JP2004030238A - Ic card region lending management system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To arbitrarily select, add and delete an application by lending a region of a card to a customer while managing memory capacity of the card in a server on a data management center side. <P>SOLUTION: The IC card region lending management system is composed of an IC card data management center (1) provided with a database server (10) for unitarily managing information on IC cards while making it into database and a distribution web server (12) for distributing the application via the Internet, and terminal equipment (3, 4 and 5) to which IC cards can be loaded. Then, the present memory capacity of an IC card and down-loadable application information are presented from the database server to terminal equipment to which the IC card is loaded and which accesses the distribution web server, and a down-load requested application is down-loaded to the IC card via the distribution web server. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a system that manages the memory capacity of an individual card and lends an area to a multi-application IC card capable of dynamically adding and deleting a plurality of applications.
[0002]
[Prior art]
Conventionally, a single-function IC card that stores a control program and an application program in a ROM (read only memory) has been used, but recently, due to an increase in the capacity of a nonvolatile memory such as an EEPROM, a plurality of application programs have been stored in a nonvolatile memory. It is possible to realize a multi-application IC card that is multifunctional by storing it in a memory (eg, MULTOS, Java Card).
[0003]
IC card systems that use both commuter passes and prepaid cards have already become widespread, and the remaining memory area of multi-application IC cards is lent to partner companies, etc., and each partner company issues a card that is issued individually by one IC card. It has been considered that the mobile payment can be performed by using an electronic money, a point card, a ticket, a coupon, or the like, or by setting an IC card on a mobile phone.
[0004]
[Problems to be solved by the invention]
The authority to administer the multi-application IC card belongs to the card issuer (Issuer), and the application mounted on the card is normally written and shipped statically at the timing when the card is issued at the factory, and then passed through the delivery company to the end user ( Consumers). For cards shipped once and delivered to consumers, there is no way for issuers to manage card information that dynamically changes when applications are dynamically added or removed, so consumers can use any application. Was selected, and it was not possible to add or delete. If consumers are allowed to add or delete applications arbitrarily, there is a possibility that applications that are not intended by Issuer, for example, applications created by competitors, may be installed, which may hinder the business of Issuer. is there.
[0005]
[Means for Solving the Problems]
SUMMARY OF THE INVENTION The present invention is directed to solving the above-mentioned problems. The information of a personal multi-application IC card is centrally managed by a server on the IC card data management center side to manage the memory capacity of the card, and An object of the present invention is to lend an area of a card so that an application can be arbitrarily selected, added, or deleted.
[0006]
According to the present invention, the information on the multi-application IC card provided by the issuer is made into a database at the IC card data management center, and is integrally managed. That is, in a multi-application IC card that can dynamically add and delete applications, a member management database in which card information of individual consumers is registered, a used memory capacity database, a mounted application database, a list of application candidates that can be mounted, an issuer The IC card data management center manages the business logic database, etc., for determining whether or not the database and application creators have a business conflict. Manage so that unintended applications created by competitors are not installed. As a result, consumers can freely select any application and add or delete it to their own cards. In addition, the issuer who is the card issuer originally has the authority to use the memory on the card, and based on the idea that the consumer used the area of the issuer every time he added an application arbitrarily, the issuer was charged as a memory usage fee. Will charge the consumer or the partner's application provider.
[0007]
FIG. 1 is a conceptual diagram illustrating an IC card area lending management system according to the present invention, and FIG. 2 is a diagram illustrating a display example on a personal computer screen of a consumer.
The IC card data management center 1 manages the information on the IC card provided by the issuer in a database, manages the data on behalf of the issuer, and provides a service for distributing application information to consumers. It is a center to do.
[0008]
The database server 10 that centrally manages customer information performs data management operations using various databases 11a, such as personal information of members, card numbers, memory capacities, a list of applications that can be installed, issuer information, and the like, and a business logic database 11b. Do. The distribution web server 12 is a server that distributes an application provided from the database server 10 to consumers via the Internet, and the billing server 13 is based on data of a log server 14 that manages the download history of the application. This is a server that generates billing data.
[0009]
In this system, various terminals 3 arranged in a convenience store, a bank or a public facility, a personal computer 4 equipped with an I / O device (generally a reader / writer) of an IC card, or a mobile phone 5 And the like, requesting the distribution web server 12 to download the application from the terminal device via the Internet 2, the database server 10 checks the requester's personal information from the database 11, the free memory capacity of the card, etc. Referring to the DB, it is determined whether or not download is possible. When it is possible, data of a list of applications that can be mounted in consideration of competition and the like is provided through the distribution web server 12 and can be downloaded.
[0010]
Next, an example of the operation flow of the system of the present invention will be described.
(1) In the database 11, the issuer recruits members in advance and registers the member's attribute information and card information in the member management database.
(2) The issuer develops various applications in-house or receives a license from an external application service provider and registers it in the application list database.
{Circle around (3)} The consumer declares use of the service of the data management center to the issuer and receives an ID and a password for accessing the distribution web server.
(4) The consumer accesses the distribution web server 12 from various terminals, personal computers, mobile phones, and the like, and checks the current memory capacity of his or her own card.
[0011]
That is, when the IC card is set on a personal computer, for example, and the distribution web server is accessed, on the data management center side, the database server 10 refers to the database 11, retrieves the card information of the accessing consumer, and retrieves the current memory of the card. The capacity information is transmitted and, for example, as shown in FIG. 2A, "the current memory capacity of your card is 18 KB" is displayed, so that the current memory capacity can be confirmed.
(5) The consumer accesses the distribution web server and displays a list of downloadable applications registered by the issuer. For example, as shown in FIG. 2B, a list of downloadable applications is displayed as "AP1: 3 KB, AP2: 5 KB, AP3: 2 KB ...".
(6) Select an arbitrary application from the displayed application list and download it to its own card.
(7) On the data management center side, the download history at this time is held in the log server 14 and the used memory capacity of the database 11 is rewritten.
[0012]
Thus, the consumer can select an arbitrary application, and the consumer can freely download the application.
[0013]
BEST MODE FOR CARRYING OUT THE INVENTION
In the system of the present invention, the following two embodiments, namely, a new business can be established.
(1) Embodiment 1: A database for managing issuers and center operators / personal information, application information, and memory area information of personal cards is installed in an IC card data management center to perform a management service agency service (center business) Person).
・ Issuer outsources data management services to the center operator.
・ Issure pays the monthly management agency fee to the center operator.
-The center operator tallies the download histories of consumers on a monthly basis and submits the tallied results to the issuer. In this case, the number of downloads and the used memory capacity are totaled for each consumer.
-Issuer creates invoices for consumers or partner application providers based on the aggregated data.
(2) Embodiment 2: Issuer and Consumer / Consumer contract with Issuer and receive permission to download the application freely. In practice, the issuer may provide the service, and the consumer may apply for the use.
In addition, there may be a form in which the application provider and the issuer enter into a cooperative agreement and conclude a contract for permitting installation of the application owned by the application provider.
-The fee is charged in accordance with the number of downloaded applications or the memory capacity of the card used, and the issuer charges a consumer or a partner application provider for a usage fee, that is, an area lending fee.
[0014]
【The invention's effect】
As described above, according to the present invention, the following effects can be expected.
{Circle around (1)} Since the center business side performs the troublesome management of the memory use status of the consumer, the load on the management work of the issuer can be reduced.
(2) The issuer can also grasp the addition / deletion status of the application with respect to the issued IC card.
(3) Since the download history and the memory usage are stored in the database, accurate and safe data management can be performed.
(4) The consumer can easily add an application by accessing the distribution web server at an arbitrary timing. In addition, it is possible to check the application loading status of the own card at an arbitrary timing.
[Brief description of the drawings]
FIG. 1 is a conceptual diagram illustrating an IC card area lending management system.
FIG. 2 is a diagram showing a display example on a personal computer screen of a consumer.
[Explanation of symbols]
DESCRIPTION OF SYMBOLS 1 ... IC card data management center, 2 ... Internet network, 3 ... Various terminals, 4 ... PC, 5 ... Mobile phone, 10 ... Database server, 11a ... Various databases, 11b ... Business logic database, 12 ... Distribution web server, 13 ... a billing server, 14 ... a billing log server.

Claims (4)

IC card data including a database server that centralizes and manages information on IC cards including personal information, card information, application information that can be mounted, and issuer information, and a distribution web server that distributes applications via the Internet An administration center,
It consists of a terminal device that can connect to the Internet and can be mounted with an IC card.
The database server presents the current memory capacity of the IC card and downloadable application information to the terminal device on which the IC card is mounted and accesses the distribution web server, and sends the application requested for download to the distribution web server. An IC card area lending management system characterized by downloading to an IC card via an IC card. 2. The IC card area lending management system according to claim 1, wherein the IC card data management center further includes a charging server that generates charging data based on download history data of the application. 2. The IC card area lending management system according to claim 1, wherein a list of applications mounted on the card is checked before downloading the application, and a remaining memory capacity is grasped. 2. The business logic database according to claim 1, further comprising a business logic database for checking an attribute of the card holder before downloading the application, and determining whether or not the application can be installed in the card holder. IC card area lending management system.

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