JP2006348628A - Personal authentication method and personal authentication system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To reduce burdens both on a service provider and on a user by simplifying confirmation procedure of credit information required at the time of admission while saving time for registration/management of fingerprint data, when using fingerprint collation for personal authentication in utilizing a service system. <P>SOLUTION: A personal authentication method for the service system utilizing a part of a security system of a multiple dwelling house where fingerprint data is collated in a management device 4, comprises steps of acquiring fingerprint data of the user at a terminal 7 additionally provided with a fingerprint reader 7a in admission and service utilization, connecting with the management device 4 from the terminal 7 through an Internet line to send out the fingerprint data, collating the fingerprint data with fingerprint data registered in a storage means, by a collating means, sending a collated result to the terminal 7, and authenticating whether the user is the resident himself or herself in the terminal 7. <P>COPYRIGHT: (C)2007,JPO&INPIT

Description

  The present invention relates to a personal authentication method and a personal authentication system, and more particularly, to a personal authentication method and a personal authentication system using an apartment building security system based on fingerprint verification.

  In a service system that provides a specified service to a specific member such as a member, by using a clever means to obtain personal information such as magnetic data and password of another person's member card, a counterfeit card or a stolen card can be used to In recent years, crimes that impersonate services and use them for payment of large purchases have frequently occurred.

  To solve this problem, technologies that embed IC chips in credit cards and cash cards to extract information and make forgery and alteration of membership cards difficult have been put into practical use. In order to make it sophisticated, a personal authentication system that performs authentication by collating personal biometric information such as fingerprints is presented in Japanese Patent Application Laid-Open No. 11-203479 and Japanese Patent Application Laid-Open No. 2001-92787. It has been used in combination.

  On the other hand, such personal authentication technology using biometric information is disclosed in Japanese Patent Application Laid-Open No. 11-349238 and Japanese Patent Application Laid-Open No. 2000-286976, and is an auto-lock door at a shared entrance of a condominium or a luxury rental apartment. It is used for the purpose of strengthening security. In this case, for example, in the case of using fingerprints as biometric information, a fingerprint sensor is installed at the entrance and a resident who has registered fingerprint data in advance reads the fingerprint at the entrance and is authenticated by the verification means. It is a mechanism to be locked.

  By the way, when joining or registering various service systems or contracting apartment buildings such as condominiums, it is required to provide detailed personal information such as annual income, occupation, position, length of service, family composition, existence of homes, etc. It is often done. In addition to information necessary for management and procedures, this is also credit information for securing a certain level of trust as a user. In particular, when a condominium is purchased or a high-end rental apartment is occupying, a relatively high credit level is required. Therefore, a strict examination based on accurate information is usually performed.

  However, in recent years, such service systems and the like are diverse, and many people use many types of cards and member services. In this case, acquiring personal information over a plurality of items for each membership of a different service system results in a great amount of labor and cost for the service provider, and is extremely troublesome for the user. This is also a negative factor in acquiring customers for service providers who want to expand their customers. In addition, if it is difficult to obtain various proofs to ensure the accuracy of personal information one by one, it will be left to the self-report of the user, and the purpose of ensuring the reliability of information and credit collateral will not be achieved sufficiently. Result.

In addition, when using multiple types of service systems that combine biometric information confirmation such as fingerprint verification with personal authentication means to enhance security, to register the user's biometric information at each membership / registration The above work is required to be duplicated, and the management cost for managing the biometric information is also required to be duplicated.
Japanese Patent Laid-Open No. 11-203479 Japanese Patent Laid-Open No. 2001-92787 Japanese Patent Laid-Open No. 11-349238 JP 2000-286976 A

  The present invention is intended to solve the above-described problems, and saves time and effort for registering and managing fingerprint data when fingerprint verification is used for personal authentication when a predetermined service system is used. At the same time, it is an object to simplify the procedure for confirming the user's credit information required at the time of enrollment to reduce the burden on both the service provider and the user.

The present invention comprises a management device having a storage means and a collation means and a fingerprint reading device, obtains the user's fingerprint data with the fingerprint reading device, and collates with the fingerprint data of the resident registered in the storage means in advance with the collation means. A personal authentication method for a service system in which a part of the security system of an apartment house that is to be unlocked when authenticated as a resident is used as a personal authentication means,
At the time of joining this service system, a step of acquiring fingerprint data of a person who wishes to join at a predetermined terminal provided with a fingerprint reading means, a step of sending fingerprint data from the terminal connected to a management device via a predetermined line, The step of collating the fingerprint data with the fingerprint data registered in the storage unit by the collation unit, the step of sending the collation result to the terminal, and the step of authenticating whether the terminal is the resident person or not by the collation result Have
This is a personal authentication method for a service system.

  In this way, by connecting to the security system of the apartment house and using the personal authentication method that uses the resident's fingerprint data as personal authentication data as the personal authentication method used for personal authentication at the time of membership, The burden of reasoning against collating fingerprint data that can be used for recognition work, which is useful and reliable, indicating that the resident itself has passed the prescribed screening for credit collateral. Since it becomes credit information, it becomes unnecessary to perform a procedure for confirming new credit information.

  In addition, when using a predetermined service after joining the service system, a step of acquiring the fingerprint data of the user at the terminal, and a step of transmitting the fingerprint data by connecting to the management device from the terminal via a predetermined line A step of collating the fingerprint data with the fingerprint data registered in the storage unit by the collating unit, a step of sending the collation result to the terminal, and a user who is authenticated by the terminal side by the collation result And a step of permitting the use of the service, it is not necessary to newly acquire and register the fingerprint data of the user as a means for authenticating the user, and the burden of managing the fingerprint data is reduced. The

  Furthermore, in the personal authentication method for the service system described above, the personal authentication is performed by assuming that a plurality of types of personal information is stored in addition to the fingerprint data of the resident in the management device of the security system of the apartment house. If it can be referred from the terminal side, highly reliable personal information required by the service provider can be easily acquired.

  Furthermore, in the personal authentication method of the service system described above, if the service system is a credit card system, the examination work at the time of membership / registration becomes extremely easy.

  In addition, in this credit card system, the terminal includes a user terminal that can be connected to the Internet line and is provided with a fingerprint reader, the management device is a web server connected to the Internet, and the service system includes A personal authentication method for a service system that uses card payments on the Internet and sends the user's fingerprint data from the user's terminal to the management device to perform personal authentication of the card holder. It is possible to completely prevent card payment procedures on the Internet by others with simple procedures.

  In addition, there is a personal authentication system for a service system that uses a function of a management device for collating input fingerprint data of registered apartment security systems and registered resident fingerprint data by fingerprint verification. A management device having storage means and collation means for storing the fingerprint data of the resident, a predetermined communication line, and a terminal having fingerprint reading means and connectable to the management device via the communication line A personal authentication system for implementing the above-described personal authentication method of the service system is provided. As a result, the above-described personal authentication method for the service system can be easily implemented while reducing the introduction cost.

  According to the present invention, the personal authentication of the service system is performed by connecting to the security system of the apartment house by fingerprint verification. For the fingerprint data registration and management required when fingerprint verification is used for the personal authentication method. In addition to saving labor, it is possible to reduce the burden on both the service provider and the user by making it unnecessary to confirm the credit information required at the time of membership.

  The best mode for carrying out the present invention will be described below with reference to the drawings.

  FIG. 1 shows a system configuration diagram of a personal authentication system 1 for executing a personal authentication method according to the present invention. In this embodiment, the personal authentication system 1 performs an authentication procedure of a credit card system. There will be described a case where fingerprint collation means which is a part of the security system of an apartment is used.

  A fingerprint reading device 5a is arranged at the condominium entrance 5, and the resident uses it to read his / her fingerprint, so that the fingerprint data is sent to the management device 4 arranged close to the fingerprint reading device 5a. When the person is authenticated by comparing with the resident's fingerprint data registered in advance, an unlocking command is output to the electronic lock 47, and the auto-locking front door 5b is opened. This is almost the same as the above-mentioned conventional apartment house security system.

  The management device 4 has a web server function, is connected to the Internet line 50, and is connectable from a terminal 7 arranged at a service store of a credit card service company. The terminal 7 is provided with a fingerprint reader 7a. When a user joins or registers, the terminal 7 acquires fingerprint data of the user who has visited the service store in the terminal 7, and performs an operation on a predetermined input screen. Then, this is sent to the management device 4, and the management device 4 is made to collate whether or not it is a resident who has registered fingerprint data. Then, the collation result is sent to the terminal 7, and this is confirmed on the terminal 7 side for personal authentication.

  Further, when the user is recognized as the resident himself, predetermined information can be referred to from the personal information of the resident stored in the management device 4 from the terminal 7 side. This credit card company has an agreement in advance with the condominium management company about the use of the security system, and the individual who can be provided when using the fingerprint verification means of the security system of the condominium to be managed and personal authentication is performed by fingerprint verification It is assumed that the range of information has been determined.

  In addition, it is possible to connect to the management device 4 from the terminals 8A to 8Z of a plurality of stores that are partners of this credit card service via the Internet line 50, and at the time of card payment for purchase of goods and use of services. The user's fingerprint data is collected by the fingerprint reading device 8a attached to the terminals 8A to 8Z and sent to the management device 4 for collation to determine whether the card holder is a card holder or not. Can be displayed.

  Further, a terminal 9 that is a user-owned personal computer can be connected to the Internet line 50. When this credit card is used for card settlement in Internet transactions after joining the credit card service, the terminal 9 is connected. By using the fingerprint reading device 9a sent to the user's own fingerprint data to the management device 4, personal authentication is performed and use of the card is approved.

  It is assumed that the credit company terminal 7 also serves as a web server, and the user connects to the terminal 9 through the Internet 50 with his / her terminal 9, opens the credit card system membership page on the web, and joins on the screen. A configuration may be adopted in which an entry procedure similar to that described above can be performed by inputting in a form, collecting fingerprint data with the fingerprint reader 9a, and sending it to the terminal 7.

  FIG. 2 shows a functional block diagram of the management device 4 disposed in the condominium common entrance 5. Although the management device 4 is also a computer having a web server function, illustration and description of functional parts of a normal web server will be omitted, and characteristic parts in the present invention will be described. In the following description, each means is realized functionally by hardware such as a computer CPU or hard disk in cooperation with a predetermined program.

  The management apparatus 4 stores fingerprint data storage means 43 that stores the resident's fingerprint data to form a database, and stores a plurality of types of personal information such as the resident's family structure and occupation in association with each resident's fingerprint data. And personal data storage means 42. The control means 41 connected to the output interface 45 and the input interface 46 is connected to them, and the personal data storage means 42 writes / reads personal data or the fingerprint data storage means 43 prints fingerprint data according to an external command. It is designed to write and read.

  The control means 41 outputs a web page to a predetermined terminal connected via the Internet line 50, and the fingerprint input from the outside such as the connected terminal or the fingerprint reader 5a of the common entrance 5. The data is connected to the collation means 44 for collating whether or not the fingerprint data in the fingerprint data storage means 43 matches, and the collation result is output to the terminal side via the Internet line 50, When the user is authenticated, an unlocking command is output to the electronic lock 47 attached to the entrance door 5b.

  Next, an implementation procedure in the personal authentication method of the present embodiment will be described in detail using a flowchart.

  Referring to FIG. 3, when a user visits a credit company and applies for a credit card service, the person in charge of the company uses the terminal 7 to perform the membership procedure. A procedure for admission examination that makes it possible to omit the confirmation of credit information required at the time of admission using the personal authentication method of the form will be described.

  When the membership form is displayed on the terminal 7 (A1), if the user is a resident of an apartment managed by an apartment management company that has agreed with this credit company, the resident ID given by the apartment management company is displayed. By inputting (A2), it connects to the management apparatus 4 which is a web server via the Internet line 50, and opens the web page (A3).

  Then, for example, by clicking on the personal authentication icon on the screen, the personal authentication service is started, and the user is prompted to input fingerprint data. Thus, the fingerprint reading device 7a collects and manages the fingerprint data of the user. The data is sent to the device 4 (A4). Then, the control means of the management apparatus 4 sends the fingerprint data to the collation means 44, and collates whether it matches any of the fingerprint data stored in the fingerprint data storage means 43 (A5).

  And the terminal 7 acquires the collation result (A6), performs personal authentication as to whether or not the person is the person (A7), ends the process if the person is not the person, and confirms the credit information if the person is the person. Admission is accepted as equivalent, and the procedure proceeds to registration (A8). In this way, it is said that it is equivalent to the confirmation of credit information only by confirming that it is a resident of a given condominium. Usually, it is strict when purchasing a condominium or concluding a condominium rental contract. And a personal judgment such as annual income, job type, position, length of service, family structure, etc. is submitted and judgment is made. This is because it can be used as a highly reliable material for determining whether or not it has.

  Therefore, the credit company makes an agreement (contract) with a management company that manages a plurality of condominiums where the resident is estimated to have a certain level of credit, and installs a security system based on fingerprint authentication on the Internet. It can be used in a simple procedure as it can be used remotely via a line, as it has the same effect as the confirmation operation of a user's credit information that usually requires time. Further, the information itself as to whether or not it is a resident is also extremely reliable because it passes through a fingerprint collating means for ensuring security.

  Next, with reference to FIG. 4, the procedure for performing the registration procedure after allowing the user to join the terminal 7 will be described. An icon for providing personal information on the web page while being connected to the management device 4. (B1), the personal data stored in the personal data storage means 42 in association with the fingerprint data of the resident is transmitted and acquired (B2). The personal information includes a plurality of pieces of information such as the name, age, address, occupation, position, annual income, family structure, etc. of the resident. When the form is entered (B3) and all necessary items are entered, the registration operation is completed, and the process proceeds to a credit card issuing procedure (B4).

  Thus, since the user's personal information stored on the condominium management device 4 side can be obtained by a simple operation and entered into the membership form, the labor of both the service provider and the user is greatly reduced. be able to. In addition, this personal information is personal information acquired at the time of apartment purchase or rental contract and is accurate, and the reliability of the information is extremely high.

  Next, a personal authentication procedure when a credit card is issued after joining and a credit card is used to pay for shopping or services at a store contracted with the card company will be described with reference to FIG.

  When the card information is read by the card reader 8b connected to the terminal 8A of the store or the card information such as the card number is directly input to the terminal 8A (C1), the web page is displayed by connecting to the management device 4 (C2). ). Then, by clicking on an icon for personal authentication service, the user's fingerprint data is collected using the fingerprint reader 8a prompted on the screen and sent to the management device 4 (C3).

  Then, the control means 41 of the management apparatus 4 sends the fingerprint data to the collation means 44, collates whether there is fingerprint data that matches the fingerprint data storage means 43 (C4), and sends the collation result. The terminal 8A acquires (C5). Then, based on the verification result, it is authenticated whether or not it is the principal (C6). If it is not the principal, the process ends here.

  In this way, for personal authentication at the time of service use, the fingerprint verification means in the apartment security system is remotely used via the Internet line, so that each service provider can print fingerprint data at the initial registration for each service. Therefore, it is possible to perform personal authentication with a simple procedure without the need for acquisition / registration work and the need for management work after registration.

  In this case, if the resident personal information stored in the management device can be remotely used on the condition that personal authentication is performed, it becomes more convenient for both the store side and the user side. It is also possible to secure the security in managing personal information by minimizing the personal information attached to the card.

  Further, as described above, not only at the time of card payment at a store, a user connects to a predetermined web server 10 from his / her terminal 9 via the Internet line 50 and receives purchases or services of goods on a predetermined web page. The same applies to the case where this credit card is used for payment in the case of payment, and the fingerprint data is collected using the fingerprint reader 9a connected to the terminal 9 and sent to the web server 10 for management from the web server 10. It is also possible to connect to the device 4 and perform the same processing as described above.

  In the present embodiment, the case where the management apparatus 4 is installed in an apartment that implements the security system has been described. However, the management apparatus 4 is connected to the Internet line 50 as a web server arranged in a management company. Even if a terminal for sending fingerprint information to this web server or sending an unlocking command to the electronic lock 47 in response to the unlocking command of the web server is arranged on the side, it can be implemented in the same manner as described above.

  The type of service system that can use this personal authentication method is not limited to a credit card system, but may be a member service for enjoying a predetermined service for a limited person, and each terminal and management device. Needless to say, the line connecting the two is not limited to the above-described Internet line, and can be implemented in the same manner even if it is a predetermined wired line or wireless line.

1 is a system configuration diagram showing an embodiment of the present invention. The functional block diagram of the management apparatus of FIG. The flowchart which shows the procedure of the entrance examination in the case of joining the credit card system in the personal authentication system of FIG. The flowchart which shows the procedure of the registration procedure by acquisition of personal information in the case of joining a credit card system in the personal authentication system of FIG. The personal authentication system of FIG. 1 WHEREIN: The flowchart which shows the procedure of the personal authentication procedure performed at the time of the card payment in a shop after joining a credit card system.

Explanation of symbols

DESCRIPTION OF SYMBOLS 1 Personal authentication system, 4 Management apparatus, 5 Common entrance, 5a, 7a, 8a, 9a Fingerprint reader, 7, 8A, 8Z, 9 terminal, 10 Web server, 41 Control means, 42 Personal data storage means, 43 Fingerprint data Storage means, 44 verification means, 50 Internet line

Claims (6)

A management device having a storage means and a collation means and a fingerprint reading device, and acquiring fingerprint data of a user with the fingerprint reading device and collating with fingerprint data of a resident pre-registered in the storage means with the collation means, A personal authentication method for a service system in which a part of a security system for an apartment house that is to be unlocked when authenticated as the resident is used as a personal authentication means,
Obtaining a fingerprint data of a person who wishes to join at a terminal provided with a fingerprint reading means when joining the service system, and sending the fingerprint data from the terminal connected to the management device via a predetermined line; The step of collating the fingerprint data with the fingerprint data registered in the storage unit by the collating unit, the step of sending the collation result to the terminal, and authenticating whether or not the terminal is the resident person by the collation result Takes steps,
A personal authentication method for a service system.   Acquiring fingerprint data of a user at the terminal when using a predetermined service after joining the service system; sending fingerprint data from the terminal connected to the management device via a predetermined line; The step of collating the fingerprint data with the fingerprint data registered in the storage unit by the collation unit, the step of sending the collation result to the terminal, and when the terminal is authenticated as the resident person by the collation result, The service system personal authentication method according to claim 1, further comprising a step of permitting use of the service.   The management device stores personal information of a plurality of types of residents in addition to the fingerprint data of the residents, and the personal information can be referred to from the terminal side by personal authentication. The personal authentication method for a service system according to claim 1 or 2, characterized by the above-mentioned.   4. The service system personal authentication method according to claim 1, wherein the service system is a credit card system.   The terminal includes a user terminal that is connectable to the Internet line and is provided with a fingerprint reader, the management device is a web server connected to the Internet, and the service system is connected to the Internet. The card payment is used, and the fingerprint data of the user is transmitted from the terminal of the user to the management device to perform personal authentication as to whether or not the user is a card holder. The personal authentication method of the service system according to claim 4. A personal authentication system for a service system that uses a function of the management device for collating the input fingerprint data with the registered resident fingerprint data of the apartment house security system by the fingerprint collation. The fingerprint reader is connectable to the management device having storage means and collation means for storing the resident fingerprint data, the predetermined communication line, the fingerprint reading means, and the management device via the communication line. A personal authentication system for implementing the personal authentication method for a service system according to claim 1, 2, 3, 4 or 5.

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