JP2004171550A - Securities resale support system and program thereof - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a securities resale support system which can support resale of securities. <P>SOLUTION: A securities resale support system 100 of this system is provided with following means: a transfer application accepting means 111 which accepts transfer application of securities from a customer terminal 210 through a communication circuit 201, a transfer application accepting means 112 which accepts transfer application of securities from a customer terminal 220 through communication circuit 201, a reasonable price notification means 113 which notifies a reasonable price at accepting of application and warns to the applicants the fact if the selling/buying price estranges more than a stated amount from the reasonable price, a fund change means 131 which performs change of fund obeying dealing contents concerning the application, a securities change means 132 which performs change of the securities (name change) obeying the dealing contents concerning the application, and a certificate issuing means 115 which issues an electronic certificate of the dealing contents. <P>COPYRIGHT: (C)2004,JPO

Description

  The present invention relates to a securities resale support device and a program for supporting resale of securities, and for example, relates to a securities resale support device and a program for supporting resale of securities between individuals.

  2. Description of the Related Art Online trading, in which securities such as stocks, bonds, and investment trusts are traded via the Internet, has been put to practical use. For example, a plurality of members collate a desired borrowing condition with a desired lending condition to mediate trading (see Patent Literature 1), or assist in settlement of a contract price when brokering securities transactions. (See Patent Document 2).

JP-A-2002-56212 JP 2002-49877 A

  Government bonds for individuals starting in 2003 can only be held by individuals, but can be bought and sold between individuals. However, conventional securities trading systems often seek out and mediate combinations of transferors and transferees that meet the terms and conditions of sale from an unspecified number of individuals. It was not a system to support the trading of securities between specific individuals who did not form.

  In the case of inter-individual trading, there is no document such as a transaction report issued by the intermediary company or a transaction record stored by the intermediary company, such as when buying and selling through an intermediary company such as a securities company. Is expected to be difficult.

  Furthermore, the sale of government bonds between individuals may be subject to gift tax depending on the sale price. If the property is transferred at a price significantly lower than the market price, it is considered that when the property was transferred, an amount equivalent to the difference between the consideration and the market value of the property was obtained by gift from the person who transferred the property. Because it is Therefore, it is important that the transfer of government bonds between individuals is performed at an appropriate price.

  The present invention has been made in view of such a point, and a securities resale support apparatus capable of supporting resale of securities from a holder of securities to a specific person, and a computer having the resale security securities described above. It is an object to provide a program for functioning as a support device.

The gist of the present invention to achieve this object lies in the inventions in the following items.
[1] A process for accepting transfer content data indicating the transaction content in which the holder of the securities transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction contents. Means for accepting transfer application to be performed,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means indicates that the holder has confirmed the transfer contents data indicating the contents of a plurality of counterpart transactions in which the holder transfers the securities to the plurality of specific persons, and the contents of the plurality of counterpart transactions. Perform processing to accept one transfer application confirmation data,
The transfer means performs transfer processing of the securities between the holder and the plurality of securities depository accounts of the specific person according to the transfer content data indicating the contents of the plurality of counterparty transactions, and performs the transfer processing of the securities with the holder. Transferring the price of the securities between the funds accounts of the specified person.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
Further, by accepting one transfer application confirmation data indicating that the holder has confirmed the content of the multiple counterparty transaction, the transfer application confirmation data of the individual transaction having the content of the multiple counterparty transaction can be transmitted to a plurality of corresponding persons. The data amount can be reduced and the time spent for receiving the transfer application confirmation data can be reduced as compared with the case of receiving the transfer application confirmation data multiple times. In addition, by receiving one transfer application confirmation data indicating that the holder has confirmed the contents of a plurality of counterparty transactions, it is possible to simultaneously receive a transfer application for transferring securities to multiple specified persons, It is possible to prevent a time difference from occurring in each transfer application for each of the parties.
It is preferable that both the transferor and the transferee have a fund account and a deposit account at the same securities company, but if transfer processing between banks or securities companies is possible, it is The transferee's account may be opened in a separate securities company or the like.

[2] The transfer application receiving means displays, via a communication line, a transfer application receiving screen for inputting the transfer content data indicating the content of the multiple partner transaction on a terminal device used by the holder, and Performs a process of receiving the transfer content data input on the application reception screen from the terminal device via a communication line, and inputs the one transfer application confirmation data when receiving the transfer content data from the terminal device. A transfer application content confirmation screen for displaying a transfer application content confirmation screen indicating the transfer content data on a terminal device used by the holder via a communication line, and input to the transfer application content confirmation screen. The securities resale support device according to [1], wherein the transfer application confirmation data is received via a communication line.

  By entering one transfer application confirmation data, which indicates that the holder has confirmed the content of the multiple counterparty transaction, on the transfer application content confirmation screen, the transfer application confirmation data of the individual transaction of the multiple counterparty transaction content can be sent to the specific persons. As compared with the case of correspondingly inputting a plurality of times, it is possible to reduce the trouble of the holder to input the transfer application confirmation data. In addition, by inputting one transfer application confirmation data indicating that the holder has confirmed the contents of a plurality of counterparty transactions and receiving the transfer application by the transfer application receiving means, the transfer application to transfer the securities to a plurality of specific persons is made. This can be performed simultaneously, and it is possible to prevent a time difference from occurring in each transfer application for each of the plurality of specific persons.

[3] The transfer application receiving means extracts the individual transaction content data for each of the plurality of specific persons from the transfer content data indicating the plurality of counterparty transaction contents, and extracts the individual transactions for each of the extracted plurality of specific persons. A process of detecting whether there is a security of the same brand between the content data, and, when detecting that there is a security of the same brand, based on the one transfer application confirmation data, The securities resale support device according to [1] or [2], wherein a process of simultaneously transmitting individual transaction content data for each user to a corresponding terminal device used by the specific person is performed.

  By simultaneously transmitting the individual transaction content data to each of the corresponding specific terminal devices, a plurality of specific persons are notified simultaneously or substantially simultaneously of the application for transfer of securities. It is possible. Thereby, even when the value of a security changes moment by moment, the market value per unit quantity (for example, one unit stock) of the security at the time of transmission to each of the plurality of specific persons is different among the specific persons. Can be prevented. For example, the configuration further includes address storage means for storing transmission destination addresses for the terminal devices used by the plurality of specific persons, and when it is detected that there is a security of the same brand, the one transfer application confirmation data and Based on the transmission destination address of the address storage means, a configuration may be adopted in which processing for simultaneously transmitting individual transaction content data for each specific person to the corresponding terminal device used by the specific person is performed.

[4] a transaction content storage unit for storing the individual transaction content data and the transfer confirmation flag in association with each other,
The transfer application receiving means, when receiving transfer application confirmation data from any one of the plurality of specific persons, receiving transfer application confirmation data corresponding to the individual transaction content data pertaining to the transfer application confirmation data. The flag is changed from a value indicating that the transfer application has not been confirmed to a value indicating that the transfer application has been confirmed,
According to the individual transaction content data corresponding to the transfer confirmation flag indicating the transfer application confirmed value, the transfer means performs the transfer processing of the securities between the specific person and the holder's securities deposit account, The securities resale support device according to [3], wherein a transfer process of the price of the securities is performed between the specific person and the fund account of the holder.

  As a result, the transfer process can be performed sequentially when a specific person applies for transfer, and the convenience of each specific person is improved compared to the case where the transfer process is performed after all the multiple specific people have applied for transfer. can do.

[5] A process for accepting transfer content data indicating the details of a transaction in which the holder of the securities transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the details of the transaction. Means for accepting transfer application to be performed,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means, wherein the transfer content data indicating the content of a plurality of brand transactions in which the holder transfers the securities of the plurality of brands to the specific person, and that the holder has confirmed the transaction content of the plurality of brands. Perform the process of receiving the transfer application confirmation data shown below,
The transfer means performs a transfer process of the securities of the plurality of brands between the holder and the security deposit account of the specific person according to the transfer content data indicating the content of the plurality of brands, and the holder and the holder. A securities resale support device, which performs a transfer process of the price of the securities of the plurality of brands between funds accounts of a specific person.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
Furthermore, by accepting one transfer application confirmation data indicating that the holder has confirmed the content of the multi-brand transaction, the transfer application confirmation data of the individual transaction of the multi-brand transaction content can be converted to the security of the plurality of securities. The data amount can be reduced and the time spent for receiving the transfer application confirmation data can be reduced as compared with the case of receiving the transfer application confirmation data a plurality of times. In addition, by receiving a single transfer application confirmation data indicating that the holder has confirmed the transaction content of multiple brands, it is possible to simultaneously receive a transfer application to transfer securities of multiple brands to a specific person, It is possible to prevent a time difference from occurring in each transfer application for each of the securities.

[6] The transfer application receiving means displays, via a communication line, a transfer application reception screen for inputting the transfer content data indicating the content of the multi-brand transaction on a terminal device used by the holder, and Performs a process of receiving the transfer content data input on the application reception screen from the terminal device via a communication line, and inputs the one transfer application confirmation data when receiving the transfer content data from the terminal device. A transfer application content confirmation screen for displaying a transfer application content confirmation screen indicating the transfer content data on a terminal device used by the holder via a communication line, and input to the transfer application content confirmation screen. The securities resale support device according to [5], wherein a process for receiving the transfer application confirmation data via a communication line is performed.

  By inputting one transfer application confirmation data, which indicates that the holder has confirmed the content of the multi-brand transaction, on the transfer application content confirmation screen, the transfer application confirmation data of the individual transaction of the multi-brand transaction content is converted to the securities of the plurality of securities. As compared with the case of inputting a plurality of times in response to the above, the trouble of the holder to input the transfer application confirmation data can be reduced. In addition, by inputting one transfer application confirmation data indicating that the holder has confirmed the transaction content of the multiple issues on the transfer application content confirmation screen and accepted by the transfer application accepting means, the securities of the multiple issues can be transmitted to the specific person. Transfer applications for transfer can be made at the same time, and it is possible to prevent a time difference from occurring in each transfer application for each of a plurality of securities.

[7] A process for accepting transfer content data indicating the details of a transaction in which the holder of the securities transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transactions. Means for accepting transfer application to be performed,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
Further comprising a validity period management means having a processing function of limiting the transfer application from the specific person to a predetermined period,
The transfer application receiving means, when receiving the transfer content data and the transfer application confirmation data, performs processing for generating first data indicating a transfer application reception date and time when the reception of these data has been completed,
The transfer application receiving means, when receiving the transfer application confirmation data, performs processing for generating second data indicating the transfer application reception date and time at which the transfer application confirmation data was received,
The validity period management means is configured to permit transfer when a time interval from the transfer application reception date and time indicated by the first data to the transfer application reception date and time indicated by the second data is equal to or less than the length of the predetermined period. Perform the process of generating a signal,
The transfer means, based on the transfer permission signal generated by the validity period management means, according to the transfer content data indicating the transaction content, from the security deposit account of the holder to the security deposit account of the specific person. A securities resale support device, which performs a transfer process of securities and a transfer process of the price of the securities from the fund account of the specific person to the fund account of the holder.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
Furthermore, by limiting the transfer application from the specific person to a predetermined period, the specific person can refuse to transfer the securities by not applying for the transfer, thereby improving the convenience of the specific person. It is. Further, since the value of the securities fluctuates, the security of the transaction can be improved by preventing the transfer application of the old transaction content (for example, the predetermined price which is the selling price) from being effective forever. For example, in the case of receiving transfer application confirmation data after receiving transfer content data, data indicating the date and time of reception of the transfer application confirmation data may be generated as the first data.

[8] A process is performed for receiving transfer content data indicating the details of a transaction in which a specific person transfers the securities at a predetermined amount from a holder of the securities and transfer application confirmation data indicating that the specific person has confirmed the transaction contents. Transfer application receiving means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
Further comprising a validity period management means having a processing function of limiting the transfer application from the holder to a predetermined period,
The transfer application receiving means, when receiving the transfer content data and the transfer application confirmation data, performs a process of generating first data indicating a transfer application reception date and time when the reception of these data has been completed,
The transfer application receiving means, when receiving the transfer application confirmation data, performs processing for generating second data indicating the transfer application reception date and time at which the transfer application confirmation data was received,
The validity period management means is configured to permit transfer when a time interval from the transfer application reception date and time indicated by the first data to the transfer application reception date and time indicated by the second data is equal to or less than the length of the predetermined period. Perform the process of generating a signal,
The transfer means, based on the transfer permission signal generated by the validity period management means, according to the transfer content data indicating the transaction content, from the security deposit account of the holder to the security deposit account of the specific person. A securities resale support device, which performs a transfer process of securities and a transfer process of the price of the securities from the fund account of the specific person to the fund account of the holder.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
Furthermore, by limiting the transfer application from the holder to a predetermined period, the holder can refuse to transfer the securities by not applying for the transfer, which can improve the convenience of the holder. is there. In addition, since the value of securities fluctuates, the security of transactions can be improved by preventing an application for transfer of old transaction contents (for example, a predetermined price that is a sales price) from being effective forever. For example, when receiving transfer application confirmation data after receiving transfer content data, data indicating the reception date and time of the transfer application confirmation data may be generated as the first data.

[9] A process is performed to receive transfer content data indicating the transaction contents of the specific person transferring the securities at a predetermined amount from the holder of the securities and transfer application confirmation data indicating that the specific persons have confirmed the transaction contents. Transfer application receiving means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means is a transfer application content confirmation screen for inputting the transfer application confirmation data, and displays the transfer application content confirmation screen showing the transfer content data received by the transfer application receiving means. A resale support system for securities, comprising displaying on a terminal device to be used via a communication line and receiving the transfer application confirmation data input to the transfer application content confirmation screen via the communication line.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
In addition, by displaying the transfer content data received by the transfer application receiving means on the transfer application content confirmation screen of the holder's terminal device, the holder is informed of the transaction contents of the securities for which the specific user has applied for the transfer. It is possible to prompt the holder to apply for the transfer on the transfer application confirmation screen while recognizing the contents of the transfer transaction, and it is possible to save the trouble of the holder of the securities to input the transfer contents data. Become.

[10] The transfer application receiving means displays a transfer application reception screen for inputting transfer content data indicating the transaction content on a terminal device used by the specific person via a communication line, and the transfer application reception screen Performs a process of receiving the transfer content data input to the terminal device from the terminal device via a communication line, and when receiving the transfer content data from the terminal device, displays a transfer application content confirmation screen indicating the transfer content data. A transfer application content confirmation screen for inputting the transfer application confirmation data is displayed on a terminal device used by the specific person via a communication line, and the transfer application content input on the transfer application content confirmation screen is displayed. The securities resale support device according to [9], which performs a process of receiving confirmation data via a communication line.

  As a result, the specific person who receives the securities can be prompted to enter the transfer content data on the transfer application acceptance screen, and the transfer application confirmation data can be input while the specific person recognizes the transaction contents on the transfer application content confirmation screen. Can be encouraged.

[11] A process is performed to receive transfer content data indicating the transaction details of a specific person transferring the securities for a predetermined amount from the holder of the securities and transfer application confirmation data indicating that the specific persons have confirmed the transaction details. Transfer application receiving means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction contents is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, appropriate price notification means for notifying the specified person via a terminal device used by the specified person, indicating data indicating the obtained appropriate price of the securities,
Data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the specific person of the warning information via the terminal device used by the specific person when the judging means judges that the difference is equal to or more than a predetermined value. Security resale support device.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
By notifying the specific person of the appropriate price of the securities pertaining to the transfer application, it is possible to provide the specific person with information on whether or not the transaction application price is appropriate, and to promote the purchase and sale at the appropriate price. it can.
If the specified price, which is the transaction application price of the securities in the transfer content data, deviates from the fair value of the securities by a certain amount or more, warning information is notified to the specific person, and trading at the fair price is more recommended. be able to. For example, if the difference between the transaction application price and the fair price is large, by displaying a cautionary statement or a warning mark indicating that it is likely to be subject to gift tax, or by sounding a warning sound, It is also possible to call attention to a specific person and urge the transfer at an appropriate price.

[12] A process is performed to receive transfer content data indicating the transaction details of a specific person transferring the securities at a predetermined amount from the holder of the securities and transfer application confirmation data indicating that the specific persons have confirmed the transaction details. Transfer application receiving means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving means, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, data indicating the appropriate price of the acquired securities, the appropriate price notification means to notify the holder via a terminal device used by the holder,
Data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the holder of the warning information via the terminal device used by the holder when it is determined by the judging means that the difference is not less than a predetermined value. Security resale support device.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
By notifying the holder of the fair value of the securities pertaining to the transfer application, it is possible to provide the holder with information on whether or not the transaction application price is appropriate, and to encourage trading at the fair price. it can.
If the prescribed transaction price of the securities in the transfer content data deviates from the fair value of the securities by a certain amount or more, warning information is notified to the holder, thereby recommending trades at the fair price more. be able to. For example, if the difference between the transaction application price and the fair price is large, by displaying a cautionary statement or a warning mark indicating that it is likely to be subject to gift tax, or by sounding a warning sound, The owner may be alerted to the transfer at an appropriate price.

[13] A process for accepting transfer content data indicating the transaction content in which the holder of the securities transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction contents. Means for accepting transfer application to be performed,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, appropriate price notification means for notifying the specified person via a terminal device used by the specified person, indicating data indicating the obtained appropriate price of the securities,
The data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the specific person of the warning information via the terminal device used by the specific person when the judging means judges that the difference is equal to or more than a predetermined value. Security resale support device.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
By notifying the specific person of the appropriate price of the securities pertaining to the transfer application, it is possible to provide the specific person with information on whether or not the transaction application price is appropriate, and to promote the purchase and sale at the appropriate price. it can.
If the specified price, which is the transaction application price of the securities in the transfer content data, deviates from the fair value of the securities by a certain amount or more, warning information is notified to the specific person, and trading at the fair price is more recommended. be able to. For example, if the difference between the transaction application price and the fair price is large, by displaying a cautionary statement or a warning mark indicating that it is likely to be subject to gift tax, or by sounding a warning sound, It is also possible to call attention to a specific person and urge the transfer at an appropriate price.

[14] A process for accepting transfer content data indicating the details of a transaction in which the holder of the securities transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transactions. Means for accepting transfer application to be performed,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, data indicating the appropriate price of the acquired securities, the appropriate price notification means to notify the holder via a terminal device used by the holder,
The data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the holder of the warning information via the terminal device used by the holder when it is determined by the judging means that the difference is not less than a predetermined value. Security resale support device.

In this way, in the purchase and sale of securities between specific individuals, the transfer application from the holder (transferor) and the transfer application from the specific person (transferee) are accepted, and the transferor and the transferee are accepted. Since funds are transferred between the fund accounts and securities are transferred between the deposit accounts, it is supported that the individual can buy and sell securities safely with a simple procedure. In other words, the transferor and the transferee can each perform the application procedure at their own convenience, and the transfer of funds and securities can be performed simply by performing the application procedure. Is simplified, and the convenience is improved. In addition, it is possible to transfer funds after confirming the agreement between the transfer application confirmation data and the transfer application confirmation data, thereby ensuring the security of the transaction.
By notifying the holder of the fair value of the securities pertaining to the transfer application, it is possible to provide the holder with information on whether or not the transaction application price is appropriate, and to encourage the purchase and sale at the fair price. it can.
If the prescribed transaction price of the securities in the transfer content data deviates from the fair value of the securities by a certain amount or more, warning information is notified to the holder, thereby recommending trades at the fair price more. be able to. For example, if the difference between the transaction application price and the fair price is large, by displaying a cautionary statement or a warning mark indicating that it is likely to be subject to gift tax, or by sounding a warning sound, The owner may be alerted to the transfer at an appropriate price.

[15] storage means for storing the transfer content data and the transfer state determination flag in association with each other;
A certificate issuing unit that acquires the transfer content data from the storage unit and performs a process of issuing a certificate for the transaction content indicated by the acquired transfer content data;
Address storage means for storing a destination address for the terminal device used by the holder and the specific person,
The transfer unit transfers the value of the transfer state determination flag corresponding to the transfer content data in the storage unit when the transfer process of the securities and the transfer process of the price are performed according to the transfer content data. Perform processing to change from a value indicating processing not completed to a value indicating transfer processing completion,
The certificate issuing unit acquires the transfer content data corresponding to the transfer state determination flag indicating the completion of the transfer process from the storage unit, and stores an electronic certificate for the transaction content in the address storage unit. [1] to [14], wherein a process of simultaneously transmitting to the terminal device used by the holder and the terminal device used by the specific person is performed based on the transmission destination address. The securities resale support device according to any one of the above.

  When a transfer transaction of securities is performed between a holder and a specific person, a certificate indicating the transaction content is issued, thereby facilitating the proof of the fact of sale and purchase, the transfer price, and the like. By performing a process of simultaneously transmitting the certificate to the terminal device of the holder and the terminal device of the specific person, it is possible to simultaneously or substantially simultaneously issue the certificate to the holder and the specific person. Proof of the fact of the sale and the price of the sale will also facilitate tax treatment for tax authorities. For example, in the case where the information on the fair price of the securities at the time of the application is stored in the storage means by the transfer application receiving means or the transfer application receiving means, and a certificate recording the fair price is issued, the sales transaction price at the time of the transaction and The difference from the appropriate price can be ascertained, and it becomes easy to prove whether or not a gift tax is imposed. Note that the certificate may be printed out or electronically issued through a communication line such as the Internet.

[16] The transfer means performs a process of determining whether or not the balance of the specific person's fund account related to the transfer content data is equal to or greater than the predetermined amount of money related to the transfer content data. Is less than the predetermined amount, performs processing to determine whether there is a balance of funds such as MRF in the securities depository account of the specific person, and when there is a balance of the fund, cancels the fund and cancels the fund. The resale support for securities according to any one of [1] to [15], wherein a sweeping process for securing the predetermined amount in the fund account is performed by applying the cash amount to the fund account of the specific person. apparatus.

  If the balance of the fund account of the specific person who receives the securities is less than the predetermined amount, which is the transaction application price of the securities, the funds such as MMF and MRF in the specific securities deposit account are converted and applied. It is possible to eliminate the trouble of preparing a predetermined amount in cash in advance, and it is possible to improve the convenience of the specific person.

[17] A program for causing a computer to function as the securities resale support device according to any one of [1] to [16].

  As described above, the present invention may be grasped as a method in addition to a securities resale support device, or may be embodied as a program for causing a computer to execute the function of the device.

  According to the securities resale support apparatus and the program according to the present invention, in the sale and purchase of securities between specific individuals, the transfer application from the transferor and the transfer application from the transferee are separately received, and the transfer is performed. Since the transfer of funds and the transfer of securities between the person and the transferee are performed, it is supported that the purchase and sale of securities between individuals can be performed safely with a simple procedure, and the convenience is improved.

  In the case of issuing a certificate of the transaction contents, it is easy to prove the fact of the sale and the purchase price through the issuance of the certificate and the like, and the burden on tax procedures can be reduced.

  By notifying the applicant of the appropriate price of the securities at the time of accepting the application for transfer or transfer, it is possible to encourage the purchase and sale at the appropriate price. Furthermore, when the selling price deviates from the fair price by a certain amount or more, warning information to that effect is sent to the applicant. it can.

  In the case where the validity period of the application is set, after either the transferor or the transferee makes the application, the other party can refuse the transaction by not making the application, and the convenience is improved. Also, since the value of securities changes, the security of transactions is ensured by preventing applications for old transaction contents from lasting forever.

  Hereinafter, an embodiment of the present invention will be described with reference to the drawings.

<First embodiment>
FIG. 1 shows an online trading system including a securities resale support device 100 according to an embodiment of the present invention. The securities resale support device 100 is a device that supports resale of securities, and, for example, a function of supporting inter-individual trading of “interest-bearing national treasury bonds (variable, 10 years)” (hereinafter referred to as “individual government bonds”). have. As an example, the securities resale support apparatus 100 is a transaction between a customer A (supposed to be a transferor) and a customer B (supposed to be a transferee) who have previously made a contract for the purchase and sale of government bonds for individuals between the parties. It supports the procedure.

  The securities resale support device 100 is connected to a customer terminal device through the Internet 201 which is an example of a communication line. FIG. 1 shows a state where the terminal device 210 of the customer A and the terminal device 220 of the customer B are connected to the securities resale support device 100 via the Internet 201. The securities resale support apparatus 100 includes a server 110, a host computer 130 of a financial institution connected thereto, and various databases 141 to 144 managed by the host computer 130. Hereinafter, a securities company will be described as an example of a financial institution.

  The host computer 130 is a computer device that comprehensively manages data related to securities transactions and the like. The host computer 130 manages a customer database 141, a fund account database 142, a deposit account database 143, and a transaction database 144, and these databases can be accessed from the server 110 via the host computer 130. In addition, the host computer 130 manages a stock database (not shown) in which detailed data on various securities such as government bonds (government bonds) is registered.

  The fund account database 142 is a database for registering and managing funds deposited from customers. Data such as the history of deposits and withdrawals of funds to and from funds accounts provided for each customer and the balance are registered. The account balance data of the customer fund account can be acquired via the host computer 130 based on the fund account number of the customer. The fund account may be under the control of another system, such as a bank account specified by the customer, as long as the fund transfer process from the host computer 130 is enabled.

  The deposit account database 143 registers data relating to a deposit account for registering securities deposited by the customer, and the server 110 stores account balance data of the customer deposit account based on the deposit account number of the customer. It can be obtained via the host computer 130. The deposit accounts may be limited to those managed by the same securities company, or may be managed by another securities company if transfer processing can be performed from the host computer 130.

  The customer database 141 is a database for registering customer information. The customer's name, date of birth, gender, address, telephone number, e-mail address, customer ID, customer authentication information (password), account of the customer's fund account Data such as a number and an account number of a customer deposit account are registered. The host computer 130 can access the customer database 141 at any time, and the server 110 can access the customer database 141 at any time via the host computer 130. For example, when creating data for an application content confirmation screen to be displayed on a customer terminal. For example, when performing a deposit account transfer process and a fund account transfer process, it is possible to obtain the data of the customer's fund account and deposit account number based on data such as the customer name and customer ID. Also, it is possible to acquire the data of the customer's deposit account number based on the data such as the customer name and customer ID and the data of the customer's fund account number. For example, based on the data such as the customer name and customer ID Obtain data indicating the e-mail address for sending the electronic document of the certificate to the customer's terminal device. It has become possible way.

  The transaction database 144 is a database that functions as a transaction content storage unit for registering transaction contents between customers. The server 110 can access the transaction database 144 via the host computer 130 at any time. The data configuration of the transaction database 144 has a table for each transaction, and each transaction table has a transfer content data storage field for storing transfer content data, a transfer confirmation flag storage field for storing a transfer confirmation flag, and a transfer confirmation Transfer confirmation flag storage field for storing flags, transfer status discrimination flag storage field for storing transfer status discrimination flags, transfer application proper price data storage field for storing proper price data in transfer applications, divergence rate in transfer applications Transfer application divergence rate data storage field for storing the data of the transfer application, transfer application proper price data storage field for storing the appropriate price data in the transfer application, transfer application divergence rate data storage field for storing the transfer rate data in the transfer application, transfer Indicates the application date and time (transfer application acceptance date and time) Transfer application date and time data storage field for storing data, transfer application date and time data storage field for storing data indicating transfer application date and time (transfer application reception date and time), transaction date and time data storage field for storing transaction date and time, transferor A transfer mail address storage field for storing data indicating the mail address of the transferee, and a transfer mail address storage field for storing data indicating the mail address of the transferee, and a transaction identification number such as a serial number is assigned to each transaction table. It has become.

  The configuration of the transfer content data storage field of the transaction database 144 includes a brand storage field for storing data indicating a brand such as a security brand name, a transaction quantity storage field for storing data indicating a transaction quantity of a security, and a trade price. Field for storing the price of the transferor, field for storing the name of the transferor that stores the data showing the name of the transferor, field for storing the account number of the depositor of the transferor that stores the account number of the transferor, and field for the fund account of the transferor A transferee fund account number storage field, a transferee name storage field for storing data indicating the transferee name, a transferee deposit account number storage field for storing the transferee deposit account number, and a transferee fund account number The transferee fund account number storage field, validity period and data indicating whether the validity period is specified Lifetime storage field to pay, including certificate issuance license storage field for storing data indicating whether or not the certificate issued license.

  The host computer 130, in accordance with data indicating a transfer request from the server 110, a fund transfer unit 131 that executes a transfer process between funds of a customer, and in response to data indicating a transfer request from the server 110, It has a function as securities transfer means 132 for performing transfer processing (name change) of securities between deposited accounts of customers. That is, the host computer 130 performs the transfer process of the securities from the securities depositary account of the holder A of the securities to the securities depository account of the specific person B, and also transfers the securities from the fund account of the specific person B to the fund account of the holder A. Has a function as transfer means for performing transfer processing of the price of the securities.

  The server 110 transmits data of a homepage (web page) described in an HTML (HyperText Markup Language) format or the like to terminal devices (customer terminals) 210 and 220 such as personal computers and mobile phones used by customers via the Internet 201. , A computer device having a communication function of receiving and processing various data returned from the customer terminals 210 and 220.

  The server 110 responds to requests from the customer terminals 210 and 220 with data for displaying various web pages used for transfer application and transfer application of securities such as government bonds for individuals on the browsers of the customer terminals 210 and 220. It has a function of transmitting to the customer terminals 210 and 220 of the request source. Programs such as CGI (Common Gateway Interface) and Java (registered trademark) are embedded in web pages transmitted by the server 110 to the customer terminals 210 and 220. By calling the CGI from the browsers of the customer terminals 210 and 220 or executing a Java (registered trademark) program, various selection operations are accepted, and data and the like are transmitted to the server 110 according to various button operations (for example, clicks). And the server 110 performs processing requested by the customer terminals 210 and 220, and returns the result to the customer terminals 210 and 220.

  By executing a predetermined program, the server 110 executes a transfer application receiving unit 111, a transfer application receiving unit 112, an appropriate price notifying unit 113, a contract establishment confirming unit 114, a certificate issuing unit 115, Each function of the management means 116 and the reporting means 117 is performed. The transfer application receiving unit 111 has a function of receiving a transfer application for transferring a security to a specific transferee (specific person) from the customer's terminal device 210 or the like via the Internet 201. The transfer application receiving unit 112 has a function of receiving a transfer application for transferring securities from a specific transferor (holder). They transmit application page reception web page data to the customer terminals 210 and 220, display an application reception screen or an application content confirmation screen on a browser, and display data indicating the contents of the input operation performed by the customer through the screen. , 220 to accept a transfer application or a transfer application.

  For example, the server 110 can cause the customer terminal 210 to display a transfer application acceptance screen for inputting transfer content data or the like indicating the transaction content in which the holder A transfers the securities to the specific person B at a predetermined amount, In addition, a transfer application content confirmation screen for inputting transfer application confirmation data or the like indicating that the holder A has confirmed the transaction content of the securities can be displayed on the customer terminal 210. A transfer application acceptance screen for inputting transfer content data or the like indicating the details of a transaction in which the specific person B transfers the securities at a predetermined amount can be displayed on the customer terminal 220, and the specifics of the specific person B can be displayed. Can be displayed on the customer terminal 220 for inputting transfer application confirmation data or the like indicating that the transfer application has been confirmed.

  The appropriate price notifying unit 113 has a function of notifying the applicant of information on the appropriate price of the securities related to the application. That is, the appropriate price notifying means 113 obtains a current appropriate selling price (appropriate price, market value) of the securities pertaining to the application, displays the appropriate price on the screen of the customer's terminal device, or displays the appropriate price. Performs the function of displaying the comparison result between the selling price and the appropriate price, for example, indicating the deviation rate of the selling price from the appropriate price, and displaying a warning or cautionary statement when the selling price deviates from the appropriate price by a certain amount or more. . For example, what percentage of the purchase price deviates from the appropriate price may be displayed numerically or by color.

For example, in the case of government bonds for individuals, the appropriate price may be determined based on the following formula (1) used by the Ministry of Finance to calculate the purchase price.
Purchase price (appropriate price) = (b) + (b)-(c) ... (1) where (b) is the amount corresponding to the redemption amount, and (b) is the par value x the date of payment. (Applicable interest rate x number of days from the day after the interest payment date to the date of payment / 365), (c) is a halfway cashing fee (corresponding to a penalty for halfway cashing).

  The contract establishment confirmation means 114 performs a function of checking the agreement between the transactions by comparing the transfer application received by the transfer application reception means 111 with the transfer application received by the transfer application reception means 112. More specifically, the transferor and transferee in the transfer application and the transferor and transferee in the transfer application match, the brand name matches, the transfer quantity and the transfer quantity correspond to each other, and the transfer price and the transfer price change. The agreement of the transfer price is confirmed. Also, referring to the balance of the transferee's fund account, it is also checked whether there is a shortage of funds and whether the securities of the target brand are registered in the depository account of the transferor without shortage. When the content of the transfer application matches the content of the transfer application and the balance confirmation processing of the securities and the funds is performed, the contract establishment confirmation means 114 sends the fund transfer means 131 constituting the transfer means of the host computer 130 in accordance with the application contents. Requesting the transfer of funds between fund accounts, and requesting the transfer of securities between the deposited accounts to the securities transfer means 132 constituting the transfer means of the host computer 130. .

  It is preferable that the fund transfer between the fund accounts by the fund transfer means 131 and the securities transfer between the deposited accounts by the securities transfer means 132 be performed simultaneously or substantially simultaneously. Eliminate settlement risk by simultaneously or substantially simultaneously transferring securities and funds between accounts after confirming that there are securities and that the transferee's fund account has funds (payment for securities) And the security of the transfer transaction of securities (for example, government bonds for individuals) between the customers A and B can be improved. The balance confirmation processing that there is a balance of securities in the deposit account of the transferor A and a balance of funds in the fund account of the transferee B may be performed by the contract establishment confirmation means 114, and may be performed by the transfer means 131 and 132. A configuration may be adopted.

  The certificate issuing unit 115 has a function of issuing a certificate representing the contents of the transaction to a transferor or a transferee when the transfer transaction of the securities is performed. The certificate is an electronic certificate issued electronically. The electronic publishing may be configured to be downloadable from a web page in addition to the electronic mail. Further, the configuration may be such that mailing of the certificate is automatically arranged. The certificate displays, for example, the name of the transferor, the name of the transferee, the date of the transaction, the transaction volume, the purchase price, etc., the transferor deposit account number, the transferor fund account number, the transferee deposit account number, The account number and the appropriate price in the transfer application and / or the transfer application may be further displayed. It is also possible to issue a certificate at a later date based on a request from a customer. For example, in response to an access from a customer terminal, a predetermined certificate issuance application screen is transmitted to the customer terminal and displayed. The user is prompted to input information for specifying the transaction, receives the input information from the terminal device, acquires transfer content data indicating the corresponding transaction from the transaction database 144 based on the input information, and displays the acquired result in a list on the customer terminal. Then, the customer may select a transaction for which a certificate is to be issued, generate an electronic certificate for certifying the transaction selected by the customer from the display list, and electronically deliver the certificate to the customer terminal. .

  The validity period management means 116 has a function of managing the validity period of the transfer application and the transfer application. The validity period management means 116 has a function of invalidating an application whose validity period has passed if the transaction is not completed within a certain validity period after receiving the transfer application or the transfer application. . The validity period of the application can be set to, for example, three business days from the application only on the day of the application. In addition, it may be configured such that the applicant can select a validity period from a plurality of types prepared in advance or set an arbitrary validity period. If the validity period is not specified, a configuration may be adopted in which a period preset as a default value of the validity period, for example, a period of half a year or one year, is automatically set.

  As an example, when the transfer application receiving unit 111 receives the transfer content data and the transfer application confirmation data, the transfer application receiving unit 111 performs a process of generating first data indicating the transfer application reception date and time when the reception of these data has been completed. The accepting unit 112 performs a process of generating second data indicating the date and time of receiving the transfer application when the transfer application confirmation data has been received when the transfer application confirmation data has been received. Performs a process of generating a transfer permission signal when the time interval from the transfer application reception date and time indicated by to the transfer application reception date and time indicated by the second data is equal to or less than the length of the predetermined period, and the transfer units 131 and 132 Based on the transfer permission signal generated by the validity period management means 116, the certificate of the specific person is obtained from the holder's securities deposit account in accordance with the transfer content data indicating the transaction content. Performs transfer processing of securities to the deposit account, it may be configured to carry out the transfer processing of the price of the securities to the holders of capital account from a particular person of funds account.

  As another example, when the transfer application receiving unit 112 receives the transfer content data and the transfer application confirmation data, the transfer application receiving unit 112 performs a process of generating third data indicating the transfer application reception date and time when the reception of these data is completed, When receiving the transfer application confirmation data, the transfer application receiving means 112 performs a process of generating fourth data indicating the transfer application reception date and time at which the transfer application confirmation data was received. When the time interval from the transfer application reception date and time indicated by the data No. to the transfer application reception date and time indicated by the fourth data is less than or equal to the length of the predetermined period, processing for generating a transfer permission signal is performed. Is based on the transfer permission signal generated by the validity period management means 116, and in accordance with the transfer contents data indicating the contents of the transaction, Performs transfer processing of securities to the securities deposit account, may be configured to carry out the transfer processing of the price of the securities to the holders of capital account from a particular person of funds account.

  The reporting means 117 has a function of reporting the result of the accepted application to the applicant. This report is sent by e-mail to the terminal device used by the applicant. Further, the system may be configured such that the customer can confirm the result of the transaction through a web page. The report should be made when the transaction is not completed within the validity period, when the transaction is completed, when there is an application from the other party, but the transaction is not completed because the trading conditions do not match. You may.

  Next, a flow in the case where the resale of government bonds for individuals between individuals is performed by the securities resale support device 100 will be described. FIG. 2 shows a schematic flow thereof. The transferor and the transferee, who have agreed in advance between the parties on the sale and purchase of government bonds for individuals, respectively, access the securities resale support device 100 from their own terminal devices 210 and 220 in a timely manner, and apply for the transfer or transfer application. (Steps S301 and S302). Note that, in order to make a transfer application or a transfer application, first, customer authentication using a customer ID and a password is performed in the server 110 and / or the host computer 130, and the applicant is specified (step S1). S301).

  FIG. 3 shows the flow of making a transfer application in more detail. Here, the transferor is described as a customer A, and the transferor is described as a customer B. The customer A, who is the transfer applicant, accesses the transfer application acceptance page of the server 110 of the securities resale support device 100 from the terminal device 210 of the customer A via the Internet 201 (step S401). The transfer application receiving means 111 of the server 110 transmits data for displaying the transfer application reception screen to the terminal device 210 of the access source (step S402). This data is received by the terminal device 210, and a transfer application acceptance screen is displayed on the terminal device 210 (step S403). The customer A makes a transfer application by inputting data such as a brand name, a transfer quantity, a transfer price (trading price), a transferee name, and a transferee account number through this reception screen (step S404).

  In the transfer application, for example, a transfer application reception screen 230 as shown in FIG. The transfer application reception screen 230 is provided with input fields 231 to 235 for the name of the brand to be transferred, the transfer quantity, the transfer price (trading price), the name of the transferee, the deposit account of the transferee, and the like. Is required. Further, there are provided a selection field 236 for selecting whether or not to specify the validity period of the application, and an input field 237 for the validity period when specifying. Furthermore, when a transaction is established, a selection column 238 is provided for determining whether to permit issuance of a certificate indicating the content of the transaction. The transfer application reception screen 230 is provided with an application execution button 241 for receiving an operation for transmitting the input application content to the server 110 and a return button 242 for receiving an operation for returning to the previous screen. .

  When the customer A inputs necessary items on the transfer application acceptance screen 230 and then operates the application execution button 241 by clicking or the like, transfer content data indicating the contents of the input transfer application is transmitted to the server 110 ( Step S405). Upon receiving the transfer content data indicating the content of the transfer application from the terminal device 210 of the customer A via the communication line 201 (step S406), the transfer application receiving means 111 of the server 110 receives the transfer content data from the transfer application receiving means 111. The data is stored in a transaction table storage area of a first storage unit (for example, an internal memory), data indicating a brand name is extracted from the transfer content data, and a current appropriate price of the transfer application brand indicated by the extracted data is derived. (1) holding the appropriate price in the transfer application in the storage means, comparing the appropriate price in the transfer application with the purchase price to determine the divergence rate of the purchase price from the proper price, and storing the divergence rate in the transfer application in the first storage means (Step S407). The transaction table can be stored in the transaction table storage area of the first storage unit, similarly to the transaction database 144.

  In addition, the transfer application receiving means 111 acquires the transferee's fund account number and e-mail address from the customer database 141 based on the transferee name and the transferee deposit account number pertaining to the transfer application from the terminal device 210, and performs customer authentication. Acquire the transferee's deposit account number, fund account number, and e-mail address that have already been authenticated from the customer database 141, The mail address is held in the first storage unit as a part of the transfer content data. A proper price storage means is provided in the host computer 130 or the server 110, and the proper prices of a plurality of stocks which are candidates for transactions in the securities resale support apparatus 110 are associated with the stock names and registered in the proper price storage means. In advance, the transfer application accepting means 111 acquires data on the appropriate price of the brand from the appropriate price storage means based on the name of the brand related to the transfer application, and holds the data as the appropriate price in the transfer application in the first storage means. A configuration may also be adopted in which the appropriate price in the application and the sales price are compared to determine the deviation rate of the sales price from the appropriate price. The appropriate price storage means may be provided in the appropriate price notification means 113.

  If the divergence rate is within a certain range (for example, within 5% of the appropriate price) (step S408; N), data of a transfer application content confirmation screen 250 as shown in FIG. 5 is created (step S409). On the other hand, if the sale price deviates from the appropriate price by a certain amount or more (step S408; Y), data of a transfer application content confirmation screen 270 with a warning as shown in FIG. 6 is created (step S410) and created. The data of the screen thus transmitted is transmitted to the customer terminal 210 (step S411). As a result, the transfer application content confirmation screen 250 or the transfer application content confirmation screen 270 with a warning is displayed on the terminal device 210 of the customer A who is the transfer applicant (step S412).

  As shown in FIG. 5, the transfer application content confirmation screen 250 includes a trade name, a transfer number, a transfer price, a transferor's name, a transferor's account (fund account), and a transferee's name of the government bond for individuals to be traded. , A transferee account (deposited account), whether or not a contract validity period is specified, a contract validity period, a certificate issuance permission, etc., are provided. The transfer contents data of the means is displayed so that the application contents can be confirmed. Further, the transfer application receiving means 111 searches the transaction database 144 to determine whether the transfer application corresponding to the current transfer application has been received first, and if there is a corresponding transfer application, the transfer application Is displayed in the application condition column 262 of the assignee. For example, based on the data of the transferor name and the transferee name, the transferor name and the transferee name match, the transfer confirmation flag is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag indicates that the transfer application has been confirmed. The transaction table and the transaction identification number, which are indicated values, are acquired from the transaction database 144 and stored in the second storage unit of the transfer application receiving unit 111, and the transfer content data (preceding transfer content data) of the acquired transaction table is transferred to the transferee. May be displayed in the application condition column 262.

  Further, based on the data of the appropriate price and the divergence rate in the transfer application held in the transaction table storage area of the first storage means, a confirmation column 263 in which the today's appropriate price and the divergence rate of the selling price to the appropriate price correspond respectively. , 264. Also, a transfer execution button 265 for operating the transfer application in accordance with the application content displayed on the transfer application content confirmation screen 250 and a cancel button 266 for operating the transfer application to be canceled are displayed. .

In the confirmation screen with warning 270 shown in FIG. 6, a warning column 271 is displayed in addition to the transfer application content confirmation screen 250 in FIG. The warning field 271 includes, for example, "The specified purchase price deviates from the proper price by 5% or more. If the deviation rate is large, the difference between the purchase price and the proper price is regarded as a gift and taxable. If you accept the above and continue the transfer application, please operate the transfer execution button. To cancel the application, please operate the cancel button. " Is displayed.
As described above, the transfer application receiving unit 111 functions as a fair price notifying unit for notifying the customer A of the information on the fair price of the securities via the terminal device 210 of the customer A, and the transfer of the securities in the transfer content data. The price has a function as determination means for performing a process of determining whether or not the price deviates from the appropriate price of the security by a certain amount or more, and the determination unit determines that the value deviates by a certain amount or more. In this case, it has a function as a notification unit for notifying the customer A via the terminal device 210 of the customer A of warning information indicating that the difference is greater than a predetermined value.

  The customer A, who is the transfer applicant, confirms the content of the transfer application, the divergence rate, or the content of the warning on the transfer application content confirmation screen of the terminal device 210 of the customer, and wishes to execute the transfer application. Operates the transfer execution button 265. On the other hand, if there is an error in the application contents or if a warning is confirmed to cancel the current transfer application, the user operates the cancel button 266 (step S413 in FIG. 3).

  The transfer application receiving means 111 of the server 110 receives the transfer application confirmation data, which is a response indicating that the transfer execution button 265 has been operated to confirm the transaction content, from the terminal device 210 of the customer A (step S414; Y ), The data indicating the reception date and time is held in the first storage means as data indicating the transfer application reception date and time, and the transaction contents indicated by the transfer content data of the first storage means and the prior transfer of the second storage means related to the transfer application It is determined whether or not the transaction content indicated by the content data is the same. If it is determined that the transaction content is the same, the transaction identification number of the transaction database 144 is used by using the transaction identification number of the transaction table related to the preceding transfer content data. A process of setting the transfer confirmation flag in the transfer confirmation flag storage field to a value indicating transfer application confirmed in the transaction table and the second storage means; A process of storing data indicating the date and time of acceptance of the transfer application confirmation data in a transfer application date and time data storage field; Processing to store in the transfer application deviation rate data storage field is performed.

  On the other hand, when the transfer application receiving means 111 determines that the transaction content indicated by the transfer content data in the first storage means is not the same as the transaction content indicated by the preceding transfer content data in the second storage means, The transfer content data in the first storage means, the appropriate price and divergence rate in the transfer application, and the data indicating the reception date of the transfer application confirmation data are stored in the transfer content data storage field and the transfer application proper price data storage field in the new transaction table of the transaction database 144. , The transfer application divergence rate data storage field and the transfer application date and time data storage field, and the transfer confirmation flag in the transfer confirmation flag storage field of this transaction table is set to a value indicating that the transfer application has been confirmed. Set the transfer confirmation flag in the flag storage field to a value indicating transfer not confirmed, and transfer status Performs processing for setting a transfer state determination flag of another flag storage field to a value indicating a transfer processing uncompleted (Step S415).

  Next, data of a transfer application acceptance completion screen (not shown) is transmitted to the terminal device 210 of the customer A who is the applicant. As a result, the transfer application acceptance completion screen is displayed on the terminal device 210, and the completion of the application acceptance is notified to the customer A (step S417). If canceled (step S414; N), the transfer application receiving unit 111 receives the transfer content data indicating the content of the current transfer application held in the first storage unit without storing it in the transaction database 144. The processing ends. Note that, in the event that the transfer has been canceled, the transfer content data held in the first storage means and the preceding transfer content data held in the second storage means may be deleted.

  In the transfer application, a screen in which “transfer” and “transfer” of each of the screens 230, 250, and 270 are displayed. Then, through these screens, the acceptance of the transfer application is performed in the same procedure as that shown in FIG. For example, a transfer application may be received in the following procedure.

  The customer B, who is the transfer applicant, accesses the transfer application reception page of the server 110 of the securities resale support apparatus 100 from the terminal device 220 of the customer B via the Internet 201 (similar to step S401). The transfer application receiving means 112 of the server 110 transmits data for displaying the transfer application reception screen to the access source terminal device 220 (similar to step S402). This data is received by the terminal device 220, and a transfer application acceptance screen is displayed on the terminal device 220 (similar to step S403). The customer B makes a transfer application by inputting data such as a brand name, a transfer quantity, a transfer price (trading price), a transferor name, and a transferor account number through this reception screen (similar to step S404).

  In the transfer application, for example, a transfer application reception screen 730 as shown in FIG. 7 is displayed on the terminal device 220. The transfer application reception screen 730 includes input fields 731 to 735 for the name of the brand to be transferred, the transfer quantity, the transfer price (trading price), the transferor's name, the transferor's deposit account, and the like. Is required. In addition, a selection column 736 for selecting whether or not to specify the validity period of the application, and a validity period input column 737 for specifying the validity period are provided. In addition, when a transaction is established, a selection column 738 is provided to determine whether to permit issuance of a certificate indicating the transaction content. The transfer application reception screen 730 is provided with an application execution button 741 for receiving an operation for transmitting the input application content to the server 110 and a return button 742 for receiving an operation for returning to the previous screen. .

  When the customer B inputs necessary items in the transfer application reception screen 730 and then operates the application execution button 741 by clicking or the like, transfer content data indicating the contents of the input transfer application is transmitted to the server 110 ( (Same as step S405). When receiving the transfer content data indicating the content of the transfer application from the terminal device 220 of the customer B via the communication line 201 (similar to step S406), the transfer application receiving means 112 of the server 110 transfers the transfer content data to the transfer application receiving means. The data is stored in a transaction table storage area of a first storage means (for example, an internal memory) 112, data indicating a brand name is extracted from the transfer content data, and a current appropriate price of the extracted transfer application brand is derived to obtain a first price. The storage means holds the appropriate price in the transfer application and compares the appropriate price in the transfer application with the purchase price to determine the divergence rate of the purchase price from the proper price. The first storage means stores data indicating the divergence rate in the transfer application. (Similar to step S407). The transaction table can be stored in the transaction table storage area of the first storage unit, similarly to the transaction database 144.

  In addition, the transfer application receiving means 112 acquires the transferor's fund account number and e-mail address from the customer database 141 based on the transferor's name and the transferor deposit account number pertaining to the transfer application from the terminal device 220, and performs customer authentication. Acquires the transferee's deposit account number, fund account number, and e-mail address that have already been authenticated from the customer database 141, and acquires the acquired transferor's fund account number, e-mail address, transferee's fund account number, and deposit account number; The mail address is held in the transaction table storage area of the first storage means as a part of the transfer content data. It should be noted that the host computer 130 or the server 110 is provided with an appropriate price storage means, and the appropriate prices of a plurality of issues that are candidates for transactions in the securities resale support apparatus 110 are associated with the issue names and registered in the appropriate price storage means. In advance, the transfer application receiving means 112 acquires the appropriate price of the issue from the appropriate price storage means based on the name of the issue related to the transfer application, and holds the appropriate price in the first storage means as the appropriate price in the transfer application. It is also possible to adopt a configuration in which the appropriate price and the purchase price are compared to obtain a deviation rate of the purchase price from the appropriate price. The appropriate price storage means may be provided in the appropriate price notification means 113.

  When the divergence rate is within a certain range (for example, within 5% of the appropriate price) (step S408; similar to N), data of a transfer application content confirmation screen 750 as shown in FIG. 8 is created (similar to step S409). ). On the other hand, if the purchase price deviates from the appropriate price by a certain amount or more (same as Y in step S408), data of a transfer application content confirmation screen 770 with a warning as shown in FIG. The data of the created screen is transmitted to the customer terminal 220 (similar to step S411). Thereby, the transfer application content confirmation screen 750 or the transfer application content confirmation screen 770 with a warning is displayed on the terminal device 220 of the customer B who is the transfer applicant (similar to step S412).

  As shown in FIG. 8, the transfer application content confirmation screen 750 includes the name, the transfer number, the transfer price, the transferee name, the transferee account (fund account), and the transferor name of the government bond for individuals to be traded. , A transfer account (deposited account), whether or not a contract validity period is designated, a contract validity period, a certificate issuance permission, etc., are provided. The transfer contents data of the means is displayed so that the application contents can be confirmed. Further, the transfer application receiving means 112 searches the transaction database 144 to determine whether a transfer application corresponding to the current transfer application has been received first. If there is a corresponding transfer application, the transfer application is received. Is displayed in the transferor's application condition column 762. For example, based on the data of the transferor name and the transferee name, the transferor name and the transferee name match, the transfer confirmation flag is a value indicating that the transfer application has been confirmed, and the transfer confirmation flag indicates that the transfer application has not been confirmed. The transaction table and the transaction identification number, which are indicated values, are acquired from the transaction database 144 and stored in the second storage unit of the transfer application receiving unit 112, and the transfer content data (preceding transfer content data) of the acquired transaction table is assigned to the transferor. May be displayed in the application condition column 762.

  Further, based on the data indicating the appropriate price and the divergence rate in the transfer application held in the transaction table storage area of the first storage means, it is confirmed that the today's appropriate price and the divergence rate of the selling price to the appropriate price correspond respectively. This is displayed in columns 763 and 764. In addition, a transfer execution button 765 for operating when finalizing the transfer application in accordance with the application content displayed on the transfer application content confirmation screen 750 and a cancel button 766 for operating when canceling the transfer application are displayed. .

A confirmation screen 770 with a warning shown in FIG. 9 displays a warning column 771 in addition to the confirmation screen 750 of the transfer application content in FIG. In the warning column 771, for example, "The specified sales price deviates from the appropriate price by 5% or more. If the deviation rate is large, the difference between the sales price and the appropriate price is regarded as a gift, and taxable. If you accept the above and continue the transfer application, click the transfer execution button. To cancel the application, click the cancel button. " Is displayed.
As described above, the transfer application receiving unit 112 functions as a proper price notifying unit that notifies the customer B of the information on the fair price of the securities via the terminal device 220 of the customer B, and the transfer of the securities in the transfer content data. The price (trading price) has a function as a judging means for performing a process of judging whether or not the price deviates from the appropriate price of the securities by a certain amount or more. When it is determined that there is a difference, the warning information indicating that the difference is greater than a predetermined value is provided to the customer B via the terminal device 220 of the customer B.

  The customer B, who is the transfer applicant, confirms the content of the transfer application, the divergence rate, or the content of the warning on the transfer application content confirmation screen of his / her own terminal device 220, and wishes to execute the transfer application. Operates the transfer execution button 765. On the other hand, in the case where there is an error in the application contents or the warning is confirmed, the cancel button 766 is operated to cancel the current transfer application (same as step S413 in FIG. 3).

  The transfer application receiving means 112 of the server 110 receives the transfer application confirmation data, which is a response indicating that the transfer execution button 765 has been operated to confirm the transaction content, from the terminal device 220 of the customer B (step S414; Y The data indicating the reception date and time is held in the transaction table storage area of the first storage means as data indicating the transfer application reception date and time, and the transaction content indicated by the transfer content data of the first storage means related to the transfer application and It is determined whether or not the transaction contents indicated by the advanced transfer content data in the second storage means are the same, and if it is determined that they are the same, the transaction database is used by using the transaction identification number of the transaction table related to the advanced transfer content data. In the transaction table of the transaction identification number 144 and the second storage unit, the transfer confirmation flag in the transfer confirmation flag storage field is transferred. A process of setting the value indicating the approval, a process of storing the data indicating the reception date and time of the transfer application confirmation data in the transfer application date data storage field, and a process of storing the appropriate price and the deviation rate in the transfer application in the first storage means Processing is performed to store in the corresponding transfer application appropriate price data storage field and transfer application deviation rate data storage field.

  On the other hand, if the transfer application receiving unit 112 determines that the transaction content indicated by the transfer content data in the first storage unit and the transaction content indicated by the advanced transfer content data in the second storage unit are not the same, the transfer application The transfer content data in the first storage means, the appropriate price and divergence rate in the transfer application, and the data indicating the reception date of the transfer application confirmation data are stored in the transfer content data storage field and the transfer application proper price data storage field of the new transaction table of the transaction database 144. , The transfer application deviation rate data storage field and the transfer application date and time data storage field, and the transfer confirmation flag in the transfer transfer confirmation flag storage field of this transaction table is set to a value indicating that transfer application has been confirmed, and the transfer confirmation is performed. Set the transfer confirmation flag in the storage flag storage field to a value indicating transfer application unconfirmed. The process of setting the transfer state determination flag of the transfer state determination flag storage field to a value indicating a transfer processing uncompleted performed (similar to step S415).

  Then, the data of the transfer application acceptance completion screen (not shown) is transmitted to the terminal device 220 of the customer B who is the applicant. As a result, a transfer application acceptance completion screen is displayed on the terminal device 220, and the completion of the application acceptance is notified to the customer B (similar to step S417). If canceled (same as N in step S414), the transfer application receiving unit 112 stores the transfer content data indicating the contents of the current transfer application held in the first storage unit in the transaction database 144. And end the reception process. Note that, in the event that the transfer has been canceled, the transfer content data held in the first storage means and the preceding transfer content data held in the second storage means may be deleted.

  Returning to FIG. 2, the description will be continued. As described above, upon accepting the transfer application or the transfer application, the transfer application accepting unit 111 having the function of the contract establishment confirming unit 114 or the transfer application receiving unit 112 having the function of the contract establishment confirmation unit 114 The transfer content data is compared with the transfer content data related to the transfer application to determine whether the transaction contents match (step S303). For example, regarding the current transfer content data held in the first storage means and the preceding transfer content data acquired from the transaction database 144 and held in the second storage means, the pair of the transferor name and the transferee name matches, Judgment is made on the agreement, the agreement between the transfer quantity and the transfer quantity as the transaction quantity, the agreement between the transfer price and the transfer price as the sales price, and the like. Also, the balance data of the transferee's fund account is acquired from the fund account database 142 to check whether the fund account balance is equal to or higher than the transaction price (transaction application amount), and the balance data of the transferor's deposit account is stored in the deposit account database. A check is made to see if the required quantity of securities of the brand to be traded has been registered in the balance of the deposit account acquired from 143.

  If it is determined that the transaction contents of the transfer application and the transfer application match and that there is no shortage of funds, etc. (step S303; Y), when the condition of the validity period is satisfied, the contract establishment confirmation means 114 performs the following according to the transaction contents. A request is made to the fund transfer means 131 of the host computer 130 to transfer funds corresponding to the trading value from the fund account of the customer B, the transferee, to the fund account of the customer A, the transferor. The fund transfer means 131 performs a process of transferring funds corresponding to the trading value from the fund account of the customer B to the fund account of the customer A in accordance with the processing request (step S304). In addition, the contract establishment confirmation means 114 transfers the securities corresponding to the transfer quantity (transaction quantity) of the designated issue from the deposit account of the customer A, the transferor, to the deposit account of the customer B, the transferee, in accordance with the transaction contents. Is issued to the securities transfer means 132 of the host computer 130. The securities transfer means 132 performs a transfer process of rewriting the name of the securities from the customer A to the customer B in accordance with the processing request (step S305).

  For example, when the transfer application receiving unit 111 having the functions of the contract establishment confirmation unit 114 and the validity period managing unit 116 determines that the transaction contents of the transfer application and the transfer application match and that the funds and the like are not insufficient (step S303) Y) determining whether or not the time interval between the transfer application reception date and time and the transfer application reception date and time in the transaction table of the second storage means is equal to or less than the length of the validity period, and is determined to be equal to or less than the length of the validity period. Then, a transfer permission signal is generated, and the transfer application receiving means 111 transfers the money corresponding to the trading value from the fund account of the transferee customer A to the fund account of the transferor customer A according to the transaction contents. A request for fund transfer processing to that effect is made to the fund transfer means 131 of the host computer 130 together with a transfer permission signal. The fund transfer means 131 performs a process of transferring funds corresponding to the trading value from the fund account of the customer B to the fund account of the customer A in accordance with the processing request and the transfer permission signal (step S304). In addition, the transfer application receiving means 111 transfers the securities corresponding to the transfer quantity (transaction quantity) of the designated brand from the deposit account of the customer A, the transferor, to the deposit account of the customer B, the transferee, in accordance with the transaction contents. Is issued to the securities transfer means 132 of the host computer 130 together with the transfer permission signal. The securities transfer means 132 performs a transfer process of rewriting the name of the corresponding securities (for example, government bonds for individuals) from the customer A to the customer B according to the processing request and the transfer permission signal (step S305).

  For example, when the transfer application accepting unit 112 having the functions of the contract establishment confirmation unit 114 and the validity period management unit 116 determines that the transaction contents of the transfer application and the transfer application match and that the funds and the like are not insufficient (step S303). Y), when the time interval between the transfer application reception date and time and the transfer application reception date and time in the transaction table of the second storage means is equal to or less than the length of the validity period, the transfer application reception means 112 generates the transfer permission signal. According to the contents of the transaction, a fund transfer processing request for transferring funds equivalent to the trading value from the fund account of the customer B as the transferee to the fund account of the customer A as the transferor, together with the transfer permission signal, the fund transfer means of the host computer 130 131. The fund transfer means 131 performs a process of transferring funds corresponding to the trading value from the fund account of the customer B to the fund account of the customer A in accordance with the processing request and the transfer permission signal (step S304). Further, the transfer application receiving means 112 transfers the securities corresponding to the transfer quantity (transaction quantity) of the designated brand from the deposit account of the customer A, the transferor, to the deposit account of the customer B, the transferee, in accordance with the transaction contents. Is issued to the securities transfer means 132 of the host computer 130 together with the transfer permission signal. The securities transfer unit 132 performs a transfer process of rewriting the name of the corresponding securities (for example, government bonds for individuals) from the customer A to the customer B according to the processing request and the transfer permission signal (step S305).

  As an example, the contract establishment confirmation means 114 having the function of the validity period management means 116 determines that the contents of the transfer application match the contents of the transfer application and determine that there is no shortage of funds or the like. The transfer permission signal is generated when the time interval between the transfer application reception date and time and the transfer application reception date and time is less than or equal to the length of the validity period, and the advanced transfer content data, the transaction identification number, and the transfer permission signal of the second storage means are stored. A configuration may be adopted in which the information is sent to the fund transfer means 131 and the securities transfer means 132. The fund transfer means 131 performs a bookkeeping process of reducing the book price equivalent to the purchase price in the customer B's fund account based on the advance transfer content data and the transfer permission signal, and also stores the trade price equivalent in the customer A's fund account. The securities transfer means 132 performs a bookkeeping process of reducing the number of securities corresponding to the transaction amount in the deposit account of the customer A based on the advance transfer content data and the transfer permission signal. At the same time, the bookkeeping process of increasing the number of securities corresponding to the transaction amount in the deposit account of the customer B may be performed. The transfer means comprising the fund transfer means 131 and the securities transfer means 132, when the transfer of securities and the transfer of money for the securities are completed, uses the transaction identification number associated with the advance transfer content data to store the transaction database 144. In the transaction table of the transaction identification number, the process of changing the transfer status determination flag in the transfer status determination flag storage field to a value indicating the completion of the transfer process is performed, and the data indicating the transaction date and time at which the transfer process was performed is set to the transaction date and time. A process for storing the data in the data storage field is performed, and a process for transmitting a signal indicating the completion of the transfer process and a signal indicating the transaction identification number to the certificate issuing unit 115 are performed.

  When the funds and securities are transferred and the transaction is completed in this way, the transfer status determination flag relating to the transfer content data is changed to a value indicating the completion of the transfer processing, and the certificate issuing unit 115 executes the transfer processing. Based on the signal indicating completion and the signal indicating the transaction identification number, the transaction table of the transaction identification number whose transfer status determination flag has been changed to a value indicating the completion of the transfer process is acquired from the transaction database 144, and the certificate issuance permission In the case where the data indicating whether or not the certificate is issued in the data storage field is a value indicating that there is permission, a proof for certifying the fact of the transaction and the transaction price with respect to the transaction content indicated by the transfer content data of the transaction table. The certificate is issued to each of the customer A as the transferor and the customer B as the transferee (step S306). The certificate issuing means 115 converts a certificate (electronic certificate) composed of an electronic document into a terminal device 210 of each of the customers A and B based on the transferor mail address and the transferee mail address in the transaction table of the transaction identification number. A process of sending the information to the e-mail at 220 is performed. However, if the customer desires, a paper certificate may be printed out, and the printed matter may be sent to the customer by mail, courier service, or the like.

  If a matching application from the other party is not confirmed within the validity period after the application, information to that effect is notified to the applicant by e-mail to the applicant's terminal device. At this time, it is preferable to report detailed information such as whether the application by the other party has not been performed or whether the transaction has not been completed due to mismatching of the sales conditions. More specifically, it is also possible to report a point where the trading conditions do not match, or to compare and report the two trading conditions. When the transaction is completed, a report of the completion of the transaction is made. In the case where a certificate is issued after the completion of the transaction, the report of the completion of the transaction may be omitted.

  As described above, the first embodiment of the present invention has been described with reference to the drawings. Are also included in the present invention.

<Embodiment 2>
In the first embodiment, the transferor A inputs transfer content data to the transfer application reception screen 230 at the time of transfer application, and the transferee B inputs transfer content data to the transfer application reception screen 730 at the time of transfer application. Both the person A and the transferee B have a burden of inputting transfer content data. Therefore, in the second embodiment, when the transferee B has input the transfer content data prior to the transferor A and has made the application, the transfer application reception screen in which the transfer content data is set in the input field in advance 230 may be configured to be displayed on the terminal device 210, so that the transferor A can save the trouble of inputting transfer content data. Similarly, in the case where the transferor A has made an application by inputting transfer content data before the transferee B, the transfer application reception screen 730 in which the transfer content data is set in the input field in advance is displayed on the terminal. The display may be displayed on the device 220 so that the transferee B can save the trouble of inputting the transfer content data.

  For example, when the transferor (transfer applicant) A accesses the transfer application reception page of the server 110 of the securities resale support apparatus 100 from his / her terminal device 210 via the Internet 201, the transfer application reception unit 111 of the server 110 Transmits the data for displaying the transfer application acceptance screen to the terminal device 210 of the access source. At this time, when the server 110 detects the access from the terminal device 210 by the transferor A, the server 110 detects the transfer content data relating to the transfer application to the transferor A, the transfer confirmation flag is a value indicating that the transfer application is not confirmed, and the transfer is performed. The transfer content data (preceding transfer content data) whose confirmation flag is a value indicating that the transfer application has been confirmed is acquired from the transaction database 144, and the data of the transfer application reception screen including the preceding transfer content data is transmitted to the terminal device 210. It may be configured. Specifically, in the transaction table of the transaction database 144, the transfer confirmation flag in the transfer confirmation flag storage field is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag in the transfer confirmation flag storage field is the transfer application confirmation. Data indicating the transferor A in the transfer content data storage field, and the data indicating the transferor name in the transfer content data storage field acquire the transaction table indicating the transferor A and the transaction identification number, and transfer content data from the transaction table. (Precedent transfer content data) may be extracted and acquired, and the data of the transfer application acceptance screen including the preceding transfer content data may be transmitted to the customer terminal 210. The terminal device 210 receives the data of this reception screen, and the transfer application reception screen 230 is displayed on the terminal device 210.

In the transfer application reception screen 230, the issue name is set and displayed in the issue name input field 231 based on the issue name data included in the preceding transfer content data, and the number of assignments input field 232 is displayed. The transaction quantity is set and displayed based on the transaction quantity data included in the advanced transfer content data, and the transaction price is set in the transfer price input field 233 based on the sales price data included in the advanced transfer content data. The price is set and displayed, and the transferee name input field 234 is displayed with the transferee name set based on the transferee name data included in the advanced transfer content data. In the input field 235, the transferee deposit account number is set and displayed based on the transferee deposit account number data included in the preceding transfer content data. The validity period designation column 236 displays whether or not the validity period is specified based on data indicating whether or not the validity period is included in the data of the validity period included in the preceding transfer content data. In the column 237, the validity period is set and displayed based on the data of the validity period included in the advanced transfer content data, and in the input column 238 for the presence or absence of the certificate issuance permission, the certificate included in the advanced transfer content data is displayed. The presence or absence of the certificate issuance permission is set and displayed based on the data indicating the presence or absence of the certificate issuance permission.
The customer A who uses the terminal device 210 uses the transfer content receiving screen 230 in which the transfer content data is set in advance, and transfers contents such as a brand name, a transfer quantity, a transfer price (trading price), a transferee name, and a transferee account number. The data can be transmitted from the terminal device 210 to the server 110 only by operating the application execution button 241.

  For example, when the transferee B accesses the transfer application reception page of the server 110 of the securities resale support device 100 from his / her terminal device 220 via the Internet 201, the transfer application reception unit 112 of the server 110 The data for displaying the screen is transmitted to the access terminal device 220. At this time, when the server 110 detects the access from the terminal device 220 by the transferee B, the server 110 detects the transfer content data relating to the transfer application to the transferee B, the transfer confirmation flag is a value indicating that transfer is confirmed, and the transfer Transfer content data (preceding transfer content data) whose confirmation flag is a value indicating that the transfer application has not been confirmed is acquired from the transaction database 144, and the data of the transfer application reception screen 730 including the preceding transfer content data is transmitted to the terminal device 220. It may be configured. Specifically, in the transaction table of the transaction database 144, the transfer confirmation flag in the transfer confirmation flag storage field is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag in the transfer confirmation flag storage field is the transfer application confirmation. Data indicating the transferee name, and the data indicating the transferee name in the transferee name storage field of the transfer content data storage field obtains the transaction table indicating the transferee B and the transaction identification number, and transfers the transfer content data from the transaction table. (Advance transfer content data) may be extracted and acquired, and the data of the transfer application acceptance screen including the preceding transfer content data may be transmitted to the customer terminal 220. The terminal device 220 receives the data of this reception screen, and the transfer application reception screen 730 is displayed on the terminal device 220.

In the transfer application reception screen 730, the name of the issue is set and displayed in the issue name input field 731 based on the issue name data included in the preceding transfer content data. The transaction quantity is set and displayed based on the transaction quantity data included in the advanced transfer content data, and the transaction price is set in the transfer price input field 733 based on the trading price data included in the advanced transfer content data. The price is set and displayed, and in the input field 734 of the transferor name, the transferor name is set and displayed based on the transferor name data included in the prior transfer content data, and the transferor account is displayed. In the input field 735, the transferor deposit account number is set and displayed based on the data of the depositor deposit account number included in the preceding transfer content data. The validity period designation field 736 displays whether or not the validity period is specified based on the data indicating whether or not the validity period is included in the validity period data included in the preceding transfer content data. The column 737 displays the validity period set based on the data of the validity period included in the advanced transfer content data, and the input column 738 for the presence or absence of the certificate issuance permission shows the certificate included in the advanced transfer content data. The presence or absence of the certificate issuance permission is set and displayed based on the data indicating the presence or absence of the certificate issuance permission.
The customer B using the terminal device 220 uses the transfer content reception screen 730 in which the transfer content data is set in advance, and the transfer content such as the brand name, the transfer quantity, the transfer price (trading price), the transferor name, and the transferor account number. The data can be transmitted from the terminal device 220 to the server 110 only by operating the application execution button 741.

<Embodiment 3>
In the second embodiment, when the transferee B has input the transfer content data before the transferor A and has made the application, the transfer application reception screen 230 in which the transfer content data is set in the input field in advance. Is displayed on the terminal device 210. By operating the application execution button 241 on the display screen, as a result, a transfer application content confirmation screen in which the previously input transfer content data is set is displayed on the terminal device 210. The operation is troublesome. Therefore, if the transferee B has input the transfer content data before the transferor A and has made the application, the transfer content data is set in the confirmation column in advance without displaying the transfer application reception screen 230. The assigned transfer application content confirmation screen 250 may be displayed on the terminal device 210 so that the transferor A can save the trouble of inputting the transfer content data and the trouble of operating the application execution button 241. Similarly, in the case where the transferor A has made an application by inputting the transfer content data before the transferee B, the transfer content reception data is not displayed on the transfer application reception screen 730 but the transfer content data May be configured to display the transfer application content confirmation screen 750 set on the terminal device 220, so that the transferee B can save the trouble of inputting the transfer content data and the trouble of operating the application execution button 741. .

Hereinafter, the third embodiment will be described by exemplifying a procedure for receiving confirmation of a transfer application from the customer terminal device 210. Transfer content data indicating the content of the transaction to be transferred by the transferee B at a predetermined amount from the transferor A to the transferee B has already been received by the transfer application receiving means 112 after the transferee B has input from the terminal device 220 and the transaction database 144 It is assumed to be stored in
The customer A, who is a transferor (transfer applicant), accesses the transfer application acceptance page of the server 110 of the securities resale support apparatus 100 from his / her terminal device 210 via the Internet 201 (similar to step S401). The transfer application receiving means 111 of the server 110 transmits data for displaying the transfer application content confirmation screen to the terminal device 210 of the access source (similar to step S411).

  At this time, when the server 110 detects the access from the terminal device 210 by the transferor A, the transfer application receiving means 111 of the server 110 transmits the transfer content data relating to the transfer application to the transferor A and the transfer confirmation flag is set. Transfer content data (preceding transfer content data) whose value indicates transfer application unconfirmed and whose transfer confirmation flag indicates transfer application confirmed has been acquired from the transaction database 144 and stored in the transaction table storage area of the second storage means. Based on the data indicating the brand name included in the advanced transfer content data, the current appropriate price of the brand is derived and stored in the second storage means as the appropriate price in the transfer application. Is compared with the appropriate price based on the data indicating the purchase price included in the And this correction value is stored in the second storing means as data indicating the rate of divergence in the application transferred. Specifically, in the transaction table of the transaction database 144, the transfer confirmation flag in the transfer confirmation flag storage field is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag in the transfer confirmation flag storage field is the transfer application confirmation. Data indicating the transferor A in the transfer content data storage field and the data indicating the transferor name in the transferee name storage field acquire the transaction table indicating the transferor A and the transaction identification number, and store the transaction table in the second storage means. Alternatively, the configuration may be such that transfer content data (preceding transfer content data) can be extracted from the transaction table.

A proper price storage means is provided in the host computer 130 or the server 110, and the proper prices of a plurality of stocks which are candidates for transactions in the securities resale support apparatus 110 are associated with the stock names and registered in the proper price storage means. In advance, the transfer application receiving unit 111 acquires the appropriate price data of the brand from the appropriate price storage unit based on the data indicating the brand name included in the preceding transfer content data, and stores the appropriate price in the transfer application in the second storage unit. The appropriate price may be compared with the purchase price to determine the divergence rate of the purchase price from the appropriate price, and may be stored in the second storage unit as data indicating the divergence rate in the transfer application.
Then, the transfer application receiving unit 111 may be configured to transmit the data of the transfer application content confirmation screen including the preceding transfer content data to the terminal device 210. The terminal device 210 receives the data of this confirmation screen, and the transfer application content confirmation screen 250 is displayed on the terminal device 210.

In this transfer application content confirmation screen 250, the brand name is set and displayed in the brand name confirmation column 251 based on the data of the brand name included in the preceding transfer content data, and the number of transfers confirmation column 252 is displayed. Is set and displayed based on the transaction quantity data included in the advanced transfer content data, and the transfer price confirmation column 253 is displayed based on the trading price data included in the advanced transfer content data. The sale price is set and displayed, and the transferor name is set and displayed in the transferor name confirmation field 254 based on the transferor name data included in the preceding transfer content data. In the account confirmation column 255, the transferor fund account number is set and displayed based on the transferor fund account number data included in the advance transfer content data. The transferee name confirmation column 256 displays the transferee name set based on the transferee name data included in the advanced transfer content data, and the transferee account confirmation column 257 stores the advance transfer content data. , The transferee deposit account number is set and displayed based on the data of the transferee deposit account number included in the above, and the confirmation period 258 of the contract validity period includes the data of the validity period included in the preceding transfer content data. Whether or not the validity period is specified is set and displayed based on the data indicating whether or not the validity period is specified. The validity period confirmation column 259 displays the validity period based on the validity period data included in the preceding transfer content data. Is set and displayed, and the confirmation column 260 of the presence or absence of the certificate issuance permission is based on the data indicating the presence or absence of the certificate issuance permission included in the preceding transfer content data. The presence or absence of the certificate issuance permission is set and displayed. In the today's appropriate price confirmation column 263, the appropriate price held as the appropriate price in the transfer application in the second storage unit of the transfer application receiving unit 111 is displayed. The appropriate price is set and displayed on the basis of the data, and the confirmation column 264 of the divergence rate of the transfer price shows the appropriateness of the purchase price obtained by comparing the sale price with the appropriate price by the transfer application receiving means 111. The divergence rate for the price is set and displayed. Further, a transfer execution button 265 for operating the transfer application in accordance with the application content displayed on the transfer application content confirmation screen 250 and a cancel button 266 for operating the transfer application to be canceled are displayed. .
The customer A who uses the terminal device 210 uses the transfer application content confirmation screen 250 in which the advanced transfer content data is set in advance, and issues a brand name, a transfer quantity, a transfer price (trading price), a transferor name, a transferor account number, and a transfer. By operating the transfer execution button 265, transfer application confirmation data indicating that transfer content data such as a person's name and a transferee account number has been confirmed can be transmitted from the terminal device 210 to the server 110.

  When the divergence rate is within a certain range (for example, within 5% of the appropriate price) (step S408; corresponding to N), the preceding transfer content data is displayed in the confirmation column of the transfer application content confirmation screen 250 as shown in FIG. Data that is set and displayed is created (corresponding to step S409). On the other hand, if the selling price deviates from the appropriate price by a certain amount or more, a transfer application content confirmation screen 270 with a warning as shown in FIG. Then, data to be displayed with the preceding transfer content data set in the confirmation column is created (corresponding to step S410), and the created confirmation screen data is transmitted to the customer terminal 210 (corresponding to step S411). As a result, the transfer application content confirmation screen 250 or the transfer application content confirmation screen 270 with a warning is displayed on the terminal device 210 of the customer A who is the transfer applicant (corresponding to step S412).

  The customer A, who is the applicant of the transfer application, wishes to execute the transfer application after confirming the contents of the transfer application, the divergence rate, or the content of the warning on the transfer application contents confirmation screen of the terminal device 210 of the customer A. In this case, the transfer execution button 265 is operated. On the other hand, if there is an error in the contents of the application or the warning is confirmed to cancel the transfer application this time, the user operates the cancel button 266 (corresponding to step S413 in FIG. 3).

  The transfer application receiving means 111 of the server 110 receives the transfer application confirmation data, which is a response indicating that the transfer execution button 265 has been operated to confirm the transaction content, from the terminal device 210 of the customer A (step S414; Y ), The data indicating the reception date and time is stored in the second storage means as the data indicating the transfer application reception date and time, and the transaction in the transaction database 144 is stored in the transaction database 144 using the transaction identification number of the transaction table related to the preceding transfer content data. In the transaction table of the identification number, the process of setting the transfer confirmation flag in the transfer confirmation flag storage field to a value indicating that the transfer application has been confirmed, and storing the data indicating the reception date and time of the transfer application confirmation data in the transfer application date and time data storage field And the data indicating the appropriate price and the divergence rate in the transfer application in the second storage means. It performs a process to be stored in the proper price data storage field and the transfer application rate of deviation data storage field.

  Next, data of a transfer application acceptance completion screen (not shown) is transmitted to the terminal device 210 of the customer A who is the applicant. As a result, a transfer application acceptance completion screen is displayed on the terminal device 210, and the completion of the application acceptance is notified to the customer A (corresponding to step S417). If canceled (step S414; corresponds to N), the transfer application receiving unit 111 ends the receiving process. Note that, in the event that the transfer has been canceled, the configuration may be such that the preceding transfer content data stored in the second storage means is deleted.

  In the transfer application, a screen in which “transfer” and “transfer” of the confirmation screens 750 and 770 are switched is displayed. Then, through these screens, acceptance of the transfer application confirmation is performed in the same procedure as that shown in FIG. For example, acceptance of a transfer application confirmation may be performed in the following procedure.

  The customer B who is the transferee (transfer applicant) accesses the transfer application acceptance page of the server 110 of the securities resale support apparatus 100 from his / her terminal device 220 via the Internet 201 (similar to step S401). The transfer application receiving unit 112 of the server 110 transmits data for displaying the transfer application reception screen to the access source terminal device 220 (similar to step S411).

  At this time, when the server 110 detects the access from the terminal device 220 by the transferee B, the transfer application receiving means 112 of the server 110 transmits the transfer content data relating to the transfer application to the transferee B, and the transfer confirmation flag is set. Transfer content data (preceding transfer content data) whose value indicates transfer application unconfirmed and whose transfer confirmation flag indicates transfer application confirmed has been acquired from the transaction database 144 and stored in the second storage means. Based on the data indicating the brand name included in the transfer content data, the current appropriate price of the brand is derived and stored in the second storage means as the appropriate price in the transfer application, and the sales price included in the preceding transfer content data Based on the data indicating the above, compare the selling price and the appropriate price to determine the divergence rate of the selling price to the appropriate price, and apply for the transfer application Holds as data indicating a kick deviation rate in the second storage means. Specifically, in the transaction table of the transaction database 144, the transfer confirmation flag in the transfer confirmation flag storage field is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag in the transfer confirmation flag storage field is the transfer application confirmation. Data indicating the transferee, and the data indicating the transferee name in the transferee name storage field of the transfer content data storage field obtains the transaction table indicating the transferee B and the transaction identification number, and stores the transaction table in the second storage means. Alternatively, the configuration may be such that transfer content data (preceding transfer content data) can be extracted from the transaction table.

A proper price storage means is provided in the host computer 130 or the server 110, and the proper prices of a plurality of stocks which are candidates for transactions in the securities resale support apparatus 110 are associated with the stock names and registered in the proper price storage means. In advance, the transfer application receiving means 112 obtains the data of the proper price of the brand from the proper price storage means based on the data indicating the brand name included in the preceding transfer content data, and stores the proper price in the transfer application in the second storage means. It is also possible to adopt a configuration in which the appropriate price and the selling price are compared to obtain a deviation rate of the selling price from the appropriate price.
Then, the transfer application accepting means 112 may be configured to transmit the data of the transfer application content confirmation screen including the preceding transfer content data to the terminal device 220. The terminal device 220 receives the data of this confirmation screen, and the transfer application content confirmation screen 750 is displayed on the terminal device 220.

In this transfer application content confirmation screen 750, the brand name is set and displayed in the brand name confirmation column 751 based on the data of the brand name included in the preceding transfer content data. Is set and displayed based on the transaction quantity data included in the advanced transfer content data, and the transfer price confirmation column 753 is displayed based on the sales price data included in the advanced transfer content data. The sale price is set and displayed, and in the transferee name confirmation column 754, the transferee name is set and displayed based on the transferee name data included in the advanced transfer content data. In the account confirmation column 755, the transferee fund account number is set and displayed based on the transferee fund account number data included in the advance transfer content data, The transferor's name is set and displayed in the transferee's name confirmation field 756 based on the transferor's name data included in the advanced transfer content data, and the transferer's account confirmation field 757 is displayed in the transferor's account confirmation field 757. The transferor deposit account number is set and displayed based on the data of the depositor deposit account number included in the above. The contract validity period confirmation column 758 includes the data of the validity period included in the advance transfer content data. Whether or not the validity period is specified is set and displayed based on the data indicating whether or not the validity period is specified. The validity period confirmation column 759 displays the validity period based on the validity period data included in the preceding transfer content data. Is set and displayed, and the confirmation column 760 for the presence or absence of the certificate issuance permission is based on the data indicating the presence or absence of the certificate issuance permission included in the preceding transfer content data. The permission / non-permission of the certificate is set and displayed, and the confirmation column 763 of today's proper price is displayed in the second storage means of the transfer application receiving means 112 as the proper price held as the proper price in the transfer application. The appropriate price is set and displayed based on the data, and a confirmation column 764 of the divergence rate of the transfer price shows the appropriateness of the purchase price obtained by comparing the purchase price with the appropriate price by the transfer application receiving means 112. The divergence rate for the price is set and displayed. Also, a transfer execution button 765 for operating when confirming the transfer application in accordance with the application content displayed on the transfer application content confirmation screen 750 and a cancel button 766 for operating when canceling the transfer application are displayed. .
The customer B who uses the terminal device 220 uses the transfer application content confirmation screen 750 in which the advanced transfer content data is set in advance, and issues a brand name, a transfer quantity, a transfer price (trading price), a transferee name, a transferee account number, and a transfer. By operating the transfer execution button 765, transfer application confirmation data indicating that transfer content data such as a person name and a transferor account number has been confirmed can be transmitted from the terminal device 220 to the server 110.

  When the divergence rate is within a certain range (for example, within 5% of the appropriate price) (step S408; similar to N), the preceding transfer content data is displayed in the confirmation column of the transfer application content confirmation screen 750 as shown in FIG. Data that is set and displayed is created (similar to step S409). On the other hand, if the sales price deviates from the appropriate price by a certain amount or more, a transfer application content confirmation screen 770 with a warning as shown in FIG. 9 is displayed. The data to be displayed is displayed with the preceding transfer content data set in the confirmation column of (1) (similar to step S410), and the created confirmation screen data is transmitted to the customer terminal 220 (similar to step S411). Thereby, the transfer application content confirmation screen 750 or the transfer application content confirmation screen 770 with a warning is displayed on the terminal device 220 of the customer B who is the transfer applicant (similar to step S412).

  The customer B who is the applicant of the transfer application confirms the contents of the transfer application, the divergence rate, or the content of the warning on the transfer application contents confirmation screen of the terminal device 220 of the customer B, and desires to execute the transfer application. In this case, the transfer execution button 765 is operated. On the other hand, in the case where there is an error in the application contents or the warning is confirmed, the cancel button 766 is operated to cancel the current transfer application (same as step S413 in FIG. 3).

  The transfer application receiving means 112 of the server 110 receives the transfer application confirmation data, which is a response indicating that the transfer execution button 765 has been operated to confirm the transaction content, from the terminal device 220 of the customer B (step S414; Y The data indicating the reception date and time is held in the second storage means as data indicating the transfer application reception date and time, and the transaction identification number of the transaction table related to the preceding transfer content data is used for the transaction in the transaction database 144. In the transaction table of the identification number, the process of setting the transfer confirmation flag in the transfer confirmation flag storage field to a value indicating that the transfer application confirmation has been completed, and storing the data indicating the reception date and time of the transfer application confirmation data in the transfer application date and time data storage field Processing, and the transfer request corresponding to the data indicating the appropriate price and the deviation rate in the transfer application in the second storage means. It performs a process to be stored in the proper price data storage field and acquisition application rate of deviation data storage field.

  Next, data of a transfer application acceptance completion screen (not shown) is transmitted to the terminal device 220 of the customer B who is the applicant. As a result, a transfer application acceptance completion screen is displayed on the terminal device 220, and the completion of the application acceptance is notified to the customer B (corresponding to step S417). If canceled (equivalent to step S414; N), the transfer application receiving unit 112 ends the receiving process. Note that, in the event that the transfer has been canceled, the configuration may be such that the preceding transfer content data stored in the second storage means is deleted.

<Embodiment 4>
In the first embodiment, when one transferee transfers securities to a plurality of transferees, the transfer content data is input a plurality of times corresponding to the plurality of transferees, and the transfer application confirmation data is transferred a plurality of times. It is configured to input. Therefore, as a fourth embodiment, one transfer application confirmation data indicating that the holder has confirmed the transaction content of transferring the securities to a plurality of specific persons is input, and the one transfer application confirmation data is transferred to the transfer application receiving unit 111. May be accepted.

  The flow of making a batch transfer application will be described below by way of example. The customer A, who is the transferor, accesses the transfer application acceptance page of the server 110 of the securities resale support device 100 from his / her terminal device 210 via the Internet 201 (similar to step S401). This transfer application acceptance page has a corner that can be used to transfer securities to multiple people at once or to transfer multiple issues at once, and to apply for a transfer button to go to this corner When the customer A performs a click operation on the reception page, the transfer application receiving unit 111 of the server 110 transmits data for displaying the transfer application reception screen to the terminal device 210 of the access source (step). (Same as S402). This data is received by the terminal device 210, and a transfer application acceptance screen is displayed on the terminal device 210 (similar to step S403). The customer A makes a transfer application by inputting data such as a brand name, a transfer quantity, a transfer price (trading price), a transferee name, and a transferee account number through this reception screen (similar to step S404).

  In this batch transfer application, for example, in the transfer application reception screen 230 as shown in FIG. 4, the input fields 231 to 238 are set as one set, and the transfer application reception screen for the batch transfer application in which a plurality of sets are arranged is displayed on the terminal device 210. Will be displayed. The transfer application reception screen 230 is provided with a plurality of input fields 231 to 235 such as the name of the brand to be transferred, the transfer quantity, the transfer price, the name of the transferee, the deposit account of the transferee, and the like. Can be In addition, a selection field 236 for selecting whether or not to specify the validity period of the application, a validity period input field 237 for specifying the application, and issuance of a certificate indicating the details of the transaction when the transaction is established. A plurality of selection fields 238 for permitting or not permitting are also provided. The transfer application reception screen for collective transfer application includes one application execution button 241 for receiving an operation of transmitting the input application content to the server 110 and one for receiving an operation of returning to the previous screen. Two return buttons 242 are provided.

  When the customer A inputs necessary items on the transfer application reception screen for collective transfer application and then operates by clicking the application execution button 241 or the like, the transfer content data indicating the content of the input collective transfer application is stored in the server 110. (Same as step S405). When the transfer application receiving means 111 of the server 110 receives the transfer content data indicating the content of the batch transfer application from the terminal device 210 of the customer A via the communication line 201 (similar to step S406), the transfer application receiving means 111 receives the plurality of sets from the transfer content data. Of the individual transaction content data indicating each transaction content in the transaction application, and retains the individual transaction content data using a plurality of transaction table storage areas in the first storage means (for example, the internal memory) of the transfer application receiving means 111. As a result, one individual transaction content data is held for each transaction table storage area, data indicating a brand name is extracted from the individual transaction content data, and an appropriate price at the time of each brand pertaining to the bulk transfer application is individually traded. Derived for each content data and stored in the corresponding transaction table storage area of the first storage means with the appropriate price in the transfer application By comparing the appropriate price and the selling price in this collective transfer application, the deviation rate of the selling price from the appropriate price is obtained for each individual transaction content data, and the transfer application is made to the corresponding transaction table storage area of the first storage means. (The same as step S407).

  Further, the transfer application receiving means 111, based on the transferee's name and the transferee deposit account number pertaining to the batch transfer application from the terminal device 210, stores the transferee's fund account number and e-mail address from the customer database 141 for each individual transaction content data. And the transferor's deposit account number, fund account number, and e-mail address that have already been authenticated by customer authentication are obtained from the customer database 141, and the obtained transferee's fund account number, e-mail address, and transferer's fund The account number, the deposit account number, and the mail address are held as part of the transfer content data in the corresponding transaction table storage area of the first storage means. It should be noted that the host computer 130 or the server 110 is provided with an appropriate price storage means, and the appropriate prices of a plurality of issues that are candidates for transactions in the securities resale support apparatus 110 are associated with the issue names and registered in the appropriate price storage means. In advance, the transfer application receiving means 111 acquires appropriate price data of the issue from the appropriate price storage means for each individual transaction content data based on the name of the issue relating to the transfer application, and stores the corresponding transaction table in the first storage means. In the area, the appropriate price in the transfer application is held as an appropriate price, the appropriate price in the transfer application is compared with the purchase price, the divergence rate of the purchase price from the appropriate price is determined for each individual transaction content data, and the corresponding transaction in the first storage means is performed. A configuration in which the data is stored in the table storage area may be adopted.

  When the divergence rate is within a certain range (for example, within 5% of the appropriate price) (step S408; similar to N), a plurality of confirmation fields 251 to 263 are set on the transfer application content confirmation screen 250 as shown in FIG. The data of the transfer application content confirmation screen for the arranged batch transfer application is created (similar to step S409). On the other hand, if the purchase price deviates from the appropriate price by a certain amount or more (same as Y in step S408), a plurality of confirmation columns 251 to 263 are set on the transfer application content confirmation screen 270 with a warning as shown in FIG. For the transaction contents that are arranged and deviate by a certain amount or more, a transfer application confirmation for a batch transfer application in which a warning column 271 is arranged adjacent to the lower side of the display area of the confirmation columns 251 to 263 corresponding to the transaction contents The screen data is created (similar to step S410), and the created screen data is transmitted to the customer terminal 210 (similar to step S411). As a result, a transfer application content confirmation screen for a batch transfer application or a transfer application content confirmation screen for a batch transfer application with a warning is displayed on the terminal device 210 of the customer A who is the transfer applicant (same as step S412).

  The transfer application details confirmation screen for the bulk transfer application shows the name, number of transfers, transfer price, transferor name, transferor account (fund account), transferee name, transferee name A plurality of sets of confirmation columns 251 to 260 are provided for an account (deposited account), whether or not a contract validity period is designated, a contract validity period, a certificate issuance permission, and the like. The individual transaction content data corresponding to the transfer content data of the plurality of transaction table storage areas is displayed so that the application content can be confirmed. Further, the transfer application receiving means 111 searches the transaction database 144 to determine whether the transfer application corresponding to the current transfer application has been received first, and if there is a corresponding transfer application, the transfer application Is displayed in the corresponding application condition column among the application condition columns 262 of a plurality of sets of assignees. For example, based on the data of the transferor name and the transferee name, the transferor name and the transferee name match, the transfer confirmation flag is a value indicating that the transfer application has not been confirmed, and the transfer confirmation flag indicates that the transfer application has been confirmed. The transaction table and the transaction identification number, which are indicated values, are acquired from the transaction database 144 and stored in the second storage unit of the transfer application receiving unit 111, and the transfer content data (preceding transfer content data) of the acquired transaction table is transferred to the transferee. May be displayed in the application condition column 262.

  Further, based on the data of the appropriate price and the divergence rate held in the plurality of transaction table storage areas of the first storage means, the divergence rate for each individual transaction data with respect to the today's appropriate price and the appropriate price of the trading price is determined. It is displayed in a corresponding confirmation column in the set confirmation columns 263 and 264. In addition, one transfer execution button 265 for operating when confirming the collective transfer application in accordance with the application content displayed on the transfer application content confirmation screen for the collective transfer application, and for operating when canceling the collective transfer application One cancel button 266 is displayed.

  A warning column 271 is further displayed on the transfer application content confirmation screen for a batch transfer application with a warning, in contrast to the transfer application content confirmation screen for the batch transfer application. In the warning field 271, for example, “The specified purchase price deviates from the proper price by 5% or more. If you accept the above and continue with the transfer application, please operate the transfer execution button. To cancel the application, please operate the cancel button. " Is displayed corresponding to the individual transaction content data when the deviation rate corresponding to the individual transaction content data is not within a certain range.

  The customer A, who is the applicant of the collective transfer application, confirms the contents of the collective transfer application, the divergence rate, or the content of the warning on the transfer application content confirmation screen for the collective transfer application of his / her terminal device 210, If execution of the batch transfer application is desired, the transfer execution button 265 is operated. On the other hand, if there is an error in the contents of the application or the warning is confirmed to cancel the current batch transfer application, the user operates the cancel button 266 (similar to step S413 in FIG. 3).

  The transfer application receiving means 111 of the server 110 receives the transfer application confirmation data, which is a response indicating that the transfer execution button 265 has been operated to confirm the transaction content, from the terminal device 210 of the customer A (step S414; Y The data indicating the reception date and time is held as the data indicating the transfer application reception date and time in each transaction table storage area of the first storage means, and the individual transaction content data of the first storage means related to the batch transfer application is It is determined whether or not the transaction content indicated and the transaction content indicated by the advanced transfer content data in the second storage means are the same, and if it is determined that the same transaction content exists, the advanced transfer content data determined to be the same is determined. Using the transaction identification number of the transaction table, a transaction confirmation flag in the transaction table of the transaction identification number in the transaction database 144 and the second storage means. It is determined that the process is the same as the process of setting the transfer confirmation flag of the payment field to a value indicating that transfer application confirmation has been completed, and the process of storing data indicating the reception date and time of the transfer application confirmation data in the transfer application date and time data storage field. The data indicating the appropriate price and the divergence rate in the transfer application in the transaction table storage area of the first storage means holding the individual transaction content data is stored in the corresponding transfer application appropriate price data storage field and transfer application divergence rate data storage field. Is performed.

On the other hand, the transfer application receiving unit 111 determines whether the transaction content indicated by each individual transaction content data in the first storage unit and the transaction content indicated by the advanced transfer content data in the second storage unit are the same, and as a result, When it is determined that there is a content, the individual transaction content data of the first storage means pertaining to the transfer application regarding the individual transaction content data determined to be not the same among the plurality of individual transaction content data of the first storage means, and Data indicating the appropriate price and divergence rate in the transfer application and the date and time of receiving the transfer application confirmation data are stored in a transfer content data storage field, a transfer application appropriate price data storage field, a transfer application divergence rate data storage field of a new transaction table of the transaction database 144, In the transfer application date and time data storage field, store the transfer confirmation flag storage file in this transaction table. Set the transfer confirmation flag of the field to a value indicating transfer application confirmed, set the transfer confirmation flag in the transfer confirmation flag storage field to a value indicating transfer unconfirmed, and determine the transfer state in the transfer state determination flag storage field. A process for setting the use flag to a value indicating that transfer processing has not been completed is performed (similar to step S415).
Note that the transfer application receiving unit 111 extracts data indicating a brand name from the plurality of individual transaction content data in the first storage unit and determines whether there is a security of the same brand between the plurality of individual transaction content data. The detecting process and, when detecting that there is a security of the same brand, based on one transfer application confirmation data, the plurality of individual transaction content data are transferred to the terminal device used by the corresponding transferee. The simultaneous transmission may be performed using the transferee's e-mail address held in one storage unit.

  Next, data of a transfer application acceptance completion screen (not shown) is transmitted to the terminal device 210 of the customer A who is the applicant. As a result, a transfer application acceptance completion screen is displayed on the terminal device 210, and the completion of the application acceptance is notified to the customer A (similar to step S417). If canceled (same as N in step S414), the transfer application receiving unit 111 stores the individual transaction content data indicating the content of the current transfer application held in the first storage unit in the transaction database 144. The reception process ends without any processing. In the case where the cancellation is canceled, the individual transaction content data held in the first storage means and the prior transfer content data held in the second storage means may be deleted.

  As described above, upon accepting the collective transfer application, the transfer application accepting means 111 having the function of the contract establishment confirmation means 114 is provided with the individual transaction content data extracted for each individual transaction from the transfer content data relating to the collective transfer application. The transaction content data related to the application is collated to determine whether or not the transaction content matches (similar to step S303). For example, for each individual transaction content data held in the transaction table storage area of the first storage means and each prior transfer content data acquired from the transaction database 144 and held in the second storage means, a pair of a transferor name and a transferee name Are determined for each individual transaction, such as the match of the stock name, the match of the brand name, the match of the transfer quantity and the transfer quantity as the transaction quantity, the match of the transfer price and the transfer price as the sales price, and the like. Further, the balance data of the transferee's fund account is acquired from the fund account database 142 for each individual transaction, and it is checked whether or not the fund account balance is equal to or higher than the transaction price (transaction application amount). The balance data of the account is obtained from the deposit account database 143, and it is checked whether the required quantity of securities of the brand to be traded is registered in the deposit account balance.

  If it is determined that the transaction contents of the transfer application and the transfer application match and that there is no shortage of funds, etc. (same as Y in step S303), if the individual transaction contents data and the preceding transfer contents data satisfy the condition of the validity period, In accordance with the individual transaction content data, the contract establishment confirmation means 114 issues a fund transfer processing request to transfer funds equivalent to the trading value from the fund account of the customer B, the transferee, to the fund account of the customer A, the transferor. This is performed for the fund transfer means 131 of the host computer 130. The fund transfer means 131 performs a process of transferring funds equivalent to the trading value from the fund account of the customer B to the fund account of the customer A in accordance with the processing request (similar to step S304). Further, the contract establishment confirmation means 114 transfers the securities corresponding to the transfer quantity (transaction quantity) of the designated brand from the deposit account of the customer A, the transferor, to the deposit account of the customer B, the transferee, according to the individual transaction content data. A securities transfer processing request for the transfer is made to the securities transfer means 132 of the host computer 130. The securities transfer means 132 performs a transfer process of rewriting the name of the corresponding securities (for example, government bonds for individuals) from the customer A to the customer B in accordance with the processing request (similar to step S305).

  For example, when the transfer application receiving unit 111 having the functions of the contract establishment confirmation unit 114 and the validity period managing unit 116 determines that the transaction contents of the transfer application and the transfer application match, and that the funds and the like are not insufficient (step S303) Y), in the transaction table of the preceding transfer content data determined to match in the second storage means, the time interval between the transfer application acceptance date and time and the transfer application acceptance date and time in the transaction table is less than or equal to the length of the validity period. The transfer application accepting unit 111 generates a transfer permission signal when it is determined that the transfer period is equal to or less than the length of the validity period, and the transfer application receiving unit 111 determines the fund account of the transferee, the customer B, according to the preceding transfer content data. From the host computer 13 together with a transfer permission signal to transfer a fund corresponding to the trading value to the fund account of the customer A who is the transferor. Performed with respect to the funds transfer means 131. The fund transfer means 131 performs processing of transferring funds equivalent to the trading value from the fund account of the customer B to the fund account of the customer A in accordance with the processing request and the transfer permission signal (similar to step S304). Further, the transfer application receiving means 111 transfers the securities corresponding to the transfer quantity (transaction quantity) of the designated brand from the deposit account of the customer A, the transferor, to the deposit account of the customer B, the transferee, in accordance with the preceding transfer content data. A security transfer request to transfer is issued to the securities transfer means 132 of the host computer 130 together with a transfer permission signal. The securities transfer means 132 performs a transfer process of rewriting the name of the corresponding securities (for example, government bonds for individuals) from the customer A to the customer B according to the processing request and the transfer permission signal (similar to step S305).

  As an example, the contract establishment confirmation unit 114 having the function as the validity period management unit 116 determines that the transaction contents of the transfer application and the transfer application match and determines that there is no shortage of funds and the like. A transfer permission signal is generated when the time interval between the transfer application acceptance date and time and the transfer application acceptance date and time in the transaction table of the preceding transfer content data determined to be coincident is equal to or less than the length of the validity period, A configuration may be adopted in which the matching prior transfer content data of the second storage means, the transaction identification number thereof, and the transfer permission signal are transmitted to the transfer means 131, 132. The fund transfer means 131 performs a bookkeeping process of reducing the book price equivalent to the purchase price in the customer B's fund account based on the advance transfer content data and the transfer permission signal, and also stores the trade price equivalent in the customer A's fund account. The securities transfer means 132 performs a bookkeeping process of reducing the number of securities corresponding to the transaction amount in the deposit account of the customer A based on the advance transfer content data and the transfer permission signal. At the same time, the bookkeeping process of increasing the number of securities corresponding to the transaction amount in the deposit account of the customer B may be performed. The transfer means comprising the fund transfer means 131 and the securities transfer means 132, when the transfer of securities and the transfer of money for the securities are completed, uses the transaction identification number associated with the advance transfer content data to store the transaction database 144. In the transaction table of the transaction identification number, the process of changing the transfer status determination flag in the transfer status determination flag storage field to a value indicating the completion of the transfer process is performed, and the data indicating the transaction date and time at which the transfer process was performed is set to the transaction date and time. A process for storing the data in the data storage field is performed, and a process for transmitting a signal indicating the completion of the transfer process and a signal indicating the transaction identification number to the certificate issuing unit 115 are performed.

  When the transaction is completed after the funds and securities are transferred in this manner, the transfer status determination flag relating to the preceding transfer content data is changed to a value indicating the transfer processing completion, and the certificate issuing unit 115 Based on the signal indicating the processing completion and the signal indicating the transaction identification number, the transaction table of the transaction identification number whose transfer status determination flag is changed to a value indicating the completion of the transfer processing is acquired from the transaction database 144, and a certificate issuance is performed. When the data indicating whether or not the certificate is issued in the permission data storage field is a value indicating the presence of the permission, the transaction contents indicated by the transfer content data of the transaction table are used to prove the fact of the transaction and the transaction price. The certificate is issued to each of the customer A as the transferor and the customer B as the transferee (similar to step S306). The certificate issuing means 115 converts a certificate (electronic certificate) composed of an electronic document into a terminal device 210 of each of the customers A and B based on the transferor mail address and the transferee mail address in the transaction table of the transaction identification number. A process of sending the information to the e-mail at 220 is performed. However, if the customer desires, a paper certificate may be printed out, and the printed matter may be sent to the customer by mail, courier service, or the like.

  In order to display the contents of the transfer application (or transfer application) made earlier at the time of the transfer application (or transfer application) made later, to associate the transfer application with the transfer application from the other party May be assigned. That is, among the transfer application and the transfer application, the securities resale support apparatus 100 allocates an application number such as a transaction identification number to the application made earlier and notifies the applicant of the transfer, and the former applicant rejects the application. Inform the later applicant of the application number. The later applicant inputs this application number on the application reception screen at the time of application. The securities resale support apparatus 100 receives the application number input on the application reception screen via the communication line, searches the transaction database 144 for the contents of the application made by the other party based on the application number, and searches the application database for the application number. May be acquired from the transaction database 144, transfer content data may be extracted from the transaction table, and the content may be displayed for reference on a later application reception screen or application content confirmation screen. Further, when there is no difference between the application contents, a predetermined confirmation operation may be performed to omit duplicate input.

  Further, in the embodiment, the transfer application and the transfer application are received on the web page of the site operated by the securities company via a communication line such as the Internet, but the application may be configured to be received by another method. . For example, it is also possible to adopt a configuration in which the information is received from a reception device installed in a securities company or received by e-mail.

  In addition, a calculation function of a delivery price (= contract price + accrued interest) may be added as an auxiliary tool for trading securities on the operating site of the securities company, the transfer application reception screen 230, and the like. In the calculation of the delivery price, the actual price (in-house price, appropriate price) may be automatically set (auto-preset). The internal price of the securities company (financial institution) that received the application may be used as the appropriate price of the securities involved in the application, whereby the securities company can provide the securities companies with customers A and B of the securities company. In this case, the appropriate price of the securities can be notified, and reference information on transactions of the securities can be provided to the customers A and B to improve the customer service.

  In addition, although the government bond for individuals has been described as an example, the target securities are not limited to this, and may be applied to securities that are traded without forming a market, such as between individuals.

  Further, the technical idea according to the present invention is not limited to the apparatus described in the embodiment, but may be regarded as a method for supporting resale of securities. Further, the program may be embodied as a program for causing a computer to execute the method or a program for causing the computer to function as the securities resale support device 100.

It is a block diagram showing composition of a system containing a securities resale support device concerning one embodiment of the present invention. It is a flowchart which shows the general | schematic procedure at the time of reselling the government bond for individuals between individuals using the securities resale support apparatus which concerns on one Embodiment of this invention. 5 is a flowchart showing a procedure when the securities resale support device according to one embodiment of the present invention accepts a transfer application from a customer terminal device. It is explanatory drawing which shows an example of the transfer application reception screen which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a customer's terminal device. It is explanatory drawing which shows an example of the transfer application content confirmation screen which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a customer's terminal device. It is explanatory drawing which shows an example of the transfer application content confirmation screen with warning information which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a customer's terminal device. It is explanatory drawing which shows an example of the transfer application reception screen which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a terminal device of a customer. It is explanatory drawing which shows an example of the transfer application content confirmation screen which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a customer's terminal device. It is explanatory drawing which shows an example of the transfer application content confirmation screen with warning information which the securities resale support apparatus which concerns on one Embodiment of this invention displays on a customer's terminal device.

Explanation of reference numerals

100 ... Securities resale support device 110 ... Server 111 ... Transfer application receiving means 112 ... Transfer application receiving means 113 ... Appropriate price notification means 114 ... Contract establishment confirmation means 115 ... Certificate issuing means 116 ... Validity period managing means 117 ... Reporting means 130 ... Host computer 131 ... Fund transfer means (Transfer means)
132 ... Securities transfer means (transfer means)
141 ... customer database 142 ... fund account database 143 ... deposit account database 144 ... transaction database 201 ... Internet (communication line)
210, 220: customer terminal device 230: transfer application acceptance screen 250 ... transfer application content confirmation screen 270 ... transfer application content confirmation screen with warning information 271, 771 ... warning column 730. .. Transfer application acceptance screen 750 ... Transfer application content confirmation screen 770 ... Transfer application content confirmation screen with warning information

Claims (17)

A transfer application that performs a process of receiving transfer content data indicating a transaction content in which a holder of the security transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction content. Reception means,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means indicates that the holder has confirmed the transfer contents data indicating the contents of a plurality of counterpart transactions in which the holder transfers the securities to the plurality of specific persons, and the contents of the plurality of counterpart transactions. Perform processing to accept one transfer application confirmation data,
The transfer means performs transfer processing of the securities between the holder and the plurality of securities depository accounts of the specific person according to the transfer content data indicating the contents of the plurality of counterparty transactions, and performs the transfer processing of the securities with the holder. Transferring the price of the securities between the funds accounts of the specified person. The transfer application receiving means displays, via a communication line, a transfer application receiving screen for inputting the transfer content data indicating the content of the multiple partner transaction on a terminal device used by the holder, and displays the transfer application receiving screen. Performing a process of receiving the transfer content data input to the terminal device via a communication line, and receiving the transfer content data from the terminal device to input the one transfer application confirmation data. A transfer application content confirmation screen, which displays a transfer application content confirmation screen indicating the transfer content data on a terminal device used by the holder via a communication line, and displays the transfer input content on the transfer application content confirmation screen. 2. The securities resale support device according to claim 1, wherein a process for receiving application confirmation data via a communication line is performed. The transfer application receiving means includes a process for extracting individual transaction content data for each of the plurality of specific persons from the transfer content data indicating the content of the multiple partner transactions, and a process for extracting the individual transaction content data for each of the plurality of specific persons. The process of detecting whether there is a security of the same brand, and, when detecting that there is a security of the same brand, based on the one transfer application confirmation data, based on the extracted transfer application confirmation data, The securities resale support device according to claim 1 or 2, wherein a process of simultaneously transmitting individual transaction content data to a corresponding terminal device used by the specific person is performed. Further comprising transaction content storage means for storing the individual transaction content data and the transfer confirmation flag in association with each other,
The transfer application receiving means, when receiving transfer application confirmation data from any one of the plurality of specific persons, receiving transfer application confirmation data corresponding to the individual transaction content data pertaining to the transfer application confirmation data. The flag is changed from a value indicating that the transfer application has not been confirmed to a value indicating that the transfer application has been confirmed,
According to the individual transaction content data corresponding to the transfer confirmation flag indicating the transfer application confirmed value, the transfer means performs the transfer processing of the securities between the specific person and the holder's securities deposit account, 4. The securities resale support device according to claim 3, wherein a transfer process of the price of the securities is performed between the specific person and the fund account of the holder. A transfer application that performs a process of receiving transfer content data indicating a transaction content in which a holder of the security transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction content. Reception means,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means, wherein the transfer content data indicating the content of a plurality of brand transactions in which the holder transfers the securities of the plurality of brands to the specific person, and that the holder has confirmed the transaction content of the plurality of brands. Perform the process of receiving the transfer application confirmation data shown below,
The transfer means performs a transfer process of the securities of the plurality of brands between the holder and the security deposit account of the specific person according to the transfer content data indicating the content of the plurality of brands, and the holder and the holder. A securities resale support device, which performs a transfer process of the price of the securities of the plurality of brands between funds accounts of a specific person. The transfer application receiving means displays, via a communication line, a transfer application receiving screen for inputting the transfer content data indicating the multi-brand transaction content on a terminal device used by the holder, and displays the transfer application receiving screen. Performing a process of receiving the transfer content data input to the terminal device via a communication line, and receiving the transfer content data from the terminal device to input the one transfer application confirmation data. A transfer application content confirmation screen, wherein the transfer application content confirmation screen indicating the transfer content data is displayed on a terminal device used by the holder via a communication line; 6. The securities resale support device according to claim 5, wherein a process of receiving the transfer application confirmation data of the transfer request via a communication line is performed. A transfer application that performs a process of receiving transfer content data indicating a transaction content in which a holder of the security transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction content. Reception means,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
Further comprising a validity period management means having a processing function of limiting the transfer application from the specific person to a predetermined period,
The transfer application receiving means, when receiving the transfer content data and the transfer application confirmation data, performs processing for generating first data indicating a transfer application reception date and time when the reception of these data has been completed,
The transfer application receiving means, when receiving the transfer application confirmation data, performs processing for generating second data indicating the transfer application reception date and time at which the transfer application confirmation data was received,
The validity period management means is configured to permit transfer when a time interval from the transfer application reception date and time indicated by the first data to the transfer application reception date and time indicated by the second data is equal to or less than the length of the predetermined period. Perform the process of generating a signal,
The transfer means, based on the transfer permission signal generated by the validity period management means, according to the transfer content data indicating the transaction content, from the security deposit account of the holder to the security deposit account of the specific person. A securities resale support device, which performs a transfer process of securities and a transfer process of the price of the securities from the fund account of the specific person to the fund account of the holder. A transfer application reception process for receiving a transfer content data indicating a transaction content from a holder of the security to a specific person transferring the securities at a predetermined amount and a transfer application confirmation data indicating that the specific person has confirmed the transaction content. Means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
Further comprising a validity period management means having a processing function of limiting the transfer application from the holder to a predetermined period,
The transfer application receiving means, when receiving the transfer content data and the transfer application confirmation data, performs a process of generating first data indicating a transfer application reception date and time when the reception of these data has been completed,
The transfer application receiving means, when receiving the transfer application confirmation data, performs processing for generating second data indicating the transfer application reception date and time at which the transfer application confirmation data was received,
The validity period management means is configured to permit transfer when a time interval from the transfer application reception date and time indicated by the first data to the transfer application reception date and time indicated by the second data is equal to or less than the length of the predetermined period. Perform the process of generating a signal,
The transfer means, based on the transfer permission signal generated by the validity period management means, according to the transfer content data indicating the transaction content, from the security deposit account of the holder to the security deposit account of the specific person. A securities resale support device, which performs a transfer process of securities and a transfer process of the price of the securities from the fund account of the specific person to the fund account of the holder. A transfer application reception process for receiving a transfer content data indicating a transaction content from a holder of the security to a specific person transferring the securities at a predetermined amount and a transfer application confirmation data indicating that the specific person has confirmed the transaction content. Means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
The transfer application receiving means is a transfer application content confirmation screen for inputting the transfer application confirmation data, and displays the transfer application content confirmation screen showing the transfer content data received by the transfer application receiving means. A resale support system for securities, comprising displaying on a terminal device to be used via a communication line and receiving the transfer application confirmation data input to the transfer application content confirmation screen via the communication line. The transfer application receiving means displays a transfer application reception screen for inputting transfer content data indicating the transaction content on a terminal device used by the specific person via a communication line, and is input to the transfer application reception screen. A process for receiving the transfer content data from the terminal device via a communication line, and when receiving the transfer content data from the terminal device, a transfer application content confirmation screen showing the transfer content data, A transfer application content confirmation screen for inputting the transfer application confirmation data is displayed on a terminal device used by the specific person via a communication line, and the transfer application confirmation data input to the transfer application content confirmation screen is displayed. 10. The securities resale support device according to claim 9, wherein a process for accepting via a communication line is performed. A transfer application reception process for receiving a transfer content data indicating a transaction content from a holder of the security to a specific person transferring the securities at a predetermined amount and a transfer application confirmation data indicating that the specific person has confirmed the transaction content. Means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction contents is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, appropriate price notification means for notifying the specified person via a terminal device used by the specified person, indicating data indicating the obtained appropriate price of the securities,
Data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the specific person of the warning information via the terminal device used by the specific person when the judging means judges that the difference is equal to or more than a predetermined value. Security resale support device. A transfer application reception process for receiving a transfer content data indicating a transaction content from a holder of the security to a specific person transferring the securities at a predetermined amount and a transfer application confirmation data indicating that the specific person has confirmed the transaction content. Means,
A transfer application receiving unit that performs processing for receiving transfer application confirmation data indicating that the holder has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, according to the transfer content data indicating the transaction contents, Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving means, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, data indicating the appropriate price of the acquired securities, the appropriate price notification means to notify the holder via a terminal device used by the holder,
Data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the holder of the warning information via the terminal device used by the holder when it is determined by the judging means that the difference is not less than a predetermined value. Security resale support device. A transfer application that performs a process of receiving transfer content data indicating a transaction content in which a holder of the security transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction content. Reception means,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, appropriate price notification means for notifying the specified person via a terminal device used by the specified person, indicating data indicating the obtained appropriate price of the securities,
The data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the specific person of the warning information via the terminal device used by the specific person when the judging means judges that the difference is equal to or more than a predetermined value. Security resale support device. A transfer application that performs a process of receiving transfer content data indicating a transaction content in which a holder of the security transfers the securities to a specific person at a predetermined amount and transfer application confirmation data indicating that the holder has confirmed the transaction content. Reception means,
Transfer application receiving means for performing a process of receiving transfer application confirmation data indicating that the specific person has confirmed the transaction content;
Based on the transfer application confirmation data received by the transfer application reception unit and the transfer content data and the transfer application confirmation data received by the transfer application reception unit, the holder's Transfer means for transferring the securities from the securities depository account to the securities depository account of the specific person and for transferring the price of the securities from the fund account of the specific person to the fund account of the holder. And a securities resale support device that supports resale of the securities from the holder to the specific person,
An appropriate price storage means for storing the data indicating the securities and the data indicating the appropriate price of the securities in association with each other;
Data indicating the securities related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and data indicating an appropriate price of the securities is extracted based on the extracted data indicating the securities. Acquired from the appropriate price storage means, data indicating the appropriate price of the acquired securities, the appropriate price notification means to notify the holder via a terminal device used by the holder,
The data indicating the predetermined amount of money related to the transaction content is extracted from the transfer content data received by the transfer application receiving unit, and the extracted predetermined amount is calculated from the appropriate price of the securities acquired by the appropriate price notification unit. Determining means for performing a process of determining whether there is a deviation of a certain amount or more,
The appropriate price notifying means notifies the holder of the warning information via the terminal device used by the holder when it is determined by the judging means that the difference is not less than a predetermined value. Security resale support device. Storage means for storing the transfer content data and a transfer state determination flag in association with each other;
A certificate issuing unit that acquires the transfer content data from the storage unit and performs a process of issuing a certificate for the transaction content indicated by the acquired transfer content data;
Address storage means for storing a destination address for the terminal device used by the holder and the specific person,
The transfer unit transfers the value of the transfer state determination flag corresponding to the transfer content data in the storage unit when the transfer process of the securities and the transfer process of the price are performed according to the transfer content data. Perform processing to change from a value indicating processing not completed to a value indicating transfer processing completion,
The certificate issuing unit acquires the transfer content data corresponding to the transfer state determination flag indicating the completion of the transfer process from the storage unit, and stores an electronic certificate for the transaction content in the address storage unit. 15. A process for performing simultaneous transmission to a terminal device used by the holder and a terminal device used by the specific person, based on the destination address that has been set. Securities resale support device according to. The transfer means performs a process of determining whether or not the balance of the specific person's fund account related to the transfer content data is equal to or more than the predetermined amount of money related to the transfer content data. If the amount is less than the amount, a process is performed to determine whether or not there is a balance of a fund such as an MRF in the securities depository account of the specific person. The securities resale support device according to any one of claims 1 to 15, wherein a sweep process for securing the predetermined amount in the fund account by applying the fund to the fund account of the specific person is performed.   A program for causing a computer to function as the securities resale support device according to claim 1.

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