JP2005037975A

JP2005037975A - Information distribution and collection system for driving spc utilizing system ii by use of internet

Info

Publication number: JP2005037975A
Application number: JP2003156671A
Authority: JP
Inventors: Kazutaka Nakamura; 一隆中村
Original assignee: KATSUZAI SYSTEM KK
Current assignee: KATSUZAI SYSTEM KK
Priority date: 2003-05-20
Filing date: 2003-06-02
Publication date: 2005-02-10

Abstract

<P>PROBLEM TO BE SOLVED: To provide a stabilization system of lease management, particularly an SPC (Special-purpose Company) commodity system having a small risk even when having a vacant room. <P>SOLUTION: The lease management can be successful as a stable business without a risk to a landowner and a financial institution by this system. The system contributes to the development of a business of a specialist or the like such as a construction company, a house maker, a real estate company, a design office or a licensed tax accountant by systematizing a commodity which can be commercialized by the SPC by the system. An electronic mail reception part C1 receives an electronic mail M1 from a customer, and a customer information data collection part C2 collects customer information from the content. A database management part C3 stores the information in a database, and simultaneously a data totalization analysis part C4 totalizes and analyzes them. A customer information transmission part C5 transmits the customer information from the data totalization analysis part to a designated place. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

【０００１】
【発明の属する技術分野】
本発明は、平成１４年１２月３日に出願した活財ＳＰＣ借地権システム（特願２００２−３５０６０４）および平成１５年３月３日に出願したＳＰＣ活財システム（特願２００３−０５５５８２）のうちアパート、マンション、ビル等の賃貸経営の部分をさらに深化したものであり、アパート、マンション、ビル等の賃貸経営の事業化の判定および円滑な事業の継続を図るための計算システムおよびＳＰＣで取り扱うことが可能な商品に関するものである。特にコンピュータを利用したビジネスモデルに関するものである。就中、一人出資ＳＰＣに限界空室抵抗率という概念を導入することと商品体系の明確化により、土地・建物の安定的で効率よい運用を行う技術に関するものである。
【０００２】
【従来の技術】
従来からある賃貸経営の事業化の判定および円滑な事業の継続を図るための手段は家賃保証方式を中心としていた。またＳＰＣが取り扱うべき商品システムの体系化もなされていなかった。
【０００３】
【発明が解決しようとする課題】
従来の賃貸経営の事業化の判定および円滑な事業の継続を図るための家賃保証方式を中心とした技術は、結局のところ事業者がリスクを負担せずに利益を得るために考えられた方式であることから、地主の最大利益という観点が欠けているという問題がある。またＳＰＣによる商品体系が確立していないとういう問題がある。その上に、ビルの空室が増えている現在、その空室が多数生じるリスクも見逃せない。
【０００４】
【課題を解決するための手段】
本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムは、以上の問題点を解決するためにＳＰＣ活財事業化計算システムにより事業化の判定および事業の円滑な継続が図れるしくみとした。またＳＰＣ活財商品システムにより商品体系を明確にした。
【０００５】
以下に、本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの具体的な構成を述べる。まず、請求項１の発明であるが、これは基本的には、下記のＳＰＣ活財システムＩＩを駆動できるようにした情報配信収集システムである。そして、顧客からの電子メールを受信する電子メール受信部があり、この電子メール受信部の電子メールの内容から顧客情報デ−タを収集する顧客データ収集部があり、この顧客データ収集部からの収集データをデータベースで格納するデータベース管理部があり、このデ−タベ−ス管理部からの顧客情報を集計分析するデータ集計分析部があり、最後にこのデータ集計分析部からの顧客情報を指定の個所に送信する顧客情報送信部がある。そして下記の８３画面は、そのＳＰＣ活財システムＩＩの内容が理解され得るものである。
【０００６】
上記のＳＰＣ活財システムＩＩは、既存のアプリケーションソフトからコンピュータスクリーンにアウトプットできるようにしたものでありＳＰＣ活財システムＩＩの主部画面とその派生部の画面の内容が記録されているもので、その体系はインターネット上で開示しこのＳＰＣ活財システムＩＩを通して広くＳＰＣにより賃貸経営の事業化および円滑な事業の継続が図れるように構成されているものであり、且つその内容のコンピュータ画面は、階層的に構築されている。
【０００７】
しかして、その画面は、まずトップページ、体系図表、パスワード申請関係がパスワード申請とパスワード返送とパスワード入力の３画面からなり、第１階層が上記のパスワード入力からのＳＰＣ活財事業化計算システムとＳＰＣ活財商品システムとお問い合わせの３画面からなっている。そして第２階層が上記のＳＰＣ活財事業化計算システムの事業化判定システムと上記のＳＰＣ活財商品システムからの商品システム体系と上記のお問い合わせからの回答の３画面からなっている。さらに第３階層が上記の事業化判定システムからの限界空室抵抗率計算システム、地主収入安定還元計算システム、計算書の体系、提案書の具体例、パンフレットの具体例の５画面である。そして上記の商品システム体系からの土地活用型商品システム、分譲型商品システム、建物賃借型商品システム、土地購入型商品システム、リフォーム型商品システム、借換え型商品システム、新等価交換型商品システム、複数権利型商品システムの８画面、合計２２画面からなっている。
【０００８】
次に、第４階層が上記の限界空室抵抗率計算システムからの基準空室率、基準利回りの２画面である。そして上記の地主収入安定還元計算システムからの固定地代計算システム、変動地代計算システム、役員報酬計算システムの３画面である。さらに上記の計算書の体系からの空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）、空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）、空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の４５画面、合計５０画面からなっている。
【０００９】
そして、その請求項２の発明について述べる。この発明は上記の請求項１の発明のうちＳＰＣ活財事業化計算システムの基盤となるもので、上記の第３階層までの２３８画面からなる。
【００１０】
さらに、その請求項３の発明について述べる。この発明は、上記の請求項１の第３階層の地主収入安定還元計算システム、計算書の体系、提案書の具体例、パンフレットの具体例を削除して、この部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。一方、限界空室抵抗率計算システムをより詳細化したものである。すなわち、第３階層の限界空室抵抗率計算システムから派生する第４階層の基準空室率、基準利回りの合計３画面として詳細化したものである。
【００１１】
次に、その請求項４の発明について述べる。この発明は、上記の請求項１の第３階層の限界空室抵抗率計算システム、計算書の体系、提案書の具体例、パンフレットの具体例を削除して、この部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。一方、地主収入安定還元計算システムをより詳細化したものである。すなわち、第３階層の地主収入安定還元計算システムから派生する第４階層の固定地代計算システム、変動地代計算システム、役員報酬計算システムの合計４画面として詳細化したものである。
【００１２】
そして、その請求項５の発明について述べる。この発明は、上記の請求項１の第３階層の限界空室抵抗率計算システム、地主収入安定還元計算システム、提案書の具体例、パンフレットの具体例を削除して、この部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。一方、計算書の体系をより詳細化したものである。すなわち、第３階層の計算書の体系から派生する第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）、空室計算書具体例Ｂ（空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）、空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の合計４６画面として詳細化したものである。
【００１３】
さらに、その請求項６の発明について述べる。この発明は、上記の請求項１の限界空室抵抗率計算システム、地主収入安定還元計算システム、計算書の体系、パンフレットの具体例を削除して、この部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。提案書の具体例は３画面からなる。
【００１４】
次に、その請求項７の発明について述べる。この発明は、上記の請求項１の第３階層の限界空室抵抗率計算システム、地主収入安定還元計算システム、計算書の体系、提案書の具体例を削除して、この部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。パンフレットの具体例は２画面からなる。
【００１５】
そして、その請求項８の発明について述べる。この発明は上記の請求項１の発明のうちＳＰＣ活財商品システムの基盤となるもので上記の第３階層の１６画面からなる。
【００１６】
さらに、請求項９の発明について述べる。この発明は上記の請求項８の第２階層の中古建物商品システム体系を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００１７】
次に、請求項１０の発明について述べる。この発明は上記の請求項９の第３階層の新等価交換型商品システム、土地購入型商品システム、分譲型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００１８】
そして、請求項１１の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸マンション、活財賃貸先行型分譲マンション、活財賃貸ビル、活財郊外型店舗、活財トランクルーム、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００１９】
さらに、請求項１２の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸先行型分譲マンション、活財賃貸ビル、活財郊外型店舗、活財トランクルーム、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２０】
次に、請求項１３の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸マンション、活財賃貸ビル、活財郊外型店舗、活財トランクルーム、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２１】
そして、請求項１４の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸マンション、活財賃貸先行型分譲マンション、活財郊外型店舗、活財トランクルーム、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２２】
さらに、請求項１５の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸マンション、活財賃貸先行型分譲マンション、活財賃貸ビル、活財郊外型店舗、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２３】
次に、請求項１６の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸マンション、活財賃貸先行型分譲マンション、活財賃貸ビル、活財トランクルーム、活財病院等建物を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２４】
そして、請求項１７の発明について述べる。この発明は上記の請求項１０の第４階層の活財賃貸アパート、活財賃貸マンション、活財賃貸先行型分譲マンション、活財賃貸ビル、活財トランクルーム、活財郊外型店舗を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２５】
さらに、請求項１８の発明について述べる。この発明は上記の請求項９の第３階層の土地活用型商品システム、土地購入型商品システム、分譲型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２６】
次に、請求項１９の発明について述べる。この発明は上記の請求項９の第３階層の土地活用型商品システム、新等価交換型商品システム、分譲型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２７】
そして、請求項２０の発明について述べる。この発明は上記の請求項９の第３階層の土地活用型商品システム、新等価交換型商品システム、土地購入型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２８】
さらに、請求項２１の発明について述べる。この発明は上記の請求項２０の第４階層の活財分譲マンションを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００２９】
次に、請求項２２の発明について述べる。この発明は上記の請求項２０の第４階層の活財分譲戸建住宅を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００３０】
そして、請求項２３の発明について述べる。この発明は上記の請求項８の第２階層の新築建物商品システム体系を削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００３１】
さらに、請求項２４の発明について述べる。この発明は上記の請求項２９の第３階層の借換え型商品システム、建物賃借型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００３２】
次に、請求項２５の発明について述べる。この発明は上記の請求項２９の第３階層のリフォーム型商品システム、建物賃借型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００３３】
そして、請求項２６の発明について述べる。この発明は上記の請求項２９の第３階層のリフォーム型商品システム、借換え借型商品システムを削除してこの部分に変更が生じても権利主張ができるようにした防衛的規定としたものである。
【００３４】
最後に、請求項２７の発明について述べる。この発明は平成１４年１２月３日に特許申請（特願２００２−３５０６０４）および平成１５年３月３日に特許申請（特願２００３−０５５５８２）ならびに今回の平成１５年５月２０日に特許申請する上記「請求項１」〜「請求項２６」のＳＰＣ活財システムＩＩを統合し、地主、事業関係者、税理士等の専門家、金融機関などの広範囲なユーザーの情報公開の希望に応えるため、地主ニーズ、事業関係者ニーズ、専門家ニーズ、金融機関ニーズを吸収した理解容易性を高めた「ＳＰＣ活財システム開示インターネット情報」として、ビジネスモデル特許出願権専用使用権を所有する株式会社リランドシステムより、本特許出願日の一週間以内に一部を開示し、その後順次ユーザーニーズに基づき開示するものである。請求項２７はＳＰＣ活財システムの知的財産権を理解しやすく、類似の知的財産権に対して権利主張ができるようにした防衛的規定としたものである。
【００３５】
【発明の実施の形態】
以下に、本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの一般的な実施の形態を述べる。図１に示すように電子メ−ルＣ１が受信部が顧客からの電子メ−ルＭ１を受信し、顧客情報デ−タ収集部Ｃ２が電子メ−ルの内容から顧客の情報を収集する。そして、デ−タベ−ス管理部Ｃ３がその収集デ−タをデ−タベ−スで格納し、デ−タ集計分析部Ｃ４が上記のデ−タベ−ス管理部からの顧客情報を集計分析する。最後に、顧客情報送信部Ｃ５が、上記のデ−タ集計分析部からの顧客情報を指定の箇所に送信する。
図２に示すように、電子メールＭ１に、ＳＰＣ活財システムＩＩの体系情報Ｍ２がのり、パスワ−ド申請Ｍ３が行なわれると、パスワ−ド申請の受信Ｍ４がなされ、パスワ−ドの送信Ｍ５がなされる。つぎに、体系情報の照会Ｍ６がなされ、本願発明のＳＰＣ活財システムＩＩ（符号Ｍ７）にいたる。一方、お問い合わせＭ８がなされこれに対する回答Ｍ９がなされる。そして、そのお問い合わせ送信Ｍ１０がなされる。
【００３６】
【実施例】
しかして、本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報収集システムをその具体的な実施例を用いて添付の図面と共に詳細に述べる。この発明は、下記のＳＰＣ活財システムＩＩ（図３参照、さらにその詳細図である図４と分解拡大図である図５〜９をも参照。以下同じ）を駆動できるようにした情報配信収集システムであって、図１に示すように、まず、電子メ−ル受信部Ｃ１がある。この電子メ−ル受信部Ｃ１は、上記の顧客からの電子メ−ルＭ１（図２）を受信するものである。つぎに、顧客情報デ−タ収集部Ｃ２がある。この顧客情報デ−タ収集部Ｃ２は、上記の電子メ−ル受信部Ｃ１の電子メ−ルＭ１の内容から顧客の情報を収集するものである。そして、デ−タベ−ス管理部Ｃ３がある。このデ−タベ−ス管理部Ｃ３は、上記の顧客情報デ−タ収集部Ｃ２からの収集デ−タをデ−タベ−スで格納するものである。さらに、デ−タ集計分析部Ｃ４がある。このデ−タ集計分析部Ｃ４は、上記のデ−タベ−ス管理部Ｃ３からの顧客情報を集計分析するものである。最後に、顧客情報送信部Ｃ５がある。この顧客情報送信部Ｃ５は、上記のデ−タ集計分析部からの顧客情報を指定の箇所に送信するものである。
【００３７】
しかして、本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの一実施例のコンピュータ機構とそのソフトウェアの組み合わせを基にしたその操作のフローチャートを図２に示して説明する。その手順の流れは、矢印の線に付記したアルファベットの順になる。
【００３８】
電子メールＭ１があり、ＳＰＣ活財システムＩＩの体系情報Ｍ２がこれにのる。
そして、パスワ−ド申請Ｍ３が行なわれると、パスワ−ド申請の受信Ｍ４がなされる。それで、パスワ−ドの送信Ｍ５が上記の電子メールＭ１のＳＰＣ活財システムＩＩの体系情報Ｍ２になされる。つぎに、体系情報の照会Ｍ６がなされ、本願発明のＳＰＣ活財システムＩＩ（符号Ｍ７）にいたる。この符号Ｍ７の内容は図３の通りである。（その詳細図である図４と分解拡大図である図５〜９をも参照。
）しかして、これは第１階層のＳＰＣ活財事業化計算システム６、第２階層の事業化判定システム７、第３階層の限界空室抵抗率計算システム８（Ｇ１００参照）、第４階層の基準空室率９、基準利回り１０、第３階層の地主収入安定還元計算システム１１（Ｇ２００参照）、第４階層の固定地代計算システム１２、変動地代計算システム１３、役員報酬計算システム１４、第３階層の計算書の体系１５（Ｇ３００参照）、第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）１６、空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）１７、空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）１８、第３階層の提案書の具体例１９、パンフレットの具体例２０、第１階層のＳＰＣ活財商品システム２１、第２階層の新築建物商品システム体系２２、第３階層の土地活用型商品システム２３（Ｇ６００参照）、第４階層の活財賃貸アパート２４、活財賃貸マンション２５、活財賃貸先行型分譲マンション２６、活財賃貸２７、活財郊外型店舗２８、活財トランクルーム２９、活財病院等建物３０、第３階層の新等価交換型商品システム３１（Ｇ７００参照）、第４階層の活財新等価交換型マンション３２、第３階層の土地購入型商品システム３３（Ｇ８００参照）、第４階層の活財土地購入型店舗３４、第３階層の分譲型商品システム３５（Ｇ９００参照）、第４階層の活財分譲戸建住宅３６、活財分譲マンション３７、第２階層の中古建物商品システム体系３８、第４階層のリフォーム型商品システム３９、借換え型商品システム４０、建物賃借型商品システム４１からなる。そして、そのお問い合わせへの回答Ｍ９を行い各お問い合わせユーザーにＭ１０が送信される。
【００３９】
電子メ−ル対象者は、法人地主、個人地主、都市銀行、信託銀行、地方銀行、信用金庫、信用組合、農協等の金融機関、建設会社、ハウスメーカー、設計事務所、管理会社、公認会計士等の専門家やその他の者である。そして、株式会社リランドシステムが、このＳＰＣ活財システムＩＩの事業企画を行い、かつＳＰＣの運用期間中のシステムマネジメントを行い、コンピュ−タシステムを運用することになる。
【００４０】
まず、コンピュータシステムのソフトウェアについてである。これは、既存のアプリケーションソフトからコンピュータスクリーンにアウトプットできるようにした。
【００４１】
そこで、このコンピュータシステムのソフトウェアの内容を説明する。このコンピュータ画面は、図３（さらにその詳細図である図４と分解拡大図である図５〜９をも参照。）に示す体系図表の通りに階層的に構築されている。それは、トップページ、体系図表、パスワード関係３画面、第１階層が３画面、第２階層が４画面、第３階層が１５画面、第４階層が６１画面の合計８６画面から成る。これらのコンピュータ画面は知的所有権を中心に構成されている。この８６画面は、ビジネスモデル特許取得後わかりやすく編集され直し、インターネットで株式会社リランドシステムにより公表され、誰もが任意にクリックすることによりＳＰＣ活財システムＩＩの内容が理解され得る。
【００４２】
さらに、請求項２７の発明の実施例について述べる。この発明は、地主、事業関係者、税理士等の専門家、金融機関などの広範囲なユーザーの情報公開の希望に応えるため、地主ニーズ、事業関係者ニーズ、専門家ニーズ、金融機関ニーズを吸収した理解容易性を高めた「ＳＰＣ活財システム開示インターネット情報」として開示するものである。これはＳＰＣ活財システムの知的財産権を理解しやすく、類似の知的財産権に対して権利主張ができるようにした防衛的規定としたもので図１０の通りである。
【００４３】
しかして、本願発明のＳＰＣ活財システムＩＩに関する画面のトップページについて述べる。ＳＰＣ活財システムＩＩは、ＳＰＣ活財事業化計算システムとＳＰＣ活財商品システムからなる。ＳＰＣ活財事業化計算システムは事業化判定システムを基本に、限界空室抵抗率計算システム、地主収入安定還元計算システム」をサブシステムとして、図、表、グラフなどに表現し、賃貸経営の事業計画および実績が誰にも理解できるように大衆化した。ＳＰＣ活財商品システムＳＰＣで商品化可能な商品を体系化することにより、土地活用、分譲、建物賃借、土地購入、リフォーム、借換えをＳＰＣによって可能にした。トップページのコンピュータ画面は、１０（図１１）の通りである。
【００４４】
しかして、体系図表２について説明する。体系図表はＳＰＣ活財システムＩＩの体系を図表で示したものである。体系図表のコンピュータ画面は、１０Ａ（図４）の通りである。
【００４５】
しかして、パスワード申請３について説明する。パスワード申請は氏名、住所、電話番号、職業などの所定の事項を送信し、所定の審査によりパスワード返送４を行う。パスワード申請のコンピュータ画面は１１（図１２）、パスワード返送のコンピュータ画面は、１１ａ（図１３）の通りである。
【００４６】
つぎに、パスワード取得後、電話番号とパスワード入力５をすればどの画面をも自由に検索できお問い合わせ２９もできる。パスワード入力のコンピュータ画面は、１２（図１４）の通りである。
【００４７】
しかして、第１階層のＳＰＣ活財事業化計算システム６について説明する（以下、図３を参照）。ＳＰＣ活財事業化計算システムは、賃貸経営の最も大きな不安である空室率や家賃下落にどの程度耐えられるかを前提とする「事業化判定システム」を基本に、「限界空室抵抗率計算システム」と「地主収入安定還元計算システム」をサブシステムとしてしくみが構築されている。この知的財産権のコンピュータ画面は、Ｓ１１（図１５）の通りである。
【００４８】
最後に、従来の方式との相違についてである。従来の賃貸経営は供給サイドの事業者の論理に基づき提案されていた。ＳＰＣ活財事業化計算システムは需要サイドの地主の論理を中心に構築されており、かつ金融機関も理解する方式として開発されている。
【００４９】
しかして、第２階層の事業化判定システム７について説明する。ＳＰＣ活財事業化計算システムの目的は地主や金融機関の不安を解決するために基準限界空室率という概念を導入した。基準限界空室率とは借入期間の全期間にわたって一定の空室率があっても固定地代が払える限界的な空室率のことである。事業化の可否とローン期間はこの基準限界空室率を前提にし、基準利回り以上かどうかで、１５年、２０年、２５年として決められ、基準利回りが高い場合は地主がローン期間を選択できる。この事業化判定システムのコンピュータ画面は、Ｓ２１（図１６）の通りである。
【００５０】
最後に、従来の方式との相違についてである。従来、賃貸経営の事業化プログラムは、所得税・住民税（法人税・法人住民税）を計算に含めないだけでなく空室率も単に１０％というふうにし、どこまで空室に耐えられるかという計算が行われていなかった。また事業化の判定も抽象的に行われ、地主に安定的な収入を還元するシステムも存在しなかった。ＳＰＣ活財事業化計算システムは事業化判定システムと限界空室抵抗率計算システムと地主収入安定還元システムを単独システム及び総合システムとして開発した。
【００５１】
しかして、第３階層の限界空室抵抗率計算システム８について説明する。アパート、マンション、ビル等の賃貸経営を行う場合に地主・金融機関などの最も大きな問題である空室や家賃下落に対する漠然とした不安を具体的な係数で表現する限界家賃水準抵抗率計算システムを開発した。なお、一般に家賃単価よりも空室をより心配する傾向があることからこのシステムは「限界空室抵抗率計算システム」と呼称する。この限界空室抵抗率計算システムのコンピュータ画面は、１００（図１７）の通りである。
【００５２】
次に、限界空室抵抗率についてである。限界空室抵抗率は借入期間、例えば２５年の全期間（１年〜２５年）にわたる限界空室抵抗率を求める方式と前半（１年〜１２．５年）の空室率を一定（例えば１０％）として後半（１２．５年〜２５年）の限界空室抵抗率を求める２方式を一般化している。なお借入期間中の途中までの実績からその後の限界空室抵抗率を求めることもシステム化されている。
【００５３】
最後に、従来の方式との相違についてである。従来、空室率や家賃水準の下落の問題は漠然とした不安を持っていただけで、具体的に計数的に解決する方式がなかった。ＳＰＣ活財事業化計算システムは限界空室抵抗率という基準を設けることにより具体的に計数的にこの問題を解決した。
【００５４】
しかして、第４階層の基準空室率９について説明する。ＳＰＣ活財事業化計算システムの最も基本となる指標が基準限界空室率である。ＳＰＣ活財事業化計算システムでは基準限界空室率を一般に１５％として設定しているが、物件の特性によって１０％とすることも２０％とすることもある。基準限界空室率１５％ということは借入期間の全期間にわたって１５％の空室があるということであるが、現実は当初の空室率は低く、後年度ほど高くなることから、かなり保守的な数字である。この基準空室率のコンピュータ画面は、１１０（図１８）の通りである。
【００５５】
最後に、従来の方式との相違についてである。従来、基準限界空室率という概念はなく地主の賃貸経営に対する不安を解決できなかった。ＳＰＣ活財事業化計算システムは基準限界空室率という指標を導入することにより地主の不安を解決した。なお地主が基準限界空室率でも不安が残る場合は地主の自己資金の拠出等の方法により限界空室率を増加させる。またＳＰＣ活財事業化計算システムが前半の空室率が低い場合に後半の空室率が高くても成立するのは、一般の方式のように元利均等返済でなく、ＳＰＣローンと変動ローンと５年短期ローンを組み合わせた元金返済方式をシステム化しているためである。
【００５６】
しかして、第４階層の基準利回り１０について説明する。ＳＰＣ活財事業化計算システムは基準限界空室率を前提として、基準利回りにより借入金の期間を決定し、事業化を判定するシステムである。基準利回りがローン期間を規定することになる。利回りは｛（１００％稼働の総収入）÷（総投資金額）｝として求められ、一般に基準利回りが２０％以上の場合は１５年、２０年、２５年の１００％ローンを選択でき、基準利回りが１６％以上２０％未満の場合には２０年、２５年の１００％ローンを選択でき、基準利回りが１４％以上１６％未満の場合には２５年の１００％ローンとなり、基準利回りが１４％未満の場合は必要自己資金を拠出し残りは２５年のローンとなる。なお上記基準利回りはＳＰＣ活財事業化計算システムの基本となる数字であるが、これ以外の数字が基準利回りとして用いられることもある。この基準利回りのコンピュータ画面は、１２０（図１９）の通りである。
【００５７】
次に、借入期間についてである。ＳＰＣ活財事業化計算システムでは借入期間を１５年、２０年、２５年としている。一般の賃貸経営のように３０年とか３５年の借入期間を採用していないのは、▲１▼ＳＰＣ活財事業化計算システムは収益性が高いこと、▲２▼３０年とか３５年としても２５年に比べ地主の収入がそれほど高くならないこと、▲３▼３０年とか３５年は賃貸経営の期間としてリスクが高いこと、▲４▼最長２５年とすることにより万一、限界空室抵抗率を超えるような空室あるいは家賃下落があったとしても、５年ないし１０年延長できる余地を残し、リスクを吸収できるシステムとしていること、等の理由がある。
【００５８】
最後に、従来の方式との相違についてである。従来から利回りは広く活用されている概念であるが、主に総投資に対する収益性を求める総収入総投資利回りを指標としている。ＳＰＣ活財事業化計算システムも総収入総投資利回りを指標としているが、基準利回りという概念を導入し借入期間の判定を行っている。基準利回りが１４％以上の場合には１００％ローンを基本としている。基準利回りが１４％未満の場合は自己資金を拠出することにより総収入借入金利回りを１４％以上として事業化が可能となるわけである。基準利回りという指標によりローン期間や自己資金の拠出を合理的に計算できる初めてのシステムが開発された。
【００５９】
しかして、第３階層の地主収入安定還元計算システム１１について説明する。ＳＰＣの獲得した収入を地主にいかに安定的に還元できるかが最大のテーマであるが、ＳＰＣの収入自体も稼働率や家賃水準により増減することからこれらの増減リスクも吸収しながら地主に安定収入を還元する計算システムとして、固定地代計算システム、変動地代計算システム、役員報酬計算システムを確立した。この地主収入安定還元計算システムのコンピュータ画面は、２００（図２０）の通りである。
【００６０】
最後に、従来の方式との相違についてである。従来の地主が自分の土地に自分で建物を建てる賃貸経営は元利均等返済方式でも元金均等返済方式でも後年度ほど支払利息が減少し、所得税・住民税（法人税・法人住民税）の負担が多くなり、地主の手取収入は逓減するという悪いメカニズムである。ＳＰＣ活財事業化計算システムはＳＰＣが支払利息を負担し、地主には固定地代、変動地代、役員報酬が支払われ、地主の所得税・住民税（法人税・法人住民税）が安定し地主は安定的な手取収入を確保できるしくみとなっている。
【００６１】
しかして、第４階層の固定地代計算システム１２について説明する。固定地代は事業計画提案時の１００％稼働の想定家賃水準に基準固定地代率を乗じた金額として計算される。基準固定地代率は５％〜１５％とし、一般に７％あるいは８％としている。この固定地代計算システムのコンピュータ画面は、２１０（図２１）の通りである。
【００６２】
最後に、従来の方式との相違についてである。従来、地代は一時金との関係で決定されるものと考えられてきたが、ＳＰＣ活財事業化計算システムでは地主が受領すべき最小限の金額を固定地代とし、固定地代は想定家賃水準に応じて自動的に決定されるシステムとなっている。なお自動的に決定される固定地代は原則として借入期間終了５年前までで、借入期間終了５年以降はＳＰＣと地主の収支バランスによって固定地代が決められる。またＳＰＣ活財事業化計算システムでは一時金は利回り計算に自動的に反映され借入期間に影響を与えることになる。
【００６３】
しかして、第４階層の変動地代計算システム１３について説明する。変動地代は利回りと稼働率により計算され、利回り１４％超でかつ稼働率７０％超の場合に発生する。なお利回りが一般に２０％超の場合には稼働率による家賃収入の減少と利回りによる変動地代の増加がバランスしなくなるため、変動地代の計算上、一般に２０％の制限を設けている。この変動地代計算システムのコンピュータ画面は、２２０（図２２）の通りである。
【００６４】
最後に、従来の方式との相違についてである。従来、変動地代という概念は一般になく、活財システムが初めて導入した概念であるが、今回のＳＰＣ活財事業化システムでは一歩進めて利回りと稼働率の相乗的な関係により変動する計算システムとした。
【００６５】
しかして、第４階層の役員報酬計算システム１４について説明する。固定地代が１００％想定家賃水準により決められ、変動地代が１００％想定家賃水準と利回りと稼働率により決められる計算式を採用しているが、固定地代、変動地代とも稼働率が減少しても耐えられる保守的な計算としている。稼働率が増加した場合にこの保守的な固定地代と変動地代の金額を埋める機能として役員報酬計算システムを確立した。具体的な役員報酬はＳＰＣの損益と収支を勘案しながら事業企画者とアセットマネージャーと地主が協議し、翌年以降の役員報酬を決定する。この役員報酬計算システムのコンピュータ画面は、２３０（図２３）の通りである。
【００６６】
最後に、従来の方式との相違についてである。従来、１人出資ＳＰＣを活用したシステムが存在しなかったことから、ＳＰＣが地主に役員報酬を支払うという概念そのものが存在しなかった。ＳＰＣ活財事業化計算システムは固定地代計算システムと変動地代計算システムに役員報酬計算システムを加えることにより地主に適正な金額を還元することを可能にした。
【００６７】
しかして、第３階層の計算書の体系１５について説明する。ＳＰＣ活財事業化計算システムは、アパート、マンション、ビルの建物ごとと、期間１５年、２０年、２５年ごとの９計算書のそれぞれに借入期間の限界空室抵抗率計算シート、前半空室率１０％の場合の後半の限界空室抵抗率計算シート、通常空室率計算シート、空室率別役員報酬計算シートが作成され合計３６の計算が自動的に行われるだけでなく、表やグラフも自動的に作成され、提案書の提出が正確かつ迅速に行われるシステムである。この計算書の体系のコンピュータ画面は、３００（図２４）の通りである。
【００６８】
最後に、従来の方式との相違についてである。従来、限界空室抵抗率という概念がないことからこのような計算書の体系は存在しなかった。ＳＰＣ活財事業化計算システムは賃貸経営の最も大きな問題である空室率の問題を解決しながら、地主、金融機関、建設会社、不動産会社、設計事務所、税理士等の専門家からの大きなニーズに応えられる正確かつ迅速に処理できるシステムとして開発された。この空室という問題は、現在避けて通れない大きな問題となっている。すなわち、都市の再開発が各地で大々的に行われている今日、超高層ビルやマンションが続々建築されていてその部屋が即完売となっているあおりを受けて、多くのびるの貸し室が解約され空室が続出している。本願発明のシステムは、この極めて重要な問題をも考慮してその解決策をも組み込んだものである。
【００６９】
しかして、第４階層の借入期間全期間の限界空室抵抗率の計算書の具体例１６について説明する。この具体例は川崎市のアパートの例である。この空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）のコンピュータ画面は、３１０（図２５〜図３９）の通りである。
【００７０】
しかして、第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）１７について説明する。この具体例は川崎市のアパートの例である。この空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）のコンピュータ画面は、３２０（図４０〜図５４）の通りである。
【００７１】
しかして、第４階層の空室計算書具体例Ｃ（空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）１８について説明する。この具体例は川崎市のアパートの例である。この空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）のコンピュータ画面は、３３０（図５５〜図６９）の通りである。
【００７２】
しかして、第３階層の提案書の具体例１９について説明する。この具体例は川崎市のアパートの例である。この提案書の具体例のコンピュータ画面は、４００（図７０〜図７２）の通りである。
【００７３】
次に、提案書の具体例の（図７１）の提案概要の（１）ローンについてである。この表は提案書物件ごとの限界空室抵抗率とローンの内訳を表している。
【００７４】
そして、提案書の具体例の（図７１）の提案概要の（２）ＳＰＣ限界空室抵抗率計算システムについてである。このグラフは提案書物件ごとの利回りと借入期間全期間の限界空室抵抗率と前半１０％の空室率であった場合に後半の限界空室抵抗率が何％であるかを表している。
【００７５】
さらに、提案書の具体例の（図７１）の提案概要の（３）地主収入安定還元システムについてである。このグラフは提案書物件ごとの稼働率１００％〜７０％（空室率（０％〜３０％）の場合の土地公租公課、純固定地代、変動地代、役員報酬を表しており、かつ駐車場経営と比較している。
【００７６】
次に、提案書の具体例の（図７１）の提案概要の（４）地主手取収入安定維持システムについてである。このグラフは提案書物件ごとに地主の手取収入が安定的に維持されることを表している。
【００７７】
そして、提案書の具体例の（図７１）の提案概要の（５）ＳＰＣローン残高の推移についてである。このグラフは提案書物件ごとにローン残高が定率的に減少することを表している。
【００７８】
さらに、提案書の具体例の（図７１）の提案概要の（６）ＳＰＣ・地主累計合算収支グラフについてである。このグラフは提案書物件ごとに５年目、１０年目、１５年目、２０年目、２５年目、３０年目の累計合算収入と累計合算支出を表し追啓合算収支を表現したものである。
【００７９】
次に、提案書の具体例の（図７２）の提案概要の（７）ローン残高推移グラフについてである。このグラフはＳＰＣ活財事業化計算システムのローン期間と同じローン期間の元利均等返済方式と５年長い元利均等返済方式を比べローン残高の推移の際立った相違と支払利息の負担の相違を表したものである。
【００８０】
そして、提案書の具体例の（図７２）の提案概要の（８）３０年累計収支計算書についてである。この表は上記３方式のうち３０年間の累計収支で収益性を比較したものである。
【００８１】
さらに、提案書の具体例の（図７２）の提案概要の（９）３０年累計収支比較についてである。この表は上記３方式のうちＳＰＣ活財事業化計算システムより５年長い元利均等返済方式を１００とした場合のそれぞれの収益性を比較したものである。
【００８２】
次に、提案書の具体例の（図７２）の提案概要の（１０）可処分資金グラフについてである。このグラフは上記３方式につき地主は税引後で実質的に処分できる金額を５年目、１０年目、１５年目、２０年目、２５年目、３０年目のそれぞれについて比較したものである
【００８３】
次に、提案書の具体例の（図７２）の提案概要の（１１）累計可処分資金グラフについてである。このグラフは上記３方式につき地主の類型税引後可処分資金を５年累計、１０年累計、１５年累計、２０年累計、２５年累計、３０年累計のそれぞれについて比較したものである
【００８４】
最後に、提案書の具体例の（図７２）の提案概要の（１２）利益剰余金グラフについてである。このグラフは上記３方式につき利益剰余金の残高を５年末、１０年末、１５年末、２０年末、２５年末、３０年末のそれぞれについて比較したものである
【００８５】
しかして、第３階層のパンフレットの具体例２０について説明する。この具体例はアパートの例である。このパンフレットの具体例のコンピュータ画面は、５００（図７３〜図７４）の通りである。
【００８６】
しかして、第１階層のＳＰＣ活財商品システム２１について説明する。ＳＰＣ活財システムは、民法、借地借家法、信託法、不動産登記法、区分所有法、有限会社法等の法律を活用して商品システムを開発している。ポイントは一般のＳＰＣのように、▲１▼資産の流動化に関する法律、▲２▼投資信託及び投資法人に関する法律、▲３▼不動産特定共同事業法の３つの法律のいずれをも使用せず一般法だけでしくみを構築していることである。このＳＰＣ活財商品システムのコンピュータ画面は、Ｓ１２（図７５）の通りである。
【００８７】
次に、ＳＰＣ活財商品システムの体系についてである。ＳＰＣ活財商品システムは新築建物商品システム体系として土地活用型商品システム、新等価交換型商品システム、土地購入型商品システム、分譲型商品システムの４つの商品システムおよび中古建物商品システム体系としてリフォーム型商品システム、借換え型商品システム、建物賃借型商品システムの３つの商品システムからなる。
【００８８】
最後に、従来の方式との相違についてである。従来、特別に立法されたＳＰＣに関する法律を使ってＳＰＣを組成しているため活用範囲が非常に制限的で、大規模不動産事業に限定されていた。ＳＰＣ活財システムはＳＰＣに関する特別法を使用せずにシステムを開発していることから活用範囲が非常に広範囲で汎用的であり、小規模不動産事業も可能である。なおＳＰＣ活財システムのＳＰＣの会社目的はその物件における運用に限定しており、非常に制限的な特別目的会社である。
【００８９】
しかして、第２階層の新築商品システム体系２２について説明する。ＳＰＣ活財システムの新築建物は活財新築建物型商品、活財公共建物型商品、活財土地購入型商品としてビジネスモデル特許が申請（平成１５年３月３日特願２００３−０５５５８２）されているが、今回新築建物商品体系を整理し、▲１▼土地活用型商品システム、▲２▼新等価交換型商品システム、▲３▼土地購入型商品システム、▲４▼分譲型商品システムの４つの商品システムとして体系化した。なお、上の４つの商品システムとは別に賃貸先行型分譲商品システムを商品化しているが、賃貸先行型分譲商品システムは土地活用型商品システムの１商品型として位置づけしている。この商品システム体系のコンピュータ画面は、Ｓ２２（図７６）の通りである。
【００９０】
最後に、従来の方式との相違についてである。一般のＳＰＣは不良債権の処理や大企業のオフバランスを目的に組成されているため新築建物の商品システム体系は存在しない。ＳＰＣ活財システムはすべての新築建物を対象に地主ニーズ、テナントニーズ、ユーザーニーズ、事業者ニーズ、金融機関ニーズを満足させる商品システムとして体系化した。
【００９１】
しかして、第３階層の土地活用型商品システム２３について説明する。土地活用型商品システムは借地権の法律関係を活用し、地主がＳＰＣ（地主子会社）に地上権で土地を貸し有効活用するシステムである。土地活用型商品システムの具体的商品は、▲１▼活財賃貸アパート、▲２▼活財賃貸マンション、▲３▼活財賃貸ビル、▲４▼活財郊外型店舗、▲５▼活財トランクルーム、▲６▼活財病院等建物と土地活用型商品システムの類型商品として、▲７▼活財賃貸先行型分譲マンションの７商品である。
また７商品のそれぞれについてＳＰＣシステム、事業化判定システム、ローンシステム、事業推進システム、土地診断システムが制度化されている。この土地活用型商品システムのコンピュータ画面は、６００（図７７）の通りである。
【００９２】
次に、対象建物についてである。土地活用型商品システムの対象建物は、アパート、マンション、ビル、郊外型店舗、倉庫、トランクルーム等の民間建物や、病院、老人ホーム等の公益建物や、公民館、図書館、学校等の公共建物など広範囲にわたる。なおこのマンションについては賃貸経営を先行させ、相続発生後に借地権付建物を売却できるように当初は区分所有マンションとする賃貸先行型分譲マンションも土地活用型商品システムの一つとして商品化している。
【００９３】
そして、土地活用型商品システムのＳＰＣの会社目的についてである。「○○県○○市○○町○○番地の普通借地権付建物のＳＰＣ活財システムによる保有・運用及び管理」という目的であり、ＳＰＣの透明性を高めＳＰＣを純化している。
【００９４】
最後に、従来の方式との相違についてである。従来の土地活用は自己建設方式や借地権方式や等価交換方式などＳＰＣを活用しない方式で行われていた。ＳＰＣ活財システムはＳＰＣを活用することにより資金調達が容易となり、小規模賃貸経営でもプロフェッショナルに委託するシステムを確立した。
【００９５】
しかして、第４階層の活財賃貸アパート２４について説明する。活財賃貸アパートは普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）に土地を貸すしくみである。この活財賃貸アパートのコンピュータ画面は、６１０（図７８）の通りである。
【００９６】
最後に、従来の方式との相違についてである。従来のアパート経営は地主所有の土地上に地主が借入れを行い地主がアパートを建設・所有し経営するという方式であるが、活財賃貸アパートは地主所有の土地上にＳＰＣが借入れを行いＳＰＣがアパートを建設・所有し経営するというシステムである。
【００９７】
しかして、第４階層の活財賃貸マンション２５について説明する。活財賃貸マンションは普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）に土地を貸すしくみである。この活財賃貸マンションのコンピュータ画面は、６２０（図７９）の通りである。
【００９８】
最後に、従来の方式との相違についてである。従来のマンション経営は地主所有の土地上に地主が借入れを行い地主がマンションを建設・所有し経営するという方式であるが、活財賃貸マンションは地主所有の土地上にＳＰＣが借入れを行いＳＰＣがマンションを建設・所有し経営するというシステムである。
【００９９】
しかして、第４階層の活財賃貸先行型分譲マンション２６について説明する。
活財賃貸先行型分譲マンションは、主に相続税の納税に悩む個人地主を対象に開発された商品である。この商品は一時使用借地権（地上権）の法律関係を活用して、地主がＳＰＣ（地主子会社）に土地を貸し、その後地主に相続の発生等の資金が必要な状況が生じた場合に一般に普通借地権付建物を売却し、相続税等の資金ニーズに対応できるしくみである。この活財賃貸先行型分譲マンションのコンピュータ画面は、６３０（図８０）の通りである。
【０１００】
次に、区分所有建物についてである。活財賃貸先行型分譲マンションは建物の一部を売却することを予定している商品であることから、マンションは分譲仕様とし区分所有建物として登記され、敷地利用権は一時使用借地権となり、区分所有建物売却後は普通借地権または所有権となる。
【０１０１】
そして、地主収入についてである。活財賃貸先行型分譲マンションの地主収入は活財賃貸アパート・マンション・ビル等の固定地代・変動地代・役員報酬の方式でなく、ユーザーに将来分譲することを考慮した固定地代方式とするとともに、変動地代はなくし役員報酬を厚くする。
【０１０２】
さらに、普通借地権付区分所有建物の中古売却価格についてである。ＳＰＣ活財システムのローンシステムは、一般の３０年とか３５年の元利均等返済方式でなく、最長２５年の元金返済方式としていることからローンの残高は当初借入金に対して１０年後で６０％、１５年後で４０％、２０年後で２０％、２５年後でゼロとなるため、普通借地権区分所有建物の内、建物部分はローンの残高より高く売却できることになり損失の発生しない取引を行えることになる。
【０１０３】
次に、地主メリットについてである。地主は相続税等のニーズが発生するまではＳＰＣによる賃貸経営で毎月収入を獲得し、資金ニーズが発生した場合に一般に普通借地権付区分所有建物を売却することから土地を売ることなく資金ニーズに対応できる。
【０１０４】
そして、ユーザーメリットについてである。分譲マンションの土地は使用できれば高い金額で所有する必要のない特殊な資産である。ユーザーは中古である上、普通借地権割合で実質的に上地を所有できることになり、かつ定期借地権でなく地上権としての普通借地権であることから転売性にも担保性にも優れた持家を安い価格で取得できることになる。
【０１０５】
最後に、従来の方式との相違についてである。従来、地主は相続税の納税のために土地を駐車場として活用し物納資産としていた。わが国の利便性のある土地のかなりの部分は駐車場に利用されている状況である。活財賃貸先行型分譲マンションは賃貸マンション経営を行いながら相続税の納税等の資金ニーズに対応し、土地を売却したくない地主ニーズに応えた商品として開発された。この商品は社会的には土地の流動化という政府の政策目標にも合致する。
【０１０６】
しかして、第４階層の活財賃貸ビル２７について説明する。活財賃貸ビルは普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）に土地を貸すしくみである。この活財賃貸ビルのコンピュータ画面は、６４０（図８１）の通りである。
【０１０７】
最後に、従来の方式との相違についてである。従来のビル経営は地主所有の土地上に地主が借入れを行い地主がビルを建設・所有し経営するという方式であるが、活財賃貸ビルは地主所有の土地上にＳＰＣが借入れを行いＳＰＣがビルを建設・所有し経営するというシステムである。
【０１０８】
しかして、第４階層の活財郊外型店舗２８について説明する。活財郊外型店舗は普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）に土地を貸し、テナントがＳＰＣから建物を賃借するしくみである。この活財郊外型店舗のコンピュータ画面は、６５０（図８２）の通りである。
【０１０９】
最後に、従来の方式との相違についてである。従来の郊外型店舗は地主所有の土地上にテナントの建設協力金により地主が建物を建設・所有しテナントに建物を賃借する方式であるが、活財郊外型店舗はは地主所有の土地上にテナントの建設協力金によりＳＰＣが建物を建設所有しテナントに建物を賃借するというシステムである。
【０１１０】
しかして、第４階層の活財トランクルーム２９について説明する。活財トランクルームは一時使用借地権（地上権）または普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）に土地を貸すしくみである。この活財トランクルームのコンピュータ画面は、６６０（図８３）の通りである。
【０１１１】
最後に、従来の方式との相違についてである。従来のトランクルームは地主所有の土地上に地主がトランクルームを購入し所有する方式であるが、活財トランクルームは地主所有の土地上にＳＰＣがトランクルームを購入し所有するというシステムである。
【０１１２】
しかして、第４階層の活財病院等建物３０について説明する。活財病院等建物は普通借地権（地上権）の法律関係を活用して地主がＳＰＣ（地主子会社）にアパート、マンション、ビル以外の病院、本社ビル、倉庫等の民間企業および図書館、公民館、学校等の公共建物を対象として土地を貸すしくみである。この活財病院等建物のコンピュータ画面は、６７０（図８４）の通りである。
【０１１３】
最後に、従来の方式との相違についてである。従来の病院、本社ビル、倉庫等の民間建物は病院、企業、倉庫会社等が建物を建設・所有し、また図書館、公民館、学校等の公共建物は国・地方団体が建物を建設・所有する方式であるが、活財病院等建物はそれぞれの土地所有者の土地上にＳＰＣが建物を建設・所有し、それぞれ病院、本社ビル、倉庫等、国・地方公共団体が建物を借りるというシステムである。
【０１１４】
しかして、第３階層の新等価交換型商品システム３１について説明する。地主が１人ないし複数存在し、借地人（転借地人）が１人ないし複数存在するような権利関係が複雑な土地は、なかなか事業化できない。新等価交換型商品システムは複数の地主が土地の持分に応じて出資する株式会社（有限会社）を持株会社として設立し、その設立された会社が１人出資するＳＰＣを組成し、そのＳＰＣに地主が底地権を譲渡し、ＳＰＣが建物を建設する借地権の法律関係を活用したシステムである。この新等価交換型商品システムのコンピュータ画面は、７００（図８５）の通りである。
【０１１５】
次に、対象建物についてである。新等価交換型商品システムの対象建物はマンション、ビル等である。この商品システムは再開発事業にも適する。
【０１１６】
そして、土地所有方式についてである。土地所有方式はＳＰＣ（地主持株会社子会社）が所有する方式とＳＰＣと借地人が共有で所有する方式がある。新等価交換型商品システムは金融面で優れているＳＰＣ所有方式としている。
【０１１７】
さらに、権利者所有建物についてである。地主あるいは借地人の所有する建物は、いわゆる等価交換により交換することになるため、地主あるいは借地人は課税の特例を受けることができる。
【０１１８】
次に、ＳＰＣ所有建物についてである。ＳＰＣが地主及び借地人と権利変換した残りの建物はＳＰＣが賃貸するか分譲するかをＳＰＣの出資者（持株会社）が決めることになる。要するに新等価交換型商品システムは土地活用型商品システムと分譲型商品システムを組み合わせた商品システムである。
【０１１９】
そして、持株会社方式についてである。新等価交換型商品システムの最大のポイントは複数の地主の持株会社を設立し、その持株会社が１人出資するＳＰＣを組成することにより事業化が可能なことである。
【０１２０】
さらに、匿名組合出資についてである。権利変換前の地主はＳＰＣ組成後は持株会社の出資者にとどまることから、地主にどのようなメリットを考えるかがシステムのポイントとなる。持株会社の取締役として役員報酬を支払う方式も考えられるが多人数となることからトラブルが発生しやすい。新等価交換型商品システムは地主の底地売却代金の一部でＳＰＣに土地の持分割合に応じて匿名組合出資をしてもらい、ＳＰＣの利益を匿名組合出資者（地主）に配当する方法を原則的な方法としている。この場合ＳＰＣの出資者は株式（出資金）の出資者である持株会社と複数の匿名組合出資者となることから不動産特定共同事業法の適用を受け信託銀行への土地・建物の信託が必要となる。
【０１２１】
次に、借地人メリットについてである。借地人はこの方式で権利変換することにより、▲１▼建物が新しくなる、▲２▼借地権が賃借権から地上権になり借地権付建物の譲渡および担保設定が地主の承諾なしで自由にできるようになる。要するに資産としての価値が格段に増大するわけである。
【０１２２】
そして、新等価交換型商品システムのＳＰＣ会社目的についてである。「○○県○○市○○町○○番地の土地・建物のＳＰＣ活財システムによる保有・運用・管理及び売買」という目的である。
【０１２３】
最後に、従来の方式との相違についてである。従来、権利関係を変換する一般的な手法としては等価交換しかなかった。この等価交換の最大のデメリットは土地所有意欲の強い地主の土地を売らせなければ成立しなかったことである。新等価交換型商品システムは土地を実質的に売却しないＳＰＣ売却方式を採用することにより土地所有意欲の強い地主のニーズに合わせるとともに、借地人の借地権と建物の床を交換するシステムを開発し、権利関係の複雑な土地の処理を可能にした。
【０１２４】
しかして、第４階層の活財新等価交換型マンション３２について説明する。活財新等価交換型商品システムはマンションに最も向いた商品である。なお、このマンションのフロアーに店舗や事務所ビルが併設されることがあったり、全棟をビルとして活用したりできることは当然のことである。この活財新等価交換型マンションのコンピュータ画面は、７１０（図８５）の通りである。
【０１２５】
次に、再開発事業についてである。活財新等価交換型マンションは複雑な権利関係が錯綜する再開発事業に最適なシステムである。
【０１２６】
最後に、従来の方式との相違についてである。従来、再開発事業のような権利関係が複雑な土地はなかなか処理できなかった。最大の理由は地主にも借地人にも現状に比べ格段のメリットのあるしくみを提供できなかったためである。活財新等価交換型マンションは地主メリットと借地人メリットを現状に比べ格段に高めることにより事業化を可能にした。
【０１２７】
上記「０１２４」「０１２５」「０１２６」に下記「０１２７」「０１２８」「０１２９」「０１３０」「０１３１」を付加する。
しかして、第４階層の活財新等価交換型マンション３２について説明する。新等価交換型商品システムは複雑な権利関係を調整するのに優れたシステムであるが、単純な権利関係にも応用できることは当然の事である。新等価交換型商品システムは複雑な権利関係を調整するシステムとして開発されたが、単純な権利関係を処理するシステムを活財新等価交換型マンションと呼称している。活財新等価交換型マンションは一般の等価交換方式の考え方を根本的に概念変更するものとして開発している。このシステムは地主の所有する土地について底地を売却せずに普通借地権（定期借地権で行う場合もある）を売却し、地主とＳＰＣが建物の５０％を取得するシステムとして確立している。この商品システムのポイントは地主が課税の特例を利用し建物を取得するだけでなく建物全体の５０％になるようにＳＰＣが建物を追加取得することである。要するに等価交換という一般にいわれる「金額換算等価」という概念を超え、一般の人が理解可能な「数量換算等価」という素直な概念に戻したわけである。この活財新等価交換型マンションのコンピュータ画面は、７１０（図８６〜８７）の通りである。
【０１２８】
次に、ユーザー所有建物についてである。ユーザー所有建物は５０％となり、敷地利用権は普通借地権（地上権）となる。ユーザー分譲金額は普通借地権付区分所有建物を一般の土地付区分所有権建物に比べ８０％〜８５％となる。なおユーザーの地代は土地の公租公課の２倍程度とし一般に１００円／ｍ^２程度となり７０ｍ^２で約７０００円となる。
【０１２９】
そして、地主所有建物についてである。地主所有建物はユーザーに売却した５０％分の普通借地権価格で買い取れる割合となる。地主は自己借地権としての普通借地権付区分所有建物を取得することになり地代の授受はない。なお相続発生時に地主がＳＰＣに普通借地権付区分所有建物を売却することにより相続税の納税が可能なシステムである。
【０１３０】
さらに、ＳＰＣ所有建物についてである。ＳＰＣ所有建物は５０％から地主所有建物割合を控除した割合として借入金により取得される。地主との借地関係はユーザーと同様に権利金を授受し低い地代とする方式と権利金を授受せず相当の地代とする方式がある。なお権利金も授受せず無償返還条項を入れ無償返還届出書を税務署に提出することにより低い地代とすることもできる。
【０１３１】
最後に、従来の方式との相違についてである。従来の等価交換方式は、▲１▼土地を売却して建物を取得する方式、▲２▼金額換算等価とする方式、▲３▼相続発生時には区分所有建物が減少する方式、として確立されている。活財新等価交換型マンション商品システムは、▲１▼土地を売却せず普通借地権を売却して建物取得する新しい方式、▲２▼ＳＰＣが５０％に満たない建物部分を取得することにより建物の５０％を実質的に自己所有する数量換算等価とする新しい方式、▲３▼相続発生時にも区分所有建物が実質的に減少しない新しい方式、としてシステム化されている。
【０１３２】
しかして、第３階層の土地購入型商品システム３３について説明する。土地購入型商品システムは所有権の法律関係を活用し、土地単価の低い地域でＳＰＣが土地を購入し建物を建設するシステムである。この土地購入型商品システムのコンピュータ画面は、８００（図８８）の通りである。
【０１３３】
次に、対象建物についてである。土地単価が低い地方都市で展開する収益性の高い大規模ショッピングセンター等。
【０１３４】
そして、土地購入型商品システムのＳＰＣの会社目的についてである。「○○県○○市○○町○○番地の土地・建物のＳＰＣ活財システムによる保有・運用・管理及び売買」という目的であり、ＳＰＣは売買終了後に解散するものとしている。
【０１３５】
最後に、従来の方式との相違についてである。従来、出店意欲がありながら、資金が固定することを嫌う大規模ショッピングセンター等の業種は金融機関の与信枠の関係で土地を購入してまで出店することはなかった。ＳＰＣ活財システムは物件ごとにＳＰＣを設立し、金融をその物件の地域金融機関が行う方式としていることから土地を購入しても出店が可能なシステムとなっている。
【０１３６】
しかして、第４階層の活財土地購入型店舗３４について説明する。活財土地購入型商品システムは地方都市の店舗に最も向いた商品である。この活財土地購入型店舗のコンピュータ画面は、８１０（図８９）の通りである。
【０１３７】
次に、投資家持株会社１人出資方式についてである。ＳＰＣの出資者は複数の投資家が設立する持株会社の１人出資としテナントからは建設協力金と敷金を受領し、持株会社に出資した投資家が匿名組合出資Ｉを出資し、一般の投資家から匿名組合出資ＩＩを出資してもらう。匿名組合出資Ｉを劣後出資とし、匿名組合出資ＩＩを優先出資とする。なお配当は匿名組合出資ＩＩは高く、匿名組合出資Ｉは低い。またＳＰＣが解散する場合のキャピタルゲインは匿名組合出資Ｉに優先的に帰属し匿名組合出資ＩＩは劣後する。
【０１３８】
そして、ローン割合についてである。ＳＰＣの資金調達におけるローン割合は５０％程度とし、残り５０％は敷金、建設協力金、匿名組合出資Ｉ、匿名組合出資ＩＩにより賄う。なお抵当権はローンを第１順位とし匿名組合出資者で設立された有限会社を第２順位として設定する。
【０１３９】
さらに、活財土地購入型店舗の特徴についてである。活財土地購入型店舗は、１人出資ＳＰＣであることは他の活財商品システムと同様であるが、土地を購入しているという特殊性があるため匿名組合出資を使わざるを得ない。従って他の活財商品システムと異なり不動産特定共同事業法の適用を受けることになり信託銀行に対する土地・建物の信託が必要となる。
【０１４０】
最後に、従来の方式との相違についてである。従来、ＳＰＣを設立し土地建物を取得するしくみは、ほとんどなかった。活財土地購入型店舗は敷金と建設協力金と匿名組合出資Ｉ、匿名組合出資ＩＩを利用して成立するシステムとした。
【０１４１】
しかして、第３階層の分譲型商品システム３５について説明する。分譲型商品システムはＳＰＣが借地権の法律関係を活用し、地主がＳＰＣに一時使用借地権（地上権）で土地を貸し、ＳＰＣが当初一時使用借地権付建物としてユーザーに分譲し、地主とユーザーがあらかじめ定めた９年以内の時期に地主が建物に応じた土地の持分を売却し、最終的に土地付分譲建物となる商品システムである。この分譲型商品システムのコンピュータ画面は、９００（図９０）の通りである。
【０１４２】
次に、事業者１人出資ＳＰＣについてである。ＳＰＣはディベロッパー、ハウスメーカー等の事業者が１人出資し設立する。このＳＰＣは分譲終了とともに解散することになるため瑕疵担保責任の関係上、ＳＰＣはディベロッパー、ハウスメーカー等の事業者と共同売主方式で分譲する。共同売主の持分はＳＰＣ９０％、事業者１０％とすることも、ＳＰＣ５０％、事業者５０％とすることも可能である。
【０１４３】
そして、対象建物についてである。分譲型商品システムの対象建物は戸建住宅およびマンション、ビル等の区分所有建物である。
【０１４４】
さらに、路線価比準方式についてである。土地売却金額は一時使用借地権設定時にあらかじめ算定方式を決めておくシステムとしている。すなわち一時使用借地権設定時に土地基準売買金額を算定し、この土地基準売買金額に一時使用借地権設定時の路線価と実際売却時の路線価の比率を乗じて売却金額としている。この方式は路線価という公的評価額により売却金額が変化するという意味ではユーザーの理解が得られるが、路線価が上昇した場合には必ずしもユーザーの理解が得られないケースもある。分譲型商品システムでは土地売却を後年度にするのは地主ニーズに基づくことを考慮して、ユーザーニーズとのバランスを図るために、路線価上昇の場合には、▲１▼当初の土地基準売買金額とする方式と、▲２▼路線価の上昇は５０％だけを考慮するという方式を制度化している。またユーザーには１年後に買うより９年後に買った方が有利になるという計算が働くため、例えば５年後をゼロとし若い年度毎に路線価比準方式で算定された金額から控除し、古い年度毎に路線価比準方式で算定された金額に加算する土地売買方式をシステム化している。この計算は、当初土地基準売買金額に一定の比率を乗ずることにより計算されるが、現状の金利水準のもとでは９年間で売却する場合には、１年目−４％、２年目−３％、３年目−２％、４年目−１％、５年目０％、６年目＋１％、７年目＋２％、８年目＋３％、９年目＋４％としている。なお７年間で売却する場合には、１年目−３％、２年目−２％、３年目−１％、４年目０％、５年目＋１％、６年目＋２％、７年目＋３％としている。７年間で売却するのを最も一般的なシステムとしている。
【０１４５】
次に、登記についてである。分譲型商品システムは土地の売買が後年度になるため、ユーザーと地主の不安を解決する登記システムを確立している。まずユーザーの不安を解決するため、▲１▼土地の甲区に信託銀行を登記権利者とする信託登記を行い、▲２▼土地の乙区にユーザーを登記権利者として地上権設定登記を行い、▲３▼土地の乙区にユーザーを登記権利者として停止条件付始期付土地所有権移転仮登記を行う。また地主の不安を解決するために建物の乙区に地主を登記権利者として停止条件付抵当権設定仮登記を行う。なお上記の停止条件はユーザーの地主に対する売買代金の完済である。
【０１４６】
そして、地主ニーズについてである。地主ニーズは、簿価の高い土地の処理、簿価の低い土地の処理、相続税納納税資金の確保である。
【０１４７】
さらに、ユーザーニーズについてである。ユーザーは当初土地付分譲建物の７０％程度の価格で取得でき、その後土地を購入するまでの期間は地代を支払い、最終的に３０％程度の残金を決済し土地を購入することから大きなメリットがある。
【０１４８】
次に、事業者ニーズについてである。住宅市場が悪いことからＳＰＣが、当初一時使用借地権付分譲を安い価格で行い、その後地主が土地を毎年住戸ごとの持分に応じて売却していくシステムは販売が容易であり、分譲住宅市場の活性化に貢献する。
【０１４９】
最後に、従来の方式との相違についてである。従来、一時使用借地権付分譲という考え方は一切なかった。分譲型商品システムはＳＰＣと一時使用借地権と分譲を組み合わせることにより地主にもユーザーにも事業者にもメリットのある商品システムとした。
【０１５０】
しかして、第４階層の活財分譲戸建住宅３６について説明する。活財分譲戸建住宅は、ＳＰＣが一時使用借地権（地上権）で土地を借り一時使用借地権付戸建分譲を事業者と共同売主となりユーザーに売却し、その後９年以内の当初契約で定められた時期に地主がユーザーに底地を売ることによりユーザーが土地付戸建住宅を取得できるシステムである。この活財分譲戸建住宅のコンピュータ画面は、９１０（図９１）の通りである。
【０１５１】
次に、法人地主ニーズについてである。土地を売却すると莫大な損失または莫大な利益を計上しなければならない、▲１▼簿価の高い土地を所有する法人地主、▲２▼簿価の低い土地を所有する法人地主は、毎年損失または利益を平準化できるこのシステムに対するニーズがある。
【０１５２】
そして、個人地主ニーズについてである。相続税の納税に悩む個人地主は上記の法人地主と異なり毎年土地を売却するシステムでなく、相続発生後に土地を売却するというシステムがなじむ。すなわち個人地主用には何年後売却するのではなく相続発生後に売却するという停止条件付土地売買契約が地主ニーズに合致する。
【０１５３】
さらに、ユーザーニーズについてである。戸建住宅に住みたいが、資金的にマンションで妥協しているユーザーや戸建選好の強いユーザーに高いニーズがある商品である。
【０１５４】
最後に、従来の方式との相違についてである。従来、土地を購入しなければ戸建分譲事業は成立しなかった。活財分譲戸建住宅により土地を購入しなくても事業化できるようになり、地主、ユーザー、戸建分譲事業者に多大な利益をもたらす。
【０１５５】
しかして、第４階層の活財分譲マンション３７について説明する。活財分譲マンションは、ＳＰＣが一時使用借地権（地上権）で土地を借り、一時使用借地権付マンション分譲を事業者と共同売主となりユーザーに売却し、その後９年以内の当初契約で定められた時期に地主がユーザーに底地を売ることによりユーザーが土地付分譲マンションを取得できるシステムである。なお活財分譲マンションは最終的に土地付分譲マンションとなる方式だけでなく普通借地権付分譲マンションとなる方式も開発している。この活財分譲マンションのコンピュータ画面は、９２０（図９２）の通りである。
【０１５６】
次に、法人地主ニーズについてである。土地を売却すると莫大な損失または莫大な利益を計上しなければならない、▲１▼簿価の高い土地を所有する法人地主、▲２▼簿価の低い土地を所有する法人地主は、毎年損失または利益を平準化できるこのシステムに対するニーズがある。
【０１５７】
そして、ユーザーニーズについてである。分譲マンションの価格もかなり下落し適正水準になってきているが、まだまだ一般の人が都心部で買うには高い水準である。活財分譲マンションの出現により若年層でも取得できる分譲マンションが実現した。この商品は実需だけでなく投資家にも高いニーズがある。
【０１５８】
最後に、従来の方式との相違についてである。従来、一時使用借地権は一般に一時使用賃貸借と呼称され、地上権として活用されることはほとんどなく、また一時使用借地権付分譲マンションとして分譲されることは皆無であった。活財分譲マンションは一時使用借地権を地主が底地を売却するまでの一時使用と位置づけ、地上権として活用することにより一時使用借地権付分譲マンションを実現した。
【０１５９】
しかして、第２階層の中古建物商品システム体系３８について説明する。ＳＰＣ活財システムの中古建物は活財中古建物大規模修繕型商品、活財中古建物借換え型商品としてビジネスモデル特許が申請（平成１５年３月３日特願２００３−０５５５８２）されているが今回中古建物商品体系を整理し、▲１▼リフォーム型商品システム、▲２▼借換え型商品システム、▲３▼建物賃借型商品システムの３つの商品システムとして体系化した。この中古建物商品システム体系のコンピュータ画面は、Ｓ２３（図９３）の通りである。
【０１６０】
最後に、従来の方式との相違についてである。一般のＳＰＣは不良債権の処理や大企業のオフバランスを目的に組成されているため中古建物を対象としているが、商品システム体系は存在しない。ＳＰＣ活財システムはマンション、ビル、アパートなどの中古建物を対象に地主ニーズ、テナントニーズ、ユーザーニーズ、事業者ニーズ、金融機関ニーズを満足させる商品システムとして体系化した。
【０１６１】
しかして、第３階層のリフォーム型商品システム３９について説明する。リフォーム型商品システムは信託の法律関係を活用し、地主がＳＰＣと信託会社に土地・建物を共同信託し建物のリフォームを行うシステムである。このリフォーム型商品システムのコンピュータ画面は、１０００（図９４）の通りである。
【０１６２】
次に、対象建物についてである。リフォーム型商品システムの対象建物はマンション・ビル・店舗など広範囲におよぶ。
【０１６３】
そして、リフォーム型商品システムのＳＰＣの会社目的についてである。「○○県○○市○○町○○番地の信託登記された土地・建物のＳＰＣ活財システムによる保有・運用及び管理」という目的であり、ＳＰＣは信託終了後に解散するものとしている。
【０１６４】
最後に、従来の方式との相違についてである。従来、大規模修繕を実施しようとしても、抵当権、管理会社等々の問題があり、なかなか実現できなかった。ＳＰＣ活財システムは管理費の軽減による実質家賃の増加等の合理化および資金管理や建物管理をリフォーム資金を融資する金融機関の関係会社が行うことにより可能とした。
【０１６５】
しかして、第３階層の借換え型商品システム４０について説明する。借換え型商品システムは信託の法律関係を活用し、地主がＳＰＣと信託会社に土地建物を共同信託し５年間とか３年間の借換えにより毎月の返済を軽減するシステムである。この借換え型商品システムのコンピュータ画面は、１１００（図９５）の通りである。
【０１６６】
次に、対象建物についてである。借換え型商品システムの対象建物はアパート、マンション、ビルなど広範囲にわたる。
【０１６７】
そして、借換え型商品システムのＳＰＣの会社目的についてである。「○○県○○市○○町○○番地の信託登記された土地・建物のＳＰＣ活財システムによる保有・運用及び管理」という目的であり、ＳＰＣは信託終了後に解散するものとしている。
【０１６８】
最後に、従来の方式との相違についてである。従来、賃貸経営が不調になった場合に他の金融機関に借換えて通常債権とする方法はなかった。ＳＰＣ活財システムは５年間とか３年間とかの期間だけ借換え、その後元の金融機関に債権譲渡するというシステムにより、社会問題の一つである賃貸経営に関する不良債権の処理の問題に道筋をつける。
【０１６９】
しかして、第３階層の建物賃借型商品システム４１について説明する。建物賃借型商品システムは建物賃借権の法律関係を活用し、ＳＰＣ（テナント子会社）が建物賃貸人から賃借権で建物を借り、物販、サービス業などの経営および資金管理をそれぞれのプロフェッショナルが行うシステムである。システムのポイントは経営と資金管理を分離していることである。この建物賃借型商品システムのコンピュータ画面は、１２００（図９６）の通りである。
【０１７０】
次に、経営委託についてである。テナントは事業の経営が軌道に乗るまで各業種のプロフェッショナルに経営委託し、各業種の経営ノウハウが身についた段階で自己経営に移行する。
【０１７１】
そして、資金管理委託についてである。ＳＰＣの資金管理はＳＰＣローンを融資する金融機関の関係会社が借入期間の全期間の資金管理を受託し、借入期間終了後はテナントに資金管理が移行する。
【０１７２】
さらに、テナントメリットについてである。プロフェッショナルによる当初経営方式であり、かつＳＰＣローンを融資する金融機関の関係会社が借入期間全期間にわたって資金管理を行うシステムであることから、▲１▼テナントの資金調達が容易、▲２▼テナントが経営ノウハウを身につけられる等の多大なメリットがある。
【０１７３】
次に、建物賃借型商品システムのＳＰＣの会社目的についてである。「○○県○○市○○町○○番地○○ビル○○号の建物賃借権付建物のＳＰＣ活財システムによる運用」という目的である。
【０１７４】
最後に、従来の方式との相違についてである。従来、フランチャイズシステムを除き、各業種の経営ノウハウを取得する方法はなかったが、フランチャイズシステムでも資金調達には困難が伴った。ＳＰＣ活財システムは資金管理をＳＰＣローンを融資する金融機関の関係会社が行うことにより資金調達も容易となり経営ノウハウも取得できるシステムとしている。
【０１７５】
【発明の効果】
本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムは、以上のごとくになしたゆえ、上記の課題を解決して以下のごとき多大な効果が生じた。すなわち、本発明の「ＳＰＣ活財事業化計算システム」は、地主と金融機関の不安を解決し停滞している土地活用を促進するとともに建設会社、ハウスメーカー、不動産会社、設計事務所、税理士等の専門家などの事業関係者の事業の拡大に貢献する。また「ＳＰＣ活財商品システム」はＳＰＣで商品化可能な商品を体系化することにより、ＳＰＣを土地活用だけでなく、分譲、建物賃借、土地購入、リフォーム、借換えなどのマーケットまで拡大した。
【０１７６】
最後に、特に強調したいことは、本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムによって、今日大きな問題になっているビルの空き室の件は容易に解決されたとと言うことである。すなわち、ビルやマンション等に空室が生じたとしても、本願発明ではその対策が盛り込まれているからである。
【図面の簡単な説明】
【図１】本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの一実施例のブロックダイアグラムを示したものである。
【図２】本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの一実施例のコンピュータ機構とそのソフトウェアの組み合わせを基にしたその操作のフローチャートであり、その手順の流れを矢印の線に付記したアルファベットの順に示したものである。
【図３】本発明にかかるインターネット利用によるＳＰＣ活財システムＩＩ駆動の情報配信収集システムの全体体系図を示したものである。
【図４】図３のものの内容の詳細図を示したものであって、括弧の中の記号は画面番号である。
【図５】図３と４の前部の詳細・拡大である。
【図６】図３と４の画面図１００グループと２００グループの部分の詳細・拡大図である。
【図７】図３と４の画面図３００グループとその付近の部分の詳細・拡大図である。
【図８】図３と４の画面図６００グループの部分の詳細・拡大図である。
【図９】図３と４の画面図７００グループ〜９００グループとその付近部分の詳細・拡大図である。ターネット情報の画面図である。
【図１０】開示インターネットシステムインデックスを示すチャートである。
【図１１】ＳＰＣ活財システムＩＩのトップページでＳＰＣ活財システムＩＩのビジネスモデルの概要を示した画面１０である。
【図１２】ＳＰＣ活財システムＩＩに関心のあるユーザーがパスワードを申請する画面図（１１）である。
【図１３】ＳＰＣ活財システムＩＩのパスワード申請者に対して所定の事項を確認のうえ、パスワードを返送する画面１１ａである。
【図１４】ＳＰＣ活財システムＩＩの第１階層以降の画面図を見るためのパスワード入力画面１２である。
【図１５】第１階層のＳＰＣ活財事業化計算システムの画面図Ｓ１１である。
【図１６】第２階層の事業化判定システムの画面図Ｓ２１である。
【図１７】第３階層の限界空室抵抗率計算システムの画面図１００である。
【図１８】第４階層の基準空室率の画面図１１０である。
【図１９】第４階層の基準利回りの画面図１２０である。
【図２０】第３階層の地主収入安定還元計算システムの画面図２００である。
【図２１】第４階層の固定地代計算システムの画面図２１０である。
【図２２】第４階層の変動地代計算システムの画面図２２０である。
【図２３】第４階層の役員報酬計算システムの画面図２３０である。
【図２４】第３階層の計算書の体系の画面図３００である。
【図２５】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０である。
【図２６】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の最上部の左半分の部分である。
【図２７】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の最上部の右半分の部分である。
【図２８】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から２番目の左半分の部分である。
【図２９】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から２番目の右半分の部分である。
【図３０】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から３番目の左半分の部分である。
【図３１】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から３番目の右半分の部分である。
【図３２】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から４番目の左半分の部分である。
【図３３】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から４番目の右半分の部分である。
【図３４】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から５番目の左半分の部分である。
【図３５】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から５番目の右半分の部分である。
【図３６】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から６番目の左半分の部分である。
【図３７】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の上部から６番目の右半分の部分である。
【図３８】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の最下部の左半分の部分である。
【図３９】第４階層の空室計算書具体例Ａ（借入期間全期間の限界空室抵抗率の計算書の具体例）の画面図３１０の一部で、その７分割した部分の最下部の右半分の部分である。
【図４０】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０である。
【図４１】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の最上部の左半分の部分である。
【図４２】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の最上部の右半分の部分である。
【図４３】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から２番目の左半分の部分である。
【図４４】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から２番目の右半分の部分である。
【図４５】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から３番目の左半分の部分である。
【図４６】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から３番目の右半分の部分である。
【図４７】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から４番目の左半分の部分である。
【図４８】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から４番目の右半分の部分である。
【図４９】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から５番目の左半分の部分である。
【図５０】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から５番目の右半分の部分である。
【図５１】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の上部から６番目の左半分の部分である。
【図５２】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図（３２０）の一部で、その７分割した部分の上部から６番目の右半分の部分である。
【図５３】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の最下部の左半分の部分である。
【図５４】第４階層の空室計算書具体例Ｂ（前半１０％空室の場合の後半限界空室抵抗率の計算書の具体例）の画面図３２０の一部で、その７分割した部分の最下部の右半分の部分である。
【図５５】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０である。
【図５６】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の最上部の左半分の部分である。
【図５７】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の最上部の右半分の部分である。
【図５８】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から２番目の左半分の部分である。
【図５９】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から２番目の右半分の部分である。
【図６０】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から３番目の左半分の部分である。
【図６１】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から３番目の右半分の部分である。
【図６２】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から４番目の左半分の部分である。
【図６３】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から４番目の右半分の部分である。
【図６４】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から５番目の左半分の部分である。
【図６５】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から５番目の右半分の部分である。
【図６６】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から６番目の左半分の部分である。
【図６７】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の上部から６番目の右半分の部分である。
【図６８】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の最下部の左半分の部分である。
【図６９】第４階層の空室計算書具体例Ｃ（借入期間全期間空室率１０％の場合の計算書の具体例）の画面図３３０の一部で、その７分割した部分の最下部の右半分の部分である。
【図７０】第３階層の提案書の具体例の画面図４００の一部で、その最初頁である。
【図７１】第３階層の提案書の具体例の画面図４００の一部で、その第２頁である。
【図７２】第３階層の提案書の具体例の画面図４００の一部で、その最後の頁である。
【図７３】第４階層のパンフレットの具体例の画面図５００の一部で、その最初の頁である。
【図７４】第４階層のパンフレットの具体例の画面図５００の一部で、その最後の頁である。
【図７５】第１階層のＳＰＣ活財商品システムの画面図Ｓ１２である。
【図７６】第２階層の新築建物商品システム体系の画面図Ｓ２２である。
【図７７】第３階層の土地活用型商品システムの画面図６００である。
【図７８】第４階層の活財賃貸アパートの画面図６１０である。
【図７９】第４階層の活財賃貸マンションの画面図６２０である。
【図８０】第４階層の活財賃貸先行型分譲マンションの画面図６３０である。
【図８１】第４階層の活財賃貸ビルの画面図６４０である。
【図８２】第４階層の活財郊外型店舗の画面図６５０である。
【図８３】第４階層の活財トランクルームの画面図６６０である。
【図８４】第４階層の活財病院等建物の画面図６７０である。
【図８５】第３階層の新等価交換型商品システムの画面図７００である。
【図８６】第４階層の活財新等価交換型マンションの画面図７１０である。
【図８７】第４階層の活財新等価交換型マンションの画面図７１０である。
【図８８】第３階層の土地購入型商品システムの画面図８００である。
【図８９】第４階層の活財土地購入型店舗の画面図８１０である。
【図９０】第３階層の分譲型商品システムの画面図９００である。
【図９１】第４階層の活財分譲戸建住宅の画面図９１０である。
【図９２】第４階層の活財分譲マンションの画面図９２０である。
【図９３】第２階層の中古建物商品システム体系の画面図Ｓ２３である。
【図９４】第３階層のリフォーム型商品システムの画面図１０００である。
【図９５】第３階層の借換え型商品システムの画面図１１００である。
【図９６】第３階層の建物賃借型商品システムの画面図１２００である。
【符号の説明】
１ＳＰＣ活財システムＩＩ
２体系図表
３パスワード申請
４パスワード返送
５パスワード入力
６ＳＰＣ活財事業化計算システム
７事業化判定システム
８限界空室抵抗率計算システム
９基準空室率
１０基準利回り
１１地主収入安定還元計算システム
１２固定地代計算システム
１３変動地代計算システム
１４役員報酬計算システム
１５計算書の体系
１６空室計算書具体例Ａ
１７空室計算書具体例Ｂ
１８空室計算書具体例Ｃ
１９提案書の具体例
２０パンフレットの具体例
２１ＳＰＣ活財商品システム
２２新築建物商品システム体系
２３土地活用型商品システム
２４活財賃貸アパート
２５活財賃貸マンション
２６活財賃貸先行型分譲マンション
２７活財賃貸ビル
２８活財郊外型店舗
２９活財トランクルーム
３０活財病院等建物
３１新等価交換型商品システム
３２活財新等価交換型マンション
３３土地購入型商品システム
３４活財土地購入型店舗
３５分譲型商品システム
３６活財分譲戸建住宅
３７活財分譲マンション
３８中古建物商品システム体系
３９リフォーム型商品システム
４０借換え型商品システム
４１建物賃借型商品システム
４２お問い合わせ
４３回答
Ｃ１電子メ−ル受信部
Ｃ２顧客情報デ−タ収集部
Ｃ３デ−タベ−ス管理部
Ｃ４デ−タ集計分析部
Ｃ５顧客情報送信部
Ｍ１電子メール
Ｍ２体系情報
Ｍ３パスワ−ド申請
Ｍ４パスワ−ド申請の受信
Ｍ５パスワ−ドの送信
Ｍ６体系情報の照会
Ｍ７ＳＰＣ活財システムＩＩ
Ｍ８お問い合わせ
Ｍ９回答
Ｍ１０お問い合わせ送信[0001]
BACKGROUND OF THE INVENTION
The present invention relates to an active goods SPC land lease right system (Japanese Patent Application No. 2002-350604) filed on December 3, 2002 and an SPC active material system (Japanese Patent Application No. 2003-055582) filed on March 3, 2003. Among them, the rental management part of apartments, condominiums, buildings, etc. is further deepened, and it is handled by the calculation system and SPC for judging the commercialization of rental management of apartments, condominiums, buildings, etc. and smooth continuation of business. It relates to products that can be used. In particular, it relates to business models using computers. In particular, it is related to technology for stable and efficient operation of land and buildings by introducing the concept of marginal vacancy resistivity to single-owned SPC and clarifying the product system.
[0002]
[Prior art]
Conventionally, the rent guarantee method has been the main means of determining the commercialization of rental management and the smooth continuation of business. Also, the product system that the SPC should handle has not been systematized.
[0003]
[Problems to be solved by the invention]
The technology centered on the rent guarantee method to determine the commercialization of the conventional rental management and smooth continuation of the business is a method that was ultimately considered for businesses to gain profit without bearing risks Therefore, there is a problem that the viewpoint of the land owner's maximum profit is lacking. There is also a problem that a product system based on SPC has not been established. On top of that, as the vacancies of buildings are increasing, the risk of many vacancies cannot be overlooked.
[0004]
[Means for Solving the Problems]
The information distribution and collection system driven by the SPC life goods system II using the Internet according to the present invention is a mechanism that enables the determination of commercialization and smooth continuation of business by the SPC life goods commercialization calculation system in order to solve the above problems. It was. In addition, the product system was clarified by the SPC activity goods product system.
[0005]
Hereinafter, a specific configuration of the information distribution / collection system driven by the SPC life goods system II using the Internet according to the present invention will be described. First, although it is invention of Claim 1, this is the information delivery collection system which enabled it to drive the following SPC activity goods system II below. And there is an e-mail receiving unit that receives e-mails from customers, there is a customer data collecting unit that collects customer information data from the contents of e-mails of this e-mail receiving unit, and from this customer data collecting unit There is a database management unit that stores collected data in a database, there is a data aggregation analysis unit that aggregates and analyzes customer information from this database management unit, and finally customer information from this data aggregation analysis unit is designated There is a customer information transmission unit that transmits to a location. And the following 83 screens can understand the content of the SPC activity goods system II.
[0006]
The above SPC life goods system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main part screen of the SPC life goods system II and its derivative part are recorded. The system is disclosed on the Internet, and through this SPC activity material system II, it is widely configured to enable commercialization of rental management and smooth continuation of business through SPC, and the contents of the computer screen are as follows: It is built hierarchically.
[0007]
The screen consists of the top page, system diagram, password application relationship, password application, password return, and password input. The first layer is the above SPC livelihood commercialization calculation system from password input. It consists of 3 screens of SPC active goods product system and inquiry. The second hierarchy is composed of three screens: a commercialization determination system of the SPC active goods commercialization calculation system, a product system system from the SPC active goods product system, and a response from the above inquiry. Further, the third hierarchy includes five screens: a marginal vacancy resistivity calculation system from the commercialization determination system, a landlord stable income reduction calculation system, a calculation system, a specific example of a proposal, and a specific example of a pamphlet. And from the above product system system, land-based product system, sale-type product system, building rental product system, land purchase product system, reform product product system, refinance product system, new equivalent exchange product system, multiple rights It consists of 8 screens of the type product system, a total of 22 screens.
[0008]
Next, the fourth layer is two screens of the reference vacancy rate and the reference yield from the above-mentioned limit vacancy resistivity calculation system. And it is three screens of the fixed land rent calculation system, the variable land rent calculation system, and the officer remuneration calculation system from the above landlord stable income reduction calculation system. Furthermore, vacancy calculation concrete example A (specific example of calculation of marginal vacancy resistivity during the entire borrowing period) from the above calculation system, vacancy calculation concrete example B (first half 10% vacancy) 45 screens of the second half of the limit vacancy resistivity calculation example), vacancy calculation example C (specific example of the vacancy rate for the entire borrowing period 10%), a total of 50 screens ing.
[0009]
The invention of claim 2 will be described. This invention is the basis of the SPC active goods commercialization calculation system of the invention of claim 1 and comprises 238 screens up to the third hierarchy.
[0010]
Furthermore, the invention of claim 3 will be described. The present invention deletes the landlord income stable reduction calculation system, the calculation system, the specific example of the proposal, and the specific example of the pamphlet according to claim 1 above, and even if this part is changed, the right is maintained. It is a defensive provision that allows claims to be made. On the other hand, the critical vacancy resistivity calculation system is further detailed. That is, it is detailed as a total of three screens of the fourth layer reference vacancy rate and the reference yield derived from the third layer limit vacancy resistivity calculation system.
[0011]
Next, the invention of claim 4 will be described. The present invention eliminates the third layer limit vacancy resistivity calculation system, the calculation system, the specific example of the proposal, and the specific example of the pamphlet according to the first aspect of the present invention. This is a defensive provision that allows claims to be made. On the other hand, it is a more detailed version of the landlord income stable return calculation system. That is, it is detailed as a total of four screens of the fixed rent calculation system of the fourth hierarchy, the variable rent calculation system, and the executive compensation calculation system derived from the landlord income stable reduction calculation system of the third hierarchy.
[0012]
The invention of claim 5 will be described. In the present invention, the third-tier marginal vacancy resistivity calculation system, landlord stable income reduction calculation system, specific examples of proposals, and specific examples of pamphlets are deleted, and this part is changed. However, it is a defensive provision that allows claims to be made. On the other hand, it is a more detailed calculation system. That is, the fourth layer vacancy statement specific example A (specific example of the calculation of the limit vacancy resistivity over the entire borrowing period) derived from the third layer calculation statement system, the vacancy statement specific example B (Specific example of vacancy calculation statement B (specific example of calculation statement of the second half limit vacancy resistivity in the case of 10% vacancy in the first half), specific example C (in case of vacancy rate of 10% for the entire borrowing period) This is a detailed example of 46 screens in total.
[0013]
Further, the invention of claim 6 will be described. This invention deletes the specific example of the marginal vacancy resistivity calculation system, landlord stable income reduction calculation system, calculation system, and pamphlet of claim 1 above, and even if there is a change in this part, there is no claim of right It is a defensive provision that allows it to be done. A concrete example of the proposal consists of three screens.
[0014]
Next, the invention of claim 7 will be described. In the present invention, the third-tier limit vacancy resistivity calculation system, landlord revenue stable reduction calculation system, calculation system, and specific example of the proposal are deleted, and this part is changed. However, it is a defensive provision that allows claims to be made. A specific example of the brochure consists of two screens.
[0015]
The invention of claim 8 will be described. This invention is the basis of the SPC active goods product system of the invention of claim 1 and comprises 16 screens of the third hierarchy.
[0016]
Furthermore, the invention of claim 9 will be described. The present invention is a defensive provision in which the second-tier second-hand building commodity system system of claim 8 is deleted so that the right can be claimed even if a change occurs in this part.
[0017]
Next, the invention of claim 10 will be described. According to the present invention, the new equivalent exchange-type merchandise system, land purchase-type merchandise system, and subdivision-type merchandise system in the third hierarchy of claim 9 are deleted so that the right can be claimed even if this portion is changed. This is a general rule.
[0018]
The invention of claim 11 will be described. The present invention deletes buildings such as the fourth level active property rental condominium, the active property rental advance condominium, the active property rental building, the active property suburban store, the active property trunk room, and the active property hospital of claim 10 above. This is a defensive provision that allows claims to be made even if this part changes.
[0019]
Furthermore, the invention of Claim 12 will be described. The present invention deletes buildings such as fourth-tier active property rental apartments, active property rental advance condominiums, active property rental buildings, active property suburban stores, active asset trunk rooms, active asset hospitals of claim 10 above. This is a defensive provision that allows claims to be made even if this part changes.
[0020]
Next, the invention of claim 13 will be described. The present invention deletes buildings such as the fourth-tier active property rental apartment, the active property rental apartment, the active property rental building, the active property suburban store, the active property trunk room, and the active property hospital of the above-mentioned claim 10 in this portion. This is a defensive provision that allows claims to be made even if changes occur.
[0021]
The invention of claim 14 will be described. The present invention deletes buildings such as the fourth level active property rental apartments, active property rental apartments, active property rental advance condominiums, active property suburban stores, active asset trunk rooms, active asset hospitals of claim 10 above This is a defensive provision that allows claims to be made even if this part changes.
[0022]
Further, the invention of claim 15 will be described. The present invention deletes buildings such as fourth-tier active property rental apartments, active property rental apartments, active property rental advance condominiums, active property rental buildings, active property suburban stores, and active property hospitals of claim 10 above. This is a defensive provision that allows claims to be made even if there is a change in the lever.
[0023]
Next, the invention of claim 16 will be described. The present invention deletes buildings such as the fourth level active property rental apartment, the active property rental apartment, the active property rental advance condominium, the active property rental building, the active property trunk room, the active property hospital, etc. This is a defensive provision that allows claims to be made even if part changes.
[0024]
The invention of claim 17 will be described. The present invention deletes the fourth-tier active property rental apartment, the active property rental apartment, the active property rental advance condominium, the active property rental building, the active property trunk room, and the active property suburban store of claim 10 above. This is a defensive provision that allows claims to be made even if part changes.
[0025]
Furthermore, the invention of claim 18 will be described. According to the present invention, the land utilization type product system, the land purchase type product system, and the condominium type product system in the third hierarchy of claim 9 are deleted so that a right can be claimed even if a change occurs in this part. It is a rule.
[0026]
Next, an invention of claim 19 will be described. The present invention eliminates the third-tier land utilization product system, the new equivalent exchange product system, and the condominium product system according to claim 9 so that the right can be claimed even if this part is changed. This is a general rule.
[0027]
The invention of claim 20 will be described. In the present invention, the land utilization type product system, the new equivalent exchange type product system, and the land purchase type product system in the third hierarchy of claim 9 are deleted so that the right can be claimed even if this part is changed. This is a defensive provision.
[0028]
Furthermore, the invention of Claim 21 is described. The present invention is a defensive provision in which the fourth-tier active property condominiums in claim 20 are deleted so that claims can be made even if changes occur in this portion.
[0029]
Next, the invention of claim 22 will be described. The present invention is a defensive provision in which the fourth-tier active property condominium detached house according to claim 20 is deleted so that a right can be claimed even if a change occurs in this part.
[0030]
The invention of claim 23 will be described. The present invention is a defensive provision in which the new building commodity system system in the second hierarchy of claim 8 is deleted so that the right can be claimed even if a change occurs in this part.
[0031]
Furthermore, the invention of Claim 24 will be described. The present invention is a defensive provision in which the third-tier refinancing product system and the building rental product system of claim 29 are deleted so that claims can be made even if a change occurs in this part. .
[0032]
Next, the invention of claim 25 will be described. The present invention is a defensive provision in which the third-tier reform-type product system and the building-rented product system of claim 29 are deleted so that a claim can be made even if a change occurs in this part. .
[0033]
The invention of claim 26 will be described. The present invention is a defensive provision in which the third-level reform product system and the refinancing product system of claim 29 are deleted so that a right can be claimed even if a change occurs in this part. .
[0034]
Finally, the invention of claim 27 will be described. This invention was filed on December 3, 2002 (Japanese Patent Application No. 2002-350604), on March 3, 2003 (Japanese Patent Application No. 2003-055582), and on May 20, 2003, Integrate the SPC active goods system II of the above-mentioned "Claim 1" to "Claim 26" to apply for, and respond to the desire of information disclosure of a wide range of users such as landowners, business people, tax accountants, financial institutions, etc. Therefore, a company that owns the exclusive use rights for business model patent application rights as “SPC active goods system disclosure Internet information” that has improved ease of understanding by absorbing landowner needs, business needs, expert needs, and financial institution needs From Reland System, a part will be disclosed within one week of the filing date of this patent, and then will be disclosed based on user needs. Claim 27 is a defensive provision that makes it easy to understand the intellectual property rights of the SPC active goods system and makes a claim on similar intellectual property rights.
[0035]
DETAILED DESCRIPTION OF THE INVENTION
In the following, a general embodiment of an information distribution / collection system driven by the SPC life goods system II using the Internet according to the present invention will be described. As shown in FIG. 1, the electronic mail C1 receives the electronic mail M1 from the customer at the receiving section, and the customer information data collecting section C2 collects the customer information from the contents of the electronic mail. Then, the database management unit C3 stores the collected data in the database, and the data totaling analysis unit C4 totalizes and analyzes the customer information from the database management unit. To do. Finally, the customer information transmission unit C5 transmits the customer information from the data totaling analysis unit to a designated location.
As shown in FIG. 2, when the system information M2 of the SPC vitality system II is added to the e-mail M1 and a password application M3 is made, a password application M4 is received and a password transmission M5 is made. Is made. Next, a system information inquiry M6 is made, and the SPC active goods system II (reference numeral M7) of the present invention is reached. On the other hand, an inquiry M8 is made and an answer M9 is made. Then, the inquiry transmission M10 is made.
[0036]
【Example】
The information collection system driven by the Internet using the SPC life goods system II according to the present invention will be described in detail with reference to the accompanying drawings using a specific embodiment. The present invention is an information distribution and collection system that can drive the following SPC asset management system II (see FIG. 3, and further see FIG. 4 which is a detailed view thereof and also FIGS. 5 to 9 which are exploded views). As shown in FIG. 1, there is an electronic mail receiver C1. The electronic mail receiving unit C1 receives the electronic mail M1 (FIG. 2) from the customer. Next, there is a customer information data collection unit C2. The customer information data collecting unit C2 collects customer information from the contents of the electronic mail M1 of the electronic mail receiving unit C1. There is a database management unit C3. The database management unit C3 stores the collected data from the customer information data collecting unit C2 in the database. Further, there is a data totaling analysis unit C4. The data tabulation analysis unit C4 tabulates and analyzes the customer information from the database management unit C3. Finally, there is a customer information transmission unit C5. The customer information transmission unit C5 transmits customer information from the data totaling analysis unit to a designated location.
[0037]
Accordingly, FIG. 2 shows a flowchart of the operation based on the combination of the computer mechanism and the software of one embodiment of the information distribution / collection system driven by the SPC life goods system II using the Internet according to the present invention. The flow of the procedure is in the alphabetical order appended to the arrow line.
[0038]
There is an e-mail M1, and system information M2 of the SPC activity goods system II is included in this.
When a password application M3 is made, a password application reception M4 is made. Therefore, the transmission M5 of the password is made to the system information M2 of the SPC active goods system II of the above-mentioned e-mail M1. Next, a system information inquiry M6 is made, and the SPC active goods system II (reference numeral M7) of the present invention is reached. The contents of the code M7 are as shown in FIG. (See also FIG. 4 which is a detailed view thereof and FIGS. 5 to 9 which are exploded views).
) However, this is because the first-tier SPC active goods commercialization calculation system 6, the second-tier commercialization judgment system 7, the third-tier critical vacancy resistivity calculation system 8 (see G100), the fourth-tier Standard vacancy rate 9, standard yield 10, third-level landlord income stable reduction calculation system 11 (see G200), fourth-level fixed land cost calculation system 12, variable land cost calculation system 13, officer compensation calculation system 14, third Hierarchy calculation system 15 (see G300), Vacancy calculation example A of the fourth hierarchy A (specific example of calculation of limit vacancy resistivity during the entire borrowing period) 16, Vacancy calculation example B (Specific example of the calculation sheet of the second half limit vacancy resistivity in the case of 10% vacancy in the first half) 17, Specific example C of the vacancy calculation sheet (Specific example of calculation sheet in the case of the vacancy rate of 10% throughout the borrowing period) 18. Specific example 19 of the third level proposal, pamphlet Specific example 20, first-tier SPC active goods product system 21, second-tier new building commodity system system 22, third-tier land-use product system 23 (see G600), fourth-tier active goods rental apartment 24 Active property rental condominium 25, Active property rental advance condominium 26, Active asset rental 27, Active asset suburb store 28, Active asset trunk room 29, Active asset hospital building 30, New equivalent exchange-type product system at the third level 31 (see G700), 4th floor active goods new equivalent exchange type condominium 32, 3rd floor land purchase type commodity system 33 (see G800), 4th floor active goods land purchase type store 34, 3rd floor Condominium-type product system 35 (see G900), fourth-tier active property condominium detached house 36, active-goods condominium 37, second-tier second-hand building commodity system system 38, fourth-tier renovation Commodity system 39, refinancing type merchandise system 40, consisting of building rental-type item system 41. Then, an answer M9 to the inquiry is made and M10 is transmitted to each inquiry user.
[0039]
E-mail targets are corporate landowners, individual landowners, city banks, trust banks, regional banks, credit unions, credit unions, agricultural cooperatives, and other financial institutions, construction companies, house manufacturers, design offices, management companies, certified public accountants Such as experts and others. Then, Reland System Co., Ltd. conducts business planning of this SPC activity material system II, performs system management during the operation period of the SPC, and operates the computer system.
[0040]
First, about computer system software. This made it possible to output to the computer screen from existing application software.
[0041]
Therefore, the contents of the software of this computer system will be described. This computer screen is constructed hierarchically as shown in the system diagram shown in FIG. 3 (see also FIG. 4 which is a detailed view thereof and FIGS. 5 to 9 which are exploded views). It consists of a total of 86 screens including a top page, a system diagram, three password-related screens, three screens in the first layer, four screens in the second layer, 15 screens in the third layer, and 61 screens in the fourth layer. These computer screens are built around intellectual property rights. The 86 screen is re-edited in an easy-to-understand manner after obtaining the business model patent, published by Reland System Co., Ltd. on the Internet, and anyone can understand the contents of the SPC activity goods system II by clicking arbitrarily.
[0042]
Further, an embodiment of the invention of claim 27 will be described. This invention has absorbed landowners' needs, business-related needs, professional needs, and financial institution needs in order to meet the desire for information disclosure by a wide range of users such as landowners, business people, tax accountants, and other specialists. The information is disclosed as “SPC active goods system disclosure Internet information” with improved ease of understanding. This is a defensive provision that makes it easy to understand the intellectual property rights of the SPC life-property system and makes a claim for similar intellectual property rights, as shown in FIG.
[0043]
Therefore, the top page of the screen related to the SPC activity material system II of the present invention will be described. The SPC activity goods system II includes an SPC activity goods commercialization calculation system and an SPC activity goods product system. Based on the commercialization judgment system, the SPC Active Goods Commercialization Calculation System expresses the marginal vacancy resistivity calculation system and the landlord's stable income reduction calculation system as subsystems in diagrams, tables, graphs, etc. It became popular so that everyone could understand the plan and performance. Systematization of commodities that can be commercialized with the SPC Active Goods Product System SPC enables land utilization, sales, building rental, land purchase, renovation, and refinancing by SPC. The computer screen of the top page is 10 (FIG. 11).
[0044]
Thus, the system diagram 2 will be described. The system chart is a chart showing the system of the SPC activity goods system II. The computer screen of the system diagram is 10A (FIG. 4).
[0045]
Thus, password application 3 will be described. For password application, send the specified items such as name, address, telephone number, occupation, etc., and return the password 4 by the predetermined examination. The computer screen for password application is 11 (FIG. 12), and the computer screen for returning the password is 11a (FIG. 13).
[0046]
Next, after obtaining the password, if the telephone number and password input 5 are entered, any screen can be freely searched and an inquiry 29 can be made. The computer screen for password entry is 12 (FIG. 14).
[0047]
Therefore, the SPC activity goods commercialization calculation system 6 in the first hierarchy will be described (see FIG. 3 below). The SPC Active Goods Commercialization Calculation System is based on the “Business Commercialization Judgment System” based on the premise of the vacancy rate and the rent decline that are the biggest concerns of rental management. The system is constructed using the “system” and the “landlord income stable return calculation system” as subsystems. The computer screen of this intellectual property right is as shown in S11 (FIG. 15).
[0048]
Finally, the difference from the conventional method. Conventional rental management has been proposed based on the logic of the business operator on the supply side. The SPC activity goods commercialization calculation system is built around the logic of the landlord on the demand side, and has been developed as a method understood by financial institutions.
[0049]
Thus, the second-tier commercialization determination system 7 will be described. The purpose of the calculation system for commercialization of SPC activities was to introduce the concept of standard vacancy rate in order to solve the concerns of landowners and financial institutions. The reference limit vacancy rate is the limit vacancy rate that the fixed land rent can pay even if there is a certain vacancy rate throughout the borrowing period. The availability of commercialization and the loan period are based on this standard marginal vacancy rate, and are determined as 15 years, 20 years, or 25 years depending on whether or not it exceeds the standard yield. If the standard yield is high, the landowner can select the loan period . The computer screen of this commercialization determination system is as shown in S21 (FIG. 16).
[0050]
Finally, the difference from the conventional method. Traditionally, commercialization programs for rental management not only include income tax and resident tax (corporate tax / corporate resident tax) in the calculation, but also calculate the vacancy rate to the extent that it can withstand vacancies. Was not done. In addition, the judgment of commercialization was made abstractly, and there was no system for returning stable income to landowners. The SPC activity goods commercialization calculation system has developed a commercialization judgment system, a marginal vacancy resistivity calculation system, and a landlord income stable reduction system as a single system and an integrated system.
[0051]
Accordingly, the limit vacancy resistivity calculation system 8 in the third hierarchy will be described. Developed a marginal rent level resistivity calculation system that expresses vague anxiety about vacancy and rent decline, which are the biggest problems of landowners and financial institutions, etc. when performing rental management of apartments, condominiums, buildings, etc. with specific coefficients did. Note that this system is generally referred to as a “limit vacancy resistivity calculation system” because there is a tendency to worry more about the vacancy than the unit price of rent. The computer screen of this limit vacancy resistivity calculation system is 100 (FIG. 17).
[0052]
Next, the critical vacancy resistivity will be described. Marginal vacancy resistivity is a fixed period (for example, a method for obtaining the vacancy resistivity over the entire borrowing period, for example, 25 years (1 to 25 years) and the first half (1 to 12.5 years). 10%), the two methods for obtaining the limit vacancy resistivity in the second half (12.5-25 years) are generalized. It is also systematized to obtain the subsequent critical vacancy resistivity from the actual results during the borrowing period.
[0053]
Finally, the difference from the conventional method. Conventionally, the problem of falling vacancy rates and rent levels has only been vaguely uneasy, and there has been no specific method for solving them numerically. The SPC Active Goods Commercialization Calculation System specifically solved this problem by providing a standard called the critical vacancy resistivity.
[0054]
Thus, the reference vacancy rate 9 in the fourth layer will be described. The most basic index of the SPC activity goods commercialization calculation system is the standard limit vacancy rate. In the SPC activity goods commercialization calculation system, the standard limit vacancy rate is generally set to 15%, but it may be 10% or 20% depending on the property of the property. The standard limit vacancy rate of 15% means that there is 15% vacancy throughout the borrowing period, but the reality is that the initial vacancy rate is low and it will be higher in the following year, so it is quite conservative. It is a great number. The computer screen of the reference vacancy rate is 110 (FIG. 18).
[0055]
Finally, the difference from the conventional method. Conventionally, there was no concept of the standard limit vacancy rate, and the landowner's anxiety about rental management could not be solved. The calculation system for commercialization of SPC activity goods solved the landowner's anxiety by introducing an index called the standard limit vacancy rate. If the landowner remains uneasy even at the standard limit vacancy rate, the limit vacancy rate is increased by a method such as the landowner's own funds. In addition, when the vacancy rate in the first half is low, the SPC utility business calculation calculation system can be established even if the vacancy rate in the second half is high, as is the case with SPC loans and variable loans. This is because the principal repayment method combined with a 5-year short-term loan is systematized.
[0056]
Thus, the reference yield 10 of the fourth hierarchy will be described. The SPC activity goods commercialization calculation system is a system for determining commercialization by determining a borrowing period based on a standard yield on the premise of a standard limit vacancy rate. The base yield will define the loan period. Yield is calculated as {(total income at 100% operation) ÷ (total investment amount)}. Generally, if the base yield is 20% or more, you can choose a 100% loan for 15 years, 20 years or 25 years, and the base yield If the percentage is 16% or more but less than 20%, you can choose a 100% loan for 20 years or 25 years. If the base yield is 14% or more but less than 16%, it will be a 100% loan for 25 years, and the base yield is 14%. If it is less than that, the necessary self-funded funds will be contributed and the remainder will be a 25 year loan. Note that the above-mentioned base yield is a number that is the basis of the SPC vital goods business calculation system, but other numbers may be used as the base yield. The computer screen for the standard yield is 120 (FIG. 19).
[0057]
Next is the borrowing period. The borrowing period is 15 years, 20 years, and 25 years in the SPC activity goods commercialization calculation system. The reason why the borrowing period of 30 or 35 years is not adopted as in general rental management is that (1) the SPC active goods commercialization calculation system is highly profitable, and (2) 30 or 35 years. Landlord's income is not so high compared to 25 years, (3) 30 or 35 years are high risk for rental management, and (4) Marginal vacancy resistance should be up to 25 years Even if there is a vacancy or rent fall that exceeds the limit, there is a reason that the system can absorb the risk, leaving room for extension of 5 to 10 years.
[0058]
Finally, the difference from the conventional method. Yield is a concept that has been widely used in the past, but it is mainly based on the total investment yield of total income that seeks profitability for total investment. The SPC activity goods commercialization calculation system also uses the gross investment return on investment as an index, but introduces the concept of the base yield to determine the borrowing period. If the base yield is 14% or more, 100% loan is the basis. If the base yield is less than 14%, it will be possible to commercialize with a total revenue borrowing yield of 14% or more by contributing own funds. The first system has been developed that can reasonably calculate the loan term and self-funded contributions using the benchmark yield.
[0059]
Thus, the landlord income stable return calculation system 11 in the third hierarchy will be described. The biggest theme is how to stably return the income earned by the SPC to the landowner, but since the SPC income itself also fluctuates depending on the occupancy rate and rent level, the landowner is able to obtain stable income while absorbing these fluctuation risks. As a calculation system that reduces the cost, a fixed rent calculation system, a variable rent calculation system, and an executive compensation calculation system were established. The computer screen of the landlord income stable return calculation system is 200 (FIG. 20).
[0060]
Finally, the difference from the conventional method. In conventional rental management where the landowner builds his / her own building on his / her own land, interest payments will be reduced later in both the principal and interest repayment methods, and the income tax / resident tax (corporate tax / corporate residence tax) will be borne. This is a bad mechanism in which the landlord's net income decreases. SPC bears interest on SPC active goods commercialization calculation system, landlord pays fixed land rent, variable land rent, executive compensation, landowner's income tax / resident tax (corporate tax / corporate inhabitant tax) stabilizes, It is a system that can secure a stable income.
[0061]
Thus, the fourth-tier fixed land rent calculation system 12 will be described. Fixed land rent is calculated as an amount obtained by multiplying the assumed rent level at 100% operation at the time of project proposal by the standard fixed land rent rate. The standard fixed land rent rate is 5% to 15%, generally 7% or 8%. The computer screen of this fixed rent calculation system is as shown in 210 (FIG. 21).
[0062]
Finally, the difference from the conventional method. Traditionally, land rent was considered to be determined in relation to lump sums, but in the SPC livelihood commercialization calculation system, the minimum amount that landowners should receive is fixed land rent, and the fixed land rent is at the assumed rent level. It is a system that is automatically determined accordingly. In principle, the fixed land rent is automatically determined up to five years before the end of the borrowing period. After five years from the end of the borrowing period, the fixed land rent is determined based on the balance between the SPC and the landlord. In addition, in the SPC activity goods commercialization calculation system, the lump sum is automatically reflected in the yield calculation, which affects the borrowing period.
[0063]
Thus, the fourth-tier variable land price calculation system 13 will be described. Fluctuating land rent is calculated based on the yield and occupancy rate, and occurs when the yield exceeds 14% and the occupancy rate exceeds 70%. In general, when the yield is more than 20%, the decrease in rent revenue due to the occupancy rate and the increase in the variable land rent due to the yield will not balance, so a 20% limit is generally set for calculating the variable land rent. The computer screen of this variable land rent calculation system is as 220 (FIG. 22).
[0064]
Finally, the difference from the conventional method. Conventionally, there is no general concept of variable land rent, and this is the first concept introduced by the fund management system. In this SPC fund management business system, the calculation system is changed by a synergistic relationship between yield and occupancy rate. .
[0065]
Therefore, the executive reward calculation system 14 in the fourth hierarchy will be described. The fixed land rent is determined by the 100% assumed rent level, and the variable land rent is calculated by the 100% assumed rent level, yield and occupancy rate. It is a conservative calculation that can be tolerated. An executive compensation calculation system was established as a function to fill in the conservative fixed land rent and variable land rent when the occupancy rate increased. Specific executive remuneration will be determined by the business planner, asset manager, and landowner in consideration of the profit and loss of the SPC and the income and expenditure, and the executive remuneration for the following year will be determined. The computer screen of this officer remuneration calculation system is as shown in 230 (FIG. 23).
[0066]
Finally, the difference from the conventional method. Conventionally, since there was no system using single-ownership SPC, there was no concept that SPC paid executive compensation to landowners. The SPC activity goods commercialization calculation system has made it possible to return an appropriate amount to the landowner by adding an executive compensation calculation system to the fixed rent calculation system and the variable rent calculation system.
[0067]
Thus, the third-level calculation document system 15 will be described. SPC activity goods commercialization calculation system, the limit vacancy resistivity calculation sheet for the borrowing period for each building of apartments, condominiums, buildings, and 9 statements for each period of 15 years, 20 years, 25 years, the first half vacancy When the rate is 10%, the limit vacancy resistivity calculation sheet in the latter half, the normal vacancy rate calculation sheet, and the officer remuneration calculation sheet by vacancy rate are created and a total of 36 calculations are automatically performed. The graph is automatically created, and the proposal is submitted accurately and quickly. The computer screen of this calculation document system is as shown in FIG.
[0068]
Finally, the difference from the conventional method. Conventionally, there is no such calculation system because there is no concept of critical vacancy resistivity. The SPC Active Goods Commercialization Calculation System solves the vacancy rate problem, which is the biggest problem of rental management, and has great needs from professionals such as landowners, financial institutions, construction companies, real estate companies, design offices, tax accountants, etc. It was developed as a system that can respond accurately and quickly. This vacancy problem is a major problem that cannot be avoided at present. In other words, the city's redevelopment is taking place in many places in the world, and many high-rise buildings and condominiums have been built one after another, and many of the rental rooms have been canceled due to the fact that the rooms are sold out immediately. Vacancy continues. The system of the present invention incorporates a solution in consideration of this extremely important problem.
[0069]
Therefore, specific example 16 of the calculation sheet of the limit vacancy resistivity over the entire period of the fourth-tier borrowing period will be described. A specific example is an apartment in Kawasaki City. The computer screen of specific example A of the vacancy calculation form (specific example of the calculation sheet of the limit vacancy resistivity during the entire borrowing period) is as shown in 310 (FIGS. 25 to 39).
[0070]
Therefore, a specific example B of the fourth-tier vacancy calculation statement (specific example of the calculation document of the latter-half limit vacancy resistivity in the case of the first 10% vacancy) will be described. A specific example is an apartment in Kawasaki City. The computer screen of this vacancy calculation specific example B (specific example of the calculation document of the second half limit vacancy resistivity in the case of the first 10% vacancy) is 320 (FIGS. 40 to 54).
[0071]
Accordingly, the vacancy calculation concrete example C (vacancy calculation concrete example C (specific example of the calculation sheet when the vacancy rate for the entire borrowing period is 10%) 18 will be described in the fourth hierarchy. This is an example of an apartment in Kawasaki City.The computer screen of this vacancy calculation specific example B (specific example of the calculation statement of the second half limit vacancy resistivity in the case of the first 10% vacancy) is 330 (FIGS. 55 to 55) 69).
[0072]
Thus, specific example 19 of the third-level proposal will be described. A specific example is an apartment in Kawasaki City. A computer screen of a specific example of this proposal is as shown in 400 (FIGS. 70 to 72).
[0073]
Next, it is (1) loan of the proposal outline of the concrete example (FIG. 71) of the proposal. This table shows the marginal vacancy resistivity and loan breakdown for each proposed property.
[0074]
And it is about (2) SPC limit vacancy resistivity calculation system of the proposal outline | summary of the specific example (FIG. 71) of a proposal. This graph shows how much the marginal vacancy resistivity in the second half is based on the yield per proposal and the marginal vacancy resistivity over the entire borrowing period and the vacancy rate in the first half 10%. .
[0075]
Furthermore, it is about (3) landlord income stable return system of the proposal outline | summary of the specific example (FIG. 71) of a proposal. This graph represents the occupancy rate of 100% to 70% for each proposal property (land tax and public dues, net fixed land price, variable land cost, executive compensation for vacancy rate (0% to 30%), and parking lot Compared to management.
[0076]
Next, it is about (4) landlord takeover income stable maintenance system of the proposal outline of the concrete example of the proposal (FIG. 71). This graph shows that the proceeds from landlords are maintained stably for each proposal property.
[0077]
And it is about (5) SPC loan balance transition of the proposal outline | summary of the specific example (FIG. 71) of a proposal. This graph shows that the loan balance decreases at a fixed rate for each proposal property.
[0078]
Furthermore, it is about (6) SPC and landlord total balance graph of the proposal outline | summary of the specific example (FIG. 71) of a proposal. This graph shows the total income and total expenditure for the 5th, 10th, 15th, 20th, 25th, and 30th years for each proposal property, and expresses the combined income and expenditure. is there.
[0079]
Next, it is about (7) loan balance transition graph of the proposal outline | summary of the specific example (FIG. 72) of a proposal. This graph shows the difference in the outstanding balance of the loan balance and the difference in the interest expense compared with the principal and interest equal repayment method with the same loan period as the loan period of the SPC Active Goods Business Calculation System Is.
[0080]
And, it is (8) 30-year cumulative balance statement in the proposal outline of the concrete example of the proposal (FIG. 72). This table compares the profitability of the above three methods with the cumulative balance for 30 years.
[0081]
Furthermore, it is (9) 30-year cumulative balance comparison of the proposal outline of the concrete example of the proposal (FIG. 72). This table compares the profitability of each of the above three methods when the principal and interest equal repayment method, which is five years longer than that of the SPC active goods commercialization calculation system, is set to 100.
[0082]
Next, it is about the (10) disposable fund graph of the proposal outline | summary of the specific example (FIG. 72) of a proposal. This graph compares the amount of money that the landowner can dispose of after tax after 5 years, 10 years, 15 years, 20 years, 25 years, and 30 years. is there
[0083]
Next, it is about the (11) cumulative disposable fund graph of the proposal outline of the concrete example of the proposal (FIG. 72). This graph compares the landlord's type after-tax disposable funds for the above three methods for 5 years, 10 years, 15 years, 20 years, 25 years and 30 years.
[0084]
Finally, it is about the (12) retained earnings graph of the proposal outline of the specific example (FIG. 72) of the proposal. This graph compares the balance of retained earnings for the above three methods at the end of the 5th year, the end of the 10th year, the end of the 15th year, the end of the 20th year, the end of the 25th year, and the end of the 30th year.
[0085]
Accordingly, a specific example 20 of the third-level brochure will be described. This example is an example of an apartment. The computer screen of the specific example of this pamphlet is as 500 (FIGS. 73 to 74).
[0086]
Therefore, the SPC active goods product system 21 in the first layer will be described. The SPC Active Goods System develops a product system using laws such as the Civil Code, Lease and Land Lease Law, Trust Law, Real Estate Registration Law, Divisional Ownership Law, and Limited Company Law. The point is that it does not use any of the three laws of (1) the liquidity of assets, (2) the law concerning investment trusts and investment corporations, and (3) the Real Estate Specified Joint Business Law as in general SPC. It is that the system is built only by law. The computer screen of this SPC activity goods product system is as shown in S12 (FIG. 75).
[0087]
Next, it is about the system of an SPC activity goods product system. The SPC Active Goods Product System is a land-building product system, a new equivalent exchange product system, a land purchase product system, and a condominium product system as a new building product system system, and a renovated product system as a used building product system system. The system consists of three product systems: a system, a refinancing product system, and a building rental product system.
[0088]
Finally, the difference from the conventional method. In the past, SPC was formulated using special legislation on SPC, so the scope of use was very limited and limited to large-scale real estate businesses. Since the SPC active goods system is developed without using a special law related to SPC, it can be used in a very wide range of applications, and a small-scale real estate business is also possible. It should be noted that the purpose of the SPC of the SPC activity goods system is limited to the operation in the property, and it is a very limited special purpose company.
[0089]
Accordingly, the second-tier new product system system 22 will be described. The new building of the SPC activity goods system has been filed for a business model patent as an activity asset new building type product, an activity property public building type product, and an activity property land purchase type product (March 3, 2003, Japanese Patent Application No. 2003-055582) However, this time, the new building product system has been organized into (1) land-use product system, (2) new equivalent exchange product system, (3) land purchase product system, and (4) sale-type product system. Systematized as a product system. In addition to the above four product systems, the rental advance-type sales product system is commercialized, but the rental advance-type sales product system is positioned as one product type of the land utilization type product system. The computer screen of this product system system is as shown in S22 (FIG. 76).
[0090]
Finally, the difference from the conventional method. General SPC is structured for the purpose of handling non-performing loans and off-balance of large companies, so there is no product system system for new buildings. The SPC activity goods system has been systematized as a product system that satisfies landowner needs, tenant needs, user needs, business operator needs, and financial institution needs for all new buildings.
[0091]
Accordingly, the land utilization product system 23 in the third hierarchy will be described. The land-use-type product system is a system in which landowners use the land-related legal relations, and landowners lease land to SPCs (landowner subsidiaries) with land rights and use them effectively. The concrete products of the land-use type product system are: (1) Active Goods Rental Apartment, (2) Active Goods Rental Apartment, (3) Active Goods Rental Building, (4) Active Goods Suburban Store, (5) Active Goods Trunk Room (6) There are 7 products, such as (7) Active property rental advance condominiums, as types of products for buildings such as active property hospitals and land utilization type product systems.
For each of the seven products, an SPC system, a commercialization determination system, a loan system, a business promotion system, and a land diagnosis system are institutionalized. The computer screen of this land utilization type product system is as shown in 600 (FIG. 77).
[0092]
Next, it is about an object building. Buildings for land-use product systems include a wide range of buildings such as apartments, condominiums, buildings, suburban stores, warehouses, trunk rooms, public buildings such as hospitals and nursing homes, public buildings such as public buildings, libraries, and schools Across. As for this condominium, rental management is preceded, and a rental condominium that is initially owned as a separately owned condominium is also commercialized as a land-based product system so that a building with leasehold rights can be sold after the occurrence of inheritance.
[0093]
And it is about the company purpose of SPC of land utilization type product system. The purpose is “Ownership, operation and management of a building with ordinary leasehold in XX city, XX city, XX city, XX city, using the SPC active goods system”.
[0094]
Finally, the difference from the conventional method. Conventional land utilization has been carried out by a method that does not utilize SPC, such as a self-construction method, a leasehold right method, or an equivalent exchange method. The SPC asset management system has made it easy to raise funds by utilizing SPC, and has established a system for outsourcing small-scale rental management to professionals.
[0095]
Accordingly, the fourth-tier active property rental apartment 24 will be described. An apartment rental apartment is a structure in which a landowner leases land to an SPC (a landowner subsidiary) utilizing the legal relationship of ordinary land rights (ground rights). The computer screen of this apartment rental apartment is as shown in 610 (FIG. 78).
[0096]
Finally, the difference from the conventional method. The conventional apartment management is a method in which the landowner borrows on land owned by the landowner, and the landowner constructs, owns and manages the apartment, but in the rental apartment, the SPC borrows on the land owned by the landowner and the SPC It is a system that constructs, owns and manages an apartment.
[0097]
Thus, the fourth-tier active property rental apartment 25 will be described. Active property rental condominiums are a system whereby landlords lend land to SPCs (owner subsidiaries) by utilizing the legal relationship of ordinary land rights (ground rights). The computer screen of this apartment rental apartment is 620 (FIG. 79).
[0098]
Finally, the difference from the conventional method. Conventional condominium management is a method in which the landowner borrows on land owned by the landowner, and the landowner constructs, owns and manages the condominium. However, in the rental apartment, the SPC borrows on the land owned by the landowner and the SPC It is a system that builds, owns and manages condominiums.
[0099]
Thus, the fourth-tier active property rental preceding condominium 26 will be described.
Active property rental advance condominiums are products developed mainly for individual landlords who are struggling to pay inheritance taxes. This product is generally used when landlords lend land to SPC (landowner subsidiary) by utilizing the legal relationship of land lease rights (ground rights), and then landlords need funds such as the occurrence of inheritance. It is a system that sells buildings with ordinary leasehold rights and can meet funding needs such as inheritance tax. The computer screen of this active property rental preceding condominium is as shown in FIG.
[0100]
Next, it is about division owned buildings. Since the pre-sale condominiums for active property rental are products that are planned to sell a part of the building, the condominium is registered as a condominium and is registered as a separately owned building. After the sale of the owned building, it becomes ordinary leasehold or ownership.
[0101]
And about landowner income. Land owners' income for pre-sale apartments for active property rentals is not a fixed land rent, variable land rent, or executive compensation fee for active property rental apartments, condominiums, buildings, etc., but a fixed land rent method that considers future sales to users, Eliminate variable land rent and increase executive compensation.
[0102]
Furthermore, it is about the pre-sale price of a section-owned building with ordinary leasehold. The loan system of the SPC Lifecycle System is not a regular 30-year or 35-year repayment system, but a repayment system of up to 25 years. %, 40% after 15 years, 20% after 20 years, and zero after 25 years, so the building part of ordinary leasehold-owned buildings can be sold higher than the loan balance, so there is no loss You will be able to trade.
[0103]
Next is the landowner merit. The landowner earns monthly income from SPC rental management until the need for inheritance tax, etc., and when the need for funds arises, the landowner usually sells the land with separate leasehold rights. It can correspond to.
[0104]
And about user merits. Condominium land is a special asset that does not need to be owned at a high price if it can be used. In addition to being used, the user can actually own the land at the ratio of ordinary land rights, and since it is ordinary land rights as ground rights instead of periodic land rights, it is excellent in resellability and collateral properties You will be able to get your home at a cheap price.
[0105]
Finally, the difference from the conventional method. Traditionally, landowners have used land as parking lots to pay for inheritance tax as a property delivery asset. A large part of our convenient land is used for parking. Active property rental pre-sale condominiums were developed as products that meet the needs of landlords who do not want to sell land, while managing rental apartments, responding to funding needs such as inheritance tax payments. This product is socially consistent with the government's policy goal of land mobility.
[0106]
Thus, the fourth-tier active property rental building 27 will be described. An active property rental building is a structure in which landlords lend land to SPCs (landowner subsidiaries) utilizing the legal relationship of ordinary land rights (ground rights). The computer screen of this active property rental building is as shown in 640 (FIG. 81).
[0107]
Finally, the difference from the conventional method. Conventional building management is a method in which the landowner borrows on land owned by the landowner, and the landowner constructs, owns and manages the building. However, in the active property rental building, the SPC borrows on the land owned by the landowner, and the SPC It is a system that builds, owns, and manages a building.
[0108]
Thus, the fourth-tier active goods suburban store 28 will be described. In the suburban store, the landowner lends land to the SPC (landowner subsidiary) and the tenant rents the building from the SPC using the legal relationship of ordinary land rights (ground rights). The computer screen of this suburban store is 650 (FIG. 82).
[0109]
Finally, the difference from the conventional method. The conventional suburban store is a method in which the landowner constructs and owns the building on the land owned by the landowner and leases the building to the tenant, but the active suburban store is located on the land owned by the landowner. This is a system in which the SPC constructs and owns the building and rents the building to the tenant using the tenant's construction cooperation money.
[0110]
Thus, the fourth-tier active goods trunk room 29 will be described. The active goods trunk room is a mechanism whereby landlords lend land to SPCs (landowner subsidiaries) by utilizing the legal relationship between temporary land lease rights (ground rights) or ordinary land rights (ground rights). The computer screen of this active goods trunk room is as shown in 660 (FIG. 83).
[0111]
Finally, the difference from the conventional method. The conventional trunk room is a system in which the landowner purchases and owns the trunk room on the land owned by the landowner, while the active goods trunk room is a system in which the SPC purchases and owns the trunk room on the land owned by the landowner.
[0112]
Thus, the fourth-tier building 30 such as a living-goods hospital will be described. Buildings such as hospitality property hospitals make use of the legal relationship of ordinary land rights (ground rights) and landlords have become SPCs (owner subsidiaries) private companies such as apartments, condominiums, buildings, hospitals other than buildings, head office buildings, warehouses, libraries, public halls, It is a structure that lends land for public buildings such as schools. The computer screen of this building, such as an active hospital, is as shown in 670 (FIG. 84).
[0113]
Finally, the difference from the conventional method. Conventional buildings such as hospitals, head office buildings, and warehouses are built and owned by hospitals, companies, and warehouse companies, and public buildings such as libraries, public halls, and schools are built and owned by national and local organizations. This is a system in which SPC constructs and owns buildings on the land of each landowner, and the government, local governments, and other national and local governments rent the buildings. is there.
[0114]
Therefore, the new equivalent exchange type merchandise system 31 in the third hierarchy will be described. Lands with complicated rights relationships that have one or more landowners and one or more tenants (sub-leasers) cannot readily be commercialized. The new equivalent exchange-type product system was established as a holding company, a limited liability company, in which multiple landowners invested in proportion to their land stakes. This is a system that utilizes the legal relationship of leasehold rights in which landowners transfer land and SPCs build buildings. The computer screen of this new equivalent exchange product system is 700 (FIG. 85).
[0115]
Next, it is about an object building. The target buildings of the new equivalent exchange product system are condominiums and buildings. This product system is also suitable for redevelopment projects.
[0116]
And about land ownership. There are two types of land ownership methods: the method owned by SPC (owner holding company subsidiary) and the method owned by SPC and tenant. The new equivalent exchange product system is a financially superior SPC ownership method.
[0117]
Furthermore, it is about right-owned buildings. Since buildings owned by landowners or tenants are exchanged by so-called equivalent exchange, landowners or tenants can receive special taxation.
[0118]
Next, it is about an SPC-owned building. The SPC investor (holding company) decides whether the SPC leases or sells the remaining buildings whose rights have been converted by the landlord and tenant. In short, the new equivalent exchange product system is a product system that combines a land-use product system and a distribution-type product system.
[0119]
And about the holding company method. The biggest point of the new equivalent exchange product system is that it can be commercialized by establishing a holding company of multiple landowners and forming an SPC in which the holding company invests one person.
[0120]
Furthermore, about anonymous partnership investment. The landowner before the rights conversion remains the investor of the holding company after the SPC is established, so what kind of merit the landowner considers is the point of the system. A method of paying executive remuneration as a director of a holding company is also possible, but troubles are likely to occur due to the large number of people. The new equivalent exchange-type product system is a part of the landowner's land sale price, and has SPC make an anonymous association investment according to the proportion of land ownership, and distribute the profit of SPC to the anonymous association investor (landowner) It is a principle method. In this case, the SPC investor will be a holding company, which is the investor of the stock (capital), and multiple anonymous partnership investors. It becomes.
[0121]
Next, it is about the tenant merits. By converting the rights in this way, the tenant changes (1) the building is renewed, (2) the leasehold right changes from the lease right to the ground right, and the transfer of the leased right building and setting of collateral can be freely made without the consent of the landowner become able to. In short, the value as an asset is greatly increased.
[0122]
And it is about the SPC company purpose of a new equivalent exchange type merchandise system. The purpose is “Ownership, operation, management, and sale of land and buildings in XX city, XX city, XX town, XX city by SPC activity goods system”.
[0123]
Finally, the difference from the conventional method. Conventionally, there has been only equivalent exchange as a general method for converting a right relationship. The biggest demerit of this equivalence exchange is that it would not have been possible without selling the land of a landowner with a strong desire for land. The new equivalent exchange-type product system has been developed to meet the needs of landowners with a strong desire for land by adopting an SPC sale method that does not substantially sell land, and to develop a system for exchanging tenants' leaseholds and building floors. Enabled the processing of complex land, rights relationships.
[0124]
Accordingly, the new-equipment new equivalent exchange type condominium 32 in the fourth level will be described. The active goods new equivalent exchange product system is the most suitable product for condominiums. Of course, stores and office buildings may be added to the condominium floor, or the entire building can be used as a building. The computer screen of the new life equivalent exchange-type condominium is as shown in 710 (FIG. 85).
[0125]
Next is the redevelopment project. A new equivalent exchange-type condominium is an optimal system for redevelopment projects where complicated rights are complicated.
[0126]
Finally, the difference from the conventional method. Traditionally, land with complicated rights such as redevelopment projects has been difficult to deal with. The biggest reason is that we could not provide landlords and tenants with a mechanism that has much merit compared to the current situation. The new equivalence exchange type condominium has made it possible to commercialize landlords and tenants by significantly increasing their merits.
[0127]
The following “0127”, “0128”, “0129”, “0130”, “0131” are added to the above “0124”, “0125”, “0126”.
Accordingly, the new-equipment new equivalent exchange type condominium 32 in the fourth level will be described. The new equivalent exchange product system is an excellent system for coordinating complicated rights relationships, but it can of course be applied to simple rights relationships. The new equivalent exchange product system has been developed as a system that adjusts complex rights relationships, but a system that handles simple rights relationships is referred to as an active new equivalent exchange apartment. Newly-funded equivalent exchange type condominiums have been developed as fundamentally changing the concept of the equivalent exchange method. This system is established as a system in which land owners and SPCs acquire 50% of buildings by selling ordinary land rights (sometimes with fixed-term land rights) without selling the land for land owned by the landowners. . The point of this product system is not only that the landowner acquires a building using a special taxation exception, but also that the SPC additionally acquires the building so that it becomes 50% of the entire building. In short, the concept of “equivalent to money conversion”, which is generally referred to as equivalent exchange, has been reverted to the straightforward concept of “quantity equivalent” that can be understood by ordinary people. The computer screen of this new life equivalent exchange-type condominium is as shown in 710 (FIGS. 86 to 87).
[0128]
Next, it is about a user-owned building. User-owned buildings will be 50%, and the right to use the site will be ordinary land rights (ground rights). The amount of user sales will be 80% to 85% for ordinary land-owned property-owned buildings compared to ordinary land-owned property-owned buildings. The user's land rent is approximately twice the tax and public charges of the land and is generally 100 yen / m ² 70m ² It will be about 7000 yen.
[0129]
And about landowner-owned buildings. The landowner-owned building can be purchased at the 50% normal land lease price sold to the user. The landowner will acquire a land with ordinary leased land as a self-leased land and will not receive land rent. In addition, when inheritance occurs, the landowner can sell the inherited tax to the SPC by paying the inheritance tax.
[0130]
Furthermore, it is about an SPC-owned building. SPC-owned buildings are acquired by borrowing as a ratio of 50% minus the landowner-owned buildings ratio. There are two types of land lease relationships with landowners, such as a method of giving and receiving low-cost rent and a low rent as well as a user, and a method of giving considerable rent without receiving and receiving the right-of-charge. It is also possible to reduce the rent to a lower rent by submitting a gratuitous return notification form to the tax office without giving or receiving the right money.
[0131]
Finally, the difference from the conventional method. The conventional equivalent exchange method has been established as (1) a method of selling land and acquiring a building, (2) a method equivalent to monetary conversion, and (3) a method of reducing the number of owned buildings when inheritance occurs. . Active goods new equivalent exchange type condominium product system is (1) a new method of acquiring buildings by selling ordinary land rights without selling land, and (2) building by acquiring building parts whose SPC is less than 50% As a new method, which is equivalent to the quantity conversion equivalent to 50% of the self-owned property, and (3) a new method in which the number of buildings owned by the division is not substantially reduced even when inheritance occurs.
[0132]
Thus, the third level land purchase type merchandise system 33 will be described. The land purchase-type product system is a system in which an SPC purchases land and constructs a building in an area where the unit price of land is low, utilizing the legal relationship of ownership. The computer screen of this land purchase type merchandise system is as shown in 800 (FIG. 88).
[0133]
Next, it is about an object building. A large-scale shopping center with high profitability in a local city where the unit price of land is low.
[0134]
And it is about the company purpose of SPC of a land purchase type product system. The purpose is “Ownership, operation, management, and sale of land and buildings in XX city, XX city, XX town, XX city by SPC active goods system”, and SPC shall be dissolved after the sale ends.
[0135]
Finally, the difference from the conventional method. In the past, industries such as large-scale shopping centers that are eager to open a store but do not want to fix their funds have not opened a store until they have purchased land because of the credit limit of a financial institution. The SPC activity goods system is a system that can open a store even if the land is purchased because an SPC is established for each property and the local financial institution of the property conducts financing.
[0136]
Thus, the lively property land purchase type store 34 in the fourth hierarchy will be described. The active goods land purchase-type product system is the product most suitable for stores in local cities. The computer screen of this active property land purchase type store is as shown in 810 (FIG. 89).
[0137]
Next, the investor holding company one-person investment method. The SPC investor is a single investment in a holding company established by multiple investors, receives construction cooperation and security deposits from tenants, and the investor who invests in the holding company invests in anonymous partnership investment I. Get anonymous partnership investment II from home. Anonymous partnership investment I is a subordinate investment and Anonymous partnership investment II is a preferred investment. As for dividends, anonymous association investment II is high and anonymous association investment I is low. In addition, the capital gain when the SPC is dissolved is preferentially attributed to the anonymous association investment I and the anonymous association investment II is subordinated.
[0138]
And about the loan ratio. The loan ratio for SPC financing will be about 50%, and the remaining 50% will be financed by security deposit, construction cooperation money, anonymous association investment I, and anonymous association investment II. For the mortgage, the loan is set as the first rank, and the limited company established by the anonymous association investor is set as the second rank.
[0139]
Furthermore, it is about the feature of the active goods land purchase type store. As for the active goods land purchase type store, it is the same as other active goods product systems that it is a one person investment SPC, but because of the peculiarity of purchasing the land, it is necessary to use anonymous association investment. Therefore, unlike other active goods product systems, it is subject to the Real Estate Specified Joint Business Law and requires a land / building trust for a trust bank.
[0140]
Finally, the difference from the conventional method. Previously, there was almost no mechanism to establish SPC and acquire land and buildings. An active property land purchase-type store was established using a deposit, construction cooperation money, anonymous partnership investment I, and anonymous partnership investment II.
[0141]
Thus, the third-tier sales-type product system 35 will be described. In the sale-type product system, the landlord leases land to the SPC with a land lease right (ground right), and the SPC sells it to the user as a building with a land lease right for the first time. This is a product system in which the landowner sells the stake in the land according to the building within a period of nine years determined by the user, and eventually becomes a land-based condominium building. The computer screen of this consignment-type product system is as shown in 900 (FIG. 90).
[0142]
Next, it is about SPC invested by one company. SPC will be established by one investor, such as a developer or house maker. Since this SPC will be dissolved upon completion of the sale, SPC will be sold in a joint seller format with developers, house makers, and other operators due to liability for defects. The joint seller's share can be 90% SPC and 10% business operator, or 50% SPC and 50% business operator.
[0143]
And it is about an object building. The target buildings of the sale-type product system are detached houses and condominiums, buildings, etc.
[0144]
Furthermore, it is about a route price ratio comparison system. The land sale amount is a system that determines the calculation method in advance when setting up temporary leasehold rights. That is, the land-based sales amount is calculated when the temporary land lease right is set, and the land-based sales amount is multiplied by the ratio between the road price at the time of setting the temporary land lease right and the road price at the time of actual sale. This method can be understood by the user in the sense that the sale price varies depending on the public evaluation value called the route price, but there are cases where the user's understanding is not necessarily obtained when the route price increases. Considering that land sales will be based on landowner needs in the sale-type product system in the following fiscal year, in order to balance with user needs, in the case of a rise in line prices, (1) the original land-based trading We have institutionalized a method that considers the amount of money and a method that only considers 50% of the increase in the line price. In addition, since it is calculated that it is more advantageous for users to buy 9 years later than to buy 1 year later, for example, 5 years later is set to zero, and it is deducted from the amount calculated by the line price ratio method every young year. The land buying and selling method that adds to the amount calculated by the line price ratio method for each old year is systematized. This calculation is calculated by multiplying the initial land-based trading amount by a certain ratio. However, if the sale is made for 9 years under the current interest rate level, the first year is 4%, the second year is 3%, 3rd year -2%, 4th year-1%, 5th year 0%, 6th year + 1%, 7th year + 2%, 8th year + 3%, 9th year + 4%. In the case of selling for 7 years, 1st year -3%, 2nd year -2%, 3rd year -1%, 4th year 0%, 5th year + 1%, 6th year + 2%, 7% The year is + 3%. The most common system is to sell in seven years.
[0145]
Next is registration. Since the land-based merchandise system will be sold and sold in a later year, a registration system has been established to resolve the concerns of users and landowners. First, in order to solve the user's anxiety, (1) register the trust with the trust bank as the right holder in the land zone, and (2) register the ground right with the user as the right holder in the land zone. , (3) Perform temporary registration of land ownership transfer with the initial condition with the user as the registered right holder in the Oto Ward of the land. In addition, in order to solve the landowner's anxiety, a temporary registration of a mortgage with a stop condition will be made with the landowner as the right of registration in the building's Oto Ward. Note that the above stop condition is the payment of the purchase / sale value for the user's landowner.
[0146]
And about landowner needs. Landowner needs to handle land with high book value, land with low book value, and secure funds for inheritance tax payment.
[0147]
Furthermore, it is about user needs. The user can acquire at a price of about 70% of the building with land at first, pay the land rent for the period until the purchase of the land afterwards, and finally settle the remaining balance of about 30% and purchase the land, which is a big advantage is there.
[0148]
Next, it is about business operator needs. Because the housing market is bad, the SPC will initially sell the land with temporary leasehold at a low price, and then the landowner will sell the land according to the share of each unit every year. Contribute to the activation of
[0149]
Finally, the difference from the conventional method. Previously, there was no concept of a lease with a temporary land use right. The sales-type product system is a product system that has advantages for landowners, users, and businesses by combining SPC, temporary leasehold rights, and sales.
[0150]
Thus, the fourth-tier active property condominium detached house 36 will be described. SPC rents land with temporary leasehold rights (ground rights) and sells the detached houses with temporary leasehold rights as a joint seller with the business operator to the user. It is a system that allows a user to acquire a landed detached house by selling the land to the user at a fixed time. The computer screen of this detached house for sale is 910 (FIG. 91).
[0151]
Next is the needs of corporate landlords. When land is sold, a huge loss or profit must be recorded. (1) Corporate landowners who own land with a high book value and (2) Corporate landowners who own land with a low book value There is a need for this system that can level profits.
[0152]
And about individual landowner needs. Individual landlords who suffer from inheritance tax payment are different from the above-mentioned corporate landowners in that they do not sell the land every year, but rather sell the land after the inheritance occurs. In other words, a land purchase contract with a stop condition that does not sell for individual landlords, but sells them after inheritance, meets the needs of landowners.
[0153]
Furthermore, it is about user needs. This product has high needs for users who want to live in detached houses but who have financially compromised apartments and users who have strong preference for detached houses.
[0154]
Finally, the difference from the conventional method. Traditionally, the detached housing business could not be established without purchasing land. It is possible to commercialize without buying land with a detached property detached house, which brings great benefits to landowners, users, and detached house operators.
[0155]
Thus, the fourth-tier active property condominium 37 will be described. SPC leases land with a land lease right (ground right) and sells the condominium with a temporary land lease to a user as a joint seller with the operator, and is defined in the initial contract within 9 years It is a system that allows the user to acquire a condominium with land by selling the land to the user at a certain time. In addition, the condominium condominium has been developed not only as a condominium with land, but also as a condominium with ordinary leasehold rights. The computer screen of this condominium for sale is 920 (FIG. 92).
[0156]
Next is the needs of corporate landlords. When land is sold, a huge loss or profit must be recorded. (1) Corporate landowners who own land with a high book value and (2) Corporate landowners who own land with a low book value There is a need for this system that can level profits.
[0157]
And about user needs. The price of condominiums has also fallen to a reasonable level, but is still high enough for ordinary people to buy in the city center. With the advent of condominiums for real estate, condominiums that can be acquired by young people have been realized. This product has high needs not only for actual demand but also for investors.
[0158]
Finally, the difference from the conventional method. Conventionally, a temporary land lease is generally called a temporary land lease, and is rarely used as a ground right, and has never been sold as a condominium with a temporary land lease. Active property condominiums are positioned as temporary use until the landowner sells the land. Temporary use condominiums are used as ground rights to realize condominiums with temporary use land rights.
[0159]
Thus, the second-tier second-hand building commodity system system 38 will be described. A business model patent has been filed for a used building of the SPC activity goods system as a large-scale repairable product for an activity asset used building and a refurbished product for an activity asset used building (Japanese Patent Application No. 2003-055582 on March 3, 2003). The used building product system was organized and systematized as three product systems: (1) remodeling product system, (2) refinancing product system, and (3) building rental product system. The computer screen of this used building commodity system system is as shown in S23 (FIG. 93).
[0160]
Finally, the difference from the conventional method. General SPC is designed for the disposal of non-performing loans and off-balance of large corporations, so it targets second-hand buildings, but there is no commodity system system. The SPC management system has been systematized as a product system that satisfies landowner needs, tenant needs, user needs, business needs, and financial institution needs for second-hand buildings such as condominiums, buildings, and apartments.
[0161]
Therefore, the reformable product system 39 in the third hierarchy will be described. The reform-type product system is a system in which the landowner jointly trusts land and buildings with SPC and a trust company to renovate buildings by utilizing the legal relationship of trust. The computer screen of this reformed product system is 1000 (FIG. 94).
[0162]
Next, it is about an object building. The target buildings of the remodeled product system cover a wide range of apartments, buildings, stores, etc.
[0163]
And it is about the company purpose of SPC of a reform type product system. The purpose is “Ownership, operation and management of land / buildings registered in trust in XX city, XX city, XX town, XX by SPC livelihood system”, and SPC shall be dissolved after the trust ends.
[0164]
Finally, the difference from the conventional method. Conventionally, even if a large-scale repair was attempted, there were problems with mortgages, management companies, etc., which could not be realized easily. The SPC active goods system has been made possible by rationalizing the increase in real rents by reducing administrative expenses, and by managing affiliated companies of financial institutions that finance renovation funds for fund management and building management.
[0165]
Thus, the third-tier refinancing product system 40 will be described. The refinancing product system is a system that uses the legal relations of the trust, and the landowner jointly trusts the land and building with SPC and the trust company to reduce monthly repayment by refinancing for 5 years or 3 years. The computer screen of this refinancing product system is as shown in 1100 (FIG. 95).
[0166]
Next, it is about an object building. The target buildings of the refinancing product system cover a wide range such as apartments, condominiums, and buildings.
[0167]
And it is about the company purpose of SPC of a refinancing type product system. The purpose is “Ownership, operation and management of land / buildings registered in trust in XX city, XX city, XX town, XX by SPC livelihood system”, and SPC shall be dissolved after the trust ends.
[0168]
Finally, the difference from the conventional method. In the past, there was no way to refinance a loan to another financial institution and make it a normal receivable in the event that rental management is not successful. The SPC active goods system refinances only for a period of 5 years or 3 years, and then transfers the receivables to the original financial institution, thereby paving the way for the disposal of non-performing loans related to rental management, which is one of the social problems.
[0169]
Thus, the third-tier building rental product system 41 will be described. The building rental product system utilizes the legal relationship of building leases, and SPCs (tenant subsidiaries) rent buildings from building renters with leaseholds, and each professional performs management and fund management for product sales, service businesses, etc. It is. The point of the system is to separate management and cash management. The computer screen of this building rental product system is as shown in 1200 (FIG. 96).
[0170]
Next is management contract. The tenant entrusts management to professionals in each industry until the business management is on track, and shifts to self-management when the management know-how of each industry is acquired.
[0171]
And about money management consignment. For SPC fund management, affiliated companies of financial institutions that loan SPC loans are entrusted with fund management for the entire borrowing period. After the borrowing period ends, fund management is transferred to the tenant.
[0172]
Furthermore, it is about tenant merit. The system is a professional management system, and the affiliated company of the financial institution that provides SPC loans manages the funds over the entire borrowing period. (1) Easy tenant financing, (2) Tenants There are many advantages such as acquiring management know-how.
[0173]
Next, it is about the company purpose of SPC of a building rental type product system. The purpose is “operation of a building with a building lease right of XX city, XX city, XX address, XX building, XX number, using the SPC activity goods system”.
[0174]
Finally, the difference from the conventional method. Previously, except for the franchise system, there was no way to acquire management know-how of each industry, but financing was difficult even with the franchise system. The SPC active goods system is a system in which fund management is facilitated and management know-how can be acquired by affiliated companies of financial institutions that finance SPC loans.
[0175]
【The invention's effect】
Since the information distribution / collection system driven by the SPC life goods system II using the Internet according to the present invention is as described above, the above problems have been solved and the following great effects have been produced. In other words, the “SPC active goods commercialization calculation system” of the present invention promotes the utilization of land that has been stagnant by solving the concerns of landowners and financial institutions, as well as construction companies, house makers, real estate companies, design offices, tax accountants, etc. Contribute to the expansion of the business of business people such as experts. In addition, the “SPC Active Goods Product System” systematized products that can be commercialized by SPC, thereby expanding the SPC to markets such as sales, building rental, land purchase, renovation, and refinancing as well as land utilization.
[0176]
Finally, what I want to emphasize is that the Internet-based SPC activity goods system II-driven information distribution and collection system according to the present invention has easily solved the vacant building situation that is a major problem today. It is. That is, even if vacancies occur in buildings, condominiums, etc., the present invention incorporates such countermeasures.
[Brief description of the drawings]
FIG. 1 is a block diagram of an embodiment of an information distribution / collection system driven by an SPC activity system II using the Internet according to the present invention.
FIG. 2 is a flowchart of an operation based on a combination of a computer mechanism and software of an embodiment of an information distribution / collection system driven by an SPC lifecycle system II using the Internet according to the present invention. These are shown in the order of the alphabets attached to the arrow lines.
FIG. 3 is an overall system diagram of an information distribution / collection system driven by an SPC activity system II using the Internet according to the present invention.
FIG. 4 shows a detailed view of the contents of FIG. 3, and the symbols in parentheses are screen numbers.
5 is a detail / enlargement of the front part of FIGS. 3 and 4. FIG.
6 is a detail / enlarged view of the screen group of 100 and 200 groups in FIGS. 3 and 4. FIG.
7 is a detailed / enlarged view of the screen diagram 300 group of FIGS. 3 and 4 and a portion in the vicinity thereof. FIG.
8 is a detail / enlarged view of the portion of the screen diagram 600 group of FIGS. 3 and 4. FIG.
FIG. 9 is a detail / enlarged view of the screen diagrams 700 to 900 of FIGS. 3 and 4 and the vicinity thereof. It is a screen figure of Internet information.
FIG. 10 is a chart showing a disclosed Internet system index.
FIG. 11 is a screen 10 showing an outline of the business model of the SPC activity goods system II on the top page of the SPC activity goods system II.
FIG. 12 is a screen diagram (11) in which a user who is interested in the SPC vitality system II applies for a password.
FIG. 13 is a screen 11a for returning a password after confirming predetermined matters to a password applicant of the SPC vitality system II.
FIG. 14 is a password input screen 12 for viewing screen diagrams of the first and subsequent layers of the SPC life-cycle system II.
FIG. 15 is a screen diagram S11 of the first layer SPC activity goods business calculation system.
FIG. 16 is a screen diagram S21 of the second-tier commercialization determination system.
FIG. 17 is a screen diagram 100 of the third layer limit vacancy resistivity calculation system.
FIG. 18 is a screen diagram 110 of a fourth-layer reference vacancy rate.
FIG. 19 is a screen diagram 120 of a fourth layer base yield.
FIG. 20 is a screen diagram 200 of the third-level landlord income stable return calculation system.
FIG. 21 is a screen diagram 210 of the fourth-tier fixed land rent calculation system.
FIG. 22 is a screen diagram 220 of the fourth-tier variable land rent calculation system.
FIG. 23 is a screen view 230 of the officer remuneration calculation system in the fourth hierarchy.
FIG. 24 is a screen diagram 300 of a third-level calculation document system.
FIG. 25 is a screen diagram 310 of a specific example A of a vacancy calculation sheet in the fourth hierarchy (a specific example of a calculation sheet of the limit vacancy resistivity during the entire borrowing period).
FIG. 26 is a part of screen diagram 310 of specific example A (specific example of the calculation of limit vacancy resistivity for the entire borrowing period) in the fourth hierarchy, and is the uppermost part of the seven-divided part. The left half of
FIG. 27 is a part of the screen diagram 310 of the fourth layer vacancy calculation example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), and is the uppermost part of the seven-divided part. The right half of
FIG. 28 is a part of the screen diagram 310 of the fourth layer vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. The second left half part.
FIG. 29 is a part of the screen diagram 310 of the fourth layer vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. This is the second right half.
FIG. 30 is a part of the screen diagram 310 of the fourth layer vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. This is the third left half part.
FIG. 31 is a part of the screen diagram 310 of the fourth layer vacancy calculation example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. This is the third right half.
FIG. 32 is a part of the screen diagram 310 of the fourth layer vacancy calculation specific example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. The fourth left half part.
FIG. 33 is a part of the screen diagram 310 of the fourth floor vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. The fourth right half part.
FIG. 34 is a part of the screen diagram 310 of the fourth layer vacancy calculation example A (specific example of the calculation of the limit vacancy resistivity for the entire borrowing period), from the upper part of the seven-divided part. This is the fifth left half part.
FIG. 35 is a part of the screen diagram 310 of the fourth layer vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity for the entire borrowing period), from the upper part of the seven-divided part. This is the fifth right half part.
FIG. 36 is a part of the screen diagram 310 of the fourth layer vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. This is the sixth left half part.
FIG. 37 is a part of the screen diagram 310 of the fourth layer vacancy calculation example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), from the upper part of the seven-divided part. It is the sixth right half part.
FIG. 38 is a part of the screen diagram 310 of the fourth layer vacancy calculation specific example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), and the lowermost part of the seven-divided portion The left half of
FIG. 39 is a part of the screen diagram 310 of the fourth floor vacancy calculation concrete example A (specific example of the calculation of the limit vacancy resistivity during the entire borrowing period), and the lowermost part of the seven-divided part The right half of
FIG. 40 is a screen diagram 320 of a vacancy calculation concrete example B in the fourth hierarchy (a concrete example of a calculation document for the second half limit vacancy resistivity when the first half is vacant).
FIG. 41 is a part of the screen diagram 320 of the fourth layer vacancy calculation specific example B (specific example of the calculation statement of the second half limit vacancy resistivity in the case of the first 10% vacancy), and is divided into seven parts. It is the left half part of the top of the part.
FIG. 42 is a part of the screen diagram 320 of the fourth layer vacancy calculation specific example B (specific example of the calculation statement of the second half limit vacancy resistivity when the first half is vacant), and is divided into seven parts. It is the right half of the top of the part.
FIG. 43 is a part of the screen figure 320 of the fourth layer vacancy calculation concrete example B (specific example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. This is the second left half part from the top of the part.
FIG. 44 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (specific example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. This is the second right half part from the top of the part.
FIG. 45 is a part of the screen diagram 320 of the fourth-layer vacancy calculation concrete example B (specific example of the second-half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. This is the third left half part from the top of the part.
FIG. 46 is a part of the screen diagram 320 of the fourth layer vacancy calculation specific example B (specific example of the calculation statement of the second half limit vacancy resistivity in the case of the first 10% vacancy), and is divided into seven parts. This is the third right half part from the top of the part.
FIG. 47 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (specific example of the calculation document of the second half limit vacancy resistivity when the first half is vacant), and is divided into seven parts. This is the fourth left half part from the top of the part.
FIG. 48 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (specific example of the calculation document of the second half limit vacancy resistivity in the case of the first 10% vacancy), and is divided into seven parts. This is the fourth right half part from the top of the part.
FIG. 49 is a part of a screen diagram 320 of the fourth layer vacancy calculation concrete example B (a concrete example of the second half limit vacancy resistivity calculation in the case of the first half 10% vacancy), and is divided into seven parts. This is the fifth left half part from the top of the part.
FIG. 50 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (specific example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. This is the fifth right half part from the top of the part.
FIG. 51 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (a concrete example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. It is the sixth left half part from the top of the part.
FIG. 52 is a part of the screen diagram (320) of the fourth layer vacancy calculation concrete example B (specific example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy). This is the sixth right half part from the top of the divided part.
FIG. 53 is a part of the screen diagram 320 of the fourth layer vacancy calculation concrete example B (a concrete example of the second half limit vacancy resistivity calculation in the case of the first half 10% vacancy), and is divided into seven parts. It is the left half part at the bottom of the part.
FIG. 54 is a part of the screen figure 320 of the fourth layer vacancy calculation concrete example B (specific example of the second half limit vacancy resistivity calculation in the case of the first 10% vacancy), and is divided into seven parts. It is the right half part at the bottom of the part.
FIG. 55 is a screen diagram 330 of a vacancy calculation concrete example C in the fourth hierarchy (a concrete example of a calculation sheet when the vacancy rate for the entire borrowing period is 10%).
FIG. 56 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% during the entire borrowing period), and the highest part of the seven-divided part The upper left half.
FIG. 57 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and the highest part of the seven-divided part is shown in FIG. The upper right half.
FIG. 58 is a part of screen diagram 330 of vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% during the entire borrowing period), and is an upper part of the seven-divided part Is the second left half part.
FIG. 59 is a part of screen diagram 330 of vacancy calculation concrete example C in the fourth hierarchy (specific example of a calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part It is the second right half part.
60 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth layer (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part. The third half of the left half.
61 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part. It is the third right half part.
62 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the divided part 4 is the left half part.
FIG. 63 is a part of the screen diagram 330 of the fourth layer vacancy calculation concrete example C (specific example of the calculation document when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the divided part It is the fourth right half part.
FIG. 64 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part This is the fifth left half part.
FIG. 65 is a part of screen diagram 330 of vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part It is the 5th right half part.
66 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the seven-divided part. This is the sixth left half part.
67 is a part of the screen diagram 330 of the fourth layer vacancy calculation concrete example C (specific example of the calculation document when the vacancy rate is 10% for the entire borrowing period), and is an upper part of the divided part It is the 6th right half part.
FIG. 68 is a part of screen diagram 330 of vacancy calculation concrete example C in the fourth hierarchy (specific example of a calculation sheet when the vacancy rate is 10% during the entire borrowing period), and the highest part of the seven-divided part The lower left half.
FIG. 69 is a part of the screen diagram 330 of the vacancy calculation concrete example C in the fourth hierarchy (specific example of the calculation sheet when the vacancy rate is 10% for the entire borrowing period), and the highest part of the seven-divided part is shown in FIG. The lower right half.
FIG. 70 is a part of a screen diagram 400 of a specific example of the proposal document in the third hierarchy, and is the first page thereof.
FIG. 71 is a part of a screen diagram 400 of a specific example of the proposal document in the third hierarchy, which is the second page thereof.
FIG. 72 is a part of a screen diagram 400 of a specific example of the proposal document in the third hierarchy, and is the last page.
FIG. 73 is a part of a screen diagram 500 of a specific example of a pamphlet on the fourth hierarchy, and is the first page thereof.
FIG. 74 is a part of a screen diagram 500 of a specific example of the fourth-level pamphlet, and is the last page.
FIG. 75 is a screen diagram S12 of the SPC vital commodity product system in the first layer.
FIG. 76 is a screen diagram S22 of the new building product system system at the second level.
77 is a screen diagram 600 of a land utilization product system in the third hierarchy. FIG.
FIG. 78 is a screen diagram 610 of a fourth-tier active property rental apartment.
FIG. 79 is a screen diagram 620 of a fourth-tier active property rental apartment.
FIG. 80 is a screen diagram 630 of a fourth-tier active property rental preceding condominium.
FIG. 81 is a screen diagram 640 of a fourth-tier active property rental building.
FIG. 82 is a screen diagram 650 of a suburban store at the fourth level.
FIG. 83 is a screen view 660 of a fourth-tier active goods trunk room.
FIG. 84 is a screen diagram 670 of a fourth-tier building such as a living-goods hospital.
FIG. 85 is a screen diagram 700 of a new equivalent exchange commodity system in the third hierarchy.
FIG. 86 is a screen diagram 710 of the fourth-tier active goods new equivalent exchange type condominium.
FIG. 87 is a screen diagram 710 of the fourth-tier active goods new equivalent exchange type condominium.
FIG. 88 is a screen diagram 800 of the third-tier land purchase commodity system.
FIG. 89 is a screen diagram 810 of a fourth-tier active property land purchase type store.
FIG. 90 is a screen diagram 900 of the third-tier sales-type product system.
FIG. 91 is a screen diagram 910 of a fourth-tier active property condominium detached house.
FIG. 92 is a screen diagram 920 of the fourth-floor condominium for sale.
FIG. 93 is a screen diagram S23 of the second-tier second-hand building commodity system system.
FIG. 94 is a screen diagram 1000 of the third-level reformed product system.
FIG. 95 is a screen diagram 1100 of a third-tier refinancing product system.
FIG. 96 is a screen diagram 1200 of a third-tier building rental product system.
[Explanation of symbols]
1 SPC Activity Material System II
2 System chart
3 Password application
4 Return password
5 Password input
6 SPC activity goods business calculation system
7 Commercialization judgment system
8 Limit vacancy resistivity calculation system
9 Standard vacancy rate
10 Base yield
11 Landlord income stable reduction calculation system
12 Fixed land rent calculation system
13 Fluctuating land rent calculation system
14 Executive compensation calculation system
15 System of calculation
16 Vacancy Statement Example A
17 Vacancy Statement Example B
18 Vacancy Statement Example C
19 Specific examples of proposal
20 Specific examples of pamphlets
21 SPC Active Goods Product System
22 New building product system system
23 Land-use product system
24 apartment rental apartment
25 apartment rental apartment
26 Condominium rental condominiums
27 Real estate rental building
28 Suburban store
29 vital goods trunk room
30 Buildings for hospitals
31 New equivalent exchange product system
32 Newly Equivalent Exchange Type Condominium
33 Land purchase product system
34 Active goods land purchase type store
35 Condominium product system
36 Housing for Sale
37 condominiums for sale
38 Used building product system
39 Remodeling product system
40 Refinancing product system
41 Building rental product system
42 Contact
43 answers
C1 Electronic mail receiver
C2 Customer Information Data Collection Department
C3 Database Management Department
C4 data tabulation analysis department
C5 Customer information transmitter
M1 email
M2 system information
M3 password application
Receiving M4 password application
Send M5 password
Inquiry about M6 system information
M7 SPC activity goods system II
M8 Contact
M9 answer
M10 Send inquiry

Claims

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 83-screen information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the whole picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed hierarchically, top page, system diagram, password relation is password application, password return and password input three screens, the first hierarchy is the above SPC activity commercialization calculation system and SPC activity from password input Three screens of goods and goods system and inquiry, the second hierarchy is the above SPC activity goods Commercialization judgment system from the industrialization calculation system, new building product system system from the above SPC active goods product system, used building product system system and 4 screens of responses from the above inquiries, the third layer is the above business Marginal vacancy resistivity calculation system from valuation judgment system, landlord income stable reduction calculation system, calculation system, specific example of proposal, specific example of pamphlet and land utilization type product system from above new building product system system New equivalence exchange type merchandise system, land purchase type merchandise system, sale type merchandise system and renovation type merchandise system from above-mentioned used building merchandise system system, refinancing type merchandise system, building rental type merchandise system 12 screens, 4th layer Is the base vacancy rate from the above-mentioned limit vacancy resistivity calculation system, two screens of the base yield, and the landlord income above Three screens of fixed rent calculation system from fixed reduction calculation system, variable rent calculation system, officer remuneration calculation system, and vacancy calculation concrete example A from the above calculation system system (limit vacancy resistance for the whole period of borrowing) Example of rate calculation), Vacancy calculation example B (specific example of the calculation of the second half limit vacancy resistivity in the case of the first half 10% vacancy), Vacancy calculation example C (all borrowing period) 45 screens of a specific example of a calculation sheet when the period vacancy rate is 10%), and then the active property rental apartment, the active property rental apartment, the active property rental preceding condominium, the active asset from the land utilization product system described above 7 screens of buildings such as rental buildings, subsidized stores, active unit trunk rooms, and active unit hospitals, one screen of new equivalent exchange apartments from the above new equivalent exchange product system, and the above land purchase type Active land from the product system There are 83 screens in total, one screen of a purchase-type store, and then two screens of a live-for-sale detached house and a live-for-sale condominium from the above-mentioned sales-type product system. It is structured around the difference from the system.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collecting unit for collecting customer information from the contents of the data, a database management unit for storing the collected data from the customer information data collecting unit in the database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and An information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the 13 screens are composed of what can be systematically understood by condensing the whole picture of the SPC life goods system II.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screens of its derivatives are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income by the new financial system is widely maintained through this SPC activity material system II, and the computer screen of the contents is It is constructed hierarchically, top page, system diagram, password relations are password application, password return and password input three screens, the first layer is the SPC active goods commercialization calculation system from the above password input and inquiries 2 screens, 2nd layer is from the above SPC activity goods business calculation system Two screens of industrialization judgment system and answer from the above inquiry, third layer is the limit vacancy resistivity calculation system from the above commercialization judgment system, landlord income stable reduction calculation system, calculation system, proposal 6 examples, a specific example of the pamphlet, and a total of 13 screens. These computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 10-screen information distribution and collection system driven by the SPC life goods system II using the Internet is characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC activity goods system II is designed to be able to output from the existing application software to the computer screen, and the contents of the main part screen of the SPC activity goods commercialization calculation system and its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income is maintained by the new financial system widely through the SPC activity material system II. The screen is structured hierarchically, the top page, system diagram, password-related three screens of password application, password return and password input, the first layer is the above SPC livelihood commercialization calculation system from password input Two screens for inquiries, the second hierarchy is the above SPC active goods commercialization calculation system 2 screens of the commercialization judgment system and answer from the above inquiry, the third layer is one screen of the critical vacancy resistivity calculation system from the commercialization judgment system, and the fourth layer is the above-mentioned critical vacancy The screen is composed of 10 screens in total, 2 screens of reference vacancy rate and reference yield from the resistivity calculation system, and these screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collecting unit for collecting customer information from the contents of the data, a database management unit for storing the collected data from the customer information data collecting unit in the database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 11-screen information distribution and collection system driven by the SPC life goods system II using the Internet is characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screens of its derivatives are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income by the new financial system is widely maintained through this SPC activity material system II, and the computer screen of the contents is It is constructed hierarchically, top page, system diagram, password relations are password application, password return and password input three screens, the first layer is the SPC active goods commercialization calculation system from the above password input and inquiries 2 screens, 2nd layer is from the above SPC activity goods business calculation system Two screens of the industrialization determination system and the answer from the above inquiry, the third layer is one screen of the landlord income stable return calculation system from the businessization determination system, and the fourth layer is the above landlord revenue stable return calculation system Is composed of 11 screens in total, 3 screens of fixed land rent calculation system, variable land rent calculation system, and officer compensation calculation system, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and An information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the 53 screens are composed of what can be understood systematically by condensing the whole picture of the SPC life goods system II.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screens of its derivatives are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income by the new financial system is widely maintained through this SPC activity material system II, and the computer screen of the contents is It is constructed hierarchically, top page, system diagram, password relations are password application, password return and password input three screens, the first layer is the SPC active goods commercialization calculation system from the above password input and inquiries 2 screens, 2nd layer is from the above SPC activity goods business calculation system 2 screens of the industrialization judgment system and the answer from the above inquiry, the third layer is one screen of the calculation system from the above businessization judgment system, and the fourth layer is a vacancy from the above calculation system Calculation example A (specific example of the calculation of the limit vacancy resistivity over the entire borrowing period), vacancy calculation example B (the calculation of the second half limit vacancy resistivity for the first 10% vacancy) Concrete example), 45 vacancy statement concrete example C (specific example of the calculation statement when the vacancy rate is 10% for the entire borrowing period), total 53 screens, these computer screens have intellectual property rights It is structured around the difference from the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 10-screen information distribution and collection system driven by the SPC life goods system II using the Internet is characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screens of its derivatives are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income by the new financial system is widely maintained through this SPC activity material system II, and the computer screen of the contents is It is constructed hierarchically, top page, system diagram, password relations are password application, password return and password input three screens, the first layer is the SPC active goods commercialization calculation system from the above password input and inquiries 2 screens, 2nd layer is from the above SPC activity goods business calculation system 2 screens of responses from the industrialization judgment system and the above inquiries, and the third layer consists of 3 screens of specific examples of proposals from the above businessization judgment system, a total of 10 screens, and these computer screens are intelligent It is structured around the difference between ownership and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screens of its derivatives are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income by the new financial system is widely maintained through this SPC activity material system II, and the computer screen of the contents is It is constructed hierarchically, top page, system diagram, password relations are password application, password return and password input three screens, the first layer is the SPC active goods commercialization calculation system from the above password input and inquiries 2 screens, 2nd layer is from the above SPC activity goods business calculation system There are 9 screens, a total of 9 screens, 2 screens of the industrialization determination system and answers from the above inquiries, and 2 screens of specific examples of pamphlets from the above commercialization determination system. These computer screens are intellectually owned It is structured around the difference between the right and the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 15-screen information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be understood systematically.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system System, used building product system system and 3 screens of answers from the above inquiries, the third layer is the land utilization type product system, new equivalent exchange type product system, land purchase type product from the above new building product system system It consists of seven screens, a total of 15 screens, a remodeling product system from the above-mentioned used building product system system, a refurbished product system, and a building rental product system. These computer screens have intellectual property rights. And the difference from the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collecting unit for collecting customer information from the contents of the data, a database management unit for storing the collected data from the customer information data collecting unit in the database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 22-screen information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system system and answers from the above inquiries, the third layer is the land utilization type product system, the new equivalent exchange type product system, the land purchase type product system, the sale type product system from the above new building product system system 4 screens, the 4th floor is the active property rental apartment, the active property rental apartment, the active property rental advance condominium, the active property rental building, the active property suburban store, the active property trunk room from the land utilization type product system described above. 7 screens of buildings, such as active-care hospitals, 1 screen of new-equivalent exchange-type condominiums from the above-mentioned new equivalent exchange-type product system, and 1 screen of live-buy land purchase-type stores from the above-mentioned land purchase-type product system Next, there are 22 screens, a total of 22 screens, each of which is an active property condominium detached house and an active property condominium from the above-mentioned condominium product system. It is constructed focusing on the differences between Ken and the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 15-screen information distribution and collection system driven by the SPC life goods system II using the Internet, characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be understood systematically.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system A total of 15 screens consisting of 7 screens, including a property rental apartment, a property rental apartment, a property rental advance condominium, a property rental building, a property suburban store, a property trunk room, and a property hospital. These computers The screen is composed mainly of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system There are 9 screens in total, one for rental apartments, and these computer screens are composed mainly of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system system and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from the above land utilization type product system There are 9 screens in total, one for rental apartments, and these computer screens are composed mainly of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system There are 9 screens in total, one screen for property rental advance condominiums, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system There are 9 screens in total, one for rental buildings, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system There are 9 screens in total, one screen for a suburban store, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system system and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from the above land utilization type product system One screen of the goods trunk room, consisting of a total of nine screens, these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of land utilization type product system from the above-mentioned new building product system system, 4th layer is activity from above land utilization type product system One screen of a building such as a hospital for a total of nine screens, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system system and answers from the above inquiries, 3rd layer is 1 screen of the new equivalent exchange product system from the above new building product system system, 4th layer is from the above new equivalent exchange product system This is a computer screen consisting of 9 screens in total, consisting mainly of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system system and answers from the above inquiries, 3rd layer is 1 screen of land purchase type product system from the above new building product system system, 4th layer is activity from the above land purchase type product system One screen of a property land purchase type store, consisting of a total of nine screens, these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 10-screen information distribution and collection system driven by the SPC life goods system II using the Internet is characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of the sale-type product system from the above-mentioned new building product system system, 4th hierarchy is the sale of active goods from the above-mentioned sale-type product system It consists of two screens of detached houses and condominiums for a total of 10 screens. These computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of the sale-type product system from the above-mentioned new building product system system, 4th hierarchy is the sale of active goods from the above-mentioned sale-type product system It consists of one screen of a detached house, a total of nine screens, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and Nine screens are composed of what can be understood systematically by condensing the whole picture of the SPC vital goods system II, an information distribution and collection system driven by the SPC vital goods system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input , 2nd layer is a new building product from the above SPC activity goods product system 2 screens of the system structure and answers from the above inquiries, 3rd layer is 1 screen of the sale-type product system from the above-mentioned new building product system system, 4th hierarchy is the sale of active goods from the above-mentioned sale-type product system The condominium screen consists of a total of nine screens, and these computer screens are mainly composed of differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The 10-screen information distribution and collection system driven by the SPC life goods system II using the Internet is characterized in that the entire picture of the SPC life goods system II is condensed and the contents can be systematically understood.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input Second-tier building products from the above SPC activity goods product system System screen and 2 screens of responses from the above inquiries, 3 screens are 3 screens of reformed product system, refinanced product system and building rental product system from the above-mentioned used building product system system, total 10 screens Thus, these computer screens are mainly configured with differences between intellectual property rights and conventional methods.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The eight screens are composed of what can be understood systematically by condensing the whole picture of the SPC vitality system II, and the information distribution and collection system driven by the SPC vitality system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input Second-tier building products from the above SPC activity goods product system System screen and 2 screens of answers from the above inquiries, 3rd layer is 1 screen of remodeling product system from above-mentioned used building product system system, total 8 screens, these computer screens are intellectual property rights And the difference from the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The eight screens are composed of what can be understood systematically by condensing the whole picture of the SPC vitality system II, and the information distribution and collection system driven by the SPC vitality system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input Second-tier building products from the above SPC activity goods product system System screen and 2 screens of answers from the above inquiries, 3rd layer is 1 screen of refinance type product system from above used building product system system, total 8 screens, these computer screens are intellectual property rights And the difference from the conventional method.

An information distribution / collection system capable of driving the following SPC activity goods system II, an electronic mail receiving unit for receiving electronic mail from a customer, and an electronic mail of the electronic mail receiving unit A customer information data collection unit that collects customer information from the contents of the data, a database management unit that stores the collected data from the customer information data collection unit in a database, and the data A data tabulation analysis unit for tabulating and analyzing customer information from the table management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The eight screens are composed of what can be understood systematically by condensing the whole picture of the SPC vitality system II, and the information distribution and collection system driven by the SPC vitality system II using the Internet.
The above SPC life cycle system II is designed so that the output from the existing application software can be output to the computer screen, and the contents of the main screen of the SPC life cycle system II and the screen of its derivative part are recorded. The system is disclosed on the Internet, and is configured so as to promote the spread of a system in which stable income can be maintained by the new financial system through the SPC vitality system II. It is constructed in a hierarchical manner, top page, system diagram, password relations are three screens of password application, password return and password input, the first layer is two screens of SPC active goods product system and inquiry from the above password input Second-tier building products from the above SPC activity goods product system The system consists of two screens, the answer from the above inquiries, and the third layer consists of one screen of the building rental product system from the above-mentioned used building product system system, a total of 8 screens. It is structured around the difference between the right and the conventional method.

Patent application (Japanese Patent Application No. 2002-350604) on December 3, 2002, patent application on March 3, 2003 (Japanese Patent Application No. 2003-055582), and patent application on May 20, 2003 In order to meet the demands of information disclosure of a wide range of users such as landowners, business people, tax accountants, financial institutions, etc., by integrating the SPC active goods system II of “Claim 1” to “Claim 26” By Reland System Co., Ltd., which possesses the exclusive use rights for business model patent application rights as “Internet Information for SPC Active Goods System Disclosure,” which enhances ease of understanding by absorbing needs, business needs, specialist needs, and financial institution needs A part will be disclosed within one week of the filing date of this patent application, and subsequently disclosed based on user needs. An information distribution / collection system capable of driving Internet information disclosed in the following SPC activity goods system, an electronic mail receiving unit for receiving an electronic mail from a customer, and an electronic mail of the electronic mail receiving unit. A customer information data collection unit for collecting customer information from the contents of the rules, a database management unit for storing the collected data from the customer information data collection unit in the database, A data tabulation analysis unit for tabulating and analyzing customer information from the database management unit, a customer information transmission unit for transmitting customer information from the data tabulation analysis unit to a designated location, and The following screen is composed of what can be understood systematically by condensing the whole image of the Internet information disclosed by the SPC Life Cycle System. Affection Delivery collection system.
The above SPC information system disclosure Internet information can be output from the existing application software to the computer screen, and the main screen of the SPC information system disclosure Internet information and the contents of the screen of its derivative part are recorded. The system is disclosed on the Internet, and it is structured so that “SPC popularization”, “creation of business opportunities”, and “fluidization of land” can be achieved through this SPC activity goods system disclosure Internet information. The computer screen of the contents is hierarchically structured, and the top page, company information, system information index, application fax form, and news release screen are disclosed to everyone, and then The screen from the first layer is disclosed only to ID number / password holders That. For the time being, the first level will be two screens, new building information and used building information, which will be added sequentially according to user needs. For the time being, the second layer is newly constructed building product information from the newly constructed building information and the used building product information from the used building information, and is sequentially added according to user needs with the addition of the first layer. The third layer is disclosed as an SPC system, a commercialization determination system, and a loan system business promotion system for each product from the new building product information of the second layer and the used building product information.
Of course, depending on the product, it is natural to disclose other patent-pending systems. Further, with the addition of the second hierarchy, the third hierarchy is also added sequentially according to user needs. The fourth layer is disclosed as a land diagnosis system from the commercialization determination system and a participating business from the business promotion system. Information from the SPC system and loan system will also be released. Further, the fourth hierarchy is added with the addition of the third hierarchy. The fifth hierarchy and the sixth hierarchy are also added according to user needs. The greatest feature of this “SPC lifecycle system disclosure Internet information” is that it is possible to make an inquiry from any screen after the first layer, and to grasp where the user needs are. Based on this user's needs, this “SPC Lifecycle System Disclosure Internet Information” will be further enhanced to meet the expectations of society. The address of the Reland System website is http: // www. reland. co. jp.