JP2000099602A - Business branch system - Google Patents

Abstract

PROBLEM TO BE SOLVED: To grasp in real time the current cash amount of every business branch of a financial institution by connecting a server storing the current cash amount of every equipment to a network. SOLUTION: When a transaction is carried out via a window terminal 2, an automatic machine 3 or a teller machine 4, the terminal 2, machine 3 or machine 4 sends the cash transaction information to a business branch server 6 in each establishment of transaction and regardless of an online or offline mode set against a host 8. The server 6 stores the current cash amount information on every terminal 2, machine 3 and machine 4 and accordingly updates the current cash amount information on the relevant equipment based on the cash transaction information which is received from the terminal 2, machine 3 or machine 4. The server 6 also receives the operation of the terminal 2 or machine 4 and outputs the stored current cash amount information on the business branch. Receiving this output of the server 6, the terminal 2 or machine 4 displays it.

Description

DETAILED DESCRIPTION OF THE INVENTION

[0001]

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a branch office system of a financial institution, and more particularly to cash management in a branch office system.

[0002]

2. Description of the Related Art A branch office system of a financial institution uses a terminal installed at a counter or the like and an automatic machine or the like for handling cash.
N, and the sales office system is connected to a host via a communication control device connected to the LAN. In the conventional branch system,
The cash transaction information processed by the terminal and the automatic machine is transmitted to the host, and the cash amount information is managed by the host.

[0005] Transactions processed by the terminal include online transactions and offline transactions. Cash transaction information is immediately transmitted to the host and managed only during online transactions.
At the time of offline transaction, the transaction slip is re-entered later and transmitted to the host at the time of online transaction.

[0004]

As described above, in the conventional branch system, all the information at the time of the offline transaction is transmitted to the host, and only after the scrutiny process of all the terminals is completed, the branch of the branch is Since it is not possible to grasp the cash amount, effective fund management, for example, replenishment to a lack of funds teller, collection from a teller with excess funds, and management of funds for the entire branch office could not be managed in real time.

[0005]

In order to solve the above-mentioned problems, the present invention stores cash information of each device in an office system in which a plurality of devices handling cash are connected to a network. A server is connected to the network. Then, when each of the devices conducts a transaction, the device sends cash transaction information to the server, and the server updates the cash amount information based on the cash transaction information sent from each device each time a transaction is completed. Go.

[0006]

FIG. 1 is a block diagram showing an example of an embodiment of an office system according to the present invention. In FIG. 1, reference numeral 1 denotes a sales office system. This branch system 1
In the above, as a device for handling cash, cash processing machine 2
a, one or more counter terminals 2 for inputting / outputting cash and input / output of various information by operation of bank staff, and one or more automatic terminals for inputting / outputting cash by customer operation The machine 3 is provided with one or a plurality of cash machines 4 for storing cash and managing the cash in and out of the business office by the operation of the bank staff.

The above-mentioned counter terminal 2, automatic machine 3, cashier 4
Is connected to LAN5. Reference numeral 6 denotes a sales office server, which is connected to the LAN 5. The counter terminal 2, the automatic machine 3
When the transaction is performed, the teller machine 4 sends the cash transaction information to the sales office server 6 via the LAN 5. The sales office server 6 converts the cash transaction information into cash, and stores the cash cash information for each device or model of the counter terminal 2, the automatic machine 3, and the cashier 4, and the cash cash information for the whole business office.

FIG. 2 is an explanatory view showing an example of the cash amount information stored in the sales office server 6. In the sales office server 6, for example, the sales office system 1 shown in FIG. 2, cash amount information respectively corresponding to the automatic machine 3 and the cashier 4, and the individual counter terminals 2, the automatic machine 3 and the cashier 4
The cash cash amount information of the entire branch in which the cash cash amount information is summed is stored in a database. The cash position information of the counter terminal 2 is configured, for example, by dividing the position of each cash position and the position before and after the scrutiny for each denomination and each application.

Returning to FIG. 1, reference numeral 7 denotes a communication control device,
It is connected to AN5. Reference numeral 8 denotes a host, which is connected to the communication control device 7 of each branch system 1 via a communication line. In the branch office system 1, a passbook bookkeeping machine, etc.
Devices that do not handle cash are also connected to the LAN 5, but are not shown in FIG.

Next, the operation of this embodiment will be described. When a transaction is performed at the teller terminal 2, the automatic machine 3, or the teller machine 4, the teller terminal 2, the automatic machine 3, and the teller machine 4 are cashed for each transaction, regardless of online / offline with respect to the host 8. The information is sent to the sales office server 6. In the sales office server 6, each counter terminal 2, automatic machine 3
And cash information of the teller machine 4 is stored. When cash transaction information is sent from a counter terminal 2, an automatic machine 3, or a teller machine 4, the cash information of the corresponding device is sent. Update based on the received cash transaction information. Accompanying this, the cash amount information of the entire branch is also updated.

[0011] The management of the cash amount in the sales office is carried out at the counter terminal 2
Alternatively, the cash amount information in the office stored in the office server 6 is called by an operation from the teller machine 4. That is, the branch server 6 receives the operation from the teller terminal 2 or the teller machine 4,
It outputs the stored cash information in the office. The counter terminal 2 or the teller machine 4 receiving this output displays the cash amount information in the office on the display or prints it on paper so that it can be viewed.

Here, the office server 6 updates the cash amount information every time a transaction is completed.
In addition, the company always has the latest cash balance in the branch. Then, the cash amount in the office can be grasped without accessing the host 8 or accessing each counter terminal 2, the automatic machine 3, or the cashier 4.
Is off-line to the
Even if there is a terminal or an automatic machine of F, the cash amount in the office can be grasped in real time, and the cash amount can be managed quickly and reliably.

Further, by operating the cash amount information in the office stored in the office server 6 of each office by an operation from an external monitoring terminal or the like which can access the LAN 5, the cash amount management is performed. However, it can be performed not only in one branch but also in all stores in real time. In the cash close scrutiny performed after the business, the cash amount information of the individual counter terminal 2, the automatic machine 3, and the cashier 4 is stored in the sales office server 6, and this cash amount information is updated every time a transaction is completed. Therefore, the latest scrutiny information of each counter terminal 2, automatic machine 3 and cashier 4 is always held in the sales office server 6. The processing of the closing check may be performed by outputting cash information of the individual counter terminals 2, the automatic machines 3 and the cashiers 4 stored in the sales office server 6 to a form. The processing performed by the cashier 3 and the teller machine 4 is only a cash collection processing, that is, a so-called reimbursement scrutiny, which greatly reduces the load. In addition, the account matching with the host 8 can be performed by shortening the processing time because the cash amount information stored in the sales office server 6 and the deposit master file of the host 8 need only be checked.

[0014]

As described above, according to the present invention, in a sales office system in which a plurality of cash handling devices are connected to a network such as a LAN, a server for storing cash amount information for each device is provided. It is connected to the network. Then, when each of the devices conducts a transaction, the device sends cash transaction information to the server, and the server updates the cash amount information based on the cash transaction information sent from each device each time a transaction is completed. It is something that goes.

[0015] Therefore, the cash in the office can be ascertained without accessing the host or accessing each device. Therefore, even if the host computer is off-line, there is no power-off device. However, it is possible to grasp the cash amount in the office in real time, and to manage the cash amount quickly and reliably. Further, since the cash amount information is stored in the server, the burden on scrutiny is reduced, and the time required for account matching with the host can be shortened.

[Brief description of the drawings]

FIG. 1 is a block diagram showing an example of an embodiment of a sales office system of the present invention.

FIG. 2 is an explanatory diagram showing an example of cash amount information;

[Explanation of symbols]

 DESCRIPTION OF SYMBOLS 1 Office system 2 Counter terminal 2a Cash processing machine 3 Automatic machine 4 Cashier 5 LAN 6 Office server 7 Communication control device 8 Host

Claims (2)

[Claims] 1. An office system in which a plurality of cash handling devices are connected to a network, wherein a server for storing cash amount information for each device is connected to the network. . 2. The apparatus according to claim 1, wherein each of the devices sends cash transaction information to the server when a transaction is made, and the server uses the cash transaction information sent from each device every time a transaction is completed. A branch office system characterized by updating cash information.