JP2006099174A - Printer and issue processing method of store duplicate receipt - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a printer which is provided with various reading functions required for a card settlement processing in the settlement processing by a transaction card and which issues a store duplicate receipt with which follow-up check of the payment processing is easy and which has high admissibility of evidence for proving authenticity of transaction. <P>SOLUTION: A magnetic reading part 24 and a picture reading part 62 are arranged in the printer 30. Picture data of the transaction card is acquired if needed and acquired picture data is printed on the duplicate receipt 10 for the store. Thus, a picture and a signature of the used transaction card can be confirmed later. The signed duplicate receipt 10 for the store is stored in a picture storage part 60, and a picture retrieval control part 59 can easily retrieve it. Thus, follow-up check is made easy. The transaction card reading function and the picture reading function are given to the printer. Thus, the duplicate receipt for the store with picture can efficiently be issued in the card settlement processing only by adding one printer. <P>COPYRIGHT: (C)2006,JPO&NCIPI

Description

  The present invention relates to transaction processing using a transaction card such as a credit card, and in particular, a printing apparatus that issues a voucher or receipt for a store copy issued in a credit transaction (herein, simply referred to as “store receipt”) and The present invention relates to a credit checkout method.

  In supermarkets, other retail stores, or restaurants such as restaurants, the accounting process (payment processing) of purchased products or transactions of customers is a company that provides credit cards or products or services issued by credit card companies at the request of customers. The payment fee may be settled by a margin transaction using a company-dedicated transaction card issued by the company (in the present invention, such a margin transaction card is referred to as a “transaction card”). In such a case, the electronic record data recorded on the transaction card is read by the transaction card reading unit, and a predetermined settlement process by the transaction card is executed based on the read information.

  For payment using a transaction card, for example, payment using a credit card, the credit card is inquired according to certain conditions such as the amount of the payment, and if there is no problem with the transaction, the credit card number is printed by the printing device. A slip or receipt on which the details of the transaction, the signature column, etc. are printed is issued. After confirming the transaction content, the customer signs the signature column of the slip if there is no problem with the print content. The signed voucher or receipt is stored by the store for a predetermined period as proof of authenticity of the transaction.

  In such a settlement process using a credit card, there are cases where the electronically recorded data of the credit card cannot be read by the transaction card reader or the credit inquiry cannot be performed for some reason. Even in such a case, the operator can input the necessary credit information to continue the checkout process. In such a case, the card number printed on the credit card by uneven markings (referred to as “emboss”) is physically copied (transferred) onto a predetermined slip by an imprinter, It is stored as evidence (such a transfer is hereinafter referred to as “imprint”).

On the other hand, as a technique for mechanically reading card images and storing them in a database as personal information, an information collection system for reading a driver's license image and creating a database has been proposed (see Patent Document 1).
JP-A-9-62827

  However, although the technique described in Patent Document 1 acquires image data for acquiring personal information, it is necessary to improve the efficiency of credit card settlement processing by combining the functions of a magnetic reading device and a printer. Nothing is disclosed or suggested.

  On the other hand, the storage of the card data by imprint as described above transfers the embossed characters of the credit card (transaction card) on the transfer paper, so that the embossed characters may be worn or damaged. Moreover, in addition to the problem that imprint characters are unclear, the imprint operation is troublesome and generates an unpleasant and loud sound, which may damage the store image depending on the store where a certain level of silence is required such as a restaurant. There are also problems such as fear.

  Furthermore, recently, crimes of illegally stealing credit card information or credit card information of a specific individual, forging a credit card with the same electronic record data as the real thing, and using it illegally have occurred frequently. . Under these circumstances, it is desirable to retain documentation with the highest possible evidence to prove customer use. When debiting a credit transaction amount from a credit account, if the customer denies the use of his / her credit card (transaction card) and refuses payment, the margin transaction loss may occur if the evidence capacity of the store copy is low This is because it may occur. In view of such a situation, it is desirable to secure materials with higher evidence ability for the settlement with the transaction card.

  The present invention has been made in view of the problems of the prior art, and in the settlement process using a transaction card, it is easy to follow up the settlement process, and prints a receipt for a shop certificate with a high evidence ability to prove the authenticity of the transaction. It is an object of the present invention to provide a device and a method for issuing a receipt for a store.

  Furthermore, the present invention provides a printing apparatus and a method for issuing a store coupon receipt that can issue a store certificate receipt having a high proof power without almost changing the program of a payment processing system that already has a credit card processing function. The purpose is to provide.

  The present invention provides a printing device with a transaction card reading function and an image reading function, reads electronic record data of a transaction card, acquires image data of the transaction card as necessary, and stores the acquired image data as a store receipt By printing on the transaction card, the transaction card used for the checkout can be confirmed at a later date using the store receipt, thereby solving the above-mentioned problems.

  A printing apparatus according to a first aspect of the present invention includes a communication unit that performs data communication with a checkout processing terminal, a transaction card reading unit that reads electronic record data of a transaction card, and an imaging table based on an imaging command. An image reading unit that acquires image data of the placed credit card, an image storage unit that stores the acquired image data, transaction data received from the payment processing terminal, and image data based on a predetermined print command are included. A print control unit that generates print data for store receipts, and a print unit that prints the print data of the generated store copy receipts on predetermined printing paper under the control of the print control unit and issues store receipts. And comprising

  According to this aspect, the transaction apparatus includes the transaction card reading unit and the image reading unit, and the image data of the transaction card can be acquired as necessary and printed on the store receipt. The store receipt is signed by the customer, and when the authenticity of the signature is proved, the transaction card used is also proved, and the proof ability becomes higher. In addition, it is possible to check an input error when the transaction card number is manually input without reading the electronic record data of the transaction card, using the image data.

  It should be noted that for all transactions based on the transaction data, it is possible to arbitrarily select whether image data is acquired and printed on the store receipt or whether image data is acquired and printed only when the electronic record data cannot be read. As described above, since the image data of the card is acquired by the image reading unit, the image does not become unclear for imprinting, the card is not damaged, and an unpleasant sound is not generated. The image reading unit is preferably an area sensor such as a CCD or CMOS. This is because an area sensor is preferable to CIS in order to clearly capture an image of embossed characters. Furthermore, a series of processing of transaction card reading and image reading can be executed only by the printing apparatus, and more efficient processing is possible.

  In the printing apparatus according to another aspect of the present invention, the print control unit embeds the image data stored in the image storage unit in a predetermined position based on a print instruction of the store receipt receipt from the payment processing terminal. The print data of the receipt receipt is generated and printed. In this aspect, the image data acquired by the image reading unit is stored in the printing apparatus, and when a print command is received from the settlement processing terminal, the image data is embedded at a predetermined position, and the store Generate and print receipt receipt data. As a result, it is not necessary to transfer image reading data, and efficient processing is possible.

  In the printing apparatus according to another aspect of the present invention, the imaging stand is provided on the front surface, and is inclined at a predetermined angle to the rear. The printing apparatus according to another aspect of the present invention is a plane of a transparent material. The image reading unit is formed of a plate, and is provided with an area sensor which is provided inside the flat plate and is arranged so as to be accurately focused on a transaction card placed on the flat plate surface. Thus, by providing the imaging stand in front and inclining backward, it becomes easy to place the transaction card, and the place of placement is easy to see, so that it can be placed accurately at a predetermined designated position. Become.

  A printing apparatus according to another aspect of the present invention is characterized in that the printing apparatus is a receipt printer, and prints the print data of the store receipt receipt on the receipt paper. In this aspect, by printing the store receipt on the same roll paper as the customer receipt, it is possible to issue documents necessary for transaction card processing by a one-station printer.

  A printing apparatus according to another aspect of the present invention includes a sensor that detects that a transaction card is placed on an imaging stand, and outputs an imaging command based on a detection signal from the sensor. According to this aspect, an image can be acquired simply by placing the transaction card on the imaging stand, and a series of subsequent processes are executed. In this embodiment, it is desirable that the imaging is started after a predetermined time has elapsed after receiving the detection signal from the sensor.

  A printing apparatus according to another aspect of the present invention further includes an operation input unit, and outputs an imaging command based on an input signal from the operation input unit. After placing the transaction card on a predetermined imaging stand, an imaging signal is input by the operation input unit to start imaging.

  According to a first aspect of the present invention, there is provided a method for issuing a shop receipt receipt in a payment processing system including a payment terminal device and a printing device having a transaction card reading unit and an image reading unit. (B) a step of reading the electronic record data of the transaction card by the transaction card reading unit of the printing apparatus; and (c) an image reading unit when an error in reading the electronic record data occurs. And (d) when acquiring image data in step (c), issue at least a shop receipt receipt that prints the transaction details, image data, and signature field, If image data has not been acquired in step (c), issuing a store receipt without printing of image data; and (e) a signed store coupon. Characterized in that it comprises a step to complete the checkout process when it is returned signed on the sheet.

  The store receipt issuing method according to another aspect of the present invention is characterized in that, in step (c), image data of a transaction card is acquired regardless of the reading result of the electronic record data.

  The store receipt receipt issuing method according to another aspect of the present invention is characterized in that the processes of steps (b) to (d) are executed according to a processing procedure stored in advance in a printing apparatus. According to this aspect, it is possible to issue the store receipt according to the present invention only by introducing the printing apparatus according to the present invention without changing the conventional transaction card settlement processing system.

According to the present invention, the electronic record data of the transaction card, the reading of the image data, and the printing can be performed by a single printing apparatus. Therefore, it is only necessary to secure an installation space for the printing apparatus, and a compact checkout counter. An environment can be provided. In addition, in the printing apparatus according to the present invention, the image data of the transaction card can be printed on the store receipt, in addition to the transaction card number and transaction details. By receiving the user's signature on such a store receipt, the identification of the credit card and the signature can be integrated, and the use of the person can be proved more reliably.

  In addition, if the signature on the transaction card is captured as image data and printed on the store receipt, and the customer's autograph is written on the receipt, both signatures can be compared on the spot. It is possible to immediately identify whether or not the person is the person, and by leaving a record of both signatures, it is possible to obtain a store certificate receipt with higher proof power.

  Furthermore, since the image data is acquired without contact with the transaction card, it is possible to prevent the transaction card from being worn, embossed characters becoming unclear, and unpleasant noise such as imprinting. Further, by providing the printing apparatus with an image reading function, when printing image data, it is not necessary to transfer the image data to a settlement terminal device or the like, and high-speed and efficient printing processing is possible. Furthermore, it is possible to easily add a function for issuing a receipt for a store coupon with an image to a settlement processing system that can already perform credit settlement processing by simply connecting the printing apparatus of the present invention.

  The best mode for carrying out the present invention will be described with reference to the drawings.

(Credit checkout procedure using the store receipt for the present invention)
The present invention relates to the settlement with a transaction card, but in the following description, a case where a credit card, which is a typical example of a transaction card, is used will be described.
For example, when a meal is taken at a restaurant or a predetermined product is purchased at various stores, a checkout process is performed at a checkout counter (register). In the checkout counter, data input related to the provided service or purchase merchandise data input is performed, and the total payment amount of the customer is calculated based on the input data, and is delivered as a customer receipt by the printing apparatus.

  In the present invention, in the case of payment by credit card, the magnetic recording data recorded on the credit card is read by the magnetic recording reader (MSR), and further, if necessary, the credit card is read by the image reading unit. Image information can be acquired. Next, the store receipt is printed by the printing device, signed by the customer, and stored as a copy of the store certificate. In the present invention, when an image of a credit card is acquired, in addition to transaction information (purchased product name, payment amount, etc.) and customer's signature column, etc. Image data is printed.

  The customer confirms the contents printed on the presented store receipt, and if there is no mistake, the customer signs his / her signature as a confirmation and returns it to the store. At the store, the signature written on the credit card is compared with the signature written on the receipt for the store copy to verify the identity. At this time, if the signature written on the credit card is also captured as image data and printed on the store receipt, the customer's handwritten signature will be made on the same receipt, so both signatures can be compared on the spot. Can be identified immediately.

  The store receipt received after being signed is stored in the store or the management department for a predetermined period. These documents are used as documents that prove the existence of a transaction when there is an inquiry from a credit card company, a question from a customer about the use of a credit card, or a complaint. The receipt for the store according to the present invention is a sheet of paper in which the details of use and the image of the credit card used are integrated, and the customer's signature on the paper is signed. The actual situation can be traced more accurately, and the range confirmed by the signer can be proved more clearly.

  Such credit card image data can be printed only when the magnetic recording data cannot be read, and the image data can be obtained and printed on the store receipt. In all credit transactions, it is also possible to issue a store copy receipt printed with image data. In the description of the embodiment of the present invention, an example in which the magnetic recording data of a credit card is read by a magnetic recording reader is described. However, in the case of a credit card in the form of an IC card, the recorded electronic data is not shown. It may be read by a contact type or non-contact type IC card reader.

(Example of receipts for store use)
First, FIG. 1 shows an embodiment of a store copy receipt 10 issued according to the present invention. Store information 11 such as a standard store name and telephone number is printed on the top, and a purchaser's name, settlement date, and transaction data 12 are printed below. As the transaction data, the purchased product name “ABCDEFG” and its price, discount amount, consumption tax amount and total payment amount are exemplified. Further below that, an image 13 of the acquired credit card is printed, and a signature column 14 with a line segment is provided at the bottom. After confirming that there is no mistake in the printed contents, the customer signs as an intention to approve the payment process by credit card. In addition to these information, it is also possible to print information such as a credit card number and a receipt number.

  Although not shown in FIG. 1, a word indicating an intention indicating that “I want to pay the payment amount printed on this receipt with the credit card of the above image” is displayed immediately above the signature column 14. It is also possible to print (text). It is also possible to capture the signature on the back of the credit card as image data in the upper part of the signature column 14 and print it.

  The store receipt according to the present invention is characterized by comprising a credit card image, and for print items other than the credit card image, printing required in individual stores or the like that implement the present invention. Items can be freely added or deleted. For example, by attaching the same serial number to the store receipt and linking the store receipt, it is possible to describe only the total payment amount on the store receipt. Although the ability to prove the transaction details will decline, the number of items printed on the store receipt will not change depending on the transaction details when there are many transaction items (purchased products) at stores such as supermarkets. Storage is easy because the size is fixed.

(Example of system configuration for issuing store receipts)
FIG. 2 is a functional block diagram showing an example of a store system for executing a settlement process method using a transaction card using the printing apparatus 30 according to the present invention. In the example of FIG. 2, an example of a POS system including a POS server and a POS terminal device is shown, but the present invention can be applied even to a stand-alone payment terminal device.

  The POS server 21 may be connected to a POS center management system that manages a plurality of stores or sales floors. A POS terminal device 22 is connected to the POS server 21 as a settlement terminal device. In response to a request from the POS terminal device 22, price information of purchased products is provided, and inventory information and sales information are immediately available at the time of sale. Update to The POS terminal device 22 includes a key input device, a barcode scanner, a display device, and the like (not shown). The POS terminal device 22 is further connected with a printing device 30 according to the present invention. The printing apparatus 30 includes a magnetic reading unit 24 and an image reading unit 25 that acquires image data such as a credit card.

  The CAT terminal 26 is an inquiry terminal for confirming the credit status of the credit card online, and is connected to the POS system to make a credit inquiry based on the credit card number from the POS system, or It can also be used as an independent inquiry terminal separately from the POS system. The CAT terminal 26 is normally used to check the credit card credit status when the settlement amount is equal to or greater than a predetermined amount.

  The settlement process procedure in FIG. 2 will be briefly described. For example, when a customer purchases a predetermined product in a supermarket, the bar code attached to the product is read by the POS terminal device 22 by a bar code scanner, and the name of the purchased product based on the read bar code data, Product information such as price data is input as transaction information.

  A printing device 30 is connected to the POS terminal device 22. In the case of a transaction card such as a credit card, the magnetic recording data is read by the magnetic reading unit 24 of the printing apparatus 30, and the image data of the credit card is read by the image reading unit 25 as necessary. Based on the input data, the printing apparatus 30 prints the customer receipt, the store receipt 10 and the like on a print sheet, a slip sheet, or the like. When the image data of the card is acquired, the image data is printed on the store receipt.

  The magnetic reading unit 24 of the printing apparatus 30 reads the magnetic recording data recorded on the credit card by sliding it along the reading groove for guiding the credit card. The image reading unit 25 includes an area sensor made of, for example, a CCD or a CMOS, acquires image data (image data) on the credit card surface, and stores it as electronic data. A contact image sensor (CIS) can also be used as the image reading means. However, in the case of CIS, it may be difficult to obtain a clear image of embossed characters. It is desirable to use means.

  3 and 4 show a printing apparatus according to an embodiment of the present invention. 3 is a perspective view of the printing apparatus 30, and FIG. 4 is a central longitudinal sectional view thereof. As shown in FIG. 2, the printing apparatus 30 includes a printing unit 23, a magnetic reading unit 24, and an image reading unit 25, and has a magnetic recording reading function and an image reading function in addition to the printing function.

  Inside the printing apparatus 30, a roll paper 40 in which printing paper is rolled up is accommodated. The printing paper drawn from the roll paper 40 is printed by passing through the front surface of the print head 37, and is discharged from a receipt issuing port 39 through a movable blade 38 that cuts a printed receipt at a predetermined position.

  The magnetic reading unit 24 includes a reading groove 31 for sliding a credit card (see FIG. 3). Inside the reading groove 31 is provided a magnetic reading head (not shown) for reading the magnetic recording data on the credit card.

  The image reading unit 25 is provided with an imaging stand 32 provided with a flat plate having translucency close to transparency, such as glass, on the front. The imaging stand 32 is inclined upward and obliquely upward. When acquiring a credit card image, the credit card 70 (see FIG. 4) is placed on the imaging base 32 with the surface to be imaged down, and imaging is performed. The imaging stand 32 is provided with a support guide 33 for supporting the credit card 70.

  On the back side of the imaging stand 32 (inside the image reading unit 25), an area sensor 36 (see FIG. 4) such as a CCD or C-MOS is provided as an imaging element, and the image data of the credit card 70 is acquired. Can do. In addition, it is also possible to configure the image acquisition by the CIS by configuring the CIS so that the back side of the glass surface of the imaging stand 32 moves (not shown).

  Even if the credit card 70 is configured to start imaging by providing the imaging switch 34 and pressing the imaging switch 34, a sensor (not shown) indicates that the credit card 70 is set on the imaging table 32. The image may be automatically captured after a predetermined period has elapsed after detection. The read image data is temporarily or long-term stored in an image storage unit in the printing apparatus 30 and printed on the store receipt 10 in accordance with a print command from the payment terminal apparatus 22.

  Further, the store receipt 10 that has been signed by the customer is placed on the imaging stand 32, the store receipt 10 after the signature is imaged, and the captured image data is stored in a searchable manner. Is also possible. In this case, the acquired image data may be stored in the checkout terminal device or any other device, but it is preferable to store in the terminal device operating on a general-purpose OS from the viewpoint of security. Absent. Therefore, it is desirable to store in the printing apparatus 30 that operates with its own specifications. It is also preferable to capture and print the signature written on the credit card as image data and to capture the store receipt receipt 10 on which the customer's signature has been made.

  FIG. 5 is a functional block diagram of the printing apparatus 30 shown in FIGS. The printing device 30 includes an interface 51 with an external device such as a settlement terminal device 22 such as a POS terminal device, a control unit 52, a print buffer 53, a printing mechanism 54, a magnetic reading unit 24, an image reading unit 25 including an area sensor, And an image storage unit 60. In addition to controlling the overall operation of the printing apparatus 30, the control unit 52 includes a magnetic reading control unit 56, an image reading control unit 57, and the like. Furthermore, a decoding processing unit 58 that reads (decodes) the transaction card number from the image data can be provided.

  The printing apparatus 30 is connected to a payment terminal apparatus such as a POS terminal apparatus via the interface 51 for communication. Data read by the magnetic reading unit 24 is transmitted to the payment terminal device 22 via the control unit 52 and the interface 51. The image reading unit 25 images the credit card 70 placed on the imaging stand 32 under the control of the image reading control unit 57 and acquires image data of the credit card 70. The acquired image data is temporarily stored in the image storage unit 60. Based on the print command, the image data is transferred to the print buffer and printed on the store receipt.

  Further, the image data of the store receipt after the signature can be read and stored in the image storage unit 60 by the image reading unit 25. To store in a searchable manner, for example, store the store image so that the corresponding image data can be detected and read out using the store receipt number, credit number, date and customer name as search keys. Say. The search is performed by the image search control unit 59 in accordance with a search command from the settlement terminal device or the like.

The storage unit 60 may be a memory such as a so-called RAM or flash ROM, or a recording device such as a disk device or a DVD. Further, as described above, from the viewpoint of security, it is preferable to store these image data in the printing apparatus, but it is also possible to store them in the payment terminal apparatus and other apparatuses.
(Procedure for issuing store receipts)
Next, a procedure for issuing a store receipt will be described using a flowchart. FIG. 6 is a flowchart showing an embodiment of a processing procedure according to the present invention in which a settlement process using a credit card is performed using the printing apparatus according to the present invention shown in FIG.

  In restaurants, beauty massages, etc., after the provision of various services, at a retail store or the like, the customer brings the purchased product to the checkout counter, thereby starting the checkout process. In the settlement counter, transaction data such as the name and price of the provided service or purchased product is input to the settlement terminal device by a barcode scanner or a key input device (S101). In the case of payment by credit card, the magnetic reading data of the credit card received from the customer is read by the magnetic reading unit 24 of the card processing device 30 (S102).

  When the magnetic recording data can be read and when the credit card is not placed on the imaging stand 32 (S103; No), a credit check (block 81) is performed as necessary. If there is no problem with the credit (S106; Yes), a store receipt receipt on which a credit card image is not printed is printed and issued.

  When the reading error of the magnetic recording data or the card is placed on the imaging stand 32 (S103; Yes), the acquisition of the image data (S108) and the key input of the credit card number (S109) are performed. When the acquisition of image data and key input are completed (S108, S109), a credit check (block 81) is performed as necessary. If there is no problem with the credit (S112; Yes), the image data is transmitted to the checkout processing terminal or the printing apparatus, and a store receipt receipt on which the image of the credit card is printed is issued (S113).

  When a credit check is performed (S104; Yes, 110; Yes), a credit inquiry is performed to the credit confirmation system online via the CAT terminal 26 or the like (S105, S111). If there is a problem with the credit status of the credit card as a result of the credit inquiry (S106; No, S112; No), the transaction with the credit card is canceled (S115).

When the credit check is not performed (S104; No, S110; No), depending on whether or not the magnetic recording data can be read, the store receipt with no credit card image printed or the store copy with the image data printed. A receipt is issued (S107, S113). When the customer confirms the contents of the store receipt and signs it, the settlement terminal confirms the settlement process, issues a customer receipt (S114), and is in a standby state for performing the next settlement process. It becomes.

  In this example, a configuration is shown in which a checkout process and a receipt are issued after the customer's signature is completed. However, after the credit check is completed (S106; Yes, S112; Yes), or after the credit check is unnecessary (S104; No, S110; No) It is also possible to execute the checkout process immediately and continuously output the store receipt 10 and the customer receipt. At that time, the order of receipt output may be any first, and it may be configured to print the receipt for the store after the receipt for the customer is printed first.

  It should be noted that the conventional card settlement processing system is changed by configuring the printing apparatus to execute processes other than steps S102 and S109 in FIG. 6 (except when the credit card number is decoded) and block 81. Instead, it is possible to have a configuration capable of issuing a store receipt for printing image data simply by introducing the printing apparatus 30 of the present invention.

  FIG. 7 is a flowchart showing another embodiment of a processing procedure according to the present invention for performing a settlement process using a credit card.

  In this embodiment, a store receipt for printing image data is issued in all processes regardless of whether or not the magnetic recording data of the credit card can be read. The only difference from FIG. 7 is that if a magnetic recording data reading error occurs (S203; Yes), the card number is input (S210), and the image of the credit card is printed on all store receipts. (S208). In this case, instead of inputting the card number, the card processing device 30 may decode the transaction card number from the image data.

  6 and 7, the credit check block 81 can be omitted.

It is a figure which shows the example of the receipt for shop receipts issued by the processing procedure of this invention. It is a functional block diagram which shows an example of the store system for implement | achieving the payment processing method by a transaction card using the printing apparatus concerning this invention. 1 is a perspective view showing a printing apparatus according to an embodiment of the present invention. It is a center longitudinal cross-sectional view of the printing apparatus shown in FIG. FIG. 4 is a functional block diagram of the printing apparatus shown in FIG. 3. It is a flowchart which shows one Embodiment of the process sequence concerning this invention which performs the adjustment process by a transaction card. It is a flowchart which shows other embodiment of the process sequence concerning this invention which performs the adjustment process by a transaction card.

Explanation of symbols

DESCRIPTION OF SYMBOLS 10 Store receipt 12 Transaction data 13 Credit card image 14 Signature field 24 Magnetic reading unit 25 Image reading unit 30 Printing device 31 Reading groove 32 Imaging stand 33 Support guide 34 Imaging switch 36 Area sensor 37 Print head 38 Movable blade 39 Receipt Discharge port 40 Roll paper 70 Transaction card

Claims (9)

A communication unit for data communication with the checkout processing terminal;
A transaction card reading unit for reading the electronic record data of the transaction card;
An image reading unit for acquiring image data of a transaction card placed on the imaging table based on the imaging command;
An image storage unit for storing the acquired image data;
Based on the transaction data received from the checkout processing terminal and a predetermined print command, a print control unit that generates print data of a store receipt including the image data;
Under the control of the print control unit, a printing unit that prints the generated print data of the store coupon receipt on a predetermined printing paper and issues a store coupon receipt;
A printing apparatus comprising:   The print control unit embeds the image data stored in the image storage unit in a predetermined position based on a print instruction of the store receipt receipt from the payment processing terminal, and stores the print data of the store receipt receipt. The printing apparatus according to claim 1, wherein the printing apparatus generates and prints.   The imaging stand is provided on the front surface, and is composed of a flat plate made of a transparent material inclined at a predetermined angle to the rear, and the image reading unit is provided on the inner side of the flat plate, and the flat plate surface The printing apparatus according to claim 1, further comprising an area sensor arranged so that the transaction card placed thereon is accurately focused.   The printing apparatus according to claim 3, wherein the printing apparatus is a receipt printer, and prints print data of the store receipt receipt on receipt paper.   The said printing apparatus is provided with the sensor which detects that the said transaction card was mounted in the said imaging stand, and outputs the said imaging command based on the detection signal from this sensor. Printing device.   The printing apparatus according to claim 4, further comprising an operation input unit, wherein the imaging command is output based on an input signal from the operation input unit. In a payment processing system comprising a payment terminal device, and a printing device having a transaction card reading unit and an image reading unit,
(A) inputting the transaction data by the settlement terminal device;
(B) reading the electronic record data of the transaction card by the transaction card reader of the printing device;
(C) a step of acquiring image data of the transaction card by the image reading unit when an error occurs in reading the electronic record data;
(D) When the image data is acquired in the step (c), at least a shop receipt receipt on which the transaction content, the image data, and the signature section are printed is issued, and the image data is obtained in the step (c). If not, issuing the store receipt without printing of image data; and
(E) completing the checkout process when the signed store receipt is signed and returned;
The receipt processing method of the receipt for shop receipts characterized by comprising.   8. The method of issuing a store receipt according to claim 7, wherein, in the step (c), the image data of the transaction card is acquired and printed regardless of the reading result of the electronic record data. 9. The method of issuing a store receipt according to claim 7 or 8, wherein the processes of steps (b) to (d) are executed according to a processing procedure stored in advance in the printing apparatus. .

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