JP2004013910A5 - - Google Patents
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- JP2004013910A5 JP2004013910A5 JP2003298326A JP2003298326A JP2004013910A5 JP 2004013910 A5 JP2004013910 A5 JP 2004013910A5 JP 2003298326 A JP2003298326 A JP 2003298326A JP 2003298326 A JP2003298326 A JP 2003298326A JP 2004013910 A5 JP2004013910 A5 JP 2004013910A5
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(1)(2)(3)この発明にかかる電子決済システムは、
識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を記録した情報記録媒体と、
情報記録媒体と通信可能に設けられており、無効な情報記録媒体の識別ＩＤを記録する無効データベースを記録した決済端末装置と、
決済端末装置と通信可能に設けられており、情報記録媒体を有する利用者にかかる情報を記録する利用者データベースを記録した決済サーバ装置と
を用いて構成される電子決済システムであって、
情報記録媒体は、識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を決済端末装置に送信し、
送信を受けて決済端末装置は、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記情報記録媒体を無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高を情報記録媒体に送信するとともに、当該情報記録媒体にかかる識別ＩＤおよび前記所定の補充額を決済サーバ装置に送信し、
送信を受けて情報記録媒体は、決済端末装置から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記所定の補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴としている。
したがって、個々の情報記録媒体に補充額および補充判定額を設定することができる。例えば、電子バリュー残高の補充を行うか否かの判定額および、そのときに補充する額を、利用者の好みに応じて設定することができる。また、決済端末装置は、情報記録媒体から受信して補充額および補充判定額を取得することができ、識別ＩＤ等に基づいて補充額および補充判定額を検索しなくてもよいので処理が速い。
(1) (2) (3) The electronic payment system according to the present invention
An information recording medium recording an identification ID, an electronic value balance, a predetermined replenishment amount, and a predetermined replenishment determination amount;
A settlement terminal device provided communicably with the information recording medium and recording an invalid database for recording an identification ID of the invalid information recording medium;
A settlement server device which is provided in a communicable manner with the settlement terminal device and which records a user database for recording information on a user who has an information recording medium;
An electronic payment system configured using
The information recording medium transmits the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount to the settlement terminal device.
The payment terminal receives the transmission,
If it is determined that the identification ID is invalid based on the invalid database, the information recording medium is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the settlement amount is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction is less than the predetermined replenishment determination amount. If the electronic value balance after subtraction becomes less than the predetermined replenishment determination amount, the electronic after addition obtained by adding the predetermined replenishment amount to the electronic value balance after subtraction The value balance is transmitted to the information recording medium, and the identification ID and the predetermined replenishment amount of the information recording medium are transmitted to the settlement server device.
Receiving the transmission, the information recording medium records the added electronic value balance received from the settlement terminal device,
When receiving the transmission, the settlement server device identifies the user from the user database based on the identification ID , and attempts to charge the predetermined replenishment amount based on the identified user information. When the billing process can not be performed, the identification ID is recorded in the invalid database of the settlement terminal device .
Therefore, the replenishment amount and the replenishment determination amount can be set for each information recording medium. For example, the determination amount as to whether or not the electronic value balance is to be replenished, and the amount to be replenished at that time can be set according to the preference of the user. Further, the settlement terminal device can receive from the information recording medium and acquire the replenishment amount and the replenishment determination amount, and the processing is quick since it is not necessary to search for the replenishment amount and the replenishment determination amount based on the identification ID and the like. .
(4)この発明にかかる電子決済システム、決済端末装置または情報記録媒体においては、
決済端末装置は、前記無効データベースに前記識別ＩＤが存在するか否かに基づいて、無効であるか否かを判断すること
を特徴としている。
(4) In the electronic settlement system, settlement terminal device or information recording medium according to the present invention,
The settlement terminal device is characterized in that it determines whether or not the identification ID is present based on whether the identification ID exists in the invalid database .
(12)この発明にかかる電子決済方法は、
識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を記録した情報記録媒体と、
情報記録媒体と通信可能に設けられており、無効な情報記録媒体の識別ＩＤを記録する無効データベースを記録した決済端末装置と、
決済端末装置と通信可能に設けられており、情報記録媒体を有する利用者にかかる情報を記録する利用者データベースを記録した決済サーバ装置と
を用いて実現される電子決済方法であって、
情報記録媒体は、識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を決済端末装置に送信し、
送信を受けて決済端末装置は、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記情報記録媒体を無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高を情報記録媒体に送信するとともに、当該情報記録媒体にかかる識別ＩＤおよび前記所定の補充額を決済サーバ装置に送信し、
送信を受けて情報記録媒体は、決済端末装置から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記所定の補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴としている。
(12) The electronic settlement method according to the present invention is
An information recording medium recording an identification ID, an electronic value balance, a predetermined replenishment amount, and a predetermined replenishment determination amount;
A settlement terminal device provided communicably with the information recording medium and recording an invalid database for recording an identification ID of the invalid information recording medium;
A settlement server device which is provided in a communicable manner with the settlement terminal device and which records a user database for recording information on a user who has an information recording medium;
An electronic payment method realized using
The information recording medium transmits the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount to the settlement terminal device.
The payment terminal receives the transmission,
If it is determined that the identification ID is invalid based on the invalid database, the information recording medium is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the settlement amount is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction is less than the predetermined replenishment determination amount. If the electronic value balance after subtraction becomes less than the predetermined replenishment determination amount, the electronic after addition obtained by adding the predetermined replenishment amount to the electronic value balance after subtraction The value balance is transmitted to the information recording medium, and the identification ID and the predetermined replenishment amount of the information recording medium are transmitted to the settlement server device.
Receiving the transmission, the information recording medium records the added electronic value balance received from the settlement terminal device,
When receiving the transmission, the settlement server device identifies the user from the user database based on the identification ID , and attempts to charge the predetermined replenishment amount based on the identified user information. When the billing process can not be performed, the identification ID is recorded in the invalid database of the settlement terminal device .
(13)この発明にかかる電子決済方法は、
識別ＩＤ、電子バリュー残高、補充額および補充判定額を記録した乗車券としてのＩＣカードと、ＩＣカードと通信可能に設けられており、無効なＩＣカードの識別ＩＤを記録する無効データベースを記録した自動改札機と、前記自動改札機と通信可能に設けられた決済サーバ装置とを用いた電子決済方法であって、
ＩＣカードを所持する利用者が、前記自動改札機を通過する場合において、
前記自動改札機は、ＩＣカードに記録されている識別ＩＤ、補充額、補充判定額および電子バリュー残高を読み込み、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記ＩＣカードを無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から乗車料金に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記補充判定額以下になるときには、当該減算後の電子バリュー残高に前記前記補充額を加算して求めた加算後の電子バリュー残高をＩＣカードに送信するとともに、当該ＩＣカードにかかる識別ＩＤおよび前記補充額を決済サーバ装置に送信し、
送信を受けてＩＣカードは、自動改札機から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴としている。
(13) The electronic settlement method according to the present invention is
The IC card as a ticket which recorded the identification ID, the electronic value balance, the replenishment amount and the replenishment judgment amount, and the invalid database which is provided to be communicable with the IC card and records the identification ID of the invalid IC card An electronic payment method using an automatic ticket gate and a settlement server device provided to be communicable with the automatic ticket gate,
In the case where a user carrying an IC card passes the automatic ticket gate,
The automatic ticket gate reads the identification ID, the replenishment amount, the replenishment determination amount, and the electronic value balance recorded in the IC card,
If it is determined that the identification ID is invalid based on the invalid database, the IC card is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the boarding fare is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction becomes equal to or less than the replenishment determination amount. It is determined whether or not the electronic value balance after subtraction becomes equal to or less than the replenishment determination amount, the electronic value balance after addition obtained by adding the replenishment amount to the electronic value balance after subtraction is an IC card Sending to the settlement server apparatus the identification ID and the replenishment amount pertaining to the IC card,
Receiving the transmission, the IC card records the added electronic value balance received from the automatic ticket gate,
In response to the transmission, the settlement server device identifies the user from the user database based on the identification ID, and performs the billing process for the replenishment amount based on the identified user information. When the processing can not be performed, the identification ID is recorded in the invalid database of the settlement terminal device .
Claims (13)
情報記録媒体と通信可能に設けられており、無効な情報記録媒体の識別ＩＤを記録する無効データベースを記録した決済端末装置と、
決済端末装置と通信可能に設けられており、情報記録媒体を有する利用者にかかる情報を記録する利用者データベースを記録した決済サーバ装置と
を用いて構成される電子決済システムであって、
情報記録媒体は、識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を決済端末装置に送信し、
送信を受けて決済端末装置は、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記情報記録媒体を無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高を情報記録媒体に送信するとともに、当該情報記録媒体にかかる識別ＩＤおよび前記所定の補充額を決済サーバ装置に送信し、
送信を受けて情報記録媒体は、決済端末装置から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記所定の補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴とする電子決済システム。 An information recording medium recording an identification ID, an electronic value balance, a predetermined replenishment amount, and a predetermined replenishment determination amount;
A settlement terminal device provided communicably with the information recording medium and recording an invalid database for recording an identification ID of the invalid information recording medium;
A settlement server device which is provided in a communicable manner with the settlement terminal device and which records a user database for recording information on a user who has an information recording medium;
An electronic payment system configured using
The information recording medium transmits the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount to the settlement terminal device.
The payment terminal receives the transmission,
If it is determined that the identification ID is invalid based on the invalid database, the information recording medium is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the settlement amount is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction is less than the predetermined replenishment determination amount. If the electronic value balance after subtraction becomes less than the predetermined replenishment determination amount, the electronic after addition obtained by adding the predetermined replenishment amount to the electronic value balance after subtraction The value balance is transmitted to the information recording medium, and the identification ID and the predetermined replenishment amount of the information recording medium are transmitted to the settlement server device.
Receiving the transmission, the information recording medium records the added electronic value balance received from the settlement terminal device,
When receiving the transmission, the settlement server device identifies the user from the user database based on the identification ID , and attempts to charge the predetermined replenishment amount based on the identified user information. The electronic settlement system characterized by recording said identification ID in the said invalid database of the said payment terminal device, when the said claim process can not be performed.
情報記録媒体から識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を受信し、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記情報記録媒体を無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高を情報記録媒体に送信するとともに、当該情報記録媒体にかかる識別ＩＤおよび前記所定の補充額を決済サーバ装置に送信すること
を特徴とする決済端末装置。 An identification ID, an electronic value balance, a predetermined replenishment amount, and a predetermined replenishment determination amount are recorded so as to be communicable with each of the information recording medium and the payment server apparatus, and the identification ID of the invalid information recording medium is recorded. A payment terminal that records an invalid database,
Receiving an identification ID, an electronic value balance, a predetermined replenishment amount and a predetermined replenishment determination amount from the information recording medium;
If it is determined that the identification ID is invalid based on the invalid database, the information recording medium is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the settlement amount is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction is less than the predetermined replenishment determination amount. If the electronic value balance after subtraction becomes less than the predetermined replenishment determination amount, the electronic after addition obtained by adding the predetermined replenishment amount to the electronic value balance after subtraction A settlement terminal device, comprising: transmitting a value balance to an information recording medium; and transmitting an identification ID of the information recording medium and the predetermined replenishment amount to a settlement server device.
識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を決済端末装置に送信し、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記決済端末装置によって、当該情報記録媒体を無効化され、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記決済端末装置が、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高、を受信して記録すること
を特徴とする情報記録媒体。 An information record is provided communicably with the settlement terminal device recording the invalid database recording the identification ID of the invalid information recording medium, and records the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount A medium,
Transmitting the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount to the settlement terminal device;
When it is determined that the identification ID is invalid based on the invalid database, the payment terminal device invalidates the information recording medium.
Wherein when the identification ID on the basis of invalid database is deemed not invalid, the payment terminal device, wherein the electronic value balance of the electronic value worth settlement amount subtraction result at the same time from the electronic value balance after subtraction the It determines whether equal to or less than a predetermined replenishment determination amount, when the electronic value balance after the subtraction is equal to or less than the predetermined replenishment determination amount, adds the predetermined replenishing amount to the electronic value balance after the subtraction information recording medium characterized by recording received electronic value balance, after addition was determined.
前記決済端末装置は、前記無効データベースに前記識別ＩＤが存在するか否かに基づいて、無効であるか否かを判断すること The settlement terminal device determines whether or not it is invalid based on whether or not the identification ID exists in the invalid database.
を特徴とするもの。 Characterized by
前記補充額および補充判定額は、前記識別ＩＤ毎に予め設定された所定額であること
を特徴とするもの。 In the electronic settlement system, settlement terminal device or information recording medium according to any one of claims 1 to 4,
The replenishment amount and the replenishment determination amount may be predetermined amounts set in advance for each identification ID.
前記補充額および補充判定額は、前記識別ＩＤによらない所定額であること
を特徴とするもの。 In the electronic settlement system, settlement terminal device or information recording medium according to any one of claims 1 to 4,
The supplementary amount and the supplementary determination amount are predetermined amounts not based on the identification ID.
前記決済サーバ装置は、前記決済端末装置からの送信情報を管理する情報管理サーバ装置と、前記識別ＩＤによって特定される利用者へ補充額の請求処理を行う請求サーバ装置から構成されること
を特徴とするもの。 In the electronic settlement system, settlement terminal device or information recording medium according to any one of claims 1 to 6,
The settlement server device is characterized by comprising: an information management server device that manages transmission information from the settlement terminal device; and a billing server device that bills the user specified by the identification ID for a replenishment amount. What to do.
前記決済端末装置は、決済金額に値する電子バリューを運賃として減算する交通機関等に設置された自動改札機であり、
前記情報管理サーバ装置は、前記自動改札機から受信した情報記録媒体にかかる識別ＩＤおよび補充額を、請求サーバ装置に送信し、
前記請求サーバ装置は、金融機関等に設置されており、前記識別ＩＤによって特定される利用者の金融機関口座から口座振替によって前記補充金額の回収を行うこと
を特徴とするもの。 In the electronic settlement system, the settlement terminal device or the information recording medium according to claim 7,
The settlement terminal device is an automatic ticket gate installed in a transportation facility or the like that subtracts an electronic value worth of the settlement amount as a fare,
The information management server device transmits, to the billing server device, the identification ID and the replenishment amount for the information recording medium received from the automatic ticket gate.
The billing server device is installed in a financial institution or the like, and collects the replenishment amount from the financial institution account of the user specified by the identification ID by means of account transfer.
前記決済端末装置は、決済金額に値する電子バリューを運賃として減算する交通機関等に設置された自動改札機であり、
前記情報管理サーバ装置は、前記自動改札機から受信した情報記録媒体にかかる識別ＩＤおよび補充額を、請求サーバ装置に送信し、
前記請求サーバ装置は、予め利用者から前払いされた金額から差し引くことによって前記補充金額の回収を行うこと
を特徴とするもの。 In the electronic settlement system, the settlement terminal device or the information recording medium according to claim 7,
The settlement terminal device is an automatic ticket gate installed in a transportation facility or the like that subtracts an electronic value worth of the settlement amount as a fare,
The information management server device transmits, to the billing server device, the identification ID and the replenishment amount for the information recording medium received from the automatic ticket gate.
The billing server apparatus is characterized in that the replenishment amount is recovered by subtracting it from the amount prepaid by the user.
前記決済端末装置は、決済金額に値する電子バリューを運賃として減算する交通機関等に設置された自動改札機であり、
前記情報管理サーバ装置は、前記自動改札機から受信した情報記録媒体にかかる識別ＩＤおよび補充額を、請求サーバ装置に送信し、
前記請求サーバ装置は、クレジット会社等に設置されており、前記識別ＩＤによって特定される利用者のクレジット取引によって前記補充金額の回収を行うこと
を特徴とするもの。 In the electronic settlement system, the settlement terminal device or the information recording medium according to claim 7,
The settlement terminal device is an automatic ticket gate installed in a transportation facility or the like that subtracts an electronic value worth of the settlement amount as a fare,
The information management server device transmits, to the billing server device, the identification ID and the replenishment amount for the information recording medium received from the automatic ticket gate.
The billing server device is installed in a credit company or the like, and collects the replenishment amount according to a credit transaction of the user specified by the identification ID.
前記情報記録媒体は、電子バリュー残高を記録可能なＩＣチップを内蔵した、ＩＣカード、携帯電話または携帯情報端末であること
を特徴とするもの。 The electronic settlement system, settlement terminal device or information recording medium according to any one of claims 1 to 10,
The information recording medium is an IC card, a cellular phone or a portable information terminal, which incorporates an IC chip capable of recording an electronic value balance.
情報記録媒体と通信可能に設けられており、無効な情報記録媒体の識別ＩＤを記録する無効データベースを記録した決済端末装置と、
決済端末装置と通信可能に設けられており、情報記録媒体を有する利用者にかかる情報を記録する利用者データベースを記録した決済サーバ装置と
を用いて実現される電子決済方法であって、
情報記録媒体は、識別ＩＤ、電子バリュー残高、所定の補充額および所定の補充判定額を決済端末装置に送信し、
送信を受けて決済端末装置は、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記情報記録媒体を無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から決済金額に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記所定の補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記所定の補充判定額以下になるときには、当該減算後の電子バリュー残高に前記所定の補充額を加算して求めた加算後の電子バリュー残高を情報記録媒体に送信するとともに、当該情報記録媒体にかかる識別ＩＤおよび前記所定の補充額を決済サーバ装置に送信し、
送信を受けて情報記録媒体は、決済端末装置から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記所定の補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴とする電子決済方法。 An information recording medium recording an identification ID, an electronic value balance, a predetermined replenishment amount, and a predetermined replenishment determination amount;
A settlement terminal device provided communicably with the information recording medium and recording an invalid database for recording an identification ID of the invalid information recording medium;
A settlement server device which is provided in a communicable manner with the settlement terminal device and which records a user database for recording information on a user who has an information recording medium;
An electronic payment method realized using
The information recording medium transmits the identification ID, the electronic value balance, the predetermined replenishment amount and the predetermined replenishment determination amount to the settlement terminal device.
The payment terminal receives the transmission,
If it is determined that the identification ID is invalid based on the invalid database, the information recording medium is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the settlement amount is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction is less than the predetermined replenishment determination amount. If the electronic value balance after subtraction becomes less than the predetermined replenishment determination amount, the electronic after addition obtained by adding the predetermined replenishment amount to the electronic value balance after subtraction The value balance is transmitted to the information recording medium, and the identification ID and the predetermined replenishment amount of the information recording medium are transmitted to the settlement server device.
Receiving the transmission, the information recording medium records the added electronic value balance received from the settlement terminal device,
When receiving the transmission, the settlement server device identifies the user from the user database based on the identification ID , and attempts to charge the predetermined replenishment amount based on the identified user information. The electronic settlement method according to claim 1, wherein the identification ID is recorded in the invalid database of the settlement terminal device when the billing process can not be performed.
ＩＣカードを所持する利用者が、前記自動改札機を通過する場合において、
前記自動改札機は、ＩＣカードに記録されている識別ＩＤ、補充額、補充判定額および電子バリュー残高を読み込み、
前記無効データベースに基づいて前記識別ＩＤが無効であると見なされた場合には、前記ＩＣカードを無効化し、
前記無効データベースに基づいて前記識別ＩＤが無効でないと見なされた場合には、前記電子バリュー残高から乗車料金に値する電子バリューを減算すると同時に、減算後の電子バリュー残高が前記補充判定額以下になるか否かを判断し、減算後の電子バリュー残高が前記補充判定額以下になるときには、当該減算後の電子バリュー残高に前記前記補充額を加算して求めた加算後の電子バリュー残高をＩＣカードに送信するとともに、当該ＩＣカードにかかる識別ＩＤおよび前記補充額を決済サーバ装置に送信し、
送信を受けてＩＣカードは、自動改札機から受信した加算後の電子バリュー残高を記録し、
送信を受けて決済サーバ装置は、前記識別ＩＤに基づいて前記利用者データベースから利用者を特定し、特定した利用者の情報に基づいて前記補充額にかかる請求処理を行おうとした際に当該請求処理ができなかった場合には、前記識別ＩＤを前記決済端末装置の前記無効データベースに記録すること
を特徴とする電子決済方法。
The IC card as a ticket which recorded the identification ID, the electronic value balance, the replenishment amount and the replenishment judgment amount, and the invalid database which is provided to be communicable with the IC card and records the identification ID of the invalid IC card An electronic payment method using an automatic ticket gate and a settlement server device provided to be communicable with the automatic ticket gate,
In the case where a user carrying an IC card passes the automatic ticket gate,
The automatic ticket gate reads the identification ID, the replenishment amount, the replenishment determination amount, and the electronic value balance recorded in the IC card,
If it is determined that the identification ID is invalid based on the invalid database, the IC card is invalidated,
When it is determined that the identification ID is not invalid based on the invalid database, the electronic value balance equivalent to the boarding fare is subtracted from the electronic value balance, and at the same time the electronic value balance after subtraction becomes equal to or less than the replenishment determination amount. It is determined whether or not the electronic value balance after subtraction becomes equal to or less than the replenishment determination amount, the electronic value balance after addition obtained by adding the replenishment amount to the electronic value balance after subtraction is an IC card Sending to the settlement server apparatus the identification ID and the replenishment amount pertaining to the IC card,
Receiving the transmission, the IC card records the added electronic value balance received from the automatic ticket gate,
In response to the transmission, the settlement server device identifies the user from the user database based on the identification ID, and performs the billing process for the replenishment amount based on the identified user information. An electronic settlement method characterized in that when the processing can not be performed, the identification ID is recorded in the invalid database of the settlement terminal device .
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2003298326A JP4827370B2 (en) | 2003-08-22 | 2003-08-22 | Electronic payment system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| JP2003298326A JP4827370B2 (en) | 2003-08-22 | 2003-08-22 | Electronic payment system and method |
Related Parent Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2001139673A Division JP3497144B2 (en) | 2001-05-10 | 2001-05-10 | Electronic payment system and method |
Related Child Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2011100729A Division JP5385943B2 (en) | 2011-04-28 | 2011-04-28 | Electronic payment system and method |
Publications (3)
| Publication Number | Publication Date |
|---|---|
| JP2004013910A JP2004013910A (en) | 2004-01-15 |
| JP2004013910A5 true JP2004013910A5 (en) | 2005-05-26 |
| JP4827370B2 JP4827370B2 (en) | 2011-11-30 |
Family
ID=30438892
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| JP2003298326A Expired - Lifetime JP4827370B2 (en) | 2003-08-22 | 2003-08-22 | Electronic payment system and method |
Country Status (1)
| Country | Link |
|---|---|
| JP (1) | JP4827370B2 (en) |
Families Citing this family (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP4689990B2 (en) * | 2004-08-27 | 2011-06-01 | 株式会社三井住友銀行 | Method and system for charging electronic money |
| JP4614321B2 (en) * | 2004-11-09 | 2011-01-19 | 大日本印刷株式会社 | Automatic filling method of electronic money |
| JP4698287B2 (en) * | 2005-05-19 | 2011-06-08 | 株式会社三共 | Game electronic money system and service providing server |
| JP4921798B2 (en) * | 2006-01-16 | 2012-04-25 | 日本放送協会 | Electronic ticket using terminal and portable terminal |
| JP7246880B2 (en) * | 2018-09-10 | 2023-03-28 | 株式会社東芝 | Entrance/exit control device and entrance/exit control system |
| JP2020064551A (en) * | 2018-10-19 | 2020-04-23 | 株式会社タツノ | Oil supply apparatus, server, and oil supply station system |
| JP2020071818A (en) * | 2018-11-02 | 2020-05-07 | 株式会社メルカリ | Information processing method, information processor, and program |
| JP7239199B2 (en) * | 2020-12-24 | 2023-03-14 | Ｎｅｃプラットフォームズ株式会社 | Electronic payment system, terminal device, electronic payment method and electronic money management program |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JPH0546834A (en) * | 1991-08-19 | 1993-02-26 | Fujitsu Ltd | Automatic ticket examination system |
| JP2659489B2 (en) * | 1992-01-07 | 1997-09-30 | 日本信号株式会社 | Automatic ticket gate system |
| JP2695731B2 (en) * | 1992-01-07 | 1998-01-14 | 日本信号株式会社 | Automatic ticket gate system |
| JPH06325223A (en) * | 1993-05-14 | 1994-11-25 | Omron Corp | Method for invalidating non-contact card |
| JPH09134457A (en) * | 1995-11-10 | 1997-05-20 | Nippon Signal Co Ltd:The | Trasaction device for portable recording medium |
-
2003
- 2003-08-22 JP JP2003298326A patent/JP4827370B2/en not_active Expired - Lifetime
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