JP2007133724A - Electronic commerce intermediation system using internet - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic commerce intermediation system which can be constructed by a transaction intermediary who is not contingent on a financial institution, using the Internet and a general-purpose computer while maintaining the security of transaction. <P>SOLUTION: In the electronic commerce intermediation system, a web server managed by the transaction intermediary is placed on the Internet, and the web server judges transactions to determines cost payment on the basis of money on deposit made by a purchaser. The system can easily be constructed by making the web server have various functions, and commercial transaction with the security of transactions ensured can be performed by a simple operation of a person concerned. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

The present invention relates to an electronic commerce intermediary system that provides a purchase order / settlement system that ensures the safety of transactions between buyers and sellers and can be easily used by buyers in electronic commerce using the Internet. .

In recent years, electronic commerce for trading products on the Internet has been widely performed in the form of virtual stores and auctions. The settlement method in this electronic commerce is basically either prepayment where the purchaser pays the price by transfer to a financial institution, etc., or postpayment where the price is paid after the product arrives. In any case, in terms of transaction safety, either the buyer or the seller remains uneasy, and even though the price has been transferred, the product has not arrived and the seller cannot be contacted, There is a reality that troubles such as no transfer of money from successful bidders have occurred.

  In some cases, the purchaser may need to disclose his / her financial institution account number or credit card number to the seller, but in the unlikely event that a personal information leak etc. occurs, the damage will be limited to the product price. There is also a strong tendency to hesitate to use it because of fear that there is no fear.

  In order to deal with these problems, a method has been proposed in which a financial institution is interposed between trading parties (see Patent Document 1).

  However, in the commercial transaction system of Patent Document 1, the procedures handled by a financial institution exceed the normal service range for individuals, and the result is that the financial institution requires excessive guarantees. It is envisioned that it takes a lot of effort and time to get The purchaser is also required to build a specific system.

  In another proposal, a system for providing a holding period by a third party has been devised (see Patent Document 2).

However, in the commercial transaction system of Patent Document 2, it can be said that a change in transaction such as payment stoppage from a buyer can be easily performed only with electronic information, and on the contrary, an element that causes confusion of the transaction is inherent.

Japanese Patent No. 3659491 JP 2001-250060 A

  As described above, in the conventional proposals, the system configuration / procedure is complicated and redundant in order to completely digitize the transaction.

  In addition, when exchanging personal information such as a credit card number, it is necessary to consider an information leakage accident, resulting in a burden with a heavy burden on the seller side.

In view of such circumstances, the present invention provides a system for assisting judgment in the course of transaction and acting for settlement on the Internet, general-purpose, after maintaining the basics of commercial transaction that "a transaction is established by mutual agreement". It is composed of simple systems and devices such as personal computers, and aims to realize an electronic commerce brokerage system that can obtain satisfactory transaction results while ensuring the safety of transactions for both sellers and buyers. It is.

  A first aspect of the present invention that solves the above problem is an electronic commerce brokerage system for electronic commerce of goods via the Internet, an intermediary web server that can be connected via the Internet managed by a transaction broker, A merchant computer that allows sellers to connect to the intermediary web server via the network, an intermediary computer that allows transaction intermediaries to connect to the intermediary web server via the network, and a buyer that can connect to the intermediary web server via the Internet A purchaser computer, wherein the intermediary web server accepts the membership registration of the purchase applicant and stores and stores the member information in a data file; and the merchant sells the merchandise on the intermediary web server. Virtual store sales means that disclose information about the store, and when a purchasing member accesses the virtual store, , A member login means to check the current deposit amount, and purchase orders made on the virtual store by the purchasing members who have previously deposited a certain amount of money or more to each transaction store with the transaction intermediary, and accept the order The order number and payment authorization number are generated using the random number generation function, the ordering member and the payment authorization number are notified to the ordering orderer, and the order number and order are sent to the order seller who is the ordering party. The order acceptance means for notifying the contents and storing the order number, the payment permission number and the order contents in the data file, and the contents of the transaction established between the order member and the sales order seller, and when the transaction is established The sales order seller is notified of the payment authorization number received from the order member by the sales order seller, and is compared with the payment permission number stored in the data file when the payment authorization number is generated. Check whether the payment is successful, determine the payment type of “Payment Permission” or “Payment Hold for a Period”, notify the ordering member and the order seller, and store the data in a data file. A transaction management means, a payment instruction means for notifying a transaction broker of a payment amount and a payee seller name for a transaction that is payable at that time in response to an inquiry from the transaction broker, and the payment instruction Payment completion acceptance means for receiving a payment procedure result such as payment of a price from a deposit to a seller made by a transaction broker based on the transaction information stored in the data file and received from the broker computer The electronic commerce brokerage system is characterized by comprising:

  In the first aspect, although a transaction intermediary is placed in the settlement of the transaction, no direct intervention by a financial institution is required, so that it is possible to easily construct a system that ensures the safety of the transaction. Also, since personal information such as the financial institution's account number and credit card information of the purchaser is unnecessary, it is possible to eliminate the unease peculiar to online commerce for the purchaser, and the transaction intermediary has the trouble of managing personal information in operating the system. It can be omitted.

Furthermore, by confirming that the payment authorization number notified to only the ordering member by the intermediary web server has returned to the web server through the sales order seller, the intentional payment intention of the ordering member can be determined, making the intermediary web server easy. In addition, the establishment of the transaction can be examined reliably.

According to a second aspect of the present invention, in the first aspect, the intermediary web server accepts the deposit information of the purchasing member's deposit from the intermediary computer and totals it together with the payment price information accompanying the transaction. Calculate the current deposit amount, and disclose the calculation result to the purchasing member at any time upon request from the purchasing member. Also, when the order seller is notified of the order contents, It is an electronic commerce brokerage system characterized by comprising a deposit management means for notifying in accordance with the height.

  In the second aspect, since the purchasing member can always confirm that the entire system according to the present invention is functioning normally, it is possible to deposit the deposit with confidence in the transaction broker. This deposit can be made to the minimum amount and duration required by the purchasing member.

  In addition, since the order seller can confirm the current deposit amount of the ordering member, it is possible to request additional cash payment and collect a cancellation fee as necessary, so that the transaction can proceed with peace of mind.

According to a third aspect of the present invention, in any one of the first and second aspects, the merchant computer incorporates a program, and at any time, exhibits a product in a virtual store and raises a product from the virtual store. A function that can be performed, a function that reads the order number sent from the intermediary web server, the order contents and the current deposit amount of the order member, and converts it into data that can be freely processed by its own computer, The electronic commerce brokerage system is characterized by having a function of easily transmitting transaction contents and a payment authorization number to the broker web server.

In the third aspect, the product data of the virtual store is always kept up-to-date, discount sales for a limited time, etc. are possible, and it is possible to provide a transaction that provides satisfaction to the purchasing member. Further, the seller can easily and promptly confirm the order contents and notify the intermediary web server of the transaction result.

According to a fourth aspect of the present invention, in the first aspect, the intermediary computer has a function of transmitting deposit deposit information to the intermediary web server by incorporating the program, and a payment procedure result to the intermediary web server. An electronic commerce brokerage system characterized by having a function of transmitting.
In the fourth aspect, since the current deposit amount and the payment procedure status information can be promptly updated, the trust of the transaction broker with respect to the purchasing member and the seller can be obtained.

  According to the electronic commerce brokerage system of the present invention, under the efforts of buyers, sellers and transaction brokers, it is possible to ensure the safety of transactions for both sellers and buyers without the direct intervention of financial institutions. While securing, it is possible to conduct business transactions via the Internet that can provide satisfactory transaction results.

  The best mode for carrying out the present invention will be described below with reference to the drawings.

FIG. 1 is a configuration diagram of an electronic commerce mediation system 1 according to the present invention. As shown in FIG. 1, this system includes an intermediary web server 2 and an intermediary computer 3 installed by a transaction intermediary, a merchant computer 4 installed by a plurality of merchants, and a buyer used by the buyer for transactions. The computer 5 can be connected to the Internet 6.

  Next, the system configuration of the mediation web server 2 will be described using the configuration diagram of the mediation web server system in FIG.

Generally, the web server is described in the HTML (Hyper Text Markup Language) format that is stored in the web server by communicating with a computer accessing the web server via the Internet using the HTTP (Hyper Text Transfer Protocol) protocol. This refers to a computer system having a function of transmitting a file to an accessed computer, and the data and display format to be displayed on the receiving computer can be controlled depending on how the HTML file is described.

In addition, functions such as operations that cannot be realized only by describing the HTML file are realized by placing an attached application that can be operated on the web server in conjunction with the transmission of the HTML file, such as a CGI (Common Gateway Interface) application. The program for causing the attached application to function can be described together with the description of the HTML file. Further, by adding data when accessing the HTML file, it is also possible to transmit the data from the accessed computer to the web server.

In the present invention, as shown in FIG. 2, the intermediary web server 2 uses the server application 20 that controls the entire functions of the web server, the above-described attached application 22 attached to the server application 20, and the attached application 22. A storage data file 23 that can be written and read and an HTML file group 21 that is described in the HTML format and the programming language for the attached application 22 for realizing the means 201 to 208 are configured.

  Next, the system of the mediator computer 3 will be described with reference to FIG. The intermediary computer 3 is a general-purpose personal computer having a function of connecting to the Internet and a so-called browser function (hereinafter referred to as a browser function) that accesses a web server, reads an HTML file, and displays a screen according to the content of the read HTML file. , Which is called a PC).

In order for the intermediary computer 3 to operate the browser function, information for specifying the web server and HTML file to be accessed and the condition setting when the HTML file functions are added to the access to the HTML file. Although it is necessary to input information to be performed, it is a troublesome work for a transaction broker who frequently needs to access the HTML file group 21 of FIG.

A function that can quickly and easily access the HTML file group when necessary is realized by the intermediary-dedicated program 30 shown in FIG.

    Next, the system of the seller computer 4 will be described with reference to FIG. The seller computer 4 is the same as the mediator computer 3 of FIG. 3, but is a general-purpose PC having a function for connecting to the Internet and a browser function, in which the seller dedicated program 40 is incorporated.

  This seller-dedicated program 40 analyzes the contents of the HTML file read from the intermediary web server 2 by extracting the portion of the function that makes the browser function work quickly and easily like the aforementioned intermediary-dedicated program 30. The function of converting the data into data that can be freely processed by the seller computer 4 and the function of calculating / storing / displaying the converted data are provided.

  The purchaser computer 5 in FIG. 1 is sufficient as long as it is a computer system having a function of connecting to the Internet and a browser function, and corresponds to a general-purpose PC, mobile phone, or other device. In addition, it is not necessary for a specific device to be fixedly associated with one purchaser.

One embodiment of the electronic commerce mediation system according to the present invention described with reference to FIGS. 1 to 4 is shown in FIG. 5 is outside the scope of the present invention, and its system and method are not specified.

In FIG. 5, the intermediary web server 2 is operated by the transaction intermediary 300, and a plurality of sellers 400 registered to open a store operate virtual stores on the intermediary web server 2.
A buyer 500 who has accessed the virtual store via the Internet 6 and who has previously registered the membership and deposited the deposit places a purchase order for the product, and then displays the result of the transaction between the buyer and the seller. The seller 400 notifies the intermediary web server 2, and the intermediary web server 2 that has received the notification conducts a payment procedure after examining the transaction establishment.

  Hereinafter, the procedure of the electronic commerce in the embodiment of the electronic commerce mediation system according to the present invention shown in FIG. 5 and the operation of the electronic commerce mediation system of the present invention will be described in detail step by step with reference to FIGS. To do. In addition, the part enclosed with the broken line in these figures is outside the scope of the present invention, and its system and method are not specified.

  First, using the member registration / deposit management step diagram of FIG. 6, the purchaser's member registration and deposit deposit will be described.

The purchaser 500 who wishes to use this system first accesses the member registration means 201 of the intermediary web server 2 to perform member registration (step 601). The essential items registered by the purchaser when registering as a member are a name and a password. At this time, the intermediary web server 2 generates a member ID number and notifies the buyer (step 602), and stores and stores the member ID number, password, and name in the storage data file 23.

The purchaser 500 who has registered as a member transfers the deposit money to the account name of the financial intermediary in the financial institution. At this time, the member ID number must be entered in the name of the transfer person to facilitate confirmation by the transaction broker (step 603). This transfer may be made by transferring the estimated price before placing a purchase order, or may be accumulated at the convenience of the purchaser 500.

The transaction intermediary 300 checks its own financial institution account periodically, for example, once a day, for example, and confirms whether or not there is a transfer from the buyer 500 (step 604).

When the transfer from the buyer 500 is confirmed, the broker computer 2 accesses the deposit management means 202 of the broker web server 2 and notifies the member ID number and the transfer amount of the buyer 500 (step 605). Upon receipt of the notice, the deposit management means 202 updates the deposit current amount data of the buyer 500 stored in the storage data file 23.

  Next, sales of a virtual store will be described with reference to a step diagram of virtual store management in FIG.

  The transaction intermediary 300 sets a virtual store that has received registration in advance on the intermediary web server 2. First, the seller 400 accesses the virtual store sales means 20 3 of the intermediary web server 2 to transmit information indicating that the virtual store has been opened (step 701), and subsequently transmits the virtual store basic information. (Step 702).

  This virtual store basic information is information related to the operation of the virtual store that can be independently set by the seller 400, and includes a method for contacting the seller 400, a minimum deposit amount for the purchaser to obtain order qualification, and an order expiration date. For example, the latest information is transmitted to the virtual store sales unit 203 every time a store is opened every day.

Subsequently, the seller 400 transmits the virtual store inventory information to the virtual store sales means 203 (step 703). This virtual store inventory information includes product ID number, product name, number of stocks, price, dimensions and other specifications and image information for each stock product. From the products at hand of the seller 400, The product to be sold at the virtual store is selected and the information is transmitted.

Thereafter, the virtual store display product information is transmitted to the virtual store sales means 203 at an arbitrary time intended by the seller 400 (step 704). This is to select a product to be displayed on the display stand of the virtual store at that time, or a product to be lifted from the display stand, from among the virtual store inventory products that have been transmitted to the intermediary web server 2. Only the ID number and the current product price are sufficient. By using this function, it is possible to perform detailed virtual store sales activities such as replacement of displayed products in consideration of the buyer's tendency depending on the day of the week and time zone, and implementation of discount sales for a limited time.

  When the virtual store is closed, information indicating that the virtual store is closed is transmitted to the virtual store sales means 203. (Step 705)

  The information transmission from step 701 to step 705 described above is performed by the seller 400 using the seller computer 4, but can be easily operated by the function of the seller-dedicated program 40 incorporated in the seller computer 4. This makes it possible to send data quickly.

  Next, using the order / transaction step diagram of FIG. 8, the procedure from the purchaser's product order to the transaction and the operation of this system will be described.

  A member who wishes to purchase accesses the member login means 204 of the intermediary web server 2 via the Internet (step 801). The intermediary web server 2 displays the member information of the logged-in member, the current deposit amount, the transaction record, etc. to the logged-in member after the examination by the member ID number and the password, and the virtual store through the virtual store sales means 203 The group is displayed to the logged-in member (step 802).

  After that, the purchaser 500 browses the display merchandise information for each store from the virtual store group disclosed by the virtual store sales unit 203, and when the order product is determined, transmits the purchase order information to that effect to the order receiving unit 205. (Step 803). The order receiving means 205 that has received this information compares the current deposit amount of the orderer with the minimum required deposit amount set by the seller, and accepts the order if the condition is satisfied.

  When the order is accepted, the order accepting means 205 generates an order number and a payment authorization number using the random number generation function of the attached application 22 of FIG. 2 (step 804), and the buyer 500 who orders both numbers 500 (Step 805). At this time, the order receiving means 205 prompts the seller to enter the transaction by the order expiration date based on the virtual store basic information described above, and warns that a cancellation fee will be collected from the deposit after this time limit has passed. It has a function to send a message to the buyer who ordered.

  Upon receiving notification of the order number and the payment permission number from the intermediary web server, the buyer 500 contacts the seller 400 within a predetermined order expiration date (step 806), and enters into a transaction such as detailed product check and price negotiation. .

  A purchaser who has registered as a member can access the member login means 204 at any time regardless of whether or not he / she intends to purchase a product, and can confirm his / her current deposit amount and transaction results.

Next, with reference to the transaction management / settlement determination step diagram of FIG. 9, the settlement determination procedure based on the transaction result and the system operation will be described.

The seller 400 that has received a transaction start notification from the buyer 500 accesses the transaction management means 206 of the intermediary web server 2 and uses the function of the seller-specific program 40 of the seller computer 4 to use the order number and other information. The contents of the order are taken into the seller computer 4 (step 901), and the transaction negotiation with the buyer 500 is advanced based on the information. It is also possible for the seller 400 to access the transaction management means 206 as appropriate to prepare for the communication from the purchaser without waiting for the communication from the purchaser.

  The system and method of subsequent transaction negotiation between the buyer and the seller are outside the scope of the present invention and are not specified here. However, from the use of the commercial transaction brokerage system of the present invention, it is necessary to agree on an additional payment amount when the current deposit amount of the buyer 500 is insufficient for the price, and to notify the buyer of the payment authorization number to the seller. (Step 902). The notification of the payment permission number corresponds to cash payment in a general transaction, and the timing of the notification is determined by the purchaser 500 in consideration of the safety of the transaction. When the transaction form is mail order or the like, it is expected that the seller 400 is difficult to receive the payment permission number notification.

  In the above transaction process, the seller appropriately accesses the transaction management means 206 and notifies the transaction progress status for each stage in which the transaction content, such as the sales price, the delivery time of the product, etc., is determined (step 903).

Thereafter, when the merchandise reaches the buyer and the seller receives a notification of the payment permission number from the buyer, the seller accesses the transaction management means 206 and confirms that the transaction has been completed and the payment obtained from the buyer. The permission number is notified (step 904). In addition, as the transaction form is sales at the actual store,
The step 903 can be omitted when the goods are delivered immediately. Further, when the transaction is not completed and the order is canceled, the transaction management means 206 is notified of the fact, and when the case fee is collected, the amount is notified. In this case, it is not necessary to contact the payment authorization number.

In the meantime, the transaction management means 206 records the process of above-mentioned step 903,904 for every order number, and updates transaction content.

The transaction management means 206 that has received the notification of the establishment of the transaction in step 904 from the seller 400 examines the match between the payment permission number stored in the stored data file 23 and the payment permission number received from the seller. If both numbers match, it means that the buyer has accepted the payment, so the settlement type of the transaction is set to “Payable”, and if both numbers do not match, the purchaser's willingness to pay Therefore, the settlement type of the transaction is determined as “payment hold” (step 905), and the deposit amount of the buyer is reduced by the settlement amount. As other settlement types, “free cancellation” and “paid cancellation” can be set according to the status of the transaction.

  Since the determination of the transaction type described above is notified to the purchaser in step 802 of FIG. 8, the settlement that the purchaser considers suspicious can be requested to investigate the transaction broker at that time.

  Note that the seller 400 can access the transaction management means 206 at any time to check the status of ongoing transactions and settled transactions related to his / her virtual store (step 906).

  Finally, the procedure for payment of the price from the transaction broker to the seller and the operation of the system will be described with reference to the price payment step diagram of FIG.

The transaction intermediary 300 can access the transaction management means 206 at any time to check the status of all ongoing transactions and settled transactions (step 1001).

The transaction intermediary 300 accesses the payment instruction means 207 of the intermediary web server 2 and requests a payment instruction list (step 1002), for example, at a fixed time such as after the end of the day's business. Upon receipt of this request, the payment instruction means 207 checks the transaction details updated and stored for each of the aforementioned transactions, and the transaction whose settlement type is determined to be “payable” or “paid cancellation”, and Transactions whose settlement type is "Payment pending" are extracted for transactions that have exceeded the due date, and are aggregated for each store, displayed on the broker computer 3 as a transfer instruction summary table, and payment of the transaction details Update the type as "procedure start". At this time, the transaction intermediary 300 can also print the above summary table using the intermediary computer 3.

  The transaction intermediary 300 performs a transfer procedure from the transaction agency name account of the financial institution to the seller name account of the financial institution based on the above transfer instruction summary table (step 1003).

Thereafter, after confirming the transfer acceptance of the financial institution, the transaction intermediary accesses the payment completion reception means 208 of the intermediary web server 2 and makes a transfer completion notification for each transaction (step 1004).
Upon receipt of this notification, the payment completion receiving means updates the payment type of the transaction to “payment completed”.

  The information transmission in the above steps 1001 to 1004 is performed by the transaction intermediary 300 using the intermediary computer 3, but can be easily operated by the function of the intermediary dedicated program 30 incorporated in the intermediary computer 3. This makes it possible to send data quickly.

  Thus, a series of operations of the electronic commerce mediation system of the present invention is completed.

In the electronic commerce brokerage system of the first embodiment shown in FIG. 5, it is possible for the seller to serve as a transaction broker and to open one virtual store. In this case, since the creditworthiness of the seller as a transaction broker is a condition for establishing the system, it is necessary to build a system by a seller who has already obtained sufficient credit. This procedure can be omitted.

  As described above, according to the above-described embodiment, an electronic system satisfying both the buyer and the seller while ensuring the safety of the transaction under the constant efforts of the buyer, the seller, and the transaction broker. Commerce can be done with a simple system and simple operations.

The present invention is a system that can be applied to all conventional electronic commerce, but as a means for a seller who actually operates a store to acquire a new customer, it also sells inventory products efficiently. It is effective as a means to do so, and there is an advantage for the purchaser that it is possible to secure a desired product before going to the store.

  In addition, commodities handled, such as clothing, luxury goods, fresh flowers, and bargains, are relatively expensive and have a small number of products, which are effective for both buyers and sellers.

Configuration diagram of the electronic commerce brokerage system of the present invention Configuration diagram of the intermediary web server system Configuration diagram of transaction broker computer system Configuration diagram of merchant computer system The block diagram of the electronic commerce mediation system which concerns on one Embodiment of this invention Member registration / deposit management step diagram Virtual store management step diagram Order / transaction step diagram Step diagram for transaction management and settlement decision Step diagram for payment

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Electronic commerce mediation system of this invention 2 Mediation web server 3 Mediator computer 4 Seller computer 5 Purchaser computer 30 Broker exclusive program 40 Seller exclusive program 201 Member registration means 202 Deposit management means 203 Virtual store sales means 204 Member Login means 205 Order acceptance means 206 Transaction management means 207 Payment instruction means 208 Payment completion acceptance means

Claims (4)

An electronic commerce brokerage system for electronic commerce of products via the Internet, and a brokerage web server that can be connected via the Internet managed by a transaction broker and a seller that can be connected to the brokerage web server via the network A broker computer, a broker computer that allows a transaction broker to connect to the broker web server via a network, and a buyer computer that enables a buyer to connect to the broker web server via the Internet, the broker web server comprising:
A member registration means for accepting a member registration of a purchase applicant and storing and storing member information in a data file;
A virtual store sales means in which the seller discloses information on the sales products on the intermediary web server;
When a purchasing member accesses a virtual store, a member login means for checking the membership status, deposit current amount,
When a purchasing member who has previously deposited a certain amount of money set for each virtual store with a transaction broker accepts a purchase order made on the virtual store and receives the order, the order number and the random number generation function are used. A payment authorization number is generated, the ordering member who has ordered is notified of the order number and the payment authorization number, and the order seller who is the ordering party is notified of the order number and the order contents, as well as the order number, the payment authorization number, and Order receiving means for storing and storing the order contents in a data file;
The contents of the transaction established between the ordering member and the sales order seller and the payment authorization number received by the sales order seller from the ordering member at the time of the completion of the transaction are notified from the sales order seller and data is generated when the payment permission number is generated. Check the payment authorization number stored in the file, check whether both numbers match, determine the payment type of “Payment Permission” or “Payment Hold for a Period”, and order this payment Transaction management means for notifying members and order sellers and storing and storing them in a data file;
In response to an inquiry from a transaction intermediary, a payment instruction means for notifying the transaction intermediary of a payment amount and a payee seller name for a transaction that can be paid at that time,
Payment that is made by the transaction intermediary based on the payment instruction, such as payment of the price from the deposit to the seller, etc., received from the intermediary computer and reflected in the transaction information stored in the data file An electronic commerce intermediary system characterized by comprising completion acceptance means.   In Claim 1, the intermediary web server receives the deposit information of the purchasing member's deposit from the intermediary computer, aggregates it together with the payment price information associated with the transaction, calculates the current deposit amount for each purchasing member, The deposit management means to disclose this calculation result to the purchasing member at any time according to the request from the customer, and to notify the order seller of the order contents together with the current deposit amount of the order member. An electronic commerce brokerage system characterized by comprising. In claim 1, the seller computer incorporates the program,
A function that allows you to sell products to virtual stores and raise products from virtual stores at any time,
A function for reading the order number, order contents and current deposit amount of the order member sent from the intermediary web server and converting it into data that can be freely processed by the own computer;
An electronic commerce brokerage system characterized by having a function of easily transmitting transaction contents and a payment authorization number to a brokerage web server. In claim 1, the intermediary computer incorporates a program,
A function to send deposit deposit information to the intermediary web server;
An electronic commerce intermediary system characterized by having a function of transmitting a payment procedure result to an intermediary web server.

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