JP2004192534A - Card expiration date updating server, card, card expiration date updating method and card expiration date updating program - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a card expiration date updating server updating the card expiration date. <P>SOLUTION: This card expiration date updating server in a card expiration date updating system which comprises the card expiration date updating server, a reader/writer connected to the card expiration date updating server, and the card having a recording medium recording the card expiration date is provided with an expiration date updating part recording the expiration date after updating the card, or the object updating the card expiration date via the reader/writer. <P>COPYRIGHT: (C)2004,JPO&NCIPI

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a card expiration date update server for updating an expiration date of a card, a card, a card expiration date update method, and a card expiration date update program.
[0002]
[Prior art]
Conventionally, a credit card has an expiration date of about 3 to 5 years after being issued, and within the expiration date, various services can be received using the credit card.
Also, the credit card face is printed in various designs for each card issuer, and for the card user, the content of the services that can be received by using the card is important, and the design of the card is also important. There is a request to use a design of their own preference.
[0003]
By the way, in the prior art, there is a system for managing the validity period of a commuter pass (for example, see Patent Document 1).
[0004]
[Patent Document 1]
JP-A-09-81812
[Problems to be solved by the invention]
However, in the above-described related art, when the expiration date of the credit card has come, a new card has to be issued. For the card issuer, material costs and work costs for issuing a new card have been incurred.
On the other hand, for card members, even cards that have been used for a long time and have attachment or affection have been forcibly switched to completely different cards. In addition, when a new issue is made, if there is no identical design, there is a problem that the card user cannot select his or her favorite design.
In addition, the issuance of a new card and the expiration of the expired card have been discarded, which has been a factor in generating new waste in the environment.
[0006]
The present invention has been made in view of such circumstances, and an object of the present invention is to provide a card expiration date updating server, a card, a card expiration date updating method, and a card expiration date updating program capable of updating the expiration date of a card. To provide.
[0007]
[Means for Solving the Problems]
In order to achieve the above object, the present invention comprises a card expiration date update server, a reader / writer connected to the card expiration date update server, and a card provided with a recording medium for storing the expiration date of the card. A card expiration date updating server in a card expiration date updating system, wherein an expiration date updating unit that records an updated expiration date of a card for which the card expiration date is to be updated on the recording medium via the reader / writer. It is characterized by having.
[0008]
Further, the present invention provides the card expiration date update server, wherein the card inserted into the card reader / writer detects whether or not the expiration date of the card is an update target, and an update target detection unit, And a post-update expiration date calculation unit that calculates an expiration date after the update, wherein the expiration date update unit calculates the post-update expiration date when the update target detection unit detects that it is an update target. The updated expiration date is recorded on the recording medium via the reader / writer based on the updated expiration date calculated by the unit.
[0009]
Further, the present invention comprises a card expiration date update server, a reader / writer connected to the card expiration date update server, and a card provided with a recording medium for storing information on the expiration date of the card. A card in a card expiration date renewal system in which the expiration date can be renewed, wherein information about the expiration date of the card stored in the recording medium is updated via the reader / writer based on an instruction from a card expiration date update server. And storing it.
[0010]
Further, the present invention provides a card expiration date updating system comprising a card expiration date updating server, a reader / writer connected to the card expiration date updating server, and a card provided with a recording medium for storing the expiration date of the card. Wherein the updated expiration date of the card for which the expiration date of the card is to be updated is recorded in the recording medium via the reader / writer.
[0011]
Further, the present invention provides a card expiration date updating system comprising a card expiration date updating server, a reader / writer connected to the card expiration date updating server, and a card provided with a recording medium for storing the expiration date of the card. Wherein the step of recording the updated expiration date of the card for which the expiration date of the card is to be updated on the recording medium via the reader / writer is performed by a computer. I do.
[0012]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, a card expiration date update server and a card according to an embodiment of the present invention will be described with reference to the drawings.
FIG. 1 is a schematic block diagram showing a configuration of a card expiration date updating server and a card expiration date updating system to which a card is applied according to an embodiment of the present invention.
In FIG. 1, the card expiration date updating system includes a card expiration date updating server 1, a terminal 2 connected to the card expiration date updating server 1, and an IC card 3 as an example of a card.
[0013]
In the card expiration date update server 1, the card member database 11 includes a card ID for identifying the IC card 3, expiration date information that is information on the expiration date of the IC card 3, and information about the owner of the IC card 3. It is stored in association with certain member information. The term of validity information here is information indicating a time limit in which the IC card 3 can be used, for example, information indicating a date such as "20xx year / month / day". The member information includes, for example, information such as an address, a name, an age, a contact address, and a personal identification number when using the card, of the user who owns and uses the card.
[0014]
The post-update expiration date calculation unit 12 manages the current date as date information based on a clock provided therein, and compares the expiration date and date information of the card stored in the card member database 11 with the date and time. The IC card 3 detects whether or not the validity period of the IC card 3 corresponds to the validity period to be renewed. (Hereinafter referred to as “post-expiration date”), and stores the updated post-update expiration date, the expiration date information, and the card ID in the update target card database 13 in association with each other. The post-update expiration date is a date obtained by adding a predetermined period (for example, three years, five years, etc.) to the current expiration date.
Here, the term of validity to be renewed is a term of validity in which the period between the date information and the term of validity is within a preset period, for example, a preset period (hereinafter referred to as “renewal period”). ) Is "2 months", and the date information is December 1, 20xx, the IC card 3 whose expiration date is from October 1, 20xx to December 1, 20xx is updated. The expiration date should be detected. Here, the update period may not be set in units of months but may be set in units of days or weeks as long as the period can be determined.
[0015]
The update target card database 13 stores, as information on the IC card 3 to be updated, the updated expiration date, the expiration date information, and the card ID in association with each other based on the instruction from the updated expiration date calculation unit 12. . Thereby, it is possible to grasp the card ID of the IC card 3 that needs to be updated, the expiration date information, and the post-update expiration date that is the expiration date when updating.
[0016]
The update target detection unit 14 detects whether or not a card ID that matches the card ID of the IC card 3 inserted into the reader / writer 21 is stored in the update target card database 13, thereby determining the expiration date of the IC card 3. Is to be updated or not.
[0017]
The expiration date updating unit 15 includes an update script generation unit 16 that generates an update script for causing the IC card 3 to execute a process of rewriting the expiration date of the IC card 3 to the updated expiration date.
When the IC card 3 to be updated is detected by the update target detection unit 14, the expiration date update unit 15 calculates the post-update expiration date calculated by the post-update expiration date calculation unit 12 and stored in the update target card database 13. Based on the expiration date, the updated expiration date is recorded in the expiration date storage unit 33 provided in the IC card 3 via the reader / writer 21. The recording of the post-update expiration date is performed by transmitting the update script generated by the update script generation unit 16 to the IC card 3 via the reader / writer 21.
[0018]
The expiration date confirmation control unit 17 reads the expiration date after the update script is executed and the expiration date is updated from the expiration date storage unit 33 of the IC card 3 via the reader / writer 21, and reads the read expiration date and the update target. The updated expiration date stored in the card database 13 is compared, and if they match, the expiration date stored in the card member database 11 is updated, and information on the card of the IC card 3 is updated from the update target card database 13. Remove.
Further, the expiration date confirmation control unit 17 compares the expiration date read from the IC card 3 with the post-update expiration date stored in the update target card database 13. The process of updating the expiration date is performed again.
[0019]
The terminal 2 is connected to the card expiration date update server 1 via a network such as the Internet or a dedicated line, and has a reader / writer 21. The terminal 2 may be configured by connecting a reader / writer to a computer owned by an individual of the card user, or may be installed in a store where a credit card can be used.
The reader / writer 21 communicates with the IC card 3 and transmits and receives information to and from the IC card 3. This reader / writer 21 may be connected to the outside of the terminal 2.
[0020]
The IC card 3 is, for example, a credit card, and includes a communication unit 31, an update script execution unit 32, and an expiration date storage unit 33, and stores member information.
The communication unit 31 communicates with the reader / writer 21 and transmits and receives various information.
The expiration date storage unit 33 stores an expiration date set in the IC card 3.
The update script execution unit 32 executes the update script generated by the update script generation unit 16 and transmitted from the expiration date update unit 15, and updates and stores the expiration date information stored in the expiration date storage unit 33.
[0021]
Next, the operation of the card expiration date updating system in the configuration of FIG. 1 will be described with reference to the flowchart of FIG. Here, a case where the date information is December 1, 20xx and the update period is two months will be described.
First, the post-update expiration date calculation unit 12 obtains the date information “December 1, 20xx” (step S1), and the expiration date to be updated is “20xx from October 1, 20xx”. "December 1," is calculated (step S2).
[0022]
Next, the post-update expiration date calculation unit 12 compares the expiration date to be updated with the expiration date stored in the card member database 11 and detects whether the expiration date of each IC card 3 is to be updated. I do. If the expiration date is not the renewal target, the post-update expiration date calculation unit 12 sequentially detects whether the expiration date of the next IC card 3 stored in the card member database 11 is within the renewal period.
On the other hand, when the expiration date of the IC card 3 is, for example, “November 1, 20xx” and is detected to be within the renewal period, the post-renewal expiration date calculating unit 12 The expiration date is calculated as “20 × November 1, 2011”, the card ID of the IC card 3 to be updated and the expiration date information are read from the card member database 11 (step S4), and the read card ID, expiration date information and Is stored in the update target card database 13 in association with the calculated post-update expiration date (step S4).
The processing from step S1 to step S4 is performed every predetermined period.
[0023]
On the other hand, when the card member inserts his / her own IC card 3 into the reader / writer 21 (step S51), the terminal 2 accesses the expiration date update site established by the card expiration date update server 1 (step S52). ), Member information serving as IC card authentication information is transmitted from the IC card 3 via the reader / writer 21 (step S53).
[0024]
When the member information is transmitted, the update target detection unit 14 of the card expiration date update server 1 performs authentication based on the member information and the member information stored in the member database 11 (step S5), and then reads the reader / writer. The card ID is read from the IC card 3 via the IC card 21 (step S6). Next, the update target detection unit 14 detects whether a card ID that matches the read card ID is stored in the update target database 13 and determines whether the expiration date of the IC card 3 is an update target. It is detected (step S7). If it is not an update target, the update target detection unit 14 sends a message notifying that it is not an update target to the terminal 2 and ends the process (step S8).
[0025]
On the other hand, when it is detected that the card is to be updated, the expiration date updating unit 15 reads the updated expiration date stored in association with the card ID from the update target card database 13 (step S9), and reads the read update date. An update script for updating the expiration date to the later expiration date is generated by the update script generation unit 16, and the generated update script is transmitted to the IC card 3 via the reader / writer 21 (step S10).
[0026]
The IC card 3 receives the update script by the communication unit 31 (step S54), executes the received update script by the update script execution unit 32 (step S55), and updates the update period stored in the expiration date storage unit 33. Is updated to the expiration date after the update (step S56). After the expiration date is updated, the IC card 3 reads the expiration date from the expiration date storage unit 33 and transmits the read expiration date together with the card ID to the expiration date confirmation control unit 17 of the card expiration date update server 1 via the reader / writer 21. (Step S57).
[0027]
Upon receiving the expiration date and the card ID from the IC card 3, the expiration date confirmation control unit 17 reads the updated expiration date corresponding to the received card ID from the update target card database 13, and reads the read updated expiration date and the reception date. The validity period is compared (step S11), and it is detected whether they match (step S12). If the updated expiration date matches the expiration date, the expiration date confirmation control unit 17 searches for and updates the expiration date stored in the card member database 11 based on the card ID (step S13). Information about the card corresponding to the card ID is deleted from the update target card database 13 (step S14).
On the other hand, when the updated expiration date does not match the expiration date, the expiration date confirmation control unit 17 instructs the expiration date updating unit 15 to retry (step S15). The processing from step S10 is performed based on the retry instruction.
[0028]
Note that, in step S13 of the above-described embodiment, the validity period confirmation control unit 17 deletes the card information from the update target card database 13 when the updated validity period matches the validity period. However, the updated flag may be set from “0” to “1”.
[0029]
Further, according to the embodiment described above, the expiration date after the update of the IC card is calculated on the server side (calculated by the post-update expiration date calculation unit 12), so that the expiration date after the update is updated. It is possible for the card issuing company to arbitrarily set a predetermined period indicating the period up to and the expiration date of the card issuing company can be easily managed.
[0030]
Further, in the above-described embodiment, since the updated expiration date is compared with the updated expiration date confirmation stored in the IC card 3, even when the expiration date is updated, the IC card 3 It is possible to ensure that the stored expiration date matches the expiration date managed by the card expiration date update server 1.
[0031]
Further, according to the above-described embodiment, since the expiration date of the card can be updated and the card can be used continuously, even if the card is used as a multi-function card, the card member can issue the card independently. The trouble of updating services other than the company can be saved.
[0032]
In the above-described embodiment, the case where the card is the IC card 3 has been described. However, if the card can update the expiration date in accordance with the instruction from the expiration date updating unit 15, a magnetic card is applied as the card. You may do so.
[0033]
In the above-described embodiment, the case where the card is a credit card has been described. However, if the card has an expiration date, the present invention is applied to an employee card, a rental video membership card, and the like, in addition to the credit card. You may do so.
[0034]
Further, a program for realizing the functions of the post-update expiration date calculation unit 12, the update target detection unit 14, the expiration date update unit 15, the update script generation unit 16, and the expiration date confirmation control unit 17 in FIG. The expiration date update management may be performed by recording the program on a recording medium, causing the computer system to read the program recorded on the recording medium, and executing the program.
In addition, a program for realizing the function of the update script execution unit 32 in FIG. 1 is recorded on the IC card 3 and the recorded program is executed by the IC card 3 so that the expiration date of the IC card 3 is set. It may be updated.
Here, the “computer system” includes an OS and hardware such as peripheral devices.
[0035]
The “computer system” also includes a homepage providing environment (or a display environment) if a WWW system is used.
The “computer-readable recording medium” refers to a portable medium such as a flexible disk, a magneto-optical disk, a ROM, and a CD-ROM, and a storage device such as a hard disk built in a computer system. Further, a “computer-readable recording medium” refers to a communication line for transmitting a program via a network such as the Internet or a communication line such as a telephone line, which dynamically holds the program for a short time. In this case, it is also assumed that a program that holds a program for a certain period of time, such as a volatile memory in a computer system serving as a server or a client in that case, is included. Further, the above-mentioned program may be for realizing a part of the above-mentioned functions, or may be for realizing the above-mentioned functions in combination with a program already recorded in a computer system.
[0036]
As described above, the embodiments of the present invention have been described in detail with reference to the drawings. However, the specific configuration is not limited to the embodiments, and includes a design and the like without departing from the gist of the present invention.
[0037]
【The invention's effect】
As described above, according to the present invention, the updated expiration date of the card whose card expiration date is to be updated is recorded on the recording medium via the reader / writer. Can be renewed, which eliminates the need for a card issuer to issue a new card, reduces material costs and work costs, and provides a card member with The card can be used continuously, the design can be used without being changed, and the waste card can be reduced because the expired card does not need to be discarded.
In addition, since it is not necessary to issue a new card, the points and electronic money data stored on the card must be used continuously without any data transfer mechanism, and without the need for data transfer. Becomes possible.
[0038]
Further, according to the present invention, the expiration date after updating the card is calculated, the expiration date of the card inserted into the card reader / writer is detected whether or not to be updated, and for the card that needs updating, Since the expiration date is updated, a new update expiration date can be set only for the card whose expiration date is about to expire.
[Brief description of the drawings]
FIG. 1 is a schematic block diagram showing a configuration of a card expiration date updating system according to an embodiment of the present invention.
FIG. 2 is a flowchart for explaining the operation of the card expiration date updating system in the configuration of FIG. 1;
[Explanation of symbols]
DESCRIPTION OF SYMBOLS 1 Card expiration date update server 2 Terminal 3 IC card 11 Card member database 12 Update expiration date calculation unit 13 Update target card database 14 Update target detection unit 15 Expiration date update unit 16 Update script generation unit 17 Expiration date confirmation control unit 21 Reader Writer 31 Communication unit 32 Update script execution unit 33 Expiration date storage unit

Claims (5)

A card expiration date updating server in a card expiration date updating system including a card expiration date updating server, a reader / writer connected to the card expiration date updating server, and a card provided with a recording medium for storing the expiration date of the card. So,
A card expiration date update server, comprising: an expiration date updating unit that records an updated expiration date of a card whose renewal date is to be updated on the recording medium via the reader / writer. An update target detection unit that detects whether the card inserted into the card reader / writer has an expiration date of the card that is an update target,
An updated expiration date calculating unit that calculates an updated expiration date of the card,
The expiration date updating unit, via the reader / writer, based on the updated expiration date calculated by the post-update expiration date calculation unit when the update target detection unit detects that the update target is an update target. 2. The card expiration date updating server according to claim 1, wherein the updated expiration date is recorded on the recording medium. A card expiration date update server, a reader / writer connected to the card expiration date update server, and a card provided with a recording medium for storing information on the expiration date of the card, wherein the expiration date of the card can be updated A card in a card expiration date renewal system,
A card which updates and stores information on a card expiration date stored in the recording medium via the reader / writer based on an instruction from a card expiration date update server. A card expiration date method in a card expiration date updating system including a card expiration date updating server, a reader / writer connected to the card expiration date updating server, and a card provided with a recording medium for storing the expiration date of the card. So,
A card expiration date updating method, wherein the updated expiration date of a card for which the card expiration date is to be updated is recorded on the recording medium via the reader / writer. A card expiration date program in a card expiration date updating system including a card expiration date updating server, a reader / writer connected to the card expiration date updating server, and a card provided with a recording medium for storing the expiration date of the card. So,
A card expiration date updating program for causing a computer to execute a step of recording the updated expiration date of a card for which the card expiration date is to be updated on the recording medium via the reader / writer.

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