JP2003263607A - Slip processing method and system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a slip processing method and system capable of easily and quickly discriminating the classification of a plurality of kinds of slips, and contributing to the efficiency of the following task processing of a financial institute or the like. <P>SOLUTION: This slip processing method is provided to read the contents of a slip by an image reader, and to identify the kind of the slip whose recognition configuration is different from the read contents, and to recognize the carried contents of the specific item of the slip on the basis of the identified slip kind, and to display the recognized carried contents with a transaction picture pertinent to the kind of the slip at the display device. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention automatically recognizes the types of various forms such as deposit slips, checks, and transfer slips handled by financial institutions, etc., and provides necessary information described therein to a subsequent business processing system. The present invention relates to a form processing method and system provided.

[0002]

2. Description of the Related Art Although automatic cash handling devices have become widespread in financial institutions such as banks and post offices, public charges (taxes, telephone charges, electric power charges, etc.) and checks that cannot be handled by these automatic cash handling devices are used. We perform window services such as deposit, payment, and transfer using forms such as deposit slips.
In addition, a deposit / withdrawal slip is used for window operations such as large deposits / withdrawals by checks that cannot be handled by the automatic cash handling apparatus.

[0003] In the case of a staff member who carries out a window work using various forms as described above, when a form is received from a customer,
After determining the form type such as deposit and withdrawal slips, it is checked whether all necessary items are described without omissions, whether there is an error in the account number or name, and the work is transferred to the received form.

However, the types of forms brought into the counters of banks, post offices, etc. are roughly classified into (1) established forms of the format established by the bank, (2) public charges such as telephone charges, electricity charges, gas charges, etc. In order to deposit the money, a company such as a telephone company, an electric power company, etc. has established it, and the company code etc. is printed in a bar code on a part of the form. (3) A part of the form is a telephone company, A form of the Ministry of Posts and Telecommunications standards in which the symbol codes of electric power companies, credit companies, etc. are printed with multiple digit numerical codes, (4) checks or promissory notes in formats issued by own bank and other banks, (5) local taxes, etc. There are a wide variety of types, including forms issued by each local government for delivery, and (6) forms that are uniformly defined by banks nationwide.

Therefore, at the window of a financial institution such as a bank or a post office, it is the first task of the window business to determine which of the types of the types of the led-in ledger described above. Will be an important task.

[0006]

However, in the prior art, the person in charge at the counter discriminates the type of the form brought into the counter by visual inspection, so that the discrimination can be easily performed. There were times when you couldn't. If it takes time to discriminate the form type, the window work is delayed and the service to the customer is deteriorated.

[0007] In particular, recently, the operation of a financial system having a network structure that allows various public utility charges to be delivered to retail stores other than banks and post offices has been started. Since many people have not received training or education, it will be extremely difficult to distinguish the various types of forms described above, or it will be erroneously identified, which will reduce the reliability and operation efficiency of the system itself. There is a risk that

The present invention is intended to solve such a problem, and can easily distinguish the types of various types of forms in a short time and contribute to the efficiency of subsequent business processing of financial institutions and the like. An object of the present invention is to provide a form processing method and system capable of processing the same.

[0009]

In order to solve the above problems, in particular, a confirmation screen corresponding to the determined form type is automatically displayed on the display device.

[0010]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described in detail below with reference to the drawings.

FIG. 1 is a system configuration diagram showing an embodiment of a form processing system to which the form processing method of the present invention is applied. The system of this embodiment includes an image reading device 1 for reading an image of characters, symbols, barcodes, imprints, etc. written on a form to be processed, a window terminal 2 composed of a computer such as a personal computer, and the like. Keyboard 3, mouse (pointing device) 4, display device 5, word dictionary file 6, form format definition information file 7, screen definition file 8 attached to the counter terminal
And a seal stamp database 9. Although the seal stamp database 9 may be directly attached to the counter terminal 1, the seal stamp database 9 is placed in the management of a center computer which is remote from the counter terminal 1 for security reasons, and the seal stamp database 9 is stored from the counter terminal 2 via the communication line. It is desirable to have a configuration in which a seal imprint image is searched.

The image reading apparatus 1 is configured to optically scan the form 10 placed on the form table from diagonally above and input the read image data to the input control section 21 of the window terminal 2. .

The window terminal 2 includes an input control unit 21, a character form recognition unit 22, a form recognition macro 23, a display control unit 24, and a seal stamp search processing unit 25. The input control unit 21
The input control of the image reading apparatus 1 is performed as shown in FIG.
As shown in (a), a SCSI driver 212 for high-speed transfer of read image data, a TWAIN driver 213 which is a standard interface of an image scanner,
It is composed of a distortion correction unit 212 that corrects the distortion of the read image. When the form correction image is read obliquely from above, the distortion correction unit 212 displays the read image as shown in FIG.
Since the trapezoidal shape 214 is distorted, this is corrected to a rectangular shape 215. This input control unit 21 has a TW
The read image data is input to the form recognition macro 23 in the format defined by the AIN standard.

The form recognition macro 23 identifies the type of form based on the read image data input from the input control unit 21, and further recognizes the described characters and bar codes, and performs a search and collation process for the seal imprint. And the character form recognition unit 22
It is constituted by a macro program for selectively calling each of the processing units, and performing the form type identification, character recognition, and seal imprint matching. These macro programs can be set for each type of form such as “form with ID”, “single form”, “plurality of forms”. The “form with ID” is a form on which identification code characters (numerals) of the form are printed, such as a form established by the own bank. What is a "single form"?
A check, a promissory note, a one-sheet form defined by a telephone company, an electric power company, or the like, and a “plural form” is a form composed of a plurality of sheets. These macro programs for each form type are activated in a predetermined order upon the input of an image reading start command from the keyboard 3 or the mouse 4, and selectively call each processing unit of the character form recognition unit 22 to form form types. Identification, character recognition, and cropping of the image of the part necessary for the operator to confirm, and the recognized text, cropped image, and information on the form type are used in a subsequent business processing program (not shown) or business processing terminal (Fig. (Not shown). These subsequent business processing programs or business processing terminals, for example, perform business processing such as payment and deposit in collaboration with the host computer or independently according to the transaction type and transaction form described in the form in the financial institution. It is a thing.

The character form recognition unit 22 is a character recognition processing unit 2.
21, form identification processing unit 222, barcode recognition processing unit 2
23, a word matching processing unit 224, a seal matching processing unit 225,
It is composed of an image processing unit 226 and a line segment detection processing unit 227. Each of these processing units is constituted by a program selectively activated from each macro program of the form recognition macro 23.

The character recognition processing section 221 is a part for recognizing characters to be recognized (alphanumeric characters such as amount and form ID, characters such as first and last name) written on the form to be processed. When the form is identified as an existing type, the macro program of the form recognition macro 23 corresponding to the identified type of the form is activated and the characters in the area designated by the form recognition macro 23 are recognized. Characters to be recognized are handwritten characters, printed characters, OCR characters, MIC
It is the R letter.

The form identification processing unit 222 identifies the type of the form to be processed by the matching process between the read image data of the form and the definition information for identifying the form type registered in the form format definition information file 7. That is, each macro program of the form recognition macro 23 for identifying each type of form is activated.

Here, the types of forms are roughly classified into ID-added forms, bar code forms, OCR forms and the like. For example, even the same ID-added forms have different formats depending on ID numbers.

In the present embodiment, (1) the image of the area designated by the definition information for identifying the form type is cut out and the ID is
Identify the type such as attached form or barcode form,
(2) In the case of a form with ID, the ID number is recognized, and the lower-level attribute corresponding to the ID number is recognized, (3)
The image of the area specified by the format definition information of the lower attribute is cut out, character recognition is performed, and processing according to the recognition result is performed.

In the present invention, when the format is further divided or classified by an ID number or the like in the same form type, the division or classification is called a lower attribute.

The matching process refers to a pattern matching process using an image (bar code pattern image, MICR character pattern image) when recognizing a MICR character printed on a bar code or a bill / check. When recognizing a form on which code information including a plurality of digit strings is printed, it means a matching process in units of one character or in units of character strings.

The barcode recognition processing section 223 is a part for recognizing the barcode of the recognition target described on the form of the processing target, and when it is identified as the form of the type in which the barcode of the recognition target exists. First, the macro program of the form recognition macro 23 in the form type for which the identification is performed is activated.

The word matching processing unit 224 is a part for recognizing a recognition target word (for example, a bank name, a company name, an address, a name, etc.) written on a processing target slip, and the recognition target word exists. When the form is identified as a form, the macro program of the form recognition macro 23 for the form type that has been identified is activated.

The seal stamp collation processing unit 225 is a portion for collating the seal imprint of the recognition target imprinted on the form seal of the processing target and the shadow registered in the seal stamp database 9, and is the type of the form having the seal imprint of the recognition target. If it is identified as, the macro program of the form recognition macro 23 in the form type for which the identification is performed is activated.

The image processing unit 226 is a part for performing a process of cutting out an image such as a seal imprint necessary for confirmation by an operator or recording in the transaction history on the form to be processed. When it is identified that the form is an existing form, the macro program of the form recognition macro 23 for the identified form type is activated.

The line segment detection processing unit 227 is a part for detecting characteristics of line segments such as tables and ruled lines written on a form, and identifies a type of form that includes line segments such as tables and ruled lines. In the case of being identified, the macro program of the form recognition macro 23 for the identified form type is activated, and the detected line segment characteristics are collated with the form layout information registered in advance in the form format definition information file 7, It is to determine which layout the form corresponds to.

The word dictionary file 6 is stored in the word matching processing unit 2
Reference numeral 24 stores a word dictionary for matching words.

The form format definition information file 7 is
Information on the cut-out area of an image for identifying the types of multiple types of forms and their subordinate attributes and information on the recognition target regions such as characters and imprints in each type of form are registered in advance. The definition information for identifying the type and the format definition information of the lower attribute in each type are registered. The registration contents will be described later in the identification processing for each form type.

The screen definition file 8 is registered with screen definition information for displaying a format of a confirmation screen and an operation guide screen when the contents of the read form are displayed on the display device 5.

Here, a typical example of the form processed by the form processing system of this embodiment and a display example of the recognition result will be described first.

FIG. 3 shows an example of a form in a format established by the bank (hereinafter referred to as an established form) and a display example of a recognition result. In the established form 300, as shown in FIG. In the example shown in the figure, "00
1)) and the check boxes for identifying the transaction type or the transaction form (in the example of the figure, the check boxes “□” for “01 savings account withdrawal” and “02 current account withdrawal”) 302, 303 It is printed. In this enactment form 300, if the withdrawal is from a savings account, the customer enters a check mark in a check box 302. The withdrawal amount is "30,000 yen" in the column below
And the handwritten characters of the account number "1401257" are entered, and the customer name "Murata XX" is entered in the "Name" field.
Is written in handwriting. It should be noted that the enacted form 300 of FIG. 3A has a handwritten entry field for "store number", but the drawing is complicated and is not shown.

When such an established form 300 is read, the recognition result as shown in FIG. 3B is displayed on the confirmation screen 310 of the display device 5. In this confirmation screen 310,
Cutout image 311 of handwritten character shop number “123”, its character recognition result 312, and handwritten character account number “140
1257 ”cutout image 313 and its character recognition result 3
14, cutout image 315 of handwritten character transaction amount "30000" and its character recognition result 316, cutout image 317 of name handwritten character "Murata XX" and its recognition result 3
18, the cut-out image of the seal imprint 319 imprinted on the enactment form 300 and the seal imprint 32 registered in the seal stamp database 9.
0 is displayed.

FIG. 4 shows an example of the promissory note and a display example of the recognition result. As shown in FIG. 4A, the promissory note 400 has an MICR specific to the promissory note, which is stipulated by law.
Since the character (magnetic print character) 401 is printed at a predetermined position, whether the MICR character 401 having a predetermined font pattern is printed at the predetermined position is identified by pattern matching processing with the MICR character pattern image. . If it is identified as a formal promissory note, the necessary parts are recognized and the image is cut out.
A confirmation screen 410 as shown in (b) is displayed. It should be noted that the promissory note 400 of FIG. 4 (a) has a print character of "store number" of the bank which is the place of payment, but the illustration is omitted because the drawing becomes complicated.

On the confirmation screen 410 shown in FIG. 4 (b), a cutout image 411 of the print character "123" of the "store number" of the bank that is the place of payment, its character recognition result 412, and the transaction amount entered by the check writer. Cutout image 415 of “¥ 30,000” and its character recognition result 416, cutout image 417 of handwritten character “Murata XX” and its recognition result 418 of stamper name, stamp 419 of stamper stamped on promissory note 400 A cut-out image of the image, a seal imprint 420 registered in the seal stamp database 9, and a reduced image 421 of the entire promissory note 400 are displayed. The reduced image 421 is cut out because it is necessary to leave it as evidence in the case where the processing is erroneous or when there is an inquiry from the customer.

FIG. 5 shows an example of a delivery sheet for city prefectural tax printed with a bar code and a display example of recognition results. The delivery sheet for city prefectural tax illustrated in FIG. As shown in FIG. 3A, there is a format in which a local government name, a delivery account number, etc. are printed in a bar code at a predetermined position determined by the local government. Hereinafter, when such a form is defined as a bar code form 500, in the present invention, an image of an area defined by the definition information for identifying the bar code form is cut out, and a pattern is determined whether a bar code is written in the area. Identify by matching process. If it is detected that the area is the description area of the bar code, it is identified as a bar code form, and the store number of the financial institution of the delivery destination is recognized from the content (encoding result) of the bar code. Then, the image of the necessary portion such as the name and the amount of money is cut out and the characters are recognized, and the recognition result is displayed on the confirmation screen 510 as shown in FIG. 5B. The confirmation screen 510 shown in FIG.
, The recognition result 511 of the “store number” of the delivery destination bank,
Transaction amount "\ 30, printed or handwritten
“000” cutout image 512 and its character recognition result 51
3. The cutout image 514 of the printed name of the supplier or the handwritten character “Murata XX” and the recognition result 515 thereof are displayed.

FIG. 6 shows an example of a charge delivery form in which a symbol code of an electric power company or the like is described by a multi-digit numerical code and a display example of recognition results. In the delivery form 600, as shown in FIG.
There is a format in which a symbol code or the like unique to the electric power company is printed with a multi-digit numerical code 601 at a predetermined position determined by the electric power company or the like. Hereinafter, when a form of such a format is defined as an MT form, in the present invention, for such an MT form 600, an image of an area defined by the definition information for identifying the MT form is cut out, Whether or not a multi-digit numerical code is described is identified by character recognition processing. Then, if the description area of the multi-digit numerical code 601 is detected, it is identified as the MT form, and the symbol code of the delivery destination electric power company or the like is recognized from the content of the numerical code. Then, the image of the necessary portion is cut out and the character recognition is performed, and the confirmation screen 6 as shown in FIG.
The recognition result is displayed at 10. The confirmation screen 610 shown in FIG. 6B shows the recognition result 6 of the “store number” of the delivery destination bank.
11. Transaction amount "\" printed or handwritten
A cutout image 612 of “30,000” and its character recognition result 613, a cutout image 614 of the handwritten character “Murata XX” of the supplier's name and its recognition result 615 are displayed. The MT form is a form used in the postal transfer MT service. The postal transfer MT service is the contents of regular payment by postal transfer
This is a service in which the notification of the OCR character data described in the T service dedicated payment form) is recorded on a magnetic tape or floppy disk and delivered to the subscriber instead of mailing the image output payment handling slip.

FIG. 7 shows an example of a form for tax payment in which a symbol code of a local government, etc. is described by a numerical code of multiple digits and a display example of recognition results. As shown in FIG. 7A, the form 700 has a form in which a symbol code unique to a local government is printed with a plurality of OCR characters 701 at a predetermined position determined by the local government. Hereinafter, the OCR form 70
When defined as 0, this OCR form 700 is also processed in the same manner as the form 600 of FIG. That is, FIG.
For the OCR form 700, the image at the position defined by the definition information for identifying the OCR form is cut out, and whether or not a plurality of OCR characters are described in the cut out image is identified by the character recognition processing. And multi-digit OCR
If the description of the character 701 is detected, it is identified as an OCR form, and the symbol code of the delivery destination municipality is recognized from the content of the numerical code (numerical value recognition result). And
The necessary part of the image is cut out and character recognition is performed, and
The recognition result is displayed on the confirmation screen 710 as shown in (b). On the confirmation screen 710 shown in FIG. 7B, the recognition result 711 of the “store number” of the delivery destination bank, the cutout image 712 of the transaction amount “¥ 30,000” written or printed by handwriting and the characters. Recognition result 713, cutout image 71 of the print of the supplier's name or the handwritten character "Murata XX"
4 and its recognition result 715 are displayed.

In FIG. 8, when the image reading apparatus 1 reads forms of various formats as described above, the type of the form is identified, and its lower attributes are recognized by an ID number or the like. It is a flowchart which shows the procedure which recognizes the description content.

Here, an identification procedure is set so as to identify which of a plurality of types of forms to be processed is processed in a predetermined order, and the form type is identified according to the identification procedure. In each form identification process, the read image of the form read by the image reading device 1 and the image of the area designated by the definition information for form type definition information registered in the form format definition information file 7 are cut out, and the cut-out image is obtained. Of the form (such as character recognition or recognition of image patterns such as barcodes), identify the form type, and if any of the types is identified, perform the subsequent identification procedure. Instead, the image of the area previously set as the recognition target in the form format definition information of the type is cut out, and the process of recognizing the subordinate attributes and further recognizing the described content is performed.

The details will be described below. First, when the system is activated, an initial screen 900 as shown in FIG. 9 is displayed (step 801). Therefore, the form to be processed is placed on the form stand of the image reading apparatus 1, the image input start button 901 on the initial screen 900 is operated by clicking the mouse 4, and the image input command is input. Alternatively, the image input start command is input from the keyboard 3.

When the form recognition macro 23 of the counter terminal 2 recognizes that the image input start command is input (step 802), it sends a read start signal to the image reading device 1 via the input control unit 21. send. As a result, the operation of reading the form image by the image reading device 1 is started. The image reading device 1 transfers the read form image data to the form recognition macro 23 via the input control unit 21. The form recognition macro 23 identifies the type of form to be processed in a predetermined order based on the transferred read image data. Here, established forms (Fig. 3), bar code forms (Fig. 5), MT forms (Fig. 6), MICR forms such as checks / bills (Fig. 4), municipal OCR forms (Fig. 7), and forms other than the above Then, the identification process is performed in the order of the layouts registered in advance in the form format definition information file 7.

That is, the form recognition macro 23 includes a macro program for identifying established forms, a macro program for identifying bar code forms, a macro program for identifying MT forms, a macro program for identifying checks / bills, and an OCR form for local governments. The macro program for identifying and the macro program for identifying the layout form are activated in this order.

The reason why the established form is set to the highest priority is that the input amount of the established form is predicted to be the largest, but the order is to activate the macro program corresponding to each form type in the form recognition macro 23. It can be changed by changing the order. Further, when the number of types of forms to be processed increases, it can be dealt with only by adding a macro program for the form, and it is not necessary to change the configuration of the character form recognition unit 22.

First, the macro program of the form recognition macro 23 corresponding to the established form that is an ID-added form is activated, and the character recognition processing unit 221, the form identification processing unit 222, the word matching processing unit 224 of the character form recognition unit 22, The seal matching processing unit 225 and the image processing unit 226 are activated to identify whether the form type is the established form (step 803),
If the form ID is found to be a printed enactment form, the character recognition (account number or customer number) is performed after cutting out the image of the area specified in advance by the form format definition information corresponding to the enactment form of the form ID. (Name, transaction amount, etc.), and cuts out an image of an area designated in advance by the form format definition information such as a seal imprint (step 804), and the result (recognition character and cut-out image and form type information) follows. Business processing unit 81
Transfer to 7.

However, when it is determined that the form is not the established form, the form recognition macro 2 corresponding to the bar code form is next generated.
The macro program of No. 3 is started, and the character form recognition unit 22
The character recognition processing unit 221, the form identification processing unit 222, the barcode recognition processing unit 223, the word matching processing unit 224, the seal stamp matching processing unit 225, and the image processing unit 226 are activated to identify whether or not it is a barcode form. (Step 80
5) If the bar code is found to be a printed bar code form, after cutting out the image of the area previously designated by the form format definition information corresponding to the bar code form, Character recognition (customer name, transaction amount, etc.) is performed, and an image (handwritten character, printed character, etc.) of an area previously designated by the form format definition information is cut out (step 8).
06), and transfers the result (recognition character, cut-out image, and form type information) to the subsequent business processing unit 817.

However, if it is found that the form is not a bar code form, then the form recognition macro 2 corresponding to the MT form is generated.
The macro program of No. 3 is started, and the character form recognition unit 22
The character recognition processing unit 221, the form identification processing unit 222, the word matching processing unit 224, the seal matching processing unit 225, and the image processing unit 226 are activated to identify whether or not it is an MT form by a numerical code string (step 807). ), If it is found to be an MT form, after cutting out an image of the area previously designated by the form format definition information corresponding to the MT form, character recognition (customer name, transaction amount, etc.) is performed, Further, an image (handwritten character, printed character, etc.) of an area designated in advance by the form format definition information is cut out (step 808), and the result (recognition character, cutout image and form type information) is used as a subsequent business processing unit. Transfer to 817.

However, if it is determined that the MT form is not present, then it is identified whether it is a check or a bill (a promissory note, a bill of exchange) by the presence or absence of MICR characters (step 809), and the bill. Or, if it is determined that the check is a check, the image of the area designated in advance by the form format definition information corresponding to the MICR character printed on the bill or the check is cut out, and then the character recognition (the bank store number of the place of payment) is cut out. And customer name, transaction amount, etc.)
Then, the image of the area designated in advance by the form format definition information such as the seal imprint is cut out, and a reduced image of the entire bill or check is created (step 810). As a result (recognition character and cut-out image and form Information of type, reduced image)
Transfer to.

However, if it is found that the bill is not a bill or a check, then the OCR for payment of local taxes, etc.
The macro program of the form recognition macro 23 corresponding to the form is activated, and the character recognition processing unit 22 of the character form recognition unit 22 is started.
1 and the form identification processing unit 222, the word matching processing unit 224, the seal matching processing unit 225, and the image processing unit 226 are activated to identify whether or not it is an OCR form by a character recognition process of OCR characters of multiple digits (step 811), if it is determined that the OCR form is an image, the image in the area designated in advance by the form format definition information corresponding to the OCR characters printed on the OCR form is cut out,
Character recognition of the cutout image (customer name, transaction amount, etc.)
Then, the image (handwritten character, print character, etc.) in the area designated in advance by the form format definition information is cut out (step 812), and the result (recognition character and cut-out image and form type information) is added to the subsequent image. It is transferred to the business processing unit 817.

However, if the form does not correspond to any of the above, that fact is displayed on the screen of the display device 5, and a command as to whether or not to execute the recognition process of the form other than the above is input. (Step 813) and a command to execute is input, the layout form 1 whose layout is registered in advance in the form format definition information file 7 as shown in FIG.
In order to determine whether or not it is 000, the macro program of the form recognition macro 23 corresponding to the layout form is activated, and the character recognition processing unit 221, the form identification processing unit 222, and the word matching processing unit of the character form recognition unit 22 are executed. 224, the seal stamp collation processing unit 225, the image processing unit 226, and the line segment detection processing unit 227 are activated to identify whether or not it is the layout form 1000 (step 814), and the layout form 10
The image of the area specified in advance by the form format definition information corresponding to 00 is cut out, character recognition (customer name, transaction amount, etc.) of the cut-out image is performed, and the area specified in advance by the form format definition information is cut out. The image (handwritten character, print character, etc.) is cut out (step 815), and the result (recognition character, cutout image, and information on the type of form) is transferred to the subsequent business processing unit 817.

However, if it is found that the form does not correspond to any type of form, the acceptance is rejected because the form is not a recognition target (step 816).

FIG. 11 is a diagram showing in detail the procedure of processing for identifying whether or not the form to be processed is the established form 300 illustrated in FIG. 3. First, the ID 3 of the established form shown in FIG.
01 and the images of the print areas of the check boxes 302 and 303 are cut out by the form type identification definition information 1103. Then, in the cutout image, the ID 30
1 and the characters in the check boxes 302 and 303 and the presence of the “□” symbol marked with the “re” symbol. That is, since the characters such as the form ID 301 and the check boxes 302 and 303 and the “ordinary deposit withdrawal” in the enactment form 300 are printed at the designated position of the enactment form 300, the form ID 301, the check boxes 302 and 303 and the “ordinary deposit Coordinate data indicating a printing area of characters such as "deposit withdrawal" is registered in the form format definition information file 7 as definition information 1103 for identifying the form type corresponding to the established form.

Therefore, (1) the image of the coordinate area indicated by the coordinate data is cut out from the image data read from the form to be processed, and the cutout image is subjected to character recognition, and the ID 301 and the check boxes 302 and 303 are performed. “□” symbol and characters such as “Savings withdrawal” and “Les”
Check if there is a "□" symbol marked with a symbol
(Steps 1101 and 1102) If it exists, it is recognized that the form to be processed is the enactment form 300 (Step 1104), and data such as characters and images of the area to be recognized in the enactment form 300 (field The process moves to the process of recognizing (data) (step 1105). At this stage,
In the example of the established form 300 shown in FIG. 3, the form ID is “00”.
1 ”, the transaction type or transaction form is found to be“ Saving ordinary deposit ”. That is, it can be seen that the form to be processed is the established form and the subordinate attribute is the form ID = “001”. The field data is a part of data necessary for performing the subsequent business process.

(2) Field data recognition processing 110
In No. 5, first, the established form 300 with the form ID “001”
After acquiring the form format definition information 1106 corresponding to, the image of the area designated by the form format definition information 1106 is cut out, and the characters, symbols, etc. described in the cut-out area are recognized using the character recognition processing unit 221. To do. At this stage, if the example of the established form 300 in FIG.
The recognition results of the store number 312, the account number 314, the transaction amount 315, and the customer name 318 are obtained (step 1108). At the same time, the cut-out result of the imprint 319 is obtained using the image processing unit 226. In this case, account number 314,
When the customer name 318 is obtained, the seal matching processing unit 22
In accordance with an instruction from the form recognition macro program of the enacted form 300, 5 is a seal stamp database in which image data of the customer's registered seal imprint 320 specified by the account number 314 and the customer name 318 is input via the seal stamp search processing unit 25. 9, and pattern matching processing is performed with the imprint 319 cut out from the enacted form 300, and whether or not they are the same or similarity is calculated and displayed on the screen of the display device 5.

(3) When the recognition of the field data is completed, "formal check processing (A)" 1107 is executed. This "formal check processing (A)" 1107 does not constitute the main part of the present invention for discriminating the type of form, but is there any contradiction between the recognized field data?
A formal check is made to see if any omissions have been made, and if any formal defects such as omissions are found, they are displayed on the screen of the display device 5.

(4) Form I obtained in step 1104
The contents of D and the check boxes are stored in the established form / transaction correspondence table (TBL) 8171 of the business processing unit 817. That is, the business processing unit 817, the step 110
When the form ID and check box contents obtained in step 4 are received, the established form / transaction correspondence table (TBL) 81
In 71, the form ID (“001” in the example of FIG. 3)
And the transaction code "00/11/11" of the "business / form / subject" corresponding to the contents of the check box ("Saving deposit in the example of FIG. 3") is stored (step 8172),
The transaction code is confirmed (step 8174). Further, a field data table (TBL) 8173 corresponding to the transaction code “00/11/11” is created, and the amount of money to be dispensed, which is the field data read from the enactment form 300 to be processed, is created in the field data table 8173. "30000" and the account number "140257" are stored in association with the field number. The field No. is stored in association with the field No. for the purpose of post-processing such as easily associating with the confirmation item on the confirmation screen.

When the transaction code such as withdrawal or deposit is confirmed, the confirmation index data of "Saving deposit" is displayed using the transaction index of "Saving deposit withdrawal" which is the confirmed transaction item. Search from the data file 8 and see FIG.
The confirmation screen 410 as shown in FIG.
The field data table 8173 is set at the designated position in 0.
Display the recognition characters such as the withdrawal amount and the account number stored in. At the same time, the cutout image of the handwritten character such as the customer name that is the source of the recognized character is displayed in association with each other. In addition,
The data of the recognized characters stored in the field data table 8173 is provided to the process of “format check B” 8175. The process of “format check B” 8175 is, for example, a process of performing a formal check corresponding to the transaction content.

FIG. 12 is a diagram showing in detail the procedure of a process for identifying whether or not the form to be processed is the bar code form 500 illustrated in FIG. 5. First, the bar code form 500 bar of FIG. Whether or not a bar code exists in the print area of the code 501 is checked using the form type identification definition information 1203 for bar code form identification. That is, the barcode 501 in the barcode form 500 is not the same as the printing position because the barcode form itself is established by a company or a local government. Therefore, for each bar code form established by a company or a local government, coordinate data indicating the print area is registered as form type identification definition information 1203 corresponding to each bar code form.

Therefore, (1) the image of the coordinate area indicated by the coordinate data is cut out from the image data read from the form to be processed, and the presence of the bar code is detected in that area. If the bar code is detected, it is recognized as a bar code form (step 1204).

(2) Next, the bar code data described in the bar code area is recognized (step 1205), and the transaction between the company code and the bar code expression described from the bar code start position "1" is performed. The code of the form or transaction item is acquired (step 1205). Then, the form format definition information 1206 of the bar code form 500 corresponding to the company code is acquired, and based on the form format definition information 1206, the account number of the bar code expression in the bar code form of the format corresponding to the company code Acquire information on the start position and the start position of the charge amount, and the account N with multiple digits starting from those start positions
o, Get information about billing amount. Further, according to the form format definition information 1206, characters and images of the area to be recognized in the bar code form 500 corresponding to the company code are cut out and the process shifts to the process of recognizing field data. At this stage, in the case of the barcode form 500 of FIG. 5, the billing amount is “30,000” and the account number is “×”.
It turns out to be "X".

(3) When the recognition of the bar code data is completed, "formal check processing (A)" 1207 is executed. This "formal inspection process (A)" 1207 does not constitute the main part of the present invention for discriminating the type of form, but there is no contradiction between the recognized barcode data and the described contents, or omission of description. A formal check is made to see if there is any, and if a formal defect such as a description omission is found, it is displayed on the screen of the display device 5.

(4) The company code "01234" thus obtained, the transaction form or transaction code "0"
0/11/11 ”is stored in the barcode form / transaction correspondence table (TBL) 8175 of the business processing unit 817. Also, the account number and billing amount are the transaction code "00.
Bar code data table (T
(BL) 8176, together with information indicating the start position and the number of digits of the barcode, it is stored.

When the transaction code is confirmed, the business processing unit 817 confirms "delivery of city / prefecture tax" in FIG. 5 by using the utility rate transaction index corresponding to the confirmed transaction code "00/11/11". The screen data is retrieved from the screen data file 8 and the confirmation screen 510 as shown in FIG. 5B is displayed. At the designated position in the screen 510, the account number and the billing amount stored in the barcode data table 8176 are displayed. Display recognized characters such as. At the same time, the cutout image of the handwritten character that is the source of the recognized character is displayed in association with each other. The barcode data stored in the barcode data table 8176 is provided to the process of “format check B” 8177. The process of “format check B” 8177 is, for example, a process of performing a formal check corresponding to the transaction content.

The bar code can be detected as follows. That is, the bar code is characterized in that (a) black pixels in the vertical direction are uniformly present in a certain length and (b) there are many black-and-white change points per unit length in the horizontal direction (high frequency). Have
By utilizing this, the area where the bar code is written in the read image is detected.

As a detection method in that case, specifically, the following processes are carried out in order to narrow down the candidates. Performs a run conversion process to check the continuity of black dots in the input image, deletes long runs and short runs in the vertical direction from the input image in order to avoid confusion with line segments such as ruled lines, Search for a location where the number of changes in black and white per unit length is greater than a threshold value, label a region that satisfies the above, perform line segment integration processing, and detect the circumscribed rectangle of the barcode region. These processes are executed by the barcode recognition processing unit 223 to identify the barcode form. By doing so, it is not necessary to designate the area in which the bar code exists by the coordinate data, and it is possible to save the required storage capacity of the form format definition file.

FIG. 13 is a diagram showing in detail the procedure of a process for identifying whether or not the processing target form is the MT form 600 exemplified in FIG. 6. First, the MT form of the MT form 600 of FIG. It is checked using the form type identification definition information 1303 for MT form whether or not the MT form code consisting of a plurality of digits is present in the print area of the code (numerical code) 601. That is, the MT form code 601 in the MT form 600 is the same as the printing position because the MT form itself is established by the Ministry of Posts and Telecommunications. Therefore, coordinate data indicating the print area is registered as the form class identification definition information 1303 corresponding to each MT form.

Therefore, (1) in the image data read from the form to be processed, the image of the coordinate area indicated by the coordinate data is cut out, and in the cut-out image, the MT form code consisting of a plurality of digit strings is formed. Is detected, and if the MT form code exists, it is recognized as an MT form (step 1304).

(2) Next, a predetermined number of digits (in the example of FIG. 13, "8" starting from the start position "1" of the MT form code area)
"Account No." of "digits" and a predetermined number of digits starting from the start position "9"("8digits" in the example of FIG. 13), "recognition amount" recognition processing
(Step 1305) is performed. The recognized “account No” and “billing amount” data are stored in the MT code data table 8180 of the business processing unit 817. Then, the form format definition information 1 of the MT form 600 corresponding to the "account No."
306 is acquired and the form format definition information 130 is acquired.
Based on No. 6, the information of the company name “XX power” corresponding to the “account No.” and the description position (or description area) of the transaction form code “00/11/11” is acquired, and is indicated by the information. After cutting out the image described in the position or area, the character recognition is performed, and the company name "XX electric power" and the transaction form code "00/11/11" are acquired. And
Company name "XX electric power" and transaction form code "00/11.
11 ”is stored in the MT form / transaction correspondence table 8181 in association with the account number“ 01234 ”. Further, the MT code data table 8182 corresponding to the transaction form code “00/11/11” is created, and the MT code data table 8182 is recognized from the position or area designated by the form format definition information 1306. Data is stored together with the data name, start position, and digit number information.

(3) When the recognition of the MT form data is completed, "formal check processing (A)" 1307 is executed.
This "formal inspection process (A)" 1307 does not constitute the main part of the present invention for discriminating the type of form, but there is no contradiction between the recognized MT form data and the described contents, or omission of description. A formal check is made to see if there is any, and if a formal defect such as a description omission is found, it is displayed on the screen of the display device 5.

(4) The transaction code and MT form data thus obtained are transferred to the business processing section 817.
The business processing unit 817 searches the screen data file 8 for the charge delivery confirmation screen data of “XX electric power company” of FIG. 6 by using the utility charge transaction index corresponding to the confirmed transaction code, and FIG. The confirmation screen 610 as shown in FIG. 6 is displayed, and the data stored in the MT form data table 8182 is displayed at the designated position in the screen 610. In addition,
The MT form data stored in the MT form data table 8182 is provided to the “form inspection B” 8183 process.
The process of “format check B” 8183 is, for example, a process of performing a formal check corresponding to the transaction content.

The MT form code can be detected in the following manner. The edge of the form is detected from the input image, the coordinates of the four corners of the form in the read image are obtained, and the size of the form is checked. The printing position and the number of characters of the MT form code in the form are
The format and the number of characters from the top edge and the left edge of the form are defined by the private standards of the Ministry of Posts and Telecommunications, and the form format definition information 130
Since it is registered in No. 3, the print area of the MT form code is cut out based on this data, the characters in that area are cut out character by character, and the character recognition is performed character by character. If detected, it is identified as an MT form. These processes are executed by the character recognition processing unit 221 to identify the MT form.

FIG. 14 is a diagram showing in detail the procedure of a process for identifying whether or not the form to be processed is the promissory note 400 illustrated in FIG. 4. First, the MICR character of the promissory note 400 in FIG. Whether or not the MICR character 401 composed of a plurality of digit strings exists in the print area of 401 and whether or not the size of the promissory note is an appropriate size is defined by the form information 1403 for identifying the form type for the promissory note. Use to find out. That is, the printing position of the MICR character 401 on the promissory note 400 is designated at the same position by the bank standard. Also, the form size is standardized. Therefore,
The coordinate data indicating the printing area of the MICR character 401 is registered as the form type identification definition information 1403 corresponding to the promissory note.

Therefore, (1) the image of the coordinate area indicated by the coordinate data is cut out from the image data read from the form to be processed, and the MICR character 401 consisting of a plurality of digits in the cut-out image is formed. Detect the presence. In detecting the MICR character 401, the edges of the promissory note are detected from the input image, the coordinates are obtained at the four corners of the promissory note in the read image, and the size of the promissory note 400 is calculated from the coordinate data to optimize the promissory note. Check if Since the MICR character printing position in the promissory note 400 is specified by the bank standard, the coordinates of the printing area are defined as the form format definition information 1403, and the area specified by the form format definition information 1403. After cutting out the image, the MICR characters in the cutout area are sequentially cut out character by character, 1
Character recognition as MICR characters is performed on a character-by-character basis, and if the specified number of characters is entered, it is identified as a proper promissory note. Checks are recognized in the same way. In this case, since the size of the check and the size of the promissory note are different, the size information corresponding to each check and the coordinate data indicating the area of the MICR character are registered in advance. These processes are executed by the character recognition processing unit 221 to identify the promissory note (step 1404).

(2) Next, a predetermined number of digits (for example, "4 digits") starting from the start position "1" of the MICR character and a predetermined number of digits starting from the start position "5" (for example, "4 digits"). ") Clearing house No.", a predetermined number of digits starting from the starting position "10" (eg "4 digits") "Bank No", a predetermined number of digits starting from the starting position "15" (eg "3 digits") The "branch number" recognition process (step 1405) is performed. Recognized “Bill type”, “Bill clearing house No”, “Bank No”,
The “branch number” data is stored in the MICR data table 8190 of the business processing unit 817. Then, the form format definition information 1406 of the promissory note 400 corresponding to the “note type” is acquired, and based on the form format definition information 1406, the area of the area in which the items to be confirmed in the “note type” are described. Cut out the image,
Character recognition such as "Bank No." and "Branch No." further,
Using the recognition result, the format "formal inspection A"
Perform 1407. This "formal inspection process (A)" 1407
Does not form the main part of the present invention for discriminating the type of form, but it is necessary to perform a formal check such as whether there is any contradiction between the recognized bill / check data and the described contents or whether there is any omission. If a formal defect such as a description omission is found, it is displayed on the screen of the display device 5. Also, cut out an image of the area specified by the form format definition information of "billing type", for example, the image of the area in which the code "11.22.33" of the transaction form is described, recognize the character, and issue a bill or check. / Stored in the transaction correspondence table 8191. Then, a bill / check data table 8192 corresponding to the code "11.22.33" of the transaction form is created, and characters and images recognized from the field area designated by the form format definition information 1406 are created for the table 8192. Stores the data name of the data such as and the data.

(3) The bill / check data thus obtained is transferred to the business processing unit 817. The business processing unit 817 retrieves the promissory note confirmation screen data of FIG. 4 from the screen data file 8 using the checking account transaction index corresponding to the confirmed transaction code, and confirms the confirmation screen as shown in FIG. 4B. 410 is displayed, and the recognized character, the imprint, and the reduced image of the entire handprint are displayed at the specified position on the screen 410. Note that the bills / checks data stored in the bills / checks data table 8192 is "Form Check B" 81
It is provided to 93 processes. The process of “format inspection B” 8193 is, for example, a process of performing a formal check corresponding to the transaction content. Regarding the layout form illustrated in FIG. 10, (1) line segment information in the form (start point / end point coordinates in the line segment form, line type, etc.), (2) heading (“payment slip”)
Etc.) is registered in advance in the form format definition information file 7 as the form format definition information in the image data format, and the form format definition information in the image data format to be identified is input from the form format definition information file 7. Then, matching processing is performed between the form format definition information and the line segment coordinates in the form, the line segment of the read image of the heading portion, and the characteristics of the character string, and the layout type with the highest degree of similarity is identified as the form type. Note that the form size check has been described with respect to a bill / check, but it may be performed for other types of forms.

Further, with respect to the read information, only the preset portion is displayed, but the entire portion may be displayed, and the important portion may be displayed in different colors or brightness. Furthermore, as an image reading device,
The structure in which the form is placed on the form table and the image is read has been illustrated, but the present invention is not limited to this.
It goes without saying that it is possible to use image reading devices of various reading types such as a type of inserting a form such as a facsimile device.

As is clear from the above description, according to the form processing method of the present embodiment, it is possible to identify which kind of form the processing target form is of a plurality of types in a predetermined order. The procedure is set, the form type is identified in accordance with the identification procedure, and after the form type is identified, the lower attributes are further identified, and the image of the area defined by the format definition information unique to the identification result is displayed. Since the cutout and the recognition process for recognizing the form content from the cutout image are performed, it is possible to easily identify the types of various types of forms in a short time.

Further, for the operator, only by placing the form to be processed on the form stand of the image reading device, the form type is identified, and the necessary confirmation portion is displayed on the display device. The operation for processing is extremely simple and the working efficiency is greatly improved. And since the time is also shortened, the window service at financial institutions that handle forms can be speeded up, and it is possible to improve the service to customers, and the reception of financial institutions and retail stores that handle various types of forms By installing the information at the counter, it becomes possible to promote the efficiency of the device or system that performs the subsequent business process using the information read by this system.

The present embodiment also has the following features.

(1) In the form processing method, the contents written on the form to be processed are read by the image reading device, the contents described on the form are recognized from the read image, and the process according to the contents described on the form is performed. A plurality of types of forms with different image cutout areas are read by an image reading device, and whether or not the read image corresponds to the first type of form is determined by using definition information for form type identification stored in a file in advance. If it is identified and corresponds to the first type of form, the image is cut out from the area corresponding to the format unique to the first type of form, the description content is recognized from the cut out image, and the first type If it does not correspond to the form, whether or not the read image corresponds to the form of the second type is identified using definition information for form type identification stored in a file in advance, and
If it corresponds to the type of form, the image is cut out from the area corresponding to the format unique to the type of the second type,
A form processing method for recognizing the described content from the clipped image and performing processing according to the recognition result. In addition, when it does not correspond to the second type of form, the identification information of the form to be processed is input from the input device, and the image of the area according to the form format corresponding to the input identification information is cut out and cut out. A form processing method for recognizing the described contents from images.

(2) In the form processing method, the contents written on the form to be processed are read by the image reading device, the contents described on the form are recognized from the read image, and the process according to the contents described on the form is performed. A plurality of types of forms with different image cutout areas are read by an image reading device, and whether or not the read image corresponds to the first type of form is determined by using definition information for form type identification stored in a file in advance. If it is identified and corresponds to the first type of form, an image is cut out from the area corresponding to the format unique to the first type of form, the described content is recognized from the cut out image, and the result of the recognition is used. , It is identified whether or not the form has a lower attribute, and if the form has a lower attribute, the image is cut out from the area corresponding to the format specific to the lower attribute, and the cutout is performed. If the described content is recognized from the image and the image does not correspond to the first type of form, whether the read image corresponds to the second type of form or not is stored in a file in advance as definition information for identifying the form type. Identify with the second
If it corresponds to the type of form, the image is cut out from the area corresponding to the format unique to the type of the second type,
The description content is recognized from the cut-out image, and the result of the recognition is used to identify whether or not the form has a lower attribute. If the form has a lower attribute, the format corresponding to the lower attribute is supported. Cut out the image from the area
A form processing method for recognizing the described content from the clipped image and performing processing according to the recognition result. In addition, when it does not correspond to the second type of form, the identification information of the form to be processed is input from the input device, and the image of the area according to the form format corresponding to the input identification information is cut out and cut out. A form processing method for recognizing the described contents from images.

(3) In the form processing method, the contents written on the form to be processed are read by the image reading device, the contents described on the form are recognized from the read image, and the process according to the contents described on the form is performed. Recognize whether or not a form has IDs attached to predetermined parts of multiple types of forms, and
If the form is an attached form, a step of cutting out an image corresponding to the format of the form with the ID and recognizing its content,
If it is not a form with ID, it is recognized whether or not it is a form with barcode, and if it is a form with barcode, a step of cutting out an image according to the format of the form with barcode and recognizing its contents, and a barcode If the form is not an attached form, it is recognized whether the form is an MICR attached form and M
In the case of a form with ICR characters, a step of cutting out an image corresponding to the format of the form with MICR characters and recognizing the contents, and when none of the above forms can be recognized, the identification information of the form to be processed is input device. The image of the area according to the form format corresponding to the input identification information is cut out, the step of recognizing the description content from the cut out image, and the processing of the related business according to the recognition result of each form Form identification method to perform.

(4) Definition information for identifying a plurality of types of forms in the form processing system in which the contents read on the form to be processed are read by the image reading device and the contents described on the form are recognized from the read image. The form definition information file that has been registered in advance, and the form type identification means that identifies which type the form type corresponds to by the matching process between the read image of the form read by the image reading device and the definition information, are identified. A form processing system, comprising: an image of an area previously set as a recognition target in the form definition information of a form type; and a character recognizing processing unit for recognizing an image set as a character recognition target in the cut-out image.

[0083]

As described above, according to the present invention, it is possible to easily identify various types of forms in a short time. Further, regarding a form having a lower attribute, the description content can be recognized in a short time by referring to the information of its unique format.

[Brief description of drawings]

FIG. 1 is a system configuration diagram showing an embodiment of a system to which a form processing method of the present invention is applied.

FIG. 2 is an internal configuration diagram of an input control unit connected to an image input device.

FIG. 3 is a diagram showing an example of an established form in which a financial institution self-formulates the form format and a display screen example of the read information.

FIG. 4 is a diagram showing an example of a promissory note to be processed and an example of a display screen of read information.

FIG. 5 is a diagram showing an example of a bar code form established by a local government and a display screen example of read information.

FIG. 6 is a diagram showing an example of a form format established by a company and a display screen example of read information.

FIG. 7 is a diagram showing an example of an OCR form established by a local government and a display screen example of read information.

FIG. 8 is a flowchart showing a procedure for identifying a form type.

FIG. 9 is a diagram showing an example of an initial screen of form identification processing.

FIG. 10 is a diagram showing an example of a layout form in which a layout is established.

FIG. 11 is a diagram showing details of a procedure for processing the established form shown in FIG. 3;

FIG. 12 is a diagram showing details of a processing procedure of the barcode form in FIG.

13 is a diagram showing details of a form processing procedure in the format of FIG.

FIG. 14 is a diagram showing details of a processing procedure for the promissory note in FIG. 4;

[Explanation of symbols]

1 ... Image reading device, 2 ... Window terminal, 3 ... Keyboard, 5
... Display device, 6 ... Word dictionary file, 7 ... Form format definition information file, 8 ... Screen definition file, 9 ... Stamp database, 22 ... Character form recognition unit, 23 ... Form recognition macro, 221 ... Character recognition unit, 22 ... Form identification processing unit, 223 ... Bar code recognition processing unit, 224 ... Word matching processing unit, 225 ... Seal stamp matching processing unit, 226 ... Image processing unit, 227 ... Line segment detection processing unit, 1103 ... Form type identification definition information, 1106 ... Form format definition information.

   ─────────────────────────────────────────────────── ─── Continued front page    (72) Inventor Tadahiro Ito             1 Ikegami Stock Market, Haruoka Town, Owariasahi City, Aichi Prefecture             Hitachi, Ltd. Information Equipment Division F-term (reference) 5B029 AA01 BB02 CC26                 5B064 AA01 AB02 AB03 BA01 EA21                       FA03 FA05 FA06 FA07 FA13                       FA18                 5L096 BA14 CA02 DA04 EA35 HA07                       JA03

Claims (22)

[Claims] 1. A form processing method for recognizing the contents of a form by reading the form, the contents of the form being read by an image reading device, the type of the form having a different recognition form being identified from the read contents, and the identified form. A form processing method characterized by recognizing the description content of a specific item of a form based on the type and displaying the recognized description content together with the transaction screen corresponding to the form type on a display device. 2. The form processing method according to claim 1, further comprising the step of displaying the fact on the display device when a deficiency in format is confirmed in the description content of the specific item. Form processing method. 3. The form processing method according to claim 2, wherein the formal deficiency includes that the recognized description contents are mutually inconsistent or that the specific item is not described. Form processing method characterized by. 4. The form processing method according to claim 1, wherein the image read by the image reading device or the recognized description content is transferred to a subsequent business processing program or a business processing terminal that executes business processing. A form processing method characterized by the above. 5. The form processing method according to claim 1, further comprising an image cut out according to the form type among images of the form read by the image reading device, and a recognition result of the cut out image. A form processing method, which is displayed on the display device in association with each other. 6. The form processing method according to claim 1, further comprising: displaying a reduced image of the entire form read by the image reading device on the display device. 7. The form processing method according to claim 1, further comprising acquiring image data of a registered imprint corresponding to an account number included in the recognized description content and displaying the acquired image data on the display device. Form processing method. 8. The form processing method according to claim 1, further comprising determining whether or not the seal imprint read from the form matches a registered imprint corresponding to the account number and name included in the recognized description content, or similarity. A form processing method characterized in that a degree calculation is executed. 9. The form processing method according to claim 1, wherein the transaction screen displayed on the display device is determined by an identified form type and a lower-level attribute for further classifying the form type. A form processing method characterized by being performed. 10. The form processing method according to claim 1, wherein the form type includes an established form and the lower attribute includes an ID number. 11. A form processing system installed at a counter of a financial institution, comprising: a reading unit for reading an image of the form; a recognition unit for recognizing the image read by the reading unit; and information recognized by the recognition unit. A registered seal imprint acquisition unit that acquires a registered seal imprint based on the image, a display unit that displays the image read by the reading unit, the recognition result obtained by the recognition unit, and the registered seal imprint acquired by the registered seal imprint acquisition unit. A form processing system comprising: 12. The form processing system according to claim 11, wherein the display unit displays a cutout image obtained by cutting out a specific portion from the image read by the reading unit, and an image including a plurality of the specific portions. The form processing system is characterized by displaying in different display areas of the display unit. 13. A reading unit for reading an image of a form, a processing unit for identifying the form type by the image information read by the reading unit, and acquiring image information of a registered imprint from a seal stamp database according to the identified form type. And a display unit that displays the image information of the registered seal imprint acquired by the processing unit. 14. The form processing system according to claim 13, wherein the display unit displays cut-out image information of a seal imprint included in the image information of the form read by the reading unit. Form processing system characterized by. 15. The form processing system according to claim 13 or 14, wherein the processing unit performs pattern matching between the seal imprint of the form read by the reading unit and the registered seal imprint, and the display unit Form processing system characterized by displaying the result of pattern matching 16. The form processing system according to claim 13, wherein the display unit includes, among the image information of the form read by the reading unit, handwritten characters included in the image information. A form processing system characterized by displaying cut-out image information of. 17. The form processing system according to claim 13, wherein the processing unit is a form type of image information of the form read by the reading unit according to the identified form type. A form processing system which character-recognizes a specified portion and searches the seal stamp database by using a result of the character recognition. 18. The form processing system according to claim 13, wherein the processing unit searches the seal stamp database when the identification result of the form type is a form of withdrawal transaction. A characteristic form processing system. 19. A form processing system having a reading unit for reading an image of a form, a display unit, and a processing unit, wherein the processing unit identifies the form type from the image information read by the reading unit. A form processing system, which acquires image information of a registered seal imprint from a seal stamp database according to the identified form type and outputs the acquired image information of the registered seal imprint to the display unit. 20. A form processing method executed by a processing unit in a system having a reading unit for reading an image of a form, a display unit, and a processing unit, wherein the form type is determined by image information read by the reading unit. A form processing method comprising: identifying, acquiring image information of a registered seal imprint from a seal stamp database according to the identified form type, and outputting the acquired image information of the registered seal imprint to the display unit. 21. The form processing method according to claim 20, further comprising cutting out and cutting out image information of at least one of a seal imprint and a handwritten character from the image information read by the reading unit according to the identified form type. A form processing method comprising outputting image information to the display unit. 22. The form processing method according to claim 20, further comprising pattern matching the image information of the registered seal imprint acquired from the seal stamp database with the image of the seal imprint of the form read by the reading unit. Form processing method characterized by.