JP2004145891A - Ic card, decoder and information processing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To perform program restriction to infancy in digital broadcasting, the Internet, etc., and to prevent alcohol and tobacco from being sold to infancy in a vending machine. <P>SOLUTION: The above subject is attained by applying an e-wallet system using an IC card. The age information 26 of the holder of the IC card 19 is stored in the IC card 19 as well as amount information 24. In performing commercial transactions in which transactions with infancy must be restricted as mentioned above for that purpose, a decoder 11 side inhibits transactions when a user is determined to be infancy by identifying the age information 26 of a card holder to thereby realize age restriction in commercial transactions. <P>COPYRIGHT: (C)2004,JPO

Description

The present invention relates to an electronic wallet application system in which an IC card has age information of an owner together with electronic money information when conducting a business transaction using the electronic wallet system.

Currently, vending machines for alcohol and cigarettes are settled by cash, but if a minor tries to make a purchase, sales cannot be stopped. It is carried out. In pay TV broadcasting such as CS broadcasting and CATV, the fee for a program selected by a viewer is deducted from a bank using a credit card, but in this case also, children are prevented from watching programs for adults. In order to do so, we are taking measures such as prompting for a password. However, none of the above cases can completely prevent sales to minors.

On the other hand, as described in Japanese Patent Application Laid-Open No. 3-92966, the complete pursuit of commercial transactions by an electronic wallet system using an IC card is being studied. This is a system in which a transaction can be completed without using cash by writing arbitrarily designated amount information in a memory in an IC card and transmitting necessary amount information from the IC card at the time of settlement.

(4) When a commercial transaction is realized by the electronic wallet system, it is possible to store personal information of the cardholder such as age together with electronic money information in the IC card.

Thus, by identifying this age information at the time of settlement, it is possible to automatically prevent sales to minors. In addition, the present invention can be applied to the settlement in the case where the fare is different between an adult and a child, such as a fare for a railway or a bus, or an entrance fee for a theater or the like.

In order to achieve the above object, the present invention provides an IC card that stores electronic money information and age information such as the age or date of birth of an IC card owner, and an IC that reads and writes information on the IC card. Card reading / writing means, IC card control means for controlling insertion and ejection of the IC card, input means for selecting a product, and sales amount information storage means for storing electronic money information corresponding to the price value of the product; It comprises an automatic transaction terminal device having a product removal control means for controlling the removal of the product and an arithmetic processing means for determining whether or not the product can be sold.

Only when the age information of the owner of the IC card corresponds to the age at which the desired product can be sold as a result of the determination by the arithmetic processing means, the electronic card corresponding to the price value of the product is obtained from the IC card. The money is reduced and stored in the sales amount information storage means, and the product is taken out from the automatic transaction terminal device by the product take-out control means.

As described above, according to the present invention, by providing the IC card with the age information of the card owner together with the electronic money information, it is possible to identify the age information during a commercial transaction and settle the fee. Therefore, it is possible to prevent the sale of alcohol and tobacco to minors. Also, in pay TV broadcasting, descrambling can be automatically interrupted when the balance of the IC card of the viewer is insufficient or when the age of the IC card owner imposes age restrictions on the program. In addition, the present invention can be applied to the settlement when the fare is different between an adult and a child, such as a fare for a railroad or a bus or an entrance fee for a theater.

According to the present invention, by providing the IC card with the age information of the card owner together with the electronic money information, it becomes possible to identify this age information during a commercial transaction and settle the fee. Therefore, in pay TV broadcasting, descrambling can be automatically interrupted when the balance of the IC card of the viewer is insufficient or when the age of the IC card owner imposes age restrictions on the program. Also, it is possible to prevent the sale of alcohol and tobacco to minors. Furthermore, the present invention can be applied to the settlement of fares for railways and buses and entrance fees for theaters and the like.

An embodiment of the present invention will be described with reference to FIGS.

FIG. 1 shows an embodiment of a pay TV broadcasting system according to the present invention, in which an encryption key information for descrambling video, audio, and data signals and a price information for making a payment are stored in one IC card. It is a system put in. Further, in this system, the above-mentioned IC card is provided with age information such as the age or date of birth of the owner, and the information on the age limit transmitted simultaneously with the pay TV broadcast is used so that when the balance is insufficient. When a child or a child tries to watch a program for adults, the encryption key can be automatically disabled. As a result, the scramble is not released, and the viewer cannot watch the program.

1 is a broadcaster, management company, 2 is a video, audio, data signal bank, 3 is a scramble part, 4 is a scramble key and program information encryption part, 5 is a scramble key information storage part, and 6 is a program information storage part. , 7 is an encryption key storage unit, 8 is a transmission antenna, 9 is a communication satellite, 10 is a reception antenna, 11 is a decoder unit, 12 is a tuner unit, 13 is a descramble unit, 14 is a system control unit, and 15 is a line control unit. , 16 is an IC card control unit, 17 is an input unit, 18 is a connection unit, 19 is an IC card, 20 is a connection unit, 21 is a scramble key and program information decryption unit, 22 is an encryption key storage unit, and 23 is an amount. A settlement processing unit, 24 is an amount information storage unit, 25 is an ID information storage unit, and 26 is an age information storage unit.

In the present embodiment, information is transmitted from the broadcaster to the viewer using a communication satellite, but broadcasting using terrestrial waves such as VHF and UHF or broadcasting using a cable such as CATV may be used.

First, the details of the broadcaster and the management company will be explained. The video, audio, and data signals transmitted to the viewer are output from the data bank 2 and encrypted by the scrambler 3. In this case, each signal is encrypted with a scramble key stored in the scramble key information storage unit 5 according to a predetermined rule.

{Circle around (4)} The program information such as the program guide and the contract information stored in the program information storage unit 6 is encrypted by the scramble key and program information encryption unit 4 together with the scramble key. Also in this case, at the time of encryption, the data is encrypted according to a certain rule using the encryption key stored in the encryption key storage unit 7. If the program to be transmitted has an age restriction, the information on the age restriction is encrypted as the program information.

(4) These encrypted data are transmitted to the communication satellite 9 by the transmission antenna 8 and then retransmitted from the communication satellite to the viewer.

Next, details of the viewer will be described. The viewer can receive the service by inserting the IC card 19 into the decoder 11. First, various data transmitted from the communication satellite is received by the receiving antenna 10 and supplied to the decoder 11. Among them, the data encrypted by the scrambler 3 is processed by the tuner 12, but the data encrypted by the scramble key and the program information encryptor 4 is used by the scramble key and the program information of the IC card. The processing is performed by the decoding unit 21.

In the process of the decryption unit 21, decryption is performed according to a rule determined by the encryption key stored in the encryption key storage unit 22. Since the encryption key is collectively managed by the management company, a viewer who does not make a contract with the management company cannot decrypt the data with the decryption unit 21.

Among the data decrypted by the scramble key and program information decryption unit 21, the scramble key information is supplied to the descrambling unit 13 (A1). (A2), output from the decoder (B4), and displayed on the TV screen. If there is age restriction information in the program, this data is also supplied to the system control unit 14 (A2).

When the viewer selects a program to be watched in the program guide and selects it by the input unit 17, only the program selected by the viewer is extracted by the tuner unit 12 according to the control signal output from the system control unit 14 (B1). Data is supplied to the scramble unit 13. Since this data is decrypted by the scramble key according to a certain rule and output from the decoder 11, the viewer can enjoy the program selected on the TV or the like.

(5) Here, fee settlement at the time of receiving a program will be described. In the IC card 19, there is a storage unit 24 for the amount information. When the viewer selects the program and agrees with the payment, the charge is automatically deducted from the storage unit 24, and the electronic money information is stored in the amount settlement processing unit 23. The money is remitted to the management company or the bank via the system control unit 14 and the line control unit 15.

By the way, when the balance in the IC card is insufficient at the time of payment, a control signal is supplied from the payment processing unit 23 to the system control unit 14. Data such as the age limit of the selected program is supplied from the scramble key and program information decryption unit 21 to the system control unit 14 (A2), and the IC card stored in the age information storage unit 26. The age information of the owner is supplied from the money settlement processor 23 to the system controller 14. Therefore, when the balance of the IC card is insufficient or when the program selected by the viewer is subject to age restriction, the descrambling unit 13 automatically decodes the data by the control signal (B2) output from the system control unit 14. Is prohibited and the viewer cannot see the program. In this case, since the system control unit 14 outputs a control signal (B3), the IC card 19 is automatically ejected by the card control unit 16 and the process ends.

FIG. 2 shows an operation flow on the viewer side in the above embodiment. Using this, the details of the above-mentioned fee settlement and age restriction will be described.

(4) When the viewer inserts the IC card 19 into the decoder 11 (S101), a menu of the program is displayed on the TV screen (S102). Thereafter, when a program to be watched is selected (S103), the fee is displayed on the TV screen (S104). Here, if the viewer agrees to pay the fee (S105), the balance in the IC card is read (S106). Next, it is determined by the amount settlement processing unit 23 whether or not the fee can be paid with this balance value (S107). If the payment cannot be made, the system controller 14 outputs a message indicating that the balance is insufficient. (S115), the IC card is ejected (S113), and the process ends.

On the other hand, if payment is possible, the age information in the IC card is read (S108). Thereafter, the system control unit 14 determines whether or not the age of the viewer is subject to the age restriction of the selected program (S109). If the age restriction is not applied, the balance of the IC card is updated. (S110), the data is decrypted by the descrambling unit 13 and the scramble is released (S111). In the case of age restriction, after the fact that viewing is not possible due to age restriction is displayed on the TV screen (S116), the IC card is ejected (S113), and the process ends.

(6) When the program ends, an indication as to whether or not to continue watching is output on the TV screen (S112). Here, the menu of the program is displayed again when the user watches the program continuously (S102). When the user does not watch the program, the IC card is ejected (S113), and the process ends.

As described above, in this embodiment, the age information of the IC card owner is stored in one IC together with the encryption key information for descrambling the video, audio, and data signals and the price information for performing the payment. By putting it on the card, the descrambling can be automatically interrupted when the balance is insufficient or when the age of the card owner is subject to the age limit of the program.

In the above embodiment, the exchange of the fee is performed between the IC card of the viewer and the IC card of the management company or the bank. However, the IC card is provided in the decoder 11, and the electronic money transmitted is stored once in the decoder. You may do so. Although the information on the age restriction of the selected program has been sent as program information, it may be added to the video, audio, and output signals of the data signal bank 2. In this case, only the information of the age limit is supplied from the data output from the descrambler 13 to the system controller 14, and the other video, audio, and data signals are temporarily stored in the buffer and then output from the decoder 11. Configuration. Therefore, when viewing is not possible due to age restriction, the output from the decoder 11 can be stopped by stopping the operation of the buffer with a control signal from the system control unit 14.

FIG. 3 shows an embodiment of a vending machine using the present invention. Also in this case, the payment of the fee is performed based on the price information in the IC card. In a vending machine for alcohol or cigarettes, it is possible to automatically stop selling to a minor by using the age information of the card holder stored in the IC card.

30 is an IC card, 31 is an amount information storage unit, 32 is an ID information storage unit, 33 is an age information storage unit, 34 is an amount settlement processing unit, 35 is a connection unit, 36 is a vending machine, 37 is a display unit, Reference numeral 38 denotes an input unit, 39 denotes a connection unit, 40 denotes a money settlement processing unit, 41 denotes a line control unit, 42 denotes a card control unit, 43 denotes a sales amount storage unit, and 44 denotes a product removal control unit.

Here, a vending machine for sake will be described as an example. When the customer inserts the IC card 30 into the vending machine 36 and selects a desired product by the input unit 38, the fee is deducted from the price information storage unit 31 in the IC card, and the sales amount storage unit in the vending machine 43 stores the electronic money information. Thereafter, the sales amount is transferred to a management company, a bank, or the like via the line control unit 41.

When the balance in the IC card is insufficient at the time of the payment, or when the age information stored in the age information storage unit 33 imposes an age limit on the product, the control signal (A2) is set to the product signal. Since the product is supplied to the removal control unit 44, the removal of the product is automatically stopped. In this case, the fact that the transaction has been stopped is displayed on the display unit 37 and the control signal (A1) is also supplied to the card control unit 42, so that the IC card 30 is automatically ejected by the card control unit 42. The process ends.

FIG. 4 shows the operation flow of the customer in the above embodiment. Using this, the details of the above-mentioned fee settlement and age restriction will be described.

(4) After the customer inserts the IC card 30 into the vending machine 36 (S201), and selects a product to purchase from the input unit 38 (S202), a fee is displayed on the display unit 37 (S203). Here, if the customer agrees to pay the fee (S204), the balance in the IC card is read (S205). Thereafter, whether the payment is possible with the read balance value is determined by the money settlement processing unit 40 (S206). If the payment is not possible, a display indicating that the balance is insufficient is output (S214). The IC card is ejected (S212), and the process ends.

On the other hand, if payment is possible, the age information in the IC card is read (S207). Here, whether or not the customer's age is subject to the age limit of the selected product is determined by the money settlement processing unit 40 (S208). If the age limit is not met, the balance of the IC card is updated. Later (S209), the purchased product is taken out (S210). Thereafter, if the purchase is continued, the product is selected again (S202). If not, the IC card is ejected (S212), and the process ends. In the case of the age restriction, a message indicating that the product cannot be sold due to the age restriction is displayed (S215), the IC card is ejected (S212), and the process is terminated.

As described above, for example, a vending machine for liquor automatically stops selling when a balance is insufficient or a minor tries to purchase liquor.

FIG. 5 shows another embodiment of a vending machine using the present invention. 45 is a ticket issuing unit.

料 金 Admission tickets for theaters and amusement parks are different for children and adults, but according to the present invention, it is possible to automatically identify visitors and collect fees. In the present embodiment, the settlement is performed by inserting the IC card 30 into the vending machine 36. However, the present invention may be implemented in a system in which the fee is settled simply by passing through a gate using a non-contact IC card. Can be.

FIG. 6 shows the operation flow of the customer in the above embodiment. Using this, the details of the above-mentioned fee settlement will be described.

When the customer inserts the IC card 30 into the vending machine 36 (S301), first, the age information 33 in the IC card is read (S302). Based on this age information, the amount settlement processing unit 40 calculates the fee to be paid by the cardholder, and displays the fee on the display unit 37 (S303). If the customer agrees to pay the displayed fee (S304), then the balance of the IC card is read (S305). Thereafter, it is determined whether or not the fee can be paid with the read balance value in the money settlement processing unit 40 (S306). If the payment cannot be made, a message indicating that the balance is insufficient is output (S311). The IC card is ejected (S309), and the process ends.

On the other hand, if payment is possible, an entry ticket is issued after the balance of the IC card is updated (S307) (308). Thereafter, the IC card is ejected (S309), and the process ends.

In the above embodiment, only one ticket of the IC card owner can be purchased. However, in the case of purchasing a plurality of tickets, it is possible to specify the number by the input unit 38.

Next, an example of updating the age information in the IC card will be described with reference to FIG. The age information storage unit in the IC card stores the specific age of the owner or information such as teens and twenties. In order to protect the privacy of the owner, in this embodiment, the date of birth is stored. Is not stored. On the other hand, when opening an account at a bank, personal information such as the date of birth is registered with the bank. Therefore, in the embodiment of FIG. 7, the age information of the card is collated and updated when accessing the bank.

A case will be described as an example where electronic money is deposited into an IC card. When the card is inserted into the ATM of the bank (S401) or the bank is accessed using a telephone line, a password is first input (S402), and the input password is displayed (S403). Next, when the amount to be withdrawn from the bank account is input (S404), the amount is displayed (S405).

{Circle around (5)} The security code is collated with the security code registered in the bank (S406), and if they do not match, the IC card is ejected (S411), and the process ends. If they match, it is determined whether withdrawal from the account is possible (S407). If withdrawal is possible, the balance of the IC card and the balance of the bank account are updated (S408). Is read (S409). On the other hand, if the withdrawal is not possible, a message that the balance of the account is insufficient is displayed (S413), the IC card is ejected (S411), and the process ends.

(4) When the age information of the IC card is read, the collation with the information of the date of birth of the owner registered in the bank starts, and the age information of the IC card is updated only when correction is necessary (S410). Thereafter, the IC card is ejected (S411), and the process ends.

に よ り Thus, the age information of the owner in the IC card is modified only when accessing the bank. In addition, by giving the date of birth to the IC card, when accessing a device with a built-in clock, such as a bank ATM or a POS terminal at a store, the age is always collated and updated. Is also good.

On the other hand, if the age information of the IC card is made updatable as described above, it may be illegally falsified. Therefore, the age information of the IC card cannot be updated, but the age information of the owner may be updated when the card is updated by giving a time limit to the IC card itself.

Next, an example of data exchange between IC cards will be described with reference to FIG. In this case, the IC card stores basic data such as an ID number, owner's name, age, and the like, and money amount data such as money amount and encryption information (encryption key). When exchanging electronic money between IC cards, first, the above-described basic data is exchanged between the paying side and the receiving side to confirm a transaction partner (A). Thereafter, information such as the remittance amount of the electronic money is encrypted using the encryption key, and the encrypted data is exchanged between the payer and the receiver (B).

に よ り As described above, the owner's age information is always transmitted whenever a price is transferred, so that age restrictions, fee identification, etc. can be automatically performed based on this age information. The age information may be added to the ID number itself of the IC card without separately storing the ID number and the age data as described above.

Finally, another method of storing the age information will be described with reference to FIG. In the embodiment shown in FIGS. 1 to 8, the age information of the card owner is stored in the IC card, and the age is collated by accessing the IC card during a commercial transaction. However, the age information of the cardholder can be stored in a bank or a management company, and the age information can be collated by accessing the bank or the management company as necessary during a commercial transaction. In the case of the pay TV broadcasting system shown in FIG. 9, the age information of the card holder is supplied from the bank or the management company to the line control unit 15 through the line. Thereafter, the age information is supplied to the system control unit 14, so that the operation of the descrambling unit 13 can be stopped as necessary.

In this case, since the personal information of the owner is not stored in the IC card, it is possible to protect the privacy of the card owner when the IC card is lost. Also, since the information of the cardholder can be changed at any time, various data besides the age information of the cardholder can be added, for example, to prevent unauthorized use when the card is lost, For example, when a person on the card tries to use the card, the use of the card can be immediately stopped. In addition, by storing the card use status of the card holder in a bank or a management company, various premium services can be provided to customers who frequently use the card.

(4) Instead of the age information, the type of license held by the user may be stored in an IC card or the like. In this way, even an article or the like that requires a specific license at the time of purchase can be traded with an IC card.

This is an embodiment in which the present invention is applied when paying for pay TV broadcasting. It is an example of an operation flow on the viewer side when the present invention is applied at the time of payment of a pay TV broadcast. This is an embodiment in which the present invention is applied to a vending machine for alcohol and tobacco. It is an example of an operation flow of a customer when the present invention is applied to a vending machine for alcohol and tobacco. This is an embodiment in which the present invention is applied to an entrance ticket vending machine such as a theater. It is an example of a customer's operation flow at the time of applying the present invention to an admission ticket vending machine. It is an example of updating the age information in the IC card according to the present invention. It is an example of exchange of data between IC cards in the present invention. This is another embodiment in which the present invention is applied at the time of pay TV broadcast settlement.

Explanation of reference numerals

1. Broadcasting companies, management companies,
2 ... Video, audio, data signal bank,
3: Scramble part,
4. Encrypting section for scramble key and program information
5 ... Scramble key information storage unit
6. Program information storage unit
7 ... Encryption key storage unit
8 ... transmitting antenna,
9 ... Communication satellite,
10 ... receiving antenna,
11: Decoder part,
12 ... Tuner part,
13. Descramble part
14 ... System control unit,
15 line control unit,
16 IC card control unit,
17 input part,
18 ... connection part,
19 ... IC card,
20 ... connection part,
21—Decryption unit for scramble key and program information
22 ... Encryption key storage unit,
23: Amount settlement processing unit,
24 ... Amount information storage unit,
25 ... ID information storage unit,
26 ... age information storage unit,
30 ... IC card,
31 ... Amount information storage unit,
32 ... ID information storage unit,
33 ... age information storage unit,
34: Amount settlement processing unit,
35 ... connection part,
36 ... Vending machine,
37 ... display part,
38 input part,
39 ... connection part,
40: Amount settlement processing unit,
41 ... line control unit,
42 ... Card control unit,
43 ... Sales amount storage unit,
44 ... Product takeout control unit,
45 ... Ticket issuing unit.

Claims (12)

An IC card storing an encryption key signal for decrypting an encrypted data signal together with electronic money information and age information of an IC card owner;
IC card read / write means for reading and writing information of the IC card, IC card control means for controlling mounting and ejection of the IC card, input means for selecting a desired program, video, audio and data constituting the program Decoding means for decoding the signal, and a decoder device having an arithmetic processing means for determining whether the decoding is possible,
When a desired program is selected by the input means, the IC card reading / writing means reduces the amount of electronic money corresponding to the fee of the program from the IC card, and the decryption means uses the encryption key signal to decipher the electronic money. An electronic wallet application system for decoding video, audio and data signals. 2. The electronic wallet application system according to claim 1, wherein, when the age information of the IC card corresponds to an age at which the program can be viewed, the decoding means determines the image by judging by the arithmetic processing means. , An electronic wallet application system wherein voice and data signals are decoded. An IC card for storing electronic money information and an encryption key signal for decrypting the encrypted data signal;
IC card read / write means for reading and writing information on the IC card, IC card control means for controlling mounting and ejection of the IC card, input means for selecting a desired program, video, audio, and data constituting the program A decoding device for decoding a signal, an arithmetic processing unit for determining whether or not the decoding is possible, and a decoder device having a line control unit for transmitting and receiving information to and from the center via a public line network,
When a desired program is selected by the input means, the IC card reading / writing means reduces electronic money corresponding to the fee of the program from the IC card, and the decryption means uses the encryption key signal. An electronic wallet application system, wherein the video, audio and data signals are decoded. 4. The electronic wallet application system according to claim 3, wherein the line control means receives the age information of the IC card owner stored in the center and judges the age by the arithmetic processing means. An electronic wallet application system wherein the video, audio and data signals are decoded by the decoding means only when the information corresponds to the age at which the program can be viewed. An IC card for storing electronic money information and age information of the IC card owner;
IC card read / write means for reading and writing information on the IC card, IC card control means for controlling mounting and ejection of the IC card, input means for selecting a product, and electronic money information corresponding to the price value of the product. An automatic transaction terminal device having sales amount information storage means for storing, a product removal control means for controlling removal of the product, and an arithmetic processing means for determining whether or not the product can be sold;
When a desired product is selected by the input means, electronic money corresponding to the value of the product is reduced from the IC card by the IC card reading / writing means and stored in the sales amount information storage means. An electronic wallet application system, wherein the product is taken out from the automatic transaction terminal device by a product take-out control means. 6. The electronic wallet application system according to claim 5, wherein, by judging by said arithmetic processing means, only when the age information of said IC card corresponds to an age at which said product can be sold, said product removal control means. An electronic wallet application system characterized by being able to take out products. An IC card for storing electronic money information and age information of the IC card owner;
IC card reading / writing means for reading and writing information of the IC card, IC card control means for controlling mounting and ejection of the IC card, issuing means for issuing an entrance ticket, and arithmetic processing means for calculating a fee for the entrance ticket An automatic transaction terminal device having sales amount information storage means for storing electronic money information corresponding to the charge,
When the IC card is inserted into the automatic transaction terminal device by the IC card control means, the IC card reading / writing means reduces the amount of electronic money corresponding to the price of the entrance ticket from the IC card, and stores the sales amount information storage means. And an issuance means for issuing the entrance ticket. 8. The electronic wallet application system according to claim 7, wherein when said IC card is inserted into said automatic transaction terminal device by said IC card control means, age information of said IC card is read and said arithmetic processing means causes said age information to be read. An electronic wallet application system, wherein a fee for an admission ticket is calculated. IC card reading means for reading information of an IC card storing at least the attribute information of the owner;
IC card control means for controlling mounting and discharging of the IC card;
An input means for selecting the desired transaction,
When a desired transaction is selected by the input unit, the attribute information read by the IC card reading unit determines whether or not to permit the transaction. When it is determined that the transaction should be permitted, control means for starting control associated with the transaction,
A transaction device using an IC card, wherein the transaction device is provided. 10. The transaction apparatus using an IC card according to claim 9, wherein the attribute information includes age information of the owner. 11. The transaction apparatus using an IC card according to claim 10, wherein the age information is information on a birth date of the owner. 10. The transaction device using an IC card according to claim 9, wherein the determination unit determines whether or not the selected transaction is legal based on the attribute information.

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