JP2003187304A5 - - Google Patents

Description

[Document name] Description [Name of the invention] Media issuing device and media issuing system [Claim of claim]
[Claim 1]
A medium issuing apparatus for issuing a medium having information of monetary value, comprising:
Reading means for reading the medium specific identification information;
Input means for inputting specific information for specifying the purchase amount information and the purchaser of the media buy,
Storage means for storing medium-specific identification information read by the reading means and the unique information input by the input means;
A medium comprising: issuing means for issuing the medium after allowing the server to manage the identification information unique to the medium, the purchase price information of the medium and the unique information identifying the purchaser stored in the storage means Issuer.
[Claim 2]
2. The medium issuing device according to claim 1, wherein the identification information is a signature, a purchase contract document number, amount-of-money information, and a number of denominations.
[Claim 3]
After the medium is issued, the reader is inquired of the server based on the medium-specific identification information read again, the purchaser is specified from the management information managed by the server, and the present associated with the purchaser 3. The medium issuing device according to claim 1 , wherein management information of the medium is acquired .
[Claim 4]
Comparing means for comparing monetary value information in the identification information read by the reading means with purchase price information of the medium inputted by the input means;
Determination means for determining the comparison result of the comparison means;
The medium issuing device according to claim 1, wherein the medium is issued when the judging means confirms the collation coincidence.
[Claim 5]
5. The medium issuing device according to claim 1, wherein the medium is a traveler's check.
[6]
A medium issuing apparatus for permitting the medium to be issued is provided, and medium operation data of medium issuance, loss, and reissuance are managed based on the input data of the purchaser input to the medium issuing apparatus, and medium issuance management for managing issue data of the medium A medium issuing system characterized by communicating with a unit.
Detailed Description of the Invention
[0001]
[Technical field to which the invention belongs]
The present invention relates to a medium issuing apparatus for issuing and processing a medium such as traveler's check (travel check), and more particularly to a medium issuing apparatus which fully automates all of the medium issuance, receipt of loss notification, and medium reissue processing. And a media issuing system.
[0002]
[Prior Art]
Hereinafter, a TC issuing device that issues a traveler's check (hereinafter referred to as a TC) will be described as an example. Generally, this type of TC issuing device issues a TC pack in which a purchase contract and a plurality of TCs are enclosed in response to a buyer's issuance request.
[0003]
The issued TC pack can not be used as it is, and the purchaser takes out the purchase contract from the issued TC pack, signs it, and hands it over to the clerk at the counter for final procedural processing by the clerk. Is going.
[0004]
However, despite the fact that the purchaser automatically purchases the TC with the TC issuing device, it takes a lot of time and is inconvenient because it requires a window operation. In addition, the clerk's work was increased due to the need for counter work related to the issued TC.
[0005]
In particular, if you lose a TC after issuing a TC, the current situation is that the TC use prohibition procedure and reissue procedure associated with the loss are also reliant on the window service, and all the tasks related to the TC are fully automated. Development of a TC issuing device has been desired.
[0006]
[Problems to be solved by the invention]
Therefore, the present invention fully automates the issuance of a medium, receipt of a lost report, and re-issuing work to facilitate the issuance and use of the medium, and further eliminates the need for clerk-related work relating to the medium, thereby saving the window work. Media issuing device and media issuing system that can
[0007]
[Means for Solving the Problems]
This invention provides a medium issuing device for issuing a medium including the information of the amount values, and reading means for reading the medium identification information inherent, unique information identifying the purchase amount information and the purchaser of the media buy Storage means for storing medium-specific identification information read by the reading means and the unique information input by the input means; medium-specific identification information stored by the storage means And issuing means for issuing the medium after having the server manage the information associated with the purchase price information of the medium and the unique information for specifying the purchaser .
[0008]
Here, as the medium, for example, a check provided with monetary value information such as TC used in overseas travel can be applied to the issue target.
[0009]
The reading unit may be an optical reading unit such as a camera or a scanner that optically reads a number, characters, a format, or the like printed on the surface of the medium.
[0010]
The input means can be configured by a touch input panel, a keyboard, or the like.
[0011]
The storage unit can be configured by a storage unit such as a RAM of a control unit and a hard disk.
[0012]
As a result, when the medium is issued, the purchaser and the medium can be associated with each other so that the mutual data can be automatically stored and managed, and all the issued medium can be automatically identified. It can be stored and managed.
[0013]
In addition, since a series of processing operations from medium application to medium completion can be completed at one terminal and the medium issued can be automatically identified from storage management data for each medium. If such data is notified to the medium issue management unit such as the higher-order medium issuing company, it is possible to communicate with the upper order and automatically check and confirm it in subsequent collation.
[0014]
Therefore, even if the purchaser loses the medium, the lost report of the purchaser can be automatically accepted and collated, and reissue can be easily made based on this.
[0015]
For example, when applied to the issuance of a TC, all operations such as a TC issuance operation, a loss notification acceptance operation, and a TC prohibition action for loss and a subsequent reissue operation can be completely automated. For this reason, it is possible to reliably reduce the number of window operations related to TC issuance.
[0016]
BEST MODE FOR CARRYING OUT THE INVENTION
An embodiment of the present invention will be described below based on the drawings.
The drawing shows a travel check (TC) issuing system, and in FIG. 1, this TC issuing system is constituted by communicatively connecting a TC issuing device 11, a TC management server 12, and a TC issuing company 13.
[0017]
The above-mentioned TC issuing device 11 is used when incorporated in a device or used as a single device, and is incorporated in an automatic transaction machine such as an automatic teller machine (ATM) or an automatic change machine, and used therein. It incorporates U1, a customer operation unit U2, and a TC issuing unit U3.
[0018]
The control unit U1 performs input / output control of data relating to TC issue, and incorporates the storage unit 14 and the identification information recognition unit 15 to store input data input from the customer operation unit U2, and from the TC issuing unit U3. The recognition information recognition unit 15 recognizes and stores the obtained recognition data such as TC characters.
[0019]
The customer operation unit U2 has a unique information input unit 16 provided with a touch input panel capable of touch input, which is also provided on the screen of a display such as a CRT, via the unique information input unit 16. The purchaser inputs and operates input information for purchasing and operating the TC.
[0020]
Further, in this case, in addition to touch input of the key displayed in the unique information input unit 16, it is possible to set to make a signature by using an input pen for personal identification.
[0021]
The TC issuing unit U3 is connected to a TC issuing unit 17 for issuing a TC pack in which a purchase contract and a TC are enclosed, a TC transport unit 18 for transporting a TC pack issued from this, and a TC An identification information reading unit 20 that reads contract data of a purchase contract document or a TC surface number or character data using a TC feeding unit 19 that performs a feeding operation outside and a scanner, a camera, etc. in the conveyance process by the TC conveyance unit 18 And consists of
[0022]
In this way, TC issue data controlled and managed by the TC issuing device 11 is transmitted to the upper TC management server 12, and this TC management server 12 outputs the TC-specific number, character, format output from the TC issuing device 11. , Etc. and purchaser data such as address, name, etc. to manage TC issue data.
[0023]
Further, the TC issuing company 13 manages TC issuance data via the TC management server 12. The TC issuing company 13 is notified of TC data and purchaser data from the TC management server 12, and notified of TC lost notification, TC reissue notification, and TC lost notification inquiry information. The TC issuing company 13 notifies the TC management server 12 of the response result of the TC loss notification.
[0024]
FIG. 2 shows the reading state of the identification information reading unit 20 described above. The optical reading device 21 optically reads the upper surface of the TC pack 22 transported onto the TC transport unit. In this case, the TC pack A purchase contract document 24 representing TC data exists at the top surface position that can be read from the outside through the 22 confirmation windows 23, and only the TC data of this purchase contract document 24 is read, and a plurality of lower TC 25 sheets are read. Does not read. The reading method is not limited to this, TC 25 representing the top surface of the TC pack may be positioned and only representative TC may be read, and even if TC is set to read one by one before sealing, TC data Can be collected.
[0025]
The data of the purchase agreement 24 described above is issued corresponding to the purchase denomination of the denomination specified by the purchaser, such as 20 $, 50 $, 100 $, the number thereof, and the denomination of these denominations. Detailed data such as TC number, TC pack number, and total amount are described.
[0026]
By the way, not only the purchaser data input by the purchaser but also the data obtained by reading the TC data issued at that time can be stored in the above-mentioned storage unit 14 when the TC 25 is issued, It is possible to store and manage the correspondence between the issued TC and the purchaser to be used. In addition, since the corresponding data can be automatically stored and managed by the TC issuing company 13 via the higher-order TC management server 12 as well as the storage unit 14, one terminal of the TC issuing device 11 applies for TC 25 issuance Can complete a series of issuance operations from the completion of issuance to the completion of issuance. Moreover, since each TC 25 ... issued can be automatically identified from the data stored and managed in the upper rank of each TC, it is automatically collated by communicating with the upper TC issuing company 13 also in the subsequent collation. It can confirm.
[0027]
For this reason, even if the purchaser loses the TC 25, it is possible to check the relationship between the purchaser and the lost TC, so that it is possible to automatically receive a lost report. As a result, TC's issuance work, loss receipt acceptance work, TC use prohibition measures due to loss, and subsequent re-issuance work can all be fully automated, and the number of windows related to the issue of TC 25 ... surely reduced. can do.
[0028]
FIG. 3 shows an example of the input guidance screen of the unique information input unit 16 displayed in the transaction operation of the TC. Three types of selection keys such as the TC purchase key 31, the TC lost key 32, and the TC reissue key 33 are displayed on this input screen, and the items desired by the purchaser are touch input.
[0029]
The TC issuing processing operation of the TC issuing system configured as described above will be described with reference to the flowchart of FIG. 4 and the input screen of FIG.
[0030]
Now, when the purchaser selects the TC purchase key 31 displayed on the input screen shown in FIG. 3 and performs an input operation, as shown in FIG. An input guide with the number is displayed, and based on this, the denomination and the number desired by the purchaser are input (step n1).
[0031]
When the purchase denomination of TC and the number thereof are determined, the input screen is switched to the input screen of the purchaser information as shown in FIG. 5 (B), and the purchaser continues the address, name, telephone number, etc. Input information to identify the person. As described above, when both data of TC data and purchaser data are input and all input operations are completed, the input screen displays a confirmation guidance as shown in FIG. 5C, and the purchaser acknowledges. If you input confirmation (step n2),
The control unit drives the TC issuing unit U3 to feed out the TC pack 22 enclosing the input designated TC 25 and the purchase contract 24 (step n3).
[0032]
At this time, data of the purchase contract 24 through the transparent confirmation window 23 of the TC pack 22 (purchase ticket type of the denomination, the number thereof, and the TC number issued corresponding to these denominations, TC pack number, total price, etc.) are read (step n4),
The read TC data and the purchaser data are associated with each other and stored in the storage unit 14 (step n5).
[0033]
After the storage unit 14 automatically stores and manages various data associated with the issue of the TC, the TC pack is released to the outside (step n6).
[0034]
At the time of issuance of the above-mentioned TC, in conjunction with this, the TC issuing device 11 notifies the upper TC management server 12 (step n7),
Furthermore, data is transmitted from the TC management server 12 to the TC issuing company 13 to automatically manage all data related to TC issuance on the upper level (step n8).
[0035]
As described above, since the data related to TC issuance processed by the TC issuing device 11 can be notified to the upper TC issuing company 13 and automatically stored and managed, no staffing work is required at the time of TC issuance. Can be fully automated. Moreover, since the correspondence between the purchaser data and the TC data can be taken and stored and managed, it can be applied as it is to the automatic reception operation and the reissuance operation accompanying TC loss described later.
[0036]
Next, the TC loss report acceptance processing operation will be described with reference to the flowchart of FIG. 6 and the input screen of FIG.
[0037]
Now, when the purchaser selects the TC loss key 32 displayed on the input screen shown in FIG. 3 and performs an input operation, as shown in FIG. 7A, the purchased TC number is displayed on the input screen, An input guidance screen with collation information such as an address, a name, etc. for collating and confirming the person is displayed, and based on this, when the purchaser performs an input operation according to the instruction guidance, the input screen is as shown in FIG. To the confirmation guidance screen (steps n11 to n12).
[0038]
Thereafter, when the purchaser acknowledges the confirmation content and inputs confirmation, the upper TC management server 12 is notified of the input TC data and purchaser data (step n13),
The data of the lost TC is notified from the TC management server 12 to the TC issuing company 13 (step n14).
[0039]
The TC issuing company 13 collates and confirms the lost purchaser based on the lost data of the TC (Step n15).
The response data at that time is returned to the original TC issuing device 11 via the TC management server 12 (step n16).
[0040]
On the input screen of the TC issuing device 11 that received the response data at this time, as shown in FIG. 7 (C), “The use of the lost TC for 様 has been prohibited. When applying for reissue Do the input operation of reissue. ”, And the loss process of the TC is finished (step n17).
[0041]
Next, the TC reissue acceptance processing operation will be described with reference to the flowchart of FIG. 8 and the input screen of FIG.
[0042]
Now, when the purchaser selects the TC reissue key 33 displayed on the input screen shown in FIG. 3 and performs an input operation, as shown in FIG. In order to verify the person in charge, the input guidance of the lost TC data and the purchaser data such as the address and name of the purchaser is displayed, and based on this, the purchaser who issues the reissue issues an input operation according to the instruction guidance. The screen switches to a confirmation guidance screen (not shown), and based on this, the purchaser accepts the confirmation contents and inputs confirmation (steps n21 to n22).
[0043]
At this time, the upper TC management server 12 is notified of the input TC data and purchaser data (step n23),
The data of the lost TC is notified from the TC management server 12 to the TC issuing company 13 (step n24).
[0044]
The TC issuing company 13 checks the lost data of the TC, and inquires the result of the collation determination that the lost data has been processed (the use of the TC has been prohibited) (step n25).
[0045]
The propriety of the verification result is returned to the original TC issuing device 11 again via the TC management server 12 (step n26),
If the collation determination result is appropriate, the reissue processing operation similar to the issue processing operation of TC described in the flowchart of FIG. 4 described above for reissuing is performed, and when the reissue operation ends, the purchaser The reissuance TC is received, and as shown in FIG. 9B, the input screen of the TC issuing device 11 displays and guides that the reissuing has been completed, and the TC reissuing process is continuously performed by the TC issuing device 11. The process is automatically terminated (step n27).
[0046]
As described above, one terminal can complete the series of processing tasks from TC issuance application completion to issuance completion with one terminal, and in the case of an issued TC, the correspondence between TC and the purchaser is taken when TC is issued. Since all published TC data can be automatically identified from the storage management data for each TC, if such data is notified to a higher TC issuing company, subsequent collation will be performed. You can communicate with the host and check automatically. For this reason, even if the purchaser loses the TC, the lost report of the purchaser can be automatically accepted and collated, and can be easily reissued.
[0047]
In correspondence between the configuration of the present invention and the configuration of the above-described embodiment,
The medium of the present invention corresponds to Traveler's Check (TC) 25 of the embodiment,
And so on
The reading means corresponds to the reading device 21 of the identification information reading unit 20,
The input means corresponds to the touch input panel of the unique information input unit 16,
The storage means corresponds to the storage device 14
The issuing means corresponds to the TC issuing unit 17,
The comparison means, the determination means and the medium issue management unit correspond to the TC issuing company 13,
The present invention can be applied based on the technical concept shown in the claims, and is not limited to only the configuration of the above-described embodiment.
[0048]
【Effect of the invention】
According to the present invention, at the time of issuance of the medium, the medium to be issued can be issued in correspondence with the purchaser and the mutual data can be automatically stored and managed, so even if the medium is lost , The lost notification of the purchaser can be automatically accepted and collated, and can be automatically reissued.
Brief Description of the Drawings
FIG. 1 is a schematic configuration view showing an input / output state of a TC issuing system.
FIG. 2 is an explanatory view showing a reading state of a TC pack.
FIG. 3 is a display diagram showing a reception screen of a unique information input unit of a TC issuing device.
FIG. 4 is a flowchart showing a processing operation at the time of TC issuance.
FIG. 5 is a display diagram showing an input screen at the time of TC issuance.
[FIG. 6] A flowchart showing a processing operation at the time of receiving a TC loss report.
[Fig. 7] A display view showing an input screen at the time of receiving a TC loss report.
FIG. 8 is a flowchart showing a processing operation at the time of TC reissue.
FIG. 9 is a display diagram showing an input screen at the time of TC reissue.
[Description of the code]
11 TC issuing device 13 TC issuing company 14 Storage unit 16 Specific information input unit 20 Identification information reading unit 22 TC pack 24 Purchase agreement 25 TC