JP2002133304A - Information management device and processing system for taxi - Google Patents

Abstract

PROBLEM TO BE SOLVED: To inhibit utilization of an illegal settlement of accounts terminal at a taxi. SOLUTION: In the settlement of accounts information management device for managing a settlement of accounts information generated at a settlement of accounts terminal, the settlement of accounts terminal is provided with a terminal side memory means 53 for memorizing a terminal side specific information for specifying a taxi to be loaded with it. The device is provided with a specific information memory means 13 for memorizing a specific information for specifying the settlement of accounts terminal which can be used for a settlement of accounts; a judgment means 52a1 for judging whether or not the settlement of accounts terminal is connected to an instrument of the taxi to be loaded with it by referring to the terminal side specific information memorized in the terminal side memory means with the specific information memorized in the specific information memory means 13; and an inhibiting means 52a2 for inhibiting the settlement of accounts at the settlement of accounts terminal when the judgment means 52a1 judges that it is not connected to the instrument of the taxi to be loaded with it.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a settlement information management device and a taxi approval processing system, and more particularly, to a device mounted on a taxi and mounted on the taxi so as to operate in conjunction with a taxi meter. A payment terminal that is detachably connected to, and that generates, based on the payment card information captured from the payment card and the fee information generated by the taxi meter, payment information according to a decision on the fee information, A payment information management device that manages payment information generated at a payment terminal, and a payment that is detachably connected to a device mounted on the taxi so as to operate in conjunction with a taxi meter, and that is captured from a payment card. Based on the card information and the fee information generated by the taxi meter, the settlement information is generated according to the decision on the fee information. A plurality of payment terminals, it relates to a taxi for payment processing system and a settlement processing unit performs settlement processing based on the payment information received from the payment terminal provided in a remote location.

[0002]

2. Description of the Related Art Taxi fares are settled by means of a member's card issued to a corporation or the like with a postpaid contract or a credit card of a credit company. Therefore, the settlement information created by adding information such as the fee and the use date to the decision card information that has user information such as the customer code and contract period taken from the decision card in response to the taxi fare decision is managed. A payment information management device is installed in a taxi.

[0003] For example, when paying a taxi fare using a member's card, passengers of a corporation or the like with the above contract pay taxi fare in cash when getting off at a destination using a taxi. Hand the member's card to the crew. And the crew is a card reader,
Customer code from member's card by payment terminal, etc.
The settlement card information such as the contract period is read, and settlement information is created by adding information such as a fee and a date to the settlement card information, and stored in a storage medium such as an IC card.
A usage certificate (receipt) is issued to the passenger.

[0004] The recording medium in which the settlement information generated in the work is stored is brought back to the sales office by the taxi crew. Then, the settlement information read from the recording medium by the reading device of the business office is transmitted to the computer as receivable and stored. The settlement information collected at each sales office in this way is transferred to the head office of the taxi company.

[0005] Thereafter, at the head office, a usage fee is calculated for each postpaid contract company from the computer based on the settlement information, for example, at a regular deadline every month, and a bill for this usage fee is issued. Then, the issued bill is sent to the postpaid contract company. On the other hand, the postpaid contract company that receives this bill pays the receivable of the amount described in the bill to the taxi company by bank transfer or the like.

[0006] In the case of payment using a credit card, postpaid fee information collected at a business office is transferred to a credit card company like a membership card. Then, a settlement process is performed based on the postpaid fee information, and a receivable is paid from the credit card company to the taxi company at a later date.

[0007] As described above, a taxi is equipped with a plurality of devices such as a taxi meter, a printer, and a payment terminal to constitute a payment information management device. A plurality of devices mounted on a taxi are determined for each vehicle, and the taxi company manages the plurality of devices collectively in association with the taxi and the settlement information management device.

[0008]

In the conventional settlement information management device described above, in order to prevent theft of the settlement terminal, a crew member brings a settlement terminal from a taxi company to a taxi when operating a taxi, A payment terminal was connected to the system for payment. In other words, since an unspecified payment terminal could be used for payment in the conventional payment information management device, payment is performed even if an unauthorized payment terminal such as a stolen and illegally modified payment terminal is connected. There was a problem that would. In particular, since the use of payment cards is expected to increase with the advent of debit cards that are expected to spread in the future, a payment information management device that can prevent payment by an unauthorized payment terminal has been desired.

Accordingly, the present invention has been made in view of the above-described problems,
An object of the present invention is to provide a payment information management device that can prevent the use of an unauthorized payment terminal and a taxi payment processing system that can contribute to preventing the use of an unauthorized payment terminal.

[0010]

According to the present invention, there is provided a settlement information management apparatus which is mounted on a taxi and includes a taxi meter and a taxi meter, as shown in FIG. Applicable to the equipment mounted on the taxi so as to operate in conjunction with the taxi, and based on the payment card information taken from the payment card and the charge information generated by the taxi meter, a decision on the charge information. A payment terminal that generates payment information according to the payment terminal, and a payment information management device that manages payment information generated at the payment terminal, wherein the payment terminal includes terminal-side identification information for identifying the taxi to be mounted. And a specific information for storing specific information for specifying the payment terminal that can be used for the payment. The storage device 13 compares the terminal-side specific information stored in the terminal-side storage device 53 with the specific information stored in the specific information storage device 13, and the equipment of the taxi to be mounted. Determining means 52a1 for determining whether or not the payment terminal is connected to the terminal; and determining that the determination terminal 52a1 determines that the payment terminal is not connected to the equipment of the taxi to be mounted. Means 52a2.

According to the payment information management apparatus of the present invention, when the payment terminal is connected to the device, the terminal-side specific information stored in the terminal-side storage means 53 of the payment terminal is specified. The specific information stored in the information storage unit 13 is compared with the specific information, and the determination unit 52a1 determines whether the payment terminal is connected to the taxi equipment to be mounted. Then, if the judging means 52a1 judges that it is not connected to the taxi equipment to be mounted, the settlement at the settlement terminal is blocked by the blocking means 52a2.

Therefore, the terminal-side identification information for identifying the taxi to be installed in the settlement terminal stored in the terminal-side storage means 53 and the taxi side stored in the identification information storage means 13 for use in settlement. It is possible to determine whether or not the payment terminal is compatible with the taxi to be installed, that is, whether or not it is an unauthorized payment terminal, by checking the specific information for identifying the payment terminal that can be used. It is possible to identify an unauthorized payment terminal installed in a taxi, and to prevent payment at the unauthorized payment terminal. Further, since the payment terminal can only be used in a predetermined taxi, it is possible to prevent improper payment terminals and improper payment terminals from being installed in taxis. Therefore, it is possible to prevent an unauthorized payment terminal from being used in the operation of a taxi.

According to a second aspect of the present invention for solving the above-mentioned problem, as shown in the basic configuration diagram of FIG. 1, in the payment information management apparatus according to the first aspect, the payment terminal is provided with the determination terminal. Means for providing the specific information stored in the specific information storage means 13 to the determination means 52a1 of the payment terminal in response to turning on the power of the payment terminal. Means 12; and the determination means 52a1 stores the identification information from the output means 12 and the terminal-side storage means 5
3 is compared with the terminal-side identification information stored in the storage unit 3 to make the determination.

According to the settlement information management device of the present invention, when the power of the settlement terminal connected to the equipment mounted on the taxi is turned on, the specific information storage means 1
3 is the determination means 52a of the payment terminal
1 is output by the output means 12. Then, if the judging means 52a1 provided in the settlement terminal judges that it is not connected to the taxi equipment to be mounted, the settlement is blocked by the blocking means 52a2. Accordingly, the payment terminal is provided with the determination means 52a1 and the blocking means 52a2, and it is determined whether or not the payment terminal is connected to the taxi equipment to be mounted when the power of the payment terminal is turned on. Prevent use unless installed. Therefore, since the use of the payment terminal is prohibited unless the payment terminal is installed in a taxi to be mounted, it is possible to prevent an unauthorized payment terminal from being used in the operation of the taxi.

According to a third aspect of the present invention, there is provided a settlement information management apparatus as set forth in the first or second aspect, wherein the taxi to be installed is as shown in the basic configuration diagram of FIG. And a warning information generating means 52a3 for generating warning information for warning of unauthorized use of the settlement terminal in accordance with a result of the determination by the determining means 52a1 that the payment terminal is not connected to the device. .

According to the settlement information management apparatus of the present invention, when the judging means 52a1 judges that the settlement terminal is not connected to the taxi equipment to be mounted, the illegal use of the settlement terminal is performed. Is generated by the warning information generating means 52a3. Therefore, based on the alarm information generated by the alarm information generating means 52a3, various types of alarms such as displaying an alarm or notifying a taxi company can be performed, thereby contributing to prevention of unauthorized use of the settlement terminal. it can. Therefore, it is possible to prevent unauthorized use of the payment terminal in the operation of the taxi, and to contribute to prevention of unauthorized use.

According to a fourth aspect of the present invention, there is provided a settlement information management apparatus as set forth in any one of the first to third aspects, as shown in FIG.
When the determination unit 52a1 determines that the payment terminal is connected to the device of the taxi to be mounted,
An additional unit 52a4 for adding at least one of the terminal-side specific information and the specific information to the payment information is further provided.

According to the settlement information management apparatus of the present invention, when the judgment means 52a1 judges that the taxi device is connected to the taxi equipment to be mounted, the settlement means 52a4 of the settlement terminal makes the settlement. At least one of terminal-side specific information and specific information is added to the information. Therefore, even if a fraudulent operation is performed on the payment terminal installed in the taxi to be installed, at least one of the terminal side specific information and the specific information is added to the payment information generated at the payment terminal. , It is possible to identify the payment terminal or taxi where the unauthorized operation was performed. Therefore, it is possible to identify the taxi or the settlement terminal used based on the terminal-side identification information or the identification information added to the settlement information, thereby contributing to prevention of unauthorized operation during operation of the taxi.

According to a fifth aspect of the present invention, there is provided a taxi settlement processing system according to the present invention for solving the above-mentioned problems, as shown in a basic configuration diagram of FIG. A plurality of payments that are detachably connected to the installed equipment and generate payment information according to a decision on the payment information based on the payment card information taken from the payment card and the fee information generated by the taxi meter. In a taxi payment processing system including a terminal 5 and a payment processing device 7 provided at a remote location and performing payment processing based on the payment information received from the payment terminal 5, the payment terminal 5 is mounted. Specific information capturing means 52a5 for capturing specific information for specifying the taxi, and specific information capturing means 52a5
And a specific information adding means 52a6 for adding the specific information captured by the user to the payment information. The payment processing device 7 includes taxi specification information for specifying the taxi on which the payment terminal 5 is to be mounted. And a extracting unit 70a1 for extracting the taxi specifying information corresponding to the received payment information from the taxi specifying information storing unit 70d.
And comparing the identification information added to the payment information received from the payment terminal 5 with the taxi identification information extracted by the extraction means 70a1, and based on the matching result, the legitimacy of the payment information received And a validity judging unit 70a2 for judging whether or not the settlement processing is performed only on the settlement information judged valid by the validity judging unit 70a2.

According to the taxi settlement processing system of the present invention described in claim 4, when the settlement terminal 5 is installed in a taxi, the identification information for identifying the taxi installed by the identification information capturing means 52a5. The information is fetched, and the specific information is added to the settlement information by the specific information adding means 52a6. On the other hand, when the payment information is received from the payment terminal 5 by the payment processing device 7, the taxi identification information corresponding to the payment information is stored in the taxi identification information storage unit 70.
It is extracted from d by the extraction means 70a1. And
The specific information added to the payment information is compared with the taxi specific information extracted by the extraction means 70a1, and the validity of the payment information received based on the verification result is determined by the validity determination means 7
0a2. Then, the validity determination means 7
The approval process is performed only on the payment information determined to be valid by 0a2.

Therefore, the specific information is added to the payment information output from the payment terminal 5, and the specific information added to the payment information is compared with the taxi specific information extracted by the extracting means 70a1 to install the information. Since it is possible to determine whether or not the payment information is received from the payment terminal 5 installed in the power taxi, the payment processing device 7 can determine the validity of the received payment information. In addition, since the specific information for specifying the taxi mounted on the payment terminal 5 is added, the information for specifying the taxi with the payment terminal 5 is added to the payment information. This eliminates the need to output payment information to the on-board equipment, and reduces the processing load on the on-board equipment. Accordingly, the payment processing device 7 does not perform the payment process for the payment information generated by the unauthorized payment terminal 5, which can contribute to preventing the use of the unauthorized payment terminal 5.

[0022]

BRIEF DESCRIPTION OF THE DRAWINGS FIG. 1 is a block diagram showing a preferred embodiment of a payment information management apparatus and a taxi payment processing system according to the present invention; FIG.

Here, FIG. 3 is a configuration diagram schematically showing a taxi payment processing system, FIG. 4 is a configuration diagram schematically showing a payment information management device, and FIG. 5 is a configuration diagram of a control box in FIG. 6 is a configuration diagram illustrating a configuration of a payment terminal, FIG. 7 is a configuration diagram illustrating a configuration of a payment processing device, and FIG. 8 is an example of a data structure of a message generated by the payment terminal. FIG. 9 is a diagram for explaining an outline of processing of the settlement information management device performed by each CPU in FIGS. 5 and 6, and FIG. 10 is a diagram for explaining each process in each of the CPUs in FIGS. It is a figure for explaining the processing outline of the taxi payment processing system performed.

In FIG. 3, the taxi payment processing system includes a payment terminal 5 installed when the taxi 1 is operated in order to settle taxi fares with a payment card such as a credit card, a debit card, or a membership card.
And a payment processing device 3 installed at a remote payment information center, a credit company, or the like, and performing payment processing based on payment information received from the payment terminal 5 via the communication network 6. I have.

In this embodiment, the settlement terminal 5 is mounted only when the taxi 1 is operated, and is stored by the taxi company 2 when the taxi 1 is not operated. This prevents payment terminal 5 from being stolen from a parked taxi.

Next, as shown in FIG. 4, the payment information management device mounted on the taxi 1 includes the above-described payment terminal 5, a control box 10, a taxi meter 20 and a reader which are always mounted on the taxi 1. It comprises a writer 30 and a printer 50. The taxi meter 20, the reader / writer 40, and the printer 50 are always connected to the control box 10. Then, the installed payment terminal 5 is detachably connected to the control box 10.

The charge information generated by the taxi meter 20 is transmitted to the payment terminal 5 via the control box 10, and the payment terminal 5 determines the charge information based on the payment card information taken from the payment card and the received charge information. Generate payment information according to the payment. By connecting the payment terminal 5 to the control box 10 in this manner, the payment terminal 5 can operate in conjunction with the taxi meter 20.

Further, the taxi meter 20 includes a display section for displaying a fee and the like, and an operation section which is operated by a crew member according to the actual vehicle (running), etc. , A tariff state signal corresponding to each tariff state such as payment, 20% increase, pick-up, etc., is output to the control box 10. Further, the taxi meter 20 has a flash memory (not shown), and the flash memory stores identification information including a vehicle number for identifying the taxi 1 on which the taxi meter 20 is mounted.

The reader / writer 30 stores a handy terminal 3 on a card-shaped storage medium (hereinafter, referred to as a card) such as an IC card or a memory card inserted from a slot.
This is for writing various kinds of information input from 0. The card is manually inserted into the slot, and the card is ejected from the slot after the writing process on the card is completed by the writing operation. The discharge mechanism (not shown) automatically performs this operation. In addition, the printer 40 outputs a receipt, a use book, and the like in accordance with the payment of the taxi fare.

Next, the configuration of the control box 10 of FIG. 4 will be described with reference to the drawing of FIG.

Reference numeral 11 denotes a read-only memory (ROM). The ROM 11 stores programs, fixed data, and the like. Reference numeral 12 denotes a central processing unit (CPU). The CPU 12 operates according to a control program stored in the ROM 11 in advance. Reference numeral 13 denotes an electrically erasable / rewritable read-only memory (EEPROM). The EEPROM 13 stores vehicle-specific setting information such as function setting information. Reference numeral 14 denotes a readable and writable memory (RAM).
Has a data area for storing various data generated in the course of the processing, a work area used for the processing, and the like.

Reference numeral 15 denotes a clock IC with a calendar function. The clock IC 15 receives power from a power supply 15a connected to the clock IC 15 and outputs “year”, “month”, “day”, “hour”,
Calendar data including “minutes” and “seconds” is output to the CPU 12. Reference numeral 16 denotes an interface unit. The taxi meter 20, the reader / writer 3, the printer 40, and the settlement terminal 5 are connected to the CPU 12 via the interface unit 16.

Next, the configuration of the payment terminal 5 will be described with reference to FIGS. 4 and 6. FIG.

The settlement terminal 5 is formed as a portable terminal that can be carried by the crew of the taxi 1. In FIG. 6, reference numeral 51 denotes a read-only memory (ROM);
The OM 51 stores programs, fixed data, and the like. Reference numeral 52 denotes a central processing unit (CPU).
52 operates according to a control program stored in the ROM 51 in advance.

Numeral 53 denotes an electrically erasable / rewritable read-only memory (EEPROM).
53 stores setting information of the settlement terminal 5 such as function setting information. Further, since the EEPROM 53 stores terminal-side identification information for identifying the taxi 1 to be mounted, it functions as terminal-side storage means.
In this embodiment, the terminal-side specific information is the same as the specific information stored (registered) in the flash memory of the taxi meter 20.

Reference numeral 54 denotes a memory (R
AM), and the RAM 54 has a data area for storing various data generated in the course of the processing of the CPU 52, a work area used for the processing, and the like.

The settlement terminal 5 further includes a connector unit 55, a communication unit 56, a display unit 57, an operation unit 58, and a card reader unit 5.
9 which are connected to the CPU 52 via the interface unit 5i. In the connector section 55,
A connector such as RS-232C is used to connect the settlement terminal 5 and the control box 10 with a cable. For example, by using a wireless device capable of wireless packet communication, the communication unit 56 transmits various information input from the CPU 52 to a remote location, and outputs received information received from the remote location to the CPU 52. I have.

As the display unit 57, a display device such as an LCD or an LED can be used. By displaying various information on the display unit 57, an instruction or a warning is issued to the crew. The operation unit 58 includes a plurality of operation keys such as numeric keys, and enables various inputs by a crew member. The card reader unit 59 is used when receiving payment card information from various payment cards such as a credit card, a debit card, and a membership card, and the received payment card information is output to the CPU 52.

Next, the configuration of the settlement processing device 7 shown in FIG. 3 will be described with reference to the drawing of FIG.

The settlement processing device 7 uses a computer, and as shown in FIG. 7, has a central processing unit (CPU) 70a that controls the operation of the entire device in accordance with a predetermined program. The CPU 70a includes a ROM 70b which is a read-only memory storing a program for the CPU 70a via the bus B,
A RAM 70c, which is a readable and writable memory having a work area for storing various data necessary for processing operations of the CPU 70a, is connected thereto.

The CPU 70a further includes a storage device 70d
Are connected via a bus B, and the storage device 70d
Uses a storage medium such as a hard disk. The storage device 70d stores a payment processing program for performing a payment process based on the payment information, various files storing various types of validity determination programs for determining the validity of the payment information, various databases, and the like.

The storage device 70d corresponding to the taxi identification information storage means stores taxi identification information for identifying the taxi 1 on which the payment terminal 5 is to be mounted, for each of the managed payment terminals 5. Stores a database. In the present embodiment, the taxi specific information is the same as the specific information registered (stored) in the taxi meter 20.

In the present embodiment, the various programs and databases described above are installed in the storage device 70d from a computer-readable storage medium such as a CD-ROM or a floppy (registered trademark) disk. However, the present invention is not limited to this, and various embodiments can be adopted for installing a file, such as providing a communication interface or the like and downloading the file via the Internet or a telephone line.

The CPU 70a further includes an input device interface (I / F) 70e, a display device interface (I / F) 70f, and a wireless device interface (I / F).
70 g are connected via the bus B. Input device I /
When an input device 71 having a keyboard and a mouse is connected to the F 70 e, various input data input from the input device 71 is supplied to the bus B and input to the CPU 70 a.

The display device I / F 70f is connected to a display device 72 using a CRT, a liquid crystal display, or the like. The display device I / F 70f is
The display content of the display device 72 is controlled based on an instruction from the CPU 70a.

The wireless device I / F 70g includes a wireless device 73
The communication device such as a modem is used as the wireless device 73. Then, via the communication network 6,
While receiving information from the payment terminal 5, the CPU 70
The information input from a can be transmitted to the settlement terminal 5.

Next, the data structure of a message for transmitting settlement information generated by the settlement terminal 5 will be described with reference to the drawing of FIG. In FIG. 8, the message has a data structure in which a header STX is added at the head and a footer ETX is added at the end, and has a configuration having the settlement information D generated during the data. The settlement information D is a message that the settlement information D
, The terminal-side specific information D2 described above, the above-described specific information D3, the payment card information D4 indicating the billing company and the issuing bank code, and the approval information indicating the response approval number from the payment processing side. D5, payment type information D6 indicating the type of payment card and payment method, and the like.

[First Embodiment] Next, as a first embodiment, an unauthorized payment terminal 5 mounted on a taxi 1 will be described.
An example of the operation (action) of the payment information management device that prevents the use of the payment information will be described with reference to the drawing of FIG.

When the settlement terminal 5 is connected to the control box 10 mounted on the taxi 1 and the power (not shown) of the settlement terminal 5 is turned on, the settlement terminal 5 shown in FIG.
, A specific information request is output to the control box 10 to capture the specific information D3 (step S
101).

On the other hand, when the control box 10 receives a specific information request from the settlement terminal 5 (step 201), the specific information D3 stored in the flash memory of the taxi meter 20 is taken into the EEPROM 13 (step S202). The specific information D3 is output to the settlement terminal 5 (step S203: corresponding to output means). Note that, as in the first embodiment, the specific information D3
By using information such as a vehicle number registered in the taxi meter 20 in advance, it is not necessary to newly provide the specific information D3 to another device.

On the other hand, in the payment terminal 5, the specific information D3 received from the control box 10 is taken into the RAM 54 (step S111). Then, based on the comparison result between the received specific information D3 and the terminal-side specific information D2 stored in the EEPROM 53, it is determined whether or not the taxi 5 is to be mounted (step S112: Equivalent).

Taxi 5 to be loaded in step S112
Is determined not to be mounted on the server (step S11
For example, alarm information for displaying an alarm screen on the display unit 57 is generated in the RAM 54 (Step S1).
13: corresponds to alarm information generating means). Then, the alarm information is output to the display unit 57, so that an alarm screen is displayed on the display unit 57 (Step S114). And the operation unit 5
Then, the state shifts to an operation stop state in which an input from the card reader unit 59 or the card reader unit 59 is not accepted (step S116: corresponds to a blocking unit).

As described above, when the payment terminal 5 is connected to the control box 10, it is determined whether or not the payment terminal 5 is mounted on the taxi 1 to be mounted. Can be prevented. In addition, by displaying the alarm screen and notifying the taxi company 2, the effect of preventing the use of the unauthorized payment terminal 5 can be further enhanced.

If it is determined in step S112 that the taxi 1 is mounted on the taxi 1 to be mounted (Yes in step S112), it is determined whether or not the settlement type is selected on the operation unit 58 (step S112). S116). Specifically, it is determined whether the payment card used for payment has been selected from a debit card, a credit card, a member's card, and the like. When it is determined that the payment card has not been selected (No in step S116), this determination process is repeated to wait for the selection of the payment card.

If it is determined that the settlement type has been selected (Yes in step S116), a fee information request is output to the control box 10 to capture the fee information generated by the taxi meter 20 (step S117). ).

On the other hand, when the control box 10 receives a fee information request from the settlement terminal 5 (step S211), for example, after the tariff of the taxi meter 20 changes to the payment tariff, the taxi meter 20 receives the tariff information from the taxi meter 20 and stores it in the RAM 14. The stored fee information is output to the settlement terminal 5 (Step S212).

On the other hand, when the payment terminal 5 receives the charge information from the control box 10, the received charge information is stored in the RAM 54 (step S12).
1). Then, the payment card information D4 is fetched from the payment card passed by the card reader unit 59, and when the personal identification number is input by the operation unit 57, the information is transferred to the payment information in which the payment processing device 7 is installed. The payment card is transmitted to the center and the payment card is inquired (step S122).

When the payment card is approved and the approval information D5 is received, the terminal side specific information D2 stored in the EEPROM 53 and the specific information D3 received from the control box 10 are added to the RAM 54, and the payment information D is stored in the RA.
It is generated in M54 (step S123: corresponding to adding means). Then, the generated payment information D is output to the control box 10 (Step S124).

On the other hand, when the payment information D is received in the control box 10, the payment information D is stored in the RAM.
14, management information for managing the payment information D is generated in the RAM 14, and is output to the reader / writer 30 in association with the management information and the payment information D, so that the management information is attached to the reader / writer 30. The information is added to and stored in a predetermined area of the card (step S221).
The payment information D generated during the operation as described above is stored and managed in the card, and the payment information stored in the card is brought into the taxi company 2 by the crew after the operation is completed.

Further, use book information for causing the printer 40 to issue the use book is generated with reference to the calendar information fetched from the clock IC 15 and the received settlement information D, and is output to the printer 40. (Step S22
2). As a result, a usage document indicating that the payment card has been used by the printer 40 is issued.

As described above, the EEP of the settlement terminal 5
A terminal-side identification information D2 for identifying a taxi to be mounted on the settlement terminal 5 stored in a ROM (terminal-side storage means) 53 and an EEPROM of the control box 10
(Specific information storage means) The payment terminal corresponding to the taxi 1 to be mounted by collating with the specific information D3 for specifying the payment terminal 5 that can be used for payment on the taxi 1 side stored in the 13 5 or not, that is, whether or not the payment terminal 5 is fraudulent.
The fraudulent payment terminal 5 mounted on the taxi 1 can be specified, and payment at the fraudulent payment terminal 5 can be prevented. In addition, since the payment terminal 5 can be used only by the predetermined taxi 1, it is possible to prevent improper payment terminal 5 and improper payment terminal from being installed in the taxi 1. Therefore, it is possible to prevent the fraudulent settlement terminal 5 from being used in the operation of the taxi 1.

Further, the CPU 52 of the settlement terminal 5 is made to function as a judging unit and a blocking unit to judge whether or not the CPU 52 is connected to the control box (equipment) 10 of the taxi 1 to be mounted when the settlement terminal 5 is turned on. Therefore, the payment terminal 5 prevents use unless the taxi 1 is installed in the taxi 1 to be installed.

Further, since the display unit 57 displays an alarm based on the alarm information generated by the CPU (alarm information generating means) 52 of the payment terminal 5, it contributes to prevention of unauthorized use of the payment terminal 5. Can be.

Even if the payment terminal 5 mounted on the taxi 1 to be mounted is illegally operated, the payment information D generated at the payment terminal 5 includes the terminal side specific information D2 and the specific information D3. Is added, it is possible to identify the payment terminal 5 or the taxi 1 in which the unauthorized operation has been performed.

In the first embodiment, the CPU 52 of the settlement terminal 5 functions as a determination unit, a prevention unit, an alarm information generation unit, and an addition unit described in the claims. The CPU 12 of the control box 10 functions as an output unit described in the claims.

In the first embodiment described above, the case where the settlement terminal 5 is provided with the judging means and the blocking means has been described. However, the present invention is not limited to this, and is installed in the taxi 1. The control box 10 corresponding to the device includes a determination unit and a blocking unit, or the control box 10 includes a determination unit and the payment terminal 5 includes a blocking unit. It can be in the form.

[Second Embodiment] In the above-described first embodiment, a case has been described in which the payment information management device mounted on the taxi 1 prevents unauthorized use of the payment terminal 5. As an embodiment of the present invention, an example of an operation (action) of a taxi payment processing system for preventing an unauthorized use of the payment terminal 5 on the payment processing device 7 side will be described with reference to the drawing of FIG.

When the payment terminal 5 is connected to the control box 10 mounted on the taxi 1 and the power supply (not shown) of the payment terminal 5 is turned on, the payment terminal 5 shown in FIG. The specific information received in response to the output specific information request is loaded into the RAM 54 (step T101: corresponding to a specific information capturing means).

It is determined whether the payment type is selected on operation unit 58 (step T102). In particular,
It is determined whether any payment card such as a debit card, a credit card, or a membership card has been selected. If it is determined that no selection has been made (step T
(No in 102), by repeating this determination processing, the user waits for the selection of the payment card.

If it is determined that the settlement type has been selected (Yes in step T102), a fee information request is output to the control box 10 to capture the fee information generated in the taxi 1, and in response to this request, The received charge information is loaded into the RAM 54 (step T103).

When the payment card information D4 is fetched from the payment card passed by the card reader 59, the payment box information, the fee information, the terminal-side identification information D2 stored in the EEPROM 53 and the RAM 54 are transferred from the control box 10 to the RAM 54. The settlement information D is generated in the RAM 54 with reference to the received specific information D3 (step T105: corresponding to specific information adding means). And. The payment information D is transmitted to the payment processing device 7 via the communication unit 56 (Step T106).

On the other hand, in the settlement processing device 7, when the settlement information D is received by the wireless device 73, the settlement information D
It is stored in the AM 70c (step T201). Then, the terminal side specific information D added to the settlement information D
The taxi identification information corresponding to 2 is obtained from the taxi identification information database (corresponding to the taxi identification information storage means).
It is extracted by M70c (step T202: corresponding to an extracting means).

By determining whether or not the extracted taxi identification information and the identification information D3 added to the settlement information D are equal, it is possible to recognize whether or not the settlement terminal 5 is installed in the taxi to be installed. Therefore, it is determined whether or not the payment information D is valid based on the determination result (step T203: corresponding to validity determination means). If the payment information D is determined to be valid (step T20)
(Yes in 3), the payment processing program stored in the storage device 70d that performs the payment processing based on the payment information D is activated, and the payment processing is performed (step T).
204).

When it is determined in step T203 that the payment information D is not valid (N in step T203
o) The alarm information for displaying on the display device 72 an alarm screen indicating the taxi 1 on which the payment terminal 5 is mounted and warning that the unauthorized payment terminal 5 has been used is the payment information D.
With reference to the specific information D3 added to the RAM 70c.
(Step T205). Then, by outputting this alarm information to the display device 72, the display device 72
The warning screen corresponding to the warning information is displayed.

As described above, since the payment processing is not performed on the payment information D determined to be invalid by the payment processing device 7, the unauthorized use of the payment terminal 5 can be prevented. The settlement information D includes identification information D that can identify the taxi 1 in which the settlement terminal 5 is used.
Since 3 is added, it is possible to easily specify in which taxi 1 the illegal payment terminal 5 has been used.
Then, the above-described series of processing is performed every time payment information is generated in the operation of the taxi 1.

As described above, the specific information D3 is added to the payment information D output by the payment terminal 5, and the specific information D3 added to the payment information D is compared with the extracted taxi specific information. Therefore, the payment processing device 7 can determine whether the payment information D is received from the payment terminal 5 mounted on the taxi 1 to be mounted. Can be.

Further, since the specific information D3 for specifying the taxi 1 mounted on the settlement terminal 5 is added,
In order to add information for specifying the taxi 1 on which the payment terminal 5 is mounted to the payment information D, it is not necessary to output the payment information D to a device such as a control box 10 mounted on the taxi. It is possible to reduce the processing load on the mounted device (for example, the control box 10 or the like).

Accordingly, the payment processing device 7 does not perform the payment process for the payment information D generated by the unauthorized payment terminal 5, thereby contributing to the prevention of the use of the unauthorized payment terminal 5 in the operation of the taxi 1.

In the above-described second embodiment, the CPU 52 of the settlement terminal 5 functions as a specific information acquisition unit and a specific information addition unit described in the claims. The CPU 70a functions as an extraction unit and a validity determination unit.

[0080]

As described above, according to the settlement information management apparatus of the present invention as set forth in claim 1, the terminal side for specifying the taxi to be installed in the settlement terminal stored in the terminal side storage means. By comparing the specific information with the specific information stored in the specific information storage means for specifying the payment terminal that can be used for payment on the taxi side, is the payment terminal compatible with the taxi to be installed? No, that is, whether or not the payment terminal is an unauthorized payment terminal, it is possible to identify the unauthorized payment terminal installed in the taxi, and it is possible to prevent payment at the unauthorized payment terminal. . Further, since the payment terminal can only be used in a predetermined taxi, it is possible to prevent improper payment terminals and improper payment terminals from being installed in taxis. Therefore, there is an effect that it is possible to prevent an unauthorized payment terminal from being used in the operation of a taxi.

According to the invention described in claim 2, according to claim 1
In addition to the effects of the invention described in the above, since the payment terminal is provided with a determination unit and a blocking unit, it is determined whether or not the payment terminal is connected to the taxi equipment to be mounted when the power of the payment terminal is turned on,
Payment terminals will be blocked unless they are installed in the taxi to be installed. Therefore, since the use of the payment terminal is prevented unless the payment terminal is installed in a taxi to be installed, an effect is obtained that it is possible to prevent an unauthorized payment terminal from being used in the operation of the taxi.

According to the invention described in claim 3, according to claim 1
Or, in addition to the effects of the invention described in 2 above, based on the alarm information generated by the alarm information generating means, various alarms such as displaying an alarm or notifying a taxi company can be performed. It can contribute to prevention of use. Therefore, it is possible to prevent an illegal payment terminal from being used in the operation of a taxi and to contribute to prevention of unauthorized use.

According to the invention set forth in claim 4, claim 1 is provided.
In addition to the effects of the invention described in any one of the above-described items, even if an illegal operation is performed on the payment terminal mounted on the taxi to be mounted, the payment information generated at the payment terminal includes the terminal side specific information. And at least one of the specific information,
It is possible to identify the payment terminal or taxi where the unauthorized operation was performed. Therefore, it is possible to identify the taxi or the settlement terminal used based on the terminal-side identification information or the identification information added to the settlement information, so that it is possible to contribute to the prevention of unauthorized operation during the operation of the taxi. .

According to the taxi payment processing system of the present invention as described above, the specific information is added to the payment information output by the payment terminal.
By comparing the specific information added to the payment information with the taxi specific information extracted by the extraction means, it is possible to determine whether or not the payment information is received from a payment terminal mounted on the taxi to be mounted. Therefore, the payment processing device can determine the validity of the received payment information. Also,
Since the specific information for specifying the taxi equipped with the payment terminal is added to the payment information, in order to add the information for specifying the taxi equipped with the payment terminal to the payment information,
This eliminates the need to output payment information to devices installed in the taxi, thereby reducing the processing load on the devices installed in the taxi. Therefore, the payment processing device does not perform the payment process for the payment information generated by the unauthorized payment terminal, which can contribute to preventing the use of the unauthorized payment terminal in the operation of the taxi.

[Brief description of the drawings]

FIG. 1 is a diagram showing a basic configuration of a payment information management device of the present invention.

FIG. 2 is a diagram showing a basic configuration of a taxi payment processing system of the present invention.

FIG. 3 is a configuration diagram showing an outline of a taxi payment processing system.

FIG. 4 is a configuration diagram schematically showing a payment information management device.

FIG. 5 is a configuration diagram showing a configuration of a control box in FIG. 4;

FIG. 6 is a configuration diagram illustrating a configuration of a payment terminal.

FIG. 7 is a configuration diagram illustrating a configuration of a payment processing device.

FIG. 8 is a diagram illustrating an example of a data structure of a message generated by a payment terminal.

FIG. 9 is a diagram for explaining an outline of processing of the settlement information management device performed by each CPU of FIGS. 5 and 6;

FIG. 10 is a diagram for explaining an outline of processing of a taxi payment processing system performed by each CPU of FIGS. 6 and 7;

[Explanation of symbols]

DESCRIPTION OF SYMBOLS 1 Taxi 5 Payment terminal 7 Payment processing device 12 Output means (CP of control box
U) 13 Specific information storage means (EEPROM of control box) 52a1 Determination means (CPU of payment terminal) 52a2 Blocking means (CPU of payment terminal) 52a3 Warning information generation means (CPU of payment terminal) 52a4 Addition means (CPU of payment terminal) 52a5 Specific information taking-in means (CPU of payment terminal) 52a6 Specific information adding means (CPU of payment terminal) 70a1 Extraction means (CPU of payment processing device) 70a2 Validity determining means (CP of payment processing device)
U) 70d Taxi specific information storage means (storage device of payment processing device)

Claims (5)

[Claims] 1. A taxi meter which is mounted on a taxi, is removably connected to a device mounted on the taxi so as to operate in conjunction with the taxi meter, and uses payment card information taken from a payment card and the taxi meter. A payment terminal that generates payment information according to a decision on the fee information based on the generated fee information; and a payment information management device that manages payment information generated by the payment terminal. A terminal-side storage unit that stores terminal-side identification information for identifying the taxi to be provided; a specific information storage unit that stores identification information for identifying the payment terminal that can be used for the payment; Comparing the terminal-side specific information stored in the terminal-side storage means with the specific information stored in the specific information storage means Determining means for determining whether the payment terminal is connected to the equipment of the taxi to be mounted; and determining the payment terminal if the determination means determines that the equipment is not connected to the equipment of the taxi to be mounted. And a blocking means for blocking the payment in the payment information management device. 2. The payment terminal according to claim 1, wherein the payment terminal includes the determination unit and the blocking unit, and the specific information stored in the specific information storage unit is stored in the payment terminal in response to power-on of the payment terminal. Output means for outputting to the determination means, wherein the determination means compares the identification information from the output means with the terminal-side identification information stored in the terminal-side storage means to perform the determination. The settlement information management device according to claim 1, wherein the payment information management device performs the settlement. 3. According to the determination result of the determination means that the taxi to be mounted is not connected to the equipment of the taxi,
The payment information management device according to claim 1, further comprising an alarm information generation unit configured to generate alarm information for alarming unauthorized use of the payment terminal. 4. The payment terminal adds at least one of the terminal-side identification information and the identification information to the payment information when the determination unit determines that the payment terminal is connected to the equipment of the taxi to be mounted. The settlement information management device according to claim 1, further comprising an adding unit. 5. A payment card information which is detachably connected to a device mounted on the taxi so as to operate in conjunction with a taxi meter, and which is used to store payment card information taken from a payment card and fee information generated by the taxi meter. A plurality of payment terminals that generate payment information according to a decision on the fee information based on the payment information, and a payment processing device that is provided at a remote location and performs a payment process based on the payment information received from the payment terminal. In the payment processing system for a taxi, the payment terminal includes a specific information capturing unit that captures specific information for identifying the mounted taxi, and the specific information captured by the specific information capturing unit as the payment information. And a specific information adding unit for adding, wherein the payment processing device specifies the taxi on which the payment terminal is to be mounted. Taxi identification information storage means for storing a plurality of taxi identification information for the same; extraction means for extracting the taxi identification information corresponding to the received payment information from the taxi identification information storage means; and the payment received from the payment terminal And a validity determining unit that compares the specific information added to information with the taxi specific information extracted by the extracting unit, and determines the validity of the payment information received based on the comparison result. A payment processing system for a taxi, wherein the payment processing is performed only on the payment information determined to be valid by the validity determination unit.