JP2001147969A - Distributed service receiving method for common ic card and system device - Google Patents

Abstract

PROBLEM TO BE SOLVED: To provide a distributed service receiving method for common IC card and a system device for performing batch integrated and uniquely cooperated processing of a common procedure, which does not have originality, in the procedures of communication between a common card and plural service providing company or center through a network. SOLUTION: Concerning this system, a common IC card 6 having a personal identifying function and a data carrier function for a card memory, a terminal 7 provided with a reader/writer for reading, writing and deleting the inserted and set IC card 6, a common platform 9 interposed between networks 8 and 10 for performing batch integrated and uniquely cooperated processing of a common procedure, which reduces originality, in the procedures of communication and plural service providing companies or centers 11 for providing information or article/service transaction to the common IC card 6 are connected by the networks 8 and 10 so as to freely receive distributed services.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention has an advantage that an ID number and data can be recorded on an integrated circuit inside a card, and security can be ensured by performing an encryption process and the like. The present invention relates to a method of enjoying a distributed service of a common IC card used for various fields such as an ID card such as a card, a membership card, an employee ID card, and a bus / train ticket, and a system device directly used for implementing the method.

[0002]

2. Description of the Related Art FIG. 7 shows a configuration of a conventional IC card service receiving system. In the figure, 1 is a contact and non-contact type IC card, 2 is a reader / writer for communicating with the card, 3 is a terminal such as a computer or POS,
Reference numeral 5 denotes a network such as a dedicated line connecting the terminal 3 to a service providing center, and reference numeral 5 denotes a service providing center.

In a conventional system, one card system is managed and operated by one service provider. For example, a service provider issues a card to a member, and the corresponding member holds the card. By
You are proved to be a member, receive member services, and are allowed to enter and leave. For highly secure services, PIN (Personal Identification)
By adding a number (verification) or the like, the identity of the card holder is confirmed (personal authentication), and access to a highly secure information database such as personnel information is given.

If the conventional IC card service receiving system is limited to services that are closed to an area or an organization, issuance of a membership card, processing involving a card, privacy management of a member, and complaints regarding the card are also taken. In addition, since the service provider manages and operates the system in a centralized manner, operation, management and maintenance were relatively easy.

[0005]

In recent years, with the rapid development of information distribution services, there has been an increasing demand for members holding cards to receive services of other service providers. At present, each individual applies for a separate IC card service receiving system and holds cards corresponding to different services.

[0006] Therefore, from the customer's point of view, it is troublesome to apply to a number of card providers or to hold a large number of cards in a wallet, and the service providers are not able to receive mutual cooperation services such as points because they operate independently. There was a problem that certain services could not be received in a timely manner.

[0007] In addition, although the problem has not been evident with regard to the service provider operating the IC card service enjoyment system in a range closed to the region or organization,
Even if there is a movement to operate a single IC card service receiving system by a plurality of member service providers, the conventional IC card service can be used in view of card issue responsibilities, mutual security management, and responsibility in case of trouble. There is also a problem that could not be realized with the enjoyment system.

Further, a plurality of service providers construct a similar service system using an IC card while competing with each other according to customer needs. For service providers, such as the system construction cost, the issue cost, and the common management cost overlap, there is a problem that the unique operation, management, and maintenance of the IC card service enjoyment system involves management risks.

FIGS. 8 (a), 8 (b) and 8 (c) show the problems in a conventional card issuing procedure as an example. Conventionally, the 0th issue is performed by a card maker, and the 1st issue and the 2nd issue are performed by a service provider.

[0010] Specifically, the zero-order issue is a part for converting a manufactured IC chip into a card, and includes a main file (MF),
An internal basic file (IEF) including a transport key and the like, and a working basic file (WEF) including an answer-to-reset (ATR) are created.

In the primary issuance, a dedicated file (corresponding to DF1 and DF2) corresponding to the service application provided by the service providing company is created, and an IEF, which includes an application key and common data, is created.
A WEF for storing the next issue data is created. In the secondary issue, information used in an actual application is stored in the WEF created in the primary issue.

In this example, one service provider independently operates, manages and maintains an IC card service receiving system, and provides a service limited to an area or an organization. However, in order for a plurality of service providers to piggyback on one IC card service receiving system, at least the primary issuance must be performed by a third party organization or a representative organization of the IC card service receiving system. Also, 2
At the time of the next issuance, W
It is necessary to have a function of managing security so that EF information is not mutually censored or falsified.

In the past, one service provider had only to deal with troubles related to card damage or troubles involving transactions involving cards, but a single service provider had to deal with it. In addition, functions such as separating customer correspondence are required.

In the case where a plurality of service providing companies provide services in a shared manner, the validity of the terminal 3 or the card 1 is checked,
For the parts with high commonality such as confirmation of member attributes (which member services are subscribed) and expiration date, proof that a specific individual uses Card 1 (personal authentication),
From the viewpoint of reducing the operation, management, and maintenance costs of the service providing company 5, it is wasteful that the service providing centers of the respective service providing companies 5 perform and possess the necessary equipment. There was also a problem of increasing infrastructure construction costs and operation costs.

[0015] As described above, the card holder strongly desires the improvement of convenience such as the interoperation of services, the benefit of attractive services, and the like. It is becoming necessary to reduce maintenance costs.

However, one service provider 5
Current ICs operated only by specific areas and organizations
In order for a plurality of service providers 5 to be able to provide the service in a shared manner, the service providing system for the card can be used as an IC card service receiving system. It was necessary to solve problems such as the sharing and arrangement of information, the mechanism of responsibility and response in the event of trouble, and the increase in costs due to duplication of common tasks such as authentication.

Here, the main objects to be solved by the present invention are as follows. That is, the first object of the present invention is to
A plurality of service providers cooperatively use one IC card service receiving system, so that card members can enjoy a plurality of attractive services at ease, enjoy convenient and inexpensive common IC card distributed services. It is intended to provide a method and a system device.

[0018] A second object of the present invention is to provide a common IC card in which, among communication procedures with a plurality of service providers and the like via a network, a common procedure without uniqueness is integrated and jointly processed. It is an object of the present invention to provide an IC card distributed service receiving method and a system device.

[0019] A third object of the present invention is to provide a method and a system device for distributing common IC card services, which can reduce the cost of constructing an IC card service receiving system and the cost of operation, management and maintenance. .

A fourth object of the present invention is to provide a distributed service receiving system for a common IC card, which is responsible for issuing functions and sharing responsibilities, protecting and protecting privacy, sharing and organizing stored information necessary for ensuring security, and addressing responsibilities in the event of trouble. The present invention aims to provide a shared IC card distributed service enjoying method and a system device in which a plurality of service providers can cooperate to provide services by solving problems such as cost increase due to duplication of common work such as authentication and authentication. is there.

Other objects of the present invention will become apparent from the description and drawings, particularly from the appended claims.

[0022]

SUMMARY OF THE INVENTION In order to solve the above-mentioned problems, the method of the present invention is to interconnect a plurality of service providers / centers having a distributed structure with a common IC card inserted and used in a terminal via a network. Among the communication procedures, we will adopt a decentralized service enjoyment method in which common procedures are integrated and collectively processed in a unified manner.

In order to solve the above problems, the system device of the present invention provides a common IC card having a personal authentication function and a data carrier function of a card memory, and a reader for reading, writing, and deleting the inserted IC card. A terminal that includes a writer, a common platform that unifies and co-processes common procedures among mutual communication procedures in and around a network, and provides information, product / service transactions, etc. to the common IC card. Means for connecting the system to a plurality of service providing companies / centers through the network so that the user can enjoy the distributed service.

More specifically, in solving the above-mentioned problems, the present invention achieves the above object by adopting each of the novel characteristic configuration techniques and means described below.

A first feature of the method of the present invention is that, among communication procedures via a network with a plurality of service providers / centers sharing one IC card inserted and used in a terminal,
By integrating the common procedures with little uniqueness and performing a unified joint processing, it is possible to adopt the configuration of the method of enjoying the distributed service of the common IC card which receives information provision, goods / service transactions and other provisions using the common IC card. is there.

A second feature of the method of the present invention is that the IC card according to the first feature of the method of the present invention enjoys a distributed service of a common IC card having a personal authentication function and a data carrier function of a card memory. It consists in adopting the configuration of the method.

According to a third feature of the method of the present invention, the common procedure in the first or second feature of the method of the present invention is performed by integrally integrating the common procedures, and a common platform installed in or between the network is provided. Common I implemented by
The present invention resides in adopting a configuration of a method for receiving a distributed service of a C card.

A fourth feature of the method of the present invention is that the common procedure according to the first, second or third feature of the method of the present invention is integrated into a unitary process by card issuance / update, card information The present invention resides in adopting a configuration of a shared IC card distributed service receiving method in which management, card authentication, and security are shared among the plurality of service providing companies and centers.

A fifth feature of the method of the present invention is that the plurality of service providing companies / centers in the third or fourth feature of the method of the present invention provide information relating to each individual service and member information management. Another aspect of the present invention is to adopt a configuration of a shared IC card distributed service receiving method in which individual inquiries are shared among the common platforms.

A sixth feature of the method of the present invention is that the common platform in the third, fourth or fifth feature of the method of the present invention is such that the common platform includes a file structure and storage of a card unique ID. The present invention resides in adopting a configuration of a method of enjoying a distributed service of a common IC card that is issued first.

A seventh feature of the method of the present invention is that the common platform in the third, fourth, fifth or sixth feature of the method of the present invention transfers the original sharing execution by the service provider / center. The present invention resides in adopting a configuration of a common IC card distributed service enjoying method in which an alternative common option is implemented.

An eighth feature of the method of the present invention is that the service providing company / center in the first, second, third, fourth, fifth, sixth or seventh feature of the method of the present invention is an individual The second aspect of the present invention is to adopt a configuration of a shared IC card distributed service enjoying method in which the secondary issuance of the IC card including the storage of a member attribute, a member number, an expiration date, and other uniqueness information unique to the service.

A ninth feature of the method of the present invention is that, in the seventh feature of the method of the present invention, the options are customer information statistical processing, reservation service, point addition, member service,
One of at least update notification, electronic voting, location information provision, entry / exit management, gate management, parking lot management, simplified settlement (prepaid), and toll collection service is a method for enjoying a shared IC card distributed service enjoyment method. .

A tenth feature of the method of the present invention is the IC card according to the first, second, third, fourth, fifth, sixth, seventh, eighth or ninth feature of the method of the present invention. Owns a file having a hierarchical structure of a main file, a dedicated file, and a basic file, and the dedicated file enjoys a distributed service of a common IC card corresponding to the services provided by the plurality of service providers / centers, respectively. It consists in adopting the configuration of the method.

A first feature of the system device of the present invention is that a common IC card having a personal authentication function and a data carrier function of a card memory, and a reader / writer for reading, writing, and deleting the inserted common IC card. And a common platform that controls and co-processes common procedures with little uniqueness among communication procedures in and around the network, and provides information to the common IC card, product / service transactions, and other The present invention resides in adoption of a configuration of a common IC card distributed service receiving system device in which a plurality of service providing companies / centers to be provided are connected to the system via the network so as to freely receive the distributed service.

A second feature of the system device of the present invention is that the common platform in the first feature of the system device of the present invention is such that a protocol etc. processing unit, a card issuing / updating center, a member service center, an authentication center, and a security center. And the configuration adoption of a common IC card distributed service receiving system device having the following.

A third feature of the system device of the present invention is that the common platform in the first or second feature of the system device of the present invention has a member customer management center, an information providing center, and an inquiry support window. Common IC
The present invention resides in adopting a configuration of a card distributed service receiving system apparatus.

A fourth feature of the system device of the present invention is that the terminal in the first, second or third feature of the system device of the present invention is a public terminal, an information home appliance, a POS (Point of Point).
Sales) The present invention resides in adopting a configuration of a distributed service receiving system device of a common IC card including a terminal and a gate terminal.

A fifth feature of the system device of the present invention is that the common platform in the first, second, third or fourth feature of the system device of the present invention allows the sharing of the original service providing company / center. Another object of the present invention is to adopt a configuration of a common IC card distributed service receiving system device which also has an option having commonality to perform transfer transfer.

The present invention adopts the above-described configuration,
A system device that provides a service beneficiary with information via a card, trades goods and services, etc., by using a single IC card usage system in cooperation with a plurality of service providers, and uses the same IC card, terminal, network, It consists of a platform center, service provider or service provider center. Here, the service providing center is an institution that performs the common function of the service providing company on the common platform center side.

The card issuance, member service management, authentication, and card data backup common to the provision of a plurality of services are performed by the common platform center. This is performed by the service providing center.

Further, the primary issue of the card is performed by the common platform center, and the secondary issue is performed by the service provider or the service provider center, thereby clarifying the card issuance responsibility and the inquiry window. The card file has a hierarchical structure of a main file, a dedicated file, and a basic file, and stores information corresponding to each service provider in each dedicated file.

By these features, the service beneficiary can receive attractive services such as service points in which a plurality of service providers cooperate by holding a single card, as well as different individual services. In addition, with a common platform for managing card information, IC cards with a small amount of memory can store data with high commonality in an integrated manner and efficiently manage data, and service providers can share system construction costs. You can benefit from cheaper services.

In the conventional IC card system, one service provider company operates in a closed state in a region or organization.
A system configuration in which a common platform center and a service providing center are separately set up, instead of the concept that a plurality of service providing companies mutually enter a single IC card use system and provide services to members as in the present invention. Was not. Naturally, there is no idea that the common platform center and the service providing center share roles such as issuance, which is a big difference from the past.

[0045]

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Embodiments of the present invention will be described below in detail with reference to the drawings with reference to examples of apparatuses and methods. (Example 1 of Apparatus) FIG. 1 shows an example of an apparatus for receiving a distributed service of a common IC card according to this example of an apparatus.

In the drawing, reference numeral 6 denotes a contact or non-contact type common IC.
Information card 7, a public telephone including a reader / writer for communicating with the common IC card 6, information appliances such as computers,
Terminals such as retail stores and entrance / exit gates, 8 is a network such as ISDN, the Internet and a dedicated line, 9 is a common platform center, 10 is a network for communicating between the common platform center 9 and the service provider / center 11, and 11 is a service provider. Is a service provider company / center operated by a company.

The common platform center 9 includes a protocol processing unit 9a, a card issuing / updating center 9b, a member service center 9c, an authentication center 9d, and a security center 9e. The service providing company / center 11 includes a member customer management center 11a and an information providing center 1
1b and an inquiry response window 11c.

The card issuance / update center 9b is mainly responsible for the primary issue management of the common IC card 6, the secondary issue support by the NW (Net Work), and the function and role of data update. The member service center 9c is mainly responsible for mapping of the card unique ID and the member number, and the function and role of the link to the service provider / center 11.

The authentication center 9d checks the expiration date or simple personal authentication, and personal PI for the card unique ID.
Mainly in charge of the functions and roles of N update management. The security center 9e is mainly in charge of a function / role for periodically confirming the validity and normal operation of the terminal 7 and for overall security monitoring.

The member customer management center 11a is mainly in charge of the functions and roles of information relating to individual members and processing histories, such as member numbers, names, addresses, blood types, expiration dates, personal histories, points, and ticket reservation information. . The information providing center 11b is mainly in charge of a function and a role of maintenance and management of a database (DB) necessary for inquiries from members and information retrieval. The inquiry window 11c is mainly in charge of the function and role of a response window (secondary response) for the target inquiry.

The terminal 7 and the NW communicate with the common IC card 6 and the R
/ W (reader / writer) is mainly responsible for the function and role of monitoring the validity of the common IC card 6 by mutual authentication. The common IC card 6 has a personal authentication function and a data carrier function of a card memory, and is mainly in charge of a function / role for storing a unique ID by primary issuance and storing personal information individually determined by a plurality of member corporations. I do.

(Example of Method) <Basic Processing Procedure> The basic processing procedure of the common platform center 9 and the service provider / center 11 according to the example of the method applied to the apparatus example 1 will be described with reference to the sequence chart of FIG. I do.

First, the terminal 7 detects the contact or non-contact common IC card 6 inserted by the user and notifies the common platform center 9 (ST1). The common platform center 9 performs mutual authentication for checking the validity of the common IC card 6 (ST2).

Next, a personal identification number is input and collated (PIN collation) for personal authentication of the user of the common IC card 6.
(ST3) Alternatively, the individual is identified using physical characteristics such as a fingerprint that can identify the individual. After the personal authentication is completed, the common platform center 9 reads out the service that can be provided from the common IC card 6 (ST4) and notifies the service provider / center 11 (ST5).

Here, the service providing company / center 11
Communicates directly with the common IC card 6 using the networks 8 and 10 constructed by the common platform center 9 and uses a specific collation key stored in a folder of each service company in the common IC card 6. Check (ST
6) Authenticate the user (common IC card 6).

Each service providing company / center 11 reports a service availability notification to the common platform center 9 when the authentication is completed (ST7). In response to this, the common platform center 9 shows the service contents customized to the user to the user (ST
8). After that, a service request according to the user's request is made,
The common platform center 9 relays the information to each service provider / center 11 (ST9), and the service contents of each service provider / center 11 are also relayed to the common platform center 9 and presented to the user (ST1).
0).

For a request for a new service request / update / backup or the like by the user (ST11), the common platform center 9 mediates between the user and each service providing company / center 11 (ST12) to form a common IC. It provides services such as issuance of a new service providing company / center folder in the card 6, updating of the matching key in the folder that has been in the past, and information management (ST13).

When the terminal 7 detects that the common IC card 6 has been pulled out (ST14), the common platform center 9 establishes the networks 8, 10 that have been virtually constructed.
Is canceled, and a connection stop notification to each service providing center 11 is made (ST15).

In this example of the method, the function of issuing / authentication / service provision, which has conventionally been performed collectively by the service providing companies / centers 11, is shared / issued by the common platform center 9 to provide services. The point that this service is provided by a service provider (not shown) acting on behalf of each service provider / center 11 or the common platform center 9 is significantly different from the conventional system. Hereinafter, the method example will be described for specific cases.

<Example of Issuing Card> First, the flow of issuing a card will be described with reference to the drawings. FIG. 3 shows an example of issuing a common IC card in this example of the method.
FIG. 8 is a diagram for explaining secondary issuance.

The common IC card 6 is made into a card by a card maker or the like, and as shown in the primary issue of FIG. 3A, the main file ( MF), the card unique number,
Attempts to provide services such as an internal basic file (IEF) containing a PIN key, an answer-to-reset (ATR) for returning common IC card 6 characteristics to a reader / writer, a working basic file (WEF) containing a card unique ID, and services Dedicated file (DF) corresponding to the company, internal basic file (IEF) under the DF, work basic file (WE
F) to form a hierarchical file structure.

Next, the common IC card 6 is sent to the common platform center 9 and, for example, a dedicated file (DF (A), DF (A)) corresponding to the service providing company (service providing center) 11 of A, B, C, D. DF (B)… DF
For example, in the file of (D)) and the layer below it, for example, PIN data for user verification by each company may be inserted,
1. Creation of a WEF file for storing user usage results (points) and storage of IEF such as temporary key for file access used by the service provider company / center 11 (changed by each service provider after secondary issuance). Issue next.

A customer who wants to receive the membership service of the service providing company 11 (A) is required to receive the service providing center 11 (A).
By applying to the company, it becomes a member, and the service providing center 11 of the company A changes the file access key to the member card after the primary issuance under the responsibility of the company A, and changes the file for the exclusive file (DF (A)). In the lower WEF, for example, a member number, a member attribute (Company A in this case), an expiration date, and personal information of the member are stored as reference data, and a member card is issued to a new member. When requesting the common platform center 9 to manage all the cards, the key for file access is not changed.

When the same customer wants to provide another D company's service, the already issued membership card is handed over to the D company, and information necessary for the D company's service is similarly stored in a dedicated file (DF (D)). Is stored as reference data in the work basic file (WEF) below and is re-issued to members. By repeating these procedures, the conditions for receiving member services of a plurality of service providers / centers 11 are established within the range of the memory capacity of the common IC card 6.

At the time of such secondary issuance, each service providing company / center 11 issues a unique I
D, information on the member attribute (service provider) and the expiration date are notified to the common platform center 9.
As a result, the common platform center 9 manages all issued cards, manages necessary for member service processing using the unique ID of the card, the member attribute, and the expiration date as keywords. Perform sorting.

By sharing the issue and information management in this way, even if a plurality of service providing companies / centers 11 ride on one common IC card 6 system, the scope and assignment of the issue and information management are performed. Could be clarified.

The common platform center 9 does not basically store personal information of members, and personal information of cards stored by the respective service providing companies / centers 11 is also stored via keys assigned to the companies. Read out
Because of the writing, no other company can intercept these references. Therefore, personal privacy information is not shared between the common platform center 9 and each service provider / center 11.

<Example of Management and Operation> Second, an example of management and operation of the device example 1 according to the present method will be described. In the normal processing via the common IC card 6, the common IC card 6 is inserted into the terminal 7 by inserting the common IC card 6 into the terminal 7.
Perform mutual authentication by encryption between the terminal 7 and the common I
Mutual confirmation that the C card 6 is appropriate.

The terminal 7 is periodically accessed by the security center 9e of the common platform center 9, so that the terminal 7 is regularly inspected and maintained to confirm that the terminal 7 is appropriate and that there is no trouble. By these procedures, the legitimacy of the terminal 7 and the common IC card 6 is assured from the viewpoint of the common platform center 9 and the service provider / center 11.

The PIN number used for personal authentication such as PIN verification is stored in the authentication center 9d of the common platform center 9 before the service is provided. Do not store inside. This PIN number is the service provider / center 11
Irrespective of this, only one number was assigned to one common IC card 6. Accordingly, the PIN number used in the personal authentication is managed and updated between the member holding the common IC card 6 and the common platform center 9,
Each service provider / center 11 is not involved.

The common platform center 9 sends the common IC card 6 to each service provider / center 11.
The validity of the terminal 7, the validity of the terminal 7, the qualification to receive the membership service, the assurance that the card holder requesting the membership service is the individual (individual authentication), etc. Numeral 11 provides necessary services to members. Therefore, the common platform center 9 takes charge of these troubles relating to guarantees, and the service providing companies / centers 11 take charge of individual services.

<Example of Service Enjoyment> FIG. 4 is a diagram for explaining an example of service enjoyment at the time of benefit of the member service in this example of the method. Third, the flow when the member receives the information providing service will be described. FIG. 4 shows the flow of information in a case where a cardholder (a member of the service of company A) wants to receive the service of company A.

The card member inserts the common IC card 6 into the terminal 7
And request to receive the service of company A by key input or the like. Thereby, the member service center 9 of the common platform center 9 is connected via the network 8.
The unique ID and the service attribute (information of the service of company A) are transmitted to c.

The authentication center 9d of the common platform center 9 holds a database of member attributes (company), member numbers, and expiration dates corresponding to the unique IDs. Inquiry about the expiration date is performed, and if these are valid, the information is taken over to the service providing company / center 11 of the company A and the service is provided to the card holder. The above is the case of only the membership validity confirmation.

Next, it is assumed that the card holder wants to receive the payment service of Company A (assuming that security is high and personal authentication is required).

The card holder inserts the common IC card 6 into the terminal 7
And request to receive the payment service of A forest by key entry or the like. As a result, the unique ID is transferred from the common IC card 6 to the member service center 9c of the common platform center 9 via the network 8. Next, in the authentication center 9d of the common platform center 9, if it is confirmed that the member is a valid member, for example, the following personal authentication procedure is performed.

That is, the authentication center 9 d instructs the card holder to input the PIN number to the terminal 7 via the network 8. PIN entered by cardholder
The number is checked against the database of the authentication center 9d, and after confirming that the card holder is the user, the number is taken over to the service provider company / center 11 of company A, and the settlement service is provided to the card holder. The above is the case where the member validity check and the personal authentication are performed at the same time.

As described above, only the unique ID of the common IC card 6 is stored under the responsibility of the common platform center 9 under the responsibility of the common platform center 9. However, since the information is not stored individually for each member, the privacy information is used under the responsibility and management of the service providing company / center 11.

Also, when dealing with troubles, the common platform center 9 deals with all the cards, but the troubles with respect to individual services are handled by each service provider / center 11. further,
In the processing related to the service via the common IC card 6,
Since common platforms such as authentication and security management are performed by the common platform center 9, each service provider / center 11 can reduce infrastructure construction costs, operation / management / maintenance costs, and the like.

(Example 2 of Apparatus) FIG. 5 shows another example 2 of the apparatus according to the present embodiment. In this device example 2, a part of the functions of the service providing company / center 11 (B, C, D) is transferred to the common platform center 9, and the member service is provided to the customer while suppressing investment in own equipment. There is a merit that can be done. The functions of the basic common IC card 6 system are the same, and are different from the above-described embodiment in that the burden on the service providing company / center 11 is reduced.

FIG. 6 shows the components (internal centers) and the functions and roles of the centers 6, 7, 9, 11 and the like. Although the option of the common platform center 9 is originally a specific service process performed by the service provider / center 11, the common platform center 9 has a common part with the other service provider / center 11. It is a component installed as an option, and the function is transferred to the service provider / center 11 as needed.

The functions and roles of option 9f include customer information statistical processing, reservation service, point addition,
Member services, renewal notifications, electronic voting, location information provision, entry / exit management, gate management, parking management, simple settlement (prepaid), and fee collection agency

[0083]

As described above, by using the present invention, the division of functions related to issuance and clarification of the scope of responsibility, the unified management and easy protection of privacy information, the clarification of the window function and the division of functions in the event of a problem. The issue of operation, management, and maintenance costs reduced by performing highly common functions such as authentication and authentication in a common platform center, etc., has been overcome, and card holders have attractive services cooperated by multiple service providers. There is an advantage that it can be received safely, conveniently and at low cost.

[Brief description of the drawings]

FIG. 1 is a system configuration diagram of an apparatus example 1 showing an embodiment of the present invention.

FIG. 2 is a sequence chart of a basic processing procedure of the example of the method.

FIGS. 3A and 3B are diagrams illustrating an example of issuing a common IC card in the method example, where FIG. 3A illustrates primary issuance, and FIG.
Next issue.

FIG. 4 is a diagram for explaining an example of service enjoyment at the time of benefit of a member service in the method example.

FIG. 5 is a system configuration diagram of an apparatus example 2 showing an embodiment of the present invention.

FIG. 6 is a function / role charge table of each component of the system.

FIG. 7 is a configuration diagram of a conventional service receiving system for an IC card.

FIGS. 8A and 8B are diagrams illustrating an example of issuing an IC card, wherein FIG. 8A shows the 0th issue, FIG.
Next issue.

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 ... IC card 2 ... Reader / writer 3 ... Terminal 4 ... Network 5 ... Service provision center 6 ... Common IC card 7 ... Terminal 8 ... Network 9 ... Common platform center 9a ... Protocol processing part 9b ... Card issue / update center 9c ... Member service center 9d Authentication center 9e Security center 9f Option 10 Network 11 Service provider / center 11a Member customer management center 11b Information service center 11c Inquiry counter

Continued on the front page (51) Int.Cl. ⁷ Identification symbol FI Theme coat II (Reference) H04L 9/32 H04L 9/00 673A 5K030 12/54 673E 9A001 12/58 11/20 101B (72) Inventor Yoshimitsu Otani Nippon Telegraph and Telephone Corporation, 2-3-1 Otemachi, Chiyoda-ku, Tokyo (72) Inventor Yasuhiro Nagai 2-3-1, Otemachi, Chiyoda-ku, Tokyo F-term in Nippon Telegraph and Telephone Corporation (reference) 2C005 MA01 MB01 MB02 MB07 SA03 SA06 SA12 SA25 SA30 TA21 TA22 5B049 AA05 BB11 BB31 BB36 CC02 CC06 CC13 CC39 CC46 DD01 DD04 EE01 EE23 EE28 GG01 GG03 GG04 GG05 GG07 GG10 5B058 CA13 CA13 KA13 KA13 KA13 KA13 KA13 KA13 KA13 KA13 KA13 KA11 KA13 KA13 KA13 KA13 KD01 KD05 5J104 AA07 KA01 NA35 NA36 PA07 5K030 GA15 HA06 HC01 JT01 JT02 LD20 9A001 BB05 JJ56 JJ58 JJ66 LL03

Claims (15)

[Claims] 1. A method in which, among communication procedures via a network with a plurality of service providers / centers sharing one IC card inserted and used in a terminal, a common procedure with little originality is collectively integrated to perform a unitary joint processing. Receiving information provision, merchandise / service transactions, and other provisions using the common IC card. 2. The method according to claim 1, wherein the IC card has a personal authentication function and a data carrier function of a card memory. 3. The common IC card according to claim 1, wherein the unified joint processing by integrally integrating the common procedures is performed by a common platform installed in or between the networks. How to enjoy distributed services. 4. The unitary joint processing by integrating the common procedures collectively, wherein card issuance / update, card information management, card authentication, and security are shared among the plurality of service providing companies / centers. 4. The common IC according to claim 1, 2 or 3,
How to enjoy card distributed services. 5. The plurality of service providing companies / centers, respectively, perform information provision, member information management, and individual inquiries relating to each individual service to the common platform in a shared manner. Item 6. The method for enjoying a distributed service of a common IC card according to item 3 or 4. 6. The I platform including a file structure and storage of a card unique ID.
The common IC according to claim 3, 4 or 5, wherein a primary issue common to the C card is performed.
How to enjoy card distributed services. 7. The common platform according to claim 3, 4, 5 or 6, wherein the common platform also carries out a common option of transferring the original assignment performed by the service providing company / center. A method for enjoying the distributed service of the common IC card described in the above. 8. The IC card including a member attribute, a member number, an expiration date, and other uniqueness information unique to each service.
The next issuance is performed, The claim 1, 2, 3, 4, 5, 6, or 7 characterized by the above-mentioned.
3. A method for enjoying a distributed service of a common IC card according to the item 1. 9. The options include: customer information statistical processing, reservation service, point addition, member service, update notification, electronic voting, location information provision, entry / exit management, gate management, parking lot management, simple settlement (prepaid), The method according to claim 7, wherein the service is one or more of a fee collection agency. 10. The IC card has a file having a hierarchical structure of a main file, a dedicated file, and a basic file, wherein the dedicated file corresponds to a service provided by the plurality of service providers / centers, respectively. Claims 1, 2, 3, 4, 5, 6, 7,
10. The method for enjoying a distributed service of a common IC card according to 8 or 9. 11. A terminal including a common IC card having a personal authentication function and a data carrier function of a card memory, a terminal including a reader / writer for reading, writing, and deleting the inserted and set common IC card, and a device in or between networks. A common platform that controls and co-processes common procedures with little uniqueness among communication procedures, and a plurality of service providers / centers that provide information, goods / service transactions, and other services to the common IC card And a system connection through the network so as to freely receive the distributed service. 12. The common IC card according to claim 11, wherein said common platform includes a protocol processing unit, a card issuing / updating center, a member service center, an authentication center, and a security center. Distributed service receiving system device. 13. The common IC according to claim 11, wherein the common platform has a member customer management center, an information providing center, and an inquiry support window.
A card distributed service receiving system device. 14. The terminal includes a public terminal, an information appliance, a POS (Point of Sales) terminal,
The system according to claim 11, 12 or 13, further comprising a gate terminal. 15. The common platform according to claim 11, 12, 13 or 14, wherein the common platform also has a common option of transferring the actual assignment of the service providing company / center. , A shared IC card distributed service receiving system device.