JP2001034723A - Device for outputting sub personal identification number information - Google Patents

Abstract

PROBLEM TO BE SOLVED: To notify the person concerned of sub personal identification number information being effective for the person concerned to remember the personal identification number of a card. SOLUTION: This device is provided with a sub personal identification number information storing means, a sub personal identification number information output request inputting means, a sub personal identification number information extracting means and a sub personal identification number information output controlling means. When a sub personal identification number information output request is inputted, sub personal identification number information corresponding to a recognition card and extraction sub personal identification number information ('date and month') can be outputted and displayed onto an indicator 15 so that a card holder can extract the sub personal identification number information corresponding and that the card holder can know the extraction sub personal identification number information.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a sub personal identification number which is formed so as to be output so that the card owner can know sub personal identification number information for remembering a personal identification number corresponding to each card. The present invention relates to an information output device.

[0002]

2. Description of the Related Art In FIG. 10, for example, a debit processing system connects a debit processing terminal 10 and host computers (so-called high-order machines) 20 and 30 in an external financial institution which is a card issuing institution with a data communication network (for example, WAN).
1).

When performing a debit process using a debit card, the contents stored in the debit card are read by a card reader 17 and a personal identification number unique to the debit card is input by key operation.

[0004] On this condition, the debit processing terminal 10
An external financial institution (2) via a data communication network (1)
0, 30) and the external financial institution (20, 30)
After the expiration date, account balance, and the like of the debit card are confirmed, the product purchase price is immediately settled, for example. Credit processing using a credit card, automatic cash dispensing processing using a bank card,
The same applies to the case of issuing a certificate of a national or local government.

Here, the password is secretly registered by the user in advance at the card issuing organization (20, 30). Generally, in many cases, the personal identification number is determined by using all or a part of the person's birthday, telephone number, postal code, and the like.

[0006]

By the way, with the spread of various cards, a plurality of individuals or a plurality of individuals (for example,
10) It is not unusual to have several cards. Moreover, it is not always possible to determine and register the same personal identification number for all cards from various circumstances. That is, there is a case where the personal identification numbers are different for each possessed card. Therefore, when using a certain card, there is a case where the password is forgotten. Everyone has the experience that it is easy to forget if a personally identifiable password is given to him.

[0007] In such a case, even if the person mistakenly enters a different personal identification number, the use is naturally rejected and the purpose (shopping) cannot be achieved. In addition, since it is often constructed to stop handling the card when it is repeated many times, the work efficiency of the staff at the site of use is greatly reduced. Further, since the next customer is kept waiting for a long time, the service and credit of the store and the like are reduced.

[0008] However, if the person takes down the personal identification number of each card and carries it around,
There is no danger. Further, since it takes time to inquire and reissue a personal identification number, for example, it directly leads to a minus on the store side that eliminates sales opportunities.

An object of the present invention is to provide a sub personal identification number information output device capable of easily notifying the user of effective sub personal identification number information so that the user can remember the personal identification number of the card.

[0010]

According to a first aspect of the present invention, there is provided a sub-password information storage means for storing sub-password information corresponding to each card, and a sub-password information output for inputting a sub-password information output request. Request input means, and sub-password information extracting means for retrieving sub-password information storage means on condition of card recognition and extracting sub-password information corresponding to the recognized card when a sub-password information request is input And a sub-password information output control means for outputting the extracted sub-password information so that the card owner can know the card information.

[0011] In this invention, when the card is used specifically, if the user does not remember the password of the card or cannot be sure of the password, he or she or the person in charge may issue the sub-password information output request. A sub-password information request is input using the input means. Then, the sub-password information extracting means searches the sub-password information storage means on the condition that the card is recognized from the member number read from the card using, for example, a card reader, and corresponds to the recognized card. The sub-password information to be extracted is extracted. Subsequently, the sub personal identification number information output control means outputs the extracted sub personal identification number information (for example, display output, print output, and voice output) so that the card owner can know it.

Since the sub personal identification number information is a hint for remembering the personal identification number corresponding to the card to be used by the person, it is desirable that the sub personal identification number information be registered at the same time when the personal identification number is registered. Then, the registered sub personal identification number information is stored in the sub personal identification number information storage means in association with, for example, a member number for recognizing the card.

That is, the personal identification number is changed to the birthday (for example, 1
If "1015" using (15th of October) is used,
The sub personal identification number information corresponding to the card is registered as, for example, "month / day" or "day / month" or "MMDD" or "1000" twisted so as not to be a hint to others. Also, when the password is “1232” or “2321” using the address (No. 1-32),
The sub personal identification number information is, for example, “ADR”, “number” or “where”. Similarly, the password is changed to the telephone number (2345).
In the case of using "2345", the sub password is set to, for example, "114".

[0014] Thus, if it is not certain whether the password of a certain card to be used is “1015” for birthday use or “1232” for address use, the personal identification number of the output card is replaced by the person. Knows the sub-password information “month and day” corresponding to the card registered for recall, and “month and day” is a birthday (for example, 10
The person who knows that the personal identification number indicates the birthday “1015” can be accurately and quickly convinced that the personal identification number is the birthday “1015”.

[0015] Therefore, since the sub-password information valid to the person can be easily informed to the person, it is useful for both the person and the attendant, and even if the sub-password information is output, it can be used for specific use. It is safe because the required password is not leaked to others.

Further, the invention according to claim 2 is a sub-password information output device in which the sub-password information storage means is formed from an internal memory.

In this invention, for example, when constructed integrally with a merchandise sales data processing device having a debit processing function for registered merchandise, the sub personal identification number information storage means stores the card (the merchandise sales data) on the side using the card. (Processing device). In other words, for example, the sub-code information can be stored in a place separate from the external financial institution for confirming the personal identification number, and if it is associated with the card, it can be registered and used even if it does not correspond to the personal identification number. it can.

Therefore, in addition to providing the same operation and effect as the case of the first aspect of the present invention, the sub-PIN information can be extracted at a higher speed, the usability is higher, and the card and the external financial institution ( It does not impose a memory load on the host machine).

Further, the invention of claim 3 is a sub-password information output device formed from the memory in the card to be recognized by the sub-password information storage means.

In this invention, the sub personal identification number information storage means is formed from the memory in the card to be recognized.
That is, the sub personal identification number information is stored in the card itself together with items for confirming the compatibility with the card (card number or member number). Therefore, in addition to providing the same operation and effect as the case of the first aspect of the present invention, since the sub-password information can be stored simultaneously with the membership number when the card is created, the card and the sub-password can be stored. The correspondence with the information is assured, and the facility load on the device using the card can be reduced and the realization is easy.

Further, the invention of claim 4 is a sub-password information output device, wherein the sub-password information storage means is formed from a memory in another device connected to the own device so as to be able to perform data communication.

In this invention, the sub personal identification number information storage means is formed in a memory in another device connected to the own device so as to be able to perform data communication. That is, the card is stored in another device common to each device that can use the card.

Therefore, in addition to providing the same operation and effect as the case of the first aspect of the invention, the card user can know the sub password information in any device, and the sub password information can be obtained. Since only one storage operation is required, the burden on the entire system is light and the sub-password information can be completely prevented from becoming plural.

Further, the invention of claim 5 is a card reader for reading the contents stored in the card, card recognition means for recognizing the card from the contents read by the card reader, and the use of the recognition card. This is a sub personal identification number information output device including a personal identification number input unit for inputting a personal identification number for confirming the password.

In this invention, the contents (member number, etc.) stored in the card can be read by hanging the card on the card reader, and the card recognition means can immediately recognize the card from the read contents. , The sub-password information can be output quickly. In addition, a personal identification number can be input on the spot using the personal identification number input means, using the sub personal identification number information as a hint.

Therefore, in addition to providing the same functions and effects as in the first to fourth aspects of the present invention, the present apparatus is connected to an electronic cash register having, for example, a debit processing function or is integrated with the electronic cash register. It is easy to handle and the usability can be further expanded.

[0027]

Embodiments of the present invention will be described below with reference to the drawings. (First Embodiment) The present sub-password information output device (1
0), as shown in FIG. 1 to FIG. 5, a sub password information storage means (52), a sub password information output request input means (14), and a sub password information extraction means (CPU 11,
ROM 12) and a sub personal identification number information output control means (CP
U11, ROM12), and when a sub-password information output request is input (YES in ST20 of FIG. 5), the sub-password information corresponding to the recognition card 50 can be extracted and the extracted sub-password information can be extracted. The output is formed so that the card owner can know.

In this embodiment, the sub personal identification number information storage means (52) is formed from the memory 52 in the card 50 to be recognized, and stores the sub personal identification number information (for example, "date") as shown in FIG. Can be stored. The sub-password information extracted from the sub-password information storage means (52) is displayed on the display 15 as shown in FIG.

Here, the sub personal identification number information is the card 5
This information is effective for the user to remember the personal identification number unique to 0, and is selected and determined by the person alone or in combination of kanji, katakana, hiragana, numbers, alphabets, and the like.

That is, the sub personal identification number information output device
In this embodiment, the configuration is such that it is integrally incorporated in the debit processing terminal 10 similar to the case of the conventional example (FIG. 10). The debit processing terminal 10 is connected to an electronic cash register (not shown). Of course,
It may be constructed integrally with an electronic cash register or the like.

As shown in FIG. 1, the debit processing terminal 10 includes a CPU 11, a ROM 12, a RAM 13, a keyboard 14, a display 15, a printer 16, a card reader / writer 17, a transmission circuit 18, and an HDD (hard disk device) 19. It is formed to be capable of debit processing with the host machine (30).

That is, the contents stored in the card information storage means (magnetic stripe or IC card section) 51 of the card 50 are read by the card reader / writer 17 and the personal identification number ( For example, by inputting "1015"), an inquiry is made to an external financial institution (upper machine: host computer 30) via the data communication network (WAN1), and the external financial institution (30) issues an inquiry about the card 50. After the expiration date, the account balance, and the like are confirmed, the product purchase price is immediately settled, that is, debit processing is performed.

In FIG. 1, the memory 19 in the HDD 19
M and the memory 30M in the host machine (30),
This will be described in the second and third embodiments.

Here, the card 50 is inserted (ST1 in FIG. 4).
If the answer is 0 (YES), the card reader (17) reads the contents (member number and the like) stored in the card information storage means 51 (ST11). Then, the card recognizing means (CPU 11, ROM 12) determines whether or not the card 50 is a card to be used. That is, the validity is recognized (ST12).

Subsequently, the password input screen display control means (CPU 11, ROM 12), as shown in FIG. 2, outputs the password input screen ["PIN?" And "****"].
Is displayed on the display 15 (ST13).

The personal identification number (for example, “1”
015 ") is input by key (YES in ST14).
The inquiry control means (CPU 11, ROM 12) makes an inquiry to the host machine (host computer 30) in the external financial institution (ST15).

Then, when the user is authenticated (Y in ST16)
ES) is a debit processing control means (CPU 11, ROM
12) performs data processing (debit processing) (ST1).
7) Yes. If authentication is not obtained (NO in ST16), error processing (ST18) is performed. In ST19,
This is a cancellation process.

Here, when the above-mentioned card 50 is specifically used, if the user does not remember the personal identification number (“1015”) or cannot be certain of the personal identification number, he or she does not input an indeterminate personal identification number ( In step ST14, a sub-password information output request is input using the sub-password information output request input means (the "password?" Key in FIG. 2) composed of the keyboard 14 (YE in step ST20 in FIG. 5).
S).

Then, the sub personal identification number information extracting means (CP
U11, ROM12), using the card reader (17), the sub-password information storage means (52) on condition that the card is recognized from the membership number or the like stored in the card 50 (ST12 in FIG. 4). To extract the sub personal identification number information (“date”) corresponding to the recognition card 50.

In this embodiment, when the stored contents of the card (member number, etc.) are read (ST11 in FIG. 4), the sub-password information (“date”) is also read (extracted) at the same time, and
It is temporarily stored in AM13.

In this manner, the sub personal identification number information output control means (CPU 11, ROM 12) is arranged as shown in FIG. 2 so that the card holder can know the extracted sub personal identification number information ("date"). Display output (ST2 in FIG. 5)
2) Do it. The output may be a print output using the printer 16 or an audio output.

Since the sub personal identification number information (“day and month”) is a hint for the user to remember the personal identification number, it is associated with a matter (for example, a member number) for recognizing the card 50 at the time of creation. It is stored in the sub personal identification number information storage means (52).

That is, the password is changed to the birthday (for example, 1
If "1015" using (15th of October) is used,
The sub-password information corresponding to the card 50 is "day and month"
Register as Thus, if it is not certain whether the password of the card 50 is “1015” for birthday use or “1232” for address use for another card, for example, a sub-password information output request (ST20 in FIG. 5). YES), the sub personal identification number information “day / month” displayed and output on the display 15 (ST22).
Knowing this, the person can use this as a hint to accurately and promptly ascertain that the password is "1015", which is the birthday. Therefore, it is safe for both the person and the person in charge, and even if the sub personal identification number information is output, the personal identification number essential for specific use is not leaked.

In addition, since the sub personal identification number information can be stored in the card 50 at the same time as the membership number or the like when the card 50 is created, the correspondence with the card is ensured, and the device using the card (10 The equipment burden on the side) can be reduced, and the implementation is easy.

Further, the card 50 is inserted into the card reader (1).
7), the contents (member number, etc.) stored in the card can be read, and the card recognition means (CPU 11, ROM 12) can immediately recognize the card from the read contents. Number information can be output quickly, and a personal identification number ("1015") can be input on the spot using the personal identification number input means (14) with the sub-password information ("day and month") as a hint. Can be.

Thus, since the present device may be connected to or integrated with an electronic cash register having, for example, a debit processing function, implementation and handling are easy and the usability can be further expanded.

(Second Embodiment) In a second embodiment, the basic configuration and functions are the same as those of the first embodiment (FIGS. 1, 2, and 3).
4), except that the sub-password information storage means (1
9M) is not the memory 52 in the card 50 but the own machine (10... H).
DD19) shown in FIGS. 1 and 6. That is, for example, a place (in the own machine) separate from the external financial institution (30) for confirming the personal identification number, that is, FIG.
The sub personal identification number information is stored in the sub personal identification number information storage means (19M) shown in FIG.

Thus, the sub-password information extracting means (C
The PU 11 and the ROM 12) request that the display of the sub personal identification number information is made (YES in ST210 of FIG. 7), that is, the member number (for example, “10001”) stored in the card 50 using the card reader (17). ), The sub personal identification number information storage means (19M) in FIG. 6 is searched (YES in ST211 in FIG. 7) on condition that the card 50 is recognized (ST12 in FIG. 4).
The sub personal identification number information (“date”) corresponding to “0” is extracted (ST213).

In this embodiment, at the time of reading the contents stored in the card (ST11 in FIG. 4), the sub personal identification number information ("date")
Are simultaneously read (extracted) and temporarily stored in the RAM 13. If it is not stored (NO in ST212), the cancellation process is performed (ST19 in FIG. 4) as in the case where there is no output request (NO in ST210).

Extracted sub personal identification number information (“day / month”)
Is a sub-password information output control means (CPU 11, RO
M12), the display is displayed on the display 15 shown in FIG. 2 so that the card owner can know (ST12 in FIG. 7).
214).

According to the second embodiment,
In addition to providing the same operation and effect as the first embodiment, the sub-PIN information can be further extracted at a higher speed, and the storage load on the card 50 or external financial institution (upper machine 30) side. Does not.

(Third Embodiment) The third embodiment has the same basic configuration and functions as those of the first embodiment (FIGS. 1, 2 and 4), but has the The storage means (30M) is formed of a memory 30M in the other device (30) shown in FIGS. 1 and 8 connected to the own device (10) so as to be able to perform data communication.

That is, in FIG. 8, the card 50, that is, the member number (for example, "10001") is placed in one place (30M) of another device (host computer 30) common to each device (10) that can use the card 50. ) And the sub-code number (“day and month”) for each password (“1015”)
Is stored.

Thus, the sub-password information extracting means (C
The PU 11 and the ROM 12) request that the display of the sub personal identification number information is made (YES in ST220 of FIG. 9), that is, the member number (for example, “10001”) stored in the card 50 using the card reader (17). ), The host machine (host computer 30) is inquired (ST22) on condition that the card is recognized (ST12 in FIG. 4).
Do 1).

Then, the host machine (30) searches the sub password information storage means (30M) shown in FIG. 8 and stores the sub password information (“day / month”) corresponding to the member number (“10001”). Extract and respond to the device (10).

That is, when the device (10) acquires the sub personal identification number information (“day and month”) corresponding to the recognition card 50 from the host machine (30) side (YES in ST222), it outputs the sub personal identification number information. Control means (CPU 11, RO
M12) displays and outputs (ST223 in FIG. 9) the acquired (extracted) sub personal identification number information (“day / month”) as shown in FIG. 2 so that the card owner can know it.

Therefore, in addition to providing the same operation and effect as in the first embodiment, the card user can know the sub personal identification number information in any device (10), Since the work of storing the number information only needs to be performed once and once, the burden on the entire system is light and the pluralization of the sub personal identification number information can be completely prevented.

[0058]

According to the first aspect of the present invention, by inputting the sub password information request using the sub password information output request inputting means, the sub password information extracting means allows the sub password information storing means to store the sub password information storing means. The sub password information corresponding to the recognition card can be extracted by searching, and the sub password information output control means can be output so that the card owner can know the extracted sub password information. Since the device is a sub personal identification number information output device, if the user knows the sub personal identification number information “month / day” corresponding to the card, the person who knows that “month / day” indicates a birthday (for example, October 15) It is possible to accurately and promptly confirm that the password is the birthday “1015”. Therefore, it is possible to easily inform the person of the effective sub-PIN information to the person, and it is useful for both the person and the attendant, and even if the sub-PIN information is output, the secret code required for specific use is required. It is safe because the number is not leaked to others.

Further, according to the second aspect of the present invention, since the sub personal identification number information storage means is formed of the internal memory, the same effect as that of the first aspect of the invention can be obtained. Further, the extraction of the sub personal identification number information can be performed at a higher speed, the usability is high, and the storage load on the card or the external financial institution (upper machine) is not generated.

According to the third aspect of the present invention, since the sub personal identification number information storage means is formed from the memory in the card to be recognized, the same effect as that of the first aspect of the invention can be obtained. In addition to this, when the card is created, the sub-PIN information can be stored simultaneously with the membership number, etc., so that the correspondence between the card and the sub-PIN information is ensured, and the equipment on the device side that uses the card The burden on the target can be reduced, and the realization is easy.

Further, according to the fourth aspect of the present invention, the sub-password information storage means is formed from the memory in another apparatus connected to the own apparatus so as to be able to perform data communication. In addition to the above advantages, the card user can know the sub-password information in any device, and the storage operation of the sub-password information only needs to be performed in one place and once. , The load on the personal identification number information is light, and pluralization of the sub personal identification number information can be completely prevented.

Furthermore, according to the invention of claim 5, a card reader for reading the contents stored in the card,
Claim 1 includes a card recognition means for recognizing the card from the contents read by the card reader, and a password input means for inputting a password for confirming the validity of use of the recognition card. In addition to achieving the same effects as in each of the inventions up to Item 4,
Furthermore, since the present device may be connected to or integrated with an electronic cash register having, for example, a debit processing function, the handling is easy and the usability can be further expanded.

[Brief description of the drawings]

FIG. 1 is a block diagram showing a first embodiment of the present invention.

FIG. 2 is a diagram for explaining a sub personal identification number information output device.

FIG. 3 is a diagram for explaining a sub personal identification number information storage unit.

FIG. 4 is a flowchart for explaining the overall operation.

FIG. 5 is a flowchart for explaining a sub personal identification number information display output operation.

FIG. 6 is a diagram for explaining a sub personal identification number information storage unit according to a second embodiment of the present invention.

FIG. 7 is a flowchart for explaining a sub personal identification number information display output operation.

FIG. 8 is a diagram for explaining a sub personal identification number information storage unit according to a third embodiment of the present invention.

FIG. 9 is a flowchart for explaining a sub personal identification number information display output operation.

FIG. 10 is a diagram for explaining an example of a data processing apparatus which processes a password input according to the present invention and a conventional example.

[Explanation of symbols]

10 Debit processing terminal (sub personal identification number information output device ...
(Own machine) 11 CPU (sub-PIN information extraction means, sub-PIN information output control means, card recognition means) 12 ROM (sub-PIN information extraction means, sub-PIN information output control means, card recognition means) 13 RAM 14 Keyboard (sub-PIN information output requesting means, PIN input means) 15 Display 16 Printer 17 Card reader / writer (card reader) 18 Transmission circuit 19 HDD 19M Internal memory (sub-PIN information storage means) 30 Host computer (Other device) 30M Other device memory (sub password information storage means) 50 Card 51 Card information storage means 52 Memory in card (sub password information storage means)

Claims (5)

[Claims] 1. A sub-password information storage means for storing sub-password information corresponding to each card, a sub-password information output request input means for inputting a sub-password information output request, and a sub-password information request. A sub-password information extracting means for searching the sub-password information storage means and extracting the sub-password information corresponding to the recognition card under the condition of card recognition when input, and A sub personal identification number information output device comprising: a sub personal identification number information output control means for outputting the information so that the card owner can know. 2. The sub personal identification number information output device according to claim 1, wherein said sub personal identification number information storage means is formed from an internal memory. 3. The sub personal identification number information output device according to claim 1, wherein the sub personal identification number information storage means is formed from the memory in the card to be recognized. 4. The sub personal identification number information output device according to claim 1, wherein the sub personal identification number information storage means is formed from a memory in another device connected to the own device so as to be able to perform data communication. 5. A card reader for reading the contents stored in the card, card recognition means for recognizing the card from the contents read by the card reader, and a password for confirming the validity of use of the recognition card. 5. The sub-password information output device according to claim 1, further comprising a password input means for inputting a password.