JP2002288428A - Transaction report management device, transaction report management method, and program - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a transaction report management device or the like which reduces the labor of a customer who preserves and manages yearly transaction reports to prepare the final declaration. SOLUTION: A transaction report registering means 161 of a transaction report management part 160 registers transaction reports, which are made at the time of trade of securities, in a transaction document database 173, and an extracting and print means 162 extracts transaction reports of transactions performed in the last year from the transaction document database 173 by customer and collectively prints them by customer. A financial organ collectively prints transaction reports in the last year by customer in this manner to mail them to pertinent customers in the period of final declarations, and thus it is unnecessary for customers to preserve and manage transaction reports by themselves, and the convenience for customers is improved.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a transaction report management device for managing a transaction report created when trading securities, a program for causing a computer to function as the transaction report management device, and a transaction report management. About the method.

[0002]

2. Description of the Related Art The transfer of assets, particularly the transfer income of securities such as stocks, is subject to taxation based on either declarative taxation or withholding tax. In the withholding tax, each time a security is sold, the sale price is 1. regardless of the actual transfer income.
05% is withheld. The 1.05% treats 5.25% of the sale price as the transfer income and 20%
Multiplied by the income tax rate. On the other hand, in the case of self-assessment tax, annual transfer income is filed at a specific time, and 20% of it is collected as income tax. In addition, the taxation method and the tax rate may change depending on the law.

[0003] In the case of tax payment by separate taxation, the customer keeps a transaction report sent from the securities company for each transaction until the final tax return, and when the tax return time comes, the customer keeps the annual report. And filed a final tax return.

[0004]

SUMMARY OF THE INVENTION When paying the tax on the gain on the sale of securities by tax return with separate taxation, the customer must keep his / her own annual transaction report in preparation for the final tax return. Was complicated.

SUMMARY OF THE INVENTION The present invention has been made in view of such a conventional problem. A transaction report management device which can reduce the trouble of a customer who keeps and manages a transaction report in preparation for a final tax return, It is an object to provide a program for causing a computer to function as the transaction report management device and a transaction report management method.

[0006]

The gist of the present invention to achieve the above object lies in the following inventions. [1] In a transaction report management device that manages a transaction report created when trading securities, transaction report registration means (161, 17) for registering the created transaction report
3) and an extraction printing unit (1) that extracts a transaction report on transactions performed during a predetermined period from the transaction report registration unit (161, 173) for each customer, and prints the report in a batch for each customer.
62, 180).

[2] The extraction printing means (162, 18)
The transaction report management device according to [1], further comprising a binding unit (181) for binding the transaction report batch-printed for each customer according to 0) to each customer.

[3] The extraction printing means (162, 18)
0), destination printing means (163, 18) for printing a destination for mailing the transaction report batch-printed for each customer.
Transaction report management device according to [1] or [2], further comprising:

[4] Each time a transaction report is created, the system further comprises an electronic delivery unit (131) for delivering the transaction report to a customer of the customer through a computer network [1] to [3]. ] The transaction report management device according to any one of the above.

[5] The transaction report management device according to any one of [1] to [4], wherein the predetermined period is a taxable period of return taxation.

[6] The extraction printing means (162, 18)
The transaction report management device according to any one of [1] to [5], wherein the transaction report is batch printed at a predetermined time before the final tax return.

[7] It is characterized in that it is registered in advance for each customer whether or not to pay tax in the separate taxation for reporting, and the transaction report is printed collectively only for the customers who pay tax in the separate taxing for reporting [1]. The transaction report management device according to any one of [1] to [6].

[8] A program for causing a computer to function as the transaction report management device according to any one of [1] to [7].

[9] In a transaction report management method for managing a transaction report created when trading securities, the transaction report registration means (161, 173) registers the created transaction report. Step and extraction printing means (16
(2, 180) stores transaction reports on transactions conducted during a predetermined period by the transaction report registration means (161, 17).
And 3) performing a step of extracting for each customer and batch printing for each customer from 3).

[10] The extraction printing means (162, 18)
The transaction report management method according to [9], wherein the binding means (181) further binds the transaction report batch-printed for each customer according to (0).

[11] The extraction printing means (162, 18)
[9] characterized by further comprising the step of printing the destination for mailing the transaction report batch-printed for each customer by the destination printing means (163, 180) [0].
Or the transaction report management method according to [10].

[12] Each time a transaction report is created, the electronic delivery means (131) further comprises the step of delivering the transaction report to a customer of a trader through a computer network [9]. -The transaction report management method according to any one of [11] to [11].

[13] The above-mentioned predetermined period is a period subject to taxation for self-assessment taxation. [9] to [12]
Transaction report management method according to any of the above.

[14] The extraction printing means (162, 18)
0) performing the batch printing of the transaction report at a predetermined time before the final tax return [9] to [9].
The transaction report management method according to any one of [13].

[15] It is registered in advance for each customer whether or not to pay tax in the separate taxation for reporting, and the extraction printing means (16
(2, 180) performs batch printing of the transaction report, wherein the batch printing of the transaction report is performed only for the customer who pays the tax by the separate taxation for declaration [9] to [1].
4] The transaction report management method according to any one of the above.

The present invention operates as follows. The transaction report registration means (161, 173) registers the transaction report created by the conclusion of the transaction of the securities, and extracts and prints it.
62, 180) register the transaction report on the transaction performed during the predetermined period with the transaction report registration means (161, 173).
From each customer and collectively print them for each customer. If the predetermined period is set as the taxable period of the return taxation, the annual transaction report is printed out collectively for each customer. For example, if a financial institution prints an annual transaction report at the same time as the final tax return and mails it to the relevant customer at that time, the customer can store and manage the transaction report himself. It is not necessary to do so, and customer convenience is improved.

The binding means (181) binds, for each customer, a transaction report which is collectively printed for each customer by the extraction printing means (162, 180). This not only facilitates handling of the transaction report, but also prevents loss or scattering of a part. The destination printing means (163, 180) prints, on an envelope or the like, a destination for mailing the transaction report batch-printed for each customer by the extraction printing means (162, 180).
This reduces the paperwork associated with mailing to the customer.

Each time a transaction report is created, the electronic delivery means (131) delivers the transaction report to a customer of the customer through a computer network. As described above, a transaction report is electronically delivered for each transaction, and the transaction report is printed and sent to the customer at the time of final tax return, so both notification for each transaction and delivery in writing at the time of final tax return are available. Can be performed at low cost.

In a configuration in which batch printing of a transaction report is automatically performed when a predetermined time before a final tax return arrives, office work is further reduced, and forgetting to send is prevented. In addition, whether or not to pay tax by filing separate taxation is registered in advance for each customer, and only those customers who pay tax by filing separate taxation are batch printed, and only those who need it are sent. be able to.

[0025]

DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an embodiment of the present invention will be described.
This will be described with reference to the drawings. FIG. 1 is an electronic commerce device 1 including a transaction report management device according to an embodiment of the present invention.
00 is shown. The electronic commerce device 100 includes a server 110 and a host computer 150, and is installed in, for example, a financial institution. Server 110
Includes an authentication database 141 and a screen database 1
42 are connected. The host computer 150 has a customer database 171 and a brand database 17
2, a transaction document database 173, a history database 174, and a transaction account database 175 are connected.

The electronic commerce apparatus 100 has various functions (home trade function) for electronic commerce of securities such as stocks and investment trusts through the Internet 10 which is one of computer networks. That is,
A web page for authenticating a customer, displaying various information for e-commerce, and inquiring the customer about various matters is transmitted to the customer terminal 11, receiving a response to the inquiry from the customer terminal 11, a prospectus, And a function of downloading a transaction report or the like to the customer terminal 11 or transmitting the report by e-mail.

The server 110 is a computer device having a communication function. A home page (web page) described in an HTML (HyperText Markup Language) format or the like on a customer terminal 11 such as a personal computer or a mobile phone of the customer through the Internet 10. And a function of receiving and processing various data returned from the customer terminal 11.

The server 110 of the electronic commerce device 100
The communication unit 120 includes a communication unit 120 and a control unit 130. The communication unit 120 is a part that performs a function of transmitting and receiving various data via the Internet 10. Control unit 1
Reference numeral 30 denotes a unit that controls the operation of the server 110, and has a function as an electronic delivery unit 131.

The electronic issuing means 131 has a function of electronically issuing a transaction report, a prospectus, and the like. Electronic delivery is performed by delivering a document such as a transaction report by e-mail, or by downloading a transaction report or the like in response to a request from a customer.

In addition, the control unit 130 has a function of authenticating a customer who has accessed through the Internet 10. The authentication database 141 connected to the server 110 registers authentication information for authenticating and specifying a customer, and here, the customer I is used as the authentication information.
D and password are registered. The server 110 transmits an authentication screen for inquiring the customer for the customer ID and password to the customer terminal 11. When the customer terminal 11 returns the customer ID and password, the server 110 compares these with the registered contents of the authentication database 141. Authentication and identification of customers.

The screen database 142 stores the customer terminal 11
In this case, display data of various screens to be transmitted to is registered. The server 110 reads display data of a corresponding screen from the screen database 142 in response to an access request from the customer terminal 11, and if there is a part to be dynamically created in the screen database 142, the corresponding part is linked with the host computer 150. Create and embed to complete the display data of the screen to be transmitted. Then, it has a function of transmitting the display data to the requesting customer terminal 11 via the communication unit 120.

The host computer 150 is a computer device that manages all data related to transactions such as securities. The host computer 150
By executing a predetermined program, the customer management unit 1
51, a brand management unit 152, a transaction management unit 153, and a transaction report management unit 160. The customer management unit 151 is a part that manages the registered contents of the customer database 171. In the customer database 171,
The name, customer ID, date of birth, gender, address, telephone number, occupation, hobby, annual income, transaction account, etc. of each customer are registered. The customer database 171 also registers, for each customer, whether or not the customer pays tax in a separate tax system. In addition,
The registration can be changed every year, and each customer can change the registration contents of the tax payment method via the Internet.

The brand management unit 152 stores the brand database 1
72 is a part for managing the registered contents. In the brand database 172, information on stocks and investment trusts as products handled by the electronic commerce device 100 is registered for each brand. For example, a product code, product attribute information, a product guidance message, and the like are registered. Stock database 1
At 72, a prospectus and the like are also registered. Transaction management unit 153
Is the part that performs the function of managing all transactions with customers. The transaction management unit 153 manages the registered contents of the history database 174 and the transaction account database 175. The history database 174 is for registering the transaction history of each customer, in which a customer ID, a contract date, a product code of a traded product, a brand code, a transaction quantity, and the like are registered. A transaction history is registered in the history database 174.

The transaction report management unit 160 is a part that performs a function of managing a transaction report created when trading securities. The transaction report management unit 160 manages the registered contents of the transaction document database 173. A transaction report is registered in the transaction document database 173. The transaction report registration unit 161 of the transaction report management unit 160 has a function of registering the transaction report in the transaction document database 173. Transaction reports include items such as distinction between self and consignment, purchase and sale, type of transaction, customer name, customer ID, trade date, brand, quantity, unit price, trading value, commission, transaction tax amount, etc. Is registered in the transaction document database 173.

The extracting and printing means 162 extracts a transaction report on transactions performed during a predetermined period from the transaction document database 173 for each customer (for each customer ID), and performs print control for batch printing for each customer. This is the part to do. The destination printing unit 163 controls printing of a destination for mailing a transaction report batch-printed for each customer.

The printing device 180 is a device that prints out a transaction report as a document. The binding unit 181 of the printing device 180 has a function of binding together a plurality of printed documents. Here, a plurality of printed documents are automatically bound by a stapler.

Next, the operation will be described. FIG. 2 shows a flow of processing when a transaction is established. The e-commerce device 100 transacts securities in accordance with a transaction instruction received from a customer via the Internet 10 and, when the transaction is established (step S201; Y), creates a transaction report (step S202) and transmits the transaction report. It is registered in the document database 173 (step S203).

In the customer database 171, when a transaction report is created, delivery type information indicating whether the transaction report is to be mailed to the customer who is the customer or sent by e-mail via the Internet 10 is set as one of the customer information in advance. Registered for each customer. The electronic delivery unit 131 refers to the delivery type information of the corresponding customer in the customer database 171 when a new transaction report is registered in the transaction document database 173, and determines that the electronic delivery should be performed. (Step S204; Y), the transaction report created this time is sent to the relevant customer by e-mail (Step S205).

On the other hand, if the mailing is designated (step S204; N), the host computer 150
Prints out the transaction report using the printing device 180. Further, the address and the like of the corresponding customer are read from the customer database 171 as the destination of the transaction report, and this is printed out on an envelope or a destination label, for example (step S206). The clerk puts the printed transaction report in an envelope and mails it to the customer. Such processing is executed for each transaction. Thereafter, the delivery history of the transaction report by electronic delivery or mailing is registered in the history database 174 (step S207).

In addition to receiving a transaction report by e-mail, the customer can arbitrarily download his / her own transaction report from a web page. FIG. 3 shows a transition of a screen displayed on the customer terminal 11 at that time. The customer uses his / her customer terminal 11 to access the Internet 10
When the server 110 of the electronic commerce device 100 is accessed through the server 110, the server 110 transmits a customer authentication screen 310 as shown in FIG. The input of the customer ID and the password is accepted on the screen, and these are compared with the registered contents of the authentication database 141 to authenticate and specify the access source customer.

When the authentication is successful and the customer is specified, the server 110 returns to the home trade top page 320 (FIG. 3).
(B) is transmitted to the customer terminal 11. When the customer clicks a download button 321 in the screen, a document selection screen 330 for selecting a document to be downloaded from the customer terminal 11 to the server 110 is transmitted (FIG. 3).
(C)). The customer selects the transaction report desired to be downloaded on the document selection screen 330, and executes the execution button 331.
Click. As a result, an electronic grant request specifying a transaction report to be downloaded is transmitted from the customer terminal 11 to the server 110 of the electronic commerce device 100, and the server 11
0 reads the corresponding transaction report from the transaction document database 173 in response to this, and transmits it to the customer terminal 11 that has issued the request. A new document display window 340 pops up on the screen of the customer terminal 11, and the downloaded transaction report is displayed here.

Next, a process for printing a transaction report for each customer in a batch will be described. FIG. 4 shows the flow when batch printing a transaction report for each customer. When the output designation date and time set in advance arrives (step S401; Y), the extraction printing unit 162 of the transaction report management unit 160 starts a batch printing process of the transaction report. The output designation date is preferably several weeks before, for example, the time of final tax return filing. Here, the output designation date is set to January 15.

When the specified output date arrives, the transaction report registration means 161 executes batch printing of the transaction report for the customer registered in the customer database
The process is performed for all customers in order (step S402).
In the processing for each customer, first, it is determined based on the registered contents of the customer database 171 whether or not the customer is a customer who pays tax in a separate tax system (step S403). If the customer to be processed is not a customer who pays tax in the separate tax system (step S403; N), the process returns to step S402,
Proceed to the next customer.

In the case of a taxpayer who pays tax in the separate taxation system (step S403; Y), it is checked with reference to the history database 174 whether or not the customer has traded securities during the last fiscal year. If there is no transaction (step S404; N), the process returns to step S402 and proceeds to the next customer. The last fiscal year is the taxable period of the previous year, and is from January 1 to December 31 of the previous year.

If there is a transaction during the last year, all the transaction report data of the customer with a trade date during the last year is read from the transaction document database 173 (step S405), and these are arranged in order of the trade date. Print. After printing is completed, a binding instruction is output to the printing device 180 (step S406). Thereby, the transaction report of the customer during the last fiscal year is bound as one file.
Further, the destination printing means 163 of the transaction report management unit 160
Prints out the address for mailing the transaction report to the customer, for example, on an envelope or a predetermined label (step S
407). This process is executed for all customers in the order of the customer IDs, and the process ends (step S402; Y, end).

The clerk puts the customer's transaction report bound as a file in the envelope with the address printed in this way, seals it, and sends it to the mail. Note that all the steps up to the final shipment may be automated.

In the embodiment described above, whether or not the customer pays tax in the separate tax system is registered, and only the customers who pay the tax in the separate tax system are printed in a batch at the end of last year. In addition to the tax payment method, the necessity of batch printing is registered for each customer, and the transaction report during the previous fiscal year is printed and shipped only to the required customers. You may. In addition, a batch printing of a transaction report may be performed for all customers who have transacted during the last fiscal year.

In addition, at the time of batch printing, an invoice or a statement describing the sum of the annual transfer profits may be output and attached.

[0049]

According to the transaction report management device, the program for causing a computer to function as the transaction report management device, and the transaction report management method according to the present invention, batch printing of transaction reports is performed at the time of final tax return. Therefore, if this is mailed to the customer, the customer does not need to keep and manage the transaction report by himself until the final tax return, which improves the convenience of the customer.

The automatic binding of the batch-printed transaction report for each customer not only facilitates the handling of the transaction report, but also prevents a part of the transaction report from being lost or scattered. In the case where the address for mailing the transaction report is printed on an envelope, an address label, or the like, the paperwork associated with mailing is reduced.

Further, every time a transaction report is prepared, the transaction report is delivered to the client of the business partner through a computer network, so that both the notification for each transaction and the delivery in writing at the time of final tax return are performed at a small cost. Can be realized.

Further, in a configuration in which batch printing of the transaction report is automatically performed when a predetermined time before the final tax return arrives, the paperwork is further reduced, and forgetting to send is prevented. . In addition, whether or not to pay tax with separate taxation is registered in advance for each customer, and batch printing of transaction reports is performed for customers who pay with tax with separate taxation, targeting customers who need it. It can be sent, and a further cost reduction effect can be obtained.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a schematic configuration of an electronic commerce device according to an embodiment of the present invention.

FIG. 2 is a flowchart showing a process performed when a transaction is completed by an electronic commerce device to which a transaction report management device according to an embodiment of the present invention is applied.

FIG. 3 is an explanatory diagram showing a screen display on a customer terminal when a transaction report is electronically delivered by download in an electronic commerce device to which a transaction report management device according to an embodiment of the present invention is applied.

FIG. 4 is a flowchart showing a process when the transaction report management device according to the embodiment of the present invention prints a transaction report for each customer in a batch.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 10 ... Internet 11 ... Customer terminal 100 ... Electronic commerce device 110 ... Server 120 ... Communication part 130 ... Control part 131 ... Electronic delivery means 150 ... Host computer 151 ... Customer management part 152 ... Brand management part 153 ... Transaction management part 160 ... Transaction Report management unit 161: Transaction report registration means 162 ... Extraction printing means 163 ... Destination printing means 171 ... Customer database 172 ... Brand database 173 ... Transaction document database 174 ... History database 175 ... Transaction account database 180 ... Printing device 181 ... Binding Means 310: Customer authentication screen 320: Top page 321: Download button 330: Document selection screen 331: Execute button

Claims (15)

[Claims] Claims: 1. A transaction report management device for managing a transaction report created when trading securities, a transaction report registration means for registering the created transaction report, and a transaction report registering means for registering the transaction report during a predetermined period. A transaction report management apparatus, comprising: a transaction report for the transaction, which is extracted from the transaction report registration means for each customer, and collectively printed for each customer. 2. The transaction report management device according to claim 1, further comprising binding means for binding, for each customer, the transaction report batch-printed for each customer by said extraction printing means. 3. The transaction report according to claim 1, further comprising destination printing means for printing a destination for mailing a transaction report batch-printed for each customer by said extraction printing means. Book management device. 4. The system according to claim 1, further comprising electronic delivery means for delivering the transaction report to a customer of the business partner through a computer network each time a transaction report is prepared. Transaction report management device. 5. The transaction report management apparatus according to claim 1, wherein the predetermined period is a taxable period of the reporting separation taxation. 6. The transaction report management device according to claim 1, wherein said extraction printing means performs batch printing of the transaction report at a predetermined time before a final tax return. 7. A method according to claim 1, wherein whether or not to pay tax by separate taxation is registered in advance for each customer, and batch printing of the transaction report is performed only for customers who pay tax by separate taxation. 6. The transaction report management device according to any one of 6. 8. A program for causing a computer to function as the transaction report management device according to claim 1. 9. A transaction report management method for managing a transaction report created when trading securities, wherein the transaction report registration means registers the created transaction report, and an extraction printing means. Extracting a transaction report on transactions performed during a predetermined period for each customer from the transaction report registration means and printing the transaction report in a batch for each customer. 10. The transaction report management method according to claim 9, further comprising a step of binding, by the binding means, the transaction report batch-printed for each customer by the extraction printing means. 11. The method according to claim 9, further comprising the step of printing the destination for mailing the transaction report batch-printed for each customer by the extraction printing means. Transaction report management method. 12. The system according to claim 9, wherein each time a transaction report is prepared, the electronic delivery means further comprises a step of delivering the transaction report to a customer of a trader through a computer network. Transaction report management method described in Crab. 13. The transaction report management method according to claim 9, wherein said predetermined period is a taxable period of return taxation. 14. The transaction report according to claim 9, wherein the extraction printing means performs the batch printing of the transaction report at a predetermined time before the final tax return. Management method. 15. Preliminarily registering for each customer whether or not to pay tax by filing separate taxation, and in the step of performing batch printing of the transaction report by the extraction printing means, only for customers who pay tax by filing separate taxation. The transaction report management method according to any one of claims 9 to 14, wherein the report is printed in a batch.