JP2002298198A - Automatic transaction device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To perform reading/writing processing on magnetic stripes corresponding to the specifications of various types of magnetic stripe and processing on bankbooks having the specifications of the types of magnetic stripes. SOLUTION: This automatic transaction device comprises a magnetic head 41 to be moved relative to the magnetic stripe pasted on the bankbook for performing reading/writing processing, a rotating mechanism for rotating the magnetic head 41 depending on the direction of the magnetic stripe and a moving mechanism for moving the magnetic head 41 depending on the position of the magnetic stripe.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to an automatic transaction apparatus.

[0002]

2. Description of the Related Art Conventionally, in a passbook such as a bankbook used by a user using a financial institution such as a bank, a magnetic stripe on which information such as a user's account number and a branch number of the financial institution is recorded. Is attached. For each system such as an ATM system introduced by each financial institution, there are various passbooks of various magnetic stripe specifications having different magnetic stripe attaching positions and attaching directions. For this reason, in a conventional automatic transaction apparatus, a dedicated passbook bookkeeping machine having a different arrangement of a magnetic stripe reader / writer and a moving direction of a magnetic head that reads and writes information recorded on a magnetic stripe according to each magnetic stripe specification is used. Is used.

FIG. 2 is a diagram showing the position of a magnetic stripe of a conventional passbook, and FIG. 3 is a schematic diagram of a conventional passbook entry machine.

In this case, the magnetic stripe 12 is attached to the right end of the passbook 11, as shown in FIG. In the passbook entry machine 15 handling the passbook 11 as shown in FIG. 2, a magnetic stripe reader 16 is arranged on the right side of the passbook entry machine 15 as shown in FIG.
The magnetic head 17 is moved in the direction of the arrow to read the magnetic stripe 12 of the passbook 11,
, That is, a read / write process is performed.

FIG. 4 is a diagram showing the position of a magnetic stripe of another conventional passbook, and FIG. 5 is a schematic diagram of another conventional passbook entry machine.

In this case, the magnetic stripe 22 is affixed to the left end of the passbook 21, as shown in FIG. In a passbook entry machine 25 that handles the passbook 21 as shown in FIG. 4, a magnetic stripe reader 26 is disposed on the left side of the passbook entry machine 25, as shown in FIG. The read / write process is performed on the magnetic stripe 22 of the passbook 21 by moving the passbook 21 in the direction.

FIG. 6 is a diagram showing the position of the magnetic stripe of still another conventional passbook, and FIG. 7 is a schematic diagram of still another conventional passbook entry machine.

In this case, the magnetic stripe 32 is attached to the lower end of the passbook 31 as shown in FIG. As shown in FIG. 7, in the passbook entry machine 35 handling the passbook 31 as shown in FIG. 6, a magnetic stripe reader 36 is disposed below the passbook entry machine 35, and the magnetic head 37 is pointed by an arrow. And the read / write process is performed on the magnetic stripe 32 of the passbook 31.

As described above, the passbook 11 with the magnetic stripe 12 attached to the right end is the first passbook system, and the passbook 21 with the magnetic stripe 22 attached to the left end.
Is a second passbook system, and a magnetic stripe 32
Is a third passbook system.

As described above, in the automatic transaction processing apparatus, by using the dedicated passbook entry machine corresponding to each magnetic stripe specification, the read / write processing is performed on the magnetic stripe of the passbook, and the automatic transaction processing is performed. You can do it.

[0011]

However, in the conventional automatic transaction apparatus, since the passbook entry machine is designed exclusively for each magnetic stripe specification, the arrangement of the magnetic stripe reader / writer corresponding to each magnetic stripe specification is required. However, it is necessary to design a different device exclusively, and the number of design steps increases.

In the case where financial institutions using different passbooks with different magnetic stripe specifications, such as ATM systems, have merged with each other or have common operations, whether to unify the passbooks with one of the magnetic stripe specifications. ,
It is necessary to use a new magnetic stripe specification passbook. When unifying the passbook with one magnetic stripe specification, the unified magnetic stripe specification passbook is distributed to users who have used the other magnetic stripe specification passbook, or the other magnetic stripe specification passbook is used. It is necessary to replace the passbook entry machine corresponding to the passbook with a passbook entry machine corresponding to the unified magnetic stripe specification passbook, which is costly. Also, when using a new magnetic stripe specification passbook, it is necessary to distribute a new magnetic stripe specification passbook to all users and to develop a passbook bookkeeping machine, which further increases the cost. .

The present invention solves the problems of the conventional automatic transaction apparatus described above, and can perform read / write processing on a magnetic stripe corresponding to a plurality of types of magnetic stripe specifications. An object of the present invention is to provide an automatic transaction device capable of processing a passbook.

[0014]

For this purpose, in an automatic transaction apparatus according to the present invention, a magnetic head for performing a read / write process by moving relative to a magnetic stripe attached to a passbook, A rotating mechanism that rotates the magnetic head according to a direction; and a moving mechanism that moves the magnetic head according to the position of the magnetic stripe.

In another automatic transaction apparatus of the present invention, the read / write processing is further performed by moving the magnetic head in the direction of a magnetic stripe.

In still another automatic transaction apparatus according to the present invention, a read / write process is performed by transporting the passbook in the direction of a magnetic stripe.

In still another automatic transaction apparatus according to the present invention, the rotating mechanism further includes a turntable having a bar-shaped member attached thereto, and the turntable is rotated by abutting the bar-shaped member against a bumping block. .

In still another automatic transaction apparatus according to the present invention, the position of the magnetic stripe is determined by moving the magnetic head in a predetermined order to read the magnetic stripe.

In still another automatic transaction apparatus according to the present invention, the magnetic head is further moved in descending order of the appearance probability of the magnetic stripe.

[0020] In still another automatic transaction apparatus of the present invention, the order of higher occurrence probabilities is determined based on past results.

In still another automatic transaction apparatus according to the present invention, the position of the magnetic stripe is detected by scanning the passbook with the magnetic head.

In still another automatic transaction apparatus according to the present invention, the position of the magnetic stripe is detected by a magnetic sensor disposed at the passbook insertion slot.

In still another automatic transaction apparatus of the present invention, the position of the magnetic head is detected by moving the magnetic head relatively to an adjustment magnetic stripe attached to an adjustment passbook. I do.

In still another automatic transaction apparatus according to the present invention, the magnetic head detects a displacement of the magnetic data written on the magnetic stripe and writes the magnetic data at an appropriate position.

[0025]

Embodiments of the present invention will be described below in detail with reference to the drawings.

FIG. 1 is a schematic diagram of a rotation mechanism of a magnetic head of an automatic transaction apparatus according to a first embodiment of the present invention.

In the figure, reference numeral 41 denotes a magnetic head. A magnetic stripe that records information such as a user's account number and a bank number of a financial institution is affixed to a passbook such as a bankbook used by a user who uses a financial institution such as a bank. The magnetic head 41 is provided in a magnetic stripe reader / writer for reading information recorded on a magnetic stripe. Then, the magnetic head 41 is moved to read the magnetic stripe of the passbook or to write on the magnetic stripe, that is, read / write processing is performed.

Here, in the present embodiment, as shown in the figure, by disposing a mechanism for rotating the magnetic head 41, as shown by arrows, in two directions of the X direction and the Y direction. Can be moved.

The mechanism for rotating the magnetic head 41 includes a turntable 42 on which the magnetic head 41 is disposed,
And a turntable rotation motor 43 for rotating the turntable 42. By operating the turntable rotation motor 43 to rotate the turntable 42, the magnetic head 41 is rotated in accordance with the direction of the magnetic stripe. It can be rotated 90 degrees.

FIG. 8 is a schematic diagram of a magnetic head moving mechanism according to the first embodiment of the present invention.

In the drawing, reference numeral 46 denotes a Y-direction moving guide, which is attached to the passbook book memo so as to be movable in the horizontal direction, that is, in the X direction, and which is connected to the X-direction driving belt by a Y-direction moving guide / X motor connecting portion 48. 49. When the X-direction drive belt 49 is rotated by the operation of the X motor 51 attached to the passbook entry machine, the Y-direction movement guide 46 is moved in the X direction.

The turntable 42 is rotatably mounted on the Y-direction moving guide 46, and the turntable 42 is connected to the turntable / Y motor connection portion 4.
5 attaches to the Y-direction drive belt 47. When the Y motor 50 attached to the Y-direction moving guide 46 operates, the Y-direction drive belt 47 is driven.
Is rotated, the turntable 42 is moved in the vertical direction in the figure, that is, in the Y direction.

Therefore, the magnetic head 41 mounted on the turntable 42 is provided with the two motors Y
By operating the motor 50 and the X motor 51, the motor 50 and the X motor 51 can be moved in the Y direction and the X direction, respectively.

Next, an operation for performing a read / write process on a magnetic stripe in the automatic transaction apparatus having the above-described configuration will be described. In this case, as described in the “Prior Art”, the three types of magnetic stripes having different magnetic stripe specifications 11
(FIG. 2), 21 (FIG. 4) and 31 (FIG. 6), that is, the case of processing the first, second and third passbook systems will be described. This is because, for example, financial institutions that have used the first passbook system, the second passbook system, and the third passbook system have merged, and the same automatic transaction apparatus has three types of passbooks 11, 21, 31 in the passbook system. Is assumed.

FIG. 9 is a first diagram showing a moving operation of the magnetic head according to the first embodiment of the present invention, and FIG. 10 is a second diagram showing a moving operation of the magnetic head according to the first embodiment of the present invention. FIG. 11 is a third diagram showing the movement operation of the magnetic head according to the first embodiment of the present invention.

First, when conducting a transaction using a passbook,
The user of the financial institution selects the type of the passbook brought on the customer operation screen of the automatic transaction apparatus, and determines which of the three types of passbooks 11, 21, and 31 of the passbook system to use. Make a selection. Here, the customer operation screen is a touch panel, and an item can be selected by touching an item displayed on the screen with a finger.

Then, the passbook entry machine determines which of the first, second and third passbook systems the passbook selected by the user is, and is set in advance for each passbook system. The magnetic head 41 is moved to the reading position and stands by.

Subsequently, a flicker lamp (not shown) is turned on to urge the user to insert a passbook, and the passbook is inserted into the insertion slot of the automatic transaction apparatus. Thus, the magnetic stripe read / write processing corresponding to the type of the passbook is performed.

For example, when the first passbook system is selected, as shown in FIG. 9, after the passbook 11 is conveyed and reaches the designated position, the turntable 42 is rotated to turn the magnetic head 41 on. Move in the Y direction.
Then, the Y-direction moving guide 46 is moved to the
Move in the direction. Then, the magnetic stripe read / write processing is performed by moving the magnetic head 41 in the Y direction as indicated by the arrow.

When the second passbook system is selected, as shown in FIG. 10, after the passbook 21 is conveyed and reaches the designated position, the turntable 42 is rotated to turn the magnetic head 41 on. Move in the Y direction.
Next, the Y-direction moving guide 46 is moved to the X direction so that the magnetic head 41 comes to a position corresponding to the magnetic stripe 22 of the passbook 21.
Move in the direction. Then, the magnetic stripe read / write processing is performed by moving the magnetic head 41 in the Y direction as indicated by the arrow.

Then, when the third passbook system is selected, as shown in FIG. 11, after the passbook 31 is transported and reaches the designated position, the turntable 42 is rotated, and the magnetic head 41 is moved. Enable to move in X direction. Next, the turntable 42 is moved so that the magnetic head 41 comes to a position corresponding to the magnetic stripe 32 of the passbook 31.
Is moved in the Y direction. Then, the Y-direction movement guide 46
Is moved in the X direction as indicated by the arrow, thereby moving the magnetic head 41 in the X direction to perform the magnetic stripe read / write processing.

It should be noted that such a magnetic stripe read
After the write process is performed, a passbook transaction process such as a process of entering details into a passbook is performed.

As described above, in this embodiment, the direction of the magnetic head 41 can be changed by rotating the turntable 42, and the magnetic head 41 can be moved by moving the turntable 42 and the Y-direction moving guide 46. To XY
It can be moved freely in any direction.

Therefore, even with the passbooks 11, 21, 31 of a plurality of types of passbook systems having different magnetic stripe specifications, the magnetic stripe read / write processing can be performed by the same automatic transaction apparatus.

Next, a second embodiment of the present invention will be described. The description of the same components and operations as those of the first embodiment will be omitted.

FIG. 12 is a schematic view of a magnetic head moving mechanism according to the second embodiment of the present invention.

In this embodiment, the Y-direction moving guide 46 is omitted, and the turntable 42 is connected to the X-direction drive belt 49 by the turntable / X motor connecting portion 52.
Attached to. When the X-direction drive belt 49 is rotated by the operation of the X motor 51, the turntable 42 is moved in the X direction.

Therefore, the magnetic head 41 attached to the turntable 42 can be moved in the X direction by operating the X motor 51, but cannot be moved in the Y direction.

Next, an operation for performing a read / write process on a magnetic stripe in the automatic transaction apparatus having the above configuration will be described. In this case, similar to the first embodiment,
Passbooks 11 (FIG. 2), 21 (FIG. 4), and 31 (FIG. 6) having three different magnetic stripe specifications as described in “Prior Art”, that is, first, second, and third passbook systems Will be described.

FIG. 13 is a first diagram showing a moving operation of the magnetic head according to the second embodiment of the present invention, and FIG. 14 is a second diagram showing a moving operation of the magnetic head according to the second embodiment of the present invention. FIG. 15 is a third diagram showing the movement operation of the magnetic head according to the second embodiment of the present invention.

The operation from the selection of the type of passbook by the user to the insertion of the passbook into the insertion slot of the automatic transaction apparatus is the same as that of the first embodiment, and the description is omitted.

First, when the first passbook system is selected, as shown in FIG. 13, after the passbook 11 is transported and reaches the designated position, the turntable rotating motor 43 is turned on.
To turn the turntable 42 so that the magnetic head 41 can move in the Y direction relative to the magnetic stripe 12. Next, the turntable 42 is moved in the X direction so that the magnetic head 41 comes to a position corresponding to the magnetic stripe 12 of the passbook 11. Then, the passbook 11 is conveyed, and the magnetic stripe 12 is moved relative to the magnetic head 41 in the Y direction as indicated by the arrow, thereby performing the magnetic stripe read / write processing.

When the second passbook system is selected, as shown in FIG. 14, after the passbook 21 is transported and reaches the designated position, the turntable rotating motor 43 is turned on.
To rotate the turntable 42 so that the magnetic head 41 can move in the Y direction relative to the magnetic stripe 22. Next, the turntable 42 is moved in the X direction so that the magnetic head 41 comes to a position corresponding to the magnetic stripe 22 of the passbook 21. Then, the passbook 21 is conveyed to move the magnetic stripe 22 with respect to the magnetic head 41 in the Y direction as indicated by the arrow, thereby performing the magnetic stripe read / write processing.

When the third passbook system is selected, as shown in FIG. 15, after the passbook 31 is conveyed and reaches the designated position, the turntable 42 is rotated to turn the magnetic head 41 on. Enable to move in X direction. Next, the passbook 31 is moved in the Y direction so that the magnetic head 41 comes to a position corresponding to the magnetic stripe 32 of the passbook 31. Then, the magnetic head 41 is moved in the X direction by moving the turntable 42 in the X direction as indicated by the arrow, and the magnetic stripe read / write operation is performed.
Perform write processing.

It should be noted that such a magnetic stripe read
After the write process is performed, a passbook transaction process such as a process of entering details into a passbook is performed.

As described above, in the present embodiment, the direction of the magnetic head 41 can be changed by rotating the turntable 42, and the magnetic head 41 can be moved by moving the turntable 42 and the passbooks 11, 21, 31. 41 is XY
In the direction relative to the magnetic stripes 12, 22, 32.

Therefore, even with the passbooks 11, 21, 31 of a plurality of types of passbook systems having different magnetic stripe specifications, the magnetic stripe read / write processing can be performed by the same automatic transaction apparatus.

The magnetic head 41 is moved to the magnetic stripes 12, 22, 32 by means for transporting the existing passbook.
, The magnetic stripe read / write processing is performed by moving the magnetic head 41 in the Y direction, so that the moving direction of the magnetic head 41 can be set only in the X direction, thereby simplifying the mechanism.
The cost of the automatic transaction device can be reduced.

Next, a third embodiment of the present invention will be described. The description of the same components and operations as those of the first and second embodiments will be omitted.

FIG. 16 is a schematic view of a magnetic head direction switching mechanism according to the third embodiment of the present invention.

In this embodiment, the turntable rotation motor 43 is omitted, and the direction change bar 55, the X latch 56, and the Y latch 57 are attached to the turntable 42. The turntable 42 is connected to the first
Alternatively, it can be moved in the X-Y direction by a moving mechanism similar to the moving mechanism in the second embodiment.

Further, an abutment block 58 is provided at the left end of the movable range of the turntable 42, and an abutment block 59 is provided at the right end. Then, when the turntable 42 is moved to the left and the direction switching bar 55 is abutted against the abutment block 58 from the right as shown in the figure, the turntable 42 rotates clockwise, and By moving the table 42 to the right, as shown in the figure,
When the direction switching bar 55 abuts against the abutment block 59 from the left, the turntable 42 rotates counterclockwise. The X latch 56 and the Y latch 5
7, the turntable 42 is fixed at a predetermined angle.

Next, an operation of performing a read / write process on a magnetic stripe in the automatic transaction apparatus having the above configuration will be described. In this case, similarly to the first and second embodiments, the passbooks 11 (FIG. 2) and 21 having different three types of magnetic stripe specifications as described in “Prior Art” are used.
(FIG. 4), 31 (FIG. 6), that is, processing of the first, second, and third passbook systems, but description of the operation of moving the turntable 42 in the X-Y direction is omitted. .

FIG. 17 is a first diagram showing the direction switching operation of the magnetic head according to the third embodiment of the present invention, and FIG. 18 shows the direction switching operation of the magnetic head according to the third embodiment of the present invention. It is a 2nd figure.

The operation from the selection of the type of passbook by the user to the insertion of the passbook into the insertion slot of the automatic transaction apparatus is the same as in the first and second embodiments. Omitted.

First, the magnetic head 41 is moved to the magnetic stripe 1
In order to be able to move in the X direction with respect to FIG.
As shown in FIG. 7, the turntable 42 is moved to the X-direction head switching position on the left end, the direction switching bar 55 is abutted against the abutting block 58, and the turntable 42 is rotated clockwise. The table 42 is fixed.

Further, the magnetic head 41 is
In order to be able to move in the Y direction with respect to FIG.
As shown in FIG. 8, the turntable 42 is moved to the right end Y-direction head switching position, and the direction switching bar 55 is abutted against the abutment block 59 to rotate the turntable 42 counterclockwise. The turntable 42 is fixed.

As described above, in the present embodiment, the turntable 42 is rotated by moving the turntable 42 in the X direction and hitting the direction switching bar 55 against the abutment blocks 58 and 59. ing.

Therefore, the turntable rotating motor 4
3, a mechanism for rotating the turntable 42 can be simplified, and the cost of the automatic transaction apparatus can be reduced.

Next, a fourth embodiment of the present invention will be described. The description of the same components and operations as those in the first to third embodiments will be omitted. In the present embodiment, the moving mechanism and the rotating mechanism of the magnetic head 41 may be any one of the first to third embodiments, or may be a combination thereof.

In this embodiment, the operation of the passbook entry machine for determining the passbook system will be described.

FIG. 19 is a flowchart showing an operation for determining the passbook system according to the fourth embodiment of the present invention.

First, with respect to the passbook inserted into the passbook entry machine by the user, the reading position is sequentially changed in the order of the first passbook system, the second passbook system, and the third passbook system. The magnetic data is read at the position of the magnetic stripe of the passbook system.

When normal magnetic data can be read, it is determined that the passbook is of the relevant passbook system, and the magnetic stripe read / write processing is performed. The magnetic stripe read / write processing is the same as in the first to third embodiments.

Further, all the magnetic stripes 12, 2
If the magnetic data cannot be read or the read magnetic data is not normal at positions 2 and 32, it is determined that there is no passbook system corresponding to the inserted passbook, and the passbook is discharged. To the user.

Next, the flowchart will be described. Step S1 Waits for the passbook to be inserted and set. If the passbook is set, step S2
Proceed to. Step S2 Magnetic stripe 1 of the first passbook system
The magnetic head 41 is moved to the position 2 to read magnetic data. Step S3: It is determined whether or not the read magnetic data is normal. If it is normal, the process proceeds to step S8. If it is not normal, the process proceeds to step S4. Step S4: Magnetic stripe 2 of the second passbook system
The magnetic head 41 is moved to the position 2 to read magnetic data. Step S5: It is determined whether or not the read magnetic data is normal. If it is normal, the process proceeds to step S9. If it is not normal, the process proceeds to step S6. Step S6: Magnetic stripe 3 of the third passbook system
The magnetic head 41 is moved to the position 2 to read magnetic data. Step S7: It is determined whether the read magnetic data is normal. If it is normal, the process proceeds to step S10. If it is not normal, the process proceeds to step S11. Step S8: It is determined that the bankbook 11 is the bankbook 11 of the first bankbook system, and the process is performed. Step S9: Perform processing by judging that it is the passbook 21 of the second passbook system. Step S10: Perform processing by determining that the bankbook 31 is the bankbook 31 of the third bankbook system. Step S11: It is determined that there is no passbook system corresponding to the inserted passbook (error).

As described above, in the present embodiment, since the passbook system of the inserted passbook can be determined by the passbook entry machine, the user selects the type of the passbook on the customer operation screen of the automatic transaction apparatus. There is no need, and the operation of the user can be simplified.

Next, a fifth embodiment of the present invention will be described. The description of the same components and operations as those in the first to fourth embodiments will be omitted. In the present embodiment, the moving mechanism and the rotating mechanism of the magnetic head 41 may be any one of the first to third embodiments, or may be a combination thereof.

By the way, when handling passbooks of a plurality of types of passbook systems, it is expected that there will be differences in the frequency of use of passbook systems used by regions or branches of banks. Therefore, in the present embodiment, in the determination of the passbook system by the clerk for each store, the order of the passbook system to read the magnetic stripe is set arbitrarily,
A description will be given of a method that can reduce the time for the determination.

FIG. 20 is a diagram showing an example of a screen for setting an order for judging the passbook system according to the fifth embodiment of the present invention.

As shown in the figure, a passbook system determination order setting screen 6 for setting an order so as to make a determination from a passbook system that is frequently used among a plurality of types of passbook systems.
1 is added to the automated teller machine.

In the figure, reference numeral 62 denotes an area for inputting a passbook system for making a first judgment, 63 denotes an area for inputting a passbook system for making a second judgment, and 64 denotes an area for inputting a passbook system for making a third judgment. , 65 are setting confirmation buttons.

Next, the operation for setting the order for judging the passbook system will be described. In this case, for example,
A description will be given of a case where a branch is frequently used in the order of the second passbook system, the third passbook system, and the first passbook system.

First, an operation performed by a staff member inputs a second passbook system having the highest frequency of use on the passbook system determination order setting screen 61 to an area 62 for inputting a passbook system for determining the first passbook system. The third passbook system with the highest pass is input to the passbook system input area 63 for making the second judgment, and the first passbook system is set to 3
The user inputs the passbook system for making the determination in the area 64 for inputting. Then, by pressing the setting confirmation button 65, the input result is determined.

Next, a case will be described in which the passbook system is judged in the order set on the passbook system judgment order setting screen.

FIG. 21 is a flowchart showing the operation of the passbook system determination process according to the fifth embodiment of the present invention.

First, for the passbook inserted by the user into the passbook entry machine, the second passbook system, the third passbook system, the first The reading position is sequentially changed in the order of the passbook system, and the magnetic data is read at the position of the magnetic stripe of each passbook system.

If normal magnetic data can be read, it is determined that the passbook is of the relevant passbook system, and the magnetic stripe read / write processing is performed. The magnetic stripe read / write processing is the same as in the first to third embodiments.

Further, all the magnetic stripes 12, 2
If the magnetic data cannot be read or the read magnetic data is not normal at positions 2 and 32, it is determined that there is no passbook system corresponding to the inserted passbook, and the passbook is discharged. Return to the user.

Next, the flowchart will be described. Step S21: Inserts a passbook and waits for a passbook to be set. When the passbook is set, the process proceeds to step S22. Step S22: The magnetic head 41 is moved to the position of the magnetic stripe 22 of the second passbook system to read magnetic data. Step S23: It is determined whether or not the read magnetic data is normal. If normal, go to step S28.
If not, the process proceeds to step S24. Step S24: The magnetic head 41 is moved to the position of the magnetic stripe 32 of the third passbook system to read magnetic data. Step S25: It is determined whether or not the read magnetic data is normal. If normal, go to step S29.
If not, the process proceeds to step S26. Step S26: The magnetic head 41 is moved to the position of the magnetic stripe 12 of the first passbook system to read magnetic data. Step S27: It is determined whether or not the read magnetic data is normal. If normal, go to step S30.
If not, the process proceeds to step S31. Step S28: It is determined that the bankbook 21 is the bankbook 21 of the second bankbook system and the processing is performed. Step S29: It is determined that the bankbook 31 is the bankbook 31 of the third bankbook system and the processing is performed. Step S30: It is determined that the bankbook 11 is the bankbook 11 of the first bankbook system and the processing is performed. Step S31: It is determined that there is no passbook system corresponding to the inserted passbook (error).

As described above, according to the present embodiment, by setting the judgment order so that the banker performs the passbook system judgment processing from the passbook system having a high use frequency, the processing time in the passbook of the passbook system having a high use frequency is set. Can be minimized, so that the operation efficiency of the automatic transaction apparatus can be improved when considering the entire passbook transaction.

Next, a sixth embodiment of the present invention will be described. The description of the same components and operations as those of the first to fifth embodiments will be omitted. In the present embodiment, the moving mechanism and the rotating mechanism of the magnetic head 41 may be any one of the first to third embodiments, or may be a combination thereof.

In this embodiment, the automatic transaction apparatus counts the number of transactions for each passbook system used in the passbook transaction, and reads the magnetic stripe at the time of passbook system determination processing according to the actual transaction status. Automatically set the order of the passbook system. The read / write processing of the magnetic stripe is the same as in the first to third embodiments.

First, the judgment order in the passbook system judgment processing is determined by the first passbook system, the second passbook system, and the third passbook system.
Are set in advance as the initial state in the order of the passbook system. Then, when there is a passbook transaction, the passbook system used in the passbook transaction is sequentially counted up. For example, in the case of the first passbook system, the number of transactions of the first passbook system is incremented by one.

Next, according to the number of transactions of the passbook system for a certain period (for example, an arbitrary period such as one day or one month),
The determination order in the passbook system determination process is changed in the descending order of the number of transactions.

Since the operation of the passbook system determination process is the same as that of the fourth or fifth embodiment,
Description is omitted.

As described above, in the present embodiment, the passbook system frequently used, which is determined from the actual transaction status, can be automatically set by the automatic transaction apparatus without human intervention. Therefore, since the judgment processing can be performed from the passbook system that is set according to the reality and has a high use frequency, the operation efficiency of the automatic transaction apparatus can be further improved.

Next, a seventh embodiment of the present invention will be described. The description of the same components and operations as those of the first to sixth embodiments will be omitted. In the present embodiment, the moving mechanism and the rotating mechanism of the magnetic head 41 may be any one of the first to third embodiments, or may be a combination thereof.

First, X is printed on the passbook by the magnetic head 41.
An operation of detecting the position of the magnetic stripe of the inserted passbook by scanning in the direction and the Y direction to determine the passbook system will be described. The magnetic stripe read / write processing is the same as in the first to third embodiments.

FIG. 22 is a diagram showing the X-direction scanning position and the magnetic level at the time of scanning in the seventh embodiment of the present invention. FIG. 23 is the Y-direction scanning position and the time of scanning according to the seventh embodiment of the present invention. FIG. 4 is a diagram showing the magnetic level of the magnetic head.

First, in the case of the passbook 11 having the magnetic stripe 12 attached to the right end, as shown in FIG. 22, the magnetic head 41 is caused to scan in the X direction (the direction of arrow A) so that the end of the passbook 11 is The magnetic level L1 up to the end is measured by the magnetic head 41. Then, the magnetic stripe 1 in the passbook 11 is determined by the position information in which the magnetic level L1 at the time of the X scan exceeds the threshold level L2 for determining the presence of magnetism.
2 can be specified.

In the case of a passbook 31 having a magnetic stripe 32 attached to the lower end, as shown in FIG. 23, the magnetic head 41 is caused to scan in the Y direction (the direction of the arrow B), thereby causing the passbook 31 to be scanned. The magnetic head 41 measures the magnetic level L3 from end to end. Then, the position of the magnetic stripe 32 in the passbook 31 can be specified by the position information in which the magnetic level L3 at the time of Y scanning exceeds the threshold value level L4 for determining the presence of magnetism.

As described above, in the present embodiment, the magnetic head 41 moves the passbooks 11 and 31 in the X direction and the Y direction.
By scanning in the direction, the inserted passbooks 11 and 31
Of the magnetic stripes 12 and 32 can be detected, so that the passbook system can be automatically determined. Therefore, since special operations such as setting of a passbook system are not required, various kinds of passbooks can be handled.

Next, an eighth embodiment of the present invention will be described. The description of the same components and operations as those in the first to seventh embodiments will be omitted.

FIG. 24 is a view showing a magnetic sensor mounting position of the passbook entry machine according to the eighth embodiment of the present invention.

As shown in the figure, a first passbook is inserted between a passbook insertion slot 72 of a passbook entry machine 71 and a magnetic stripe reader 73.
To third magnetic sensors 74 to 76 are provided.

Next, the passbook 11 of each magnetic stripe specification,
The operation to be determined by the passbook system at the time of insertion of 21, 21 will be described. The magnetic stripe read / write processing is the same as in the first to third embodiments.

FIG. 25 is a diagram showing an operation of the first passbook system according to the eighth embodiment of the present invention when a passbook is inserted, and FIG. 26 is a diagram showing the operation of the second passbook system according to the eighth embodiment of the present invention. FIG. 27 is a diagram showing an operation when a passbook is inserted, and FIG. 27 is a diagram showing an operation when a passbook is inserted in the third passbook system according to the eighth embodiment of the present invention.

First, when the passbook 11 of the first passbook system is inserted into the passbook insertion slot 72, as shown in FIG.
Is detected, it can be determined that the inserted passbook 11 belongs to the first passbook system.

Further, when the passbook 21 of the second passbook system is inserted into the passbook insertion slot 72, as shown in FIG.
Is detected, it can be determined that the inserted passbook 21 belongs to the second passbook system.

Furthermore, when the passbook 31 of the third passbook system is inserted into the passbook insertion slot 72, as shown in FIG. As data is detected,
It can be determined that the inserted passbook 31 belongs to the third passbook system.

As described above, in the present embodiment, by providing the first to third magnetic sensors 74 to 76, the passbook system can determine when the passbooks 11, 21, and 31 are inserted. As a result, the processing time of the passbook transaction can be reduced.

Next, a ninth embodiment of the present invention will be described. The description of the same components and operations as those of the first to eighth embodiments will be omitted. In the present embodiment, the moving mechanism and the rotating mechanism of the magnetic head 41 may be any one of the first to third embodiments, or may be a combination thereof.

In this embodiment, the magnetic head 41
Adjust the position of. In this case, the adjustment passbook in which the magnetic data is written in advance at the prescribed position is inserted, and the magnetic head 41 scans in the X and Y directions to write the magnetic data written on the magnetic stripe of the inserted adjustment passbook. Detect the position of. Then, the position of the written magnetic data is compared with a specified value, and the deviation is held as a correction value in the passbook entry machine to correct an assembly error.

Next, the operation of adjusting the position of the magnetic head 41 will be described. The operation of the magnetic head 41 in the magnetic stripe read / write processing is the same as in the first to third embodiments.

FIG. 28 is a diagram showing the X magnetic data position and the scanning position in the X direction of the adjustment passbook according to the ninth embodiment of the present invention. FIG. 29 is a diagram showing the adjustment passbook according to the ninth embodiment of the present invention. FIG. 3 is a diagram showing a Y magnetic data position and a Y direction scanning position.

First, as shown in FIG.
1, an X adjustment magnetic stripe 82 on which X magnetic data 83 has been written in a predetermined position in advance and a Y adjustment magnetic stripe 84 on which Y magnetic data 85 has been written are pasted.

When correcting the position of the magnetic head 41 in the X direction, the magnetic level 41 is detected while scanning the X adjustment magnetic stripe 82 in the X direction (the direction of arrow A) by the magnetic head 41. Subsequently, by comparing the detected magnetic level L5 with the threshold level L6 for determining the presence of magnetism, the X magnetic data start position X1 and the X magnetic data end position X2 are calculated from the motor slit count and the like.

The deviation between the calculated X magnetic data start position X1 and X magnetic data end position X2 and the specified value is set as a correction value, whereby the magnetic head 41 is adjusted.
, Etc., in the X direction.

When the position of the magnetic head 41 is corrected in the Y direction, the magnetic level L7 is detected while scanning the Y adjustment magnetic stripe 84 in the Y direction (the direction of arrow B) by the magnetic head 41. Subsequently, by comparing the detected magnetic level L7 with the threshold level L8 for determining the presence of magnetism, the Y magnetic data start position Y1 and the Y magnetic data end position Y2 are calculated from the slit count of the motor and the like.

The deviation between the calculated Y magnetic data start position Y1 and the calculated Y magnetic data end position Y2 and the specified value is used as a correction value.
, Etc. in the Y direction can be corrected.

As described above, in this embodiment, the magnetic head 41 moves the adjustment passbook 81 in the X direction and the Y direction.
By scanning in two directions, the positions of the X adjustment magnetic stripe 82 and the Y adjustment magnetic stripe 84 written at the specified positions of the inserted adjustment passbook 81 are detected, and the written X magnetic data 83 and Y are written. Magnetic data 8
The assembly error can be corrected by comparing the position of No. 5 with the specified value and storing the deviation amount as a correction value in the passbook entry machine.

Next, a tenth embodiment of the present invention will be described. The description of the same components and operations as those of the first to ninth embodiments will be omitted. In the present embodiment, the magnetic head 41
The moving mechanism and the rotating mechanism may be any of those in the first to third embodiments, or may be a combination thereof.

In this embodiment, the magnetic data write position for writing magnetic data at an appropriate position is corrected.
In this case, in the first passbook system, the magnetic data 1
The passbook 11 whose writing position of 2 is shifted to the left is inserted,
A case where a reading error occurs at a regular reading position will be described.

FIG. 30 shows an operation for correcting a magnetic data write position according to the tenth embodiment of the present invention.

First, the passbook 11 is moved in the X direction (arrow A direction).
, The position of the magnetic data 12 is detected, the magnetic level L9 is measured, and the magnetic data position t2 by X scanning is calculated by comparing the magnetic level L9 with the threshold level L10. The position shift amount W is detected by comparing with the regular magnetic data position t1.

Next, the magnetic data 41 is read by moving the magnetic head 41 from the regular reading position by the positional deviation amount W. If the magnetic data 12 is normal, it is determined that the displacement W is within the rescue range, and the process is continued. If the magnetic data is abnormal, it is determined that the rescue range has been exceeded, and the process is stopped at that point, resulting in a reading error. It should be noted that it is also possible to determine whether mutual aid can be achieved based on the value of the positional deviation amount W.

Then, by moving the magnetic head 41 to the regular magnetic data position t1 and writing the magnetic data 12, the write position of the magnetic data 12 can be corrected.

As described above, in the present embodiment, even if the passbook 11 in which the magnetic data 12 is written with a shift is inserted for some reason, the position shift of the magnetic data 12 is detected to correct the writing position. Therefore, a failure can be prevented beforehand, and the operating rate of the automatic transaction apparatus can be improved.

The present invention is not limited to the above embodiments, but can be variously modified based on the gist of the present invention, and they are not excluded from the scope of the present invention.

[0131]

As described above in detail, according to the present invention, in an automatic transaction apparatus, a magnetic head which performs read / write processing by moving relative to a magnetic stripe attached to a passbook, A rotating mechanism for rotating the magnetic head according to the direction of the magnetic stripe; and a moving mechanism for moving the magnetic head according to the position of the magnetic stripe.

In this case, even if the passbooks are of a plurality of types of passbook systems having different magnetic stripe specifications, the same automatic transaction apparatus can perform the magnetic stripe read / write processing.

In another automatic transaction apparatus, a read / write process is further performed by transporting the passbook in the direction of a magnetic stripe.

In this case, the mechanism can be simplified by moving the magnetic head only in one direction, and the cost of the automatic transaction apparatus can be reduced.

In still another automatic transaction apparatus, the rotation mechanism further includes a turntable to which a rod-shaped member is attached, and rotates the turntable by abutting the rod-shaped member against an abutment block.

In this case, the mechanism for rotating the turntable can be simplified, and the cost of the automatic transaction apparatus can be reduced.

[Brief description of the drawings]

FIG. 1 is a schematic diagram of a rotation mechanism of a magnetic head of an automatic transaction device according to a first embodiment of the present invention.

FIG. 2 is a diagram showing a position of a magnetic stripe of a conventional passbook.

FIG. 3 is a schematic view of a conventional passbook entry machine.

FIG. 4 is a diagram showing a position of a magnetic stripe of another conventional passbook.

FIG. 5 is a schematic view of another conventional passbook entry machine.

FIG. 6 is a diagram showing positions of magnetic stripes of still another conventional passbook.

FIG. 7 is a schematic diagram of another conventional passbook entry machine.

FIG. 8 is a schematic diagram of a magnetic head moving mechanism according to the first embodiment of the present invention.

FIG. 9 is a first diagram illustrating a moving operation of the magnetic head according to the first embodiment of the present invention.

FIG. 10 is a second diagram illustrating the movement operation of the magnetic head according to the first embodiment of the present invention.

FIG. 11 is a third diagram illustrating the movement operation of the magnetic head according to the first embodiment of the present invention.

FIG. 12 is a schematic diagram of a magnetic head moving mechanism according to a second embodiment of the present invention.

FIG. 13 is a first diagram illustrating a moving operation of the magnetic head according to the second embodiment of the present invention.

FIG. 14 is a second diagram illustrating the movement operation of the magnetic head according to the second embodiment of the present invention.

FIG. 15 is a third diagram illustrating the movement operation of the magnetic head according to the second embodiment of the present invention.

FIG. 16 is a schematic diagram of a direction switching mechanism of a magnetic head according to a third embodiment of the present invention.

FIG. 17 is a first diagram illustrating a direction switching operation of the magnetic head according to the third embodiment of the present invention.

FIG. 18 is a second diagram illustrating the direction switching operation of the magnetic head according to the third embodiment of the present invention.

FIG. 19 is a flowchart illustrating an operation of determining a passbook system according to the fourth embodiment of the present invention.

FIG. 20 is a diagram illustrating an example of a screen for setting an order for determining a passbook system according to the fifth embodiment of the present invention.

FIG. 21 is a flowchart illustrating an operation of a passbook system determination process according to the fifth embodiment of the present invention.

FIG. 22 is a diagram illustrating an X-direction scanning position and a magnetic level during scanning according to a seventh embodiment of the present invention.

FIG. 23 is a diagram illustrating a Y-direction scanning position and a magnetic level during scanning according to a seventh embodiment of the present invention.

FIG. 24 is a view showing a magnetic sensor mounting position of a passbook entry machine according to an eighth embodiment of the present invention.

FIG. 25 is a diagram illustrating an operation of the first passbook system according to the eighth embodiment of the present invention when a passbook is inserted.

FIG. 26 is a diagram showing an operation when inserting a passbook in the second passbook system according to the eighth embodiment of the present invention.

FIG. 27 is a diagram illustrating an operation when a passbook is inserted by the third passbook system according to the eighth embodiment of the present invention.

FIG. 28 is a diagram illustrating an X magnetic data position and an X direction scanning position of an adjustment passbook according to the ninth embodiment of the present invention.

FIG. 29 is a diagram showing a Y magnetic data position and a Y direction scanning position of an adjustment passbook according to the ninth embodiment of the present invention.

FIG. 30 is a diagram illustrating an operation of correcting a magnetic data write position according to the tenth embodiment of the present invention.

[Explanation of symbols]

 11, 21, 31 Passbook 12, 22, 32 Magnetic stripe 41 Magnetic head 42 Turntable 58, 59 Butt block 81 Adjustment passbook

 ──────────────────────────────────────────────────続 き Continued on the front page F term (reference) 3E040 AA07 BA07 FK10 5B072 AA00 BB00 CC05 CC27 DD05 JJ05 KK01 5D091 AA12 BB06 FF20 JJ21

Claims (11)

[Claims] 1. A magnetic head for performing a read / write process by moving relative to a magnetic stripe attached to a passbook, and (b) rotating the magnetic head in accordance with the direction of the magnetic stripe. A rotation mechanism, and (c)
A moving mechanism for moving the magnetic head according to the position of the magnetic stripe. 2. The automatic transaction apparatus according to claim 1, wherein the read / write processing is performed by moving the magnetic head in a direction of a magnetic stripe. 3. The read / write processing is performed by carrying the passbook in the direction of a magnetic stripe.
Or the automatic transaction device according to 2. 4. The rotation mechanism according to claim 1, wherein the rotation mechanism includes a turntable to which a rod-shaped member is attached, and the turntable is rotated by abutting the rod-shaped member against an abutment block. Automatic transaction equipment. 5. The automatic apparatus according to claim 1, wherein the position of the magnetic stripe is determined by moving the magnetic head in a predetermined order and reading the magnetic stripe. Trading equipment. 6. The automatic transaction apparatus according to claim 5, wherein the magnetic head is moved in a descending order of the appearance probability of the magnetic stripe. 7. The automatic transaction apparatus according to claim 6, wherein the order in which the appearance probabilities are high is determined based on past results. 8. The automatic transaction apparatus according to claim 1, wherein the position of the magnetic stripe is detected by scanning the passbook with the magnetic head. 9. The automatic transaction apparatus according to claim 1, wherein a position of the magnetic stripe is detected by a magnetic sensor provided at an insertion slot of the passbook. 10. The magnetic head according to claim 1, wherein the magnetic head is relatively moved with respect to an adjustment magnetic stripe attached to an adjustment passbook to detect a displacement amount of the magnetic head. Automatic transaction device as described. 11. The automatic transaction apparatus according to claim 1, wherein the magnetic head detects a displacement of magnetic data written on the magnetic stripe and writes the magnetic data at an appropriate position. .