JP2001186574A - Method for payment or settlement of charge account related to use of portable phone and portable terminal or the like - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a method for paying and settling account of the utility charge related to the use of a portable phone and a portable terminal by which both an enterprise and a user have merits, where the enterprise can eliminate an unpaid utility charge and various cost increase and the user can take advantage of extension of the utility charge per unit time and suppress unnecessary utility charges. SOLUTION: This method adopts a utility charge prepaid and account settlement method by utilizing magnetic cards, recording media, connection devices, communication or geometrical patterns through the reformation of the conventional post-paid utility charge payment and account settlement system.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION The present invention relates to various costs and unpaid costs, such as labor costs, which are owed to a provider, a sole proprietor or an individual who provides various services by a portable telephone and a portable terminal. In addition to reducing risks such as the use of services, users can also improve services such as reducing fees and extending available time per unit amount of money.
This is a fee payment method that gives benefits to both businesses and users.

[0002]

2. Description of the Related Art Conventionally, a method of paying a fee for use of a portable telephone and a portable terminal is based on a method in which an invoice or a statement of use is sent to a user from a business operator, and then a later date. Is a method of paying or settling the amount.

[0003]

This method has the following disadvantages. (B) Oppression of profits of businesses due to non-payers. (B) Increase in costs for businesses due to reminder sending, etc. due to non-payers. (C) Personnel and property costs associated with billing, dunning, creation of usage details, etc. d. E. Mailing costs associated with sending bills, dunning, usage details, etc. are required. .

[0004]

[MEANS FOR SOLVING THE PROBLEMS] The usage fee is prepaid. Magnetic cards such as prepaid cards, cash cards, credit cards, integrated circuits, storage, recording media such as cards attached to arithmetic function devices, telephone banking,
Utilize communication systems such as the Internet and e-mail, geometric patterns such as barcodes, connected devices, etc.
After a predetermined usage fee has been paid to the business operator, or after the payment related to the usage has been made, a method of making the user available is performed.

[0005]

Embodiments of the present invention will be described below. (1) The method of paying the usage fee is prepaid and settlement. (2) By using a so-called magnetic card such as a prepaid card, a cash card, a credit card, etc., and calling or recording such information, a usage fee set by the business operator is collected or a payment is made. Prepay the usage fee for. (3) Using a so-called recording medium such as a card incorporating an integrated circuit or a memory circuit, and calling or recording such information to collect a usage fee set by a business operator or to make a payment. And pay in advance for the user's usage fee. (4) Using a telephone banking system with a financial institution, a so-called communication system such as the Internet or e-mail, and calling or recording various kinds of information to collect or settle the usage fee set by the business operator. Etc., and pay the user's usage fee in advance. (5) Using a so-called geometric pattern such as a barcode, and collecting or paying a usage fee set by the business operator according to the difference in calling or recording such information, and setting the usage fee of the user. Make a prepayment. (6) By using the connection terminals provided on the mobile phone and the mobile terminal, connecting this to an external device, and calling or recording various information, the usage fee set by the business operator is collected. Payment, etc., and make advance payment of the user's usage fee.

[0006]

By using the present invention, it is possible to solve various problems in consideration of unpaid use charges, and at the same time, reduce labor costs related to bills, dunning, use statements, service guidance, and the like. It is possible to reduce various costs including the start.
In addition, these effects can also improve user services, such as lowering usage fees.

[Brief description of the drawings]

FIG. 1 is a perspective view of a portable telephone (example) using magnetic cards.

FIG. 2 is a perspective view of a portable telephone (example) using recording media.

FIG. 3 is a perspective view of a portable telephone (example) using communication systems.

FIG. 4 is a perspective view of a portable telephone (example) using geometric patterns.

FIG. 5 is a perspective view of a portable telephone (example) using connection terminals.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Mobile phone main body 2 Magnetic cards 3 Recording media 4 Second antenna for communication system stabilization 5 Geometric pattern 6 Connection terminals 7 Calling and recording unit

Claims (6)

[Claims] [Claim 1] A method of making a usage fee a prepaid type or a settlement type 2. A method of paying or paying a usage fee using magnetism. 3. A method of paying or paying a usage fee using communication. 4. A method of paying or paying a usage fee using a geometric pattern such as a barcode. 5. A method of paying or settling a usage fee using a medium in which information on the usage fee is recorded by incorporating an integrated circuit or the like. 6. A method for paying or paying a usage fee by using a device for exchanging information on the usage fee by connecting to a portable telephone and a portable terminal body.