JP2002245295A - Method of predicting demand, method of adjusting production quantity of goods, and system for adjusting the production quantity of goods - Google Patents

Abstract

PROBLEM TO BE SOLVED: To correctly produce goods which are desired by consumers, in required quantity. SOLUTION: This method is provided with a credit transaction control for conrolling transaction situations of credit set to profit based on sales of subject goods, and an optimal production quantity determining means 10 for predicting demand or the subject goods, based on the credit transaction situations, and determine the optimal production quantity for the subject goods. The controlled credit transaction situations are used as parameters for prediction of demand for the subject goods, and the optimal production quantity is determined, based on the future sales quantity of the goods predicted by market.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a demand forecasting method, a commodity production amount adjusting method, and a commodity production amount adjusting system. More specifically, the present invention relates to a method and system for adjusting the production amount of a product based on demand forecast.

[0002]

2. Description of the Related Art In some cases, a company decides not only the usefulness of a product plan but also a marketing survey or the like from among a plurality of product plans proposed (including inventions and ideas) by employees or by outsiders. Investigate market trends, find consumer needs, carefully consider product value, select product plans, decide on commercialization, develop products that sell quickly, produce and sell products in quantities that meet demand, Strive for profit. However, in spite of such corporate efforts, in reality, there are many cases where the ideas of the companies and the needs of the consumers do not always match.

According to Japanese Patent Application Laid-Open No. 11-25161, in the conventional product development method, the intention of a company that develops a product is fully reflected in the setting of product specifications, and the product is developed based on the technology and sales power of the company. Development is being carried out, and most of the customer requests are indirect information from the sales department, etc., so we focus on the problem that customer requests are not easily reflected in product specifications. In the process of deciding the specifications of a customer, a customer participation type product development system and method are disclosed, in which a customer request for a developed product is heard through a communication network directly while interacting with the customer, and the heard customer request is incorporated into the product specification. Have been.

[0004] On the other hand, the setting and adjustment of the production amount when a product is put on the market is performed by statistically predicting the future demand from the past sales performance of the product or a similar product belonging to the same category. Conventionally, an optimal production amount of the product is set under a sales plan based on the prediction. For example, by maintaining information processing terminals at each store and collecting product sales results in a database without delay, statistical processing can be quickly executed on a computer from the accumulated huge product sales results. Conventionally, there is a decision support system that provides information that contributes to a production plan and a sales plan.

[0005]

However, the conventional demand forecasting is based solely on past product sales results. The product sales results are past sales facts themselves, and the sales results themselves do not include leading indicator information indicating future directions. This is the same even if an enormous amount of information is accumulated using a database, as far as individual merchandise sales results are concerned. In other words, the conventional demand forecasting method does not go out of a graph drawn by collecting past facts into an uncertain extension line or an imaginary line drawn toward an unknown future. As a result, the intent of the company and the needs of the consumer do not always match, and production may not be able to keep up with market demand, or conversely, there may be a case of excessive production. This is likely to occur especially for new commodities. This is because the past sales performance itself has not yet been obtained, and the demand forecast has to be made based on the past sales performance of similar products.

Japanese Patent Application Laid-Open No. H11-25161 discloses a participant-type product development system and method that incorporates customer requests into product specifications in the process of determining the specifications of a developed product. No mention is made of the adjustment of product production.

[0007] Accordingly, the present invention eliminates the consciousness gap between a company that provides a product and a consumer that consumes the product, and a demand prediction method and a product that can accurately produce a required amount of the product desired by the consumer. It is an object to provide a production amount adjustment method and a product production amount adjustment system.

[0008]

In order to achieve the above object, a demand forecasting method according to claim 1 is characterized in that a demand for the target product is predicted from a transaction status of a claim against a profit based on sales of the target product. And

A bond transaction is basically formed by “the actual profit of the target product + α”. “+ Α” can be considered to represent an increase in profit based on future product sales volume. Investors naturally buy and sell receivables in anticipation of the future increase in profits they bring. That is, "+ α"
Can be said to be leading indicator information including future product sales volumes predicted by the market. Further, in a situation where the consumer of the target product can also be a buyer or an investor of the receivable, the future sales volume of the product predicted by the market can be said to be the quantity of the product required by the market.

[0010] The status of the transaction of the receivables is performed between the investors after information on the receivables transaction, for example, the number of applications for the sale of the receivables from the investors, the amount of the receivables sold, and the receivables transferred to the investors. The information can be grasped and managed based on information such as the transaction value of the bond trading or the fluctuation of the transaction value. Therefore, if the managed debt transaction status is used as a parameter for demand forecast of the target product, it is possible to derive the future product sales volume predicted by the market. As a result, it is possible to determine the quantity of commodities required by the market and set the optimal production quantity of commodities.

According to a second aspect of the present invention, there is provided the demand forecasting method according to the first aspect, wherein
Forecast the demand for the target product by further using at least one of the following parameters as parameters: the transaction status of the claim against the profit based on the sales of the product similar to the target product, the sales performance of the target product, and the sales performance of the product similar to the target product I am trying to do it.

Accordingly, since the transaction of the receivables is basically carried out by “the actual profit of the target product + α”, the sales performance of the target product is further used as a parameter, and the future sales volume including the future product sales quantity predicted by the market is included. It is possible to derive a portion of “+ α” which is index information. Also, by appropriately using the credit transaction status and sales performance of similar products as parameters, for example, even for new products that have not yet sold, the future product sales volume predicted by the market, that is, Quantity can be derived.

According to a third aspect of the present invention, in the demand forecasting method of the first or second aspect, the receivables are sold by a bidding method, and the bidding status is included in the transaction status of the receivables. I do.

Therefore, it is possible to more clearly measure the degree of attention of the market for the target product from the bid status obtained from, for example, the number of bid applications and the increase in the bid value over time.

According to a fourth aspect of the present invention, in the demand forecasting method according to any one of the first to third aspects, the transaction relating to the receivable is started before a decision is made to commercialize the target product.

According to a fifth aspect of the present invention, in the demand forecasting method according to the fourth aspect, an improvement plan for the target product is solicited at least during a period from the start of the transaction relating to the receivable to the finalization of the specification of the target product. It is characterized by the following.

In this case, in the state of a product plan whose commercialization has not been determined, the usefulness and future demand of the product plan can be measured from the credit transaction situation. In other words, if the proposal is essentially an excellent product, the market pays attention, the transactions related to the receivables are actively conducted, the funds for commercialization are sufficiently collected, and a lot of active improvement proposals are received. In addition, by incorporating excellent improvement proposals from consumers at the stage of product planning, it becomes possible to provide products that strongly reflect the intentions of consumers.

According to a sixth aspect of the present invention, in the demand forecasting method of any one of the first to fifth aspects, the amount of the receivable is divided into a plurality of times by dividing the receivable into smaller units and the total number of sales units. It is characterized by performing.

In this case, a strong motivation can be given to the holder of the claim to increase the value of the claim held by the claimant. For example, the receivables are sold a plurality of times before and after the determination of commercialization of the target product, and further, an improvement plan for the target product is solicited during a period from the first sales of the receivable to the finalization of the specification of the target product. In this case, a strong motivation is given to the holder of the receivable to make the product plan in a stage where the commercialization is undetermined or the specification is undetermined a superior product plan. This actively encouraged serious improvements from creditors,
An excellent product plan becomes a better product plan. At the same time, in the process of selling the receivables in stages, new investors will set higher prices on receivables related to excellent product proposals. The new investor will also be the inventor of the new promising improvements, and the value of the receivables and the value of the product proposal will increase synergistically.

According to a seventh aspect of the present invention, in the demand forecasting method according to any one of the first to sixth aspects, a method for bidding a bond purchase right that can purchase the bond with a successful bid price and can cancel under certain conditions. And the bidding status is included in the transaction status of the claim.

Therefore, it is possible to give flexibility to the form of the bond sale. For example, the grant of the right to purchase a loan by the bidding method is performed in the period from the publication of the product plan to the finalization of the specification of the target product in place of the sales of the bond. In this case, for example, if the company that provides the product determines that the product proposal has no value for commercialization in view of the credit transaction situation, it will not produce the target product, that is, will not commercialize it, and will cancel the right to purchase the receivable. You can do things that you can do. On the other hand, even if the holder of the right to purchase receivables acquires the right to purchase receivables in anticipation of the future of the product plan, but the product plan does not meet his intention in the process of improving the product plan, Can also cancel the right to purchase receivables. This also makes it possible to provide products that the market truly wants.

[0022] The invention according to claim 8 is the demand forecasting method according to any one of claims 1 to 7, wherein the situation of the sale of the claim between the investors after the claim is sold to the investor is referred to as the claim. It is included in the transaction status.

Basically, the buying and selling of bonds between investors is formed by “the actual profit of the target product + α”. “+ Α” can be considered to represent an increase in profit based on future product sales volume. Investors naturally buy and sell receivables in anticipation of the future increase in profits they bring. That is, "+ α" is leading indicator information including the future product sales quantity predicted by the market.

According to a ninth aspect of the present invention, there is provided a method for adjusting a production amount of a commodity, wherein the demand forecast of the target commodity obtained by the demand prediction method according to any one of the first to eighth aspects is adjusted for the production quantity of the target commodity. It is characterized in that it is used as a parameter.

Therefore, it is possible to set the optimum production volume of the commodity based on the future commodity sales quantity predicted by the market derived from the credit transaction situation, that is, the quantity of the commodity demanded by the market.

The invention according to claim 10 is the invention according to claim 9
The method for adjusting the production amount of a product described above is characterized in that the amount of investment funds for the production of the target product is calculated using the transaction status of the receivables as a parameter.

From the debt transaction status, for example, it is possible to grasp the total amount of funds that can be procured through the sale of the debts, and it is also possible to grasp the future profit increase predicted by the market as described above. Therefore, it is possible to accurately calculate the investment amount to be invested in the production of the target product.

The invention according to claim 11 is the same as the ninth invention.
Alternatively, in the commodity production amount adjustment method described in 10, the distribution ratio of investment funds required for production of the target commodity is calculated using the transaction status of the receivables as a parameter.

The transaction status of receivables includes, for example, the nature of the target product, such as whether the product becomes popular and goes to end soon, or the product can be sold for a long time gradually. Is also considered to be reflected. Therefore, it is possible to grasp the nature of the target product viewed from the consumer's perspective from the managed credit transaction status. By using the debt transaction status as a parameter,
According to the nature of the target product, it is possible to calculate an optimal ratio for distributing investment funds to various costs such as material costs, labor costs, and facility costs required for the production of the target product. For example, the best answer to the question "How much money will be collected for a certain category of products, what costs are required, and what ratio should be allocated?" You can get out.

The invention according to claim 12 is the same as the claim 1.
In the method of adjusting product production amount described in Item 0 or 11, in addition to the transaction status of the receivable, the transaction status of the receivable against the profit based on the sale of the product similar to the target product, the sales performance of the target product, the product similar to the target product , And at least one of the sales results is used as a parameter.

Therefore, the amount to be invested in the production of a new product can be accurately calculated by referring to the case of similar products, and the distribution of investment funds can be made in accordance with the nature of the product. The optimal ratio can also be calculated.

[0032] Further, a commodity production volume adjustment system according to claim 13 is a bond transaction management means for managing the transaction status of a claim set for profit based on the sale of the target product, and And an optimal production amount calculating means for estimating the optimal production amount of the target product by predicting the demand of the target product.

The transaction of the receivable is formed by “the actual profit of the target product + α” including the profit increase based on the future sales volume of the product. The status of such receivables transactions includes, for example, the number of applications for sales of receivables from investors, the amount of receivables sold, the amount of receivables traded between investors after the receivables are transferred to the investor, or changes in the amount of transactions. Information can be grasped and managed. Therefore, if the managed debt transaction status is used as a parameter for demand forecast of the target product, it is possible to derive the future product sales volume predicted by the market. That is, it is possible to determine the quantity of commodities desired by the market and set the optimal production quantity of commodities based on the quantity.

The fourteenth aspect of the present invention is the first aspect of the present invention.
3. The commodity production volume adjustment system according to item 3, characterized by further comprising a fund amount calculation means for calculating an investment fund amount for production of the target product using the transaction status of the receivables as a parameter.

From the managed debt transaction status, for example, it is possible to ascertain the total amount of funds that can be procured through the sale of the debt, and also to grasp the future profit increase predicted by the market as described above. Therefore, it is possible to accurately calculate the investment amount to be invested in the production of the target product.

The invention according to claim 15 is the first invention.
The commodity production amount adjustment system according to 3 or 14, further comprising a fund distribution support unit that calculates a distribution ratio of investment funds necessary for production of the target commodity by using a transaction status of the bond as a parameter.

The nature of the target product, including the life of the product, is reflected in the transaction status of the receivables. Therefore, it is possible to grasp the nature of the target product viewed from the consumer's perspective from the managed credit transaction status. That is, if the debt transaction status is used as a parameter,
It is also possible to calculate an optimal ratio for distributing investment funds to various costs necessary for producing the target product.

The invention according to claim 16 is the first invention.
In the commodity production volume adjustment system according to any one of Items 3 to 15, in addition to the transaction status of the receivables, the transaction status of the receivables with respect to profits based on the sales of products similar to the target product, the sales performance of the target product, Sales performance of similar products,
At least one of them is further used as a parameter.

Accordingly, since the transaction of the receivables is basically carried out by “the actual profit of the target product + α”, the sales performance of the target product is further used as a parameter, and the future sales volume including the future product sales volume predicted by the market is included. It is possible to derive a portion of “+ α” which is index information. Also, by appropriately using the credit transaction status and sales performance of similar products as parameters, for example, even for new products that have not yet sold, the future product sales volume predicted by the market, that is, You can guide the quantity. In addition, by referring to examples of similar products, it is possible to accurately calculate the amount to be invested in the production of new products, and to distribute investment funds optimally according to the nature of the products. Can also be calculated.

Further, the invention according to claim 17 is based on claim 1
In the merchandise production adjustment system according to any one of Items 3 to 16, the receivables are sold by a bidding method, and a bid management means for managing the receivable auction status is provided, and the bidding status is included in the receivable transaction status. It is characterized by the following.

Therefore, it is possible to more clearly measure the degree of attention of the market for the target product from the bid status ascertained from, for example, the number of bid applications and the increase in the bid value with the passage of time. Then, by using the auction status as a parameter for demand forecast or the like as appropriate, the degree of market attention to the target product can be used to adjust the production amount of the target product, calculate the amount of investment fund for the production, or distribute the investment fund necessary for production. It can be reflected in the calculation of the ratio.

The invention according to claim 18 is the first invention.
In the commodity production adjustment system according to any one of the items 3 to 17, the transaction on the receivables is started before the commercialization of the target product is decided, and the product plan of the target product is disclosed in accordance with the transaction on the receivables. Product proposal publishing means, characterized in that the product proposal publishing means comprises an improvement proposal recruiting means for recruiting improvement proposals for the target product at least during a period from the start of the transaction on the receivables until the specification of the target product is confirmed. I do.

In this case, in the state of a product plan whose commercialization has not been determined, the usefulness of the product plan can be measured from the credit transaction status. In other words, if the proposal is essentially an excellent product, the market pays attention, the transactions related to the receivables are actively conducted, the funds for commercialization are sufficiently collected, and a lot of active improvement proposals are received. In addition, by incorporating excellent improvement proposals from consumers at the stage of product planning, it becomes possible to provide products that strongly reflect the intentions of consumers.

The invention according to claim 19 is the first invention.
In the merchandise production adjustment system according to any one of the items 3 to 18, the right to purchase the receivable that can be purchased at the successful bid price and that can be canceled under certain conditions is given by a bidding method. A provision is made for provisional bid management means for managing the provisional bid status, and the provisional bid status is included in the transaction status of the receivables.

Therefore, it is possible to give flexibility to the form of the bond sale. For example, the grant of the right to purchase a loan by the bidding method is performed in the period from the publication of the product plan to the finalization of the specification of the target product in place of the sales of the bond. In this case, for example, if the company that provides the product determines that the product proposal has no value for commercialization in view of the credit transaction situation, it will not produce the target product, that is, will not commercialize it, and will cancel the right to purchase the receivable. You can do things that you can do. On the other hand, even if the holder of the right to purchase receivables acquires the right to purchase receivables in anticipation of the future of the product plan, but the product plan does not meet his intention in the process of improving the product plan, Can also cancel the right to purchase receivables. This also makes it possible to provide products that the market truly wants.

The invention according to claim 20 is the first invention.
In the commodity production volume adjustment system according to any one of Items 3 to 19, the bond transaction management unit includes a secondary market management unit that manages a situation of the sale of the bond between the investors after the bond is sold to the investor. The present invention is characterized in that the status of buying and selling of claims between investors is included in the status of dealing with claims.

The sale of a bond between investors is basically formed by “the actual profit of the target product + α”. “+ Α” can be considered to represent an increase in profit based on future product sales volume. Investors naturally buy and sell receivables in anticipation of the future increase in profits they bring. That is, "+ α" is leading indicator information including the future product sales quantity predicted by the market. Therefore, it is possible to incorporate leading index information including the future product sales volume predicted by the market into the setting of the product production volume.

[0048]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS The configuration of the present invention will be described below in detail based on an embodiment shown in the drawings.

FIG. 1 to FIG. 14 show an embodiment of a demand forecasting method, a method of adjusting a production amount of a product, and a system for adjusting a production amount of a product according to the present invention. The product production volume adjustment system 1 that implements the product production volume adjustment method of the present invention is a transaction of a credit set for a profit based on the sale of a product (hereinafter, simply referred to as a target product) targeted by the present invention. A credit transaction management means 5 for managing the status (hereinafter referred to as a credit transaction status in the present embodiment), and an optimal production amount calculation for estimating the demand for the target product from the credit transaction status and calculating the optimal production volume of the target product Means 10
And

Further, the commodity production amount adjustment system 1 of the present embodiment is provided with a fund amount calculating means 6 for calculating an investment fund amount for the production of the target commodity by using, for example, a bond transaction status as a parameter.

Further, the commodity production volume adjustment system 1 of the present embodiment is provided with a fund distribution support means 12 for calculating a distribution ratio of investment funds necessary for production of the target commodity using, for example, a debt transaction status as a parameter. .

Further, for example, in the commodity production amount adjustment system 1 of the present embodiment, the parameters used for the optimal production amount calculation means 10, the fund amount calculation means 6, and the fund distribution support means 12, in addition to the debt transaction status, The receivable transaction status of the receivables based on the sale of the product similar to the product, the sales performance of the target product, the sales performance of the product similar to the target product, and the like are further used. For example, the bond transaction management means 5 of the present embodiment is provided with the bond transaction status database 22 so that the current and past bond transaction statuses of a plurality of types of products can be stored in a database. Also,
The sales information database 25 constructed by, for example, a conventional sales management system (for example, a POS system) may be used for the sales results of the target product and the sales results of products similar to the target product.

The receivable is set for the profit based on the sale of the target product. Here, the profit based on the sale of the target product is
For example, in the present embodiment, the costs in the product production volume adjustment system 1 are defined (hereinafter, the defined costs are referred to as system costs), and are determined by subtracting the system costs from the sales of the target product. Profit. The system cost includes, for example, the profit of the company 13 that provides the target product, in addition to the operation cost of the product production volume adjustment system 1.

By the way, the method of selling bonds according to the present invention is not particularly limited. For example, in the present embodiment, the receivables are sold in small lots, the total number of sales units is further subdivided, and the receivables are sold in plural times.

For example, in the present embodiment, the receivables are sold in a bidding system, and the bidding status is included in the receivable transaction status by providing a bid management means 5b for managing the status of the receivable auctions.

Further, in the present embodiment, as one form of bond sales, a bond purchase right that can be purchased at a successful bid price and that can be canceled under certain conditions is given by a bidding method. The commodity production amount adjustment system includes a provisional bid management unit 5a that manages the bid status of the bond purchase right as a provisional bid status, and includes the provisional bid status in the bond transaction status.

In this embodiment, the transaction relating to the receivable is started before the commercialization of the target product is decided. Then, for example, in the product production volume adjustment system 1, a product plan registration unit 2 that registers information on a product plan that has not yet been commercialized.
And a product plan publishing means 4 for publishing a product plan of the target product in accordance with the transaction relating to the receivable.
At least during the period from the start of the transaction relating to the receivables to the finalization of the specification of the target product, an improvement plan recruiting means 9 for recruiting improvement plans for the target product is provided.

Here, the transaction relating to a bond corresponds to, for example, sale of a bond performed by a bidding method, purchase and sale of a bond between investors, or grant of a right to purchase a bond performed by a bidding method. For example, in the present embodiment, before the commercialization of the target product is decided, the sale of the receivables is not performed, and the right to purchase the receivables is given instead of the sale of the receivables. Then, after the commercialization decision, the receivables are sold. Hereinafter, in the present embodiment, the bidding on the right to purchase a loan that is performed before the commercialization is determined is referred to as a tentative bidding. In addition, a bid for the sale of a bond, which is performed after the commercialization is determined, is referred to as a main bid to distinguish it from a provisional bid. Therefore, the bid management means is referred to as the present bid management means 5b. In the present embodiment, for example, in order to divide the sales opportunity of the receivable into a plurality of times, the provisional bidding and the main bidding are performed a plurality of times by subdividing the total number of sales units.

Further, in the present embodiment, the bond transaction management means 5 includes a secondary market management means 5c for managing the status of purchase and sale of claims between investors after the claims have been sold to the investors. The transaction status of receivables is included in the receivables transaction status. The receivable transaction management means 5 of the present embodiment includes a main tender management means 5b for managing the status of the tender of receivable sales, a provisional bid management means 5a for managing the status of the requisition of the right to purchase the receivable, and the receivable transferred to the investor. Later, the secondary market management means 5c for managing the status of the trading of the credits between the investors is provided, and the credit transaction status database 22 is constructed.

Further, the optimum production amount calculating means 10 of the present embodiment, for example, based on the bidding situation managed by the provisional bid managing means 5a and the information on the product plan registered by the product plan registering means 2, A merchandising decision support function 1 for judging whether or not a merchandise plan is worth commercializing, and not commercializing if there is no merchandising value, that is, determining not to produce the target merchandise.
0a.

Further, for example, in the production volume adjustment system 1 of the present embodiment, when there is a request for refund of a loan from an investor, there is provided a loan repayment means 11 for purchasing the said loan with cash corresponding to the merchandise sales profit per unit. And

[0062] Product plan registration means 2, product plan publishing means 4, improvement plan recruiting means 9, credit transaction management, which constitutes the production volume adjustment system (hereinafter, simply referred to as the present system 1) in the present embodiment. Means 5, provisional bid management means 5
a, the bidding management unit 5b, the secondary market management unit 5c, the optimal production amount calculation unit 10, the commercialization decision support function 10a, the fund amount calculation unit 6, the fund distribution support unit 12, and the debt repayment unit 11 are implemented by software, for example. The software is installed on a computer and executed.

Although not shown, the computer includes a central processing unit, a main storage device, an auxiliary storage device, and a network 3.
This is a known device that includes known hardware resources such as a communication interface for connecting to a device, an input / output interface to which a display, a keyboard, and the like are connected, and an operating system that controls these hardware resources. The configuration of the computer itself is not particularly limited. As long as the processing capability required in an environment to which the present system 1 is applied is applicable, for example, a plurality of computers may be combined to execute each unit constituting the present system 1. Each unit constituting the system 1 may be executed by a single computer including a central processing unit and a large-capacity auxiliary storage device.

The present system 1 is interposed between a company 13 using the present system 1 and a consumer (a consumer). In the functional block diagram shown in FIG. 1, a two-dot chain line 13 indicates a company,
The two-dot chain line 14 indicates a consumer.

The company 13 using the present system 1 has a production means 20 capable of producing a proposed product (including an invention or a device) as a product, or has the ability to prepare the production means 20. For example, in the present embodiment, it is assumed that the originator of the product plan does not matter whether inside or outside the company 13.

In the present embodiment, as an employee of the company 13, for the sake of convenience of explanation, an in-house inventor of a product and an administrator who makes a decision when there is a need to make any decision in the process of commercialization. explain. It should be noted that the manager can also be the inventor of the product, and there is a separate manager for each person in charge depending on the content of the decision, and in the case where multiple managers need to make a decision in the decision making process, possible.

On the other hand, the consumer 14 who uses the system 1
In the present embodiment, for convenience of explanation, the description will be made separately for an external issuer of a product and an investor who invests in a product plan disclosed by the present system 1. The product creator and the investor can be the same person.

For example, in the present embodiment, an in-house inventor, an administrator of the company 13, an outside inventor, and an investor connect to the system 1 via the network 3 using the information processing terminals 15, 16, 17, and 18, respectively. Registration of product proposals, browsing of product proposals, registration of improvement proposals, application for receivables purchased through the bidding method, application for receivables sold by the bidding method, procedure for purchasing receivables, It allows you to buy and sell receivables, and perform reimbursement procedures. For this reason, in the present embodiment, for example, the product plan registration unit 2
It has a function of accepting registration of product plan information via the network 3. Further, for example, the product proposal publishing means 4 has a function of publishing information on the product proposal via the network 3. In addition, for example, the provisional bid management unit 5a has a function of receiving a bid for the right to purchase a bond, that is, a provisional bid via the network 3. Also, for example, the bidding management means 5b
The system has a function of accepting a bidding on bond sales, that is, a main bidding through the network 3. Also,
For example, the secondary market management means 5c is provided with a function of mediating the trading of claims between investors via the network 3. Also, for example, the debt repayment means 11
Has a function of accepting a reimbursement procedure of the receivables via the network 3.

Hereinafter, in the present embodiment, the information processing terminal of the in-house originator is called an in-house originator terminal 15, the information processing terminal of the manager of the company 13 is called the administrator terminal 16, and the information processing terminal of the outside originator is called. Is called an outside originator terminal 17 and an information processing terminal of an investor is called an investor terminal 18.

Here, the network 3 is an information infrastructure that enables bidirectional data communication between the present system 1 and the information processing terminals 15, 16, 17, and 18, for example. For example, in the present embodiment, the Internet 3a is used as the network 3 between the system 1 and the consumer 14.
Use On the other hand, for example, an intranet 3b is used as the network 3 between the present system 1 and the company 13 employees.

Internet 3a, Intranet 3b
For example, a known technique such as WWW (World Wide) is a technique for performing intended data communication with the system 1 and the in-house issuer terminal 15, the manager terminal 16, the outside originator terminal 17, and the investor terminal 18 through the system. (Web) The use of a WWW system by a browser and a WWW server and the use of electronic mail are easy and preferable.

The in-house inventor terminal 15, the manager terminal 16, the outside inventor terminal 17, and the investor terminal 18 are connected to the Internet 3a and the intranet 3b so that the information of the system 1 can be browsed and the system 1 can be browsed. The form is not particularly limited as long as it has WWW browser software or e-mail software capable of transmitting information to the user and has a predetermined input / output device such as a screen display function or a menu selection function. Absent. For example, known personal computers, portable information terminals, mobile phones, Internet televisions, and the like can be used.

For example, in the present embodiment, among the means constituting the system 1, the product plan registration means 2, the product plan disclosure means 4, the improvement plan recruiting means 9, the provisional bid management means 5a, the main bid management means 5b, The secondary market management means 5c and the debt repayment means 11 are realized as, for example, contents of the WWW server 19 in order to perform intended data communication with the outside originator terminal 17 and the investor terminal 18. In the present embodiment, for example, the product plan information database 21 is constructed by the product plan registration unit 2 by a known database technology that can cooperate with the WWW server 19, and the provisional bid management unit 5a, the main bid management unit 5b, The secondary market management means 5c constructs the credit transaction status database 22. The optimal production amount calculation means 10, the commercialization decision support function 10a, the fund amount calculation means 6, and the fund distribution support means 12 use, for example, a product plan information database 21, a credit transaction status database 22, etc. Implemented as a decision support system to support decisions.

Hereinafter, an example of the processing in the present system 1 will be described.

The merchandise proposal registration means 2 executes merchandise proposal registration information processing for registering information on a merchandise proposal whose commercialization has not yet been determined (hereinafter, referred to as merchandise proposal information) (step 1).

The product plan information does not matter, for example, in this embodiment, the specificity of commercialization. For example, a relatively abstract thing such as a product outline description or an illustration, or a relatively specific thing such as a product photograph, a design drawing, a design specification, or a detailed description is also included. The product plan information is recorded and stored in the product plan information database 21 as, for example, electronic data.

For example, in the present embodiment, the originator of the product may be inside or outside the company. An in-house inventor uses the in-house inventor terminal 15 via the intranet 3b, and an out-of-office inventor uses the external inventor terminal 17 via the Internet 3a to access the WWW.
By accessing the product plan registration means 2 configured as one of the contents of the server 19, product plan information can be registered. The product proposal registration means 2 is provided by the in-house developer terminal 15
Alternatively, access from the outside originator terminal 17 is accepted (step 101). Then, in order to identify the inventor, for example, input of personal information such as the inventor's name and contact information,
Alternatively, a creator authentication process such as input of a user ID and a password is performed (step 102). Then, the merchandise plan information that has been converted into electronic data is received from the in-house planner terminal 15 or the outside planner terminal 17 (step 103) and registered in the merchandise plan information database 21 (step 104). When authenticating the proposer or receiving the product plan information, security may be enhanced by using an authentication technology such as a known electronic signature or a data encryption technology. On the other hand, the transmission and reception of the product plan information does not necessarily have to be performed via the Internet 3a or the intranet 3b. In some cases,
For example, when the inventor mails the actual product plan or brings it to the company 13, the product plan information may be converted into electronic data on the company 13 side and registered in the product plan information database 21.

The product plan information is stored in the product plan information database 21.
Is registered, for example, an examination by an administrator is performed. In the examination, the product proposal information is evaluated from the manager's point of view, and the minimum price per unit and the total number of units to be sold are determined. In addition, as a reward for the creator of the product proposal, for example, a claim having a number of units corresponding to the content of the proposal is allocated free of charge.

The product plan publishing means 4 executes a product plan information publishing process for publishing the product plan information registered in the product plan information database 21 to the public, for example, via the Internet 3a (step 2).

The investor can access the merchandise proposal publishing means 4 configured as one of the contents of the WWW server 19 via the Internet 3a by the investor terminal 18, and can browse the merchandise proposal information. The product plan disclosure means 4 receives access from the investor terminal 18 (step 201). The product proposal publishing means 4 displays on the investor terminal 18 a list of product proposal information currently registered in the product proposal information database 21 as, for example, an index web page (step 202). Then, the product plan information designated by the investor terminal 18 is called from the product plan information database 21 and displayed as a web page on the investor terminal 18 (step 20).
3).

The provisional bid management means 5a transmits a bid for the right to purchase a bond from an investor, ie, a provisional bid, to the Internet 3a.
(Step 3).

The provisional bidding management means 5a reduces the amount of the receivable for the sales profit of the product, and recruits applicants for purchasing the receivable, that is, investors, by a bidding method. The bidding method is not particularly limited. For example, the provisional bid management unit 5a of the present embodiment performs the following provisional bid processing.

For example, in the present embodiment, the product plan publishing means 4
Tentative bidding by the tentative bidding management means 5a at the same time as the publication of the product plan information. Accordingly, in the present embodiment, for example, in the present embodiment, disclosure of the product proposal information by the product proposal disclosure means 4 is performed after the minimum price per unit of credit and the total number of units to be sold are determined by examination by the manager. An investor who wishes to make a provisional bid makes provisional bid management means 5 configured as one of the contents of the WWW server 19 by the investor terminal 18 via the Internet 3a.
Access a.

The provisional bid management means 5a receives an access from the investor terminal 18 (step 301). For example, in the WWW server 19, the content of the provisional bid management means 5a is linked to the content of the product proposal publishing means 4, and if the investor who browsed the product proposal information designates the product proposal information which is liked, the product proposal information is May be made to make a provisional bid. The provisional bid management means 5a displays, for example, a provisional bid status screen 26 (see FIG. 6) indicating a provisional bid status (step 302). The tentative bid status screen 26 shows the price per unit of receivable that can be purchased at the present time. For example, the right side of the separator line 27 in the figure indicates a price range that can be purchased, and the left side of the separator line 27 indicates a price range that cannot be purchased.

If the investor desires a provisional bid (step 303; Yes), the provisional bid management means 5a inputs personal information such as the name and contact information of the investor to identify the investor, Alternatively, investor authentication processing such as input of a user ID and a password is performed (step 304). afterwards,
The investor uses the investor terminal 18 to input a desired purchase amount (hereinafter referred to as a tentative bid amount) and a desired number of purchases, for example, using the tentative bid status screen 26 as an interface, and the tentative bid management means 5a. Send to Temporary bid management means 5
a receives the tentative bid amount and the number of units transmitted from the investor terminal 18 (step 305), and uses the tentative bid information 22a as the tentative bid information 22a, in association with the investor specified in the investor authentication process, and a loan transaction status database. 22 (Step 3
06). Here, the tentative bid status screen 26 displays, for example, the tentative bid information 2 recorded in the loan transaction status database 22.
The data is automatically graphed and displayed by a computer based on 2a. Accordingly, the provisional bid status screen 26 is updated by updating the credit transaction status database 22 (step 307).

In the bidding method according to the present embodiment, for example, in the present embodiment, the number of units is arranged in descending order of the tentative bid amount presented by the investor, and a predetermined number of units from the highest rank make a successful bid. For example, it is assumed that the number of bids equal to or more than a predetermined amount is equal to or greater than a predetermined number, and that the bidding ends when a certain period has elapsed since the first bidding. Then, at the time of the provisional bidding, the right to purchase the bond is granted in order from the investors who applied for the purchase of the bond in large amounts. If there is an investor competing for the same amount of provisional bid, the winning bidder is determined by lottery, for example. For example, in the example of the tentative bid status screen 26, the mouth of 1100 yen is a lottery as indicated by the dividing line 27. The successful bid price is recorded in the bond transaction information database 22 as a part of the provisional bid information 22a, for example.

In the present embodiment, the total number of receivables to be sold is subdivided, and the provisional bidding for recruiting the right to purchase receivables is performed a plurality of times. For example, initially, a provisional bidding process is performed on a percentage of the total planned sales of receivables, and thereafter, the remainder of the total planned sales of receivables is subdivided into percentages. Then, the following temporary bidding process is performed.

In the provisional bidding process, since commercialization is executed at a stage where the commercialization has not yet been determined, for example, actual receivables transfer and monetary transaction are not performed at this stage, and only the competition for the right to purchase the receivables between investors remains. . For example, in the present embodiment, in the provisional bidding stage, the company 13 can change (improve) the target product, and invalidate the provisional bid without commercializing the target product. Can also be done. Further, in the present embodiment, the investor can secure the right to purchase the receivable, and can also cancel (ie, cancel) the once acquired receivable right for a certain period of time after the specification of the target product is determined, for example. And
This takes into account that in the process of improving the target product, the product may not meet the will of the investor. Therefore, in the present embodiment, the transfer of the receivable to the investor who has been granted the right to purchase the receivable by provisional bidding and the collection of the consideration are performed, for example, after the commercialization of the target product is determined (Step 6; Yes) (Step 6). 7). This will be described later.

The improvement plan recruiting means 9 executes an improvement plan recruiting process for recruiting improvement plans for the product plan after the product plan information is disclosed by the product plan publishing means 4 (step 4). Further, at least the adopted improvement plan is disclosed to the public via the Internet 3a.

In the present embodiment, like the product plan, an improvement plan for the product plan is recruited both inside and outside the company. The improvement plan recruiting unit 9 is provided, for example, in the content of the product plan publishing unit 4 in the WWW server 19 and is configured to link to the content of the product plan registration unit 2. Thereby, for example, a person who accesses the product proposal publishing means 4 and browses the product proposal information accesses the product proposal registration means 2 linked by the improvement proposal recruiting means 9 and easily proposes an improvement plan for the product proposal. (Step 1
01 to step 103). The proposed improvement plan is registered in the product plan information database 21 as one of the product plan information belonging to the product plan (step 104).

Further, for example, in the present embodiment, when the improvement plan is registered in the product plan information database 21, the fact is automatically notified to the originator or the manager of the original product plan by e-mail, for example. Then, for example, the originator of the original product plan or the manager reviews the content of the improvement plan, and when the improvement plan is adopted, the product plan is re-examined by the manager, and the content of the improvement plan is determined. And reset the minimum price per unit to increase, for example. In some cases, the total number of receivables to be sold is also changed. In addition, as a reward for the proposer of the adopted improvement plan, for example, a claim having a number of units corresponding to the content of the improvement plan is allocated free of charge.

Further, at least the adopted improvement plan is disclosed to the public through the Internet 3a by the product plan publishing means 4 as one of the product plan information (step 2).
Note that all of the proposed improvements are
It may be made public to the public via. Thus, for example, an improvement plan for the improvement plan can be invited. Also, the usefulness of the improvement plan can be measured by public feedback on the improvement plan. For example, a BBS (electronic bulletin board system) may be used as a means for realizing a lively exchange of ideas for improvement.

In addition to the publication of the improvement plan, for example, when there is some progress in the product plan, the details of the progress are registered in the product plan information database 21 as product plan information, and the product plan publishing means 4 The information may be disclosed to the public via the Internet 3a (step 2). For example, in some cases, the communication between the product creator and the product development manager may be disclosed to the public via the Internet 3a, and the details of the product may be clarified as much as possible.

The commercialization decision support function 10a determines whether or not to commercialize the product plan based on the provisional bid status managed by the provisional bid management means 5a and the product plan information of the product plan registration means 2. A merchandise decision support process for providing information for determining whether or not to execute the process is executed (step 5).

For example, the commercialization decision support function 10a of the present embodiment includes provisional bid information 22a of the credit transaction status database 22 constructed by the provisional bid management means 5a and product plan information constructed by the product plan registration means 2. Database 2
The information for determining whether or not to commercialize the product plan is provided to the manager terminal 16 using the first product plan information.

For example, in the present embodiment, in the examination before the product proposal is made public, in the examination when there is an improvement proposal, and in the process of, for example, the exchange between the product originator and the product development manager, Evaluate the specificity of each product proposal for commercialization. The evaluation is quantitatively expressed, for example, so that the commercialization decision support function 10a can use it as information, and is recorded in the product plan information database 21 as a part of the product plan information of the corresponding product plan.

The merchandise decision support function 10a manages the evaluation of the specificity of the merchandise plan to commercialization based on the merchandise plan information recorded in the merchandise plan information database 21, and provides documents necessary for commercializing the merchandise plan. It manages how many classes (for example, design specifications and design drawings) are available.

Further, the merchandising decision support function 10a, based on the contents of the credit transaction status database 22,
The amount of funds expected to be procurable is calculated from the number of applications and the provisional bid amount in provisional bids up to now. Further, the merchandising decision support function 10a uses the contents of the provisional bid information 22a of the bond transaction status database 22 to determine the degree of market attention to the merchandise proposal, such as the increase in the provisional bid, for example, the provisional bid amount over time. Monitor the degree of

The commercialization decision support function 10a of this embodiment performs, for example, the following commercialization decision support processing. That is, it is determined from the product plan information whether or not the degree of completion of the product plan is higher than the set reference. In addition, for example, it is determined from the status of the tentative bidding whether or not the funds expected from the sales of the receivables are expected to exceed the set standard. If any of them is equal to or greater than the set standard (Step 501; Yes), the fact that the product is worth commercializing is automatically notified to the administrator terminal 16 by, for example, e-mail (Step 502). If one of them is equal to or larger than the set reference (step 503; Yes, step 50)
4; Yes), it may be automatically notified to the manager terminal 16 by e-mail or the like, for example, as it is worth considering commercialization (step 506). Further, for example, if the degree of increase in the provisional bid amount of the bond with respect to the passage of time is equal to or greater than the set standard (Step 505; Yes), the market has a high degree of interest in the product plan and it is worth considering commercialization. May be automatically notified to the administrator terminal 16 by, for example, electronic mail (step 50).
6).

[0100] Upon receiving the notification, the manager specifically examines the commercialization of the product plan and places it on a company meeting, for example. When commercialization is determined as a decision of the company 13 (step 6; Y
es) For example, the fact is disclosed to the public through the product plan disclosure means 4.

On the other hand, with respect to the product plan for which commercialization has been postponed (Step 6; No), for example, the basis thereof, for example, whether there is an unresolved problem that is a barrier to commercialization, how much funding is insufficient, etc. It may be added as product plan information and made public through the product plan disclosure means 4. As a result, if the product plan is essentially excellent, applications for improvement proposals and provisional bidding will be actively sent, and the value of commercialization can be determined again based on market opinions.

After the commercialization is decided (Step 6; Yes), for example, the provisional bid management means 5a of this embodiment intervenes between the company 13 and the investor, and exchanges the receivables with the consideration of the receivables, that is, the receivable transfer procedure. Is realized by exchanging electronic data via the Internet 3a (step 7). In the provisional bid management means 5a, for example, the loan transaction status database 22
, The investor who has acquired the right to purchase the bond is specified, and the contents of the transfer of the bond are automatically notified to the investor terminal 18 of the investor by e-mail or the like (step 701). For example, the URL (Uniform Reform) of the provisional bid management unit 5a configured as one of the contents of the WWW server
source Locator). The notified investor uses the investor terminal 18 to access the provisional bid management means 5a. The provisional bid management unit 5a accepts access from the investor terminal 18 (step 702), and inputs personal information such as the investor's name and contact information, or inputs a user ID and a password to identify the investor. Investor authentication processing such as input is performed (step 703). Then, a loan transfer contract process is performed (step 704; transfer, step 705). In this case, for example, a conventional electronic money system that performs settlement by a credit card or a debit card, or a method of reducing the amount of prepaid money transferred by an investor to a designated financial institution can be used. Further, at this time, it is preferable to increase security by using a known authentication technology such as a digital signature or a data encryption technology. The contents of the bond transfer such as the attribution of the bond are recorded in the bond transaction status database 22 as, for example, creditor information 22d (step 706) and managed.

On the other hand, the investor who has acquired the right to purchase a loan
When canceling the right to purchase a loan within a cancelable period (for example, a certain period after the specification of the target product is determined), for example, the above-mentioned loan transfer contract processing is performed (step 704;
Cancellation) and canceling the right to purchase the receivable are performed (step 707). In addition, the investor who has acquired the right to purchase a loan may automatically cancel the right to purchase a loan if the above-mentioned loan transfer procedure is not performed within a certain period of time. Alternatively, for example, if the investor who has acquired the right to purchase the receivables does not perform the procedure for canceling the right to purchase receivables before the cancelable period, the receivables transfer procedure may be automatically performed. In this case, for example, a method of performing credit card settlement by obtaining the investor's credit card number in the process of investor authentication processing at the time of provisional bidding, or a method of reducing the amount from the prepaid amount transferred by the investor to the designated financial institution, etc. For example, electronic payment may be performed using a conventional electronic money system.

After the commercialization decision (Step 6; Ye
s) The bidding management means 5b sells the receivables to investors via the Internet 3a in a bidding manner. That is, the main bidding process is executed to perform the main bidding (step 8). The method of bidding may be the same as, for example, the case of temporary bidding. However, in this bidding, unlike the provisional bidding, since commercialization has already been determined, it is assumed that the bid cannot be invalidated from the company 13 side. Also, unlike the case of the tentative bidding, the investor cannot cancel (cancel) the winning bid in the final bidding.
Therefore, for example, the transfer of receivables and the payment of consideration can be performed immediately using a conventional electronic money system that performs settlement using a credit card or a debit card, or a method of reducing the prepaid amount transferred by an investor to a designated financial institution. To be performed. Further, for example, in the case of canceling after a successful bid for a claim, a penalty is assumed to occur. The bid amount, the number of bids, and the number of successful bids from investors in the final bidding are set as the main bidding information 22b, the attribution of the bond is set as creditor information 22d, and the bond transaction information database 22 is set.
Will be recorded.

Note that the exchange between the company 13 and the investors for the receivables and cash (reward for the receivables) is not necessarily limited to the exchange of electronic data via the Internet 3a. For example, depending on the wishes of the investor, a form of contract exchange based on a document which has been conventionally performed may be adopted. Also in this case, for example, the contents of the receivable transfer are recorded in the receivable
By d, the attribution of the claims is centrally managed.

Further, for example, in the present embodiment, the bidding process is also performed a plurality of times, such that the total number of receivables to be sold is subdivided and the receivables are sold a plurality of times. For example, in the present embodiment, the bidding process is performed a plurality of times until the production of the target product is started. For example, the following formal bidding process may be performed each time the process advances by one for each development process of the target product. However, the timing of the bidding is not limited to this.

Further, in this embodiment, even after the commercialization is decided, the improvement plan recruiting means 9 also recruits the improvement plan until the specification of the target product is determined (step 9).

When the specification of the target product is determined, the details of the product are disclosed to the public through the product plan disclosure means 4 using, for example, a prototype of the target product. Further, for example, a project leader for commercialization may be set and published through the product plan publishing means 4. The project leader is, for example, the originator of the original product plan. Further, for example, in the present embodiment, after announcing commercialization and announcing the specification of the product to be commercialized, the specification of the product is not changed in principle. In the present embodiment, the term of cancellation of the right to purchase the receivables granted in the provisional bid is limited to a certain period after the specification of the target product is announced. This is because the cancellation of the tentative bid by the investor after the commercialization decision may have a distorted effect on the commercialization decision-making. Further, a cancellation fee may be collected for the cancellation of the purchase of the loan by the investor after the elapse of the cancelable period.

The fund amount calculation means 6 calculates the amount of investment fund for the production of the target product using the credit transaction status as a parameter (step 10). For example, an investment fund for commercializing a target product that can be procured by selling bonds is calculated from the bond transaction status database 22. Further, for example, the amount of investment funds may be increased or decreased in consideration of, for example, the climax of investment, by using the main bidding information 22a and the provisional bidding information 22b recorded in the bond transaction status database 22 as parameters. In addition, in addition to the credit transaction status, the credit transaction status of the receivables against the profit based on the sales of products similar to the target product, the sales performance of the target product, the sales performance of the product similar to the target product, etc. If the receivables status of the commercially successful past case is similar to the receivables status of the target product this time, it is calculated based on past cases of similar products and similar products. The invested money amount may be increased in accordance with the past case.

The fund distribution support means 12 calculates the distribution ratio of the investment fund required for the production of the target product by using the debt transaction status as a parameter (step 11). In addition, for example, in the fund distribution support unit 12 of the present embodiment, the breakdown of the distribution of the investment fund calculated by the fund amount calculation unit 6 into necessary expenses is stored in the fund distribution information database 24 as fund distribution information, and In distributing the investment funds calculated by the amount calculation means 6 to necessary expenses, optimal fund distribution information is provided in consideration of past fund distribution information.

When the receivables are transferred to the investor, funds for commercialization are collected by the consideration. This fund is
It must be distributed to various costs such as material costs, labor costs, and equipment costs required for commercialization and production of the target product. Such a distribution ratio may be such as whether the product type or the nature of the product, such as a product that is popular at once and ends soon, or a product that can be sold for a long time gradually,
It depends on such circumstances. Here, it is considered that the transaction of the receivables can be performed in consideration of such a property of the product, and therefore, it is considered that the status of the receivable transaction strongly reflects the property of the product. Therefore, by using the debt transaction status as a parameter, it is possible to calculate an optimal ratio for distributing investment funds to various necessary costs according to the properties of the target product. Further, for example, in addition to the receivable transaction status, the receivable transaction status of receivables based on the sales of products similar to the target product, the sales performance of the target product, the sales performance of products similar to the target product, etc. The distribution ratio of the investment funds may be calculated based on past cases that have been commercially successful in comparison with past cases of products similar to the target product, further using as calculation parameters. This makes it ideal for asking the question "How much money will be collected for a certain category of products, what kind of expenses will be required, and what proportion of funds should be distributed?" You will be able to answer.

For example, the fund distribution support means 1 of the present embodiment
In step 2, in distributing funds consisting of the value of the receivable obtained from the receivable transfer to the costs required for commercialization and production of the target product, for example, a fund distribution support process is performed as follows.
First, the type of product to which the product plan to be commercialized belongs, that is, the category, and the amount of collected funds are input to the fund distribution support means 12 (step 1101). Next, past fund distribution information on similar products belonging to the same category, for example, is called from the fund distribution information database 24 (step 1102), and a predetermined optimization algorithm set by the company 13 is used based on the called fund distribution information. To calculate the optimal fund distribution information (step 1
103). Note that the optimization algorithm is not limited to a specific algorithm, and for example, a data analysis method or the like that is used in a known decision support system or the like and is suitable for the type of business of the company 13 can be used. The obtained optimal fund distribution information is notified to the administrator terminal 16 (step 1104). The manager who has received the notification makes a decision such as a decision on fund distribution based on the presented optimal fund distribution information. Further, the breakdown of the determined fund distribution is recorded in the fund distribution information database 24 in order to contribute to future fund distribution (step 1105). The more fund distributing information is accumulated in the fund distributing information database 24, the more optimal fund distributing becomes possible. In other words, it is possible to perform the optimal distribution of funds corresponding to the investment. The fund distribution information may include, for example, the initial production amount of the target product.

The secondary market management means 5c of the present embodiment relays the purchase and sale of the receivables between the investors via the Internet 3a after the receivables are transferred to the investors and records the price fluctuation information of the receivables. The process is executed (Step 12).

Here, in the present embodiment, the secondary market refers to buying and selling of claims between investors after the claims have been transferred to the investors who have won the claims. The secondary market management means 5c manages the operation of the secondary market. For example, in the present embodiment, after the receivable is transferred to the investor, the investor can resell the receivable to another investor. It is established only through.

The secondary market management means 5c of the present embodiment intervenes between the investors, for example, in order to realize the exchange of the receivables and cash between the investors by, for example, exchanging electronic data via the Internet 3a. The secondary market management process is performed as follows. Investors desiring to buy or sell the receivables use the investor terminal 18, for example, W
The secondary market management unit 5c provided as one of the contents of the WW server 19 is accessed.
The secondary market management means 5 c
Is received (step 1201), and a credit transaction status screen 28 indicating, for example, the credit transaction status of the secondary market is displayed (step 1202). On the bond transaction status screen 28, for example, the "product name" to be covered by the bond, the "current transaction value", the "before change", the "sell price", the "buy price", and the like for the bond are displayed. You.

If the investor wants to buy or sell a loan (step 1203; Yes), the secondary market management means 5c inputs personal information such as the investor's name and contact information to identify the investor. Alternatively, investor authentication processing such as input of a user ID and a password is performed (step 1204). Thereafter, the investor uses the investor terminal 18,
For example, using the bond transaction status screen 28 as an interface, an investor who wants to resell the loan inputs the desired selling price and unit, and an investor who wants to purchase the loan inputs the desired buying price and unit, and transmits it to the secondary market management means 5c. . The secondary market management means 5c receives the desired selling price or desired buying price transmitted from the investor terminal 18 (step 1205) and records it in the credit transaction status database 22 as the credit price information 22c (step 1206). Then, a bond sales transaction process is performed (step 120).
7). Note that the receivables trading transaction is not particularly limited to one method. For example, in the present embodiment, the transaction value of the bond trading is, for example, the selling price (that is, the lowest desired bid price that is obtained when buying and selling in the market) and the buying price (that is, the highest desired bid price that is made when buying and selling in the market). Determined by matching. For example, if the desired selling price of the receivables matches the desired buying price of the receivables, the contents of the right transfer are automatically notified to both the selling and buying investors via a web page or an e-mail, etc., and are transmitted via the secondary market management means 5c. Perform loan transfer contract processing. In this case, for example, a conventional electronic money system that performs settlement by a credit card or a debit card, or a method of reducing the amount of prepaid money transferred by an investor to a designated financial institution can be used. Further, at this time, it is preferable to increase security by using a known authentication technology such as a digital signature or a data encryption technology.

When the bond sales transaction is completed (step 12)
08; Yes), the transaction settlement amount of the bond is recorded in the bond transaction status database 22 as bond price information 22c (step 1209). Further, the creditor of the creditor information 22d recorded in the credit transaction status database 22 is changed from the assignee to the assignee (step 1210). Here, the bond transaction status screen 28 is automatically displayed by a computer based on, for example, the information of the bond transaction status database 22. Therefore, by updating the credit transaction status database 22, the credit transaction status screen 28 is also updated (step 1211).

The optimum production amount calculating means 10 calculates the optimum production amount of the target product by predicting the demand for the target product from the credit transaction status (step 13).

For example, the optimal production amount calculating means 1 of the present embodiment
In the case of 0, the sales performance of the target product (for example, the number of sales of the target product up to the present time) which is a parameter of the conventional demand forecast, and the sales performance of the similar product belonging to the same category (for example, the sales number of the similar product up to the present time.) In addition, the following parameters are used using the bond transaction status database 22. That is, the similarity belonging to the same category as the debt transaction status of the target product up to the present time (for example, the transaction price of the secondary market of the receivables of the target product up to the present time, for example, the transaction completion amount, the sell bid, the buy bid, etc.) This is a bond transaction status of a product (for example, a transaction price of a secondary market of a bond related to a similar product up to the present time).
Using these as parameters for demand forecasting, the optimal production quantity of the product is determined using, for example, an optimization algorithm set in advance in the optimal production quantity calculation means 10.

Here, for example, the transaction price of the receivable in the secondary market is basically “the actual profit of the target product +
α ”. This "+ α"
It can be considered to represent an increase in profit based on future product sales volume. Investors naturally buy and sell receivables in anticipation of the future increase in profits they bring. That is, “+ α” can be said to be leading indicator information including future product sales quantities predicted by the market. This is in contrast to the fact that the number of sales of the target product is simply the past sales fact itself and does not include any leading indicator information.

Therefore, for example, by incorporating the transaction price of the secondary market of the receivable corresponding to the target product into the parameter of the demand forecast, the market forecast can be strongly reflected in the product production. For example, the optimal production amount calculation means 10 of the present embodiment uses the above as parameters for demand forecast (step 1301, step 130
2), using the predetermined optimization algorithm,
The value of “α” is derived, and the optimum production quantity of the product is determined by taking this into consideration (step 1303).

The adjustment of the production amount is performed, for example, by connecting the optimum production amount calculation means 10 to the existing production management system of the company 13. For example, the optimal production quantity output by the optimal production quantity calculating means 10 is notified to the manager terminal 16 (step 1304), and is passed to the existing production management system under the decision of the production quantity by the manager.

When there is a request for refund of a claim from the investor, the claim repayment means 11 executes a claim repayment process of purchasing the claim with cash per unit via the network 3 (step 15).

In the present embodiment, for example, when the company 13 discontinues the production of the commodity due to the loss of the commodity value, that is, when the commodity ends (Step 14; Yes), the debt repayment means 11 executes the debt repayment processing (Step 15). ).
The creditor can have the company 13 collect the receivables owned by the creditor through the reimbursement means 11 and settle it. However, the settlement of the receivables by the receivable refunding means 11 is not necessarily limited to only when the commodities are terminated as in the present embodiment. For example, it may be possible to settle a receivable after a lapse of a certain period from the sale of the receivable.

For example, an investor (here, a creditor who wishes to withdraw) uses the investor terminal 18 to set up the debt withdrawal means 1 provided as one of the contents of the WWW server 19.
Access 1 The debt repayment means 11 is the investor terminal 1
8 is accepted (step 1501).
For example, the credit repayment unit 11 of the present embodiment displays, for example, a screen 29 showing, in a graph or the like, the actual result (for example, transition of profit over time) of the profit (commercial sales minus the system cost in the present embodiment) of the product. Is displayed (step 1502). At this time, the profit per unit of the receivable may be displayed.

If the investor desires a refund (step 1503; Yes), the debt repayment means 11 inputs personal information such as the name and contact information of the investor or the user to identify the investor. Investor authentication processing such as input of an ID and a password is performed (step 1504). And
For example, the creditor information 22 of the credit transaction status database 22
The number of units owned by the investor is checked from d and displayed (step 1505). The investor uses the investor terminal 18 to input the desired number of refunds and transmits the refund unit to the loan repayment means 11. The debt repayment means 11 receives the number of repayment requests transmitted from the investor terminal 18 (step 1506). Then, the rebate amount of the receivable obtained by multiplying the profit per receivable unit by the number of units to be repaid is displayed (step 1507). Reconfirmation of the request for repayment of the loan is reconfirmed (step 1508).
s) A credit withdrawal process is performed (step 1509). In this case, for example, a conventional electronic money system such as a credit card or a David card can be used. Further, at this time, it is preferable to enhance security by using a known authentication technique such as an electronic signature or a data encryption technique. The details of the debt repayment are reflected in the creditor information 22d of the debt transaction status database 22 (step 1).
510). For example, the number of units refunded is subtracted from the number of units held by the investor and updated. Note that the loan withdrawal means 11
However, if, for example, the number of units desired to be repaid is received from the investor terminal 18, the error display may be returned.

By the way, the target products handled by the present system 1 are only required to be those which can be widely used for commercial transactions, and are not necessarily limited to industrial products. That is, the target product is not limited to a specific product (the target product is indicated by an arrow A in FIG. 1). As the target product, a product in which the preference of the consumer 14 is particularly strong, for example, a car, a game, a confectionery, music (here, a copy of a copyrighted work), and a movie (a copy of a copyrighted work, here). )) Is preferable. In order to make these commodities so-called “sellable commodities”, it is necessary for the company 13 to grasp the preference of the consumer 14 and reflect this in the commodities. Is strongly reflected in the product. In addition, if a product shows a strong preference for the consumer 14, the consumer 14 naturally has high interest. Therefore, by targeting these products for investment, not only conventional investment specialists but also familiar with investment can be used. The final consumer segment that has not been found can be called into the system 1. By applying the present system 1 to a product in which the consumer 14 can be an investor, that is, a product 13 that can be an equal investor, or a company 13 that handles such a product, the effect of the present system 1 increases synergistically. It is.

According to the merchandise production volume adjustment system 1 of the present invention configured as described above, the merchandise plan registration means 2, the merchandise plan disclosure means 4, and the improvement plan recruiting means 9 enable the consumer You can get good ideas from 14. In the case of an excellent product proposal, a lively exchange of opinions is expected, and the development speed of the product can be increased.

Further, by attracting not only conventional investment experts but also final consumers who are unfamiliar with investment, by bidding on a fixed number of receivables by bidding, it is possible to measure the attention of the market. it can.

In addition, the better the product plan, the more active the investment, the more active the exchange of opinions such as improvement plan for the product plan. By using the information of the product proposal and the commercialization decision support function 10a used, it is possible to find a product that the consumer 14 really wants. It is also possible to proceed with product development in anticipation of the investment while observing the status of the tentative bid, and to attract more investment as more excellent product proposals are realized, and to aim for a synergistic effect between development and investment.

[0131] Further, by dividing the receivables into small lots and subdividing the total number of sales units so that the receivables are sold in a plurality of times, the creditor who has become a creditor or a credit purchase right holder who will be a future creditor can be obtained. Can be given a strong motivation to increase the value of their claims. For example, as in the present embodiment, the opportunity to sell the receivable is granted a plurality of times before and after the decision to commercialize the target product, and further, the improvement of the target product is performed during the period from after the sale of the first receivable until the specification of the target product is determined. If solicited, there is a strong motivation for credit purchase right holders or creditors to try to commercialize a product proposal whose commercialization has not yet been determined or whose specifications have not been determined as a superior product proposal. Will be given. This actively calls for serious improvement proposals from the credit purchase right holders or creditors, and excellent product plans become better product plans. At the same time, in the process of selling the receivables in stages, new investors will set higher prices on receivables related to excellent product proposals. The new investor will also be the inventor of the new promising improvements, and the value of the receivables and the value of the product proposal will increase synergistically.

Further, the total sales amount of the receivables is subdivided into
By performing the tentative bidding and the main bidding a plurality of times, it is possible to prevent some investors from raising the price of the receivables (so-called vendors).

Then, after the product plan is commercialized, the future product sales quantity / product production quantity predicted by the market by the optimal production quantity calculation means 10 from the bond price information 22c grasped by the secondary market management means 5c. Can be derived. That is, by using the investment heat of those who are both the consumer 14 and the investor, and using the bond transaction status such as the bond price information 22c, which can be called information quantifying the investment heat, as a parameter for demand forecast, It is possible to calculate the product production volume that the market truly wants, which strongly reflects the intentions of both the investors and the consumers 14.

Therefore, according to the commodity production amount adjustment system 1 of the present invention, from the state of the commodity plan to the commodity development, production, and sale through the commercialization decision, that is, the entire process of expanding the commodity to the market. In addition, it is possible to strongly reflect the intention of the consumer 14, and eliminate the shift in consciousness between the company 13 that provides the product and the consumer 14 that consumes the product.
4 can precisely produce and provide the required quantity of the desired product.

Although the above-described embodiment is an example of a preferred embodiment of the present invention, the present invention is not limited to this, and various modifications can be made without departing from the gist of the present invention.

For example, in the above-described embodiment, before the commercialization is decided, the right to purchase the receivable is granted by the bidding method without selling the receivable, but the present invention is not limited to this. . For example, even before the commercialization is decided, a bid for selling bonds, that is, a final bid may be performed instead of the provisional bid in the above-described embodiment. FIG. 15 is a flowchart showing an example of the processing in this case. By selling the receivables by the bidding process before the commercialization decision (step 3 ′), it is possible to give the creditor a strong motivation to increase the value of the receivables he has.
As a result, it is expected that more serious and sincere improvements to the product plan will be actively sent. Further, the secondary market can be implemented before the commercialization is decided (step 7 '), and there is a merit that the information of the secondary market, that is, the information which is the source of the market prediction is obtained earlier. In the case where the company 13 gives up after commercializing the loan, the refund may be made to the investor who purchased the loan by the loan repayment means 11 (step 1).
5 '). It goes without saying that the receivable may be divided into a total number of sales units, and the bidding may be performed a plurality of times before and after commercialization.

Further, for example, by linking the provisional bid management means 5a with the product proposal disclosure means 4, a product proposal in which provisional bidding is actively conducted by the provisional bid management means 5a, that is, a popular product proposal, is found. You may make it display by ranking the popular product plan. This allows the company 13 to appeal for future popular products prior to commercialization. Also,
Consumers 14 can easily access the detailed information of the proposed product by presenting the popular product proposal, so that active exchange of opinions such as further improvement proposals and application for further provisional bidding can be invited. Further, it is possible to further promote the commercialization of popular merchandise proposals.

Further, in the above-described embodiment, the form of the commodity production amount adjustment system 1 using the network 3 has been described. However, the present invention is not necessarily limited to the system using the network 3. For example, a part of the means constituting the product production amount adjustment system 1 may be off-line.

In the above embodiment, one company 13
Although the example in which the product production amount adjustment system 1 of the present invention is applied to the above has been described, for example, it is assumed that the product production amount adjustment system 1 of the present invention is operated by an application service provider having customers of a plurality of companies, for example. A company may use the system 1 by connecting to an application service provider.

Further, the present invention is not necessarily limited to being realized integrally with the company 13. That is, the present invention is also realized as a demand forecasting method characterized by predicting the demand for the target product from the transaction status of the claim on the profit based on the sale of the target product. According to the method of the present invention, it is possible to provide a company 13 with a demand forecast (sales forecast) of a useful target product that contributes to calculation of an optimum production amount, an investment amount, an investment distribution ratio, and the like of the target product. Can be.

In the above-described embodiment, the temporary bidding and the main bidding are performed a plurality of times. However, the number of the temporary bidding and the main bidding is not limited. Various changes can be made depending on the type of the target product and the intention of the company 13.
In some cases, only one of them may be performed.

Further, in the above-described embodiment, the product originator may be either in-house or external, but may be limited to the in-house originator in some cases.

Further, in the above-described embodiment, an example in which the present invention is applied from the stage of a product proposal whose commercialization has not been determined has been described as a preferred example of the present invention. However, the present invention is not necessarily limited to this example. is not. For example, the present invention can be applied to a case where commercialization has already been determined, a case where the specification of a product has already been determined, and a case where the product has already been marketed.

[0144]

As is clear from the above description, according to the demand forecasting method of the first aspect, it is possible to derive the future sales volume of the product predicted by the market. It is possible to determine the quantity of the product in question and set the optimal product production amount.

Further, according to the demand forecasting method of the second aspect, information on the leading index including the future sales volume of the commodity predicted by the market is obtained from the transaction of the receivables performed by “the actual profit of the target commodity + α”. A certain “+ α” part can be derived. Also, by appropriately using the credit transaction status and sales performance of similar products as parameters, for example, even for new products that have not yet sold, the future product sales volume predicted by the market, that is, Quantity can be derived.

Further, according to the demand forecasting method of the third aspect, the degree of attention of the market for the target product is determined based on the number of bids applied and the status of the bid ascertained from the degree of increase in the bid value over time. It can be measured more clearly.

Further, according to the demand forecasting method of the fourth and fifth aspects, in the state of a product plan whose commercialization has not been determined, the usefulness and future demand of the product plan can be measured from the credit transaction situation. it can. In other words, if the proposal is essentially an excellent product, the market pays attention, the transactions related to the receivables are actively conducted, the funds for commercialization are sufficiently collected, and a lot of active improvement proposals are received. In addition, by incorporating excellent improvement proposals from consumers at the stage of product planning, it becomes possible to provide products that strongly reflect the intentions of consumers.

Further, according to the demand forecasting method of the sixth aspect, it is intended to increase the value of the claim that the claimant or the claimant has in the future to the holder of the claim or the right to purchase the claim. You can give a strong motivation to do. In other words, to give the holder of the claim or the right to purchase the claim a strong motivation to make a product plan whose commercialization has not yet been determined or whose specifications have not been determined as a superior product plan by all means. Become. This actively calls for serious improvement proposals from creditors, and excellent product proposals become even better product proposals. At the same time, in the process of selling the receivables in stages, new investors will set higher prices on receivables related to excellent product proposals. The new investor will also be the inventor of the new promising improvements, which will synergistically increase the value of the receivables and the value of the product proposal.

Further, according to the demand forecasting method of claim 7, it is possible to give flexibility to the form of the sales of the receivables. For example, the grant of the right to purchase a loan by the bidding method is performed in the period from the publication of the product plan to the finalization of the specification of the target product in place of the sales of the bond. In this case, for example, if the company that provides the product determines that the product proposal has no value for commercialization in view of the credit transaction situation, it will not produce the target product, that is, will not commercialize it, and will cancel the right to purchase the receivable. You can do it. On the other hand, even if the holder of the right to purchase receivables acquires the right to purchase receivables in anticipation of the future of the product plan, but the product plan does not meet his intention in the process of improving the product plan, Can also cancel the right to purchase receivables. This also makes it possible to easily grasp the products that the market truly wants.

Further, according to the demand forecasting method of claim 8, the buying and selling of receivables between investors is basically performed by “the actual profit of the target product + α” in anticipation of a future profit increase based on the sales volume of the product. Since it is established, by performing demand prediction based on this, it is possible to derive the future product sales volume predicted by the market, that is, the number of products required by the market.

Further, according to the commodity production amount adjusting method of the ninth aspect, it is possible to set the optimal production amount of the commodity based on the quantity of the commodity required by the market.

Further, according to the method for adjusting the production amount of a commodity according to the tenth aspect, it is possible to accurately calculate the investment amount to be invested in the production of the target commodity.

Furthermore, according to the method for adjusting the production amount of a product according to the eleventh aspect, depending on the nature of the target product, investment funds are allocated to various costs such as material costs, personnel costs, and facility costs required for production of the target product. Can be calculated. For example, the best answer to the question "How much money will be collected for a certain category of products, what costs are required, and what ratio should be allocated?" You can get out.

Further, according to the commodity production amount adjusting method of the twelfth aspect, the amount to be invested in the production of a new commodity can be accurately calculated by referring to the case of a similar commodity. Further, it is also possible to calculate an optimal ratio according to the property of the product when distributing investment funds.

Further, according to the commodity production amount adjusting system of the thirteenth aspect, it is possible to determine the quantity of commodities desired by the market and set the optimal production quantity of commodities based on this.

Further, according to the commodity production volume adjustment system of the present invention, it is possible to grasp the future profit increase predicted by the market and accurately calculate the investment amount to be invested in the production of the target commodity. It becomes possible.

Further, according to the commodity production amount adjusting system according to the fifteenth aspect, it is possible to calculate an optimal ratio for distributing investment funds to various costs required for production of the target commodity according to the properties of the target commodity. Is also possible.

According to the commodity production volume adjustment system of the present invention, by further using the sales performance of the target commodity as a parameter, it is leading indicator information including the future commodity sales quantity predicted by the market. The part of “+ α” can be derived. Also, by appropriately using the credit transaction status and sales performance of similar products as parameters, for example, even for new products that have not yet sold, the future product sales volume predicted by the market, that is, You can guide the quantity. In addition, by referring to examples of similar products, it is possible to accurately calculate the amount to be invested in the production of new products, and to distribute investment funds optimally according to the nature of the products. Can also be calculated.

According to the merchandise production volume adjustment system of the present invention, the market attention for the target merchandise is obtained from the bidding situation which is grasped from the number of bid applications and the rise of the bidding value with the passage of time. The degree can be measured more clearly. Then, by using the auction status as a parameter for demand forecast or the like as appropriate, the degree of market attention to the target product can be used to adjust the production amount of the target product, calculate the amount of investment fund for the production, or distribute the investment fund necessary for production. It can be reflected in the calculation of the ratio.

Further, according to the commodity production amount adjusting system of the eighteenth aspect, in the state of a commodity plan whose commercialization is undetermined, the usefulness of the commodity plan can be measured from the credit transaction situation. In other words, if the proposal is essentially an excellent product, the market pays attention, the transactions related to the receivables are actively conducted, the funds for commercialization are sufficiently collected, and a lot of active improvement proposals are received. In addition, by incorporating excellent improvement proposals from consumers at the stage of product planning, it becomes possible to provide products that strongly reflect the intentions of consumers.

Further, according to the commodity production amount adjusting system of the nineteenth aspect, the form of the bond sales is made flexible, and it is possible to draw out the commodity that the market truly wants.

According to the commodity production volume adjustment system of the twentieth aspect, the buying and selling of receivables between investors basically includes “the actual profit of the target commodity + α Is formed. That is, "+ α" is leading indicator information including the future product sales quantity predicted by the market. Therefore, it is possible to incorporate leading index information including the future product sales volume predicted by the market into the setting of the product production volume.

[Brief description of the drawings]

FIG. 1 is a schematic functional block diagram showing an embodiment of a product production amount adjustment system according to the present invention.

FIG. 2 is a flowchart illustrating an example of a process of a product production amount adjustment method according to the present invention.

FIG. 3 is a flowchart illustrating an example of product plan information registration processing in a product plan information registration unit.

FIG. 4 is a flowchart illustrating an example of product plan information disclosure processing in a product plan information disclosure unit.

FIG. 5 is a flowchart showing an example of a provisional bidding process in provisional bidding management means.

FIG. 6 is a schematic diagram showing an example of a temporary bid status screen displayed on an investor terminal by a temporary bid management means.

FIG. 7 is a flowchart illustrating an example of a commercialization decision support process in a commercialization decision support function.

FIG. 8 is a flowchart showing an example of a process of transferring a loan and canceling a right to purchase a loan in a provisional bid management unit.

FIG. 9 is a flowchart showing an example of a fund distribution support process in the fund distribution support means.

FIG. 10 is a flowchart illustrating an example of a secondary market management process in a secondary market management unit.

FIG. 11 is a schematic diagram showing an example of a secondary market bond transaction status screen displayed on the investor terminal by the secondary market management means.

FIG. 12 is a flowchart illustrating an example of an optimal production amount calculation process in an optimal production amount calculation unit.

FIG. 13 is a flowchart illustrating an example of a debt withdrawal process in a debt withdrawal unit.

FIG. 14 is a schematic diagram showing an example of a screen on the investor terminal, which shows the actual profit of the product displayed by the debt repayment unit.

FIG. 15 is a flowchart illustrating an example of a process according to another embodiment of the method for adjusting a product production amount of a product according to the present invention.

[Explanation of symbols]

 1 Commodity production adjustment system 3 Network 4 Commodity proposal disclosure means 5 Debt transaction management means 5a Temporary bid management means 5b Main bid management means (bid management means) 5c Secondary market management means 6 Fund amount calculation means 9 Improvement plan solicitation means 10 Optimal Production amount calculation means 12 Fund distribution support means

──────────────────────────────────────────────────続 き Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat ゛ (Reference) G06F 17/60 316 G06F 17/60 316 (72) Inventor Wataru Furuya 5-4-1 Dai, Kamakura-shi, Kanagawa NTT Ofuna Minami Single Dormitory A304

Claims (20)

[Claims] 1. A demand forecasting method, wherein a demand for said target product is predicted from a transaction status of a claim for a profit based on a sale of the target product. 2. In addition to the transaction status of the receivable, the transaction status of the receivable for profit based on the sale of a product similar to the target product, the sales performance of the target product, the sales performance of the product similar to the target product, 2. The demand forecasting method according to claim 1, wherein the demand of the target product is forecasted by further using at least one of the parameters as a parameter. 3. The demand forecasting method according to claim 1, wherein the receivables are sold by a bidding method, and a bid status is included in a transaction status of the receivables. 4. The method according to claim 1, wherein the transaction relating to the receivable is started before a decision is made to commercialize the target product.
The demand forecasting method according to any of the above. 5. An improvement plan for the target product is solicited at least during a period from the start of the transaction relating to the receivable to the finalization of the specification of the target product.
Demand forecast method described. 6. The demand forecasting method according to claim 1, wherein said receivables are divided into small lots and the total number of sales units is subdivided to sell said receivables in a plurality of times. 7. The method according to claim 1, wherein a right to purchase the receivable which can be purchased at a successful bid price and which can be canceled under a certain condition is given by a bidding method, and the bidding status is included in the transaction status of the receivable. The demand forecasting method according to any one of 1 to 6. 8. The claim according to claim 1, wherein a status of the sale of the claim between the investors after the claim is sold to the investor is included in a transaction state of the claim. Demand forecasting method. 9. A product, wherein the demand forecast of the target product obtained by the demand forecasting method according to claim 1 is used as a parameter for adjusting a production amount of the target product. Production adjustment method. 10. The method according to claim 9, wherein the amount of investment funds for the production of the target product is calculated using the transaction status of the bond as a parameter. 11. The method according to claim 9, wherein a distribution ratio of investment funds required for producing the target product is calculated using the transaction status of the bond as a parameter. 12. In addition to the transaction status of the receivable, the transaction status of the receivable for profit based on the sale of a product similar to the target product, the sales performance of the target product, the sales performance of the product similar to the target product, 12. The method according to claim 10, further comprising using at least one of the parameters as a parameter. 13. A receivables transaction management means for managing a transaction status of receivables set with respect to profits based on sales of the requisitioned products, and a demand for the target products by predicting demand for the requisite products from the receivables transaction status. A product production amount adjustment system, comprising: an optimum production amount calculation means for calculating an optimum production amount. 14. A method according to claim 1, further comprising a fund amount calculating means for calculating an investment fund amount for the production of the target product using the transaction status of the receivable as a parameter.
3. The product production amount adjustment system according to 3. 15. The method according to claim 13, further comprising a fund distribution support unit that calculates a distribution ratio of investment funds necessary for producing the target product using the transaction status of the receivables as a parameter. Product production adjustment system. 16. In addition to the transaction status of the receivable, the transaction status of the receivable for profit based on the sale of a product similar to the target product, the sales performance of the target product, the sales performance of the product similar to the target product, 16. The commodity production volume adjustment system according to claim 13, wherein at least one of the parameters is further used as a parameter. 17. The method according to claim 17, wherein the receivables are sold by a bidding method, and a bidding management unit for managing a bidding status of the receivables is provided, and the transaction status of the receivables includes the bidding status. The product production amount adjustment system according to any one of 13 to 16. 18. The system according to claim 18, wherein the transaction relating to the receivable is started before a decision is made to commercialize the target product, and a product plan publishing means for publishing a product plan for the target product in accordance with the transaction relating to the receivable, The said product proposal opening means is provided with the improvement proposal recruitment means which recruits the improvement proposal about the said target product at least after the transaction which concerns on the said claim until the specification of the said target product is confirmed. The system for adjusting product production amount according to any one of items 13 to 17. 19. A provisional bidding management system in which a bidding method is used to grant a right to purchase the receivable which can be purchased at a successful bid price and can be canceled under a certain condition, and manages a bidding situation of the receivable purchasing right as a tentative bidding situation. 19. The commodity production amount adjustment system according to claim 13, further comprising: means for including the provisional bidding status in the transaction status of the receivable. 20. The claim transaction management means includes a secondary market management means for managing a situation of buying and selling of the claim between investors after the claim is sold to the investor, and 20. The commodity production volume adjustment system according to claim 13, wherein a trading situation is included in the transaction status of the receivable.