JP2002352074A - Method and system for distributing card usage information - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a card usage information distributing method and its system which discover the illegal usage of a card in an early stage to remove uneasiness in a user and also suppress a damage in respective card companies to the minimum. SOLUTION: Writing data to be written in the customer management server 10 of a card managing company are monitored whenever settlement is performed through the use of the card. Card usage information is automatically distributed based on the monitoring to mobile phones 90-1 to 90-m or customer terminals 80-1 to 80-n via a mobile phone application server 40-1, a mail server 40-2 and a Web server 40-3 whenever settlement is performed through the use of the card.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a method and a system for distributing card use information, and more particularly to a method for automatically distributing card use information of various credit companies, various debit card companies, various financial companies, etc. via the Internet or a mobile telephone network. The present invention relates to a method and a system for distributing card usage information to be distributed.

[0002]

2. Description of the Related Art Recently, cards of various credit companies, various debit card companies, and various financial companies can make various payments without using cash. It is widely used because there is no risk of theft.

[0003] The usage status of the card of each of these companies is usually tabulated on a predetermined date and sent to the user by mail at the end of the month or on the date designated by the card company. The use status of the card is confirmed by the notice.

[0004]

By the way, this type of card has the danger of unauthorized use due to theft or loss of the card on the other hand, and also uses information leaked at the time of payment using the card. There has been an increase in illegal use.

[0005] However, in the conventional card use status notification system, the user cannot confirm the use notification until the use notification is sent. It may take about two months to receive the usage notice relating to the use of the card. During this time, even if the card is illegally used, it cannot be confirmed.

As a result, the report to the card company in the event of unauthorized use of the card is delayed, and the unauthorized use of the card may be expanded.
If there is a possibility of unauthorized use of the card, there is a problem that the user becomes uneasy until receiving the use notification.

[0007] Accordingly, the present invention provides card usage information that enables early detection of unauthorized use of a card, removes user anxiety, and minimizes damage to various card companies. An object is to provide a distribution method and system.

[0008]

In order to achieve the above object, according to the first aspect of the present invention, there is provided a card use information distribution system for distributing card use information in the case of performing settlement using a card to an owner of the card. The method monitors card use notification information notified to a card management company every time payment is performed using a card, and based on the monitoring, notifies the card use information to the card owner every time the card is used for payment. It is characterized by distribution.

According to a second aspect of the present invention, in the first aspect of the present invention, the card use information includes a date and time of use, a place of use, and a use amount of the card. It is performed on the information terminal of the owner.

According to a third aspect of the present invention, in the second aspect of the present invention, the information terminal is a mobile phone, and the card use information is distributed by using a mail receiving function of the mobile phone. And distributed via a base station.

According to a fourth aspect of the present invention, in the second aspect, the information terminal is a personal computer, and the distribution of the card use information is performed via the Internet using a mail function of the personal computer. It is characterized by being delivered.

According to a fifth aspect of the present invention, there is provided a card use information distribution method for distributing card use information when a card is settled to a card owner, wherein the card is settled. Monitoring the card usage notification information notified to the card management company every time, and distributing the card usage information for a predetermined period to the card owner upon a request from the card owner based on the monitoring. .

According to a sixth aspect of the present invention, in the fifth aspect of the present invention, the card usage information includes a date of use, a place of use, a usage amount, a usage record of an unpaid account, and a paid usage record. The distribution of the card use information is performed to the information terminal based on a request from the information terminal of the owner of the card.

According to a seventh aspect of the present invention, in the sixth aspect of the invention, the information terminal is a mobile phone, and the distribution of the card use information is performed by using a web browsing function of the mobile phone. It is characterized in that it is distributed via a.

[0015] In the invention of claim 8, in the invention of claim 6, the information terminal is a personal computer, and the distribution of the card usage information is performed via the Internet using a Web browser of the personal computer. It is characterized by being delivered.

According to a ninth aspect of the present invention, there is provided a card use information distribution system for distributing card use information when a card is settled to a card owner, each time the card is settled. And a card usage information distribution means for monitoring card usage notification information notified to a card management company and distributing usage information of the card to the owner of the card for each payment using the card based on the monitoring. It is characterized by the following.

According to a tenth aspect of the present invention, in the ninth aspect of the present invention, the card use information distribution means stores the card use information stored in a customer management server of a card management company every time a payment using a card is performed. Monitoring means for monitoring
Card usage information distribution control means for delivering card usage information corresponding to the card usage information to the card owner each time the card usage information is stored in the customer management server based on the monitoring by the monitoring means. It is characterized by doing.

According to an eleventh aspect of the present invention, in the tenth aspect of the present invention, the card use information distribution control means is configured to execute each time the card use information is stored in the customer management server based on the monitoring by the monitoring means. The personal information database of the card is searched, the owner of the card is specified based on the search, and the card use information is delivered to the specified owner of the card.

According to a twelfth aspect of the present invention, in the tenth aspect of the present invention, the personal information database stores information as to whether or not the card use information is desired to be distributed. The means executes control for distributing the card usage information to the owner of the card on condition that the information for which the card usage information is desired to be distributed is stored in the personal information database.

According to a thirteenth aspect of the present invention, in the tenth aspect of the present invention, the card usage information distribution control means transmits the card usage information via a mobile phone application server to a card carried by the owner of the card. It is characterized in that it is transmitted to a telephone by e-mail.

According to a fourteenth aspect of the present invention, there is provided a card use information distribution system for distributing card use information when a payment is made using a card to an owner of the card.
Monitors the card use notification information notified to the card management company every time a payment is made using the card, and based on the monitoring, sends the card use information for a predetermined period to the card owner at the request of the card owner. It is characterized by comprising card use information distribution means for distribution.

According to a fifteenth aspect of the present invention, in the fourteenth aspect of the present invention, the card usage information distributing means is configured to store card usage information stored in a customer management server of a card management company every time a payment using a card is performed. Monitoring means for monitoring card usage information, and card usage information distribution for delivering card usage information stored in the customer management server for a predetermined period based on monitoring by the monitoring means to the owner of the card in response to a request from the owner of the card And control means.

In a sixteenth aspect based on the fifteenth aspect, the card use information distribution control means searches a personal information database of the card, and specifies an owner of the card based on the search. And transmitting the card use information to the specified owner of the card.

According to a seventeenth aspect based on the fifteenth aspect, the personal information database stores information as to whether or not the card usage information is desired to be distributed. The means executes control for distributing the card usage information to the owner of the card on condition that the information for which the card usage information is desired to be distributed is stored in the personal information database.

According to an eighteenth aspect of the present invention, in the invention of the fifteenth aspect, the card usage information distribution control means writes the card usage information on a home page of the card owner of a Web server, and The mobile phone carried by the user browses the card usage information written on the homepage using a Web browser of the mobile phone.

In a nineteenth aspect based on the fifteenth aspect, the card usage information distribution control means writes the card usage information on a home page of the card owner of a Web server, Person's personal computer is the personal computer We
(b) browsing the card usage information written on the home page using a browser.

[0027]

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a block diagram showing an embodiment of a card use information distribution method and system according to the present invention.

FIG. 1 is a schematic block diagram showing an entire configuration of an embodiment of a card use information distribution system according to the present invention.

Referring to FIG. 1, a card use information distribution system 100 according to the present invention is configured on the Internet 60, and uses various card use information at various card companies such as credit companies, debit card companies, and financial companies. Is used for the distribution of

This card use information distribution system 100
Is the customer management server 10, the card usage information distribution control unit 2
0, personal information database 30, mobile phone application server 40-1, mail server 40-2, web server 40-3, customer-specific homepage database 41-
3. It comprises a firewall 50, the Internet 60, a mobile phone network 70, customer terminals 80-1 to 80-n, and mobile phones 90-1 to 90-m.

Here, the customer management server 10 is provided in a card management company that manages the use status of cards of various card companies. The use information of the card is notified, and the notified use information is accumulated in the customer management server 10 for a later payment for the use of the card.

The personal information database 30 stores various kinds of information of a customer who is a card user. The personal information database 30 includes: 1) customer ID 2) customer password 3) customer e-mail Address 4) E-mail address of customer's mobile phone 5) Information indicating whether or not the card usage information is desired to be distributed 6) Information indicating the type of distribution method of the card usage information is stored in advance.

The card use information distribution control unit 20 controls the distribution of card use information according to the present invention. The personal information database 30 is connected to the card use information distribution control unit 20.

Then, the card use information distribution control unit 2
0 monitors the card use notification to the customer management server 10, and when there is a card use notification to the customer management server 10 based on the monitoring, searches the personal information database 30 to identify the card owner pertaining to the use notification. Then, control is performed to distribute the card use information related to the use notification to the specified card owner.

Here, the identification of the owner of the card is performed by searching the customer management server 10 using the customer ID and the password included in the use notification as keys.

The distribution to the card holder is based on the “type of distribution method of card usage information” stored in the personal information database 30. 1) Distribution using the mobile phone application server 40-1 2) Mail 3) Delivery using Web server 40-3 A method is selected and executed.

Here, the distribution of the card use information using the portable telephone application server 40-1 is performed by outputting the distribution information from the card use information distribution control unit 20 to the portable telephone application server 40-1. In the server 40-1, the distribution information is transmitted as mail via the Internet 60 and the cellular phone network 70, and the portable telephones 90-1 to 90-m of the card owner are sent.
For example, for example, the mobile phone number 090-1234-567
8, 070-1234-5678 or the like.

In this case, since the transmission of the distribution information from the mobile phone application server 40-1 to the Internet 60 is performed via the firewall 50, the communication is one-way communication, and the mobile phone application server 40-1 is used. The data stored in the memory does not leak to the outside.

In the distribution of card usage information using the mail server 40-2, the distribution information is output from the card usage information distribution control unit 20 to the mail server 40-2. The information is sent as e-mail via the Internet 60 to customer terminals 80-1 to 80- such as a personal computer of the card owner.
n by sending it as a mail.

Also in this case, the transmission of the distribution information from the mail server 40-2 to the Internet 60 is performed via the firewall 50, so that the communication is one-way communication, and the data stored in the mail server 40-2 is transmitted. Does not leak outside.

In the distribution of card usage information using the Web server 40-3, this distribution information is output from the card usage information distribution control unit 20 to the Web server 40-3,
In the b server 40-3, this is performed by writing in the homepage of the card owner stored in the homepage database 41-3 for each customer.

In this case, the customer terminals 80-1 to 80-n
The user can browse the distribution information by accessing the homepage using a Web browser such as Netscape Navigator or Internet Explorer installed in the customer terminals 80-1 to 80-n.

The mobile phones 90-1 to 90-m are:
Web such as i-mode, Easy Access, Sky Web
The distribution information can be browsed by accessing the homepage using a browser.

Also in this case, the data written in the Web server 40-3 does not leak to the outside by requesting the personal identification number when browsing the card use information using the Web browser.

FIG. 2 is a block diagram for explaining details of the processing of the card use information distribution control unit 20 shown in FIG.

1) Mobile phone application server 40
Distribution of card usage information using -1 Distribution of card usage information using the mobile phone application server 40-1 is performed as follows.

That is, the card use information distribution control unit 20
Monitors a card use notification to the customer management server 10, that is, a request for writing card usage information to the customer management server 10, and when there is a request to write card usage information to the customer management server 10, The card owner is searched for and specified in the personal information database 30. At the time of this specifying, the personal information database 30 corresponds to the specified card owner and the information "desiring distribution of card use information" and " When the information of "distribute using mobile phone application server 40-1" is stored as "type of distribution method of card usage information", first, from the personal information database 30, the specified mobile phone of the card holder is identified. Read the mail address.

The card use date and time, the card use location, and the use amount pertaining to the card use notification are read from the write data to the customer management server 10, and the read card use date, card use location, and use amount are used as contents. The distribution information read from the personal information database 30 and addressed to the mail address of the card holder's mobile phone is output to the mobile phone application server 40-1.

As a result, the mobile phone application server 40-1 sends the mail containing the card use date and time, the card use place, and the amount of money to be used as the mail to the mail address of the card holder's mobile phone. -1, and push-distribute the created mail to the mobile phone of the card owner.

2) Distribution of card usage information using mail server 40-2 Distribution of card usage information using mail server 40-2 is performed as follows.

That is, the card use information distribution control unit 20
Monitors a card use notification to the customer management server 10, that is, a request for writing card usage information to the customer management server 10, and when there is a request to write card usage information to the customer management server 10, The card owner is searched for and specified in the personal information database 30. At the time of this specifying, the personal information database 30 corresponds to the specified card owner and the information "desiring distribution of card use information" and " If the information "distribution using mail server 40-2" is stored as "type of distribution method of card usage information", first, personal information database 30
From the specified card owner's e-mail address.

The card use date and time, the card use location, and the amount of money used for the card use notification are read from the write data to the customer management server 10, and the read card use date and time, the card use location, and the amount of use are used as contents. The delivery information addressed to the e-mail address read from the personal information database 30 is sent to the mail server 40.
-2 is output.

With this, the mail server 40-2 refers to the e-mail fixed form document database 41-2 with the e-mail address as the destination and e-mail including the card use date and time, the card use place and the amount of money used. make,
The created e-mail is sent to the customer terminal of the card owner.

3) Distribution of Card Usage Information Using Web Server 40-3 Distribution of card usage information using the Web server 40-3 is performed as follows.

That is, the card use information distribution control unit 20
Monitors a card use notification to the customer management server 10, that is, a request for writing card usage information to the customer management server 10, and when there is a request to write card usage information to the customer management server 10, The card owner is searched for and specified in the personal information database 30. At the time of this specifying, the personal information database 30 corresponds to the specified card owner and the information "desiring distribution of card use information" and " When the information of "distribute using mail server 40-3" is stored as "type of distribution method of card use information", the card use date and time related to the card use notification is obtained from the write data to customer management server 10, Read the card usage location and amount used, and use this read card When, card use location, the use amount of money W
Output to the eb server 40-3.

As a result, in the Web server 40-3,
The date and time of use of the card, the place of use of the card, and the amount of use are written in the homepage of the card owner stored in the customer-specific homepage database 41-3.

The card owner's home page is based on the date and time of use of the card, the place of use of the card, the amount of money used, and the information obtained through communication with the customer management server 10. 1) Date of use of the card 2) Place of use of the card 3) Usage amount of the card 4) Usage record of the unpaid card 5) Paid use record of the card, etc. are described as card use information.

The card usage information written on the home page of the card owner is updated every time a predetermined period elapses.

The card usage information described on this homepage is viewed by accessing the homepage from the customer terminals 80-1 to 80-n shown in FIG. 1 using a Web browser such as Netscape Navigator or Internet Explorer. be able to.

Similarly, the mobile phone 90-1 shown in FIG.
I-mode, easy access, sky W
The distribution information can be browsed by accessing the homepage using a web browser such as an web browser.

FIG. 3 is a flowchart for explaining the processing of the card use information distribution control unit 20 shown in FIG.

In FIG. 3, when this processing is started,
First, it is checked whether there is a write request to the customer management server 10 (step 301). Here, the customer management server 1
If there is no write request to 0 (N in step 301)
O), return to step 301, and wait for a write request to the customer management server 10.

If it is determined in step 301 that there is a write request to the customer management server 10 (YES in step 301), the customer ID, card use location, use date and time, use The amount is copied (step 302).

Then, a card use information distribution process using the copied customer ID, card use place, use date and time, and use amount is executed (step 303), and step 301 is executed.
Return to The processes from step 301 to step 303 are repeatedly executed each time there is a write request to the customer management server 10.

FIG. 4 is a flowchart showing details of the card use information distribution processing shown in FIG.

In the card use information distribution process shown in FIG.
, The information distribution request, that is, “information indicating whether or not the card usage information is desired to be distributed” and “information indicating the type of distribution method of the card usage information” are detected, and the card usage information based on these information is detected. At the same time, data such as a mail address to be used for distribution is acquired (step 401).

Next, based on the information detected in step 401, it is determined whether electronic mail distribution has been requested, that is, whether distribution of card use information using the mail server 40-2 has been set for the customer. Check (Step 4
02). If it is determined that an electronic mail distribution is requested (YES in step 402), the electronic mail transmission key is turned on (step 403), and the process proceeds to step 404.

If it is determined in step 402 that electronic mail distribution has not been requested (N in step 402
O), proceed to step 404 without turning on the e-mail transmission key.

In step 404, it is checked whether a network service is requested, that is, whether distribution of card usage information using the Web server 40-3 is set for the customer. If it is determined that a network service is requested (YES in step 404), the network service write key is turned on (step 405), and the process proceeds to step 406.

If it is determined in step 404 that a network service has not been requested (step 40).
NO at 4), turn on network service write key
The process proceeds to step 406.

In step 406, it is checked whether a mobile mail is requested, that is, whether distribution of card usage information using the mobile phone application server 40-1 is set for the customer. Here, when it is determined that the mobile mail is requested (Y in step 406)
ES), and turns on the mobile mail transmission key (step 40).
7) Go to step 408.

If it is determined in step 406 that a mobile mail has not been requested (N in step 406)
O), proceed to step 408 without turning on the mobile mail transmission key.

At step 408, it is checked whether the e-mail transmission key is ON. Here, the e-mail transmission key is ON
(YES in step 408), the mail server 4
The distribution information is output to 0-2 (step 409), and this process ends.

If it is determined in step 408 that the e-mail transmission key is not ON (N in step 408)
O) Then, it is checked whether the net service write key is ON (step 410). Here, if the net service write key is ON (YES in step 410),
Output distribution information to Web server 40-3 (step 4
11), this process ends.

If it is determined in step 410 that the net service write key is not ON (step 4).
Next, it is determined whether or not the mobile mail transmission key is ON (step 412). Here, if the mobile mail transmission key is ON (YES in step 412), the distribution information is output to mobile phone application server 40-1 (step 413), and this process ends.

If it is determined in step 412 that the portable mail transmission key is not ON (N in step 412)
O), this process ends without outputting the distribution information.

FIG. 5 is a diagram showing a display example of the text of an electronic mail displayed on the customer terminals 80-1 to 80-n when the electronic mail distribution is requested.

FIG. 5 shows a display screen 81 of each of the customer terminals 80-1 to 80-n. March 14 "
The usage information in which the usage amount is “23,300 yen” in “hotel” is displayed.

FIG. 6 is a diagram showing a display example of usage information that can be browsed on the customer terminals 80-1 to 80-n when requesting a network service.

FIG. 6 shows a display screen 82 of the customer terminals 80-1 to 80-n. In this display screen 82, the card usage from February 15 to March 15, 2001 is used. The information is displayed. Specifically, the card use date and time is “February 26”, the card use place is “xxxx bookstore”, the usage amount is “8,000 yen”, and the card use date and time is “March 1”. "Day", the card usage location is "yy department store", the usage amount is "43,000 yen", the card usage date is "March 14", the card usage location is "zzz hotel", and the usage amount is "23,300 yen""Is displayed.

In this display example, in addition to the above-mentioned usage information, the previous usage amount “68,000 yen”, the previous payment amount, “68,000 yen”, and the balance “0 yen” are displayed. .

FIG. 7 is a diagram showing a display example of the text of the mail on the mobile phones 90-1 to 90-m when the mobile mail is requested.

FIG. 7 shows a display screen 91 of the mobile phone 90.
It is shown. On the display screen 91, as in the case of FIG.
The usage information in which the card usage location is “zzz hotel” and the usage amount is “23,300 yen” is displayed.

FIG. 8 is a diagram showing a display example of usage information that can be browsed on the mobile phones 90-1 to 90-m when a network service is requested.

FIG. 8 shows a display screen 92 of the mobile phone 90.
It is shown. On the display screen 92, similarly to FIG. 6, the card use date and time is “February 26”, the card use place is “xxxx bookstore”, and the use amount is “8,000”.
Yen ", the card usage date and time is" March 1 ", the card usage location is" yy department store ", the usage amount is" 43,000 yen ",
The usage information in which the card use date and time is “March 14”, the card use location is “zzz hotel”, and the usage amount is “23,300 yen” is displayed.

[0086]

As described above, according to the present invention, a card is used in a card use information distribution method for distributing card use information when a payment is made using a card to the owner of the card. Every time the payment is made, the card usage notification information notified to the card management company is monitored, and based on the monitoring, the card usage information is distributed to the owner of the card for each payment using the card. So
The card owner can grasp the usage status of his / her card almost in real time, and can quickly detect unauthorized use of the card by another person.

Also, since the usage history of the card can be easily confirmed, the balance of the financial institution and the like can be confirmed, the payment amount on the settlement date can be determined, and the payment delay due to the shortage of the settlement amount can be prevented. It is possible to effectively utilize the payment processing and payment management for the use of the card in an institution or the like.

[Brief description of the drawings]

FIG. 1 is a schematic block diagram showing an overall configuration of an embodiment of a card use information distribution system according to the present invention.

FIG. 2 is a block diagram for explaining details of a process of a card use information distribution control unit shown in FIG. 1;

FIG. 3 is a flowchart illustrating a process of a card use information distribution control unit illustrated in FIG. 2;

FIG. 4 is a flowchart showing details of a card use information distribution process shown in FIG. 3;

FIG. 5 is a diagram showing a display example of a text of an e-mail displayed on a customer terminal when e-mail distribution is requested.

FIG. 6 is a diagram illustrating a display example of usage information that can be browsed on a customer terminal when requesting a network service.

FIG. 7 is a diagram illustrating a display example of a text of a mail on a mobile phone when a mobile mail is requested.

FIG. 8 is a diagram illustrating a display example of usage information that can be browsed by a mobile phone when a network service is requested.

[Explanation of symbols]

 Reference Signs List 10 customer management server 20 card usage information distribution control unit 30 personal information database 40-1 mobile phone application server 40-2 mail server 40-3 Web server 41-1 mail fixed phrase database 41-2 mail fixed phrase database 41- 3 Customer-specific homepage database 50 Firewall 60 Internet 70 Mobile phone network 80-1 to 80-n Customer terminal 90-1 to 90-m Mobile phone 100 Card usage information distribution system

Claims (19)

[Claims] Claims: 1. A card use information distribution method for distributing card use information when a card is settled to a card owner, wherein a card management company is notified every time a card is settled. A card use notification method comprising: monitoring card use notification information; and distributing the card use information to the owner of the card each time a payment is made using the card based on the monitoring. 2. The card use information includes a use date and time, a use place, and a use amount of the card, and the distribution of the card use information is performed to an information terminal of an owner of the card. The card usage information distribution method according to claim 1. 3. The information terminal is a mobile phone, and the delivery of the card usage information is delivered via a base station of the mobile phone by using a mail receiving function of the mobile phone. The card usage information distribution method according to claim 2. 4. The information terminal according to claim 2, wherein the information terminal is a personal computer, and the distribution of the card use information is distributed via the Internet using a mail function of the personal computer. Card usage information distribution method. 5. A card usage information distribution method for distributing card usage information when a payment is made using a card to the owner of the card, wherein the card management company is notified each time a payment is made using the card. A card use notification method for monitoring card use notification information, and distributing card use information for a predetermined period to the card owner in response to a request from the card owner based on the monitoring. 6. The card usage information includes the date of use of the card, the place of use, the usage amount, the usage result of the unpaid portion, and the usage result of the paid portion. The distribution of the card usage information is based on the possession of the card. 6. The card usage information distribution method according to claim 5, wherein the method is performed on the information terminal based on a request from the information terminal of the user. 7. The information terminal is a mobile phone, and the delivery of the card usage information is performed by a Web service of the mobile phone.
7. The card usage information distribution method according to claim 6, wherein the distribution is performed via a mobile phone network using a browsing function. 8. The information terminal according to claim 6, wherein the information terminal is a personal computer, and the distribution of the card usage information is distributed via the Internet using a Web browser of the personal computer. Card usage information distribution method. 9. In a card use information distribution system for distributing card use information when a payment is made using a card to the owner of the card, a card management company is notified every time a payment is made using the card. Card usage information distribution means for monitoring card usage notification information and distributing usage information of the card to the owner of the card for each payment using the card based on the monitoring. Information distribution system. 10. The card use information distributing means includes: monitoring means for monitoring card usage information stored in a customer management server of a card management company each time a payment using a card is performed; Card usage information distribution control means for delivering card usage information corresponding to card usage information to the card owner each time the card usage information is stored in the customer management server. Item 9. A card use information distribution system according to Item 9. 11. The card use information distribution control means searches the personal information database of the card each time the card use information is stored in the customer management server based on the monitoring by the monitoring means, and based on the search. 11. The card use information distribution system according to claim 10, wherein the card use information is distributed to the specified card owner by specifying the owner of the card. 12. The personal information database stores information as to whether or not the card use information is to be distributed. The card use information distribution control means distributes the card use information to the personal information database. 11. The card use information distribution system according to claim 10, wherein control is performed for distributing the card use information to an owner of the card on condition that information desired to be stored is stored. 13. The card use information distribution control means sends the card use information by mail to a mobile phone carried by the card owner via a mobile phone application server. The described card usage information distribution system. 14. A card use information distribution system for distributing card use information when a card is settled to a card owner, wherein a card management company is notified each time a card is settled. Card use information distributing means for monitoring card use notification information, and distributing card use information for a predetermined period to the card owner in response to a request from the card owner based on the monitoring. Card usage information distribution system. 15. The card use information distributing means monitors card use information stored in a customer management server of a card management company every time a payment using a card is performed, and And a card use information distribution control means for distributing card use information for a predetermined period stored in the customer management server to the card owner in response to a request from the card owner. 14. The card use information distribution system according to item 14. 16. The card use information distribution control means searches a personal information database of the card, specifies an owner of the card based on the search, and gives the specified owner of the card the use of the card. 16. The card use information distribution system according to claim 15, wherein information is distributed. 17. The personal information database stores information as to whether or not the card use information is to be distributed. The card use information distribution control means distributes the card use information to the personal information database. 16. The card use information distribution system according to claim 15, wherein control is performed for distributing the card use information to an owner of the card on condition that information desired to be stored is stored. 18. The card usage information distribution control means writes the card usage information on a home page of the card owner of a web server, and the mobile phone carried by the card owner is a web browser of the mobile phone. 16. The card use information distribution system according to claim 15, wherein the card use information written on the homepage is browsed using a web browser. 19. The card usage information distribution control means writes the card usage information on a home page of the card owner of a Web server, and the personal computer of the card owner uses the personal computer Web browser. 16. The card use information distribution system according to claim 15, wherein said card use information written on said home page is browsed.