base difference data stored in the order data storage means and / or Using the total amount difference data for loss cut, the designated total amount data for profit determination and / or loss cut is calculated, and the provisional amount data is calculated. The provisional total amount data of the sale calculated by the amount data calculation processing means is compared with the designated total amount data for profit determination and / or loss cut, and the temporary amount of sale data is equal to or more than the specified total amount data for profit determination Or a process for determining whether or not the selling condition of excess and / or the provisional total amount data of the sale satisfies the selling condition of less than or less than the specified total amount data for loss cut,
When the order processing means determines that the purchase condition is satisfied by the total amount condition determination processing means, executes ordering processing for buying to the market system using the order data stored in the order data storage means In addition, when it is determined by the total amount condition determination processing means that the sale condition is satisfied, the selling order to the market system is executed using the order data stored in the order data storage means. A discretionary account transaction method characterized by Transactions executed by a discretionary account trading system consisting of computers that execute securities trading processing by discretionary account transactions that are left to the financial institution without specifying certain conditions related to the sale and purchase of securities. A discretionary transaction method,
The order reception processing means associates with the customer identification information for identifying the ordered customer as the order data from the customer, the trading classification information indicating the type of trading, each brand identification information for identifying a plurality of brands to be traded, and their Quantity data of each brand, brand combination information for each of a plurality of brand combinations obtained by combining all or a part of the brands in different combinations, and each of these brand combinations Specify the total amount of data for each combination of multiple purchases that specify the total amount of funds for purchasing all the issues that make up the issue combination, and the total amount of funds for selling all issues that make up the purchased issue combination. Profit-based gross difference data, specified as a positive difference to the total commitment amount, and / or the commitment amount for the loss cut The processing of receiving the input of a gross basis difference data for the loss cut to be specified as a negative difference to the total amount,
The order data received by the order reception processing means is stored in the order data storage means in association with the customer identification information,
The market price information acquisition processing means executes a process of repeatedly acquiring market price information from the market system or other market price information providing system,
The provisional total amount data calculation processing means, at the time of purchase processing of the brand constituting the brand combination, each brand identification information constituting the brand combination information stored in the order data storage means for each of the plurality of brand combinations Using the latest market price information acquired by the market price information acquisition processing means at the time of purchase processing and the quantity data of each brand stored in the order data storage means, all brands constituting the brand combination are Temporary total amount data for each purchase combination indicating the total amount of temporary funds for each brand combination in the case of purchasing is calculated, and at the time of sale processing of brands constituting the brand combination purchased, the order data storage means stores the The latest phase acquired by the market price information acquisition processing means at the time of sale processing for the brand of each brand identification information constituting the brand combination information Using the information and the quantity data of each of the brands stored in the order data storage means, the sales temporary total data indicating the total amount of temporary funds in the case of selling all the brands constituting the purchased brand combination is calculated. Execute the process to
In the purchase processing of the brands constituting the brand combination, the total price condition determination processing means, for each of the plurality of brand combinations, the temporary total price data by the combination of purchases calculated by the temporary total price data calculation processing means and the order Compare with the specified total amount data for each combination of purchases stored in the data storage means, and determine whether or not the provisional total amount data for each combination of purchases satisfies the purchase condition that is less than or less than the specified total amount data for each combination of buys Then, at the time of sale processing of the brands constituting the purchased brand combination, the total price data of the contract amount is calculated using the contract unit price data and the contract amount data of the respective brands received from the market system. Total amount data, the profit determination total amount base difference data stored in the order data storage means and / or the loss cut The designated total data for profit determination and / or loss cut is calculated using the total base difference data, and the selling temporary total data calculated by the temporary total data calculation processing means, the profit determination and / or Or, it is compared with the designated total amount data for loss cut, and the selling condition that the selling temporary total data is greater than or equal to the specified total amount data for profit determination and / or the selling temporary total data is designated for the loss cutting. Execute the process to determine whether or not the sale condition that is less than or less than the total amount data,
When the order processing means determines that the brand combination of the plurality of brand combinations satisfies the purchase condition by the total price condition determination processing means, the order processing is performed for the brand combination that satisfies the purchase condition. When the purchase order processing to the market system is executed using the order data stored in the data storage means, and the sale condition is determined when the total condition determination processing means determines that the sale condition is satisfied. The discretionary account transaction method according to claim 1, further comprising: executing an order processing for selling to the market system using the order data stored in the order data storage unit for the brand combination that has been purchased.   The program for functioning a computer as a transaction discretionary account transaction system in any one of Claims 1-14.

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