JP2004145477A - Commodity automatic purchase system using electronic currency device, commodity automatic purchase method by electronic currency device, and electronic currency device - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic currency device capable of executing a money payment process by connection to a cellphone and only easy button operation and purchasing a commodity of an automatic vending device in a connecting state to the cellphone, and to provide a commodity automatic purchase system and a method using the electronic currency device. <P>SOLUTION: This system comprises: the electronic currency device connected to the portable communication terminal wirelessly communicating with an electronic currency operation organization tying up with a financial institution, executing an authentication process with the electronic currency operation organization, and storing received value information; and the automatic vending device allowing the automatic purchase of the commodity by wireless communication with the electronic currency device. The electronic currency device has contactless IC chip executing settlement control for subtracting a price of the purchased commodity from the value information, and a contactless IC chip reader/writer wirelessly communicating with the IC chip by a control signal from the portable communication terminal to read/write the value information. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to an automatic product purchase system using an electronic currency device, an automatic product purchase method using an electronic currency device, and an electronic currency device.
[0002]
[Prior art]
As a conventional technique for automatically purchasing a product without cash, there is one described in Patent Document 1 “Vending machine and its product sales system”.
[0003]
The “vending machine and its product sales system” described in Patent Document 1 is a system that enables communication between a vending machine and a portable terminal to sell a product. When a user carrying a mobile phone approaches a specific distance (about 10 m) between a vending machine and a mobile phone on foot, bicycle, car, etc. The short-range wireless communication unit of the mobile phone receives information about the product from the short-range wireless communication unit of the vending machine.
[0004]
At this time, the mobile phone displays information on the product on the display unit and prompts the user to pay attention (sound, vibration, or the like) for confirming the information on the display unit. Thereafter, the wireless communication control unit of the mobile phone transmits information for requesting sale of a desired product to the short-range wireless communication unit of the vending machine in accordance with a user's operation of the mobile phone.
[0005]
In addition, the mobile phone is provided with a detachable reading device for an IC card storing the user's account information, the vending machine stores the account information and the amount information of the user who sold the product in the storage unit, Connect with a financial institution on a monthly (weekly, daily) basis and request the required amount.
[0006]
Further, as a second conventional technique for automatically purchasing products without cash, there is one described in Patent Document 2 “Information processing system”.
[0007]
In the "information processing system" described in Patent Document 2, when a user purchases an article from a vending machine, the user requests the vending machine to purchase the article using a mobile phone in which an IC card is inserted. When the user selects an item for the vending machine, the price of the item is transmitted to the mobile phone, and when the user accepts the price, the mobile phone records the unsettled information on the IC card, At the vending machine, the selected article is delivered, and the transaction information is transmitted to the specified bank based on the bank information read from the IC card, and the bank performs predetermined settlement processing. When the processing is completed, the transaction completion information is transmitted to the mobile phone via the telephone line network and the wireless base station, and the unsettled information already recorded on the IC card is changed to the transaction completion information. .
[0008]
Further, as a third conventional technique for automatically purchasing a product without cash, there is one described in Patent Literature 3 “Mobile phone device and electronic money recharge system”.
[0009]
The "mobile phone device and electronic money recharge system" described in Patent Document 3 is intended to allow many users to easily recharge their IC cards with value information and use them for shopping and the like.
[0010]
An IC card can be connected to the mobile phone, and the mobile phone is connected to the IC card. When the mobile phone detects an outgoing call addressed to the bank center, the mobile phone makes a call to the center. When the number and the password are transmitted to the center and the authentication of the transmitted number is confirmed by the center, the inputted value information is transmitted to the center, while the inputted value is transmitted to the account corresponding to the transmitted account number. The balance corresponding to the information is confirmed by the center, and when the value information corresponding to the value information is loaded from the center, the value information is recharged to the IC card. Thereafter, when a confirmation operation is detected, a confirmation signal is transmitted to the center, and the value information is withdrawn from the account corresponding to the account number.
[0011]
As a fourth conventional technique for automatically purchasing products without cash, there is one described in Patent Document 4 "Card processing adapter, card information use system and recording medium".
[0012]
The “card information processing adapter, card information utilization system and recording medium” described in Patent Document 4 are a card information processing adapter for safely transmitting information recorded on a card using a small and lightweight communication terminal, It is a card information utilization system.
[0013]
An IC card processing adapter detachably connected to the mobile terminal and integrated with the mobile terminal acquires a card number and the like from the card. When the operator operates the mobile terminal to input a payment amount or a password, the IC card processing adapter verifies the password, and if it is valid, sends the card number, expiration date and payment amount to the mobile terminal. To the settlement center. The settlement center receives the card number and the like when confirming that the telephone number of the portable terminal has been registered, and when confirming that the card number is valid, notifies the IC card processing adapter through the portable terminal to the IC card processing adapter. Notify.
[0014]
[Patent Document 1]
JP-A-2002-109618.
[0015]
[Patent Document 2]
JP-A-08-87655.
[0016]
[Patent Document 3]
JP-A-2000-222498.
[0017]
[Patent Document 4]
JP 2001-313714 A.
[0018]
[Problems to be solved by the invention]
However, in the "vending machine and its product sales system" described in Patent Document 1, the IC card is attached to an adapter for reading the IC card of the mobile phone, and the account number information of the financial institution stored in the IC card or the credit card Since the settlement process is performed on the vending machine side, there is a problem that it is difficult for the user to easily grasp the transaction status and history.
[0019]
Further, the “information processing system” described in Patent Literature 2 performs settlement by writing information necessary for settlement to an IC card and connecting to a financial institution with a mobile phone when purchasing a product. On the basis of the information on the product price information, the vending machine pays out the product in an unsettled state for settlement at the financial institution.
[0020]
Further, "Mobile phone device and electronic money recharge system" described in Patent Document 3
Controls a non-contact type IC reader built in a mobile phone for an IC card so that the IC card can be recharged and used for shopping, etc., but even if the user owns the IC card, the old model without the IC card reader However, there is a problem in that the mobile phone owner must purchase a new mobile phone with a built-in IC card reader.
[0021]
Further, in the “card information processing adapter, card information utilization system and recording medium” described in Patent Document 4, it is essential that an IC card processing adapter is incorporated in the configuration of the portable terminal as in Patent Document 3. However, this cannot be performed unless a portable terminal with a built-in IC card reader is purchased.
[0022]
Also, when purchasing a product, it is necessary to pull out the IC card from the IC card adapter of the mobile terminal and use it, and it is difficult to make a payment at the same time as the purchase of the product.
[0023]
Therefore, the present invention provides an electronic currency device and an electronic currency device that can be connected to a mobile phone, perform a deposit process with a simple button operation, and purchase products with a vending device while connected to the mobile phone. An object of the present invention is to provide an automatic product purchase system and a product automatic purchase method used.
[0024]
[Means for Solving the Problems]
In order to achieve the above object, the invention of claim 1 provides an electronic currency operating organization in cooperation with a financial institution, a mobile communication terminal for performing wireless communication with the electronic currency operating organization, and an electronic currency operating institution connected to the mobile communication terminal. Is an electronic currency device that has an electronic currency device that performs authentication processing and receives value information, and an automatic vending device that can automatically purchase products with the electronic currency device. Display control means for displaying value information held by the device, and control means for controlling the electronic currency device by operating the mobile communication terminal, wherein the electronic currency device is received from the electronic currency operating organization via the mobile communication terminal. A settlement device having storage means for storing value information and reducing the price of a product purchased by the vending device by wireless communication with the vending device from the value information stored in the storage means A first device for performing control and a second device for performing wireless communication with the first device to read / write value information from / to a storage unit and communicating with a portable communication terminal to read / write data. And a vending device, wherein the vending device includes a communication unit that wirelessly communicates with a first device of the electronic currency device.
[0025]
According to a second aspect of the present invention, in the first aspect, the first device refills the value information stored in the storage means with the value information received from the electronic currency operating organization via the mobile communication terminal. It is characterized by further comprising a replenishing means, an authentication means for performing personal authentication based on input information from the portable communication terminal, and an encryption / decryption means for encrypting / decrypting value information from the electronic currency operating organization.
[0026]
According to a third aspect of the present invention, in the first aspect of the present invention, the first device communicates with the vending device and communicates with the second device, and the first antenna automatically communicates with the first antenna. Power generating means for generating power based on a reception signal received from a vending device or a second device, wherein the second device communicates with the first device via a first antenna of the first device And a second antenna for performing the following.
[0027]
The invention according to claim 4 is the invention according to claim 1,
The first device includes point information storage means for receiving and storing point information from the vending device when purchasing goods from the vending device, and the point information stored in the point information storage means is stored by the second device. The point information is read and transmitted to a required point information management processing device by operating the portable communication terminal.
[0028]
The invention according to claim 5 is a method for automatically purchasing goods using an electronic currency device, wherein the goods are purchased from an automatic vending device using an electronic currency device detachably connected to a portable communication terminal. In the automatic purchase method, by receiving value information from an electronic currency operating organization affiliated with a financial institution by operating the mobile communication terminal, and writing the received value information to the storage means of the electronic currency device connected to the mobile communication terminal, By adding value information to the electronic currency device, then selecting the product purchase with the electronic currency device at the vending device, determining the desired product, and communicating between the vending device and the electronic currency device, It is characterized by performing settlement processing for subtracting the price for merchandise purchase from the value information of the currency device.
[0029]
According to a sixth aspect of the present invention, in the fifth aspect of the invention, the electronic currency device has storage means for storing value information received from the electronic currency operating organization via the mobile communication terminal, and is connected to the vending device and the wireless communication device. A first device for performing settlement control for reducing the price of a product purchased by the vending device by communication from the value information stored in the storage device, and a first device for wirelessly communicating with the first device to transfer the value information to the storage device; A second device that reads / writes data and reads / writes data by communicating with the portable communication terminal; and performs communication between the electronic currency device and the vending device and the first device and the second device. The communication with the device is performed without contact.
[0030]
The invention according to claim 7 is an electronic currency device which is detachably connected to a mobile communication terminal and is used for purchasing a product from a vending device, and the value received from the electronic currency operating organization through the mobile communication terminal. A first device having storage means for storing information and performing payment control for reducing the price of a product purchased by the vending apparatus from the value information stored in the storage means by wireless communication with the vending apparatus; And a second device for reading / writing value information from / to the storage means by wirelessly communicating with the device and reading / writing data by communicating with the portable communication terminal.
[0031]
Also, in the invention according to claim 8, in the invention according to claim 7, the first device communicates with the vending device and communicates with the second device, and the first device automatically communicates with the first antenna. Power generating means for generating power based on a reception signal received from a vending device or a second device, wherein the second device communicates with the first device via a first antenna of the first device And a second antenna for performing the following.
[0032]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, the present invention will be described in detail with reference to the drawings showing one embodiment.
[0033]
FIG. 1 is a system configuration diagram of an automatic product purchase system using an electronic currency device 7 according to the present invention.
[0034]
This automatic product purchase system includes a financial institution 42, an electronic currency operating institution 1 affiliated with the financial institution 42, a mobile phone 4 for performing wireless communication with the electronic currency operating institution 1, and an electronic currency operating system connected to the mobile phone 4. An electronic currency device 7 that performs authentication processing with the institution 1 and receives value information, an automatic vending device 10 that enables automatic purchase of goods with the electronic currency device 7 in addition to the conventional automatic purchase of goods and services using cash, and sales thereof And a second trader.
[0035]
The financial institution 42, the electronic currency operating institution 1, and the seller 2 can communicate with each other through a network connection.
[0036]
The electronic currency operating institution 1 is affiliated with a financial institution 42 that manages and manages the information of the user 43's deposit account or credit card, and through the communication line and the mobile telephone communication network 3 with the mobile telephone 4 owned by the subscribed user 43. It is configured to be able to talk and data.
[0037]
The mobile phone 4 has, in addition to the functions of a conventional mobile phone, a display unit 5 for connecting an electronic currency device 7 to an external connection terminal and displaying value information held by the electronic currency device 7, and a user 43 And a button operation unit 6 for controlling the electronic currency device 7 by the operation described above.
[0038]
The electronic currency device 7 can be attached to and detached from the mobile phone 4. The electronic currency device 7 has a recharge function that replenishes and re-stores the value information received from the electronic currency operating organization 1 via the mobile phone 4 and a password input from the mobile phone 4. An authentication function for performing personal authentication, an encryption function for encrypting / decrypting data such as value information when transmitting / receiving data to / from the electronic currency operating organization 1, and a price information for a product purchased by the vending apparatus 10. A non-contact type IC chip 9 having a settlement function of calculating by subtracting from the above, and a non-contact type IC reader / writer for reading / writing value information from / to the non-contact type IC chip 9 and performing data communication with the mobile phone 4 A writer 8.
[0039]
The vending machine 10 includes a product sample display unit 11, a product selection button 12, a product outlet 13, and a cash slot 14, which are the components of the conventional vending device 10. A mobile purchase button 13 for designating purchase and a non-contact type IC chip reader / writer 15 for the vending machine which writes and reads out the non-contact type IC chip 9 of the electronic currency device 7 are incorporated.
[0040]
The user 43 connects the electronic currency device 7 charged with the value information to the mobile phone 4, approaches the IC chip reader / writer 15 of the vending device 10 of the vending device 10, and performs a simple button operation of the mobile phone 4. By doing so, the price of the desired product is electronically settled with the vending machine 10 or the seller 2 to purchase the product.
[0041]
The seller 2 that handles the vending apparatus 10 performs the settlement by summing up the value information of the goods sold using the electronic currency device 7 and charging the financial institution 42.
[0042]
Next, an internal structure for wirelessly performing power and data communication between the non-contact type IC chip 9 and the non-contact type IC chip reader / writer 8 inside the electronic currency device 7 will be described.
[0043]
FIG. 2 schematically illustrates the configuration of the non-contact type IC chip side antenna coil 35 of the non-contact type IC chip 9 and the reader / writer side antenna coil 34 of the non-contact type IC chip reader / writer 8 inside the electronic currency device 7. FIG.
[0044]
Upon receiving power, a control signal, and a data signal from the mobile phone 4, the non-contact IC chip reader / writer 8 performs control to generate a magnetic field in the reader / writer-side antenna coil 34, and supplies power and control to the non-contact IC chip 9. Transmit data signal.
[0045]
On the other hand, the non-contact type IC chip 9 transmits and receives data wirelessly using an induced electromotive force due to a change in a magnetic field near the IC chip side antenna coil 35 as an operating voltage.
[0046]
Next, a control configuration of the mobile phone 4, the electronic currency device 7, and the vending device 10, which are components of the automatic product purchase system, will be described.
[0047]
FIG. 3 is a block diagram showing a control configuration of the mobile phone 4, the electronic currency device 7, and the vending device 10 according to the present invention.
[0048]
The mobile phone 4 includes a display unit 5, a display control unit 20, an electronic currency device control program 23, a storage unit 24, a power supply unit 18, a mobile phone control unit 21, an external device connection unit 25, a communication control unit 22, an input interface 26, It comprises an operation unit 27, a communication device unit 19, and an antenna.
[0049]
The display unit 5 is connected to the mobile phone control unit 21 via the display control unit 20, and displays the received image, operation menu, message, and contents of the electronic currency device 7.
[0050]
The storage unit 24 stores an electronic currency device control program 23 for connecting and controlling the electronic currency device 7, as well as various programs of the mobile phone 4, e-mails and telephone directories.
[0051]
The power supply unit 18 corresponds to a detachable and rechargeable battery pack or the like, and supplies power to the mobile phone 4.
[0052]
The mobile phone control unit 21 is connected to each control block of the mobile phone 4 and controls the entire mobile phone 4.
[0053]
The external device connection unit 25 is an interface for transmitting and receiving data and power by connecting to an external device such as the electronic currency device 7.
[0054]
The communication control unit 22 communicates with the mobile phone communication network 3 and various devices on the network connected thereto via the antenna 28.
[0055]
The operation unit 27 corresponds to a button, a jog dial, or the like, and is a unit that is connected to the mobile phone control unit 21 via the input interface 26 so that the user 43 performs data input to the mobile phone 4.
[0056]
The communication device unit 19 is a microphone or a speaker for making a call with the mobile phone 4.
[0057]
The electronic currency device 7 includes a non-contact type IC chip 9 and a non-contact type IC chip reader / writer 8, and the non-contact type IC chip 9 includes an IC chip control unit 30 and a value information storage unit 31. , An encryption / decryption unit 32, an antenna coil control unit 33, an IC chip-side antenna coil 35, and a power generation unit 44, and the non-contact IC chip reader / writer 8 includes a reader / writer-side antenna coil. 34.
[0058]
The mobile phone connection unit 29 is a connection interface that connects to the non-contact type IC chip reader / writer 8 to supply power from the mobile phone 4 and transmit and receive data to and from the mobile phone 4.
[0059]
The non-contact type IC chip reader / writer 8 controls a reader / writer-side antenna coil 34 for reading, writing, and feeding data to the non-contact type IC chip 9 by induced electromotive force by a magnetic field.
[0060]
The non-contact IC chip 9 converts the induced electromotive force generated in the antenna coil 35 on the IC chip side into an operating voltage in the power generation unit 44 to operate the IC chip control unit 30, and wirelessly communicates through the antenna coil control unit 33. Communication is performed by.
[0061]
The IC chip control unit 30 is operated by power supply from the power generation unit 44 and connected to the value information storage unit 31, the encryption / decryption unit 32, and the antenna coil control unit 33 to control the entire non-contact type IC chip 9. I do.
[0062]
The value information storage unit 31 stores the OS of the non-contact type IC chip 9, the application program, value information required for processing as the electronic currency device 7, point information, a secret key required for encryption / decryption processing, and personal identification information. And so on.
[0063]
The encryption / decryption unit 32 secures security by performing an electronic signature and encryption / decryption processing on transmission / reception data.
[0064]
The IC chip side antenna coil 35 is an antenna connected to the antenna coil control unit 33 and performing wireless data communication with the non-contact type IC chip reader / writer 8.
[0065]
The vending device 10 includes an operation / display unit 17, a vending device control unit 36, an IC chip reader / writer 15 on the vending device side, an antenna coil 37 on the vending device side, product information 39, sales management information 40, and service information 41. And a vending device storage unit 38 including
[0066]
The operation / display unit 17 detects the operation of the product sample display unit 11, the product selection button 12, the mobile purchase button 13, and the user of the vending apparatus 10 shown in FIG. It corresponds to a lamp or the like that guides the operation of.
[0067]
The vending device control unit 36 is connected to the operation display unit 17, the vending device side IC chip reader / writer 15, and the vending device storage unit 38, and controls the entire vending device 10.
[0068]
The vending device-side IC chip reader / writer 15 includes the vending device-side antenna coil 37, and is located at a distance equal to or less than a predetermined distance from the non-contact type IC chip 9 of the electronic currency device 7. Wireless communication is performed similarly to the contact type IC chip reader / writer 8.
[0069]
The product information 39 stores the price, identification information, and the like of each product handled by the vending device 10.
[0070]
The sales management information 40 stores and manages the type of product sold, the sales time, the type of sales (whether cash or mobile sales), the number of stocks of each product, and the like.
[0071]
The service information 41 stores a formula for calculating the number of points to be transmitted to the electronic currency device 7 of the user 43 at the time of selling the product, information on a product to be serviced, advertising information such as a sales manager's homepage, and the like.
[0072]
Next, the processing flow of the recharging process of the electronic currency device 7 and the automatic product purchase process by the electronic currency device 7 and the vending device 10 are shown in FIGS. 4 and 5, and the operation menu displayed on the display unit 5 of the mobile phone 4 A screen image showing an example of the message will be described with reference to FIG.
[0073]
FIG. 4 is a flowchart showing the processing for depositing money into the electronic currency device 7 according to the present invention.
[0074]
When it is necessary to recharge the value information supplied to the electronic currency device 7 (YES in step S101), the electronic currency device 7 is connected to the external connection unit of the mobile phone 4 (step S102).
[0075]
When the control program for the electronic currency device 7 provided by the electronic currency operating organization 1 is not installed in the storage unit 24 of the mobile phone 4 (NO in step S103), the related site is accessed to control the electronic currency device 7. The program is installed by downloading or the like (step S104).
[0076]
The electronic currency device control program 23 is started by operating the button of the mobile phone 4 to access the electronic currency operating organization 1 (step S105), and the user is authenticated by inputting the identification information stored in the electronic currency device 7 and the password. When the authentication is successful (YES in step S107), an input screen as shown in FIG. 6E is displayed, and desired value information is input from the mobile phone 4 (step S108).
[0077]
If it is determined that recharge is possible in consideration of the received recharge-requested value information and the balance or credit information of the user's 43 deposit account (YES in step S109), the electronic currency operating institution 1 transmits the requested value information. It is received from the electronic currency operating organization 1 via the mobile phone 4 (step S110), and is stored in the IC chip storage unit 24 of the non-contact type IC chip 9 by the non-contact type IC chip reader / writer 8 of the electronic currency device 7. It is updated by adding to the value information (step S111).
[0078]
If rejected in the authentication process in step S107 (NO in step S107) or recharge is not permitted in step S109 (NO in step S109), the process ends.
[0079]
FIG. 5 is a flowchart showing a processing procedure up to product purchase from the vending machine 10 using the electronic currency device 7 according to the present invention.
[0080]
If the electronic currency device 7 is not mounted on the mobile phone 4 (NO in step S201), the electronic currency device 7 is mounted on the mobile phone 4 (step S202).
[0081]
The mobile purchase button 13 of the vending machine 10 is depressed, and the vending machine 10 is notified that the product is purchased by the electronic currency device 7 (step S203).
[0082]
A desired product is selected in the vending machine 10 (step S204), and the electronic currency device 7 equipped with the mobile phone 4 is held over the vicinity of the IC chip reader / writer 15 on the vending machine side of the vending machine 10 (step S205).
[0083]
The control program of the electronic currency device 7 is activated by a button operation of the mobile phone 4 or the electronic currency device 7 receiving a signal from the IC chip reader / writer 15 of the vending device 10 of the vending device 10 as a trigger to start the operation. 1 to authenticate the electronic currency device 7 (step S206).
[0084]
If the authentication is made by the electronic currency operating organization 1 (YES in step S207), a confirmation screen for purchase of a product as shown in FIG. 6B is displayed on the display unit 5 of the mobile phone 4 (step S208).
[0085]
If not authenticated by the electronic currency operating organization 1 (NO in step S207), an error message is displayed on the display unit 5 of the mobile phone 4, and the process ends (step S216).
[0086]
The user 43 confirms the selected product and decides to purchase the product by operating a button on the mobile phone 4 (step S209).
[0087]
Here, when the price of the product desired to be purchased exceeds the balance of the value information of the electronic currency device 7 (NO in step S210), an error message due to insufficient value information balance as shown in FIG. The information is displayed on the display unit 5 of the telephone 4 and the process ends (step S217).
[0088]
On the other hand, if value information equal to or more than the price of the product desired to be purchased remains in the electronic currency device 7 (YES in step S210), the IC chip reader / writer 15 on the vending device side corresponds to the price of the purchased product. The value information of the provisional settlement and the balance of the value information from which the price of the product has been deducted are written to the non-contact type IC chip 9 of the electronic currency device 7 (step S211).
[0089]
The vending device control unit 36 uses the vending device-side IC chip reader / writer 15 to read the sold product and the identification information of the user 43 of the electronic currency device 7 and the like necessary for billing the product price. The information is registered in the sales management information 40 of the storage unit 38 (step S212).
[0090]
The merchandise is unloaded to the merchandise outlet 16 of the vending machine 10 (step S213), and the vending machine-side IC chip reader / writer 15 converts the provisional settlement information of the IC chip storage unit 24 processed in step S211 into the main settlement information. Update (step S214).
[0091]
The electronic currency device control program 23 of the mobile phone 4 reads out the main settlement information in the value information storage unit 31 via the non-contact type IC chip reader / writer 8 and uploads it to the electronic currency operating organization as purchase record information. Then, the IC chip control unit 30 of the electronic currency device 7 transmits a control signal for displaying the processing completion screen shown in FIG. 6C on the display unit 5 of the mobile phone 4 to the non-contact type IC chip reader / writer 8. The data is transmitted to the mobile phone control unit 21 of the mobile phone 4 via the mobile phone 4 (step S215).
[0092]
The above is an example of the procedure of the automatic product purchase processing using the electronic currency device 7.
[0093]
In the above-described configuration, for example, in the processing of step S214, the vending machine-side IC chip reader / writer 15 uses the contactless IC chip of the electronic currency device 7 to store information on the purchased product, the place of purchase, the time of purchase, and the like. 9 may be added so that the user 43 can later refer to the display unit 5 of the mobile phone 4 as history information.
[0094]
Further, the processing of step S215 is performed by combining the point information calculated at a rate specified from the purchase price and the address information for accessing the homepage of the seller 2 into the non-contact type IC chip 9 of the electronic currency device 7. The transmission processing may be performed to provide a service that allows the user 43 to purchase a product at a discount price at the accumulation point.
[0095]
In the processing from step S203 to step S205, instead of the user 43 pressing the mobile purchase button 13 and the commodity selection button 12 of the vending device 10, the electronic currency device 7 and the vending device side IC of the vending device 10 are used. FIG. 6D shows that the vending apparatus 10 automatically detects a state in which the distance from the chip reader / writer 15 is equal to or less than a predetermined value, and selects a product on the display unit 5 of the mobile phone 4 by operating a button of the mobile phone 4. It may be configured to display an operation menu as shown.
[0096]
Further, a communication means to the operation site of the seller 2 is added to the vending apparatus 10, and the vending apparatus control unit 36 transmits the sales information using the electronic currency device 7 to the seller after the main settlement processing in step S214. A process of accessing and uploading the second site may be added.
[0097]
【The invention's effect】
As described above, according to the present invention, a configuration in which a non-contact type IC chip (first device) and a non-contact type IC chip reader / writer (second device) are incorporated in an electronic currency device as a set After installing the device on the mobile phone, you can refer to the contents stored in the electronic currency device with a simple button operation, and install the IC chip writing device if it is accessible to the electronic currency operation organization. It is possible to replenish the required amount on the spot without going to the place.
[0098]
Further, with the configuration including the non-contact type IC chip, if the non-contact type IC chip reader / writer device is mounted on the partner device, data communication can be easily performed without a cable or a connector. The read / write durability is improved as compared with the contact type IC chip.
[0099]
In addition, even users who already own a mobile phone and do not have an IC card and a mobile phone with an IC card processing adapter, can connect to the existing external connection interface and obtain necessary applications for downloading from related sites. By doing so, it becomes possible to purchase products using electronic currency.
[Brief description of the drawings]
FIG. 1 is a system configuration diagram of an automatic product purchase system using an electronic currency device according to the present invention.
FIG. 2 is a schematic diagram schematically showing a configuration of an antenna coil of a non-contact type IC chip and an antenna coil of a non-contact type IC chip reader / writer inside an electronic currency device according to the present invention.
FIG. 3 is a block diagram showing a control configuration among a mobile phone, an electronic currency device, and a vending device according to the present invention.
FIG. 4 is a flowchart showing a process of recharging value information to the electronic currency device according to the present invention.
FIG. 5 is a flowchart showing a processing procedure up to product purchase from an automatic vending device using the electronic currency device according to the present invention.
FIG. 6 is an image of a screen displayed on the display unit of the mobile phone during the processing of FIGS. 4 and 5;
[Explanation of symbols]
1 Electronic currency management organization
2 Distributors
3 Mobile phone communication network
4 Mobile phone
5 Display
6 Button operation part
7 Electronic currency device
8 Non-contact IC chip reader / writer
9 Non-contact IC chip
10. Vending equipment
11 Product sample display
12 Product selection button
13 Mobile purchase button
14 cash slot
15 IC chip reader / writer for vending machine
16 Product outlet
18 Power supply section
19 Communication unit
20 Display control unit
21 Mobile phone control unit
22 Communication control unit
23 Electronic Currency Device Control Program
24 storage unit
25 External device connection
26 Input interface
27 Operation section
28 antenna
29 Cellular phone connection
30 IC chip controller
31 Value Information Storage
32 encryption / decryption unit
33 Antenna coil controller
34 Reader / writer side antenna coil
35 IC chip side antenna coil
17 Operation / display section
36 Vending machine control unit
15 Non-contact type IC chip reader / writer
37 Vending machine side antenna coil
38 Vending device storage unit
39 Product Information
40 Sales management information
41 Service Information
42 financial institutions
43 users
44 Power generation unit

Claims (8)

E-currency management institutions affiliated with financial institutions,
A mobile communication terminal that performs wireless communication with the electronic currency operating institution;
An electronic currency device connected to the mobile communication terminal to perform authentication processing with the electronic currency operating organization and receive value information,
Having an automatic vending device capable of automatically purchasing goods with the electronic currency device,
The mobile communication terminal,
Display control means for displaying the value information held by the electronic currency device,
Control means for controlling the electronic currency device by operation of the mobile communication terminal,
The electronic currency device,
A storage unit configured to store the value information received from the electronic currency operating organization via the mobile communication terminal, and wirelessly communicates with the vending apparatus to store a price of a product purchased by the vending apparatus; A first device for performing payment control for reducing the value information from the value information stored in
A second device that wirelessly communicates with the first device to read / write the value information from / to the storage unit, and that communicates with the portable communication terminal to read / write data.
The vending device,
An automatic product purchase system using an electronic currency device, comprising a communication unit that wirelessly communicates with a first device of the electronic currency device. The first device comprises:
Re-supplying means for re-supplying the value information stored in the storage means with the value information received from the electronic currency operating organization via the mobile communication terminal,
Authentication means for performing personal authentication with input information from the mobile communication terminal,
2. The system according to claim 1, further comprising encryption / decryption means for encrypting / decrypting the value information from the electronic currency operating organization. The first device comprises:
A first antenna that communicates with the vending device and communicates with the second device;
Power generating means for generating power based on a reception signal received from the vending device or the second device with the first antenna,
The second device comprises:
The system according to claim 1, further comprising a second antenna that communicates with the first device via a first antenna of the first device. The first device comprises:
Point information storage means for receiving and storing point information from the vending device when purchasing goods from the vending device,
The point information stored in the point information storage means is read by the second device, and the read point information is transmitted to a required point information management processing device by operating the mobile communication terminal. Item 1. An automatic product purchase system using the electronic currency device according to item 1. In a method of automatically purchasing goods by an electronic currency device, which purchases goods from a vending device using an electronic currency device detachably connected to a mobile communication terminal,
Receiving value information from an electronic currency operating organization affiliated with a financial institution by operating the mobile communication terminal,
By writing the received value information in the storage means of the electronic currency device connected to the mobile communication terminal, to add the value information to the electronic currency device,
After that, the vending machine selects a product purchase in the electronic currency device and determines a desired product,
A communication process between the vending device and the electronic currency device to perform a payment process of subtracting the price of the product purchase from the value information of the electronic currency device, wherein the automatic purchase of goods by the electronic currency device is performed. Method. The electronic currency device,
A storage unit configured to store the value information received from the electronic currency operating organization via the mobile communication terminal, and wirelessly communicates with the vending apparatus to store a price of a product purchased by the vending apparatus; A first device for performing payment control for reducing the value information from the value information stored in
A second device that wirelessly communicates with the first device to read / write the value information from / to the storage unit, and that communicates with the portable communication terminal to read / write data.
6. The product according to claim 5, wherein communication between the electronic currency device and the vending device and communication between the first device and the second device are performed in a non-contact manner. Automatic purchase method. In an electronic currency device that is detachably connected to a mobile communication terminal and is used to purchase products from a vending device,
It has storage means for storing the value information received from the electronic currency operating organization via the mobile communication terminal, and wirelessly communicates with the vending device to store the price of the product purchased by the vending device in the storage means. A first device that performs payment control for reducing the value information from the value information;
A second device that wirelessly communicates with the first device to read / write the value information from / to the storage unit and that communicates with the portable communication terminal to read / write data. An electronic currency device, characterized in that: The first device comprises:
A first antenna that communicates with the vending device and communicates with the second device;
Power generation means for generating power based on a reception signal received from the vending machine or the second device with the first antenna,
The second device comprises:
The electronic currency device according to claim 7, further comprising a second antenna that communicates with the first device via a first antenna of the first device.

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