JP2004249490A - Entry form, device/system for judging entry suitability, bill settlement system/program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a system for reducing the incidence of an entry error in an entry form by handwriting and thereby preventing a business loss conventionally generated by the entry error from occurring. <P>SOLUTION: In the system 500 for judging entry suitability equipped with the entry form 10 and a data entry pen 100, the entry form 10 has an IC chip 20 recording a ciphered entry rule to the entry form 10. The data entry pen 100 has a rule reading part 102 which reads the entry rule from the IC chip 20 and an entry suitability judging part 106 which obtains entry data to be written to the entry form 10 and judges whether the entry data complies with the entry rule. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an entry form, an entry suitability judging device, an entry suitability judging system, a securities settlement system, and a program. In particular, the present invention relates to an entry form, an entry suitability judging device, an entry suitability judging system, a securities settlement system, and a program for judging suitability of entry on an entry form.
[0002]
[Prior art]
When filling out an application form for a product or service, it is necessary to fill out the application form according to a predetermined rule. In a system in which the contents of an application are directly input to a computer, the computer can determine in real time whether or not input has been performed in accordance with the input rules and provide feedback to the user. Can be modified on the fly. However, in the case of a handwritten application form, entry mistakes are often overlooked, and there is a problem that the later the discovery, the greater the business loss.
[0003]
As a conventional technique for solving this problem, there is a system that accepts a handwritten order form by FAX, reads the order form by FAX-OCR, converts it into data, and performs a logical check (for example, see Non-Patent Document 1). ).
[0004]
[Non-patent document 1]
NTT Data, news release "Nationwide sales of Windows (registered trademark) NT version FAX-OCR software" HySOCR-Hysocial- "", [online], September 26, 1996, NTT Data Communications Co., Ltd. Retrieved on January 24, 2015], Internet <URL: http://www.nttdata.co.jp/release/1996/0926.html>
[0005]
[Problems to be solved by the invention]
However, the above-described prior art is useful for early detection of the entry error by the applicant on the order receiving party side, but cannot reduce the entry error itself. Therefore, it is necessary to ask the applicant to make corrections, and there is still a problem that business loss still occurs.
[0006]
Therefore, an object of the present invention is to provide an entry form, an entry suitability judging device, an entry suitability judging system, a securities settlement system, and a program that can solve the above-mentioned problems. This object is achieved by a combination of features described in the independent claims. The dependent claims define further advantageous embodiments of the present invention.
[0007]
[Means for Solving the Problems]
That is, according to the first embodiment of the present invention, the entry sheet includes a rule recording unit that codes and records entry rules for the entry sheet. It is preferable that the rule recording unit is an IC chip that operates by power supplied wirelessly from the outside and outputs recorded data wirelessly. The IC chip may wirelessly receive and store the entry data written on the entry sheet, and prohibit the writing of the data when receiving an entry completion signal indicating that the entry on the entry sheet is completed. . Further, the rule recording unit may be a barcode.
[0008]
The entry rule may be predetermined according to the position on the entry sheet, and may be recorded in the rule recording unit in association with the coordinates on the recording sheet. In this case, a coordinate specifying pattern for specifying the coordinates on the entry sheet may be printed on the entry sheet. The rule recording unit may further record the content printed on the entry sheet. The entry form may have a plurality of entry areas, and the rule recording unit may record a relative relationship between entry data written in the plurality of entry areas as an entry rule.
[0009]
A correction check area for invalidating the contents of the entry paper for each entry area may be printed so as to be readable. The entry rule may include at least one of a data attribute and a numerical range. The rule recording unit may further record qualified person identification information for identifying a qualified person who is qualified to fill in the entry form. The entry form is a security, and the rule recording unit may further record right holder identification information for identifying a right holder of the security and a face value of the security.
[0010]
Further, according to the second aspect of the present invention, the entry suitability judging device for judging the suitability of entry on the entry form uses the entry rule for the entry form recorded in the rule recording section provided on the entry form. It has a rule reading unit for reading and an entry suitability judging unit for acquiring entry data to be written on an entry sheet and judging whether or not the entry data complies with entry rules.
[0011]
The rule reading unit may acquire the entry rule from a pen that writes entry data on the entry sheet, and the entry suitability determination unit may acquire the entry data from the pen. Alternatively, the entry suitability judging device may be a pen for writing entry data on an entry form.
[0012]
On the entry sheet, a coordinate identification pattern that specifies the coordinates on the entry sheet is printed, a set of coordinates obtained by sequentially reading the coordinate identification pattern is recognized as a pen handwriting, and the recognized handwriting is used as entry data. A handwriting recognition unit that outputs to the entry suitability determination unit may be further provided. Further, an error notifying unit that notifies the user of an entry error when the entry suitability determination unit determines that the entry data does not comply with the entry rule may be further provided.
[0013]
The entry rule includes collation data indicating the characteristics of the signature to be written on the entry sheet.The entry propriety determining unit determines whether the signature data acquired as the entry data matches the collation data. Alternatively, when the entry suitability determination unit determines that the signature data does not match the collation data, the user may be notified as an entry error that the signature is invalid.
[0014]
The verification data includes a pen pressure standard when the signature is written, and the entry suitability judging unit further obtains the pen pressure when the signature is written on the entry form and determines whether or not the pen pressure standard is satisfied. And the error notifying unit may notify the user as an entry error that the signature is invalid when the writing suitability determining unit determines that the writing pressure does not satisfy the standard.
[0015]
The verification data includes a pen inclination standard when the signature is written, and the entry suitability determination unit further obtains the pen inclination when the signature is written on the entry sheet to satisfy the pen inclination standard. The error notifying unit may determine whether or not the signature is invalid if the tilting of the pen does not satisfy the criterion, and the error notifying unit may notify the user that the signature is invalid.
[0016]
The verification data includes the entry speed standard when the signature is written, and the entry adequacy determination unit further obtains the entry speed when the signature is entered on the entry form, and determines whether the entry speed standard is satisfied. The error notifying unit may notify the user that the signature is invalid as an entry error when the entry suitability determination unit determines that the entry speed does not satisfy the standard.
[0017]
The collation data includes the criteria for the time required for entry when the signature is written, and the entry suitability determination unit further acquires the required time for entry when the signature is entered on the entry form to satisfy the criteria for the required time for entry. The error notifying unit may determine whether or not the signature is invalid and notify the user of the fact that the signature is invalid as an entry error when the entry appropriateness determination unit determines that the required entry time does not satisfy the standard.
[0018]
The entry form has a plurality of entry areas, and the entry suitability determination unit obtains entry data written in the first entry area of the plurality of entry areas, and then acquires the second entry of the plurality of entry areas. In response to detection of writing of the entry data in the entry area, it is determined whether or not the entry data in the first entry area complies with the entry rule, and the error notification unit determines that the entry data does not comply with the entry rule. When it is determined by the entry appropriateness determination section, the user may be notified that the entry into the first entry area is incorrect.
[0019]
The entry form has a signature area for entering a signature and a declaration area for entering the contents of the declaration to be declared on the entry form, and the entry suitability judging device detects whether or not a pen for filling in the entry form is gripped. The rule reading unit further includes a grip detection unit for notifying the entry suitability judging unit, and the rule reading unit sets a standard for a time period during which the pen may be released between the time when the signature area is signed and the time when the declaration content is written in the declaration area. Is read as an entry rule, and the entry eligibility determination unit measures the time during which the pen is not held between the time when the signature is written in the signature area and the time when the content of the declaration is written in the declaration area, and satisfies the standard. The error notification unit determines whether or not the pen is not gripped by the entry suitability determination unit and determines that the content of the declaration is incorrect as an entry error. Information It may be.
[0020]
The entry form has a signature area for entering a signature and a declaration area for entering the contents of the declaration to be declared on the entry form.The rule reading unit determines when to sign the signature area and when to enter the declaration contents in the declaration area. The read / write judgment unit measures the time interval between the time when the signature is written in the signature area and the time when the declaration content is written in the declaration area. The error notification unit determines whether the time interval does not satisfy the criterion, and the error notification unit determines that the content of the declaration is incorrect as an entry error when the entry suitability determination unit determines that the time interval does not satisfy the criterion. The user may be notified.
[0021]
Further, an entry data storage unit that stores entry data may be further provided only when the entry suitability determination unit determines that the entry data complies with the entry rule. When it is obtained that the correction check area for invalidating the content of the entry form has been checked, the entry data written in the entry area corresponding to the correction check area may be invalidated. Further, the entry data to be written into the spare entry area provided in association with the entry area where the entry data has been invalidated may be made valid.
[0022]
The rule recording unit is an IC chip that operates with power supplied wirelessly from the outside and is capable of writing and reading wirelessly transmitted and received data. May be further provided for writing the data to the IC chip wirelessly.
[0023]
The entry rule includes collation data indicating characteristics of the signature to be written on the entry sheet. The entry suitability determination unit determines whether the signature data obtained as the entry data matches the collation data. Alternatively, when it is determined that the signature data matches the collation data, the fact that the entry sheet is valid may be written to the IC chip, and when it is determined that the signature data does not match, the fact that the entry sheet is invalid may be written to the IC chip.
[0024]
The entry suitability judging device further includes an entry data storage unit for storing entry data, and the writing unit further records whether or not the entry data recorded is an original in at least one of the IC chip and the entry data storage unit. May be. The writing unit may further record a location where the original of the entry data is stored in at least one of the IC chip and the entry data storage unit.
[0025]
The rule recording unit further records qualified person identification information for identifying a qualified person who is qualified to fill in the entry form, and the rule reading unit further reads the qualified person identification information from the rule recording unit, The entry propriety judging unit acquires the user identification information for identifying the user who writes the entry data on the entry form, and determines whether the acquired user identification information is included in the qualified person identification information read by the rule reading unit. The writing unit determines whether or not the user identification information is included in the qualified person identification information, and writes the user identification information, the entry data, and the entry data when the entry suitability determination unit determines that the user identification information is included in the qualified person identification information. The date and time may be written in at least one of the IC chip and the entry data storage unit, and the written user identification information, the entry data, and the entry date and time of the entry data may be read and output in response to a user request. .
[0026]
The rule reading unit may further acquire the print content of the entry sheet recorded in the rule recording unit. Alternatively, the relative relationship between entry data written in a plurality of entry areas of the entry sheet may be read as entry rules, and the entry suitability determination unit may determine whether the entry data complies with the relative relationship.
[0027]
According to the third aspect of the present invention, in an entry suitability judging system including an entry form and an entry suitability judging device, the entry form has a rule recording unit for recording entry rules on the entry form, The entry suitability judging device has a rule reading unit that reads entry rules from a rule recording unit, and an entry suitability judging unit that acquires entry data written on an entry sheet and judges whether the entry data complies with the entry rules.
[0028]
According to the fourth aspect of the present invention, there is provided a securities which can be used by a signature of a right holder, an entry suitability judging device for judging the validity of the signature, and a settlement server for managing a settleable balance of the securities. In a securities settlement system including a settlement terminal that reads securities information of a securities and accepts settlement using the securities, the securities record at least security authentication rules and securities numbers as the securities information. A rule recording unit, and a device for judging whether or not the entry is valid, the authentication rule being recorded in the rule recording unit, and a signature judging unit for judging whether or not a signature written on the securities complies with the authentication rule; A writing unit that writes, as security information, that the security is usable in the rule recording unit when it is determined that the security is in accordance with the settlement rule by the entry appropriateness determination unit, When the terminal reads the securities information, it accepts a settlement request using the security, provided that the fact that the security is available is written, and sets the received settlement request in association with the security number and performs settlement. The settlement server transmits the settlement request to the server, and receives the settlement request in association with the securities number. If the settlement amount included in the received settlement request is within the range of the settleable balance associated with the securities number, the settlement server performs the settlement. Execute and update the settleable balance of the securities with the amount obtained by subtracting the settled amount of the executed settlement from the settleable balance of the securities.
[0029]
The settlement server may transmit a message notifying the updated settlement balance to a pre-registered destination every time the settlement balance is updated.
[0030]
According to the fifth aspect of the present invention, a program for a computer for judging whether or not to fill in an entry form is a rule for reading an entry rule for the entry form recorded in a rule recording unit provided on the entry form. The computer realizes a reading function and a function of determining whether or not the entry data to be written on the entry sheet conforms to the entry rule and whether or not the entry data complies with the entry rule.
[0031]
According to the sixth aspect of the present invention, a program for an entry suitability judging system for judging suitability of entry on an entry form is stored in a rule recording unit of the entry form in a first computer. A rule reading function for reading the entry rules from the rule recording unit, acquiring the entry data to be written on the entry sheet, and determining whether the acquired entry data complies with the entry rules. And a function of judging whether or not entry is appropriate.
[0032]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, the present invention will be described through embodiments of the present invention. However, the following embodiments do not limit the invention according to the claims, and all of the combinations of the features described in the embodiments are not limited thereto. It is not always essential to the solution of the invention.
[0033]
FIG. 1 shows a configuration of a system 500 for judging whether or not entry is appropriate according to an embodiment of the present invention. The entry adequacy / judgment system 500 aims to reduce entry errors by feeding back to the creator whether or not the contents of the handwritten entry form are appropriate. The entry suitability judging system 500 includes at least an entry form 10 and a data entry pen 100. The entry sheet 10 has an IC chip 20 that encodes and records entry rules for the entry sheet 10. The data input pen 100 reads the entry rule from the IC chip 20, acquires entry data to be written on the entry sheet 10, and determines whether the entry data complies with the entry rule.
[0034]
The entry rule is a rule to be followed by entry data written in the entry area of the entry sheet 10, and includes at least one of a data attribute such as characters, numbers, and images and a numerical range such as an upper limit and a lower limit. Here, the data input pen 100 is an example of the entry suitability judging device of the present invention, and is a pen dedicated to writing entry data on the entry sheet 10. Further, the IC chip 20 is an example of the rule storage unit of the present invention, operates by power supplied wirelessly from the outside, and wirelessly outputs recorded data.
[0035]
The entry suitability judging system 500 may further include an information terminal 200 that receives and displays entry data on the entry form 10 by communicating with the data entry pen 100. The information terminal 200 is an example of the entry suitability judging device and the settlement terminal of the present invention. Further, the IC chip 20 may further record printed contents such as forms, characters, and graphics printed on the entry sheet 10. Thus, the data input pen 100 can further acquire the content of printing on the entry sheet 10 from the IC chip 20 and output the content to the information terminal 200. Then, the information terminal 200 can combine the entry data and the print content and display them on the monitor.
[0036]
That is, the entry propriety judging system 500 displays the information printed on the entry sheet 10 and the written information together on the information terminal 200, so that the contents described on the entry sheet 10 can be reproduced electronically. it can. Thus, the user can proceed with the entry on the entry form 10 while checking the information on the entry form 10 that has been taken in and recognized by the entry suitability judging system 500.
[0037]
The IC chip 20 may be capable of writing data received wirelessly. In this case, the data input pen 100 wirelessly writes the entry data written on the entry sheet 10 to the IC chip. It is preferable that data to be written is limited to data determined to conform to the entry rule.
[0038]
The information terminal 200 is connected to the server 50 that accepts entry data via the network 80, and transmits the information acquired from the data input pen 100 to the server 50 collectively for each entry sheet 10, for example. The means by which the data input pen 100 transmits entry data to the server 50 is not limited to this, and a communication terminal 250 such as a mobile phone may be used instead of the information terminal 200. Alternatively, the data input pen 100 itself may connect to the network 80 and transmit the entry data to the server 50. The server 50 is an example of the settlement server of the present invention.
[0039]
The server 50 receives the received entry data for each entry sheet 10 together with, for example, the user ID of the entered user, and registers them in association with each other. Various methods can be considered as a method of inputting the user ID to the data input pen 100 or the information terminal 200. For example, each time the user uses the key, the user may input a key, or the user ID may be read from the ID card 300 in which the user ID is readable. Alternatively, in order to increase the certainty of the identity verification, collation data indicating the characteristics of the signature for each user is registered in advance in any place of the entry suitability judging system 500 in association with the user ID, and the user A signature may be requested each time the input pen 100 is used, and the user ID may be extracted by comparing the obtained signature data with the verification data. The server 50 may not only receive and register the entry data on the entry sheet 10 but also provide information for determining whether the entry data is appropriate. Alternatively, the propriety of the entry data may be determined by itself.
[0040]
On the entry sheet 10, a coordinate specifying pattern 12 for specifying coordinates on the entry sheet 10 is printed. The coordinate specifying pattern 12 is composed of grids provided at regular intervals of about 0.3 mm and fine dot patterns provided near intersections of the grids. It is uniquely determined by the coordinates above. The data input pen 100 can specify the area on the entry sheet 10 where the entry data is written by reading the coordinate specifying pattern 12. The area on the entry sheet 10 is stored in the data entry pen 100 in advance in association with the entry item. Therefore, the data input pen 100 can determine the area in which the entry data is written, and recognize which item the acquired entry data is an input for based on the area. Then, the data input pen 100 determines whether the entry data recognized for each item complies with a predetermined entry rule for each item, and notifies the user of an error when the entry data does not comply with the entry rule.
[0041]
As a means for the data input pen 100 to acquire the entry data on the entry form 10, for example, a known Anoto (registered trademark) pen technique can be used. That is, the handwriting of the data input pen 100 is determined by sequentially reading the coordinate specifying pattern 12 printed on the entry sheet 10 by the data input pen 100. However, the means by which the data input pen 100 acquires entry data is not limited to this. For example, using the scanner 210, the printed contents of the entry sheet 10 and the entered contents are read, and the printed contents of the entry sheet 10 stored in any place on the entry suitability judging system 500 are compared with the contents read by the scanner 210. The content of the entry may be extracted from the difference obtained as a result, and the entry data may be recognized using an OCR (optical character recognition) technique or the like. The information terminal 200 transmits the recognized entry data to the data input pen 100, and the data input pen 100 determines whether the entry data received from the information terminal 200 is appropriate. Alternatively, the information terminal 200 itself may determine whether or not the recognized entry data is appropriate.
[0042]
Note that the rule recording unit of the present invention may be a one-dimensional or two-dimensional barcode instead of the IC chip 20 of the present embodiment as long as the recorded contents can be read by the data input pen 100. Alternatively, any known magnetic or optical data recording means such as a tape or a holographic optical recording means may be used. In this case, the advantage of the IC chip 20 that the recorded data can be read out wirelessly is lost, but the bar code is capable of greatly reducing the cost compared to the IC chip 20 by recording information by printing. Has the advantage of Further, the magnetic or optical data recording means has an advantage that more data can be recorded at a lower cost than the IC chip 20 than the bar code.
[0043]
According to the entry suitability judging system 500 configured as described above, it is possible to judge on the spot whether or not the contents entered in the entry form 10 comply with the entry rule.
[0044]
FIG. 2 shows the configuration of the data input pen 100. The data input pen 100 obtains entry data to be written on the entry sheet 10 by reading the entry rule recorded on the IC chip 20 and entry rules to determine whether or not the entry data complies with the entry rule. And at least a determination unit 106. The data input pen 100 further obtains a trajectory of the coordinates of the pen tip by sequentially reading the coordinate specifying pattern 12 located at the pen tip, and executes a handwriting recognition unit 104 that recognizes the acquired trajectory as a handwriting of the data input pen 100. Have. The handwriting recognition unit 104 outputs the recognized handwriting to the entry suitability judging unit 106 as entry data.
[0045]
The data input pen 100 further includes an error notifying unit 108 for notifying the user of an entry error when the entry suitability judging unit 106 judges that the entry data does not comply with the entry rule. Since the user is notified of the entry error, the entry error is not overlooked. Therefore, the entry data can be corrected so as to follow the entry rule. The error notification unit 108 may be included in the information terminal 200 instead of the data input pen 100.
[0046]
The data input pen 100 further includes an entry data storage unit 110 that stores only entry data determined by the entry suitability determination unit 106 to be in compliance with the entry rule. This prevents entry data that violates the entry rule from being recorded in the entry data storage unit 110. Furthermore, if all entry data output from the data input pen 100 is temporarily stored in the entry data storage unit 110, inappropriate data is prevented from being transmitted to the server 50.
[0047]
The data input pen 100 further includes a writing unit 112 that writes entry data to the IC chip 20 wirelessly. The writing unit 112 further records, in at least one of the IC chip 20 and the entry data storage unit 110, whether the entry data recorded in each of them is an original. The writing unit 112 further records the location where the original of the entry data is stored in at least one of the IC chip 20 and the entry data storage unit 110. Thereby, the entry suitability determination system 500 can easily determine the location where the original entry data is stored. Therefore, when it is necessary to transmit the entry data to, for example, the server 50, it is prevented that data different from the original is erroneously transmitted.
[0048]
The data input pen 100 may further have a grip detection unit 114 that detects whether the data input pen 100 is gripped by the user and notifies the entry suitability determination unit 106. Accordingly, the entry suitability judging unit 106 can judge the suitability of the entry data further based on the information on whether the data input pen 100 is held. This detailed embodiment will be described later with reference to FIGS.
[0049]
The recording medium 60 stores a program for operating the rule reading unit 102, the handwriting recognition unit 104, the entry suitability determination unit 106, the error notification unit 108, the entry data storage unit 110, the writing unit 112, and the grip detection unit 114. The data input pen 100 reads these programs from the recording medium 60 and installs them. The data input pen 100 may acquire these programs via a network.
[0050]
3 and 4 show a first example of the entry form 10 showing an application form for an automobile insurance contract. FIG. 3 shows the left half of the application form, and FIG. 4 shows the remaining right half. The application form is printed with a plurality of entry areas for entering information necessary for applying for a car insurance contract. The plurality of entry areas include at least a declaration area for entering report contents for determining the contract contents, and a signature area for entering the signature of the contractor.
[0051]
In this embodiment, the security number is printed on the upper left of FIG. 3, and the same security number is recorded on the IC chip 20 provided on the upper right. The securities numbers are numbered in advance based on a number system that can specify the type of application form. The IC chip 20 may be attached with such strength that it cannot be peeled off from the application form. If it is thin enough, it may be embedded in the application. The IC chip 20 codes and records at least one of a data attribute and a numerical value range of data to be written in the writing area as a writing rule for each area. For example, in the entry date entry area, "must enter a number" is defined as a data attribute, and a numerical range "must match the date of the clock built into data input pen 100" Is stipulated. As another example of the entry rule, in the entry area of the compensation content, a value range that “the entered compensation amount satisfies the upper limit and the lower limit of the predetermined underwriting amount” is defined.
[0052]
The IC chip 20 further records, as entry rules, a relative relationship between entry data written in a plurality of entry areas, and the rule reading unit 102 reads this relative relationship as entry rules. Then, the entry suitability judging unit 106 judges whether entry data written in the plurality of areas conforms to the relative relationship. The relative relationship as the entry rule is, for example, "the period from the beginning to the end of the entered insurance period is equal to the entered insurance period", "the application date when the beginning of the entered insurance period is entered" Not before, "and" satisfying whether a special agreement is attached or not according to the type of insurance entered or the attribute of the insured ".
[0053]
Also, the rule reading unit 102 reads from the IC chip 20 a standard of a time during which the data input pen 100 may be released between the time of signing the signature area and the time of writing the contents of the declaration in the declaration area as an entry rule. Is also good. In this case, the entry suitability determination unit 106 measures the time during which the user has released the data input pen 100 based on the input from the grip detection unit 114. Then, it is determined whether or not the time during which the user has released the data input pen 100 between the time when the signature is written in the signature area and the time when the content of the declaration is written in the declaration area satisfies the above criterion. If the entry suitability determination unit determines that the above criteria are not satisfied, the error notification unit 108 notifies the user that the content of the report is incorrect as an entry error.
[0054]
Thus, the user is required not to release the pen between the time of writing the contents of the declaration and the time of writing the signature. Therefore, according to the entry suitability judging system 500, it is possible to prevent a so-called "spoofing" in which the signing person is different from the person who has entered the contents of the declaration. In addition, the reference | standard of the time which can release the data input pen 100 can be set arbitrarily. For example, to maximize the level of anti-spoofing, the time during which the data input pen 100 may be released is set to zero.
[0055]
As another embodiment for the purpose of preventing spoofing, the rule reading unit 102 may read a reference of a time interval between the time of signing the signature area and the time of writing the contents of the declaration in the declaration area as the entry rule. . In this case, the entry suitability judging unit 106 measures the time interval between the time when the signature is written in the signature area and the time when the declaration content is written in the declaration area, and determines whether the measured time interval satisfies the standard. Determine whether or not.
[0056]
When the entry suitability determination unit 106 determines that the time interval does not satisfy the criterion, the error notification unit 108 notifies the user of the fact that the contents of the report are incorrect as a registration error. As a reference of the time interval, a time determined to be appropriate as a countermeasure for spoofing, for example, 3 minutes may be set. As a result, the user is required to leave no space between the entry of the declaration contents and the entry of the signature for a predetermined time or more. Therefore, in this embodiment, spoofing can be prevented as in the above-described embodiment.
[0057]
In the present embodiment, an application form, which is an example of the entry sheet 10, has a correction check area 24 for invalidating the entry content for each entry area, which is printed so as to be readable. Various forms of the correction check area 24 are conceivable. For example, the form of the correction check area 24a (FIGS. 3 and 4) in which correction is enabled by tracing the enclosing line with the data input pen 100, and checking the check box The form of the correction check area 24b (FIG. 4) in which the correction becomes effective by performing the correction is shown. A spare entry area 26 for writing entry data after correction may be provided around the correction check area 24.
[0058]
For example, when correcting entry data according to the form of the correction check area 24a, the user first traces the enclosing line of the correction check area 24a provided in the area to which the item to be corrected belongs with the data input pen 100. Next, two lines are overwritten at the place to be canceled. Then, the correction is completed by adding the corrected contents around the overwritten two lines, for example, on the upper side. On the other hand, when correcting the entry data according to the form of the correction check area 24b, the user first checks the box of the correction check area 24b provided in the area to which the item to be corrected belongs with the data input pen 100. The correction is completed by adding the corrected content to a position corresponding to the checked box, for example, a spare entry area 26 provided in the same frame.
[0059]
When the handwriting recognition unit 104 recognizes that the correction check area 24 has been checked, the entry suitability determination unit 106 invalidates at least a part of the entry data written in the entry area corresponding to the checked correction check area 24. . For example, when it is detected that the encircling line of the correction check area 24a has been traced and that two lines have been overwritten on the already-written entry data, two lines of the already acquired entry data are detected. Invalidate the information overwritten with. Then, the invalidated information is overwritten by entry data written around the two lines, for example, on the upper side.
[0060]
On the other hand, if it is detected that the correction check area 24b has been checked, the entry data that has been written before the check in the entry area corresponding to the checked correction check area 24b among the already acquired entry data is To disable. Then, entry data to be written into the spare entry area 26 provided corresponding to the checked correction check area 24b is received as correction data. In this way, the entry suitability judging system 500 can easily correct entry data once inputted.
[0061]
The application form according to the present embodiment further includes a completion check area 30 indicating that the entry by the user has been completed. Various forms of the completion check area 30 are conceivable like the correction check area 24. The check box drawn at the lower right of FIG. 3 is an example. When the handwriting recognition unit 104 recognizes that the completion check area 30 has been checked, the entry suitability determination unit 106 determines whether all items to be entered in the application form have been entered. Then, when the entry suitability determination unit 106 determines that there is an item that has not been input among the items to be entered, the error notification unit 108 notifies the user of an error.
[0062]
On the other hand, when it is determined by the entry suitability judging unit 106 that all the items to be entered have been entered, the writing unit 112 sends an entry completion signal indicating that the entry to the application form has been completed to the IC chip 20 and the entry data storage unit. Send to 110. The IC chip 20 and the entry data storage unit 110 prohibit subsequent data writing in response to receiving the entry completion signal. Thus, it is possible to prevent the contents of the application from being falsified by a third party after the entry of the application form by the user is completed.
[0063]
FIG. 5 shows an example of an operation in which the entry suitability determination system 500 determines whether or not entry on the entry form 10 is appropriate. First, the issuing company of the entry form 10, for example, an insurance company, prints the print content including the coordinate specifying pattern 12 and the format on the entry form 10, and stores the entry rule in the IC chip 20 (S100). At this time, the print content of the entry sheet 10 and the sheet ID may be stored together in the IC chip 20. When the user of the entry form 10 is limited in advance, the user ID of the user may be further stored. In this case, the entry rule includes that “the user ID of the user using the entry form 10 is included in the user ID stored in the IC chip 20”. Then, the issuing company issues the entry form 10 (S102).
[0064]
When using the entry form 10, the user first instructs the IC chip 20 to read by holding the data input pen 100 over the IC chip 20. In response, the rule reading unit 102 reads the IC chip 20 and acquires the recorded contents including the entry rule (S104). If the recorded contents of the IC chip 20 include the printed contents of the entry sheet 10, the data input pen 100 displays the printed contents on, for example, a monitor of the information terminal 200 in step 104. Next, when the user holds the ID card 300 over, the rule reading unit 102 reads the user ID from the ID card 300 (S106). Here, when the user of the entry form 10 is limited in advance, it is determined whether or not the read user ID is included in the user ID stored in the IC chip 20. Informs the user that writing to the entry form 10 is not possible. If it is included, the user is notified that the user authentication has been established, and the entry procedure is continued.
[0065]
Next, when the user uses the data input pen 100 to write in the entry area of the entry sheet 10, the handwriting recognition unit 104 recognizes the writing position and handwriting and outputs it to the entry suitability judging unit 106. The entry suitability determination unit 106 converts the captured handwriting into text information or image information based on the data attribute of each entry area included in the entry rule (S108). At this time, the data input pen 100 may output the text information or the image information to the information terminal 200. Then, the information terminal 200 may combine the text information or the image information with the print content displayed in step 104 and display it. Thus, the user can input the entry data while checking the state of the entry form 10 recognized by the entry suitability determination system 500. On the other hand, the entry suitability determination unit 106 sequentially determines whether or not the entry area has moved (S110). To determine that the entry area has been moved in step 110, after acquiring the entry data written in the first entry area of the plurality of entry areas, it is necessary to write the entry data in the second entry area. Based on the detection, it is determined that the entry area has moved.
[0066]
If it is determined in step 110 that the entry area has not moved (S110: N), the data input pen 100 returns to step 110 and continuously acquires entry data. On the other hand, if it is determined in step 110 that the entry area has been moved (S110: Y), the entry suitability determination unit 106 performs a logical check on the entry data entered in the immediately preceding entry area (S112). That is, it is determined whether the entry data acquired in step 108 complies with the entry rule acquired in step 104. Here, the logical check includes the above-described data attributes, numerical ranges, relative relationships among a plurality of data, signature authentication when the user is limited, countermeasures against impersonation, etc. (all described above).
[0067]
If it is determined in the logical check in step 112 that the entry data does not conform to the entry rule (S114: N), the error notifying unit 108 notifies the user of an error (S116). Then, the entry suitability judging section 106 judges whether or not the correction check area 24 has been checked (S118). If it is determined in step 118 that the correction check area 24 has not been checked (S118: N), the flow returns to step 116 to continue the error notification. If it is determined in step 118 that the correction check area 24 has been checked (S118: Y), the error notifying section 108 stops error notification, and the entry suitability judging section 106 sets the entry area corresponding to the checked correction check area 24. The entry data written in is invalidated (S120).
[0068]
Then, correction data to be written to the checked correction check area 24 or the spare entry area 26 provided in association with the invalidated entry area is received (S122), and it is determined whether or not the entry position moves again. (S124). If it is determined in step 124 that the entry area has not moved (S124: N), the process returns to step 122, and correction data is continuously received. On the other hand, if it is determined that the entry area has been moved (S124: Y), the process returns to step 122 to perform a logical check on the received correction data. In this way, the entry suitability judging system 500 can easily correct entry data once inputted.
[0069]
As described above, the data input pen 100 performs a logical check of the entry data entered so far in response to the movement of the entry area, so that the check result can be immediately fed back to the user. For this reason, the user can immediately correct the entry error.
[0070]
Next, when it is determined in the logical check in step 112 that the entry data complies with the entry rule (S114: Y), the entry data storage unit 110 stores the entry data (S126). At this time, the entry data storage unit 110 desirably stores entry data in association with information read from the IC chip 20 and the ID card 300, for example, print contents and a user ID.
[0071]
Next, the data input pen 100 determines whether or not an instruction to write the entry data stored in the entry data storage unit 110 to an external device has been received from the user (S127). If it is determined in step 127 that the writing instruction has not been received (S127: N), the process returns to step 108, and the entry data is continuously obtained. If it is determined in step 127 that a write instruction has been received (S127: Y), the writing unit 112 writes the entry data stored in the entry data storage unit 110 into the IC chip 20 (S128).
[0072]
Next, the handwriting recognition unit 104 determines whether the completion check area 30 has been checked (S130). If it is determined in step 130 that the completion check area 30 has not been checked (S130: N), the data input pen 100 returns to step 108 and continuously obtains entry data. If it is determined in step 130 that the completion check area 30 has been checked (S130: Y), the entry suitability determination unit 106 determines whether all items to be entered in the application form have been entered (S132). If it is determined in step 131 that there is an item that has not been entered by the entry suitability judging unit 106 (S132: N), the error notifying unit 108 notifies the user of an error (S134), and returns to step 108 to return to step 108. Accept the entry data of.
[0073]
On the other hand, when the entry suitability judging unit 106 judges that all the items to be entered have been entered (S132: Y), the writing unit 112 sends an entry completion signal indicating that entry to the entry form 10 has been completed to the IC chip. 20 and the entry data storage unit 110. Upon receiving the write completion signal, the IC chip 20 and the write data storage unit 110 prohibit the subsequent writing of data (S136). Thus, it is possible to prevent the contents of the application from being falsified by a third party after the entry of the application form by the user is completed. This is the end of this flow.
[0074]
In step 128, the writing unit 112 may further write the entry data into the information terminal 200 in association with the print content read from the IC chip 20 and the user ID read from the ID card 300. In this case, the writing unit 112 writes information as to whether or not the stored entry data is the original, in each of the entry data storage unit 110, the IC chip 20, and the information terminal 200. The writing unit 112 may further write information indicating the storage location of the original of the entry data. The storage location of the original of the entry data can be arbitrarily set by the user. Then, in step 136, in response to receiving the entry completion signal from writing section 112, information terminal 200 inhibits subsequent data writing.
[0075]
As shown in the above operation flow, the entry suitability judging system 500 can immediately feed back to the user whether or not entry into the entry form 10 is appropriate. If the entry is inappropriate, it can be easily corrected on the spot. Therefore, it is possible to prevent the entry error from being overlooked and to be submitted to, for example, an insurance company or the like, and it is possible to reduce business loss at the insurance company or the agency.
[0076]
6, 7, 8 and 9 show a second example of an entry form 10, a premium receipt. This receipt is a copy of four copies, and these four copies are used per contract. The insurance company will compile the four copies into one book for 20 contracts and issue it to the insurance agency. The breakdown of the four cards is as follows. First, the first sheet is used to submit to the insurance company together with the application form described in FIGS. The second copy is used by the insurance agent to keep a copy. The third sheet is used as a receipt for the insurance policy holder. The fourth sheet cannot be separated from the booklet. When the entire book has been used, that is, when the fourth sheet is only 20 sheets, the insurance company will contact the insurance company. hand in. In the present embodiment, the entry propriety judging system 500 aims to record the entry contents when the entry to the receipt is appropriate, and to output the contents as necessary.
[0077]
An IC chip 20 is provided on the first sheet (FIG. 6) and the fourth sheet (FIG. 9) in the four-spelled receipt. The IC chip 20 encodes and records qualified person identification information of a qualified person who is qualified to issue a receipt and a rule for entering the receipt. The qualified person identification information includes at least one of the habit of the pen by the qualified person and the user ID of the qualified person. The pen habit is, for example, a standard of the pen inclination and the pen pressure. The entry rule includes a data attribute of each entry area. When the data attribute is a numerical value including a date, the data attribute further includes a numerical value range. In the security number entry area, the entry rule may further include a digit number criterion.
[0078]
The entry rule may further include "the receipt date to be entered matches the date of the clock built into data entry pen 100". It may also include a relationship with the entry data of the corresponding application form. For example, "The application form with the same security number must be the same as the policyholder name, insurance line, insurance period, and premium", and "The receipt date of the receipt is the same as or later than the application date of the application form. "May be included.
[0079]
When issuing this receipt to the customer, the user uses the data input pen 100 described with reference to FIG. 2 to read the entry rules and qualified person identification information stored in the IC chip 20. When the read qualified person identification information includes the user ID, the data input pen 100 reads the user ID, which is an example of the user identification information, from the user ID card to perform user authentication. Next, when the user writes the entry data using the data input pen 100, the entry suitability judging unit 106 judges whether the entry data complies with the entry rule for each area and feeds back the user. If the qualified person identification information includes the qualified person's pen habit, the entry rule includes that "the user's pen usage matches the pen's habit included in the qualified person information". In this case, the entry suitability judging unit 106 acquires the usage of the data input pen 100 by the user, for example, the inclination and the pen pressure of the pen using various sensors, and judges whether or not the above-mentioned rules regarding the usage of the pen are followed.
[0080]
When the entry on the receipt conforms to the entry rule, the writing unit 112 stores the user identification information, the entry data, and the like in at least one of the IC chip 20 and the entry data storage unit 110 provided on the first and fourth sheets. And the date and time of entry. The writing unit 112 reads and outputs the written data in response to a user request. The output data can be arranged in a desired format by the information terminal 200. For example, the date and time of entry and the person who made the entry may be output as a list. As described above, according to the entry suitability judging system 500 according to the present embodiment, it becomes easy to input the insurance receipt data and check the books.
[0081]
FIG. 10 shows a pension receipt as a third example of the entry form 10. This pension receipt is a guide letter informing the insured person or the beneficiary that the annuity receivable date is approaching based on the annuity insurance contract. At the same time, it also has a role as a security that enables settlement of the pension through a pension request procedure in accordance with the authentication rules described later. That is, this pension receipt is an example of the securities of the present invention. Here, the insured and the beneficiary are examples of the right holder of the present invention.
[0082]
The pension receipt is in the form of a tri-fold postcard and has an IC chip 20 on the right side. The securities information is recorded on the IC chip 20 in advance by the issuer, and includes the security number, the date on which the pension can be received, and the authentication rules for the pension receipt. The authentication rules are that "the signature of the beneficiary and the insured written on the pension receipt match the verification data stored in the IC chip 20" and "the date on which the signature is written is after the receivable date" It is. The securities information may further include the amount paid for the pension certificate as an example of the face value of the security.
[0083]
The collation data is data indicating characteristics of signatures of the recipient and the insured. In accordance with the required accuracy of identity verification, the image data of the signature, the standard of pen pressure at the time of signature, the standard of tilt of the pen at the time of signature, the standard of writing speed of the pen tip when the signature is written, and the signature Includes at least one of the criteria for the time required for writing when writing.
[0084]
When the user holds the data input pen 100 over the IC chip 20 at the time of signing the pension receipt, the rule reading unit 102 reads the security information from the IC chip 20. Next, when the handwriting recognition unit 104 detects writing in the signature area, the entry suitability determination unit 106 determines whether the written signature satisfies the authentication rule included in the securities information. When the entry validity determination unit 106 determines that the written signature complies with the authentication rule, the writing unit 112 writes to the IC chip 20 that the pension receipt is available as additional security information. On the other hand, if the entry suitability determination unit 106 determines that the written signature does not comply with the authentication rule, the error notification unit 108 notifies the user that the signature is invalid as an entry error. In this case, the writing unit 112 may write to the IC chip 20 that the pension receipt is invalid as additional security information.
[0085]
When performing settlement using a pension receipt, the user brings the pension receipt to a bank, convenience store, department store or the like where the information terminal 200, which is an example of the settlement terminal of the present invention, is installed. The information terminal 200 reads the security information from the IC chip 20 provided on the annuity receipt brought in by the user, and receives the annuity receipt on the condition that the annuity receipt is usable. The payment request using the certificate is received and transmitted to the server 50.
[0086]
The settlement server 50 manages the settlement balance of the pension receipt for each security number. When the settlement request is received in association with the securities number, the requested settlement is performed on condition that the settlement amount included in the settlement request is within the range of the settleable balance managed in association with the securities number. Execute. At this time, the server 50 transmits to the information terminal 200 that the requested payment has been executed, and the information terminal 200 displays the fact to the user. On the other hand, if the settlement amount included in the settlement request exceeds the range of the settlement available balance, an error message indicating that the requested settlement cannot be executed is transmitted to information terminal 200. When receiving the error message, the information terminal 200 displays the content to the user. Finally, the server 50 updates the settleable balance of the pension receipt with the amount obtained by subtracting the settlement amount of the executed settlement from the settlement balance of the pension receipt. Each time the server 50 updates the settlement balance, the server 50 sends a message notifying the updated settlement balance to a destination registered in advance. Thereby, the user can confirm the latest settlement available balance at any time.
[0087]
Note that, in another embodiment, the IC chip 20 may include the entry suitability determination unit 106, entry data storage unit 110, and writing unit 112 in the first embodiment. In this case, the data input pen 100 includes the handwriting recognition unit 104, the grip detection unit 114, and the error notification unit 108 in the first embodiment. In this embodiment, the IC chip 20 acquires the entry data read by the data input pen 100 and performs a logical check. Then, the entry data according to the entry rule is recorded on the IC chip 20 or the data input pen 100. When determining an entry error, the IC chip 20 requests the data input pen 100 to notify the user of the error. In this embodiment, it is obvious that the entry propriety judging system 500 has the same operation and effect as the first embodiment.
[0088]
As is clear from the above description, according to the present embodiment, it is possible to determine on the spot whether or not the content entered in the entry sheet 10 complies with the entry rule. Therefore, it is possible to reduce mistakes in writing on a handwritten entry sheet and prevent business loss.
[0089]
As described above, the present invention has been described using the embodiments, but the technical scope of the present invention is not limited to the scope described in the above embodiments. Various changes or improvements can be added to the above embodiment. It is apparent from the description of the appended claims that embodiments with such changes or improvements can be included in the technical scope of the present invention.
[Brief description of the drawings]
FIG. 1 is a diagram showing the configuration of a system for judging whether entry is appropriate according to an embodiment of the present invention.
FIG. 2 is a block diagram showing a configuration of a data input pen 100.
FIG. 3 shows the left half of a car insurance contract application form, which is a first example of an entry form 10.
FIG. 4 shows the remaining right half of the auto insurance policy application.
FIG. 5 shows an example of the operation of the entry suitability determination system 500 for determining the suitability of entry on an entry form.
FIG. 6 shows a first of four insurance receipts as a second example of the entry sheet 10;
FIG. 7 shows a second of four insurance card receipts.
FIG. 8 shows a third of four insurance card receipts.
FIG. 9 shows the fourth of four insurance card receipts.
10 shows a pension receipt as a third example of the entry sheet 10. FIG.
[Explanation of symbols]
10 Entry paper 12 Coordinate specifying pattern
20 IC chip 22 Paper ID
24 Correction check area 30 Completion check area
50 server 60 recording medium
80 network 100 data input pen
102 Rule reading unit 104 Handwriting recognition unit
106 Filling determination section 108 Error reporting section
110 entry data storage unit 112 writing unit
114 grip detection unit 200 information terminal
250 Communication terminal 300 ID card
500 Competence determination system

Claims (39)

What is claimed is: 1. An entry sheet, comprising: a rule recording unit for encoding and recording entry rules on the entry sheet. 2. The entry sheet according to claim 1, wherein the rule recording unit is an IC chip that operates by externally supplied wireless power and wirelessly outputs recorded data. 3. The IC chip wirelessly receives and stores the entry data written on the entry sheet, and prohibits writing of the data when receiving an entry completion signal indicating that the entry on the entry sheet is completed. 3. The entry form according to claim 2, wherein: The entry sheet according to claim 1, wherein the rule recording unit is a barcode. The entry rule is determined in advance according to a position on the entry sheet, and is recorded in the rule recording unit in association with coordinates on the recording sheet,
The entry sheet according to claim 1, wherein a coordinate specifying pattern for specifying coordinates on the entry sheet is printed on the entry sheet. The entry sheet according to claim 1, wherein the rule recording unit further records a print content on the entry sheet. 2. The entry according to claim 1, wherein the entry form has a plurality of entry areas, and the rule recording unit records a relative relationship between entry data written in the plurality of entry areas as the entry rule. Paper. 2. The entry sheet according to claim 1, wherein a correction check area for invalidating the contents of the entry sheet for each entry area is printed so as to be readable. The entry sheet according to claim 1, wherein the entry rule includes at least one of a data attribute and a numerical range. 2. The entry sheet according to claim 1, wherein the rule recording unit further records qualified person identification information for identifying a qualified person who is qualified to fill in the entry sheet. 2. The entry form is a security, and the rule recording unit further records right holder identification information for identifying a right holder of the security and a face value of the security. The entry form described in. An entry suitability judging device for judging suitability of entry on an entry form,
A rule reading unit that reads an entry rule on the entry sheet recorded in a rule recording unit provided on the entry sheet;
An entry suitability judging device, comprising: an entry suitability judging unit that acquires entry data written on the entry form and judges whether the entry data complies with the entry rule. The rule reading unit acquires the entry rule from a pen that writes the entry data on the entry sheet,
13. The apparatus according to claim 12, wherein the entry propriety determining unit acquires the entry data from the pen. 13. The apparatus according to claim 12, wherein the apparatus is a pen that writes the entry data on the entry sheet. On the entry form, a coordinate specifying pattern for specifying coordinates on the entry form is printed,
It further comprises a handwriting recognition unit that recognizes the set of coordinates obtained by sequentially reading the coordinate specifying pattern as handwriting of the pen, and outputs the recognized handwriting as the entry data to the entry suitability determination unit. 15. The apparatus according to claim 14, wherein: 13. The apparatus according to claim 12, further comprising an error notifying unit that notifies a user of an entry error when the entry suitability determination unit determines that the entry data does not comply with the entry rule. The entry rule includes verification data indicating characteristics of a signature to be written on the entry form,
The entry suitability determination unit determines whether the signature data acquired as the entry data matches the collation data,
The error notifying unit notifies the user that the signature is invalid as the entry error when the entry data determination unit determines that the signature data does not match the verification data. The apparatus according to claim 16, further comprising: The collation data includes a reference of writing pressure when the signature is written,
The entry adequacy determination unit determines whether or not the pen pressure when the signature is entered into the entry form is further acquired and the pen pressure standard is satisfied,
The error notifying unit notifies the user that the signature is invalid as the writing error when the writing suitability determining unit determines that the writing pressure does not satisfy the standard as the writing error. The apparatus according to claim 17, further comprising: The collation data includes a reference for the tilt of the pen when the signature is written,
The entry adequacy determination unit determines whether or not the pen tilt when the signature is written on the entry sheet further satisfies the pen tilt criteria,
The error notifying unit notifies the user that the signature is incorrect as the writing error when the writing suitability determining unit determines that the tilt of the pen does not satisfy the criterion as the writing error. The apparatus according to claim 17, wherein the determination is made as to whether the entry is appropriate. The collation data includes a criterion of a writing speed when the signature is written,
The entry propriety determining unit further acquires an entry speed when the signature is entered in the entry form, and determines whether or not the entry speed standard is satisfied,
The error notifying unit notifies the user that the signature is invalid as the writing error when the writing suitability determining unit determines that the writing speed does not satisfy the criterion as the writing error. The apparatus according to claim 17, further comprising: The collation data includes a reference for a time required for writing when the signature is written,
The entry adequacy determination unit determines whether or not the entry required time when the signature is to be entered on the entry form is further obtained and the criteria for the required entry time are satisfied,
The error notifying unit notifies the user that the signature is invalid as the entry error when the entry appropriateness determination unit determines that the required entry time does not satisfy the criterion as the entry error. The apparatus according to claim 17, wherein the determination is made as to whether the entry is appropriate. The entry form has a plurality of entry areas,
The entry propriety determining unit acquires the entry data written in a first entry area of the plurality of entry areas, and then acquires the entry data in a second entry area of the plurality of entry areas. Determining whether the entry data in the first entry area complies with the entry rule,
The error notifying unit may notify the user that the entry in the first entry area is incorrect when the entry data determination unit determines that the entry data does not comply with the entry rule. 17. The apparatus according to claim 16, wherein the apparatus is adapted to determine whether or not the entry is appropriate. The entry form has a signature area for entering a signature, and a declaration area for entering the contents of the declaration to be declared by the entry form,
The entry adequacy determination device further includes a grip detection unit that detects whether a pen that fills in the entry form is gripped and notifies the entry adequacy determination unit,
The rule reading unit reads, as the entry rule, a reference of a time during which a pen may be released between a time when the signature area is signed and a time when the contents of the declaration are written in the declaration area,
The entry propriety judging unit measures the time during which the pen is not held between the time when the signature is written in the signature area and the time when the content of the declaration is written in the declaration area, and satisfies the criterion. Judge whether or not
The error notification unit notifies the user that the content of the report is invalid as the entry error when the entry appropriateness determination unit determines that the time during which the pen is not gripped does not satisfy the standard. 17. The entry judging device according to claim 16, wherein: The entry form has a signature area for entering a signature, and a declaration area for entering the contents of the declaration to be declared by the entry form,
The rule reading unit reads, as the entry rule, a reference of a time interval between a point in time when the signature area is signed and a point in time when the content of the declaration is written in the declaration area,
The entry propriety determining unit measures a time interval between a time when a signature is written in the signature area and a time when a declaration content is written in the declaration area, and the measured time interval satisfies the criterion. Judge whether or not
The error notifying unit, when the time interval does not satisfy the criterion, is determined by the entry suitability determining unit, notifies the user that the declaration content is incorrect as the entry error as the entry error. The apparatus according to claim 16, further comprising: 13. The entry suitability judging device according to claim 12, further comprising an entry data storage unit that stores the entry data only when the entry suitability judging unit judges that the entry data complies with the entry rule. . The method according to claim 1, further comprising the step of invalidating the entry data written in the entry area corresponding to the correction check area when it is obtained that the correction check area for invalidating the entry content on the entry form has been checked. Item 20. A device for judging whether or not entry is appropriate according to Item 12. 27. The entry propriety judging device according to claim 26, wherein the entry data written in a spare entry area provided in association with the entry area where the entry data is invalidated is made valid. The rule recording unit is an IC chip that operates by power supplied wirelessly from the outside and is capable of writing and reading data transmitted and received wirelessly.
13. The apparatus according to claim 12, further comprising a writing unit that wirelessly writes the entry data written on the entry sheet to the IC chip. The entry rule includes verification data indicating characteristics of a signature to be written on the entry form,
The entry suitability determination unit determines whether the signature data acquired as the entry data matches the collation data,
The writing unit writes into the IC chip that the entry form is valid when the signature data is determined to match the collation data, and invalidates the entry form when it is determined not to match. 29. The entry judging device according to claim 28, wherein the fact that there is is written in the IC chip. The entry suitability determination device further includes an entry data storage unit that stores the entry data,
29. The apparatus according to claim 28, wherein the writing unit further records whether or not the recorded entry data is an original in at least one of the IC chip and the entry data storage unit. . 31. The apparatus according to claim 30, wherein the writing unit further records a location where an original of the entry data is stored in at least one of the IC chip and the entry data storage unit. . The rule recording unit further records qualified person identification information for identifying a qualified person who is qualified to fill in the entry form,
The rule reading unit further reads the qualified person identification information from the rule recording unit,
The entry propriety judging unit acquires user identification information for identifying a user who writes entry data on the entry form, and the acquired user identification information is read by the rule reading unit. Judge whether it is included in the
The writing unit is configured to determine whether the user identification information is included in the qualified person identification information by the entry suitability determination unit, and determine the user identification information, the entry data, and the entry data. Writing the date and time of entry into at least one of the IC chip and the entry data storage unit, and reading and outputting the written user identification information, the entry data, and the entry date and time of the entry data in response to a user request; 29. The entry judging device according to claim 28, wherein: 13. The apparatus according to claim 12, wherein the rule reading unit further obtains a print content of the entry sheet recorded in the rule recording unit. The rule reading unit reads a relative relationship between entry data written in a plurality of entry areas of the entry form as the entry rule, and the entry suitability determination unit determines whether the entry data conforms to the relative relationship. The apparatus according to claim 12, wherein the determination is made. An entry suitability judging system comprising an entry form and an entry suitability judging device,
The entry form has a rule recording unit that codes and records entry rules for the entry form,
A rule reading unit that reads the entry rule from the rule recording unit,
An entry suitability judging unit for acquiring entry data to be written on the entry form and determining whether the entry data complies with the entry rule. Reads the securities that can be used by the signature of the right holder, an entry suitability judging device for judging the validity of the signature, a settlement server that manages the settleable balance of the securities, and reads the securities information of the securities. A settlement terminal for receiving settlement using the securities,
The securities are:
A rule recording unit that encodes and records at least the authentication rule and the securities number of the securities as the securities information,
The entry aptitude judging device,
Acquisition of the authentication rule recorded in the rule recording unit, an entry suitability determination unit that determines whether the signature written on the securities complies with the authentication rule,
A writing unit that writes, as the security information, that the security is usable in the rule recording unit, when the signature is determined by the entry appropriateness determination unit to be in accordance with the settlement rule;
The payment terminal,
When the security information is read, a payment request using the security is received on condition that the security is usable, and the received payment request is associated with the security number. Sending to the payment server,
The payment server,
The settlement request is received in association with the securities number, and the settlement is performed when the settlement amount included in the received settlement request is within the range of the settleable balance associated with the securities number, A securities settlement system, wherein the settlement settlement balance of the securities is updated by an amount obtained by subtracting the settlement amount of the executed settlement from the settlement possible balance of the securities. 37. The securities settlement system according to claim 36, wherein each time the settlement server updates the settlement balance, the settlement server transmits a message notifying the updated settlement balance to a pre-registered destination. A computer program for determining whether to fill out an entry form,
A rule reading function for reading an entry rule on the entry form recorded in a rule recording unit provided on the entry form;
A program for acquiring the entry data to be written on the entry sheet, and causing the computer to realize an entry suitability determination function of determining whether the entry data complies with the entry rule. A program for an entry suitability judging system for judging suitability of entry on an entry form,
On the first computer,
A rule recording function for recording an entry rule on the entry sheet in a rule recording unit of the entry sheet is realized,
On the second computer,
A rule reading function for reading the entry rule from the rule recording unit;
A program for acquiring entry data to be written on the entry sheet, and a function of judging whether or not the acquired entry data complies with the entry rule.

Images