JP2005100323A - Consistency judgment system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To judge the consistency of documents in which the existence of a certain measure of inconsistency is supposed. <P>SOLUTION: When inconsistency in the contents information of a judged item is detected, the inconsistency level of the inconsistent contents information of the judged item is determined (24, 24a) and consistency between the document which is a collation source and the document which is a collation target is judged (24) in accordance with the determined inconsistency level. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

  The present invention should be used for documents that need to be judged to be consistent even if there is some degree of inconsistency, such as the consistency judgment between LC (Letter of Credit) and shipping documents. It is related with the consistency determination system which can do.

  When the import document issued by the importing bank at the request of the importing company arrives at the importing bank from the exporting country bank, the importing bank will Most of the contents and the contents of the shipping documents are mostly made by visually checking the consistency. However, since it is inefficient to perform such consistency determination by visual observation, various consistency determination systems have been disclosed.

As an example of such a consistency determination system, by specifying a verification target source determination item and a verification target destination determination item, a predetermined logical relationship can be set between these items. Depending on the transaction target and transaction type, there is one that can flexibly determine the consistency (see Patent Document 1).
JP 2003-140934 A (3rd page, paragraph, 4th page paragraph)

  However, in the above-described consistency determination system, consistency is obtained when the specified verification target determination item and the verification target determination item do not match including the set logical relationship. It shall be not.

  However, when it is assumed that there is a certain degree of inconsistency, such as the consistency judgment between LC and shipping documents, the conventional consistency judgment system does not perform consistency judgment considering these inconsistencies. Originally, even if it is a genuine document, there is a risk that it will be judged that it is not consistent.

  The present invention has been made in view of the above circumstances, and an object thereof is to provide a consistency determination system capable of determining the consistency of documents on the assumption that a certain degree of inconsistency exists.

  Therefore, in order to achieve the above object, according to the present invention, a means for storing the judgment item of the collation target source document and the content information of the judgment item of the collation target source document in association with each other, Means for extracting the content information of the judgment item of the document, means for detecting that the content information of the extracted judgment item does not match the content information of the stored judgment item, and the stored judgment Based on the difference between the item content information and the extracted determination item content information, means for determining a mismatch level of the content information of the determination item detected as not matching, according to the determined mismatch level A consistency determination system comprising: means for determining consistency between the verification target document and the verification target document.

  Further, the present invention relates to means for storing the judgment item of the document to be collated and the content information of the judgment item of the document to be collated in association with each other, and extracts the content information of the judgment item of the document to be collated And means for detecting that the content information of the extracted determination item does not match the stored content information of the determination item, and whether the determination item is finally consistent. A table for storing information associated with the information to be stored, and a means for determining whether or not the determination item detected to be inconsistent is finally consistent, and the disagreement A determination item that is detected to be consistent, and the determination item is determined to be consistent, and the determination item that is detected to be inconsistent is considered to be consistent. Sex judgment The stem is.

Furthermore, the present invention provides a database for storing data indicating a letter of credit for shipping, data indicating a document proving the shipping, and data indicating a bill of lading, data indicating a letter of credit for the shipping, and the shipping Certifying the extracted shipping information, the means for extracting the content information of the judgment item of the data indicating the bill of lading, the content information of the judgment item of the extracted letter of credit, and certifying the extracted shipping Means for detecting that the content information of the determination item of the document and the content information of the extracted determination item of the bill of lading do not match, and the determination item that is detected not to match when it is detected that they do not match Means for determining a discrepancy level of the content information, and means for determining issuance of a shipping compensation letter in accordance with the determined discrepancy level. That consistency determination apparatus, it is.

  Furthermore, the present invention provides a first terminal of an importing company connected to a network, a second terminal of a shipping company connected to the network, and a third terminal of an importing bank connected to the network. In the consistency determination system, which is connected to the network and includes a consistency determination device that issues a compensation certificate based on a compensation certificate issuance request from the first terminal, the consistency determination device includes: Based on the means for receiving the request for issuing a letter of compensation including the identification information of the letter of credit for shipping from the first terminal, and the identification information of the letter of credit for shipping included in the request for issuing the letter of compensation for compensation The data indicating the document certifying the shipment corresponding to the letter of credit of the shipment specified by the identification information is obtained from the first terminal, and the letter of credit of the shipment specified by the identification information is obtained. Data indicating the corresponding bill of lading is acquired from the second terminal, and data indicating the issued letter of credit corresponding to the letter of credit specified by the identification information is acquired from the third terminal. Data indicating a document proving the shipping acquired from the first terminal, data indicating a bill of lading acquired from the second terminal, and a letter of credit for the shipping acquired from the third terminal. Means for extracting the content information of the judgment item from the data shown, the content information of the judgment item of the extracted letter of credit of the shipment, the content information of the judgment item of the document certifying the extracted shipping, and the extracted Disagreement between the content information of the judgment item detected when it does not match with the means for detecting that the content information of the judgment item of the bill of lading does not match Means for determining a level, according to the determined discrepancy level is, the consistency determination system characterized by comprising means for determining the issuance compensation shaped shipping.

  As described above in detail, according to the present invention, it is possible to determine the consistency of a document on the assumption that a certain degree of inconsistency exists.

  Hereinafter, a consistency determination system according to an embodiment of the present invention will be described with reference to the drawings.

  In the present embodiment, a description will be given by taking as an example a consistency determination system used for determining consistency between a shipping document used in a trade transaction and an LC.

  First, an image of a trade transaction will be described with reference to FIG.

  When the importing company 1 requests the opening of the LC to the importing bank 2 (T1), the importing bank 2 opens the LC and notifies the exporting bank 3 of the LC via the network (T2). .

  Upon receiving the LC notification from the import bank 2, the export bank 3 notifies it to the export company 4 (T3). The exporting company 4 creates a shipping document based on the notified LC, and exports it together with the goods to the importing company (T4).

  Thereafter, the export company 4 brings the bills and shipping documents to the export bank 3 (T5), and the export bank 3 sends the bills and shipping documents to the import bank 2 (T6). The importing bank 2 receives the bills and shipping documents from the exporting bank 3, performs consistency judgment with the LC, and if they are consistent, informs the importing company that the shipping documents have arrived ( T7).

  When the importing company 1 knows that the consistent shipping documents have arrived, it pays the bill to the importing bank 2 (T8), and the importing bank 2 pays the bill to the exporting bank 3 ( T9), the exporting country bank 3 pays the export company 4 in exchange for the export bill (T10). This is the image of trade transactions.

  FIG. 2 is a diagram for explaining how the consistency determination system according to the embodiment of the present invention is used. In the figure, the same parts as those in FIG.

  As shown in the figure, the consistency determination system 10 of the present embodiment is used for data exchange between the importing company 1 and the importing land bank 2. In the consistency determination system 10 as described above, the scanned shipping document is stored in the consistency determination system (T11), and LC data patterned from the consistency determination system to the accounting system of the importing bank 2 is used. Is transferred (T12).

  Further, the scanned shipping document is stored in the consistency determination system 10 (T13), and the consistency determination system 10 determines the consistency between the shipping document and the LC.

  In addition, it is possible for the importing company 1 to view the consistency judgment result between the loading document and the LC (T14). As a result of the consistency judgment, the judgment result that the importing company 1 is consistent is accepted. In the case (T15), the importer 1 pays the bill to the importing bank 2 (T16).

  The system of the importing company 1, the consistency determination system 10 and the system of the importing land bank 2 are connected to each other via a network, and the consistency determining system 10 is provided in the system of the importing land bank 2. However, in the present embodiment, the consistency determination system 10 may be provided independently of the system of the importing bank 2.

  FIG. 3 is a diagram showing an installation state of the consistency determination system according to the embodiment of the present invention.

  As shown in the figure, a network 13 such as the Internet is connected to a host computer 12 of an importing company, a consistency determination system 10 and a host computer 11 of an importing bank. The host computer 11 of the import bank is connected to the host computer of the export bank via the network 14.

  FIG. 4 is a diagram showing a consistency determination system according to the embodiment of the present invention.

  As shown in FIG. 1, the consistency determination system 10 includes a scanner unit 21, a content information extraction unit 22, a content information database unit 23, a consistency determination unit 24, and a database 25.

  The scanner unit 21 scans a shipping document and captures it as image data. Here, the case where the image of the shipping document is captured in the consistency determination system will be described. However, the image of the shipping document is captured by the host computer 12 of the importing company 1 and the image data is transmitted to the consistency determination system. May be.

  The content information extraction unit 22 extracts the content information of the shipping document for each determination item from the image data of the shipping document captured by the scanner unit 21. FIG. 7 is a diagram illustrating an example of LC. As shown in the figure, the LC has items such as a letter of credit issuance bank, a letter of credit effective date, and a letter of credit issuance requester (importer). Since the shipping document has a fixed format, the content information extraction unit 22 can extract the content information for each determination item by registering the position information of the determination item in advance.

  As shown in FIG. 5, the content information database 23 stores the content information extracted by the content information extraction unit 22 and the determination items for each document to be loaded.

  The consistency check unit 24 compares the content information of the shipping document stored in the content information database 23 for each determination item with the content information of the LC stored in the database 25 for each determination item, and performs consistency determination. . Details of the consistency determination method will be described later. In addition, the consistency check unit 24 includes a leveling unit 24a, a determination accuracy setting unit 24b, and a history check unit 24c.

  When the content information of the determination item stored in the content information database 23 and the content information of the determination item of the LC information database 25a stored in the database 25 do not match, the leveling unit 24a sets the mismatch level. calculate. Details of this leveling will be described later.

  The determination accuracy setting unit 24b sets the determination accuracy by setting a range of determination accuracy from “full check” to “no check”, and details of the determination accuracy setting method will be described later.

  The history check unit 24c determines whether or not the consistency is finally obtained by referring to the history information database 25b stored in the database 25 when a mismatch of the determination items is detected.

  The database 25 includes an LC information database 25a, a history information database 25b, and a consistency determination program 25c.

  In the LC information database 25a, as shown in FIG. 6, determination items and content information are stored in association with each LC. In addition, a check accuracy flag is provided for each determination item, and consistency determination is performed for a determination item for which the check accuracy flag is on. This check accuracy flag is set by the determination accuracy setting unit 24b.

  As shown in FIG. 8, the history information database 25b stores, for each LC, the determination items that caused inconsistencies and the contents information of the corresponding shipping documents, and whether the consistency was finally confirmed in the past. A tolerance flag indicating whether or not is stored.

  Here, the content information database 23 and the database 25 are realized by a storage device such as an HDD, and the functions of the content information extraction unit 22 and the consistency check unit 24 use the consistency determination program 25c stored in the database 25 for consistency. This is realized by being executed by the CPU of the determination system.

  Next, the operation of the consistency determination system according to the embodiment of the present invention will be described with reference to the flowchart of FIG.

  First, the shipping document is scanned (S1), and the content information of the scanned shipping document is extracted for each determination item (S2). The extracted content information is stored in association with each determination item as shown in FIG. 5 (S3).

  Next, determination accuracy is set (S4). For example, the determination accuracy can be set by the user with a range of determination accuracy from “full check” to “no check”.

  “Full check” is a method for determining the contents of the determination items of a shipping document for every word and phrase, and “No check” is a method for determining nothing. In the embodiment of the present invention, it is assumed that the check accuracy flag of the LC information database 25a is set by the determination accuracy setting unit 24b, and only the determination item for which this flag is set is determined.

  In addition, as a method for setting other determination accuracy, a method for determining only "character strings including numbers" for the purpose of determining the amount of money, due date, quantity, etc., or a method for determining only main determination items Various schemes can be considered.

  After setting the determination accuracy in S4 (S4), the consistency determination between the shipping document and the LC is performed (S5). This consistency determination method will be described below.

<Consistency determination method 1>
The first consistency determination method will be described with reference to FIG.

  In the LC information database 25a, the consistency between the content information of the determination item set with the check accuracy flag and the content information of the determination item stored in the content information database and set with the check accuracy flag is determined (S21).

  After the consistency determination in S21, the content information mismatch level of the determination item that is not consistent is calculated (S22).

  The method of determining the “mismatch level” is, for example, A level for money differences (when the character strings having a combination of currency and number are different), and E level (one character in a word that does not contain numbers) for simple spelling mistakes. Only when it is different). In addition, even if the amount of money is different, the mismatch level may be changed depending on the difference width (for example, the amount difference is 2% or more is A level, the amount difference is less than 2% is B level, etc.).

  In S22, after calculating the mismatch level of the content information of the mismatched determination item, the mismatch level of all the mismatched determination items is digitized to calculate the total determination level (S23).

  Specifically, if the total number of discriminating judgment items is 30 and the breakdown is A level 3, B level 3, C level 0, D level 9, E level 15, Averaged to the overall judgment D level.

(5 points x 3 cases + 4 points x 3 cases + 3 points x 0 cases + 2 points x 9 cases + 1 point x 15 cases)
/ 30 cases = 2 points → D level Here, the A level is 5 points, the B level is 4 points, the C level is 3 points, the D level is 2 points, and the E level is 1 point.

  In S23, after calculating the comprehensive determination level, it is determined whether or not the comprehensive determination level is equal to or higher than a predetermined level (for example, C level) (S24). The process proceeds to S6.

  On the other hand, if it is determined in S24 that the predetermined level is not reached, it is determined that there is no consistency (S25), and the process proceeds to S6.

<Consistency determination method 2>
The second consistency determination method will be described with reference to FIG.

  In the LC information database 25a, the consistency between the content information of the determination item set with the check accuracy flag and the content information of the determination item stored in the content information database and set with the check accuracy flag is determined (S31).

  After the consistency determination in S31, the history information database 25b is searched for the content information of the mismatched determination items in the content information database 23 (S32).

  In S32, when it is determined that there is a mismatched determination item and content information corresponding thereto in the history information database 25b (S33), it is determined that there is consistency, and the process proceeds to S6. If it is determined that the content information does not exist in the history information database 25b (S35), it is determined that there is no consistency, and the process proceeds to S6.

  This consistency determination method is a method of storing past consistency determination errors / correction results and reflecting them in the subsequent consistency determination in the case of an LC that has been used in the past.

  For example, although the product name on the LC is “Bordeaux Wine”, the product name on the shipping document is “Vin de Bordeaux”, and therefore, the first match determination indicates that there is no consistency. If the same document arrives for the second time, the fact that “Vin de Bordeaux” was approved by the importing company was registered last time. It is automatically considered consistent.

  In S6, as a result of the consistency determination in S5, it is determined whether or not there is consistency. If it is determined that there is no consistency, the fact is notified to the host computer 12 of the importing company that is the client. (S7).

  Then, as shown in FIG. 8, the judgment information in which the inconsistency is detected and the contents information of the shipping document corresponding to the judgment item are stored in the history information database 25b (S8). A determination of whether or not is made (S9). If it is determined that inconsistency approval has been obtained from the client computer 12, the permission flag of the history information database 25b is set (S10), and the process is terminated. On the other hand, if it is recognized that there is consistency in S6, the process is also terminated if inconsistency is not approved in S9.

  Therefore, according to the consistency determination system according to the embodiment of the present invention, it is a case where a certain degree of mismatch exists by digitizing the level of mismatch and comprehensively judging the digitized value. However, it is possible to determine the consistency as a whole.

  In addition, according to the consistency determination system according to the embodiment of the present invention, even if a mismatched item is detected, by referring to past history information, a mismatched item whose consistency has been approved once. Can recognize consistency.

<Other embodiments>
Next, a consistency determination system according to another embodiment of the present invention will be described.

  In the above-described embodiment, the consistency determination system that checks the consistency between the shipping document and the LC has been described. In this embodiment, the importing bank is able to pick up the parcel even if the shipping document has not arrived at the importing bank from the exporting bank even though the parcel has arrived at the importing land. Provides a joint guarantee to importers for shipping companies.

  FIG. 12 is a diagram for explaining an image of a trade transaction in a case where the importing bank provides a joint guarantee to the importing company to the shipping company.

  The exporting company directly sends shipping-related documents such as shipping advice (SHIPPING ADVICE), shipping instruction (SHIPPING INSTRUCTION), commercial invoice (INVOICE), packing list (PACKING LIST) to the importing company (T11).

  The importing company signs a compensation letter (L / G, Letter of Guarantee) prescribed by the shipping company and requests joint compensation from the importing bank (credit card issuing bank) (T12).

  The importing bank checks the consistency between the issued letter of credit (LC) and the shipping-related documents, and checks the credit limit of the importing company. If there is no problem, the importing bank signs (guarantees) the compensation letter and issues the signed guarantee letter (T13). The importing company presents a compensation letter to the shipping company and receives the package (T14). The above is the image of trade transactions in the case where the importing bank provides joint guarantees to importing companies for shipping companies.

  FIG. 13 is a diagram for explaining the types of data stored in the consistency determination system according to the embodiment of the present invention. As shown in the figure, the importing company 31 received shipping-related data such as shipping advice (SHIPPING ADVICE), shipping instructions (SHIPPING INSTRUCTION), commercial invoices (INVOICE), and packing lists (PACKING LIST). It is sent to the consistency determination system 34.

  Further, the data obtained by scanning BL (Bill of Lading) information is sent from the shipping company 32 to the consistency judgment system 34, and the issued credit letter data and the credit data of the importing company are sent from the import bank 33 to the consistency judgment system 34. Send to. The consistency determination system 34 performs consistency determination using these data.

  FIG. 14 is a diagram showing an installation state of the consistency determination system according to the embodiment of the present invention.

  As shown in the figure, a network 41 such as the Internet is connected to a computer 41 of an importing company 31, a consistency determination system 34, a computer 42 of a shipping company 32, and a computer 43 of an importing bank 33. Note that the computer 43 of the import bank is connected to the computer of the export bank via a network.

  FIG. 15 is a diagram showing a consistency determination system according to another embodiment of the present invention.

  As shown in the figure, the consistency determination system 34 includes a reception unit 51, a content information extraction unit 52, a content information database unit 53, a consistency determination unit 54, and a database 55.

  The receiving unit 51 issues a compensation letter request from the computer 41 of the importing company, image data of shipping related documents such as shipping advice, image data of the bill of lading from the computer 42 of the shipping company, and issuance from the computer 43 of the importing bank. Received letter of credit image data, imported company credit data, etc.

  The content information extraction unit 52 extracts the content information such as the shipping related document from the image data such as the shipping related document captured by the receiving unit 51 for each determination item. FIG. 16 is a diagram illustrating an example of shipping advice. In the figure, the shipping advice judgment items are an item 61 indicating an exporter and an item 62 indicating an importer. FIG. 17 is a diagram showing an example of a shipping instruction (SHIPPING INSTRUCTION). In the figure, the determination items of the shipping instruction are an item 71 indicating an exporter, an item 72 indicating an importer, and an item 73 indicating shipping information. FIG. 18 is a diagram showing an example of a commercial invoice (INVOICE). In the figure, commercial invoice judgment items are an item 81 indicating an exporter (beneficiary), an item 82 indicating an importer, an item 83 indicating shipping information, an item 84 indicating payment terms, and an item 85 indicating a letter of credit. And item 86 indicating export cargo.

  FIG. 19 is a diagram showing a packing list. In the figure, the items to be determined in the packing list are an item 91 indicating an exporter (beneficiary), an item 92 indicating an importer, an item 93 indicating shipping information, an item 94 indicating payment terms, and an item 95 indicating a letter of credit. And item 96 indicating export cargo. FIG. 20 shows a bill of lading (B / L). In the figure, the judgment items of the bill of lading are an item 101 indicating an exporter, an item 102 indicating an importer, an item 103 indicating shipping information, and an item 104 indicating export cargo. Consistency between the judgment items of each document certifying the shipping and judgment items of letters of credit corresponding to these judgment items is judged.

  For example, the consistency between the item indicating the exporter (beneficiary) of the letter of credit shown in FIG. 7 and the item 61 of the shipping advice shown in FIG. 16 is determined, indicating the letter of credit requester (importer). The consistency between the item and the shipping advice item 62 is determined. Further, the item indicating the exporter (beneficiary) of the letter of credit shown in FIG. 7 and the item 71 of the shipping instruction shown in FIG. Consistency with the item 72 of the shipping instruction is determined.

  As shown in FIG. 21, the content information database 53 includes a document name (shipping advice, shipping instructions) of a document certifying shipping for each unit for which consistency is determined, ie, for each unit letter of credit (for each letter of credit). , Commercial invoice, packing list, bill of lading and letter of credit), determination items, and content information extracted by the content information extraction unit 52 corresponding to the determination items are stored.

  The consistency check unit 54 compares the content information of the document certifying the shipping stored in the content information database 53 for each determination item with the LC content information stored in the LC information database 55a of the database 55 for each determination item. Then, consistency determination is performed. In addition, the consistency check unit 54 includes a leveling unit 54a, a determination accuracy setting unit 54b, and a history check unit 54c.

  When the content information of the determination item stored in the content information database 53 and the content information of the determination item of the LC information database 55a stored in the database 55 do not match, the leveling unit 54a sets the level of mismatch. calculate.

  The determination accuracy setting unit 54b can give a range of determination accuracy from “full check” to “no check”.

  The history check unit 54c determines whether or not the consistency is finally obtained by referring to the history information database 55b stored in the database 55 when a mismatch of the determination items is detected.

  The database 55 includes an LC information database 55a, a history information database 55b, and a consistency determination program 55c.

  In the LC information database 55a, as shown in FIG. 22, determination items and content information are stored in association with each LC. In addition, a check accuracy flag is provided for each determination item, and consistency determination is performed for a determination item for which the check accuracy flag is on. This check accuracy flag is set by the determination accuracy setting unit 54b.

  As shown in FIG. 23, the history information database 55b stores, for each LC, the judgment items that caused the inconsistency and the content information of the document that proves the corresponding shipping. An allowance flag indicating whether or not it has been stored is stored.

  Here, the content information database 53 and the database 55 are realized by a storage device such as an HDD, and the functions of the content information extraction unit 52 and the consistency check unit 54 use the consistency determination program 55c stored in the database 55 for consistency. This is realized by being executed by the CPU of the determination system.

  Next, the operation of the consistency determination system according to the embodiment of the present invention will be described with reference to the flowcharts of FIGS.

  A compensation letter issuance request including identification information for a shipping letter of credit is received from the importing company's computer 41 (S41), and thereafter the shipping letter of credit identification information contained in the compensation letter issuance request is received from the importing company's computer 41. Shipment related documents (SHIPPING ADVICE), shipping instructions (SHIPPING INSTRUCTION), commercial invoices (INVOICE), packing list (PACKING LIST) data are received and proof of shipping is verified. Data indicating the bill of lading corresponding to the identification information of the letter of credit of the shipment, which is a document, is received from the computer 42 of the shipping company (S42).

  Next, the data indicating the letter of credit of the issued shipping and the credit information of the importing company are received from the computer 43 of the importing bank (S43). In the present embodiment, it is assumed that the credit information of the importing company is a credit amount given in advance to the importing company.

  Next, the shipping documents (SHIPPING ADVICE, SHIPPING INSTRUCTION, INVOICE, packing list (PACKING LIST)) showing the shipping documents and proof of shipping The content information of the determination item is extracted from the data indicating the bill of lading corresponding to the identification information and the data indicating the letter of credit of the issued shipping (S44). As shown in FIG. 21, the extracted content information stores a letter of credit ID, a document name, a document name determination item, and determination item content information in association with each other. In FIG. 21, for example, as a document certifying shipping with ID “No. 1”, shipping related documents (SHIPPING ADVICE, shipping instructions (SHIPPING INSTRUCTION), commercial invoice (INVOICE), packing list ( PACKING LIST)) and data indicating the bill of lading corresponding to the identification information of the letter of credit for shipping. The shipping advice includes judgment items 61 and 62, and content information corresponding to the judgment items 61 and 62 is provided. Stored.

  Next, determination accuracy is set (S45). For example, the determination accuracy can be set by the user with a range of determination accuracy from “full check” to “no check”.

  “Full check” is a method for judging the contents of judgment items such as documents certifying shipping, and “no check” is a method for judging nothing. In the embodiment of the present invention, it is assumed that the check accuracy flag of the LC information database 55a is set by the determination accuracy setting unit 54b, and only the determination item for which this flag is set is determined.

  In addition, as a method for setting other determination accuracy, a method for determining only "character strings including numbers" for the purpose of determining the amount of money, due date, quantity, etc., or a method for determining only main determination items Various schemes can be considered.

  In this embodiment, shipping advice, shipping instructions, commercial invoices, packing lists, bills of lading and letters of credit will be described as documents proving shipping, but these documents are not all essential documents. The consistency determination may be performed in a state where there is no packing list.

  After setting the determination accuracy in S45, the consistency determination between the document certifying the shipping shown in FIG. 21 and the issued letter of credit and the LC stored in the LC information database 55a is performed (S46). Note that this consistency determination is executed between the LC and the document or the like certifying the shipping with the same ID.

  This consistency determination method is performed in accordance with the above-described <consistency determination method 1> or <consistency determination method 2> described with reference to FIGS. 10 and 11, and will not be described in detail here. 10 and 11, the LC information database 25a is read as the LC information database 55a, and the history information database 25b is read as the history information database 55b.

  In S47, as a result of the consistency determination in S46, it is determined whether or not there is consistency. If it is determined that there is no consistency, the fact is notified to the computer of the importing bank (S48). .

  Then, as shown in FIG. 23, the history information database 55b stores the determination item in which the inconsistency is detected and the content information such as documents certifying the shipping corresponding to the determination item (S49). It is determined whether approval has been obtained (S50). If it is determined that inconsistent approval has been obtained from the computer of the importing bank, an allowance flag in the history information database 55b is set (S51).

  After the permission flag is set in S51, or if consistency is recognized in S47, it is next determined whether or not the importing company satisfies the credit information (S52). Specifically, the credit information of the importing company is a predetermined credit amount, which is larger than the total amount indicated by the item 87 indicating the total amount of the commercial invoice (INVOICE) shown in FIG. If the total amount is smaller than the credit amount, a compensation letter is issued (S52, S53).

  Specifically, a request for issuing a letter of compensation is output from the consistency determination system 34 to the computer 41 of the importing company. This issuance request for compensation includes data indicating matters to be described in the compensation (for example, shipping information, information indicating an exporter, and information indicating an importer).

  When the computer 41 of the importing company receives a request for issuance of a compensation letter from the consistency determination system 34, the importing company prints and outputs a description item on the compensation letter based on data indicating the item to be described in the transmitted compensation letter. . FIG. 26 is a diagram showing an example of a compensation pattern.

  On the other hand, if the inconsistency is not approved in S50, and if it is determined in S52 that the credit information is not satisfied, no compensation letter is issued (S54).

  Next, the operation of the consistency determination system for canceling the issued compensation letter will be described with reference to the flowchart of FIG.

  When the consistency determination system receives data indicating the document proving shipping from the importing bank, it extracts the content information of the determination item from the data indicating the document proving shipping (S62). Then, the consistency determination between the content information of the extracted determination item and the content information of the determination item in the LC information database 55a is performed (S63). The method for determining consistency has already been described.

  After the consistency determination is made in S63, it is next determined whether or not there is consistency (S64).

  In S64, if it is determined that there is a consistency, the consistency determination system 34 confirms that the compensation letter has been released to the importing company computer 41, the shipping company computer 42 and the importing bank computer 43. Notice. On the other hand, if it is determined in S64 that there is no consistency, the compensation is not released (S66).

  Therefore, according to the consistency determination system according to the present embodiment, even if the shipment documents have not arrived at the import bank from the export bank even though the package has arrived at the import land, Based on the request for issuance of a letter of compensation, the consistency judgment system can perform a consistency check on a document that proves the shipping required for issuing the letter of compensation, and can automatically issue a letter of compensation.

  In addition, regarding the cancellation of a compensation letter that has been issued once, a consistency check is performed on documents that prove the shipping required to cancel the compensation letter, and the shipping company may be automatically notified of the cancellation of the compensation letter. it can.

  Note that the present invention is not limited to the above-described embodiments, and various modifications can be made without departing from the scope of the invention at the stage of implementation. In addition, the embodiments may be appropriately combined as much as possible, and in that case, a combined effect is obtained. Furthermore, the above embodiments include inventions at various stages, and various inventions can be extracted by appropriately combining a plurality of disclosed constituent elements. For example, when an invention is extracted by omitting some constituent elements from all the constituent elements shown in the embodiment, when the extracted invention is implemented, the omitted part is appropriately supplemented by a well-known common technique. It is what is said.

The figure for demonstrating the image of a trade transaction. The figure for demonstrating how the consistency determination system which concerns on embodiment of this invention is used. The figure which shows the installation state of the consistency determination system which concerns on embodiment of this invention. The figure which shows the consistency determination system which concerns on embodiment of this invention. The figure which shows a content information database. The figure which shows LC information database. The figure which shows the example of LC. The figure which shows a historical information database. The flowchart for demonstrating operation | movement of the consistency determination system which concerns on embodiment of this invention. The flowchart for demonstrating the 1st consistency determination method. The flowchart for demonstrating the 2nd consistency determination method. It is a figure for demonstrating the image of the trade transaction when an importing land bank guarantees a joint guarantee to an importing company with respect to a shipping company. It is a figure for demonstrating the kind of data stored in a consistency determination system. It is a figure which shows the installation state of the consistency determination system which concerns on embodiment of this invention. It is a figure which shows the consistency determination system which concerns on other embodiment of this invention. It is a figure which shows the example of a shipping advice. It is a figure which shows the example of a shipping instruction (SHIPPING INSTRUCTION). It is a figure which shows the example of a commercial invoice (INVOICE). It is a figure which shows a packing list. It is a figure which shows a bill of lading (B / L). It is a figure which shows the structure of a content information database. It is a figure which shows the structure of LC information database. It is a figure which shows the structure of a history information database. It is a flowchart for demonstrating operation | movement of a consistency determination system. It is a flowchart for demonstrating operation | movement of a consistency determination system. It is a figure which shows an example of a compensation pattern.

Explanation of symbols

  DESCRIPTION OF SYMBOLS 1 ... Import company, 2 ... Import bank, 3 ... Export value bank, 4 ... Export company, 10 ... Consistency judgment system, 11 ... Host computer of import bank, 12 ... Host computer of import company, 13 ... Network, DESCRIPTION OF SYMBOLS 21 ... Scanner part, 22 ... Content information extraction part, 23 ... Content information database, 24 ... Consistency check part, 24a ... Leveling part, 24b ... Determination accuracy setting part, 24c ... History check part, 25 ... Database, 25a ... LC information database, 25b ... history information database, 25c ... consistency determining program, 41 ... importing company computer, 42 ... shipping company computer, 43 ... importing bank computer, 44 ... consistency determining system, 51 ... receiving unit 52 ... Content information extraction unit, 53 ... Content information database, 54 ... Consistency determination unit, 55 ... Database .

Claims (21)

Means for associating and storing the judgment item of the document to be collated and the content information of the judgment item of the document to be collated;
Means for extracting content information of judgment items of a document to be verified;
Means for detecting that the content information of the extracted determination item does not match the content information of the stored determination item;
Means for determining a mismatch level of the content information of the determination item that is detected to be inconsistent based on a difference between the content information of the stored determination item and the content information of the extracted determination item;
A consistency determination system comprising: means for determining consistency between the document to be verified and the document to be verified according to the determined mismatch level. The determining means includes
The consistency determination according to claim 1, wherein the mismatch level of each determination item is digitized, and the mismatch level is determined based on a weighted average value of the total value of the mismatch levels of the respective determination items. system. Means for associating and storing the judgment item of the document to be collated and the content information of the judgment item of the document to be collated;
Means for extracting content information of judgment items of a document to be verified;
Means for detecting that the content information of the extracted determination item does not match the content information of the stored determination item;
A table for storing the determination item and information indicating whether or not consistency is finally recognized;
Means for determining, with reference to the table, whether or not the determination item detected to be inconsistent is finally consistent.
Means for determining that the determination items that are not matched match the determination items that are detected to be unmatched when it is finally determined that consistency is found. Consistency judgment system provided. 4. The consistency determination system according to claim 1, further comprising means for designating the determination item. In the consistency determination method in the consistency determination system including a storage unit that associates and stores the determination item of the document to be verified and the content information of the determination item of the document to be verified,
Extract the content information of the judgment item of the document to be verified,
Detecting that the content information of the extracted determination item does not match the content information of the stored determination item;
Based on the difference between the stored content information of the determination item and the content information of the extracted determination item, determine a mismatch level of the content information of the determination item that is detected to be inconsistent,
A consistency determination method characterized by determining consistency between the document to be verified and the document to be verified according to the determined mismatch level. The determining step includes
6. The consistency according to claim 5, wherein the mismatch level of each determination item is digitized, and the mismatch level is determined based on a weighted average value of the total value of the mismatch levels of the respective determination items. Judgment method. A storage unit that associates and stores the determination items of the document to be verified and the content information of the determination items of the document to be verified; information indicating whether the determination item is finally consistent; In a consistency determination method in a consistency determination system comprising a table for storing and associating,
Extract the content information of the judgment item of the document to be verified,
Detecting that the content information of the extracted determination item does not match the content information of the stored determination item;
The determination item that is detected not to match is determined with reference to the table whether or not the consistency is finally recognized,
When the determination item that is detected not to match is finally determined to be consistent, the determination item that is detected to not match is regarded as matching. Consistency judgment method. The consistency determination method according to claim 5, further comprising a step of designating the determination item. A database storing data indicating a letter of credit for shipping, data indicating a document certifying the shipping, and data indicating a bill of lading;
Means for extracting data indicating a letter of credit for the shipping, data indicating a document proving the shipping, and content information of a determination item of data indicating the bill of lading;
It is detected that the content information of the extracted item of judgment for the letter of credit does not match the content information of the extracted item of the document certifying the shipping and the content information of the extracted item of the bill of lading Means to
Means for determining the mismatch level of the content information of the determination item detected not to match when it is detected that they do not match;
Means for determining issuance of a shipping compensation letter according to the determined discrepancy level. 10. The alignment according to claim 9, wherein the document certifying the shipping includes SHIPPING ADVICE, SHIPPING INSTRUCTION, INVOICE, packing list and bill of lading. Sex determination device. The items of judgment for the letter of credit for the shipment are the first item indicating the export place and the import place described in the letter of credit for the shipment, the second item indicating the payment condition, the third item indicating the number of the letter of credit, the export cargo The consistency determining apparatus according to claim 9, further comprising: a fourth item indicating the exporter, a fifth item indicating the exporter, and a sixth item indicating the importer. The database further stores credit information of the importer of the shipping;
The means for determining the issuance of the shipping compensation letter is:
Means for determining that the determined discrepancy level is below a predetermined level;
Means for determining that the content information of the extracted judgment item satisfies the stored importer's credit information when it is determined that the level is below a predetermined level;
10. The consistency determination apparatus according to claim 9, further comprising means for determining that the requested compensation letter is issued when it is determined that the credit information of the importer of the shipping is satisfied. Means for obtaining data indicating documents proving shipping from the terminal of the importing bank;
Means for extracting the content information of the judgment item of the document proving the shipping acquired from the terminal of the importing bank;
Means for detecting that the content information of the extracted judgment item of the letter of credit is consistent with the extracted content information of the judgment item of the document proving shipping from the terminal of the importing bank When,
10. The consistency determination apparatus according to claim 9, further comprising means for notifying that the issued compensation letter has been canceled when it is detected that consistency is achieved. The consistency detection means includes:
Means for detecting that the content information of the extracted judgment item of the letter of credit and the content information of the extracted judgment item of the document certifying the shipping from the terminal of the importing bank are not matched;
Means for determining the mismatch level of the content information of the determination item detected not to match when it is detected that they do not match;
In accordance with the determined discrepancy level, the content information of the extracted judgment item of the letter of credit is consistent with the content information of the extracted judgment item of the document certifying the shipping from the terminal of the importing bank. The consistency determination apparatus according to claim 13, further comprising means for determining that it is taken. The first terminal of the importing company connected to the network;
A second terminal of a shipping company connected to the network;
A third terminal of the importing bank connected to the network;
A consistency determination system including a consistency determination apparatus connected to the network and issuing a compensation letter based on a compensation issuance request from the first terminal;
The consistency determination device includes:
Means for receiving a request for issuing a letter of compensation including identification information of a letter of credit for shipping from the first terminal;
Based on the identification information of the shipping letter of credit included in the received request for issuance of compensation letter, the first terminal stores data indicating a document certifying the shipping corresponding to the shipping letter of credit specified by the identification information. The data indicating the bill of lading corresponding to the shipping letter of credit specified by the identification information is obtained from the second terminal and issued corresponding to the shipping letter of credit specified by the identification information Means for obtaining data indicating a letter of credit for shipping from the third terminal;
From data indicating documents proving shipping acquired from the first terminal, data indicating bill of lading acquired from the second terminal, and data indicating a letter of credit for shipping acquired from the third terminal Means for extracting content information of the judgment item;
It is detected that the content information of the extracted item of judgment for the letter of credit does not match the content information of the extracted item of the document certifying the shipping and the content information of the extracted item of the bill of lading Means to
Means for determining the mismatch level of the content information of the determination item detected not to match when it is detected that they do not match;
Means for determining issuance of a shipping compensation letter according to the determined discrepancy level. The items of judgment for the letter of credit for the shipment are the first item indicating the export location and the import value described in the letter of credit for the shipment, the second item indicating the payment terms, the third item indicating the number of the letter of credit, the export cargo The consistency determination system according to claim 15, further comprising: a fourth item indicating the exporter, a fifth item indicating the exporter, and a sixth item indicating the importer. The database further stores credit information of the importer of the shipping;
The means for determining the issuance of the shipping compensation letter is:
Means for determining that the determined discrepancy level is below a predetermined level;
Means for determining that the content information of the extracted judgment item satisfies the stored importer's credit information when it is determined that the level is below a predetermined level;
16. The consistency determination system according to claim 15, further comprising means for determining that the requested compensation letter is issued if it is determined that the credit information of the importer of the shipment is satisfied. The consistency determination device includes:
Means for obtaining data indicating documents proving shipping from the terminal of the importing bank;
Means for extracting the content information of the judgment item of the document proving the shipping acquired from the terminal of the importing bank;
Means for detecting that the content information of the extracted judgment item of the letter of credit is consistent with the extracted content information of the judgment item of the document proving shipping from the terminal of the importing bank When,
Means for notifying that the compensation issued to the first terminal, the second terminal, and the third terminal has been canceled when it is detected that consistency is achieved. The consistency determination system according to claim 15, wherein: The consistency detection means includes:
Means for detecting that the content information of the extracted judgment item of the letter of credit and the content information of the extracted judgment item of the document certifying the shipping from the terminal of the importing bank are not matched;
Means for determining the mismatch level of the content information of the determination item detected not to match when it is detected that they do not match;
In accordance with the determined discrepancy level, the content information of the extracted judgment item of the letter of credit is consistent with the content information of the extracted judgment item of the document certifying the shipping from the terminal of the importing bank. The consistency determination system according to claim 18, further comprising means for determining that it is taken. In the consistency determination method in the consistency determination system comprising a database that stores data indicating a letter of credit for shipping, data indicating a document certifying the shipping, and data indicating a bill of lading,
Extracting the contents information of the judgment item of the data indicating the letter of credit of the shipping, the data indicating the document proving the shipping, and the data indicating the bill of lading,
It is detected that the content information of the extracted item of judgment of the letter of credit does not match the content information of the extracted item of the document proving the loading and the content information of the extracted item of the bill of lading And
When it is detected that they do not match, determine the level of mismatch in the content information of the judgment item detected as not matching,
A method for determining consistency according to claim 1, wherein issuance of a shipping compensation letter is determined in accordance with the determined inconsistency level. The first terminal of the importing company connected to the network;
A second terminal of a shipping company connected to the network;
A third terminal of the importing bank connected to the network;
In the consistency determination method in the consistency determination system, which is connected to the network and includes a consistency determination device that issues a compensation certificate based on a compensation certificate issuance request from the first terminal,
Receiving a request for issuing a letter of compensation including identification information of a letter of credit for shipping from the first terminal;
Based on the identification information of the shipping letter of credit included in the received request for issuance of compensation letter, the first terminal stores data indicating a document certifying the shipping corresponding to the shipping letter of credit specified by the identification information. The data indicating the bill of lading corresponding to the shipping letter of credit specified by the identification information is obtained from the second terminal and issued corresponding to the shipping letter of credit specified by the identification information Data indicating a letter of credit for shipping from the third terminal,
From data indicating documents proving shipping acquired from the first terminal, data indicating bill of lading acquired from the second terminal, and data indicating a letter of credit for shipping acquired from the third terminal Extract the content information of the judgment item,
It is detected that the content information of the extracted item of judgment for the letter of credit does not match the content information of the extracted item of the document certifying the shipping and the content information of the extracted item of the bill of lading And
When it is detected that they do not match, determine the level of mismatch in the content information of the judgment item detected as not matching,
A method for determining consistency according to claim 1, wherein issuance of a shipping compensation letter is determined in accordance with the determined inconsistency level.

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