JP2003187168A - Electronic value information transaction processing system - Google Patents

Abstract

<P>PROBLEM TO BE SOLVED: To provide an electronic value information transaction system used for an electronic value information transaction performed between users who are members of an electronic value information transaction organization, which can easily repair transaction data when broken, and find out and correct an alternation even if the data is alternated. <P>SOLUTION: The electronic value information transaction processing system 1 is connectable to two or more information processors 2, 3 and 4 through networks 4 and 5 to perform the electronic value information transaction using the information processors. This processing system 1 comprises a transaction arithmetic processing server 8 for performing transaction arithmetic processing, a first database 11 and second database 12 connected to the transaction arithmetic processing server 8 through a network. The first database 11 stores each electronic value information transaction, and the second database 12 stores electronic value information transaction data in a format differed from the data structure of the first database. <P>COPYRIGHT: (C)2003,JPO

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to an electronic value information transaction processing system for performing electronic value information transaction between a plurality of mobile or stationary information processing apparatuses. Specifically, for an electronic value information trading organization consisting of an organizer who issues electronic value information and a plurality of users who have the identification number issued by this organizer and who use the issued electronic value information. The present invention relates to an electronic value information trading method and an electronic value information trading system.

[0002]

2. Description of the Related Art Electronic money currently proposed includes a closed type that is carried out through a bank account and an open type that is carried out using a card having an electronic wallet function.

[0003]

In the closed type transaction, bank transaction is required for each individual transaction, so the transaction organizer needs a financial institution, usually a system for settlement with a plurality of financial institutions. In addition, in the open type, the card itself holds electronic money, which causes loss, theft,
Or it causes problems such as tampering. The present invention is for an electronic value information trading organization consisting of an organizer that issues electronic value information and a plurality of users who have the identification number issued by this organizer and who use the issued electronic value information. An electronic value information trading method and an electronic value information trading system are provided. In other words, an electronic value information trading system used for electronic value information trading performed between users who have joined the electronic value information trading organization is provided. Further, the present invention enables the transaction of electronic value information without the need for bank settlement as in the closed type, and does not directly hold the electronic value information itself as in the open type, that is, lost, It is intended to provide an electronic value information trading system and an electronic value information trading method capable of conducting a safe transaction without the risk of theft and the possibility of tampering. In particular, the first purpose is an electronic value information transaction processing system having a function of mediating transactions of electronic value information, which makes it easy to repair transaction data when it is damaged and makes it difficult to tamper with the information. It is intended to provide an electronic value information trading system capable of detecting tampering and correcting the tampering. The second purpose is
It is an electronic value information transaction processing system having a function of mediating transactions of electronic value information, which provides an electronic value information transaction system which makes it difficult to establish an illegal transaction and can confirm the transaction intention of a trader.

[0004]

The means for solving the above problems are as follows. (1) An electronic value information transaction processing system, which is connectable to a plurality of mobile or stationary information processing apparatuses via a network, for performing electronic value information transactions using the information processing apparatuses, wherein the electronic value information The transaction processing system includes a transaction operation processing server for performing transaction operation processing of electronic value information, a first database provided in the transaction operation processing server or connected to the transaction operation processing server via a network, and A second database is provided, the first database stores each electronic value information transaction, and the second database has an electronic value information transaction data in a format different from the data structure of the first database. An electronic value information transaction processing system that stores information. (2) The electronic value information transaction processing system according to (1), wherein the second database stores electronic value information transaction data for each identification number stored in the electronic value information transaction processing system. (3) The electronic value information transaction processing system includes a data censorship function of comparing data in the first database with data in the second database and detecting a data mismatch value. Alternatively, the electronic value information transaction processing system according to (2). (4) The first database stores at least the identification numbers of both traders, the transaction electronic value information amount, and the retained electronic value information balance of the identification number in association with each electronic value information transaction. The database 2 stores the electronic value information transaction for each identification number, and at least the identification number of each trading partner, the amount of transaction electronic value information in each transaction, and the electronic value information balance held by the identification number are stored in the electronic value. The electronic value information trading system according to any one of (1) to (3), wherein the electronic value information trading system is stored in association with each information transaction.

(5) An electronic value information transaction processing system, which is connectable to a plurality of mobile or stationary information processing apparatuses via a network, for conducting electronic value information transactions using the information processing apparatuses, The electronic value information transaction processing system includes a transaction operation processing server for performing transaction operation processing of electronic value information, and a database provided in the transaction operation processing server or connected to the transaction operation processing server via a network. The transaction calculation processing server is arranged so that both mobile or stationary information processing devices simultaneously perform electronic value information transactions between one mobile or stationary information processing device and the other mobile or stationary information processing devices. An electronic value information acquisition device having an electronic value information transaction control function that is possible when connected to the electronic value information transaction processing system. Pull processing system. (6) The transaction calculation processing server performs electronic value information transaction between one mobile or stationary information processing device and another mobile or stationary information processing device by both mobile or stationary information processing devices. At the same time, the electronic value information transaction system according to any one of (1) to (4) above, which has an electronic value information transaction control function that is possible when connected to the electronic value information transaction processing system. (7) The transaction calculation processing server receives the transaction object identification number and the transaction electronic value information amount from one mobile or stationary information processing device, and transmits the transaction information to the electronic value information transaction processing system. While maintaining the connection with the stationary information processing device, while transmitting the transaction requesting party identification number and the transaction electronic value information amount to the mobile or stationary information processing device on the transaction object identification number side, the transaction object identification number side The connection with the mobile or stationary information processing device is maintained, and it is determined that the electronic information transaction has been established after the electronic information transaction acceptance is received from the mobile or stationary information processing device on the transaction object identification number side. The electronic value information trading system according to any one of (1) to (6), which has an electronic information trading control function. (8) The electronic value information transaction processing system includes an identification number storage unit that stores an identification number associated with a mobile or stationary information processing apparatus or an identification number associated with an electronic value information transaction operator. The electronic value information transaction processing system according to any one of (1) to (7). (9) The electronic value information trading system includes an information processing device connection server for connecting to the information processing device,
An electronic value transaction calculation processing server connected to the information processing apparatus connection server, and a specific information processing apparatus connection server for connection to a specific information processing apparatus connected to the electronic value transaction calculation processing server. The electronic value information transaction processing system according to any one of (1) to (8), which is provided. (10) The electronic value information transaction processing system according to any one of (1) to (9), wherein the information processing device connection server has an interface function for communication with the information processing device. (11) The electronic value information transaction processing system according to (9) or (10), wherein the specific information processing device connection server has an interface function for communication with a specific information processing device. (12) The electronic value information trading system stores the retained electronic value information amount stored in association with each identification number, and the transmission of the electronic value information by using the identification number indicates the retained electronic value information amount. The electronic value information transaction processing system according to any one of (1) to (11) above, which has an electronic value information transaction restriction function of rejecting transactions that exceed. (13) The electronic value information trading system stores a number unique to the mobile information processing device that is automatically notified at the time of connection, and an automatic connection that permits connection of the mobile information processing device with the stored number. The electronic value information transaction processing system according to any one of (1) to (12), which has an authentication function. (14) An information processing device connectable to the electronic value information transaction processing system according to any one of (1) to (13), wherein the information processing device is a communication line. An information processing device for an electronic value information transaction processing system, which is a computer, a vending machine, a POS device, a price settlement device, or an unmanned parking system device having a communication function connectable to the.

(15) An information processing apparatus connectable to the electronic value information transaction processing system according to any one of (1) to (13) above, which is the information processing apparatus vending machine. The machine is an information processing apparatus connectable to an electronic value information transaction processing system having a time-limited transaction permission function that enables withdrawal of merchandise for a predetermined time after receiving data on the amount of electronic value information used. (16) The information processing device connectable to the electronic value information transaction processing system is a vending machine, and has the time-limited transaction permission function, and further, the difference between the received electronic utilization value information amount and the retrieved product or When the transaction is unsuccessful, it is possible to connect to the electronic value information transaction processing system according to the above (15), which has an automatic electronic value information return function for returning the entire received electronic value information amount to the electronic value information sender. Information processing equipment.

(17) Stationary information processing that is connectable to a mobile or stationary information processing apparatus via a network and is used in an electronic value information transaction processing system for conducting electronic value information transactions using the information processing apparatus The device, wherein the stationary information processing device is an automatic vending machine having a communication function with the electronic value information transaction processing system, the automatic vending machine, after receiving data relating to the amount of used electronic value information, Time-limited transaction permission function that allows merchandise to be taken out from the vending machine for a certain period of time, and the amount of received electronic usage value information and the difference between fetched merchandise items, or if the transaction is unsuccessful due to the time-limited transaction permission function, all electronic reception An electronic value information transaction vending machine having an electronic value information return function for returning the amount of value information to the electronic value information sender. (18) An information processing apparatus connectable to the electronic value information transaction processing system according to any one of (1) to (13), wherein the information processing apparatus is a price settlement apparatus, and the price settlement apparatus. Is a function for receiving and storing a transaction authentication signal or transaction authentication number and data relating to the amount of used electronic value information from the electronic value information transaction system, a transaction authentication number input function for authentication, and an input transaction authentication signal or Information processing that can be connected to an electronic value information transaction processing system that has a settlement function that enables settlement of the amount of used electronic value information received when the transaction authentication number matches the stored transaction authentication signal or transaction authentication number apparatus. (19) The information processing device connectable to the electronic value information transaction processing system has a timed transaction permission function that enables settlement within a predetermined time after receiving the transaction authentication signal or transaction authentication number. An information processing device connectable to the electronic value information transaction processing system according to 18). (20) When the information processing apparatus connectable to the electronic value information transaction processing system has a settlement balance or the time-limited transaction permission function, the total amount of received electronic utilization value information at the time of transaction failure due to the function is set to the electronic value. An information processing apparatus connectable to the electronic value information transaction processing system according to (19), which has an electronic value information return function for returning the value information to the sender.

(21) Stationary information processing that can be connected to a mobile or stationary information processing apparatus via a network and is used in an electronic value information transaction processing system for conducting electronic value information transactions using the information processing apparatus An apparatus, wherein the stationary information processing apparatus is a price settlement apparatus having a communication function with the electronic value information transaction processing system,
The price settlement device receives a transaction authentication signal or transaction authentication number from the electronic value information transaction system and stores data relating to the amount of electronic value information used, and a function of inputting a transaction authentication number for authentication. An electronic value information transaction price settlement that has a settlement function that enables settlement of the amount of electronic value information used when the transaction authorization signal or transaction authorization number matches the stored transaction authorization signal or transaction authorization number apparatus. (22) The electronic value information transaction price settlement device has a timed transaction permission function that enables settlement of the price within a predetermined time after receiving a transaction authentication signal or transaction authentication number. Automatic settlement device for electronic value information trading of. (23) The electronic value information transaction price settlement device has an electronic value information return function for returning the total received electronic utilization value information amount to the electronic value information sender in the case of a settlement difference or a transaction failure. (21) or (22)
The electronic value information transaction price settlement device described in.

(24) For an electronic value information trading organization consisting of a sponsor who issues electronic value information and a plurality of users who have the identification number issued by the organizer and who use the electronic value information An electronic value information transaction method, wherein the sender side user uses a transaction processing system in which the organizer has an identification number of the user who is the receiver side and the transaction electronic value information amount. The step of transmitting, and the transaction processing system on the side of the organizer, after receiving from the sender, notifies the recipient side of the identification number of the sender side and the transaction electronic value information amount, and the sender side and the recipient side The step of disabling the transaction with the user, the confirmation step of confirming the transaction acceptance from the recipient side and / or the operation confirmation of the recipient side, and the recipient side in the confirmation step. When the acceptance or / and the operation of is confirmed, the transaction is concluded, and the data updating step of updating the data in the transaction processing system on the side of the organizer, and the other users on the sender side and the recipient side. A method of trading electronic value information, which comprises the step of ending a non-tradeable state. (25) Electronic value information for an electronic value information trading organization consisting of a sponsor who issues electronic value information and a plurality of users who have the identification number issued by the organizer and who use the electronic value information A transaction method, wherein the electronic value information transaction method is used for the electronic number information transaction that the user has and the function of managing the identification number, the amount of electronic value information held by each identification number, the total amount of issued electronic value information. The electronic value information transaction processing system has a communication function capable of communication connection with an information processing device and is carried out by the organizer, and further, the electronic value information transaction method is on the sender side. A step of transmitting the identification number of the user who is the recipient side and the transaction electronic value information amount to the transaction processing system of the sponsor side, and the transaction processing system of the sponsor side. After receiving from the sender, the system notifies the recipient of the sender's identification number and the amount of transaction electronic value information, and disables transactions with other users of the sender and the recipient. , A confirmation step of confirming acceptance of transaction from the recipient side and / or confirmation of operation of the recipient side, and if acceptance or / and operation of the recipient side is confirmed in the confirmation step, the transaction is concluded and the sender side The transaction electronic value information amount is subtracted from the retained electronic value information amount stored in association with the identification number, and the transaction electronic value information is determined from the retained electronic value information amount stored in association with the recipient side identification number. A data updating step of updating the data in the transaction processing system on the side of the organizer for adding a quantity, and other users on the sender side and the receiver side Electronic value information transaction how performing the step of terminating the transaction impossible state. (26) The electronic value information trading method comprises the step of notifying the sender side and / or the recipient side that the transaction has been completed after the data updating step.
4) The electronic value information transaction method described in (25).

[0010]

BEST MODE FOR CARRYING OUT THE INVENTION An electronic value information transaction processing system according to the present invention will be described with reference to an embodiment shown in the drawings. Figure 1
FIG. 1 shows an electronic value information transaction configuration diagram using an electronic value information transaction processing system according to an embodiment of the present invention. FIG. 2 is a block diagram showing an electronic value information transaction processing system according to an embodiment of the present invention. FIG. 3 shows an electronic value information transaction configuration diagram using an electronic value information transaction processing system according to another embodiment of the present invention. FIG. 4 shows a first example used in the electronic value information transaction processing system according to the embodiment of the present invention.
FIG. 5 is an explanatory diagram for explaining transaction log contents recorded in the database of FIG. FIG. 5 is an explanatory diagram for explaining transaction log contents recorded in the second database used in the electronic value information transaction processing system according to the embodiment of the present invention. 6 to 13 are flowcharts for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

Electronic value information transaction processing system 1 of the present invention
Is a plurality of mobile or stationary information processing devices 2, 3, 4
And network (specifically, communication network) 5,
6 is for connecting electronic value information using the information processing devices 2, 3 and 4, and the electronic value information transaction processing system 1 is a transaction for performing transaction calculation processing of electronic value information. The first database 11 includes an arithmetic processing server 8 and a first database 11 and a second database 12 provided in the transaction arithmetic processing server 8 or connected to the transaction arithmetic processing server 8 via a network. Is for storing each electronic value information transaction, and the second database 12 is for storing the electronic value information transaction data in a format different from the data structure of the first database. In this way, the first database 11 and the second database 1 having different data structures
By including 2, the data can be easily restored from the other database when one is damaged. In addition, even if one database is tampered with, the other database cannot be tampered with by the same method, so two databases are prevented from being tampered with, and the tampered database is not tampered with. Can be modified by Therefore, the electronic value information transaction performed can be surely recorded.

Further, the electronic value information transaction processing system 1 of the present invention comprises a plurality of mobile or stationary information processing devices 2, 2.
3 and 4 and networks 5 and 6 are connectable to perform electronic value information transaction using the information processing devices 2, 3 and 4. The electronic value information transaction processing system 1 is a transaction of electronic value information. Transaction calculation processing server 8 for calculation processing
And a database 11 provided in the transaction calculation processing server 8 or connected to the transaction calculation processing server 8 via a network.
Is an electronic value information transaction between one mobile or stationary information processing device 2, 3, 4 and the other mobile or stationary information processing device 2, 3, 4 It is provided with an electronic value information transaction control function that is possible when 2, 3, 4 are simultaneously connected to the electronic value information transaction processing system 1. Since a transaction is established in a state in which two information processing devices for trading as described above are connected to the electronic value information transaction processing system 1 at the same time, in a normal transaction, a transaction of electronic value information by one information processing device alone is performed. Since it is not accepted, data tampering is practically impossible. In addition, by confirming the transaction at the time of simultaneous connection, the transaction intention can be surely confirmed.

Therefore, description will be made with reference to the drawings. The electronic value information transaction processing system 1 of the present invention comprises a plurality of mobile or stationary information processing apparatuses 2, 3, 4 and networks 5, 6.
It is a more connectable system. As shown in FIG. 1, mobile or stationary information processing devices 2, 3, 4 are used as the information processing device. As the mobile information processing device, there are a mobile phone, a PDA device, a notebook computer and the like having a communication function with the electronic value information transaction system. As the stationary information processing device, a computer (for example, a personal computer) having a communication function with the electronic value information trading system, a vending machine, a POS device, a price settlement device, an automatic payment device upon entry and exit, or an unmanned parking system device And so on. The communication function of the information processing device may be any of a connection function to the Internet, a communication function using a public line, and a communication function using a specific line. Therefore, any network may be used as long as it can form a network, such as the Internet, a public line, a specific line (including LAN).

In the electronic value information transaction processing system 1 of this embodiment, as shown in FIG. 1, a transaction operation processing server 8 for performing transaction operation processing of electronic value information and a transaction operation processing server 8 are provided. A first database 11 and a second database 12 provided or connected to the transaction calculation processing server 8 by a network are provided. The transaction calculation processing server 8 includes a storage unit for storing necessary processing software and a calculation unit. The transaction calculation processing server 8 writes the result in the database when the transaction calculation processing is performed and the transaction is successful. The electronic value information transaction processing system 1 also stores an identification number (ID) assigned to each electronic value information user. Specifically, the transaction calculation processing server 8 includes an identification number storage unit. Then, the stored identification number is stored in the storage unit in association with the mobile or stationary information processing device or the electronic value information trader. Further, the electronic value information transaction processing system 1 stores a number unique to the mobile information processing device that is automatically notified at the time of connection, and an automatic connection authentication that permits connection of the mobile information processing device with the stored number. It has a function. Specifically, the electronic value information transaction processing system 1 uses a number unique to the mobile information processing device (for example,
The storage unit stores the manufacturing equipment number) in association with the identification number, and has an automatic authentication function that automatically authenticates the connection when a connection request is made from the stored manufacturing equipment number. Inside the electronic value information transaction processing system 1, the notified manufacturing equipment number is converted into an identification number and the identification number is treated as being connected.
The above-mentioned manufacturing equipment number storage unit is used for the transaction calculation processing server 8
Is preferably provided.

The electronic value information transaction processing system 1
Comprises storage for the first database and the second database, in which transaction data is stored. As shown in FIG. 1, the first database and the second database are configured as separate devices from the transaction processing server 8 and are connected to a network (for example, L
Those connected by AN) are preferable. But first
Either or both of the database and the second database may be arranged in the transaction calculation processing server 8. Then, the electronic value information transaction processing system 1 preferably has a data censorship function of comparing the data of the first database 11 and the data of the second database 12 and detecting a data mismatch value. Specifically, it is preferable that the transaction calculation processing server 8 has a data censorship function for detecting a data mismatch value. In this case, the transaction calculation processing server 8 periodically
Alternatively, each time a transaction is completed (in other words, every time the data in the database is updated), the data of both are compared to detect a data disagreement value. Further, the transaction processing server 8 is
It stores the total amount of electronic value information issued. Then, if a data mismatch is detected, the cause of the mismatch can be found and repaired from the total amount issued and the two database data. Further, in the electronic value information transaction processing system 1 of this embodiment, as shown in FIG. 1, an information processing device connection server 13 connected to the transaction operation processing server 8 (for example, connected by a network) is provided. ing. Furthermore, in the electronic value information transaction processing system 1 of this embodiment, as shown in FIG. 1, a specific information processing device connection server 14 connected to the transaction operation processing server 8 (for example, connected by a network) is provided. I have it. The specific information processing device 4 may be an automatic vending machine having a communication function with the electronic value information transaction system, a POS device, a payment settlement device, an automatic payment device upon entry / exit, or an unmanned parking system device.

In the electronic value information transaction processing system 1 of this embodiment, the electronic value information transaction processing system 1 can be connected to the electronic value information transaction processing system 1 (specifically, can be connected to the information processing device connecting server 13) or a mobile type. It enables electronic value information transactions between information processing devices (non-specific information processing devices) 2, 3 and 4, and also mobile or stationary information processing devices 2, 3 and 4.
4 enables trading of electronic value information between the special information processing device and the special information processing device. The information processing device connection server 13 has an interface function that enables communication (network connection) with the information processing devices 2 and 3. Specifically, the information processing device connecting server 13 has an interface function capable of connecting to the Internet or an interface function capable of communicating via a public line or a specific line. The electronic value information transaction processing system 1 of the present invention is not limited to the one to which the specific information processing device is connected, but as shown in FIG. 3, a mobile or stationary information processing device 2, 3 It may be possible to exchange electronic value information between them.

The electronic value information transaction processing system 1
The internal configuration of may be as shown in FIG. In this electronic value information transaction processing system 1, the information processing device connecting server 13 is composed of a load balancer 13k and a plurality of information processing device connecting servers connected thereto. The information processing connection server includes a first information processing device connection server 13a, a second information processing device connection server 13b, ..., And an Nth information processing device connection server 13n, and at the same time. It is possible to deal with a large number of accesses. Further, the plurality of information processing device connecting servers may be provided with different interfaces corresponding to the network format to be connected or the interface of the information processing device to be connected.
Further, the electronic value information transaction processing system 1 includes a management terminal 15 for performing operations such as registration of an electronic value information transaction operator, issuance of electronic value information, and collection. And
The data input from the management terminal is subjected to the necessary arithmetic processing by the arithmetic processing server, and the database 1
Written at 1,12.

The electronic value information transaction processing system 1 also includes a plurality of specific information processing device connection servers 14. Each specific information processing device connection server is connected to one or more specific information processing devices by a specific line. Each specific information processing device connection server has an interface for communication with the connected specific information processing device. Similarly, each specific information processing apparatus is also provided with an interface for communication with each specific information processing apparatus connecting server.

Next, the structure of the database will be described with reference to FIGS. 4 and 5. As a database,
A known database can be used, and for example, a relational database is preferable. Then, the first database 11 has at least the identification numbers of both traders,
The transaction electronic value information amount and the retained electronic value information balance of the identification number are stored in association with each electronic value information transaction. In the illustrated embodiment, the first database 11
, As shown in FIG. The transaction date / time, the electronic value information transmitting side identification number, the electronic value information transmitting amount, the electronic value information transmitting side balance, the value information recipient side identifying number, the electronic value information receiving amount, and the electronic value information receiving side balance are stored in association with each other. Further, it is preferable to store transaction items in association with each other. Since the electronic value information transmission amount and the electronic value information reception amount are the same value, the electronic value information transaction amount may be one data. In this way, the first database stores all data in each transaction in association with each other. The identification number A000001 in FIG. 1 is the organizer of the electronic value information transaction, and the other identification numbers are the users. Most recent date and time identification number A000001
The balance (negative) is the total amount of electronic value information issued.

The second database 12 stores electronic value information transactions for each identification number, and at least the identification number of each transaction partner, the amount of transaction electronic value information in each transaction, and possession of the identification number. The electronic value information balance is stored in association with each electronic value information transaction. In the illustrated embodiment, the second database 12 has a table formed for each identification number, as shown in FIG.
In each identification number table, the electronic value information transmission amount, the electronic value information balance of the identification number, the electronic value information transaction partner identification number, and the electronic value information reception amount are stored in association with each other. The organizer table also stores the trading partner balance. Further, in each identification number table, the transaction number. The transaction date and time, the trading partner balance, and any or any combination of transaction items or all may be stored in association with each other. Then, in each identification number table, the balance in the final input data becomes the current balance. For this reason, each identification number table stores the current balance, and the identification number holder can quickly respond to the balance inquiry. Further, it is preferable that each identification number table does not store the trading partner balance.

Data in the illustrated first database and second database will be briefly described. In addition,
This data is just an example. As shown in FIG. 4, the sponsor (A000001) issued 2000 units of electronic value information to the user 1 (1111111) at 9:01:15 on December 20, 2000. Therefore, the balance of the user (1111111) is 2
000, the organizer's balance is -2000, and the issue balance is 20
It becomes 00. The above result is reflected in the organizer (A000001) table and the user 1 (1111111) in FIG.
Further, as shown in FIG. 4, the user 1 (1111111) transmits 250 units of electronic value information to the user 8 (88888888: vending machine) at 8:01:01 on January 1, 2001. , User 8
Has received this. Then, the user 1 (11111) of FIG.
11) and user 8 (8888888) reflect the above results. In addition, as shown in FIG. 4, user 8 (8888888)
Has transmitted 130 units of electronic value information to User 1 (1111111) at 8:02:01 on January 1, 2001, and User 1 has received this. And user 1 (1111111) of FIG.
And the above results are reflected in User 8 (8888888).

Next, the operation of the electronic value information transaction processing system according to the embodiment of the present invention will be described with reference to the flowcharts of FIGS. 6 to 13. Further, what will be described below is an electronic value information trading organization composed of an organizer who issues electronic value information and a plurality of users who have the identification number issued by the organizer and who use the electronic value information. An electronic value information transaction method for a transaction, wherein the sender has a user who is a receiver and an identification number of a user who is a recipient, and the transaction in which the organizer has a transaction electronic value information amount. The step of transmitting to the processing system, and the transaction processing system on the side of the organizer, after receiving from the sender, notifies the receiver side of the sender's identification number and the transaction electronic value information amount, and the sender side and the receiver. In the confirmation step, the step of disabling transactions with other users of the receiving side, the confirmation step of confirming the acceptance of the transaction from the receiving side and / or the operation confirmation of the receiving side, A data update step of updating the data in the transaction processing system of the organizer side when the acceptance or / and operation of the kicker side is confirmed, and other uses of the sender side and the receiver side And the step of ending the inability to trade with the person. According to this method, the step of notifying the recipient of the sender's identification number and the amount of transaction electronic value information and disabling the transaction with the other users of the sender and the recipient is provided. Is established in a state in which transactions with other users on the sender side and the recipient side are disabled, and therefore transaction of electronic value information by one information processing device alone is not normally permitted. There is little risk of making a successful transaction, and falsification of the established data is virtually impossible.

Further, what will be described below is an electronic value consisting of a sponsor who issues electronic value information and a plurality of users who have the identification number issued by the organizer and who use the electronic value information. An electronic value information trading method for an information trading organization, wherein the electronic value information trading method manages the identification number, the electronic value information amount held by each identification number, and the issued electronic value information total amount, and the use. The electronic value information transaction processing system possessed by the organizer has a communication function capable of communication connection with an information processing device used for electronic value information transaction possessed by the person, and the electronic value information is further processed. The transaction method is a step in which the user on the sender side transmits the identification number of the user on the receiver side and the transaction electronic value information amount to the transaction processing system on the organizer side. , The transaction processing system on the organizer side, after receiving from the sender, notifies the recipient side of the sender's identification number and the transaction electronic value information amount, and with the other users on the sender side and the recipient side. The step of disabling the transaction, and the confirmation step of confirming the transaction acceptance from the recipient side and / or the operation confirmation of the recipient side,
When the acceptance or / and the operation of the receiver side is confirmed in the confirmation step, the transaction is concluded, and the transaction electronic value information amount is stored from the stored electronic value information amount stored in association with the sender identification number. A data updating step of updating the data in the transaction processing system on the sponsor side, which subtracts and adds the transaction electronic value information amount from the stored electronic value information amount stored in association with the recipient identification number; , The step of terminating the transaction disabled state with the other users on the sender side and the receiver side.

As shown in FIG. 6, when a connection request is made from the information device that can use the electronic value information transaction to the electronic value information transaction organizer site via the Internet, the unique number of the information processing device is given at the time of this connection request. Determine if you have been notified. In a mobile phone having a function of connecting to the Internet, a unique number is often notified when connecting via the Internet. The unique number is usually the manufacturing equipment number. This unique number differs depending on each information processing device and is usually not known to the user of the mobile phone. The organizer confirms the unique number when confirming the start of the electronic value information transaction with the mobile phone holder, and associates it with the identification number of the mobile phone holder (electronic value information transaction user) to process the electronic value information transaction. It is stored in the system. For this reason, when the stored unique number, in other words, the connectable unique number is notified, the sender information processor (in this example, a mobile phone) and the electronic device are not required to input the identification number and the password. A connection with a value information transaction processing system (specifically, a connection server) is established. In the electronic value information trading system of this embodiment, the number unique to the mobile information processing device that is automatically notified at the time of connection is stored, and the automatic connection that permits connection of the mobile information processing device with the stored number is automatically connected. It has an authentication function. If the notified unique number is not a connectable unique number, the connection is terminated.

Further, when the above-mentioned unique number is not notified from the information processing apparatus side or when there is a connection request to the electronic value information transaction organizer site via a general line as shown in the upper right of FIG. Requests the input of the identification number and password, and if they match, it connects the sender's information processing device (for example, personal computer, mobile phone) and the electronic value information transaction processing system (specifically, the connection server). Establish. Then, it is determined whether or not the identification number of the other party (reception side) and the amount of transmitted electronic value information (the amount of received electronic value information from the other party) are input from the information processing device on the transmitting side. If the above data is not transmitted even after the lapse of a predetermined time, the connection is terminated. When the above-mentioned data is received within a predetermined time, the electronic value information trading system confirms the balance, the other party's identification number, the other party's operating status, and the other party's working status. These confirmation orders may be in any order.

In the flow chart of the embodiment shown in FIG. 6,
First, it is judged whether or not the transmitted electronic value information amount (transmitted amount) is within the stored electronic value information amount (balance) stored in association with the sender identification number. Is notified and the communication ends. Next, it is determined whether or not the other party's identification number exists, and if it does not exist, “other party does not exist” is notified and the communication ends. next,
The other party judges whether or not it is operating (in other words, the other party is dormant), and when it is dormant, it notifies "the other party is dormant" and terminates the communication. Next, it is determined whether or not the other party is working (in other words, whether or not the other party is under transaction). If the other party is under transaction, "other party under transaction" is notified and the communication is terminated. It should be noted that the above-described pattern of shifting to the connection end is an example, and is not limited to the above. For example, when the balance is insufficient, the amount of transmission may be prompted again. As described above, in the electronic value information trading system of this embodiment, the stored electronic value information amount (balance) stored in association with each identification number is stored, and the electronic value information is transmitted using the identification number. It has an electronic value information transaction restriction function that rejects transactions that exceed the amount of electronic value information (balance) held. Therefore, except for the sponsor, the retained electronic value information amount (balance) at each identification number does not become negative. When the above conditions are met, a contact file is created from the sender to the receiver, and the sender (sender identification number) and receiver (receiver identification number) flags are set to "work in progress". Then, the process shifts to that of FIG. By setting this "working" flag, both parties are in the above-mentioned "working" state, and transactions from other parties are disabled.

Then, as shown in FIG. 7, the electronic value information transaction system makes a connection trial with the receiving side. When the connection with the receiving side is started, in the case of a normal other party, the identification number and password are requested to be input, and if they match, the transmitting side information processing device (for example, personal computer, mobile phone) and electronic value information A connection is established between the transaction processing system and the information processing device on the receiving side (for example, a personal computer, a mobile phone) (specifically, a connection server). If the identification number and password are not entered within the prescribed time, the sender is notified of "transaction failure" and the connection is terminated. If authentication is not possible, "other party cannot be authenticated" is displayed. Notify and terminate the connection. It should be noted that in a specific information processing device, such as a vending machine, a payment device (for example, a POS device), a device mainly for receiving such as an unmanned parking system, as shown by a broken line in FIG. May not be performed. When the connection of the three parties is established as described above, the electronic value information transaction system notifies the receiving side of the transmitting side identification number and the transmitted electronic value information amount. It should be noted that the electronic value information system may transmit the sender identification number as the converted provisional identification number, and may not transmit the true sender identification number.

Subsequently, acceptance confirmation on the receiver side is performed.
Further, the sender side confirms the transmission. In particular,
As shown in FIG. 7, when the receiving side accepts the reception within a predetermined time after receiving the identification number and the transmission electronic value information amount, the reception acceptance is notified to the sender. Then, the transaction is completed when the sender transmits the transmission decision within the predetermined time, and the transaction log is stored in the database. For example, when the electronic value information transmitting side has the identification number (2222222) and the receiving side has the identification number (7777777) and the transaction amount is 4500, the transaction log of transaction number No.0006 shown in FIG.
Further, necessary items regarding the transaction are also recorded in each table of the identification number (2222222) and the identification number (7777777) of the second database 12. in this way,
In this electronic value information transaction system, the electronic value information transaction is performed only when both the sender and the receiver are connected to the electronic value information transaction system, except for the return transaction described later. This is the electronic value information transaction control function provided in the electronic value information transaction system.

Further, in this electronic value information transaction system, the transaction calculation processing server is configured such that the transaction object identification number and the amount of transaction electronic value information are transferred to the electronic value information transaction processing system from one mobile or stationary information processing device. When transmitted, the connection with the information processing device on the sending side is maintained, and the identification number and the transaction electronic value of the transaction target identification number side (reception side, receiving side) on the mobile or stationary information processing device. An electronic information transaction control function that transmits the amount of information, maintains the connection with the information processing device on the receiving side, and determines that the electronic information transaction is successful after receiving the transaction acceptance from the receiving side But also. If the recipient does not accept the receipt within the specified time, the sender and the recipient are notified of "transaction failure", the connection is terminated, and if the recipient rejects the receipt, the sender is notified. Notify the "recipient refusal" and terminate the connection. If the sender does not make a transmission decision within a predetermined time, the receiver and sender are notified of "transaction failure", the connection is terminated, and if the sender rejects the receipt, , Notify the sender of "transaction cancellation" and terminate the connection. As shown by the broken line, acceptance confirmation on the receiver side and transmission confirmation on the sender side may not be performed. Further, the acceptance confirmation on the recipient side may not be performed. Further, the sender may not confirm the transmission.

Then, the sender and the receiver are notified that the transaction has been completed. Further, when the receiving side is the price settlement apparatus, a transaction authentication signal or transaction authentication number is notified to the transmitting side and the receiving side as necessary. Then, the contact file from the transmitting side to the receiving side is completed, and the "working" flag is also completed at the transmitting side (transmitting side identification number) and the receiving side (receiving side identification number). Then, the connection with the transmitting side and the receiving side ends. Then, when the information processing device on the receiving side is an automatic vending machine, the process proceeds to FIG.

The vending machine of this embodiment can be connected to a mobile or stationary type information processing device via a network and is used as an electronic value information transaction processing system for conducting electronic value information transaction using the information processing device. A stationary type information processing apparatus used, wherein the stationary type information processing apparatus is an automatic vending machine having a communication function with the electronic value information transaction processing system, and the automatic vending machine is data relating to the amount of electronic value information used. After receiving the, the time-limited transaction permission function that enables the taking out of the product from the vending machine for a predetermined time,
Equipped with an electronic value information return function that returns the entire received electronic utility value information amount to the electronic value information sender when the transaction is unsuccessful due to the difference between the received electronic utility value information amount and the retrieved product or the time-limited transaction permission function. ing. Further, the vending machine of the embodiment is an information processing apparatus connectable to the electronic value information transaction processing system described above, and is the information processing apparatus vending machine, and the vending machine is the used electronic value information amount. It also has a time-limited transaction permission function that allows withdrawal of a product for a predetermined period of time after receiving the data regarding. Further, it may be provided with an automatic electronic value information return function for returning the total amount of received electronic utility value information to the sender of the electronic value information sender in the case of a difference between the received electronic utility value information quantity and the taken-out product or a transaction failure. preferable.

After the above transaction is completed, as shown in FIG. 8, specifically, after the communication connection is completed, the vending machine is ready to take out the product corresponding to the received electronic value information amount. Note that this state may be achieved immediately after the establishment of the transaction. Then, regardless of whether or not the product has been taken out, when the settlement button is pressed or when a predetermined time (for example, 5 to 20 seconds) has elapsed, the product takeout ready state ends. This is a time-limited transaction permission function that enables the taking out of goods from the vending machine for a predetermined time.

Further, in the vending machine of this embodiment, it is judged whether or not there is the amount of returned electronic value information after the end of the retrievable state. If there is a difference between the amount of received electronic value information and the retrieved product, or if the transaction is not established due to the above-mentioned time-limited transaction permission function, there is the amount of returned electronic value information. If there is no amount of returned electronic value information, the work ends. If there is the amount of returned electronic value information, a connection request is made to the organizer server (electronic value information transaction processing system), and the organizer server confirms the identification number password and if connection authentication is established, the sender side The connection with automatic vending, which is an information processing device, is established, and the process proceeds to FIG. And
The electronic value information system confirms the return amount, confirms the other party, and confirms that the return requirement is satisfied. These may be in any order.

In the embodiment shown in FIG. 9, the partner identification number (the provisional identification number when the electronic value information system transmits the provisional identification number converted from the sender identification number) and the transmitted electronic value information amount are predetermined. If sent in time,
First, the electronic value information processing system determines whether or not the transmission amount (return amount) is within the reception amount in the transaction, and if it exceeds, notifies "abnormal return amount" and terminates the communication. Next, it is determined whether or not the other party's identification number exists, and if it does not exist, “other party does not exist” is notified and the communication ends. Next, it is judged whether or not the electronic value information has been received from the other party within a predetermined time (in other words, whether or not there is a transaction with the other party). . When the above conditions are met, a contact file is created from the sender to the receiver, and the sender (sender identification number) and receiver (receiver identification number) flags are set to "work in progress". Let By setting this "working" flag, both parties are in the above-mentioned "working" state, and transactions from other parties are disabled. Then, the sender side confirms the transmission. Specifically, the transaction is completed when the sender transmits the transmission decision within the predetermined time, and the transaction log is stored in the database. It should be noted that, as indicated by the broken line, the sender may not confirm the transmission. Then, the transaction is established, the contact file from the transmitting side to the receiving side is completed, and the “work in progress” flag is also terminated at the transmitting side (transmitting side identification number) and the receiving side (receiving side identification number). Then, the connection with the transmitting side ends. Further, when the information processing device on the receiving side is the price settlement device, the process proceeds to FIG.

The price settlement apparatus of this embodiment can be connected to a mobile or stationary information processing apparatus via a network, and is used as an electronic value information transaction processing system for conducting electronic value information transaction using the information processing apparatus. A stationary type information processing device used, wherein the stationary type information processing device is a price settlement device having a communication function with the electronic value information transaction processing system, and the price settlement device is provided from the electronic value information transaction system. Transaction authentication signal or transaction authentication number and function to receive and store data related to the amount of electronic value information used, transaction authentication number input function for authentication, transaction authentication signal input or transaction authentication signal stored by transaction authentication number Alternatively, it has a settlement function that enables the settlement corresponding to the amount of used electronic value information received when the transaction authentication number matches. Further, the price settlement apparatus of the embodiment is an information processing apparatus connectable to the electronic value information transaction processing system described above, the information processing apparatus is a price settlement apparatus, and the price settlement apparatus is the electronic value. A function to receive and store the transaction authentication signal or transaction authentication number and data related to the amount of electronic value information used from the information transaction system, a transaction authentication number input function for authentication, and the entered transaction authentication signal or transaction authentication number is stored It has a settlement function that enables the settlement corresponding to the amount of used electronic value information received when it matches the transaction certification signal or transaction certification number.

Further, it is preferable that the above-mentioned payment settlement apparatus (information processing apparatus) has a time-limited transaction permission function for validating the transaction authentication signal or transaction authentication number within a predetermined time. Furthermore, the price settlement device (information processing device)
When the settlement balance or the time-limited transaction permission function is provided, it is preferable that the function is provided with an electronic value information return function for returning the total amount of received electronic utilization value information when the transaction is not completed to the electronic value information sender. After the establishment of the above electronic value information transaction, specifically, after the communication connection is completed,
As shown in FIG. 10, the payment settlement apparatus can settle the payment for a predetermined time (for example, 10 minutes to 120 minutes). In addition,
The price settlement device stores the received transaction authentication signal or transaction authentication number (hereinafter referred to as “authentication number”) and the amount of received electronic value information. Then, as shown in FIG.
If the authentication number is input to the payment settlement device before the predetermined time has elapsed and the authentication number matches the authentication number transmitted from the electronic value information trading system, the payment settlement device (for example, POS device) is The amount of money corresponding to the amount of received electronic value information is offset. In addition, after the electronic value information is received, the payment will be disabled when the above-described predetermined time has elapsed. This is the timed transaction admission function.

Further, in the price settlement apparatus of this embodiment,
After the settlement process or after the lapse of a predetermined time by the timed transaction permission function, it is judged whether or not there is the returned electronic value information amount.
If there is a difference between the amount of received electronic utilization value information and the settlement amount, and if the transaction is not established due to the above-mentioned time-limited transaction permission function, there is the amount of returned electronic value information. If there is no amount of returned electronic value information, the work ends. When there is the amount of returned electronic value information, a connection request is made to the organizer server (electronic value information transaction processing system), and the organizer server
When the identification number password is confirmed and the connection authentication is established, the connection with the connection server with the price settlement device which is the information processing device on the transmission side is established, and the process proceeds to FIG. 11. Then, the electronic value information system confirms the return amount, confirms the other party, and confirms that the return requirement is satisfied. These may be in any order.

In the embodiment shown in FIG. 11, the other party's identification number (the electronic value information system, if the provisional identification number converted from the sender identification number is transmitted, the provisional identification number), the transmitted electronic value information amount, When the authentication number is transmitted within the predetermined time, first, the electronic value information processing system determines whether or not the transmission amount (return amount) is within the reception amount in the transaction. Notification of "abnormal return amount" and communication is terminated. Next, it is determined whether or not the other party's identification number exists, and if it does not exist, “other party does not exist” is notified and the communication ends. Next, the authentication number is confirmed, and if the confirmation number cannot be confirmed, "not enough return requirement" is notified and the communication is terminated. And if the above conditions are met,
A contact file from the sending side to the receiving side is created, and the "working" flag is established on the sending side (sending side identification number) and the receiving side (receiving side identification number). By setting this "working" flag, both parties are in the above-mentioned "working" state, and transactions from other parties are disabled.

Subsequently, the transmission confirmation on the sender side is performed.
Specifically, the transaction is completed when the sender transmits the transmission decision within the predetermined time, and the transaction log is stored in the database. It should be noted that, as indicated by the broken line, the sender may not confirm the transmission. Then, the transaction is established, the contact file from the transmitting side to the receiving side is completed, and the “work in progress” flag is also terminated at the transmitting side (transmitting side identification number) and the receiving side (receiving side identification number). Then, the connection with the transmitting side ends.

Next, using the flowchart of FIG.
An electronic value information issuing process in the electronic value information trading system will be described. Upon confirming the payment from the identification number holder and the identification number, the organizer of the electronic value information system inputs the electronic value information in an amount corresponding to the deposit amount in association with the identification number. By this input, the "working" flag is established on the receiving side (reception side identification number) and the sponsor side (organization identification number). By setting this "working" flag, the "working" state is set, and transactions from other parties are disabled. When the electronic value information issuance decision is input, it is stored in the database and the balance of the recipient is increased by the input amount. And the receiving side (receiving side identification number)
Also, the "work in progress" flag on the sponsor side (organizer identification number) ends. Then, the organizer notifies the recipient (payer) of the electronic value information issuance by e-mail or the like.

Next, using the flowchart of FIG.
The process of exchanging electronic value information in the electronic value information transaction system will be described. As shown in FIG. 13, when a connection request is made from the information device that can use the electronic value information transaction to the electronic value information transaction host site via the Internet, whether the unique number of the information processing device is notified at the time of the connection request. Make a decision. When the connectable unique number is notified, the sender's information processing device (mobile phone in this example) and the electronic value information transaction processing system (specifically, without requesting the input of the identification number and the password) , Connection server) to establish a connection. If the notified unique number is not a connectable unique number, the connection is terminated. Further, if the above-mentioned unique number is not notified from the information processing apparatus side, or if there is a connection request to the electronic value information transaction organizer site via a general line as shown in the upper right of FIG. 13, identification is performed. It requests the input of a number and a password, and if they match, establishes a connection between the transmitting side information processing device (for example, personal computer, mobile phone) and the electronic value information transaction processing system (specifically, connection server).

Then, it is determined whether or not the request for cashing of the stored electronic value information and the cashing amount have been inputted from the information processing device on the transmitting side. If the above data is not transmitted even after a lapse of a predetermined time, the connection is terminated. When the above data is received within the predetermined time, the electronic value information transaction system confirms the balance. Specifically, it is determined whether or not the amount of exchanged electronic value information for cash exchange (amount of cash exchange) is within the amount of stored electronic value information (balance) stored in association with the sender identification number. Notify "insufficient balance" and terminate communication. In addition, the pattern of shifting to the above connection termination is an example,
It is not limited to the above. For example, when the balance is insufficient, the amount of transmission may be prompted again. When the above conditions are satisfied, the "working" flag is established on the transmitting side (converter identification number) and the sponsor side (organizer identification number). By setting this "working" flag, the "working" state is set, and transactions from other parties are disabled. Then, the casher confirms the cashing. If the casher does not make a cash decision within a predetermined period of time, “not cashed” is notified and the connection is terminated.
It should be noted that as shown by the broken line, the cash confirmation may not be performed. When the cash is confirmed, it is stored in the database and the balance of the casher is reduced by the amount of cash. Then, the "working" flag is ended on the receiving side (receiving side identification number) and the sponsor side (organizing party identification number). Subsequently, the sponsor notifies the casher of the completion of the cashing work by e-mail or the like. The connection with the casher is terminated. Then, the organizer remits the amount after deducting the fee, if necessary, to the bank account designated by the casher.

[0043]

The electronic value information transaction processing system of the present invention can be connected to a plurality of mobile or stationary information processing apparatuses via a network, and an electronic value information transaction system using the information processing apparatuses can be used. A value information transaction processing system, wherein the electronic value information transaction processing system comprises a transaction operation processing server for performing transaction operation processing of electronic value information, and the transaction operation processing server provided in the transaction operation processing server. A first database and a second database connected to the server for data by a network,
The first database stores each electronic value information transaction, and the second database stores the first electronic value information transaction.
And a second database for storing electronic value information transaction data in a format different from the data structure of the database. By thus providing the first database and the second database having different data structures, when one is damaged, the data can be restored more easily than the other database. In addition, even if one database is tampered with, the other database cannot be tampered with by the same method, so two databases are prevented from being tampered with, and the tampered database is not tampered with. Can be modified by Therefore, the electronic value information transaction performed can be surely recorded.

The electronic value information transaction processing system of the present invention can be connected to a plurality of mobile or stationary information processing apparatuses via a network, and electronic value information for conducting electronic value information transactions using the information processing apparatuses. A transaction processing system, wherein the electronic value information transaction processing system is a transaction operation processing server for performing transaction operation processing of electronic value information, and a transaction operation processing server provided in the transaction operation processing server or the transaction operation processing server. And a database connected by a network to the transaction calculation processing server.
In the electronic value information transaction between the mobile or stationary information processing device and another mobile or stationary information processing device, both mobile or stationary information processing devices are simultaneously connected to the electronic value information transaction processing system. It is equipped with an electronic value information transaction control function that is possible when there is. For this reason,
Since a transaction is established in a state in which two information processing devices to be traded are simultaneously connected to the electronic value information transaction processing system, a normal transaction does not allow the transaction of electronic value information by one information processing device alone. There is little risk of establishing an illegal transaction, and it is virtually impossible to tamper with the established data. In addition, by confirming the transaction at the time of simultaneous connection, the transaction intention can be surely confirmed.

[Brief description of drawings]

FIG. 1 shows an electronic value information transaction configuration diagram using an electronic value information transaction processing system according to an embodiment of the present invention.

FIG. 2 is a block diagram showing an electronic value information transaction processing system according to an embodiment of the present invention.

FIG. 3 shows an electronic value information transaction configuration diagram using an electronic value information transaction processing system according to another embodiment of the present invention.

FIG. 4 is an explanatory diagram for explaining transaction log contents recorded in the first database used in the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 5 is an explanatory diagram for explaining transaction log contents recorded in a second database used in the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 6 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 7 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 8 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 9 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 10 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 11 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 12 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

FIG. 13 is a flow chart for explaining the operation of the electronic value information transaction processing system according to the embodiment of the present invention.

[Explanation of symbols]

1 Electronic value information transaction processing system 2, 3, 4 information processing device 5,6 network 8 Transaction processing server 11 First Database 12 Second database

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Claims (26)

[Claims] 1. An electronic value information transaction processing system, which is connectable to a plurality of mobile or stationary information processing apparatuses via a network, for performing electronic value information transactions using the information processing apparatuses, wherein The value information transaction processing system includes a transaction operation processing server for performing transaction operation processing of electronic value information, and a first server provided in the transaction operation processing server or connected to the transaction operation processing server via a network. A database and a second database, wherein the first database stores each electronic value information transaction, and the second database stores the electronic value information in a format different from the data structure of the first database. An electronic value information transaction processing system characterized by storing transaction data. 2. The electronic value information transaction processing system according to claim 1, wherein the second database stores electronic value information transaction data for each identification number stored in the electronic value information transaction processing system. 3. The electronic value information transaction processing system,
3. The electronic value information transaction processing system according to claim 1, further comprising a data censorship function of comparing the data of the first database with the data of the second database and detecting a data mismatch value. 4. The first database stores at least the identification numbers of both traders, the transaction electronic value information amount, and the retained electronic value information balance of the identification number in association with each electronic value information transaction, The second database stores the electronic value information transaction for each identification number, and at least the identification number of each transaction partner, the transaction electronic value information amount in each transaction, and the retained electronic value information balance of the identification number. The electronic value information transaction system according to claim 1, wherein the electronic value information transaction is stored in association with each electronic value information transaction. 5. An electronic value information transaction processing system, which is connectable to a plurality of mobile or stationary information processing apparatuses via a network, for performing electronic value information transaction using the information processing apparatuses, The value information transaction processing system includes a transaction operation processing server for performing transaction operation processing of electronic value information, and a database provided in the transaction operation processing server or connected to the transaction operation processing server via a network. The transaction calculation processing server performs electronic value information transaction between one mobile or stationary information processing device and another mobile or stationary information processing device by both mobile or stationary information processing devices at the same time. An electronic device having an electronic value information transaction control function that is possible when connected to an electronic value information transaction processing system. Value information transaction processing system. 6. The transaction calculation processing server performs electronic value information transaction between one mobile or stationary information processing device and another mobile or stationary information processing device. The electronic value information transaction system according to any one of claims 1 to 4, further comprising an electronic value information transaction control function which is enabled when the devices are simultaneously connected to the electronic value information transaction processing system. 7. The transaction calculation processing server is moved when a transaction target identification number and a transaction electronic value information amount are transmitted from one mobile or stationary information processing device to the electronic value information transaction processing system. The connection with the portable or stationary information processing device, while transmitting the transaction requesting party identification number and the transaction electronic value information amount to the mobile or stationary information processing device on the transaction object identification number side, and also the transaction object identification The connection with the mobile or stationary information processing device on the number side is maintained, and after the receipt of the electronic information transaction acceptance from the mobile or stationary information processing device on the identification side, the electronic information transaction is established. 7. The electronic value information transaction system according to claim 1, which has an electronic information transaction control function for making a judgment. 8. The electronic value information transaction processing system,
8. The electronic value according to claim 1, further comprising an identification number storage unit that stores an identification number associated with a mobile or stationary information processing device or an identification number associated with an electronic value information trader. Information transaction processing system. 9. The electronic value information trading system comprises: an information processing device connecting server for connecting to the information processing device; and an electronic value trading operation processing server connected to the information processing device connecting server. The electronic value information transaction processing according to any one of claims 1 to 8, further comprising: a specific information processing device connection server for connection with a specific information processing device connected to the electronic value transaction calculation processing server. system. 10. The electronic value information transaction processing system according to claim 1, wherein the information processing device connection server has an interface function for communication with the information processing device. 11. The electronic value information transaction processing system according to claim 9, wherein the specific information processing device connection server has an interface function for communication with a specific information processing device. 12. The electronic value information trading system stores the stored electronic value information amount stored in association with each identification number, and the electronic value information is transmitted using the identification number when the stored electronic value information is stored. The electronic value information transaction processing system according to claim 1, further comprising an electronic value information transaction restriction function of rejecting transactions exceeding an amount. 13. The electronic value information trading system stores a number unique to the mobile information processing device that is automatically notified at the time of connection, and permits connection of the mobile information processing device with the stored number. The electronic value information transaction processing system according to claim 1, further comprising an automatic connection authentication function. 14. An information processing apparatus connectable to the electronic value information transaction processing system according to any one of claims 1 to 13, wherein the information processing apparatus is a communication line for the electronic value information transaction processing system. An information processing device for an electronic value information transaction processing system, which is a computer, a vending machine, a POS device, a price settlement device, or an unmanned parking system device having a communication function connectable to the. 15. An information processing apparatus connectable to the electronic value information transaction processing system according to claim 1, wherein the information processing apparatus is a vending machine.
The vending machine can be connected to an electronic value information transaction processing system characterized by having a time-limited transaction permission function that enables withdrawal of merchandise for a predetermined time after receiving data on the amount of electronic value information used. Information processing device. 16. The information processing device connectable to the electronic value information transaction processing system is a vending machine, is provided with the time-limited transaction admission function, and further, the received electronic utilization value information amount and the extracted merchandise 16. The electronic value information transaction processing system according to claim 15, which has an automatic electronic value information return function for returning the entire received electronic value information amount to the electronic value information sender in case of a difference or transaction failure. Information processing device. 17. A stationary information processing device that can be connected to a mobile or stationary information processing device via a network and is used in an electronic value information transaction processing system for conducting electronic value information transactions using the information processing device. And
The stationary information processing device is a vending machine having a communication function with the electronic value information transaction processing system, and the vending machine receives data from the vending machine after receiving data on the amount of electronic value information used. When the transaction is unsuccessful due to the time-limited transaction admissible function that enables the retrieval of a specified amount of time, the difference between the received electronic utilization value information amount and the retrieved merchandise item, and the total received electronic utilization value information amount, An electronic value information transaction vending machine having an electronic value information return function for returning to an electronic value information sender. 18. An information processing device connectable to the electronic value information transaction processing system according to claim 1, wherein the information processing device is a price settlement device, and the price settlement device. Is a function for receiving and storing a transaction authentication signal or transaction authentication number and data relating to the amount of used electronic value information from the electronic value information transaction system, a transaction authentication number input function for authentication, and an input transaction authentication signal or An electronic value information transaction processing system characterized by having a settlement function that enables settlement of the amount of received electronic value information received when the transaction authentication number matches the stored transaction authentication signal or transaction authentication number. A connectable information processing device. 19. An information processing apparatus connectable to the electronic value information transaction processing system has a timed transaction permission function that enables settlement within a predetermined time after receiving the transaction authentication signal or transaction authentication number. An information processing apparatus connectable to the electronic value information transaction processing system according to claim 18. 20. The information processing apparatus connectable to the electronic value information transaction processing system, when having a settlement balance or the time-limited transaction permission function, displays the total amount of received electronic utilization value information when the transaction is unsuccessful by the function. The information processing device connectable to the electronic value information transaction processing system according to claim 19, further comprising an electronic value information return function for returning the electronic value information sender. 21. A stationary information processing device that is connectable to a mobile or stationary information processing device via a network and is used in an electronic value information transaction processing system for conducting electronic value information transactions using the information processing device. And
The stationary information processing device is a price settlement device having a communication function with the electronic value information transaction processing system, and the price settlement device uses the electronic value information transaction system to issue a transaction authentication signal or a transaction authentication number and a used electronic value. A function to receive and store data related to the amount of information, a transaction authentication number input function for authentication, and a received transaction authentication signal or transaction authentication number when the transaction authentication signal or transaction authentication number matches the stored transaction authentication signal or transaction authentication number. An electronic value information transaction price settlement apparatus, which is provided with a settlement function that enables settlement corresponding to the amount of electronic value information used. 22. The electronic value information transaction price settlement device is provided with a timed transaction permission function that enables settlement of a price within a predetermined time after receiving a transaction authentication signal or a transaction authentication number. Electronic settlement device for electronic value information transaction described. 23. The electronic value information transaction price settlement device comprises an electronic value information return function for returning the total received electronic utilization value information amount to the electronic value information sender in the case of a settlement difference or a transaction failure. Claim 21 or 22
The electronic value information transaction price settlement device described in. 24. An electronic value information trading organization comprising an organizer issuing electronic value information and a plurality of users having the identification number issued by the organizer and using the electronic value information. A value information transaction method, wherein the electronic value information transaction method transmits an identification number of a user who is a sender side and a transaction electronic value information amount of a user who is a receiver side to a transaction processing system possessed by the organizer. And the transaction processing system on the sponsor side notifies the receiver side of the sender's identification number and the transaction electronic value information amount after receiving from the sender, and A step of disabling the transaction with the user, a confirmation step of confirming acceptance of the transaction from the recipient side and / or an operation confirmation of the recipient side, and acceptance of the recipient side in the confirmation step Alternatively, and / or when the operation is confirmed, it is determined that the transaction has been completed, and the data updating step of updating the data in the transaction processing system on the side of the organizer and the transaction with other users on the sender side and the receiver side are impossible. And a step of terminating the state. 25. An electronic value information trading organization comprising an organizer for issuing electronic value information and a plurality of users who have the identification number issued by the organizer and use the electronic value information. A value information transaction method, wherein the electronic value information transaction method includes a function of managing the identification number, the amount of electronic value information held by each identification number, the total amount of issued electronic value information, and the electronic value information transaction of the user. The electronic value information transaction processing system has a communication function capable of communication connection with the information processing device used for the electronic value information transaction processing system possessed by the organizer. And a step of transmitting the identification number and the transaction electronic value information amount of the user on the recipient side to the transaction processing system on the sponsor side, and the transaction processing on the sponsor side. After receiving from the sender, the system notifies the recipient of the sender's identification number and the transaction electronic value information amount, and disables transactions with other users of the sender and the recipient. , A confirmation step of confirming acceptance of transaction from the recipient side and / or confirmation of operation of the recipient side, and if acceptance or / and operation of the recipient side is confirmed in the confirmation step, the transaction is concluded and the sender side The transaction electronic value information amount is subtracted from the retained electronic value information amount stored in association with the identification number, and the transaction electronic value information is determined from the retained electronic value information amount stored in association with the recipient side identification number. A data updating step of updating the data in the transaction processing system on the side of the organizer for adding the quantity, and other steps on the sender side and the receiver side. Electronic value information transaction method characterized by performing the steps of terminating the transaction impossible state of the use's. 26. The electronic value information transaction method according to claim 24 or 25, wherein the electronic value information transaction method comprises a step of notifying the sender side and / or the recipient side that the transaction has been completed after the data updating step is completed. Transaction system.