JP2004021355A - Traffic accident occurrence restraining device, traffic accident occurrence restraining system, and method of calculating insurance money or premium - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a traffic accident occurrence restraining device for restraining the occurrence of a traffic accident. <P>SOLUTION: An information processor 10 is provided with a presenting means for presenting an advice to an occupant of a vehicle 30 to call the occupant's attention at an attention calling spot 50 (a first spot) in front of a caution spot 40 when the vehicle runs toward the caution spot 40; an acquisition means for acquiring speed information showing the speed of the vehicle 30 measured at a speed measuring spot 60 (a second spot) between the first spot and the caution spot 40; and a holding means for holding the speed information in relation to the caution spot 40. <P>COPYRIGHT: (C)2004,JPO

Description

[0001]
TECHNICAL FIELD OF THE INVENTION
The present invention relates to a traffic accident occurrence suppression device that suppresses the occurrence of a traffic accident, a traffic accident occurrence suppression system, and a method for calculating insurance premiums or premiums using the traffic accident occurrence suppression system.
[0002]
[Prior art]
2. Description of the Related Art Conventionally, flight recorders and drive recorders, which are decisive factors for determining the cause of an airplane accident or a car accident, are known. A drive recorder is a device that records a dangerous state such as operation of a steering wheel or a brake when an automobile makes an accident or near miss, and is useful for emergency medical care if linked to a notification system. However, the above recorder is effective in investigating the cause of an accident, but does not prevent an accident before it occurs.
[0003]
Approximately 10,000 people are killed in traffic accidents every year in Japan. According to past statistics, about 10% of the road-related casualties except highways account for about 40% of the total. An accident has occurred. That is, traffic accidents occur intensively at specific locations (accident-prone locations).
[0004]
Therefore, for example, as disclosed in Japanese Patent No. 2671626 and Japanese Patent Application Laid-Open No. 2001-208554, a warning is issued when approaching an accident frequently occurring point based on accident data generated in the past, and attention of a passenger (driver) is given. There has been known an accident occurrence point alarm generation device which causes a warning. Also, as disclosed in Japanese Patent Application Laid-Open No. 10-332408, a danger point such as an accident-prone point is recorded as a stop point, and the vehicle is temporarily stopped when passing through the point. There are known navigation devices that prevent the problem.
[0005]
[Problems to be solved by the invention]
The conventional technology focusing on the accident-prone locations can be expected to have a certain effect on accident prevention, but has the following problems.
[0006]
First of all, an accident-prone spot warning device has a considerable effect when driving in a strange place.However, when driving in a familiar place including an accident-prone point, you can hear and see the warning. As a result, the occupant becomes uncomfortable and uncomfortable, and the device itself is gradually not used.
[0007]
Further, the navigation device that is temporarily stopped at the designated point is forcibly stopped, so that the occupant has no freedom and may be against the occupant's will.
[0008]
Then, the present inventor considered as follows. The driving ability and character of the driver vary considerably and cannot be confined all together. In addition, since a vehicle accident involves the driver's own responsibility, it is generally better to rely on the driver's judgment. Even if a certain amount of burden is imposed on the driver in order to prevent an accident, it is highly likely that the driver will be employed if a reward can be expected instead.
[0009]
Before approaching the accident-prone point, the driver is presented with information on measures to avoid a traffic accident, and if it can be proved that the vehicle speed near the accident-prone point is lower than the predetermined speed, even if a vehicle accident occurs, We thought that providing accident prevention insurance products that set high insurance claims for non-life insurance companies could reduce the occurrence of traffic accidents.
[0010]
In addition, non-life insurance companies (auto insurance companies) are expected to provide the above-mentioned accident prevention insurance products, which are expected to have the effect of reducing traffic accidents. We thought that we could realize the business form.
[0011]
The present invention provides advice to alert the occupant of the vehicle to the occupant before the vehicle passes the point of interest, and provides the evidence as evidence indicating whether or not the occupant has followed the advice. An object of the present invention is to provide a traffic accident occurrence suppression device and a traffic accident occurrence suppression system that can leave speed information indicating the speed of a vehicle.
[0012]
The present invention also provides insurance claims or insurance that can change insurance claims or premiums depending on whether or not evidence (evidence) indicating whether or not the advice presented to the occupant of the vehicle has been followed has been left. The purpose is to provide a method for calculating fees.
[0013]
[Means for Solving the Problems]
The traffic accident occurrence suppression device according to the present invention is a traffic accident occurrence suppression device that suppresses the occurrence of a traffic accident, and includes a vehicle in front of the caution point when the vehicle is traveling toward the caution point. Presenting means for presenting to the occupant advice that calls attention to the occupant of the vehicle at a first point; and a method of measuring the vehicle measured at a second point between the first point and the point of interest. An acquisition unit for acquiring speed information indicating a speed, and a holding unit for holding the speed information in association with the point of interest, are provided, whereby the object is achieved.
[0014]
The holding unit may further hold time information indicating a time related to the speed of the vehicle in association with the point of interest.
[0015]
Detecting means for detecting that the vehicle is approaching the first point, the presenting means, in response to detecting that the vehicle is approaching the first point, The advice may be presented to the occupant.
[0016]
A receiving unit that receives a radio wave from a wireless tag installed in front of the first point, wherein the presenting unit presents the advice to the occupant in response to receiving the radio wave from the wireless tag; May be.
[0017]
A measuring device is provided outside the vehicle, the measuring device measures a speed of the vehicle at the second point, and outputs a speed information indicating the measured speed; Transmitting means for transmitting information, the traffic accident occurrence suppression device further includes a receiving means for receiving the speed information from the measuring device, the holding means may hold the received speed information Good.
[0018]
The apparatus may further include setting means for setting a route to the destination, and display means for displaying the route and the position of the vehicle.
[0019]
The point of interest may be a point where a traffic accident has occurred in the past.
[0020]
The point of interest may be a point where a traffic accident is predicted to occur in the future.
[0021]
The presenting means may present the advice to the occupant using voice.
[0022]
The traffic accident occurrence suppression system according to the present invention is a traffic accident occurrence suppression system including a traffic accident occurrence suppression device mounted on a vehicle and a measuring device installed outside the vehicle, wherein the traffic accident occurrence suppression system is The device is configured to present, to the occupant, advice that calls attention of a vehicle occupant at a first point before the point of interest when the vehicle is traveling toward the point of interest. Measuring means for measuring the speed of the vehicle at a second point between the first point and the point of interest, and outputting speed information indicating the measured speed. And a transmission unit for transmitting the speed information, wherein the traffic accident occurrence suppression device includes a reception unit for receiving the speed information from the measurement device, and the received speed information relating to the point of interest. Association further comprises holding means for holding, thereby the objective described above being achieved.
[0023]
Another traffic accident occurrence suppression system of the present invention includes a traffic accident occurrence suppression device mounted on a vehicle, a measurement device installed outside the vehicle, and a management device installed outside the vehicle. A traffic accident occurrence suppression system, wherein the traffic accident occurrence suppression device includes an occupant of the vehicle at a first point in front of the point of interest when the vehicle is traveling toward the point of interest. The present invention further includes a presentation unit that presents advice to the occupant to draw attention of the occupant, wherein the measurement device is configured to acquire vehicle identification information that identifies the vehicle, between the first point and the point of interest. Measuring the speed of the vehicle at a second point located in, including a measuring means for outputting speed information indicating the measured speed, and a transmitting means for transmitting the vehicle identification information and the speed information, tube The apparatus, receiving means for receiving the vehicle identification information and the speed information from the measuring device, and holding means for holding the received vehicle identification information and the received speed information in association with the point of interest And the above object is achieved.
[0024]
The holding unit may further hold time information indicating a time related to the speed of the vehicle in association with the point of interest.
[0025]
A method of the present invention is a method of calculating an insurance money or insurance premium using the above-described traffic accident occurrence suppression system, wherein the insurance money or insurance money is calculated according to one or more pieces of speed information held by the holding means. The step of varying the fee, thereby achieving the above object.
[0026]
BEST MODE FOR CARRYING OUT THE INVENTION
Hereinafter, embodiments of the present invention will be described with reference to the drawings.
[0027]
FIG. 1 shows a configuration of a traffic accident occurrence suppression system 1 according to an embodiment of the present invention.
[0028]
The traffic accident occurrence suppression system 1 includes an information processing device (a traffic accident occurrence suppression device) 10 and a measuring device 20.
[0029]
The information processing device 10 is mounted on a vehicle 30 (the information processing device 10 is also called an on-vehicle device). It is assumed that the vehicle 30 is traveling toward the point of interest 40. Here, in this specification, the “point of interest” refers to a point where the occupant of the vehicle 30 needs to pay attention to suppress the occurrence of a traffic accident. The “occupant” is typically the driver of the vehicle 30. Alternatively, the occupant may be a driver's assistant (eg, a navigator sitting in a passenger seat).
[0030]
For example, the "point of interest" may be a point where a traffic accident occurred in the past, or a point where a traffic accident is predicted to occur in the future (for example, an intersection with poor visibility or a sharp curve). There may be. Which point on the road is the "point of interest" is predetermined. When determining the “point of interest” based on the analysis results of past traffic accidents, exclude accidents caused by human factors such as drunk driving and inattentive driving, and remove physical accidents such as roads and traffic lights. It is preferable to extract accidents that occurred due to strategic factors, and set the point where the extracted accidents occurred as a “point of interest”.
[0031]
The information processing apparatus 10 presents an advice (message) that calls attention of the occupant of the vehicle 30 to the occupant of the vehicle 30 at an alerting point (first point) 50 located in front of the caution point 40. Thus, by receiving the advice from the information processing device 10, the occupant of the vehicle 30 can recognize that the vehicle 30 is approaching the point of interest 40. The alerting point 50 is a distance d from the point of interest 40 ₁ It is only a point in front. For example, d ₁ = 50m to 100m.
[0032]
The measuring device 20 is installed at a speed measuring point (second point) 60 before the point of interest 40. The speed measurement point 60 is a distance d from the point of interest 40. ₂ It is a point only in front. For example, d ₂ = 0 m to 10 m.
[0033]
Note that the column supporting the measuring device 20 may be a dedicated column, or may be shared with another column. For example, if the measuring device 20 is installed on a pillar of a road traffic sign that has already been installed, the cost of installing the measuring device 20 can be significantly reduced.
[0034]
The measuring device 20 measures the speed of the vehicle 30 at the speed measuring point 60, and transmits to the information processing device 10 wirelessly speed information indicating the measured speed. Such speed measurement can be performed using, for example, a "radar type" or "loop coil type" technology used in automatic speed control machines (commonly known as Orvis) installed throughout the country. it can.
[0035]
When receiving the speed information from the measuring device 20, the information processing device 10 holds the received speed information in association with the point of interest 40. The reason for retaining the received speed information in association with the point of interest 40 is that, in the event of an accident, the occupant of the vehicle 30 can store the retained speed information in a sufficient manner for the point of interest 40. This is because it is used as evidence indicating whether or not careful attention has been paid.
[0036]
Note that an arbitrary method can be adopted as a method of communication between the information processing device 10 and the measuring device 20. It does not matter whether the communication is one-way communication or two-way communication. For example, bidirectional communication between the information processing device 10 and the measuring device 20 can be realized by applying communication between a vehicle and a toll gate in an electronic toll collection (ETC).
[0037]
In this manner, the speed information measured at the speed measurement point 60 can be used as evidence indicating whether or not the occupant of the vehicle 30 actually paid sufficient attention to the point of interest 40, When the occupant receives the advice at the alerting point 50, the occupant is motivated to decelerate before the vehicle 30 reaches the speed measuring point 60. As a result, the vehicle 30 is sufficiently decelerated by the time it reaches the caution point 40. As a result, it is possible to suppress the occurrence of a traffic accident.
[0038]
Further, the degree of freedom for the occupant of the vehicle 30 can be guaranteed. This is because evidence is obtained based on the driver's will in consideration of the driving ability of the occupant of the vehicle 30 and the like.
[0039]
The traffic accident occurrence suppression system 1 also provides at least the following three advantages.
[0040]
・ Police: It is possible to reduce the number of traffic accidents. In particular, it is possible to take measures that focus on “points of interest” where the probability of occurrence of a traffic accident is high, so that the number of traffic accidents can be reduced more efficiently than in the past.
[0041]
-Ministry of Land, Infrastructure, Transport and Tourism: It will be possible to fulfill responsibility for managing roads and facilities at a lower cost than repairing and renovating roads and facilities.
[0042]
-Non-life insurance company: The insurance money is increased if it can be proved that the vehicle speed near (immediately before) the "point of interest" is equal to or lower than a predetermined speed, and the insurance money is lowered if it cannot be proved. Develop products and enter into individual contracts for accident prevention insurance services with vehicle occupants. The property / casualty insurance company may reduce the insurance premium for automobiles on the assumption that the policyholder receives this accident prevention insurance service. In addition, the non-life insurance company can provide a new insurance service in which insurance premiums are backed up in accordance with the degree (actual) of the accident occurrence rate that has been reduced by implementing the accident prevention insurance service.
[0043]
Here, "insurance money" refers to money paid to the insured by the nonlife insurance company due to the occurrence of an insurance accident. “Insurance premium” refers to money paid by an insurance subscriber (insured) to an insurer (general insurance company).
[0044]
FIG. 2A shows an example of the configuration of the information processing apparatus 10. The information processing device 10 is assumed to be mounted on the vehicle 30.
[0045]
The information processing device 10 includes a position detection unit 11 that detects the position of the vehicle 30, a storage unit 12 that stores various information such as map data 12 a and point of interest data 12 b and various programs such as a traffic accident occurrence suppression program 12 c. , A display unit 13 for displaying various information such as map data, a sound output unit 14 for outputting music and voice, an input operation unit 15 for receiving an input operation, and a wireless communication unit for wirelessly transmitting and receiving to and from the measuring device 20 16 and a processing unit 17 that controls the operation of the information processing apparatus 10.
[0046]
As the position detection unit 11, for example, a GPS (Global Positioning System) can be used. As the storage unit 12, for example, any type of memory can be used. As the processing unit 17, for example, an arbitrary type of CPU can be used.
[0047]
FIG. 2B shows an example of the configuration of the measuring device 20. The measuring device 20 measures the speed of the vehicle 30 at the speed measuring point 60, and outputs a speed information indicating the measured speed, and a wireless communication that wirelessly transmits the speed information output from the measuring unit 21. Unit 22.
[0048]
It is preferable that the information processing device 10 can operate as a car navigation device having a car navigation function. Here, the car navigation device refers to a device including a setting means for setting a route to a destination and a display means for displaying the route and the position of the vehicle. In the following description, it is assumed that the information processing device 10 can operate as a car navigation device.
[0049]
FIG. 3 shows an example of a configuration of a system for realizing a car navigation function. The information processing device 10 mounted on the vehicle 30 is configured to be able to communicate with the traffic information management center 70 via the mobile communication network 72.
[0050]
FIG. 4A shows an example of a screen when the user selects “place to go for the first time” from an initial screen for setting a route to a destination. This screen is displayed on the display unit 13. When the user inputs the name of the destination (for example, “Yamanakako”) on the screen shown in FIG. 4A, the information processing apparatus 10 causes the database (not shown) of the traffic information ) To get directions to the destination. As a result, the information processing device 10 can acquire the route search result from the traffic information management center 70.
[0051]
FIG. 4B shows an example of a screen displaying a route search result. This screen is displayed on the display unit 13. In FIG. 4B, △ indicates a destination, and a thick line indicates a route set.
[0052]
The information processing device 10 acquires the point of interest data 12b from the traffic information management center 70 together with the route search result. The point of interest data 12b indicates information on one or more points of interest 40 included in the route to the destination. The point of interest data 12b acquired from the traffic information management center 70 is stored in the storage unit 12.
[0053]
It is preferable that the traffic information management center 70 collectively manages addition, change, and deletion of the cautionary point data 12b in the whole country or at least a part of the area. The traffic information management center 70 may be operated by a non-profit organization such as the National Police Agency or JAF, or may be operated by a for-profit organization such as a casualty insurance company. The nonlife insurance company may operate the traffic information management center 70 independently, but it is preferable to operate the traffic information management center 70 in cooperation with a non-profit organization in terms of promoting traffic safety.
[0054]
FIG. 5A shows an example of the structure of the point of interest data 12b stored in the storage unit 12 in the information processing device 10.
[0055]
The caution point data 12b includes information 310 indicating the position of the caution point 40, information 320 indicating the content of the advice, and speed information 330 indicating the speed of the vehicle 30. The initial value of the speed information 330 is an invalid value (for example, NULL). After the speed of the vehicle 30 is measured at the speed measurement point 60, the value of the speed information 330 is updated to the measured value. The speed information 330 is stored in the storage unit 12 in association with the information 310 indicating the position of the point of interest 40.
[0056]
In the example shown in FIG. 5A, the information 310 indicating the position of the point of interest 40 is represented by latitude (north latitude), longitude (east longitude), and road name (traveling direction). However, the method of expressing the position of the point of interest 40 is not limited to this. The information 310 indicating the position of the point of interest 40 can be represented by any method as long as the position of the point of interest 40 can be uniquely specified.
[0057]
The first line of the point of interest data 12b shown in FIG. 5A indicates that the point of interest 40 is located at a latitude of 35 ° 44: 38N, 139 ° 42: 44E, prefectural road XX (down lane), The content of the advice presented to the occupant of the vehicle 30 at the alerting point 50 in front of the caution point 40 is “deceleration / pause! After left / right confirmation, start!”, The vehicle measured at the speed measurement point 60 30 indicates that the speed is 0 km / h.
[0058]
FIG. 5B shows another example of the structure of the point of interest data 12b. In the example illustrated in FIG. 5B, the caution point data 12b further includes time information 340 indicating a time related to the speed of the vehicle 30 measured at the speed measurement point 60, in addition to the information illustrated in FIG. 5A. Here, the “time related to the speed of the vehicle 30” may be the time when the measuring unit 21 of the measuring device 20 measures the speed of the vehicle 30 or the information processing device 10 is measured by the measuring unit 21. The time may be the time when the speed information is received, or the time when the speed information is stored in the storage unit 12. Note that the time information 340 does not have to represent all of “year”, “month”, “day”, “hour”, “minute”, and “second”. The time information 340 may represent at least one of “year”, “month”, “day”, “hour”, “minute”, and “second”. The time information 340 is stored in the storage unit 12 in association with the information 310 indicating the position of the point of interest 40.
[0059]
FIG. 6 shows a procedure of a traffic accident occurrence suppression program. This program is executed by the processing unit 17.
[0060]
Step ST1: It is determined whether or not the point of interest 40 exists on the route to the destination. Such a determination is made, for example, by determining whether or not the caution point data 12b is stored in the storage unit 12. If the determination result in step ST1 is “Yes”, the process proceeds to step ST2, and if the determination result in step ST1 is “No”, the process ends.
[0061]
Step ST2: At the alerting point 50 (first point) in front of the point of interest 40, advice for calling the occupant of the vehicle 30 is presented to the occupant.
[0062]
Presenting the advice to the occupant at the alerting point 50 is, for example, detecting that the vehicle 30 is approaching the alerting point 50 and detecting that the vehicle 30 is approaching the alerting point 50. In response, this is done by presenting advice to the occupant. The detection that the vehicle 30 is approaching the alerting point 50 is performed, for example, by the processing unit 17 comparing the position of the vehicle 30 detected by the position detection unit 11 with the map data 12a stored in the storage unit 12. This is performed by detecting that the vehicle 30 has reached a predetermined point in front of the alerting point 50.
[0063]
The processing unit 17 may calculate the position of the alert point 50 from the position of the point of interest 40 every time step ST2 is executed. Alternatively, the position of the alert point 50 corresponding to the point of interest 40 may be stored in the storage unit 12 in advance, and the processing unit 17 may read the position of the alert point 50 stored in the storage unit 12. . In any case, it is assumed that the positional relationship between the caution point 40 and the alert point 50 is determined in advance.
[0064]
In addition, the presentation method of the advice does not matter. For example, image data indicating advice may be displayed on the display unit 13, or sound indicating advice may be output from the sound output unit 14. Alternatively, the advice may be presented to the occupant by combining the image data and the sound.
[0065]
As described above, the position detection unit 11, the storage unit 12, the processing unit 17, and the display unit 13 (and / or the sound output unit 14) indicate that “when the vehicle 30 is traveling toward the caution point 40, At an alerting point 50 (first point) located in front of the attention point 40, it functions as a "presenting means for presenting an occupant with advice to alert the occupant of the vehicle 30".
[0066]
Note that the content of the advice may be fixed or variable. For example, the wireless tag 80 may be installed in front of the alert point 50, and the content of the advice may be changed by the wireless communication unit 16 receiving the advice from the wireless tag 80. As a result, it is possible to present the occupant with immediate advice (for example, an advice saying “Today 時 hour 分, death accident occurred! Attention!”). The timing for changing the content of the advice is not limited.
[0067]
FIG. 7 shows an example of a screen on which the advice is displayed. In the example shown in FIG. 7, “Deceleration / pause!” Before the vehicle 30 approaches the intersection that is the point of interest 40.
Start after checking left and right! Is displayed on the display unit 13.
[0068]
Step ST3: Speed information indicating the speed of the vehicle 30 measured at the speed measurement point 60 (second point) is obtained. For example, the wireless communication unit 16 of the information processing device 10 transmits a request to the measuring device 20 and the wireless communication unit 22 of the measuring device 20 transmits the speed information to the information processing device 10 in response to the request. The transmission is performed by the wireless communication unit 16 of the information processing apparatus 10 receiving the speed information. Such two-way communication between the information processing device 10 and the measuring device 20 is realized by, for example, applying communication between a vehicle and a toll gate in an automatic toll collection system (ETC: Electronic Toll Collection). obtain.
[0069]
As described above, the wireless communication unit 16 functions as an “acquisition unit that acquires speed information indicating the speed of the vehicle 30 measured at the speed measurement point 60 (second point)”.
[0070]
Step ST4: Speed information is held in association with the point of interest 40.
[0071]
The holding of the speed information is performed, for example, by storing the speed information in the storage unit 12 of the information processing device 10. In this case, it is preferable that the storage unit 12 has a high shock resistance so that the storage unit 12 is not destroyed even when the vehicle 30 is in an accident.
[0072]
As described above, the storage unit 12 functions as a “holding unit that holds the speed information in association with the point of interest 40”.
[0073]
Note that, in addition to holding the speed information in association with the point of interest 40, time information indicating the time associated with the speed of the vehicle 30 measured at the speed measurement point 60 is held in association with the point of interest 40. It may be. The representation method of the time information may be the same as the representation method of the time information 340 described with reference to FIG. 5B, for example. The holding of the time information is performed, for example, by storing the time information in the storage unit 12 of the information processing device 10. In this case, the storage unit 12 also functions as a “holding unit that holds the time information in association with the point of interest 40”.
[0074]
The method for associating the speed information with the caution point 40 is not limited. For example, as shown in FIG. 5A, the speed information 330 and the information 310 indicating the position of the point of interest 40 are stored in the same line of the point of interest data 12b, so that the speed information and the point of interest 40 are associated with each other. be able to. In addition, a method of associating the time information with the point of interest 40 is not limited. For example, as shown in FIG. 5B, the time information 340 and the information 310 indicating the position of the caution point 40 are stored in the same line of the caution point data 12b, so that the time information and the caution point 40 are associated with each other. be able to.
[0075]
When the speed information is held by the holding means, the speed information is used as evidence indicating whether or not the occupant of the vehicle 30 actually paid sufficient attention to the point of interest 40. When the speed information and the time information are held by the holding unit, the speed information and the time information indicate whether or not the occupant of the vehicle 30 actually paid sufficient attention to the point of interest 40. Used as evidence to show.
[0076]
The insurance money may be calculated based on the speed information held by the holding unit. For example, when the vehicle 30 has caused a traffic accident at the caution point 40, the speed information held by the holding means (that is, the speed information measured at the speed measurement point 60 before the caution point 40 at which the traffic accident occurred). If the speed indicated by the speed information indicating the speed of the vehicle 30 is equal to or lower than a predetermined speed, the insurance money is paid to S ₁ Yen, otherwise insurance money is S ₂ It may be a circle. Where S ₁ > S ₂ It is. Alternatively, the insurance money may be set in several stages according to the speed information.
[0077]
Alternatively, the insurance money or premium may be calculated based on one or more pieces of speed information (for example, a history of speed information) held by the holding unit. For example, when the number of times the speed of the vehicle 30 measured at the speed measurement point 60 before the point of interest 40 is equal to or lower than the predetermined speed is large, the insurance money may be set higher, or the insurance premium may be set. May be set low.
[0078]
As described above, by changing the insurance money or insurance premium according to the one or more pieces of speed information held by the holding unit, the incentive for the occupant of the vehicle 30 to pay attention to the point of interest 40 can be increased.
[0079]
A method of calculating an insurance money or an insurance premium using the traffic accident occurrence suppression system 1, including a step of changing the insurance money or the insurance premium according to one or more pieces of speed information held by a holding unit. Any method is included within the scope of the present invention.
[0080]
Note that the configuration of the information processing device 10 is not limited to the configuration illustrated in FIG. 2A. For example, the information processing device 10 may not have the car navigation function. In this case, the position detector 11 and the map data 12a can be omitted. This is because there is no need to collate the current position of the vehicle 30 detected by the position detection unit 11 with the map data 12a.
[0081]
Hereinafter, the traffic accident occurrence suppression system 1 using the information processing device 10 having no car navigation function will be described.
[0082]
The wireless tag 80 (FIG. 1) is installed before the alert point 50. The information processing device 10 presents advice to the occupant in response to receiving the radio wave from the wireless tag 80. As the wireless tag 80, any type (for example, an IR-tag) can be used. In this case, the wireless communication unit 16, the processing unit 17, and the display unit 13 (and / or the sound output unit 14) indicate that “when the vehicle 30 is traveling toward the point of interest 40, It functions as a "presenting means for presenting an occupant with advice to call the occupant of the vehicle 30 at the alerting point 50 (first point) in the foreground."
[0083]
If the information processing apparatus 10 does not have a car navigation function, step ST1 can be omitted from the flowchart shown in FIG. This is because there is no need to set a route to the destination.
[0084]
In the above-described embodiment, the speed information is held in the information processing device 10, but is not limited to this. For example, the traffic information may be held in the traffic information management center 70. When the speed information is held in the traffic information management center 70, there is an advantage that even if the information processing apparatus 10 is completely destroyed, evidence of speed information remains in the traffic information management center 70. Further, when the speed information is held in the traffic information management center 70, the speed information is less likely to be falsified by the owner of the vehicle 30 or the insured person than when the speed information is held in the information processing device 10. There is a merit.
[0085]
Hereinafter, the configuration of the traffic accident occurrence suppression system 1 when the traffic information is held in the traffic information management center 70 will be described. In this case, the traffic accident occurrence suppression system 1 includes an information processing device 10, a measuring device 20, and a traffic information management center 70 (hereinafter, also referred to as a management device 70). The information processing device 10 is mounted on a vehicle 30. The measuring device 20 is installed outside the vehicle 30. The management device 70 is installed outside the vehicle 30.
[0086]
When the management device 70 holds the speed information, the information processing device 10 does not need to hold the speed information. In this case, the information processing apparatus 10 reads, “When the vehicle 30 is traveling toward the point of interest 40, the vehicle 30 is located at the alert point 50 (first point) in front of the point of interest 40. It is only necessary to have a function of "presenting means for presenting the advice to alert the occupants of the 30 occupants to the occupants". Therefore, the function of “acquiring means for acquiring speed information indicating the speed of the vehicle 30 measured at the speed measurement point 60 (second point)” from the information processing device 10 and the “associating the speed information with the point of interest 40” It is possible to omit the function of the “holding means for holding by holding”. That is, steps ST3 and ST4 can be omitted from the flowchart shown in FIG.
[0087]
FIG. 8A shows an example of the configuration of the measuring device 20 when the management device 70 holds the speed information.
[0088]
The measuring device 20 obtains vehicle specifying information that specifies the vehicle 30, a measuring unit 21 that measures the speed of the vehicle 30 at the speed measuring point 60, and outputs speed information indicating the measured speed, And a transmission unit 24 that transmits the vehicle identification information acquired by the acquisition unit 23 and the speed information output from the measurement unit 21 to the management device 70. An arbitrary network can be used for transmitting the vehicle identification information and the speed information. The network may be wireless or wired.
[0089]
In addition, the acquisition method of vehicle specific information does not matter. For example, when the acquisition unit 23 includes a wireless communication unit, the acquisition unit 23 may acquire the vehicle identification information by the wireless communication unit receiving the ID of the vehicle 30 from the information processing device 10. . The ID of the vehicle 30 may be the one transmitted by the information processing device 10 to the wireless communication unit in response to the request transmitted by the wireless communication unit to the information processing device 10, or the information processing device 10 The information may be transmitted to the wireless communication unit at the timing (spontaneously). Alternatively, when the acquisition unit 23 includes a camera, the acquisition unit 23 may acquire the vehicle identification information by reading the license plate of the vehicle 30 with the camera.
[0090]
FIG. 8B shows an example of the configuration of the management device 70 when the management device 70 holds the speed information.
[0091]
The management device 70 includes a reception unit 73 that receives the vehicle identification information and the speed information from the measurement device 20, and a storage unit 74 that stores the vehicle identification information and the speed information received by the reception unit 73 in association with the point of interest 40. And The storage unit 74 functions as a “holding unit that holds the vehicle specifying information and the speed information in association with the point of interest 40”.
[0092]
Note that there is no limitation on the method of associating the vehicle identification information and the speed information with the point of interest 40. For example, when the measurement device 20 transmits the vehicle identification information and the speed information to the management device 70 in the form of an e-mail, the measurement device 20 associates the address of the measurement device 20 with the vehicle identification information and the speed information, thereby obtaining the vehicle identification information. And the speed information can be associated with the point of interest 40. This is because the address of the measuring device 20 and the point of interest 40 are associated in advance.
[0093]
The storage unit 74 stores the time information indicating the time related to the speed of the vehicle 30 measured at the speed measurement point 60 in addition to the vehicle identification information and the speed information in association with the point of interest 40. You may. The representation method of the time information may be the same as the representation method of the time information 340 described with reference to FIG. 5B, for example. In this case, the storage unit 74 also functions as a “holding unit that holds the time information in association with the point of interest 40”. In addition, the method of associating the time information with the point of interest 40 does not matter.
[0094]
The vehicle identification information, the speed information, and the time information can be used as evidence indicating whether or not the occupant of the vehicle 30 actually paid sufficient attention to the point of interest 40.
[0095]
As described above, the insurance money or the insurance premium may be changed in accordance with one or more pieces of speed information held by the holding unit.
[0096]
In the above-described embodiment, the measurement of the speed of the vehicle 30 at the speed measurement point 60 is performed by the measurement unit 21 of the measurement device 20, but the invention is not limited to this. For example, the speed of the vehicle 30 at the speed measurement point 60 may be measured by a vehicle speed sensor (not shown) provided in the vehicle 30. The output of the vehicle speed sensor is supplied to the processing unit 17 via a terminal for the vehicle speed sensor. In this case, the processing unit 17 connected to the output of the vehicle speed sensor functions as an “acquisition unit that acquires speed information indicating the speed of the vehicle 30 measured at the speed measurement point 60 (second point)”.
[0097]
Further, a vehicle operation control signal for forcibly decelerating / stopping the vehicle 30 may be transmitted from the traffic information management center 70 to the information processing device 10. In this case, the information processing apparatus 10 can present an advice and forcibly perform an operation according to the vehicle operation control signal.
[0098]
In addition, by storing the cautionary point data 12b previously downloaded from the traffic information management center 70 in the storage unit 12 of the information processing apparatus 10, when the user selects “frequently visited place”, By utilizing the cautionary point data 12b, the same cautionary point data 12b is prevented from being repeatedly downloaded.
[0099]
【The invention's effect】
According to the present invention, the speed information measured at the speed measurement point (the second point) can be used as evidence indicating whether or not the occupant of the vehicle actually paid sufficient attention to the point of interest. Therefore, the occupant of the vehicle is motivated to decelerate before the vehicle reaches the speed measurement point when receiving advice at the alerting point (first point). As a result, the vehicle is sufficiently decelerated by the time the vehicle reaches the point of interest. As a result, it is possible to suppress the occurrence of a traffic accident.
[0100]
According to the present invention, the insurance money or insurance premium is calculated so that the insurance money or insurance premium fluctuates according to one or more pieces of speed information held by the holding unit. This makes it possible to develop a new insurance service in which the insurance money or premium is variable.
[Brief description of the drawings]
FIG. 1 is a diagram showing a configuration of a traffic accident occurrence suppression system 1 according to an embodiment of the present invention.
FIG. 2A is a diagram illustrating an example of a configuration of an information processing apparatus 10;
FIG. 2B is a diagram showing an example of the configuration of the measuring device 20;
FIG. 3 is a diagram showing an example of a configuration of a system for realizing a car navigation function.
FIG. 4A is a diagram showing an example of a screen when a user selects “place to go for the first time” from an initial screen for setting a route to a destination;
FIG. 4B is a diagram showing an example of a screen displaying a route search result.
FIG. 5A is a diagram showing an example of a structure of point-of-attention data 12b;
FIG. 5B is a diagram showing another example of the structure of the point of interest data 12b.
FIG. 6 is a flowchart showing a procedure of a traffic accident occurrence suppression program.
FIG. 7 is a diagram showing an example of a screen on which advice is displayed.
FIG. 8A is a diagram showing an example of the configuration of a measuring device 20;
FIG. 8B is a diagram showing an example of a configuration of a management device 70;
[Explanation of symbols]
1 traffic accident occurrence suppression system
10 Information processing device
20 wireless devices
70 Traffic Information Management Center
72 Mobile communication network

Claims (13)

A traffic accident occurrence suppression device for suppressing occurrence of a traffic accident,
Presenting means for presenting, to the occupant, advice for calling attention of an occupant of the vehicle at a first point in front of the point of interest, when the vehicle is traveling toward the point of interest;
Acquiring means for acquiring speed information indicating the speed of the vehicle measured at a second point between the first point and the point of interest;
Holding means for holding the speed information in association with the point of interest, the traffic accident occurrence suppressing device. The traffic accident occurrence suppression device according to claim 1, wherein the holding unit further holds time information indicating a time related to the speed of the vehicle in association with the point of interest. Further comprising a detecting means for detecting that the vehicle is approaching the first point,
2. The traffic accident occurrence suppression device according to claim 1, wherein the presenting unit presents the advice to the occupant in response to detecting that the vehicle is approaching the first point. 3. A receiving unit configured to receive a radio wave from a wireless tag installed in front of the first point;
The traffic accident occurrence suppression device according to claim 1, wherein the presentation unit presents the advice to the occupant in response to receiving a radio wave from the wireless tag. A measuring device is provided outside the vehicle,
The measuring device includes a measuring unit that measures a speed of the vehicle at the second point, outputs speed information indicating the measured speed, and a transmitting unit that transmits the speed information,
The traffic accident occurrence suppression device further includes a receiving unit that receives the speed information from the measurement device,
The traffic accident occurrence suppression device according to claim 1, wherein the holding unit holds the received speed information. The traffic accident occurrence suppression device according to claim 1, further comprising a setting unit that sets a route to a destination, and a display unit that displays the route and the position of the vehicle. The traffic accident occurrence suppression device according to claim 1, wherein the point of interest is a point where a traffic accident has occurred in the past. The traffic accident occurrence suppression device according to claim 1, wherein the point of interest is a point where a traffic accident is predicted to occur in the future. The traffic accident occurrence suppression device according to claim 1, wherein the presentation unit presents the advice to the occupant using voice. A traffic accident occurrence suppression system including a traffic accident occurrence suppression device mounted on a vehicle and a measurement device installed outside the vehicle,
The traffic accident occurrence suppression device,
In the case where the vehicle is traveling toward the point of interest, the presentation means for presenting to the occupant advice to call attention of the occupant of the vehicle at a first point in front of the point of interest,
The measuring device,
Measuring means for measuring the speed of the vehicle at a second point between the first point and the point of interest, and outputting speed information indicating the measured speed;
Transmitting means for transmitting the speed information,
The traffic accident occurrence suppression device,
Receiving means for receiving the speed information from the measuring device,
A traffic accident occurrence suppression system, further comprising: holding means for holding the received speed information in association with the point of interest. A traffic accident occurrence suppression system equipped with a traffic accident occurrence suppression device mounted on a vehicle, a measurement device installed outside the vehicle, and a management device installed outside the vehicle,
The traffic accident occurrence suppression device,
In the case where the vehicle is traveling toward the point of interest, the presentation means for presenting to the occupant advice to call attention of the occupant of the vehicle at a first point in front of the point of interest,
The measuring device,
Acquisition means for acquiring vehicle identification information for identifying the vehicle,
Measuring means for measuring the speed of the vehicle at a second point between the first point and the point of interest, and outputting speed information indicating the measured speed;
A transmission unit that transmits the vehicle identification information and the speed information,
The management device,
Receiving means for receiving the vehicle identification information and the speed information from the measurement device,
A traffic accident occurrence suppression system, further comprising: holding means for holding the received vehicle specifying information and the received speed information in association with the point of interest. The traffic accident occurrence suppression system according to claim 10, wherein the holding unit further holds time information indicating a time related to the speed of the vehicle in association with the point of interest. A method for calculating insurance money or premium using the traffic accident occurrence suppression system according to any one of claims 10 or 11,
A method comprising varying insurance money or premium according to one or more pieces of speed information held by said holding means.

Images