JP2004302794A - Process for managing seal, seal management program for banking system, and seal management program for seal management system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To coordinate two systems with each other as to the registered state of a seal for verification when a financial account and the seal are managed by the two systems. <P>SOLUTION: A banking system host 1 registers account information by the operation of opening an account, and reports to a seal server 2 the account information including a seal process status "waiting to be registered" which indicates the registered state of the seal. The seal server 2 creates and manages seal information on the basis of the account information. Thereafter, the seal server 2 registers an image of the seal by the operation of registering the seal of the account opened, changes the seal process status to "registered", and reports this seal information to the banking system host 1. The banking system host 1 changes the seal process status of the account information based on the state of the seal. <P>COPYRIGHT: (C)2005,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a seal management business support technology associated with a business management of a financial transaction account.
[0002]
In particular, the present invention provides two independent systems: an accounting system that manages account information used for financial transactions by an account ledger, and a seal management system that manages seal information related to a seal (image data) registered as account confirmation means. When managing the account by using, when the registration status of the seal for account confirmation is changed in one of the systems, the information on the registration status of the seal is linked between the accounting system and the seal management system. The present invention relates to a processing method for managing stamps.
[0003]
The present invention also relates to a program for causing the computer of the accounting system and the computer of the seal management system to execute the processing method.
[0004]
[Prior art]
In a financial institution, information related to a transaction account is generally managed by an “account system” (mainframe) including an account host and an account processing device, which are centrally managed using an account ledger. I have.
[0005]
In recent years, seal information relating to a seal for account confirmation, which is reported at the time of opening an account or changing a seal, is made up of a seal database (seal server) for storing and managing seal imprints as image data, and a seal seal display device and seal seal registration device as clients thereof Is managed by a “seal management system” (subsystem).
[0006]
Along with processing such as addition, change, or deletion of account information, registration, change, or deletion of seal information including image data of a seal for account confirmation may be required. The update processing (addition, change, deletion, etc.) of the account information managed by the account ledger is executed by the computer of the accounting system (account host), while the update processing of the seal information (registration, change, deletion, etc.) ) Is executed by the computer (sealant server) of the seal management system.
[0007]
Since the accounting system and the seal management system are both independent, it is necessary to check the consistency between the account information and the seal information after the processing is completed. Conventionally, the consistency between the account information and the seal information has been managed by an act of checking the data of both systems and recording the consistency after one of the processes is completed. Further, the conventional checking and recording of consistency is performed by a complicated manual operation.
[0008]
Therefore, the "forgetting risk" that the person in charge forgets and neglects the change of the seal information accompanying the change of the account information at the request from the terminal of the accounting system, and the processing by the accounting system and the seal management system "Time lag risk" was caused by the time difference of the work.
[0009]
In the process of checking the consistency between the account information and the seal information, especially to reduce the risk of forgetting, the seal image is registered using a seal stamp to which identification information has been added in advance, and after the registration process, the detailed information of the customer and the registered seal image are registered. (See Patent Document 1).
[0010]
[Patent Document 1]
JP-A-10-49660
[0011]
[Problems to be solved by the invention]
Of the forgetting risk and the time lag risk that can occur due to such a conventional consistency checking operation, the time lag risk has recently become a major problem.
[0012]
That is, processing such as addition / change / deletion of account information is performed in real time in the accounting system, but processing such as registration / change / deletion of seal information is performed in the seal management system after business hours.
[0013]
In order to ensure consistency between the account information of the accounting host and the seal information of the seal server, even if a means for performing some kind of communication is configured, the accounting system is always open during business hours (daytime). Since the system is operating and the load is high, the system is normally operated such that communication is performed at night, such as outside business hours. Therefore, it is very difficult to perform the process of matching the account information and the seal information in real time.
[0014]
In recent years, crimes have frequently occurred in which counterfeiting of a stamp from a secondary seal stamp (seal) attached to a stolen passbook and illegally withdrawing a deposit has been made. There is a case where a passbook is issued without attaching a vote. Therefore, when accepting an account transaction using a passbook and a seal not attached to the secondary seal stamp, the following problems occur depending on the time difference between the processing of the account information and the seal information.
[0015]
Suppose that a customer submits a seal-change report at a certain branch A and changes the seal for account confirmation. In the branch A, the account information of the customer managed by the accounting system is changed by the resignation notification. However, since the processing of the seal management system is generally performed collectively after the end of business hours, the seal management system does not update the new seal to the seal (the seal that has been changed). The seal of the seal (the seal before the seal is changed) remains registered.
[0016]
After that, in another branch B, the customer maliciously requests the withdrawal of the account deposit with the old seal before the change. At the branch B, the seal management system is used to search and collate the seal for account confirmation. However, the seal imprint of the old seal that has been registered without being updated is verified, the deposit withdrawal request is approved, and the requested amount is reduced. You will pay the customer. Then, the malicious customer makes an unauthorized claim on the problem that the deposit can be withdrawn with the old seal even after reporting the re-marking, but it is difficult for the financial institution to face such an unauthorized claim Become.
[0017]
SUMMARY OF THE INVENTION The present invention has been made in view of the above-described problem that may occur due to the conventional process of checking the consistency between account information and seal information. For example, the present invention has been made in response to a request from a terminal (a bill processing device) of a billing system. Even when information related to the seal in the account information managed by the accounting host is updated, the registration status of the seal is linked between the accounting system and the seal management system that manages the account confirmation seal. It is an object of the present invention to provide a processing method that manages seals and can reduce the forgetting risk and the time lag risk caused by separately processing account information and seal information, and can also ensure consistency between the two information. I do.
[0018]
Another object of the present invention is to provide a program for causing the computer of the accounting system (account host) and the computer of the seal management system (seal server) to execute the above processing method.
[0019]
[Means for Solving the Problems]
The present invention, when managing the account using a seal management system that manages account information related to financial transaction accounts by an account ledger and a seal management system that manages seal information including a seal image related to a seal for account confirmation, A seal management method for managing a seal by associating information on the registration status of the seal between the accounting system and the seal management system, and performs the following processing.
[0020]
That is, in the present invention, in the accounting system, when information related to a seal among the account information is updated, a seal processing status indicating a registration state of the seal is set in the account information, and the seal processing status is set. Notify the seal management system. Here, the seal processing status is information indicating the registration status of the seal in the seal management system, and is, for example, waiting for registration, waiting for a new seal, waiting for cancellation, registered, and canceled.
[0021]
Next, in the seal management system, the seal processing status of the corresponding seal information is set based on the seal processing status notified from the accounting system, and the seal imprint image of the seal is updated in the seal information. Then, the seal processing status of the seal information is updated, and the seal processing status is notified to the accounting system.
[0022]
Then, the accounting system updates the seal processing status of the corresponding account information based on the seal processing status notified from the seal management system.
[0023]
In addition, the present invention is a program for causing a computer of the accounting system to execute, and in a case where information relating to a seal is updated among the account information, a seal processing indicating a registration state of the seal in the account information. A status setting process, a process of notifying the set seal processing status to the seal management system, and updating a seal processing status of the corresponding account information based on the seal processing status notified from the seal management system. And processing to be performed.
[0024]
Further, the present invention is a program for causing a computer of the seal management system to execute, based on a seal processing status indicating a registration state of the seal notified from the accounting system, a seal of the corresponding seal information. A process for setting a processing status, a process for updating the seal processing status of the seal information when the seal imprint image of the seal is updated among the seal information, and a notification of the updated seal processing status to the accounting system. And processing to be performed.
[0025]
FIG. 1 is a diagram for explaining the operation principle of the present invention.
[0026]
The accounting host 1 is a host computer of an accounting system that manages account information related to a transaction account in a financial institution using an account ledger. The accounting processor 3 is a terminal of the accounting host 1 for performing various accounting processes.
[0027]
The seal server 2 is a server computer of a seal management system that manages seal information including a seal image (seal) for an account check seal using a seal database. The seal stamp display device 4 is a client terminal on which seal stamp information managed by the seal stamp server 2 is displayed. The seal registration device 5 is a client terminal that reads a seal image (seal) for account confirmation, and registers seal information including image data of the seal with the seal server 2.
[0028]
When accepting a new account opening operation from the account processing device 3a of the branch A, the accounting host 1 sets necessary account information such as “account number (“ account ”in FIG. 1): 1234567” in the account ledger.
[0029]
Further, "seal processing status (" seal "in FIG. 1): waiting for registration" is set as the seal processing status indicating the registration state of the seal included in the account information. “Registration waiting” is a status value indicating that the image data of the seal for account confirmation delivered at the time of opening the account is not registered in the seal management system, and is in a processing standby state.
[0030]
Then, the data "account: 1234567, seal: waiting for registration", which is a part of the account information registered in the account ledger, and a request to update the seal database are immediately sent to the seal server 2 via the network.
[0031]
The seal server 2 receives the notification from the accounting host 1 and adds the seal information “account: 1234567, seal: waiting for registration” to the seal database based on the received data. Then, since the image data registration processing of the seal is not executed in the seal registration device 5, "seal image (" image "in FIG. 1): none" is set as the seal information. As a result, when an account of a certain customer is opened, the accounting host 1 and the seal server 2 cooperate, and the registration status of the seal becomes “registration wait” in both the account information and the seal information. Is achieved.
[0032]
In this state, when there is an account inquiry of the account (account: 1234567) from the account processing device 3b of another branch B, the accounting host 1 sends the account information “account: 1234567, seal: waiting for registration” to the account processing device. Return to 3b. Accordingly, it can be seen that the seal of this account is not registered at the other branch B, and that the transaction using the seal cannot be accepted.
[0033]
In addition, when there is a seal search for the account (account: 1234567) from the seal display device 4, the seal server 2 returns the seal information “account: 1234567, seal: waiting for registration” to the seal display device 4. As a result, it can be seen that the seal of this account is not registered in the seal display device 4 as well.
[0034]
Thereafter, when there is a seal registration for confirmation of an account (account: 1234567) from the seal registration device 5 of the branch A, the seal server 2 receives image data of the seal read by the image reader of the seal registration device 5 and the like. Then, the image data is registered in the corresponding seal information in the seal database, and is changed to “seal image (image): present”. As a result, the seal information is updated to "Account: 1234567, Seal: Registered, Image: Available".
[0035]
Further, the seal server 2 immediately notifies the account host 1 via the network of the updated seal information “Account: 1234567, Seal: Registered, Image: Available” and an account ledger update processing request. Then, the accounting host 1 that has received the notification changes the corresponding account information to “seal: registered”.
[0036]
Thereafter, when there is an account inquiry of the account (account: 1234567) from the account processing device 3b of another branch B, the accounting host 1 returns the account information “account: 1234567, seal: registered”. Therefore, in the other branch B, the seal of this account is registered, and it can be seen that the transaction by the seal can be accepted.
[0037]
In addition, when there is a seal search of the account (account: 1234567) from the seal display device 4, the seal server 2 returns the seal information “account: 1234567” and the image data of the seal and displays them. As a result, the image data (seal seal) of the seal for checking the account can be checked, and the acceptance of the transaction by the seal can be continued.
[0038]
In this way, when the information related to the seal among the account information is changed in the accounting system host 1 of the accounting system, the seal processing status indicating the registration status of the seal is immediately notified to the seal server 2. When the seal information is changed by the seal server 2 of the system, the seal processing status is immediately notified to the accounting host 1. As a result, cooperation between the accounting host 1 and the seal server 2 becomes possible, and the "time lag risk" due to the time difference between the processing executions of the two systems can be reduced.
[0039]
Further, from the seal database of the seal server 2, the seal information having the seal information in which the status data indicating that the seal is waiting for a certain process is searched and extracted. As a result, a list or the like of accounts that have not been processed can be displayed or output, so that an unprocessed account can be checked quickly and easily, and an account to be processed due to a forgetting person in charge or the like cannot be processed. It is possible to reduce the "risk of forgetting" that the information is left as it is.
[0040]
The means, functions, or elements for realizing each process of the present invention can be realized as a program read and executed by a computer. The program for realizing the present invention can be stored in an appropriate recording medium such as a portable medium memory, a semiconductor memory, and a hard disk, which can be read by a computer. It is provided by transmission / reception using various communication networks via an interface.
[0041]
BEST MODE FOR CARRYING OUT THE INVENTION
FIG. 2 shows a configuration example of a system for realizing the present invention in one embodiment of the present invention. In the present embodiment, the present invention provides an accounting system including an accounting host (computer) 1 and an accounting processing device (office terminal) 3, a seal server (computer) 2, a seal display device 4, and a seal registration device. 5 is carried out by the seal management system composed of 5.
[0042]
The accounting host 1 includes an account ledger 11, an account ledger management program 12, a seal server cooperation program 13, and a communication program 15. The seal server 2 includes a seal database 21, a seal database management program 22, a host cooperation program 23, and a communication program 25.
[0043]
The account ledger 11 and the seal database 21 are data storage means realized by an external storage device or the like. The account ledger management program 12, the seal server cooperation program 13, the communication program 15, the seal database management program 22, the host cooperation program 23, and the communication program 25 are processing means realized by a computer-readable and executable program.
[0044]
The account ledger 11 is composed of an account ledger record 61 in which account information on an account of a financial transaction is stored.
[0045]
FIG. 3 shows an example of the account ledger record 61. The account ledger record 61 includes a store number for identifying the business office that opened the account, a customer number, name, address, and contact telephone number as customer identification information, a subject indicating the type of the established account, and account identification information. It includes items such as a certain account number and a seal processing status indicating the registration status of the seal registered as an account confirmation means.
[0046]
The seal processing status is based on the processing type processed by the account ledger management program 12 or the seal processing status notified from the seal server 2, “01: Waiting for registration”, “02: Waiting for resignation”, “03: Cancellation” One of the values “wait”, “04: registered”, and “05: canceled” is set.
[0047]
Waiting for registration (01) indicates a state in which a seal registration process in the seal server 2 is awaited along with an account opening process in the account ledger 11. Waiting for a seal (02) indicates a state in which the seal server 2 waits for a seal image change processing in accordance with the account information change processing of the account ledger 11 by the seal change notification. Waiting for cancellation (03) indicates a state in which the seal server 2 waits for the seal cancellation processing in the account ledger 11 along with the account cancellation processing. Registered (04) indicates that the seal registration process or the seal image change process in the seal stamp server 2 has been completed. Canceled (05) indicates that the seal stamp cancellation process in the seal stamp server 2 has been completed.
[0048]
When various account processes are executed with the account processing device 3 installed in the sales office of the financial institution, the account ledger management program 12 executes the account information of the account ledger 11 based on the executed account process. This is a means for performing processing for adding, changing, and deleting.
[0049]
Specifically, when the information related to the seal among the account information is changed by the account processing requested from the account processing device 3, predetermined status data is set to the seal processing status of the account information.
[0050]
When the seal processing status of the account information of the account ledger 11 is changed in the processing of the account ledger management program 12, the seal server cooperation program 13 sends the account information received from the account ledger management program 12 and the update request of the seal database 21. This is a means for notifying the host cooperation program 23 or updating the account ledger 11 based on the seal processing status and the update request for the accounting host 1 from the host cooperation program 23.
[0051]
Specifically, a part or all of the account information including the seal processing status and a request for updating the seal database 21 are received from the account ledger management program 12, and the account information and the update request received via the communication program 15 are linked to the host. Send to program 23.
[0052]
Further, it receives seal information including the seal processing status changed in the seal database 21 and a request for updating the account ledger 11 from the host cooperation program 23, and based on the received seal information, obtains the corresponding account information of the account ledger 11. Update.
[0053]
The communication program 15 is a processing unit for performing data communication between the accounting host 1 and the seal server 2.
[0054]
The seal database 21 includes a seal record 62 in which image data of a seal for account confirmation and seal information relating to the seal are stored.
[0055]
FIG. 4 shows an example of the seal record 62. The seal record 62 includes items such as a store number, a customer number, an account item, an account number, a seal processing status, a seal image, and a signature image. The store number, customer number, account item, account number, and seal processing status are items in which the same data as the account ledger record 61 of the account ledger 11 is stored.
[0056]
The seal processing status is based on the processing type processed by the seal database management program 22 or the seal processing status notified from the accounting host 1, “01: Waiting for registration”, “02: Waiting for re-marking”, “03: One of the values “waiting for cancellation”, “04: registered”, and “05: canceled” is set. Note that a value common to the accounting host 1 and the seal server 2 is used as the seal processing status.
[0057]
The seal image is an item for storing image data (seal) of the seal for account confirmation transmitted from the seal registration device 5. The signature image is an item for storing image data of the customer's signature described in the application form or the notification form transmitted from the seal registration device 5.
[0058]
The seal stamp database management program 22 is a processing unit that manages the seal stamp database 21 that stores seal stamp information.
[0059]
Specifically, in response to a seal registration request from the seal registration device 5, seal information including image data of the seal read by an image reader or the like is added to the seal database 21. Alternatively, the seal information in the seal database 21 is changed or deleted in response to a seal change request or a seal cancellation request from the seal registration device 5.
[0060]
Alternatively, it receives account information including the seal processing status and a request for updating the seal database 21 from the host cooperation program 23, and updates the seal information in the seal database 21 based on the received account information.
[0061]
The host cooperation program 23 receives the account information and the update request for the seal database 21 from the seal server cooperation program 13 and passes the received account information and the update request to the seal database management program 22, or updates from the seal database management program 22. This is processing means for receiving seal information including the received seal processing status and a request for updating the account ledger 11, and notifying the received seal information and update request to the seal server cooperation program 13.
[0062]
Specifically, it receives account information including the seal processing status and a request for updating the seal database 21 from the seal server cooperation program 13 via the communication program 25, and executes the update processing based on the received account information in the seal database management program 22. To ask.
[0063]
When the seal processing status of the seal database 21 is changed, a part or all of the seal information including the changed seal processing status and the update request of the accounting host 1 are transmitted to the seal server via the communication program 25. Notify the cooperation program 13.
[0064]
The communication program 25 is a processing unit that performs data communication between the seal server 2 and the accounting host 1.
[0065]
The seal stamp display device 4 is a processing device that searches the seal stamp database 21 and displays seal stamp image data, seal stamp information, and the like as search results.
[0066]
The seal registration device 5 is a processing device that includes an image reader that reads the image of the seal stamped on the seal stamp, and registers the read image data of the seal and information about the seal in the seal server 2.
[0067]
Hereinafter, the outline of the processing flow of the present invention when a new account is opened will be described using arrows (a) to (r) shown in FIG.
[0068]
Processes (a) to (i) show the flow of processing when the account host 1 side adds an account ledger record 61 to the account ledger 11 with the opening of an account. The processes (n) to (r) are performed after the processes (a) to (i) are completed, and the seal stamp processing status of the corresponding seal record 62 of the seal stamp database 21 is registered on the seal stamp server 2 in accordance with the registration of the established account. Shows the flow of processing in the case where a change has occurred.
[0069]
Processes (j), (k), (j '), and (k') show the flow of processing when a seal stamp search is performed on the seal stamp server 2 by the seal stamp display device 4. Processes (l), (m), (l '), and (m') show the flow of processes when an account inquiry is made from the accounting processor 3 to the accounting host 1.
[0070]
(A) The account processing device 3 executes an account opening process for the account ledger management program 12 of the account host 1.
[0071]
(B) The account ledger management program 12 adds an account ledger record 61 to the accounting host 1 based on the received account information and opens a new account. Further, the registration status is set to “waiting for registration” in the added account ledger record 61.
[0072]
(C) The account ledger management program 12 extracts the account number (account identification number), the seal processing status, and the like from the account ledger record 61, and sets the “request type” indicating the type of the processing request to the seal server cooperation program 13. Set "Open". Then, it passes the account number, the seal processing status and the request type “open” to the seal server cooperation program 13 and requests the cooperation processing (that is, the notification processing of the seal database 21 update request).
[0073]
(D) The seal server cooperation program 13 transmits a seal database update request to the host cooperation program 23 together with the account number, the seal processing status, and the request type “open” received from the account ledger management program 12.
[0074]
(E) The host cooperation program 23 passes the account number, the seal processing status, and the request type “open” received from the seal server cooperation program 13 to the seal database management program 22, and requests the seal database 21 to be updated.
[0075]
(F) The seal database management program 22 determines the request type, and adds the seal record 62 to the seal database 21 based on the received account number and the seal processing status. In the seal processing status of the seal record 62, the same status “waiting for registration” as the seal processing status of the account ledger record 61 is set.
[0076]
(G) The seal database management program 22 notifies the host cooperation program 23 of the completion of the seal database update.
[0077]
(H) The host cooperation program 23 transmits the seal database update completion to the seal server cooperation program 13.
[0078]
(I) On the other hand, the account ledger management program 12 transmits a response to the executed new account opening process to the account processing device 3. The processing (i) may be performed after the processing (b) ends.
[0079]
(J) The seal stamp display device 4 searches the seal stamp server 2 for a seal stamp.
[0080]
(K) The seal server 2 searches the seal database 21 via the seal database management program 22, acquires the corresponding seal record 62, and sets the seal processing status of the seal record 62 to "waiting for registration". In this case, "seal: waiting for registration" is displayed on the seal display device 4 together with the account number. Thereby, the operator of the print display device 4 can confirm that the search target seal is in an unregistered state.
[0081]
(L) On the other hand, the account processing device 3 makes an account inquiry to the account host 1.
[0082]
(M) The accounting host 1 searches the account ledger 11 via the account ledger management program 12, acquires the corresponding account ledger record 61, and outputs predetermined account information including the seal processing status of the account ledger record 61. It is returned to the account processing device 3. Thereby, the operator of the account processing device 3 can confirm that the seal of the account to be queried is in a registration waiting state.
[0083]
(N) The seal registration device 5 reads the seal of the seal stamp with an image reader, transmits the read image data of the seal together with the account number and the like to the seal server 2 and registers the seal.
[0084]
(O) The seal database management program 22 acquires the corresponding seal record 62 from the seal database 21, registers the received seal image data in the seal image of the seal record 62, and changes the seal processing status to “registered”. Change to
[0085]
(P) Further, the seal database management program 22 extracts the account number, the seal processing status, and the like from the updated seal record 62, and transmits the cooperation processing (the account ledger 11) to the host cooperation program 23 together with the account number, the seal processing status, and the like. Update request notification process).
[0086]
(Q) The host cooperation program 23 transmits the account number, the seal information and the like received from the seal database management program 22 to the seal server cooperation program 13.
[0087]
(R) The seal server cooperation program 13 extracts the corresponding account ledger record 61 from the account ledger 11 based on the received account number and seal information, and changes the seal processing status of the account ledger record 61 to “registered”. Change to
[0088]
(J ′) The seal stamp display device 4 searches the seal stamp server 2 for a seal stamp.
[0089]
(K ′) The seal server 2 searches the seal database 21 via the seal database management program 22, acquires the corresponding seal record 62, and updates the seal processing status of the seal record 62 to “registered”. Then, the account number of the seal record 62 and the image data of the seal image are displayed on the seal display device 4. Thereby, the operator of the print display device 4 can confirm the registration completion of the search target seal, the registered seal, and the like.
[0090]
(L ′) On the other hand, the account processing device 3 makes an account inquiry to the account host 1.
[0091]
(M ′) The accounting host 1 searches the account ledger 11 via the account ledger management program 12 to obtain a corresponding account ledger record 61, and obtains a predetermined stamp processing status of the account ledger record 61. The account information is returned to the account processing device 3. Thus, the operator of the account processing device 3 can confirm that the registration of the seal of the account to be queried has been completed.
[0092]
In the case where the account processing device 3 has performed the re-marking process in the process (a), “wait for re-marking” is set in the seal processing status in the process (b) and the like, and the request type such as the process (c) is set. “Remark” is set, and substantially the same processing is performed.
[0093]
When the account processing device 3 executes the account cancellation processing in the processing (a), the seal processing status is set to “waiting for cancellation” in the processing (b) or the like, and the request type of the processing (c) or the like is set. Is set to "cancel", and substantially the same processing is performed. In this case, in the processing (o) and the processing (r), “cancelled” is set as the seal processing status.
[0094]
Hereinafter, an example of processing executed by each processing program constituting the present invention will be described.
[0095]
FIG. 5 shows a processing example of the account ledger management program 12.
[0096]
The account ledger management program 12 receives data from the account processing device (terminal) 3 (step S101).
[0097]
Next, the processing request type included in the received data is determined (step S102).
[0098]
If the processing request type is "cancellation" of the account, an account cancellation process for setting the corresponding account ledger record 61 to the cancellation state is performed (step S103).
[0099]
Then, in order to request the seal server cooperation program 13 to perform a cooperation process with the seal server 2 (notification of a request for updating the seal database 21), the request type is set to "waiting for cancellation" (step S104).
[0100]
If the processing request type is "marking" of the seal for account confirmation, an account information change process for changing the account information of the corresponding account ledger record 61 is performed (step S105).
[0101]
Subsequently, in order to request a cooperation process with the seal stamp server 2, "wait for re-marking" is set in the request type (step S106).
[0102]
If the processing request type is "opening" of an account, an account opening process for creating an account ledger record 61 based on the received data and adding it to the account ledger is performed (step S107).
[0103]
Subsequently, "registration wait" is set as the request type in order to request a cooperation process with the seal server 2 (step S108).
[0104]
Then, part of the account information (account number and the like) and the request type of the account ledger record 61 are passed to the seal server cooperation program 13, and the cooperation processing is requested asynchronously (step S109).
[0105]
Further, the completion of the cooperation process requested from the seal server cooperation program 13 is received (step S110).
[0106]
Further, a response of the account processing is transmitted to the account processing device (terminal) 3 (step S111).
[0107]
FIG. 6 shows a processing example of the seal server cooperation program 13.
[0108]
The seal server cooperation program 13 receives a cooperation processing request from the account ledger management program 12 together with the account information and the request type (step S201).
[0109]
Then, the fact that the cooperation processing request has been normally received is transmitted to the account ledger management program 12 (step S202).
[0110]
Next, the received request type is determined (step S203).
[0111]
If the request type is "cancellation", "waiting for cancellation" is set as the seal processing status transmitted together with the seal database update request to the host cooperation program 23 (step S204).
[0112]
If the request type is "marking change", "waiting for mark change" is set in the seal processing status transmitted in the same manner (step S205).
[0113]
If the request type is "open", "waiting for registration" is set as the seal processing status to be transmitted in the same manner (step S206).
[0114]
Then, a database update request is asynchronously transmitted to the host cooperation program 23 together with the request type, account number, seal processing status, and the like (step S207).
[0115]
Further, the completion of the requested database update process is received from the host cooperation program 23 (step S208).
[0116]
FIG. 7 shows a processing example of the host cooperation program 23.
[0117]
The host cooperation program 23 receives a seal database update request from the seal server cooperation program 13 together with the request type, account number, and seal processing status (step S301).
[0118]
Then, the fact that the processing request has been normally received is transmitted to the seal stamp server cooperation program 13 (step S302).
[0119]
Next, the received request type is determined (step S303).
[0120]
If the request type is “cancellation”, the process requests the seal database management program 22 to change the seal processing status of the corresponding seal record 62 of the seal database 21 to “waiting for cancellation” (step S304).
[0121]
If the request type is “mark-change”, the process requests the seal database management program 22 to change the seal processing status of the corresponding seal record 62 of the seal database 21 to “waiting for mark change” (step S305).
[0122]
If the request type is “open”, a request is made to the seal database management program 22 to create a seal record 62 whose seal processing status is “waiting for registration” and to add it to the seal database 21 (step S306). ).
[0123]
When the stamp information of the seal database 21 is updated and an account ledger update request is received from the seal database management program 22, the account ledger update request is synchronously transmitted to the seal server cooperation program 13 (step S307).
[0124]
Further, a response of the requested cooperation process is received from the seal server cooperation program 13 (step S308).
[0125]
FIG. 8 shows a processing example (part 1) of the seal database management program 22. This example is a processing example in a case where the processing of updating the seal stamp database 21 is performed in response to a processing request from the seal stamp server cooperation program 13 of the accounting host 1.
[0126]
The seal database management program 22 receives a seal database update request from the host cooperation program 23 together with the request type, account number, and seal processing status (step S401).
[0127]
Next, the received request type is determined (step S402).
[0128]
If the request type is "cancellation", the seal information in the seal database 21 is searched using the account number as a key (step S403), and the seal processing status of the corresponding seal record 62 is updated to "waiting for cancellation" (step S404). .
[0129]
If the request type is "marking", the seal information in the seal database 21 is searched using the account number as a key (step S405), and the seal processing status of the corresponding seal record 62 is updated to "wait for changing" (step S405). S406).
[0130]
If the request type is "open", a seal record 62 is created based on the received account information (step S407), and "wait for registration" is set as the seal processing status (step S408).
[0131]
After the requested update processing is completed, a response to the update processing is transmitted to the host cooperation program 23 (step S409).
[0132]
FIG. 9 shows a processing example (part 2) of the seal database management program 22. The present example is a processing example in the case where the processing of updating the seal database 21 is performed in response to a processing request from the seal registration apparatus 5.
[0133]
The seal database management program 22 receives a database update request from the seal registration apparatus 5 together with the processing request type, account number, seal image, and the like (step S501).
[0134]
The received processing request type is determined (step S502). If the processing request type is “cancellation”, the seal information in the seal database 21 is searched using the account number or the like as a key (step S503), and the seal processing status of the extracted seal record 62 is changed to “cancelled” (step S503). S504).
[0135]
If the processing request type is "re-marking", the seal information of the seal database 21 is searched using the account number or the like as a key (step S505), and the stamp image of the extracted seal record 62 is updated (step S506). The seal processing status is changed to "registered" (step S507).
[0136]
If the processing request type is “open”, the seal information in the seal database 21 is searched using the account number or the like as a key (step S508), and the seal image is registered in the extracted seal record 62 (step S509). The processing status is changed to "registered" (step S510).
[0137]
Further, a response of the requested database update process is transmitted to the seal registration device 5 (step S511).
[0138]
Although the present invention has been described with reference to one embodiment, the present invention can be variously modified within the scope of the gist.
[0139]
For example, as an embodiment of the present invention, an example of processing in the case where the accounting processing device 3 connected to the accounting host 1 is a processing terminal of a business office exclusively used by an operator of a financial institution has been described. However, the account processing device 3 can perform data communication with the accounting host 1 such as an ATM (automatic depositing / dispensing machine) operated by a customer who is an end user, a telephone banking (teleban server), an internet banking (web server / gateway), and the like. Processing device may be used.
[0140]
The features of the embodiments and examples of the present invention are listed below.
[0141]
(Supplementary Note 1) When managing the account using an accounting system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for account confirmation, A seal management method for managing a seal by associating information on the registration status of the seal between the accounting system and the seal management system,
In the accounting system,
When information on the seal is updated among the account information, a seal processing status indicating the registration state of the seal is set in the account information,
Notify the seal processing status to the seal management system,
In the seal management system,
Based on the seal processing status notified from the accounting system, set the seal processing status of the corresponding seal information,
When the seal image of the seal is updated in the seal information, the seal processing status of the seal information is updated,
Notify the seal processing status to the accounting system,
In the accounting system,
Update the seal processing status of the corresponding account information based on the seal processing status notified from the seal management system.
A seal management processing method.
[0142]
(Supplementary Note 2) In the case where the account is managed by providing an account system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for account confirmation, A seal management system that manages a seal by linking information regarding the registration status of the seal between the accounting system and the seal management system,
The accounting system,
A seal processing status setting unit that sets a seal processing status indicating a registration state of the seal in the account information, when information on the seal is updated in the account information.
A seal management system cooperation unit that notifies the seal processing status to the seal management system,
A seal processing status update unit that updates the seal processing status of the corresponding account information based on the seal processing status notified from the seal management system,
The seal management system,
Seal processing status setting means for setting the seal processing status of the corresponding seal information based on the seal processing status notified from the accounting system,
A seal processing status updating means for updating the seal processing status of the seal information when the seal image of the seal is updated in the seal information;
An accounting system linking means for notifying the accounting system of the updated seal processing status
A seal management system characterized by the following.
[0143]
(Supplementary Note 3) When managing the account using a banking system that manages account information related to a financial transaction account with an account ledger and a seal management system that manages seal information including a seal image related to a seal for account confirmation, A program for causing a computer of the accounting system to execute a seal management process of managing a seal by associating information regarding the registration status of the seal between the accounting system and the seal management system,
A process of setting a seal processing status indicating the registration status of the seal in the account information, when information on the seal among the account information is updated;
Notifying the set seal processing status to the seal management system,
A process of updating the seal processing status of the corresponding account information based on the seal processing status notified from the seal management system,
For the computer of the accounting system to execute
Seal management program for accounting system.
[0144]
(Supplementary Note 4) When the account is managed using an accounting system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for account confirmation, A program for causing a computer of the seal management system to execute a seal management process of managing a seal by associating information on the registration status of the seal between the accounting system and the seal management system,
Based on the seal processing status indicating the registration status of the seal notified from the accounting system, processing to set the seal processing status of the corresponding seal information,
When the seal image of the seal is updated in the seal information, processing for updating the seal processing status of the seal information;
Notifying the updated stamp processing status to the accounting system,
For the computer of the seal management system to execute
A seal management program for a seal management system.
[0145]
【The invention's effect】
As described above, according to the present invention, when an account is managed using the seal management system and the seal system for managing the account information related to the account, the registration status of the seal in one system The change in the (seal processing status) is immediately notified to the other system, and the seal processing status of both systems can be matched.
[0146]
Therefore, it is possible to search the seal processing status stored in the seal management system and to extract an unprocessed account / seal, thereby causing a work to ensure information consistency between the two systems. The risk of oblivion can be reduced.
[0147]
Furthermore, according to the present invention, since the seal processing status can be confirmed on either side of both systems, a time lag risk that may occur due to a time difference until the actual work is completed for ensuring consistency of information in both systems. Can be reduced.
[0148]
Therefore, it is possible to support the financial institution to manage the seal registered as a means for confirming the account when opening the account reliably and without fail.
[0149]
Conventionally, the consistency of the two systems was manually managed by a person in charge of recording, but according to the present invention, the change of the registration status of one of the seals (the seal processing status) is performed by the other. System is automatically notified.
[0150]
As a result, it is possible to automate the operation of ensuring the consistency of the information of both systems, and it is possible to save labor and improve the management of the seal.
[Brief description of the drawings]
FIG. 1 is a diagram for explaining the operation principle of the present invention.
FIG. 2 is a diagram showing an example of a configuration of a system for realizing the present invention and an outline of a processing flow in one embodiment of the present invention.
FIG. 3 is a diagram showing an example of an account ledger record.
FIG. 4 is a diagram showing an example of a seal record.
FIG. 5 is a diagram showing a processing example of an account ledger management program.
FIG. 6 is a diagram showing a processing example of a seal server cooperation program.
FIG. 7 is a diagram illustrating a processing example of a host cooperation program.
FIG. 8 is a diagram showing a processing example (part 1) of a seal database management program.
FIG. 9 is a diagram illustrating a processing example (part 2) of the seal database management program.
[Explanation of symbols]
1 accounting host (computer)
11 account ledger
12 Account Ledger Management Program
13 Seal Server Linkage Program
15 Communication program
2 Seal server (computer)
21 Seal Database
22 Seal database (DB) management program
23 Host Cooperation Program
25 Communication program
3 Account processing device
4 Seal display device
5 Seal registration device
61 Account Ledger Record
62 Seal Records

Claims (3)

When managing the account using an accounting system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for checking an account, the account system is used. And a seal management processing method for managing a seal by associating information on the registration status of the seal between the seal management system and
In the accounting system,
When information on the seal is updated among the account information, a seal processing status indicating the registration state of the seal is set in the account information,
Notify the seal processing status to the seal management system,
In the seal management system,
Based on the seal processing status notified from the accounting system, set the seal processing status of the corresponding seal information,
When the seal image of the seal is updated in the seal information, the seal processing status of the seal information is updated,
Notify the seal processing status to the accounting system,
In the accounting system,
A seal management processing method characterized by updating a seal processing status of corresponding account information based on the seal processing status notified from the seal management system. When managing the account using an accounting system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for checking an account, the account system is used. A program for causing a computer of the accounting system to execute a seal management process of managing a seal by linking information on the registration status of the seal between the seal management system and the seal management system,
A process of setting a seal processing status indicating the registration status of the seal in the account information, when information on the seal among the account information is updated;
Notifying the set seal processing status to the seal management system,
A process of updating the seal processing status of the corresponding account information based on the seal processing status notified from the seal management system,
A seal management program for an accounting system to be executed by a computer of the accounting system. When managing the account using an accounting system that manages account information related to an account of a financial transaction by an account ledger and a seal management system that manages seal information including a seal image related to a seal for checking an account, the account system is used. A program for causing a computer of the seal management system to execute a seal management process of managing a seal by linking information regarding the registration status of the seal between the seal management system and the seal management system,
Based on the seal processing status indicating the registration status of the seal notified from the accounting system, processing to set the seal processing status of the corresponding seal information,
When the seal image of the seal is updated in the seal information, processing for updating the seal processing status of the seal information;
Notifying the updated stamp processing status to the accounting system,
A seal management program for a seal management system to be executed by a computer of the seal management system.

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