JP2003091687A - Portable terminal changeable in rate payment method, identification system, communication enterprise side system, identification method, rate change notification method, recording medium and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To solve the problem of an existing portable terminal wherein a change in a rate payment method from a prepaid method to a deferred payment method significantly inconveniently requires a change of the portable terminal itself to arouse a demand for the introduction of a USIM card operation system that solves disadvantages of a conventional prepaid type portable terminal and enables a change in a rate payment method. SOLUTION: A portable terminal is mounted with a USIM card with information about an amount prerecorded, and a communication ID is rented from a communication enterprise system 101, so that communication is as a prepaid type portable terminal. For a change in a rate payment method, a personal identification number is notified by an identification system 150, and the personal identification number is used in the identification system 150 to apply for a change from a prepaid method to a deferred rate payment method. If identification is finished normally, setting of the rate payment method in the communication enterprise system 101 is changed, and the portable terminal 11 is notified of a permission to change the rate payment method.

Description

Detailed Description of the Invention

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a mobile terminal using an IC card used in a mobile terminal such as a mobile phone or a mobile information processing terminal, an IC card operating system, and an IC card operating method, and particularly a next-generation mobile terminal. Used for U
The present invention relates to a mobile terminal equipped with a SIM (Universal Subscriber Identity Module) and capable of switching a charge payment method, a personal identification system, a telecommunications carrier side system, a personal identification method, a charge switching notification method, a recording medium, and a program.

[0002]

2. Description of the Related Art Nowadays, mobile terminals such as mobile phones have become widespread and their technological advances have been remarkable, and next-generation mobile terminals using USIM cards (also simply referred to as "3G") are about to be put into practical use. USIM card has ID (identification symbol)
With a card into which information and an authentication program are written and which can be attached to and detached from a mobile terminal, it is possible to improve a security function against duplication of the terminal and to store data. Further, it is expected that the communication speed of the next-generation mobile terminal will be greatly improved as compared with the conventional one, and that the usage as the data terminal will be greatly expanded in addition to the smooth use of the Internet. In addition, SIM (Subscriber Identit
An IC card called a y Module) card has been standardized and widely used. USIM is a development of this,
Currently, standardization work is in progress.

In this way, U, which has great promise for the future,
Although SIM and next-generation mobile terminals, mobile terminals using USIM cards are assumed to be used as follows, by analogy with the operation example of conventional IC cards. (1) The mobile terminal and the USIM card are sold separately.
When purchasing a SIM card, the user confirms his / her identity by showing his / her identification card (license, passport, etc.) at the store of a telecommunications carrier affiliated store. (2) The USIM card is issued by a carrier (issue bureau, etc.) different from the telecommunications carrier, and the telecommunications carrier requests the issue bureau to issue the USIM card. Mail it directly to yourself, like a credit card or cash card. (3) The user attaches the mailed USIM card to the mobile terminal and uses it.

It seems that the USIM card is used by the method as described above.
With the spread of USIM cards, the following problems may occur. (1) Purchase a mobile terminal and a USIM card, require a certain number of days from the user application to the telecommunications carrier to the start of use (the USIM card is delivered to the user), and it can be used immediately after the application for use. It is inconvenient. However, it is not preferable to issue a USIM card in advance to own a large amount of inventory in order to solve this problem, because it causes an increase in cost and a decrease in security. (2) Identity verification work is required at the USIM card retailer, and a new system from identity verification work at the store to issuance of the USIM card is required. (3) In the current mobile terminal, changing the charge payment method from the prepaid method to the normal postpaid method requires a change of the mobile terminal itself, which is extremely inconvenient.
It is expected that this problem will be solved in a mobile terminal using an M card.

[0005]

As described above,
It is conceivable that the USIM card with high security will often be directly mailed to the person himself / herself who has received the application for use.
It takes a certain number of days for the card to reach the user's hand,
It is inconvenient because it cannot be used immediately after application for use. In addition, in the current mobile terminal, when switching the charge payment method, it is necessary to change the mobile terminal itself, which is extremely inconvenient.

[0006] The present invention has been made in view of the above problems, and is a portable terminal, a personal identification system, a telecommunications carrier side capable of switching between payment methods that can appropriately cope with the coming USIM card and the 3G era. System, identity verification method,
The purpose is to provide a charge switching notification method, a recording medium, and a program.

[0007]

SUMMARY OF THE INVENTION The present invention is to solve the above problems, and the invention of claim 1 is a USIM in which information on the amount of money that can be applied to communication charges is recorded in advance.
After receiving a personal identification number from the telecommunications carrier in order to change the payment method and the method of wearing a card and receiving a communication ID from the telecommunications carrier's system to communicate as a prepaid mobile terminal. , Means for applying to the telecommunications carrier's system to switch from a prepaid system to a post-payment system by using the notified personal identification number, and permission to switch the fare carrier payment method from the telecommunications carrier's system. According to the notification, the mobile terminal is capable of switching the charge payment method, comprising means for changing the USIM setting of the mobile terminal from the prepaid system to the postpaid system.

According to the configuration of the present invention, the prepaid USIM card in which the "amount (guarantee amount) appropriated for the communication charge" is recorded is attached to the mobile terminal and used immediately after the USIM purchase as a prepaid mobile terminal. Also, while using it as a prepaid mobile terminal, apply to the carrier to switch the payment method, change the mobile terminal from the prepaid method to the postpaid method, and after the change, use the normal postpaid method. Use as a mobile terminal. As a result, the mobile terminal can be used immediately after the purchase of the USIM card, and the mobile terminal can be easily changed to a normal post-payment type mobile terminal. Also, USI
There is no need to confirm the identity at the store when purchasing an M card. Further, unlike the conventional mobile terminal, it is not necessary to prepare a dedicated mobile terminal for the prepaid system.

The invention according to claim 2 of the present invention is a USIM card operation system in which a USIM card used by a user is installed, and a charge-switchable USIM card operation system for providing communication service to the mobile terminal installed with a USIM card. Is a system for verifying the identity of a USIM card operation system capable of changing a charge for receiving a change in payment of a communication service to a mobile terminal equipped with a USIM card, which is connected to a communication carrier side system in , A database section recording USIM management information and / or user information, a user information registration processing section for registering the user information of the user transmitted from the mobile terminal in the database section, and the mobile terminal PIN code to be registered in the database section. And registering and notifying unit, a personal identification number that is assigned to each USIM card from the mobile terminal receiving,
If the PIN is verified and the user is legitimate,
A principal confirmation processing unit for instructing the telecommunications carrier side system to change the charge collection method of the mobile terminal.

According to a third aspect of the present invention, in the personal identification system in the charge-switchable USIM card operation system according to the second aspect, the personal identification system is
It is characterized in that it is provided in the communication carrier side system.

[0011] According to a fourth aspect of the present invention, a mobile terminal equipped with a USIM card used by a user, and a chargeable USIM for accepting a change in communication service charge payment to the mobile terminal equipped with a USIM card. A telecommunications carrier side system in a charge switchable USIM card operation system that provides a communication service to a mobile terminal equipped with a USIM card, which is connected via a network with an identity verification system in the card operation system. , A database unit that records USIM management information and / or user information, and an instruction to change the fee collection method from the identity verification system, and a fee payment method that updates the database unit of the corresponding mobile terminal. Change the payment method for the switching processing unit and the corresponding mobile terminal. A switching notification unit of the charge payment method for reporting information to variable, characterized by comprising a.

According to a fifth aspect of the present invention, in the communication carrier side system in the fee switchable USIM card operation system according to the third aspect, the switching notification processing unit of the fee payment method is applicable to the mobile phone. When the terminal has a balance of deposit remaining, the database unit is updated so as to be applied to the communication charge after switching.

The invention according to claim 6 of the present invention provides a communication service to a mobile terminal equipped with a USIM card used by a user and a mobile terminal equipped with a USIM card, which is connected via a network. A telecommunications carrier-side system in a USIM card operation system capable of switching charges, in which a database unit recording USIM management information and / or user information, and user information of the user transmitted from the mobile terminal are A user information registration processing unit to be registered in the database unit, a personal identification number registration / notification unit for notifying the personal identification number to the mobile terminal and registering the personal identification number in the database unit, and for each USIM card from the portable terminal. Accept the PIN number given to
If the PIN is verified and the user is legitimate,
A principal confirmation processing unit that gives an instruction to change the charge collection method of the mobile terminal; and a charge payment method switching processing unit that receives the instruction to change the charge collection method and updates the database unit of the corresponding mobile terminal. And a charge payment method switching notification processing unit that notifies the applicable mobile terminal of information permitting the change of the charge payment method.

The invention according to claim 7 of the present invention is a USIM card operation system in which a USIM card used by a user is installed, and a charge-switchable USIM card operation system for providing communication service to a mobile terminal installed with a USIM card. And a personal identification system in a charge-switchable USIM card operation system that accepts a change in payment of communication service charges to a mobile terminal equipped with a USIM card, which is connected via a network. A personal identification method used in a personal identification system of a USIM card operation system, comprising a user information registration procedure for registering user information of a user transmitted from the mobile terminal in a database unit, and a personal identification number of the mobile terminal. And the PIN code for registering this PIN code in the database section. Of the registration and notification procedure and the personal identification number given to each USIM card from the mobile terminal, the personal identification number is collated, and if the user is legitimate, the communication carrier side system is provided with the personal identification number of the mobile terminal. And a personal identification processing procedure for giving an instruction to change the charge collection method.

[0016] The invention of claim 8 of the present invention is a mobile terminal equipped with a USIM card used by a user, and a chargeable USIM for accepting a payment change of a communication service to the mobile terminal equipped with a USIM card. It has a personal identification system in a card operating system and a carrier side system in a charge-switchable USIM card operating system that provides a communication service to a mobile terminal equipped with a USIM card, which is connected via a network. A charge switching method used for a communication carrier side system in a USIM card operation system, which receives an instruction to change a charge collection method from the identity verification system and updates a corresponding database unit of the mobile terminal. Switching procedure and the corresponding mobile terminal A switching notification process procedure of the charge payment method for reporting information that permits change of the gold payment method, and having a.

According to a ninth aspect of the present invention, in the charge switching notification method according to the eighth aspect, the switching notification processing procedure of the charge payment method is: It is characterized in that the database unit is updated so as to be applied to the communication charge after switching.

The invention of claim 10 of the present invention provides a communication service to a mobile terminal equipped with a USIM card, which is used by a user, and a mobile terminal equipped with a USIM card, which is connected via a network. A charge switching notification method used in a carrier side system in a USIM card operation system having a carrier side system in a USIM card operation system capable of charge switching, the user information of a user transmitted from the mobile terminal. User information registration processing procedure for registering the password in the database section, a personal identification number registration and notification procedure for notifying the personal identification number to the mobile terminal and registering the personal identification number in the database section, and a USIM card from the mobile terminal. Accept the personal identification number assigned to each user, verify the personal identification number, and Is a procedure for identifying a person who gives an instruction to change the charge collecting method of the mobile terminal, and a change of a charge payment method for receiving the instruction to change the charge collecting method and updating the database unit of the corresponding mobile terminal. It is characterized in that it has a processing procedure and a processing procedure for notifying changeover of the fee payment method for notifying the applicable mobile terminal of information permitting the change of the fee payment method.

[0018]

BEST MODE FOR CARRYING OUT THE INVENTION Embodiments of the present invention will be described below with reference to the drawings.

FIG. 1 is a diagram showing a configuration example of a USIM card operation system of the present invention, 1 is a network such as the Internet or a mobile phone network, 10 is a user of a mobile terminal (hereinafter, also referred to as user), 11 Is a mobile terminal such as a mobile phone or PDA, 12 is a user terminal such as a personal computer, 20 is a USIM card, 21 is a USIM, 3
0 is a store that sells mobile terminals and USIM cards, 10
0 is a communication carrier that provides communication services to users (first
Type telecommunications carrier, type 2 telecommunications carrier, Internet connection provider, etc., 101 is a telecommunications carrier's system (also simply referred to as "telecommunications carrier side system" or "telecommunications carrier system"), and 150 is a telecommunications carrier. In the system, 200 is an issuing bureau, 201 is an issuing bureau system (also simply called “issuing bureau side system” or “issuing bureau system”), 300 is from a user such as a bank, a credit company, or an internet service provider. A toll collection agent for collecting money, 301 denotes a system of a toll collection agent (also simply referred to as a “toll collection agent system” or “toll collection agent system”). Although the example of FIG. 1 shows an example in which the identity verification system 150 is incorporated in the telecommunications carrier system 101,
The identity verification system 150 may be provided independently or in another system.

First, the outline of the operation of the system shown in FIG. 1 will be described. In the issuing bureau 200, the USIM card 20 that can also be used as a prepaid card is issued. This USIM card 20 has "USIM ID"
In addition, "information on the amount of money that can be applied to the communication charge (or call charge)" and, if necessary, "expiration date of the card" are recorded. As the “information on the amount of money that can be applied to the communication charge (or call charge)”, for example, 10,000 yen, 50
Information on the amount of money such as 00 yen, 3000 yen, and 1000 yen is recorded. In addition, in this specification, a prepaid US method is used.
The IM card is also called a "prepaid USIM card" or simply "USIM card". The "information about the amount of money that can be used for communication charges" recorded in USIM when the prepaid USIM card is issued is also called "guarantee amount", and "communication is done". Information on amount of money in USIM reduced by doing
Is also called "remaining deposit". The “guarantee amount” and the “guarantee balance” refer to the same amount information, but are separated in the present specification because there is a temporal difference.

USI issued from the issue bureau 200
The M card 20 is sent to and sold by a seller (including a vending machine) such as a mobile terminal store 30. The user 10 purchases the USIM card 20 at the store 30, and stores the USIM card 20 in the mobile terminal 11 such as the user's mobile phone.
Put on. Mobile terminal 1 after mounting USIM card 20
1 first accesses the carrier system 101,
Receive the loan of the communication ID and record it in the USIM 21. Communication I
After being given D, it becomes possible to perform communication within the range of the balance of deposit remaining recorded in the USIM 21 as a mobile terminal capable of normal communication. In addition, the information of the remaining deposit amount in the USIM 21 is reduced by the communication fee each time communication is performed. Here, the communication ID is a symbol such as a telephone number and an ID address that is used for communication and is used for communication.

When the remaining deposit amount recorded in the USIM 21 becomes small or becomes zero (or when the card expiration date has passed), the fee collecting agent system 301 of the fee collecting agent 300 is accessed to communicate. You can apply for an extension of time (additional application for the remaining deposit).
The toll collection agent system 301 accepts an application for the remaining deposit amount from the mobile terminal 11 of the user 10,
When the credit examination is performed and the credit examination is passed, the telecommunications carrier system 101 is notified of "credit is granted", "information of additional amount", and the like. Then, the telecommunications carrier system 101 notifies the mobile terminal 11 of permission to change the remaining deposit amount. The mobile terminal 11 of the user 10 can update the information of the remaining deposit amount in the USIM 21 according to the notification from the communication carrier system 101, and can continue to use the mobile terminal 11 by the prepaid method.

When the user 10 wants to change the charge payment method for the mobile terminal 11 from the prepaid method to the normal postpaid method, the user 10 uses the mobile terminal 11 and the user terminal 12 to identify himself. User 10 in confirmation system 150
Personal information is registered, and a personal identification number is directly received from the personal identification system 150 by mail (or e-mail). Then, the user 10 who has received the personal identification number accesses the personal identification system 150 from the mobile terminal 11 or the user terminal 12, notifies the received personal identification number, and applies for switching the charge payment method. When the examination by the personal identification system 150 has passed, the personal identification system 150 notifies the telecommunications carrier system 101 of various information of the user 10 who has applied for the switching of the fee payment method. In the telecommunications carrier system 101, the setting information of the fee payment method of the user 10 who has applied is changed and registered, and the user 10
The mobile terminal 11 is notified of information on permission to switch the fee payment method. The USIM setting is changed on the mobile terminal 11 of the user 10 to switch the fee payment method from the prepaid method to the postpaid method. In addition, when the remaining amount of the deposit money of the prepaid method remains, it is applied to the fee of the postpaid method.

FIG. 2 is a diagram showing the functional configuration of each system that constitutes the USIM card operation system of the present invention. The functions of the telecommunications carrier system, the personal identification system, the issuing bureau system, and the fee collection agency system. Among them, the part directly related to the present invention is shown. In the example of FIG. 2, the personal identification system 15
Although 0 is shown as an example incorporated in the communication carrier system 101, the identity verification system 150 may be provided independently or may be provided in another system.

In FIG. 2, the telecommunications carrier system 101
Has the following functions. The web page publishing function 102 publishes a web page on a network such as the Internet, and receives a request for lending a communication ID from the user's mobile terminal 11 or the user terminal 12 via the web page. In addition,
There are two types of web pages: a web page that can be accessed from the user terminal 12 such as a personal computer, and a web page that is compatible with the mobile terminal 11. The communication ID lending function 103 is a function of deciding and lending a communication ID to be used for the mobile terminal 11 according to access from the user 10 who purchased the USIM card.

The communication ID notification function 104 is a function of notifying the mobile terminal 11 of the user 10 of the communication ID to be lent. The USIM ID and money amount information receiving function 105 includes the "USIM ID" recorded in the USIM card issued from the issuing bureau 200, "remaining deposit information", and "card expiration date" if necessary. Information is received from the issuing bureau system 201. The USIM ID and amount information registration function 106 receives the “USIM I” received from the issuing bureau system 201.
This is a function of registering information such as “D”, “remaining deposit money information”, and “card expiration date”, if necessary, in the database 112. When the user makes an application for extension of the call time to the fee collection agent system 301, the credit and additional amount reception function 107 causes the fee collection agent system 301 to
It is a function to receive "information to give credit" and "information on additional amount".

The additional amount registration function 108 uses the user information, U, etc., such as "information about giving credit" and "information about additional amount" received from the toll collection agency system 301.
It has a function of registering in the database 112 as SIM management information, and further, a function of registering “change information of expiration date of card” in the database 112 when the amount is changed, if necessary. The guarantee amount change permission notification function 109 notifies the mobile terminal 11 of the user 10 of “remaining deposit amount change permission information (communication information in order to rewrite the balance remaining amount recorded in the USIM card 20 of the mobile terminal 11 of the user 10. This is a function of notifying the mobile terminal 11 of the user 10 of "time extension permission information)" and "card expiration date change information" if necessary. The fee payment method switching function 110 corresponds to the user in the database 112 who has applied for the fee payment method switching application when the identity confirmation system 150 requests (instruction) to switch the fee payment method. The user information is updated and the internal setting of the fee payment method is updated in the communication carrier system 101. The charge payment method switching notification function 111 sends the charge payment method switching permission information to the mobile terminal 11 in order to change the charge payment method of the mobile terminal 11 of the user 10 from the prepaid method to the normal postpaid payment method. Notice. If the balance of the guarantee deposit remains, it will be applied to the communication charges after switching. Further, the charge payment method switching notification function 111 may be configured to be able to switch the charge payment method from the normal post-payment method to the prepaid method.

Further, the following functions are provided in the personal identification system 150 in the telecommunications carrier system 101. -Web page publishing function 151
This is a function of disclosing the eb page, and accepts "registration of personal information" and "application for switching the fee payment method" from the user 10 via this Web page. It should be noted that there are two types of Web pages: a Web page corresponding to access from the user terminal 12 such as a personal computer, and a Web page corresponding to the mobile terminal 11. The user information registration function 152 is a function of receiving “registration of personal information” of the user 10 via the Web page and registering it in the database 112 as user information. FIG. 15 shows an example of a web screen for making a "charge payment method switching application" in the personal identification system, and "user's address, name, communication ID" is input on this screen. Also, enter the "fee payment financial institution name", "payment account number", etc. and send.

When the personal identification number registration and notification function 153 accepts the “registration of personal information” from the user 10, the personal identification number is issued to the user 10 and the personal identification number is used in the database 112. The personal information is registered as personal information, and the user 10 is notified of the personal identification number. In addition, the notification of the personal identification number to the user 10 is sent by mail (or e-
Mail is sent directly to the person to maintain security. Further, the notification of the personal identification number may be notified to the designated communication ID and recorded in the USIM card 20. -The identity verification function 154 uses the personal identification number entered by the user or pre-recorded in the USIM card 20 when the user 10 makes an "application for switching the charge payment method" to confirm the validity of the user 10. It is a function to confirm. When the identity confirmation of the user 10 who has applied for the switching of the fee payment method is completed, the personal identification information notification function 155 notifies the information of the user to the telecommunications carrier system 101 to check the fee payment method. This is a function to request switching.

Each function in the issuing bureau system 201 has the following functions. -The USIM card issuing function 202 displays "USIM I
It is a function of issuing the USIM card 20 in which "D", "information about the amount of money that can be applied to the communication charge", and "information about the expiration date of the card" are recorded if necessary. -USIM card sending function 203 is the issued USI
This is a function of performing processing for delivering the M card 20 to the store 30. For example, the printing process of the sending instruction sheet is performed. The USIM ID and amount information notification function 204 is the “USIM ID” of the issued USIM card 20, “information about the amount of money that can be used for communication charges”, and “information about the expiration date of the card” if necessary. It is a function of notifying the communication carrier system 101 of the above.

Further, each function in the charge collection agency system 301 has the following functions. The user information registration function 302 is a charge collection agency 3
User's personal information for use by 00 and user's ID
And a function of registering a password and the like in the database 309. The user authentication function 303 is a function for authenticating the legitimacy of the user 10 based on the user ID and password that the user inputs when accessing the fee collection agent system 301. is there. The credit amount registration management function 304 is the system 301.
Register and manage credit limits, balances, etc. of users registered in.・ Web page publishing function 305
This is a function to publish the eb page. It should be noted that there are two types of Web pages: a Web page corresponding to access from the user terminal 12 such as a personal computer, and a Web page corresponding to the mobile terminal 11. -The communication time extension application reception function 306 is an "application for additional balance deposit" accompanying the extension of the communication time of the user's USIM card via the Web page published on the network.
Is a function for accepting. The payment processing function 307 is a function for performing payment processing of charges with the user 10. The credit / additional amount notification function 308 performs a credit examination on the “addition of the remaining balance of the deposit” of the user 10, and when giving the credit, “to give the credit” and “information on the additional amount”. And a function of notifying the communication carrier system 101 of the user's “communication ID” and the like.

As described above, the system shown in FIG. 1 is provided with the functions shown in FIG.
Immediately after the purchase of USIM card 20
The communication ID can be acquired from and communication can be started. Further, the mobile terminal 11 can be continuously used by making an “application for extension of communication time (additional application for remaining amount of deposit)” to the fee collection agent system 301. Furthermore, the charge payment method can be changed from the prepaid method to the normal charge postpaid method. If necessary, the charge payment method may be changed from the normal charge postpaid method to the prepaid method.

FIG. 3 is a diagram showing a data structure handled by the USIM card operation system of the present invention. In the example shown in FIG. 3, an example in which the identity verification system 150 is incorporated in the communication carrier system 101 is shown. In the case of this example, user information and USIM management information are registered in the database 112 of the communication carrier system 101. -User information must include "USI" of the user as an essential item.
The “M ID”, the “communication ID”, and the “guarantee balance” are registered. In addition, "payment financial institution name", "payment account number", which is mainly used as information for the personal identification system 150,
"Name", "Address", "PIN", "Date of birth", "Gender", "Telephone number" used to change the payment method
"E-mail address" and the like are registered (information indicated by reference numeral 112a surrounded by a broken line in FIG. 3). -In addition, the USIM management information must include "US
“IM ID”, “communication ID”, and “deposit balance” are registered. If necessary, the “expiration date of USIM card” and the like are also registered. Although the user information and the USIM management information are separated for the sake of simplicity, they may be integrated or further subdivided as long as the purpose as data can be achieved.

In the database 205 of the issuing bureau system 201, the USIM management information "US
Information of “IM ID” and “guarantee amount” is registered.

In the database 309 of the fee collection agency system 301, user information used by the fee collection agency 300 is registered. The user information of the fee collection agent system 301 includes “user ID”,
"Password", "credit balance", etc. are recorded.

The USIM card 20 purchased from the store 30 is attached to the mobile terminal 11 of the user 10,
In USIM21, "USIM ID" and "Communication I"
“D” and “remaining amount of deposit” are recorded, and communication (or telephone call) can be performed within the range of “remaining amount of deposit”. In addition, if necessary, the "expiration date of the USIM card" and the like are also recorded. The “communication ID” is not recorded when the USIM card 20 is purchased from the retail store 40, and the “communication ID” is acquired from the communication carrier system 11.
Is recorded after being added. Although the “USIM ID” is recorded in the USIM 21 in the present embodiment, it may be recorded by being stamped or printed on the USIM card 20 or the USIM 21.

4 and 5 are USIM shown in FIG.
FIG. 4 is a diagram showing an operation flow of the card operation system, and FIG.
Is a USIM card 20 as a prepaid mobile terminal.
FIG. 5 shows an operation flow when operating the USIM card 20 as a mobile terminal of a normal post-payment system, in order to operate a USIM card 20 as a normal post-payment system mobile terminal. Shows.

First, based on FIG. 4, U is set in the prepaid system.
The flow of operations when operating the SIM card 20 will be described.

(1) Issuing a USIM card (step S
1) The issuing bureau system 201 of the issuing bureau 200 issues the USIM card 20 in which the remaining amount of the deposit is recorded in advance. In addition, the issuing bureau 200 issued USIM
The card 20 is shipped to the store. It may be shipped to IC card vending machines.

(2) Notification to communication carrier system (step S2) The issuing bureau system 201 informs the issued USIM card 20 ("USIM ID", "guarantee amount", and "expiration date" if necessary. "Also) is notified to the communication carrier system 101 as USIM management information. The issuing bureau system 201 records the information of the USIM card 20 in the database 205 as USIM management information.

(3) Registration of USIM information (step S
3) In the communication carrier system 101, the "USIM ID" and "guarantee amount" received from the issuing bureau system 201
Information of the USIM card 20 such as is registered in the database 112 as “USIM management information”. Also, the telecommunications carrier system 101 is the issuing bureau system 201.
The information of “USIM ID” received from is recorded in the database 205 as “user information”. The information on the “guarantee amount” is recorded in the telecommunications carrier system 101 as the “guarantee balance”.

(4) Purchase of USIM card (step S
4) User 10 can use USIM from the storefront or vending machine.
Purchase the card 20.

(5) Communication with a security deposit using a USIM card (steps S5 and S6) -The user 10 who purchased the USIM card 20
After mounting the SIM card 20 on the mobile terminal 11, first access the web page of the telecommunications carrier system 101 to apply for lending a communication ID. Telecommunications carrier system 1
The communication ID to be lent is notified from 01 (step S
6). The mobile terminal 11 of the user 10 records the communicated communication ID in the USIM 21, and then the mobile terminal 11 can perform communication within the range of the deposit. FIG. 13 shows an example of a screen when a communication ID is acquired from a web page of the communication carrier system 101, and an example of a screen when the mobile terminal 11 opens a web page corresponding to the mobile terminal 11 to acquire a communication ID. Is. Note that the telecommunications carrier system 101
The web page includes a web page corresponding to access from the user terminal 12 such as a personal computer and a web page corresponding to the mobile terminal 11, and the user 10 can access the web page from either web page. You can apply for a communication ID. However, for convenience, it is better to be able to acquire the communication ID from the mobile terminal 11. When performing communication with a security deposit, the telecommunications carrier system 11 recognizes the communication ID and the ID of the USIM, and reduces the amount of money corresponding to the use of the communication service from the balance of the security deposit recorded in the USIM 21 of the user. At the end of the call, the telecommunications carrier system 11 records the reduced deposit balance in the database 112. Also,
The USIM 21 of the user 10 also records the reduced deposit balance.

(6) Application for extension of communication time (step S7) The application for extension of communication time is achieved by adding the amount of money to the information of the balance of deposit remaining recorded in the USIM card 20. When the remaining amount of the deposit recorded in the USIM card 20 becomes small or becomes zero (or when the expiration date of the card has passed), the user 10 accesses the fee collection agent system 301 to check the communication time. Apply for extension (additional application for remaining balance). This application is made by opening the Web page of the fee collection agent system 301.
The web page of the charge collection agency system 301 includes a normal web page and a W corresponding to the mobile terminal 11.
Both of the eb pages are prepared, and the user can apply for extension of the communication time from either the mobile terminal 11 or the user terminal 12 such as a personal computer.

FIG. 14 is a diagram showing an example of a Web screen for making a communication time extension application. The user 10 selects the amount of money to add (1000 yen, 3000 yen,
Or, select any one of 5000 yen), enter the user ID, password, and communication ID of the fee collection agency to apply for the extension of communication time. The user ID and password are registered in the fee collection agency system 301 in advance as user information, and are different from the user information in the telecommunications carrier 100.

(7) Extension of communication time (steps S8, S
9, S10) -The fee collection agent system 301 accepts an application for extension of the communication time of the user 10 and performs credit examination (step S8). If the application for extension of the communication time is accepted after passing the credit examination, the information of the “additional amount” selected by the user 10, the fact that the credit was given, and the information of the communication ID are provided to the communication carrier system 101.
(Step S9). In the telecommunications carrier system 101, based on the "communication ID" and the "additional amount information" sent from the fee collection agent system 301, the remaining deposit amount in the database 112 is changed and registered in the "user information". . In addition, the telecommunications carrier system 101 notifies the mobile terminal 11 of the user 10 of the corresponding communication ID of “permission of extension of communication time (permission of change of remaining amount of deposit)” to update the remaining amount of deposit of USIM 21 of the user. (Step S10).・ If you do not pass the credit screening, the processing of the application for extension of communication time is canceled. Further, even if the user has passed the credit examination, if the communication with the mobile terminal 11 of the user 10 cannot be performed, the processing of the application for extension of the communication time is stopped. In this case, the user 10 again makes an application for extension of communication time.

Next, with reference to FIG. 5, a flow of operation when the mobile terminal 11 of the user 10 is switched from the prepaid mobile terminal 11 to the normal postpaid mobile terminal 11 will be described. In this example, the identity verification system 150
Is installed in the communication carrier system 101. Further, although the case where the payment method of the fee is changed from the prepaid method to the postpaid method will be described, conversely, the postpaid method may be changed to the prepaid method.

(1) First, the mobile terminal 11 of the user 10
Is used as a prepaid mobile terminal 11 with a deposit (step S11).

(2) Request for switching the charge collection method (step S12) The user 10 uses the mobile terminal 11 to open the web page of the personal identification system 150. FIG. 15 shows We for applying for a change in the payment method of the identity verification system 150.
The example of the b screen is shown, and "user's address, name, communication ID" is input on this screen. Also, enter the "fee payment financial institution name", "payment account number", etc. and send. In the personal identification system 150, the received personal information from the user 10 is registered in the database 112.

(3) Notification of personal identification number (step S13) -The personal identification system 150 uses the user 1 who has applied for the change.
The "password" is issued to 0, and the issued "password" is registered in the user information of the database 112. -In addition, the personal identification system 150 notifies the user 10 of the "password". In this case, the "personal identification number" is directly sent to the person by mail (or e-mail) or the like to maintain security. Alternatively, after recording various information of the user who applied for the change in the database 112,
The PIN may be notified on the Web page.

(4) Input of personal identification number and personal identification (steps S14 and S15) -The user 10 opens the web page of the personal identification system 150 and inputs the personal identification number previously notified from the personal identification system 150. (Step S14). FIG. 16 shows an example of a screen of a Web page for inputting the “personal identification number” in the personal identification system 150. In the personal identification system 150, the entered “personal identification number” is collated with the “personal identification number” registered in the user information of the database 112. If the result of the collation shows that the user is a legitimate user, the telecommunications carrier system 101 is instructed to change the charge collection method of the mobile terminal 11 of the user 10. . In this case, the personal identification system 150
Notifies the communication carrier system 101 of the communication ID, the address, the name, and an instruction to change.

(5) Switching of charge collection method (step S1)
6) ・ In the telecommunications carrier system 101, the personal identification system 1
The user information in the database 112 is updated based on the instruction received from 50. Further, in the telecommunications carrier system 101, the telecommunications carrier system 101 is configured so that the charge payment method for the mobile terminal 11 of the user 10 is changed from the prepaid method to the normal post-payment method.
Set. -In addition, the telecommunications carrier system 101 notifies the mobile terminal 11 of information permitting the change of the fee payment method. With this permission information, the setting of the USIM 21 of the mobile terminal 11 is changed from the prepaid system to the postpaid system. If the balance of the guarantee money is in USIM21, it will be applied to the communication charge after switching.

(6) Communication after changing to post-payment method (step S17): The user 10 uses the mobile terminal 1 for communication, call, mail, etc.
Receive communication service through 1. In the communication carrier system 101, the user 10 who has received the communication service is charged and registered in the user information of the database 112. In addition, the telecommunications carrier system 101 notifies the mobile terminal 11 of the user of the charged amount.

FIGS. 6, 7 and 8 are diagrams for explaining the transition of the data structure in each system and the portable terminal 11 of the user 10, and FIG. 6 is each system and the portable terminal 11 of the user. 7 is a diagram 1 for explaining the transition of the data structure in FIG. 7, FIG. 7 is a diagram 2 for explaining the transition of the data structure in each system and the mobile terminal 11 of the user 10, and FIG. 8 is each system. FIG. 3 is a third diagram for explaining the transition of the data structure in the mobile terminal 11 of the user 10, and is a diagram showing the transition state of the data directly related to the present invention in each system in an easy-to-understand manner. In this example, the personal identification system 150 is incorporated in the telecommunications carrier system 101.

The transition of the data structure will be described below with reference to FIGS. 6, 7 and 8. The shaded data in the drawing indicates that the data is updated or recorded in that step.

(1) At the time of issuing a USIM card (step S101 in FIG. 6) In the issuing bureau system 201, when issuing a USIM card 20, the USIM 21 mounted on the USIM card 20 has a "USIM ID (UUUUUU)". And the “guarantee balance (XXXXXX)”. The card expiration date may also be recorded. Also, issue bureau system 2
In 01, "USIM ID" is used as USIM management information.
And the "guarantee amount" is recorded. In addition, it is assumed that information such as “user ID”, “password”, and “credit balance” is registered in advance in the fee collection agency system 301.

(2) Notification of guaranteed amount of issued card (step S102 in FIG. 6) -When the USIM card 20 is issued by the issuing bureau system 201, the "USIM ID ( UUUUUU) ”and“ guarantee amount (XXXX
XX) ”to the telecommunications carrier system 101. In the telecommunications carrier system 101, the “guarantee amount” notified as “USIM ID (UUUUUU)” as “USIM management information” is registered in the database 112 as “guarantee balance (XXXXXX)”. Also, as the "user information", the "USIM ID" is registered.

(3) At the time of lending a communication ID (step S103 in FIG. 7) The USIM 21 of the mobile terminal 11 of the user 10 displays "Communication I"
"D" is recorded. Similarly, the "communication ID" is also registered in the "user information" and "USIM management information" of the communication carrier system 101.

(4) At the time of communication by deposit (step S104 in FIG. 7) After the communication ID is given, as a normal mobile terminal,
Communication within the range of the remaining balance of deposit recorded in USIM21 becomes possible, and the "remaining balance of deposit (######)" in USIM21 is reduced by the communication charge (or call charge) at each communication. go. In addition, the “guarantee balance (######)” in the “user information” in the communication carrier system 101 is similarly reduced.

(5) At the time of application for extension of communication time (step S105 in FIG. 7) When the application for extension of communication time is made by the user 10, the fee collection agent system 301 displays user information ("user ID", Based on the "password" and "credit balance"), the authenticity of the user 10 is authenticated.

(6) When the communication time is extended (step S106 in FIG. 7) When the communication time (or call time) is extended, the information of "remaining deposit amount" in the USIM 21 of the mobile terminal 11 of the user 10 is displayed. It is changed to "\\\\\\", and in the same manner, "guarantee balance" of "user information" in the telecommunications carrier system 101 is also changed to "\\\\\\".

(7) At the time of requesting to switch the charge collection method (step S107 in FIG. 8) When requesting to switch the charge collection method, the user 10 uses the portable terminal 11 to search the Web page of the identity verification system 150 (see FIG. 15). )), And on this screen, "user's address, name, communication ID", "payment of financial institution",
Enter the "Payment account number". In this example, the telecommunications carrier system 101 also functions as the identity verification system 150, so the user information in the telecommunications carrier system 101 includes
The "user's address and name", "charge payment financial institution name", "payment account number", etc. are newly registered.

(8) At the time of issuing a personal identification number (step S10)
8) The personal identification system 150 (the telecommunications carrier system 101 in this example) issues a "personal identification number" to the user 10, and registers the issued "personal identification number" in the user information of the database 112.

(9) When switching the charge collection method (step S
109) In the telecommunications carrier system 101, the telecommunications carrier system 101 is set so that the fee payment method for the mobile terminal 11 of the user 10 is changed from the prepaid method to the postpaid method. If there is a balance deposit, it will be applied to the communication charges after switching.

FIG. 9 is a block diagram showing an example of the configuration of the server of the telecommunications carrier system, showing only the parts directly related to the present invention. Further, this example is an example in which the identity verification system is incorporated in the communication carrier system. The telecommunications carrier system 101 and the server 120 have substantially the same functions.

In FIG. 9, 120 is a server of the communication carrier system, 121 is a communication line connection unit for connecting the server 120 to a network such as the Internet, a mobile phone network and a dedicated line, 122 is a control unit for controlling the entire server, Reference numeral 123 is a database, and 130 is a processing program section.

Further, the processing program section 130 includes the following processing sections. The Web page disclosure processing unit 131 is a processing unit that publishes a Web page on the network and receives a request for lending a communication ID from the user 10 via the Web page. In addition, as the personal identification processing unit 160, the user 1
It also accepts requests for switching the fee payment method from 0. It should be noted that there are two types of web pages: a web page corresponding to access from the user terminal 12 of the personal computer and a web page corresponding to the mobile terminal 11. The communication ID lending processing unit 132 receives the mobile terminal 11 according to the access from the user who purchased the USIM card 20.
Is a processing unit that determines and lends a communication ID to be used for. The communication ID notification processing unit 133 is a processing unit that notifies the mobile terminal 11 of the user 10 of the lending communication ID. The USIM ID / money amount information reception processing unit 134 is configured to allow the USIM card 20 issued in the issue bureau system 201 or the server 211 of the issue bureau system to record the “USIM ID” and the “guarantee balance” (if necessary). Is information such as "including card expiration date",
It is a processing unit for receiving from the issue bureau system 201 or the server 211 of the issue bureau system. The USIM ID and amount information registration processing unit 135 receives the “USIM ID” and “guarantee balance” received from the issuing bureau system 201 or the server 211 of the issuing bureau system (including “card expiration date” if necessary). hand)
It is a processing unit that registers information such as the above in the database 123. When the user makes an application for extending the communication time to the fee collection agent system 301 or the server 311 of the fee collection agent system, the additional amount reception processing unit 136 collects the fee collection agent system 301 or the fee collection agent. It is a processing unit that receives “credit giving”, “information of additional amount”, “communication ID” and the like from the server 311 of the system. The additional amount registration processing unit 137 is the server 311 of the fee collection agent system 301 or the fee collection agent system.
Received the "additional amount information" that the user applied from
It is a processing unit that is registered in the database 123. The guarantee amount change permission notification processing unit 138, in order to rewrite the balance remaining amount recorded in the USIM card 20 of the user 10, "information on permission to change remaining balance (permission of extension of communication time)" and if necessary. Is a processing unit that transmits “card expiration date change information” to the mobile terminal 11 of the user 10. The charge payment method switching processing unit 164 updates the user information in the database 123 when the user 10 requests the change of the charge payment method, and the charge payment method of the user 10 is changed. The internal setting of the server 120 of the communication carrier system is changed.
In order to change the charge payment method of the mobile terminal 11 from the prepaid method to the normal charge postpaid method, the mobile terminal 11 is notified of information on permission to switch the charge payment method. If there is a balance deposit, it will be applied to the communication charges after switching.

Further, the principal confirmation processing section 160 is a processing section which mainly performs a switching processing of the user's fee payment method as a principal confirmation system. The identification processing unit 160 includes the following processing units. The user information registration processing unit 161 has a function of accepting registration of user's personal information via the Web page and registering it in the database 123. FIG. 15 shows an example of a Web screen for applying to switch the payment method of the identity verification system. On this screen, "User's address, name,
Communication ID "is input. Also, enter the "fee payment financial institution name", "payment account number", etc. and send. When the personal identification number registration / notification processing unit 162 receives a personal information registration application from the user 10, the personal identification number is issued to the user 10, and the personal identification number is registered in the database 123. A process of notifying the user 10 is performed. Note that the user is notified of the personal identification number by mail and sent directly to the person himself / herself to maintain security. The identity verification processing unit 163 is a processing unit that verifies the validity of the user 10 by the personal identification number input by the user 10 when the user 10 requests switching of the charge payment method.

The processing program section 130 may be realized by dedicated hardware,
Further, the processing program section is composed of a memory and a CPU (central processing unit), and realizes the function by loading a program (not shown) for realizing the function of the processing section into the memory and executing the program. May be Further, it is assumed that an input device, a display device, etc. (none of which is displayed) are connected to the server as peripheral devices. Here, as the input device, a keyboard,
An input device such as a mouse. What is a display device?
CRT (Cathode Ray Tube), liquid crystal display device, etc.

FIG. 10 is a block diagram showing a configuration example of a server of the issuing bureau system, and shows only a portion directly related to the present invention. In FIG. 10, 211 is a server of the issuing bureau system, 212
Is a communication line connection unit for connecting the server 211 to a network such as the Internet, a mobile phone network or a dedicated line, 2
13 is a control unit for controlling the entire server, 214 is a database, and 220 is a processing program unit. In addition,
The issue bureau system 201 and the server 211 of the issue bureau system have substantially the same functions.

Further, the processing program section 220 includes the following processing sections. -The USIM card issuance processing unit 221 displays "USIM I
USIM that records information such as "D" and "remaining deposit" (including "card expiration date information" if necessary)
Processing for issuing the card 20 is performed. -USIM card sending processing unit 222 is the issued USI
It is a processing unit that performs processing for delivering the M card 20 to a telecommunications carrier, a store, or the like. For example, the printing process of the sending instruction sheet is performed. The USIM ID / money amount information notification processing unit 223 communicates the “USIM ID” of the issued USIM card 20, the “guarantee balance” (including “card expiration date information” if necessary), etc. It is a processing unit that notifies the server 120 of the carrier system 101 or the communication carrier system.

The processing program section 220 may be realized by dedicated hardware,
Further, the processing program section is composed of a memory and a CPU (central processing unit), and realizes the function by loading a program (not shown) for realizing the function of the processing section into the memory and executing the program. May be Further, it is assumed that an input device, a display device, etc. (none of which is displayed) are connected to the server as peripheral devices. Here, as the input device, a keyboard,
An input device such as a mouse. What is a display device?
CRT (Cathode Ray Tube), liquid crystal display device, etc.

FIG. 11 is a block diagram showing an example of the configuration of the server of the fee collection agency system, showing only the parts directly related to the present invention. Figure 11
311 is a server of the toll collection agent system, 312 is a communication line connection unit that connects the server to a network such as the Internet, a mobile phone network, and a dedicated line, 313 is a control unit that controls the entire server, 314 is a database, 320 Indicates a processing program section.
It should be noted that the toll collection agent system 301 and the server 311 of the toll collection agent system are substantially the same.

Further, the processing program section 320 includes the following processing sections. The web page publication processing unit 321 is a processing unit that publishes a web page on the network. The web page of the server 311 of the charge collection agency system includes both a normal web page and a web page corresponding to a mobile terminal, and the user 10 is the mobile terminal 11 or
Alternatively, an application for extension of communication time can be made from either the user terminal 12 such as a personal computer. The user information registration processing unit 322 is a processing unit that registers the personal information (“user ID”, “password”, etc.) of the user in the database 314. The authentication processing unit 323 is a processing unit for authenticating the legitimacy of the user when the user 10 accesses the server 311 of the fee collection agency system. The communication time extension application reception processing unit 324 is a processing unit that receives an application for extension of the communication time of the USIM card 20 from the user 10 (additional application for the balance of deposit) via the Web page published on the network. When the credit is given to the “application for extension of communication time” of the user 10, the additional amount notification processing unit 325 indicates “granting credit”, “information about additional amount”, “communication ID”, etc. It is a processing unit that notifies the communication carrier system 101 and the server 120 of the communication carrier system. The credit amount registration management processing unit 326 performs registration and management in the database 314 of the credit limit amount, balance, etc. of the user registered in the server 311 of the fee collection agent system. The payment processing unit 327 is a processing unit for performing payment processing of communication charges with the user 10.

The processing program section 320 may be realized by dedicated hardware,
Further, the processing program section is composed of a memory and a CPU (central processing unit), and realizes the function by loading a program (not shown) for realizing the function of the processing section into the memory and executing the program. May be Further, it is assumed that an input device, a display device, etc. (none of which is displayed) are connected to the server as peripheral devices. Here, as the input device, a keyboard,
An input device such as a mouse. What is a display device?
CRT (Cathode Ray Tube), liquid crystal display device, etc.

FIG. 12 is a block diagram showing a configuration example of the mobile terminal 11 using the USIM card 20, and shows only a part directly related to the present invention.
The mobile terminal 401 is equipped with a USIM card loading unit 402 and a USIM reading unit 403 for reading and writing data of the USIM 411, in addition to the function as a normal mobile terminal. USIM Card 410 with USIM411
Is attached to the USIM card attachment unit 402, the communication ID is acquired from the communication carrier 100, and is recorded in the USIM 411, so that communication (or call) can be performed on the mobile terminal 401. When the charge payment method is switched, the mobile terminal 401 is used as it is as a normal post-payment mobile terminal 401 from the prepaid mobile terminal.

The U mounted on the USIM card 410
The SIM 411 may be of a contact type or a non-contact type as its data reading / writing method.
It is selected and used according to the configuration.

Although the embodiments of the present invention have been described above, the present invention is not limited to the above-described illustrated examples, and various modifications can be made without departing from the gist of the present invention. Of course.

Further, a program for realizing the functions of the communication carrier system (including the server), the identity confirmation system, and the issuing bureau system (including the server) is recorded in a computer-readable recording medium, Even if the program recorded in the recording medium is read into a computer in the communication carrier system, the personal identification system, or the issuing bureau system and executed to perform the function of the USIM card operation system of the present invention. Good.

The "computer-readable recording medium" means a flexible disk, a magneto-optical disk,
A portable medium such as a ROM or a CD-ROM, or a storage device such as a hard disk built in a computer system. Further, the "computer-readable recording medium" is a volatile memory (RAM) inside a computer system that serves as a server or a client when a program is transmitted via a network such as the Internet or a communication line such as a telephone line. As described above, the one that holds the program for a certain period of time is also included.

Further, the above program may be transmitted from a computer system that stores the program in a storage device to another computer system via a transmission medium or by a transmission wave in the transmission medium. Here, the "transmission medium" for transmitting the program means a medium for transmitting information such as a network (communication network) such as the Internet or a communication line (communication line) such as a telephone line.

Further, the above program may realize some of the above-mentioned functions. Further, it may be a so-called difference file (difference program) that can realize the above-mentioned functions in combination with a program already recorded in the computer system.

[0083]

As described above, in the portable terminal of claim 1, the USIM card in which the "amount to be applied to the communication charge (the remaining balance of the deposit)" is recorded is attached to the portable terminal, and immediately after the purchase of the USIM. Used as a prepaid mobile terminal. Also, while using it as a prepaid mobile terminal, apply to the carrier to switch the payment method, change the mobile terminal from the prepaid method to the postpaid method, and after the change, use the normal postpaid method. Use as a mobile terminal. As a result, the mobile terminal can be used immediately after the purchase of the USIM card, and the mobile terminal can be easily changed to a normal post-payment type mobile terminal. In addition, it becomes unnecessary to confirm the identity at the store when purchasing a USIM card. Further, unlike the conventional mobile terminal, it is not necessary to prepare a dedicated mobile terminal for the prepaid system.

Further, according to the inventions of claims 2 and 7, the user information of the user transmitted from the mobile terminal is registered in the database unit, the mobile terminal is notified of the personal identification number, and the personal identification number is stored in the database. Registered in the department, accept the personal identification number given to each USIM card from the mobile terminal, verify the personal identification number, and if the user is legitimate, change the fee collection method of the mobile terminal to the communication carrier side system Since the instruction is given, the user can easily change between the post-payment method and the prepaid method from the mobile terminal. Further, when changing the prepaid method from the prepaid method to the postpaid method, it becomes unnecessary to replace the prepaid method dedicated mobile terminal with a normal mobile terminal as in the conventional mobile terminal. Further, since the personal identification is performed by the personal identification system, it is not necessary to perform the personal identification at the store as in the conventional case.

According to the third aspect of the present invention, by integrating the system of the telecommunications carrier and the identity verification system, the operation efficiency of the system is improved and the equipment investment is reduced, leading to cost reduction.

According to the inventions of claims 4 and 8, the instruction for changing the charge collection method is accepted from the identity verification system, the database unit of the corresponding mobile terminal is updated, and the charge is applied to the corresponding mobile terminal. Since the information allowing the change of the payment method is notified, the change of the charge collection method can be received and managed from the terminal, so even if the charge collection method is changed, the change of the charge collection method It is possible to easily manage and quickly respond to user requests.

Further, according to the inventions of claims 5 and 9, the switching notice processing unit of the fee payment method is applied to the communication charge after switching when the corresponding mobile terminal has the balance of the guarantee money. In addition, since the database part is updated, the deposit balance before the change can be reflected in the changed charge even after the change in the charge collection method, which allows the user to change the charge collection method. In this case, the charge collection method can be easily changed without giving an impression that the deposit balance is unnecessarily wasted.

[Brief description of drawings]

FIG. 1 is a diagram showing a configuration example of a USIM card operation system.

FIG. 2 is a diagram showing a functional configuration of each system constituting the USIM card operation system.

FIG. 3 is a diagram showing a data structure handled by a USIM card operation system.

FIG. 4 is a first diagram showing the operation flow of the USIM card operation system shown in FIG. 1.

5 is a second diagram showing the operation flow of the USIM card operation system shown in FIG. 1. FIG.

FIG. 6 is a first diagram for explaining the transition of the data structure in each system.

FIG. 7 is a second diagram for explaining the transition of the data structure in each system.

FIG. 8 is a third diagram for explaining the transition of the data structure in each system.

FIG. 9 is a block diagram showing a configuration example of a server of the communication carrier system.

FIG. 10 is a block diagram showing a configuration example of a server of the issuing bureau system.

FIG. 11 is a block diagram showing a configuration example of a server of the fee collection agency system.

FIG. 12 is a block diagram showing a configuration example of a mobile terminal.

FIG. 13 is a diagram showing an example of a Web screen when a communication ID is acquired.

FIG. 14 is a diagram showing an example of a Web screen for making a call time extension application.

[Fig. 15] We in the case of applying for switching the fee payment method
It is a figure which shows the example of a b screen.

FIG. 16 is a diagram showing an example of a Web screen for inputting a personal identification number.

[Explanation of symbols]

1 network 10 users 11 mobile terminals 12 User terminal 20 USIM Card 21 USIM 30 stores 100 carriers 101 telecommunications carrier system 102 Web page publishing function 103 Communication ID lending function 104 Communication ID notification function 105 USIM ID and amount information reception function 106 USIM ID and amount information registration function 110 Switching function of payment method 111 Notification function for switching payment method 112 database 150 identity verification system 151 Web page publishing function 152 User information registration function 153 PIN code registration and notification function 154 Identity verification function 155 Identity confirmation information notification function 200 Issue Bureau 201 Issue Bureau System 202 USIM Card Issuing Function 203 USIM Card Sending Function 204 USIM ID and amount information notification function 205 database

Front page continuation (51) Int.Cl. ⁷ Identification code FI theme code (reference) G06F 17/60 ZEC G06F 17/60 ZEC H04M 11/00 302 H04M 11/00 302 15/00 15/00 GH 04Q 7 / 38 H04B 7/26 109J (72) Inventor Norio Funadokawa 1-5-1 Taito, Taito-ku, Tokyo Toppan Printing Co., Ltd. (72) Inventor Yusaku Masunaga 1-1-5 Taito, Taito-ku, Tokyo Toppan stamp F-Term in Printing Co., Ltd. (reference) 5K025 AA09 CC01 DD06 EE18 EE25 EE30 FF40 GG01 GG21 GG30 JJ01 JJ10 JJ18 KK06 LL05 5K067 AA34 BB04 BB21 DD17 FF04 HH23 HH24 KK00 5K101 KK00 LL12 NN04 NN04 NN04 NN04

Claims (10)

[Claims] 1. A mobile terminal using a USIM card equipped with a USIM, which is equipped with a USIM card in which information on an amount of money that can be applied to a communication charge is recorded in advance, and a communication ID from a system of a communication carrier. And a means for communicating as a prepaid type mobile terminal and changing the fee payment method, after receiving a personal identification number from the telecommunications carrier, notify the telecommunications carrier's system of the notification. Means for applying for switching from the prepaid method to the postpaid payment method by using the provided personal identification number, and the notification of the switching permission of the charge payment method from the system of the telecommunications carrier, thereby the mobile terminal from the prepaid method to the postpaid payment method And a means for changing the setting of the USIM, the mobile terminal capable of switching the charge payment method. 2. A mobile terminal equipped with a USIM card used by a user and a charge-switchable USI for providing a communication service to a mobile terminal equipped with a USIM card.
Identity verification in a chargeable USIM card operation system that accepts payment changes for communication services to mobile terminals equipped with USIM cards that are connected to the telecommunications carrier side system in the M card operation system via a network A system, a database section recording USIM management information and / or user information, and a user information registration processing section for registering the user information of the user transmitted from the mobile terminal in the database section. The personal identification number is notified to the mobile terminal, and the personal identification number registration and notification unit for registering the personal identification number in the database unit and the personal identification number given to each USIM card from the mobile terminal are accepted, and the personal identification number is verified. If the user is legitimate, the mobile terminal is added to the carrier system. An identification system in rates switchable USIM card operation system comprising: the identity verification processing unit for performing an instruction to change the tolling scheme, the. 3. The identity verification system in a charge-switchable USIM card operation system according to claim 2, wherein the identity verification system is provided in the communication carrier side system. 4. A mobile terminal equipped with a USIM card used by a user, and a personal identification system in a USIM card operation system in which a charge can be changed for accepting a change in payment of a communication service to a mobile terminal equipped with a USIM card. , Connected via network, U
A communication carrier side system in a charge-switchable USIM card operation system that provides communication services to a mobile terminal equipped with a SIM card, and is a database unit that records USIM management information and / or user information. And a charge payment method switching processing unit that receives an instruction to change the charge collection method from the personal identification system and updates the database unit of the corresponding mobile terminal, and changes the charge payment method to the corresponding mobile terminal. A communication carrier-side system in a charge-switchable USIM card operation system, comprising: a charge payment method switching notification processing unit for notifying information to be permitted. 5. The switching notice processing unit of the fee payment method,
The USIM card operation system according to claim 3, wherein the database unit is updated so as to be applied to the communication charge after the switching when the corresponding mobile terminal has the balance of the guarantee money. Carrier side system in. 6. A U connected to a mobile terminal equipped with a USIM card used by a user via a network.
A communication carrier side system in a charge-switchable USIM card operation system that provides communication services to a mobile terminal equipped with a SIM card, and is a database unit that records USIM management information and / or user information. A user information registration processing unit for registering the user information of the user transmitted from the mobile terminal in the database unit; and a personal identification number for the mobile terminal, and the personal identification number is registered in the database unit. The PIN registration and notification unit and the PIN provided to each USIM card from the mobile terminal are accepted, the PIN is verified, and if the user is valid, the charge collection method of the mobile terminal is changed. And an instruction to change the charge collection method, and the data of the corresponding mobile terminal is accepted. A charge payment method switching processing unit for updating the base unit, and a charge payment method switching notification processing unit for notifying the applicable mobile terminal of information permitting the change of the charge payment method. A telecommunications carrier-side system in a USIM card operation system that can switch charges. 7. A mobile terminal equipped with a USIM card used by a user, and a charge-switchable USI for providing a communication service to a mobile terminal equipped with a USIM card.
Identity verification in a chargeable USIM card operation system that accepts payment changes for communication services to mobile terminals equipped with USIM cards that are connected to the telecommunications carrier side system in the M card operation system via a network USIM with system
A personal identification method used in a personal identification system of a card operation system, comprising a user information registration procedure for registering user information of a user transmitted from the mobile terminal in a database unit, and a personal identification number on the mobile terminal. Notification and registration procedure of the personal identification number for registering the personal identification number in the database unit and notification procedure, and the personal identification number given to each USIM card from the mobile terminal is accepted, the personal identification number is verified, and the user is authorized. In this case, the personal identification method further comprises: a personal identification processing procedure for instructing the telecommunications carrier side system to change the charge collection method of the mobile terminal. 8. A mobile terminal equipped with a USIM card used by a user, and a personal identification system in a charge-switchable USIM card operation system for accepting a payment change of a communication service to a mobile terminal equipped with a USIM card. , Connected via network, U
A charge switching notification method used for a carrier side system in a USIM card operation system having a charge carrier switchable USIM card operation system for providing communication service to a mobile terminal with a SIM card installed And a procedure for switching the charge payment method for accepting an instruction to change the charge collection method from the personal identification system and updating the database unit of the corresponding mobile terminal, and changing the charge payment method for the corresponding mobile terminal. And a charge payment method switching notification processing procedure for notifying information that permits the charge switching method. 9. The switching notice processing procedure of the fee payment method updates the database unit so as to be applied to the communication fee after switching when the corresponding mobile terminal has a remaining security deposit. The charge switching notification method according to claim 8. 10. A mobile terminal equipped with a USIM card used by a user is connected via a network,
USIM having a telecommunications carrier-side system in a charge-switchable USIM card operation system that provides communication services to mobile terminals equipped with USIM cards
A charge switching notification method used for a communication carrier side system in a card operation system, comprising: a user information registration processing procedure for registering user information of a user transmitted from the mobile terminal in a database unit; The personal identification number is notified to the user, and the personal identification number registration and notification procedure for registering the personal identification number in the database unit and the personal identification number assigned to each USIM card from the mobile terminal are accepted, and the personal identification number is verified, Is valid, the personal identification processing procedure for instructing to change the charge collection method of the mobile terminal and the instruction for changing the charge collection method are accepted, and the database unit of the corresponding mobile terminal is updated. Charge payment method switching processing procedure and charge payment method for notifying the applicable mobile terminal of information permitting change of charge payment method Rate switching notification method characterized by comprising: a switching notification process procedure of the.