JP2000259755A - Making electronic money have communication function by mounting ic(integrated circuit) having inputted information on electronic money thereto, onto mobile communication equipment - Google Patents

Abstract

PROBLEM TO BE SOLVED: To improve the convenience and safety by inputting information on a credit card, a cash card, a money card, a prepaid card, an IC card of electronic money, an express-highway pass, a commutation ticket, other member's cards or the like to an IC or an LSI and mounting it onto a mobile communication equipment so as to provide a communication function to the various kinds of cards. SOLUTION: Information on electronic money is inputted to an IC(integrated circuit) or an LSI and the IC or LSI is mounted onto a mobile communication equipment in an attachable and detachable form to provide a communication function to the electronic money to exchange information and data by communication. The mobile communication equipment is the general term of a portable telephone set, PHS, satellite telephone, an integrated services digital mobile communication (NEXNET), a next generation portable telephone set, a cordless telephone set, a transceiver and a radio equipment. Information of the IC and LSI to be mounted to the mobile communication equipment is information on electronic money and information on a credit card, a cash card, a debit card or the like.

Description

DETAILED DESCRIPTION OF THE INVENTION

The present invention relates to a conventional IC card (electronic money)
In this case, it was necessary to replenish electronic money by going to a dedicated terminal, but according to the present invention, using the communication function of the mobile communication device, the IC or LS of the electronic money directly in the mobile communication device was used.
By taking information (electronic money) into I, time and place restrictions are eliminated.

[0002] The use of electronic money mounted on a mobile communication device is such that payment of credits and various charges is performed by using a communication function in addition to payment using electronic money instead of cash as currently used. Automatic transfer can be made from electronic money in the communication device, serving as a savings account that can be carried around, and by using its communication function, remittance to remote locations can be performed freely.

Conventionally, when withdrawing from a savings account or performing cashing, it was necessary to go to the respective window or to an ATM or a CD. However, according to the present invention, electronic money can be used using a communication function regardless of time and place. Can be taken into an IC or LSI in the mobile communication device.

Since the exchange of electronic money between individuals is performed by communication (telephone), forgery or falsification of data is checked by an electronic money issuing company or an electronic money management company.
Because it can be done, safety is extremely high.

Using the liquid crystal display portion of the mobile communication device, the balance of electronic money, the amount of payment, the past transaction data, and the transaction contents of credit cards, cash cards, etc. input to ICs and LSIs can be displayed. In addition, by attaching a printer to the charger of the mobile communication device, it is possible to print out transaction data at the time of charging.

The present invention relates to credit cards, cash cards, money cards, prepaid cards, electronic money IC cards, which are now called plastic money,
Information such as expressway toll tickets, commuter passes, and other membership tickets are integrated into IC
By inputting the data to an IC or an LSI and mounting the card on a mobile communication device to provide various cards with a communication function, convenience and security are remarkably improved.

When using the functions of a credit card, cash card, electronic money IC card or other card mounted on a mobile communication device (data and information exchange, replenishment and payment of electronic money), a non-contact method called communication is used. By doing so, speedy decision-making and information exchange become possible.

[0008] By mounting information on commuter passes and tolls on expressways on ICs and LSIs of mobile communication devices, it is possible to use the communication function and pass through ticket gates and toll gates without contact. Become.

[0009] Each person uses his / her own mobile communication device, so that the input of the personal identification number at the time of approval is not seen by others, and the information of IC and LSI is managed by the host computer as needed by using the communication function. It is very safe because it can prevent lost or stolen data and tampering with data.

[0010] Even in transactions on the Internet, it is possible not only to make a decision on the Internet but also to communicate with a mobile communication device to confirm the contract contents and the will of the person, and to make a decision safely. I can do things.

Means for specifying an individual (member number, mobile communication device, etc.) by specifying the number of the mobile communication device in addition to the various member numbers input to the IC or LSI and registering the number in the host computer. Number, personal identification number, etc.) and the safety is improved as compared with the related art.

[Brief description of the drawings]

FIG. 1 is a front view of a mobile communication device. Data such as the balance of the IC card is displayed on the liquid crystal display.

FIG. 2 is a side view of a mobile communication device. 2. IC or LSI insertion port battery

FIG. 3 is inserted from the back of 4.2 of the mobile communication device, and a window is provided so that the mounted IC and LSI can be checked.

FIG. 4 Front of IC card This is the IC part of the IC card. By inserting this IC part from the part 2 and mounting it on the mobile communication device,
The C card has a communication function.

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[Procedure amendment]

[Submission date] June 3, 1999 (1999.6.3)

[Procedure amendment 1]

[Document name to be amended] Drawing

[Correction target item name] All figures

[Correction method] Change

[Correction contents]

FIG.

FIG. 2

FIG. 3

FIG. 4

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Claims (9)

[Claims] An electronic money information is stored in an IC (Integrated Circuit) or L
By inputting the information to the SI and mounting the IC or LSI in a removable form on the mobile communication device, the electronic money has a communication function, and information and data are exchanged by communication. 2. A mobile communication device is a mobile phone, a PHS, a satellite phone, an integrated digital mobile communication service (NEXNE).
T) is a general term for next-generation mobile phones, cordless phones, transceivers, and wireless devices. 3. The information of the IC and the LSI mounted on the mobile communication device is the following information in addition to the electronic money. Credit card, cash card, debit card and other memberships, personal information (medical charts, etc.), prepaid cards, money cards, commuter passes, expressway tolls, various admission tickets, consultation tickets, health insurance cards, airline boarding passes , And other designated transportation tickets and tickets are claimed. 4. A credit card currently used,
A function to read and write cash card, electronic money (IC card) encoding (magnetic stripe) and IC data in mobile communication devices, and to exchange information and data using the communication functions. . 5. A mobile phone, a mobile phone, a satellite phone,
For telephones such as PHS, in addition to the original telephone communication function, F
An M communication function, a communication function for other frequencies, and a bar code reading function are provided. 6. Electronic money or other electronic information is directly input to an IC card through a telephone. 7. An electronic money IC card, a credit card, a cash card, etc. encoding (magnetic stripe) and information inputted to an IC can be displayed and displayed on a liquid crystal display portion of the mobile communication device. 8. A printer is attached to a charger of a mobile communication device so that IC and LSI information (transaction information of electronic money, credit card, cash card, etc.) can be output. 9. The balance of an electronic money, a prepaid card, a money card, a credit card, a cash card, an account number, a membership number, an IC, an LSI in a mobile communication device.
Entering various information such as approval information and conducting various transactions and approvals using the communication function.