JP2003198681A - Portable telephone set - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide a portable telephone set used for an information processing system resolving issues concerning a capital investment, and receiving commodities or services which can be widespread and charges therefor. <P>SOLUTION: The portable telephone set of the present invention is provided with an operation portion for inputting a telephone number, voice inputting means for inputting a voice for a call, a transmission/reception circuit for transmitting/receiving information to/from a radio station based on the input of the operation portion and the voice inputting means, selection means for selecting a commodity to be purchased, and display means for displaying charge information of the commodity selected by the selection means. The transmission/ reception circuit is provided with means for transmitting transaction information based on the charge information of the commodity selected by the selection means. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a mobile phone used in an information processing system for collecting goods, services, etc. and the price thereof.

[0002]

2. Description of the Related Art In recent years, vending machines, POS (Points)
The spread of goods or services, such as cash registers, and equipment for collecting payments is remarkable. However, a common problem with these devices is the complexity of cash processing. That is, for a company that provides goods or services through these devices, since cash processing is carried out, daily preparations for change preparation, cash adjustment, crime prevention, etc., and costs associated therewith are required. Further, a manufacturer who manufactures these devices incurs a manufacturing cost load for equipping the device with a cash processing mechanism, which increases the price of the device, and this cost load causes the device or the goods to be sold. The cost of goods or services is raised in consideration of the facility cost of the service provider, and finally the burden on the consumer is increased.

Therefore, in order to solve the problems relating to such cash processing, the following two methods are currently in widespread use. That is, the payment by the consumer is
There are a cash advance payment method that uses a prepaid card, and a method that uses a credit card, a bank card, etc., to automatically deduct the payment from a bank account or the like via an online line connected to the device.

[0004]

These two methods achieve the original purpose because they do not require cash processing on the device side, but there are serious problems in spreading these methods. Existence has recently become clear. First, regarding the cash advance system, the company that stores the prepaid price differs depending on the company that provides the goods or services (hereinafter, also referred to as a sales person).
Since they issue prepaid cards that cannot be used mutually, consumers have to purchase multiple prepaid cards for each seller in advance. There is also a problem in that the prepaid card of a seller, which is rarely used by consumers, has no merit to purchase, and therefore goods or services are purchased in cash. In this way, prepaid cards tend to be diversified, and it is difficult to centralize various equipment investments.

Further, the automatic withdrawal method from a bank account or the like can be laterally developed by an online settlement system between financial institutions which uses cards based on a globally standardized standard. Although the problems with the cash advance payment method have been solved, there are some problems that hinder the further spread.

That is, the first problem is that the device 1
Each line requires an online line, and considering the huge number of devices such as vending machines and POS registers that exist in the world, astronomical capital investment is required. Furthermore, the second problem is that the online lines connected to each of these devices can be used only for the purpose of collecting the payment, and the investment efficiency is extremely poor for the seller who carries out the capital investment. is there. Considering such enormous capital investment and poor investment efficiency, it is impossible from the economical point of view to widely spread the automatic withdrawal method from bank accounts.

[0007] Therefore, an object of the present invention is to solve the problems relating to capital investment, and to provide a portable telephone used in an information processing system for collecting widely accepted goods or services and the price thereof. To do.

[0008]

The mobile phone of the present invention comprises:
A portable cell phone, comprising an operation unit for inputting a telephone number, and a voice input means for inputting voice for a call.
A transmission / reception circuit that transmits and receives information to and from a wireless station based on the input of the operation unit and the voice input unit, a selection unit that selects an item to be purchased, and a display that displays price information of the item selected by the selection unit. And a means for transmitting transaction information based on the price information of the item selected by the selecting means.

The portable telephone according to the present invention is a portable portable telephone, and has an operating section for inputting a telephone number, a voice inputting means for inputting voice for a call, the operating section and the voice inputting means. A transmission / reception circuit for transmitting / receiving information to / from a wireless station based on the input of, a selection means for selecting an article to be purchased, a display means for displaying price information of the article selected by this selection means, and a selection by the selection means. Recording means for recording the price information of the goods that have been paid as transaction information of unsettled information whose payment has not been completed; and the transmitting / receiving circuit,
A means for transmitting transaction information based on the price information of the item selected by the selecting means is provided, and when the transaction completion information of the settlement processing is transmitted in response to the transmission of the transaction information, the transaction of the unsettled information is completed. The change recording means for changing and recording information, and the display means include means for displaying the unsettled information and the transaction completion information recorded by the recording means and the change recording means as history information.

[0010]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings. FIG. 1 schematically shows the overall configuration of an information processing system to which the mobile phone according to the present embodiment is applied. In FIG. 1, this information processing system is roughly classified as a device for providing goods / services, for example, an automatic vending machine 1, an automatic ticket gate 2, and each user (consumer) possesses an original call. A simple mobile phone (also simply referred to as a mobile phone hereinafter) 3 that also has a function, a wireless base station 4 that is provided within a predetermined communicable area from the mobile phone 3, and that receives or transmits a radio wave. An ISDN connected to the radio base station 4 through an exchange or the like, a telephone line network 5 such as a subscriber telephone network, and a transaction bank 6 of each user line-connected to the telephone line network 5.

The vending machine 1 is provided with an information transmission / reception mechanism 1a, receives the purchase request information of an article from the mobile phone 3 owned by each user, and in response to the purchase request information,
The price information of the article is transmitted to the mobile phone 3.

The automatic ticket gate 2 is provided with an information transmission / reception mechanism 2a, receives the ticket request information from the mobile phone 3 owned by each user, and in the automatic ticket gate of the boarding station, code information indicating the boarding station. (Boarding station code) to mobile phone 3
At the automatic ticket gate of the getting off station, the boarding station code sent from the mobile phone 3 owned by each user is received, the fare from the boarding station to the getting off station is calculated, and the fare information is calculated. The data is transmitted to the mobile phone 3.

An IC card, for example, can be inserted into the mobile phone 3 as a portable information recording medium possessed by each user. From the information recorded in the inserted IC card, the IC can be inserted. Information on the bank that owns the account of the user who owns the card (bank information)
Is read and the price information of the article transmitted from the vending machine 1 is written in the memory provided in the IC card.

Further, the mobile phone 3 transmits the purchase request information of the article to the vending machine 1 or receives the price information of the purchased article transmitted from the vending machine 1 and receives the price information, Based on the transaction bank information of the user read from the IC card inserted in the mobile phone 3, the information is transmitted to the transaction bank 6 of the user through the telephone line network 5 or the like.

Further, the mobile phone 3 transmits ticket request information to the automatic ticket gate 2 or, in the case of an automatic ticket gate at a boarding station, receives the boarding station code transmitted from the automatic ticket gate 2 and Record the boarding station code on the IC card inserted in the mobile phone 3, or in the case of an automatic ticket gate at the getting-off station,
Automatic ticket gate 2 for the boarding station code recorded on the IC card
Or to record the fare information transmitted from the automatic ticket gate 2 in the IC card inserted in the mobile phone 3,
Further, based on the transaction bank information of the user read from the IC card, it is transmitted to the transaction bank 6 of the user through the telephone line network 5 and the like.

When the transaction bank 6 receives the transaction information including the account number of the user, the price information of the goods, the fare information, etc. transmitted from the mobile phone 3 through the wireless base station 4 and the telephone line network 5, Based on the information, the price and fare of the goods will be deducted from the user's account and transferred to the account of the seller of the goods and services that sell the goods via the vending machine 1, Settlement processing of sales transactions is performed.

Further, when the settlement processing of the sales transaction is completed in this way, the IC inserted in the mobile phone 3
The transaction information recorded as unsettled information on the card can be rewritten as transaction completion information.

Now, in some cases, the communication between the mobile phone 3 and the radio base station 4 cannot be normally performed.
For example, in an environment where the automatic ticket gate 2 is installed at a ticket gate of a subway, the propagation state of radio waves between the underground mobile phone 3 and the ground wireless base station is poor,
Problems such as unable to connect will occur. Therefore, in such a case, the mobile phone 3 to the transaction bank 6
The transaction information cannot be sent to and the settlement of the sales transaction becomes impossible.

Further, when the transaction information is transmitted from the mobile phone 3 to the transaction bank 6 via the wireless base station 4 and the telephone line network 5, there may be some delay time depending on the amount of communication and the like. After the settlement in 6 is completed, as a result, it takes more than a predetermined permissible time until the transaction bank 6 transmits the transaction completion information to the mobile phone 3, which causes a problem that it cannot be practically used.

However, even in such a case, the information processing system according to the present embodiment can handle it. That is, in this case, when the transaction information cannot be transmitted to the transaction bank 6, or when the transaction completion information is not transmitted from the transaction bank 6 within a predetermined time after the transaction information is transmitted from the mobile phone 3, I changed the place,
By performing a predetermined operation, when the mobile phone 3 can connect to the wireless base station 4 based on the unsettled information recorded in the memory in the IC card P inserted in the mobile phone 3, the IC The transaction information read from the card P is transmitted to the transaction bank 6. In this way
When the transaction bank 6 completes the settlement of the transaction and the transaction completion information is transmitted, the unsettled information recorded in the IC card P is changed to the transaction completion information and recorded.

FIG. 2 schematically shows a specific configuration of an information processing system to which the mobile phone according to this embodiment is applied. The same parts as those in FIG. 1 are designated by the same reference numerals. FIG. 2 shows the case of the vending machine 1 as a device for providing goods / services.

The vending machine 1 is roughly composed of an information transmitting / receiving mechanism 1a, a control section 1d, and an article selling mechanism 1e. The information transmission / reception mechanism 1a transmits / receives various information to / from the mobile phone 3 by wireless communication. Therefore, the transmission / reception circuit 1b performs modulation and demodulation of the transmission / reception signal.
It is composed of an encryption / decryption circuit 1c for performing decryption processing on various information signals obtained as a result of demodulation in b, and for performing encryption processing on various information signals from the control unit 1d.

The article sales mechanism 1e is the information transmission / reception mechanism 1a.
On the basis of various information signals that have been received by and are subjected to the decryption processing, the same sale processing as the conventional article is performed, and the price information of the purchased article or the like is transmitted to the information transmission / reception mechanism 1a. . The control unit 1d controls the entire vending machine 1 while controlling the operation timings of the information transmission / reception mechanism 1a and the article sales mechanism 1e.

The mobile phone 3 transmits / receives various information to / from the vending machine 1 by radio communication using radio waves, so that the transmitter / receiver circuit 3a modulates and demodulates an electric signal, and the result demodulated by the transmitter / receiver circuit 3a. An encryption / decryption circuit 3b for performing decryption processing on the obtained various information signals and for performing encryption processing on various information signals to be transmitted to the vending machine 1, purchasing goods for the vending machine 1. A payment button 3c for making a request, a display unit 3d for displaying the price of an article transmitted as price information from the vending machine 1, or a telephone number input for a conventional call function, A card reader / writer section 3e is provided for reading and writing various information from the inserted IC card P.

In addition, for inputting a telephone number for the conventional call function, or for modulating other information for operating other operation instructions via the operation unit 3f and the bus 3l, the information is modulated to use a radio wave to make a wireless base station. A radio wave transmitting / receiving circuit 3g for transmitting to the station 4 and demodulating a radio wave received from the radio base station 4;
Further, the radio wave transmitting / receiving circuit 3g is connected to a microphone 3h for voice input and a speaker 3i for voice output for a conventional call function.

Further, the CPU 3j has
The transmission / reception circuit 3a and the encryption / decryption circuit 3 via the bus 3l
b, the payment button 3c, the display unit 3d, the card reader / writer unit 3e, the operation unit 3f, and the radio wave transmission / reception circuit 3g are connected,
It controls the above-mentioned respective parts of the mobile phone 3. Furthermore, the mobile phone 3 is provided with an insertion port (not shown) for the IC card P, and the IC card P inserted therein is inserted.
On the other hand, the card reader / writer 3e is configured to read and write various information.

The IC card P is mainly composed of a control unit P1 and a memory P2. The memory P2 has an authentication number of the holder of the IC card P, an account owned by the holder and a bank in which the account exists. Related information, that is, bank information is recorded, and information on the account number of the seller of the article, the purchase item, the amount of the purchased article, and Unsettled information including purchase date and time, transaction completion information, etc. are recorded. The control unit P1 of the IC card P
It controls the entire IC card P.

The unsettled information, transaction completion information, etc. recorded in the memory P3 of the IC card P can also be used as history information when the user makes a transaction of selling and purchasing an article with the vending machine 1. . In this case, the IC card P is inserted into the mobile phone 3 to perform a predetermined operation, for example, the operation unit 3f.
By inputting a predetermined code from, the history information is displayed on the display unit 3d.

The radio wave transmitting / receiving circuit 3g of the mobile phone 3 is connected to the radio base station 4 in a predetermined communication area with the mobile phone 3 through the antennas 3k and 4k, and radio communication using radio waves is performed. Further, it is connected to the telephone line network 5 via an exchange or the like, and is connected to a predetermined transaction bank 6 having a transaction with the user by a telephone line. Further, a plurality of telephones or communication functions connected to the telephone line network 5 are provided by the conventional call function provided by the radio wave transmission / reception circuit 3g, the microphone 3h, the speaker 3i, the operation unit 3f, etc. included in the mobile phone 3. Through a wireless base station 4 and a telephone network 5 with a terminal device having
You can make calls.

The radio wave transmitting / receiving circuit 3g of the mobile phone 3
The frequency band is not particularly limited for communication between the wireless base station 4 and the wireless base station 4. Further, it is desirable that the frequency band for communication between the vending machine 1 and the mobile phone 3 is different from the frequency band for communication between the mobile phone 3 and the wireless base station 4. In addition, the communication between the mobile phone 3 and the vending machine 1 requires extremely high security, and therefore the encryption / decryption circuits 1c, 3
It is preferable to use an encryption algorithm as complicated as possible for the encryption processing in b.

Next, the processing operation of the article purchase transaction in this information processing system will be described. When using the vending machine 1, the IC card P owned by the user is first inserted into the IC card insertion port of the mobile phone 3 near the vending machine 1, and the user presses the settlement button 3c. . Then, the purchase request information requesting to start the purchase of the article from the vending machine 1 is first encrypted by the encryption / decryption circuit 3b, modulated by the transmission / reception circuit 3a, and automatically transmitted by wireless communication. Transmitter / receiver circuit 1b of vending machine 1
Sent to.

The transmission / reception circuit 1b of the vending machine 1 demodulates the received radio wave, and the purchase request information obtained as a result is decrypted by the encryption / decryption circuit 1c, and the control section 1d is obtained.
Will be notified.

The control unit 1d controls the article sales mechanism 1e to start its operation, and when the user presses a predetermined button of the vending machine 1 or operates the mobile phone 3. When an article is selected by an operation from the section 3f, the price information including the price of the article and information about the seller of the article is sent to the encryption / decryption circuit 1c under the control of the control section 1d. Then, the data is encrypted, modulated by the transmission / reception circuit 1b, and transmitted to the mobile phone 3 by wireless communication.

In the mobile phone 3, the transmission / reception circuit 3a demodulates the received radio wave, the price information obtained as a result is decrypted by the encryption / decryption circuit 3b, and is transmitted via the bus 3l under the control of the CPU 3j. Is transmitted to the display unit 3d, where
The price of the article or the like is displayed based on the price information.

The user confirms the price of the article displayed on the display section 3d, and if he / she understands it, presses the settlement button 3c to approve the execution of the transaction. Then, in the mobile phone 3, the transaction information based on the price information is recorded as unsettled information in the memory P2 of the IC card P by the card reader / writer unit 3e, and then the transaction execution is notified. As described above, the transaction approval information is the encryption / decryption circuit 3b,
It is transmitted to the vending machine 1 via the transmission / reception circuit 3a.

In the automatic vending machine 1, when the transaction approval information is received as described above, the article vending mechanism 1e delivers the article under the control of the controller 1d. When the above processing is output in the vending machine 1, the end notification is transmitted to the mobile phone 3 as described above, and the operation of the vending machine 1 ends.

On the other hand, in the mobile phone 3, as described above, the price information is received from the vending machine 1 and the transaction information based on the price information is transferred to the IC card P as unpaid information. The transaction information is recorded and transmitted to the transaction bank 6 specified by the card reader / writer unit 3e based on the transaction bank information read from the IC card P.

That is, the transaction information is transmitted by the radio wave transmitting / receiving circuit 3g.
When the radio base station 4 receives the radio wave through the antenna 4k, the radio base station 4 connects to the telephone line network 5 and notifies the transaction information to the transaction bank 6. . The transaction information includes information such as the identification number of the holder of the IC card read from the IC card P and the price of the article transmitted from the vending machine 1.

The transaction bank 6 performs a predetermined payment process based on the transaction information transmitted from the mobile phone 3, and when the process is completed, the mobile phone 3 is transferred to the mobile phone 3 via the telephone network 5 and the wireless base station 4. Transaction completion information is transmitted.

In the mobile phone 3, when the transaction completion information transmitted by wireless communication is received by the antenna 3k, it is demodulated in the radio wave transmission / reception circuit 3g, and the transaction completion information obtained as a result is controlled by the bus 3l under the control of the CPU 3j. Is transmitted to the card reader / writer unit 3e via the, and the unsettled information already recorded in the memory P2 of the IC card P is overwritten, and the unsettled information is changed to the transaction completion information.

The above is the processing operation of the article purchase transaction when communication is normally performed among the vending machine 1, the mobile phone 3, and the transaction bank 6.

Next, even if a predetermined time has elapsed after the transaction information was transmitted from the mobile phone 3 to the transaction bank 6, the transaction bank 6
The processing operation of the article purchase transaction in the case where the transaction completion information from is not received by the mobile phone 3 will be described.

The user understands the price of the article, presses the settlement button 3c, the article is handed over in the vending machine 1, the operation of the vending machine 1 is completed, and the mobile phone 3 automatically sells the item. It is the same as described above until the transaction information based on the price information from the machine 1 is recorded in the IC card P as the unsettled information.

The mobile phone 3 transmits the transaction information to the transaction bank 6 via the wireless base station 4 and the telephone network 5, and the transaction completion information is transmitted from the transaction bank 6 even if a predetermined time has elapsed from that point. If not, the transaction information at that time remains in the memory P2 of the IC card P as the unsettled information including the information indicating that the transaction bank 6 has not settled (the payment is unpaid).

After that, when the mobile phone 3 and the wireless base station 4, the telephone line network 5, and the transaction bank 6 are ready to communicate with each other, the mobile phone in which the IC card P is inserted again as described above. 3, the payment button 3c is pressed, for example, and all unsettled information stored up to that time in the memory P2 of the IC card P is transmitted to the transaction bank 6. The transaction bank 6 performs a predetermined settlement process, and when the process is completed, the transaction completion information is transmitted to the mobile phone 3 via the telephone network 5 and the wireless base station 4. Then, in the mobile phone 3, corresponding to the received transaction completion information, the card reader / writer 3e rewrites the unsettled information written in the memory P2 of the IC card P with the transaction completion information.

Further, the information processing system according to the present embodiment can deal with the case where the IC card P is an illegally used card such as theft. That is, as a protection measure for the user, for example, the card-specific identification number of the stolen card (the identification number of the owner of the card) is registered in advance in the transaction bank 6, and the transaction information is transmitted from the mobile phone 3. At this time, the transaction bank 6 first compares the unique identification number of the IC card P included in the transaction information with the identification number registered as the stolen card, and if there is a match, the IC card The use prohibition information for notifying the use prohibition of P is given to the mobile phone 3
Send to. Mobile phone 3 that received this use prohibition information
Then, "unusable" is recorded in the memory P2 of the IC card P, and a measure for prohibiting the subsequent use is taken.

Further, the information processing system according to the present embodiment can display the purchase history up to that point based on various information recorded in the memory P2 of the IC card P. That is, the unsettled information and the transaction completion information recorded in the memory P2 are read from the IC card P in the card reader / writer unit 3e by inputting a predetermined code from the operation unit 3f, and are read via the bus 3l. It is transmitted to the display unit 3d, and the transaction status of each transaction, that is, the seller, purchase item, price, date, time, etc., is displayed as a purchase history.

The case of the automatic vending machine 1 has been described above. Next, as a case of providing a service instead of the automatic vending machine 1 for providing the article, for example, a case where an automatic ticket gate 2 is used, This will be described with reference to FIG. The same parts as those in FIG. 2 are designated by the same reference numerals and the description thereof will be omitted.

In FIG. 3, the automatic ticket gate 2 is roughly composed of an information transmitting / receiving mechanism 2a, a control section 2ed, and a passenger traffic control mechanism 2f. The information transmission / reception mechanism 2a transmits / receives various information to / from the mobile phone 3 by using a radio wave to perform transmission / reception circuit 2b, and various information signals obtained as a result of demodulation by the transmission / reception circuit 2b. An encryption / decryption circuit 2c for performing a decryption process or an encryption process for various information signals from the control unit 2e, and a code for identifying the station where the automatic ticket gate 2 is installed. First, it is composed of a code for identifying all the stations that can enter the station, and a memory 2d in which information such as a fare is recorded.

The passenger traffic control mechanism 2f is for realizing the function of the conventional automatic ticket gate apparatus. Control unit 2e
Controls the entire automatic ticket gate 2 while controlling the operation timings of the information transmission / reception mechanism 1a and the passenger traffic control mechanism 2f. Further, in the case of the automatic ticket gate at the getting-off station, the fare from the getting-on station to the getting-off station is calculated from the boarding station code transmitted from the mobile phone 3 and the information such as the fare recorded in the memory 2d. Has become.

The frequency band for communication between the mobile phone 3 and the automatic ticket gate 2 must be different from the frequency band for communication between the mobile phone 3 and the radio base station 4. Is desirable. Further, since communication between the mobile phone 3 and the automatic ticket gate 2 requires extremely high security, an encryption algorithm as complicated as possible is used for the encryption processing in the encryption / decryption circuits 1c and 3b. It is preferable to use.

Next, the processing operation of the automatic ticket gate in the information processing system will be briefly described. Automatic ticket gate 2
In the case of boarding by using, the IC card P owned by the user is first inserted into the IC card insertion port of the mobile phone 3 near the automatic ticket gate 2, and the user presses the settlement button 3c. . Then, the ticket gate request information for requesting the automatic ticket gate 2 to the automatic ticket gate 2 is transmitted to the automatic ticket gate 2 by wireless communication as in the description of FIG.

The transmission / reception circuit 2b of the automatic ticket gate 2 demodulates the received radio wave, and the purchase request information obtained as a result is decrypted in the encryption / decryption circuit 1c, and the control unit 2
e is notified. In the control unit 2e, the boarding station code stored in the memory 2d is read, and the encryption / decryption circuit 2c is read.
Then, encryption processing is performed and the data is transmitted from the transmission / reception circuit 2b to the mobile phone 3 by wireless communication. Further, the passenger passage control mechanism 2f is controlled so as to start its operation, and the passage of the user becomes possible.

In the mobile phone 3, the boarding station code received by the transmission / reception circuit 3a is decrypted by the encryption / decryption circuit 3b, and the IC card P is read by the card reader / writer section 3e.
In the memory P2.

Next, in the automatic ticket gate at the disembarkation station when the user who owns the mobile phone 3 gets off, first, in the vicinity of the automatic ticket gate 2 as described above, first, the IC card owned by the user. P is inserted into the IC card insertion port of the mobile phone 3, and the user presses the payment button 3c. Then, the mobile phone 3 reads the boarding station code recorded in the IC card P, and
The ticket gate request information including the boarding station code is a radio wave as in the description of FIG.
Sent to.

In the automatic ticket gate apparatus 2, the transmission / reception circuit 2b demodulates the received radio wave, and the ticket gate request information obtained as a result is transmitted to the encryption / decryption circuit 2c, where the decryption processing is performed and further control is performed. Based on the control by the section 2e, the memory 2d
Based on the information such as the fare stored in, the process of calculating the fare from the boarding station to the alighting station is performed. The information such as the calculated fare is used as the fare information. First, the encryption / decryption circuit 2
After the encryption processing is performed in c, the data is transmitted to the mobile phone 3 by wireless communication in the transmission / reception circuit 2b.

In the mobile phone 3, when the fare information from the automatic ticket gate 2 is received by the transmission / reception circuit 3a, it is stored in the memory P2 of the IC card P as unsettled information as described above.

The following operation is similar to that of the vending machine 1 described above.

As described above, according to the above-described embodiment, when the user purchases an article from the vending machine 1, at least the identification number for recognizing the user and the owner thereof are Insert the IC card P, which stores the information of the financial institution that executes the payment processing for the payment, into the mobile phone 3 owned by the user, press the payment button 3c, and request the vending machine 1 to purchase the article. When the user selects an item for the vending machine 1, the price information including the price of the item is transmitted to the mobile phone 3, and the display unit 3d of the mobile phone 3 is based on the price information. The price of the article is displayed on the screen, the user confirms the price of the article displayed on the display unit 3d, and if he / she is satisfied, presses the settlement button 3c and approves the execution of the transaction. Based on price information The information is recorded in the IC card P as unsettled information, and the transaction approval information is transmitted to the vending machine 1. At the vending machine 1, the selected item is handed over, and the operation of the vending machine 1 ends. On the other hand, the mobile phone 3 receives the price information from the vending machine 1, records the transaction information based on the price information in the IC card P as unsettled information, and the card reader / writer unit 3e The transaction information is transmitted to the transaction bank 6 specified based on the transaction bank information read from the card P, and the transaction bank 6 performs a predetermined settlement process. When the process is completed, the telephone line network 5, Mobile phone 3 via radio base station 4
The transaction completion information is sent to, and the unsettled information already recorded on the IC card P is overwritten, and the unsettled information is changed to the transaction completion information, thereby solving the problem regarding capital investment and widely spread. It is possible to provide a mobile phone of an information processing system that collects the item and the price of the item.

In addition, when the user uses the automatic ticket gate 2, at the automatic ticket gate of the boarding station, at least an identification number for recognizing the user and a payment process for the price paid by the owner are executed. IC that stores information on financial institutions
When the card P is inserted into the mobile phone 3 owned by the user and the settlement button 3c is pressed to request a ticket to the automatic ticket gate 2, the automatic ticket gate 2 transmits the boarding station code to the mobile phone 3. Then, the mobile phone 3 records the boarding station code on the IC card P, and inserts the IC card P into the mobile phone 3 again and presses the settlement button 3c at the automatic ticket gate at the getting-off station to request the ticket gate. When the boarding station code is transmitted, the automatic ticket gate 2 calculates the fare from the boarding station to the getting off station based on the boarding station code and the information about the fare recorded in the memory 2d of the automatic ticket gate 2 The fare information is transmitted to the mobile phone 3 as fare information, and the mobile phone 3 records transaction information based on the received fare information as unsettled information on the IC card P. The transaction information is transmitted to the transaction bank 6 specified based on the transaction bank information read from the IC card P by the iter unit 3e, and the transaction bank 6 performs a predetermined settlement process, and when the process is completed, Transaction completion information is transmitted to the mobile phone 3 via the telephone line network 5 and the wireless base station 4, and the unsettled information already recorded in the IC card P is overwritten, and the unsettled information is changed to the transaction completed information. By doing so, it is possible to solve the problems relating to capital investment, and to provide a widely spread service and a mobile phone of an information processing system for collecting the price.

Further, each time the user purchases an article / service from the automatic vending machine 1 or the automatic ticket gate apparatus 2, unsettled information is recorded in the IC card P inserted into the mobile phone 3, and the mobile phone 3 makes a transaction bank. When the transaction completion information is not transmitted from the transaction bank 6 within a predetermined time after the transaction information is transmitted to the mobile phone 6, the unsettled information recorded in the memory in the IC card P inserted in the mobile phone 3 When the mobile phone 3 can connect to the wireless base station 4 based on the
When the transaction information recorded in the card P as unsettled information is read and transmitted to the transaction bank 6, the transaction bank 6 completes the settlement of the trading transaction, and the transaction completion information is transmitted, the IC card P By changing the unsettled information recorded in the transaction completion information to, for example, the automatic ticket gate 2
Mobile phone 3 as if installed at the ticket gate of a subway
There is no practical problem even if the communication between the wireless base station 4 and the wireless base station 4 cannot be performed normally, or if a delay time longer than necessary for the response of the communication between the mobile phone 3 and the wireless base station 4 occurs. Therefore, it becomes possible to reliably perform settlement processing at the transaction bank 6.

Further, based on the unsettled information recorded in the IC card P, it is possible to perform control such that when the unsettled amount reaches a predetermined amount, the unsettled amount is collectively transmitted to the transaction bank 6. . In this case, every time a predetermined operation for transmitting unsettled information is performed, the CPU 3j causes the IC card P
The content of the unsettled information recorded in is checked to determine whether or not the unpaid amount has reached a predetermined amount, and only when the unpaid amount has reached, the transaction bank 6
It should be sent to.

When the identification number of the stolen card is registered in the transaction bank 6 in advance and the transaction information is transmitted from the mobile phone 3, the transaction bank 6 first asks the IC card P included in the transaction information. The identification number of the IC card P is compared with the identification number registered as the theft card, and when they match, the use prohibition information for notifying the use prohibition of the IC card P is transmitted to the mobile phone 3, and the use prohibition information is transmitted. In the case where the IC card P is an illegally used card due to theft or the like, “unusable” is recorded in the memory P2 of the IC card P by the mobile phone 3 which has received the Can also be dealt with.

[0064]

As described in detail above, according to the present invention, a mobile phone used for an information processing system which solves the problems relating to capital investment and can widely disseminate goods or services and the payment thereof. A telephone can be provided.

[Brief description of drawings]

FIG. 1 is a block diagram schematically showing an overall configuration of an information processing system to which a mobile phone according to an embodiment of the present invention is applied.

FIG. 2 is a block diagram schematically showing a specific configuration of an information processing system when an automatic vending machine is used.

FIG. 3 is a block diagram schematically showing a specific configuration of an information processing system when an automatic ticket gate is used.

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 ... Automatic vending machine, 1a ... Information transmission / reception mechanism, 1b ... Transmission / reception circuit, 1c ... Encryption / decryption circuit, 1d ... Control part, 1e ... Article sales mechanism, 2 ... Automatic ticket gate, 2a ... Information transmission / reception mechanism, 2b ... transceiver circuit, 2c ... encryption / decryption circuit, 2d
... Memory, 2e ... Control section, 2f ... Passenger traffic control mechanism, 3
... simple mobile phone, 3a ... transmission / reception circuit, 3b ... encryption / decryption circuit, 3c ... payment button, 3d ... display section, 3e ... card reader / writer section, 3f ... operation section, 3g ... radio wave transmission / reception circuit, 3h ... microphone, 3i ... speaker, 3j ... CPU,
3k ... antenna, 4 ... radio base station, 4k ... antenna, 5
… Telephone network, 6… Bank, P… IC card, P1…
Control unit, P2 ... Memory.

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Claims (4)

[Claims] 1. A portable mobile phone, comprising an operation unit for inputting a telephone number, a voice input unit for inputting voice for a call, and a wireless station based on the inputs of the operation unit and the voice input unit. A transmission / reception circuit for transmitting / receiving information, a selection unit for selecting an item to be purchased, and a display unit for displaying price information of the item selected by the selection unit. A mobile phone comprising means for transmitting transaction information based on price information of a selected article. 2. When a transaction completion information indicating that the settlement processing is completed is transmitted from the transaction institution based on the transaction information transmitted by the transmission / reception circuit, the recording means further records the transaction completion information. The mobile phone according to claim 1, wherein: 3. A portable cell phone, comprising an operation unit for inputting a telephone number, a voice input unit for inputting voice for a call, and a radio station based on the input of the operation unit and the voice input unit. A transmission / reception circuit for transmitting and receiving information, a selection means for selecting an article to be purchased, a display means for displaying price information of the article selected by the selection means, and a price information of the article selected by the selection means. Recording means for recording as transaction information of unsettled information whose payment has not been completed, and the transmission / reception circuit, comprising means for transmitting transaction information based on the price information of the article selected by the selection means, Change recording means for changing and recording unsettled information into transaction completion information when transaction completion information of settlement processing is transmitted in response to the transmission of the transaction information; and the display means, the recording means and the change means. A mobile phone comprising means for displaying, as history information, unsettled information and transaction completion information recorded by the update recording means. 4. Operation means for operating and inputting re-transmission of the settlement process based on the unsettled information when the transaction completion information of the settlement process is not transmitted in response to the transmission of the transaction information.
The mobile phone according to claim 3, further comprising: a transmitting unit that transmits unsettled information based on an operation input of the operating unit.