JP2002230644A - Settlement terminal - Google Patents

Abstract

PROBLEM TO BE SOLVED: To make preventable illegal issue of a slip. SOLUTION: This settling device 1 which settles an amount of money to be settle based on identification data stored in a portable storage medium executes the settlement by a settling device body 2 having portability and, only when the settling device body is set in a station 3, a slip is printed out. This constitution can suppress the illegal issue of the slip by a fictional transaction, for example, by just installing the station 3 in a place attracting persons' attention.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to a settlement terminal device.

[0002]

2. Description of the Related Art At present, there are widely known methods of performing settlement by various cards instead of cash. Payment by card eliminates the need to deal with coins during transactions, so there is a great merit for both customers and stores, and it is expected to spread rapidly in the future.

For example, in the case of payment by a magnetic card, a payment terminal device equipped with a card reader for reading data stored on a magnetic tape, a printer for printing out predetermined contents, a numeric keypad for receiving input of a personal identification number by a customer, etc. For example, in settlement by an IC card having an IC chip for storing electronic money, customer information, and the like, reading of data stored in the IC chip and
A settlement terminal device including a card reader / writer, a printer, a numeric keypad, and the like for writing data to the C chip is used.

In such a settlement terminal device, at the time of various card settlements, data stored in a magnetic tape of a magnetic card or an IC chip of an IC card is read by a card reader or a card reader / writer, and the read data and the operator's hand are read. In some cases, predetermined data communication is performed with a financial institution, such as a credit company, based on payment amount information input by work, and a series of operations of printing out the payment contents on a slip are performed.

[0005] Further, as the above-mentioned settlement terminal device, there is a portable settlement terminal device which can be carried in a store. As a result, it is possible to make a card payment to a customer anywhere in the store without moving the customer to the cash register. In addition, since the customer can select the input attitude of the personal identification number as compared with the case where the payment terminal device is of the installation type, the psychological uneasiness at the time of inputting the personal identification number to the customer is eliminated. be able to.

[0006]

However, when a payment method is adopted in which the payment amount information is manually input by the operator each time at the time of card payment,
In the above-described portable payment terminal device, since the payment terminal device includes a printer, a slip may be issued improperly by taking out the payment terminal device and performing a fictitious transaction under the shade or the like. I am concerned.

[0007] It is an object of the present invention to provide a settlement terminal device capable of preventing unauthorized issuance of a slip.

[0008]

According to a first aspect of the present invention, there is provided a settlement terminal device comprising: an input device for inputting at least information on an amount to be settled; and a reading device for reading identification data stored in a portable storage medium. Determining whether there is a portable processing device main body including: a payment unit that performs a payment process based on the payment target amount information based on the identification data read by the reading device; and whether the processing device main body is set. A station provided with a set judging means for performing the setting, a printer provided in one of the processing apparatus main body and the station for printing a predetermined item, and judging that the processing apparatus main body is set by the set judging means And a printer means for driving the printer device to print out the payment details in the event that the payment has been made.

Therefore, a slip relating to the settlement executed by the processing unit is issued only when the processing unit is set in the station. This makes it possible to make a payment anywhere in the store without having to move the customer to the cashier, and for example, a station is fixedly installed in a place easily visible such as a cashier counter. Thus, it is possible to suppress the issuance of a slip concerning a fictitious payment executed by the processing device main body while maintaining the advantage of the portable payment terminal device.

According to a second aspect of the present invention, in the settlement terminal device according to the first aspect, an alarm device that is provided in one of the processing device main body and the station and emits an alarm sound, and the settlement by the settlement means. The set time determining means for determining the presence or absence of the setting of the processing apparatus main body within a predetermined time from the execution of the settlement, and the set time determining means determine that the processing apparatus main body is not set within a predetermined time from the execution of the settlement. Alarm means for driving the alarm device to generate an alarm sound in such a case.

Therefore, if the processing device main body is not set in the station within a predetermined time after the settlement is executed by the processing device main body, a warning sound such as a buzzer is generated. Thereby, for example, by setting a predetermined time assuming a situation in which a fictitious payment is executed in a shade or the like using the processing apparatus main body, it is possible to more effectively suppress an unauthorized issuance of a slip. Become.

The invention described in claim 3 is the first or second invention.
The settlement terminal device according to claim 1, further comprising a set time determination unit configured to determine whether or not the processing apparatus main body is set within a predetermined time after the payment unit performs the payment, wherein the printer unit includes the set time determination unit. When it is determined that the processing apparatus main body is set within a predetermined time from the execution of the settlement, the printer apparatus is driven.

Therefore, issuance of a slip is limited to within a predetermined time after the settlement is executed by the processing device body. Thereby, for example, by setting a predetermined time assuming a situation in which a fictitious settlement is performed behind the scenes using the processing apparatus main body, it is possible to more effectively suppress unauthorized issuance of a slip. Become.

[0014]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS One embodiment of the present invention will be described with reference to FIGS. This embodiment shows an example of application to a payment terminal device.

The settlement terminal device of the present embodiment is used for settlement with a card functioning as a substitute for cash.

FIG. 1 is a perspective view showing a payment terminal device according to an embodiment of the present invention, and FIG. 2 is a block diagram showing electrical connections of various parts provided in the payment terminal device.

The settlement terminal device 1 according to the present embodiment includes a processing device main body 2 for performing various settlement processes, and a station 3 for holding the processing device main body 2.

First, the processing apparatus main body 2 will be described.

An LCD (Liquid Crystal Display) 5 and a keyboard 7 as an input device on which various operation keys such as numeric keys and various function keys are arranged are provided on the upper surface of the housing 4 of the processing apparatus main body 2. . The operation of the function key sets, for example, an operation mode to be executed in the processing apparatus main body 2.

On the lower surface of the housing 4, there is a processing device main body 2.
A battery case 26 is provided for housing a battery (not shown) for supplying power to each part in the inside.

A power supply terminal (not shown) for charging the battery is provided on the lower surface of the housing 4.

At the right end of the housing 4, a magnetic card (not shown) built in the housing 4 and carried by a customer
A card reading slit 9 of a card reader 8 as a reading device for reading card data such as customer information as identification information stored in a magnetic tape.

On the front side of the housing 4, a housing 4
The card of the card reader / writer 10 as a reader which reads card data stored in an IC chip of an IC card (not shown) carried by a customer and writes data in the IC card. An insertion slot 11 is provided.

The processing apparatus main body 2 is a CPU (Central Processing) that centrally drives and controls each unit in the processing apparatus main body 2.
Unit) 12, ROM (Read Only Memory) 13 for storing fixed data such as control programs, and RAM (Random Access Memory) 14 for making variable data freely rewritable.
(Hereinafter, referred to as a microcomputer) 16 configured by connecting
It has.

In the following, each unit controlled by the microcomputer 16 will be described.

The LCD 5 is connected to a bus line 15 via a display controller 17. The LCD 5 is driven by a display controller 17 to control the microcomputer 16
Displays various data transmitted from.

The card reader 8 includes the reader controller 1
8 is connected to a bus line 15. The card reader 8 is driven by a reader controller 18 and outputs card data read by a magnetic head (not shown) to the microcomputer 16.

The card reader / writer 10 is connected to a bus line 15 via a reader / writer controller 19. The card reader / writer 10 is driven by a reader / writer controller 19 to output the read card data to the microcomputer 16 and write the write data output from the microcomputer 16 to an IC chip.

The keyboard 7 is connected to the bus line 15 via a key controller 20. Keyboard 7
Is driven by the key controller 20 and outputs a signal corresponding to the operated key to the microcomputer 16.

The bus line 15 is connected to an infrared communication I / F 21 for communicating various data such as payment contents with the station 3 by infrared.

In addition, although not particularly shown, the processing device main body 2 of the payment terminal device 1 of the present embodiment has a PHS (Persona
l Handyphone System), the host computer H
Performs data communication with

Next, the station 3 will be described.

On the upper surface of the casing 22 of the station 3, there is formed a slip issuing port 24 for issuing a card use slip printed and output from a printer 23 incorporated in the casing 22 as a printer device.

A set recess 25 in which the processing apparatus main body 2 is set is formed on the upper surface of the casing 22 on the front side of the slip issuing port 24. The battery case 26 provided in the processing device main body 2 is set in the setting recess 25 when the processing device main body 2 is set in the setting recess 25.
The left front side is open so that it is located outside.

A power supply terminal 27 for supplying power to the processing apparatus main body is provided on the bottom surface of the set recess 25. The power supply terminal 27 is provided at a position facing a power supply terminal (not shown) of the set processing apparatus main body 2. Thus, the power can be supplied only by placing the processing apparatus main body 2 in the set recess 25 so that the power supply terminal 27 and the power-supplied terminal face each other.

An infrared transmission / reception window 28 for transmitting / receiving data relating to a transaction with the processing apparatus main body 2 is provided on the bottom of the set recess 25.

The set recess 25 is provided with a detection sensor 29 constituted by a sensor hole 29a provided in the set recess 25 and a detection piece 29b provided movably in the sensor hole 29a. Body set detection sensor 29
The processing apparatus main body 2 is set in the set recess 25,
The output changes as the detection piece 29b is pushed down by the bottom surface of the housing 4.

In this embodiment, the sensor hole 29a
The main body set detection sensor 29 is composed of the detection piece 29b and the detection piece 29b. However, the present invention is not limited to this. For example, when the processing apparatus main body 2 is set in the set recess 25, the optical axis thereof is blocked. The provided transmission optical sensor may be used as a main body set detection sensor.

The casing 22 of the station 3 is provided with a connector 30 for supplying 100 V power to the station 3 and a power switch 6 for switching the power of the settlement terminal device 1 on and off.

The casing 22 has a serial interface (hereinafter referred to as a serial I / O), which is an interface for transmitting the contents of the settlement processing in the processing device main body 2 to the host computer H and receiving various data from the host computer H. 32).

The station 3 includes a CPU 33 for centrally controlling the driving of each unit in the station 3, a ROM 34 for storing fixed data such as a control program, and a RAM 35 for rewritably storing variable data by a bus line 36. Microcomputer 3 configured by connecting
7 is provided.

Hereinafter, each part which is driven and controlled by the microcomputer 37 will be described.

The body set detection sensor 29 is connected to a bus line 36 via a sensor input controller 38. The main body set detection sensor 29 is provided in the set recess 25.
The output changes according to the presence or absence of the setting of the processing apparatus main body 2 in the above.

The printer 23 has a thermal head 40 and a pulse motor 41 connected to a printer controller 39 connected to a bus line 36. The printer controller 39 controls the driving of the thermal head 40 and the pulse motor 41 according to the print data output from the microcomputer 37.

An alarm device 42 is connected to the bus line 36. The description of the alarm device 42 itself is omitted because it is a known technology, but the alarm device 42 has a mechanism for generating some alarm sound by air vibration,
The generation of an alarm sound is started in response to the ringing start signal output from.

The bus line 36 is connected to an infrared communication I / F 43 for communicating various data such as payment contents with the processing apparatus main body 2 by infrared rays.

A serial I / F 32 for performing various data communications such as settlement contents with the host computer H is connected to the bus line 36.

Next, the settlement process executed by the settlement terminal device 1 will be described with reference to FIG. The settlement process is realized by a settlement content registration process executed by the processing device main body 2 and a slip print process executed by the station 3.

FIG. 3A shows a processing apparatus main body 2 in which a ROM 1
3 is a flowchart schematically illustrating a payment content registration process executed by a CPU 12 based on a control program stored in the control program 3.

In the settlement content registration processing, the card data read by the card reader 8 by sliding the magnetic card through the card reading slit 9 or the card reader / writer 10 by inserting the IC card into the card insertion slot 11. Based on the card data read at
Wait until it is determined that the card data has been read (S1
N), if it is determined that the card data has been read
(Y in S1), based on the output signal from the keyboard 7,
It is determined whether or not a password has been input by operating the numeric keypad (S2).

If it is determined that a password has been input (Y in S2), the process stands by until it is determined that amount data as payment amount information has been input based on an output signal from the keyboard 7 (S3). N), if it is determined that the amount data has been input (Y in S3), the process waits until it is determined that the payment category has been designated based on the output signal from the keyboard 7 (N in S4).

When it is determined that the payment category has been designated
(Y in S4), the card data read in step S1,
The amount data input in step S3 and the settlement request data including the payment classification data specified in step S4 are transferred to the host computer H by PHS (S5).

The host computer H that has received the settlement request data receives the settlement completion data corresponding to the settlement request data by performing known data communication with a financial institution such as a bank or a card company. When the payment completion data is received from the financial institution, completion guidance data indicating that the payment completion data has been received is output to the station 3. Here, a function as a settlement means is executed.

FIG. 3B shows a station 3 in which the ROM 3
4 is a flowchart schematically showing a slip print process executed by a CPU 33 based on a control program stored in the control program 4.

In the settlement accepting process, the process waits until it determines that the settlement completion data corresponding to the settlement request data output from the processing device main body 2 has been received in step S5 via the serial I / F 32 (N in S11). When it is determined that the payment completion data has been received (Y in S11), the counting of the set waiting time is started (S12).

If it is determined that the processing apparatus main body 2 has been set in the set recess 25 before the count of the set standby time has elapsed (N in S14), the printing operation is executed (S15). . Here, functions as a set time determination unit and a printing unit are executed.

Here, a slip concerning the settlement executed by the processing unit 2 can be issued only when the processing unit 2 is set in the set recess 25 of the station 3.

Thus, the settlement can be made without moving the customer to the cash register anywhere in the store, and the station 3 can be set up in a place easily visible such as a cash register counter. In addition, while maintaining the advantage of the portable settlement terminal device 1, it is possible to suppress the issuance of a slip concerning the imaginary settlement executed by the processing device main body 2 improperly.

If it is determined that the processing apparatus main body 2 is not set in the set recess 25 before the set standby time count has elapsed (Y in S14), the alarm device 42 is driven. A buzzer sounds (S16).
Here, functions as a set time determination unit and an alarm unit are executed.

Here, the issuance of the slip is limited to a predetermined time after the settlement is executed by the processing device main body 2, and is sent to the station 3 within a predetermined time after the settlement is executed by the processing device main body 2. Is not set, the alarm device 42 generates a warning sound such as a buzzer.

Thus, for example, a station is set up in a place easily visible such as a cashier counter, and even if a fictitious settlement is executed behind the scenes or the like using the processing apparatus main body 2, it is necessary to wait until returning. By setting the set standby time so that the set standby time elapses, it is possible to more effectively suppress unauthorized issuance of a slip.

[0062]

According to the settlement terminal device of the first aspect of the present invention, for example, it is possible to make a settlement anywhere in the store without moving the customer to the cash register, so that it is provided to the customer. Service can be improved. In addition, since the slip about the settlement executed by the processing device main body is issued only when the processing device main body is set in the station, for example, the station is fixedly installed in a place easily visible such as a cashier counter. By installing the payment terminal device, it is possible to suppress a fraudulent issue of a fictitious payment slip executed by the processing device main body while maintaining the advantage of the portable payment terminal device.

According to the second aspect of the present invention, in the settlement terminal device according to the first aspect, if the processing device main body is not set in the station within a predetermined time after executing the payment by the processing device main body, a buzzer or the like is provided. By generating a warning sound, for example, by setting a predetermined time assuming a situation where a fictitious settlement is executed behind the scenes using the processing apparatus body, illegal issuance of a slip can be more effectively performed. Can be suppressed.

According to the third aspect of the present invention, in the settlement terminal device according to the first or second aspect, the issuance of a slip is limited within a predetermined time after the settlement is executed by the processing device main body. By setting the predetermined time assuming a situation where a fictitious settlement is executed behind the scenes or the like using the processing apparatus main body, illegal issuance of a slip can be suppressed more effectively.

[Brief description of the drawings]

FIG. 1 is a perspective view showing a payment terminal device according to an embodiment of the present invention.

FIG. 2 is a block diagram showing an electrical connection of each unit provided in the payment terminal device.

FIG. 3 is a flowchart schematically showing a payment process executed by the payment terminal device.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Settlement terminal device 2 Processing device main body 3 Station 7 Input device 8,10 Reading device 23 Printer device 42 Alarm device

Claims (3)

[Claims] 1. An input device for inputting at least payment amount information, a reading device for reading identification data stored in a portable storage medium, and a payment device based on the identification data read by the reading device. A portable processing device main body including payment means for executing a payment process based on amount information, a station including set determination means for determining whether or not the processing device main body is set; and the processing device main body or the processing device main body. A printer device provided at one of the stations for printing a predetermined item; and, when the set determination unit determines that the processing device main body is set, the printer device is driven to print out the settlement contents. Payment terminal device comprising: 2. An alarm device which is provided in one of the processing device main body and the station and emits a warning sound; and determines whether or not the processing device main body is set within a predetermined time from the execution of the settlement by the settlement means. Setting time determining means for determining, and alarming means for driving the alarm device to generate an alarm sound when the set time determining means determines that the processing device main body is not set within a predetermined time from the execution of the settlement. The settlement terminal device according to claim 1, comprising: 3. A set time judging means for judging the presence or absence of the setting of the processing apparatus main body within a predetermined time from the execution of the settlement by the settlement means, the printer means comprising: 3. The settlement terminal device according to claim 1, wherein the printer device is driven when it is determined that the processing device main body is set within a predetermined time after execution.