JP2002215940A - Mediating method between entrepreneur and investor - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a mediating method between entrepreneurs and investors so as to reduce a possibility that the ideas of the entrepreneurs are surreptitiously used. SOLUTION: This mediating method between entrepreneurs and investors via a computer network includes a step S1 receiving the data transmitted from an entrepreneurs and indicating a project plan on a new project, a step S3 allowing investors to browse the project plan indicated by the stored data from investor terminals by using first authentication information allocated in advance, a step S4 receiving votes indicating the support on the project plan from at least part of the investors browsing the project plan, and a step S8 providing a means allowing the entrepreneur and the investors casting votes to exchange information with each other when a support factor is judged to exceed a prescribed reference.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

[0001] The present invention relates to a method of mediating between an entrepreneur and an investor using a computer system.

[0002]

2. Description of the Related Art To revitalize the industry, it is essential not only to revitalize existing businesses but also to create new businesses. Individuals who have drafted a new business plan need to raise funds to start the new business. If an entrepreneur is short on funds and cannot start a new business, he must look for an investor to fund the entrepreneur or give up starting a new business. Thus, there is a need that “entrepreneurs need investors”.

On the other hand, if there is a new business that is expected to grow in the future as an investment destination of its own funds, an investor wants to invest in an entrepreneur who starts the new business. Thus, there is a need that “investors need entrepreneurs”.

[0004] By mediating between an entrepreneur and an investor, the needs of both the entrepreneur and the investor are met.

[0005] Mediation between entrepreneurs and investors has hitherto been performed, for example, by publishing an outline of a new business in a magazine.

[0006]

Generally, whether an investor selects an entrepreneur as an investment destination is determined based on a business plan of a new business planned by the entrepreneur. When an entrepreneur planning a new business seeks an investor, the business plan must be announced to the investor. However, since such a business plan is generally based on the idea of an entrepreneur, the entrepreneur does not want to publish the business plan in a magazine or the like. Entrepreneurs fear that their ideas may be stolen by an unspecified number of third parties. If entrepreneurs do not disclose their business plans, it will be difficult for investors to find entrepreneurs and entrepreneurs to find investors, and the needs of both entrepreneurs and investors will not be met.

[0007] It is an object of the present invention to provide a method for mediating between an entrepreneur and an investor in a manner that can reduce the risk of the idea of an entrepreneur being stolen.

[0008]

SUMMARY OF THE INVENTION The method of the present invention is a method for mediating between an entrepreneur and an investor using a computer system, wherein a limited number of pre-assigned first authentication information are provided. Allowing the investors to view the business plan drafted by the entrepreneur; and voting that at least one of the investors who viewed the business plan supports the business plan. Inputting to the computer system; determining, based on the voting, whether or not the support rate of the business plan exceeds a predetermined reference value; and the support rate of the business plan exceeds the predetermined reference value. If determined, the entrepreneur,
Providing on said computer system means for allowing said at least one investor who entered said vote into said computer system to exchange information with each other, thereby achieving said object. Is done.

The method may include providing the entrepreneur and the at least one investor who entered the vote into the computer system, the entrepreneur and the at least one person entering the vote into the computer system. The method may further include a step of notifying investors with information necessary for meeting with each other.

[0010] The computer system may include a server computer and a terminal connected to the server computer via the Internet.

[0011]

BEST MODE FOR CARRYING OUT THE INVENTION In the present specification, "entrepreneur"
Refers to those who are planning to start a new business but are seeking a sponsor to provide funding because their own funds are less than needed to start a new business.
"Investor" refers to a person who wishes to fund his or her new business worth investing in. The new business worth investing in is, for example, a new business that is expected to grow in the future.

An embodiment of the present invention will be described below with reference to the drawings.

FIG. 1 shows a configuration of a computer system 100 according to an embodiment of the present invention.

The computer system 100 includes an entrepreneur terminal 11, an investor terminal 12, and a server computer 13
And The entrepreneur terminal 11, the investor terminal 12, and the server computer 13 are mutually connected via a network 15. Network 15 can be any type of network. Considering that various terminals can be connected, the network 15 is preferably the Internet.

The entrepreneur terminal 11 and the investor terminal 12
Preferably, it is a personal computer. Alternatively, entrepreneur terminal 11 and / or investor terminal 12 may be a mobile phone. As the entrepreneur terminal 11 and the investor terminal 12, any type of terminal connectable to the server computer 13 via the network 15 can be used.

The server computer 13 is, for example, a personal computer. Any computer connectable to the network 15 can be used as the server computer 13. The server computer 13 includes a storage medium 14 for storing the business plan data 103 transmitted from the entrepreneur terminal 11. The storage medium 14 is, for example, a hard disk.

Although only one entrepreneur 1 is shown in FIG. 1, the entrepreneur 1 who can transmit the business plan data 103 on the business plan prepared by himself to the server computer 13 via the network 15 is shown. The number can be any number greater than one.

Similarly, the number of investors 2 who can browse the business plan 103 stored in the storage medium 14 of the server computer 13 can be any number of one or more. However, it is assumed that authentication information (first authentication information) is assigned to the investor 2 by the system administrator 3 in advance. The first authentication information is, for example, a password.
The number of investors 2 to which the first authentication information is assigned is, for example, 1000.

FIG. 2 shows a procedure of an intermediary process for intermediating an entrepreneur and an investor according to the present invention. This mediation process is, for example,
It can be executed by the server computer 13. Less than,
Each step of the mediation process shown in FIG. 2 will be described in detail. It should be noted that the server computer 13 may execute the mediation processing for a plurality of business plans in parallel according to the procedure shown in FIG.

Step S1: The entrepreneur 1 inputs business plan data 103 indicating a new business plan to the entrepreneur terminal 11. Business plan data 10 input to entrepreneur terminal 11
3 is a server computer 1 via a network 15
3 is sent. Such transmission is performed by e-mail, for example. The server computer 13 receives the business plan data 103 input by the entrepreneur 1. There is no particular requirement for the entrepreneur 1 to be able to transmit the business plan data 103 to the server computer 13.
Therefore, the business plan data input by any entrepreneur who wants to start a new business is stored in the server computer 1.
3 can be received.

Step S2: server computer 13
Stores the received business plan data 103 in the storage medium 14
To be stored. The storage medium 14 stores one or more business plan data 103. The business plan data 103 may include, for example, an annual income and expenditure plan of a new business and / or resume information of the entrepreneur 1.

Step S3: It is determined whether or not the investor 2 accessing the server computer 13 has the first authentication information. This determination is made, for example, by determining whether the password input by the investor 2 accessing the server computer 13 matches the password assigned by the system administrator 3 in advance. If the determination in step S3 is "Yes", the process proceeds to step S4. If the determination in step S3 is "No", step S3 is executed again.

Step S4: Investor 2 is permitted to browse the business plan data 103. The investor 2 uses the investor terminal 12 to store the storage medium 14 of the server computer 13.
The user can browse the business plan indicated by the business plan data 103 stored in.

As described above, in steps S3 and S4, a limited number of investors 2 to which the first authentication information is assigned in advance is permitted to view the business plan.

Step S5: Investor 2 judges that the viewed business plan matches the investment plan of investor 2 (that is, can support the business plan), and investor 2 determines the business plan. A vote to support is input to the investor terminal 12. The voting input to the investor terminal 12 is transmitted to the server computer 13 via the network 15. Such transmission is performed by e-mail, for example. The server computer 13 receives the vote from the investor 2.

Step S6: At a point in time when a predetermined period (a predetermined first period) has elapsed since the business plan became viewable by the investor 2, whether or not the support rate exceeds a predetermined reference value Is determined. Here, the support rate is the number of investors who voted to support a specific business plan 103 with respect to the number of investors (N ₁ ) given the first authentication information by the system administrator 3. It is calculated as the ratio of (N ₂ ) (ie, N ₂ / N ₁ ).

As the predetermined reference value, for example, a predetermined value (threshold) may be used.
The average value (average support rate) of the support rates of all the business plan data stored in.

In the following description, it is assumed that at least one of the investors who browsed the business plan has voted to support the business plan.

If the determination in step S6 is "Yes", the process proceeds to step S7. If the determination in step S6 is "No", the process ends. In addition, that the determination in step 6 is “No”,
This means that the approval rate of the business plan has fallen below a predetermined reference value. In this case, the server computer 13 may transmit a notification urging the entrepreneur 2 to review the business plan.

If the support rate exceeds a predetermined reference before a predetermined first period (for example, one month) has elapsed, the process may proceed to step S7. As a result, it is possible to shorten a period required until brokerage between the investor and the entrepreneur is established.

Step S7: Entrepreneur 1 and at least 1
The second authentication information is notified to the investors 2 who have voted to support the business plan among the human investors 2. The second authentication information is, for example, a password. The notification of the second authentication information is performed by, for example, an electronic mail.
This second authentication information depends on the business plan 103. Also, as the second authentication information, the entrepreneur 1 and at least one
Different authentication information may be notified to each of the two investors 2 who have voted to support the business plan. In this case, based on the second authentication information used when accessing the bulletin board established in step 8 described later, whether the information written on the bulletin board is from the entrepreneur 1 or not from the investor 2 Or from which investor 2 it is.

Step S8: A bulletin board is set up on the server computer 13. This bulletin board is entrepreneur terminal 1
1 and the investor terminal 12, it is possible to access the bulletin board by using the second authentication information sent in step S6, and to access using information other than the second authentication information. It is configured so that it cannot be done. Here, “accessing the bulletin board” includes browsing information written on the bulletin board and writing information on the bulletin board. This bulletin board allows investors and entrepreneurs to ask and answer each other. Such a bulletin board can be constructed on the server computer 13 using a known technique, for example.

On this bulletin board, it is expected that detailed questions and answers will be actively conducted between the entrepreneur 1 and the investor 2. This is because the investors 2 who can access the bulletin board are limited to those who have voted to support the business plan.

For example, if the investor 2 needs more detailed information than the information obtained from the viewed business plan, the investor 2 can ask the entrepreneur 1 on this bulletin board. Investors who can access this bulletin board are limited to those who voted for the business plan, so that the contents of this bulletin board will not be leaked to an unspecified number of third parties.

The number of investors 2 who can access the bulletin board may be plural. In this case, the details of the question and answer between the entrepreneur 1 and one investor can be viewed by another investor having the second authentication information. This eliminates the need for the entrepreneur 1 to spend efforts to answer duplicate questions from multiple investors.

Further, a business plan in which a question and answer is made between an entrepreneur and an investor by a bulletin board is limited to a business plan whose approval rating exceeds a predetermined reference value. It can be said that such a business plan has at least a certain level of marketability. Therefore, there is no waste of labor caused by the entrepreneur and the investor questioning and answering the business plan without marketability.

As described above, by setting up a bulletin board in step S8, the entrepreneur and the at least one investor who has input a vote to the computer system 100 to support the business plan mutually exchange information. Means are provided to allow for this.

The means by which entrepreneurs and investors can exchange information with each other is not limited to bulletin boards. For example, such a means may be a mailing list. The e-mail sent to the mailing list by each of the entrepreneur 1 and the investor 2 who voted to support the business plan includes the entrepreneur 1 and the investment that voted to support the business plan. Sent to everyone at home 2,
In addition, it is not transmitted to anyone other than the entrepreneur 1 and the investor 2 who has voted to support the business plan. Such a mailing list is implemented using known technology and, like a bulletin board, allows investors and entrepreneurs to ask and answer each other. The contents of the question and answer will not be leaked to an unspecified number of third parties.

When a mailing list is used as a means for allowing an entrepreneur and an investor to exchange information with each other, the process of sending the second authentication information in step S7 can be omitted.

Hereinafter, the business plan search function and the bulletin board function provided by the computer system 100 will be described.

The business plan search function is used to make it easier for the investor 2 to find a business plan of interest before the investor 2 browses the business plan in step S3 of the mediation process shown in FIG. Provided to

The bulletin board function is provided in order to enable the entrepreneur 1 and the investor 2 to make a question and answer with each other in step S8 of the mediation process shown in FIG.

These functions are realized by cooperation between the program on the investor terminal 12 side and the program on the server computer 13 side.

FIG. 3 shows an example of the initial screen 19 displayed on the investor terminal 12. The initial screen 19 is displayed, for example, when the investor 2 connects the investor terminal 12 to the server computer 13 by a predetermined procedure and inputs first authentication information to the investor terminal 12. The initial screen 19 includes a button 21 and a button 101. Investor 2 is button 2
By clicking 1, a business plan search function is activated, and when the investor 2 clicks the button 101, a bulletin board function is activated.

FIG. 4 shows an example of a search condition designation screen 20 displayed on the investor terminal 12. Search condition specification screen 20
Is displayed, for example, by clicking the button 21 on the initial screen 19 shown in FIG.

The one or more business plan data 103 stored in the storage medium 14 of the server computer 13 includes, for example,
The business is classified according to the region where the business is conducted and the type of business of the new business, and the investor 2 can search for the business plan indicated by the business plan data 103 using the type of business as a keyword.

The search for the business plan can be performed, for example, by the investor 2 performing the following operations (1) to (5) on the search condition designation screen 20. In addition, the following (1) to (5) show operations when the investor 2 searches for a business plan whose content is to start “restaurant” in the “Kinki region”. (1) Click a button 22 for designating that a search specifying a region in which a new business is to be performed is performed. (2) From the menu 23 indicating the area where the new business is performed, click the area 24 specifying "Kinki region". (3) Click the button 25 for designating that the type of business of the new business is “restaurant”. (4) Menu 26 showing the subdivided industries of new business
Click on an area to specify a desired subdivided business type. The designation of such a subdivided business type may be performed as necessary. (5) Click the button 27 for designating execution of the search for the business plan under the search conditions specified by the operations shown in (1) to (4) above.

FIG. 5 shows an example of the search result list display screen 30 displayed on the investor terminal 12 by performing the operation shown in the above (5). This example shows that three business plans matching the search conditions specified by the investor 2 have been searched. Only the title of the searched business plan is displayed on the search result list display screen 30. Such a search process is performed by, for example, a CGI (Common Gateway Inte
rface) program.

[0049] Investor 2 displays the displayed title 31-1.
By clicking on ３１31-3, it is possible to browse resume information on the parties to the desired business plan.

FIG. 6 shows an example of a resume information display screen 40 displayed on the investor terminal 12. Resume information display screen 4
0 includes the resume information 45 of the entrepreneur 1.

The investor 2 can display the search result list display screen 30 on the investor terminal 12 again by clicking the button 41 in the resume information display screen 40. By clicking the button 42,
You can browse the business summary about the business plan.

FIG. 7 shows an example of a business summary display screen 50 displayed on the investor terminal 12. Business summary display screen 50
Includes a comment 53 from the entrepreneur on the business plan, a required fund statement 54 and a prospective breakdown 55 of the balance plan.

By clicking the button 51 in the business summary display screen 50, the investor 2 can display the resume information display screen 40 on the investor terminal 12 again. By clicking the button 52, the user can browse the annual income and expenditure plan for the business plan.

FIG. 8 shows an example of the annual income and expenditure plan display screen 60 displayed on the investor terminal 12. The annual income and expenditure plan display screen 60 includes an annual income and expenditure plan 65 for the business plan.

The investor 2 can display the business outline display screen 50 on the investor terminal 12 again by clicking the button 61 in the annual income and expenditure plan display screen 60. Each screen shown in FIGS. 4 to 8 can be displayed by, for example, an arbitrary web page browser incorporated in the investor terminal 12.

As described above, the investor 2 is able to use the method shown in FIGS.
It is determined whether or not the business plan matches the investment plan of the investor 2 based on the contents of the business plan shown in FIG. If it is determined that the business plan matches the investment plan of the investor 2, the investor 2 votes to support the business plan. This voting is performed, for example, by pressing the button 62 on the annual
This is done by clicking.

The average support rate used as a predetermined criterion in step 5 of the mediation process shown in FIG. 2 is displayed, for example, in a specific area of the annual balance plan display screen 60 together with the support rate of this business plan. You may. Specific area 63 (FIG. 8) shows that the number of investors who voted for this business plan is 78, the support rate for this business plan is 21%, and the average support rate is 34%. Is shown.

In the above-described embodiment, the business plan includes a resume information display screen 40 (FIG. 6), a business summary display screen 50 (FIG. 7), and an annual balance plan display screen 60 (FIG. 8).
And displayed separately. However, the display form of the business plan is not limited to this. The display screen may be configured so that the business plan is displayed in one display screen in order to enhance the listability of the business plan, or divided into more screens in order to display the business plan in more detail. May be displayed.

The search for the business plan is not limited to the search based on the area and the type of business. The search for the business plan may be performed, for example, based on the age of the entrepreneur.

FIG. 9A shows a bulletin board list screen 71 displayed on the investor terminal 12. The bulletin board list screen 71
For example, on the initial screen 19 shown in FIG.
It is displayed by clicking 01. The bulletin board list screen 71 displays a list of titles of business plans for which questions and answers are currently being made on the bulletin board. FIG. 9 (a)
In the example shown in (2), it is shown that there are two business plans (title 71-1 and title 71-2) for which questions and answers are currently in progress on the bulletin board.

FIG. 9B shows a bulletin board password input screen 73 displayed on the investor terminal 12. The bulletin board password input screen 73 is displayed, for example, on the bulletin board list screen 71 shown in FIG.
Displayed by clicking 1-1. Investor 2
Inputs the second authentication information to the investor terminal 12 on the bulletin board password input screen 73. The second authentication information depends on the business plan, and can access only the bulletin board of the business plan for which the investor 2 has voted to support.

FIG. 9C shows a question and answer display screen 74 displayed on the investor terminal 12. The question and answer content display screen 74 is displayed when the second authentication information input on the bulletin board password input screen 73 shown in FIG. 9B is valid. In the question and answer content display screen 74, the investor 2 can browse the history of the question and answer between the entrepreneur 1 and the investor 2. Writing information on the bulletin board by the investor 2 is performed, for example, after clicking the button 75.
This is performed by inputting the information to be written into the investor terminal 12.

When the entrepreneur 1 who is a party in the business plan participates in the question and answer on the bulletin board, the entrepreneur 1 connects the entrepreneur terminal 11 to the server computer 1 according to a predetermined procedure.
3 and inputting the second authentication information to the entrepreneur terminal 11, a question and answer display screen 74 is displayed on the entrepreneur terminal 11.

In step S 4 of the procedure shown in FIG. 2, the business plan data 10 stored in the storage medium 14
The business plan indicated by 3 is not viewed by an unspecified third party who has not been given the first authentication information. For this reason,
There is no risk of third parties plagiarizing business plan ideas. This is because the business plan indicated by the business plan data 103 can be viewed only by the investor assigned the first authentication information. Therefore, the present invention is particularly effective when the business plan is based on a new idea.

When giving the first authentication information to the investor 2, the system administrator 3 may make a contract with the investor 2 and impose a duty of confidentiality regarding the viewed business plan.

In step S8 of the mediation process shown in FIG. 2, the entrepreneur 1 and the investor 2 can exchange information bidirectionally. Thereby, the mediation between the entrepreneur 1 and the investor 2 is achieved by the computer system 100.

The history of the bulletin board established in step S8 of the mediation process shown in FIG. 2 may be monitored by the system administrator 3. System administrator 3
Supports, for example, the entrepreneur 1 and the entrepreneur 1 and the business plan to the entrepreneur 1 and the investor 2 who has voted to support the business plan in accordance with the content of the bulletin board, that is, the progress of the question and answer. Alternatively, information necessary for the investors 2 who have voted to the effect to meet each other may be notified. The information required for the visit is, for example, information on the date and time and place for the entrepreneur and the investor to visit. The means of notification is
For example, email and / or mail. The entrepreneur and the investor can meet each other at the notified date and time at the notified location and discuss a specific investment plan. If you cannot attend the meeting on the date and time of the meeting, if you cannot attend the meeting on the day of the meeting, you will be notified by a power of attorney that a proxy may participate. Can be promoted.

It should be noted that, within a certain period (a predetermined second period) from the start of the question-and-answer session between the entrepreneur and the investor on the bulletin board, the system administrator 3 sets the date and time of the visit according to the contents of the bulletin board. It is desirable to notify the location. This is to shorten the period required for processing until the brokerage between the investor and the entrepreneur is established.

[0069]

According to the present invention, it is possible to provide a place where entrepreneurs and investors can meet without the contents of the business plan leaking to an unspecified third party. Thereby, creation of a new business is promoted, and it is possible to contribute to society.

[Brief description of the drawings]

FIG. 1 is a computer system 1 according to an embodiment of the present invention.
FIG. 2 is a block diagram showing a configuration of a 00.

FIG. 2 is a flowchart illustrating an intermediary processing procedure for intermediating an entrepreneur and an investor according to the present invention.

FIG. 3 is a diagram showing an example of an initial screen 19 displayed on the investor terminal 12;

FIG. 4 is a diagram showing an example of a search condition designation screen 20 displayed on the investor terminal 12;

FIG. 5 is a diagram showing an example of a search result list display screen 30 displayed on the investor terminal 12;

6 shows an example of a resume information display screen 40 displayed on the investor terminal 12. FIG.

FIG. 7 is a diagram showing an example of a business summary display screen 50 displayed on the investor terminal 12.

8 is a diagram showing an example of an annual income and expenditure plan display screen 60 displayed on the investor terminal 12. FIG.

9A is a diagram showing a bulletin board list screen 71 displayed on the investor terminal 12, and FIG. 9B is a diagram showing the investor terminal 1.
2 is a diagram illustrating a bulletin board password input screen 73 displayed on the screen 2, and FIG. 4C is a diagram illustrating a question and answer content display screen 74 displayed on the investor terminal 12.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Entrepreneur 2 Investor 3 System administrator 11 Entrepreneur terminal 12 Investor terminal 13 Server computer 14 Storage medium 15 Network 100 Computer system 103 Business plan data

Claims (3)

[Claims] 1. A method for mediating between an entrepreneur and an investor using a computer system, wherein the first authentication information is drafted by the entrepreneur to a limited number of investors that are pre-assigned. Allowing the business plan to be viewed; inputting a vote to the computer system that at least one of the investors who viewed the business plan supports the business plan; and Based on, the step of determining whether the support rate of the business plan exceeds a predetermined reference value, If the support rate of the business plan is determined to exceed the predetermined reference value, the entrepreneur Means on the computer system for enabling the home and the at least one investor who entered the vote into the computer system to exchange information with each other Method comprising the steps of providing. 2. The entrepreneur and the at least one investor inputting the vote to the computer system, the entrepreneur and the at least one investor inputting the vote to the computer system. 2. The method of claim 1 further comprising the step of communicating the information needed to meet each other. 3. The method according to claim 1, wherein the computer system includes a server computer and a terminal connected to the server computer via the Internet.